Make in India or Made in India

Introduction

A new topic storming people's brains is 'make in India or made in India'. As Narendra Modi launched a campaign for 'make in India', many thinkers have become vocal about its pros and cons. 'Make in India' is mostly about emulating china in export led, growth oriented economy as china is facing hurdles like growing cost of labor and post-market servicing. While 'made in India' emphasizes more on industries based on home-grown technology.

Make in India

•Attractive destination for investors- India is basically a service industry which is trying to move its focus away from the tertiary sector of the economy to the manufacturing sector. Keeping this goal in mind, 'make in India' campaign was launched to attract more foreign investment by removing obstacles like the remaining traces of the license raj, fast sanction of projects from the bureaucratic web, etc.

•Employment- It will also help to solve the problem of employment needs of our growing population.

•Economic boost- On the economic front, it will boost trade and provide linkage with the global supply chain and will reduce the current account deficit.

•Infrastructure development - It can expand the investment in infrastructure development.

Made in India

•Paying for technology - But on the other hand, it has many disadvantages too. 'Make in India' will just import the technology so that India will pay for the technology in terms of licensing cost, up-gradation cost, etc. Also, India does not have any control on the source of a company's raw material supplies. The outsourcing company bounds India by contract and does not share its secrets.

•Competitive advantage - Another drawback will be, if some competition comes, say from Africa or south America, where the conditions become suitable for manufacturing, then these companies can shift their base from India causing a significant number loss of employment.

•Emergence of geographical identity brands- Made in India can be an answer to these questions. It can encourage entrepreneurs to start up their business and be a part of the global skill pool as India lags behind in “home-grown brands” like German cars, swiss chocolates and British scotch.

•Political reasons - Made in India will provide strategical benefits in terms of defense and nuclear energy sector which are crucial from the political perspective.

•Encouragement of R&D - Finally, India can benefit from technological advances by industrial revolution.

Conclusion:

Make in India and made in India both can be beneficial for India. India can benefit temporarily from outsourced manufacturing plants but it can not stress it beyond a limit. It should rather focus more on encouraging research and development and bringing industrial innovation. Make in India should be a start to achieve the long term goal of made in India.

Journalism should be out of the premises of censorship

Journalism or reporting is a very responsible and sensitive job as it has a direct effect on a society. It is mainly about reporting rather than supporting -but does the journalism today need to be brought under the scissors of censorship?

For

- India being a democratic country has given the right of freedom of expression to everyone and in the field of journalism; freedom of expressing the thoughts without fear is of utmost importance.- Censorship cripples the journalist as it confines them to work within certain boundaries limiting their thoughts.- Journalists would expose faces that have a big hand behind corrupting our country or to say the least are working on the lines of corruption.- It would ensure that people will get to know the truth without any politics involved behind it.- Free reporting increasing the pressure on politicians and other government bodies. This improves their performance. - It is a medium to inform the people about various issues related to the society.

Against

- There are always incidents that if revealed would harm one’s image. For ex. A molested girl if showed with her photograph would never get a respectable place in the society.- Many unnecessary issues have been brought up by the journalists in the recent times which shouldn’t have been brought up in front of the public.- There are many sensitive issues that a journalist should not raise and censor boards take care of that.- Journalist generally write or show only those contents which they think will attract more public , which would eventually mean more money for them.- In an attempt to increase their TRP or be the first one to report, they at times report even the issues which must be kept secret. For e.g. live coverage of attack on Taj hotel by terrorists lead to security issues.

Journalism is a great way of bringing the truth in front of everyone but it has to follow strict guidelines as it might raise some issues.

Removing socialist secular from the constitution of India is an unjust act

Introduction:

Big talks of secularism and respect for every religion, freedom to follow any religious belief are often heard when our political leaders deliver a speech. However, the same is not seen as far as their actions are concerned. An advertisement published by the government of India on the Republic Day with excerpts of the preamble to the constitution had the words "socialist secular" missing. Controversy began as opposition slammed the BJP led government of its "Hindutva promotion ideology" and to make it worse their ally, Shiv Sena stated that these words should be deleted from the constitution.

For:

1. Missing out words from the constitution of India shows the political diplomacy of the BJP led government. On one side, there are big speeches from their leaders talking of religious equality and on the other side, they are keen in getting rid of the word "secular" from the constitution. Promotion of hindutva has been the unspoken motive of the Modi government with allies like RSS and VHP. These instances should not be spared as they would only encourage their extremist ideology.

2. Shiv Sena leaders even went ahead to say that these words should be deleted from the constitution. Shiv Sena spokesperson Sanjay Raut said: "Removing the words socialist and secular is not controversy but the feeling of crores of Indians. The country is of Hindus and belongs to them. People of all religions can live in India but Hindus will dominate." There has been no clarification from the government or the PM in particular on this statement issued by their ally.

3. Obama said in his speech that India is on the way to become a very successful nation "as long as it is not splintered on religious lines." While the development plans of Modi is very optimistic, these alliances with the extremists more than often is a hindrance. The missing words seems to be not an error but a deliberate move to please the ally that they hold close. The illustration on the advertisement also shows the same story; the people shown in it are either Hindu or tribal, no Muslim or Sikh included.

4. BJP seems to be agreeing with the extremists on their motive of making India a capitalist Hindu nation instead of a socialist secular nation. It is not just disturbing to millions of people in the country who have to often prove their loyalty at being an Indian but also an attempt to undermine the constitution of India with their own policies and rules dominating as they rule the nation.

5. India is a democratic republic with people of various religion and caste divided by faith but

united in nationality. There are differences and controversies but that does not influence the loyalty of millions of Indians towards their nation. Unity in diversity has not lost its meaning with broad minded people respecting each other and their religion despite differences in ideologies. Such attempts at deleting the words “socialist and secular” are harmful to peace and integrity of the nation.

Against:

1. This is a needles controversy as the advertisement features the original constitution that was signed on the republic day. It was a memorial paying tribute to the original constitution that did not actually had the words socialist and secular which were added as part of the 42nd amendment act passed during an emergency. Since the original constitution did not have these words, the advertisement should have been taken in an open-minded way instead of bringing in useless controversy.

2. Even before the word secular was added to the preamble, the constitution of India was secular in nature. It is not to be forgotten than before the amendment that added these words, the constitution was framed based on secularism. It was in fact an unnecessary amendment and to celebrate the original constitution is not a crime calling for controversies on the nature and political diplomacy of the government.

3. Adding the word socialist is a mistake that could easily be undone. It limits policy choices that can be made by a democratically elected government. In the words of B R Ambedkar who opposed the insertion of this word: "what should be policy of the state, how the society should be organized in its social and economic side are matters which must be decided by people themselves according to time and circumstances." There seems no harm in removing the word socialist from the preamble.

4. Paying tribute to the original constitution that was framed on the republic day has nothing to do with promotion of hindutva or sharing the motives of Shev Sena. The Modi government has development strategies that it is more involved in than these minor errors that some find offending due to the way they misunderstood the meaning behind it. We Indians are easily offended and that's what the opposition uses to its benefits.

Conclusion:

The government may or may not have meant to be against the secularism and socialist nature of the constitution but what matters is its clarification on the matter than concerns millions of Indians with their trust in stake. The government could have issued a clarification in this regard and should condemn the extremism with which Shiv Sena leaders interpreted the advertisement published by the government of India. The preamble is an introduction to the constitution of India and clearly states its nature. There is no way these words can be deleted from the constitution.

Women are better managers

Art of management is a gift to women by nature. Women are born to take responsibilities and perform them flawlessly. They can easily manage everything without a crease on their forehead.

For- Women are the ones who are expected to handle various responsibilities from the childhood which makes them a good multi-tasker.- Be it managers in the top companies or the ones who are managing their homes, women in all areas manage their work flawlessly.- Their inherent qualities make them good managers as they are more patient in the difficult situation and are able to manage situations with their positive attitude and calm mind compared to their counter partners.- They have the quality of managing their children and are simultaneously able to concentrate on their career.

Against- Women are very emotional and soft hearted which is considered as a weakness in managing things. They are not practical about the situations.- They might be good at managing things at home but this same strategy cannot be applied in the external environment where they have to work for an organization.- They might have all the qualities of managing like courage, patience, understanding etc but these are not the only key qualities required to manage a vast workforce or other difficult situations.- Today we have progressed a lot but there are many women who are not given a chance to prove themselves or are not given enough responsibilities to showcase their potential.- A woman alone won’t be able to manage things if she is not supported by her family members.

We all are born with some weakness and strengths. In the same way women also have some strengths and weakness. They have the power to change their weakness into their strengths. If she does that then there is no stopping for her.

Will Swachh Bharat Campaign Succeed?

PM Narendra Modi urged local masses to fulfill Mahatma Gandhi`s dream of Clean India. He launched the Swachh Bharat Campaign at Rajpath in New Delhi. He called it as a paid homage to Mahatma Gandhi and former PM Lal Bahadur Shastri, on their birth anniversary. He urged people that it is the social responsibility of Indian citizens to accomplish Gandhiji`s vision of Clean India by year 2019. He even said that the vision can only come true only when 125 crore people of India work for it. Let us share our views on the matter. Will Swachh Bharat Campaign Succeed?

Yes

• It is not wise to start thinking of the results first as it is said that perform actions without considering the results.

• PM Narendra Modi came on the streets to start the mission, and this step cannot be ignored by his many followers.

• PM initiated the chain by inviting nine public figures for campaign including Sachin Tendulkar, Shashi Tharoor, Mridula Sinha, Baba Ramdev, Anil Ambani, Salman Khan, Priyanka Chopra, Kamal Hasan, and the entire team of Tarak Mehta ka Oolta Chashma.

• Gujarat, which was a destroyed state, after a series was natural disaster, was rebuilt by Narendra Modi, and he was successful in making it a clean and prosperous state.

No

• Every task needs follow up and just one day working to fulfill the vision will not convert Swachh Bharat Campaign into reality.

• The celebrities will also come for one day to promote the cause and will get busy with their schedules in future. It is the same case with every person in India.

• The youngsters can only create hype on social media by sharing blogs, praising efforts of PM, and posting his pictures. No one will take a broom and actually become a part of the movement.

• In a economy where inflation is rising, growth is slowing, jobs are declining, who has got the time to devote to such campaigns.

• More than the cleaning drive, it is the people's attitude that needs a change. If we keep making our surroundings dirty, we can never make India clean.

Conclusion

PM Narendra Modi is known for his actions. Whenever he starts a mission, gives everything to complete it. The development of Gujarat is the finest example of his work. However, this time it is a big challenge where he needs to change mentality of crores of people living in India. He has started well, and message is spreading well. It needs to be continued by PM Modi by launching some or other form of measures to encourage the people for making the vision of Swachh India a reality by 2019.

