51
LDCWAI:000001

Laundry Dryclean - Redacted HWM

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Citation preview

Page 1: Laundry Dryclean - Redacted HWM

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LDCWAI000001

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LDCWAI000002

7272019 Laundry Dryclean - Redacted HWM

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LDCWAI000003

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Pages 4 through 6 redacted for the following reasons- - - - - - - - - - - - - - - - - - - - - - - - - - - -Exemption 4

LDCWAI000004

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 551

T|20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20Additional20Information2012910htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 09 2010 409 PM

To mhirschamalgamatedlifecomCc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Wai

Application - Request for Additional Information

Attachments Waiver Application Formxlsx

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiatwill expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000005

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 114 PM

To Habit Sandra (HHSOCIIO)ubject FW Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding

ntent to lower annual limitYI ndash thanks Sandy

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]

ent Monday December 13 2010 1246 PMo Keels Lisa (HHSOCIIO)ubject RE Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lowernnual limit

orry I am in a Trustee meeting at that time How about 430 on Wednesday (I should be done by then) or Thursday afte

PM

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Monday December 13 2010 1154 AMo Hirsch Michaelc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lower annumit

ear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JDLDCWAI000006

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000007

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 1154 AM

To mhirschamalgamatedlifecomCc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding inten

ower annual limitear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000008

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 951

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PM

To Keels Lisa (HHSOCIIO)Cc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Information

Attachments Waiver Application Formxlsxsa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

LDCWAI000009

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1051

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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LDCWAI000002

7272019 Laundry Dryclean - Redacted HWM

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LDCWAI000003

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Pages 4 through 6 redacted for the following reasons- - - - - - - - - - - - - - - - - - - - - - - - - - - -Exemption 4

LDCWAI000004

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T|20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20Additional20Information2012910htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 09 2010 409 PM

To mhirschamalgamatedlifecomCc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Wai

Application - Request for Additional Information

Attachments Waiver Application Formxlsx

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiatwill expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000005

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 114 PM

To Habit Sandra (HHSOCIIO)ubject FW Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding

ntent to lower annual limitYI ndash thanks Sandy

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]

ent Monday December 13 2010 1246 PMo Keels Lisa (HHSOCIIO)ubject RE Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lowernnual limit

orry I am in a Trustee meeting at that time How about 430 on Wednesday (I should be done by then) or Thursday afte

PM

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Monday December 13 2010 1154 AMo Hirsch Michaelc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lower annumit

ear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JDLDCWAI000006

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T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000007

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 1154 AM

To mhirschamalgamatedlifecomCc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding inten

ower annual limitear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000008

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 951

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PM

To Keels Lisa (HHSOCIIO)Cc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Information

Attachments Waiver Application Formxlsxsa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

LDCWAI000009

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1051

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 3: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

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LDCWAI000003

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 451

Pages 4 through 6 redacted for the following reasons- - - - - - - - - - - - - - - - - - - - - - - - - - - -Exemption 4

LDCWAI000004

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 551

T|20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20Additional20Information2012910htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 09 2010 409 PM

To mhirschamalgamatedlifecomCc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Wai

Application - Request for Additional Information

Attachments Waiver Application Formxlsx

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiatwill expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000005

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 114 PM

To Habit Sandra (HHSOCIIO)ubject FW Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding

ntent to lower annual limitYI ndash thanks Sandy

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]

ent Monday December 13 2010 1246 PMo Keels Lisa (HHSOCIIO)ubject RE Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lowernnual limit

orry I am in a Trustee meeting at that time How about 430 on Wednesday (I should be done by then) or Thursday afte

PM

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Monday December 13 2010 1154 AMo Hirsch Michaelc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lower annumit

ear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JDLDCWAI000006

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000007

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 1154 AM

To mhirschamalgamatedlifecomCc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding inten

ower annual limitear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000008

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 951

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PM

To Keels Lisa (HHSOCIIO)Cc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Information

Attachments Waiver Application Formxlsxsa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

LDCWAI000009

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1051

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

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xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

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he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

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n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

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rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 4: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 451

Pages 4 through 6 redacted for the following reasons- - - - - - - - - - - - - - - - - - - - - - - - - - - -Exemption 4

LDCWAI000004

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 551

T|20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20Additional20Information2012910htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 09 2010 409 PM

To mhirschamalgamatedlifecomCc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Wai

Application - Request for Additional Information

Attachments Waiver Application Formxlsx

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiatwill expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000005

