Kentucky Retired Teachers Association · 2018-08-14 · Vacations While you’re away on vacation, the last thing you want to worry about is burglars invading your home and stealing

Kentucky Retired Teachers AssociationServing Retired Teachers Since 1957

volume liii number 2 louisville, kentucky July 2018

a q

ua

rt

er

ly p

ub

lic

at

ion

Ken

tuck

y R

etir

ed T

each

ers

Ass

ocia

tion

prsr

t st

du.

s. p

osta

geP

A I

Dpe

rmit

572

loui

svil

le, k

y

7505

Bar

dst

own

Roa

dL

ouis

vill

e, K

entu

cky

402

91-3

234

IN THIS ISSUE . . . Carla Hahn Retires . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Method Used In Biennial Budget . . . . . . . . . . . . . . . 1 Romanza Johnson Honored . . . . . . . . . . . . . . . . . . . 1PERSONALLY SPEAKING

From the Executive Director . . . . . . . . . . . . . . . . . 2Kimbler-Bourgard

A MESSAGE FROM THE PRESIDENT . . . . . . . . . . 2Valuing Our Past, Strengthening Our Present,

Building For Our FutureKRTA PARTNERS Liberty Mutual . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Burglars Don’t Take Vacations Brown & Brown Insurance . . . . . . . . . . . . . . . . . . . . 3 NEW! Pet Insurance Comfort Keepers . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Reduce the Risk of Dehydration in Seniors NAEP . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Temporary Job Opportunities: Assessment AdministratorsINSIDE SCOOP Progress on Robert V. Wagoner Building . . . . . . . . . 5YOUR HEALTH & SAFETY Gluten Sensitivity-Celiac Disease . . . . . . . . . . . . . . . 6 Forgetful? Fix It! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6MY BEST ADVENTURE Donna Elmore . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 2018 FALL WORKSHOP SCHEDULE . . . . . . . . . . . 7

AROUND THE STATE Adair County RTA . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Barren County RTA . . . . . . . . . . . . . . . . . . . . . . . . . 8 Bluegrass RTA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Calloway County RTA . . . . . . . . . . . . . . . . . . . . . . . 8 Central KY East RTA . . . . . . . . . . . . . . . . . . . . . . . . 8 Central KY West RTA . . . . . . . . . . . . . . . . . . . . . . . . 8 Fifth District RTA . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Grant County RTA . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Jessamine County RTA . . . . . . . . . . . . . . . . . . . . . . . 8 Lincoln County RTA . . . . . . . . . . . . . . . . . . . . . . . . . 8 Kenton County RTA . . . . . . . . . . . . . . . . . . . . . . . . . 9 Marion County RTA . . . . . . . . . . . . . . . . . . . . . . . . . 9 Monroe County RTA . . . . . . . . . . . . . . . . . . . . . . . . 9 Muhlenberg County RTA . . . . . . . . . . . . . . . . . . . . . 9 Owen County RTA . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Pendleton County RTA . . . . . . . . . . . . . . . . . . . . . . . 9 Third District RTA . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Webster County RTA . . . . . . . . . . . . . . . . . . . . . . . . 9 THE STEPHEN FOSTER STORY DISCOUNT . . . . 9SPOTLIGHT ON KRTA MEMBER Pascal Benton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10FOR YOUR INFORMATION . . . . . . . . . . . . . . . . . 11 KRTA Membership Pin Order Form . . . . . . . . . . 11QUIPS, QUOTES & PUZZLES . . . . . . . . . . . . . . . . 11DECEASED RETIRED TEACHERS . . . . . . . . . . . 12

(Continued on Page 3)

I want to take this opportunity to thank everyone affiliated with KRTA for all of the opportunities and experiences this job has provided . I am thankful to have met and made so many friends and acquaintances across the state in the past 30 years . I have genuinely enjoyed my employment at KRTA . Most

of all, I am thankful I have had the opportunity to work with such excellent quality co-workers . I will miss each of you all dearly when my retirement is official on the 29th of June . A big thank you for the beautiful purple monogrammed throw that was presented to me at the State Convention . I will cherish each memory as I wrap up in it this winter and remember the many good years .

Carla Hahn Retires

Immediate Past President,Romanza Johnson Honored

Method Used In Biennial Budget Could Jeopardize

Retiree Health CareBy Tim Abrams, KRTA Executive Director

The 2018 General Assembly short-changed the Shared Responsibility Plan which passed by a unanimous vote as House Bill 540 during the 2010 General Assembly, and this could have dangerous and expensive consequences for retired teachers and their dependents . You may recall that Shared Responsibility Plan refers to the state law enacted eight years ago when Kentucky’s teachers and the rest of the education community agreed to changes protecting the long-term funding of retiree health care for teachers and largely eliminated a $5 billion liability facing Kentucky taxpayers .The legislation ensures healthcare benefits for Kentucky’s current retired teachers, but also for active teachers when they retire . It’s important because it finally set retiree health care on the path to being prefunded by requiring everyone involved (active


President Johnson conducted her last Executive Council meeting on June 4, 2018, after serving an exemplary term . She is pictured above with Tim Abrams, KRTA Executive Director . Beginning July 1, 2018, Shirley Dick-Wolf will be the 2018-19 KRTA President .

page 2 krta news JULY 2018

PERSONALLY SPEAKING . . .

PRESIDENT’S MESSAGE . . .Shirley Dick-Wolf

Tim Abrams

Executive Director


“Valuing Our Past, Strengthening Our Present, Building for Our Future”

Adlai E . Stevenson once said, “We can chart our future clearly and wisely when we know the path which led to our present .” This profoundly insightful thought led me to my theme as President of KRTA for 2018-2019 .As much as I have been involved in the workings of retired teachers at the local, district and state level, I did not really know, in depth, how the organization came to be .Delving into our rich history has brought such gratitude and appreciation for those retired teachers of 1957 . Their concerns, worries and

questions about the welfare of retired teachers at that time have made it possible for retired teachers today to have a strong voice in legislative issues regarding our pension, cola, and health insurance . The courage they had to take that leap led to the first step toward forming an association whose main purpose was, is, and will be to support Kentucky’s retired teachers . The clarity of their vision is remarkable . The value of their work is immeasurable .Today, scores of volunteer retired teachers around the Commonwealth are committed to strengthening our association as we continue to diligently work and fight for the benefits we earned as active teachers .The work and progress we make today will not only maintain but sustain and help build for future generations of retired teachers . Please join us during the 2018 KRTA District Workshops this fall . I will share more information with you . Additionally, you will hear directly from Tim Abrams, Executive Director, KRTA Health/Insurance, Membership and Legislative Co-Chairs and TRS Kentucky . I am honored to stand on the shoulders of those who came before me . I am honored to serve as KRTA President . Wishing you good health, joy, laughter, God’s grace and many blessings . . .

