Upload
vickysan
View
217
Download
0
Embed Size (px)
Citation preview
7/31/2019 Kau Questionniare[1]
http://slidepdf.com/reader/full/kau-questionniare1 1/4
Date: SONA SCHOOL OF MANAGEMENT Resp No:
THANK YOU FOR YOUR TIME TO COMPLETE THE QUESTIONNAIRE.
CUSTOMER PERCEPTION OF E-BANKING SERVICES OF INDIAN BANKS
Please answer the following questions based upon your personal perceptions.
TYPE OF BANK PUBLIC PRIVATE FOREIGN
BANK'S NAME
GENDER Male Female
AGE 20-30 yrs 30-40 yrs 40-50yrs above 50yrs
INCOME LEVEL < 1Lakh 1-2 Lakh > 2 Lakh
1. How would you rate the following factors while selecting e-channels?
Factors MI I UD UI MUI
(i)Convenient accessibility of e-channels
(ii)Convenient location of ATMs
(iii)Easy availability of e-channels
(iv)Low hidden cost for services
(v)Number of facilities provided by e-channels
(vi)Security risk to use
MI- Most Important; I – Important; UD- Undefined; UI- Un-Important; MUI- Most Un-Important
2. Which of the following e-channels do you prefer? (Rank according to utilityand your preference)
i) ATM
ii) ONLINE- BANKING
iii) CREDIT CARDiv) SMART CARD
v) DEBIT CARD
vi) TELE- BANKING
vii)MOBILE- BANKING
3. Are you aware about hidden cost levied by e-banks on services provided toyou?
Yes No
7/31/2019 Kau Questionniare[1]
http://slidepdf.com/reader/full/kau-questionniare1 2/4
Date: SONA SCHOOL OF MANAGEMENT Resp No:
THANK YOU FOR YOUR TIME TO COMPLETE THE QUESTIONNAIRE.
4. What are motivational factors encouraging customers to prefer a particulare-channel (Rate accordingly)
MOTIVATIONAL FACTORS SA A UD DA SDA
COST-EFFECTIVE
CONVENIENT ACCESSIBILITY
PROVIDE ACCURATE INFORMATION
PROVIDE EFFICIENT SERVICES
PROVIDE SECURITY FOR THREADS TO
LOOSE INFORMATION
TIME- SAVING
SA- Strongly Agree; A- Agree; UD- Un-Defined; DA- Dis- Agree; SDA- Strongly Dis- Agree
5. What is your occupation?
BUSINESS
EMPLOYEE SERVICE SECTOR
EMPLOYEE MANUFA SECTOR
PROFESSIONALS
6. How would you Rate the hidden service charges (if any) of the following e-channels in e-banks?
E-channels MR R UD UR MUR
ATM
Credit Card
Debit Card
Internet-
Banking
Mobile-
BankingSmart Card
Tele- Banking
MR- Most Reasonable; R-Reasonable; UD-Undefined; UR-Un-Reasonable; MUR- Most Un-reasonable
7/31/2019 Kau Questionniare[1]
http://slidepdf.com/reader/full/kau-questionniare1 3/4
Date: SONA SCHOOL OF MANAGEMENT Resp No:
THANK YOU FOR YOUR TIME TO COMPLETE THE QUESTIONNAIRE.
7. Which type of problem do you generally face while using e-channels?(Please Rank the following from 1to 8 where 1-most higher priority and 8- very least priority)
i) Inadequate knowledgev) Number of atms are not
sufficient
ii) Lack of knowledge regarding use
of e-channelsvi) Unsuitable location of atms
iii) Lack of infrastructure vii) Time consuming
iv) Poor network viii) No problem at all
8. What the banks should do to make the bank customers aware about e-
channels of the banks in your opinion?(Please Rank the following from 1to 5 where 1-most higher priority and 5- very least priority)
(i) Conduct more training programme for bank customers
(ii)Demo- fares regarding e-channels
(iii)Information demo at the counter
(iv)More advertisements
(v)Personal contact programs
9. (a) How many times do you visit a bank physically for banktransactions in a month in addition to accessing e-channels?
(i)Occasionally once
(ii)2 to 5 times
(iii)6 to 10 times
(iv)11 to 15 times
(v)More than 15 times a month
(b) For what purpose do you visit your bank physically?
(Please Rank the following from 1to 6 where 1-most higher priority and 6- very least priority)
(i)Mega size deposits
(ii)for mega-size withdrawals
(iii)any other purpose
(iv)for getting loans/advances
(v)to access lockers
(vi)to get information
7/31/2019 Kau Questionniare[1]
http://slidepdf.com/reader/full/kau-questionniare1 4/4
Date: SONA SCHOOL OF MANAGEMENT Resp No:
THANK YOU FOR YOUR TIME TO COMPLETE THE QUESTIONNAIRE.
10. Rate the following statements related to e-channels
STATEMENTS SA A UD DA SDA
(i) E-channels do not ensure privacy
(ii) E-channels ensure more transparency
(iii) E-channels are creating more confusion for
customers
(iv) E-channels have bright future in global age
(v) E-channels improve the quality of customer service
in banks
(vi) E-channels are necessary in the competitive,
global and new economy of India
(vii) E-channels make online purchase of goods and
services easier
(viii) E-channels are creating more social relations
among the bank customers and bank employees
(ix) E-channels are fulfilling our all requirements in e-
age
(x) E-banks charge more hidden cost
(xi) More formalities are required to get e-channels
issued from the bank
(xii) Online banking helps to manage transformation in
banks more efficiently
(xiii) Smart card sometimes creates technical hurdles to
make payments
SA- Strongly Agree; A- Agree; UD- Un-Defined; DA- Dis- Agree; SDA- Strongly Dis- Agree
11. Could you please briefly explain your wishes and any other comments inorder to comfortably and securely conduct your online banking?