Losing Virginity Before Marriage is a big deal

In the ever-changing world, the one thing that people still can’t accept openly is losing the virginity before marriage. It is a sensitive topic especially in the regions where people are more attached with their culture and values. It is true for the countries like India where even love marriages or live in relationships are not accepted easily. Even the teenagers especially girls consider it to be big and cathartic event of life. The matter gets really serious and intense at

times. Are you one of those people? Do you really thing losing virginity before marriage is a big deal?

Yes

• In this world, every that thing that cannot be regained after it’s lost is considered as invaluable and precious.

• Virginity is not about sharing a physical relationship with other but it is more about sharing trust and belongingness with other.

• The first time early mistakes done in the teenage can prove costly for lifetime. Sometimes damages are irreversible.

• In the country like India where women are considered as God, virginity becomes a certificate of character for them.

• When it comes to girls, it doesn’t get over in a short time but leads to deeper emotional consequences afterwards.

No

• People have a habit to make haste out of waste, and when something has to happen at some time, then why to make a fuss out of it.

• Getting intimate with any person is a matter of choice and cannot be confined to the defined limits.

• Character cannot be judged on the basis of virginity. If that had been the case, most of the guys should be proved characterless.

• Whenever virginity is talked about it is confined to women, if men are not bounded with the terms, why should women be?

• Virginity has nothing to do with the long term relationships or commitment. If it had been the case, most of the arranged marriages must have been successful.

Conclusion

Since ages, people are following the concept that virginity is the gift from the two partners after their marriage. However, in the present world, the concept is changing. It is more of a personal preference and choice what the partners want. The only thing is that the decision should be made with due consideration. In any case, it should not hinder the happiness and peace of your life.

Military training should be made compulsory in India.

Have you ever heard word Conscription? Well it is a form of compulsory enlistment of local people in national service or military service. It is something that is going on from ages in some places, and really helped people. In India also, some people are in favor of compulsory military training. They want the central government to seriously consider the proposal of military training in educational institutes. Can you think of Indians attending two - three months of compulsory military training? Some countries like Switzerland have it. So, should it be made compulsory in India?

Yes

• India faces the shortage of military officers, and the step could help the government to get the required number.

• It will provide a morale boost and a stronger representation to the army brigade of Himachal Pradesh.

• The restructuring of regiments by making military training compulsory will lower down the walls of differences between rural and urban India, the different states and the communities.

• The compulsory military training will be a form of vocational training that will utilize some years of youth life for constructive purposes.

• Military training will instill much needed discipline and patriotism in the hearts of young blood that are just blindly walking on the path of westernization.

• It will provide a means to many young people who want to be a part of public enterprise but sometimes cannot fulfill the entrance criteria.

• The past has shown that conscription has helped the countries like Israel and Switzerland during the tough times.

• It will help the women to protect themselves from the illicit elements who want to take undue advantage of females.

No

• The compulsory military training will create more and more powerful regiments divided on regional basis. India is not a place to implement such law.

• The compulsory military training that is worth anything will come with a cost, and the problem is who will bear the cost? The taxpayers’ money cannot be wasted like this.

• Anything that is made compulsory or forced is not liked by the people, no matter it is interesting or useful.

• The prime years of youth cannot be forced to spend in vocational training as these are the years to have fun in life.

• Forcing military training in India is like violation of individual rights as it will be like providing the service for any government whether the person supports it or not.

• The idea of compulsory military training is feasible only in countries that have a small population base.

• Many a times women are not made a part of such programs and then all the burden comes solely on men.

• It will not foster the national pride in people but will be considered as involuntary servitude and slavery.

• The efforts, time and money will be totally wasted as an unwilling and forced training will be inefficient.

• The simple decisions in India cannot be implemented due to political problems. How do you expect the populist politicians to take such a hard decision?

Conclusion

Military training in India has to be perceived in many parameters. It has to be analyzed in terms of social, economic, political and national factors. The idea of compulsory military training at first idea seems good but the problem is the country is not ready to implement such training at this level. It will give one more reason to politicians to divide the country. Instead of encouraging the national spirit it will provide the people with an extra tool to make illegal forces. Moreover, Indians have the right to select, and therefore in any case government cannot force the decision on people.

Obama chewing gum during R-day parade is offensive

Introduction:

Just when we thought that American President Barack Obama's visit to India to be the chief guest at the Republic Day is all about sealing the deal, strengthening ties and benefiting both the countries with more trade, a whole new controversy was raised. Obama was seen chewing gum during the parade and soon the social media was flooded with snapshots of Obama taking out chewing gum from his mouth while Modi is seen explaining something in detail. It was called offending, habitual, ungainly sight and the camera managed to capture it well.

Offensive:

1. The occasion was not just another public gathering, it was the Republic Day Parade and Obama was invited to be the chief guest with utmost honour and cheered spirits of the citizens as he took his seat amid intense security, crores spent for nothing less than the best. Expecting the guest of honour to show respect to the event and the mob is not too much to ask for. Talking of grown friendship and ties, Obama should not have done the offense.

2. Obama should have been careful about the sentiments of the host. It is important along with strengthening relations, that the two countries respect reach other, their traditions and values. Two hours is not that long that the president could not resisted the urge to grab a chewing gum while nodding to the melodies being played.

3. This is not the first time when Obama was seen chewing gum at a public event. Apart from less serious events to even some of the most sophisticated ones like the APEC summit held in Beijing and World War II ceremony in France, cameras caught US president off-guards with his chewing gums. Media of these places as well slammed his old habit, yet Obama never let that affect his habit.

4. Reports confirm that president Obama takes nicotine gums to do away with his old smoking addiction. The craving to go for smoking increases when the person is experiencing distress or anxiety. None of these could have been the reason at the event at Rajpath during the formal parade to make it necessary for Obama to chew his nicotine gums. It was sheer disrespect to the occasion and the formal parade and very obvious for India to feel offended after the king like treatment he was given in the country.

5. A Washington report confirms that president Obama is past the craving for tobacco stage and now takes nicotine gums occasionally. Could he not wait for the formal occasion to be over to resort to his occasional habit? A little more respect and dedication for the people cheering at his arrival would have done no harm but his age old habit has.

Not offensive:

1. Obama is known to have a history of smoking and to do away with that he chews nicotine gums occasionally. It is far better than smoking or chewing harmful tobacco products that we Indians never find offending. It was not such a big issue that deserved being moulded into headlines of the day. We do not have rules imposed for not eating or chewing during the formal parade. How does it offends us if Obama chooses to chew nicotine gums or any other thing for that reason?

2. Media always needs to pick out controversies out of everything. It's their job, we can't blame them. It's us who needs so decide with our own reasoning abilities whether or not a particular sight is offending. Instead of pointing out Obama chewing gum during the formal parade, we should rather concentrate or what we could do to make India a better economy. Every individual has a part to play in the development of a nation and criticizing guests is definitely not one of them.

3. We Indians are habituated to being offended at worthless issues. We cannot take criticism, we find movies offensive, we are not used to being open about our own ideas and we judge a book by its cover. This is the basic reason why we take decades to adapt a way of living which has been a part of healthy lifestyle.

4. Instead of focusing on what Obama was chewing during the parade, India needs to focus on what benefits his visit has brought for us. Chewing nicotine is no big deal in America and we should not judge him by this alone. Respect comes from within and not by showing off or faking at events. Obama is a man of big deeds and needs no false faking of emotions to prove his respect for India or its Republic day parade.

5. Obama seen chewing gums or removing his chewing gum while Modi must be doing significant talks does not make him an egoist or disrespectful towards the formal parade. There was another picture doing rounds on the social media that focused on Vice President of India not saluting the national flag. Without knowing the complete fact, we cannot simply accuse a leader of being offensive.

Conclusion:

This is a worthless issue brought out whenever he is spotted chewing gum in public events just because the news-diggers have to create one when they don't find one. There was nothing offensive in his words or stance during the entire stay in India on the whole. He has shown utmost respect to India by accepting the invitation on the Republic Day. Instead of celebrating his presence in the country, people got involved in such worthless issues. It's is time that we broaden our way of looking at others and stop being judgemental all the time.

Smart Phones: Latest trend or harmful device.

Introduction:

Addiction to net and smartphones have become the most common issue in the modern era where people devote most of their precious time using the device of latest trend whose harmful effects are being described as equivalent to its utilities. Due to rapid growth of technology, the cost of smartphones have been diminishing continuously which has enabled users to afford them. Indeed it's a medium through which one can gain much knowledge. It acts like a whetstone for sharpening human minds. Though it adds perfection to personality, it also has some negative impacts, both symbolically and physically. The question arises whether it is the latest trend or a harmful device? Have you noticed the negative effects of smartphones on your heath?

Latest trend:

1. A hand held smart device is convenient to use. Now a days smartphones and tablets help in making work more easier than earlier where lots of individual efforts were required. It is helpful in connecting people easily through phone calls, video call, received, messenger etc.

2. Smartphones and tablets with internet connection is a good company for solitude and those suffering from depressions of loneliness. One can use their phones for continuously interacting with other individuals which keeps him potentially connected all the time. Friends, family and colleagues are now easier to connect with wherever and whenever you want to.

3. Smartphones have much utilities which are helpful for educational gain. Students can save their time as they can use internet as their guide to education. They can learn many innovative substance if they are genuinely interested. Many websites and video class are available in internet which can be beneficial for them.

4. Online activities play very important role in modern trend. Business, shopping, banking, etc. can be done online which provides the users with wide range of choice at competitively reasonable price. Lots to time is saved which can be utilised for other important works.

5. It makes children active. Children these days are aware of various innovative things by the use of only a single medium. Moreover they can also use it for entertainment- playing games, surfing net, music, videos etc. At present times when recreation is confined in week days, children need not to go outside to look for other children to play especially when it has become crucial to safeguard children from the evil brewing everywhere.

6. Businessmen find it more convenient for work. Smartphones and tablets are now a substitute of laptops which is indeed not that handy to be carried everywhere compared to tablets. They make work easy and interesting to do.

7. There are various applications and utilities available for users which they might find helpful in most of the tasks. The most important part is that its cost does not affect the purchasing power of even poor section of society.

Harmful device:

1. Too much addiction to internet may bring 'netbrain' disorder. It is caused due to overuse of internet and may result to narcissism, distraction and fear of missing out on things. Smartphone users get affected three times more likely to this disease. 11% of the British adults are suffering from this disease.

2. According to research those who are suffering from 'homophobia' are more likely to be found gambling online, socialising on social networks, listening to music and playing video games. Playing online games and surfing social websites have become common among youths now a days and they miss out on physical sporting activities.

