KIM Income Scheme09

8/8/2019 KIM Income Scheme09

1/28

Key Information Memorandum forINCOME SCHEMES

UTI-Bond Fund(An open end pure debt fund)

UTI-Fixed Maturity Plan(An close-ended Umbrella Income Schemecomprising of several Investment Plans)

UTI-Floating Rate Fund(An open-ended Income Scheme)

UTI-Gilt Advantage Fund(An open-ended Gilt Scheme)

UTI-G-Sec Fund(An open end gilt fund)

UTI-Liquid Fund(An open-ended income scheme)

UTI-Treasury Advantage Fund(An open-ended Income Scheme)UTI-Mahila Unit Scheme(An open-end debt oriented scheme)

UTI-MIS-Advantage Plan(An open-ended income scheme. Monthlyincome is not assured and is subject toavailability of distributable surplus)

UTI-Money Market Fund(An open-ended Money Market MutualFund)

UTI-Monthly Income Scheme(An open-ended debt oriented scheme.Monthly income is not assured and issubject to availability of distributablesurplus)

UTI-Unit Scheme for Charitable &Religious Trusts & Registered Societies(An open-end income oriented scheme)

UTI-Variable Investment Scheme-ILP(An open-ended scheme with dynamicallocation between equity & debt classes)

UTI Mutual FundUTI Asset Management Company Limited

UTI Trustee Company Private LimitedUTI Tower, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 05 .

Tel: (022) 6678 6666, Email:[email protected], Website: www.utimf.com

July 29, 2009


2/28

2

This Common Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing.For furtherdetails of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, Investors rights & services, risk factors, penalties& pending litigations etc. investors should, before investment, refer to the Scheme Information Document and Statement of AdditionalInformation available free of cost at any of the UTI Financial Centres or distributors or from the website www.utimf.com.

The scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as

amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not beenapproved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.

UTI-Bond Fund

Investment Objective The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibilityis being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes underinvestment, with a view to maintain risks within manageable limits.

Asset Allocation Pattern ofthe scheme

Types of instruments Normal Allocation (% of Net Assets)

Debt Instruments(including securitised debt)

Minimum - 75% Maximum - 00%

Money Market Instruments

(including cash/call money)


Plans and Options . Growth Option :(a) Regular Plan(b) Fixed Amount Withdrawal Plan

i) Monthly Optionii) Quarterly Option

(c) Variable Withdrawal Plani) Monthly Option

2. Dividend Option (with reinvestment facility)

Facilities Offered . Systematic Investment Plan (SIP)2. Systematic Withdrawal Plan (SWP) is available to unitholders under the Growth Option.

Minimum ApplicationAmount/SubsequentMinimum Investment in thesame folio

. Growth Option(a) Regular Plan Rs. ,000/-(b) Systematic Withdrawal Plan (SWP) :

i) Fixed Amount Withdrawal Plan with Monthly / Quarterly Optionii) Variable Withdrawal Plan with Monthly OptionMinimum amount of initial investment under both the plans Rs.30,000/-

2. Dividend Option - Rs.20,000/- and in multiples of Re. /- under all the options.3. Subsequent Minimum Investment Amount is Rs. ,000/- and in multiples of Re. /-

Benchmark Index CRISIL Composite Bond Fund Index

Dividend Policy Dividend distribution under Dividend Option, may be made every calendar quarter or at such other intervals as maybe decided by UTI AMC from time to time.

Name of the Fund Manager Puneet Pal

Performance of the schemeas on 30 June, 2009

UTI - Bond Fund

CompoundedAnnualised Returns*

Scheme Returns(%)

Crisil Comp. BondFund Index (%)

Last year 0.68 .20

Last 3 years 7.26 6.90


Since Inception 8.94 NA

* Computed on compounded annualized basis usingNAV of Growth optionPast performance may or may not be sustained in future


3/28

3

Expenses of the Scheme(i) Load Structure

(ii) Recurring expenses

Application size Entry load (As % of NAV) Exit Load (As % of NAV)

Rs. crore NIL

First Rs. 00 crores 2.25%Next Rs.300 crores 2.00%Next Rs.300 crores .75%Balance .50%

Actual expenses for the period0 .04.08 to 3 .03.09 : .66%

UTI Fixed Maturity Plan (UTI-FMP)Investment Objective The investment objective of the Scheme and Plans launched thereunder is to seek regular returns by investing in a

portfolio of fixed income securities normally maturing in line with the time profile of the respective Plans, therebyenabling the investors to nearly eliminate interest rate risk by remaining invested in the Plan till the Maturity / FinalRedemption.However there can be no assurance that the investment objective of the Scheme will be achieved. The Plans do notguarantee / indicate any returns.

Asset Allocation Pattern ofthe scheme** Types of instruments Proportion % of corpusMinimum Likely Max Upto

Debt Securities and Money Market Securities (including Call Money, ReverseRepos) with residual average maturity of equal to or less than 4 0 days (orhave put options within a period not exceeding 4 0 days) and includingSecuritised Debt.

20% 80% 00%

Debt instruments with residual maturity of more than 4 0 days. -- 20% 80%

** . Investment in securitised debt may be upto 00% of the net assets of the scheme.2. Asset Allocation under the scheme would be in line with SEBI guidelines on investment in securities.

Plans/Options Schedule of UTI-Fixed Maturity Plan and details of the FMPs proposed to be launched under each Series viz., Optionsavailable thereunder and Fixed Maturity / Redemption Dates are as under

Quarterly Series Half Yearly Series Yearly Series

i) Regular Plana) Dividend Optionb) Growth Option

ii) Institutional Plana) Dividend Optionb) Growth Option





FixedMaturity

Series

Optionsunder

each FMP

Durationof theFMP

New Fund Offer Period Fixed Maturity/ Redemption

Date

IdentificationNumber

QuarterlySeries(QFMP)

GrowthandDividendhavingDividendReinvest-mentfacility

94 days For a period not exceeding 7 businessdays (or such number of days notexceeding 30 days) at the end ofwhich allotment shall be made. Unitsat par of Rs. 0/-

95 th day from thedate of closure ofthe Offer Periodof the Plan

QFMP (Month/ Year-Plannumber)

Half-YearlySeries(HFMP)



87 th day fromthe date ofclosure of theOffer Period ofthe Plan

HFMP (Month/ Year)

YearlySeries(YFMP)



397 th day fromthe date ofclosure of theOffer Period ofthe Plan

YFMP (Month/ Year)


4/28

4

The Scheme envisages the launch of the following Fixed Maturity Plans.

Name of Series Date of launch Date of closure

Quarterly Series having a duration of 94 days st of every month6th of every month

5th of that monthLast business day of that month

Half-Yearly Series having a duration of 86 days st

of every month 25th

of that monthYearly Series having a duration of 396 days 6th of every month Last business day of that month

The units of each plan of the scheme will be listed on the National Stock Exchange (NSE) and/or any other stockexchange(s) as may be decided by UTI AMC, after the closure of the New Fund Offer (NFO) period. Investors will beable to enter & exit the fund through transactions in the Secondary Market.

Minimum ApplicationAmount

The minimum amount under Regular Plan is Rs. 0,000/- and in multiples of Re. /-. Minimum amount under InstitutionalPlan is Rs. crore and in multiples of Re. /-.

Benchmark Index No comparable benchmark available.Dividend Policy Under the dividend option, it is proposed to declare dividend, subject to availability of distributable surplus, on or

before the Maturity Date / Final Redemption Date of the respective Plans or such other day / frequency as may bedecided by the Trustees, as computed in accordance with SEBI Regulations.

Name of the Fund Manager Manish Joshi & Amandeep ChopraExpenses of the Scheme(i) Load Structure


Entry Load : NilExit Load : Nil at Maturity(Redemption is not permitted before maturity as the scheme will be listed on a Stock Exchange.)

Presently the total recurring expenses that can becharged to the scheme will not exceed .25% perannum of the average weekly net assets of thescheme. Expenses over and above .25% p.a. shallbe borne by the AMC. In case any fresh levies areintroduced in future, the Scheme may decide tochange the above expense limit. However, any suchchange in the limit of the expenses to be charged tothe scheme shall be effected only in accordance withthe SEBI Regulations.

Actual expenses for the pervious financial year of UTI-FMP(YFMP/0309) : 0. 320%

UTI-Floating Rate Fund Short Term PlanInvestment Objective To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money

market instruments, fixed rate debt / money market instruments swapped for floating rate returns and fixed rate debtsecurities and money market instruments.



Floating Rate Debt Securities(including Securitised Debt, Money Market Instruments& Fixed Rate Debt Instruments swapped for floating ratereturns)

65 00

Fixed Rate Debt Securities(including securitised debt, Money Market Instruments& Floating Rate Debt Instruments swapped for fixed ratereturns)

0 -35

The scheme will not invest in Equity and Equity Linked Instruments.

Plans and Options . UTI-Floating Rate Fund (Short Term Plan) Regular Plan

2. UTI-Floating Rate Fund (Short Term Plan) Institutional PlanBoth the plans have following options:(a) Growth Option(b) Daily Dividend Option (dividend will be compulsorily reinvested)(c) Weekly Dividend OptionWeekly Dividend Option under Regular Plan will be compulsorily reinvested and Institutional Plan will have two sub-option namely(i) Dividend Payout Sub-Option(ii) Dividend Reinvestment Sub-OptionDefault Plan for the scheme is Institutional Plan if the investment amount is Rs.50 lacs or more and default option isGrowth Option however, where the application amount is less than Rs. 50 Lacs, default plan will be Regular Plan anddefault option will be Growth option.

Facilities Offered . Systematic Withdrawal Plan (SWP)2. Systematic Transfer Investment Plan (STRIP) is available to unitholders under Regular Plan - Growth Option.

3. Systemiatic Investment Plan (SIP) is available under Regular Plan - Growth Option.Minimum ApplicationAmount/MinimumAccount Balance/MinimumRedemption Amount

Rs.5000/- per application and in multiples of Re. /- thereafter under the Regular Plan.Rs.50,00,000/- (Rs.50 lacs) and in multiples of Re. /- thereafter under Institutional Plan.Minimum account balance Rs. ,000/-.Minimum redemption amount Rs. ,000/- and in multiples of Re. /-.


5/28


6/28

6


UTI-Gilt Advantage Fund Long Term Plan (UTI-GAF-LTP)


SchemeReturns (%)

I-Sec Li-Bex(%)

Last year 8.70 23.34

Last 3 years 8.99 .39Last 5 years 6.9 7.49


* Computed on compounded annualized basisusing NAV of Growth optionPast performance may or may not be sustained infuture



Entry Load : NIL**Exit Load : Growth Plan and Dividend Plan NIL** % is applicable under the PF Plan of UTI-GAF only if redeemed within a period of 365 days from the date ofinvestment. However, no exit load would be levied in case of redemptions under the PDAR and PAAR options, whichare reinvested into the same plan under reinvestment facility.

Exit load in UTI-GAF (LTP-PF Plan) will be applicable on all accounts redeemed within 365 days from the date ofinvestment, however, investors opting for re-investment option (whether full or principal) under PDAR and PAAR willnot be subject to Exit load. Minimum Application size in PDAR option & PAAR options is Rs. lakh.

