Knowledge Building Across Community Land Trusts In

Europe and the United States

Belgium – July 1, 2nd, 2013

Community and Resident Engagement: Champlain Housing Trust

Brenda M. Torpy, CEO

Community and Resident

Engagement

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Founding

• Local Government Support – Weak• Reaction/ Opposition• Find Natural Allies• Find Unlikely Allies

BIG TENT

ORGANIZATION

A nonprofit corporation with member- ship open to anyone living within the CLT’s geographically defined “community”

Balance of interests on the governing board

Community/Resident Engagement Built In

1984-90: City of Burlington1991-93: Chittenden CountyNow: Chittenden, Franklin and Grand Isle Counties

Always: Old North End of Burlington, Target Area

Membership Service Area

Members’ Powers

• Board

• By-laws

• Resale Formula

• Land Disposition

Members’ Contributions

• Dues : One dollar• Donate• Advocate/ Action• Testify• Volunteer

Member Engagement

• Newsletters• Annual Meeting• Annual Picnic• Events• Celebrations• New benefits 2014-16

Member Engagement - $$

Homes Forever Fund HopeBuilder BreakfastsCornerstone CampaignAnnual Community Campaign

Resident Members

HomelessSpecial needsVery lowLow income

To 100% median income

Residents Powers

• Elect Their Board Seats• Join in electing full board• Supermajority Requirements• Quorum requirements• Free Homebuyer Education• Co-ops Elect Committee

Resident Contributions

• All Member Activities• Tell their Stories• Surveys, Data• Board Service• New benefits 2014-16

Resident Engagement• As all Members• New benefits 2014-16

Also, for Access to CHT Rentals and Homeownership

Outreach/MarketingPrograms/Services

All Media

Marketing and Outreach

Renters• Partnerships- Special Needs/Homeless• Ready Set Rent- At Risk• Compliance With Federal Programs

Homeowners - Outreach• Homeownership classes open to all • Credit counseling• 70% buy shared- Equity now

Homeowners - PurchaseFour Ways to Purchase

1) Buyer-Driven2) New Projects3) Resales4) Conversions from Rental

Homeowners - Purchase

Must Complete Class

Mortgage Qualified

Income Eligibility

Credit Check

Selection criteria:

point system if needed

Homeowners - Post-Purchase

Workshops & Other Services:

Workshops on home maintenance (energy efficiency), landscaping, protecting your home equity, tax workshops, refinancing and more! Financial Fitness programs Post purchase counseling Delinquency & Foreclosure Assistance Resale Assistance

Don’t Forget The Community in CLT!

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