3. Student's life which is meant for studying, is affected because of misuse of smartphones. The time which should be utilised for studying is being distracted by the use of smartphones. The present technology is deteriorating county's future to some extent where parents are not careful about the amount of time children donate with smartphones.

4. Kids who are addicted to technology rarely have any time to spare on outdoor sports which can be a great damage to their health. They are away from those games which will be helpful in having good and strong physique. Too much emphasizing on smartphones at young age can cause vision problem.

5. Toxic phthalates are found on iPhone cables and which require warning labels on products exposing consumers to phthalates. This lead to violation of 'Right to be informed' under Consumer Protection Act. Thus consumers should be warned of its dangerous containments.

6. Staying connected to smartphones is hazardous for health. Repetitive use of phones for texting and gaming may cause soreness in wrist and thumb, can put hand and fingers in risk of injury, neck aches and other symptoms. Micro tears or soreness can heal with time but problem regarding posture and neck aches can increase the pressure on the discs that cushions the bone of neck.

Conclusion:

Though smartphones are helpful in every field, it causes certain disorder to human health. Parents should look after their child that they should not misuse their gadgets. Smartphones are the mobile phones having advance features similar to personal computers. Teenagers should be aware of its harmful effects which is caused by regular use. Parents should help their child by talking about its drawbacks. Though it is harmful, it is also useful. The use of smartphones should be restricted to works and time spent on it should be limited to a few hours only.

English should continue to be the official language of India.

English is used as the official language in India. Recently, when PM Modi used Hindi for its diplomatic talks, it surged agitation in non-Hindi states especially Tamil Nadu. Also, the recent NDA government’s proposal of giving importance to Hindi language on social media accounts faced stiff opposition by the Tamil Nadu CM and other regional parties. It is considered as violating the Official Languages Act, 1963” In the country where most of the people understand Hindi, is it Ok to continue with English as the official language of the country?

Yes

• English is one such language that is understood by people from different castes and states, and therefore deserves to be the official language of India.

• If any other language is tried to make the official language, all the regional parties will start the battle of making the state level as official language of India.

• If Hindi is given priority then it will create differences among the people who don’t speak it making them feel as second class citizens.

• Region C forms an important part of India that got agitated when PM Modi used Hindi for its diplomatic talks.

• The use of English language is as per the requirement of being a part of globalization and there is nothing wrong in it.

No

• Forget about all the different castes and religions as Indians have their own national language that is Hindi, and that should only be the official language of India.

• It is the duty of the government to take the measures so that people all over in India can read, write and speak in Hindi.

• Already Indian has adopted the western culture in many ways. If it continues there will be no personal or rather say national identity of India.

• In this case, India should learn something from Pakistan who made the Urdu as their official language after the division of country.

• The small little steps are the ways that will make sure that the people from different religion have at least something in common as Indians.

• English might be used as the official language of India but is the unofficial lingua franca in South Asia. When it is not official for the region, why make it official for the country.

Conclusion

English should not be the official language of India. It is an internal matter of country, and the central government should seriously consider changing the present scenario. Hindi represents India, and when the people in India don’t understand Hindi, it is a matter of shame for country. Why the regional parties wants to make the regional language as official language when Hindi represents India. The different regions are part of India. So, they should have proficiency in Hindi. However, till the time, these regions don’t understand Hindi; government has no option but to have English as the official language of India.

Social media: stress generator or stress liberator

Introduction:

The ill effects of social media has been pointed out from time to time by health gurus, psychologists, advisors and parents of youths being the most concerned ones. However, a recent study conducted by the Pew Research Centre's Internet Project brings news of relief to those who cannot imagine a day without social media. The study shows that stress and social media have no direct association and the later has just been over emphasised to brag about the ill effects. Social media has it advantages as well as disadvantages but the concern here is the stress factor associated with it.

Stress generator:

1. Getting addicted to social networking is one of the most crucial reasons why social media is blamed for generating stress. Overtly staying connected on social media becomes an addiction and unknowingly the user starts avoiding important tasks of life which should get priority. A housewife or student or a working person, for instance, postpones their important works just to stay online for an hour which turns into half of the day. When they revert to reality, undone tasks are sure to create stress.

2. Social media opens up ways to stay connected with friends and relatives. In the midst of staying updated and keeping the social media profile updated, we sometimes miss upon security precautions. Spying for fraudulence was never so easier unless the entire population decided to go online with all the basic information of their whereabouts. These information going into wrong hands generate unimaginable stress in people of all age group.

3. Fear of being caught or proved wrong comes from our being available most of the the time on social media. A recent study shows that while preparing for a job interview, a person has now to consider the details he has provided on his social networking profile. You are more likely to get

caught it you bragged about your hobbies in your Facebook profile without knowing anything about it in reality.

4. Relationships have never been more complicated until some of our favourite social media techies decided to treat us with surprises like "last seen" and "location trackers." Complicating of relationships have produced greater cases of stress than any other factors and social media just makes it worse. Ignoring partners while clicking selfies for Facebook, fear of being caught cheating, fear of your partner finding out about your ex are the biggest stress generators ever.

5. To avoid stressful situation, most people think of social media as the ultimate rescue. However, shutting out the real world for a couple of hours recreating on social media is not a solution to come out of a problem. The problem stays where it began, all that happens is delay in finding a solution to it.

Stress liberator:

1. Loneliness is one of the basic reasons why one gets stressed and is unable to cope with it. Social media has only bridged the gap of distance and now our loved ones are just a click away whenever we need to talk to them or even see them. In old age when parents are left alone at home with children in different cities for work or studies, social media is blessing. A snap of me having full-fledged meals even when I am away from home is a stress reliever for my mother. I am sure it's the same for every mother.

2. Not everyone is an open book. Not every person can speak his heart out at times of stress. The inability to confide in someone leads to anxiety and even in depression of the most acute order. Social media makes it easier for taciturn people to speak about their problems to strangers or friends which relives stress to a great extent. A good friend can advice you on how to cope with circumstances and immediately there comes a feeling of being cared and the confidence to push out of the shell.

3. Listening to the problems that other people in your circle are experiencing can also contribute to stress liberation. Getting to know the problems that other people have to face, we get to assess our own circumstances and that can give courage to tackle them. Women are more emotionally connected, making them more prone to stress and depression. Social media is found to be a great stress reliever, especially for women, for they just know when something is not right.

4. A shy and reserved kind of person can discover a whole new world for them at the social networking sites. It can incur in them confidence and motivation to step ahead, leaving the old shell behind. It is not social media that builds in stress, it is people that give stress to each other by misusing information, blackmailing or intimidating them for their selfish motives. This is not the mistake of social media, but people for not being careful enough.

5. Social media might have created relationship issues but most of them were for good. Finding out that your partner cheats on you is not a bad thing after all, if you consider the fact that you got saved from spending more of your precious time with an undeserving person. People fall in and out of love and social media just made it easier for them to move on with their lives instead of stressing upon the past.

Conclusion:

Just like every other technology, social media has its pros and cons too. What is important is that we regulate our time and keep things balanced between recreation and work. Setting timer for social media is one of the means that could keep a check on your online activities. Those that find solace on social media must not forget that there is a real world too and that they should not cling too much to the virtual world. Too much of anything is harmful and the same is true for social media.

All that India benefits from Obama's visit

Introduction:

For the first time in history, an American president witnessed the Indian Republic Day Parade in New Delhi as the guest of honour. Prime Minister Narendra Modi definitely went way ahead to strengthen the ties between the two nations when he invited President Barack Obama over who affirmed similar intentions by accepting the invitation. Amid the enthused crowd in Delhi, the two leaders known to have forged chemistry and close friendship, sat in a bullet-proof chamber for two long hours watching the event with a genuine smile enticing the pleased mob. India is truly honoured by the presence of a charismatic personality on the auspicious occasion.

The advantages:

1. The growing chemistry between Modi and Obama, the discussion over a cup of tea, the informal approach with which they address each other, that ease we see when the two leaders converse is a sign that the relations between India and US has grown stronger and in days to come it will grow even stronger. This is good news for both the nations sharing mutual objectives.

2. There is an anticipated gesture that the two countries shall be coming together to co-produce military tools and that there would be reforms in the Indian nuclear liability law which prevents American companies wanting to spread their wings in India. Nothing in detail has been released in this respect but surely there is going to be reforms for good in days to come.

3. The nuclear pact that been agreed in 2008 was kept at halt due to Indian laws on liability over any accidents. Now it has been confirmed that a large insurance pool will be set up, without the need for any further legislation. US ambassador Richard Verma said, "It opens the door for US and other companies to come forward and actually help India towards developing nuclear power and support its non carbon-based energy production."

4. Climate changes and its influences captured a part of their conversation wherein India agreed to cap its carbon emission range. India ranks third in the list of total carbon emitter of the world, though its per capita emissions are a fraction of those of the West. India had till now ignored calls for a cap to emissions, with the view that with millions of its citizens living off a dollar or two a day, its economic development must be a priority. The new formed ties are expected to bring about changes in this font soon.

5. They together agreed to increase their bilateral trade five times, from the current $100bn (£66.7bn) a year. The US will also sell more military hardware to India. Obama has from time to

time stressed the interests in more trade and investment amongst the two countries. Towards the end of the day, president Obama pledged of $4 billion in investments and loans, seeking to release the "untapped potential" of a business and strategic partnership between the world's largest democracies.

6. At a joint press conference, Mr Modi said the two countries were "starting a new journey" based on "renewed trust and sustained attention". There are also positive hopes as the two nations would increase cooperation on defence projects and on eliminating terrorist safe havens and on bringing terrorists to justice.

7. Obama said that U.S. Export-Import Bank would finance $1 billion in exports of 'Made-in-America' products. The U.S. Overseas Private Investment Corporation will lend $1 billion to small- and medium-sized enterprises in rural areas of India. Regarding renewable energy, a key focus for Modi, $2 billion will be committed by the U.S. Trade and Development Agency for renewable energy.

8. China's territorial claims is a major concern and to tackle this issue Modi and Obama stated their commitment to freedom of navigation in the South China Sea. This could be a big game changer hitting China hard with their bond. US also no longer has China in the good books and India has its own issues with them. The two coming together is a news that China would not celebrate upon. In a joint statement they said, "The leaders agreed to exchange information on individuals returning from these conflict zones and to continue to cooperate in protecting and responding to the needs of civilians caught up in these conflicts."

9. The two countries have also agreed to a 10-year framework for defence ties and struck deals on cooperation that included joint production of drone aircraft and equipment for Lockheed Martin Corp's C-130 military transport plane.

