10
Let’s Talk Business 1 Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599 Let’s Talk Business Back To Basics Business Solutions - Support for Small Business Issue 10 December 2013 Inside this issue Cover - Meet some of our “Let’s Talk Business” Authors - (l to r) - Dan Buzer, Geoff Butler, Peter Athey Business Snippets ………………2 Biz Tips ……………………………...3 Do Performance Reviews Increase Performance? Dr Tim Baker …………………….4 Six Enemies of Greatness (and Happiness) Geoff Butler ……………………….5 HUSBAND BUSTED EVERYTHING MUST GO!! Dan Buzer ……………… ……….6 Sales: The Oxygen of Business Peter Nicol ................ ………..7 Fatigue Management Ron Court…………………………..8 Set Yourself Up For 2014 Paul Gillmore …………………….9 Email Manners Miriam Battersby …..………..10

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Page 1: Let's talk business december 2013

Let’s Talk Business 1

Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599

Let’s Talk Business Back To Basics Business Solutions - Support for Small Business

Issue 10 December 2013

Inside this issue

Cover - Meet some of our “Let’s Talk Business” Authors - (l to r) - Dan Buzer, Geoff Butler, Peter Athey

Business Snippets ………………2

Biz Tips ……………………………...3

Do Performance Reviews Increase Performance? Dr Tim Baker …………………….4

Six Enemies of Greatness (and Happiness) Geoff Butler ……………………….5

HUSBAND BUSTED EVERYTHING MUST GO!! Dan Buzer ……………… ……….6

Sales: The Oxygen of Business Peter Nicol ................ ………..7

Fatigue Management

Ron Court…………………………..8

Set Yourself Up For 2014

Paul Gillmore …………………….9

Email Manners

Miriam Battersby …..………..10

Page 2: Let's talk business december 2013

Let’s Talk Business 2

Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599

Stuck Burglar Asks

Victim for Help (The

Telegraph News)

An intruder became

stuck in the toilet of a dry cleaning outlet

in Sydney’s Western suburbs, when he

was attempting to break in.

The burglar had to wait an hour before a

staff member arrived at work and went

into the bathroom and saw him wedged

helplessly halfway through the window.

The would-be burglar asked the staff

member for help. The staffer

immediately called the police, who were

happy to help.

Real Estate Agent - A Real Dope!

(News Limited)

YES, real estate agents are supposed to

be honest. But photographing and

advertising the contents of a dope

factory? Buyers beware - these fittings

are not included in the sale.

The estate agent has since been

instructed to remove the photograph

which showed ducting, fans, planter tubs

and organic remains in a house in

Bristol. The two-bedroom house boasted

being a "Victorian-style villa in need of

refurbishment".

Dandelion Grows

Inside Girl’s Ear. (Huffington Post)

When they say

dandelions can grow

anywhere, they mean it. A doctor in

Beijing removed a dandelion that was

growing in the ear canal of a 16-month-

old girl earlier this week, according to

Shanghai Daily's translation of the

Beijing Morning Post.

The child, identified as "Ranran," had

been scratching at her ear for months.

Apparently a seed had lodged in her ear

canal, and by the time her parents

brought her to the Capital Institute of

Pediatrics, "the dandelion had totally

grown into Ranran's ear and filled her

ear canal wall,"

For Sale: Genuine Shrunken Heads

(New York AP)

How much would you pay?

Where's a Black Friday shopper to turn

for a 19th century vampire-killing kit?

Believe it or not, the item is part of the

Black Friday madness at the Ripley's

Times Square Odditorium. It will set

you back about $25,000. At a little more

than $19,000 a shrunken head is a

comparative bargain.

Fridge Sold for Almost $87,000

HAMBURG, Germany (UPI) -- A

refrigerator designed by German artist

Christian Awe is being offered for sale

at Hamburg's Alsterhaus department

store for almost $87,000.

The "PRO 48" fridge, made by Sub-

Zero and Wolf, usually costs $36,674,

but for one with Awe's "Cool as Ice"

paintings adorning it, customers will

have to pay $86,931, The Local.de

reported.

Only 10 of the uniquely decorated

fridges will be made.

Funny Business Signs

Page 3: Let's talk business december 2013

Let’s Talk Business 3

Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599

BIZTIPS Dennis Chiron Marketing Means Business

0451 184 599 [email protected]

Skype: dennis.chiron2

So; you are a member of one of your

local Business Networks, or perhaps

a member of one of the Service

Clubs or Groups (Lions, Rotary,

Apex) in your Region.

But, are you getting the very best out

of your networking endeavours ?

Here are some suggestions to help

you use your network with ways to

generate new business:

First and Foremost: SMILE ….

Recognise the positive impact of a

smile.

Smile for 10 seconds when you first

walk into a room …. TRY IT!!!

Why Networks Are Powerful

and How They Work

Networking is the art of making

personal connections.

Networking is a powerful way to

operate and build your business,

and, far from being a bland

pursuit, it is as much about

helping others as it is about

helping yourself.

Networking is not something

you do once; if it were, it

probably wouldn't work.

