Les Ateliers Métiers 2015 - Universwiftnet · 2016. 7. 1. · ISO 20022. 18. Of top20 SCORE banks support . 3Skey. 1,519. Corporate groups using SWIFT. SWIFT - My Standards November

www.ca-cib.com

Les Ateliers Métiers 2015

Date : 10 décembre 2015

Le Common Global Implementation et tellement plus encore…

SWIFT for CorporatesMarket adoption report for Q3 2015

LES ATELIERS METIER UNIVERSWIFTNET Le Common Global Implementation et tellement plus encore – 10/12/2015 Page 3

SWIFT for CorporatesNovember 2015 highlights

215Corporates joined SWIFT in 2015 (YTD)135 / 40 / 40

29Of top30 SCORE banks are certified

610Corporates used ISO 20022 formatted messages

58%Of corporates that joined since 2015 went for Lite2

58%Of FileAct files sent by corporates are formatted using ISO 20022

18Of top20 SCORE banks support 3Skey

1,519Corporate groups

using SWIFT

SWIFT - My StandardsNovember Highlights


4

SWIFT - My StandardsCorporate connectivity - Per corporate turnover & banking partners


Num

ber o

f Liv

e m

essa

ges

5

SWIFT - My StandardsFIN traffic


Num

ber o

f Liv

e fil

es

6

SWIFT - My StandardsFileAct traffic - In terms of number of live files


7

SWIFT - My StandardsFileAct traffic - Top business areas


8

SWIFT - My StandardsISO 20022 traffic - eBAM flows


42Banking groups subscribed for 3SKey

30,000Active 3SKey users

24%Of SWIFT Corporates also use 3SKey

7,300Corporates using 3SKey tokens

79,000Distributed 3SKey tokens

18 / 2018 of Top20 banks on SCORE offer 3SKey(*

60Vendors using 3SKey developer toolkits

113Countries where 3SKey is offered today

(*) ranking based on # SWIFT Corporates

SWIFT - My Standards3SKey global roll-out status

PrésentateurCommentaires de présentationSWIFT in figures:

SWIFT provides the platform, products and services that allow more than 10,800 financial and securities institutions and corporate customers in over 200 countries and territories to communicate with each other securely and reliably.Three state-of-the art and interconnected data centres manage SWIFT’s proprietary secure financial messaging service. Over 24 offices worldwide provide direct support to customers; certified industry partners and service bureau also provide third-party services to customers.SWIFT is owned by over 3000 banks in proportion to their usageIn 2014 SWIFT processed over 5.6 billion FIN messages – an average of 22.3 million FIN messages per day; our FIN Traffic grew by over 11 percent, and we had a peak day of 25.8 million (FIN) messages.During 2014 we experienced an exceptional number of peak days in Securities messages – with 9 peak days during the year. The last peak was on December 18th, when 11.5 million Securities messages went through the system.We also had two peak days in Payment messages – the latest on Sept 30th, when 13.2 million messages went through the system.


3SKey website

10

SWIFT - My Standards3SKey adoption - Banks and service providers offering 3SKey

http://corporates.swift.com/en/3skey


3SKey was selected in response to a strong demand from corporate clients for personal identification on file channel. Corporates are keen to strengthen approval processes, reduce risk for internal fraud and meet ever increasing compliance requirements. 3SKey will enable Intesa Sanpaolo to offer new, value-add services to their corporate customers to meet changing and more stringent needs of this segment.

Intesa signs up for 3SKey solution

Left to right: Erika Toso, SWIFT; Luca Morgera, IntesaSanpaolo SPA; Robert Schneider, SWIFT.

Sumitomo Mitsui Banking Corporation (SMBC) expands use of 3SKey throughout their global systems to support customers’ demand for a personal security solution for signing and authentication via a single token.

SMBC signs up for global 3SKey service

Left to right: Nagamine Hiromasa, SMBC; Tohru Yoshimi, SWIFT; Airo Shibuya, SMBC; Yuji Takei, SWIFT; Stella Lim, SWIFT.

Santander’s use of 3SKey tokens on its international cash management portal is now being rolled-out to customers across several global markets, including Singapore & Hong Kong in the APAC region. Santander is also launching the use of 3SKey personal signatures on FileAct.