Conclusion:

US-India ties have seen a new seal of bond with this honoured visit of president Barack Obama along with First Lady Michelle Obama. The close friendship between the two leaders show good hope of bridging many other gaps between the two nations. Their trade and investments are a big boost to India's economic development. Along with Modi wave, the much anticipated development wave could actually see an action in progress.

TV Commercials should be banned.

TV commercials is coming under attack from parents organizations, politicians and pressure groups in many countries as it not only regulates false and misleading ads but also lures people into impulsive spending. But they also provide us with the latest information on the latest products, keeping us updated. Advertisements are all glitter and little truth.

For-

- There should be regulations against false or misleading advertisements, as most of the TV commercials are advert towards making profit.

- TV can exist without advertising, as it only creates distractions and disturbances.

- Commercials coming nowadays depict vulgarity knowing no bounds.

- Teenagers become easy victims of the commercials, as they fail to understand that advertisers are only trying to lure them into buying their products.

- Advertisements are directed towards the younger generation, luring them into making premature decisions and buying things that are not essential.

- There is nothing moral in encouraging customers to be non-rational and impulsive in spending.

Against-

- Advertisements offer a wide range of variety for the customers, which give the customers a lot of choices to choose from.

- It boosts economy by generating revenue; this money is generally of the people working behind the scenes.

- It would be a violation of freedom of speech and press.

- Banning ads would create unawareness among the people about the new products that are up for grabs, that might be useful to many.

- Banning TV ads would leave a sore taste as it would violate the right of freedom of expression.

- Many channels will get closed not being able to meet their cost of production.

- Banning the advertisements may lead to channels not being able to air impartial content in national interest as they will have to depend on some particular revenue sources.

In the interest of the free speech, TV commercials should not be banned but they should be restricted in terms of the contents they show that might influence the teenagers in a wrong way. To have Freedom of Speech is a good thing but it should have its limits.

Is the boss always right?

One of the common things we all hear as employees is, there are two rules of working under a boss – Rule 1.) the boss is always right, Rule 2.) If the boss is not right, refer to rule no. 1.).

As soon as we hear the word “boss”, the most common first image that strikes our mind is that of someone who is in position of power coming from his designation. Many of us have experienced their bosses to be absolutely authoritative with a last say in everything while there are others who have found their bosses to be giving them an opportunity to participate in important decisions.

For - The title “boss” comes with an experience:

-The title boss does show off some authority but only comes with an experience and practical understanding of business. So, most of the decisions a boss would make, he would make on the basis of practical understanding of the situation.

-Organisations usually have a reporting system which means that a boss would make the decisions based on facts and figures. These will be well thought of actions and would be right in most cases.

-The bosses these days come equipped either with a management degree and/or have attended a lot of training programmes and work shops on team management and soft skills. This makes them understand that they can not work without team and have to give it due importance and credit. This again ensures that the boss makes a well thought of decision based on the skills and opinion of the team. This further increases his probability of being right.

Against - The boss is a human being too:

-The employees working in the frontline know the practical aspects of business which the boss might not know but they always make a decision for the lower level employees which many times are taken with insufficient information.

-It is a human tendency to focus on certain aspects while ignoring others and the boss is no exception.

-We can not expect the boss to know everything, many a times an employee may have an easy solution to problem than a boss. Many bosses are not able to accept this fact and get into a competition with their own sub-ordinates. Many a times, it turns out to be an ego issue for the boss.

-If the boss comes from different domain, he may not be technically as competitive as some of the senior employees though he may be good at managing the team and running the whole show. In such a case the boss may not always be right and must ponder over the thoughts of his team.

-The boss may at times get into the favouritism mode which might dilute the objectivity of his decisions.

The boss is a human being too and can have his own share of right or wrong decisions. We as employees should not be judging him just because he is a boss. At the same time, to run the organization effectively the boss must try to take his team into confidence and try to grow himself into the role of a leader while getting out of the shadow of the word “boss” which is a bit too strong.

Kiran Bedi as the CM candidate of Delhi – Support or Oppose?

Introduction:

Kiran Bedi, the first woman IPS officer to be sworn in to one of the highest esteemed positions in the country, an inspiration to millions, finally joins politics just in time for the Delhi legislative assembly elections 2015. There are controversies and there are positive hopes too as

Bedi steps ahead with hints that she might be BJP's candidate for Delhi CM. No sooner was it declared that Kiran Bedi shall be joining BJP, the screenshots of her past tweets against NaMo went viral all over the internet. Haters can go on with their accusations but one of the most proficient lady with numerous achievements and credentials to her name is in and that is perhaps giving sleepless nights to Kejriwal and others.

In support of Kiran Bedi in politics:

1. Kiran Bedi has been an ardent supporter of Anna Hazare's anti corruption movement and she broke ties when Kejriwal decided to bring politics into the movement. Both Anna and Bedi have been against the corrupt nature of politics and not the political system entirely. It is her personal decision whether she wants to extend support to Modi or Kejriwal. She was inspired by Modi's leadership qualities and saw in him a hope for a better India. Every Indian should respect her decision to join politics.

2. Kiran Bedi had been a woman of clean motives and honest principles all her life. Her dedication to serve the nation has reflected in her journey till date and hopes are high if she goes on to become the Chief Minister of Delhi. Indian politics indeed is in urgent need of people like Kiran Bedi to bring in reforms and to ensure that law and order of the country is strictly followed.

3. Kiran Bedi has worked with the United Nations in New York as the Police Advisor to the Secretary General, in the Department of Peace Keeping Operations along with representing India in International forums on crime prevention, drug abuse, police and prison reforms and women’s issues. In days to come she can be one of the most efficient leaders to lead India towards development and anti corruption.

4. Indian politics need people with credibility and credentials to be elected to one of the highest positions that decides the way the government will be run in coming years. Kiran Bedi holds a Law, Masters, Doctorate degree. She is also a Nehru Fellow post doctoral. Being a National and an Asian Tennis champion adds to her vulnerability in different areas. She has addressed audiences at the American, British, European, Indian Universities, Corporate and Civil Society groups. She possesses every quality that is needed for good leadership.

5. As a social worker, her contribution towards the society adds to her liberal nature. She had earned the Ramon Magsaysay Award also known as the Asian Nobel Prize and several other national and international honours. She has founded two NGOs, Navjyoti and India Vision Foundation, that have extended support to many deprived children, and adults in the areas of education, vocational skills, environment, counselling, and health care in both urban and rural areas. At present her NGOs are running four Community Colleges, registered with Indira Gandhi National Open University, to provide vocational and soft skills to Indian youth. Bedi is the most eligible candidate for the upcoming CM elections.

6. From being the Most Admired Indian Female Icon to being voted as India's most admired and most trusted woman, Kiran Bedi is certainly a woman of clear conscience and unbeatable spirit of serving the nation. Her efforts with team Anna had been in headlines for long and now is the time when her prowess could bring in the most aspired change in Indian politics - the lokpal bill.

Against Kiran Bedi in politics:

1. As pointed out by the opposition leaders, Kiran Bedi seems to be joining the group of "U turns" as she had openly been criticizing NaMo in the past and had also been against joining politics. Her sudden decision to join BJP is reportedly raising questions not only amongst people but also within the party she has preferred. While there are anticipations that she might be the CM candidate from BJP, the party leaders have been heard saying that she is just a "party worker" extending support to Modi for his inspiring leadership. She denied the rumours saying that BJP has a well organized system and there is absolutely no issues inside.

2. BJP chose Kiran Bedi for a face-off with Kejriwal when they feared losing to the newly empowered AAP that seems to be gathering pace when it comes to earning the faith of Delhiites. Just a day after AAP accused Satish Upadhyay of indulging in corruption, BJP brought in Kiran Bedi - the icon of anti corruption and fearless image. It seems to be a little too late for the party to take shelter within the image of a reputed former cop to earn votes in favour.

3. BJP had become used to entirely flared up rallies with mobs high spirited to hear the good-day-promise-makers talk about good governance and development in days to come. However, the views of their recent rallies in Delhi was nothing of that sort even when Amit Shah and Narendra Modi took charge. They were indeed not used to seeing such a sight and that's when the fear of losing to AAP took over. Bringing in Kiran Bedi is just a move to earn votes and even if she is elected to be the CM of Delhi, there would hardly be a change in the current economic or political system of the country or Delhi to be specific.

4. Kiran Bedi is an influential woman who has to her name achievements, social services, and fearless protests against the wrong doers. By entering politics she is going to be dirtying her hands - politics deprives none of this opportunity says history. A woman of influence and prowess should not get into politics for the mere reason of becoming the vote bank for a party.

5. Shazia Ilmi and Jaya Prada who also joined hands with BJP hail from the political field while Kiran Bedi has been apolitical for long since she joined Hazare's India against corruption movement. Her sudden jump into politics might backfire and her good deeds of years could be put to sacrifice.

Conclusion:

Kiran Bedi's decision to join BJP is entirely her personal opinion of what she thinks of the present government regardless of what she thought to them earlier. However, given the credentials that she possesses, it should only be fair if she is chosen to be the CM candidate for the upcoming elections instead of just bring a party worker to earn them votes. India needs her motivations and the spirit of serving the nation, selfless and free of corruption. Delhi can see a better tomorrow at the hands of one of the top notch cop turned leader of the country.

Does “Messenger of God” deserve a clearance ?

Introduction

“Messenger of God” is an upcoming movie, directed by Gurmeet Ram Rahim Singh and Jeetu Arora. The movie would be released in Hindi, English, Tamil and Telugu. The Central Board of Film Certification did not allow the movie to released. It has been sent to the revising committee. Different Sikh groups protested against the release of the movie and demanded for a ban.

Yes – MSG deserves a clearance.

1. Logical – In India, there are quite a few films made which do not make any sense. Yet, they come up on the big screen. The recent movie PK depicted an alien visiting the earth. When PK can be released, why not MSG? MSG is purely entertainment.

2. Heroism – The hero of the movie is not depicted as a human god. He is portrayed as a human being who fights against evil. The name of the movie itself suggests that he is not a human god. It is all about heroism.

3. Miracles – The movie was denied the release certificate due to the miracles shown. The movie is highly criticized as the hero promotes miracles. Then, why movies like Dhoom 3 or Om Shanti Om were not banned?

4. Deletion of scenes – Instead of denying the release certificate, the board could have asked the director to delete a few of the scenes. The audience are excited to watch this movie on the big screen.

5. Right to express – India is a country where different genres of films come up each month. Every director has the right to put across a movie that would purely entertain the audience.

No – MSG does not deserve a clearance.

1. Impact – The movie should not be given a clearance as it portrays issues like consuming alcohol and drugs. The audience may also include children and it would have a negative impact on the society.

2. Emotional sentiments - A few of the Sikh groups have been demanding a ban on this movie as they believe it targets their community. It hurts the sentiments of a group or community.

