72

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

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Page 1: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj
Page 2: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj
Page 3: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

1

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] afx|f}+ jflif{s ;fwf/0f ;ef ;DaGwL ;"rgf=

>L z]o/wgL dxfg'efjx?,

o; n3'ljQ ljQLo ;+:yfsf]] ldlt @)&&÷!@÷)& df a;]sf] ;~rfns ;ldltsf] @)& cf}+ a}7ssf] lg0f{ocg';f/ lgDg ldlt, ;do / :yfgdf tkl;n jdf]lhdsf k|:tfjx? pk/ 5nkmn tyf lg0f{o ug{ o; ljQLo ;+:yfsf]] afx|f}+ jflif{s ;fwf/0f ;ef x'g] lg0f{o ePsf] x+'bf sDkgL P]g @)^# sf] bkmf ^& -@_ sf] k|fjwfg adf]lhd ;Dk"0f{ z]o/wgL dxfg'efjx?sf] pkl:yltsf nflu of] ;"rgf k|sflzt ul/Psf] 5 . s'g} sf/0fjz kq k|fKt x'g g;s]df o;} ;"rgfnfO{ cfwf/ dfgL pkl:yt eOlbg' x'g ;d]t xflb{s cg'/f]w 5 .

!= ;ef x'g] ldlt, ;do / :yfg

;ef x'g] ldlt M @)&& r}q @( ut] -tbg';f/ clk|n !!, @)@!_ cfOtjf/ . ;do M laxfg !!M)) ah] . :yfg M xf]6n /fhb/jf/ P08 gj/+u l/;f]6{, hgsk'/wfd pk–dxfgfu/kflnsf–!$, d'h]lnof, wg'iff .

@= 5nkmnsf ljifox¿

-s_ ;fwf/0f k|:tfjx? M

!= ;~rfns ;ldltsf] tkm{af6 cWoIfHo"åf/f k|:t't x'g] afx|f}++ jflif{s k|ltj]bg cf=j= @)&^÷)&&pk/ 5nkmn tyf kfl/t ug]{ .

@= cf=j= @)&^÷)&& sf] n]vfk/LIf0f k|ltj]bg ;lxt @)&& cfiff9 d;fGtsf] jf;nft, ldlt @)&^÷)$÷)! b]lv @)&&÷)#÷#! ;Ddsf] gfkmf gf]S;fg lx;fa tyf ;f]lx cjlwsf] gub k|jfx ljj/0f Pj+ ;f] ;+u ;DalGwt cg';"rLx? kfl/t ug]{ .

#= ;~rfns ;ldltn] k|:tfj u/] adf]lhd af]gz z]o/ nfef+zdf nfUg] s/ k|of]hgsf] nflu cf=j= @)&^÷)&& sf] d"gfkmfaf6 z]o/wgLx?nfO{ @)&& cfiff9 d;fGtdf sfod /x]sf] r'Qmf z]o/ k'FhL ?=!@ s/f]8 !& nfv $) xhf/ *$@ sf] )=^#!%&( -bzdnj 5 tLg Ps kfFr ;ft gf}_ k|ltztn] x'g] /sd ?=&,^*,**(=%# -;ft nfv c7;¶L xhf/ cf7 ;o pgfgAa] bzdnj kfFr tLg k};f dfq_ gub nfefFz ljt/0f ug{ tyf pQm /sd sDkgLn] a'emfpg] k|:tfj kfl/t ug]{ .

$= a}+s tyf ljtLo ;+:yf ;DjGwL P]g, @)&# sf] bkmf ^# tyf sDkgL P]g, @)^# sf] bkmf !!! cg';f/ cf=j= @)&&÷)&* sf] nflu n]vf k/LIfs lgo'Qm ug]{ / lghsf] kfl/>lds lgwf{/0f ug]{ .

-v_ laz]if k|:tfjx? M

!= ;+rfns ;ldltn] k|:tfj u/] adf]lhd @)&& cfiff9 d;fGtdf sfod /x]sf] r'Qmf k'FhL ?=!@ s/f]8 !& nfv $) xhf/ *$@ sf] !@ -afx|_ k|ltztn] x'g] ?=!,$^,)*,()!÷– -Ps s/f]8 5ofnL; nfv cf7 xhf/ gf} ;o Ps dfq_ a/fa/sf] af]gz z]o/ nfef+z ljt/0f ug{ :jLs[t ug]{ / ;f]lx xb;Ddsf] hf/L k'FhL tyf r'Qmf k'FhL j[l4 ug]{ k|:tfj kfl/t ug]{ .

Page 4: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

2

@= o; ljQLo ;+:yfsf] afx|f}+ jflif{s ;fwf/0f ;efaf6 xfn ;Dd sfod s"n r'Qmf k'FhL ?=!@ s/f]8 !& nfv $) xhf/ *$@ sf] !@ -afx|_ k|ltztn] x'g] ?=!,$^,)*,()!÷– -Ps s/f]8 5ofnL; nfv cf7 xhf/ gf} ;o Ps dfq_ cf=j= @)&^÷)&& sf] k|:tfljt af]gz z]o/ nfef+z hf/L u/] kZrft o; ljQLo ;+:yfsf] s"n hf/L k'FhL / r'Qmf k'FhL ?=!# s/f]8 ^# nfv $( xhf/ &$# -cIf/]kL t]x| s/f]8 lq;¶L nfv pgGrf; xhf/ ;ft ;o lqofnL; ?k}of dfq_ k'/\ofpg k|:tfj kfl/t ug]{ ;DjGwdf .

#= ;~rfns ;ldltdf ! hgf ;j{;fwf/0f z]o/wgLx?sf] ;d'xaf6 k|ltlglwTj ug'{x'g] dlxnf ;~rfnssf] lgjf{rg ug]{ .

$= o; ljQLo ;+:yfsf] k|jGwkq tyf lgodfjnLdf k|:tfj u/] adf]lhd -hf/L k'FhL / r'Qmf k'FhL j[l4 ug]{ Pj+ cGo bkmf tyf lgodx?df cfjZos_ ;+zf]wg ug]{ ;DjGwdf .

%= o; ljQLo ;+:yfsf] k|jGwkq tyf lgodfjnLdf ul/Psf] ;+zf]wgdf lgodgsf/L lgsfojf6 s'g} ;+zf]wg jf kl/dfh{g jf km]/abn ug{ ;'emfj jf lgb]{zg k|fKt ePdf ;f] cg'?k ug{sf nflu ;~rfns ;ldltnfO{ jf ;~rfns ;ldltn] tf]s]sf] kbflwsf/LnfO{ clVtof/L k|Tofof]hg ug]{

^= ;~rfns ;ldltsf cWoIf, ;~rfnsx? / cGo ;ldltsf ;b:ox?sf] a}7s eQf a[l4 ug]{ k|:tfj kfl/t ug]{ ;DaGwdf .

&= o; ljQLo ;+:yf Ps jf Ps eGbf a9L pko'Qm n3'ljQLo ;+:yfx?;+u Ps cfk;df dh{-ufEg]÷ufleg]_ jf PlSjhL;g -k|flKt ug]{÷u/fpg]_ sfo{sf] nflu bzf}+ ;fwf/0f ;efaf6 ;~rfns ;ldltnfO{ clVtof/L k|bfg lbPsf] clwsf/ ;f] sfo{ ug{ lg/Gt/tf lbg] ;DaGwdf .

-u_ laljw .

k'gZr M ;efdf 5nkmn ul/g] ;~rfns ;ldltsf] jflif{s k|ltj]bg tyf n]vfk/LIfssf] k|ltj]bg ;lxtsf] jf;nft, gfkmf gf]S;fg lx;fj, ;fwf/0f ;ef ;DaGwL hfgsf/L, k|f]S;L kmf/d, / k|j]zkq z]o/wgLx?sf] ljQLo ;+:yfsf] z]o/nutdf clen]v ePsf] 7]ufgfdf k|]l;t ul/Psf] 5 . s'g} sf/0fjz pNn]lvt sfuhftx? k|fKt gePdf jf ;fwf/0f ;ef ;DaGwL yk hfgsf/L cfjZos ePdf o; ljQLo ;+:yfsf] s]Gb|Lo sfof{no 9Ns]a/, wg'iffdf jf o; ljQLo ;+:yfsf] z]o/ /lhi6«f/sf] sfof{no >L la=cf]=s]=Soflk6n dfs]{6 ln=, sdnfbL, sf7df08f}af6 hfgsf/L k|fKt ug{'x'g ;DaGwLt z]o/wgLx?df cg'/f]w 5 .

;~rfns ;ldltsf] cf1fn],

sDkgL ;lrj

Page 5: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

3

jflif{s ;fwf/0f ;ef ;DalGw cGo hfgsf/LM

!= afx|f}+ ;fwf/0f ;ef k|of]hgsf] nflu ldlt @)&& r}q !& ut] d+unjf/ o; ljQLo ;+:yfsf] z]o/ bflvn vf/]h aGb (Book Close) ug]{ tyf ldlt @)&& r}q !& ut] eGbf cuf8L g]kfn :6s PS;r]Gh ln=df z]o/ sf/f]jf/ eO{ bflvn vf/]h x'g afFsL /x]sf sf/f]jf/x? o; ljQLo ;+:yfsf]] z]o/ /lhi6«f/ >L la=cf]=s] Soflk6n dfs]{6 lnld6]8, sdnfbLdf gfd;f/Lsf] nflu k|fKt x''g cfPsf] clen]vsf] cfwf/df sfod x'g] z]o/wgLx?n] dfq afx|f}+;fwf/0f ;efdf efu lng, dtbfg ug{ tyf af]gz z]o/ nfef+z k|fKt ug{sf] nflu of]Uo x'g]5g\ .

@= z]o/wgL] nutdf sfod /x]sf] 7]ufgfdf z]o/wgL dxfg'efjx?nfO{ k7fO{ ;lsPsf] aflif{s k|ltj]bg sf/0fjz k|fKt ug{ g;Sg' ePsf] eP o; ljQLo ;+:yfsf] s]Gb|Lo sfof{no jf la=cf]=s] Soflk6n dfs]{6 ln= sdnfbL, sf7df08f}af6 k|fKt ug{ ;Sg' x'g]5 . ;efdf efu lng O{R5's z]o/wgL dxfg'efjx?nfO{ cfkm\gf] kl/ro ;lxt pkl:yt x'g cg'/f]w 5 .

#= ;efdf efu lng] k|To]s z]o/wgL dxfg'efjn] ;ef x'g] :yfgdf pkl:yt eO{ ToxfF /x]sf] xflh/L k'l:tsfdf b:tvt ug'{kg]{5 . xflh/L k'l:tsf ljxfg !)=)) ah] b]lv !=)) ah] ;Dd v'Nnf /xg]5 / tt\kZrft xflh/L vftf aGb ul/g]5 .

$= ;fwf/0f ;efdf efu lngsf] nflu k|f]S;L -k|ltlglw_ lgo'Qm ug{ rfxg]n] ;ef x'g' eGbf $* 306f cl3 o; ljQLo ;+:yfsf] s]lGb|o sfof{nodf btf{ u/fO{ ;Sg'kg]{5 . o;/L k|f]S;L lgo'Qm ul/Psf] JolQm h'g ;d'xsf] k|f]S;L xf] ;f]lx ;d'xsf] ljQLo ;+:yfsf] z]o/wgL x'g' kg]{5 . z]o/wgLn] PseGbf a9L k|f]S;L lgo'Qm u/]sf] eP klxn] btf{ ePsf] k|f]S;Ln] dfq dfGotf kfpg]5 .

%= k|ltlglw -k|f]S;L_ lgo'Qm ul/ ;Sg' ePsf z]o/wgL cfkm}+ ;efdf pkl:yt eO{ xflh/L lstfjdf b:tvt ePsf] kfO{Pdf o:tf] k|f]S;L :jtM ab/ x'g]5 .

