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Greetings to the faithful readers of La Voz Hispana. Our community is interested more every day through the various institutions on learning how they can improve their services, and for them to learn about our Latino culture and what we do in the community we live in.I was invited to two interesting activities in which I was asked to be part of a panel

on behalf of the Sioux Falls Spanish Speaking Community Association, where I serve as chair, at the Avera Health Rural Conference. !e topic in discussion was about how accepting diversity we help our community. !e other interesting activity I was asked to speak to an audience of professors and stu-dents at Augustana College about Puerto Rico and my participation within the Sioux Falls community.!e Latino community in the Dakotas has experienced accelerated growth; therefore, it is of high importance that institutions such as those that provide health services and education, like the ones in this example, take the steps to prepare for the changes this implies, as far as services, personnel, and learning about the needs and concerns our culture brings. Our Latino community is very loyal to those institutions which address it with respect and a digni"ed service - that which any other member of so-ciety expects. We are no di#erent nor require any special treatment, we just ask for treatment equal to the treatment others receive. I thank Avera Health and Augustana College’s invitation, two institutions concerned about the health and education of all of us who shape the Dakotas.

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ico, death was considered the pas-sage to a new life and so the de-ceased were buried with many of their personal objects, which they would need in the herea!er.

It appears that France has of-"cially banned Muslim wom-en from using the Muslim veil known as the burqa in public places. #e French see the veil as a symbol of women’s oppres-sion, at the same time as the banner of fundamentalist Islam

It’s that time of year again.“Open season” is right around the corner for the Medicare Part D prescription drug plan. Hunting down the best plan for you is no game.

Approximately 10% of cancers are based on genetics. #e vast majority of cancer cases are very much related to how we live our lives – our environ-ment, the food we eat, whether we exercise regularly, and the quality of our relationships.

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CREATIVE THINKERS + IDEALISTS + IMPRESSIONISTS.WRITE US A LETTER INFO@724FACTORY.COMFIND US WWW.724FACTORY.COM GIVE US A SHOUT 605.622.0724 FOLLOW PO Box 1655 Sioux Falls, SD 57101

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!"#$%&#'()&*+,%&#-./#(0 # $%& #-&.-From the beginning of time, man has felt the need to explain the mys-tery of life and death. Many civili-zations and cultures have created rituals to try and give meaning to human existence. To the indigenous peoples of Mex-ico, death was considered the pas-sage to a new life and so the de-ceased were buried with many of their personal objects, which they would need in the herea!er. From pre Columbian times, El Día de los Muertos, the Day of the Dead has been celebrated in Mexico, and other Latin countries. "is is a very special ritual, since it is the day in which the livings remember their

departed relatives. Sometimes, when people of other cultures hear for the #rst time about the celebration of the Day of the Dead, they mistakenly think it must be: gruesome, terrify-ing, scary, ugly and sad. Nothing fur-ther from the truth, Day of the Dead is a beautiful ritual in which Mexicans happily and lovingly remember their loved relatives that have died. Much like when we go to a graveyard to leave some lovely $owers on a tomb of a relative. "ey prepare “Altares” tables where they set all the food, beverages, alcohol, pictures, music, $owers, and cloths, that the loved relatives that have died liked or used before. It’s a big cel-ebration. So, Feliz Día de Los Muertos.

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It appears that France has o!cially banned Muslim women from using the Muslim veil known as the burqa in public places. "e French see the veil as a symbol of women’s oppression, at the same time as the banner of fundamentalist Islam. French President Nico-las Sarkozy a#er heated debates in the French Parliament, amended the law and withdrew the word burqa, to avoid further controversy and the law only mandates the not being able to cover the face in public places like on the street public transport, shops, courts, hospi-tals, schools and government buildings. "e person that violates this law shall be $ned in the amount of approximately $ 190.00.

Many people were opposed to such a discrimi-natory law against certain ethnic and religious communities. Extremist groups including Al-Qaeda have sent messages through di%erent communication networks of threats to French leaders.

It is estimated by the French government that there are approximately 2,000 women who use or wear the burqa and the niqab. "e Muslim community is not happy with the law and rela-tions with the French leaders are not the best.

If we speak of oppression what the French gov-ernment is doing is not the best. You shouldn´t abolish and prohibit the use of a part of culture and religion with such a cultural meaning that have been part of this community for thou-sands of years.

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Life is full of the unexpected, so it is better to be safe than sorry. How many of these people you know, work just to pay debts, others invest in amusement, gambling or unnecessary products and activities, for example. However, there are those who prefer to pay a certain sum of money in a business that can bring bene!ts in the future. "ere are many ways we can spend our money, how di#cult knows is, how to handle it.