Presently the total recurring expenses that can becharged to the Scheme will not exceed .50%per annum of the average daily net assets of thescheme. Expenses over and above .50% p.a. shallbe borne by the AMC.In case any fresh levies are introduced in future,the Scheme may decide to change the aboveexpense limit. However any such change in thelimit of the expenses to be charged to the schemeshall be effected only in accordance with the SEBIRegulations.


UTI-G-Sec FundInvestment Objective To generate credit risk-free return by way of income or growth by investing in Central Government Securities, Treasury

Bills, Call Money and Repos. Under normal circumstances at least 65% of the total portfolio will be invested insecurities issued/ created by the Central Government.



Debt Securities 00% investment in Central Government Securities, Treasury Bills, CallMoney, Repos and Money Market Instruments. Under normal circumstancesat least 65% of the total portfolio will be invested in securities issued/ created by the Central Government.

Money Market Instruments While no fixed allocation will normally be made for investment in moneymarket instruments, the investment in money market instruments willbe kept to the minimum generally to meet the liquidity needs of thescheme.

Plans and Options . UTI-G-Sec Investment Plan2. UTI-G-Sec Short Term PlanBoth the plans have following options :(a) Dividend Option (with reinvestment facility)(b) Growth Option

Facilities Offered Systematic Investment Plan (SIP) and Automatic Trigger facilities are available.

Minimum ApplicationAmount / SubsequentMinimum Investment

. Growth Option Rs. ,000/- and in multiples of Re. /-.2. Dividend Option Rs. 0,000/- and in multiples of Re. /-.3. Subsequent Minimum Investment Amount Rs. ,000/- and in multiples of Re. /-

Benchmark Index . UTI G-Sec Investment Plan - I-Sec Li-BEX2. UTI G-Sec Short Term Plan - I-Sec Si-BEX ( -3 years)

Dividend Policy Dividend distribution, if any, under the Dividend Options of the schemes will be made subject to availability ofdistributable surplus at such period/s as UTI AMC may fix.


7/28

7


Performance of the schemeas on 30 June, 2009respectively

UTI-G-Sec Fund Investment Plan UTI-G-Sec Fund Short Term Plan


Scheme Returns (%) I-Sec LIBEX (%) Scheme Returns(%)

I-Sec SIBEX (%)

Last year 7.02 23.34 7.60 4.53Last 3 years 5.57 .39 6.28 9.20

Last 5 years 4. 2 7.48 5.8 7.28

Since Inception 8. 2 NA 5.48 NA

* Computed on compounded annualized basis using NAV of Growth optionPast performance may or may not be sustained in future



. UTI-G-Sec Fund - Short Term PlanEntry Load : NIL Exit Load : NIL

2. UTI-G-Sec Fund Investment PlanEntry Load : NIL Exit Load : NIL

First Rs. 00 crores .00%

Next Rs.300 crores - .00%Next Rs.300 crores .00%Balance .00%

Actual expenses for the period

0 .04.08 to 3 .03.09 :. UTI-G-Sec Fund Investment Plan : .00%

2. UTI-G-Sec Fund-STP : 0.75%

UTI-Liquid FundInvestment Objective The Scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio

of money market securities and high quality debt.

Asset Allocation Pattern ofUTI-Liquid Cash Plan


Debt Securities(including Central Govt. securities)


Money Market Instruments Minimum - 65% Maximum - 00%

Asset Allocation Patternof UTI-Short Term IncomeFund


Government Securities issued by Central &/ or State Govt. and other fixed income/debtSecurities including but not limited to corporatebonds and securitised debt.


Money Market Instruments Minimum - 0% Maximum - 70%

Investment in Securitised Debt upto 00% of debt portfolio.


8/28

8

Plans and Options / Sub-Options

. UTI-Liquid Cash Plan (Regular) :a) Dividend (only reinvestment facility available)b) Monthlyc) Growth

2. UTI-Liquid Cash Plan (Institutional)a) Dividend (option for payout and reinvestment available only dividend reinvestment option is available under

daily and weekly frequencies)- Daily- Weekly- Monthly

b) Growth3. UTI-Short Term Income Fund

a) Regular Optionb) Institutional OptionThe following sub options are available within Regular and Institutional Option.i) Monthly Dividend Sub-Option (option for payout and reinvestment available)i i) Growth Sub-Option

Facilities Offered . Systematic Investment Plan (SIP) is available under UTI-Short Term Income Fund and UTI Liquid Cash Plan-Regular-Growth Option

2. Systematic Transfer Investment Plan (STRIP) facility is available under UTI-Liquid Cash Plan- Regular (Growth).3. UTI-STRIP (Systematic Transfer Investment Plan) Advantage is available under UTI-Liquid Cash Plan-Regular (Growth


. UTI-Liquid Cash Plan (Regular) - Rs. Lac2. UTI-Short Term Income Fund (Regular) - Rs.30,000/-3. UTI-Liquid Cash Plan (Institutional) - Rs. crore4. UTI-Short Term Income Fund (Institutional) Rs. crore5. Subsequent minimum investment amount

UTI-Liquid Cash Plan (Regular) and UTI-Short Term Income Fund (Regular) - Rs. 0,000/-UTI-Liquid Cash Plan (Institutional) Rs. 0 Lacs & UTI-Short Term Income Fund (Institutional) Rs. 0 Lacs.

Benchmark Index . UTI-Liquid Cash Plan CRISIL Liquid Fund Index.2. UTI-Short Term Income Fund CRISIL Short Term Bond Fund Index.

Dividend Policy Subject to availability of distributable surplus the scheme may make the dividend distribution at such intervals as maybe decided by the Trustee from time to time.

Name of the Fund Manager UTI-Liquid Fund Cash Plan Amandeep ChopraUTI-Short Term Income Fund Puneet Pal

Performance of the schemeas on 30 June, 2009respectively

UTI - Liquid Fund Cash Plan UTI - Short Term Income Fund


Scheme Returns (%) CRISIL Liquid FundIndex (%)

Scheme Returns (%) CRISIL Short TermBond Fund Index (%)

Last year 7.8 8.40 0.55 .26

Last 3 years 7.86 7.49 8.53 8.30

Last 5 years 6.94 6.42 7.40 6.6

Since Inception 7. 2 6. 7 6.96 6.24

* Computed on compounded annualized basis using NAV of Growth optionPast performance may or may not be sustained in future


9/28

9

Expenses of the Scheme

(i) Load Structure


UTI-Liquid Cash Plan UTI Short Term Income Fund

Entry Load : NILExit Load : NIL (Minimum amount for redemptionis Rs. 0,000/-)

Entry Load : NILExit Load : NIL


Actual expenses for the period0 .04.08 to 3 .03.09 :

. UTI-Liquid Cash Plan 0.26%2. UTI-Short Term Income Fund 0.2 %

UTI Treasury Advantage FundInvestment Objective The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and

liquidity by investing in a portfolio of quality debt securities money market instruments and structured obligations.


Types of instruments Proportion (% of Corpus)

Min. Likely Max. Upto

Debt Securities(including Securitised debt)

- 80 90

Money Market (including cash / call money) 0 20 00

The subtotal of securitised debt would be a maximum of 25% of the corpus.The scheme will not invest in Equity and Equity Linked Instruments.

Plans and Options . Growth Plan2. Bonus Plan3. Daily Dividend Plan4. Weekly Dividend Plan5. Monthly Dividend Plan6. Quarterly Dividend Plan7. Annual Dividend Plan8. Institutional Plan with

(a) Growth Option

(b) Daily Dividend Option(c) Weekly Dividend Option(d) Monthly Dividend Option(e) Quarterly Dividend Option(f) Annual Dividend Option and(g) Bonus Option

Only dividend reinvestment option is available under daily and weekly frequencies. However under Institutional Plan- Weekly Dividend Option, Payout facility is also available.

Facilities Offered Systematic Investment Plan (SIP) - only under Growth Plan, Systematic Withdrawal Plan (SWP) and Switch Facilities areavailable.

Minimum ApplicationAmount/SubsequentMinimum Investment in the

same folio

Minimum amount of investment is Rs. lac and in multiples of Re. /- thereafter.Institutional Plan the minimum amount of investment is Rs. Crore and in multiples of Re. /- thereafter.For additional purchase by existing unitholdersSubsequent minimum additional investment is Rs. 0000/- and in multiples of Re. / thereafter.Institutional Plan Subsequent minimum additional investment is Rs. lac and in multiples of Re. / thereafter.Minimum redemption amount : Rs. ,000/- or equivalent units.Institutional Plan For any amount in multiples of Rs. ,000/-.

Benchmark Index CRISIL Liquid Fund Index

Dividend Policy Annual Dividend Plan UTI-TAF & Annual Dividend Option UTI-TAF-IPUnder this plan/option dividend is proposed to be declared once a year.Quarterly Dividend Plan UTI-TAF & Quarterly Dividend Option UTI-TAF-IPUnder this plan/option, it is proposed to declare quarterly dividend, subject to availability of distributable profits, on the

5th day of the last month of each quarter (i.e. quarter ending September, December, March and June). If this is not abusiness day then the record date would be the next business day.Daily Dividend Plan, Weekly Dividend Plan and Monthly Dividend Plan-UTI-TAF & Daily Dividend Option,

Weekly Dividend Option and Monthly Dividend Option-UTI-TAF-IPDividend is proposed to be declared on a daily, weekly and monthly basis subject to availability of distributablesurplus.



10/28

0


UTI-Treasury Advantage Fund


SchemeReturns (%)

CRISIL LiquidFund Index (%)

Last year 8.09 8.40

Last 3 years 7.62 7.49Last 5 years 5.97 6.4


*Computed on compounded annualized basisusing NAV of Growth Option.Past performance may or may not be sustained infuture.


(i) Load Structure


Entry load(As % of NAV)

** Exit Load(As % of NAV)

NIL 0. 5% if redeemed on or before 3 days from the date ofacceptance.

Presently the total recurring expenses will notexceed .50% / 2.00% per annum of the average

daily net assets under the Institutional Plan/OtherPlans respectively. Expenses over and above thelimit specified above shall be borne by the AMC.In case any fresh levies are introduced in future,the Scheme may decide to change the aboveexpense limit. However any such change in thelimit of the expenses to be charged to the schemeshall be effected only in accordance with the SEBIRegulations.

Actual expenses for the period0 .04.08 to 3 .03.09 : 0.36%

** Redemptions will not be accepted on the day of investment. The earliest redemptions accepted will be on thebusiness day subsequent to that of the investment & minimum application size Rs. crore. The investors are advised tocheck the appropriate loads (Entry and/or Exit and/or switchover loads) applicable to them at the time of making theinvestment from UTI Financial Centres or log on to the Funds web site www.utimf.com before making an investmentunder any plan/option of the scheme.

UTI Mahila Unit Scheme (UTI-MUS)Investment Objective To invest in a portfolio of equity/equity related securities and debt and money market instruments with a view of

generating reasonable income with moderate capital appreciation.Asset Allocation Pattern ofthe scheme

Types of instruments Normal Allocation (% of Net Assets)Equity and Equity Linked Instruments Minimum 0% Maximum 30%Debt Securities Minimum 70% Maximum 00%Money Market Instruments Investment in money market instruments will be kept to the

minimum so as to be able to meet the liquidity needs of thescheme.