^= s'g} ;+ul7t ;+:yf jf sDkgL z]o/wgLsf] xsdf To:tf ;+ul7t ;+:yf jf sDkgLn] dgf]lgt u/]sf] k|ltlglwn] z]o/jfnfsf] x}l;otn] ;efdf efu lng ;Sg' x'g]5 . o;/L k|ltlglw k7fpFbf ljQLo ;+:yfnfO{ lnlvt ?kdf hfgsf/L lbg'kg]{5 .

&= z]o/wgL dxfg'efjx?nfO{ ;';"lrt u/fpg ;lsof]; eGg] b[li6sf]0fn] s'g} z]o/wgL dxfg'efjnfO{ ljQLo ;+:yf ;DaGwL lh1f;f eP ljljw ljifo cGtu{t To;sf] lnlvt ?kdf ;ef x'g' eGbf & -;ft_ lbg cuf8L g} o; n3'ljQ ljQLo ;+:yfsf] s]Gb|Lo sfof{no ldlynf gu/kflnsf–^, 9Ns]a/, wg'iffdf k7fpg cg'/f]w 5 . t/ To:tf lh1f;fnfO{ 5nkmn / kfl/t x'g] k|:tfjsf] ?kdf ;dfj]z ul/g] 5}g .

*= ;fwf/0f ;efdf efu lng cfpFbf hfFbf nfu]sf] vr{ nufotsf s'g} k|sf/sf] vr{sf] ;f]wegf{ ljQLo ;+:yfn] glbg] Joxf]/f cg'/f]w 5 .

(= cGo s'/fx? k|rlnt sfg'g adf]lhd x'g]5g\ .

!)= ;j{;fwf/0f z]o/wgLx?sf] ;d'x -v_ tkm{jf6 k|ltlglwTj ug]{ kb ;+Vof ! -Ps_ sf] /flhgfdf :jLs[t kZrft l/Qm kbdf gofF ;~rfns ;DjGwL sfo{qmd lgjf{rg clws[tn] tf]s] adf]lhd x'g]5 . lgjf{rg ;DjGwL cGo hfgsf/L tyf sfo{qmd ;DjGwL ;"rgf & lbg cuf8L ljQLo ;+:yfsf] s]GbLo sfof{nosf] ;"rgfkf6Ldf 6fF; ul/g]5 .

;Dks{sf nflu M kmf]g g+= )$!–%^)@!),)$!–%^)!&@,

Email : [email protected], Website : www.mlbbank.com.np

Page 6: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

4

k|ltlglwkq -k|f]S;L kmf/d_

>L ;~rfns ;ldlt ldlynf n3'ljQ ljQLo ;+:yf lnld6]8 9Ns]j/, wg'iff .

ljifo M k|ltlglw lgo'Qm u/]sf] jf/] . dxfzo,

================================ lhNnf ==================================================== g=kf=÷uf=kf= j8f g+= ============ a:g] d÷xfdL ===================================================================== n] To; n3'ljQ ljQLo ;+:yf lnld6]8sf] z]o/wgLsf] x}l;otn] ldlt @)&&÷!@÷@( ut] cfOtjf/sf lbg x'g] afx|f}+ aflif{s ;fwf/0f ;efdf :jo+ pkl:yt eO{ 5nkmn tyf lg0f{odf ;xefuL x'g g;Sg] ePsf]n] pQm ;efdf efu lng tyf dtbfg ug{sf] nflu ========================= lhNnf =========================== g=kf=÷uf=kf= j8f g+= ===== a:g] To; ljQLo ;+:yfsf] z]o/wgL -;d'x æsÆ sf] pk;d'x ================ jf ;d'x ævÆ_>L ========================= ============================================ z]o/ k|df0fkq g+= ================ nfO{ d]/f]÷xfd|f] k|ltlglw dgf]lgt ul/ k7fPsf] 5'÷5f}+ .

k|ltlglwsf] lgj]bssf]

b:tvt M b:tvt M gfd M gfd M z]o/wgL kl/ro g+=M z]o/wgL kl/ro g+= M z]o/ ;+Vof M ldlt M 7]ufgf

sDkgL ;lrjsf] b:tvt

n3'ljQ ljQLo ;+:yfsf] 5fk

b|:6Jo M k|f]S;L ln+bf lb+bf cfˆgf] ;d'x÷pk;d'x leq ;Lldt /lx lng'lbg' kg]{5 . of] lgj]bg ;fwf/0f ;ef x'g' eGbf sDtLdf $* 306f cufj} ljQLo ;+:yfsf] s]Gb|Lo sfof{nodf k]z ul/;Sg' kg]{5 .

k|j]z –kq

z]o/wgLsf] gfd M

z]o/wgL gDa/ M======================================z]o/ ;+VofM ===========================================================

ldlt @)&&÷!@÷@(ut] cfOtjf/sf lbg x'g] ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] afx|f}+ aflif{s ;fwf/0f ;efdf pkl:yt x'g hf/L ul/Psf] k|j]zkq .

======================= z]o/wgLsf] b:tvt M -=====================_

sDkgL ;lrj b|i6Jo M != z]o/wgL cfkm}+n] vfln sf]i7 eg'{ xf]nf . @= ;ef sIfdf k|j]z ug{ of] k|j]zkq clgjfo{ ?kdf k|:t't ug'{ kg]{5 .

Page 7: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

5

afx|f}+ jflif{s ;fwf/0f ;efdf

;~rfns ;ldltsf] tkm{jf6 cWoIfHo"sf] k|ltj]bg cfb/0fLo z]o/wgL dxfg'efjx?,

o; ldlynf n3'ljQ ljQLo ;+:yf ln=sf] afx|f}+jflif{s ;fwf/0f ;efdf efu lng pkl:yt x'g'ePsf ;Dk"0f{ z]o/wgL dxfg'efjx? tyf cfdlGqt dxfg'efjx?nfO{ o; ljQLo ;+:yfsf] ;~rfns ;ldltsf] tkm{jf6 / d]/f] AolQmut tkm{{af6 xflb{s :jfut ub{5' .

o; ul/dfdo ;efdf d ;~rfns ;ldltsf] tkm{af6 ljQLo ;+:yfsf] cfly{s aif{ @)&^÷)&&sf] ;ldIff cjlwdf ePsf] ;du| sf/f]jf/, o;n] xfFl;n u/]sf] pknlAw / efjL of]hgfx?sf] laifonfO{ ;d]6]/ sDkgL P]g, @)^#, a}+s tyf ljQLo ;+:yf P]g, @)&#, tyf g]kfn /fi6« a}+ssf] lgb]{zg cg'?ksf ljQLo ljj/0fx? ;lxtsf] of] k|ltj]bg ljQLo ;+:yfsf] afx|f}+ aflif{s ;fwf/0f ;efdf cg'df]bgsf] nflu k]z u/]sf] 5' . oxfFx?sf] 5nkmn tyf ;sf/fTds ;'emfj Pjd\ dfu{bz{g ;lxt pQm k|ltj]bg :jLs[t x'g]df d ljZj:t 5' .

!= ljQLo ;+:yfsf] ;+lIfKt kl/ro M

sDkgL P]g, @)^# adf]lhd ;Djt\ @)^% d+l;/ * ut] g]kfn ;/sf/ sDkgL /lhi6«f/sf] sfof{nodf btf{ eO{;Djt\ @)^^ a}zfv $ ut] g]kfn /fi6« a}+saf6 ljQLo sf/f]jf/ ug{ Ohfhtkq k|fKt u/L n3'ljQ sf/f]jf/ ;'? u/]sf] o; ljQLo ;+:yfn] u/La tyf ljkGg ju{sf kl/jf/sf] 3/ cfFugdf n3'ljQ a}+lsË ;]jf lbO{ pgLx?sf] cfly{s ;fdflhs :t/j[l4df dxTjk"0f{ e"ldsf v]Nb} cfO{/x]sf] 5 . ljQLo ;+:yfsf] clws[t k'FhL ?=@) s/f]8 / hf/L tyf r'Qmf k'FhL cf=j= @)&^÷&& sf] cGTo ;Dddf ?=!@ s/f]8 !& nfv $) xhf/*$@ k'u]sf] 5 . o; ljQLo ;+:yfsf] k'FhL ;+/rgfsf] ^) k|ltzt z]o/ ;+:yfkssf] tyf ;j{;fwf/0f tkm{sf] $) k|ltzt z]o/sf] :jfldTj /x]sf] x'Fbf ;f]]lx ;+/rgf adf]lhd ;+:yfks z]o/wgLx?sf] tkm{af6 $ hgf, ;j{;fwf/0f z]o/wgLx?sf] tkm{af6 @ hgf / :jtGq ;~rfns ! hgf ul/ & hgfsf] ;~rfns ;ldlt /xg] k|fjwfg /x]sf] 5 . ljQLo ;+:yfn] xfn ;Dd :jLs[t sfo{ If]qsf !% lhNNffx? pbok'/, ;Kt/L, l;/fxf, wg'iff, l;Gw'nL, /fd]5fk, dxf]Q/L, ;nf{lx, /f}tx6, af/f, cf]vn9'+uf, bf]nvf, l;Gw'kfNrf]s, sfe|]knf~rf]s / g'jfsf]6 dWo] pbok'/, ;Kt/L, l;/fxf, wg'iff, l;Gw'nL, /fd]5fk, dxf]Q/L, ;nf{lx /f}tx6 / af/f ;d]tsf !) lhNnfx?df #*j6f zfvf sfof{nox? ;~rfngdf NofO{ sfo{If]qsf ljkGg ;d'bfonfO{ n3'ljQ a}+l+sË ;]jf k|bfg ub}{ cfPsf] 5 . o;/L ljQLo ;+:yfn] @)&& cfiff9 d;fGt ;Dddf !!jif{sf] sfo{sfn k'/f ul/ !@ jif{df sfo{/t /x]sf] Joxf]/f oxfFx? ;dIf ;uj{ hfgsf/L u/fpFb5' .

@= ljut jif{sf] sf/f]jf/sf] l;++xfjnf]sg

;ldIff k|:t't cfly{s aif{ @)&^÷&& df o; n3'ljQ ljQLo ;+:yfn] zfvf lj:tf/, ;+/rgfTds ;'wff/ tyf Joj;flos sf/f]af/sf] lx;faaf6 ck]IfLt ?kdf ;kmntf k|fKt ul/ sfo{ If]qdf k|lti7fk"0f{ pkl:ytL sfod u/]sf] 5 .

oxfF d ljQLo ;+:yfsf] @)&^ cfiff9 d;fGt / @)&& cfiff9 d;fGt;Dd ePsf] sfo{k|ultsf] t'ngfTds l;+xfjnf]sg k|:t't ug]{ cg'dlt rfxG5' .