Santander rolls out 3SKey in LATAM,Europe and Asia

Left to right: Robert Schneider, SWIFT; Luis CorbalanSanchez de Matas, Banco Santander; Rafael Vadillo, Banco Santander; Gema Montoya, SWIFT; Jose Angel Rivera Iglesias, Banco Santander; Carlos da Costa, Banco Santander.

11

SWIFT - My Standards3SKey adoption - Latest news on bank adoption


Focus CGI-

Relevé de Compté

Digitalisation : les dernières nouveautés

Focus CGI-

BSB

Le Common Global Implementation et tellement plus encore…

Focus CGI-

Virement

Focus CGI-

Prélèvement

Focus CGI-

EBAM

My Standards


Digitalisation : les dernières nouveautésMaîtrise des paiements jusqu’au dernier moment

Saisie dans les ERPentre J-1 et J-10

EBICS

H2H

Envoi des fichiers via

Intégration du fichier

Contrôle unitaire en attente

Conservation des fichiersjusqu’à J

Envoi au Cut-Off ou rejet du fichier

Envoi des fichiersJ

Rejets de fichiers comportant des erreurs en totalité ou en partie

Cut-Off à J-1 voire J-2

Ressaisie des virements arrêtés et rappel des fonds

Fichier non modifiable plusieurs jours avant

Saisie supplémentaire

Délais de paiements rallongés

Rapatriement de fonds compliqué

Réémission de l’ensemble du fichier

Réémission du delta des transactions

erronées

Problématique liée aux virements de masse


Digitalisation : les dernières nouveautésMaîtrise des paiements jusqu’au dernier moment

Saisie dans les ERPJ-10

EBICS

H2H

Envoi des fichiers via Vérification des fichiersjusqu’à J

Envoi au Cut-Off

Envoi des fichiersJ

Envoi de fichiers de

masse

Sécurité &

Traçabilité

Recherche de fichiers

Modification du fichier dans un portail

internet

• Analyse en temps réel des transactions en erreur• Modifications directement dans l’outil bancaire via

un moteur de recherche• Export d’un fichier indiquant les virements arrêtés

pour intégration dans le ERP• Audit complet des modifications sur la remise

Minimalisation des risques d’impayés

Une solution développée pour répondre à vos besoins

Common Global Implementation – Market Practice (CGI-MP)

Hervé Postic / Marc Pomes-Bordedebat (UTSIT)


Mission & Objective

Provides a forum for financial institutions (banks and bank associations) and non-financial institutions (corporates, corporate associations, vendors and market infrastructures) to progress various corporate-to-bank implementation topics on the use of ISO 20022 messages and to other related activities, in the payments domain.

Simplify implementation for corporate users and thereby promoting wider acceptance of ISO20022 as the common XML standard used between corporates and banks.

Achieved through consultation, collaboration and agreement on common implementation templates for relevant ISO 20022 financial messages, leading to their subsequent publication and promotion in order to attain widespread recognition and adoption.


Drivers

CGI-MP is driven by customer demand for multibank coordination of implementations

■ Intended specifically for global, multi-country, multi-bank and multi-instrument implementations that the participating banks can commonly accept as ONE of their implementations.

■ Focused on the general message structure and then successful creation of individual transactions that can be executed by the participating banks.

■ Published and endorsed from appropriate communities. ■ Engaged through active corporate partnership.

“A corporate can use the same message structure for all their payments with all of their transaction banks reaching any payment system across the globe.”


■Bank of America Merrill Lynch■Bank of China (HK)■Barclays■BBVA■BNP Paribas■BSK, Bankenes Standardiseringskontor■Citibank■Commerzbank AG■Danish Bankers Association■Danske Bank■Deutsche Bank■DnB NOR■Erste Group Bank■First Gulf Bank■HSBC■ ING Bank■JACCOO■J.P.Morgan■Nordea Bank■Payments Council (UK)■Raiffeisen Bank International■Royal Bank of Scotland■Santander■SEB ■Standard Chartered Bank■Swiss Re■Sydbank A/S■UniCredit Bank■Wells Fargo

Financial Institution MembersIn total 48 FI members (Contributing & Observers)