Plans and Options . Dividend Option with facility for reinvestment of dividends.2. Growth Option.

Facilities Offered Systematic Investment Plan (SIP) is available.Minimum ApplicationAmount

Minimum investment is Rs.5,000/- in case of Dividend Option and Rs. ,000/- in case of Growth Option.

Benchmark Index CRISIL Debt Hybrid (75:25)Dividend Policy Subject to availability of distributable surplus the scheme may make the dividend distribution at such intervals as may

be decided by the Trustee from time to time.Name of the Fund Manager Amandeep Chopra


UTI Mahila Unit Scheme (UTI-MUS)

CompoundedAnnualised

Returns*

SchemeReturns (%)

CRISIL DebtHybrid (75:25)

(%)

Last year 5.54 2. 5


Last 5 years 8.26 NA

Since Inception 6. 3 NA

*Computed on compounded annualized basis.Past performance may or may not be sustained infuture.


11/28


(i) Load Structure#



Exit Load(As % of NAV)

Nil (Any application size) < year 3%=> year & < 3 years 2%=> 3 years & < 5 years %

=> 5 years Nil


Actual expenses for the period0 .04.08 to 3 .03.09 : 2.25%

UTI MIS Advantage PlanInvestment Objective To generate regular income through investments in fixed income securities and capital appreciation / dividend income

through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavorto make periodic income distribution to Unit holders.


Types of instruments Normal Allocation (% of Net Assets)*Debt and Money Market Instruments

(including securitised debt)

Upto 00%

Equity & Equity Related Instruments Upto 25%*Note : It is the intention of the Scheme that the investments in securitised debt will not, normally exceed 60% ofthe net assets of the respective plans.

Plans and Options The Scheme offers investors 4 Plans namely the :. Monthly Dividend Plan

2. Flexi Dividend Plan3. Monthly Payment Plan4. Growth Plan

Facilities Offered Systematic Investment Plan (SIP), Systematic Withdrawal Plan (SWP) and Switch Facilities are available.Minimum ApplicationAmount/MinimumAccount Balance/MinimumRedemption Amount

Rs.25,000/- per application and in multiples of Re. /- thereafter under Monthly Dividend Plan and Monthly PaymentPlan.Rs.5,000/- per application and in multiples of Re. /- thereafter under Flexi Dividend Plan and Growth Plan.

Subsequent minimum investment in the same folio is Rs. ,000/- and in multiples of Re. /-.Minimum account balance Rs. ,000/- under all the Plans.Minimum redemption amount Rs. ,000/- and in multiples of Re. /-.

Benchmark Index CRISIL MIP Blended IndexDividend Policy (1) Monthly Dividend Plan It is envisaged to declare dividends on a monthly basis subject to availability of

distributable surplus computed in accordance with SEBI Regulations.(2) Flexi Dividend Plan The Fund will endeavour to declare dividends from time to time subject to availability ofdistributable surplus. The quantum of dividend would be as decided and approved by the AMC / Trustees from timeto time.(3) Monthly Payment Plan - The Scheme intends to make monthly payments to investors by redeeming units. Theinvestor can opt for receiving monthly payouts beginning the last business day of the month following the month ofinvestment subject to the declaration of the dividend under the Monthly Dividend Plan. Under the Plan, the investorwill provide standing instructions to the AMC to redeem such Units as equivalent in value terms to the amount ofGross dividend per unit (total of Net dividend in the hands of the investor and dividend tax paid by the AMC) that the

Fund will be declaring under the Monthly Dividend Plan, from his existing balance of Units as on the record date of thedividend. The redemption of the Units not being in the nature of the dividends payments, the Fund will not be requiredto pay the dividend tax on such redemptions being paid to the Unit holders. On receipt of such instructions, theAMC will redeem at monthly rests appropriate part of the unit holdings of the investor and dispatch the redemptionproceeds.

Name of the Fund Manager Deb Bhattacharya & Amandeep Chopra


UTI MIS Advantage Plan


Scheme Returns(%)

CRISIL MIP BlendedIndex (%)

Last year 6.54 2.04


Last 5 years .77 8.43

Since Inception 0.67 7.39

*Computed on compounded annualized basis usingNAV of Growth Option.Past performance may or may not be sustained infuture.


12/28

2

UTI Money Market Fund (UTI-MMF)Investment Objective To provide highest possible current income consistent with preservation of capital and providing liquidity from

investing in a diversified portfolio of short-term money market securities.Asset Allocation Pattern ofthe scheme

Instruments / Securities Maximum Exposure (% of Net Assets)Government Dated Securities 75Private Corporate Debt 75PSU Bonds 75Mortgaged backed Securities 75FI & Banking Sector Bonds 75Call Money 00

Treasury Bills 00Commercial Paper 75Certificates of Deposit 75Repo Transactions 00Bills Rediscounting 50

Plans and Options . UTI-Money Market Fund Regular Plan witha) Growth Optionb) Dividend Option

2. UTI-Money Market Fund Institutional Plan witha) Growth Optionb) Dividend Option

- Daily Dividend (only with Reinvestment option)- Weekly Dividend (Payout and Reinvestment option)

Default Plan for the scheme is Institutional Plan if the investment amount is Rs.50 lacs or more and default option isGrowth Option.However, where the application amount is less than Rs.50 lacs, default plan will be the Regular Plan and default optionwill be the Growth Option.

Plans and Options . Growth Option2. Dividend Option

Facilities Offered . Systematic Transfer Investment Plan (STRIP) is available under Regular Plan - Growth Option2. UTI-STRIP (Systematic Transfer Investment Plan) Advantage is available under UTI-Money Market Fund RegularPlan (Growth Option).3. Systematic Investment Plan (SIP) is available under Regular Plan - Growth Option

Minimum Application /Redemption Amount andbalance required in a folio

. UTI-Money Market Fund Regular PlanMinimum amount of initial investment Rs. 0,000/-. Subsequent amount of investment in the same folio is Rs. 0,000/-and in multiples of Re. /- thereafter.2. UTI-Money Market Fund Institutional PlanMinimum amount of initial investment Rs.50,00,000/- and in multiples of Re. /- thereafter or such amount as may bedecided from time to time.Under both the plans minimum amount for redemption is Rs. 0,000/- & minimum balance to be maintained in a foliois Rs. 0,000/-.

Benchmark Index CRISIL Liquid Fund IndexDividend Policy Subject to availability of distributable surplus the scheme may make dividend distribution under Dividend Option, at

such intervals as may be decided by UTI AMC from time to time.Name of the Fund Manager Manish Joshi & Amandeep Chopra


(i) Load Structure#




Nil (Any application size)< year %=> year Nil




UTI Money Market FundCompounded

AnnualisedReturns*

Scheme Returns(%)

Crisil LiquidFund Index (%)

Last year 8. 6 8.40Last 3 years 7.75 7.49

Last 5 years 6.82 6.42Since Inception 7.79 NA

*Computed on compounded annualized basis using NAV ofGrowth Option.Past performance may or may not be sustained in future.


13/28

3

UTI Monthly Income Scheme (UTI-MIS)Investment Objective This is an open-end debt oriented scheme with no assured returns. The scheme aims at distributing income, if any,

periodically.Asset Allocation Pattern ofthe scheme

Types of instruments Normal Allocation (% of Net Assets)Debt (Government Securities and Money Marketinstruments including Corporate rated debts)

Minimum 85% Maximum 00%

Equity/Equity Related Instruments Minimum NIL Maximum 5%. To minimise the credit risk in debt instruments, investment would be made only in investment grade papers rated

AA and above, at the time of investment.2. The Equity investment universe would include stocks of companies with strong fundamentals and growth

potential.Plans and Options . Growth Option with Systematic Withdrawal Plan (SWP)

2. Dividend Option Option for re-investment available.Compulsory re-investment where value of investment is below Rs.30,000/-.

Facilities Offered . Systematic Investment Plan (SIP) is available.2. Systematic Withdrawal Plan (SWP) is available under the Growth Option.


. Dividend Option Rs. 0,000/-2. Systematic Withdrawal Plan Monthly Withdrawal - Rs.30,000/-3. Systematic Withdrawal Plan Quarterly Withdrawal - Rs.20,000/-4. Growth Option Rs. ,000/- and in multiples of Re. /- under all the options.Subsequent amount of investment in the same folio Rs. ,000/- and in multiples of Re. /-

Benchmark Index CRISIL MIP Blended Index ( 5% of Nifty Index returns and 85% to Composite Bond Index Fund)Dividend Policy . Though it is the intention of the scheme to make regular dividend distribution under the dividend option, there

may be instances when no dividend distribution could be made.2. Dividend distribution under the Dividend option, if any, will be made subject to avai lability of distributable surplus

and a decision is taken by UTI AMC to make dividend distribution.3. There is no assurance or guarantee to the unitholders as to the rate of dividend distribution.4. Dividend distribution, if any, will be made every month or at such intervals as may be decided by UTI AMC from

time to time.Name of the Fund Manager Amandeep Chopra


UTI Monthly Income Scheme


Returns*

SchemeReturns (%)

Crisil MIPBlended Index

(%)

Last year 3.79 2.04



Since Inception 8. 7 8.97

*Computed on compounded annualized basis using NAVof Growth option.Past performance may or may not be sustained infuture.


(i) Load Structure#




Nil (Any application size) < year %

=> year Nil



Expenses of the Scheme(i) Load Structure(ii) Recurring expenses

Entry Load : NILExit Load : NIL(a) First Rs. 00 crores 2.25%(b) Next Rs.300 crores 2.00%(c) Next Rs.300 crores .75%

Balance .50%

Actual expenses for the period0 .04.08 to 3 .03.09: 0.20%


14/28

4


UTI - CRTS

Compounded

AnnualisedReturns*

Scheme

Returns (%)

Crisil Debt

Hybrid (75:25)(%)

Last year 7.20 2. 5

Last 3 years 0. 2 0.23

Last 5 years 4.3 NA


* Computed on compounded annualized basis.Past performance may or may not be sustained in

future.


(i) Load Structure#




Nil (Any application size)< 3 years %

=> 3 years & above Nil


Actual expenses for the period0 .04.08 to 3 .03.09: . 6%

UTI Unit Scheme for Charitable and Religious Trusts and Registered Societies(UTI CRTS)

Investment Objective To primarily provide regular income to unitholders of the scheme.



Debt Securities Minimum - 70% Maximum - 00%

Equity and Equity Linked Instruments Minimum NIL Maximum 30%

Money Market Instruments While no fixed allocation will normally be made for investment in moneymarket instruments like Call Deposits, Commercial Papers, Treasury Bills etc.the same may be kept to the minimum generally to meet the liquidity needsof the scheme.

Plans and Options i) Dividend Option Option for reinvestment available.ii) Growth Option

Facilities Offered Systematic Withdrawal Plan (SWP) is available under the Growth Option.


. Minimum amount of investment is Rs. 0,000/- and in multiples of Re. /-2. Subsequent minimum investment is Rs. ,000/- and multiples of Re. /- in the same folio.

Benchmark Index CRISIL Debt Hybrid (75:25)

Dividend Policy . The scheme shall distribute a minimum of 75% of its net annual distributable income periodically at such rates asmay be decided.

2. UTI AMC may declare interim dividend distribution/s payable on such date/s or at the end of such period/s as theTrustee may fix and deem fit.

