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Proposal CAR v.01.01
Lampiran Proposal
CARlink PRO – Mixed 100%
Usia 1 tahun – 59 tahun
Pembayaran Premi Rp.1.000.000,-/bulan
(Uang Pertanggungan Rp.60.000.000,-)
Proposal CAR v.01.01
CARlink Pro
DATA NASABAH
Nama Tertanggung : Usia : Tahun □ Pria □Wanita
□Merokok □Tidak Merokok
Nama Pemegang Polis : Usia : Tahun □Pria □Wanita
□Merokok □Tidak Merokok
DATA INVESTASI
Mata Uang : Rupiah
Masa Bayar : 5 Tahun
Cara Bayar : Tahunan
Premi Pokok : Rp. 12,000,000
Premi Top Up : Rp. 0
Total Premi : Rp. 12,000,000
DATA ASURANSI
Asuransi Pokok Uang Pertanggungan
Biaya Asuransi Tahun ke -1
Masa Pertanggungan
Berjangka Rp. 60,000,000 Rp. Tahun
Total Rp.
ALOKASI INVESTASI
Jenis Investasi % Alokasi Premi
CARlink Pro – Safe 0%
CARlink Pro – Fixed 0%
CARlink Pro – Mixed 100%
CARlink Pro – Flexy 0%
Total 100%
Ringkasan Manfaat:
Berjangka
- Apabila Tertanggung meninggal dunia baik karena sakit atau kecelakaan dalam masa pertanggungan maka akan dibayarkan Uang Pertanggungan CARlink Pro ditambah dengan nilai investasi (nilai tunai). Pertanggungan selanjutnya menjadi gugur.
Disajikan Oleh : Tanda Tangan Agen :
___________________
Kode Agen :
Tanggal : Tanda Tangan Calon Pemegang Polis : __________________________
Proposal CAR v.01.01
Catatan:
- Pembayaran premi mohon untuk ditransfer ke rekening : BCA 084-4444911 an PT. AJ Central Asia Raya, cabang Wisma Asia
CARlink Pro - Mixed:
(Perusahaan tidak menerima pembayaran premi secara tunai)
- Tahapan dan nilai investasi (nilai tunai) adalah nilai pada akhir tahun.
- Total manfaat pertanggungan adalah uang pertanggungan + nilai investasi (nilai tunai)
- Nilai investasi tidak dijamin dan nilainya bisa meningkat atau menurun tergantung dari hasil investasi yang diperoleh.
- Penilaian dana investasi dilakukan setiap hari berdasarkan nilai wajar dari masing - masing jenis investasi.
- Asumsi rendah, sedang dan tinggi pada nilai investasi hanya merupakan ilustrasi saja dan bukan merupakan
jaminan untuk hasil investasi yang akan datang.
- Penempatan investasi CARlink Pro - Mixed :
Kas, Deposito, Obligasi, Saham, Reksadana Pendapatan Tetap, Reksadana Saham.
- Ilustrasi proposal di atas sudah memperhitungkan :
- Biaya akusisi yang meliputi biaya operasional perusahaan dan biaya marketing
- Biaya Administrasi sebesar Rp. 25,000/bulan
- Biaya Asuransi (biaya mortalita)
- Pajak sesuai ketentuan (jika ada)
- Biaya Pengelolaan Dana CARlink Pro - Mixed maksimum 3% / tahun
- Untuk setiap penarikan dana yang dilakukan dalam 3 tahun akan dikenakan pajak penghasilan sebesar
20 % atas kelebihan penarikan dana terhadap total premi yang telah dibayar.
- Penarikan dana di bawah satu tahun dikenakan biaya sebesar 2% dari dana yang ditarik
- Tahapan dan Top-Up irregular tidak dilakukan secara otomatis (proses ini dilakukan setelah ada surat
permohonan dari nasabah).
- Alokasi investasi dan biaya akuisisi :
- Premi Utama
Tahun ke- Alokasi Dana Investasi Alokasi Biaya Akuisisi
1 40% 60%
2 75% 25%
3 90% 10%
4 95% 5%
5 95% 5%
6>> 100% 0%
Keterangan 6>> : Tahun ke-6 dan seterusnya
- Premi Top Up
Tahun ke- Alokasi Dana Investasi Alokasi Biaya Akuisisi
1>> 95% 5%
Keterangan 1>> : Tahun ke-1 dan seterusnya
Disajikan oleh: Tanda Tangan Agen :
Kode Agen : Tanggal : Tanda Tangan Calon Pemegang Polis:
Proposal CAR v.01.01
SURAT PERNYATAAN
Kepada saya telah dijelaskan mengenai prinsip kerja asuransi CARlink Pro berikut Ringkasan Manfaat, biaya-biaya yang dikenakan serta Laporan Transaksi dan Investasi. Saya mengerti bahwa:
1. Perhitungan Nilai Investasi yang ada di dalam proposal hanya merupakan ilustrasi dan bukan merupakan jaminan untuk masa mendatang serta bukan merupakan bagian dari Polis.
2. Besarnya manfaat yang akan dibayarkan akan sangat bergantung pada
perkembangan dari nilai investasi yang bisa berubah-ubah.
Dengan menandatangai Surat Pernyataan ini Saya menyatakan bahwa Saya telah mengerti serta menyetujui isi dari proposal tersebut. ___________ ,______________________ (……………………………………………………) Calon Pemegang Polis
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 1 Tahun
Biaya Asuransi Tahun Ke-1 Rp.84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%) Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 1 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 2 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 3 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 4 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 5 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 6 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 7 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 8 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 9 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 10 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 11 - - - 72,683 139,713 222,143 132,683 199,713 282,143
12 12 - - - 76,636 158,835 266,111 136,636 218,835 326,111
13 13 - - - 80,827 180,633 318,871 140,827 240,633 378,871
14 14 - - - 85,269 205,483 382,184 145,269 265,483 442,184
15 15 - - - 89,977 233,813 458,159 149,977 293,813 518,159
16 16 - - - 94,968 266,108 549,330 154,968 326,108 609,330
17 17 - - - 100,259 302,925 658,734 160,259 362,925 718,734
18 18 - - - 105,867 344,896 790,020 165,867 404,896 850,020
19 19 - - - 111,811 392,743 947,562 171,811 452,743 1,007,562
20 20 - - - 118,111 447,287 1,136,612 178,111 507,287 1,196,612
21 21 - - - 124,787 509,465 1,363,469 184,787 569,465 1,423,469
22 22 - - - 131,861 580,347 1,635,696 191,861 640,347 1,695,696
23 23 - - - 139,359 661,150 1,962,367 199,359 721,150 2,022,367
24 24 - - - 147,305 753,264 2,354,370 207,305 813,264 2,414,370
25 25 - - - 155,727 858,274 2,824,773 215,727 918,274 2,884,773
26 26 - - - 164,653 977,983 3,389,255 224,653 1,037,983 3,449,255
27 27 - - - 174,113 1,114,450 4,066,631 234,113 1,174,450 4,126,631
28 28 - - - 184,139 1,270,020 4,879,481 244,139 1,330,020 4,939,481
29 29 - - - 194,764 1,447,368 5,854,898 254,764 1,507,368 5,914,898
30 30 - - - 206,024 1,649,541 7,025,395 266,024 1,709,541 7,085,395
31 31 - - - 217,956 1,880,015 8,429,989 277,956 1,940,015 8,489,989
32 32 - - - 230,601 2,142,752 10,115,497 290,601 2,202,752 10,175,497
33 33 - - - 244,000 2,442,268 12,138,102 304,000 2,502,268 12,198,102
34 34 - - - 258,200 2,783,713 14,565,225 318,200 2,843,713 14,625,225
35 35 - - - 273,247 3,172,953 17,477,765 333,247 3,232,953 17,537,765
40 40 - - - 363,007 6,105,909 43,486,323 423,007 6,165,909 43,546,323
45 45 - - - 482,697 11,752,532 108,203,310 542,697 11,812,532 108,263,310
50 50 - - - 642,174 22,623,758 269,238,872 702,174 22,683,758 269,298,872
55 55 - - - 854,467 43,553,975 669,945,238 914,467 43,613,975 670,005,238
60 60 - - - 1,136,814 83,851,143 1,667,028,345 1,196,814 83,911,143 1,667,088,345
65 65 - - - 1,511,918 161,436,489 4,148,086,178 1,571,918 161,496,489 4,148,146,178
70 70 - - - 2,009,583 310,815,083 10,321,745,707 2,069,583 310,875,083 10,321,805,707
74 74 - - - 2,522,149 524,936,375 21,403,151,415 2,582,149 524,996,375 21,403,211,415
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 2 Tahun
Biaya Asuransi Tahun Ke-1 Rp.84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%) Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 2 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 3 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 4 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 5 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 6 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 7 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 8 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 9 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 10 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 11 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 12 - - - 72,683 139,713 222,143 132,683 199,713 282,143
12 13 - - - 76,636 158,835 266,111 136,636 218,835 326,111
13 14 - - - 80,827 180,633 318,871 140,827 240,633 378,871
14 15 - - - 85,269 205,483 382,184 145,269 265,483 442,184
15 16 - - - 89,977 233,813 458,159 149,977 293,813 518,159
16 17 - - - 94,968 266,108 549,330 154,968 326,108 609,330
17 18 - - - 100,259 302,925 658,734 160,259 362,925 718,734
18 19 - - - 105,867 344,896 790,020 165,867 404,896 850,020
19 20 - - - 111,810 392,741 947,561 171,810 452,741 1,007,561
20 21 - - - 118,107 447,283 1,136,608 178,107 507,283 1,196,608
21 22 - - - 124,781 509,459 1,363,463 184,781 569,459 1,423,463
22 23 - - - 131,854 580,338 1,635,686 191,854 640,338 1,695,686
23 24 - - - 139,350 661,139 1,962,354 199,350 721,139 2,022,354
24 25 - - - 147,295 753,251 2,354,354 207,295 813,251 2,414,354
25 26 - - - 155,715 858,257 2,824,751 215,715 918,257 2,884,751
26 27 - - - 164,639 977,962 3,389,227 224,639 1,037,962 3,449,227
27 28 - - - 174,096 1,114,424 4,066,596 234,096 1,174,424 4,126,596
28 29 - - - 184,118 1,269,988 4,879,436 244,118 1,329,988 4,939,436
29 30 - - - 194,739 1,447,328 5,854,841 254,739 1,507,328 5,914,841
30 31 - - - 205,994 1,649,493 7,025,323 265,994 1,709,493 7,085,323
31 32 - - - 217,922 1,879,957 8,429,899 277,922 1,939,957 8,489,899
32 33 - - - 230,561 2,142,681 10,115,384 290,561 2,202,681 10,175,384
33 34 - - - 243,954 2,442,184 12,137,963 303,954 2,502,184 12,197,963
34 35 - - - 258,146 2,783,610 14,565,051 318,146 2,843,610 14,625,051
35 36 - - - 273,182 3,172,829 17,477,550 333,182 3,232,829 17,537,550
40 41 - - - 362,854 6,105,587 43,485,689 422,854 6,165,587 43,545,689
45 46 - - - 482,379 11,751,771 108,201,570 542,379 11,811,771 108,261,570
50 51 - - - 641,562 22,622,061 269,234,270 701,562 22,682,061 269,294,270
55 56 - - - 853,358 43,550,347 669,933,361 913,358 43,610,347 669,993,361
60 61 - - - 1,134,874 83,843,592 1,666,998,128 1,194,874 83,903,592 1,667,058,128
65 66 - - - 1,508,613 161,421,067 4,148,009,950 1,568,613 161,481,067 4,148,069,950
70 71 - - - 2,004,055 310,784,009 10,321,554,405 2,064,055 310,844,009 10,321,614,405
73 74 - - - 2,375,619 460,427,162 17,835,631,541 2,435,619 460,487,162 17,835,691,541
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 3 Tahun
Biaya Asuransi Tahun Ke-1 Rp.84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%) Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 3 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 4 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 5 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 6 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 7 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 8 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 9 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 10 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 11 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 12 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 13 - - - 72,683 139,713 222,143 132,683 199,713 282,143
12 14 - - - 76,636 158,835 266,111 136,636 218,835 326,111
13 15 - - - 80,827 180,633 318,871 140,827 240,633 378,871
14 16 - - - 85,269 205,483 382,184 145,269 265,483 442,184
15 17 - - - 89,977 233,813 458,159 149,977 293,813 518,159
16 18 - - - 94,968 266,108 549,330 154,968 326,108 609,330
17 19 - - - 100,259 302,925 658,734 160,259 362,925 718,734
18 20 - - - 105,865 344,894 790,018 165,865 404,894 850,018
19 21 - - - 111,806 392,738 947,557 171,806 452,738 1,007,557
20 22 - - - 118,102 447,277 1,136,601 178,102 507,277 1,196,601
21 23 - - - 124,774 509,451 1,363,453 184,774 569,451 1,423,453
22 24 - - - 131,845 580,327 1,635,673 191,845 640,327 1,695,673
23 25 - - - 139,340 661,126 1,962,337 199,340 721,126 2,022,337
24 26 - - - 147,283 753,234 2,354,332 207,283 813,234 2,414,332
25 27 - - - 155,701 858,236 2,824,724 215,701 918,236 2,884,724
26 28 - - - 164,622 977,937 3,389,192 224,622 1,037,937 3,449,192
27 29 - - - 174,076 1,114,392 4,066,551 234,076 1,174,392 4,126,551
28 30 - - - 184,094 1,269,949 4,879,379 244,094 1,329,949 4,939,379
29 31 - - - 194,710 1,447,280 5,854,769 254,710 1,507,280 5,914,769
30 32 - - - 205,960 1,649,434 7,025,233 265,960 1,709,434 7,085,233
31 33 - - - 217,882 1,879,886 8,429,786 277,882 1,939,886 8,489,786
32 34 - - - 230,515 2,142,597 10,115,245 290,515 2,202,597 10,175,245
33 35 - - - 243,900 2,442,081 12,137,790 303,900 2,502,081 12,197,790
34 36 - - - 258,082 2,783,486 14,564,836 318,082 2,843,486 14,624,836
35 37 - - - 273,106 3,172,679 17,477,282 333,106 3,232,679 17,537,282
40 42 - - - 362,674 6,105,201 43,484,910 422,674 6,165,201 43,544,910
45 47 - - - 482,014 11,750,874 108,199,450 542,014 11,810,874 108,259,450
50 52 - - - 640,870 22,620,080 269,228,697 700,870 22,680,080 269,288,697
55 57 - - - 852,115 43,546,139 669,919,034 912,115 43,606,139 669,979,034
60 62 - - - 1,132,712 83,834,870 1,666,961,747 1,192,712 83,894,870 1,667,021,747
65 67 - - - 1,504,942 161,403,304 4,147,918,287 1,564,942 161,463,304 4,147,978,287
70 72 - - - 1,997,967 310,748,338 10,321,324,584 2,057,967 310,808,338 10,321,384,584
72 74 - - - 2,237,383 403,840,134 14,862,698,313 2,297,383 403,900,134 14,862,758,313
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 4 Tahun
Biaya Asuransi Tahun Ke-1 Rp.84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%) Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 4 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 5 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 6 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 7 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 8 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 9 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 10 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 11 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 12 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 13 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 14 - - - 72,683 139,713 222,143 132,683 199,713 282,143
12 15 - - - 76,636 158,835 266,111 136,636 218,835 326,111
13 16 - - - 80,827 180,633 318,871 140,827 240,633 378,871
14 17 - - - 85,269 205,483 382,184 145,269 265,483 442,184
15 18 - - - 89,977 233,813 458,159 149,977 293,813 518,159
16 19 - - - 94,968 266,108 549,330 154,968 326,108 609,330
17 20 - - - 100,258 302,923 658,733 160,258 362,923 718,733
18 21 - - - 105,862 344,891 790,015 165,862 404,891 850,015
19 22 - - - 111,801 392,732 947,550 171,801 452,732 1,007,550
20 23 - - - 118,095 447,269 1,136,592 178,095 507,269 1,196,592
21 24 - - - 124,766 509,440 1,363,440 184,766 569,440 1,423,440
22 25 - - - 131,836 580,314 1,635,657 191,836 640,314 1,695,657
23 26 - - - 139,328 661,109 1,962,316 199,328 721,109 2,022,316
24 27 - - - 147,269 753,213 2,354,304 207,269 813,213 2,414,304
25 28 - - - 155,684 858,210 2,824,689 215,684 918,210 2,884,689
26 29 - - - 164,601 977,904 3,389,147 224,601 1,037,904 3,449,147
27 30 - - - 174,051 1,114,353 4,066,494 234,051 1,174,353 4,126,494
28 31 - - - 184,065 1,269,901 4,879,307 244,065 1,329,901 4,939,307
29 32 - - - 194,676 1,447,222 5,854,679 254,676 1,507,222 5,914,679
30 33 - - - 205,921 1,649,364 7,025,121 265,921 1,709,364 7,085,121
31 34 - - - 217,836 1,879,801 8,429,647 277,836 1,939,801 8,489,647
32 35 - - - 230,460 2,142,494 10,115,072 290,460 2,202,494 10,175,072
33 36 - - - 243,836 2,441,957 12,137,574 303,836 2,501,957 12,197,574
34 37 - - - 258,005 2,783,336 14,564,568 318,005 2,843,336 14,624,568
35 38 - - - 273,014 3,172,496 17,476,948 333,014 3,232,496 17,536,948
40 43 - - - 362,465 6,104,742 43,483,955 422,465 6,164,742 43,543,955
45 48 - - - 481,597 11,749,820 108,196,873 541,597 11,809,820 108,256,873
50 53 - - - 640,089 22,617,771 269,221,958 700,089 22,677,771 269,281,958
55 58 - - - 850,723 43,541,262 669,901,756 910,723 43,601,262 669,961,756
60 63 - - - 1,130,306 83,824,803 1,666,917,960 1,190,306 83,884,803 1,666,977,960
65 68 - - - 1,500,865 161,382,856 4,147,808,081 1,560,865 161,442,856 4,147,868,081
70 73 - - - 1,991,279 310,707,421 10,321,048,533 2,051,279 310,767,421 10,321,108,533
71 74 - - - 2,106,971 354,202,390 12,385,253,956 2,166,971 354,262,390 12,385,313,956
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 5 Tahun
Biaya Asuransi Tahun Ke-1 Rp.84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%) Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 5 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 6 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 7 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 8 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 9 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 10 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 11 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 12 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 13 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 14 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 15 - - - 72,683 139,713 222,143 132,683 199,713 282,143
12 16 - - - 76,636 158,835 266,111 136,636 218,835 326,111
13 17 - - - 80,827 180,633 318,871 140,827 240,633 378,871
14 18 - - - 85,269 205,483 382,184 145,269 265,483 442,184
15 19 - - - 89,977 233,813 458,159 149,977 293,813 518,159
16 20 - - - 94,967 266,107 549,328 154,967 326,107 609,328
17 21 - - - 100,254 302,920 658,729 160,254 362,920 718,729
18 22 - - - 105,857 344,885 790,008 165,857 404,885 850,008
19 23 - - - 111,794 392,723 947,541 171,794 452,723 1,007,541
20 24 - - - 118,087 447,258 1,136,579 178,087 507,258 1,196,579
21 25 - - - 124,756 509,427 1,363,424 184,756 569,427 1,423,424
22 26 - - - 131,823 580,297 1,635,635 191,823 640,297 1,695,635
23 27 - - - 139,314 661,088 1,962,288 199,314 721,088 2,022,288
24 28 - - - 147,251 753,188 2,354,269 207,251 813,188 2,414,269
25 29 - - - 155,663 858,178 2,824,644 215,663 918,178 2,884,644
26 30 - - - 164,577 977,865 3,389,090 224,577 1,037,865 3,449,090