Everyone should know what are the tools that has to plan their !nances when purchasing a car, a house, start a business of their own or buy shares in an existing one, pay school fees and extracurricular activities of chil-dren, holiday travel and lots of activities, both personal and work.

However, in all of this, the most valuable asset will al-ways be, you, and if acts as “head” of the family. "ere-fore, it is necessary !rst to start investing in your health and personal safety (and also on your family), thereby recruiting a manager to handle all these procedures.

Here are some tips to make the !nancial situation will be better: All people have trouble saving a lot, do not perceive this responsibility as a priority in your life, and even more if they were committed to a number of debts or expens-es. However, his calm and his family are priceless. It is therefore important that every month, you review your !nances and wasteful spending they are doing.

Evaluate when a loan. First consider whether this ap-plication is something really important in your life, or is carried away by that ad that gives you the ease of a com-fortable monthly pay, for example. Even today there are many banks that are driving campaigns that instruct the client about how to care for your credit.

View all your !nancial status, and check if it has a nega-tive or positive balance. If it is negative, proceed imme-diately to !nd a solution. Develop a plan through which you can know exactly what your monthly cash #ow is. "is way, you can prevent unexpected situations and, most importantly, provide progress and tranquility to your family.

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a business of their own or buy shares in an existing one, pay school fees and extracurricular activities of chil-dren, holiday travel and lots of activities, both personal

However, in all of this, the most valuable asset will al-ere-

rst to start investing in your health and personal safety (and also on your family), thereby recruiting a manager to handle all these procedures.

nancial situation will

All people have trouble saving a lot, do not perceive this responsibility as a priority in your life, and even more if they were committed to a number of debts or expens-es. However, his calm and his family are priceless. It is therefore important that every month, you review your

Evaluate when a loan. First consider whether this ap-plication is something really important in your life, or is carried away by that ad that gives you the ease of a com-fortable monthly pay, for example. Even today there are many banks that are driving campaigns that instruct

nancial status, and check if it has a nega-tive or positive balance. If it is negative, proceed imme-

nd a solution. Develop a plan through which ow is.

is way, you can prevent unexpected situations and, most importantly, provide progress and tranquility to

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Cancer changes things. And no matter how long you’ve known a person or how close you may be, it can be hard to know how to respond when cancer be-comes a part of their life. So from the organization that has worked closely with cancer pa-tients for over 4 decades, here are some American Cancer Society tips that can help you to be a friend to someone with cancer. 1. Be encouraging. One of the best things you can do is for a friend with cancer is to let them know you’re on their side and you’ll help in whatever ways you can. A shoulder to cry on, a sympathetic ear, even a smile can get past the barriers of the illness. Remember they are still the same person you know and love – cancer is a part of their journey, but it doesn’t de!ne them.

2. Listen.Let them talk. Rather than sharing stories about people you know with cancer, it’s more helpful to let your friend talk about what they are going through. Every experience is di"er-ent. Do let them know, however, that you’re familiar with cancer because you’ve been through it with someone else. Just let them pick up the conver-sation from there.

3. Respect their privacy. If someone con!des in you that they have cancer, don’t share the news with anyone else unless you have their permission to do so. It takes some people time to adjust to the diagnosis and share it with even their closest friends and family. Similar-ly, if your friend waited to tell you, don’t take it personally. Focus instead on how you can support that person now that you do know. 4. O!er assistance. Does your friend need someone to drive them to treatments? Watch the kids? Prepare meals? Run to the grocery store? Little things can help tremendously.

5. Don’t let cancer become the focus of every conversation. People with cancer do not always want to think or talk about their disease. #at can make them feel like their only iden-tify is as a “cancer patient.” Laughing and talking about other things are o$en welcome distractions. Let them take the lead.

6. Keep relationships normal. One of the most important things you can do is to treat the person with can-cer as normally as possible. Try to do as many things together as possible. If you used to play cards, play cards now. If you used to go to lunch, o"er to do that now, if they’re up to it.

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7. Be yourself. Most of all, be yourself and try not to worry about whether you are doing things the right way. Let your words and actions come from your heart. Your compassion and genuine caring are the best things you can express to your loved one right now.

For more information on how to be a friend to someone with cancer, visit the American Cancer Society web site at www.cancer.org

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Newly eligible Medi-care bene!ciaries, and cur-rent bene!ciaries who are considering changes to their Medicare Part D plan, should mark their calendars for Oc-tober 15. "e “open season” will run from October 15 to December 7. "e Medicare Part D prescription drug program is available to all Medicare bene!ciaries to help with the costs of medications. Join-ing a Medicare prescription drug plan is voluntary, and participants pay an addition-al monthly premium for the coverage. While all Medicare

bene!ciaries can participate in the prescription drug program, some people with limited in-come and resources also are eligible for “Extra Help” to pay for monthly premiums, annual deductibles, and prescription co-payments. "e Extra Help is worth about $4,000 a year. To !gure out whether you are eligible for the Extra Help, Social Security needs to know your income and the val-ue of any savings, investments, and real estate (other than the home you live in). To qualify, you must be receiving Medi-care and have:Income not over $16,335 for an individual or $22,065 for a

It’s that time of year again.“Open season” is right around the corner for the Medicare Part D prescription drug plan. Hunting down the best plan for you is no game.