Name of the Fund Manager Deb Bhattacharya & Amandeep Chopra


15/28

5

Expenses of the Schemei) Load Structure#

ii) Recurring expenses



Nil (Any application size) < 3 years %

=> 3 years Nil

First Rs. 00 crores 2.50%$Next Rs.300 crores 2.25%Next Rs.300 crores 2.00%Balance .75%

Actual expenses for the period0 -04-2008 to 3 -03-2009: 2.25%

Note : # w.e.f. st August 2009$A maximum of 2.25% of average daily net assets will be charged as recurring expenses per annum when the asset allocation to debt / money marketexceeds 65%.

UTI-Variable Investment Scheme Index Linked Plan (UTI-VIS-ILP)Investment Objective This is an open-end plan aiming to make dividend distribution periodically. The plan will, as part of the investment

objective take a contrarian outlook on the equities. For instance if the equity index is below 8000 SENSEX the exposureto equity would be higher, say 90%. With the upward movement of the SENSEX say to 9000 this exposure to equitywould be scaled down to say 80% and correspondingly the exposure to debt will move up from 0% to 20% and so

on. This would result in the plan booking profits on sale of equity with every rise in the SENSEX by 000 points andhigher interest income on debt portfolio with increased exposure to debt.


Asset Allocation (% to NAV)

BSE Sensex Equities comprised in theSENSEX (%)

Risk Profile : Medium to High

Central Government Securities /Debt/MoneyMarket Instruments including cash (%)

Risk Profile : Low to Medium

Not more than Not more than

Upto 8000 90 30

800 to 9000 80 40

900 to 0,000 70 50

0,00 to ,000 60 60

,00 to 2,000 50 702,00 to 3,000 40 80

Above 3,000 30 90

As and when investments in equities get reduced, the exposure in debt instruments / Govt. securities will correspondinglygo up and vice-versa, presently subject to the limits prescribed in the above table.The asset allocation between equity and debt is proposed to be reset every month depending upon the level of SENSEXas at the last trading day of the previous month. Re-set of asset allocation would be done within 5 business days of thecurrent month. The Table would be reset every year.

Plans and Options Growth Option and Dividend Option with Payout and Reinvestment facilities

Facilities Offered Systematic Investment Plan (SIP), Systematic Transfer Investment Plan (STRIP) and Automatic Trigger facilities areavailable.


Minimum amount of initial investment is Rs.5000/-.Subsequent minimum amount of investment is Rs. 000/- with no upper limit.

Benchmark Index BSE Sensex & Composite Bond Fund Index

Dividend Policy Dividend distribution, if any, under the plan/s will be made subject to availability of distributable surplus and otherfactors and a decision is taken by the Trustee to make dividend distribution.

Name of the Fund Manager Swati Kulkarni

Performance of the schemeas on 30 June 2009

UTI-Variable Investment Scheme Index Linked Plan


Returns*

Schemereturn

(%)

BSESensex

(%)

CompositeBond FundIndex (%)

Last year . 6 7.67 .20

Last 3 years -0.58 0.95 6.90

Last 5 years 6.73 24.74 5.34

Since Inception 9.27 26.03 5.46

* Computed on compounded annualized basis.Past performance may or may not be sustained infuture.


16/28

6

Features Common to all Schemes

Risk Profile of the Schemes Mutual Fund investments are subject to market risks. Please read the SID carefully for details on risk factors beforeinvestment.

Eligible Investors (1) An application for issue of units under all schemes except UTI-CRTS can be made by any resident or non-resident Indian as well as non-individuals as indicated below:

(a) Resident Adult Individuals/Non-Resident Indians/Persons of Indian Origin residing abroad (NRIs) on repatriation andnon-repatriation basis either singly or jointly not exceeding three (not exceeding two for UTI-MIS and UTI-LiquidFund).

(b) Minors through parent/lawful guardian. Units can be held on Joint or Anyone or Survivor basis.(c) Companies, Bodies Corporate, Eligible Trusts, Association of Persons or Bodies of Individuals, Societies, Banks and

Financial Institutions, Army, Air Force, Navy and other Paramilitary Fund and bodies created by such institutions,(d) Partnership Firms, Hindu Undivided Family (HUF),(e) Foreign Institutional Investors (FIIs) Registered with SEBI on repatriation basis (not available under UTI-MIS),(f) Mutual Funds registered with SEBI including other schemes of UTI-Mutual Fund (not available under UTI-MIS, UTI-

G-Sec Fund and UTI-Bond Fund),(2) Apart from those listed above, the following types of applicants can also invest under UTI-G-Sec Fund,

UTI-Treasury Adv. Fund, UTI-GAF, UTI-MIS Adv. Plan & UTI-Floating Rate Fund.

a) Non-government provident funds, superannuation funds & gratuity funds as also other provident funds, pensionfunds, superannuation funds and gratuity funds (applicable under UTI-G-Sec & UTI-GAF),

(b) International Multilateral Agencies/Bodies Corporate incorporated outside India with the permission of theGovernment of India/Reserve Bank of India,

(c) Scientific and Industrial Research Organisations,(d) Trustee, AMC, Sponsor and their associates may subscribe to units under these Scheme (applicable under UTI-GAF-

LTP, UTI-TAF, UTI-Floating Rate Fund & UTI-MIS Adv. Plan).(3) Apart from those listed at (1) above, an individual for the benefit of another individual who is a mentally

handicapped person can also invest under UTI-MIS and UTI-Bond Fund.(4) Application for units under UTI-CRTS may be made by :(a) a charitable or religious trust or an endowment which is administered or controlled or supervised by or under the

provisions of any Central or State enactment which is for the time being in force,(b) A registered society, an educational trust, a school, college, university,

(c) Any other body either established under or controlled by a State or Central Act and carrying out any charitablepurpose, a non profit company set up under section 25 of the Companies Act, 956.Applications for purchase of units shall be made by such persons as are duly authorised in this behalf by the charter

of establishment, rules and regulations, etc., governing the specified investors.Applications for units shall be accompanied by such documents as the UTI AMC may prescribe in this behalf from

time to time.(5) Application for units under UTI-MUS may be made by any adult resident Indian and NRI as indicated

below :(a) an Indian resident or an NRI female person who has completed 8 years of age can invest in her own name either

singly or jointly with another adult person on the first holder or survivor basis. The second applicant will enjoy allthe rights like a nominee,

(b) a resident or NRI adult person may apply as an alternate applicant for the benefit of a mentally handicappedresident or NRI adult female person.

Applicable NAVFor UTI-Liquid Cash Planand UTI-MMF

Purchase :Operation Cut-off Timing Applicable NAV

Valid applications received and funds areavailable for utilisation on the same day.

Upto 2 noon The closing NAV of the day immediatelypreceding the day of receipt of the application.

Valid applications received and clear funds areavailable for utilisation on the same day.

After 2 noon The closing NAV of the day immediatelypreceding the next business day.

Irrespective of the time of receipt of application,where the funds are not available for utilizationon the day of the application.

Within BusinessHours

The closing NAV of the day immediatelypreceding the day on which the funds areavailable for utilisation.

Redemption :Operation Cut-off Timing Applicable NAV

Valid applications received Upto 3 p.m. The closing NAV of the day immediatelypreceding the next business day.

Valid applications received After 3 p.m. The closing NAV of the next business day.


17/28

7

Applicable NAVFor UTI-Bond Fund, UTI-Floating Rate Fund (STP),UTI-GAF, UTI-G-Sec, UTI-Short Term Income Fund,UTI-Treasury Adv. Fund, UTI-MUS, UTI-MIS Advantage,UTI-MIS, UTI-CRTS and UTI-VIS-ILP

Purchase : For Purchases upto Rs.1 crore: (For UTI-VIS-ILP cut-off timing applicable is same for purchases ofRs.1 crore & above also)

Operation Cut-off Timing Applicable NAVValid applications received with local cheques /demand drafts payable at par at the place where

the application is received.

Upto 3 p.m. Closing NAV of the day of receipt of theapplication

Valid applications received with local cheques /demand drafts payable at par at the place wherethe application is received.

After 3 p.m. Closing NAV of the next business day.

Valid applications received with outstationcheques / demand drafts (for the schemes/ investors as permitted in the SID) not payable atpar at the place where the application isreceived.


Closing NAV of the day on which cheque/demanddraft is credited to the Scheme/Plan.

Purchase : For Purchases of Rs.1 crore and above: (Except UTI-VIS-ILP)Operation Cut-off Timing Applicable NAV

Valid applications received with cheques /demand drafts (for the schemes/investors aspermitted in the SID).


Closing NAV of the day on which cheque/demanddraft is credited to the Scheme/Plan.

Redemption :Operation Cut-off Timing Applicable NAV

Valid applications received Upto 3 p.m. Closing NAV of the day of receipt of theapplication

Valid applications received After 3 p.m. Closing NAV of the next business day.Despatch of RedemptionRequest

Within 0 business days of the receipt of the redemption request at the authorised centre of UTI Mutual Fund.

Name of the TrusteeCompany

UTI Trustee Company Private Limited

Waiver of Load for DirectApplications

No Entry Load

No entry load shall be charged for direct applications received by the Asset Management Company (AMC) i.e.applications received through internet, submitted to AMC or collection centre that are not routed through any distributor/ agent/broker. No entry load shall also be charged for additional purchases done directly by the investor under the samefolio and switch-in to a scheme from other schemes if such a transaction is done directly by the investor.Wherever the ARN/Code of a broker/IFA/sub-broker/distributor given in the application form has to be struck off, it hasto be counter signed by the first applicant. In case the first applicant does not counter sign it the application will not betreated as a direct application.For direct applications, the area for providing ARN/ Code of a broker/IFA/sub-broker/distributor should not be left blank.It should be marked Direct or Not Applicable.# In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 68230/09 dated June 30, 2009, no entry load will be charged by theScheme to the investor effective August , 2009. Upfront commission shall be paid directly by the investor to the AMFIregistered Distributors based on the investors assessment of various factors including the service rendered by thedistributor.

All Official Points of Acceptance will be available on the website of UTI Mutual Fund www.utimf.com.Tax Treatment for theInvestors (Unitholders)

Investor are advised to refer to the details in the Statement of Additional Information and also independently refer to histax advisor.

Daily Net Asset Value (NAV)Publication

The NAVs will be declared on all business days and will be issued to two newspapers for publication and will also beavailable on website of UTI Mutual Fund, www.utimf.com and website of AMFI namely www.amfiindia.com. You canalso call us at 800 22 230 (toll free number) or (022) 2654 6200 (non toll free number).

For Investor Grievanceplease contact

Name and Address of Registrar All investors could refer their grievances giving fullparticulars of investment at the following address:

Shri K P Ghosh,Vice President,Dept. of Operations,UTI AMC Ltd.,UTI Tower, Gn Block,Bandra Kurla Complex,Bandra (East),Mumbai - 400 05 .Tel : 6678 6666 Fax : 2652 303Investors may post their grievances at ourwebsite:www.utimf.com or e-mail us at [email protected]

M/s. Karvy Computershare Private LimitedNarayani Mansion, H.No. -90-2/ 0/E,Vittalrao Nagar, Madhapur,Hyderabad 500 08 .Tel. 040-2342 944 to 47,Fax: 040-23 5503e-mail: [email protected]

Unitholders Information Accounts statement (on each transaction) and annual financial results shall be provided to investors by post/any other

mode. Half yearly scheme portfolio disclosure will be mailed to unitholders or published in the newspapers as permittedunder SEBI (Mutual Funds) Regulations, 996.Date : July 29, 2009.