3. Human God – The movie is trying to promote the concept of human god. India is a country where a lot of people are worshiped as human gods. This will encourage more number of people to declare themselves as god.

4. Advertisement – As per the Censor board, the movie looks more of an advertisement and encourages conflicts and fights.

Conclusion:

Bollywood is one of the largest centers of film productions in the world. It makes a lot of films each year. In the trailer of MSG, one can see a “rockstar baba” trying to be like one from the new generation. If released, it would be widely accepted by the audience as they are waiting to watch the Baba on screen.

Is United Nations in need of reforms to maintain its efficacy?

Introduction:

Indian President Pranab Mukherjee met United Nations Secretary General Ban Ki-Moon and he utilized the opportunity to emphasize that United Nations is in urgent need of reforms to

maintain its efficacy and proficient functioning. The meet was designated towards encouraging India's aspirations for a permanent seat in the security council but shifted more towards introducing reforms to fast track the proceedings of United Nations. This brings us to ponder whether United Nations is efficient in its functioning or are there spaces for reforms to boost its 'credibility' and 'legitimacy' of its decision.

Yes, UN needs reforms:

1. The biggest of all the problems that the world at large is facing is terrorism - ruthless and barbaric that sees no borders and no mercy. United Nations being the head council of the member nations should do something effective to bring the countries together to fight against the evil brewing somewhere in every nation. Fast track decisions have to be taken for providing security to the nations from the terror attacks. Be it the Peshawar school attack or the Charlie Hebdo press attack, United Nations is yet to prove its efficiency at restoring world peace and security from such attacks.

2. The composition needs to be reformed too just as the functioning of the council has been reformed from time to time. Improving the legitimacy of the security council is absolutely necessary and since its initiation, there have been changes in its composition calling for adding the nations that have long been aspiring to become a permanent member. India had always been a good contributor at the UN and the second largest donors to the Democracy Fund, next only to the United States. India completely deserve a permanent at the security council.

3. Israel and Palestine war has never been at ease even after the intervention of United Nations. Since decades Israel has been taking unilateral actions in its geographical vicinity and no substantial action with a proper outcome has been seen in this front. United Nations has to get stricter in imposing rules and in taking charge of these kind of war states. United Nations has always been partial in taking a stand against terrorism. They did condemn the terrorists involved in attacks but at the same time no actions were taken against the government funded terror groups.

4. When United Nations was created, United States was the only country that owned nuclear test weapons and along with 190 other member nations, they signed the nuclear non-proliferation treaty. Despite this treaty signed and agreed upon by all the member nation, many of them continued with the development and testing of nuclear weapons from time to time. United Nation seemed neither offended nor did it try to restrain the member nations from continuing with the testing and development of deadly weapons. Was is ugly and lethal weapons make it even more uglier.

5. United Nations inefficiency at war fronts has been seen during many crisis including the Cuban missile crisis, Vietnam crisis, Yugoslavia bombed by NATO, unilateral actions in Iraq, America's anarchy in Iraq and Afghanistan in the name of search for weapons and terrorists. United nations was created to stand as a common platform that could help in restoring world peace and security. If United Nations is not reformed to make it more legislative, it's meaning would be lost soon.

No, UN needs no reform:

1. United Nations has been doing its part in maintaining peace and security between member nations. It has prevented any further world wars since its creation. It has been making genuine efforts to solve issues between India and Pakistan. Terrorism is not within the reach of member nations or the United Nations. They have been making efforts to curb terrorism and have been successful at various fronts.

2. UN has played a very important role in curbing colonialism and imperialism. They have also been protective in suppressing apartheid to a great extent. Protection of human rights had also been a successful venture supported by UN. These achievements of United Nations cannot be ignored and it would be wrong to say that UN is inefficient in any way.

3. United Nation's agencies like WHO, UNICEF, UNESCO, any many more have been truly efficient in making lives better especially in rural areas of member nations. Spreading awareness and extending helping hands to the needy has been a very successful venture organised by the United.

4. United Nation's contribution towards peacekeeping operations, settling disputes and conflicts has been successful to great extent. Peaceful settlement of dispute has been very effective in preventing wars and attacks.

5. United Nations had done more than its part in imparting education, food, healthy living to poor regions of the member nations. It's health and population management strategies have proven it's efficacy from time to time. From protecting children to protection of refugees, United Nations has been the best support that the member nations could expect.

Conclusion:

It is true that United Nations has seen many successes since its establishment, but alongside it can also not be denied that with changing time, the priorities need to change and to tackle bigger challenges such as terrorism and fundamentalism, changes and reforms are necessary. To change with time is the need of situation and United Nation has to upgrade it's current status to provide effective help to member nations in establishing world peace and security from terrorism.

Is AirAsia responsible for its own loss?

Introduction

AirAsia is a low cost Malaysian airline. The headquarters of AirAsia are at Kuala Lampur, the capital. 2014 was an unpleasant year for the Malaysian aviation industry as they faced quite a few major flight mishaps. One Malaysian flight went missing early this March and another was shot down in Ukraine in July. Now, a third incident is added to the count.

Flight QZ8501, an AirAsia Indonesia aircraft, lost its contact with the base and went missing with around 162 people on board. A long investigation followed the missing of the plane. On the third day officials confirmed that the missing flight has crashed into the sea as they recovered 40 bodies and some debris of the aircraft.

The AirAsia Indonesia plane started flying in 2008. It had flown 13600 times and had completed 23000 hours. It had undergone its last maintenance work in November, 2014.

Now, let us take a look on whether AirAsia should be held responsible for the missing flight.

Yes – AirAsia should be held responsible.

1. Safety – The plane had undergone its last maintenance work in November i.e. just last month. But AirAsia should have checked the flight once more before permitting it to take off.

2. Poor communication – Due to the poor communication system the pilots could not reach the authorities at the base in case of the emergency.

3. New Path– The pilots wanted to change their path but their request was rejected due to the air traffic. AirAsia could have contacted the air traffic control and should have granted the permission to change the path.

4. Prevented the takeoff – Due to the bad weather, many flights were canceled. AirAsia also could have canceled Flight QZ8501.

5. Inadequate training – Being a low cost airline, AirAsia might have been taking people who are not very skilled in operating a plane.

No – AirAsia should not be held responsible.

1. Bad weather – The aircraft went missing due to the bad weather and not because of the irresponsibility of AirAsia.

2. Air traffic –The pilots wanted to increase the altitude of the flight. But the authorities rejected the request due to the air traffic. This was a good decision on the part of AirAsia as they were trying to prevent any clash of routes.

3. Reputation – AirAsia has always maintained a good reputation and people have always had a good opinion about AirAsia. This is one of the cheapest flights. The missing of Flight QZ8501, is the first such incident in the history of AirAsia.

4. Signal – The missing flight did not give any signal of emergency. Hence, even the AirAsia authorities were unaware of the upcoming tragedy.

5. Quick response - AirAsia responded quickly to the queries of the relatives and did not delay in attending to them. It shows that they do fulfill their responsibility towards the passengers.

Conclusion

The search for the missing plane is still on. According to the people in Indonesia, AirAsia was a good plane with cheap rates and it gave employment opportunities to many. The actual reason

for the crashing of the plane can be known only when the investigation is over. Countries like the US, France and Australia are offering their full support and help to track down the missing flight.

Real estate investment is not always the best option for all the money you possess.

Introduction:

Real estate investment include purchasing, managing, sale or rental of real estate (immovable property; generally housing and building) for achieving the basic objective of profit gain. The strategy of buying, managing, selling or renting the house or building is known as real estate investment. The investors need to be cautious about the security and return of their investment. First of all he should determine which type of investor he is – risk bearing, or he wants security of return back of capital or he expects regular return from his investment or may consult to real estate agent. Would it be right decision to invest all the money he possess in real estate?

For:

1. There is no actual guarantee of appreciation of real estate as the market goes on fluctuating. Accordingly it may depreciate if it focuses any negative image. Real estate investment can be the best substitute of other sources of investment but not always best investment.

2. Most of the time people appoint real estate agent for investment purposes who charges very high for these services. This would lead to unnecessary increase in cost of the property. Having an agent may cause unnecessary pressure to buy the property before you find if it suits your requirement or not.

3. The investing range is limited whether you want to actively take part in management of the property or hire someone else to manage it. Further additional costs are also incurred in the maintenance of the property. This will lead to certain outflow of cash from the income.

4. It is beneficiary only when the rate of fixed charge is less than return on investment, or can be said that the payments should not overcome receipts from the investment. Thus motive of any venture or business is to earn profits which is uncertain in this case.

5. Large sum of capital needs to be employed in such investments. If people are having relatively lower amount they will not invest in it anyhow in real estate. They may choose other investments such as investing in shares, debentures, etc. They find these investments more attractive than real estate one.

6. Many people had started their career by investing in real estate and the dull market condition is evidence when they all went bankrupt. This only appeals to those investors who are active in risk bearing. Thus it is not the best option for investing as it involve uncertainty regarding investment.

Against:

1. Real estate investment includes purchase of property for resale or rental purpose to generate income. This will provide regular assured income to the investor. In case for rental purpose, ownership of the property still lies in the hands of investor and in case of sale purpose the value of the building goes to appreciate during the period.

2. This investment is not time taking. With real estate investing you need not to sacrifice lots of personal time. You may appoint an expert its active manager who will look after the tenant or venture, whatever it may be, on your behalf. Little effort its only required in initial stage after that investors need not to devote his personal time.

3. Real estate investment results to some tangible property which can be pledged out mortgaged to raise funds from suitable sources of finance. Due to this credit worthiness, its ability to be borrowed is high in the market.

4. Returns on real estate are relatively higher than other. The expenses, taxes, or other unconditional losses can be written off easily. Such investments greatly appeals to cautious investors who looks for reasonable safety of their money along with fixed and higher return.

5. The investors need not pay 100 percent down but can pay 25-30 percent down payment. Further it can be financed by bank or other financial institution. This can help investors with lower funds, which later can expand his property with larger number.

6. If the property is financed by any financial institution or bank, the cash flow should be tax free and the investor can wait for the capital gain on the future sale of the property. The further gains can be utilised for writing off tax or other expenses.

Conclusion:

Before investing, the investor should classify the various forms of investments and determine which would be more suitable for him. People are quiet sensitive in case of security of their capital and real estate involve heavy risk bearing element. One should not invest all their money in real estate as they may fall shortage of funds which can't be arranged from real estate in very short period because properties cannot be liquidated easily. One should rather invest more money in that class of assets which can be liquidated easily if need for cash arises.

Organic and Herbal – Are they safe?