KRTA PresidentShirley Dick-Wolf

The Kimbler-Bourgard Foundation 2017-18 has been a banner year for the Kimbler-Bourgard Foundation . The generosity of KRTA members is unmatched . The Kimbler Bourgard Fundraiser this past year has added $79,433 .55 to the foundation coupled with do-nations made in memory of Dr . Wagoner, KRTA’s past executive director totaling $20,021 .00 . Since July of 2018 contributions toward the fund from individuals, local KRTA associations, and KRTA district associations are well over $100,000 . These contributions will insure the continuance of the N .O . Kimbler Scholarship and will launch the benevolence initiatives for retired teachers within the next year .

Historical Background

The N .O . Kimbler Memorial Fund, Inc ., was established in 1991 . The N .O . Kimbler Scholarship Program has grown to the point where in 2017-18 we awarded one $1,650 scholarship to each of Kentucky’s 17 public community and technical colleges .

In 1928 Caroline Bourgard’s will was admitted to probate in Jefferson County, Kentucky . In the Eleventh paragraph of the Will, Ms . Bourgard made the following bequest:

. . . that the sum of ten thousand $10,000 dollars be converted into an endowment fund and designated the “Emma Bourgard Fund for Aged, Infirmed and Destitute Teachers” -This fund may be annexed to the fund that is being raised to provide for a ‘Home for Aged Teachers .’ If this project should fail to materialize then the interest shall be used and may be placed in the hands of the Louisville Board of Education for the amelioration of aged and destitute teachers .

In July 2008, Frost Brown Todd Attorneys LLC contacted KRTA about taking responsibility for the funds once the Caroline Bourgard Charitable Trust was

dissolved . In April 2009, we were asked to take possession of funds because the Bourgard Trust had been dissolved in September 2008 .

In September 2009, a Bourgard Funds Ad Hoc Committee was appointed to determine possible uses of the Bourgard funds including investment options . The Ad Hoc Committee recommended to the KRTA Executive Council that the Bourgard Funds be invested for a minimum period of five years . In June 2015, another Ad Hoc Committee was appointed to explore the next steps for the Bourgard Fund . At the December 2015 Executive Council meeting, the Council approved the following resolution:

• Place the Bourgard Fund under the auspices of the N .O . Kimbler Memorial Fund, Inc .

• File appropriate paper work with the Kentucky Secretary of State for the N .O . Kimbler Memorial Fund, Inc ., to “Do Business As” (DBA) the Kimbler-Bourgard Foundation .

• Initial focus—continue the N .O . Kimbler Scholarships and ramp up benevolence initiatives for retired teachers during the next 3-5 years .

• Utilize Contempo Direct, Inc ., to provide fund raising consulting and management services (renewable on an annual basis) to grow the proposed foundation’s investment account .

• Merge the current separate N .O . Kimbler and Bourgard Fund investment accounts . If feasible, initial distribution for benevolence would occur in connection with our 60th (Diamond Celebration) in FY2018 . If not, the initial distribution would not occur before FY2020 .

• Within the next 2 years establish an Ad Hoc Committee(s) to develop guidelines for distributing benevolence funds .

Current Plans

The past year of fundraising coupled with investment results have grown the Kimbler-Bourgard foundation to over $375,000 . It is our intent to continue to grow our scholarship program with our Community and Technical Colleges and fully establish a KRTA benevolence programs . Working for the common good and helping those who need our support are two very important KRTA goals . It has been a tough time for a number of our members and this seems an appropriate time to lay the appropriate groundwork for a KRTA benevolence program .

Kimbler-Bourgard


KRTA PARTNERS . . .

Dave FarmerLiberty Mutual Insurance

To learn more about Liberty Mutual Auto and Home Insurance or get a free, no-obligation quote, call David Farmer at 502-429-4504 ext . 51690 or visit www .libertymutual .com/krta .

Coverage underwritten and provided by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. Reprinted with permission from Liberty Mutual. ©2014 Liberty Mutual Insurance

A message from Liberty Mutual InsuranceBy Dennis Goebel, Vice President, Liberty Mutual Insurance Company

Burglars Don’t Take Vacations

While you’re away on vacation, the last thing you want to worry about is burglars invading your home and stealing your personal belongings . So before you leave, take these precautions . They’ll help protect your property and give you peace of mind . Lock all windows and use dead-bolts on exterior doors . Install security

bars on sliding doors to prevent them from being lifted off their tracks . Leave a few shades or curtains open to maintain a “lived-in” appearance . Set light timers in a few rooms so that it appears people are at home when

it’s dark . Stop newspaper delivery so that papers don’t pile up at your door . Store cash, jewelry and other valuables in a bank safe-deposit box .Don’t leave an outgoing message on your answering machine announcing

you are on vacation . Lower the volume on the machine and your telephone ringer .

Install outside lights, preferably with motion detectors . If you can afford one, install and activate a security system . Or at the very

least, put security system warning decals on doors and windows to deter intruders .

Finally, ask your neighbors to keep an eye on your property and to notify you if they suspect a problem . Even better, ask a friend or relative either to house sit or to stop by daily to collect your mail, put out your garbage, and check that everything’s okay . Don’t forget to exchange the favor yourself .

13101 Magisterial DrSuite 200Louisville, KY 40223502.814.0647 (P)[email protected]

We’re fighting for you! And every other educator . . . Join us! Dues are only $20

for an entire year .

Membership applications

online at www .krta .org

or call 800-551-7979

AT TAC K O N

P U B L I C PE N S I O N S

At the recent Executive Council meeting, I had a beautifully decorated, delicious retirement cake and a Lowes gift card presented to me . A special thank you for the many cards, kind words, and variety of gift cards received . I will enjoy using them . I feel lucky that I have truly loved my job and the people . Happiness to all . Carla

(Continued from “ Carla Hahn Ret. .” Page 1)


Reduce the Risk of Dehydration in SeniorsSeniors are more at risk for becoming dehydrated for many reasons . For instance, they can have imbalances in their fluid and electrolytes, or their sense of thirst can diminish due to prescribed medications . It is important to make sure that your aging loved one is staying hydrated, especially in the warmer months of the year when it is even easier to become overheated and dehydrated .Signs of DehydrationThere are signs and symptoms that can represent dehydration, and if you notice any of these symptoms, contact your loved one’s health care provider or seek immediate medical assistance .

- Muscle cramps- Dry skin- Sleepiness- Dark Urine Color- Dizziness

Ways to Stay HydratedTo make sure your loved one is staying hydrated, have them drink plenty of fluids . Because our bodies are 60% water, it makes sense to drink as much water as possible . But sometimes this can lack nutrition and flavor . There are many water enhancers available in stores, or you can create fruit-infused water for your loved ones . Your aging loved one can also stay hydrated and healthy by drinking broths (chicken, vegetable, or beef) and by eating hydrating foods . Hydrating FoodsHydrating foods are foods that are made up of at least 80% water, some of which include .