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 114 PM

To Habit Sandra (HHSOCIIO)ubject FW Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding

ntent to lower annual limitYI ndash thanks Sandy

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]

ent Monday December 13 2010 1246 PMo Keels Lisa (HHSOCIIO)ubject RE Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lowernnual limit

orry I am in a Trustee meeting at that time How about 430 on Wednesday (I should be done by then) or Thursday afte

PM

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Monday December 13 2010 1154 AMo Hirsch Michaelc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lower annumit

ear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JDLDCWAI000006

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000007

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 1154 AM

To mhirschamalgamatedlifecomCc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding inten

ower annual limitear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000008

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 951

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PM

To Keels Lisa (HHSOCIIO)Cc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Information

Attachments Waiver Application Formxlsxsa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

LDCWAI000009

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1051

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 5: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 551

T|20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20Additional20Information2012910htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 09 2010 409 PM

To mhirschamalgamatedlifecomCc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Wai

Application - Request for Additional Information

Attachments Waiver Application Formxlsx

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiatwill expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000005

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 114 PM

To Habit Sandra (HHSOCIIO)ubject FW Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding

ntent to lower annual limitYI ndash thanks Sandy

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]

ent Monday December 13 2010 1246 PMo Keels Lisa (HHSOCIIO)ubject RE Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lowernnual limit

orry I am in a Trustee meeting at that time How about 430 on Wednesday (I should be done by then) or Thursday afte

PM

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Monday December 13 2010 1154 AMo Hirsch Michaelc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lower annumit

ear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JDLDCWAI000006

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000007

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 1154 AM

To mhirschamalgamatedlifecomCc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding inten

ower annual limitear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000008

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 951

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PM

To Keels Lisa (HHSOCIIO)Cc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Information

Attachments Waiver Application Formxlsxsa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

LDCWAI000009

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1051

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 6: Laundry Dryclean - Redacted HWM

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T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 114 PM

To Habit Sandra (HHSOCIIO)ubject FW Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding

ntent to lower annual limitYI ndash thanks Sandy

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]

ent Monday December 13 2010 1246 PMo Keels Lisa (HHSOCIIO)ubject RE Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lowernnual limit

orry I am in a Trustee meeting at that time How about 430 on Wednesday (I should be done by then) or Thursday afte

PM

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Monday December 13 2010 1154 AMo Hirsch Michaelc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding intent to lower annumit

ear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JDLDCWAI000006

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T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000007

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 1154 AM

To mhirschamalgamatedlifecomCc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding inten

ower annual limitear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000008

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 951

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PM

To Keels Lisa (HHSOCIIO)Cc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Information

Attachments Waiver Application Formxlsxsa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

LDCWAI000009

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T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

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ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

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he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

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n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

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T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121310htm[12212011 1207

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000007

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 1154 AM

To mhirschamalgamatedlifecomCc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding inten

ower annual limitear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000008

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 951

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PM

To Keels Lisa (HHSOCIIO)Cc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Information

Attachments Waiver Application Formxlsxsa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

LDCWAI000009

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1051

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 8: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121310htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Monday December 13 2010 1154 AM

To mhirschamalgamatedlifecomCc Mayhew James A (CMSCPC) Habit Sandra (HHSOCIIO)ubject Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United - call regarding inten

ower annual limitear Michael

We spoke last week about setting up a call regarding the trusteesrsquo intent to lower the annual limit on the Laundry Dryleaning Workers and Allied Industries Health Fund

spoke with my supervisor Jim Mayhew and he and I are able to call you at 1130am on Wednesday December 15th Ple

onfirm that this time works for you

hank you

sa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000008

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 951

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PM

To Keels Lisa (HHSOCIIO)Cc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Information

Attachments Waiver Application Formxlsxsa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

LDCWAI000009

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1051

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 9: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 951

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PM

To Keels Lisa (HHSOCIIO)Cc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Information

Attachments Waiver Application Formxlsxsa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

LDCWAI000009

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1051

T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 10: Laundry Dryclean - Redacted HWM

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T|undry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20response20121310htm[12212011 1207

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000010

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1151

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 11: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

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ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver

Request

App lic ant

Name

Policy Name

(use a new

row for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(Plan

Policy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

Phone

Number

(including

area code)