Page 8: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

6

qm=;+=

ljj/0f @)&^ cfiff9

;Ddsf] @)&& cfiff9

;Ddsf] ut cf=j=sf] t'ngfdf km/s

ut cf=j=sf] t'ngfdf a[l4

k|ltzt 1. sfo{If]q ePsf] lhNnf ;+Vof 15 15 0 0% 2. ;]jf k'u]sf] uf=lj=;=÷g=kf= ;++Vof 301 306 5 1.66 % 3. s'n sd{rf/L ;+Vof 122 111 -11 9.02% 4. s'n zfvf ;+Vof 30 38 8 26.67% 5. s'n s]Gb| ;+Vof 1,434 1,690 256 17.85% 6. s'n ;d"x ;+Vof 4,431 5,116 685 15.46% 7. s'n ;b:o ;+Vof 20,211 23,688 3,477 17.20% 8. s'n C0fL ;+Vof 14,247 16,744 2,497 17.53% 9. s'n shf{ ljt/0f -?=)))_ 13,36,561 14,33,131 96,570 6.11% 10. shf{sf] ;fFjf c;'nL -?=)))_ 10,02,894 11,69,015 1,66,121 16.56% 11. s'n afFsL shf{ -?=)))_ 9,48,222 12,12,338 2,64,116 27.85% 12. s'n art /sd -?=)))_ 2,49,472 3,59,636 1,10,164 44.16% 13. s'n jrt÷s'n shf{ -℅_ 26.31 29.66 3.35 12.73% 14. s'n cfDbfgL -?=)))_ 83,368 1,00,887 17,519 21.01% 15. s'n vr{ -?=)))_ 53,819 72,497 18,678 34.70% 16. ;~rfng d'gfkmf -?=)))_ 29,549 28,390 -1,159 -3.92% 17. sd{rf/L jf]g; Joj:yf -?=)))_ 2,686 2,903 216 8.08% 18. cfos/ lt/]sf]÷Joj:yf -?=)))_ 8,561 9,203 641 7.50% 19. v'b d'gfkmf -cfos/ kl5_ -?=)))_ 18,663 20,341 1,678 8.99%

pk/f]Qm tYofÍ x]bf{ cf=j= @)&%÷&^ df u|fxs ;b:o ;+Vof @),@!! hgf /x]sf]df cfly{s jif{ @)&^÷)&& df u|fxs ;Vof #,$&& hgfn] j[l4 eO{ jif{sf] cGTo ;Dddf s'n u|fxs ;Vof @#,^** hgf k'u]sf] 5 . cl3Nnf] aif{sf] t'ngfdf u|fxs ;b:o ;+Vof !&=@) k|ltztn] a[l4 ePsf] 5 .

cl3Nnf] cf=j=df nufgLdf /lx/x]sf] shf{ ?=($ s/f]8 *@ nfv @@ xhf/ /x]sf]df cfly{s jif{ @)&^÷)&& df ?=@^ s/f]8 $! nfv !^ xhf/n] j[l4 eO{ ?= ! cj{ @! s/f]8 @# nfv #* xhf/ k'u]sf] 5 . nufgLdf /lx/x]sf] shf{ cl3Nnf] jif{sf] t'ngfdf @&=*% k|ltztn] a[l4 ePsf] 5 . u|fxs ;b:ox?sf] lgIf]k -art_ cl3Nnf] cf=j=df ?=@$ s/f]8 ($ nfv &@ xhf/ /x]sf]df ;dLIff jif{df ?=!! s/f]8 ! nfv ^$ xhf/n] j[l4 eO{ ?=#% s/f]8 (^ nfv #^ xhf/ /x]sf] 5 . u|fxs ;b:ox?sf] art cl3Nnf] aif{sf] t'ngfdf $$=!^ k|ltztn] a[l4 ePsf] 5 . cfos/ kl5sf] v'b d'gfkmf cl3Nnf] aif{ ?=! s/f]8 *^ nfv ^# xhf/ /x]sf]df ;ldIff aif{df !^nfv &* xhf/n] a[l4 eO{ ?=@ s/f]8 # nfv $! xhf/ ePsf] 5 .h'g a[l4 k|ltzt *=(( x'g cfpF5 .

/sd ?=æ)))Æ

Page 9: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

7

ljZjJofkL dxfdf/Lsf] ?kdf km}lnPsf] sf]/f]gf efO/; -Covid-19_ sf]] ;+qmd0f k|efjnfO{ Go"gLs/0f ug{ d'n'se/ g]kfn ;/sf/af6 @)&^ r}q !! ut]af6 ul/Psf] aGbfaGbLn] d'n'se/sf] cfly{s ultljlwdf kg{ uPsf] c;/;+u} o; ljQLo ;+:yfsf] lgoldt cfly{s sf/f]jf/df kg{ uPsf] c;/sf] sf/0fn] ubf{ aflif{s nIo adf]lhd sf/f]jf/df a[l4 x'g g;sL ljQLo ;+:yfsf] df}Hbft, cfDbfgL / t/ntf Joj:yfkgdf ;d]t c;/ kg{ uPsf] 5 . ljut 5f]6f] cjlwdf g} w]/} n3'ljQ ljQLo ;+:yf tyf cGo a}+s tyf ljQLo ;+:yfsf zfvfx? :yfkgf eO{ ;~rfngdf cfPsf]n] tyf n3'ljQ ljQLo ;+:yfx? aLrsf] c:j:y k|lt:kwf{sf] sf/0fn] n3'ljQsf u|fxs ;b:ox?nfO{ ax'–ljQLos/0f tyf pgLx?sf] Ifdtf eGbf a9L shf{ k|jfx x'g uO{lgoldt shf{ c;'nLdf ;d:of x'b} uPsf]n] shf{sf] u'0f:t/ sfod ug{ tyf hf]lvd Joj:yfkg ug{ r'gf}tL a9b} uPsf] 5 . o;n] ubf{ n3'ljQ ;+:yfx?sf ljrdf ltj| k|lt:kwf{sf] jftfj/0f >[hgf ePsf]n] Ps cfk;df ;"rgf cfbg k|bfg ug]{, :j:y k|lt:kwf{ ug]{, nfut lgoGq0f ug]{, ;fdflhs pQ/bfloTj jxg ug]{ / k|ljlwsf] pkof]u ug]{ h:tf sfo{ lgSs} r'gf}tLk"0f{ b]lvPsf] 5 . t;y{, ljWodfg r'gf}tLx?sf] ;fdgf ub}{ k|fKt cj;/x?sf] pkof]u ul/ u|fxsx?sf] rfxgf / cfjZostf cg';f/sf u|fxsf]Gd'v :t/Lo ;]jf tyf ;'ljlwfx? k|bfg u/]/ pknJw >f]t / ;fwgsf] pko'Qm kl/rfng u/L t'ngfTds ?kdf xfnsf] cj:yfdf ;'wf/ ul/ cuf8L a9\g ljQLo ;+:yf k|oTg/t /x]sf]5 .

$=sfo{If]q tyf sfo{qmd lj:tf/ M

ut aif{ n3'ljQ ljQLo ;+:yfsf] zfvf ;+Vof #) j6f /x]sf]df ;ldIff aif{df* j6f gofF zfvf yk eO{ zfvf ;+Vof #* j6f /x]sf 5g\ . rfn' cf=j=df k|b]z g+= @ eGbf aflx/ /x]sf % j6f zfvf sfof{no laqmL ul/yk & j6f zfvfx? lj:tf/ ul/ xfn;Dd hDdf $) j6f zfvf sfof{nox? k"0f{ Ifdtfdf ;+rfngdf /x]sf 5g\ .rfn' cf=j=df u|fxs d}qL Jojxf/ cjnDag ug]{, art a[l4 ug{ k|f]T;fxg ul/g], kz' tyf afln jLdf Aoj:yf nfu' ul/g], n3' pBd tyf ;fd'lxs kl/of]hgfdf shf{ nufgL ug{ hf]8 lbOg] 5 . o;af6 rfn' cf=j=df shf{ nufgLdf a[l4 x'gfsf] ;fy} ;+:yfsf] gfkmfdf ;d]t pNn]Vo ?kdf j[l4 x'g] ck]Iff ul/Psf]5 .

%= k|ltj]bg tof/ ePsf] ldlt ;Ddsf] rfn' jif{sf] k|utL M

Rffn' jif{sf] k|yd ;ft dlxgf -@)&&df3_ ;Ddsf] k|utL tyf ut cf=j=sf] ;f]lx cjlwsf] k|utL;+usf] t'ngfTds k|utL ljj/0f lgDgfg';f/ /x]sf] 5 .

#= /fli6«o tyf cGt/fli6«o kl/l:yltaf6ljQLo ;+:yfsf] sf/f]af/df k/]sf] c;/ M

qm=;+= ljj/0f @)&^ df3 @)&& c;f/ @)&& df3

1. s'n zfvf ;+Vof 33 38 40 2. s'n ;d"x ;+Vof 4973 5116 8033 3. s'n ;b:o ;+Vof 22910 23688 25319 4. s'n C0fL ;+Vof 16426 16744 18219 5. s'n shf{ ljt/0f -)))_ 1018191 1433131 1655236 6. shf{sf] ;fFjf c;'nL -?=)))_ 824840 1169015 1556372 7. s'n afFsL shf{ -?=)))_ 1141573 1212338 1501887 8. s'n art /sd -?=)))_ 324808 359636 416754 9. s'n cfDbfgL -?=)))_ 127081 100887 156498 10. s'n vr{ -?=)))_ 97734 72497 111341 11. s/ cl3sf] gfkmf -?=)))_ 29347 36981 45156 12. cfos/ Joj:yf -?=)))_ 8003 10085 12315 13. v'b d'gfkmf -cfos/ kl5_ -?=)))_ 18675 23533 28736

Page 10: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

8

^= ljQLo ;+:yfsf] k'FhL of]hgf M

cfly{s jif{ @)&^÷)&& df sfod /x]sf] r'Qmf k'FhL ?=!@ s/f]8 !& nfv $) xhf/ *$@ sf] !@ -afx|_k|ltztn] x'g]?=! s/f]8 $^ nfv )* xhf/ ()! a/fa/sf] af]gz z]o/ nfef+z hf/L u/] kZrft o; ljQLo ;+:yfsf] s"n hf/L k'FhL /r'Qmf k'FhL a[l4 eO{ hDdf ?=!# s/f]8 ^# nfv $( xhf/ &$#k'Ug]5 . o;jf6 ;+:yfsf] cfkm\gf] Joj;fo lj:tf/ ug{ Pp6f alnof] cfwf/lznf tof/ x'g]5 .

&=gfkmf gf]S;fg l:ylt M

cfly{s jif{ @)&^÷)&& df ?=!* s/f]8 $( nfv %# xhf/ !%! Jofh c;'nL ePsf] 5 . ut jif{ of] /sd ?= !# s/f]8 @# nfv !* xhf/ #(*/x]sf] lyof] . cfly{s jif{ @)&^÷)&& df ;+:yfsf] vr{x? dWo] ;a}eGbf a9L ?=!) s/f]8 *# nfv %% xhf/@)# Aofh vr{ zLif{sdf vr{ ePsf] 5 . ut jif{ of] vr{ ?=&s/f]8 #% nfv $& xhf/!%@/x]sf] lyof] . ;dLIff jif{df sf/f]jf/ a[l4 ;+u} u|fxs ;b:osf] artdf a[l4 ;fy} cGo a}+s ljQLo ;+:yfsf] C0f /sddf a[l4 eP/ Jofh vr{ lzif{sdf o; k|sf/sf] j[l4 ePsf] Joxf]/f cg'/f]w ub{5' . ut cfly{s jif{ ?=! s/f]8 *^ nfv ^# xhf/ v'b d'gfkmf ePsf]df o; cf=j= @)&^÷)&&df ?=@ s/f]8 )# nfv $! xhf/ v'b d'gfkmf cfh{g ug{ ;kmn ePsf] 5 .

*=dfgj ;+zfwg ljsf; M ljQLo ;+:yfsf] sf/f]jf/ ;+rfngsf] nflu cfjZos sd{rf/Lx?sf] Joj:yf ul/Psf] 5 . ut jif{sf] cGTodf !@@ hgf sd{rf/Lx? sfo{/t /x]sf lyP . o; ;ldIff cfly{s jif{sf] cGTo ;Dddf hDdf !!! hgf sd{rf/Lx? sfo{/t /x]sf 5g\ .

s]Gb|Lo sfof{no / zfvf sfof{nodf sd{rf/L aLr lgoldt ?kdf ;Dks{, ;dGjo / ;+rf/sf] nflu ljleGg r/0fdf a}7s a;L dxTjk"0f{ ljifox?df lg0f{o lng] sfo{nfO{ lg/Gt/tf lb+b} cfO{/x]sf]5 . sd{rf/Lx?sf] Joj;flos Ifdtf clej[l4 tyf j[lQ ljsf;sf nflu ljifout tflndsf] ;d]t Joj:yf ul/+b} cfPsf]5 .