27 31 - - - 174,022 1,114,305 4,066,422 234,022 1,174,305 4,126,422
28 32 - - - 184,031 1,269,842 4,879,217 244,031 1,329,842 4,939,217
29 33 - - - 194,636 1,447,151 5,854,567 254,636 1,507,151 5,914,567
30 34 - - - 205,875 1,649,279 7,024,982 265,875 1,709,279 7,084,982
31 35 - - - 217,781 1,879,698 8,429,474 277,781 1,939,698 8,489,474
32 36 - - - 230,396 2,142,370 10,114,857 290,396 2,202,370 10,174,857
33 37 - - - 243,759 2,441,807 12,137,307 303,759 2,501,807 12,197,307
34 38 - - - 257,914 2,783,153 14,564,235 317,914 2,843,153 14,624,235
35 39 - - - 272,905 3,172,274 17,476,534 332,905 3,232,274 17,536,534
40 44 - - - 362,224 6,104,197 43,482,786 422,224 6,164,197 43,542,786
45 49 - - - 481,123 11,748,582 108,193,743 541,123 11,808,582 108,253,743
50 54 - - - 639,209 22,615,084 269,213,812 699,209 22,675,084 269,273,812
55 59 - - - 849,167 43,535,616 669,880,932 909,167 43,595,616 669,940,932
60 64 - - - 1,127,630 83,813,191 1,666,865,274 1,187,630 83,873,191 1,666,925,274
65 69 - - - 1,496,343 161,359,329 4,147,675,608 1,556,343 161,419,329 4,147,735,608
70 74 - - - 1,983,942 310,660,509 10,320,716,992 2,043,942 310,720,509 10,320,776,992
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 6 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 6 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 7 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 8 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 9 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 10 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 11 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 12 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 13 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 14 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 15 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 16 - - - 72,683 139,713 222,143 132,683 199,713 282,143
12 17 - - - 76,636 158,835 266,111 136,636 218,835 326,111
13 18 - - - 80,827 180,633 318,871 140,827 240,633 378,871
14 19 - - - 85,269 205,483 382,184 145,269 265,483 442,184
15 20 - - - 89,976 233,811 458,158 149,976 293,811 518,158
16 21 - - - 94,964 266,103 549,325 154,964 326,103 609,325
17 22 - - - 100,249 302,913 658,722 160,249 362,913 718,722
18 23 - - - 105,850 344,876 789,998 165,850 404,876 849,998
19 24 - - - 111,786 392,712 947,528 171,786 452,712 1,007,528
20 25 - - - 118,077 447,245 1,136,562 178,077 507,245 1,196,562
21 26 - - - 124,744 509,410 1,363,402 184,744 569,410 1,423,402
22 27 - - - 131,809 580,276 1,635,608 191,809 640,276 1,695,608
23 28 - - - 139,297 661,062 1,962,253 199,297 721,062 2,022,253
24 29 - - - 147,231 753,155 2,354,224 207,231 813,155 2,414,224
25 30 - - - 155,639 858,139 2,824,587 215,639 918,139 2,884,587
26 31 - - - 164,548 977,817 3,389,018 224,548 1,037,817 3,449,018
27 32 - - - 173,988 1,114,246 4,066,332 233,988 1,174,246 4,126,332
28 33 - - - 183,991 1,269,771 4,879,105 243,991 1,329,771 4,939,105
29 34 - - - 194,590 1,447,066 5,854,428 254,590 1,507,066 5,914,428
30 35 - - - 205,820 1,649,176 7,024,808 265,820 1,709,176 7,084,808
31 36 - - - 217,717 1,879,574 8,429,258 277,717 1,939,574 8,489,258
32 37 - - - 230,320 2,142,220 10,114,589 290,320 2,202,220 10,174,589
33 38 - - - 243,668 2,441,624 12,136,973 303,668 2,501,624 12,196,973
34 39 - - - 257,804 2,782,931 14,563,821 317,804 2,842,931 14,623,821
35 40 - - - 272,775 3,172,007 17,476,022 332,775 3,232,007 17,536,022
40 45 - - - 361,946 6,103,553 43,481,359 421,946 6,163,553 43,541,359
45 50 - - - 480,583 11,747,131 108,189,946 540,583 11,807,131 108,249,946
50 55 - - - 638,221 22,611,960 269,203,973 698,221 22,671,960 269,263,973
55 60 - - - 847,428 43,529,083 669,855,842 907,428 43,589,083 669,915,842
60 65 - - - 1,124,655 83,799,806 1,666,801,894 1,184,655 83,859,806 1,666,861,894
65 70 - - - 1,491,338 161,332,281 4,147,516,399 1,551,338 161,392,281 4,147,576,399
69 74 - - - 1,867,876 272,465,877 8,600,269,522 1,927,876 272,525,877 8,600,329,522
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 7 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 7 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 8 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 9 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 10 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 11 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 12 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 13 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 14 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 15 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 16 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 17 - - - 72,683 139,713 222,143 132,683 199,713 282,143
12 18 - - - 76,636 158,835 266,111 136,636 218,835 326,111
13 19 - - - 80,827 180,633 318,871 140,827 240,633 378,871
14 20 - - - 85,268 205,482 382,183 145,268 265,482 442,183
15 21 - - - 89,973 233,808 458,154 149,973 293,808 518,154
16 22 - - - 94,958 266,097 549,318 154,958 326,097 609,318
17 23 - - - 100,242 302,905 658,713 160,242 362,905 718,713
18 24 - - - 105,841 344,865 789,985 165,841 404,865 849,985
19 25 - - - 111,776 392,699 947,511 171,776 452,699 1,007,511
20 26 - - - 118,064 447,228 1,136,541 178,064 507,228 1,196,541
21 27 - - - 124,729 509,389 1,363,374 184,729 569,389 1,423,374
22 28 - - - 131,792 580,250 1,635,573 191,792 640,250 1,695,573
23 29 - - - 139,276 661,030 1,962,208 199,276 721,030 2,022,208
24 30 - - - 147,206 753,116 2,354,167 207,206 813,116 2,414,167
25 31 - - - 155,610 858,091 2,824,515 215,610 918,091 2,884,515
26 32 - - - 164,514 977,758 3,388,928 224,514 1,037,758 3,448,928
27 33 - - - 173,948 1,114,175 4,066,220 233,948 1,174,175 4,126,220
28 34 - - - 183,945 1,269,687 4,878,966 243,945 1,329,687 4,938,966
29 35 - - - 194,536 1,446,963 5,854,254 254,536 1,506,963 5,914,254
30 36 - - - 205,756 1,649,052 7,024,593 265,756 1,709,052 7,084,593
31 37 - - - 217,641 1,879,424 8,428,991 277,641 1,939,424 8,488,991
32 38 - - - 230,228 2,142,037 10,114,255 290,228 2,202,037 10,174,255
33 39 - - - 243,558 2,441,402 12,136,559 303,558 2,501,402 12,196,559
34 40 - - - 257,675 2,782,664 14,563,308 317,675 2,842,664 14,623,308
35 41 - - - 272,622 3,171,684 17,475,389 332,622 3,231,684 17,535,389
40 46 - - - 361,628 6,102,792 43,479,618 421,628 6,162,792 43,539,618
45 51 - - - 479,971 11,745,435 108,185,343 539,971 11,805,435 108,245,343
50 56 - - - 637,112 22,608,333 269,192,097 697,112 22,668,333 269,252,097
55 61 - - - 845,488 43,521,531 669,825,624 905,488 43,581,531 669,885,624
60 66 - - - 1,121,350 83,784,383 1,666,725,667 1,181,350 83,844,383 1,666,785,667
65 71 - - - 1,485,810 161,301,207 4,147,325,098 1,545,810 161,361,207 4,147,385,098
68 74 - - - 1,758,380 238,961,814 7,166,563,297 1,818,380 239,021,814 7,166,623,297
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 8 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 8 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 9 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 10 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 11 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 12 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 13 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 14 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 15 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 16 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 17 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 18 - - - 72,683 139,713 222,143 132,683 199,713 282,143
12 19 - - - 76,636 158,835 266,111 136,636 218,835 326,111
13 20 - - - 80,826 180,632 318,870 140,826 240,632 378,870
14 21 - - - 85,264 205,478 382,179 145,264 265,478 442,179
15 22 - - - 89,967 233,801 458,147 149,967 293,801 518,147
16 23 - - - 94,951 266,088 549,308 154,951 326,088 609,308
17 24 - - - 100,233 302,894 658,700 160,233 362,894 718,700
18 25 - - - 105,831 344,852 789,969 165,831 404,852 849,969
19 26 - - - 111,763 392,682 947,490 171,763 452,682 1,007,490
20 27 - - - 118,050 447,207 1,136,513 178,050 507,207 1,196,513
21 28 - - - 124,712 509,363 1,363,339 184,712 569,363 1,423,339
22 29 - - - 131,771 580,218 1,635,528 191,771 640,218 1,695,528
23 30 - - - 139,252 660,991 1,962,151 199,252 720,991 2,022,151
24 31 - - - 147,177 753,068 2,354,095 207,177 813,068 2,414,095
25 32 - - - 155,576 858,032 2,824,425 215,576 918,032 2,884,425
26 33 - - - 164,474 977,688 3,388,816 224,474 1,037,688 3,448,816
27 34 - - - 173,902 1,114,091 4,066,081 233,902 1,174,091 4,126,081
28 35 - - - 183,890 1,269,584 4,878,792 243,890 1,329,584 4,938,792
29 36 - - - 194,472 1,446,839 5,854,039 254,472 1,506,839 5,914,039
30 37 - - - 205,680 1,648,902 7,024,325 265,680 1,708,902 7,084,325
31 38 - - - 217,549 1,879,241 8,428,657 277,549 1,939,241 8,488,657
32 39 - - - 230,119 2,141,815 10,113,841 290,119 2,201,815 10,173,841
33 40 - - - 243,429 2,441,134 12,136,047 303,429 2,501,134 12,196,047
34 41 - - - 257,521 2,782,341 14,562,675 317,521 2,842,341 14,622,675
35 42 - - - 272,442 3,171,299 17,474,610 332,442 3,231,299 17,534,610
40 47 - - - 361,263 6,101,895 43,477,499 421,263 6,161,895 43,537,499
45 52 - - - 479,278 11,743,454 108,179,771 539,278 11,803,454 108,239,771
50 57 - - - 635,869 22,604,125 269,177,769 695,869 22,664,125 269,237,769
55 62 - - - 843,327 43,512,809 669,789,244 903,327 43,572,809 669,849,244
60 67 - - - 1,117,678 83,766,621 1,666,634,003 1,177,678 83,826,621 1,666,694,003
65 72 - - - 1,479,722 161,265,536 4,147,095,277 1,539,722 161,325,536 4,147,155,277
67 74 - - - 1,655,082 209,572,285 5,971,808,110 1,715,082 209,632,285 5,971,868,110
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 9 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 9 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 10 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 11 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 12 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 13 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 14 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 15 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 16 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 17 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 18 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 19 - - - 72,683 139,713 222,143 132,683 199,713 282,143
12 20 - - - 76,635 158,833 266,109 136,635 218,833 326,109
13 21 - - - 80,822 180,628 318,866 140,822 240,628 378,866
14 22 - - - 85,259 205,472 382,172 145,259 265,472 442,172
15 23 - - - 89,960 233,793 458,138 149,960 293,793 518,138
16 24 - - - 94,943 266,077 549,295 154,943 326,077 609,295
17 25 - - - 100,223 302,881 658,683 160,223 362,881 718,683
18 26 - - - 105,819 344,835 789,947 165,819 404,835 849,947
19 27 - - - 111,749 392,661 947,462 171,749 452,661 1,007,462
20 28 - - - 118,033 447,181 1,136,478 178,033 507,181 1,196,478
21 29 - - - 124,692 509,331 1,363,294 184,692 569,331 1,423,294
22 30 - - - 131,747 580,179 1,635,471 191,747 640,179 1,695,471
23 31 - - - 139,222 660,942 1,962,079 199,222 720,942 2,022,079
24 32 - - - 147,143 753,009 2,354,005 207,143 813,009 2,414,005
25 33 - - - 155,536 857,961 2,824,312 215,536 917,961 2,884,312
26 34 - - - 164,428 977,603 3,388,677 224,428 1,037,603 3,448,677
27 35 - - - 173,848 1,113,988 4,065,907 233,848 1,173,988 4,125,907
28 36 - - - 183,826 1,269,460 4,878,577 243,826 1,329,460 4,938,577
29 37 - - - 194,395 1,446,689 5,853,771 254,395 1,506,689 5,913,771
30 38 - - - 205,588 1,648,719 7,023,992 265,588 1,708,719 7,083,992
31 39 - - - 217,440 1,879,020 8,428,243 277,440 1,939,020 8,488,243
32 40 - - - 229,989 2,141,548 10,113,329 289,989 2,201,548 10,173,329
33 41 - - - 243,275 2,440,812 12,135,414 303,275 2,500,812 12,195,414
34 42 - - - 257,341 2,781,956 14,561,896 317,341 2,841,956 14,621,896
35 43 - - - 272,233 3,170,840 17,473,655 332,233 3,230,840 17,533,655
40 48 - - - 360,847 6,100,841 43,474,922 420,847 6,160,841 43,534,922
45 53 - - - 478,497 11,741,145 108,173,031 538,497 11,801,145 108,233,031
50 58 - - - 634,477 22,599,248 269,160,492 694,477 22,659,248 269,220,492
55 63 - - - 840,920 43,502,742 669,745,457 900,920 43,562,742 669,805,457
60 68 - - - 1,113,602 83,746,173 1,666,523,798 1,173,602 83,806,173 1,666,583,798
65 73 - - - 1,473,033 161,224,619 4,146,819,226 1,533,033 161,284,619 4,146,879,226
66 74 - - - 1,557,631 183,791,996 4,976,178,787 1,617,631 183,851,996 4,976,238,787
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 10 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 10 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 11 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 12 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 13 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 14 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 15 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 16 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 17 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 18 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 19 - - - 68,953 122,940 185,504 128,953 182,940 245,504
11 20 - - - 72,682 139,712 222,142 132,682 199,712 282,142
12 21 - - - 76,632 158,830 266,105 136,632 218,830 326,105
13 22 - - - 80,817 180,622 318,859 140,817 240,622 378,859
14 23 - - - 85,252 205,464 382,162 145,252 265,464 442,162
15 24 - - - 89,952 233,782 458,125 149,952 293,782 518,125
16 25 - - - 94,933 266,064 549,279 154,933 326,064 609,279
17 26 - - - 100,211 302,864 658,662 160,211 362,864 718,662
18 27 - - - 105,805 344,814 789,919 165,805 404,814 849,919
19 28 - - - 111,732 392,635 947,427 171,732 452,635 1,007,427
20 29 - - - 118,012 447,149 1,136,433 178,012 507,149 1,196,433
21 30 - - - 124,667 509,292 1,363,237 184,667 569,292 1,423,237
22 31 - - - 131,718 580,131 1,635,399 191,718 640,131 1,695,399
23 32 - - - 139,188 660,884 1,961,989 199,188 720,884 2,021,989
24 33 - - - 147,104 752,939 2,353,893 207,104 812,939 2,413,893
25 34 - - - 155,490 857,877 2,824,173 215,490 917,877 2,884,173
26 35 - - - 164,373 977,500 3,388,503 224,373 1,037,500 3,448,503
27 36 - - - 173,783 1,113,864 4,065,692 233,783 1,173,864 4,125,692
28 37 - - - 183,750 1,269,310 4,878,309 243,750 1,329,310 4,938,309
29 38 - - - 194,304 1,446,506 5,853,437 254,304 1,506,506 5,913,437
30 39 - - - 205,479 1,648,497 7,023,578 265,479 1,708,497 7,083,578
31 40 - - - 217,310 1,878,752 8,427,731 277,310 1,938,752 8,487,731
32 41 - - - 229,835 2,141,225 10,112,696 289,835 2,201,225 10,172,696
33 42 - - - 243,095 2,440,427 12,134,634 303,095 2,500,427 12,194,634
34 43 - - - 257,133 2,781,497 14,560,941 317,133 2,841,497 14,620,941
35 44 - - - 271,992 3,170,295 17,472,485 331,992 3,230,295 17,532,485
40 49 - - - 360,372 6,099,603 43,471,792 420,372 6,159,603 43,531,792
45 54 - - - 477,618 11,738,458 108,164,885 537,618 11,798,458 108,224,885
50 59 - - - 632,921 22,593,601 269,139,667 692,921 22,653,601 269,199,667
55 64 - - - 838,244 43,491,131 669,692,771 898,244 43,551,131 669,752,771
60 69 - - - 1,109,080 83,722,646 1,666,391,324 1,169,080 83,782,646 1,666,451,324
65 74 - - - 1,465,696 161,177,707 4,146,487,685 1,525,696 161,237,707 4,146,547,685
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 11 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 11 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 12 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 13 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 14 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 15 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 16 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 17 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 18 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 19 - - - 65,435 108,227 154,971 125,435 168,227 214,971
10 20 - - - 68,952 122,938 185,502 128,952 182,938 245,502
11 21 - - - 72,678 139,708 222,138 132,678 199,708 282,138
12 22 - - - 76,626 158,823 266,098 136,626 218,823 326,098
13 23 - - - 80,810 180,613 318,849 140,810 240,613 378,849
14 24 - - - 85,243 205,453 382,149 145,243 265,453 442,149
15 25 - - - 89,942 233,769 458,108 149,942 293,769 518,108
16 26 - - - 94,921 266,047 549,257 154,921 326,047 609,257
17 27 - - - 100,197 302,843 658,634 160,197 362,843 718,634
18 28 - - - 105,788 344,788 789,884 165,788 404,788 849,884
19 29 - - - 111,711 392,603 947,382 171,711 452,603 1,007,382
20 30 - - - 117,988 447,110 1,136,376 177,988 507,110 1,196,376
21 31 - - - 124,638 509,243 1,363,165 184,638 569,243 1,423,165
22 32 - - - 131,684 580,072 1,635,309 191,684 640,072 1,695,309
23 33 - - - 139,149 660,813 1,961,876 199,149 720,813 2,021,876
24 34 - - - 147,057 752,854 2,353,754 207,057 812,854 2,413,754
25 35 - - - 155,435 857,774 2,824,000 215,435 917,774 2,884,000
26 36 - - - 164,309 977,376 3,388,288 224,309 1,037,376 3,448,288
27 37 - - - 173,707 1,113,714 4,065,424 233,707 1,173,714 4,125,424
28 38 - - - 183,658 1,269,127 4,877,976 243,658 1,329,127 4,937,976
29 39 - - - 194,195 1,446,285 5,853,024 254,195 1,506,285 5,913,024
30 40 - - - 205,349 1,648,230 7,023,065 265,349 1,708,230 7,083,065
31 41 - - - 217,157 1,878,430 8,427,097 277,157 1,938,430 8,487,097
32 42 - - - 229,656 2,140,840 10,111,917 289,656 2,200,840 10,171,917
33 43 - - - 242,887 2,439,968 12,133,679 302,887 2,499,968 12,193,679
34 44 - - - 256,891 2,780,952 14,559,772 316,891 2,840,952 14,619,772
35 45 - - - 271,715 3,169,650 17,471,058 331,715 3,229,650 17,531,058
40 50 - - - 359,833 6,098,153 43,467,994 419,833 6,158,153 43,527,994
45 55 - - - 476,630 11,735,334 108,155,047 536,630 11,795,334 108,215,047
50 60 - - - 631,182 22,587,068 269,114,577 691,182 22,647,068 269,174,577
55 65 - - - 835,270 43,477,746 669,629,391 895,270 43,537,746 669,689,391