Email

Address

C

(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

LaunsdryDry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

Main Plan

Family

Coverage Michael

333

Westchester 1-914-367-

mhirscham

algamatedlife

n e ewar rsc venue e ans com m

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1251

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 12: Laundry Dryclean - Redacted HWM

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ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

Current Essential Benefits Annual Li mits (Annual Limi t for Each Essential Benefit)

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

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ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 13: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1351

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Projected Rate Increase that would result

from compliance wit h $750000 Annual Limi t

Restrict ion (in dollars) (Average Premium

by Individual)

Current Monthly Premium Rates or

Premium Equivalent Rates (in dol lars)

Renewal Monthly Premium Rates or

Premium Equivalent Rates if Waiver Granted

(in dollars)

Employee

mpoyee am y

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 14: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1451

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 15: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1551

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 16: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1651

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 17: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1751

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health Fynd

Workers

United

Main Plan

Individual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Main Plan

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

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xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

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he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

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n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

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T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 18: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1851

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 1951

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2151

ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

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n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

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rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

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LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

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LDCWAI000039

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

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Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

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rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

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HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

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lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

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sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

contribution

(if applicable)

Employer

contribution

(if applicable) Total

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

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ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

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ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

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ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 20: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2051

ANNUAL LIMIT WAIVER APPLICATION

Annual

Limit Waiver Request

App lic ant

Name

Policy Name

(use a newrow for each

policy

application)

Applicant

(Plan Policy

Situs) City

App lic ant

(PlanPolicy

Situs)

State

Plan Policy

Effective Date

(mmddyyyy)

Contact

Name

Street

Address City State Zip Code

PhoneNumber

(including

area code)

Email

Address

C(e

Be

Rx o

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied Local 284

IndustryHealth Fynd

Workers

United

DivisonIndividual

Coverage

$ Newark NJ 01012011

Michael

Hirsch

333

Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirscham

algamatedlife

com Lim

Healthand

Welfare Plan

of the

Launsdry

Dry Cleaning

Workeres amp

Allied

Industry

Health FyndWorkers

United

Local 284

Divison

FamilyCoverage

$ Newark NJ 01012011

Michael

Hirsch

333Westchester

Avenue White Plains NY 10604

1-914-367-

4212

mhirschamalgamatedlife

com Lim

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ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

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rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

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T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 21: Laundry Dryclean - Redacted HWM

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ANNUAL LIMIT WAIVER APPLICATION

Ambulatory Emergency Hosp italizat ion Laboratory Pediatric

Maternity

Newborn

Mental Health

Substance

Abuse

Rehabilitative

Devices

Preventive

Wellness

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 22: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2251

ANNUAL LIMIT WAIVER APPLICATION

ndividual Employee

Tier

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

contribution

Employer

contribution

Employee

Employee +Family

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2351

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2451

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

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n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

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rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

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LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

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LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

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HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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rom Segarra Madeline [msegarraamalgamatedlifecom]Sent Tuesday December 14 2010 150 PMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants) Keels Lisa (HHSOCIIO) Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)

Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workersnited Waiver Application - Request for Additional Information

mportance High

Please use the following number for the conference call for Wednesday December 15th 430 PM

Tel 8888504523

Pass Code 559346

Michael please use your moderator number

Thank youLICO-Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michaelent Tuesday December 14 2010 122 PMo markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Segarra Madelineubject Fw Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applica

Request for Additional Information

an you all make this call at 430 tomorrow Please let me know ASAP and I will send out conference call

Michael

Michael Hirsch

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

LDCWAI000023

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 24: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Tuesday December 14 2010 1255 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Mayhew James A (CMSCPC) ltJamesMayhewcmshhsgovgtubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000024

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 25: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesConference20call20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regarding

why you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3

ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000025

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2651

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

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LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 26: Laundry Dryclean - Redacted HWM

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T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday December 14 2010 1256 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Mayhew James A (CMSCPC)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationhank you Michael

lso we will be able to call you tomorrow (Wednesday) at 430pm Please let me know which phone number we should u

est

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000026

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 27: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2751

T|-20Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121410htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual Limits

Requirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardime when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000027

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2851

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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rom Keels Lisa (HHSOCIIO)ent Thursday December 16 2010 249 PM

To Hirsch MichaelCc Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thomps

homas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United

Waiver Application - Request for Additional Informationear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

LDCWAI000028

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rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

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T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

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T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

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T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 29: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 2951

T|ound202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesRequest20for20info20121610htm[12212011 1207

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversightffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000029

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3051

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3251

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 30: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