Introduction:

Organic products are those which are prepared using organic materials. They may contain ingredients that have animals as their sources. And herbal products are the ones that are prepared from plants. Both organic and herbal products have one thing in common - they do not contain

any chemicals or preservatives.

Today, a lot of organic and herbal products are available in the market. According to the World Health Organization, “Around 4 billion people across the world use herbal products.” Even in India, a lot of organic and herbal products like Tulsi Wellness Tea, Triphala, Haritaki, etc. are available easily. There is a high demand for these products in the market.

Now, let us take a look at whether these products are really safe.

Yes – Organic and herbal products are safe.

1. No chemicals – These products do not have any chemicals involved in their production. They are natural and, so, they do not cause any side-effects.

2. Effective - Organic and herbal products have a long term effect. For example, herbal products are effective to treat arthritis.

3. No antibiotics– Most of the organic products are derived from animals. These animals are not injected with any sort of antibiotics. Hence, they are very safe.

4. Trademark – These products come under the label of THR (Traditional Herbal Register) and PL (Product License). They guarantee that these products are not harmful.

5. Rules and regulations – The products usually follow certain guidelines prescribed by the Food and Drug Administration (FDA). The FDA is responsible for monitoring the safety of these products. The regulations assure that the products are safe.

No – Organic and Herbal products are not safe.

1. Not suitable – The organic and herbal products may not be appropriate in many conditions. The organic or herbal medicines may take much more time than the modern medicines' cure. For example, it cannot cure a heart problem quickly.

2. Lack of instruction – Unlike the modern medicines, most of the herbal products do not carry dosage instructions on the cover. Hence, it may harm a person.

3. Poisonous – Some products are made from wild herbs. Hence, consuming these products may be risky.

4. No regulation – The organic and herbal products do not have proper regulations at many places including the United States. Without proper regulation or law imposed, it is not safe to prescribe these products to patients. The quality of products may also vary.

5. Lack of nutrition – The organic products are mostly derive from animals. According to researchers, animals are infected with a lot of bacteria. Hence, it can be harmful for the people who consume these products.

Conclusion:

The bottom line of this discussion is that the organic and herbal products can be safe but, at times, they do have certain side effects. The products should be consumed only after careful scrutiny.

Should internet freedom be curtailed?

Introduction:

With Russia and Turkey playing hard to restrain internet freedom, there is no short of countries as more and more join the clash to retrain giants like Facebook, Twitter and Google to censor its content. Both Russia and Turkey tried curtailing these internet companies at different times of the year to remove controversial contents and pages from the internet. The result, however, was same in both the cases. Facebook and Twitter respectably removed the content but copies of the same documents were circulated in various ways and hence censoring the content was worthless. India and Pakistan has also been in the imbroglio of internet censorship to fight terrorists from manipulating youths for joining ISIS. Pakistan, however, had a different kind of story to censor with ban of YouTube.

Yes, internet freedom should be curtailed:

1. Controversies never spread faster until it started going online. Anti-government protests, terrorism blurts, defaming of persons, false rumors and allegations have all been a prominent part of the viral contents on the internet in the gone year. Even before companies were contacted for censoring or removing the content or video, copies were uploaded the very next moment.

2. In the European Union, a court ruling last year established a “right to be forgotten,” which includes freedom to access search engines like Google to remove links of content of negative material about them. This is important to safeguard against personal information going online after being hacked and leaked. 2014 saw many incidences of nude pictures of renowned celebrities going viral over the internet. Internet freedom should not include the right to leak private content of any person without their consent.

3. Talking of freedom of expression, not everything shared on the internet is intended for good reasons. Leaked MMS defame women. Racial content create imbroglio. Misleading information harm youngsters. Manipulative videos and articles create revolutions that are harmful for the world at large. The sharing of this type of content cannot be included in freedom of expression.

4. Censoring content on internet is difficult but that does not mean that the government should not even try to do so. Further spreading of such content could be stopped by asking the companies to remove or censor the video or any sort of content. Graphics and videos on the internet are far more influential in affecting the minds of people hence it is important to put restraint on these.

5. The biggest challenge that the world is currently facing is spread of terrorism and to prevent further more youths from being manipulated by the fundamentalists, it is important that interaction of this sort be censored from the internet.

6. Internet access is available to children below the maturity age limit. For preventing children from viewing inappropriate content, it has become even more important to censor hardcore pornography and other disturbing content from the internet. India is still lagging behind in retraining such content from the access of minors.

No, internet freedom should not be curtailed:

1. Freedom of speech and press is being advocated in support of Charlie Hebdo but the same is being censored on the internet. Every individual has the right to express their idea and to propagate what they believe to be true on basis of recorded evidences in the form of audio or video. Why can’t the government apply the same rule before asking internet companies to cut out the controversial content? Free speech can either be curtailed to certain limits or given complete freedom to circulate any sort of crap over the web.

2. Censoring the content creates that curiosity that compels people to do what they are prevented from doing. Copies of such content go viral after they are removed or blocked from the main pages. Those copied contents add to the trouble with added wrong rumors to it and hence is more awkward that the original content could be.

3. Censoring with become the right exercised by the government at its call. This might prevent information containing the truth of any situation from reaching out to the public. There will hidden secrets which public would have no access to.

Conclusion:

It is necessary to go by the demand of present situation and the present day challenges that the world at large has been dealing with calls for restraining freedom of internet and to limit its extent of publishing content to only those that are non-harmful and doesn’t involve larger controversies that could affect lives of people. Facebook has always been very cooperative in this matter. In the year ahead, we expect all the other big internet companies to follow the same prospect.

Paris attack: Who is responsible?

Introduction:

January 7, 2015, Paris witnessed barbarity and ruthless killing in the name of vengeance. Gunmen or more specifically, terrorists claiming to be followers of Islam, stormed into the the office of Charlie Hebdo's satirical magazine and killed 12 people brutally. This is not the first time when Charlie's weekly was attacked. Back in November 2011 there was firebomb attacks

on the headquarters of his office. Threats were given by mad extremists to yet another bunch of mad cartoonists who abuse and offend people through their cartoons. Who is actually responsible for this barbarism and loss of 12 lives?

Terrorists are responsible:

1. Media has the freedom of expression and though they misuse the freedom to offend religion and beliefs of people, nothing justifies killing of people. It is terrorism and fanaticism and everyone should condemn the act for the sake of humanity. These terrorists are no friends of any religion. They are the biggest enemies of peace and humanity, have crossed every limits of barbarism, and should be punished.

2. There is no vengeance in Islam and those hypocrites who shouted out after the killing that they avenged Prophet Muhammed are actually nowhere near to the teachings of the Prophet. The greatest of prophets of Islam does not need mere humans to take revenge for him. Islam teaches tolerance and these extremists know nothing of the same yet call themselves follower of Prophet.

3. Protesting against the media and condemning the obscene caricatures of Hebdo could be done in a peaceful way too. There is no denying that his cartoons are indescribably offending to our Prophet and raised anger everywhere not only amongst the Muslims but other religions as well (it's not only Islam that Cynic Charlie offends) but such acts of terrorism are not justified in any way.

4. Freedom of press and democracy cannot be stabbed to silence by these means of inhuman acts. Intimidation by religious extremists and politicians is at its height and these terrorists are born out of it. They might take a stand that their act is justified given that they were offended by the press' publication and they did not agree to it. But you do not need to agree to everything they write and publish and power doesn't give you the authority to punish them for what they wrote or drew.

5. Islamic minorities in France are living under unpleasant situation with Islamophobia getting them discriminated. To add to their despair, their economic crisis makes them easy target to intimidation by the so called jihadists. But instead of resorting to violence these people can protest in other peaceful ways where there would be more space for sensible discussions and that would yield effective results too.

Charlie Hebdo shares the partnership in crime:

1. The role of the media is to bring forth the truth, free from intimidation and fear. Lampooning shariah laws and offending a religion is what media do when they have nothing else left to cover their pages. Without thinking of the consequences or the kind of response such offensive cartoons could draw, Hebdo continued the business of hurting sentiments of people worldwide. This is not meant to defend the terrorists or their act of terrorism but there is no denying that such content is like oil on fire for those already ready to kill and die intimidated by the leaders of the terror groups.

2. According to Florence Noiville, a French novelist, there is a keyword in France - laicite - which means public life should be separated from religion. Does this rule not apply to the French media? Terrorists hurt physically in the name of religion. We can them hypocrites. Media cartoonists like Hebdo hurts the sentiments of millions intentionally in the name of democracy and freedom of press. We now call this strategy. How are people like Hebdo any different from those like ISIS? Both are ruthless in different ways.

3. Other than the followers of these terror groups, every Muslim condemns the atrocities and fundamentalism of these extremists. The terror act was condemned by Muslims across the globe. Did Charlie's media think of the sentiments of these people when they drew the obscene cartoons of one of the greatest prophets of a religion? Common people like us could get angry over it and condemn the cartoons with words but what else had Charlie expected from these terrorists? Opponents would call this a strategy to gain sympathy and outspread messages of Islamophobia - we expect Charlie to be expecting this too.

4. Meaningless and obscene cartoons of Charlie Hebdo are just meant to anger people of a religion and they have nothing in it that calls for freedom of press of democracy. They are drawn just to offend people. Is that so difficult to stop? If we cannot expect sensible media people to understand that their content is hurting people's sentiments, there is no expecting these fanatics to feel the pain of people.

Conclusion:

For Hebdo, it's just a cartoon he created one fine day when he was retarder and had no news to play around with. His cartoons were failing to get attention so he decided to play safe with the matter that would get him into the limelight for no good reason. Muslims across the globe were offended (mission accomplished) but then came the unexpected blow from another bunch of retards. Both of these groups insulted the Prophet. More than the cartoonist, these terrorists offended his teachings. Our heart goes out to the families of the victims of this massacre.

Should Geeta be adopted as national book of India?

Politics creates controversies and this time it is about declaring “Geeta” as the national book of India. External Affairs Minister Sushma Swaraj wants Bhagavad Geeta to be declared as the national book of India. She presented her views in her speech given at a function kept for celebrating 5,151, years of Geeta. She said that the religious book has answers to all the problems and that why it should be given the national scripture status. Do you agree with her? Should Geeta be adopted as national book of India?

Yes

• India is a land of variety still the book demonstrates the teachings that can be used by all the different segments of people.

• The book is not about Hinduism, or praising a particular religion, instead it is about the

practical learning that can be implemented in day-to-day life.

• There is no official national book of India and giving this status to Bhagavad Geeta will respectfully fill the gap.

• The true essence of Bhagwad Geeta is in its substance which is also followed by renowned people in their life. Aldous Huxley, Henry David Thoreau, Wilhelm von Humboldt, Albert Schweitzer etc. are non Indian followers of Bhagavad Gita.