AITI Alsyon BBP Bottomline Technologies CBI Consortium e5 Solutions EFiS Exalog Fiserv General Electric IKEA KPMG Netilys Consulting Nets NIKE Online Banking Solutions OpenText GXS OpusCapita Professional Answer PwC SAP AG Siemens SIX Interbank Clearing Sungard SWIFT Tembit Tipco TIS UTSIT Verband Deutscher Treasurer Visma Software International AS Wall Street Systems XMLdation Zanders

Non-Financial Institution Members 1/2In total 94 Non-FI members (Contributing & Observers)

http://www.exalog.com/http://www.exalog.com/


AccessPay ACI Worldwide AFTE AFP Axletree bfinance Deutsche Post Dion Global Dovetail EastNets Hanse Orga Horváth & Partners Info Merck Mentor Graphics Nordson SBB Storck SunTec ThyssenKrupp UNIFITS Volante Vorwerk

Non-Financial Institution Members 2/2In total 94 Non-FI members (Contributing & Observers) - continued


Payment flows addressed by CGI-MP

Debtor Agent(Payer’s Bank)

Creditor Agent(Payee’s Bank)

Debtor(Payer)

Creditor(Payee)

Customer Credit Transfer pain.001

Customer Payment Status Reportpain.002

Account Reportingcamt.052 / camt.053 / camt.054

Customer Direct Debitpain.008

Customer Payment Status Reportpain.002

Account Reportingcamt.052 / camt.053 / camt.054

Interbank Clearing & Settlement

Mandate Initiation / Amendment / Cancellationpain.009 / pain.010 / pain.011Mandate Acceptance Report

pain.012


Safeguarding the integrity of the ISO 20022 standard

Bankguidelines

National and regional guidelines

Common Global Implementation guideline (CGI-MP Template)

ISO 20022 standard and business model (Message Definition Report)

ConsistentWith

DerivedFrom


WG2Cash

Management Reporting

WG3Direct Debit &

Mandates

WG4Bank

Account Management

WG5 Bank

Services Billing

WG1Credit Transfer

& Payment Status Report

Credit Transfer (pain.001) template to include ACH and wires (domestic and international) and cheques/drafts

Appendix A – Clearing system classifications

Appendix B – Country specific data requirements

Appendix C - Country specific Purpose codes

Payment Status Report (pain.002) template with process flow

Direct Debit (pain.008) template to include any electronic debit transaction

Appendix B – Country specific data requirements

Appendix C – Country specific Purpose codes

Mandate Initiation Request(pain.009)

Mandate AmendmentRequest (pain.010)

Mandate CancellationRequest (pain.011)

Mandate Acceptance Report (pain.012)

Account Report (camt.052) template to include intra-day bank account activity

Statement (camt.053) template to include end of period bank account activity

Debit/Credit Notification (camt.054) template to include detail notification reporting

Appendix A – Uses cases and examples

Work Group scopes

Bank Account Management (acmt) messages covering account opening, account maintenance, account closing, mandate management

Bank Services Billing Statement (camt.086)


WG2Cash


WG3Direct Debit &

Mandates

WG4Bank

Account Management

WG5 Bank

Services Billing

WG1Credit Transfer


MESSAGE TEMPLATESCredit Transfer (pain.001) template to include ACH and wires (domestic and international) and cheques/drafts Appendix A – Clearing system classifications Appendix B – Country specific data requirements

In draft: destination country requirements

Appendix C - Country specific Purpose codes Payment Status Report (pain.002) template with process flow

WG1 – Virement – Fin 2015

COMPLETED: Swiss Postmandate column

removed as service will be terminated by end of 2015

ONGOING: US ACH - NACHA input Remittance Advice (remt) Sub

Working Group Czech Republic domestic

payments (symbols) Brazil – Tax & Utility payments Thailand – review of pain.001

incl. WHT Qatar / UAE – Wage Protection

Scheme (WPS) review South Africa – domestic

payments Q4 publication in preparation

UPCOMING: Real-time payments


WG1 – Virement – 2015

ARGENTINA BULGARIA BAHRAINBRAZIL ESTONIA CHINA CHILE FRANCE HONG KONG USA GERMANY INDONESIA

HUNGARY JAPAN POLAND MALAYSIAROMANIA PHILIPPINES RUSSIA QATARSEPA Saudi ArabiaSLOVAKIA SINGAPORESLOVENIA TAIWAN SWITZERLAND THAILAND UKRAINE UAE

Pays pour lesquels une description spécifique est proposée par le CGI-MP


WG1 – Virement – 2015

FOCUS : Le NACHA s’inspire du SEPA

•Guide de mapping XML vers les formats CCD, CTX et IAT, distribué par le CGI.•Publication d’une feuille de route pour une migration ISO des points d’entrée/sortie du système de compensation, comprenant deux options : la coexistence ou le remplacement.