60 70 - - - 1,104,075 83,695,598 1,666,232,116 1,164,075 83,755,598 1,666,292,116
64 74 - - - 1,378,965 141,340,612 3,455,078,433 1,438,965 141,400,612 3,455,138,433
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 12 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 12 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 13 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 14 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 15 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 16 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 17 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 18 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 19 - - - 62,116 95,320 129,527 122,116 155,320 189,527
9 20 - - - 65,434 108,225 154,970 125,434 168,225 214,970
10 21 - - - 68,949 122,935 185,499 128,949 182,935 245,499
11 22 - - - 72,673 139,702 222,131 132,673 199,702 282,131
12 23 - - - 76,620 158,815 266,089 136,620 218,815 326,089
13 24 - - - 80,801 180,602 318,836 140,801 240,602 378,836
14 25 - - - 85,234 205,440 382,133 145,234 265,440 442,133
15 26 - - - 89,930 233,752 458,087 149,930 293,752 518,087
16 27 - - - 94,906 266,026 549,229 154,906 326,026 609,229
17 28 - - - 100,180 302,817 658,599 160,180 362,817 718,599
18 29 - - - 105,767 344,756 789,839 165,767 404,756 849,839
19 30 - - - 111,687 392,564 947,325 171,687 452,564 1,007,325
20 31 - - - 117,959 447,061 1,136,304 177,959 507,061 1,196,304
21 32 - - - 124,604 509,185 1,363,075 184,604 569,185 1,423,075
22 33 - - - 131,644 580,001 1,635,196 191,644 640,001 1,695,196
23 34 - - - 139,103 660,728 1,961,737 199,103 720,728 2,021,737
24 35 - - - 147,003 752,751 2,353,580 207,003 812,751 2,413,580
25 36 - - - 155,371 857,650 2,823,784 215,371 917,650 2,883,784
26 37 - - - 164,233 977,226 3,388,020 224,233 1,037,226 3,448,020
27 38 - - - 173,615 1,113,531 4,065,091 233,615 1,173,531 4,125,091
28 39 - - - 183,549 1,268,905 4,877,562 243,549 1,328,905 4,937,562
29 40 - - - 194,065 1,446,017 5,852,511 254,065 1,506,017 5,912,511
30 41 - - - 205,195 1,647,907 7,022,432 265,195 1,707,907 7,082,432
31 42 - - - 216,977 1,878,044 8,426,318 276,977 1,938,044 8,486,318
32 43 - - - 229,447 2,140,381 10,110,961 289,447 2,200,381 10,170,961
33 44 - - - 242,645 2,439,423 12,132,510 302,645 2,499,423 12,192,510
34 45 - - - 256,614 2,780,307 14,558,344 316,614 2,840,307 14,618,344
35 46 - - - 271,396 3,168,889 17,469,318 331,396 3,228,889 17,529,318
40 51 - - - 359,220 6,096,456 43,463,392 419,220 6,156,456 43,523,392
45 56 - - - 475,521 11,731,706 108,143,171 535,521 11,791,706 108,203,171
50 61 - - - 629,243 22,579,517 269,084,360 689,243 22,639,517 269,144,360
55 66 - - - 831,964 43,462,323 669,553,163 891,964 43,522,323 669,613,163
60 71 - - - 1,098,547 83,664,523 1,666,040,814 1,158,547 83,724,523 1,666,100,814
63 74 - - - 1,297,143 123,939,652 2,878,904,056 1,357,143 123,999,652 2,878,964,056
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 13 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 13 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 14 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 15 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 16 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 17 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 18 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 19 - - - 58,984 83,999 108,324 118,984 143,999 168,324
8 20 - - - 62,114 95,319 129,526 122,114 155,319 189,526
9 21 - - - 65,430 108,222 154,966 125,430 168,222 214,966
10 22 - - - 68,944 122,929 185,492 128,944 182,929 245,492
11 23 - - - 72,666 139,694 222,121 132,666 199,694 282,121
12 24 - - - 76,611 158,804 266,076 136,611 218,804 326,076
13 25 - - - 80,792 180,589 318,820 140,792 240,589 378,820
14 26 - - - 85,221 205,423 382,111 145,221 265,423 442,111
15 27 - - - 89,915 233,731 458,059 149,915 293,731 518,059
16 28 - - - 94,889 266,001 549,194 154,889 326,001 609,194
17 29 - - - 100,159 302,785 658,554 160,159 362,785 718,554
18 30 - - - 105,743 344,717 789,782 165,743 404,717 849,782
19 31 - - - 111,658 392,516 947,253 171,658 452,516 1,007,253
20 32 - - - 117,925 447,003 1,136,214 177,925 507,003 1,196,214
21 33 - - - 124,564 509,114 1,362,963 184,564 569,114 1,422,963
22 34 - - - 131,598 579,917 1,635,057 191,598 639,917 1,695,057
23 35 - - - 139,048 660,626 1,961,564 199,048 720,626 2,021,564
24 36 - - - 146,939 752,627 2,353,365 206,939 812,627 2,413,365
25 37 - - - 155,295 857,500 2,823,517 215,295 917,500 2,883,517
26 38 - - - 164,141 977,043 3,387,686 224,141 1,037,043 3,447,686
27 39 - - - 173,506 1,113,309 4,064,677 233,506 1,173,309 4,124,677
28 40 - - - 183,419 1,268,637 4,877,049 243,419 1,328,637 4,937,049
29 41 - - - 193,911 1,445,695 5,851,878 253,911 1,505,695 5,911,878
30 42 - - - 205,015 1,647,522 7,021,653 265,015 1,707,522 7,081,653
31 43 - - - 216,768 1,877,585 8,425,363 276,768 1,937,585 8,485,363
32 44 - - - 229,206 2,139,836 10,109,792 289,206 2,199,836 10,169,792
33 45 - - - 242,368 2,438,778 12,131,083 302,368 2,498,778 12,191,083
34 46 - - - 256,296 2,779,546 14,556,604 316,296 2,839,546 14,616,604
35 47 - - - 271,032 3,167,993 17,467,198 331,032 3,227,993 17,527,198
40 52 - - - 358,528 6,094,475 43,457,820 418,528 6,154,475 43,517,820
45 57 - - - 474,278 11,727,499 108,128,843 534,278 11,787,499 108,188,843
50 62 - - - 627,081 22,570,795 269,047,979 687,081 22,630,795 269,107,979
55 67 - - - 828,293 43,444,560 669,461,500 888,293 43,504,560 669,521,500
60 72 - - - 1,092,458 83,628,853 1,665,810,993 1,152,458 83,688,853 1,665,870,993
62 74 - - - 1,219,953 108,675,651 2,398,758,742 1,279,953 108,735,651 2,398,818,742
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 14 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 14 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 15 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 16 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 17 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 18 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 19 - - - 56,030 74,068 90,654 116,030 134,068 150,654
7 20 - - - 58,983 83,997 108,322 118,983 143,997 168,322
8 21 - - - 62,111 95,315 129,522 122,111 155,315 189,522
9 22 - - - 65,425 108,215 154,959 125,425 168,215 214,959
10 23 - - - 68,937 122,920 185,482 128,937 182,920 245,482
11 24 - - - 72,658 139,683 222,108 132,658 199,683 282,108
12 25 - - - 76,601 158,791 266,059 136,601 218,791 326,059
13 26 - - - 80,779 180,572 318,798 140,779 240,572 378,798
14 27 - - - 85,207 205,402 382,084 145,207 265,402 442,084
15 28 - - - 89,898 233,705 458,024 149,898 293,705 518,024
16 29 - - - 94,869 265,968 549,149 154,869 325,968 609,149
17 30 - - - 100,135 302,746 658,497 160,135 362,746 718,497
18 31 - - - 105,714 344,669 789,710 165,714 404,669 849,710
19 32 - - - 111,624 392,457 947,163 171,624 452,457 1,007,163
20 33 - - - 117,885 446,932 1,136,101 177,885 506,932 1,196,101
21 34 - - - 124,518 509,029 1,362,824 184,518 569,029 1,422,824
22 35 - - - 131,543 579,814 1,634,884 191,543 639,814 1,694,884
23 36 - - - 138,984 660,502 1,961,349 198,984 720,502 2,021,349
24 37 - - - 146,862 752,477 2,353,097 206,862 812,477 2,413,097
25 38 - - - 155,203 857,317 2,823,183 215,203 917,317 2,883,183
26 39 - - - 164,032 976,821 3,387,273 224,032 1,036,821 3,447,273
27 40 - - - 173,376 1,113,041 4,064,164 233,376 1,173,041 4,124,164
28 41 - - - 183,266 1,268,315 4,876,416 243,266 1,328,315 4,936,416
29 42 - - - 193,731 1,445,309 5,851,099 253,731 1,505,309 5,911,099
30 43 - - - 204,807 1,647,063 7,020,698 264,807 1,707,063 7,080,698
31 44 - - - 216,527 1,877,040 8,424,194 276,527 1,937,040 8,484,194
32 45 - - - 228,928 2,139,191 10,108,365 288,928 2,199,191 10,168,365
33 46 - - - 242,050 2,438,017 12,129,342 302,050 2,498,017 12,189,342
34 47 - - - 255,931 2,778,649 14,554,484 315,931 2,838,649 14,614,484
35 48 - - - 270,615 3,166,938 17,464,621 330,615 3,226,938 17,524,621
40 53 - - - 357,747 6,092,166 43,451,080 417,747 6,152,166 43,511,080
45 58 - - - 472,886 11,722,622 108,111,565 532,886 11,782,622 108,171,565
50 63 - - - 624,675 22,560,727 269,004,192 684,675 22,620,727 269,064,192
55 68 - - - 824,216 43,424,112 669,351,295 884,216 43,484,112 669,411,295
60 73 - - - 1,085,770 83,587,936 1,665,534,942 1,145,770 83,647,936 1,665,594,942
61 74 - - - 1,147,132 95,286,177 1,998,637,647 1,207,132 95,346,177 1,998,697,647
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 15 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 15 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 16 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 17 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 18 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 19 12,000 - - 53,243 65,356 75,930 113,243 125,356 135,930
6 20 - - - 56,029 74,066 90,653 116,029 134,066 150,653
7 21 - - - 58,980 83,994 108,318 118,980 143,994 168,318
8 22 - - - 62,106 95,309 129,515 122,106 155,309 189,515
9 23 - - - 65,418 108,207 154,949 125,418 168,207 214,949
10 24 - - - 68,928 122,909 185,469 128,928 182,909 245,469
11 25 - - - 72,648 139,669 222,092 132,648 199,669 282,092
12 26 - - - 76,589 158,774 266,038 136,589 218,774 326,038
13 27 - - - 80,765 180,551 318,771 140,765 240,551 378,771
14 28 - - - 85,190 205,376 382,048 145,190 265,376 442,048
15 29 - - - 89,878 233,673 457,979 149,878 293,673 517,979
16 30 - - - 94,844 265,929 549,092 154,844 325,929 609,092
17 31 - - - 100,106 302,698 658,425 160,106 362,698 718,425
18 32 - - - 105,680 344,610 789,620 165,680 404,610 849,620
19 33 - - - 111,584 392,386 947,050 171,584 452,386 1,007,050
20 34 - - - 117,839 446,847 1,135,962 177,839 506,847 1,195,962
21 35 - - - 124,464 508,926 1,362,650 184,464 568,926 1,422,650
22 36 - - - 131,479 579,690 1,634,668 191,479 639,690 1,694,668
23 37 - - - 138,908 660,351 1,961,081 198,908 720,351 2,021,081
24 38 - - - 146,771 752,294 2,352,764 206,771 812,294 2,412,764
25 39 - - - 155,094 857,095 2,822,769 215,094 917,095 2,882,769
26 40 - - - 163,902 976,554 3,386,760 223,902 1,036,554 3,446,760
27 41 - - - 173,223 1,112,719 4,063,531 233,223 1,172,719 4,123,531
28 42 - - - 183,086 1,267,930 4,875,637 243,086 1,327,930 4,935,637
29 43 - - - 193,523 1,444,850 5,850,144 253,523 1,504,850 5,910,144
30 44 - - - 204,566 1,646,518 7,019,529 264,566 1,706,518 7,079,529
31 45 - - - 216,249 1,876,396 8,422,767 276,249 1,936,396 8,482,767
32 46 - - - 228,610 2,138,430 10,106,624 288,610 2,198,430 10,166,624
33 47 - - - 241,685 2,437,120 12,127,223 301,685 2,497,120 12,187,223
34 48 - - - 255,514 2,777,595 14,551,907 315,514 2,837,595 14,611,907
35 49 - - - 270,141 3,165,701 17,461,491 330,141 3,225,701 17,521,491
40 54 - - - 356,868 6,089,479 43,442,934 416,868 6,149,479 43,502,934
45 59 - - - 471,330 11,716,975 108,090,741 531,330 11,776,975 108,150,741
50 64 - - - 621,999 22,549,116 268,951,506 681,999 22,609,116 269,011,506
55 69 - - - 819,694 43,400,586 669,218,821 879,694 43,460,586 669,278,821
60 74 - - - 1,078,433 83,541,024 1,665,203,401 1,138,433 83,601,024 1,665,263,401
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 16 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 16 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 17 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 18 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 19 12,000 - - 39,214 46,314 52,259 99,214 106,314 112,259
5 20 12,000 - - 53,242 65,355 75,928 113,242 125,355 135,928
6 21 - - - 56,026 74,063 90,649 116,026 134,063 150,649
7 22 - - - 58,974 83,988 108,312 118,974 143,988 168,312
8 23 - - - 62,099 95,301 129,505 122,099 155,301 189,505
9 24 - - - 65,410 108,196 154,936 125,410 168,196 214,936
10 25 - - - 68,918 122,896 185,453 128,918 182,896 245,453
11 26 - - - 72,635 139,652 222,070 132,635 199,652 282,070
12 27 - - - 76,574 158,753 266,010 136,574 218,753 326,010
13 28 - - - 80,748 180,526 318,736 140,748 240,526 378,736
14 29 - - - 85,169 205,344 382,003 145,169 265,344 442,003
15 30 - - - 89,853 233,634 457,922 149,853 293,634 517,922
16 31 - - - 94,815 265,881 549,020 154,815 325,881 609,020
17 32 - - - 100,072 302,639 658,335 160,072 362,639 718,335
18 33 - - - 105,640 344,539 789,508 165,640 404,539 849,508
19 34 - - - 111,538 392,302 946,911 171,538 452,302 1,006,911
20 35 - - - 117,785 446,744 1,135,789 177,785 506,744 1,195,789
21 36 - - - 124,399 508,802 1,362,435 184,399 568,802 1,422,435
22 37 - - - 131,403 579,540 1,634,401 191,403 639,540 1,694,401
23 38 - - - 138,816 660,168 1,960,747 198,816 720,168 2,020,747
24 39 - - - 146,662 752,072 2,352,350 206,662 812,072 2,412,350
25 40 - - - 154,964 856,828 2,822,257 214,964 916,828 2,882,257
26 41 - - - 163,749 976,231 3,386,127 223,749 1,036,231 3,446,127
27 42 - - - 173,043 1,112,334 4,062,752 233,043 1,172,334 4,122,752
28 43 - - - 182,877 1,267,471 4,874,682 242,877 1,327,471 4,934,682
29 44 - - - 193,282 1,444,305 5,848,975 253,282 1,504,305 5,908,975
30 45 - - - 204,288 1,645,873 7,018,101 264,288 1,705,873 7,078,101
31 46 - - - 215,931 1,875,635 8,421,026 275,931 1,935,635 8,481,026
32 47 - - - 228,245 2,137,533 10,104,505 288,245 2,197,533 10,164,505
33 48 - - - 241,268 2,436,066 12,124,646 301,268 2,496,066 12,184,646
34 49 - - - 255,040 2,776,357 14,548,777 315,040 2,836,357 14,608,777
35 50 - - - 269,601 3,164,250 17,457,693 329,601 3,224,250 17,517,693
40 55 - - - 355,880 6,086,355 43,433,095 415,880 6,146,355 43,493,095
45 60 - - - 469,591 11,710,442 108,065,651 529,591 11,770,442 108,125,651
50 65 - - - 619,024 22,535,731 268,888,127 679,024 22,595,731 268,948,127
55 70 - - - 814,689 43,373,537 669,059,613 874,689 43,433,537 669,119,613
59 74 - - - 1,013,623 73,238,258 1,387,341,530 1,073,623 73,298,258 1,387,401,530
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 17 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 17 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 18 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 19 12,000 - - 25,979 29,611 32,534 85,979 89,611 92,534
4 20 12,000 - - 39,213 46,313 52,258 99,213 106,313 112,258
5 21 12,000 - - 53,239 65,351 75,924 113,239 125,351 135,924
6 22 - - - 56,020 74,056 90,642 116,020 134,056 150,642
7 23 - - - 58,967 83,979 108,302 118,967 143,979 168,302
8 24 - - - 62,090 95,290 129,492 122,090 155,290 189,492
9 25 - - - 65,400 108,183 154,920 125,400 168,183 214,920
10 26 - - - 68,906 122,879 185,431 128,906 182,879 245,431
11 27 - - - 72,621 139,632 222,043 132,621 199,632 282,043
12 28 - - - 76,557 158,727 265,975 136,557 218,727 325,975
13 29 - - - 80,727 180,494 318,691 140,727 240,494 378,691
14 30 - - - 85,145 205,304 381,946 145,145 265,304 441,946
15 31 - - - 89,824 233,585 457,850 149,824 293,585 517,850
16 32 - - - 94,781 265,822 548,930 154,781 325,822 608,930
17 33 - - - 100,032 302,568 658,222 160,032 362,568 718,222
18 34 - - - 105,594 344,455 789,369 165,594 404,455 849,369
19 35 - - - 111,484 392,199 946,738 171,484 452,199 1,006,738
20 36 - - - 117,720 446,620 1,135,573 177,720 506,620 1,195,573
21 37 - - - 124,323 508,652 1,362,167 184,323 568,652 1,422,167
22 38 - - - 131,311 579,357 1,634,067 191,311 639,357 1,694,067
23 39 - - - 138,707 659,947 1,960,333 198,707 719,947 2,020,333
24 40 - - - 146,532 751,805 2,351,837 206,532 811,805 2,411,837
25 41 - - - 154,810 856,505 2,821,623 214,810 916,505 2,881,623
26 42 - - - 163,569 975,846 3,385,348 223,569 1,035,846 3,445,348
27 43 - - - 172,835 1,111,875 4,061,797 232,835 1,171,875 4,121,797
28 44 - - - 182,636 1,266,926 4,873,513 242,636 1,326,926 4,933,513
29 45 - - - 193,004 1,443,661 5,847,547 253,004 1,503,661 5,907,547
30 46 - - - 203,970 1,645,112 7,016,361 263,970 1,705,112 7,076,361
31 47 - - - 215,566 1,874,738 8,418,907 275,566 1,934,738 8,478,907
32 48 - - - 227,829 2,136,479 10,101,928 287,829 2,196,479 10,161,928
33 49 - - - 240,794 2,434,828 12,121,516 300,794 2,494,828 12,181,516
34 50 - - - 254,500 2,774,907 14,544,980 314,500 2,834,907 14,604,980
35 51 - - - 268,988 3,162,553 17,453,091 328,988 3,222,553 17,513,091
40 56 - - - 354,770 6,082,728 43,421,219 414,770 6,142,728 43,481,219
45 61 - - - 467,651 11,702,891 108,035,434 527,651 11,762,891 108,095,434
50 66 - - - 615,719 22,520,308 268,811,899 675,719 22,580,308 268,871,899
55 71 - - - 809,161 43,342,463 668,868,311 869,161 43,402,463 668,928,311
58 74 - - - 952,481 64,200,745 1,155,789,970 1,012,481 64,260,745 1,155,849,970
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 18 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 18 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 19 12,000 - - 14,093 15,559 16,696 74,093 75,559 76,696
3 20 12,000 - - 25,978 29,610 32,533 85,978 89,610 92,533
4 21 12,000 - - 39,209 46,309 52,254 99,209 106,309 112,254
5 22 12,000 - - 53,233 65,345 75,918 113,233 125,345 135,918
6 23 - - - 56,013 74,048 90,633 116,013 134,048 150,633
7 24 - - - 58,959 83,968 108,289 118,959 143,968 168,289
8 25 - - - 62,080 95,276 129,476 122,080 155,276 189,476
9 26 - - - 65,387 108,166 154,898 125,387 168,166 214,898
10 27 - - - 68,892 122,858 185,404 128,892 182,858 245,404
11 28 - - - 72,604 139,606 222,008 132,604 199,606 282,008
12 29 - - - 76,537 158,695 265,930 136,537 218,695 325,930
13 30 - - - 80,703 180,454 318,634 140,703 240,454 378,634
14 31 - - - 85,116 205,256 381,874 145,116 265,256 441,874
15 32 - - - 89,790 233,527 457,760 149,790 293,527 517,760
16 33 - - - 94,741 265,752 548,818 154,741 325,752 608,818
17 34 - - - 99,986 302,484 658,083 159,986 362,484 718,083
18 35 - - - 105,539 344,352 789,195 165,539 404,352 849,195
19 36 - - - 111,419 392,075 946,522 171,419 452,075 1,006,522
20 37 - - - 117,644 446,470 1,135,306 177,644 506,470 1,195,306
21 38 - - - 124,231 508,469 1,361,833 184,231 568,469 1,421,833