• The book also makes people remember about the epic fight that happened when a woman was degraded by men. It states that women should be treated with utmost respect.

• Hinduism doesn’t depend on one single holy book, and has even got other sacred books like Vedas, Puranas and Upanishads. And, selecting Geeta indicates it is just about teaching and not about religion.

No

• India is a nation of many religions and giving status of national book to Bhagwad Geeta can create unwanted problems in the society.

• The national scripture status to a book which is a holy book of Hindus will be against secularism in India. It will be an open war against Geeta versus Kuran versus Bible versus Guru Granth Sahib. • It is not official but the Constitution of India, a book that has all the rules and ideas to keep India working is considered as a national book of India.

• Equality and justice are the two important national goals in a democratic nation which are highlighted in the Preamble of the Constitution.

• A respectable and sacred book like Bhagwad Geeta should not be given national book status as people should pause and analyze how much respect other national symbols are gaining? It is a meaningless lip service as after assigning it a national status it is treated with callous disregard. The finest example is of National River Ganga.

Conclusion

Assigning a national status to Geeta will only degrade the book as the people from the other communities and religions will start detesting the book. As of now, they don’t hold any harsh feelings for the religious book, and even try to follow the principles laid in the book. The step will create unwarranted drama and nuisance in the society. India is guided by the Constitution and therefore, if any book deserves the national status is only the Constitution. It is created by Indians, for Indians, of Indians and will always unite people.

Whatsapp is killing minds!

A Saudi man divorced his wife after she ignored his whatsapp messages. The husband said that his wife used to spend all her time on whatsapp messaging platform. Due to the addiction, she even ignored her children. Whatsapp is not a new thing in the market. Even the people who are not educated are well aware of the messaging platform. The messaging app that started as a boon can turn into a bane, if not used carefully. It is killing mind of people. Do you agree?

Yes

• The youngsters are getting addicted to the messaging platform like other addictive substances. It is more of an addiction rather than convenience.

• People are not using the messaging platform for connecting with friends or relatives instead they just want to check out the their presence on messaging platform.

• A messaging platform connects people, but whatsapp is creating bridges between people. The app, in many cases, is creating unnecessary doubts in relationships.

• The start as well as end of the day happens with whatsapp. And, if people don’t find any messages they start feeling low.

• People are so occupied with the use of whatsapp that they are unable to differentiate between real and factual relationships. We can easily notice that while you are talking all the time to your friends on Whatsapp, you hardly have an interaction with your immediate family. This also points out the fact that while people have a lot of friends on Whatsapp network, there's hardly any friend available whom they can talk out their heart face to face.

No

• Whatsapp has become the largest messaging app, and it is just because it has allowed people to come closer to each other.

• There are some people who are not involved in any work, and such people are only addicted to whatsapp, not everyone.

• Whatsapp has allowed the school friends and distant relatives to come and talk at one place. It doesn’t kill mind but helps the people to cherish the old good memories and relationships.

• In a world, where people don’t have time to meet friends, whatsapp has allowed people to share their problems with friends on messaging platform regardless of time and location.

• Whatsapp is now even used by many firms and organizations for sharing of important information among employees.

• If used properly, Whatsapp can help generate new business opportunities and close the existing deals faster.

Conclusion

Every thing in this world has two sides, one positive and one negative. The use of Whatsapp is no different. It is not a black or white app, but a grey app whose pros and cons are decided by the user himself. The people are more isolated than before in the present world. Some make their world better by using the app, and some make themselves more isolated after using this app. In all the cases, balance is the key.

Bullet trains in India: pros and cons

While the country seemed excited when Prime Minister Narendra Modi announced a diamond quadrilateral of bullet trains to connect the four major cities of Mumbai, Delhi, Kolkata and Chennai in his venture called “Smart cities” project, critics have a lot to say. There are reasons to be happy about this project and there are reasons that drive us to ponder if this is the first priority of a nation with majority of its population below poverty line. Let us look at it from all point of views and generate our own opinion on this.

Pros of Bullet trains:

1. Speed: High speed is one of the biggest reasons for the proposal of this idea when it was first initiated in India. Major cities connecting with towns of economic growth face the problem of fast transportation. This would save time and boost businesses amongst the connected cities. Reduction in commuting time is greatly required in Mumbai and other metro cities where a lot of time is consumed in the process.

2. Comfort: These trains would utilize high grade technology to provide comfortable journey of long hours within just a few hours. Improvising on the comfort level of train journeys have been a missing factor in Indian railways and the introduction of bullet trains would be a great development in this factor.

3. Safety: Earlier there were questions raised on the safety issues of these high speed trains but the Shinkansen network of Japan shows excellent records of safety. Ever since the bullet trains started in 1964, the Shinkansen has reported zero fatalities.

4. Avoid overcrowding: Making commuting easier from small town to major cities would lessen the crowd of settlement and migration in major cities which would reduce pressure on growing urban areas. Chief Minister has rightly mentioned decongestion of Bangalore as one of the reasons for the bullet train.

5. Stronger and eco-friendly: Not only these High speed trains are stronger enough to carry heavier weight but are also eco-friendly as they do not require deforestations to set tracks. It is a modern and technologically advanced means of transportation which can be a step towards growth and development in India.

Cons of bullet trains:

1. Cost of construction: The cost of laying a bullet-train corridor is estimated to cost up to Rs 100 crore a kilometre. After summing up the costs of signals, rolling stock, etc, the cost can rise up to Rs 115 crore a km. Operation and maintenance costs would also be high.

2.High fares: Fares of these trains would be high too in order to compensate the expenses and maintenance. One way fare on Mumbai-Ahmadabad route is projected to be around Rs 5,000. Quite few Indians would be able to afford travelling with these expenses. And even those who would be willing to pay such a high price might prefer travelling planes instead. If this factor is not considered, then the project might prove to be a loss for the government.

3.Time consuming project: The project is at its initial level of planning and it is predicted that the implementation of the plan would take years. In between if there is a change in government, and then the project could face the consequences.

4. Land acquisition: For laying tracks, there would be issues of land acquisition which might trigger anger amongst commoners whose everyday living might come under menace. For instance laying these tracks in Mumbai would require acquisition of land which has the largest slums in the city.

5. Other issues: This project might have other issues under India’s present condition including plaguing of power sector, choice of speed and gauge, minimum length of the route for the viability of the project, etc. It is important to understand whether or not India is ready for this change.

Conclusion:

Bullet train has sets of pros and cons under India’s present situations and they need to be properly handled so that it brings prosperity and development in the country and not debacles. Every factor must be considered wisely and safeguarding of people’s living should not be compromised. There are risks in this project but without risks nothing big can be acquired.

Why you should not buy gold?

Prime Minister Narendra Modi and RBI Governor Raghuram Rajan urged banks to convince people to channelize their savings to other financial instruments apart from gold. This will not only help India to grow economically but will also bring a great social transformation. Even Finance Minister Arun jaitley wants Indian banks to make cashless transactions as it will help in gaining currency value. The challenge will be faced by the commercial banks when it will come to convincing people that a bank is as safe and reliable as they think gold is. This will also improve the productivity.

Why do people buy gold?

In modern economic era where paper currency is the money in demand, gold's only usage is in making jewelry. On the contrary, gold is an asset and has inherent qualities that make it unique and precious for investors to have it in their treasury. It also serves as the investors' insurance against geopolitical events, uncertainty and inflation as it is a much better option in terms of liquidity

For this reason, investors typically look at gold as a safe haven during the times of political and economic uncertainty. Reviewing historical wars and political we have seen the downfall in currencies. At that time investors who had gold were able to protect their wealth. Accordingly, whenever there are updates on any type of uncertainty, investors often buy gold as a safe option.

The reason for the importance of gold in the modern economy centers is the fact that it has successfully preserved wealth for thousands of generations. The same, however, cannot be said about paper currencies.

Why should you not buy gold?

Gold is the only commodity that tends to go down when everything is up and vice-versa. The market is expected to move in the downward direction as heavy investors are expected to sell gold rather than buying it.

Earlier, gold did much better than equities but not anymore. Both equities and gold involve risks and you cannot rely on gold.

Even in the US, with the increased interest rates, investors keep their money in dollars rather than gold. At the same time the price of gold is dependent on the international macroeconomic factors. You cannot invest in gold confidently for a short and medium term.

You can only buy it for two reasons- need for gold and need for a security instrument in your portfolio. Gold is just a precious metal that involves additional costs and risk involved is comparatively more than cash investment. It is moreover considered as a pledged asset as it is equivalent to savings or wealth stores but not an investment.

Now that other investments look more appealing than gold, a time will come when gold will be considered less valuable. In India, e-gold is offered by the National Spot Exchange Limited (NSEL) which gives investors the option to invest in commodities such as gold, silver and platinum online. The real risk in buying gold is that we lose the opportunity of investing in other commodities which can actually give higher returns.

Investing in Gold Exchange Transfer Funds (ETFs) and mutual funds is safer and more convenient than buying pure gold and jewelery. Gold funds are a much better option than physical gold as they have significant advantages over the latter if you are looking at it as an asset class.

If you keep gold in its physical form, there is only outflow of current income for the maintenance of lockers. Jewelry is not an investment as it is only an expenditure for pleasure,

symbolizing wealth.

Gold is considered to be a good option in terms of liquidity but families in India even have sentiments attached to it and it is the last item to leave the house in case of financial difficulties. So it has no use even being a liquid asset.

Moreover, it does not have any tax benefits. The price of gold even goes down if a natural calamity strikes the country.

Military sees a bright future with roboflies

Introduction:

US army has for long been researching the development of robotic flies that would be mechanically controlled via ultrasonic motors of the size of about three millimetres. It is said to have only three to five centimetres long wings made of lead zirconium titanate, a material that can create electric charge under an applied voltage or electric field. The wings would bend and flap when voltage is applied to the material. However, there is only a probability as of now that this thing could actually fly but the real confirmation would come only when the other drawbacks could be handled.

For:

1. These tiny mechanical flying robots would be ideal for spying into an enemy operation centre. The army would be able to anticipate the strengths and weaknesses of the enemy and accordingly plan their strategies. These spying roboflies would make it an easy win game for American army

2. These roboflies would be of great help to the American army in fighting the war against terrorism where they would be able to determine more closely the concentration of terror groups in an area with or without the innocent civilians. There is no denying that the rising enthusiasm amongst youths joining ISIS and other terror groups is vengeance for innocents killed in the war against terrorism. We can all but hope that this would change the war scenario into a fair fight.

3. There could be easy access to the locations of the terror groups that America has long been in a troubled status with. These tiny flying spies could easily trespass into enemy areas and trace the hidden locations of suspect to seek hostages and captives that these terror groups abduct more than often. This device if developed as per anticipation would be the greatest of army weapons to be invented ever - a far more advanced version of a spy cam.