Extrait de « NACHA ISO 20022 Guide »

« The format of the file to be used to submit Payment Instructions is part of the Payment Initiation (PAIN) suite. For credit transactions, the specific format iscalled pain.001. The version recommended by NACHA for use of these formats is pain.001.001.03 in alignment with the Single Euro Payment Area (SEPA) implementation guideline put forth by the European Payments Council (EPC) and the current and future trend in global adoptions of ISO 20022 standards. With this, NACHA desires to maximize global interoperability for U.S. based companies. »


WG2Cash


WG3Direct Debit &

Mandates

WG4Bank

Account Management

WG5 Bank

Services Billing

WG1Credit Transfer


Bank to Customer Statement (camt.053) - ISO20022 Common Global Implementation MIGs including errata

Bank to Customer Account Report (camt.052) - ISO20022 Common Global Implementation MIGs including errata

Bank to Customer Debit Credit Notification (camt.054) -ISO20022 Common Global Implementation MIGs including errata

Appendix A – use cases and samples

Appendix B – Lockbox reporting for US

Appendix C – SEPA DD Type-R reporting

WG2 – Relevé de compte - 2015

CURRENT REVIEW:• After Sept 15 plenary updated camt.054

MIG and new Appendix C published • New CR raised covering use of

TransactionDateTime to record precise time of account event (possibly weekend) v booking date/time which typically is weekday

• Discussed variations in reporting of credit/debits in mixed batch (no CGI-MP guidance) – will track such market variation with ref to any possible future move to more recently ISO versions of camt set

• Interbank Relay Reporting via SWIFT using camt.053 v2

• New Schema/Market Practice guidance now confirmed –based on CGI-MP but with some minor schema changes

• Implementation options/ and Business case development ongoing

UPCOMING• New CR proposed – change of usage

rule for AcceptanceDateTime • Cards Transaction reporting – aim to

create a sub-working group


WG2 – Relevé de compte - 2015

A change request was introduced (Nordea) regarding a change to the use of the AcceptanceDateTime element in Related Dates Section of Entry Details/Transaction Details. The change proposed brings the field usage (NU to BD) for non-SEPA transaction reporting in line with CGI-MP guidance for camt.052 and 053.

An overview of new EU requirements was introduced on reporting of card originated transactions arising from new regulations on Interchange fees for card transactions in the EU.

Sep 15 - The French community recently updated its guidelines for the indication of the bank operation code in the proprietary element for both the camt.054 and camt.053 following the BTCs.


WG2Cash


WG3Direct Debit &

Mandates

WG4Bank

Account Management

WG5 Bank

Services Billing

WG1Credit Transfer


WG3 – Prélèvement – 2015

COMPLTED Worldwide inquiry SDD 2016 update

CURRENT REVIEW Morocco – final Czech Republic

IN PREPARATION US high priority ACH DD Malaysia Thailand South Africa

Direct Debit (pain.008) Including country specific data requirements

Mandate Management (pain.009 to 012)


WG4 – E-BAM


WG5 – BSB (camt.086)


WG5 – BSB (camt.086)

WG5 – Bank Services Billing – Ce qu’il faut retenir…

- Le management du groupe CGI MP a été repris par HSBC récemment- Les points discutés urs sont toujours les mêmes:

- utilisation des GSC- périmètre des frais rapportés- maturité des logiciels du marché à intégrer les informations

- Le GUF - CFONB a mis la rédaction d’un guide BSB à son plan de travail 2016 pour le marché Français, en ligne avec les recommandations CGI MP,

- L’atelier ‘Frais Bancaires’ des journées AFTE 2015 a remporté un franc succès.- le sujet des frais bancaires doit apporter transparence et permettre de vérifier

l’application des conditions négociées- il faut se préparer à compenser les banques pour le service