18/28

8

CORPORATE OFFICEUTI Tower, Gn Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 05 . Tel. : 66786666

OFFICIAL POINTS OF ACCEPTANCEUTI FINANCIAL CENTRES

AHMEDABAD REGION

Ahmedabad: 0 / 05 A&B, Super Mall, Near Lal Bungalow, CG Road, Ahmedabad-380 006, Tel: (079) 26462 80/26462905,Ajmer: Uday Jyoti Complex, First Floor, India Motor CiKutchery Road, Ajmer-305 00 , Tel: (0 45) 2423948,Alwar: Plot No. , Jai Complex ( st Floor), Above AXIS Bank, Road No.2, Alwar 30 00 , Rajasthan, Tel.:(0Anand:2-A, First Floor, Chitrangna Complex, Anand V. V. Nagar Road, Anand 388 00 , Gujarat, Tel.: (02692) 245943 / 944,Bhavnagar: Shree Complex, 6-7 Ground Floor, Opp. Gandhi Smr

Crescent Circle, Crescent, Bhavnagar 364 00 , Tel.:(0278)-25 996 /25 323, Bhilwara: B-6 Ground Floor, S K Plaza, Pur Road, Bhilwara 3 00 , Rajasthan, Tel.: (0 482) Bikaner:Gupta Complex,st Floor, Opposite Chhapan Bhog, Rani Bazar, Bikaner 334 00 , Rajasthan, Tel: (0 5 ) 2524755,Jaipur: 2nd Floor, Anand Bhavan, Sansar Chandra Road, Jaipur00 , Tel: (0 4 )-400494 /43 to 46,Jamnagar: Keshav Complex, First Floor, Opp. Dhanvantary College, Pandit Nehru Marg, Jamnagar 36 00 , Tel:(0288)-266Jodhpur: 5Kalpataru Shopping Centre, Shastri Nagar, Near Ashapurna Mall, Jodhpur - 342 005,Tel.: (029 )-5 35 00,Kota: Sunder Arcade, Plot No. , Aerodrome Circle, Kota-324007, Tel:2502242/07,Navsari: /4 Chinmay Arcade, Sattapir, Sayaji Road, Navsari 396 445, Gujarat, Tel: (02637)-233087,Rajkot: Race Course Plaza, Shop No.5,6,7, Ground Floor, Near IncomRajkot-360 00 , Tel:(028 )2433525/244 070 ,Surat: B- 07/ 08, Tirupati Plaza, Near Collector Office, Athwa Gate, Surat-395 00 , Tel: (026 ) 2474550,Udaipur: Ground Floor, RTDC Bldg.,Hotel Kajri, Shastri Circle, Udaipur-3 300 , Tel: (0294) 2423065/66/67,Vadodara: G-6 & G-7, Landmark Bldg., Transpeck Centre, Race Course Road, Vadodara-390 002336962,Vapi: GF & GF 2, Shoppers Stop, Near Jay Tower- , Imran Nagar, Silvassa Road, Vapi 396 95, Gujarat, Tel: (0260) 242 3 5.

BENGALURU REGIONBengaluru: ( ) B- 4 & B- 5, Gr Floor, Devatha Plaza, 32 Residency Road, Bengaluru - 560 025.Tel. No.:(080) 64535089, (2) 427 / 4- , Harmony, 9th MJayanagar, Bengaluru -560 04 , Tel: (080) 22440837, 645 6489, (3) No.60, Maruthi Plaza, 8th Main, 8th Cross Junction, Malleswaram West, Bengaluru-Belgaum: st Floor, Indira, Dr. Radha Krishna Marg 5th Cross, Subhash Market, Hindwadi, Belgaum - 590 0 , Karnataka, Tel.: (083 ) 2423637,Cuddapah: No. 2/790, Sai Ram Towers,Nagarajpeta, Cuddapah-5 6 00 , Tel: (08562) 222 2 / 3 ,Davangere: No.998 (Old No.426/ A) Satya Sadhana, Kuvempu Road, Lawers Street, K. B. Extension, DavKarnataka, Tel.: (08 92) 23 730/ ,Guntur: Door No. 2-25- 70, Ground Floor, Kothapet Main Road, Guntur522 00 , Tel: (0863)-23338 9,Hubli: st Floor, Kalburgi Square, Desai Cross,

B Road, Hubli-580 029, Dist Dharwad, Karnataka State, Tel: (0836)-2363963/64,Hyderabad: ( ) Lala II Oasis Plaza, st floor, 4- -898 Tilak Road, Abids, Hyderabad-5002475028 /2475038 /382, (2) 6-3-679, First Floor, Elite Plaza, Opp. Tanishq, Green Land Road, Punjagutta, Hyderabad-500 082, Tel: (040)-234 7246, (3) 0-2Grand CVK, Road No. 3, West Marredpally, Secunderabad-500 026, Tel: (040) 277 524,Mangalore: st Floor, Essel Tower, Bunts Hostel Circle, Mangalore-575 003, Tel: (0824)Mysore: No.2767/B, New No. 83/B, Kantharaj Urs Road, Saraswathipuram st Main, Opposite to Saraswathi Theatre, Mysore-570 009, Tel: (082 )-2344425,Nellore: Plot no. 6/ 433, SunshinePlaza, st Floor, Ramalingapuram Main Road, Nellore 524 002, Andhra Pradesh, Tel: (086 ) 23358 8/ 9,Rajahmundry: Door No.7-26-2 , st Floor, Jupudi Plaza, Maturi Vari St., TDist. East Godavari, Rajahmundry 533 0 , Andhra Pradesh, Tel.: (0883) 2008399/2432844,Vijaywada: 29-37- 23, st Floor, Dr. Sridhar Complex, Vijaya Talkies Junction, EluVijaywada-520 002, Tel:(0866) 24448 9,Vishakhapatnam: 202, st Floor, Door No.9- -224/4/4, Above Lakshmi Hyundai Car Showroom, C.B.M. Compound, Near RVisakhapatnam-530 003, Tel : (089 ) 2550 275,Warangal: House No.9-2-3 , Shop No.23 & 24, st Floor, Nirmala Mall, J P N Road, Warangal-506 002, Tel: (0870) 2

CHANDIGARH REGIONAmbala:5686-5687, Nicholson Road, Ambala Cantt, Haryana, Pin- 33 00 , Tel.: (0 7 ) 263 780,Amritsar: 69, Court Road, Amritsar- 4300 , Tel: (0 83) 2564388,Chandigarh: JeevanPrakash (LIC Bldg.), Sector 7-B, Chandigarh- 60 0 7, Tel: (0 72) 2703683,Jalandhar: Ajit Complex, First Floor, 30 Ranjit Nagar, G. T. Road, Jalandhar- 44 00 , Tel: (0Jammu: 04, B2, South Block, st Floor, Bahu Plaza, Jammu 80 0 4, Tel.: (0 9 ) 247 0627,Ludhiana: Ground Floor, S CO 28, Feroze Gandhi Market, Ludhiana- 4 00 , T244 264,Patiala: SCO No. 43, Ground Floor, New Leela Bhawan, Patiala, Punjab- 47 00 , Tel: (0 75) 230034 ,Shimla: Bell Villa, 5th Floor, Below Scandal Point, The Mall, Shimla,Pradesh - 7 00 , Tel. No.: (0 77) 2657 803.

CHENNAI REGIONChennai: ( ) Ruby Regency, First Floor, New No.69/4, (Old Door No.65/4), Anna Salai, Chennai-600 002, Tel: (044) 285 727/285 4466, (2) W 23, I040, Tel: (044) 65720030, (3) st Floor, 29, North Usman Road, T Nagar, Chennai-600 0 7, Tel: (044) 657200 / 2,Cochin: Muthoot Tower, st Floor, MG Road, Opp. Abad Plaza

Ernakulam, Cochin-682 035, Tel: (0484) 2380259/2368743,Coimbatore: U R House, st Floor, 056-C, Avinashi Road, Opp. Nilgiris Dept. Stores, Coimbatore-64 0 8, TKottayam: Muringampadam Chambers, Ground Floor, Door No. 7/480-F, CMS College Road, CMS College Junction, Kottayam686 00 , Tel.: (048 ) 2560734,Kozhikode: Aydeed Complex,YMCA Cross Road, Kozhikode - 673 00 , Kerala, Tel.: (0495) 2367284 / 324,Madurai: Jeevan Jyothi Building, First Floor, 34 Palace Road, Opp. to Christian Mission Hospit00 , Tel.: (0452) 23333 7,Salem: No.2/9 , Sri Vari Complex, First Floor, Preethee Bajaj Upstairs, New Bus Stand Road, Meyyanur, Salem - 636 004, Tel.: (0427) 2Thiruvananthapuram:T C 5/49(2), st Floor, Saran Chambers, Vellayambalam, Thriuvananthapuram-695 0 0, Tel: (047 ) 2723674,Trichur: 26/62 -622, Kollannur Devassy Building, st Floor, Town HallThrissur-680 020, Tel. No.:(0487) 233 259/495,Tirunelveli: st Floor, 0/4 Thaha Plaza, South Bypass Road, Vannarpet, Tirunelveli627 003. Tel.: (0462) 2500 86,Tirupur: 47, Court Street,Sabhapathipuram, Tirupur 64 60 , Tamil Nadu, Tel.: (042 ) 223 6337/6339,Trichy: Kingston Park No. 9/ , Puthur High Road, (Opp. Aruna Theatre), Puthur, Tiruchirapalli-6(043 ) 27707 3,Vellore: S R Arcade, st floor, 5/2 No.30, Officers Line, Vellore 632 00 , Tamil Nadu, Tel.: (04 6) 223 5357/5339.

DELHI REGIONNew Delhi: ( ) G-5- 0 Aggarwal Cyber Plaza, Netaji Subhash Place, Pitam Pura, Delhi 0 034, Tel: (0 ) 2735 00 , (2) Savitri Bhawan, st & 2nd FloCentre, Delhi- 0 092, Tel: (0 ) 22529374, 22529398, (3) G-7, Hemkunt Tower (Modi Tower), 98, Nehru Place (Near Paras Cinema), New Delhi- 0 0 9Jeevan Bharati, Tower II, Connaught Circus, New Delhi 0 00 . Tel: (0 ) 2332 7497, 2373 949 /2,Dehradun: 56, Rajpur Road, Hotel Classic International, Dehradun-248 00 , Tel2743203,Faridabad: Shop No.6, First Floor, Above AXIS Bank, Crown Complex, & 2 Chowk, NIT, Faridabad- 2 00 , Tel: (0 29) 242477 ,Ghaziabad: C-53 C, Main Road, RDC, Opp. PetroPump, Ghaziabad - 20 00 , Uttar Pradesh, Tel: (0 20) 2820920/23,Gurgaon: SCO 4, st floor, Sector 4, Gurgaon 22 00 , Tel: (0 24) 2336622,Janak Puri: Bldg. No.4, First Floor, B- ,Community Centre, B-Block, Janak Puri, New Delhi 0 058, Tel.: (0 ) 25523246/47/48,Meerut: 0/8 Ground Floor, Niranjan Vatika, Begum Bridge Road, Near Bachcha Park,00 , Uttar Pradesh, Tel.: (0 2 ) 64803 /2,Moradabad: Shri Vallabh Complex, Near Cross Road Mall, Civil Lines, Moradabad 244 00 , Uttar Pradesh, Tel.: (059Noida: J-26,Ground Floor, Near Centre Stage Mall, Sector 8, Noida 20 30 , Tel: (0 20) 25 23 to 3 4.