22 39 - - - 131,202 579,135 1,633,653 191,202 639,135 1,693,653
23 40 - - - 138,577 659,679 1,959,821 198,577 719,679 2,019,821
24 41 - - - 146,378 751,482 2,351,204 206,378 811,482 2,411,204
25 42 - - - 154,631 856,120 2,820,844 214,631 916,120 2,880,844
26 43 - - - 163,360 975,387 3,384,393 223,360 1,035,387 3,444,393
27 44 - - - 172,593 1,111,330 4,060,628 232,593 1,171,330 4,120,628
28 45 - - - 182,359 1,266,281 4,872,085 242,359 1,326,281 4,932,085
29 46 - - - 192,686 1,442,900 5,845,807 252,686 1,502,900 5,905,807
30 47 - - - 203,605 1,644,216 7,014,242 263,605 1,704,216 7,074,242
31 48 - - - 215,150 1,873,684 8,416,330 275,150 1,933,684 8,476,330
32 49 - - - 227,354 2,135,241 10,098,798 287,354 2,195,241 10,158,798
33 50 - - - 240,254 2,433,378 12,117,718 300,254 2,493,378 12,177,718
34 51 - - - 253,888 2,773,210 14,540,377 313,888 2,833,210 14,600,377
35 52 - - - 268,296 3,160,572 17,447,519 328,296 3,220,572 17,507,519
40 57 - - - 353,528 6,078,520 43,406,891 413,528 6,138,520 43,466,891
45 62 - - - 465,490 11,694,168 107,999,053 525,490 11,754,168 108,059,053
50 67 - - - 612,047 22,502,546 268,720,236 672,047 22,562,546 268,780,236
55 72 - - - 803,073 43,306,792 668,638,490 863,073 43,366,792 668,698,490
57 74 - - - 894,800 56,273,101 962,830,337 954,800 56,333,101 962,890,337
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 19 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 84.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 19 12,000 - - 4,680 5,033 5,298 64,680 65,033 65,298
2 20 12,000 - - 14,092 15,558 16,695 74,092 75,558 76,695
3 21 12,000 - - 25,974 29,606 32,529 85,974 89,606 92,529
4 22 12,000 - - 39,204 46,303 52,247 99,204 106,303 112,247
5 23 12,000 - - 53,226 65,337 75,908 113,226 125,337 135,908
6 24 - - - 56,005 74,037 90,620 116,005 134,037 150,620
7 25 - - - 58,949 83,955 108,273 118,949 143,955 168,273
8 26 - - - 62,068 95,259 129,454 122,068 155,259 189,454
9 27 - - - 65,373 108,145 154,871 125,373 168,145 214,871
10 28 - - - 68,875 122,833 185,368 128,875 182,833 245,368
11 29 - - - 72,583 139,574 221,963 132,583 199,574 281,963
12 30 - - - 76,512 158,656 265,873 136,512 218,656 325,873
13 31 - - - 80,674 180,406 318,561 140,674 240,406 378,561
14 32 - - - 85,082 205,198 381,784 145,082 265,198 441,784
15 33 - - - 89,750 233,456 457,647 149,750 293,456 517,647
16 34 - - - 94,695 265,667 548,679 154,695 325,667 608,679
17 35 - - - 99,931 302,381 657,910 159,931 362,381 717,910
18 36 - - - 105,475 344,228 788,980 165,475 404,228 848,980
19 37 - - - 111,343 391,925 946,255 171,343 451,925 1,006,255
20 38 - - - 117,552 446,287 1,134,972 177,552 506,287 1,194,972
21 39 - - - 124,122 508,248 1,361,420 184,122 568,248 1,421,420
22 40 - - - 131,072 578,868 1,633,141 191,072 638,868 1,693,141
23 41 - - - 138,423 659,357 1,959,188 198,423 719,357 2,019,188
24 42 - - - 146,198 751,097 2,350,425 206,198 811,097 2,410,425
25 43 - - - 154,422 855,661 2,819,889 214,422 915,661 2,879,889
26 44 - - - 163,119 974,842 3,383,224 223,119 1,034,842 3,443,224
27 45 - - - 172,316 1,110,685 4,059,200 232,316 1,170,685 4,119,200
28 46 - - - 182,040 1,265,520 4,870,345 242,040 1,325,520 4,930,345
29 47 - - - 192,321 1,442,003 5,843,687 252,321 1,502,003 5,903,687
30 48 - - - 203,189 1,643,161 7,011,665 263,189 1,703,161 7,071,665
31 49 - - - 214,675 1,872,446 8,413,200 274,675 1,932,446 8,473,200
32 50 - - - 226,814 2,133,791 10,095,000 286,814 2,193,791 10,155,000
33 51 - - - 239,642 2,431,681 12,113,116 299,642 2,491,681 12,173,116
34 52 - - - 253,195 2,771,229 14,534,805 313,195 2,831,229 14,594,805
35 53 - - - 267,515 3,158,264 17,440,779 327,515 3,218,264 17,500,779
40 58 - - - 352,136 6,073,643 43,389,614 412,136 6,133,643 43,449,614
45 63 - - - 463,083 11,684,101 107,955,266 523,083 11,744,101 108,015,266
50 68 - - - 607,970 22,482,097 268,610,030 667,970 22,542,097 268,670,030
55 73 - - - 796,385 43,265,875 668,362,439 856,385 43,325,875 668,422,439
56 74 - - - 840,383 49,319,028 802,030,643 900,383 49,379,028 802,090,643
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 20 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 85.800 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 20 12,000 - - 4,679 5,032 5,297 64,679 65,032 65,297
2 21 12,000 - - 14,088 15,554 16,691 74,088 75,554 76,691
3 22 12,000 - - 25,969 29,600 32,522 85,969 89,600 92,522
4 23 12,000 - - 39,197 46,295 52,238 99,197 106,295 112,238
5 24 12,000 - - 53,218 65,326 75,895 113,218 125,326 135,895
6 25 - - - 55,995 74,024 90,603 115,995 134,024 150,603
7 26 - - - 58,937 83,938 108,251 118,937 143,938 168,251
8 27 - - - 62,054 95,239 129,427 122,054 155,239 189,427
9 28 - - - 65,356 108,119 154,836 125,356 168,119 214,836
10 29 - - - 68,854 122,800 185,323 128,854 182,800 245,323
11 30 - - - 72,559 139,534 221,906 132,559 199,534 281,906
12 31 - - - 76,483 158,607 265,801 136,483 218,607 325,801
13 32 - - - 80,640 180,347 318,471 140,640 240,347 378,471
14 33 - - - 85,042 205,127 381,672 145,042 265,127 441,672
15 34 - - - 89,704 233,371 457,508 149,704 293,371 517,508
16 35 - - - 94,641 265,564 548,505 154,641 325,564 608,505
17 36 - - - 99,867 302,257 657,694 159,867 362,257 717,694
18 37 - - - 105,399 344,078 788,712 165,399 404,078 848,712
19 38 - - - 111,251 391,742 945,921 171,251 451,742 1,005,921
20 39 - - - 117,443 446,066 1,134,558 177,443 506,066 1,194,558
21 40 - - - 123,992 507,980 1,360,907 183,992 567,980 1,420,907
22 41 - - - 130,919 578,545 1,632,507 190,919 638,545 1,692,507
23 42 - - - 138,243 658,971 1,958,409 198,243 718,971 2,018,409
24 43 - - - 145,990 750,638 2,349,470 205,990 810,638 2,409,470
25 44 - - - 154,181 855,116 2,818,720 214,181 915,116 2,878,720
26 45 - - - 162,841 974,197 3,381,796 222,841 1,034,197 3,441,796
27 46 - - - 171,998 1,109,924 4,057,460 231,998 1,169,924 4,117,460
28 47 - - - 181,676 1,264,623 4,868,225 241,676 1,324,623 4,928,225
29 48 - - - 191,905 1,440,948 5,841,110 251,905 1,500,948 5,901,110
30 49 - - - 202,714 1,641,923 7,008,535 262,714 1,701,923 7,068,535
31 50 - - - 214,136 1,870,995 8,409,402 274,136 1,930,995 8,469,402
32 51 - - - 226,202 2,132,094 10,090,398 286,202 2,192,094 10,150,398
33 52 - - - 238,949 2,429,700 12,107,544 298,949 2,489,700 12,167,544
34 53 - - - 252,414 2,768,920 14,528,065 312,414 2,828,920 14,588,065
35 54 - - - 266,636 3,155,576 17,432,633 326,636 3,215,576 17,492,633
40 59 - - - 350,579 6,067,996 43,368,790 410,579 6,127,996 43,428,790
45 64 - - - 460,407 11,672,490 107,902,580 520,407 11,732,490 107,962,580
50 69 - - - 603,449 22,458,571 268,477,557 663,449 22,518,571 268,537,557
55 74 - - - 789,047 43,218,964 668,030,898 849,047 43,278,964 668,090,898
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 21 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 87.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 21 12,000 - - 4,677 5,030 5,294 64,677 65,030 65,294
2 22 12,000 - - 14,085 15,550 16,686 74,085 75,550 76,686
3 23 12,000 - - 25,964 29,594 32,515 85,964 89,594 92,515
4 24 12,000 - - 39,190 46,286 52,228 99,190 106,286 112,228
5 25 12,000 - - 53,210 65,315 75,882 113,210 125,315 135,882
6 26 - - - 55,984 74,010 90,586 115,984 134,010 150,586
7 27 - - - 58,924 83,921 108,229 118,924 143,921 168,229
8 28 - - - 62,039 95,217 129,398 122,039 155,217 189,398
9 29 - - - 65,338 108,092 154,798 125,338 168,092 214,798
10 30 - - - 68,832 122,766 185,275 128,832 182,766 245,275
11 31 - - - 72,532 139,492 221,844 132,532 199,492 281,844
12 32 - - - 76,452 158,556 265,724 136,452 218,556 325,724
13 33 - - - 80,603 180,284 318,375 140,603 240,284 378,375
14 34 - - - 84,999 205,051 381,551 144,999 265,051 441,551
15 35 - - - 89,653 233,278 457,357 149,653 293,278 517,357
16 36 - - - 94,580 265,451 548,317 154,580 325,451 608,317
17 37 - - - 99,794 302,119 657,459 159,794 362,119 717,459
18 38 - - - 105,311 343,909 788,417 165,311 403,909 848,417
19 39 - - - 111,146 391,537 945,553 171,146 451,537 1,005,553
20 40 - - - 117,317 445,817 1,134,101 177,317 505,817 1,194,101
21 41 - - - 123,843 507,679 1,360,340 183,843 567,679 1,420,340
22 42 - - - 130,743 578,184 1,631,808 190,743 638,184 1,691,808
23 43 - - - 138,040 658,540 1,957,549 198,040 718,540 2,017,549
24 44 - - - 145,754 750,125 2,348,415 205,754 810,125 2,408,415
25 45 - - - 153,909 854,507 2,817,430 213,909 914,507 2,877,430
26 46 - - - 162,529 973,478 3,380,221 222,529 1,033,478 3,440,221
27 47 - - - 171,639 1,109,074 4,055,538 231,639 1,169,074 4,115,538
28 48 - - - 181,266 1,263,623 4,865,886 241,266 1,323,623 4,925,886
29 49 - - - 191,437 1,439,772 5,838,265 251,437 1,499,772 5,898,265
30 50 - - - 202,182 1,640,543 7,005,079 262,182 1,700,543 7,065,079
31 51 - - - 213,531 1,869,378 8,405,210 273,531 1,929,378 8,465,210
32 52 - - - 225,518 2,130,204 10,085,318 285,518 2,190,204 10,145,318
33 53 - - - 238,177 2,427,495 12,101,395 298,177 2,487,495 12,161,395
34 54 - - - 251,544 2,766,351 14,520,628 311,544 2,826,351 14,580,628
35 55 - - - 265,658 3,152,587 17,423,645 325,658 3,212,587 17,483,645
40 60 - - - 348,854 6,061,722 43,345,816 408,854 6,121,722 43,405,816
45 65 - - - 457,450 11,659,602 107,844,467 517,450 11,719,602 107,904,467
50 70 - - - 598,467 22,432,480 268,331,453 658,467 22,492,480 268,391,453
54 74 - - - 740,647 37,869,648 556,391,618 800,647 37,929,648 556,451,618
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 22 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 89400 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 22 12,000 - - 4,675 5,028 5,292 64,675 65,028 65,292
2 23 12,000 - - 14,081 15,546 16,682 74,081 75,546 76,682
3 24 12,000 - - 25,959 29,588 32,508 85,959 89,588 92,508
4 25 12,000 - - 39,184 46,279 52,219 99,184 106,279 112,219
5 26 12,000 - - 53,202 65,305 75,870 113,202 125,305 135,870
6 27 - - - 55,975 73,997 90,570 115,975 133,997 150,570
7 28 - - - 58,912 83,904 108,207 118,912 143,904 168,207
8 29 - - - 62,023 95,195 129,369 122,023 155,195 189,369
9 30 - - - 65,319 108,064 154,761 125,319 168,064 214,761
10 31 - - - 68,808 122,731 185,227 128,808 182,731 245,227
11 32 - - - 72,505 139,449 221,783 132,505 199,449 281,783
12 33 - - - 76,419 158,502 265,646 136,419 218,502 325,646
13 34 - - - 80,564 180,219 318,277 140,564 240,219 378,277
14 35 - - - 84,952 204,971 381,428 144,952 264,971 441,428
15 36 - - - 89,597 233,180 457,202 149,597 293,180 517,202
16 37 - - - 94,512 265,330 548,121 154,512 325,330 608,121
17 38 - - - 99,711 301,970 657,211 159,711 361,970 717,211
18 39 - - - 105,211 343,726 788,107 165,211 403,726 848,107
19 40 - - - 111,026 391,313 945,165 171,026 451,313 1,005,165
20 41 - - - 117,174 445,544 1,133,617 177,174 505,544 1,193,617
21 42 - - - 123,674 507,350 1,359,740 183,674 567,350 1,419,740
22 43 - - - 130,547 577,790 1,631,067 190,547 637,790 1,691,067
23 44 - - - 137,811 658,069 1,956,637 197,811 718,069 2,016,637
24 45 - - - 145,489 749,564 2,347,297 205,489 809,564 2,407,297
25 46 - - - 153,604 853,842 2,816,061 213,604 913,842 2,876,061
26 47 - - - 162,179 972,690 3,378,546 222,179 1,032,690 3,438,546
27 48 - - - 171,238 1,108,144 4,053,495 231,238 1,168,144 4,113,495
28 49 - - - 180,808 1,262,527 4,863,397 240,808 1,322,527 4,923,397
29 50 - - - 190,915 1,438,483 5,835,237 250,915 1,498,483 5,895,237
30 51 - - - 201,588 1,639,030 7,001,399 261,588 1,699,030 7,061,399
31 52 - - - 212,858 1,867,607 8,400,745 272,858 1,927,607 8,460,745
32 53 - - - 224,758 2,128,134 10,079,907 284,758 2,188,134 10,139,907
33 54 - - - 237,320 2,425,080 12,094,843 297,320 2,485,080 12,154,843
34 55 - - - 250,580 2,763,538 14,512,703 310,580 2,823,538 14,572,703
35 56 - - - 264,574 3,149,313 17,414,065 324,574 3,209,313 17,474,065
40 61 - - - 346,947 6,054,852 43,321,313 406,947 6,114,852 43,381,313
45 66 - - - 454,190 11,645,493 107,782,458 514,190 11,705,493 107,842,458
50 71 - - - 592,999 22,403,935 268,175,534 652,999 22,463,935 268,235,534
53 74 - - - 695,028 33,179,394 463,392,851 755,028 33,239,394 463,452,851
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 23 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 90.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 23 12,000 - - 4,673 5,026 5,291 64,673 65,026 65,291
2 24 12,000 - - 14,079 15,543 16,679 74,079 75,543 76,679
3 25 12,000 - - 25,955 29,584 32,504 85,955 89,584 92,504
4 26 12,000 - - 39,179 46,273 52,212 99,179 106,273 112,212
5 27 12,000 - - 53,195 65,296 75,860 113,195 125,296 135,860
6 28 - - - 55,965 73,985 90,555 115,965 133,985 150,555
7 29 - - - 58,900 83,887 108,187 118,900 143,887 168,187
8 30 - - - 62,007 95,173 129,342 122,007 155,173 189,342
9 31 - - - 65,299 108,036 154,724 125,299 168,036 214,724
10 32 - - - 68,784 122,696 185,179 128,784 182,696 245,179
11 33 - - - 72,475 139,404 221,722 132,475 199,404 281,722
12 34 - - - 76,383 158,447 265,568 136,383 218,447 325,568
13 35 - - - 80,520 180,150 318,177 140,520 240,150 378,177
14 36 - - - 84,900 204,885 381,300 144,900 264,885 441,300
15 37 - - - 89,533 233,074 457,039 149,533 293,074 517,039
16 38 - - - 94,434 265,198 547,913 154,434 325,198 607,913
17 39 - - - 99,617 301,805 656,949 159,617 361,805 716,949
18 40 - - - 105,096 343,523 787,776 165,096 403,523 847,776
19 41 - - - 110,889 391,065 944,750 170,889 451,065 1,004,750
20 42 - - - 117,012 445,243 1,133,099 177,012 505,243 1,193,099
21 43 - - - 123,484 506,988 1,359,099 183,484 566,988 1,419,099
22 44 - - - 130,325 577,355 1,630,275 190,325 637,355 1,690,275
23 45 - - - 137,554 657,550 1,955,662 197,554 717,550 2,015,662
24 46 - - - 145,193 748,946 2,346,099 205,193 808,946 2,406,099
25 47 - - - 153,263 853,109 2,814,592 213,263 913,109 2,874,592
26 48 - - - 161,787 971,821 3,376,751 221,787 1,031,821 3,436,751
27 49 - - - 170,789 1,107,119 4,051,303 230,789 1,167,119 4,111,303
28 50 - - - 180,295 1,261,318 4,860,724 240,295 1,321,318 4,920,724
29 51 - - - 190,331 1,437,062 5,831,984 250,331 1,497,062 5,891,984
30 52 - - - 200,926 1,637,363 6,997,447 260,926 1,697,363 7,057,447
31 53 - - - 212,110 1,865,656 8,395,950 272,110 1,925,656 8,455,950
32 54 - - - 223,913 2,125,855 10,074,094 283,913 2,185,855 10,134,094
33 55 - - - 236,369 2,422,422 12,087,805 296,369 2,482,422 12,147,805
34 56 - - - 249,510 2,760,441 14,504,187 309,510 2,820,441 14,564,187
35 57 - - - 263,372 3,145,711 17,403,769 323,372 3,205,711 17,463,769
40 62 - - - 344,841 6,047,295 43,294,965 404,841 6,107,295 43,354,965
45 67 - - - 450,592 11,629,974 107,715,758 510,592 11,689,974 107,775,758
50 72 - - - 587,009 22,372,584 268,007,829 647,009 22,432,584 268,067,829
52 74 - - - 652,031 29,067,004 385,922,185 712,031 29,127,004 385,982,185
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 24 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 91.800 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 24 12,000 - - 4,672 5,025 5,289 64,672 65,025 65,289
2 25 12,000 - - 14,077 15,541 16,676 74,077 75,541 76,676
3 26 12,000 - - 25,951 29,579 32,499 85,951 89,579 92,499
4 27 12,000 - - 39,173 46,266 52,204 99,173 106,266 112,204
5 28 12,000 - - 53,187 65,286 75,848 113,187 125,286 135,848
6 29 - - - 55,954 73,971 90,539 115,954 133,971 150,539
7 30 - - - 58,886 83,869 108,164 118,886 143,869 168,164
8 31 - - - 61,989 95,149 129,311 121,989 155,149 189,311
9 32 - - - 65,276 108,005 154,684 125,276 168,005 214,684
10 33 - - - 68,757 122,656 185,127 128,757 182,656 245,127
11 34 - - - 72,442 139,355 221,654 132,442 199,355 281,654
12 35 - - - 76,343 158,385 265,480 136,343 218,385 325,480
13 36 - - - 80,471 180,073 318,064 140,471 240,073 378,064
14 37 - - - 84,839 204,788 381,156 144,839 264,788 441,156
15 38 - - - 89,458 232,951 456,854 149,458 292,951 516,854
16 39 - - - 94,342 265,044 547,677 154,342 325,044 607,677
17 40 - - - 99,505 301,616 656,650 159,505 361,616 716,650
18 41 - - - 104,963 343,290 787,399 164,963 403,290 847,399
19 42 - - - 110,730 390,780 944,278 170,730 450,780 1,004,278
20 43 - - - 116,825 444,900 1,132,514 176,825 504,900 1,192,514
21 44 - - - 123,266 506,575 1,358,373 183,266 566,575 1,418,373
22 45 - - - 130,072 576,860 1,629,379 190,072 636,860 1,689,379
23 46 - - - 137,262 656,960 1,954,560 197,262 716,960 2,014,560
24 47 - - - 144,856 748,244 2,344,745 204,856 808,244 2,404,745
25 48 - - - 152,876 852,276 2,812,934 212,876 912,276 2,872,934
26 49 - - - 161,344 970,837 3,374,723 221,344 1,030,837 3,434,723
27 50 - - - 170,283 1,105,957 4,048,828 230,283 1,165,957 4,108,828
28 51 - - - 179,718 1,259,950 4,857,709 239,718 1,319,950 4,917,709
29 52 - - - 189,677 1,435,456 5,828,317 249,677 1,495,456 5,888,317
30 53 - - - 200,185 1,635,483 6,992,994 260,185 1,695,483 7,052,994
31 54 - - - 211,273 1,863,457 8,390,547 271,273 1,923,457 8,450,547
32 55 - - - 222,970 2,123,288 10,067,548 282,970 2,183,288 10,127,548
33 56 - - - 235,307 2,419,428 12,079,879 295,307 2,479,428 12,139,879
34 57 - - - 248,317 2,756,956 14,494,600 308,317 2,816,956 14,554,600
35 58 - - - 262,033 3,141,658 17,392,181 322,033 3,201,658 17,452,181
40 63 - - - 342,506 6,038,815 43,265,333 402,506 6,098,815 43,325,333
45 68 - - - 446,611 11,612,581 107,640,775 506,611 11,672,581 107,700,775
50 73 - - - 580,449 22,337,550 267,819,422 640,449 22,397,550 267,879,422
51 74 - - - 611,492 25,460,737 321,379,022 671,492 25,520,737 321,439,022
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 25 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 92.400 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 25 12,000 - - 4,672 5,024 5,289 64,672 65,024 65,289
2 26 12,000 - - 14,074 15,538 16,673 74,074 75,538 76,673
3 27 12,000 - - 25,947 29,575 32,494 85,947 89,575 92,494
4 28 12,000 - - 39,167 46,259 52,196 99,167 106,259 112,196
5 29 12,000 - - 53,178 65,275 75,836 113,178 125,275 135,836
6 30 - - - 55,942 73,956 90,521 115,942 133,956 150,521