4. A spy cam of such small length would neither be traceable nor easily visible to naked human eyes. It will utilize artificial intelligence to determine balance and invisibility from bright caught. This will make it the best of surveillance device ever crafted in such a small length. It would be able to fly on it's own hence avoiding risks taken by army officials during the surveillance of enemy operation centre.

5. Owing to their small size these roboflies would be able to invade through narrow spaces and even hide into the least of space available to keep away from enemy eyes. The smaller the spy device the better it gets for those handling it. A fully developed robofly would indeed be the best of spying device ever invented.

Against:

1. This spying device would be far more advanced as any other device ever accessed and if it goes into wrong hands like the probability of being caught by the enemies, the outcome could be adverse. The enemies would be able to replicate the device and use it against the country that designed it or against the other countries of it's target.

2. There have been reports before that these spy like insects were used during election protests and the government was using it to track the people involved in the protest. This could put the lives of common citizens in danger as they would be suspected and tracked without any fault of their own.

3. The smaller the gadget the more are the chances of encountering errors and challenges during its development. PiezoMEMS team also stated that it might take another ten to fifteen years of research and development to make these roboflies completely functional. There are intricate aerodynamic problems that the makers of this device is presently facing.

4. The object of surveillance could be common people that would become suspects within minutes and their privacy could be mishandled. There might also be controversies from friendly nations with reports of being spied by these roboflies. It would be challenging to maintain peace and harmony with the other countries that would be under the fear of being spied by these robots.

5. The small size of the roboflies could also be a problem when its accuracy would be judged. The cam size would be small too and the clarity of images captured by the flies might not be good enough and could lead to misinterpretation of data collected by them. Wrong information is more dangerous than no information at all.

Conclusion:

With acute security precautions and after compete consideration of the pros and cons, this device could promise a brighter future to US army. In years to come it would open new spheres in making wars less bloody and fairer if not misused or misguided with evil notions of conquering everything accessible.

Reduction in Interest Rates - Imperative for Industrial Growth

Interest rates are an important monetary tool in the hands of Reserve Bank of India (RBI) to control the money supply in the market and thereby affect inflation, investments, and the

economy in general.

RBI, or any Central Bank, generally follows these protocols:

1) If inflation is high, increase the interest rates

Higher interest rates discourage banks to borrow money from the RBI, and these banks in turn increase their interest rates leading to lesser borrowings. This further leads to lower economic growth, decreases the liquidity in the market, and the prices of goods slowly come down thus reducing inflation.

2) If inflation is lower, decrease the interest rates

When the inflation is low, the central bank generally lowers its interest rates. This means that commercial banks borrow more money from the central bank, and they also simultaneously reduce their own lending rates. This further causes an increase in borrowing by the general population who use this money for spending and investing.

When the interest rate is lower, there is less incentive to save and more incentive to spend. This is because saving money doesn't yield big returns like it would have done if interest rates are higher.

Current Scenario

Currently the wholesale inflation is very low (4.38 % in November, 2014) and the RBI is yet to reduce its rates. However, given the current scenario of inflation, it is expected that interest rates will be lowered.

Whenever RBI lowers its interest rates, this provides a positive signal to the businesses and industries, because they are allowed to raise funds and invest money that could lead to more growth.

The task of the central bank lies in balancing the growth in inflation along with making sure that the high interest rates don't dampen industrial growth. For example, as soon as Raghuram Rajan was appointed as the Governor of RBI, he increased the repo rate by 25 basis points (to 7.5 per cent) to control the then inflation in 2013 though it came with some criticism from the industrial sector as well.

Pros & Cons of Lower Interest Rates

Pros:

The Central Bank reduces interest rates when it sees that the inflation is low, and when the market is conducive. The lowering of interest rates sends a positive signal to the industrial sector.

Lowering interest rates also increases the aggregate demand in the market because there's more

incentive for spending than there is for saving.

Given the current low rate of inflation if the RBI drops its interest rates, it can provide the necessary momentum for industrial growth.

Lower interest rates are good news for mortgage holders, borrowers, etc.

Cons:

Lowering of interest rate can be termed to be a 'necessary' condition to provide momentum to industrial growth, but by itself it does not form a 'sufficient' condition, because other factors need to be present as well

Lowering interest rates can increase Aggregate Demand, and a prolonged increase in Aggregate Demand can cause a demand-pull inflation

Sometimes it happens that the Central Bank reduces its interest rates but that does not get translated into lower interest rates offered by the commercial banks for consumers. This happened in the recession of 2008 when the Central Banks reduced the rates but the commercial banks did not do so for the consumers.

Lower interest rates isn't a good news for everyone. It is good for industrial growth but for the section that depends on savings, like retired people, they prove to be less profitable. Their savings do not yield higher returns and thus the retired people are left with lower disposable income than before.

FDI in Retail - Will really affect the farmers of India? - Group DiscussionGroup Discussion 06-26-2012 02:00 AM

For

- Farmers might have to shut down their farms due to corporatization of the farming sector.

- It has divided India’s social, political and trading classes. It works on the “divide and rule” concept.

- It would mean depreciation of Indian money which will have a negative impact on the economy.

- The retailers will have an enormous control over their suppliers and indirectly affecting the farmers.

- This kind of structure would result in reduced farm prices and thus, closure of farms.

- It will have disastrous consequences on the Indian farmers as buyers will have total control over the sellers according to this policy.

- FDI will let some major players emerge in the retail segment. Big retail outlets will enjoy

monopoly in selling and in buying as well. This means that the poor farmers will not have much optiona to sell their crop in the market causing them to lower their selling price and shrink the margins.

Against

- It will be profitable to the farmers as middlemen will give them a better price for their goods.

- Farmers will get an opportunity to supply their produce to the big chains directly rather than going through intermediate brokers.

- The induction of the foreign investors will definitely help the small traders i.e. the farmers.

- It will deepen the economic cooperation between India and US.

- Agricultural products will form a very small percentage of the products these retail outlets would sell. The majority of products will be the finished goods. Snce these retail chains will source these products from China and other countries, more than farmers this will affect our local industries.

Cyber security threats are evolving

Cyber security is defined as the protection of system, networks and data in cyberspace. It has become a critical issue for all, especially the businessmen.

According to Ernst and Young, cyber security threats are rapidly increasing. Brazil has the largest number of internet users in Latin America. Cyber security threats have reached a peak in Brazil due to the use of malware– a kind of software that is used to infect the computers.

According to Naveen Bhatia, Vice President and General Manager of Asia Pacific, “Security is not only nice to have but it is a must to have.”

In Latin America, the concept of Hacktivism is widely increasing. In hacktivism people hack computers in order to show their support for a cause. Mexico witnessed the largest number of hacktivism attacks during the 2012 presidential elections.

According to the Norton report, around 22 million Brazilians and 6 million Colombians are victims of cyber crime and threats.

The most famous cyber security threat of 2014 was the Sony hack. The confidential data of Sony Pictures Entertainment (SPE) was hacked on November 24, 2014. The data included personal information of the Sony employees, emails exchanged between the employees, etc. The hackers called themselves the “Guardians of Peace.”

Hacking was done as a sign of disapproval of the release of “The Interview”. It is a comedy. The movie is about the assassination of Kim Jong Un – a North Korean leader. The US blamed North Korea for hacking the data. The movie received criticism from some Hollywood figures and President Barack Obama as the released documents carried unwanted comments about them. The movie was canceled in many theaters due to safety issues. Later on, Sony released the movie online and gained mixed views. “The Interview” was the most successful online movie by Sony.

But after the latest scientific analysis by the New York times it was found that the hacker's language in the threat was written by a native Russian speaker and not a native North Korean.

India faced many cyber security issues in the year of 2014 which were not so easy to solve. Despite all these threats, the government did not take any necessary step to meet the challenges.

India is trying to utilize the “Digital India” policy to its best as it aims to reduce cyber threats in the country. India needs to strengthen its cyber security in the areas of cyber terrorism, International cyber security cooperation and cyber warfare.

Internet has been useful to millions of people to gather information, strengthen their communication, etc. But at the same time, there are people on the other side who misuse the disadvantages of the digital world. Privacy of an individual or institution has become a great concern in the cyber world. People across the globe are awaiting for the day when there will be an implementation of new laws to provide security and safety in the digital space.

What should decide when to retire? - Age or Talent

Introduction

Retirement is a point when a person stops his employment completely. There is a term “semi retirement” wherein the employee reduces the hours of his/her work. The concept of retirement started during the 19th and 20th century. It was first used in Germany.

This year the Punjab and Haryana HC gave its verdict on the controversy of reducing the retirement age from 60 to 58 years. The retirement age for IAS officers, officers of the judiciary and teachers of government schools is still 60 years. As per the decision from the Central government, the retirement age would remain 60 years and no changes have been made to it.

Now, let us come to the point of discussion. Should the retirement of an employee be based on his/her age or the talent that they showcase?

Age should be the criteria for retirement.

1. Benefits – If you retire at the proper age you will be entitled to the benefits for the rest of your life. You will get a small monthly benefit amount but for a long period.

2. Health – The death rate is increasing rapidly. It is advisable to retire at an early age before the

health of the employee starts deteriorating.

3. Family time – The employee will be completely free after retirement if he retires at the age given by the government (60 years). He/she would get the opportunity to devote the time to his/her family without any tension.

4. New career – Retiring at a proper age would give a person a lot of time to work on his interest and passion. For example, there are people who write books after they retire.

5. Earn respect – Many people fail to retire early. Making your life big even after retiring from work increases the respect that you get from the society or from your family.

Talent should be the criteria for retirement.

1. Passion for work – Most of the employees refuse to retire early as they love to keep their talent alive. They continue to be dedicated and give good output to their work.

2. Growth of company – Allowing retirement to talented employees is a disadvantage for the company's growth. Hence, if the employees are willing to work, their retirement age should be extended.

3. Avoid health issue – There are many active employees who extend their retirement and continue to work. Sitting idle at home bores and may also cause some health problems. Hence, they choose to display their talent rather than considering retirement.

4. Promote the talent – Instead of getting retired early, there are employees who stay in service and train the newcomers well. They try to impart their talent to these freshers which is helpful for the company's growth.

5. Less working hours – When an employee extends his retirement age, he can also reduce the working hours. It will be helpful to reduce stress and strain.

Conclusion

No proposal has been passed till now for the the High Court judges to increase their age of retirement. If employees are willing to serve even after their retirement age or if they wish to extend their retirement, it should be allowed. For employees, who take an early retirement, planning their life in advance will be much beneficial.