GUWAHATI REGIONAgartala: Suriya Chowmohani, Hari Ganga Basak Road, Agartala - 799 00 , Tripura, Tel.: (038 ) 23878 2,Guwahati: st Floor, Hindustan Bldg., M.L. Nehru Marg, Panbazar, Guwah00 , Tel: (036 ) 254 5870,Tinsukia:Ward No.6, Chirwapatty Road, Tinsukia 786 25, Assam, Tel.: (0374) 234 0266/234 026.

KOLKATA REGIONKolkata: ( ) 29, Netaji Subhash Chandra Road, Kolkata-700 00 , Tel: (033) 2243657 /22 34832, (2) Ground Floor, 99 Park View Appt., Rash Behari Av246398 , (3) AD-55, Sector- , Salt Lake City, Kolkata-700 064, Tel.: (033) 2337 985,Balasore: Plot No.570, st Floor, Station Bazar, Near Durga Mandap, Balasore 756 00(06782) 24 894/24 947,Barasat: 57 Jessore Road, st Floor, Sethpukur, Barasat, North 24 Paraganas, Pin-700 24, West Bengal, Tel.: (033) 25844583,Berhampur:4th East Side Lane,Dharma Nagar, Gandhi Nagar, Berhampur - 760 00 , Orissa, Tel.: (0680) 2225094/95,Bhubaneshwar: st & 2nd Floor, OCHC Bldg., 24, Janpath, Kharvela Nagar, Nr. Ram Mandir, B75 00 , Tel: (0674) 24 0995,Bokaro: Plot C- , 20-C (Ground Floor), City Centre, Sector 4, Bokaro Steel City, Bokaro 827 004, Jharkhand, Tel.: (06542) 32Cuttack: RoyVilla, 2nd floor, Bajrakabati Road, P.O.-Buxi Bazar, Cuttack-753 00 , Orissa, Tel: (067 ) 23 5350/535 /5352,Dhanbad: & 2, Shriram Mall, Shastri Nagar, Bank More, Dhanbad-8Tel.: (0326) 645 97 /2304676,Durgapur:3rd Administrative Bldg., 2nd Floor, Asansol Durgapur Dev. Authority, City Centre, Durgapur-7 32 6, Tel: (0343) 254683 ,Jamshedpur: -A, RamMandir Area, Gr. & 2nd Floor, Bistupur, Jamshedpur-83 00 , Tel: (0657) 2756074,Kalyani:B- 2/ Central Park, Kalyani -74 235, District: Nadia, West Bengal, Tel.: (033)Kharagpur:M/s. Atwal Real Estate Pvt. Ltd.,st Floor, M S Tower, O.T. Road, Opp. College INDA, Kharagpur, Paschim Midnapore-72 305, Tel: (0322) 2285 8,Malda: 0/26 K J Sanyal Road,

st Floor, Opp Gazole Taxi Stand, Malda 732 0 , West Bengal, Tel.: (035 2) 22368 /724/728,Ranchi :Shop No. 8 & 9, SPG Mart, Commercial Complex, Old H B Road, Bahu834 00 , Tel: (065 ) 2900 206/07,Rourkela: Shree Vyas Complex, Ground Floor, Panposh Road, Near Shalimar Hotel, Rourkela 769 004, Orissa, Tel.: (066 ) 240Sambalpur:Plot No.2252/3495, st Floor, Budharaja, Opp. Budharaja Post Office, Sambalpur, Orissa-768 004, Tel: (0663) 25202 4,Serampore: 6A/2, Roy Ghat Lane, Hinterland Complex, Serampore,Hooghly 7 2 20 , West Bengal, Tel.: (033) 26529 53/9 54,Siliguri:Ground Floor, Jeevan Deep Bldg., Gurunanak Sarani, Sevoke Rd., Silliguri-734 40 , Tel: (0353) 2535

LUCKNOW REGIONAgra:FCI Building, Ground Floor, 60/4, Sanjay Place, Agra282 002, Tel: (0562) 2857789, 2858047,Allahabad: 4, Sardar Patel Marg, st Floor, Civil Lines, Allahabad-2 00 , Te256 028,Aligarh:3/339-A Ram Ghat Road, Opp. Atrauli Bus Stand, Aligarh, Uttar Pradesh202 00 , Tel : (057 ) 274 5 ,Bareilly: 6- 7 Deen Dayal Puram, Bareilly, Uttar Pradesh-2005, Tel.: (058 ) 23030 4,Bhagalpur: st floor, Kavita Apartment, Opposite Head Post Office, Mahatma Gandhi Road, Bhagalpur-8 2 00 , Bihar, Tel.: (064 ) 230004Gaya: st Floor, ZionComplex, Opp. Fire Brigade, Swarajpuri Road, Gaya-823 00 , Bihar, Tel: (063 ) 222 623,Gorakhpur:Cross Road The Mall, Shop No. 6 - 20, st Floor, Bank Road, A. D. Cho- 273 00 , Uttar Pradesh, Tel.: (055 ) 220 4995 / 4996,Kanpur: 6/79-E, Civil Lines, Kanpur-208 00 , Tel: (05 2) 2304278,Lucknow:Aryan Business Park, 2nd floor, 9/32 Park Road (old 90


19/28

9

M G Road), Lucknow-226 00 , Tel: (0522) 223849 /2238598,Muzaffarpur: Ground Floor, LIC Jeevan Prakash Bldg., Uma Shankar Pandit Marg, Opposite Devisthan (DevMuzaffarpur (Bihar), Pin 842 002, Tel.: (062 ) 226509 ,Patna: st Floor, N.I. Building (LIC Bldg.), Besides Maharaja Kameshwar Complex, Fraser Road, Patna-800 00 ,Varanasi: st Floor, D-58/2A- , Bhawani Market, Rathyatra, Varanasi-22 0 0, Tel: (0542) 222688 .

MUMBAI REGIONLotus Court:( ) Lotus Court Building, 96, Jamshedji Tata Road, Backbay Reclamation, Mumbai-400020, Tel: (022) 2282 357, (2) UTI Tower, Gn Block, GrBandra(E), Mumbai-40005 , Tel: (022) 66786354/6 0 , (3) Purva Plaza, Ground Floor, Juntion of S V Road & Shimpoli, Soni Wadi Corner, Borivali (West),052 / 508 , (4) Shop No. -4, Ground Floor, Sai Plaza, Junction of Jawahar Road and R. B. Mehta Road, Near Ghatkopar Rly Station, Ghatkopar (East), M250 08 2/7 5/833, (5) Unit No.2, Block B, Opp. JVPD Shopping Centre, Gul Mohar Cross Road No.9, Andheri (W), Mumbai-400049, Tel:(022) 2620 995/Delphi Orchard Avenue, Hiranandani Business Park, Hiranandani Gardens, Powai, Mumbai400 076, Tel: (022) 67536797/98,Aurangabad: Yashodhan, Near Baba Petrol Pump, 0, BhagNagar, Aurangabad 43 00 , Maharashtra, Tel.: (0240) 23452 9 / 29,Kalyan:Ground Floor, Jasraj Commercial Complex, Chitroda Nagar, Valli Peer, Station Road, Kalyan (WTel: (025 ) 23 6063/7 9 ,Kolhapur: & 2, Ground Floor, Ayodhya Towers, C S No 5 , KH- /2, E Ward, Dabholkar Corner, Station Road, Kolhapur-4 6 00Nasik:Apurva Avenue, Ground Floor, Near Kusumagraj Pratishthan, Tilak Wadi, Nasik-422002, Tel: (0253) 257025 /252,Panaji:E.D.C. House, Mezzanine Floor, Dr. A.B. Road, Panaji, G00 , Tel: (0832) 2222472,Pune:( ) 099A, First Floor, Maheshwari Vidya Pracharak Mandal Building, Near Hotel Chetak, Model Colony Road, Shivaji Nagar, Pune-(2) City Pride, st Floor, Plot No.92/C, D III Block, MIDC, Mumbai-Pune Highway, Kalbhor Nagar, Chinchwad, Pune-4 0 9, Tel: (020) 65337240,Thane:Suraj Arcade, Ground Floor, Next toDeodhar Hospital, Opp. To HDFC Bank, Gokhale Road, Thane (West)-400 602, Tel: (022) 2533 2409,Vashi: Shop no. 4, 5 & 6, Plot no. 9, Ganesh Tower, Sector Vashi, Navi MuTel.: (022) 27820 7 , 227820 74, 27820 77.

NAGPUR REGIONAmravati:C- , VIMACO Tower, S.T. Stand Road, Amravati 444 602, Maharashtra, Tel.: (072 ) 2553 26/7/8,Bhilai:38 Commercial Complex, Nehru Nagar (East), Bhilai 490 020, DChhattisgarh, Tel.: (0788) 2293222, 2292777,Bhopal:2nd Floor, V. V. Plaza, 6 Zone II, M. P. Nagar, Bhopal-462 0 , Tel: (0755) 2558308,Gwalior:45/A, Alaknanda Towers, City Centre,Gwalior-4740 , Tel: (075 ) 2234072,Indore: UG 3 & 4, Starlit Tower, YN Road, Indore-452 00 , Tel:(073 ) 2533869/4958,Jabalpur: Ground Floor, Ayush Complex, Home Science ColleRoad, Napier Town, Jabalpur, Madhya Pradesh482 00 , Tel: (076 ) 2480004, 2480005,Nagpur: st Floor, Shraddha House, S. V. Patel Marg, Kings Way, Nagpur-440 00 , Tel: (Raipur:Vanijya Bhavan, Sai Nagar, Jail Road, Raipur-492 009, Tel: (077 ) 288 4 0/ 2,Ratlam: Shop No. 3 Ground Floor, Ratlam Plaza, 6/45 New Road, Ratlam 457 00 , MTel.: (074 2) 24304 /22277 /2.