Networking, rather, is a habit, which

over time will lead to great

opportunities, including new clients

and much more.

It's about seeking out new people,

learning about them, and

maintaining connections once they

are made.

How Networking Can Help You and

Your Business

In 2011, my organisation surveyed 4,282

business owners from around Australia

asking questions about how they found

new clients. The results were

groundbreaking and have since been

confirmed over and over again.

We found that 68 percent of the business

owners attracted their new clients through

a personal connection.

Unless you are one of those rare natural

networkers, one of the chief obstacles to

networking may be that you feel like

you're imposing or taking advantage. If

so, you need to consider changing your

attitude.

For example: When you are meeting

someone for the first time (say at a

business event or network meeting)

approach the situation by asking yourself,

what can I do for him or her?

Following are some of the basic skills in

Networking that you can apply to

generate outstanding results.

Networking is a habit, which over time

will lead to great opportunities, including

new clients and much more. It's about

seeking out new people, learning about

them, and maintaining connections once

they are made.

Think of networking as a sort of credit

union: You, and many others, pay into

it, and when you need to, you ask for

something back.

There are three ways to connect as a

networker: with other individuals, through

groups, and by using the Internet. In

this issue, I will cover connecting

and networking with Individuals.

Individuals

If you want to network successfully,

it is essential that you learn to meet

and connect with new individuals --

in person. If you find this daunting,

take heart, because it's probably

easier than you think. You already

have a network, believe it or not,

and you most likely already use

networking skills to some degree.

Think of all the people you run

across in a typical day: friends,

family, customers, as well as

everyone who sells you a good or

service, from your butcher to your

local video shop.

If you have ignored these people in

the past, start talking to them.

Remember, they are interesting

people with networks and

connections of their own.

Being serious about networking

requires a commitment.

One is to yourself. Networking is

not a matter of making a single

magical phone call that will lead to a

specific new customer or contract.

Rather, it is about establishing a

network that will make that sort of

thing possible -- a web of people

helping people. That network takes

time to build up, so you have to

commit to networking over the long

term.

Are You Serious About Networking?

Page 4: Let's talk business december 2013

Let’s Talk Business 4

Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599

Although it is difficult to measure

definitively, knowing whether

performance reviews increase, decrease,

or make no appreciable difference to

performance is important.

It is important because we spend a lot of

time, administering, preparing and

delivering performance reviews.

Consider this: An SME of 100

employees would devote approximately

200 hours - if done twice a year - to the

interviews alone (assuming the meetings

last one hour).

If you consider that two people are in

these interviews, that is 400 hours of

time taken up in face-to-face meetings

that could be spent on other work-related

activities. This does not take into

account the time the manager and

employee take to prepare for these

interviews.

Let us assume that the managers and

the employees take 30 minutes each to

prepare for the interviews on average.

That amounts to another hour per

appraisal. With 200 appraisals that is

another 200 hours. We are now up to

600 hours a year.

While the manager and employee are

spending time preparing for and

conducting their interviews they are

neglecting their core duties.

Accountants refer to this as an

‘opportunity cost.’ In this example,

that amounts to another 600 hours of

time.

So we are now consuming 1200 hours

of time on this appraisal exercise.

Working on a standard eight-hour

working day, this means that

approximately 150 person days are

devoted to the exercise of appraising

performance in an organization of 100

people.

In dollar terms, and based upon an

aggregate $65,000 wage, the average

employee receives approximately $178

a day. $178 by 150 days equals

$26,700.

This figure, of course, is not listed in

the profit and loss statement. But

imagine if you were a manager and

noted a line item in the expenses

column of $26,700 with no

explanation next to it.

This is a fairly conservative figure and

it is more likely to be higher than this,

particularly for a larger business. At

any rate, would you not query this and

ask: What was this expense item? And

what return did the organization get for

$26,700?

Other questions you may rightly ask

are: Are we getting value for money

from this exercise? Or could we

spend this time and money doing

something else? I think it is time we

questioned this ‘investment’ in

time.

Is there a better way? For instance,

if this SME devoted 150 days to

directly improving its business

processes and systems, would that

make more of a difference? Or,

what about devoting

150 days to improving the quality

of service to customers? Would 150

days ‘working on the business’

instead of ‘in the business’ make a

discernible difference in

performance?

You may argue that appraising

people’s performance is in fact

working on the business. But does it

generate significant value?

This is an extract from my latest,

just released book - The End of the

Performance Review: A New

Approach to Appraising Employee

Performance

(www.winnersatwork.com.au).

Dr Tim Baker

Managing Director

WINNERS AT WORK Pty Ltd

www.winnersatwork.com.au

www.about.me/tim.baker

Telephone. +61 7 3899 8881

Editor’s Note:

Dr. Tim Baker is an international consultant, successful author, keynote speaker, master trainer, executive coach, university lecturer and skilful facilitator.

In a nutshell, he has conducted over 2,430 seminars, workshops and keynote addresses to over 45,000 people in 11 countries across 21 industry groups.