- Le marché devient plus mature sur le sujet


www.swift.com/cgi

Corporates onboarding with MyStandards

November 2015


SWIFT - My StandardsThe source of complexity

Base Standards:MT/MX/ISO 20022

Market practices

Implementation guidelines

A lot of small differences

Many ways to explain them

Bank 1 Format

Bank 2 Format

Bank 3 Format


SWIFT - My StandardsAn industry solution to an industry problem

A collaborative web platform

… to bettermanage standards and onboard customers

MyStandardsReadiness

Portal


SWIFT - My StandardsNot just a repository of specifications

Multi-format Documentation

Self-service Internet Testing

Shared View of Readiness

Powerful Comparisons

A Consistent Industry Approach

Getting standards-related issues out of the way

Publish specifications

PUBLISHER

Test against specifications

CONSUMER


SWIFT - My StandardsMyStandards in numbers

15.000+Registered users

10.000+Usage guidelines

4.000+Portals created

85Publishing organisations

100+%Increase year-over-year


British Council

“With our developers having online access to our bank payment and formatting rules, development and testing was very rapid”

Richard Symonds , British Council Treasury Operations Manager

SWIFT - My StandardsMyStandards


“This was a very challenging project, but MyStandards from SWIFT made the onboarding with our bank very quick and easy. It is a useful tool that provides one view into the testing activity across multiple parties, so you can see exactly where you are in the process.”

Ellen Dion, VP and Corporate Treasurer at Navigators

SWIFT - My StandardsMyStandards


SWIFT - My StandardsCustomer testimonials

Source: Bank presentation, MyStandards User Group, La Hulpe, 18 November 2015


SWIFT - My StandardsA tailor-made experience for each customer

Yourbrand anddescription

Only the relevant

guidelines


SWIFT - My StandardsEasy to setup

FromGuideline To Testing

In 5 minutes

Fully drivenby your

Guidelines


Easy to fix andre-test

Direct link to Specification

SWIFT - My StandardsDocumentation is only one click away


Was thisoptional

componenttested ?

Were all those codes

tested ?

SWIFT - My StandardsShared view of progress


www.swift.com

Corporates Onboarding with MyStandards 46

Les Ateliers Métiers 2015 SWIFT for Corporates�Market adoption report for Q3 2015�SWIFT for Corporates�November 2015 highlights�Diapositive numéro 4Diapositive numéro 5Diapositive numéro 6Diapositive numéro 7Diapositive numéro 8Diapositive numéro 9Diapositive numéro 10Diapositive numéro 11Diapositive numéro 12Digitalisation : les dernières nouveautés�Maîtrise des paiements jusqu’au dernier momentDigitalisation : les dernières nouveautés�Maîtrise des paiements jusqu’au dernier moment�Common Global Implementation – Market Practice �(CGI-MP)�Mission & ObjectiveDriversFinancial Institution Members�In total 48 FI members (Contributing & Observers)Non-Financial Institution Members 1/2�In total 94 Non-FI members (Contributing & Observers)Non-Financial Institution Members 2/2�In total 94 Non-FI members (Contributing & Observers) - continuedPayment flows addressed by CGI-MP Safeguarding the integrity of the ISO 20022 standardWork Group scopesWG1 – Virement – Fin 2015WG1 – Virement – 2015WG1 – Virement – 2015WG2 – Relevé de compte - 2015WG2 – Relevé de compte - 2015WG3 – Prélèvement – 2015WG4 – E-BAMWG5 – BSB (camt.086)WG5 – BSB (camt.086)www.swift.com/cgiCorporates onboarding with MyStandardsSWIFT - My Standards�The source of complexitySWIFT - My Standards�An industry solution to an industry problemSWIFT - My Standards�Not just a repository of specificationsSWIFT - My Standards�MyStandards in numbersSWIFT - My Standards�MyStandardsSWIFT - My Standards�MyStandardsSWIFT - My Standards�Customer testimonialsSWIFT - My Standards�A tailor-made experience for each customerSWIFT - My Standards�Easy to setupSWIFT - My Standards�Documentation is only one click awaySWIFT - My Standards�Shared view of progressDiapositive numéro 46

Documents

Les Ateliers Métiers 2015 - Universwiftnet · 2016. 7. 1. · ISO 20022. 18. Of top20 SCORE banks support . 3Skey. 1,519. Corporate groups using SWIFT. SWIFT - My Standards November