UTI NRI CELLUTI Tower, Gn Block, Bandra-Kurla Complex, Bandra (E), Mumbai-400 05 , Tel: 66786064 Fax 26528 75 E-mail: [email protected]

OFFICE OF THE REGISTRARM/s. Karvy Computershare Pvt. Ltd.: Narayani Mansion, H. No. -90-2/ 0/E, Vittalrao Nagar, Madhapur, Hyderabad 500 08 , Tel.: (040) 2342 944 to 47, Fax:

KARVY CENTRESAhmednagar: C/o. Mr. Santosh H. Gandhi, 33 2, Khist Lane, Ahmednagar 4 4 00 , Maharashtra, Mob.: 9850007454,Alwar: 0 , Saurabh Towers, Road No # 2, Bhagat Singh CAlwar-30 00 , Tel.: (0 44) 329 200/300/400,Amaravathi:Shop No. 3 & 27, First Floor, Gulshan Plaza, Raj Peth, Badnera Road, Amaravthi-444 605, Tel.: (072 ) 3206Anand:F-6, Chitrangana Complex, Opp: Motikaka Chawl, V V Nagar, Anand-388 00 , Tel.: (02692) 320394,Ananthapur: # 5- 49, 2nd Floor, S.R.Towers, Opp: Lalithakala Parishat,Road, Anantapur-5 5 00 , Tel.: (08554) 244449,Asansol: 8, G T Road, st Floor, Asansol-7 3 30 , Tel.: (034 ) 22 4624,Aurangabad: Shop No.: 2 4/2 5, Tapadiya City Centre, Nirala BAurangabad-43 00 , Tel.: (0240) 2363530,Balasore:M S Das Street, Gopalgaon, Balasore756 00 , Tel.: (06782) 260503,Belgaum:Fk- , Ambedkar Road, Opp. Civil Hospital, Belgaum00 , Tel.: (083 ) 329544 ,Bellary:No. KHB Colony, Gandhinagar, Bellary583 0 , Tel.: (08392) 25453 ,Bharuch:Ground Floor, Office No-6, Aditya Complex, Opp. Kasak Temple,392 00 , Tel.: (02642) 225207,Bhilai:No. 38, New Civic Centre, Bhilai-490 006, Dist-Durg, Chattishgarh, Tel.: (0788) 3297477,Bhilwara:27-28, st Floor, Hira-Panna Complex, Pur RoadBhilwara-3 00 , Tel.: (0 482) 246362/64/5 2586/87,Bikaner:2nd Floor, Plot No 70 & 7 , Panchshati Circle, Sardul Gunj Scheme, Bikaner-334 003, Tel.: (0 5 ) 2200Bokaro:B- ,

st Floor, Near Sona Chandi Jewellers, City Centre, Sector-4, Bokaro Steel City - 827 004 ( Jharkhand), Tel.: (06542) 233330,Burdwan: 63 G T Road, Birhata, Halder Complex, st FBurdwan7 3 0 , Tel.: (0342) 25502 9,Calicut:2nd Floor, Sowbhagya Shoping Complex, Mavoor Road, Calicut-673 004, Tel.: (0495) 4022480,Chinsura: J C Ghose Sarani, Near Bus StandChinsura7 2 0 , Tel: (033) 268 0049/50,Cuttack:Dargha Bazar, Opp. Dargha Bazar Police Station, Buxibazar, Cuttack753 00 , Tel.: (067 ) 26 3906,Davangere:# 5/9, Sobagu Complex,

st Floor, 2nd Main Road, P J Extension, Davangere: 577 002, Tel.: (08 92) 2587 2,Dindigul:No.9, Old No.4/B, New Agraharam, Palani Road, Dindigul-624 00 , Tel.: (045 ) 2

Eluru:23A-3-32, Gubbalavari Street, R R Pet, Eluru - 534 002, Tel.: (088 2) 22785 to 54,Erode:No. 4, KMY Salai, Veerappan Traders Complex, Opp. Erode Bus Stand, Sathy Ro003, Tel.: (0424) 22256 5,Gandhinagar: 27, Suman Tower, Near Hotel Haveli, Sector No. , Gandhinagar, Ahmedbad-382 0 , Tel.: (079) 28529222 / 23249943 / 4Gorakhpur:AboveV.I.P. House, Ajdacent A.D. Girls Inter College, Bank Road, Gorakpur-273 00 , Tel.: (055 ) 3200444/3246793/23465 9,Gulbarga: No 23 Sri Giri Nilaya, Sharan Nagar, Tank BundGulbarga585 03, Tel.: (08472) 26250 ,Haridwar: 8, Govind Puri, Opp. LIC 2, Above Vijay Bank, Main Road, Ranipur More, Haridwar-249 40 , Tel.: (0 334) 3Hazaribagh: C/o.Hemlata Jain, Kalibari Road, Hazaribagh82530 , Tel.: (06546) 267352,Hissar:Sco 7 , st Floor, Red Square Market, Hissar 25 00 , Tel.: (0 662) 225845/68/36,Jalgaon: 48 Navi Peth, Opp.Vijaya Bank, Near Bharat Dudhalay, Jalgaon-425 00 , Tel.: (0257) 222676 ,Jalpaiguri:D.B.C. Road, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalpaiguri, JalpTel.: (0356 ) 224207/22535 ,Jhansi:37 /0 , Narayan Plaza, Gwalior Road, Near Jeevan Shah Chauraha, Jhansi-284 00 , Tel.: (05 0) 2333685,Jorhat: New Medical Store Complex, 3rd Floor,A T Road, Opp. Chowk Bazar, Jorhat785 00 , Tel.: (0376) 230 923,Junagadh: 24/ 25, Punit Shopping Center, Ranavat Chowk, Junagadh, Gujarat362 00 , Tel.: (0285) 2624Kannur:2nd Floor, Prabhat Complex, Fort Road, Kannur 689 07, Tel.: (0497) 2764 90,Karimnagar:H. No.4-2- 30/ 3 , Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar-50(0878) 2244773/ 75/79,Karnal:Sco 26, Kunjpura Road, Nehru Place, Karnal- 32 00 , Tel.: (0 84) 225 524/5/6,Khammam:2-3- 7, Gandhi Chowk, Opp. Siramvari Satram, Khammam-003, Tel.: (08742) 258567,Kollam:Vigneshwara Bhavan, Below Reliance Web World, Kadapakkada, Kollam69 008, Tel.: (0474) 30 2778,Kottayam: st Floor, CSI Ascension ChurchComplex, Kottayam-686 00 , Tel.: (048 ) 3200990,Korba: st Floor, 35 Indira Complex, P. Nagar, Korba (C.G.) 495 677, Tel.: (07759) 245089/ 245354/ 320039,Kurnool:Shop No.43, stFloor, S V Complex, Railway Station Road, Kurnool - 5 8 004, Tel.: (085 8) 228850/950,Malout: S/o. S. Kartar Singh, Back Side SBI Bank, Ward No. 8 H. No.202, Heta RamDistt. Muktsar 52 07, Punjab, Mob.:94 76694 7,Malda: Sahistuli Under Ward, No-6, English Bazar Municipality, No. Govt. Colony, Malda732 0 , Tel.: (035 2) 2Margao:2nd Floor, Dalal Commercial Complex, Opp. Hari Mandir, Pajifond, Margao, Goa 40360 , Tel.: (0832) 273 823,Mathura: 3538-3540, Infront of BSA College, Gaushala Road, Mathura004, Tel.: (0565) 32026 5,Meerut: st Floor, Medi Centre Complex, Opp. ICICI Bank, Hapur Road, Meerut-250 002, Tel.: (0 2 ) 3252943,Mehsana: 4- 5, Prabhu Complex, Near HDFC BankMehsana Highway, Mehsana384 002, Tel.: (02762) 322559,Moradabad: Om Arcade, Parker Road, Above Syndicate Bank, Tari Khana Chowk, Moradabad-244 00 , Tel.: (Muzaffarpur: st Floor, Uma Market, Near Thana Gumti, Motijheel, Muzaffarpur, Bihar842 00 , Tel.: (062 ) 224 733,Nagarcoil:3 A, South Car Street, Parfan Complex, Nr The LaxmBank, Nagarcoil 629 00 , Tel: (04652) 23355 /52/53,Navsari: st Floor, Chinmay Arcade, Opp. Sattapir, Tower Road, Navsari-396 445, Tel.: (02637) 329 6 ,Nellore: 6/ 2,Pogathota,Nellore-524 00 , Tel.: 9704050333,Nizamabad:H. No. 4-9-55, st Floor, Uppala Rameshwara Complex, Jawahar Road, Nizambad-503 00 , Tel.: (08462) 223956/756,Ongole:Y R Complex,Near Bus Stand, Opp. Power House, Kurnool Road, Ongole-523 002, Tel.: (08592) 65780 /282258,Palghat: 2/3 0, (No.20 & 2 ), Metro Complex, Head Post Office Road, SultanpeTel.: (049 ) 2547 43/373,Patnamthitta: C/o. UTI Financial Centre, Near Superintendent of Police Office, Kumbakattu Nagar, Makkamkunnu, Patnamthitta 689 62320769,Pondicherry:No. A, St. Therese Street, Pondicherry-605 00 . Tel: (04 3) 43089 8,Ratlam: Nagpal Bhavan, Freeganj Road, Ratlam-457 00 , Tel.: (074 2) 320247/2Rewari:H. No. 3398 /H, Shiv Kutir, Near Saini Sr. Secondary School, Mohalla Said Sarai, Rewari 23 40 , Haryana, Tel.: (0 274) 253470,Rohtak: st Floor, Ashoka Plaza, Delhi Road,Rohtak 24 00 , Tel.: (0 262) 253597/27 984/230258,Roorkee:Shree Ashadeep Complex, 6 Civil Lines, Near Income Tax Office, Roorkee- 247 667, Tel.: (0 332) 277Saharanpur:

8 Mission Market, Court Road, Saharanpur 247 00 , Uttar Pradesh, Tel.: (0 32) 329745 ,Salem:49/50, Fort Main Road, Old No. 7 First Floor, Shevapet, Salem-636 002, Tel.: (0Sangli:C/o. Shri Shridhar D Kulkarni, Gurukrupa Sahniwas CS No.478/ , Gala No. B-4, Sambhare Road, Gaon Bhag, Near Maruti Temple, Sangli 4 6 4Satara: C/o. Shri Deepak V. Khandake, Pratik, 3 Ramkrishna Colony Camp, Satara 4 5 00 , Tel.: (02 62) 230657,Satna: st Floor, KB Complex, Reva Road, Satna-485 00 , Tel.: (50379 ,Shimoga: LLR Road, Opp. Telecom Gm Office, Durgi Gudi, Shimoga577 20 , Tel.: (08 82) 227485,Silchar: st Floor, Chowchakra Complex, N N Dutta Road, Premtala, Silc00 , Tel.: (03842) 26 229,Solapur: Siddeshwar Securities, No 6, Vaman Road, Vijaypur Road, Vaman Nagar, Solapur-4 3 004, Tel.: (02 7) 230002 ,Sri Ganganagar:4-E Block, Near UnionBank Of India, Sri Ganganagar-335 00 , Tel.: (0 54) 247 300,Thanjavur:Nalliah Complex, No.70, Srinivasam Pillai Road, Thanjavur6 3 00 , Tel.: (04362) 279407/08,Tirunelveli:JeneyBuilding, 55/ 8, S N Road, Near Arvind Eye Hospital, Tirunelveli-627 00 , Tel.: (0462) 2335 36,Tuticorin: 4 B, A34, A37, Mangalmal, Mani Nagar, Opp. Rajaji Park, PalayamkoTuticorin628 003, Tel.: (046 ) 233460 /602,Ujjain: 0 , Astha Tower, 3/ , Dhanwantri Marg, Free Gunj, Ujjain-456 0 0, Tel.: (0734) 3203222/3205222/25 53 3/25 5Valsad:ShopNo 2, Phiroza Corner, ICICI Bank Char Rasta, Tithal Road, Valsad396 00 , Tel.: (02632) 326902.

DUBAI REPRESENTATIVE OFFICEPost Box No. 29288, 7, Al Maskan, Karama, Dubai, U.A.E. Tel: 0097- -4- 3356656 Fax: 3356636.