(= ;"rgf k|ljlw M

o; ljQLo ;+:yfsf] sf/f]jf/nfO{ cem Jojl:yt, ljZj;lgo tyf l56f] 5l/tf] agfpg ;a} zfvfx?df ;km\6j]o/ k|ljlwnfO{ cgnfO{g k|0ffnLaf6;+rfng ul/Psf] 5 . cfufdL lbgdf ;a} zfvfx?df ;+efJotfsf] cfwf/df skf]{/]6 :tl/o O{G6/g]6 jf O{G6«fg]6 h8fg ug]{ tyfl8lh6n a}+lsËsf cfofdx?M P;=Pd=P;=, 6\ofan]6 tyf df]jfOn a}+lsË ;]jfx? 4f/f ;b:ox?nfO{ jf:tljs ;dosf] cfwf/df sf/f]jf/x?sf] ;"rgf k|bfg ul/g] nIo /x]sf] 5 . ;fy}, ;+:yfsf] n]vf k|0ffnL ;DjGwL ljj/0f tyf cGo tYofÍx? cem ;'/lIft / e/kbf]{ ?kdf ;km\6j]o/df /fVg] Joj:yf ldnfO{g]5 .

!)= ljQLo ;+:yfsf] cf}Bf]lus Pjd\ Jofj;flos ;DaGw M

o; ;+:yfsf] ljsf; tyf lj:tf/df ;xof]uL Pjd\ ;xefuL ;a} cf}Bf]lus Pjd\ Joj;flos ;+3;+:yf, ;xsf/L ;+:yfsf ;fy} laleGg a}+s tyf ljQLo ;+:yfx?, lgodgsf/L lgsfox?, g]kfn /fi6« a}+s, lwtf]kq af]8{, g]kfn :6s PS;r]~h, sDkgL /lhi6«f/sf] sfof{nox?;Fu ;bfem}F ;'dw'/ ;DaGw /lx cfPsf] 5 . o:tf ;+:yfx? nufot cGo u|fxsx?;Fu xflb{s Pjd\ ;'dw'/ Joj;flos ;DaGw ;'b[9 ug{ Joj:yfksLo kbflwsf/L Pjd\ sd{rf/Lx? ;Ifd Pjd\ ;hu /x]sf 5g\ .

Page 11: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

9

!!= ;~rfns ;ldlt M

;+rfns ;ldltdf xfn ;d'x …sÚ ;+:yfks tyf ;d'x …vÚ ;j{;fwf/0f af6 lgDg adf]lhdsf] ;b:ox? /x]sf] Joxf]/f hfgsf/L u/fpFb5' .

!= >L Zofd k|;fb ;fx cWoIf -;d'x …sÚ_ @= >L kmu'gL dxtf] sf]O/L ;+rfns -;d'x …sÚ_ #= >L lszf]/L ;fx ;+rfns -;d'x …sÚ_ $= >L lzj k|;fb ;fx ;+rfns -;d'x …sÚ_ %= >L dgf]h s'df/ ;fx ;+rfns -;d'x …vÚ_ ^= >L ;/f]h s'df/ l;+x ;+rfns -;d'x …vÚ_ &= >L s]zj/fh cfrfo{ ;+rfns -:jtGq ;+rfns_

cfly{s jif{ @)&^÷&&df ;+rfns ;ldltsf] a}7s !* -a}7s g+= !*! b]lv !(* ;Dd_ k6s a;]sf] lyof] .

!@= sf/f]af/nfO{ c;/ kfg]{ d'Vo s'/fx? M

ljQLo ;+:yfsf] sf/f]jf/x?nfO{ b]zsf] cfly{s, df}lb|s tyf ljQLo gLlt nufot lgodgsf/L lgsfox?n] ug]{ lgodg, lgb]{zgsf] kl/jt{gaf6 l;h{gf x'g ;Sg] ;Defljt hf]lvdsf] ;fy} n3'ljQ ;+:yfx?sf] k|lt:kwf{sf] sf/0f c;/ kfg{ ;Sg]5 . o:tf] c;/nfO{ Go"gLs/0f ub}{ ;+:yfnfO{ k|efjsf/L 9+un] cufl8 a9fpg xfdL k|oTg/t /xg] g} 5f}+ . o; sfo{df ;]o/wgL dxfg'efjx?af6 ;sf/fTds ;'emfj tyf ;xof]u k|bfg ug{ x'g cg'/f]w ub{5' .

!#= n]vfk/LIf0f k|ltj]bg / ;+rfns ;ldltsf] k|ltlqmof M

k|:t't o; k|ltj]bg;fy ;+nUg n]vfk/LIf0f k|ltj]bg / n]vf ljj/0fx?n] ;+:yfsf] oyfy{ l:yltsf] lrq0f u/]sf] 5 . n]vfk/LIf0f k|ltj]bgdf s'g} gsf/fTds s'/f pNn]v 5}g . n]vfk/LIfssf] k|ltj]bg dfly ;+rfns ;ldltsf] tkm{af6 s'g} pNn]Vo l6Kk0fL 5}g .

!$= cfGtl/s lgoGq0f k|0ffnL M

o; ljQLo ;+:yfn] cfGtl/s lgoGq0f k|0ffnLnfO{ b/f] agfpg] gLlt lnPsf]5 . To;sf nflu ;+:yfn] cfGtl/s n]vf k/LIfs, jfXo n]vf k/LIfs, n]vf k/LIf0f ;ldlt tyf hf]lvd Joj:yfkg ;ldltaf6 ;+:yfsf] ljQLo sf/f]jf/sf] ;ldIff / lgl/If0f kZrft k|fKt s}lkmotx?nfO{ ;'wf/ ug{ ;~rfns ;ldltdf k]z ug]{ / Joj:yfkgnfO{ ;'wf/ ug{ lgb]{zg lbg] ul/Psf] 5 . o;sf cltl/Qm Joj:yfkgaf6 lgoldt cg'udg, k|zf;lgs lgoGq0f, dfl;s a}7s tyf q}dfl;s / jflif{s ;dLIff u/L cfjZos ;Nnfx / ;'emfax? ;+sng ug]{ ul/Psf]5 . To;} u/L ;+:yfnfO{ ;'–;+rfngsf nflu cfjZos gLlt, lgod, ljlgod tyf lgb]{lzsfx? th'{df u/L sfof{Gjogdf NofOPsf] tyf ltgdf cfjZostf cg';f/ ;d–;fdlos ?kdf yk kl/dfh{g ul/g]5 . !%= ljQLo ;+:yfsf] efjL sfo{of]hgf M

rfn' cfly{s jif{ @)&^÷&& sf] sfo{qmd cg';f/ ljkGg ju{sf] n3'ljQ ;]jfdf kx'Fr j9fpg] of]hgf jdf]lhd cfufdL jif{x?df qmdzM sfo{If]q tyf sfo{qmd lj:tf/ ub}{ yk sfof{nox? :yfkgf ug]{, k'/fgf zfvfx?nfO{ k'0f{ Ifdtfdf ;~rfng ug]{, cfjZos hgzlQmsf] Joj:yf ug]{, bIf hgzlQmsf] ljsf; u/L ;]jfdf u'0f:t/ sfod ug]{ / sf/f]jf/nfO{ cgnfO{g ;km\6j]o/nfO{ yk kl/dfh{g ul/ ;~rfng ug]{ sfo{qmdsf] of]hgf th'{df ul/Psf] 5 .

Page 12: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

10

ldlt M @)&& r}q @( ut] cfOtaf/ . Zofd k|;fb ;fx cWoIf

;+:yfsf] cfufdL cf=j= @)&&÷)&* sf] k|If]lkt nIo lgDgfg';f/ /x]sf] 5 .

qm=;+= ljj/0f cf=j=@)&&÷)&* sf] cg'dflgt nIo

1. s'n zfvf ;+Vof 40 1. s'n ;b:o ;+Vof 33250 2. s'n C0fL ;+Vof 24938 3. s'n shf{ ljt/0f -?=)))_ 2283340 4. shf{sf] ;fFjf c;'nL -?=)))_ 1726058 5. s'n afFsL shf{ -?=)))_ 1771320 6. s'n art /sd -?=)))_ 564633 7. s'n cfDbfgL -?=)))_ 314184 8. s'n vr{ -?=)))_ 250407 9. v'b d'gfkmf -?=)))_ 63777

o; ;+:yfsf] cf=j= @)&&÷)&* sf] k|:tfljt nIo tyf sfo{qmdnfO{ cem Jojl:yt / k|efjsf/L ?kn] ;+rfngsf] nflu eO{/x]sf gLlt lgodnfO{ kl/dfh{g ub}{ hfg], u|fxs ;b:od'vL cjwf/0ffnfO{ cfTd;ft ug]{ tyf u'0f:t/Lo ;]jf k|bfgsf] nflu cfjZos gofF gLlt lgodx? agfP/ sfof{Gjogdf Nofpg] tyf sd{rf/L kl/rfngdf ljz]if hf]8 lbg] gLlt ;+:yfn] lnPsf]5 .

!^= d'gfkmf / jfF8kmfF8 M ut jif{;Ddsf] sf/f]af/af6 b]lvPsf] v'b d'gfkmfsf] afF8kmFf6df ;fwf/0f ;ef k|of]hgsf nflu z]o/ bflvn vf/]h aGb (Book Close)ePsf] ldltsf] cl3Nnf] lbg ;Dd sfod /x]sf z]o/ wgLx?nfO{ cf=j=@)&^÷&& sf] d'gfkmfsf]!@ -afx|_ k|ltztsf b/n] ljt/0f ug{] u/L ?=!,$^,)*,()!÷– -Ps s/f]8 5ofnL;nfv cf7 xhf/ gf} ;o Ps dfq_ af]g; z]o/ / ;f]df nfUg] s/ k|of]hgsf nflu gub nfef+z jfkt ?=&,^*,**(÷%# -;ft nfv c7;¶L xhf/ cf7 ;o pgfgAa] bzdnj kfFr tLg_ 5'6\ofOPsf] 5 . pQm af]g; tyf gub nfefFz /sd ;fwf/0f ;ef k|of]hgsf] nflubflvn vf/]h aGb(Book Close)ldlt eGbf cl3Nnf] lbg ;Dd sfod /x]sf] r'Qmf k'FhLsf cfwf/df ljt/0f ug]{ k|:tfj ul/Psf] 5 .