- Tomato- Cucumber- Watermelon- Bell Pepper- Grapes- Cantaloupe- Orange- Blueberry- Apple

Comfort Keepers® At Comfort Keepers®, we understand you can’t be there for your loved one at all times . That’s where we can help . Our compassionate, professional caregivers, called Comfort Keepers®, can provide your loved one with the assistance they need to stay hydrated in the warm months—and year round . With in-home care services our Comfort Keepers can help prepare hydrating foods or create a large pitcher of fruit-infused water for your loved one to enjoy . For more information on how our caregivers can ensure your loved one is staying hydrated, and to learn more about our other in-home care services contact us at 606 .676 .9888 or visit www .comfortkeepers .comReferenceshttps://medlineplus .gov/dehydration .html

Sara Short

Temporary Job Opportunities: Assessment Administrators

We are seeking motivated individuals who are committed to excellence and have experience working in schools with students . Westat is recruiting for the 2019 National Assessment of Educational Progress, also known as NAEP or The Nation’s Report Card, for the National Center for Education Statistics, which is part

of the U .S . Department of Education .The position involves conducting assessment sessions with 4th-, 8th-, and 12th grade students using touch-enabled tablets in participating schools across the country . You will work on a team of 2-4 people . This opportunity is ideal for retired educators .Your duties will include:

ӹ Administer assessment sessions using tablets in schools; ӹ Prepare the room and set up equipment; ӹ Check student attendance and read directions aloud to students; ӹ Monitor the assessment sessions using NAEP tablet; ӹ Answer student questions using prepared guidelines; ӹ Collect assessment materials when the assessment is complete; ӹ Ensure quality control is achieved; and ӹ Assist in packing assessment equipment .

Westat provides complete paid training, paid time and mileage reimbursement for local driving to and from schools, weekly paychecks with direct deposit, and opportunities for advancement based on performance .Qualified applicants must:

• Be available to work 20 to 30 hours a week, during daytime hours, when work is available, from January 28 to March 8, 2019; and • Complete required components of training, including an online course to be

completed independently, and a one-day in-person meeting during January 2019 . • Be willing to complete background check requirements, including an FBI

fingerprint check; • Have access to telephone service with a long distance calling feature; • Have access to computer, broadband Internet connection, and personal, private

email account; • Have a valid (current) driver’s license that is not under suspension and regular

access to an insured, reliable vehicle to travel to and from schools; and • Have a high school diploma or GED .

The following criteria are preferred: • Prior experience working in an educational setting or working with students; • Prior experience working in a team environment; • Excellent verbal and written communication skills; • Strong interpersonal skills; • Basic computer proficiency; • Self-motivated, organized, flexible, and detail-oriented; • Willingness to travel overnight, if necessary; and • Be willing and able to lift and carry up to 50 pounds (which included technical

equipment) and be able to climb stairs if needed with or without reasonable accommodations .This opportunity is a part-time, temporary position with limited benefits . For more information, visit www .workNAEP .com and provide your name and email . We will contact you with a link to our online application when it is available . Online applications will be accepted beginning in July 2018 .For more information email NAEPrecruit@westat .com .Please keep your e-mail address updated. Notify us at

[email protected]


teachers, retired teachers, school districts and the state) to share in the solution . From 2010 until now all parties—school districts, active teachers, retired teachers, and the state contributed its share (based on agreement) to the Medical Insurance Fund at the Teachers Retirement System (TRS) . As a result Kentucky, through shared sacrifice from school districts, active, and retired teachers, has a model plan to finance medical insurance for retirees that is the envy of many other states .Since 2010 the medical insurance fund at TRS as grown to 26 .7% funded with a total balance of approximately $983 million . The fund was on track to be fully funded in 16 years . It does not have a surplus to pay benefits. Similar to our pension system, adequate funding each year is the path to success and fiscal responsibility . Unfortunately, the biennial budget passed during 2018 General Assembly short-changed the fund . It provides funding for only the first year of the budget in 2019 in the amount of $60 million, which is the annual portion for retired teachers under the age of 65In 2020, the state allocated ZERO funding for health insurance for retired teachers under 65 and requires TRS to pay the additional cost from the Medical Insurance Fund at TRS . School districts, active and retired teachers will pay their share into the medical insurance fund at TRS . But lawmakers in Frankfort decided to violate the Shared Responsibility Plan and not pay its fair share . These are the exact same tactics that got our pension plan in trouble . So what does this mean for you? The Medical Insurance Fund will start depleting by millions of dollars each year if it is not funded properly—just like what happened to our pensions . This will put retiree health insurance funding in jeopardy in the coming years . Without the Medical Insurance Fund, retirees under the age of 65 will be responsible for purchasing their own insurance with no subsidy, resulting in thousands of dollars in additional expense to the retired teacher . Why is this Wrong? Access to insurance is covered under the inviolable contract, but the state’s failure to fund its fair portion of the shared responsibility plan violates the landmark legislation passed in 2010 to eliminate billions of dollars of state liability while forcing teachers and school districts to pay more .

Many teachers decided to retire under the assumption that the state would keep its word on the 2010 Shared Responsibility Plan . Now, retired teachers will be forced to eventually pay greater health care costs and this will put retirees in serious financial jeopardy . This is exactly what the legislature blasted past administrations for doing – kicking the can down the road and not paying its fair share .Dependent Subsidies

The family subsidies were first provided to under-65 retired teachers after the health insurance bill (House Bill 1) passed during the General Assembly’s 2004 special session . HB1 changed existing state health insurance plan offerings to reduce the out-of-pocket costs for employees, retirees and dependents covered under the KEHP . Though prior budgets included funding for these family subsidies, the current budget does not authorize that funding but includes language stating that the TRS Board of Trustees "may" pay the dependent subsidy out of the medical insurance trust fund .This language puts the TRS Board of Trustees in a no win situation . If the Board votes to pay the dependent subsidy from the medical insurance trust fund, it will result in the fund being even more depleted, putting the single subsidy for under 65 retired teachers in jeopardy in future years . This will lead future politicians to claim that the TRS Board of Trustees mismanaged the medical insurance trust fund by paying the dependent subsidy . However, if the TRS Board of trustees votes to discontinue the dependent subsidy it will place a large financial burden on approximately 3,500 retirees who receive the dependent subsidy .This problem was not created by the TRS Board, but has been placed in their lap . It is one more instance of our legislative leaders passing the buck and refusing to face the reality that our state is continually coming up short on the revenue side of the budget . They continue to refuse to look for innovative ways to raise revenue for state obligations but are okay taxing retired teachers .What can you do?

Contact your legislator and let them know that the Medical Insurance Trust fund is a pre-paid insurance fund . It does NOT have a surplus . We must start now to help the leadership in Frankfort understand the dangerous path they have chosen in regards to retiree health care .

(Continued from “Method Used” on Page 1)

Progress On New Robert V. Wagoner Building

Our new building will be a little further down the road from the present entrance, and will have a temporary address of 10000 Wingfield Road . The intersection of Wingfield and Bardstown Roads will be relocated, and a traffic light will be added at the new intersection of SouthPointe Boulevard and Bardstown Road to allow access to an $80-million, 363,000-square-foot retail and lifestyle center . The new facility should be ready for us to occupy by July 1, 2018 . The greatest improvement will be a larger conference room .Pictures below show progress on the building .