7 31 - - - 58,870 83,848 108,139 118,870 143,848 168,139
8 32 - - - 61,969 95,122 129,277 121,969 155,122 189,277
9 33 - - - 65,251 107,969 154,639 125,251 167,969 214,639
10 34 - - - 68,726 122,612 185,068 128,726 182,612 245,068
11 35 - - - 72,404 139,298 221,577 132,404 199,298 281,577
12 36 - - - 76,296 158,314 265,381 136,296 218,314 325,381
13 37 - - - 80,413 179,982 317,936 140,413 239,982 377,936
14 38 - - - 84,767 204,673 380,989 144,767 264,673 440,989
15 39 - - - 89,370 232,808 456,640 149,370 292,808 516,640
16 40 - - - 94,234 264,866 547,405 154,234 324,866 607,405
17 41 - - - 99,375 301,395 656,305 159,375 361,395 716,305
18 42 - - - 104,807 343,020 786,966 164,807 403,020 846,966
19 43 - - - 110,548 390,453 943,739 170,548 450,453 1,003,739
20 44 - - - 116,612 444,505 1,131,843 176,612 504,505 1,191,843
21 45 - - - 123,018 506,101 1,357,543 183,018 566,101 1,417,543
22 46 - - - 129,785 576,295 1,628,356 189,785 636,295 1,688,356
23 47 - - - 136,931 656,286 1,953,301 196,931 716,286 2,013,301
24 48 - - - 144,475 747,444 2,343,201 204,475 807,444 2,403,201
25 49 - - - 152,439 851,328 2,811,044 212,439 911,328 2,871,044
26 50 - - - 160,843 969,717 3,372,413 220,843 1,029,717 3,432,413
27 51 - - - 169,712 1,104,637 4,046,011 229,712 1,164,637 4,106,011
28 52 - - - 179,070 1,258,399 4,854,280 239,070 1,318,399 4,914,280
29 53 - - - 188,943 1,433,637 5,824,148 248,943 1,493,637 5,884,148
30 54 - - - 199,356 1,633,353 6,987,933 259,356 1,693,353 7,047,933
31 55 - - - 210,338 1,860,969 8,384,411 270,338 1,920,969 8,444,411
32 56 - - - 221,917 2,120,385 10,060,114 281,917 2,180,385 10,120,114
33 57 - - - 234,123 2,416,047 12,070,882 294,123 2,476,047 12,130,882
34 58 - - - 246,988 2,753,021 14,483,720 306,988 2,813,021 14,543,720
35 59 - - - 260,543 3,137,085 17,379,033 320,543 3,197,085 17,439,033
40 64 - - - 339,919 6,029,271 43,231,749 399,919 6,089,271 43,291,749
45 69 - - - 442,208 11,593,035 107,555,834 502,208 11,653,035 107,615,834
50 74 - - - 573,271 22,298,302 267,606,158 633,271 22,358,302 267,666,158
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 26 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 94.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 26 12,000 - - 4,670 5,022 5,286 64,670 65,022 65,286
2 27 12,000 - - 14,071 15,535 16,669 74,071 75,535 76,669
3 28 12,000 - - 25,942 29,569 32,487 85,942 89,569 92,487
4 29 12,000 - - 39,159 46,249 52,185 99,159 106,249 112,185
5 30 12,000 - - 53,166 65,261 75,819 113,166 125,261 135,819
6 31 - - - 55,927 73,936 90,497 115,927 133,936 150,497
7 32 - - - 58,850 83,822 108,107 118,850 143,822 168,107
8 33 - - - 61,945 95,088 129,235 121,945 155,088 189,235
9 34 - - - 65,222 107,927 154,584 125,222 167,927 214,584
10 35 - - - 68,689 122,558 184,996 128,689 182,558 244,996
11 36 - - - 72,358 139,230 221,483 132,358 199,230 281,483
12 37 - - - 76,239 158,227 265,258 136,239 218,227 325,258
13 38 - - - 80,343 179,872 317,777 140,343 239,872 377,777
14 39 - - - 84,680 204,534 380,785 144,680 264,534 440,785
15 40 - - - 89,263 232,634 456,379 149,263 292,634 516,379
16 41 - - - 94,106 264,651 547,074 154,106 324,651 607,074
17 42 - - - 99,222 301,131 655,888 159,222 361,131 715,888
18 43 - - - 104,627 342,700 786,445 164,627 402,700 846,445
19 44 - - - 110,336 390,067 943,091 170,336 450,067 1,003,091
20 45 - - - 116,366 444,042 1,131,041 176,366 504,042 1,191,041
21 46 - - - 122,733 505,547 1,356,553 182,733 565,547 1,416,553
22 47 - - - 129,456 575,633 1,627,138 189,456 635,633 1,687,138
23 48 - - - 136,552 655,500 1,951,805 196,552 715,500 2,011,805
24 49 - - - 144,040 746,512 2,341,368 204,040 806,512 2,401,368
25 50 - - - 151,941 850,226 2,808,803 211,941 910,226 2,868,803
26 51 - - - 160,276 968,417 3,369,678 220,276 1,028,417 3,429,678
27 52 - - - 169,067 1,103,108 4,042,680 229,067 1,163,108 4,102,680
28 53 - - - 178,339 1,256,606 4,850,229 238,339 1,316,606 4,910,229
29 54 - - - 188,116 1,431,538 5,819,230 248,116 1,491,538 5,879,230
30 55 - - - 198,424 1,630,900 6,981,967 258,424 1,690,900 7,041,967
31 56 - - - 209,288 1,858,106 8,377,182 269,288 1,918,106 8,437,182
32 57 - - - 220,737 2,117,049 10,051,364 280,737 2,177,049 10,111,364
33 58 - - - 232,798 2,412,163 12,060,298 292,798 2,472,163 12,120,298
34 59 - - - 245,503 2,748,507 14,470,926 305,503 2,808,507 14,530,926
35 60 - - - 258,880 3,131,843 17,363,580 318,880 3,191,843 17,423,580
40 65 - - - 337,045 6,018,372 43,192,350 397,045 6,078,372 43,252,350
45 70 - - - 437,338 11,570,773 107,456,298 497,338 11,630,773 107,516,298
49 74 - - - 537,225 19,524,657 222,800,898 597,225 19,584,657 222,860,898
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 27 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 95.400 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 27 12,000 - - 4,668 5,021 5,285 64,668 65,021 65,285
2 28 12,000 - - 14,067 15,531 16,665 74,067 75,531 76,665
3 29 12,000 - - 25,936 29,562 32,479 85,936 89,562 92,479
4 30 12,000 - - 39,150 46,238 52,173 99,150 106,238 112,173
5 31 12,000 - - 53,154 65,246 75,801 113,154 125,246 135,801
6 32 - - - 55,911 73,915 90,472 115,911 133,915 150,472
7 33 - - - 58,829 83,794 108,073 118,829 143,794 168,073
8 34 - - - 61,919 95,052 129,189 121,919 155,052 189,189
9 35 - - - 65,188 107,880 154,522 125,188 167,880 214,522
10 36 - - - 68,647 122,497 184,915 128,647 182,497 244,915
11 37 - - - 72,305 139,152 221,377 132,305 199,152 281,377
12 38 - - - 76,172 158,126 265,119 136,172 218,126 325,119
13 39 - - - 80,259 179,744 317,595 140,259 239,744 377,595
14 40 - - - 84,578 204,373 380,551 144,578 264,373 440,551
15 41 - - - 89,139 232,433 456,081 149,139 292,433 516,081
16 42 - - - 93,957 264,404 546,697 153,957 324,404 606,697
17 43 - - - 99,046 300,831 655,415 159,046 360,831 715,415
18 44 - - - 104,421 342,336 785,855 164,421 402,336 845,855
19 45 - - - 110,096 389,628 942,358 170,096 449,628 1,002,358
20 46 - - - 116,087 443,515 1,130,134 176,087 503,515 1,190,134
21 47 - - - 122,411 504,917 1,355,434 182,411 564,917 1,415,434
22 48 - - - 129,084 574,883 1,625,761 189,084 634,883 1,685,761
23 49 - - - 136,124 654,609 1,950,115 196,124 714,609 2,010,115
24 50 - - - 143,550 745,457 2,339,299 203,550 805,457 2,399,299
25 51 - - - 151,381 848,981 2,806,274 211,381 908,981 2,866,274
26 52 - - - 159,639 966,951 3,366,595 219,639 1,026,951 3,426,595
27 53 - - - 168,346 1,101,386 4,038,927 228,346 1,161,386 4,098,927
28 54 - - - 177,523 1,254,587 4,845,667 237,523 1,314,587 4,905,667
29 55 - - - 187,195 1,429,176 5,813,692 247,195 1,489,176 5,873,692
30 56 - - - 197,386 1,628,141 6,975,252 257,386 1,688,141 7,035,252
31 57 - - - 208,120 1,854,889 8,369,047 268,120 1,914,889 8,429,047
32 58 - - - 219,424 2,113,301 10,041,517 279,424 2,173,301 10,101,517
33 59 - - - 231,326 2,407,804 12,048,390 291,326 2,467,804 12,108,390
34 60 - - - 243,853 2,743,442 14,456,537 303,853 2,803,442 14,516,537
35 61 - - - 257,035 3,125,965 17,346,204 317,035 3,185,965 17,406,204
40 66 - - - 333,866 6,006,171 43,148,075 393,866 6,066,171 43,208,075
45 71 - - - 431,979 11,545,901 107,344,504 491,979 11,605,901 107,404,504
48 74 - - - 503,251 17,092,740 185,476,831 563,251 17,152,740 185,536,831
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 28 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 97.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 28 12,000 - - 4,666 5,019 5,283 64,666 65,019 65,283
2 29 12,000 - - 14,063 15,526 16,660 74,063 75,526 76,660
3 30 12,000 - - 25,929 29,553 32,470 85,929 89,553 92,470
4 31 12,000 - - 39,139 46,225 52,158 99,139 106,225 112,158
5 32 12,000 - - 53,139 65,228 75,780 113,139 125,228 135,780
6 33 - - - 55,891 73,890 90,442 115,891 133,890 150,442
7 34 - - - 58,804 83,762 108,032 118,804 143,762 168,032
8 35 - - - 61,887 95,009 129,134 121,887 155,009 189,134
9 36 - - - 65,148 107,824 154,449 125,148 167,824 214,449
10 37 - - - 68,596 122,424 184,818 128,596 182,424 244,818
11 38 - - - 72,241 139,057 221,248 132,241 199,057 281,248
12 39 - - - 76,092 158,005 264,950 136,092 218,005 324,950
13 40 - - - 80,160 179,591 317,377 140,160 239,591 377,377
14 41 - - - 84,457 204,181 380,272 144,457 264,181 440,272
15 42 - - - 88,994 232,196 455,726 148,994 292,196 515,726
16 43 - - - 93,785 264,114 546,250 153,785 324,114 606,250
17 44 - - - 98,844 300,479 654,857 158,844 360,479 714,857
18 45 - - - 104,184 341,911 785,160 164,184 401,911 845,160
19 46 - - - 109,821 389,118 941,497 169,821 449,118 1,001,497
20 47 - - - 115,768 442,904 1,129,070 175,768 502,904 1,189,070
21 48 - - - 122,043 504,189 1,354,124 182,043 564,189 1,414,124
22 49 - - - 128,661 574,018 1,624,151 188,661 634,018 1,684,151
23 50 - - - 135,639 653,582 1,948,141 195,639 713,582 2,008,141
24 51 - - - 142,995 744,243 2,336,885 202,995 804,243 2,396,885
25 52 - - - 150,750 847,550 2,803,328 210,750 907,550 2,863,328
26 53 - - - 158,923 965,270 3,363,007 218,923 1,025,270 3,423,007
27 54 - - - 167,535 1,099,415 4,034,562 227,535 1,159,415 4,094,562
28 55 - - - 176,608 1,252,279 4,840,366 236,608 1,312,279 4,900,366
29 56 - - - 186,163 1,426,479 5,807,261 246,163 1,486,479 5,867,261
30 57 - - - 196,225 1,624,994 6,967,458 256,225 1,684,994 7,027,458
31 58 - - - 206,815 1,851,221 8,359,611 266,815 1,911,221 8,419,611
32 59 - - - 217,960 2,109,032 10,030,103 277,960 2,169,032 10,090,103
33 60 - - - 229,685 2,402,842 12,034,592 289,685 2,462,842 12,094,592
34 61 - - - 242,017 2,737,681 14,439,869 302,017 2,797,681 14,499,869
35 62 - - - 254,983 3,119,284 17,326,083 314,983 3,179,284 17,386,083
40 67 - - - 330,342 5,992,339 43,096,870 390,342 6,052,339 43,156,870
45 72 - - - 426,087 11,517,799 107,215,358 486,087 11,577,799 107,275,358
47 74 - - - 471,219 14,960,126 154,381,027 531,219 15,020,126 154,441,027
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 29 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 99.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 29 12,000 - - 4,664 5,016 5,280 64,664 65,016 65,280
2 30 12,000 - - 14,058 15,520 16,654 74,058 75,520 76,654
3 31 12,000 - - 25,920 29,543 32,459 85,920 89,543 92,459
4 32 12,000 - - 39,127 46,210 52,141 99,127 106,210 112,141
5 33 12,000 - - 53,122 65,206 75,755 113,122 125,206 135,755
6 34 - - - 55,869 73,862 90,408 115,869 133,862 150,408
7 35 - - - 58,776 83,723 107,985 118,776 143,723 167,985
8 36 - - - 61,850 94,958 129,070 121,850 154,958 189,070
9 37 - - - 65,100 107,757 154,363 125,100 167,757 214,363
10 38 - - - 68,535 122,337 184,702 128,535 182,337 244,702
11 39 - - - 72,164 138,944 221,095 132,164 198,944 281,095
12 40 - - - 75,997 157,861 264,751 135,997 217,861 324,751
13 41 - - - 80,043 179,410 317,121 140,043 239,410 377,121
14 42 - - - 84,315 203,957 379,945 144,315 263,957 439,945
15 43 - - - 88,826 231,921 455,313 148,826 291,921 515,313
16 44 - - - 93,587 263,779 545,732 153,587 323,779 605,732
17 45 - - - 98,612 300,073 654,210 158,612 360,073 714,210
18 46 - - - 103,914 341,423 784,357 163,914 401,423 844,357
19 47 - - - 109,508 388,532 940,502 169,508 448,532 1,000,502
20 48 - - - 115,406 442,204 1,127,842 175,406 502,204 1,187,842
21 49 - - - 121,626 503,355 1,352,613 181,626 563,355 1,412,613
22 50 - - - 128,182 573,027 1,622,296 188,182 633,027 1,682,296
23 51 - - - 135,092 652,411 1,945,870 195,092 712,411 2,005,870
24 52 - - - 142,372 742,861 2,334,110 202,372 802,861 2,394,110
25 53 - - - 150,043 845,924 2,799,945 210,043 905,924 2,859,945
26 54 - - - 158,122 963,360 3,358,889 218,122 1,023,360 3,418,889
27 55 - - - 166,630 1,097,177 4,029,558 226,630 1,157,177 4,089,558
28 56 - - - 175,586 1,249,662 4,834,291 235,586 1,309,662 4,894,291
29 57 - - - 185,013 1,423,423 5,799,895 245,013 1,483,423 5,859,895
30 58 - - - 194,931 1,621,430 6,958,535 254,931 1,681,430 7,018,535
31 59 - - - 205,363 1,847,071 8,348,811 265,363 1,907,071 8,408,811
32 60 - - - 216,332 2,104,206 10,017,042 276,332 2,164,206 10,077,042
33 61 - - - 227,862 2,397,236 12,018,810 287,862 2,457,236 12,078,810
34 62 - - - 239,979 2,731,177 14,420,811 299,979 2,791,177 14,480,811
35 63 - - - 252,708 3,111,746 17,303,083 312,708 3,171,746 17,363,083
40 68 - - - 326,441 5,976,760 43,038,390 386,441 6,036,760 43,098,390
45 73 - - - 419,634 11,486,257 107,068,016 479,634 11,546,257 107,128,016
46 74 - - - 441,028 13,090,263 128,477,336 501,028 13,150,263 128,537,336
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 30 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 102.000 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 30 12,000 - - 4,661 5,013 5,277 64,661 65,013 65,277
2 31 12,000 - - 14,052 15,513 16,647 74,052 75,513 76,647
3 32 12,000 - - 25,910 29,532 32,446 85,910 89,532 92,446
4 33 12,000 - - 39,113 46,194 52,122 99,113 106,194 112,122
5 34 12,000 - - 53,103 65,183 75,728 113,103 125,183 135,728
6 35 - - - 55,844 73,830 90,369 115,844 133,830 150,369
7 36 - - - 58,742 83,680 107,931 118,742 143,680 167,931
8 37 - - - 61,806 94,900 128,996 121,806 154,900 188,996
9 38 - - - 65,044 107,679 154,262 125,044 167,679 214,262
10 39 - - - 68,463 122,234 184,567 128,463 182,234 244,567
11 40 - - - 72,073 138,812 220,918 132,073 198,812 280,918
12 41 - - - 75,885 157,694 264,521 135,885 217,694 324,521
13 42 - - - 79,907 179,201 316,824 139,907 239,201 376,824
14 43 - - - 84,153 203,699 379,569 144,153 263,699 439,569
15 44 - - - 88,634 231,606 454,839 148,634 291,606 514,839
16 45 - - - 93,362 263,396 545,138 153,362 323,396 605,138
17 46 - - - 98,349 299,610 653,471 158,349 359,610 713,471
18 47 - - - 103,609 340,866 783,438 163,609 400,866 843,438
19 48 - - - 109,154 387,865 939,366 169,154 447,865 999,366
20 49 - - - 114,998 441,408 1,126,441 174,998 501,408 1,186,441
21 50 - - - 121,156 502,408 1,350,890 181,156 562,408 1,410,890
22 51 - - - 127,644 571,904 1,620,184 187,644 631,904 1,680,184
23 52 - - - 134,478 651,084 1,943,287 194,478 711,084 2,003,287
24 53 - - - 141,675 741,298 2,330,957 201,675 801,298 2,390,957
25 54 - - - 149,252 844,086 2,796,103 209,252 904,086 2,856,103
26 55 - - - 157,227 961,205 3,354,215 217,227 1,021,205 3,414,215
27 56 - - - 165,620 1,094,654 4,023,879 225,620 1,154,654 4,083,879
28 57 - - - 174,449 1,246,714 4,827,400 234,449 1,306,714 4,887,400
29 58 - - - 183,733 1,419,982 5,791,541 243,733 1,479,982 5,851,541
30 59 - - - 193,493 1,617,420 6,948,419 253,493 1,677,420 7,008,419
31 60 - - - 203,750 1,842,404 8,336,571 263,750 1,902,404 8,396,571
32 61 - - - 214,525 2,098,782 10,002,245 274,525 2,158,782 10,062,245
33 62 - - - 225,842 2,390,939 12,000,933 285,842 2,450,939 12,060,933
34 63 - - - 237,722 2,723,874 14,399,229 297,722 2,783,874 14,459,229
35 64 - - - 250,190 3,103,286 17,277,043 310,190 3,163,286 17,337,043
40 69 - - - 322,131 5,959,301 42,972,220 382,131 6,019,301 43,032,220
45 74 - - - 412,581 11,451,028 106,901,460 472,581 11,511,028 106,961,460
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 31 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 105.000 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 31 12,000 - - 4,659 5,010 5,274 64,659 65,010 65,274
2 32 12,000 - - 14,046 15,507 16,639 74,046 75,507 76,639
3 33 12,000 - - 25,900 29,520 32,433 85,900 89,520 92,433
4 34 12,000 - - 39,098 46,176 52,102 99,098 106,176 112,102
5 35 12,000 - - 53,082 65,157 75,697 113,082 125,157 135,697
6 36 - - - 55,815 73,793 90,325 115,815 133,793 150,325
7 37 - - - 58,703 83,628 107,868 118,703 143,628 167,868
8 38 - - - 61,754 94,830 128,908 121,754 154,830 188,908
9 39 - - - 64,976 107,586 154,143 124,976 167,586 214,143
10 40 - - - 68,377 122,113 184,408 128,377 182,113 244,408
11 41 - - - 71,967 138,657 220,709 131,967 198,657 280,709
12 42 - - - 75,754 157,498 264,250 135,754 217,498 324,250
13 43 - - - 79,751 178,958 316,480 139,751 238,958 376,480
14 44 - - - 83,968 203,401 379,132 143,968 263,401 439,132
15 45 - - - 88,416 231,242 454,290 148,416 291,242 514,290
16 46 - - - 93,106 262,956 544,453 153,106 322,956 604,453
17 47 - - - 98,051 299,079 652,617 158,051 359,079 712,617
18 48 - - - 103,262 340,228 782,380 163,262 400,228 842,380
19 49 - - - 108,753 387,102 938,058 168,753 447,102 998,058
20 50 - - - 114,537 440,499 1,124,830 174,537 500,499 1,184,830
21 51 - - - 120,628 501,328 1,348,911 180,628 561,328 1,408,911
22 52 - - - 127,040 570,627 1,617,760 187,040 630,627 1,677,760
23 53 - - - 133,791 649,577 1,940,324 193,791 709,577 2,000,324
24 54 - - - 140,895 739,525 2,327,344 200,895 799,525 2,387,344
25 55 - - - 148,369 842,005 2,791,704 208,369 902,005 2,851,704
26 56 - - - 156,230 958,766 3,348,866 216,230 1,018,766 3,408,866
27 57 - - - 164,495 1,091,800 4,017,384 224,495 1,151,800 4,077,384
28 58 - - - 173,182 1,243,380 4,819,522 233,182 1,303,380 4,879,522
29 59 - - - 182,309 1,416,094 5,781,995 242,309 1,476,094 5,841,995
30 60 - - - 191,895 1,612,893 6,936,863 251,895 1,672,893 6,996,863
31 61 - - - 201,959 1,837,139 8,322,595 261,959 1,897,139 8,382,595
32 62 - - - 212,522 2,092,666 9,985,353 272,522 2,152,666 10,045,353
33 63 - - - 223,603 2,383,843 11,980,533 283,603 2,443,843 12,040,533
34 64 - - - 235,224 2,715,650 14,374,607 295,224 2,775,650 14,434,607
35 65 - - - 247,404 3,093,762 17,247,340 307,404 3,153,762 17,307,340
40 70 - - - 317,377 5,939,686 42,896,809 377,377 5,999,686 42,956,809
44 74 - - - 385,778 10,013,975 88,930,341 445,778 10,073,975 88,990,341
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 32 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 108.000 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 32 12,000 - - 4,656 5,007 5,270 64,656 65,007 65,270
2 33 12,000 - - 14,039 15,499 16,631 74,039 75,499 76,631
3 34 12,000 - - 25,889 29,507 32,418 85,889 89,507 92,418
4 35 12,000 - - 39,080 46,155 52,077 99,080 106,155 112,077
5 36 12,000 - - 53,057 65,126 75,661 113,057 125,126 135,661