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T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

rom Keels Lisa (HHSOCIIO)Sent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck onsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationhank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael Hirschxecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein Susan

SusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you againsa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

LDCWAI000030

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3151

T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

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T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 31: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

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T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application

LDCWAI000031

7272019 Laundry Dryclean - Redacted HWM

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T|202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesCorrespondence20121710htm[12212011 120

equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3551

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3651

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

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rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

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LDCWAI000038

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LDCWAI000039

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

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rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

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HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return thecompleted spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Servicesffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000032

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rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

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xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

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he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

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n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

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T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 322 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buckonsultants)

Cc Habit Sandra (HHSOCIIO)Subject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers

nited Waiver Application - Request for Additional Informationsa

am looking for an status update on the waiver application for the Workers United Laundry Dry Cleaning Workers and Alli

ndustries Health Fund

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Friday December 17 2010 951 AMo Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO)ubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hank you Michael

sa

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Thursday December 16 2010 928 PMo Keels Lisa (HHSOCIIO) markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)ubject Re Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

hat is correct please go forward with the $ annual limit We will go forward with an appeal for the $ Michael

Michael HirschLDCWAI000033

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xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

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he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

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n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

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rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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xecutive Vice President

malgamated Life

14-367-4212

mhirschamal

amatedlifecom

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 16 2010 0249 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO) ltSandraHabithhsgovgt Brossman Mark ltMarkBrossmansrzcomgt Bernstein SusanSusanBernsteinsrzcomgt French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

ear Michael

hank you for speaking with us yesterday As we discussed please confirm that you would like HHS to move forward with

our waiver application based on the current $ annual limit

lease feel free to contact me if you have any further questions

hank you again

sa

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified th

ny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messagnd any attachment(s) from your system

rom Hirsch Michael [mailtoMHIRSCHamalgamatedlifecom]ent Monday December 13 2010 652 PMo Keels Lisa (HHSOCIIO)c Habit Sandra (HHSOCIIO) Brossman Mark Bernstein Susan French Darren (Buck Consultants) Thompson Thomas Gubject RE Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Applicatequest for Additional Information

sa

ere is the annual limits spreadsheet for the Workers United Laundry Dry Cleaning Workers and Allied Industries Health

und Workers United Waiver Application

LDCWAI000034

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he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

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n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

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rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

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LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

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LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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he current collective bargaining agreements expire on November 30 2012

you need any other information please call me on my cell 917-612-3822

lso please let me know if we can have the call on Wednesday after 430 or Thursday after 1PM

hank you

Michael Hirsch

NOTICE

his e-mail message is intended only for the named recipient(s) above It may contain confidential information thatrivileged or that constitutes attorney work product If you are not the intended recipient you are hereby notified thny dissemination distribution or copying of this e-mail and any attachment(s) is strictly prohibited If you haveeceived this e-mail in error please immediately notify the sender by replying to this e-mail and delete the messag

nd any attachment(s) from your system

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov]ent Thursday December 09 2010 409 PMo Hirsch Michaelc Habit Sandra (HHSOCIIO)ubject Workers United Laundry Dry Cleaning Workers and Allied Industries Health Fund Workers United Waiver Application equest for Additional Information

Dear Michael

hank you for speaking with me earlier today and for your application for the Waiver of the Annual LimitsRequirements of the Public Health Service Act (PHS Act) Section 2711 As we discussed I will email you regardi

me when we can set up a call to discuss the trusteesrsquo intent to lower the annual limit on the plan

Also as we discussed in order to expedite your application please provide the following information

I Please complete the entire annual limits spreadsheet which is attached to this email Please return the

completed spreadsheet to this email address as an attachment We will only be able to process spreadshthat are fully complete (ie every cell should contain the information requested) If a cell on thespreadsheet does not pertain to your plan please write ldquoNonerdquo andor provide an explanation regardingwhy you are unable to complete that particular cell in a separate document

II In addition please provide the following information

middot What is the date on which the last collective bargaining agreement pursuant to which the plan was negotiat

will expire

LDCWAI000035

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

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T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

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LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