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married couple living together. Even if your annual in-come is higher, you still may be able to get some help with monthly premiums, annual deductibles, and prescription co-payments. Resources not over $12,640 for an individual or $25,260 for a married couple living together. Resources include such things as bank accounts, stocks, and bonds. We do not count your house or car as resources. You can complete an easy-to-use online applica-tion for Extra Help at www.socialsecurity.gov. Go to the Medicare tab on the top of the page. "en go to “Apply For Extra Help With Medicare Prescription Plan Costs.” To apply for the Extra Help by phone or have an applica-tion mailed to you, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) and ask for the Application for Extra Help with Medicare Prescription Drug Plan Costs (SSA-1020).

Shari Porth605-334-4570

Cherish Fedders4101 S. Louise Ave

605-361-0313Susan Rotert

3000 S. Minnesota Ave605-334-7231

Tammy Jo Zingmark1900 S. Marion Rd

605-361-3442Amanda Ries3020 E. 10th St605-336-8947

Lindsay Van Meeteren1231 E. 57th St605-271-7171Emily Mergen2700 W. 10th St605-334-3321

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This world is not just a dream. Eleven million cancer survivors will celebrate birthdays this year. That’s a sign of progress, proof that a world with more birthdays is possible. See how you can help at morebirthdays.com. Or call 1-800-227-2345. Together we’ll stay well, get well, fi nd cures and fi ght back.

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We don’t usually think of cancer as a lifestyle disease. We think a person is unlucky if they have can-cer, and o!en we have a fatalistic outlook toward news that someone has developed cancer. “It’s in their genes,” we say. Or “stu" happens – the luck of the draw.”But only approximately 10% of cancers are based on genetics. #e vast majority of cancer cases are very much related to how we live our lives – our environ-ment, the food we eat, whether we exercise regularly, and the quality of our relationships. Within the last ten years medical researchers have been learning of the strong correlation between overweight/obesity and a person’s likelihood of developing cancer. It seems that fat cells are not merely passive storehouses of excess energy in the form of fat. Fat cells are metabolic fur-naces that spew out a wide range of chemicals, includ-ing hormones and in$ammatory agents that may o!en cause normal cells and tissues to become cancerous. Most people and even some physicians are un-aware of these facts. #e connection between lifestyle and heart disease, and between lifestyle and type 2 diabetes, seems obvious. But cancer, too, is a lifestyle

disease. #e very good news is that by creating the willingness to make healthy lifestyle choices, you’re making positive long-term changes in your health and well-being.Additional good news is that these choices are in your hands. Every day you get to choose a healthy lifestyle or not. Of course, some days or even some weeks just seem to go by without a real opportunity to do things that are healthy. You might be on a business trip in a country where it’s di%cult to &nd good, nutritious healthy food. It might also be di%cult to &nd the time to exercise when you’re on a travel schedule. #at’s OK, though, because lifestyle is a lifetime project. If you’re eating healthful nutritious food most of the time and doing daily exercise most of the time, you can take a week o" or even two weeks o" here and there. #e main goal is to be on a healthy lifestyle path the vast majority of the time.

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Saving for retirement can be dif-!cult. Saving for your retirement while also funding your children’s college education may seem im-possible. If you didn’t start saving for tuition the moment your kids were born—and retirement is just around the corner—you might feel a bit overwhelmed about your !nances. But make note: if you haven’t or can’t set aside money for both tuition and retirement, it’s critical to secure retirement !-nances before funding your child’s education expenses. Financial as-sistance options to pay for school, including scholarships, grants and loans are available. Unfortunately, when it comes to funding retire-ment, these options don’t exist. AARP o"ers the following !ve tips to help you plan for these impor-tant !nancial decisions.

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1. Do the mathStart by understanding when you might retire, how much money you’ll need for retirement, and then crunch-ing some tuition numbers. To get a better picture of your !nancial future, use AARP’s retirement and college savings tools:www.aarp.org/readyforretirementwww.aarp.org/retirementcalculatorwww.aarp.org/socialsecuritybene!ts www.aarp.org/money/budgeting-sav-ing/

2. Talk to an advisorDecisions about retirement and col-lege are too important to leave on the back burner, so consider talking to a

!nancial advisor. Online bene!ts cal-culators can give you an idea of what your monthly retirement income will be, but an advisor can help you chart a course to establish and reach retire-ment goals, plus determine how much you can reasonably put toward your children’s education without damaging your retirement resources.