Last Executive Council Meeting at 7505 Bardstown Road

Louisville, KY

INSIDE SCOOP . . .

10000 Wingfield RDLouisville, KY 40291

Conference Room


YOUR HEALTH & SAFETY . . .

What is gluten? Gluten is a lectin protein found in wheat, all flours, barley, rye and oats . Modem wheat has nearly twice as much gluten as old-time wheat had . The lectins are also in many other food products such as tomato, potato, eggplant, beans, peanuts, soy, milk products and eggs . Gluten can also show up in bread and pasta, and may hide in many other foods, such as cold cuts, salad dressings, beer, ice cream and even licorice . Fortunately, 95% of the gluten is easily passed through the digestive system . It is the 5% that may stick inside the small intestine that can be treated like a foreign invader . The body’s immune system reacts and sends attacking white blood cells to deal with them . The particles cling to villi, tiny protruding tubes that absorb nutrients, and damage them . Many health problems arise from the poor absorption of nutrients when intestinal villi can no longer absorb the vitamins and minerals needed for good health . What is gluten sensitivity? Researchers describe gluten sensitivity as a disorder distinctively different from celiac disease, in part because the intestine doesn’t appear damaged . “Gluten sensitivity is basically a bit of an unknown,” says Stefano Guandalini, MD, director of the University of Chicago Celiac Disease Center . “It’s everything that is not wheat allergy or celiac disease, and yet individuals [with gluten sensitivity] experience adverse events when they ingest gluten .” Besides gastrointestinal symptoms, gluten-sensitive people often complain of fatigue and headaches . Gluten intolerance has a slower onset than celiac disease and may be harder to diagnose due to the broad range of symptoms and causes . What causes the problem? Some think it is an unknown gene that causes the attack within the intestinal tract . Another thought is that the overuse of antibiotics destroys the flora in the gut . Having infants eat grains too early, before their systems can digest it, may be a cause . Low-nutritional diets are thought to be possible causes . In his book, Eat Right for Your Type, Peter D’Adamo, MD, suggests that blood types have clues as to which foods are best for each individual . The question asks whether those clues could help avoid digestive problems .Our heavy use of insecticides, pesticides, genetically modified foods, sugar additives, prescription drugs and even nonfoods that expose us to glutens provide a real challenge . Some researchers found that the sticky lectins grab onto sugar molecules . Since some of these sugars are part of the intestinal tract and are necessary, it would be helpful if decoy sugars could intercept the small portion of undigested lectins that stick around the villi . A few products are now available that contain some of these interceptors . The five items used are (1) a specific form of glucosamine that binds to the problematic wheat lectins; (2) Bladderwack, a seaweed that has a sugar

Research shows that gluten sensitivity in some form, including mild gluten intolerance and celiac disease, affects approximately 15% of the US population. If you think of a continuum of gluten-intolerance symptoms, celiac disease is usually at the most extreme end with immediate autoimmune reactions.

called fructose which binds to H-pylori bacteria; (3) okra powder which latches onto those lectins; (4) D-mannose, a fighter against E-coli; and (5) mucins which provide a slippery blanket that doesn’t let the bad lectins cling to the villi . All five of these are in a sense “sacrificial sugars” that clean out the bad lectins by catching and escorting them out of the digestive system before they are attacked by white blood cells . This could be a solution for many people along with avoiding too many gluten-heavy foods in the diet . What is celiac disease? Celiac disease is an autoimmune disease in which a person cannot tolerate gluten . If people with celiac disease eat gluten, the lining of their small intestine becomes inflamed and damaged . That hampers the absorption of nutrients and can lead to malnutrition and weight loss . Celiac patients also struggle with distressing symptoms, such as diarrhea, stomach upset, abdominal pain and bloating . Diagnosing the problem Until recently it was difficult to diagnose celiac disease because the symptoms are varied and similar to other diseases . There are blood tests specific for celiac disease, but the most accurate test for the disease is a small intestinal biopsy in which several samples of the intestinal lining are taken . The role of diet For those with gluten sensitivity, whether mild or severe, a gluten-free diet makes life more liveable . Going gluten free is essential for patients with celiac disease . Though gluten-free diets have become popular recently, Dr . Guandalini warns that they are not healthier; they are hard to follow and may pose nutritional drawbacks when people have no medical reason to be on them . References: Michael Cutler, MD, editor, Natural Health Options; Peter D ‘Adamo, MD, author,Eat Right for Your Type; Stefano Guandalini, MD, director, University of Chicago; Vikki Peterson, MD, Health Now Medical Center; A Sapone, BMC Medicine; 2011; vol. 9; Anna Wilde, author Anna and Roger Wilde know Healthy food heals!; Living Magazine by Martha Stewart, April 2009

Gluten Sensitivity-Celiac Disease by Bill Bergsma

Forgetful? Fix It!6 Steps To A Stronger Memory

1. Learn something Stimulating the brain helps it develop a resilience that allows us to fight off diseases like Alzheimer’s, says Paul D . Nussbaum, Ph .D ., an adjunct professor of neurological surgery at the University of Pittsburgh School of Medicine who has been working with AARP on its brain health program . “Age doesn’t matter,” he says . “We have the ability to shape our brains throughout our lives .” 2. Walk with a friend Gary Small, M .D ., a psychiatrist, calls this a triple threat against Alzheimer’s disease: It gives you a cardiovascular workout, stress-relieving social interaction and mentally stimulating conversation . 3. Sleep Getting fewer than six hours of sleep a night can raise the risk of stroke, according to research presented at a 2012

Associated Professional Sleep Societies meeting . 4. Eat right More than half your plate should be filled with green vegetables . Get plenty of fish, nuts and olive oil, and steer clear of refined carbs . A 2009 Columbia University study found that this kind of diet may help ward off Alzheimer’s .5. Challenge yourself

“The number one memory complaint people have is that they’re bad with names,” says neurologist Majid Fotuhi, M .D ., Ph .D . “People need to stop whining and realize they can do it!” His prescription: Memorize three names a day—such as those of an announcer on TV, a person in your company and a player on your favorite sports team . 6. Meditate Reduced anxiety improves blood flow to the brain . A quick calm-me-down: Inhale for a count of seven, hold for a count of seven, exhale for a count of seven . Repeat seven times .

TRS annuity

tomorrow. . .