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LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion2011811htm[12212011 120

n order to complete your application please provide this information by 500 pm December 10 2010 Once thisnformation is received and the application is complete it will be processed by the Department of Health and Humervices (HHS) As stated in our September 3 2010 Sub-Regulatory Guidance HHS will issue a decision within 3ays of receiving a complete application You will receive an e-mail from HHS notifying you of the waiver decisi

hank youisa

sa M Keels JD

S Department of Health amp Human Services

ffice of Consumer Information and Insurance Oversight

ffice of Oversight

sakeelshhsgov

01-492-4168

LDCWAI000036

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3751

T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

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httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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T|0Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20response2011811htm[12212011 1207

rom Keels Lisa (HHSOCIIO)ent Tuesday January 18 2011 339 PM

To Hirsch Michael markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants)Cc Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund

Workers United Waiver of the Annual Limits Requirements 12-29-2010

mportance High

Attachments Updated Jan 1 Approval Letter pdf Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

LDCWAI000037

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3851

LDCWAI000038

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 3951

LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4051

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

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T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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LDCWAI000038

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LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 39: Laundry Dryclean - Redacted HWM

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LDCWAI000039

7272019 Laundry Dryclean - Redacted HWM

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

rom Hirsch Michael [MHIRSCHamalgamatedlifecom]Sent Tuesday January 18 2011 550 PMo Keels Lisa (HHSOCIIO)

Cc markbrossmansrzcom SusanBernsteinsrzcom French Darren (Buck Consultants) Habit SandHHSOCIIO) Botwinick Alexandra (HHSOCIIO)Subject Re Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health FuWorkers United Waiver of the Annual Limits Requirements 12-29-2010We acknowledge receipt of the waiver approval for the Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United

Michael Hirsch

ent from my iPad

On Jan 18 2011 at 338 PM Keels Lisa (HHSOCIIO) ltLisaKeelshhsgovgt wrote

Michael

Thank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning

Workers amp Allied Industry Health Fund Workers United was approved You should have received the emailbelow on December 29 2010 along with the approval letter (which is also attached to this email) attached

Please confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

Thank you again

Lisa

NOTICE

This e-mail message is intended only for the named recipient(s) above It may containconfidential information that is privileged or that constitutes attorney work product If you are

not the intended recipient you are hereby notified that any dissemination distribution orcopying of this e-mail and any attachment(s) is strictly prohibited If you have received this e-

mail in error please immediately notify the sender by replying to this e-mail and delete themessage and any attachment(s) from your system

From Botwinick Alexandra (HHSOCIIO)Sent Wednesday December 29 2010 152 PMTo mhirschamalgamatedlifecomSubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund WorkersUnited Waiver of the Annual Limits Requirements 12-29-2010Importance High

Good Afternoon

LDCWAI000040

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4151

T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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T|2Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesApproval20receipt2011811htm[12212011 120

Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the

PHS Act Section 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied

Industry Health Fund Workers United HHS has reviewed your application and made its

determination Please see the attached letter

Please confirm receipt of this letter by replying to this e-mail

Please let me know if I can be of further assistance

Sincerely

Alexandra Botwinick

Office of Oversight

HHSOCIIO

alexandrabotwinickhhsgov

ltUpdated Jan 1 Approval Letter pdfgt

LDCWAI000041

7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 42: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4251

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 432 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Flagged

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

LDCWAI000042

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4351

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

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T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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7272019 Laundry Dryclean - Redacted HWM

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T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP

19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PM

o mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

LDCWAI000043

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4451

T|Round202Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up2021611htm[12212011 1207

HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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HHSOCIIOexandrabotwinickhhsgov

S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you============================================================================= S Tr easur y Ci r cul ar 230 Not i ce Any U S f eder al t ax advi ce i ncl uded i n t hi sommuni cat i on was not i nt ended or wr i t t en t o be used and cannot be used f or t heur pose of avoi di ng U S f eder al t ax penal t i es

OTI CE

hi s e- mai l message i s i nt ended onl y f or t he named r eci pi ent ( s) above I t mayont ai n conf i dent i al i nf or mat i on t hat i s pr i vi l eged or t hat const i t ut es at t or ney

wor k pr oduct I f you ar e not t he i nt ended r eci pi ent you ar e her eby not i f i ed t hatny di ssemi nat i on di st r i but i on or copyi ng of t hi s e- mai l and any at t achment ( s) i st r i ctl y pr ohi bi t ed I f you have r ecei ved t hi s e- mai l i n er r or pl ease i mmedi at el yot i f y t he sender by repl yi ng t o t hi s e- mai l and del ete the message and anyt t achment ( s) f r om your syst em Thank you=============================================================================

LDCWAI000044

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 45: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4551