3. Turn to a College Funding Expert.In addition to a !nancial advisor, col-lege funding experts can identify well-known and little-known avenues to pay tuition and give prudent advice based on your circumstances..

4. Investigate Savings Options.Whether or not you’ve spoken to ad-visors yet, make sure your student completes a FAFSA (Free Application for Federal Student Aid), then inves-tigate savings options like your state’s

529 plans and Coverdell Education Savings Accounts (ESAs). Don’t over-look custodial accounts, U.S. savings bonds and municipal bonds. Addi-tionally, Traditional IRAs allow you to withdraw money for your children’s education without a penalty, but never consider this option !rst – IRAs are for your retirement.

5. Put Your Kids to Work.Encourage your teens to work part-time to save for college. "is will pro-mote personal investment in their ed-ucation and give them a greater sense of value for their college experience.

Remember: retirement savings should always the top priority, followed by saving for education. With the help of !nancial experts, and your future col-lege student, you’ll be able to plot a course that you can stick to!

Visit www.aarp.org/readyfor-retirement and www.aarp.org/

money for more information on retirement and other !nancial

security issues.

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Job Interview

Reaching the end of a job interview, the human resources person asked a young engineer fresh out of MIT, “And what starting salary were you looking for?”

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"week vacation, 14 paid holidays, full medical and dental, company matching your retirement fund to 50% of your salary, and a company car leased every two years, say, a red Corvette?”

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Two Kids in the Hospital

Two little kids are in a hospital, lying on stretchers next to each other outside the operating room. "for?” "and I’m a little nervous.” "had that done when I was four. when you wake up they give you lots of Jell-O and ice cream. It’s a breeze.” ""“Whoa!” the second kid replies. “Good luck, buddy. I had that done when I was born, couldn’t walk for a year.”

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Reaching the end of a job interview, the human resources person asked a young engineer fresh out of MIT, “And what starting salary were you looking for?”

!e engineer said, “In the neighborhood of $125,000 a year, depending on the bene"ts package.”

!e interviewer said, “Well, what would you say to a "ve-week vacation, 14 paid holidays, full medical and dental, company matching your retirement fund to 50% of your salary, and a company car leased every two years, say, a red Corvette?”

!e young engineer sat up straight and said, “Wow! Are you kidding?”

!e interviewer replied, “Yeah, but you started it.”

Two Kids in the Hospital

Two little kids are in a hospital, lying on stretchers next to each other outside the operating room. !e "rst kid leans over and asks, “What are you in here for?” !e second kid says, “I’m in here to get my tonsils out and I’m a little nervous.” !e "rst kid says, “You’ve got nothing to worry about. I had that done when I was four. !ey put you to sleep, and when you wake up they give you lots of Jell-O and ice cream. It’s a breeze.” !e second kid then asks, “What are you here for?” !e "rst kid says, “A circumcision.” “Whoa!” the second kid replies. “Good luck, buddy. I had that done when I was born, couldn’t walk for a year.”

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María, When did this concern for music and singing start?My concern for music and sing-ing has always been, my mother tells me that I liked to imitate the singing and dancing, and the broomstick was my microphone, but o!en the roads of life lead to one other directions, but the dreams are and that’s always been my dream, music, singing, danc-ing, it really is something I enjoy and has been in this city of Sioux Falls where, since arriving from Puerto Rico, four years ago, I’m in the music, and song. I give thanks to God always for all, and thanks to everyone who has trusted me and gave me his hand and told me, Mary you can do it.

What kind of music do you play? I love dance music, Merengue, Ba-chata, Cumbia, Pop Ballad, Maria-chi.

How did the growth of the Latino community in Sioux Falls? Great, we grow and our presence it’s a positive one, I am amazed when I hear an American speaking Spanish, or asking questions about our language, or di"erent kinds of Latin foods, they know that we are hard working people, and #ghters, unfortunately there are those who discriminate and see us di"erent, but we are many and will be many more.

What are your future plans related to music and singing? My future plans in music and singing, have my own band, I want a record, I want to get all

What other singers and mu-sicians are your favorites, or admire and have in!uenced your career? My favorite singers and I admire very much, Juan Gabriel, Marco Antonio Solís, Rocio Durcal, Selena, Olga Tanon, $alia. $ese artists have greatly in%uenced me with their voices and beautiful songs. I want to take a bit of mu-sic from each of them in my pre-sentations and other singers too.

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Maria Esther Gonzalez came from Puerto Rico four years ago and since then she brings the Latino style to Sioux Falls. Now she opens your market to private concerts and parties.

those people who do not know these tasty Caribbean rhythms, in other words, I want put to dance all of us at South Dakota.

For hirings: 605-231-1108