My daughter, Whitney, who lives in Tampa, FL, has been to 5 continents, too many countries to count and most of the states . I always said I would never fly anywhere and had no interest in actually visiting any place I couldn’t drive . Then in the fall of 2016, Whitney had to go to a convention near Yellowstone Park . When she arrived, she called and said, “Mama, if God was gonna live any place on Earth, it would be here .” Well, that intrigued me and I said so . About three months later, she called and said, “It’s arranged; no excuses, you’re going .” So at age 71, I boarded a plane in Nashville and flew to Chicago, then a second plane to Bozeman, MT and viewed the Rockies for the first time . Breathtaking! We drove to West Yellowstone as our base all week while we drove through all the roads in the park . We saw grizzlies, moose, pronghorns, bison herds, black bears (which weren’t all black), trumpeter swans, white pelicans, bald eagles, great gray owls, wolves in packs, coyotes, and more . We visited Wyoming and Idaho, where we saw the Grand Tetons still white with snow . Oh yes, Old Faithful erupted right on time . It was the best trip of my life! Donna is a KRTA member from Barren County and enjoys painting as a hobby .

Donna Elmore’s Best Adventure

Tell Us About You! Hobbies~Activities Pastime~Interests

TravelUnique Experiences

Share your story . You may inspire other members to try your hobby or rekindle their interest in the same activity . This is a fun way to connect with members around the state with similar interests . Tell us about your hobby or activity and send a photo today!

Please email your story to

[email protected]

DISTRICT DATE PLACE CONTACT PERSON

Jefferson County Fri . Aug 24 U of L Alumni Club Rick Tatum 10:00 AM (ET) Louisville 7810 St Anthony Woods Louisville, KY 40214 502-937-5190Central Kentucky East Mon . Aug 27 Boone Tavern Hotel Larry Woods 9:00 AM (ET) Berea 1427 Kemper Ln Lancaster, KY 40444 859-742-1377 / 270-999-1121Central Kentucky West Tues . Aug 28 Thomas & King Conv . Center Marianne Leet 9:00 AM (ET) Georgetown 4390 Blue Licks Pike Mount Olivet, KY 41064 606-842-0527Northern Wed . Aug 29 Boone Co Extension Lorie Flerlage 9:00 AM (ET) Burlington 1000 Independence Pike Dry Ridge, KY 41035 859-824-4882Fifth Thurs . Aug 30 Aquatic Center Shirley Sills 9:15 AM (ET) Buckner 1925 Prestwick Dr LaGrange, KY 40031 502-517-1911First Mon . Sep 10 Kenlake State Park Anita Thomas 9:00 AM (CT) Hardin 842 We Like It Lane Gracey, KY 42232 270-885-6252Second Tues . Sep 11 Moonlite-B-Q Inn Rebecca Hudson Brown 9:00 AM (CT) 302 Tartan Dr Henderson, KY 42420 270-885-6252Third Wed . Sep 12 Barren River State Park Romanza Johnson 9:00 AM (CT) Lucas 3341 Cemetery Rd Bowling Green, KY 42103 270-842-3416Fourth Thurs . Sep 13 HCS - EC3 Center Patsy Young 8:30 AM (CT) Elizabethtown 418 Ridgecrest Road 9:30 AM (ET) Elizabethtown, KY 42701 270-765-7964Middle Cumberland Mon . Sep 17 Lake Cumberland State Park Tishana Cundiff 8:30 AM (CT) Jamestown 11181 S KY 501 9:30 AM (ET) Liberty, KY 42539 606-787-5324Upper Cumberland Tues . Sep 18 Pine Mountain . State Park Pamela Thompson 8:30 AM (ET) Pineville PO Box 1114 Pineville, KY 40977 606-337-9036Upper Kentucky River Wed . Sep 19 Buckhorn State Park Michael Caudill 8:30 AM (ET) Buckhorn 392 Civil War Gap Carcassonne, KY 41804 606-633-9691Big Sandy Thurs . Sep 20 Jenny Wiley State Park Gene Davis 9:00 AM (ET) Prestonsburg PO Box 40 Banner, KY 41603 606-874-2873Eastern Fri . Sep 21 Carter Caves State Park Ann Porter 9:00 AM (ET) Olive Hill PO Box 88 Washington, KY 41096 (606) 584-2510

All workshop start times are local time . Registration (except Jefferson) begins 30 minutes prior to start time .

Registration at Jefferson begins 1 hour prior to start time . Updated - 5/9/2018

2018 FALL WORKSHOP SCHEDULE


New retiree, Marian Grant, as she accepts a gift from Trea-surer, Jane Branham, at our quarterly meeting Tuesday, March 20 . Adair County Re-tired Teachers joined active teachers for a rally around

our courthouse square, Tuesday, March 22 .

AROUND THE STATE . . .

Calloway County RTA

Adair County RTA

Barren County-Glasgow RTAFifth District RTA

Bluegrass RTA

Jessamine County RTA

Lincoln County RTA

Grant County RTA

The BCG Retired Teachers As-sociation held their quarterly meeting on March 8 at Shoney’s . There were fifty-four members and guests in attendance . Im-portant information was pre-sented by Tim Abrams, KRTA Executive Director and Bo Mat-thews, Barren County Schools Superintendent . Shown here are Kennedy Gill (front) winner of

the local Grandparent Essay Contest . Left to right: Rita Berry, essay contest chairman, Tim Abrams, Robin Shirley (Temple Hill teacher), Bo Matthews, Jon Hall (Temple Hill principal), Amy & Michael Gill (parents), Judie & Junior Pitcock (grandparents) .

Romanza Johnson, President of KRTA, at the May 7, 2018, meeting in Murray .(L-R) Front : Janis Hicks, Amy Pittman, Romanza Johnson, Ann Yarborough, Car-lisle Co . RTA .(L-R) Back : Pat Seiber, Marshall Ward, Sandy Anderson, Ken Wolf, and Brenda Call .

Central Kentucky West RTATim Abrams, Executive Director of KRTA, was guest speaker at the March meeting . Marianne Leet is CKW District President .

A program on retiree insurance benefits was given by Margaret Head Sims at the March 14 meeting of the Bluegrass RTA . The meeting was held at the First Christian Church Fellowship Hall in Paris . Diane Woods is the President of BGRTA . This is the local association of former KRTA Presidents Patsy Rainey and Ernie Trosper .

Central Kentucky East RTA

Great meeting at Central Kentucky East RTA on Tuesday, February 20 . The program was on insurance given by Margaret Head Sims . Meeting was held at Boone Tavern in Berea . Larry Wood is CKE District President .

Outgoing Fifth District Co-Presidents, Faye Shelton (Owen Co) on right and Marie Wright (Shelby Co .) Center were presented outgoing gifts of appreciation hand crafted by KRTA Past President Ed Cook . Debby Murrell, KRTA Member-ship Co-Chair, is on the left .

Grant County RTA met on February 27 for their monthly meeting . Margaret Head Sims shared information on retiree insurance to the group . Lori Flerlage is President of GCRTA . The meeting was held at a nice restaurant and bakery named Beans .

Margaret Head Sims, Co-Chair for Health and Insurance, spoke to the Jessamine County RTA on March 13 about retiree insurance benefits . The meeting was held at Wesley Manor in Wilmore . Terry Leitch is President of JCRTA .

Lincoln County RTA met on March 20, at the Lincoln County Public Library . Margaret Head Sims gave the program on Retiree Health Benefits . Peggy Orberson is President of LCRTA .