6 37 - - - 55,780 73,748 90,272 115,780 133,748 150,272
7 38 - - - 58,655 83,566 107,793 118,655 143,566 167,793
8 39 - - - 61,691 94,746 128,804 121,691 154,746 188,804
9 40 - - - 64,895 107,475 154,002 124,895 167,475 214,002
10 41 - - - 68,276 121,970 184,221 128,276 181,970 244,221
11 42 - - - 71,842 138,475 220,465 131,842 198,475 280,465
12 43 - - - 75,604 157,272 263,937 135,604 217,272 323,937
13 44 - - - 79,572 178,679 316,081 139,572 238,679 376,081
14 45 - - - 83,756 203,059 378,629 143,756 263,059 438,629
15 46 - - - 88,167 230,826 453,659 148,167 290,826 513,659
16 47 - - - 92,815 262,452 543,665 152,815 322,452 603,665
17 48 - - - 97,713 298,473 651,637 157,713 358,473 711,637
18 49 - - - 102,871 339,501 781,167 162,871 399,501 841,167
19 50 - - - 108,301 386,234 936,561 168,301 446,234 996,561
20 51 - - - 114,018 439,466 1,122,988 174,018 499,466 1,182,988
21 52 - - - 120,034 500,104 1,346,652 180,034 560,104 1,406,652
22 53 - - - 126,364 569,181 1,614,996 186,364 629,181 1,674,996
23 54 - - - 133,023 647,873 1,936,949 193,023 707,873 1,996,949
24 55 - - - 140,024 737,521 2,323,230 200,024 797,521 2,383,230
25 56 - - - 147,385 839,655 2,786,698 207,385 899,655 2,846,698
26 57 - - - 155,119 956,014 3,342,782 215,119 1,016,014 3,402,782
27 58 - - - 163,243 1,088,584 4,010,000 223,243 1,148,584 4,070,000
28 59 - - - 171,774 1,239,627 4,810,569 231,774 1,299,627 4,870,569
29 60 - - - 180,728 1,411,720 5,771,151 240,728 1,471,720 5,831,151
30 61 - - - 190,122 1,607,801 6,923,740 250,122 1,667,801 6,983,740
31 62 - - - 199,975 1,831,221 8,306,728 259,975 1,891,221 8,366,728
32 63 - - - 210,303 2,085,796 9,966,183 270,303 2,145,796 10,026,183
33 64 - - - 221,126 2,375,877 11,957,387 281,126 2,435,877 12,017,387
34 65 - - - 232,460 2,706,420 14,346,676 292,460 2,766,420 14,406,676
35 66 - - - 244,322 3,083,076 17,213,650 304,322 3,143,076 17,273,650
40 71 - - - 312,149 5,917,732 42,811,356 372,149 5,977,732 42,871,356
43 74 - - - 360,530 8,754,359 73,963,551 420,530 8,814,359 74,023,551
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 33 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 111.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 33 12,000 - - 4,652 5,003 5,266 64,652 65,003 65,266
2 34 12,000 - - 14,031 15,490 16,621 74,031 75,490 76,621
3 35 12,000 - - 25,875 29,491 32,401 85,875 89,491 92,401
4 36 12,000 - - 39,059 46,129 52,049 99,059 106,129 112,049
5 37 12,000 - - 53,026 65,088 75,617 113,026 125,088 135,617
6 38 - - - 55,736 73,694 90,207 115,736 133,694 150,207
7 39 - - - 58,597 83,491 107,701 118,597 143,491 167,701
8 40 - - - 61,616 94,645 128,679 121,616 154,645 188,679
9 41 - - - 64,799 107,343 153,833 124,799 167,343 213,833
10 42 - - - 68,157 121,801 183,999 128,157 181,801 243,999
11 43 - - - 71,698 138,263 220,179 131,698 198,263 280,179
12 44 - - - 75,431 157,009 263,571 135,431 217,009 323,571
13 45 - - - 79,367 178,355 315,617 139,367 238,355 375,617
14 46 - - - 83,515 202,664 378,045 143,515 262,664 438,045
15 47 - - - 87,884 230,347 452,927 147,884 290,347 512,927
16 48 - - - 92,485 261,873 542,752 152,485 321,873 602,752
17 49 - - - 97,330 297,777 650,505 157,330 357,777 710,505
18 50 - - - 102,428 338,669 779,766 162,428 398,669 839,766
19 51 - - - 107,792 385,242 934,834 167,792 445,242 994,834
20 52 - - - 113,435 438,288 1,120,867 173,435 498,288 1,180,867
21 53 - - - 119,369 498,711 1,344,054 179,369 558,711 1,404,054
22 54 - - - 125,607 567,537 1,611,819 185,607 627,537 1,671,819
23 55 - - - 132,164 645,939 1,933,074 192,164 705,939 1,993,074
24 56 - - - 139,053 735,251 2,318,510 199,053 795,251 2,378,510
25 57 - - - 146,288 836,994 2,780,958 206,288 896,994 2,840,958
26 58 - - - 153,882 952,901 3,335,810 213,882 1,012,901 3,395,810
27 59 - - - 161,851 1,084,948 4,001,541 221,851 1,144,948 4,061,541
28 60 - - - 170,209 1,235,386 4,800,318 230,209 1,295,386 4,860,318
29 61 - - - 178,973 1,406,781 5,758,741 238,973 1,466,781 5,818,741
30 62 - - - 188,156 1,602,058 6,908,728 248,156 1,662,058 6,968,728
31 63 - - - 197,775 1,824,550 8,288,583 257,775 1,884,550 8,348,583
32 64 - - - 207,846 2,078,056 9,944,268 267,846 2,138,056 10,004,268
33 65 - - - 218,383 2,366,904 11,930,932 278,383 2,426,904 11,990,932
34 66 - - - 229,401 2,696,028 14,314,758 289,401 2,756,028 14,374,758
35 67 - - - 240,912 3,071,049 17,175,158 300,912 3,131,049 17,235,158
40 72 - - - 306,410 5,893,104 42,713,843 366,410 5,953,104 42,773,843
42 74 - - - 336,749 7,650,272 61,498,845 396,749 7,710,272 61,558,845
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 34 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 115.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 34 12,000 - - 4,648 4,999 5,262 64,648 64,999 65,262
2 35 12,000 - - 14,021 15,479 16,609 74,021 75,479 76,609
3 36 12,000 - - 25,858 29,472 32,379 85,858 89,472 92,379
4 37 12,000 - - 39,033 46,099 52,014 99,033 106,099 112,014
5 38 12,000 - - 52,988 65,042 75,563 112,988 125,042 135,563
6 39 - - - 55,684 73,627 90,129 115,684 133,627 150,129
7 40 - - - 58,527 83,400 107,591 118,527 143,400 167,591
8 41 - - - 61,526 94,525 128,529 121,526 154,525 188,529
9 42 - - - 64,687 107,188 153,634 124,687 167,188 213,634
10 43 - - - 68,020 121,604 183,740 128,020 181,604 243,740
11 44 - - - 71,532 138,017 219,844 131,532 198,017 279,844
12 45 - - - 75,234 156,705 263,145 135,234 216,705 323,145
13 46 - - - 79,134 177,983 315,078 139,134 237,983 375,078
14 47 - - - 83,240 202,210 377,368 143,240 262,210 437,368
15 48 - - - 87,563 229,797 452,081 147,563 289,797 512,081
16 49 - - - 92,112 261,211 541,699 152,112 321,211 601,699
17 50 - - - 96,897 296,983 649,199 156,897 356,983 709,199
18 51 - - - 101,929 337,720 778,154 161,929 397,720 838,154
19 52 - - - 107,220 384,114 932,852 167,220 444,114 992,852
20 53 - - - 112,781 436,952 1,118,435 172,781 496,952 1,178,435
21 54 - - - 118,625 497,132 1,341,076 178,625 557,132 1,401,076
22 55 - - - 124,763 565,677 1,608,183 184,763 625,677 1,668,183
23 56 - - - 131,207 643,752 1,928,641 191,207 703,752 1,988,641
24 57 - - - 137,971 732,686 2,313,114 197,971 792,686 2,373,114
25 58 - - - 145,067 833,989 2,774,397 205,067 893,989 2,834,397
26 59 - - - 152,507 949,389 3,327,846 212,507 1,009,389 3,387,846
27 60 - - - 160,305 1,080,848 3,991,884 220,305 1,140,848 4,051,884
28 61 - - - 168,473 1,230,608 4,788,620 228,473 1,290,608 4,848,620
29 62 - - - 177,027 1,401,221 5,744,583 237,027 1,461,221 5,804,583
30 63 - - - 185,978 1,595,596 6,891,609 245,978 1,655,596 6,951,609
31 64 - - - 195,342 1,817,048 8,267,899 255,342 1,877,048 8,327,899
32 65 - - - 205,129 2,069,356 9,919,289 265,129 2,129,356 9,979,289
33 66 - - - 215,351 2,356,823 11,900,786 275,351 2,416,823 11,960,786
34 67 - - - 226,019 2,684,354 14,278,393 286,019 2,744,354 14,338,393
35 68 - - - 237,141 3,057,542 17,131,311 297,141 3,117,542 17,191,311
40 73 - - - 300,131 5,865,551 42,602,912 360,131 5,925,551 42,662,912
41 74 - - - 314,355 6,682,659 51,119,210 374,355 6,742,659 51,179,210
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 35 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 120.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 35 12,000 - - 4,642 4,993 5,255 64,642 64,993 65,255
2 36 12,000 - - 14,008 15,465 16,594 74,008 75,465 76,594
3 37 12,000 - - 25,837 29,447 32,352 85,837 89,447 92,352
4 38 12,000 - - 38,999 46,059 51,969 98,999 106,059 111,969
5 39 12,000 - - 52,940 64,983 75,495 112,940 124,983 135,495
6 40 - - - 55,619 73,546 90,032 115,619 133,546 150,032
7 41 - - - 58,443 83,290 107,457 118,443 143,290 167,457
8 42 - - - 61,419 94,381 128,348 121,419 154,381 188,348
9 43 - - - 64,556 107,004 153,397 124,556 167,004 213,397
10 44 - - - 67,861 121,373 183,432 127,861 181,373 243,432
11 45 - - - 71,342 137,731 219,451 131,342 197,731 279,451
12 46 - - - 75,008 156,352 262,645 135,008 216,352 322,645
13 47 - - - 78,867 177,552 314,448 138,867 237,552 374,448
14 48 - - - 82,928 201,687 376,577 142,928 261,687 436,577
15 49 - - - 87,199 229,165 451,094 147,199 289,165 511,094
16 50 - - - 91,689 260,450 540,474 151,689 320,450 600,474
17 51 - - - 96,409 296,073 647,684 156,409 356,073 707,684
18 52 - - - 101,368 336,636 776,287 161,368 396,636 836,287
19 53 - - - 106,578 382,827 930,557 166,578 442,827 990,557
20 54 - - - 112,050 435,430 1,115,623 172,050 495,430 1,175,623
21 55 - - - 117,793 495,336 1,337,638 177,793 555,336 1,397,638
22 56 - - - 123,820 563,564 1,603,988 183,820 623,564 1,663,988
23 57 - - - 130,140 641,271 1,923,530 190,140 701,271 1,983,530
24 58 - - - 136,766 729,776 2,306,897 196,766 789,776 2,366,897
25 59 - - - 143,708 830,586 2,766,846 203,708 890,586 2,826,846
26 60 - - - 150,978 945,413 3,318,683 210,978 1,005,413 3,378,683
27 61 - - - 158,587 1,076,212 3,980,779 218,587 1,136,212 4,040,779
28 62 - - - 166,547 1,225,209 4,775,174 226,547 1,285,209 4,835,174
29 63 - - - 174,870 1,394,942 5,728,319 234,870 1,454,942 5,788,319
30 64 - - - 183,567 1,588,303 6,871,950 243,567 1,648,303 6,931,950
31 65 - - - 192,647 1,808,586 8,244,151 252,647 1,868,586 8,304,151
32 66 - - - 202,121 2,059,546 9,890,620 262,121 2,119,546 9,950,620
33 67 - - - 211,994 2,345,459 11,866,193 271,994 2,405,459 11,926,193
34 68 - - - 222,276 2,671,200 14,236,672 282,276 2,731,200 14,296,672
35 69 - - - 232,973 3,042,330 17,081,019 292,973 3,102,330 17,141,019
40 74 - - - 293,268 5,834,650 42,475,864 353,268 5,894,650 42,535,864
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 36 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 126.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 36 12,000 - - 4,636 4,986 5,248 64,636 64,986 65,248
2 37 12,000 - - 13,993 15,448 16,576 73,993 75,448 76,576
3 38 12,000 - - 25,810 29,416 32,318 85,810 89,416 92,318
4 39 12,000 - - 38,959 46,011 51,915 98,959 106,011 111,915
5 40 12,000 - - 52,883 64,913 75,414 112,883 124,913 135,414
6 41 - - - 55,543 73,449 89,916 115,543 133,449 149,916
7 42 - - - 58,345 83,162 107,299 118,345 143,162 167,299
8 43 - - - 61,298 94,215 128,138 121,298 154,215 188,138
9 44 - - - 64,407 106,793 153,122 124,407 166,793 213,122
10 45 - - - 67,681 121,110 183,079 127,681 181,110 243,079
11 46 - - - 71,128 137,404 218,999 131,128 197,404 278,999
12 47 - - - 74,754 155,951 262,072 134,754 215,951 322,072
13 48 - - - 78,567 177,062 313,726 138,567 237,062 373,726
14 49 - - - 82,576 201,092 375,674 142,576 261,092 435,674
15 50 - - - 86,789 228,448 449,969 146,789 288,448 509,969
16 51 - - - 91,215 259,590 539,078 151,215 319,590 599,078
17 52 - - - 95,863 295,045 645,960 155,863 355,045 705,960
18 53 - - - 100,743 335,414 774,164 160,743 395,414 834,164
19 54 - - - 105,864 381,379 927,952 165,864 441,379 987,952
20 55 - - - 111,237 433,718 1,112,433 171,237 493,718 1,172,433
21 56 - - - 116,870 493,319 1,333,741 176,870 553,319 1,393,741
22 57 - - - 122,773 561,192 1,599,235 182,773 621,192 1,659,235
23 58 - - - 128,957 638,486 1,917,742 188,957 698,486 1,977,742
24 59 - - - 135,430 726,515 2,299,860 195,430 786,515 2,359,860
25 60 - - - 142,203 826,773 2,758,301 202,203 886,773 2,818,301
26 61 - - - 149,286 940,962 3,308,320 209,286 1,000,962 3,368,320
27 62 - - - 156,688 1,071,024 3,968,224 216,688 1,131,024 4,028,224
28 63 - - - 164,419 1,219,172 4,759,978 224,419 1,279,172 4,819,978
29 64 - - - 172,489 1,387,925 5,709,941 232,489 1,447,925 5,769,941
30 65 - - - 180,905 1,580,155 6,849,740 240,905 1,640,155 6,909,740
31 66 - - - 189,674 1,799,134 8,217,328 249,674 1,859,134 8,277,328
32 67 - - - 198,801 2,048,589 9,858,242 258,801 2,108,589 9,918,242
33 68 - - - 208,291 2,332,769 11,827,130 268,291 2,392,769 11,887,130
34 69 - - - 218,149 2,656,519 14,189,569 278,149 2,716,519 14,249,569
35 70 - - - 228,387 3,025,365 17,024,255 288,387 3,085,365 17,084,255
39 74 - - - 273,430 5,091,803 35,281,011 333,430 5,151,803 35,341,011
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 37 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 134.400 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 37 12,000 - - 4,628 4,977 5,239 64,628 64,977 65,239
2 38 12,000 - - 13,974 15,427 16,553 73,974 75,427 76,553
3 39 12,000 - - 25,777 29,379 32,276 85,777 89,379 92,276
4 40 12,000 - - 38,910 45,953 51,849 98,910 105,953 111,849
5 41 12,000 - - 52,816 64,830 75,317 112,816 124,830 135,317
6 42 - - - 55,454 73,336 89,780 115,454 133,336 149,780
7 43 - - - 58,233 83,013 107,116 118,233 143,013 167,116
8 44 - - - 61,159 94,024 127,895 121,159 154,024 187,895
9 45 - - - 64,238 106,552 152,806 124,238 166,552 212,806
10 46 - - - 67,478 120,809 182,672 127,478 180,809 242,672
11 47 - - - 70,885 137,032 218,479 130,885 197,032 278,479
12 48 - - - 74,466 155,494 261,415 134,466 215,494 321,415
13 49 - - - 78,229 176,505 312,900 138,229 236,505 372,900
14 50 - - - 82,182 200,418 374,641 142,182 260,418 434,641
15 51 - - - 86,331 227,636 448,684 146,331 287,636 508,684
16 52 - - - 90,686 258,618 537,487 150,686 318,618 597,487
17 53 - - - 95,255 293,887 643,997 155,255 353,887 703,997
18 54 - - - 100,047 334,038 771,751 160,047 394,038 831,751
19 55 - - - 105,070 379,750 924,992 165,070 439,750 984,992
20 56 - - - 110,333 431,795 1,108,812 170,333 491,795 1,168,812
21 57 - - - 115,845 491,055 1,329,320 175,845 551,055 1,389,320
22 58 - - - 121,613 558,530 1,593,845 181,613 618,530 1,653,845
23 59 - - - 127,646 635,365 1,911,183 187,646 695,365 1,971,183
24 60 - - - 133,951 722,861 2,291,888 193,951 782,861 2,351,888
25 61 - - - 140,539 822,503 2,748,625 200,539 882,503 2,808,625
26 62 - - - 147,416 935,981 3,296,589 207,416 995,981 3,356,589
27 63 - - - 154,591 1,065,222 3,954,017 214,591 1,125,222 4,014,017
28 64 - - - 162,071 1,212,422 4,742,787 222,071 1,272,422 4,802,787
29 65 - - - 169,862 1,380,082 5,689,156 229,862 1,440,082 5,749,156
30 66 - - - 177,968 1,571,051 6,824,626 237,968 1,631,051 6,884,626
31 67 - - - 186,393 1,788,575 8,187,000 246,393 1,848,575 8,247,000
32 68 - - - 195,138 2,036,353 9,821,640 255,138 2,096,353 9,881,640
33 69 - - - 204,208 2,318,604 11,782,981 264,208 2,378,604 11,842,981
34 70 - - - 213,609 2,640,142 14,136,349 273,609 2,700,142 14,196,349
35 71 - - - 223,353 3,006,457 16,960,140 283,353 3,066,457 17,020,140
38 74 - - - 254,773 4,441,177 29,292,650 314,773 4,501,177 29,352,650
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 38 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 144.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 38 12,000 - - 4,617 4,965 5,226 64,617 64,965 65,226
2 39 12,000 - - 13,950 15,400 16,525 73,950 75,400 76,525
3 40 12,000 - - 25,738 29,334 32,226 85,738 89,334 92,226
4 41 12,000 - - 38,853 45,884 51,771 98,853 105,884 111,771
5 42 12,000 - - 52,738 64,734 75,204 112,738 124,734 135,204
6 43 - - - 55,354 73,207 89,625 115,354 133,207 149,625
7 44 - - - 58,107 82,844 106,906 118,107 142,844 166,906
8 45 - - - 61,003 93,808 127,619 121,003 153,808 187,619
9 46 - - - 64,048 106,280 152,447 124,048 166,280 212,447
10 47 - - - 67,250 120,469 182,210 127,250 180,469 242,210
11 48 - - - 70,613 136,612 217,892 130,613 196,612 277,892
12 49 - - - 74,145 154,980 260,672 134,145 214,980 320,672
13 50 - - - 77,852 175,880 311,967 137,852 235,880 371,967
14 51 - - - 81,742 199,663 373,476 141,742 259,663 433,476
15 52 - - - 85,821 226,728 447,237 145,821 286,728 507,237
16 53 - - - 90,099 257,532 535,697 150,099 317,532 595,697
17 54 - - - 94,581 292,594 641,791 154,581 352,594 701,791
18 55 - - - 99,277 332,503 769,041 159,277 392,503 829,041
19 56 - - - 104,192 377,934 921,671 164,192 437,934 981,671
20 57 - - - 109,335 429,653 1,104,750 169,335 489,653 1,164,750
21 58 - - - 114,712 488,532 1,324,360 174,712 548,532 1,384,360
22 59 - - - 120,331 555,567 1,587,802 180,331 615,567 1,647,802
23 60 - - - 126,198 631,892 1,903,831 186,198 691,892 1,963,831
24 61 - - - 132,321 718,798 2,282,956 192,321 778,798 2,342,956
25 62 - - - 138,705 817,757 2,737,787 198,705 877,757 2,797,787
26 63 - - - 145,357 930,447 3,283,453 205,357 990,447 3,343,453
27 64 - - - 152,283 1,058,779 3,938,112 212,283 1,118,779 3,998,112
28 65 - - - 159,487 1,204,928 4,723,545 219,487 1,264,928 4,783,545
29 66 - - - 166,970 1,371,376 5,665,893 226,970 1,431,376 5,725,893
30 67 - - - 174,735 1,560,945 6,796,521 234,735 1,620,945 6,856,521
31 68 - - - 182,781 1,776,854 8,153,065 242,781 1,836,854 8,213,065
32 69 - - - 191,109 2,022,776 9,780,690 251,109 2,082,776 9,840,690
33 70 - - - 199,724 2,302,898 11,733,601 259,724 2,362,898 11,793,601
34 71 - - - 208,635 2,621,999 14,076,842 268,635 2,681,999 14,136,842
35 72 - - - 217,851 2,985,528 16,888,472 277,851 3,045,528 16,948,472
37 74 - - - 237,244 3,871,586 24,310,311 297,244 3,931,586 24,370,311
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 39 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 156.000 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 39 12,000 - - 4,605 4,952 5,213 64,605 64,952 65,213
2 40 12,000 - - 13,924 15,371 16,492 73,924 75,371 76,492
3 41 12,000 - - 25,694 29,282 32,170 85,694 89,282 92,170
4 42 12,000 - - 38,789 45,808 51,683 98,789 105,808 111,683
5 43 12,000 - - 52,652 64,627 75,079 112,652 124,627 135,079
6 44 - - - 55,243 73,063 89,451 115,243 133,063 149,451
7 45 - - - 57,967 82,657 106,673 117,967 142,657 166,673
8 46 - - - 60,831 93,569 127,313 120,831 153,569 187,313
9 47 - - - 63,839 105,978 152,049 123,839 165,978 212,049
10 48 - - - 66,997 120,093 181,698 126,997 180,093 241,698
11 49 - - - 70,313 136,148 217,240 130,313 196,148 277,240
12 50 - - - 73,790 154,411 259,849 133,790 214,411 319,849
13 51 - - - 77,435 175,188 310,933 137,435 235,188 370,933
14 52 - - - 81,257 198,827 372,186 141,257 258,827 432,186
15 53 - - - 85,260 225,725 445,636 145,260 285,725 505,636