!*= wGojfb 1fkgM

o; ljQLo ;+:yfsf] afx|f}+ ;fwf/0f ;efdf pkl:yt ;+:yfks z]o/wgL nufot cGo ;a} z]]o/wgL dxfg'efjx?s} cfsf+Iff tyf clenfiff cg'?k cfufdL lbgdf klg ;~rfns ;ldlt tyf Joj:yfkgn] sfd ub}{ hfg]5 . o; ;+:yfsf] xfn ;Ddsf] r/0f kf/ ubf{ ;xof]u k'¥ofpg] u|fxs ;b:o ju{, ;a} z]o/wgL dxfg'efjx?, g]kfn ;/sf/, g]kfn /fi6« a}+s, g]kfn lwtf]kq af]8{, sDkgL /lhi6«f/sf] sfof{no nufot cGo lgodgsf/L lgsfox?, a}+s tyf ljQLo ;+:yfx?, z]o/ /lhi6«f/ lj=cf]=s]=Soflk6n dfs]{6 ln=, n]vf k/LIfs tyf cf–cfkm\gf] sfo{If]qdf cys kl/>d tyf nugzLntfsf ;fy sfo{/t /xg] ;Dk"0f{ sd{rf/L ju{ ;a}nfO{ xflb{s wGojfb lbg rfxG5' .

o;/L g} o; ;+:yfsf] :yfkgf, ;+rfng tyf k|ultsf] nflu k|ToIf jf ck|ToIf ?kn] ;xof]u ug]{ ;j} dxfg'efjx?, ;+:yfx? tyf z'e lrGtsx?nfO{ ;~rfns ;ldlt tyf d]/f] JolQmuttkm{jf6 s[t1tfsf] ;fy} k"gM wGojfb lbb} eljiodf klg cfjZos ;Nnfx, ;'emfj / ;xof]u lg/Gt/ ?kdf k|bfg ul//xg x'g xflb{s cg'/f]w ub{5' .

wGojfb Û ;~rfns ;ldltsf tkm{af6

Page 13: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

11

;~rfns ;ldltsf] k|ltj]bgdf v'nfpg' kg]{ sDkgL P]g @)^# sf] bkmf !)(-$_ ;Fu ;DalGwt cGo yk ljj/0fx? M

!= z]o/ hkmt eP ;f]sf] ljj/0f M cfly{s aif{ @)&^÷)&& df s'g} z]o/ hkmt ul/Psf] 5}g . @= ljut cfly{s aif{df n3'ljQ ljQLo ;+:yf / To;sf] ;xfos sDkgLsf] sf/f]jf/sf] k|ult / ;f] cfly{s

aif{sf] cGtdf /x]sf] l:yltsf] k'g/fjnf]sg ljj/0f M n3'ljQ ljQLo ;+:yfsf] k|ult ;DaGwdf ;~rfns ;ldltsf] k|ltj]bgdf pNn]v ul/Psf] 5 . o;

n3'ljQ ljQLo ;+:yfsf] s'g} ;x.os sDkgL gePsf] . #= n3'ljQ ljQLo ;+:yf tyf To;sf] ;xfos sDkgLn] cfly{s aif{df ;DkGg u/]sf] k|d'v sf/f]jf/x? /

;f] cjlwdf sDkgLsf] sf/f]jf/df cfPsf] dxTjk'0f{ kl/jt{g M n3'ljQ ljQLo ;+:yfn] ;DkGg u/]sf] k|d'v sf/f]jf/x? ;~rfns ;ldltsf] k|ltj]bgdf pNn]v

ul/Psf] 5 . o; n3'ljQ ljQLo ;+:yfsf] s'g} ;xofs sDkgL gePsf] . $= ljut cfly{s aif{df cfwf/e't z]o/wgLx?n] n3'ljQ ljQLo ;+:yfnfO{ pknAw u/fPsf] hfgsf/L M ljut cfly{s jif{df cfwf/e't z]o/wgLx?n] n3'ljQ ljQLo ;+:yfnfO{ s'g} Joxf]/f hfgsf/L u/fpg'

ePsf] 5}g . %= ljut cfly{s aif{df o; n3'ljQ ljQLo ;+:yfsf ;~rfns tyf kbflwsf/Lx?n] lnPsf] z]o/

:jfldtjsf] ljj/0f / ;+:yfsf] z]o/ sf/f]jf/df lghx? ;+nUg /x]sf] eP ;f] ;DaGwdf lghx?af6 ;+:yfn] k|fKt u/]sf] hfgsf/L M

ljut cfly{s aif{df o; n3'ljQ ljQLo ;+:yfsf ;~rfns tyf kbflwsf/Lx?n] lnPsf] z]o/ :jfldTjsf] ljj/0f o; k|sf/ 5 . ;fy} tn pNn]v ul/Psf] jfx]s z]o/ sf/f]jf/df ;+nUg ePsf] hfgsf/L k|fKt ePsf] 5}g .

-s_ ;~rfns ;ldlt kbflwsf/L

qm=;=

;~rfnssf] gfd kb s'n z]o/ ;+Vof

/sd k|ltzt

! >L Zofd k|;fb ;fx cWoIf @@,$%@=$( @@,$%,@$(÷– 2.12 @ >L kmu'gL dxtf] sf]O/L ;~rfns @@,$%@=$( @@,$%,@$(÷– 2.12 # >L lszf]/L ;fx ;~rfns @@,$%@=$( @@,$%,@$(÷– 2.12 $ >L lzj k|;fb ;fx ;~rfns @@,$%@=$( @@,$%,@$(÷– 2.12 % >L dgf]h s'df/ ;fx ;~rfns 449.11 44911 0.04 ^ >L ;/f]h s'df/ l;+x ;~rfns 865.33 86533 0.08

& >L s]zj/fh cfrfo{ ;~rfns ) ) )

-v_ Jo:yfkg kbflwsf/L qm=; kbflwsf/Lsf] gfd Kfb s'n z]o/ ;+Vof /sd k|ltzt ! >L ;Tob]j /fpt k|d'v sfo{sf/L clws[t - - -

@ >L dx]z s'df/ rf}w/L Gffoj k|d'v sfo{sf/L clws[t - - -

# >L /]zd k|;fb jf:tf]nf al/i7 clws[t - - -

$ >L x]d/fh x]dGt clws[t - - -

% >L /fdfgGb ofbj clws[t - - -

^ >L /fdk'sf/ dxtf] clws[t - - -

&= >L nfn]Gb| k|;fb dxtf] ;xfos clws[t 269.17

*= >L lhjg sflnsf]6] ;xfos clws[t 449.14

Page 14: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

12

^= ljut cfly{s aif{df n3'ljQ ljQLo ;+:yf;Fu ;DalGwt ;Demf}tfx?df s'g} ;~rfns tyf lghsf] gft]bf/sf] JolQmut :jfy{sf] af/]df pknAw u/fOPsf] hfgsf/Lsf] Joxf]/f M

gePsf] . &= n3'ljQ ljQLo ;+:yfn] cfˆgf] z]o/ cfkm}+ vl/b u/]sf] eP To;/L z]o/ vl/b ug'{sf] sf/0f, To:tf]

z]o/sf] ;+Vof / c+lst d'No tyf To;/L z]o/ vl/b u/]jfkt ;+:yfn] e'QmfgL u/]sf] /sd Mn3'ljQ ljQLo ;+:yfn] cfˆgf] z]o/ cfkm}+ vl/b u/]sf] 5}g .

*= ljut cfly{s aif{sf] s'n Joj:yfkg vr{sf] ljj/0f M cfly{s aif{ @)&^÷)&& df sd{rf/L vr{ ?=$,#!,((,*!!=)^ / cGo ;+rfng vr{

?=!,(),*%,!@$=&* u/L hDdf Joj:yfkg vr{ ?=^,@@,,*$,(#%=*$ /x]sf] 5 .

(= n]vfk/LIf0f ;ldltsf ;b:ox?sf] gfdfjnL, lghx?n] k|fKt u/]sf] kfl/>lds, eQf, tyf ;'ljwf, ;f] ;ldltn] u/]sf sfd sf/jfxLsf] ljj/0f / ;f] ;ldltn] lbPsf] ;'emfj ;DaGwL hfsf/L M

n3'ljQ ljQLo ;+:yfdf /x]sf n]vfkl/If0f ;ldlt / ;b:ox?nfO{ lbO{Psf] k|lt a}7s eQf b]xfo adf]lhd 5 .

qm=;= kbflwsf/Lsf] gfd kb a}7s eQf -?=_ ! >L dgf]h s'df/ ;fx ;+of]hs #,))) @ >L kmu'gL dxtf] sf]O/L ;b:o #,)))

# >L /fdk'sf/ dxtf] ;b:o ;lrj glnPsf]

o; ;ldltn] n3'ljQ ljQLo ;+:yfsf] cfGtl/s n]vfkl/Ifsaf6 tyf afXo n]vfk/LIfsaf6 k|fKt k|ltj]bgdf pNn]lvt a'Fbfx?sf] ;ldIff ul/ ;'wf/fTds sbd rfNg Joj:yfkgnfO{ lgb]{zg lbg] u/]sf] 5 . o; ;ldltn] k|To]s cfly{s aif{sf nflu afXo n]vfk/LIfssf] 5gf}6 ul/ lgo'lQmsf] nflu l;kmfl/; ub{5 . o; ;ldltsf] a}7s ;ldIff cjlwdf % k6s a:of] .

!)= ;~rfns, k|aGw ;~rfns, sfo{sf/L k|d'v,;+:yfsf cfwf/e't z]o/wgL jf lghsf] glhssf] gft]bf/ jf lgh ;+nUg /x]sf] kmd{, ;+:yf jf ;+ul7t ;+:yfn] ;+:yfnfO{ s'g} /sd a'emfpg afFls eP ;f] s'/f M

o; k|sf/sf]s'g} /sd a'emfpg afFsL gePsf] .

!!= ;~rfns, k|aGw ;~rfns, sfo{sf/L k|d'v tyf kbflwsf/Lx?nfO{ e'QmfgL ul/Psf] kfl/>lds, eQf, tyf ;'ljwf /sd M

cfly{s jif{ @)&^÷)&& df ;~rfns ;ldltsf] a}7s eQf jfkt cWoIfnfO{ k|lt j}7s ?= #,%)).– tyf ;+rfnsx?nfO{ k|lt a}7s eQf ?=#,))).– sf b/n] ?=@$),))).— vr{ e"QmfgL ul/Psf] . k|d'v sfo{sf/L clws[tnfO{ tna eQf ?=!%,)&,(^).)), bz} vr{ ?=&),*)).– / jf]g; P]g cg';f/ ?=!,^*,%#@.!*jf]g; k|bfg ul/Psf] 5 .

!@= z]o/wgLx?n] a'lemlng afFls /x]sf] nfefFzsf] /sd M z]o/wgLx?n] a'lemlng afFls /x]sf] nfefFzsf] /sd gePsf] .

!#= sDkgL P]g @)^# sf] bkmf !$! adf]lhd vl/b ljqmL ul/Psf] ;DklQsf] ljj/0f M

;ldIff aif{df o; k|sf/sf] s'g} vl/b laqmL gePsf] .

!$= sDkgL P]g @)^# sf] bkmf !&% adf]lhd ;Da4 sDkgL ljr ePsf] sf/f]jf/sf] ljj/0f M gePsf] .

Page 15: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

13

!%= cGo cfjZos s'/f M

gePsf] .

lwtf]kq btf{ tyf lgisfzg lgodfjnL @)^% sf] cg';"rL !# -lgod @@ sf] pklgod -!_ ;Fu ;DalGwt_

!= ;~rfns ;ldltsf] k|ltj]bg M o;} aflif{s k|ltj]bgdf ;FnUg 5 .

@= n]vfk/LIfssf] k|ltj]bg Mo;} aflif{s k|ltj]bgdf ;FnUg 5 .

#= n]vf k/LIf0f ePsf] ljQLo ljj/0f Mo;} aflif{s k|ltj]bgdf ;FnUg 5 .

$= sfg"gL sfjf{xL ;DaGwL ljj/0f M

b]xfo cg';f/sf] d'2f bfo/ ePsf] eP, d'2f bfo/ ePsf] ldlt, ljifo, d'2f bfo/ ePsf] ;+:yfks jf ;~rfnssf] gfd / ;DefAo sfg"gL pkrf/ ;DaGwL ljj/0f ;dfj]z ul/g'kg]{ M

-s_ q}dfl;s cjlwdf ;+ul7t ;+:yfn] jf ;+:yfsf] lj?4 s'g} d'2f bfo/ ePsf] eP .

o; cjlwdf o; ljQLo ;+:yfsf] lj?4 s'g} klg d'2f bfo/ gePsf] .

-v_ ;+ul7t ;+:yfsf] ;+:yfks jf ;~rfnsn] jf ;+:yfks jf ;~rfnssf] lj?4df k|rlnt lgodsf] cj1f jf kmf}hbf/L ck/fw u/]sf] ;DaGwdf s'g} d'2f bfo/ u/]sf] jf ePsf] eP M

o; ;DaGwdf s'g} hfgsf/L gePsf] .