Muhlenberg County RTA

Monroe County RTA

Marion County RTAThird District RTA

Pendleton County RTA

Webster County RTA

Kenton County RTAKenton Co . RTA .observed the 100th anniversary of the end of WWI with a “living history” presentation by member Tim Moore who portrayed German soldier, Paul Baumer, from the novel All Quiet On The West-ern Front . The meeting was held March 13 at the Gardens of Park Hills and was attended by 96 members and guests . Margaret Head Sims spoke to

a record group of attendees on the effect of he Legislative session on the Health & Insurance of KY’s retired teachers .

Tim MooreAmy Edmonson, Faye Shehan,

Margaret Head Sims, June Grooms

Debby Murrell, Membership Co-Chair for KRTA, spoke at the March meeting . As always Debby had “white cards” in hand!

MCRTA President, Cecilia Stephens and Vice President, Debbie Rush present 5 scholarships to Monroe County High School Seniors who plan on majoring in teacher education . The scholarships were made possible by donations made to the Monroe County retired teacher scholarship fund in honor of MCRTA members that passed away last year .

The MCRTA hosted their annual Christmas party for the clients of the Muhlenberg Coun-ty Opportunity Center, a sheltered workshop located in Greenville, KY, on December 14, 2017 . The group also collected food for the “Hope For All Food Pantry” that serves all of Muhlenberg County .

Tim Abrams, KRTA Executive Direc-tor was speaker at the February meet-ing . Leaders and members from all Second Distr ic t RTA locals were in-vited . There were 45 in attendance . Mr . Abrams spoke about the latest

developments and issues in the General Assembly, emphasizing the need to keep in contact with legislators . l . to r .: Harold Wilson—KRTA Vice President, Bill Murphy—Hopkins County RTA President, Becky Brown —Second District President, Tim Abrams—KRTA Executive Director, Pauletta Yarbrough—Webster County RTA President, Scotty Parsons—Second District member on KRTA Executive Council, Don Schmied—Davies County, Owensboro, McLean County RTA President .

Margaret Head Sims gave the retiree health insurance program at Third District RTA in Bowling Green on February 21 . TDRTA is the home district of Romanza Johnson, our KRTA State President . Jan Yonts is the Third District RTA President .

PCRTA officers were installed by KRTA Membership/Pre-Retirement Co-Chair, Debby Murrell, on June 6, 2018 . Four new retirees were in attendance . Program regarding Membership news, Views, and Actions was presented by Debby Murrell . Left to right President—Janice Polley; KRTAMembership Co- Chair Debby Murrell; Vice- President—Pam Harper;Secretary—Phyllis Kelsch; Treasurer—Cheryl Hughes

Pictured left to right are Front Row: Bonnie Segers, Jean Simpson, JoAnn Corlew, Sandra Cather, and Anna Marie Cosby . Back Row: Jackie Peterson, Club President Gertrude Whitmer, Wesdie Webb, Jen-ette Webb, Jenny Joyce, Julie Hansen, Alan Hansen, and Eddie Lewis .

Owen County RTA

Members of the OCRTA June meeting were happy to have Margaret Sims, KRTA Health and Insurance Chairperson and her husband, Wayne, as guests . Margaret gave a very informative presentation and answered many questions . The Owen County Schools Superintendent, Rob Stafford, gave us an update on the school system . The OCRTA members helped earn a Gold Award and also a Top Membership Award this past year . Members were given packages of GOLDfish and GOLD Foil-Wrapped Kisses!


Spotlight onPascal Benson

Blind Golfer Sees No Limitations

Spotlight On A KRTA Member

Pascal Benson always seemed larger than life . For starters, he’s the only high school athlete in Kentucky history to be named to three All-State teams in one year . Pascal, a 1956 Henderson City High School alum, excelled at baseball, football and basketball . He was one of the most well-rounded athletes to hail from Western Kentucky . He was a starting lineman for the Wildcats, he received his bachelor’s degree in physical education a UK and a master’s degree from Murray State . He went on to coach baseball and football at Henderson County . When Henderson began its first Hall of Fame

program in 1988, Benson was one of two inductees in the inaugural class .Pascal is still a powerhouse . He golfs and fishes weekly during summer . He enjoys ballroom dancing . And, until this year, he hunted any wildlife in season . What makes this astonishing: Pascal is blind . Nearly four years ago, doctors diagnosed him with optic neuropathy, perhaps from all the knocks on the noggin during his high school and college sports career . Pascal’s left: eye is completely blind now . Vision in his right eye is down to 20 percent . His peripheral vision is so poor it’s like looking through a straw, which would make a sport like golf seemingly impossible . “He amazes me,” said Tom Youngblood, who golfs with Pascal at Bent Creek Golf Course in Henderson . “He’s as likely to make a long putt as anyone .Pascal’s wife of 54 years, Elaine, credits much of his activity to many friends . “If it weren’t for them, he couldn’t play golf,” she said . Golf buddies line him up for his drive down the fairway, keep track of his ball after the swing and stand behind the hole when he putts . Laughter roars when Jim Buley recalls the time he asked an already-blind Pascal to drive his golf cart to the next hole . Pascal mowed down a post, broke off five more and tore off across the green dragging about 25 feet of rope behind him . It never occurred to Pascal to use blindness as an excuse .For the most part, Pascal’s health is excellent . He never needed surgery until a few years ago when he had a knee replaced . “He did so well and liked his new knee so much that he had the other one done,” said Tracy Benson, Pascal and Elaine’s son . “I believe he was back dancing within three to four weeks after the second knee replacement .” Tony Royster of Henderson is Pascal’s fishing buddy . Both own property at Buzzard Rock near Kuttawa . During summer, they go out on the lake one or two times every weekend . The two go out about three to four hours at a time . Pascal’s line gets tangled from time to time . Royster lets Pascal try to fix his line, but helps when asked . Pascal can’t dress fish anymore, so Royster takes care of it . “Fishing is therapy for both of us,” Royster said, “ . . . good friendships are good therapy .” In 2013 Pascal was inducted into the Kentucky High School Athletic Association (KHSAA) Hall of Fame .Pascal and Elaine are members of the Henderson County RTA in the Second District .