BAHRAIN REPRESENTATIVE OFFICE6, Ground Floor, Manama Centre, Post Box 395, Manama, Bahrain Tel: 00973- 7-2 24 0 Fax: 2 24 5.

AXIS BANK ATMs AND ONLINE PURCHASE ARE OFFICIAL POINT OF ACCEPTANCE.THE TERMS AND CONDITIONS OF utimf@atm FACILITY ARE GIVEN IN THE STATEMENT OF ADDITIONAL INFORMATION


20/28

20

INSTRUCTIONS(a) Please read the terms of the Key Information Memorandum and the Scheme Information Document along with Statement of Additional Information

carefully before filling the Application Form. Investors should also apprise themselves of the prevailing Load structure on the date of submitting theApplication Form. Investors are deemed to have accepted the terms subject to which this offer is being made and bind themselves to the terms uponsigning the Application Form and tendering payment.

(b) Before submission of application form at UTI Financial Centres and other authorised collection centres, investors may please ensure that the form hasbeen filled in completely and signed by all the applicants properly as incomplete application is liable to be rejected.

(c) NRI applicants should preferably submit the application at NRI Branch, Mumbai, Dubai Representative Office, Bahrain Representative Office or anyFinancial Centre of UTI AMC along with NR(E) / NR(O) cheque or a rupee draft payable at the place where the application is submitted.

(d) The cheque / draft accompanying an application should be made payable in favour of `The name of the scheme.

(e) Outstation cheques are not accepted. In case the payment is made by demand draft, the draft commission will have to be borne by the applicants.However for investment made from areas where there are no UTI Financial Centres or authorised collection centres (where local cheques are accepted),UTI AMC may, if it so decides, bear draft charges to the extent of Rs.250/- per application or the actual as is prescribed by banks, whichever is lowor such amount as may be decided by UTI AMC from time to time. The investors have to attach proof of the DD charges paid to a bank (iacknowledgement issued by the bank where DD is purchased). The reimbursement/ adjustment of DD charges is solely at the discretion of UTI AMCand in case if it is found that such charges are unreasonably higher than normal market rates, such charges may not be admissible. Demand draftcharges if reimbursed to unitholders will be borne by the AMC and will not be charged to the scheme. However in case of applications received alongwith local bank draft where UTI AMC has its Financial Centres/ or any other authorised collection centre, bank draft commission will have to be borneby the investors.

(f) Please write the application serial number and /ID number on the reverse of the cheque / draft .

(g) Please fill in the names of the applicant(s) / minor / institution / parent or lawful guardian/ alternate applicant/ nominee, etc. at the appropriate placesin the application form. PIN code no. must be given with address to avoid delay / loss in transit.

(h) It is mandatory for an applicant to furnish full and correct particulars of bank account such as nature and number of the account, name and addressof the bank, name of the branch, MICR code of the branch (where applicable) etc. at the appropriate place in the application form. Applicationwithout such bank particulars is liable to be rejected. If the credit of dividend distribution, is delayed or not effected at all for reason of incomplete orincorrect information furnished by the applicant, UTI AMC cannot be held responsible.

(i) No cash, money orders, outstation cheques, post-dated cheques [except throught Systematic Investment Plan (SIP/Micro SIP)] andpostal order will be accepted.

(j ) SEBI has made it mandatory for all applicants, irrespective of amount of investment, to furnish Income Tax PAN. An application withoutPAN will be rejected. Investors are required to provide the photocopy (self attested by the investor) of the PAN card along with theapplication form. If the investment is in the name of minor, the PAN of the minor or his father/mother/guardian whose particulars areprovided in the application form is to be provided. However PAN is not applicable for Mirco SIP.

(k) E-mail communication: Unitholders who have opted to receive documents/communication by e-mail will be required to download and print thedocuments/communication after receiving the e-mail from UTI AMC. Should the unitholder experience any difficulty in accessing the electronicallydelivered documents/communication, the unitholder should advise the Registrars immediately to enable UTI AMC to send the same through alternatemeans. In case of non-receipt of any such intimation of difficulty within 24 hours from receiving the e-mail, it will be regarded as receipt of email bythe unitholder. It is deemed that the unitholder is aware of all the security risks including possible third party interception of the documents/ communications and contents of the same becoming known to third parties.

(l) In case of investment of Rs.50,000/- and above, Investors are required to submit copy of KYC acknowledgment provided by service providers as perPrevention of Money Laundering Act, 2002, the rules notified thereunder and SEBIs guidelines on Anti Money Laundering.

CHECK LISTPlease ensure that:

o Your name and address is given in full.

o Your preferred Plan/Option is selected.

o Your investment is not less than the minimum investment amount.

o Your application is complete and signed by all applicants.

o Cheques are drawn in favour of The Name of the Scheme in which amount is invested, dated, signed and crossed A/c Payee Only.

o On the reverse of each cheque submitted, the Application Form/ID No. is written.

o Separate cheque towards Upfront Commission issued to AMFI Registered Distributor.

o All PAN details are given (wherever relevant), failing which your application will be rejected. (PAN not applicable for Micro SIP).

o Your bank account details are entered completely and correctly. This is mandatory. If this is not included, your application will be rejected.

o Copy of KYC acknowledgement provided by service provider is given (wherever relevant), failing which your application will be rejected.


21/28

Sr. No. 2009/ACKNOWLEDGEMENT SLIP(To be filled in by the Applicant)Received from Mr./Ms./M/s.An application underalongwith Cheque / DD No.* DatedDrawn on (Bank)for Rs. (in figures)* Cheque and drafts are subject to realisation

Stamp of UTI AMC Office /Authorised Collection Centre

If you wish to receive the following via e-mail Please () [Refer Instruction (k)]Account Statement Annual Report Transaction Confirmation Communication of change of address, bank details etc.

(Application Form continued on the reverse)

Overseas Addresss (Overseas address is mandatory for NRI / FII applicants in addition to mailing address in India)

*CityState *Country ZIP/Pin*

PAYMENT DETAILSCheque / DD# No. Amt. of investment (i)Date DD Charges if any (ii)Bank Net amount paid (i-ii)Branch Amt. in words

Account type (please )Savings Current NRENRO DD issued from abroad

Scheme Name

# Please mention the application No. on the reverse of the cheque / DD. Cheque / DD must be drawn in favour ofThe Name of the Scheme & crossedA/c Payee Only* Denotes Mandatory Fields

OPTION FOR DESPATCH OF STATEMENT OF ACCOUNTApplicants address / (for NRIs) At my Overseas address as mentioned above (for NRIs) To be despatched to my resident relatives address in India as

(PLEASE READ INSTRUCTIONS CAREFULLY TO HELP US SERVE YOU BETTER)

COMMON APPLICATION FORM FOR INCOME SCHEMESSr. No. 2009/Registrar Sr. No.

PLEASE USE SEPARATE FORM FOR EACH SCHEME

Upfront Commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by th

DISTRIBUTOR INFORMATION(only empanelled Distributors / Brokers will be permitted to distribute Units)

ARN Broker NameSub-Broker Code /Bank Branch Code M O Code UTI RM No.

CR / CA Code For Chief RepresentativeDD AmountDD ChargesTotal

DD No.: Dated: Drawn on:

APPLICANTS PERSONAL DETAILS (PLEASE FILL IN BLOCK LETTERS) Mr. Ms. Mrs. M/s.Name of First Applicant / Other Mentally Handicapped Persons (for UBF / MIS) and Adult Female Persons (For MUS)

Guardian Name (if Minor) / Contact Person and Designation - for institutional applicants) / Alternate applicant ( incase of UBF / MIS / MUS)

Have you invested in UTI MF earlier, Yes NoIf yes, please provide:Scheme Name: Folio No. (Optional)

F I R S T M I D D L E L A S TMr. Ms. Mrs.

*PAN OF 1st APPLICANT (whose particulars are furnished in the form)

Enclosed PAN Card Copy Please ( )Know Your Customer (KYC)KYC Mandatory for Investment of Rs.50,000 & aboveCopy of KYC acknowledgement enclosed Yes No

First Applicants Address (Do not repeat the name) Name & Address of resident relative in India (for NRIs) (P.O. Box No. is not sufficient)

Alternate e-mail

City* Pin*

(O) MobileState

Street/Road/AreaVillage/Flat/Bldg./Plot*

--

e-mail

S T D CO D E S T D CO D ETel. No. (R)

Status Resident Individual Minor through guardian HUF Partnership TrustCompany Sole Proprietorship Society Body Corporate AOPBOI FII NRI Others (specify) _________________________

Mode of Holding Single Anyone or Survivor Joint First holder or Survivor (for UTI MUS)

Occupation Business Student Agriculture Self employed ProfessionalHousewife Retired Service Others (specify) ________________________

Marital Status Unmarried Married Wedding Anniversary D D M M

Annual Income of First Individual Applicant < 5 Lacs > 5 Lacs - < 5 Lacs > 5 Lacs

BANK PARTICULARS (Mandatory as per SEBI guidelines)]Bank Name Branch

Address MICR CodeCity *Pin (this is a 9-digit number next to your cheque number)

Account type (please) Savings Current NRO NRE IFS CodeAccount No.

d d m m y y y yDate of Birth

F I R S T M I D D L E L A S T

DETAILS OF OTHER APPLICANTSName of 2nd Applicant Mr. Ms. Mrs. M/s. d d m m y y y yDate of Birth

F I R S T M I D D L E L A S TEnclosed PAN Card CopyPlease ( )

Know Your Customer (KYC)KYC Mandatory for Investment of Rs.50,000 & aboveCopy of KYC acknowledgement enclosed Yes No

*PAN OF 2nd Applicant

Name of 3rd Applicant Mr. Ms. Mrs. M/s. d d m m y y y yDate of Birth

F I R S T M I D D L E L A S TEnclosed PAN Card CopyPlease ( )

Know Your Customer (KYC)KYC Mandatory for Investment of Rs.50,000 & aboveCopy of KYC acknowledgement enclosed Yes No

*PAN of 3rd Applicant


22/28

INVESTMENT DETAILS(Please )

NOMINATION DETAILSI / We hereby nominate the undermentioned Nominee to receive the amounts to my / our credit in the event of my / our death. I / We also understand thatall payments and settlements made to such Nominee and signature of the Nominee/ acknowledging receipt thereof, shall be a valid discharge by the AMC / Mutual Fund / Trustee.

Name and Address of Nominee To be furnished in case nominee is a minor

Name Date of Birth Name of the guardian(in case of nominee is a minor)

Address of guardian

AddressSignature of Nominee / guardian(for minor)

DECLARATION AND SIGNATURE OF APPLICANT/sI / We have read and understood the contents of the Scheme Information Document and Key Information Memorandum, addenda issued till date and apply to the TruUTI Mutual Fund as indicated above. I / We agree to abide by the terms and conditions, rules and regulations of the scheme as on the date of investment. I / Wto confirm that this investment has been duly authorised by appropriate authorities in terms of all relevant documents and procedural requirements.I / We have not received nor been induced by any rebate or gifts, directly or indirectly in making investments.The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competingSchemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.* I / We confirm that we are Non-Residents or Indian Nationality / Origin and th

Documents

KIM Income Scheme09