-u_ s'g} ;+:yfks jf ;~rfns lj?4 cfly{s ck/fw u/]sf] ;DaGwdf s'g} d'2f bfo/ u/]sf] eP M

o; ;DaGwdf s'g} hfgsf/L gePsf] .

%= ;+ul7t ;+:yfsf] z]o/ sf/f]jf/ ;DaGwL ljZn]z0f M

-s_ lwtf]kq ahf/df ePsf] ;+ul7t ;+:yfsf] z]o/sf] sf/f]jf/ ;DaGwdf Joj:yfkgsf] wf/0ff M

o; sDkgLsf z]o/x? g]kfn :6s PS;r]Ghdf ;"rLs[t e} sf/f]af/ eO{/x]sf] 5 . z]o/sf] d"No tyf sf/f]jf/ ahf/n] lgwf{/0f ug]{ x'Fbf o; ;+:yfsf] Joj:yfkg z]o/sf] d"No tyf sf/f]jf/ k|lt t6:y 5 t/ k|rlnt sfg'g cg';f/ nfugLstf{ tyf ;Da4 lgsfox?nfO{ pknAw u/fpg' kg]{ ;"rgf tyf hfgsf/L eg] ;+:yfn] pknAw u/fPsf] 5 . o; ;+:yfsf] z]o/ sf/f]jf/ tyf d"No ;Gtf]ifhgs /x]sf] 5 .

-v_ ut aif{sf] k|To]s q}dfl;s cjlwdf ;+ul7t ;+:yfsf] z]o/sf] clwstd, Go"gtd / clGtd d'Nosf ;fy} s'n sf/f]jf/ z]o/ ;+Vof / sf/f]jf/ lbg M

o; ;+:yfsf] z]o/ cfly{s aif{ @)&^÷)&& df ePsf] o; ;+:yfsf] z]o/ sf/f]jf/ :6s PS;r]Gh lnld6]8sf] a]e;fO6www.nepalstock.com cg';f/b]xfo adf]lhd /x]sf] 5 .

q}dfl;s -cf=j=@)&^÷&&_ clwstd d"No

Go"gtd d"No

clGtd d"No

sf/f]af/ lbg

sf/f]af/ ;+Vof

k|yd 566 392 443 51 406

bf]>f] 661 415 613 56 747 t]>f] 944 579 604 43 1318

rf}yf] 893 595 815 11 182

Page 16: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

14

^= ;d:of tyf r'gf}tL M

-s_ cfGtl/s ;d:of tyf r'gf}tL M

k'/fgf] sd{rf/L ;+:yf 5f]8\g] qmdn] ubf{ ;+:yfsf] hgzlQm kl/k"lt{ ug{gofF sd{rf/L egf{ x'Fbf sd{rf/L bIf x'g ;do nfUg' cfGtl/s ;d:of tyf r'gf}tL /x]sf] 5 .

-v_ afXo ;d:of tyf r'gf}tL M

n3'ljQ ljQLo ;+:yfx? aLr Ps cfk;df x'g] c:j:y k|lt:kwf{sf] sf/0fn] n3'ljQsf u|fxs ;b:ox?nfO{ ax'–ljQLos/0f tyf u|fxssf] Ifdtf eGbf clws shf{ nufgL x'g uO{ lgoldt shf{ c;'nLdf ;d:of x'b} uPsf] 5 . lgofds lgsfoaf6 hf/L ul/g] :k|]8 b/n] ubf{ ljQLo ;+:yfsf] cfDbfgLdf k|ToIf c;/ kg]{ tyf yf]s shf{ k|jfx ug]{ afl0fHo a}+sx?n] ljkGg ju{df k|jfx ug]{ shf{sf] Jofhb/df a[l4 x'Fbf ;+:yfsf] nfut vr{ a9g] tyf ljQLo If]qdf ;do ;dodf x'g] t/ntfsf] cefjsf] sf/0fn] ubf{ ljQLo >f]t h'6fpg ;d:of kg{ uO{ nIo cg';f/ sfo{qmd lj:tf/df r'gf}tL /x]sf] 5 .

-u_ /0fgLlt M

sd{rf/Lx?nfO{ cfjZos tflnd lbg Joj:yf ldnfpg], zfvfx?nfO{ k"0f{ Ifdtfdf ;+rfng ug{ tyf nufgLdf /x]sf] shf{ a[l4 b/ a9fpg laleGg a}+s tyf ljQLo ;+:yfx?af6 cfjZos km08sf] Joj:yf ug]{ / shf{ nufgLdf bf]xf]/f]kgfsf] lgoGq0f ug{ k|lt:kwL{ ljQLo ;+:yf;+u / shf{ ;"rgf s]Gb| dfkm{t shf{ ;"rgf cfbfg k|bfg ug]{ /0fgLlt lnOPsf] 5 .

&= ;+:yfut ;'zf;g M

o; n3'ljQ ljQLo ;+:yfn] g]kfn /fi6« a}+saf6 hf/L ePsf ;+:yfut ;'zf;g nufotsf lgb]{zgx? Kffngf ug'{sf] ;fy} k|rlnt P]gx? M sDkgL P]g @)^#, a}+s tyf lalQo ;+:yf ;DaGwL P]g @)&#, g]kfn /fi6« a}+s P]g @)%*, lwtf]kq P]g @)^#, cfos/ P]g @)%* cflbsf] k"0f{ kfngf u/]sf] 5 . ;+:yfsf] k|aGwkq, lgodfjnL, sd{rf/L ;]jf ljlgodfjnL, cfly{s k|zf;g ljlgodfjnL, ljlQo ;]jf lgb]{lzsf, cfGtl/s n]vfkl/If0f lgb]{lzsf, Aoj:yfkg ;"rgf k|0ffnL gLlt, ;DklQ bfloTj Aoj:yfkg gLlt, nufgL gLlt,shf{ gLlt tyf sfo{ljwL, art gLlt tyf sfo{ljlw, nufotsf gLlt lgod, lgb]{lzsfx? agfO{ kfngf ul/Psf] 5 . To;} u/L n]vfk/LIf0f ;ldlt, hf]lvd Aoj:yfkg ;ldlt, ;DkQL z'l4s/0f ;ldlt / sd{rf/L Aoj:yfkg tyf ;]jf ;'ljwf ;ldlt u7g u/L sfof{Gjogdf NofO{Psf] 5 .

Page 17: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

15

*= o; n3'ljQ ljQLo ;+:yfn] k|sflzt u/]sf] ljj/0f kqdf k|If]k0f ul/Psf] / n]vf k/LIf0f ePsf] jf:tljs ljQLo ljj/0fdf ePsf] kl/jt{g ;DaGwL ljj/0f M

-?= xhf/df_

k"Flh tyf bfloTj k|If]lkt

cf=a= )&^÷&&

n]vf k/LIf0f kZrft

cf=a=)&^÷&& km/s km/s

k|ltztdf sf/0f != z]o/ k"FhL 105861.60 136349.74 -30488.14 -29% af]gz z]o/ k'FhLs[t @= hu]8f tyf sf]ifx? 64520.95 30251.51 34269.44 53 af]gz z]o/ k'FhLs[t #= C0fkq tyf a08

$= ltg{ afFsL shf{ ;fk6 836140.32 836140.32 -

%= lgIf]k bfloTj 359636.18 329016,50 30619.68 9% k]G;g artsf] Aofh k'gM alu{s/0f ul/Psf]

^= e'QmfgL lbg' kg]{ lanx? &= k|:tfljt tyf e'QmfgL lbg afFsL nfef+z 768.89 -768.89 0%

*= cfos/ bfloTj 10085.88 10085.88 clu|d cfos/ ldnfg

(= cGo bfloTj 63777.60 42616.13 21161.47 33% k]G;g artsf] Aofh k'gM alu{s/0f ul/Psf]

s'n bfloTj 1440022.53 1375143.09 ;DklQ

!= gub df}Hbft 157501.51 4544.07 152957.44 97% ;DklQsf] k'gM alu{s/0f ul/Psf]n]

@= g]kfn /fi6« a}+sdf /x]sf] df}Hbft 5700 -5700

;DklQsf] k'gM alu{s/0f ul/Psf]n]

#= a}s ÷laQLo ;+:yfdf /x]sf] df}Hbft 147257 -147257.43

;DklQsf] k'gM alu{s/0f ul/Psf]n]

$= dfu tyf cNk ;'rgfdf k|fKt x'g] /sd 25190.21 25190.21 -

%= nufgL 1000 1000 -

^= shf{ ;fk6 tyf lan vl/b 1212337.95

1176744.08 35593.87 3%

shf{ k'gM alu{s/0f ul/Psf]n]

&= l:y/ ;DklQ 10830.80 10745.62 85.18 1% ;DklQsf] X|f; s§Lsf] sf/0fn]

*= u}/ a}+ls+Í ;DklQ

(= cGo ;DklQ 33162.07 3961.68 29200.39 88% ;DklQsf] k'gM alu{s/0f ul/Psf]n]

s'n ;DklQ

Page 18: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

16

gfkmf gf]S;fg lx;fj ljj/0f -?= xhf/df_

k"Flh tyf bfloTj

k|If]lkt cf=a=

)&^÷&&

n]vf k/LIf0f kZrft cf=a= )&^÷)&& km/s

km/s k|ltztdf sf/0f

!= Jofh cfDbfgL 184953.15 184953.15 - @= Jofh vr{ 108355.20 108355.20 -

v'b Aofh cfDbfgL 76597.95 76597.95 -

#= sldzg tyf l8:sfp06

$= cGo ;+rfng cfDbfgL 24153.46 24289.81 -136.35 -1% ;|f]tdf s/ s§L ePsf]n] %= ;6xL 36a9 cfDbfgL

s'n ;+rfng cfDbfgL 100751.41 100887.76 -136.35

^= sd{rf/L vr{ 43199.81 43726.94 -527.13 -1%

vr{sf] k'gM alu{s/0f ul/Psf]n]

&= cGo ;+rfng vr{ 19085.12 19053.94 31.18 *= ;6xL 36a9 gf]]S;fg

;Defljt gf]S;gL Aoa:yf cl3sf] ;+rfng d'gfkmf 38466.48 38106.87 359.61 1%

(=;Defljt gf]S;fgL Joj:yfx? 5024.20 9716.42 -4692.22 -93%

yk shf{ gf]S;fgL Joj:yf ug'{kg]{ ePsf]n]

;+rfng d'gfkmf÷-gf]S;fg_ 33442.28 28390.46

!)=u}/ ;+rfng cfDbfgL÷-gf]S;fg_ !!=;Defljt gf]S;fgL Aoa:yfaf6 lkmtf{ 3539.29 3539.29

lgoldt sf/f]jf/af6 ePsf] d'gfkmf 36981.57 31929.75 5051.82 14%

dflysf] cfDbfgL vr{df kl/jt{g ePsf]n]

!@=c;fdfGo sf/f]jf/af6 ePsf] d'gfkmf÷-vr{_

;Dk"0f{ sf/f]jf/ ;dfj]z kl5sf] v'b gfkmf 36981.57 31929.75 5051.82 14%

dflysf] cfDbfgL vr{df kl/jt{g ePsf]n]

!#=sd{rf/L af]g; Joj:yf 3361.96 2902.70 459.26 14%

dflysf] cfDbfgL vr{df kl/jt{g ePsf]n]

!$=cfos/ Aoa:yf 10085.88 8685.37 1400.51 14%

dflysf] cfDbfgL vr{df kl/jt{g ePsf]n]

o; jif{sf] ut jif{sf] k/ ;fl/Psf] cfos/ cfDbfgL÷-vr{_

v'b d'gfkmf÷-gf]]S;fg_ 23533.73 20341.68 3192.05 14%

dflysf] cfDbfgL vr{df kl/jt{g ePsf]n]