Elaine Benson, right, Pascal’s wife of 54 years, credits the couple’s friends for

keeping her husband active

Information from Kenergy Member Matters, January 2017 & Dawahares KHSAA 26th Annversary Hall of Fame Induction Celebration Program

PIKE CO Lillian Bowling Delphia Branham Hannah FlemingRuth Hatfield Lanita Hobbs Jake King JrNoble Newsome Neva Robinette Iva Runyon Emalene SteeleWarren Tiller PULASKI COLawrence Bishop Joseph Richards ROCKCASTLE COLaura Durham ROWAN CO Carol BriertyJames ChaplinJ Duncan Chris Gallaher Paul McGheeGarland Moran JrMona Wagner RUSSELL COCurtis Morris SCOTT COEdward Hubbard Allie Jones Wanda Perry Paul Robbins Virginia Walker Patricia WicklineSHELBY CODonald Armstrong Rachel Dunsmore Jane Kabler Jane Lancaster William Lancaster Una Lee David MinchSIMPSON COKenneth MetcalfSPENCER CO Elizabeth Martin

TAYLOR CO Weldon Cox SrPamela Gregory Charles Harris Betty Phillips Cozetta Sprowles William Willis UNION COAlthea ShireyWARREN CO Robert BaizeJenks Britt Martha BushFranklin Conley Mildred Cundiff John Foe Rex Galloway Jerry Gotlieb Carrol Gott Robert Halbman Charles HigginsDavid Hildreth Jeff JenkinsRebecca Leavy Wei-Ming Lee Joyce Light Jean Madison Dorothy MannJames Meador Dennis Minix Vicky Newton Elizabeth Oakes Robert Spiller WASHINGTON COPeggy CurtsingerLarry LyonsWAYNE CODonna Guffey WEBSTER COPatricia Donahoo WHITLEY CO Edna Early John Fletcher Clifton Goins Gerald Hopper Elizabeth Hoskins

(Continued from Page 12)

Deceased Retired TeachersJANUARY, FEBRUARY, MARCH, APRIL 2018

We believe that the biggest issue will be finding those members who need help . Many people find it very difficult to request help for themselves, yet they are very willing to help others . The Kimbler-Bourgard benevolence initiative will be a program founded by retirees for retirees . Each of us can do something to help each other . Together we are going to make Ms . Caroline Bourgard’s 88-year-old final wish a reality .

(Continued from “Kimbler-Bourgard on Page 7)


Q uips, Quotes & PuzzlesFOR YOUR INFORMATION

KRTA OFFICE800 .551 .7979 ~ 502 .231 .5802 ~ 502 .231 .0686 (fax)

info@krta .org (e-mail) www .krta .org (website)KRTA LEGALINE

800 .232 .1090kylawrm@gmail .com

Rebecca Murrell Louisville, KentuckyKRTA FINANCE & INVESTMENT INFO

Hank Hensley 800 .589 .1260 DELTA DENTAL/VSP INSURANCE

800 .971 .4108 or www .deltadentalky .comAVESIS KRTA VISION PLAN

Enrollment 800 .466 .5182 ~ Provider Questions 800 .828 .9341 www .avesis .com

BAY ALARM MEDICAL877 .522 .9633 www .bayalarmmedical .com/krta

FIRST CHOICE PROTECTIONHome Protection~Authorized ADT Dealer

Burglary~Fire~Carbon Monoxide~Closed Circuit TV 502 .709 .5645 www .1stchoiceprotection .com

AUTOMOBILE & HOMEOWNERS INSURANCELiberty Mutual Insurance Company

888 .504 .0156 ext . 51690 or 502 .429 .4504 ext . 51690HEARING INSTRUMENT PLAN—HEAR IN AMERICA

800 .286 .6149 or www .hearinamerica .comTEACHERS’ RETIREMENT SYSTEM OF KY

800 .618 .1687 or www .trs .ky .govCOMMONWEALTH CREDIT UNION

800 .228 .6420 / 502-564-4775 or www .ccuky .orgCOMFORT KEEPERS

866 .676 .9888 or www .comfortkeepers .comHOME INSTEAD SENIOR CARE

866 .886 .6831 or www .seniorcarelouisville .netHOME HELPERS HOME CARE

859 .797 .63127 or www .homehelpershomecare .comNORTH AMERICAN LIFE PLANS including LifeLock

888 .362 .1214 or 502-553-7630www .krtabenefits .com

TRAVELAir Land Sea Travel LLC . 502 .873-5610 or pullen5222@bellsouth .net

Bluegrass Tours 800 .755 .6956HEALTH INSURANCE

65+ (MEHP) United Healthcare 844-518-5877Express Scripts 877-866-5834

KYRx Coalition 855-218-5979 Edumedics 855-210-8514Silver Sneakers for MEHP 888-423-4632

Under 65 (KEHP) Anthem BCBS 844-402-KEHPCVS Caremark 866-601-6934

ORDER FORM

KRTA MEMBERSHIP PIN

Please send _______ pins @ $2 .50 each to

___________________________________________________________________________________________________

Enclosed is the check in the amount of $__________ .

Send completed Order Form to: KRTA 7505 Bardstown Road Louisville, KY 40291-3234

You start dying slowly if you do not travel, if you do not read,

if you do not listen to the sounds of life, if you do not appreciate yourself .

You start dying slowly when you kill your self-esteem,

when you do not let others help you . You start dying slowly

if you become a slave to your habitswalking everyday on the same paths,

if you do not change your routine, if you do not wear different colors or

you do not speak to those you don’t know .

You start dying slowly if you avoid to feel passion and it’s turbulent emotions,

those that make your eyes glisten and your heart beat fast . You start dying slowly

if you do not change your life when you are not satisfied with your job, or with your love,

or with your surroundings . If you do not risk what is safe for the uncertain,

if you do not go after a dream, if you do not allow yourself, at least once in your lifetime

to run away from sensible advice .

~ Pablo Neruda

L to R: Margaret Snedegar—Eastern District; Cookie Henson—Upper Cumberland District; Tishana Cundiff—Middle Cumberland District

Executive Council Members completing their terms were honored on June 4 at the Executive Council meeting.


Deceased Retired TeachersJANUARY, FEBRUARY, MARCH, APRIL 2018“. . .these immortal dead who live again in minds made better by their presence . . .”

KRTA STAFF

Tim Abrams Executive Director

Janie CasloweDeputy Executive Director

Jan Abrams Special Events Coordinator

Emily CareyMedia Specialist

Carla HahnSecretary

Betty Hester Database Administrator

Charlotte Lindley Receptionist

Kentucky Retired Teachers Assn .7505 Bardstown Road

Louisville, KY 40291-3234502-231-5802

1-800-551-7979502-231-0686 (fax)

info@krta .org (e-mail)www .krta .org (web site)

OFFICE HOURS

mon .- fri . 8:30 am - 4:00 pm

krta news krta news Express

Brenda Meredith, Editorbrenda .meredith@krta .org

KRTA OFFICERS

Shirley Dick Wolf, presidentHarold Wilson, president-elect

Sue Ellen Caldwell, vice-presidentRomanza Johnson, past president

ADAIR COWilliam Bloyd Homer CoomerKathleen Grant Gladys MurrellTammy Reeder ALLEN COAnnice Conner Georgiana FisherANDERSON COJane Bryant Tanna EdelenBALLARD COBob BuchananMary Denton Sara Tick BARREN CORichard Benningfield Nancy ChristieMary Pace Gerald Scott Golda Walbert William Webb BATH COBetty Conlee Mary Taylor BELL COOra Smith Paul Spangler BOONE COJoseph BeardGordon BeilCornelius Connelly William Jones Orville Murphy A Rabe BOURBON COJames Burks Martha Denny BOYD CO James Hutchinson JrRuth LykinsBertha Osborne Geneva Slone Marcia Wilks Ann Wilson BOYLE CO