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 455 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ollow Up Flag Follow up

lag Status Completed

ello Melissa

es this answer holds true for any multiemployer group health plan with a waiver as long as the new employer is under t

ame CBA

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 432 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

sa

hank you so much for your quick response I meant to pose the question about any multiemployer group health plan with a

aiver not specifically the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Can you please conf

hat your answer holds true for any plan that has obtained a waiver

est

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Wednesday February 16 2011 400 PMo Jacoby Melissaubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

LDCWAI000045

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 46: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4651

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Wa

f the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

LDCWAI000046

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4751

T|Laundry20Dry20Cleaning20Workes20amp20Allied20IndustriesQuestion20follow-up20response2021611htm[12212011 1207

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000047

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 48: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4851

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

rom Keels Lisa (HHSOCIIO)

ent Wednesday February 16 2011 400 PM

o Jacoby Melissa

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

Melissa

hank you for your question I can confirm that the waiver permits a new employer to join the waived plan as long as the

mployer is under the same collective bargaining agreement

lease let me know if you have any other questions

ll the best

sa

rom Jacoby Melissa [mailtoMelissaJacobysrzcom] ent Wednesday February 16 2011 227 PMo Keels Lisa (HHSOCIIO)ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)

c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

LDCWAI000048

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

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7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 4951

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20Re20Adding20Employer20Response2021611htm[12212011 1207

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for theurpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

LDCWAI000049

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 50: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5051

T|0Cleaning20Workes20amp20Allied20IndustriesQuestion20re20Adding20Employer20to20Plan2021611htm[12212011 1207

rom Jacoby Melissa [MelissaJacobysrzcom]

ent Wednesday February 16 2011 227 PM

o Keels Lisa (HHSOCIIO)

ubject RE Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Healt

Fund Workers United Waiver of the Annual Limits Requirements 12-29-2010

ttachments Updated Jan 1 Approval Letter pdf

ollow Up Flag Follow up

lag Status Flagged

Ms Keels

an you please confirm that the approval of the waiver application described below permits a new employer to join the waived

an I have attached a copy of the approval letter for your reference

egards

Melissa

Melissa Jacoby ssociate 127562163

melissajacobysrzcom

chulte Roth amp Zabel LLP 19 Third Avenue New York New York 10022 127562000 | 2125935955 fax

rom Keels Lisa (HHSOCIIO) [mailtoLisaKeelshhsgov] ent Tuesday January 18 2011 339 PMo Hirsch Michael Brossman Mark Bernstein Susan French Darren (Buck Consultants)c Habit Sandra (HHSOCIIO) Botwinick Alexandra (HHSOCIIO)ubject FW Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waf the Annual Limits Requirements 12-29-2010mportance High

Michael

hank you for your email The waiver application for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Alli

ndustry Health Fund Workers United was approved You should have received the email below on December 29 2010 a

with the approval letter (which is also attached to this email) attached

lease confirm receipt of this approval letter by emailing Alexandra Botwinick at alexandrabotwinickhhsgov

hank you again

sa

rom Botwinick Alexandra (HHSOCIIO)ent Wednesday December 29 2010 152 PMo mhirschamalgamatedlifecomubject Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fund Workers United Waiver he Annual Limits Requirements 12-29-2010mportance High

ood Afternoon

LDCWAI000050

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================

Page 51: Laundry Dryclean - Redacted HWM

7272019 Laundry Dryclean - Redacted HWM

httpslidepdfcomreaderfulllaundry-dryclean-redacted-hwm 5151

hank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

ection 2711 for Health and Welfare Plan of the Laundry Dry Cleaning Workers amp Allied Industry Health Fu

Workers United HHS has reviewed your application and made its determination Please see the attached let

lease confirm receipt of this letter by replying to this e-mail

lease let me know if I can be of further assistance

incerely

Alexandra Botwinick

ffice of Oversight

HHSOCIIOexandrabotwinickhhsgov

S Treasury Circular 230 Notice Any US federal tax advice included in thisommunication was not intended or written to be used and cannot be used for the

urpose of avoiding US federal tax penalties

OTICE

his e-mail message is intended only for the named recipient(s) above It mayontain confidential information that is privileged or that constitutes attorneyork product If you are not the intended recipient you are hereby notified thatny dissemination distribution or copying of this e-mail and any attachment(s) istrictly prohibited If you have received this e-mail in error please immediatelyotify the sender by replying to this e-mail and delete the message and anyttachment(s) from your system Thank you=============================================================================