Page 19: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

17

ldlynf n3'ljQ ljQLo ;+:yf ln= s]Gb|Lo sfof{no, 9Ns]j/, wg'iff

z]o/wgL nut -;+:yfks tyf ;j{;fwf/0f z]o/wgLx?_

@)&&÷)#÷#! ;Dd sfod /x]sf] )=%Ü eGbf a9L z]o/ 3f/0f ug]{ ;+:yfks z]o/wgLx?sf] ljj/0f M qm=;+= Zf]o/wgLsf] gfd z]o/ ;+Vof e'QmfgL ePsf] z]o/

/sd ?= k|ltzt

! >L ljGb]Zj/ ofbj @@,$%@=$( @@,$%,@$(.)) @=!@ @ >L s[i0f rGb| bf; @@,$%@=$( @@,$%,@$(.)) @=!@ # >L /fd k|;fb ;fx @^,(%@=$( @^,(%,@$(.)) @=%% $ >L /fd jfj' ;fx ;'8L @@,$%@=$( @@,$%,@$(.)) @=!@ % >L uf}/L z+s/ ;fx t]nL @@,$%@=$( @@,$%,@$(.)) @=!@ ^ >L /fd s'df/ ;fx @@,$%@=$( @@,$%,@$(.)) @=!@ & >L /fh nfn dxtf] @@,$%@=$( @@,$%,@$(.)) @=!@ * >L dgf]h s'df/ bf; syjgLof @@,$%@=$( @@,$%,@$(.)) @=!@ ( >L ljho s'df/ ;fx' t]nL @@,$%@=$( @@,$%,@$(.)) @=!@ !) >L u+uf k|;fb dxtf] @@,$%@=$( @@,$%,@$(.)) @=!@ !! >L OGb| sfGt dxtf] !&,$%%=$( !&,$%,%$(.)) !=^% !@ >L z+s/ bf; syjgLof @@,$%@=$( @@,$%,@$(.)) @=!@ !# >L k|lbk s'df/ ;fx @@,$%@=$( @@,$%,@$(.)) @=!@ !$ >L jL/]Gb| l;+x @@,$%@=$( @@,$%,@$(.)) @=!@ !% >L lzj z+s/ 7fs'/ nf]xf/ @@,$%@=$( @@,$%,@$(.)) @=!@ !^ >L bLks sdf/ 7fs'/ @@,$%@=$( @@,$%,@$(.)) @=!@ !& >L lzj k|;fb ;fx @@,$%@=$( @@,$%,@$(.)) @=!@ !* >L lszf]/L ;fx @@,$%@=$( @@,$%,@$(.)) @=!@ !( >LdtL dfnf kf08]o @@,$%@=$( @@,$%,@$(.)) @=!@ @) >L ;+ho s'df/ ;fx @@,$%@=$( @@,$%,@$(.)) @=!@ @! >L xl/ k|;fb sfkmn] @$,*!*=&& @$,*!,*&&.)) @=#$ @@ >L /fd rGb| l;+x s'zjfxf @@,$%@=$( @@,$%,@$(.)) @=!@ @# >L /fd k|;fb bf; syjlgof @@,$%@=$( @@,$%,@$(.)) @=!@ @$ >L Zofd k|;fb ;fx @@,$%@=$( @@,$%,@$(.)) @=!@ @% >L ch'{g ;fx t]nL @@,$%@=$( @@,$%,@$(.)) @=!@ @^ >L af;'b]j l;+x yf? @),$%%=$( @),$%,%$(.)) !=(# @& >L bLk gf/fo0f ;fx @@,$%@=$( @@,$%,@$(.)) @=!@ @* >L rGb]Zj/ k"j]{ !%,$%%=$( !%,$%,%$(.)) !=$^ @( >L dbg k|;fb pkfWofo @@,$%@=$( @@,$%,@$(.)) @=!@ #) >L kmu'gL dxtf] sf]O{/L @@,$%@=$( @@,$%,@$(.)) @=!@ #! >L /fdafa' k|;fb ;fx snjf/ @@,$%@=$( @@,$%,@$(.)) @=!@ #@ >L k/d]Zj/ dxtf] @@,$%@=$( @@,$%,@$(.)) @=!@ ## >L lbg]z s'df/ /fo @@,(^(=&# @@,(^,(&#.)) @=!&

Page 20: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

18

Page 21: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

19

Page 22: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

20

Page 23: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

21

Page 24: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

22

Page 25: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

23

Page 26: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

24

Page 27: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

25

Page 28: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

26

Page 29: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

27

Page 30: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

28

Page 31: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

29

Page 32: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

30

Page 33: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

31

Page 34: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

32

Page 35: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

33

Page 36: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

34

Page 37: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

35

Page 38: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

36

Page 39: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

37

Page 40: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

38

Page 41: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

39

Page 42: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

40

Page 43: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

41

Page 44: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

42

Page 45: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

43

Page 46: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

44

Page 47: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

45

Page 48: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

46

Page 49: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

47

Page 50: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

48

Page 51: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

49

Page 52: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

50

Page 53: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

51

Page 54: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

52

Page 55: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

53

Page 56: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

54

Page 57: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

55

Page 58: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

56

Page 59: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

57

Page 60: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

58

Page 61: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

59

Page 62: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

60

Page 63: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

61

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] k|aGw kq, @)^% sf] ;+zf]wg tLg dxn] ljj/0f

bkmf ljWodfg Joj:yf ;+zf]wg ug'{kg]{ sf/0f ^-v_ n3'ljQ ljQLo ;+:yf lnld6]8sf]

tTsfn hf/L ug]{ z]o/ k"FhL ?=!@,!&,$),*$@.– -cIf/]kL afx| s/f]8 ;q nfv rfln; xhf/ cf7 ;o aofln; ?k}of dfq_ x'g]5 . ;f] k'FhLnfO{ k|ltz]o/ ?=!)) b/sf !@,!&,$)*=$@ -afx| nfv ;q xhf/ rf/ ;o cf7 bzdna rf/ b'O{_ lsQf ;fwf/0f z]o/df ljefhg ul/Psf] 5 .

n3'ljQ ljQLo ;+:yf lnld6]8sf] tTsfn hf/L ug]{ z]o/ k"FhL ?=!#,^#,$(,&$#.– -cIf/]kL t]x| s/f]8 lq;¶L nfv pgGrf; xhf/ ;ft ;o lqofnL; ?k}of dfq_ x'g]5 . ;f] k'FhLnfO{ k|ltz]o/ ?=!)) b/sf !#,^#,$(&=$# -t]x| nfv lq;¶L xhf/ rf/ ;o ;GtfgAa] bzdna rf/ tLg_ lsQf ;fwf/0f z]o/df ljefhg ul/Psf] 5 .

ljQLo ;+:yfsf] af]gz z]o/ nfef+z hf/L ug{ hf/L k'FhL a[l4 ug'{ kg]{ ePsfn] .

^-u_ n3'ljQ ljQLo ;+:yf lnld6]8sf] r'Qmf k'FhL -af]g; z]o/ lbP kZrft_ ?=!@,!&,$),*$@.– -cIf/]kL afx| s/f]8 ;q nfv rfln; xhf/ cf7 ;o aofln; ?k}of dfq_ x'g]5 .

n3'ljQ ljQLo ;+:yf lnld6]8sf] r'Qmf k'FhL -af]g; z]o/ lbP kZrft_ ?=!#,^#,$(,&$#.– -cIf/]kL t]x| s/f]8 lq;¶L nfv pgGrf; xhf/ ;ft ;o lqofnL; ?k}of dfq_ x'g]5 .

ljQLo ;+:yfsf] af]gz z]o/ nfef+z hf/L u/] kZrft r'Qmf k'FhL a[l4 x'g] ePsfn] .

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] lgodfjnL, @)^% sf] ;+zf]wg tLg dxn] ljj/0f

bkmf ljWodfg Joj:yf ;+zf]wg ug'{kg]{ sf/0f #@ -!_

-v_ ;+rfns ;ldltsf] a}7sdf pkl:yt eP jfkt cWoIfnfO{ ?=#,%))÷— / cGo ;+rfnsn] ?= ?=#,)))÷— a}7s eQf pknAw u/fO{g] 5 .

-v_ ;+rfns ;ldltsf] a}7sdf pkl:yt eP jfkt cWoIfnfO{ ?=%,)))÷— / cGo ;+rfnsn] ?= ?=$,)))÷— a}7s eQf pknAw u/fO{g] 5 .

a}7s eQf Go"g eO{ a[l4 ug'{ kg]{ ePsfn] .

Page 64: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

62

Mithila Laghubitta Bittya Sanstha Limited "D"Class Financial Institution with Province 2 Licensed by Nepal Rastra Bank

Dhalkewar, Dhanusa UNAUDITED FINANCIAL RESULTS (Quarterly)

As at Second Quarter (29/09/2077) of the Fiscal Year 2077/078 (000' figure)

S.N. Particulars This Quarter Ending

Previous Quarter Ending

Corresponding Previous Year Quarter

Ending 1 Total Capital and Liabilities 1,719,332.75 1,600,971.78 1,305,082.65 1.1 Paid up Capital 121,740.84 121,740.84 105,861.60 1.2 Proposed bonus share 1.3 Reserve and surplus 106,385.80 84,567.64 68,684.05 1.4 Debenture & Bond 1.5 Borrowings 999,364.79 914,191.99 755,482.74 1.6 Deposits (a+b) 407,980.55 411,663.92 317,954.81 a. Domestic Currency 407,980.55 411,663.92 317,954.81 b. Foreign Currency 1.7 Income Tax Liability 12,718.73 6,755.65 7,058.60 1.8 Other Liabilities 71,142.04 62,051.74 50,040.85 2 Total Assets 1,719,332.75 1,600,971.78 1,305,082.65 2.1 Cash and Bank Balance 198,362.09 94,686.76 133,965.27 2.2 Money at Call and Short Notice 13,571.01 3,463.65 29,956.12 2.3 Investments 1,000.00 1,000.00 1,000.00 2.4 Net Loan and Advances (a+b+c+d+e+f) 1,458,599.21 1,455,898.81 1,104,694.47 A Real Estate Loan 1. Residential Real Estate Loan (up to 80 Lacks)

2. Business Complex & Residential Apartment Construction Loan

3. Income Generation Commercial complex Loan 4. Other Real Estate Loan (including Land Purchase & Plotting) B Personal Home Loan of Rs.80 Lacks or less C Margin Type Loan D Term Loan E Overdraft Loan/TR Loan/ WC Loan F Others 1,458,599.21 1,455,898.81 1,104,694.47 2.5 Fixed Assets 10,330.33 10,814.43 6,271.28 2.6 Non Banking Assets 2.7 Other Assets 37,470.12 35,108.14 29,195.51 3 Profit and Loss Account 3.1 Interest Income 99,846.92 51,671.10 92,709.88 3.2 Interest Expenses 48,482.66 26,070.38 51,876.52 A. Net Interest Income 51,364.26 25,600.72 40,833.35 3.3 Fees, Commission and Discount 3.4 Other Operating Income 30,406.18 11,670.26 15,002.23 3.5 Foreign Exchange Gain/Loss (Net) B. Total Operating Income 81,770.44 37,270.98 55,835.58

Page 65: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

63

B. Total Operating Income 81,770.44 37,270.98 55,835.58 3.6 Staff Expenses 20,541.44 12,121.17 20,947.81 3.7 Other Operating Expenses 5,914.18 3,504.11 7,797.69 C. Operating Profit Before Provision 55,314.82 21,645.69 27,090.09 3.8 Provision for Possible Losses 14,185.83 63.01 2,022.74 D. Operating Profit 41,128.99 21,582.68 25,067.34 3.9 Non Operating Income/Expenses (Net) 3.1 Write Back of Provision of Possible Loss 5,506.33 3,188.05 814.19 E. Profit From Regular Activities 46,635.33 24,770.73 25,881.53 3.11 Extraordinary Income/ Expenses (Net) F. Profit before Bonus and Taxes 46,635.33 24,770.73 25,881.53 3.12 Provision of Staff Bonus 4,239.58 2,251.88 2,352.87 3.13 Provision for Tax 12,718.73 6,755.65 7,058.60 G. Net Profit/Loss 29,677.03 15,763.19 16,470.07 4 Ratios 4.1 Capital Fund to RWA 13.61% 12.76% 15.05% 4.2 Non Performing Loan (NPL) To Total Loan 3.66% 1.38% 2.39% 4.3 Total Loan Loss Provision to Total NPL 70.91% 138.33% 115.90% 4.4 Cost of Funds 7.46% 7.94% 10.10% 4.5 Credit to Deposit Ratio 357.52% 353.66% 347.44% Note : If the statutory and supervising authority notify to change the Un-Audited Financial Statements, the final figures may change accordingly.