Deborah BatteyLeila HammonsGeorgette SimsBREATHITT COWillis England Maxine JohnsonVictor JonesBRECKINRIDGE COMargaret Haynes BULLITT CO Roger Phelps CALDWELL COCharles BuntinSue Roberson Betty Wurtman CALLOWAY CO Joseph FuhrmannQuava Honchul Marilyn HornbackAlta Presson Joseph RoseWallace Swan Pauline Waggener CAMPBELL CO Mary Batsche Kenneth Bundy CARROLL COEva SebastianGeorge Wethington SrCARTER CO Donna Gee Jewell Peffer Mickey Sylvester Jenalee Whitaker CASEY COJane DillonCHRISTIAN CO Mary Barnett Elizabeth Doyle CLARK COJean EdwardsDouglas White JrCLAY COArnold Bishop Donna Farmer CLINTON COJune Upchurch

CRITTENDEN COVirginia MooreDAVIESS CO Mary BrunerSarah Emberger Agnes Gillim Willie Harrel Margaret Kerrick Aubrey Pendley Andrea PriceRebecca SmithEKURAWilliam Watkins ESTILL COSally Hill Bobby Rose FAYETTE CONanci Barnhart Luther Beatley Gretchen Black Carol Botkin Ursel BoydNaomi Broida Robert Campbell Kimberly CarnesMargaret GrimesLinda Joiner Alberta Mackey Larry MckKddy Barbara Mercer Ruby MontgomeryMark Morgan Dorotha Oatts Devona Riley Wendell Salmons Mary Scutchfield Carolyn Siegel Thelma SmithAndrew Smith Sharon SteedBarbara Sturgill Mary Young Deborah Zavitz FLEMING COViolet Allen Wayne PerkinsD Watson

FLOYD CO Mary Anderson Teddie Buchanan Brenda Dillion Lois FrasureRuth Hale Virginia Jamerson Judy Slone FRANKLIN CO Hazel Arnold Doyt BollingLowell ClarkEdward GarbatyVirginia Johnson Louise Ritchie FULTON COHazel EllerGRANT COJerry Bredenberg Betty Gay Kathryn Harmon GRAVES CODan Larue Mae PowellLou Stewart GRAYSON COCalvin Fulkerson Donald Lindsey GREEN CO Duval HayGREENUP COKenneth Damron Harold Huston HANCOCK COKenneth DowellEva Howard HARDIN COStephen Clemons Barbara Cross Bonnie CruseCharles Dunaway Geraldine Morgan Anna Thompson Mary Walden HARLAN COPaul Hansel Della IngramHoward Powell Jack Sheffield Tammy Vanover HART COEleanor Custer HENDERSON COEvelyn GingerDon Gish Patricia Mabry Walter McDonaldSandra SuttonRickie Wallace HENRY COCarolyn Jeffries Ruth Roberts Robert Wagoner HOPKINS CO Veneda CorumCorria Mimms Mary Stanley JEFFERSON CODorothy Amundsen Kyra Anglin Spencer Berry Ann Blackwell

Jean BranumDonald Brooks Lucille Brooks Gordon CameronJimmy Couch Marian DanielsLinda DolenRuby Doyle Lillian Gearhiser Marie Goodwin Bernice Hardnett Mary Hord John Hosbach Lawrence HoustonJames Humphrey Mary Kissling Beverly KolterVirginia Kummer Dorothy Leach Lucille LeafZelpha Midkiff Lula Miles Sandra MiltonDiane Morrison Mary Moyer Jacqueline Obryan Sally Pace William Pearse Eileen Perreault Robert Petry Alvin Pfeffer Judy PierceRandall PierceArminta Poignard Jean Randles Tom Ray Laura Sadler Betty Schneider Ann Sharp Shirley Shelton Ruth Sickbert Stephen Sikora Dorothy SouthardMalinda Spaulding Susan Stanford Fay Stephens Vaughn Stevens Maxine Swasko Beulah Sykes Tyler Taylor Robert Taylor JrStella ThompsonMichael Turner Kay Twaryonas Vasile Venettozzi Robert Walker Mary White Joyce Whittaker Geneva WilliamsCornelia Wright JESSAMINE COJames Hancock JOHNSON COJonah Belcher Paul Cline Franklin Hamilton Mabel LemasterHomer PicklesimerSandra Slone KENTON CO Bertine Bradley

Faye Francis Patricia Harrod Sheilah HillsJoan Ray KNOTT CO Gertrude Smith KNOX CODaphne HeltonHelen Mills Sherry RhodesLARUE COBrenda Buchanan Marvin Dawson LAUREL COMarsha BakerRobert Hayes Lena McDaniel Thomas Sizemore LAWRENCE COHilda Brown LEE COPatricia Hobbs LESLIE COVanda Saylor George Sizemore Wilma WootonLETCHER COShirley Breeding Willie Lucas LEWIS COGordon Brown Marjorie McEldowney Betty Secrest LINCOLN COKatherine Burris Elsie Butcher Michael Candler Nancy Hill Bruce Johnson LIVINGSTON COC Harvey LOGAN COGerald HildabrandBrenda SinclairLYON COGeneva Owen George Wooton MADISON CO Michael Carter Bonnie JacksonWilliam James Betty Kirkpatrick Mildred Maupin David Muncy Edna Oliver Dale Patrick Clementeyne ScottJean Turner MARION COCharles Ferriell SrMARSHALL CO Mary Brown Dennis Joseph Mattie Smith MASON COAnn Tomlin MCCRACKEN COMichael Clark Virginia HaileyKathleen Krueger Julia Myhand MCLEAN CO

Juanita EubankMERCER COMargaret Brooks George Brooks Joseph Gill Louis IsonRoxie RogersMETCALFE CO Herbert Gilley Virginia Janes MONROE CONellesa Grinestaff Nancy Lee MONTGOMERY CO Charles Ishmael Elva Jones MORGAN COLoretta NickellMary Stewart MUHLENBERG CO Kenneth Arbuckle Clara Dukes Darris Everly Ben Topmiller JrKerry Turpin Christa Vincent OHIO COJerry WatersOLDHAM CO Lauren BowenKenneth Hansson Bronelle Skaggs Jackie TrautweinOUT OF STATEPatricia Beckett Lynn Bridwell Mary Burton Anne Criscillis Carolyn Fost Paul Givan JrLois Gray June Greene Margie Hina Sarah Johnson Barbara Malinauskas Lola Matthews Ruth Moorman Martha Morris William Morrison Peggy Partin Curtis Pierce Joan Rutherford Etta Swinney Agnes White Albert Whitler Vitaly Wowk PERRY COJuanita Couch Jimmy Hall Curtiss Spicer


Documents

Kentucky Retired Teachers Association · 2018-08-14 · Vacations While you’re away on vacation, the last thing you want to worry about is burglars invading your home and stealing