16 54 - - - 89,452 256,334 533,718 149,452 316,334 593,718
17 55 - - - 93,840 291,167 639,353 153,840 351,167 699,353
18 56 - - - 98,429 330,811 766,045 158,429 390,811 826,045
19 57 - - - 103,226 375,932 917,999 163,226 435,932 977,999
20 58 - - - 108,237 427,290 1,100,259 168,237 487,290 1,160,259
21 59 - - - 113,468 485,752 1,318,881 173,468 545,752 1,378,881
22 60 - - - 118,923 552,302 1,581,125 178,923 612,302 1,641,125
23 61 - - - 124,609 628,065 1,895,710 184,609 688,065 1,955,710
24 62 - - - 130,530 714,322 2,273,091 190,530 774,322 2,333,091
25 63 - - - 136,692 812,531 2,725,819 196,692 872,531 2,785,819
26 64 - - - 143,098 924,354 3,268,950 203,098 984,354 3,328,950
27 65 - - - 149,750 1,051,685 3,920,551 209,750 1,111,685 3,980,551
28 66 - - - 156,650 1,196,678 4,702,300 216,650 1,256,678 4,762,300
29 67 - - - 163,796 1,361,789 5,640,209 223,796 1,421,789 5,700,209
30 68 - - - 171,185 1,549,817 6,765,491 231,185 1,609,817 6,825,491
31 69 - - - 178,817 1,763,954 8,115,601 238,817 1,823,954 8,175,601
32 70 - - - 186,695 2,007,841 9,735,494 246,695 2,067,841 9,795,494
33 71 - - - 194,824 2,285,633 11,679,114 254,824 2,345,633 11,739,114
34 72 - - - 203,211 2,602,071 14,011,198 263,211 2,662,071 14,071,198
35 73 - - - 211,867 2,962,557 16,809,434 271,867 3,022,557 16,869,434
36 74 - - - 220,795 3,373,245 20,167,036 280,795 3,433,245 20,227,036
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 40 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 169.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 40 12,000 - - 4,591 4,937 5,197 64,591 64,937 65,197
2 41 12,000 - - 13,893 15,336 16,455 73,893 75,336 76,455
3 42 12,000 - - 25,644 29,225 32,106 85,644 89,225 92,106
4 43 12,000 - - 38,718 45,723 51,586 98,718 105,723 111,586
5 44 12,000 - - 52,557 64,509 74,940 112,557 124,509 134,940
6 45 - - - 55,120 72,905 89,260 115,120 132,905 149,260
7 46 - - - 57,813 82,451 106,416 117,813 142,451 166,416
8 47 - - - 60,640 93,304 126,973 120,640 153,304 186,973
9 48 - - - 63,607 105,644 151,607 123,607 165,644 211,607
10 49 - - - 66,718 119,676 181,131 126,718 179,676 241,131
11 50 - - - 69,980 135,634 216,518 129,980 195,634 276,518
12 51 - - - 73,397 153,782 258,937 133,397 213,782 318,937
13 52 - - - 76,976 174,424 309,790 136,976 234,424 369,790
14 53 - - - 80,723 197,906 370,761 140,723 257,906 430,761
15 54 - - - 84,643 224,619 443,868 144,643 284,619 503,868
16 55 - - - 88,742 255,012 531,532 148,742 315,012 591,532
17 56 - - - 93,025 289,595 636,660 153,025 349,595 696,660
18 57 - - - 97,498 328,946 762,737 157,498 388,946 822,737
19 58 - - - 102,165 373,726 913,946 162,165 433,726 973,946
20 59 - - - 107,031 424,688 1,095,304 167,031 484,688 1,155,304
21 60 - - - 112,100 482,690 1,312,834 172,100 542,690 1,372,834
22 61 - - - 117,377 548,707 1,573,759 177,377 608,707 1,633,759
23 62 - - - 122,864 623,854 1,886,751 182,864 683,854 1,946,751
24 63 - - - 128,566 709,397 2,262,210 188,566 769,397 2,322,210
25 64 - - - 134,485 806,782 2,712,620 194,485 866,782 2,772,620
26 65 - - - 140,620 917,652 3,252,955 200,620 977,652 3,312,955
27 66 - - - 146,972 1,043,881 3,901,185 206,972 1,103,881 3,961,185
28 67 - - - 153,537 1,187,601 4,678,871 213,537 1,247,601 4,738,871
29 68 - - - 160,311 1,351,242 5,611,885 220,311 1,411,242 5,671,885
30 69 - - - 167,291 1,537,578 6,731,275 227,291 1,597,578 6,791,275
31 70 - - - 174,477 1,749,773 8,074,302 234,477 1,809,773 8,134,302
32 71 - - - 181,873 1,991,436 9,685,683 241,873 2,051,436 9,745,683
33 72 - - - 189,483 2,266,686 11,619,081 249,483 2,326,686 11,679,081
34 73 - - - 197,315 2,580,218 13,938,894 257,315 2,640,218 13,998,894
35 74 - - - 205,370 2,937,379 16,722,388 265,370 2,997,379 16,782,388
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 41 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 184.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 41 12,000 - - 4,575 4,920 5,179 64,575 64,920 65,179
2 42 12,000 - - 13,859 15,298 16,414 73,859 75,298 76,414
3 43 12,000 - - 25,590 29,163 32,036 85,590 89,163 92,036
4 44 12,000 - - 38,641 45,630 51,480 98,641 105,630 111,480
5 45 12,000 - - 52,453 64,379 74,788 112,453 124,379 134,788
6 46 - - - 54,986 72,732 89,050 114,986 132,732 149,050
7 47 - - - 57,643 82,224 106,134 117,643 142,224 166,134
8 48 - - - 60,430 93,013 126,600 120,430 153,013 186,600
9 49 - - - 63,352 105,277 151,122 123,352 165,277 211,122
10 50 - - - 66,411 119,218 180,507 126,411 179,218 240,507
11 51 - - - 69,614 135,068 215,724 129,614 195,068 275,724
12 52 - - - 72,966 153,090 257,935 132,966 213,090 317,935
13 53 - - - 76,472 173,585 308,534 136,472 233,585 368,534
14 54 - - - 80,137 196,894 369,196 140,137 256,894 429,196
15 55 - - - 83,966 223,406 441,926 143,966 283,406 501,926
16 56 - - - 87,962 253,563 529,133 147,962 313,563 589,133
17 57 - - - 92,132 287,869 633,704 152,132 347,869 693,704
18 58 - - - 96,477 326,899 759,106 156,477 386,899 819,106
19 59 - - - 101,001 371,305 909,496 161,001 431,305 969,496
20 60 - - - 105,709 421,833 1,089,864 165,709 481,833 1,149,864
21 61 - - - 110,602 479,331 1,306,196 170,602 539,331 1,366,196
22 62 - - - 115,683 544,765 1,565,675 175,683 604,765 1,625,675
23 63 - - - 120,954 619,236 1,876,919 180,954 679,236 1,936,919
24 64 - - - 126,416 703,998 2,250,271 186,416 763,998 2,310,271
25 65 - - - 132,067 800,478 2,698,136 192,067 860,478 2,758,136
26 66 - - - 137,906 910,302 3,235,402 197,906 970,302 3,295,402
27 67 - - - 143,927 1,035,321 3,879,932 203,927 1,095,321 3,939,932
28 68 - - - 150,124 1,177,644 4,653,158 210,124 1,237,644 4,713,158
29 69 - - - 156,493 1,339,676 5,580,802 216,493 1,399,676 5,640,802
30 70 - - - 163,031 1,524,164 6,693,735 223,031 1,584,164 6,753,735
31 71 - - - 169,740 1,734,242 8,029,003 229,740 1,794,242 8,089,003
32 72 - - - 176,622 1,973,485 9,631,065 236,622 2,033,485 9,691,065
33 73 - - - 183,682 2,245,969 11,553,274 243,682 2,305,969 11,613,274
34 74 - - - 190,919 2,556,335 13,859,645 250,919 2,616,335 13,919,645
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 42 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 200.400 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 42 12,000 - - 4,558 4,902 5,160 64,558 64,902 65,160
2 43 12,000 - - 13,823 15,258 16,371 73,823 75,258 76,371
3 44 12,000 - - 25,532 29,095 31,961 85,532 89,095 91,961
4 45 12,000 - - 38,557 45,529 51,365 98,557 105,529 111,365
5 46 12,000 - - 52,340 64,239 74,623 112,340 124,239 134,623
6 47 - - - 54,839 72,542 88,821 114,839 132,542 148,821
7 48 - - - 57,458 81,976 105,825 117,458 141,976 165,825
8 49 - - - 60,201 92,694 126,192 120,201 152,694 186,192
9 50 - - - 63,071 104,874 150,591 123,071 164,874 210,591
10 51 - - - 66,074 118,716 179,824 126,074 178,716 239,824
11 52 - - - 69,213 134,449 214,855 129,213 194,449 274,855
12 53 - - - 72,494 152,334 256,839 132,494 212,334 316,839
13 54 - - - 75,920 172,667 307,162 135,920 232,667 367,162
14 55 - - - 79,496 195,787 367,485 139,496 255,787 427,485
15 56 - - - 83,225 222,078 439,804 143,225 282,078 499,804
16 57 - - - 87,109 251,976 526,509 147,109 311,976 586,509
17 58 - - - 91,153 285,981 630,472 151,153 345,981 690,472
18 59 - - - 95,358 324,659 755,136 155,358 384,659 815,136
19 60 - - - 99,727 368,656 904,632 159,727 428,656 964,632
20 61 - - - 104,261 418,709 1,083,917 164,261 478,709 1,143,917
21 62 - - - 108,962 475,656 1,298,940 168,962 535,656 1,358,940
22 63 - - - 113,830 540,452 1,556,837 173,830 600,452 1,616,837
23 64 - - - 118,864 614,184 1,866,172 178,864 674,184 1,926,172
24 65 - - - 124,062 698,091 2,237,218 184,062 758,091 2,297,218
25 66 - - - 129,421 793,581 2,682,301 189,421 853,581 2,742,301
26 67 - - - 134,933 902,259 3,216,210 194,933 962,259 3,276,210
27 68 - - - 140,590 1,025,953 3,856,692 200,590 1,085,953 3,916,692
28 69 - - - 146,387 1,166,748 4,625,043 206,387 1,226,748 4,685,043
29 70 - - - 152,319 1,327,026 5,546,823 212,319 1,387,026 5,606,823
30 71 - - - 158,385 1,509,505 6,652,709 218,385 1,569,505 6,712,709
31 72 - - - 164,586 1,717,284 7,979,512 224,586 1,777,284 8,039,512
32 73 - - - 170,924 1,953,900 9,571,411 230,924 2,013,900 9,631,411
33 74 - - - 177,395 2,223,377 11,481,409 237,395 2,283,377 11,541,409
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 43 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 217.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 43 12,000 - - 4,540 4,882 5,139 64,540 64,882 65,139
2 44 12,000 - - 13,784 15,214 16,324 73,784 75,214 76,324
3 45 12,000 - - 25,468 29,022 31,880 85,468 89,022 91,880
4 46 12,000 - - 38,466 45,420 51,241 98,466 105,420 111,241
5 47 12,000 - - 52,216 64,085 74,442 112,216 124,085 134,442
6 48 - - - 54,678 72,334 88,570 114,678 132,334 148,570
7 49 - - - 57,254 81,703 105,487 117,254 141,703 165,487
8 50 - - - 59,947 92,344 125,745 119,947 152,344 185,745
9 51 - - - 62,763 104,432 150,009 122,763 164,432 210,009
10 52 - - - 65,703 118,165 179,076 125,703 178,165 239,076
11 53 - - - 68,774 133,770 213,905 128,774 193,770 273,905
12 54 - - - 71,977 151,505 255,640 131,977 211,505 315,640
13 55 - - - 75,316 171,662 305,659 135,316 231,662 365,659
14 56 - - - 78,794 194,575 365,612 138,794 254,575 425,612
15 57 - - - 82,413 220,623 437,480 142,413 280,623 497,480
16 58 - - - 86,174 250,238 523,637 146,174 310,238 583,637
17 59 - - - 90,081 283,913 626,933 150,081 343,913 686,933
18 60 - - - 94,133 322,205 750,789 154,133 382,205 810,789
19 61 - - - 98,332 365,755 899,306 158,332 425,755 959,306
20 62 - - - 102,677 415,289 1,077,406 162,677 475,289 1,137,406
21 63 - - - 107,167 471,633 1,290,997 167,167 531,633 1,350,997
22 64 - - - 111,802 535,731 1,547,164 171,802 595,731 1,607,164
23 65 - - - 116,576 608,654 1,854,408 176,576 668,654 1,914,408
24 66 - - - 121,486 691,622 2,222,928 181,486 751,622 2,282,928
25 67 - - - 126,521 786,026 2,664,963 186,521 846,026 2,724,963
26 68 - - - 131,674 893,447 3,195,195 191,674 953,447 3,255,195
27 69 - - - 136,936 1,015,692 3,831,247 196,936 1,075,692 3,891,247
28 70 - - - 142,301 1,154,822 4,594,268 202,301 1,214,822 4,654,268
29 71 - - - 147,766 1,313,192 5,509,643 207,766 1,373,192 5,569,643
30 72 - - - 153,330 1,493,488 6,607,833 213,330 1,553,488 6,667,833
31 73 - - - 158,993 1,698,773 7,925,396 218,993 1,758,773 7,985,396
32 74 - - - 164,748 1,932,531 9,506,191 224,748 1,992,531 9,566,191
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 44 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 236.400 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 44 12,000 - - 4,519 4,861 5,116 64,519 64,861 65,116
2 45 12,000 - - 13,740 15,166 16,271 73,740 75,166 76,271
3 46 12,000 - - 25,398 28,941 31,790 85,398 88,941 91,790
4 47 12,000 - - 38,365 45,298 51,102 98,365 105,298 111,102
5 48 12,000 - - 52,079 63,914 74,242 112,079 123,914 134,242
6 49 - - - 54,499 72,104 88,292 114,499 132,104 148,292
7 50 - - - 57,027 81,401 105,111 117,027 141,401 165,111
8 51 - - - 59,667 91,956 125,249 119,667 151,956 185,249
9 52 - - - 62,422 103,943 149,365 122,422 163,943 209,365
10 53 - - - 65,296 117,557 178,250 125,296 177,557 238,250
11 54 - - - 68,290 133,022 212,855 128,290 193,022 272,855
12 55 - - - 71,408 150,592 254,317 131,408 210,592 314,317
13 56 - - - 74,651 170,555 304,002 134,651 230,555 364,002
14 57 - - - 78,022 193,240 363,548 138,022 253,240 423,548
15 58 - - - 81,520 219,022 434,918 141,520 279,022 494,918
16 59 - - - 85,148 248,326 520,471 145,148 308,326 580,471
17 60 - - - 88,904 281,637 623,033 148,904 341,637 683,033
18 61 - - - 92,789 319,507 745,999 152,789 379,507 805,999
19 62 - - - 96,801 362,566 893,439 156,801 422,566 953,439
20 63 - - - 100,939 411,528 1,070,236 160,939 471,528 1,130,236
21 64 - - - 105,200 467,212 1,282,250 165,200 527,212 1,342,250
22 65 - - - 109,578 530,542 1,536,512 169,578 590,542 1,596,512
23 66 - - - 114,068 602,575 1,841,453 174,068 662,575 1,901,453
24 67 - - - 118,658 684,512 2,207,193 178,658 744,512 2,267,193
25 68 - - - 123,339 777,721 2,645,871 183,339 837,721 2,705,871
26 69 - - - 128,101 883,764 3,172,058 188,101 943,764 3,232,058
27 70 - - - 132,936 1,004,425 3,803,242 192,936 1,064,425 3,863,242
28 71 - - - 137,839 1,141,739 4,560,411 197,839 1,201,739 4,620,411
29 72 - - - 142,807 1,298,031 5,468,755 202,807 1,358,031 5,528,755
30 73 - - - 147,839 1,475,952 6,558,502 207,839 1,535,952 6,618,502
31 74 - - - 152,925 1,678,515 7,865,918 212,925 1,738,515 7,925,918
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 45 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 256.800 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 45 12,000 - - 4,498 4,837 5,092 64,498 64,837 65,092
2 46 12,000 - - 13,693 15,114 16,215 73,693 75,114 76,215
3 47 12,000 - - 25,321 28,851 31,691 85,321 88,851 91,691
4 48 12,000 - - 38,253 45,164 50,949 98,253 105,164 110,949
5 49 12,000 - - 51,927 63,726 74,021 111,927 123,726 134,021
6 50 - - - 54,301 71,850 87,986 114,301 131,850 147,986
7 51 - - - 56,778 81,068 104,698 116,778 141,068 164,698
8 52 - - - 59,360 91,530 124,704 119,360 151,530 184,704
9 53 - - - 62,049 103,407 148,658 122,049 163,407 208,658
10 54 - - - 64,849 116,890 177,344 124,849 176,890 237,344
11 55 - - - 67,760 132,202 211,703 127,760 192,202 271,703
12 56 - - - 70,785 149,590 252,866 130,785 209,590 312,866
13 57 - - - 73,923 169,341 302,184 133,923 229,341 362,184
14 58 - - - 77,176 191,776 361,281 137,176 251,776 421,281
15 59 - - - 80,542 217,266 432,107 140,542 277,266 492,107
16 60 - - - 84,022 246,228 516,997 144,022 306,228 576,997
17 61 - - - 87,614 279,141 618,755 147,614 339,141 678,755
18 62 - - - 91,316 316,549 740,746 151,316 376,549 800,746
19 63 - - - 95,125 359,069 887,004 155,125 419,069 947,004
20 64 - - - 99,037 407,408 1,062,373 159,037 467,408 1,122,373
21 65 - - - 103,045 462,366 1,272,658 163,045 522,366 1,332,658
22 66 - - - 107,143 524,854 1,524,829 167,143 584,854 1,584,829
23 67 - - - 111,318 595,910 1,827,244 171,318 655,910 1,887,244
24 68 - - - 115,559 676,715 2,189,933 175,559 736,715 2,249,933
25 69 - - - 119,853 768,617 2,624,932 179,853 828,617 2,684,932
26 70 - - - 124,193 873,157 3,146,690 184,193 933,157 3,206,690
27 71 - - - 128,572 992,094 3,772,549 188,572 1,052,094 3,832,549
28 72 - - - 132,984 1,127,436 4,523,321 192,984 1,187,436 4,583,321
29 73 - - - 137,426 1,281,474 5,423,981 197,426 1,341,474 5,483,981
30 74 - - - 141,888 1,456,810 6,504,494 201,888 1,516,810 6,564,494
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 46 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 279.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 46 12,000 - - 4,474 4,811 5,064 64,474 64,811 65,064
2 47 12,000 - - 13,640 15,055 16,151 73,640 75,055 76,151
3 48 12,000 - - 25,235 28,752 31,581 85,235 88,752 91,581
4 49 12,000 - - 38,129 45,015 50,779 98,129 105,015 110,779
5 50 12,000 - - 51,759 63,516 73,775 111,759 123,516 133,775
6 51 - - - 54,083 71,568 87,646 114,083 131,568 147,646
7 52 - - - 56,503 80,700 104,241 116,503 140,700 164,241
8 53 - - - 59,021 91,060 124,102 119,021 151,060 184,102
9 54 - - - 61,639 102,815 147,877 121,639 162,815 207,877
10 55 - - - 64,357 116,156 176,344 124,357 176,156 236,344
11 56 - - - 67,178 131,298 210,434 127,178 191,298 270,434
12 57 - - - 70,100 148,488 251,265 130,100 208,488 311,265
13 58 - - - 73,123 168,004 300,179 133,123 228,004 360,179
14 59 - - - 76,247 190,166 358,785 136,247 250,166 418,785
15 60 - - - 79,469 215,334 429,010 139,469 275,334 489,010
16 61 - - - 82,787 243,922 513,171 142,787 303,922 573,171
17 62 - - - 86,199 276,399 614,045 146,199 336,399 674,045
18 63 - - - 89,701 313,298 734,963 149,701 373,298 794,963
19 64 - - - 93,288 355,229 879,923 153,288 415,229 939,923
20 65 - - - 96,952 402,882 1,053,719 156,952 462,882 1,113,719
21 66 - - - 100,683 457,042 1,262,102 160,683 517,042 1,322,102
22 67 - - - 104,471 518,605 1,511,972 164,471 578,605 1,571,972
23 68 - - - 108,301 588,587 1,811,606 168,301 648,587 1,871,606
24 69 - - - 112,160 668,151 2,170,939 172,160 728,151 2,230,939
25 70 - - - 116,039 758,626 2,601,900 176,039 818,626 2,661,900
26 71 - - - 119,928 861,528 3,118,800 179,928 921,528 3,178,800
27 72 - - - 123,821 978,591 3,738,822 183,821 1,038,591 3,798,822
28 73 - - - 127,714 1,111,790 4,482,583 187,714 1,171,790 4,542,583
29 74 - - - 131,593 1,263,371 5,374,815 191,593 1,323,371 5,434,815
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 47 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 305.400 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 47 12,000 - - 4,446 4,782 5,034 64,446 64,782 65,034
2 48 12,000 - - 13,581 14,989 16,080 73,581 74,989 76,080
3 49 12,000 - - 25,140 28,642 31,458 85,140 88,642 91,458
4 50 12,000 - - 37,990 44,850 50,590 97,990 104,850 110,590
5 51 12,000 - - 51,572 63,284 73,503 111,572 123,284 133,503
6 52 - - - 53,842 71,257 87,270 113,842 131,257 147,270
7 53 - - - 56,200 80,295 103,737 116,200 140,295 163,737
8 54 - - - 58,649 90,543 123,439 118,649 150,543 183,439
9 55 - - - 61,188 102,166 147,018 121,188 162,166 207,018
10 56 - - - 63,818 115,349 175,243 123,818 175,349 235,243
11 57 - - - 66,539 130,306 209,037 126,539 190,306 269,037
12 58 - - - 69,348 147,277 249,505 129,348 207,277 309,505
13 59 - - - 72,245 166,536 297,975 132,245 226,536 357,975
14 60 - - - 75,227 188,397 356,039 135,227 248,397 416,039
15 61 - - - 78,292 213,213 425,606 138,292 273,213 485,606
16 62 - - - 81,434 241,391 508,967 141,434 301,391 568,967
17 63 - - - 84,650 273,389 608,869 144,650 333,389 668,869
18 64 - - - 87,934 309,733 728,611 147,934 369,733 788,611
19 65 - - - 91,276 351,016 872,144 151,276 411,016 932,144
20 66 - - - 94,667 397,915 1,044,212 154,667 457,915 1,104,212
21 67 - - - 98,094 451,200 1,250,503 158,094 511,200 1,310,503
22 68 - - - 101,541 511,746 1,497,844 161,541 571,746 1,557,844