Page 66: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

64

Page 67: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

65

g]kfn /fi6« a}+saf6 aflif{s ljQLo ljj/0fx? k|sfzg ug{ :jLs[lt k|bfg ubf{ lbPsf] lgb]{zg ;DjGwdf ;~rfns ;ldltsf] k|ltlqmof M

-;~rfns ;ldltsf] ldlt @)&&÷!@÷)& sf] @)&cf}+ a}7ssf] lg0f{o g+= # ;Fu ;DjlGwt_

>L g]kfn /fi6« a}+s n3'ljQ k|j4{g tyf ;'kl/j]If0f ljefu s]Gb|Lo sfof{no, afn'jf6f/, sf7df8f}+ .

ljifo M lgb]{zgsf] kfngf ;DjGwdf .

dxf]bo,

pk/f]Qm ;DjGwdf txfFsf] kq ;+VofM n=lj=;+=;'=lj=÷u}/:ynut÷ldlynf÷)&&÷&* r=g+= #%^, ldlt @)&&÷!@÷)^ sf] kqjf6 o; n3'ljQ ljQLo ;+:yfsf] cf=j= @)&^÷&& sf] jflif{s ljQLo ljj/0f k|sfzg ug{ lbO{Psf lgb]{zgsf ;DjGwdf o; ljQLo ;+:yfsf] ;~rfns ;ldltsf] ldlt @)&&÷!@÷)& df a;]sf] @)&cf}+ a}7sjf6 b]xfo adf]lhd lg0f{o ePsf] Joxf]/f cg'/f]w 5 .

lgb]{zg g+= -s_

g]kfn /fi6« a}+saf6 O{hfhtkq k|fKt æ3Æ au{sf n3'ljQ ljQLo ;+:yfnfO{ hf/L ul/Psf] PsLs[t lgb]{zg, @)&& sf] lgb]{zg g+= !! sf] a'Fbf @ sf] pka'Fbf @=# df Joj:yf eP adf]lhd o; ljQLo ;+:yfn] shf{ :jLs[t ug'{ cufj} shf{ ;"rgf s]Gb|af6 clgjfo{ ?kdf shf{ ;"rgf lnP/ dfq shf{ k|jfx ug{, k"/fgf] shf{ gjLs/0f ug{, k'g/;+/rgf jf k'g/tflnsLs/0f ug]{ u/]sf] Aoxf]/f cg'/f]w 5 .

lgb]{zg g+= -v_

g]kfn /fi6« a}+saf6 O{hfhtkq k|fKt æ3Æ au{sf n3'ljQ ljQLo ;+:yfnfO{ hf/L ul/Psf] PsLs[t lgb]{zg, @)&& sf] lgb]{zg g+= $ sf] a'Fbf g+= ! sf] h -cf_ df ePsf] Joj:yf adf]lhd u|fxs ;+/If0f sf]ifsf] /sd dWo] vr{ gePsf] /sd Earmark u/L 5'§} nufgL u/L k|fKt cfDbfgL ;d]t ;f]xL sf]ifdf hDdf ug]{ Joj:yf ldnfpg tyf sfof{Gjog ug{ Joj:yfkgnfO{ lgb]{zg u/L ;lsPsf] Aoxf]/f cg'/f]w 5 .

lgb]{zg g+= -u_

o; ljQLo ;+:yfn] u|fxs klxrfg sfo{ljwL, @)&) tof/ u/L ;~rfns ;ldltaf6 :jLs[t u/fO{ sfof{Gjogdf NofO{ ;lsPsf] Aoxf]/f cg'/f]w 5 .

lgb]{zg g+= -3_

g]kfn /fi6« a}+saf6 O{hfhtkq k|fKt æ3Æ au{sf n3'ljQ ljQLo ;+:yfnfO{ hf/L ul/Psf] PsLs[t lgb]{zg, @)&& sf] lgb]{zg g+= # sf] a'Fbf g+= @ -u_ sf] lgb]{zg adf]lhd ;d"xdf cfj4 ePsf] ;b:onfO{ Ps} cjlwdf ;d"x shf{ jf lwtf] shf{dWo] s'g} Ps shf{ dfq k|jfx ug{ ;lsg]5 eGg] Joj:yfsf] kfngf gu/L k|jfx ePsf] shf{x? olsg u/L pQm shf{ /sd a/fj/sf] shf{ gf]S;fgL Joj:yf sfod ug{ Joj:yfkgnfO{ lgb]{zg lbO{ ;lsPsf] / ;f]sf] hfgsf/L oyflz3| txfFsf] sfof{nodf hfgsf/L k7fO{g] Aoxf]/f cg'/f]w 5 .

lgb]{zg g+= -ª_

g]kfn /fi6« a}+ssf] :ynut lg/LIf0f tyf u}/ :ynut ;'kl/j]If0f, ;+:yfsf] cfGtl/s tyf afXo n]vfk/LIfsn] n]vfk/LIfssf] k|ltj]bgdf cf}+NofO{Psf s}lkmotx? k'gM gbf]xf]l/g] u/L ;'wf/ ug{ o; ljQLo ;+:yfsf] Aoj:yfkgnfO{ lgb]{zg ul/Psf] / ;f]lx cg';f/ sfof{Gjog eO{/x]sf] Joxf]/f cg'/f]w 5 .

Page 68: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

66

ldlynf n3'ljQ ljQLo ;+:yf ln=sf sfof{nox?Ml;=g+= sfof{no 7]ufgf Od]n ;Dks{ g+=

1 s]Gb|Lo sfof{no (Ns]j/ ldlynf g=kf=—6, wg"iff [email protected] 041—560172 ÷

560210 2

zfvf sfof{no (Ns]j/ ldlynf g=kf=—6, wg"iff [email protected] 041—560173÷ 9802696790

3 zfvf sfof{no hgsk"/ hgsk"/ p=d=g=kf=—2, wg"iff [email protected] 041—528637÷ 9802696720

4 zfvfsfof{no gjnk"/ nfnaGbL g=kf=—1, ;nf{xL [email protected]

046—570237÷ 9802696787

5 zfvf sfof{no k*l/of nxfg g=kf=—1, l;/xf [email protected]

033—562143÷ 9802696752

6 zfvf sfof{no uf]bf/ u)f]zdfgrf/gfy g=kf=—7, wg"iff [email protected]

041—693743÷ 9802696742

7 zfvf sfof{no lguf}n uf}zfnf g=kf=—2, dxf]Q/L [email protected] 044—556138 8

zfvf sfof{no k|sf}nL hn]Zj/ g=kf=—2, dxf]Q/L

[email protected] 044—521037

9 zfvf sfof{no lghu( lghu( g=kf=—8, af/f [email protected] 053—540366 10 zfvf sfof{no dxdbk"/ u?*f g=kf=—1, /f}tx^ [email protected] 055—565049 11 zfvf sfof{no e]l*of ;'?éf g=kf=—2, ;Kt/L [email protected] 037—690482 12 zfvf sfof{no nlIdk"/ lai)f'k'/ uf=kf=—1, l;/xf [email protected] 9802696768 13 zfvf sfof{no rf]xjf{ uf]nahf/ g=kf=—7, l;/xf [email protected] 9802696739 14

zfvf sfof{no aj/u+h rGb|gu/ uf=kf=—2, ;nf{xL

[email protected] 9802696770

15 zfvf sfof{no ;f]N^L afudtL g=kf=—9, ;nf{xL [email protected] 9802696728 16 zfvf sfof{no en"xL k|;f}gL uf=kf=—1, af/f [email protected] 9802696780 17 zfvf sfof{no /fduf]kfnk"/ /fduf]kfnk'/ g=kf=—5,

dxf]Q/L [email protected] 9802696794

18 zfvf sfof{no vl/xfgL ;a}nf g=kf=–10, wg"iff [email protected] 9802696777 19 zfvf sfof{no x+;k"/ x+;k'/ g=kf=–3, wg"iff [email protected] 9802696797 20 zfvf sfof{no ;f]gfdf ;f]gfdf uf=kf=–1, dxf]Q/L [email protected] 9802696734 21 zfvf sfof{no waf}nL zlxbgu/ g=kf=–7, wg"iff [email protected] 9802696761 22 zfvf sfof{no ax'cjf{ wgf}hL uf=kf=–5, wg"iff [email protected] 9802696766 23 zfvf sfof{no ;+u|fdk"/ k;f{ uf=kf=–2, ;nf{xL [email protected] 9802696763 24 zfvf sfof{no wgu(f a;al/of uf=kf=5, ;nf{xL [email protected] 9802696729 25

zfvf sfof{no rqm# \̂^f rqm#^\̂ f uf=kf=9, ;nf{xL

[email protected] 9802696805

26 zfvf sfof{no nlIdlgof nLIdlgof uf=kf=7, wg"iff [email protected] 9802696800 27 zfvf sfof{no ;/kNnf] dg/f lz;jf g=kf=7,

dxf]Q/L [email protected] 9802696810

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ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

67

28 zfvf sfof{no v}/af]gf ;v'jfgGsf/k \̂^L uf=kf=4, l;/fxf [email protected] 9802696820 29 zfvfsfof{no %hgf ;"vLk'/ g=kf= 2, l;/fxf [email protected] 9802696755 30 zfvfsfof{no dxb}of nf]x/k \̂̂ L g=kf=3, dxf]Q/L [email protected] 9802696814 31 zfvf sfof{no x/glxof cfbz{ sf]̂ jfn uf=kf=4, jf/f [email protected] 9802696816 32 zfvf sfof{no lahnk"/f alb{jf; g=kf=13, dxf]Q/L [email protected] 9802696818 33 zfvf sfof{no ef]qmfxf sNof)fk"/ g=kf=6, l;/xf [email protected] 9802696808 34 zfvf sfof{no s&f}gf zDe"gfy g=kf=6, ;Kt/L [email protected] 9802696821 35 zfvf sfof{no ;#f/f sdnf g=kf=4, wg"iff [email protected] 9802696798 36 zfvf sfof{no gf}s]Njf a|xdk"/L uf=kf=6, ;nf{xL [email protected] 9802696760 37 zfvf sfof{no aqf}n lai)f" uf=kf=8, ;nf{xL [email protected] 9802696735 38 zfvf sfof{no l;+UofxL e+uxf g=kf=2, dxf]Q/L [email protected] 9802696732 39 zfvf sfof{no cf}/}of O{zgfy g=kf=2, /f}tx^ [email protected] 9802696721 40 zfvf sfof{no lgr"̂ f k ]̂jf{ ;"uf}nL uf=kf=5, k;f{ [email protected] 9802696753 41 zfvf sfof{no jfu]Zj/L lqqf}gf k;f{u(L g=kf=6, k;f{ [email protected] 9802696775

Page 70: ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj

ldlynf n3'ljQ ljQLo ;+:yf lnld6]8sf] !@ cf}+ jflif{s k|ltj]bg @)&&

68

a'Fbf l6kf]6

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