23 69 - - - 104,995 580,552 1,794,425 164,995 640,552 1,854,425
24 70 - - - 108,443 658,763 2,150,082 168,443 718,763 2,210,082
25 71 - - - 111,877 747,685 2,576,620 171,877 807,685 2,636,620
26 72 - - - 115,287 848,809 3,088,205 175,287 908,809 3,148,205
27 73 - - - 118,668 963,839 3,701,843 178,668 1,023,839 3,761,843
28 74 - - - 122,004 1,094,707 4,437,927 182,004 1,154,707 4,497,927
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 48 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 333.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 48 12,000 - - 4,416 4,750 5,000 64,416 64,750 65,000
2 49 12,000 - - 13,517 14,917 16,002 73,517 74,917 76,002
3 50 12,000 - - 25,034 28,520 31,323 85,034 88,520 91,323
4 51 12,000 - - 37,839 44,668 50,382 97,839 104,668 110,382
5 52 12,000 - - 51,368 63,030 73,205 111,368 123,030 133,205
6 53 - - - 53,578 70,916 86,859 113,578 130,916 146,859
7 54 - - - 55,869 79,852 103,185 115,869 139,852 163,185
8 55 - - - 58,242 89,977 122,713 118,242 149,977 182,713
9 56 - - - 60,695 101,455 146,078 120,695 161,455 206,078
10 57 - - - 63,229 114,466 174,038 123,229 174,466 234,038
11 58 - - - 65,839 129,219 207,506 125,839 189,219 267,506
12 59 - - - 68,526 145,951 247,577 128,526 205,951 307,577
13 60 - - - 71,285 164,929 295,561 131,285 224,929 355,561
14 61 - - - 74,112 186,460 353,032 134,112 246,460 413,032
15 62 - - - 77,004 210,892 421,879 137,004 270,892 481,879
16 63 - - - 79,954 238,621 504,364 139,954 298,621 564,364
17 64 - - - 82,956 270,097 603,204 142,956 330,097 663,204
18 65 - - - 86,000 305,831 721,656 146,000 365,831 781,656
19 66 - - - 89,074 346,404 863,626 149,074 406,404 923,626
20 67 - - - 92,166 392,478 1,033,800 152,166 452,478 1,093,800
21 68 - - - 95,257 444,802 1,237,800 155,257 504,802 1,297,800
22 69 - - - 98,334 504,236 1,482,372 158,334 564,236 1,542,372
23 70 - - - 101,383 571,763 1,775,619 161,383 631,763 1,835,619
24 71 - - - 104,392 648,505 2,127,264 164,392 708,505 2,187,264
25 72 - - - 107,354 735,744 2,548,978 167,354 795,744 2,608,978
26 73 - - - 110,258 834,945 3,054,770 170,258 894,945 3,114,770
27 74 - - - 113,090 947,767 3,661,440 173,090 1,007,767 3,721,440
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 49 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 364.800 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 49 12,000 - - 4,383 4,714 4,962 64,383 64,714 64,962
2 50 12,000 - - 13,445 14,837 15,915 73,445 74,837 75,915
3 51 12,000 - - 24,918 28,385 31,173 84,918 88,385 91,173
4 52 12,000 - - 37,672 44,468 50,154 97,672 104,468 110,154
5 53 12,000 - - 51,144 62,752 72,878 111,144 122,752 132,878
6 54 - - - 53,289 70,544 86,408 113,289 130,544 146,408
7 55 - - - 55,507 79,366 102,581 115,507 139,366 162,581
8 56 - - - 57,797 89,358 121,918 117,797 149,358 181,918
9 57 - - - 60,156 100,676 145,047 120,156 160,676 205,047
10 58 - - - 62,582 113,498 172,717 122,582 173,498 232,717
11 59 - - - 65,074 128,029 205,830 125,074 188,029 265,830
12 60 - - - 67,625 144,498 245,465 127,625 204,498 305,465
13 61 - - - 70,233 163,169 292,917 130,233 223,169 352,917
14 62 - - - 72,892 184,340 349,740 132,892 244,340 409,740
15 63 - - - 75,596 208,352 417,797 135,596 268,352 477,797
16 64 - - - 78,336 235,590 499,323 138,336 295,590 559,323
17 65 - - - 81,103 266,493 596,999 141,103 326,493 656,999
18 66 - - - 83,883 301,559 714,038 143,883 361,559 774,038
19 67 - - - 86,663 341,354 854,295 146,663 401,354 914,295
20 68 - - - 89,424 386,521 1,022,394 149,424 446,521 1,082,394
21 69 - - - 92,151 437,796 1,223,885 152,151 497,796 1,283,885
22 70 - - - 94,829 496,021 1,465,434 154,829 556,021 1,525,434
23 71 - - - 97,446 562,159 1,755,042 157,446 622,159 1,815,042
24 72 - - - 99,990 637,310 2,102,312 159,990 697,310 2,162,312
25 73 - - - 102,453 722,730 2,518,771 162,453 782,730 2,578,771
26 74 - - - 104,816 819,842 3,018,241 164,816 879,842 3,078,241
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 50 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 399.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 50 12,000 - - 4,346 4,674 4,920 64,346 64,674 64,920
2 51 12,000 - - 13,366 14,748 15,820 73,366 74,748 75,820
3 52 12,000 - - 24,791 28,238 31,010 84,791 88,238 91,010
4 53 12,000 - - 37,490 44,249 49,905 97,490 104,249 109,905
5 54 12,000 - - 50,900 62,447 72,520 110,900 122,447 132,520
6 55 - - - 52,975 70,136 85,915 112,975 130,136 145,915
7 56 - - - 55,112 78,836 101,920 115,112 138,836 161,920
8 57 - - - 57,310 88,681 121,049 117,310 148,681 181,049
9 58 - - - 59,566 99,824 143,919 119,566 159,824 203,919
10 59 - - - 61,876 112,440 171,273 121,876 172,440 231,273
11 60 - - - 64,236 126,726 203,996 124,236 186,726 263,996
12 61 - - - 66,640 142,909 243,154 126,640 202,909 303,154
13 62 - - - 69,084 161,244 290,024 129,084 221,244 350,024
14 63 - - - 71,559 182,022 346,138 131,559 242,022 406,138
15 64 - - - 74,057 205,574 413,333 134,057 265,574 473,333
16 65 - - - 76,567 232,276 493,811 136,567 292,276 553,811
17 66 - - - 79,075 262,551 590,213 139,075 322,551 650,213
18 67 - - - 81,567 296,885 705,704 141,567 356,885 765,704
19 68 - - - 84,022 335,827 844,085 144,022 395,827 904,085
20 69 - - - 86,425 380,004 1,009,914 146,425 440,004 1,069,914
21 70 - - - 88,759 430,139 1,208,670 148,759 490,139 1,268,670
22 71 - - - 91,011 487,053 1,446,924 151,011 547,053 1,506,924
23 72 - - - 93,170 551,689 1,732,571 153,170 611,689 1,792,571
24 73 - - - 95,223 625,122 2,075,081 155,223 685,122 2,135,081
25 74 - - - 97,153 708,569 2,485,814 157,153 768,569 2,545,814
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 51 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 437.400 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 51 12,000 - - 4,306 4,631 4,875 64,306 64,631 64,875
2 52 12,000 - - 13,280 14,653 15,716 73,280 74,653 75,716
3 53 12,000 - - 24,653 28,078 30,832 84,653 88,078 90,832
4 54 12,000 - - 37,292 44,012 49,633 97,292 104,012 109,633
5 55 12,000 - - 50,634 62,116 72,131 110,634 122,116 132,131
6 56 - - - 52,631 69,693 85,379 112,631 129,693 145,379
7 57 - - - 54,681 78,258 101,200 114,681 138,258 161,200
8 58 - - - 56,779 87,942 120,101 116,779 147,942 180,101
9 59 - - - 58,922 98,894 142,690 118,922 158,894 202,690
10 60 - - - 61,104 111,285 169,697 121,104 171,285 229,697
11 61 - - - 63,321 125,306 201,995 123,321 185,306 261,995
12 62 - - - 65,565 141,176 240,634 125,565 201,176 300,634
13 63 - - - 67,829 159,144 286,870 127,829 219,144 346,870
14 64 - - - 70,103 179,494 342,211 130,103 239,494 402,211
15 65 - - - 72,376 202,543 408,465 132,376 262,543 468,465
16 66 - - - 74,633 228,657 487,797 134,633 288,657 547,797
17 67 - - - 76,858 258,245 582,805 136,858 318,245 642,805
18 68 - - - 79,031 291,777 696,606 139,031 351,777 756,606
19 69 - - - 81,134 329,788 832,940 141,134 389,788 892,940
20 70 - - - 83,151 372,892 996,300 143,151 432,892 1,056,300
21 71 - - - 85,067 421,792 1,192,081 145,067 481,792 1,252,081
22 72 - - - 86,869 477,291 1,426,759 146,869 537,291 1,486,759
23 73 - - - 88,544 540,308 1,708,107 148,544 600,308 1,768,107
24 74 - - - 90,072 611,881 2,045,444 150,072 671,881 2,105,444
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 52 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 478.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 52 12,000 - - 4,263 4,585 4,826 64,263 64,585 64,826
2 53 12,000 - - 13,187 14,549 15,604 73,187 74,549 75,604
3 54 12,000 - - 24,503 27,905 30,640 84,503 87,905 90,640
4 55 12,000 - - 37,077 43,754 49,339 97,077 103,754 109,339
5 56 12,000 - - 50,345 61,756 71,708 110,345 121,756 131,708
6 57 - - - 52,257 69,209 84,795 112,257 129,209 144,795
7 58 - - - 54,210 77,626 100,414 114,210 137,626 160,414
8 59 - - - 56,198 87,135 119,067 116,198 147,135 179,067
9 60 - - - 58,217 97,879 141,348 118,217 157,879 201,348
10 61 - - - 60,261 110,023 167,977 120,261 170,023 227,977
11 62 - - - 62,322 123,754 199,812 122,322 183,754 259,812
12 63 - - - 64,391 139,284 237,884 124,391 199,284 297,884
13 64 - - - 66,459 156,852 283,428 126,459 216,852 343,428
14 65 - - - 68,513 176,732 337,925 128,513 236,732 397,925
15 66 - - - 70,538 199,232 403,149 130,538 259,232 463,149
16 67 - - - 72,517 224,701 481,228 132,517 284,701 541,228
17 68 - - - 74,430 253,537 574,713 134,430 313,537 634,713
18 69 - - - 76,257 286,194 686,668 136,257 346,194 746,668
19 70 - - - 77,981 323,195 820,774 137,981 383,195 880,774
20 71 - - - 79,587 365,137 981,450 139,587 425,137 1,041,450
21 72 - - - 81,060 412,705 1,174,002 141,060 472,705 1,234,002
22 73 - - - 82,387 466,680 1,404,798 142,387 526,680 1,464,798
23 74 - - - 83,546 527,945 1,681,474 143,546 587,945 1,741,474
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 53 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 522.600 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 53 12,000 - - 4,216 4,534 4,773 64,216 64,534 64,773
2 54 12,000 - - 13,086 14,436 15,482 73,086 74,436 75,482
3 55 12,000 - - 24,339 27,716 30,430 84,339 87,716 90,430
4 56 12,000 - - 36,842 43,472 49,017 96,842 103,472 109,017
5 57 12,000 - - 50,028 61,362 71,245 110,028 121,362 131,245
6 58 - - - 51,847 68,680 84,155 111,847 128,680 144,155
7 59 - - - 53,694 76,936 99,556 113,694 136,936 159,556
8 60 - - - 55,563 86,253 117,935 115,563 146,253 177,935
9 61 - - - 57,448 96,769 139,881 117,448 156,769 199,881
10 62 - - - 59,339 108,644 166,097 119,339 168,644 226,097
11 63 - - - 61,230 122,059 197,426 121,230 182,059 257,426
12 64 - - - 63,108 137,216 234,879 123,108 197,216 294,879
13 65 - - - 64,961 154,347 279,666 124,961 214,347 339,666
14 66 - - - 66,773 173,712 333,238 126,773 233,712 393,238
15 67 - - - 68,526 195,609 397,335 128,526 255,609 457,335
16 68 - - - 70,199 220,371 474,041 130,199 280,371 534,041
17 69 - - - 71,773 248,385 565,862 131,773 308,385 625,862
18 70 - - - 73,228 280,093 675,807 133,228 340,093 735,807
19 71 - - - 74,548 316,001 807,489 134,548 376,001 867,489
20 72 - - - 75,719 356,690 965,248 135,719 416,690 1,025,248
21 73 - - - 76,725 402,823 1,154,294 136,725 462,823 1,214,294
22 74 - - - 77,545 455,148 1,380,869 137,545 515,148 1,440,869
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Terta nggung : 54 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 571.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 54 12,000 - - 4,165 4,479 4,715 64,165 64,479 64,715
2 55 12,000 - - 12,975 14,313 15,349 72,975 74,313 75,349
3 56 12,000 - - 24,160 27,509 30,200 84,160 87,509 90,200
4 57 12,000 - - 36,585 43,164 48,665 96,585 103,164 108,665
5 58 12,000 - - 49,682 60,930 70,739 109,682 120,930 130,739
6 59 - - - 51,399 68,101 83,456 111,399 128,101 143,456
7 60 - - - 53,130 76,181 98,615 113,130 136,181 158,615
8 61 - - - 54,868 85,287 116,697 114,868 145,287 176,697
9 62 - - - 56,605 95,555 138,277 116,605 155,555 198,277
10 63 - - - 58,331 107,136 164,041 118,331 167,136 224,041
11 64 - - - 60,036 120,205 194,817 120,036 180,205 254,817
12 65 - - - 61,705 134,954 231,591 121,705 194,954 291,591
13 66 - - - 63,321 151,605 275,549 123,321 211,605 335,549
14 67 - - - 64,867 170,406 328,107 124,867 230,406 388,107
15 68 - - - 66,321 191,640 390,968 126,321 251,640 450,968
16 69 - - - 67,662 215,632 466,175 127,662 275,632 526,175
17 70 - - - 68,870 242,754 556,182 128,870 302,754 616,182
18 71 - - - 69,929 273,434 663,939 129,929 333,434 723,939
19 72 - - - 70,823 308,164 792,989 130,823 368,164 852,989
20 73 - - - 71,535 347,503 947,583 131,535 407,503 1,007,583
21 74 - - - 72,043 392,084 1,132,816 132,043 452,084 1,192,816
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 55 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 624.000 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 55 12,000 - - 4,109 4,419 4,651 64,109 64,419 64,651
2 56 12,000 - - 12,854 14,178 15,203 72,854 74,178 75,203
3 57 12,000 - - 23,965 27,282 29,948 83,965 87,282 89,948
4 58 12,000 - - 36,304 42,825 48,279 96,304 102,825 108,279
5 59 12,000 - - 49,302 60,458 70,184 109,302 120,458 130,184
6 60 - - - 50,907 67,467 82,689 110,907 127,467 142,689
7 61 - - - 52,512 75,354 97,586 112,512 135,354 157,586
8 62 - - - 54,108 84,231 115,343 114,108 144,231 175,343
9 63 - - - 55,684 94,227 136,521 115,684 154,227 196,521
10 64 - - - 57,230 105,488 161,793 117,230 165,488 221,793
11 65 - - - 58,730 118,177 191,963 118,730 178,177 251,963
12 66 - - - 60,169 132,479 227,994 120,169 192,479 287,994
13 67 - - - 61,526 148,602 271,042 121,526 208,602 331,042
14 68 - - - 62,779 166,784 322,490 122,779 226,784 382,490
15 69 - - - 63,907 187,296 384,001 123,907 247,296 444,001
16 70 - - - 64,890 210,451 457,573 124,890 270,451 517,573
17 71 - - - 65,710 236,609 545,609 125,710 296,609 605,609
18 72 - - - 66,351 266,183 650,992 126,351 326,183 710,992
19 73 - - - 66,795 299,645 777,187 126,795 359,645 837,187
20 74 - - - 67,018 337,525 928,340 127,018 397,525 988,340
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 56 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 682.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 56 12,000 - - 4,047 4,352 4,581 64,047 64,352 64,581
2 57 12,000 - - 12,721 14,029 15,043 72,721 74,029 75,043
3 58 12,000 - - 23,749 27,033 29,672 83,749 87,033 89,672
4 59 12,000 - - 35,995 42,455 47,856 95,995 102,455 107,856
5 60 12,000 - - 48,886 59,940 69,575 108,886 119,940 129,575
6 61 - - - 50,369 66,772 81,850 110,369 126,772 141,850
7 62 - - - 51,836 74,448 96,459 111,836 134,448 156,459
8 63 - - - 53,276 83,075 113,860 113,276 143,075 173,860
9 64 - - - 54,678 92,774 134,600 114,678 152,774 194,600
10 65 - - - 56,025 103,683 159,331 116,025 163,683 219,331
11 66 - - - 57,301 115,956 188,836 117,301 175,956 248,836
12 67 - - - 58,486 129,766 224,053 118,486 189,766 284,053
13 68 - - - 59,556 145,311 266,103 119,556 205,311 326,103
14 69 - - - 60,491 162,817 316,336 120,491 222,817 376,336
15 70 - - - 61,269 182,545 376,375 121,269 242,545 436,375
16 71 - - - 61,872 204,796 448,172 121,872 264,796 508,172
17 72 - - - 62,282 229,916 534,068 122,282 289,916 594,068
18 73 - - - 62,483 258,301 636,877 122,483 318,301 696,877
19 74 - - - 62,447 290,393 759,969 122,447 350,393 819,969
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 57 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 745.800 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 57 12,000 - - 3,979 4,280 4,505 63,979 64,280 64,505
2 58 12,000 - - 12,575 13,867 14,867 72,575 73,867 74,867
3 59 12,000 - - 23,514 26,761 29,370 83,514 86,761 89,370
4 60 12,000 - - 35,656 42,049 47,392 95,656 102,049 107,392
5 61 12,000 - - 48,430 59,373 68,910 108,430 119,373 128,910
6 62 - - - 49,781 66,012 80,931 109,781 126,012 140,931
7 63 - - - 51,098 73,458 95,227 111,098 133,458 155,227
8 64 - - - 52,368 81,811 112,239 112,368 141,811 172,239
9 65 - - - 53,577 91,185 132,498 113,577 151,185 192,498
10 66 - - - 54,706 101,708 156,637 114,706 161,708 216,637
11 67 - - - 55,735 113,524 185,414 115,735 173,524 245,414
12 68 - - - 56,640 126,795 219,736 116,640 186,795 279,736
13 69 - - - 57,400 141,708 260,696 117,400 201,708 320,696
14 70 - - - 57,993 158,481 309,607 117,993 218,481 369,607
15 71 - - - 58,399 177,364 368,050 118,399 237,364 428,050
16 72 - - - 58,601 198,643 437,921 118,601 258,643 497,921
17 73 - - - 58,580 222,649 521,502 118,580 282,649 581,502
18 74 - - - 58,311 249,751 621,518 118,311 309,751 681,518
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 58 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 816.000 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 58 12,000 - - 3,905 4,200 4,421 63,905 64,200 64,421
2 59 12,000 - - 12,416 13,689 14,674 72,416 73,689 74,674
3 60 12,000 - - 23,256 26,462 29,038 83,256 86,462 89,038
4 61 12,000 - - 35,286 41,604 46,884 95,286 101,604 106,884
5 62 12,000 - - 47,932 58,752 68,181 107,932 118,752 128,181
6 63 - - - 49,138 65,181 79,926 109,138 125,181 139,926
7 64 - - - 50,290 72,376 93,879 110,290 132,376 153,879
8 65 - - - 51,374 80,429 110,466 111,374 140,429 170,466
9 66 - - - 52,371 89,446 130,198 112,371 149,446 190,198
10 67 - - - 53,260 99,545 153,687 113,260 159,545 213,687
11 68 - - - 54,018 110,859 181,664 114,018 170,859 241,664
12 69 - - - 54,620 123,542 215,010 114,620 183,542 275,010
13 70 - - - 55,046 137,771 254,784 115,046 197,771 314,784
14 71 - - - 55,275 153,754 302,262 115,275 213,754 362,262
15 72 - - - 55,290 171,728 358,976 115,290 231,728 418,976
16 73 - - - 55,070 191,966 426,767 115,070 251,966 486,767
17 74 - - - 54,590 214,772 507,836 114,590 274,772 567,836
Proposal CAR v.01.01
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp. 1.000.000/Bulan dan Mulai Masuk Usia Tertanggung : 59 Tahun
Biaya Asuransi Tahun Ke-1 Rp. 892.200 (Dalam Ribuan Rupiah)
Tahun Usia Premi Pokok
Premi Top Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 59 12,000 - - 3,824 4,113 4,329 63,824 64,113 64,329
2 60 12,000 - - 12,241 13,494 14,464 72,241 73,494 74,464
3 61 12,000 - - 22,974 26,136 28,676 82,974 86,136 88,676
4 62 12,000 - - 34,881 41,119 46,330 94,881 101,119 106,330
5 63 12,000 - - 47,388 58,075 67,386 107,388 118,075 127,386
6 64 - - - 48,436 64,275 78,830 108,436 124,275 138,830
7 65 - - - 49,409 71,194 92,408 109,409 131,194 152,408
8 66 - - - 50,288 78,918 108,528 110,288 138,918 168,528
9 67 - - - 51,052 87,543 127,683 111,052 147,543 187,683
10 68 - - - 51,676 97,177 150,459 111,676 157,177 210,459
11 69 - - - 52,138 107,944 177,564 112,138 167,944 237,564
12 70 - - - 52,415 119,990 209,849 112,415 179,990 269,849
13 71 - - - 52,487 133,483 248,339 112,487 193,483 308,339
14 72 - - - 52,334 148,620 294,269 112,334 208,620 354,269
15 73 - - - 51,937 165,623 349,119 111,937 225,623 409,119
16 74 - - - 51,269 184,740 414,658 111,269 244,740 474,658