"“Dr Baker leads the world in offering an

innovative new approach to appraising

employee performance. His research and

energy in the specialised field of

performance management is evidenced

by his international profile as a

renowned speaker, management

consultant and facilitator". Stephen

Hartley, Australia’s leading expert on

project management and author of

"Project Management: Principles,

Processes and Practices.

Do Performance Reviews

Increase Performance?

Page 5: Let's talk business december 2013

Let’s Talk Business 5

Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599

Have you ever wondered why some

people achieve so much in life whilst

most of us settle for mediocre success

at best? The truth of the matter is that

most of us are constantly looking for

our ultimate goal to be right in front of

us, and if it isn’t are we rarely

motivated enough to push too hard to

find it. Tom O’Toole, the famous

Beechworth Baker and one of my

personal favourite speakers says that

you won’t find what you’re looking for

in your comfort zone. This is backed

up by the old adage that says ‘Calm

seas will never make a great sailor.’

There are six factors that can erode the

grandest of plans and the noblest of

intentions. Indeed, they can turn true

visionaries into paper-pushers, and

wide-eyed dreamers into shivering,

weeping balls of regret. Beware!

1) Availability

We often settle for what’s available,

and what’s available isn’t always great.

Every decision should be evaluated

against your ultimate goal. If it isn’t

moving you towards your goal, you

would have to question why you would

do it.

‘Because it was there’ is an okay reason

to climb a mountain, but not a very

good reason to take any old job or a

free sample at the supermarket.

2) Ignorance

If we don’t know how to make

something great, we simply won’t. If

we don’t know that greatness is

possible, we won’t bother attempting

it. All too often, we literally do not

know any better than good enough.

One of the greatest leaps in life will

be to elevate yourself from

‘Unconscious Incompetence’ (Not

knowing what we don’t know) to

‘Conscious Incompetence’ (knowing

how little we know).

3) Committees

Nothing destroys a good idea faster

than a mandatory consensus. The

lowest common denominator is

never a high standard.

The reason I love working with

Small Business is that if we come up

with a good strategy today, we can

implement it today. We don’t have

to make a submission to take to a

Board meeting to appoint a working

party to write a White Paper to

discuss the options. We can just do

it!!

4) Comfort

Why pursue greatness when you’ve

already got 324 channels and a

recliner? Pass the dip and forget

about your grand designs. As I

mentioned earlier Tom O’Toole says

you’ll never find what you’re

looking for if you’re too

comfortable where you are.

5) Momentum

If you’ve been doing what you’re

doing for years and it’s not-so-

great, you are in a rut. Many

people refer to these ruts as

careers.

The definition of insanity is doing

the same things over and over, and

expecting a different result.

6) Passivity

There’s a difference between being

agreeable and agreeing to

everything. Trust the little internal

voice that tells you, ‘This is a bad

idea.’

Geoff Butler FAIM AP, MAITD

MACE

Principal/Business Improvement & Implementation Specialist

Business Optimizers

Mobile: 0414 943072

Fax: 3036 6131

Email: [email protected]

Skype: business.optimizers1

The Six Enemies

of Greatness

(and Happiness)

Page 6: Let's talk business december 2013

Let’s Talk Business 6

Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599

Got your attention? Thinking of other

people to tell? Use this headline for a

garage sale and get DOZENS of

people queuing up at 5am at your

garage sale. Not for the bargains. For

a glimpse and perhaps even a chat

and the inside scoop with the scolded

woman. What happened?!

Learning how to GRAB attention is

part science, part art. It takes some

training, practice and know-how to

get right. It also has NOTHING to do

with creativity. It’s science.

It’s also only the first stage, because

after grabbing their attention you

have to get the reader to take action.

Here’s a way to get action, without

using a hard hitting headline …

Hi ‘Person in Charge of Paying

Accounts’,

As you probably noticed, I’ve

attached a piece of string to this

letter.

Why have I done this, you ask? For 2

reasons, actually: 1) To get your

attention, and 2) So you could tie this

special piece of string around your

finger so you would remember to fix

up the overdue invoice. This is just

my friendly little way of reminding

you that your account is past-due.

I know you’re busy, so if you just tie

the string around your finger, you’ll

remember to arrange for payment of

the invoice. Please take a minute to

fix this up so I won’t have to

interrupt your busy schedule with a

piece of string again. I appreciate

your prompt attention.

Have a great day,

Dan Buzer

P.S. If you could please return this piece of

string next time we meet, I’d really

appreciate it. I need this string for other

accounts.

So now you have an example of an

‘effective’ headline and a call to

action. Now you may be asking,

how you can learn to make your

own writing effective. A great

place to start is with arguably the

best book written to date on the

subject … ‘Scientific Advertising’

by Claude Hopkins, written in

1923. If you email me at

[email protected] I’ll send

you a copy.

Wouldn’t it be helpful to know the

10 most powerful words used in

advertising? Imagine having the

best book ever written on this

subject AND the 10 most powerful

words to use. In fact, there is ONE

word that if you understand how to

use it correctly, will shoot you to

the cream of the crop of

copywriters! This word is used in

more than half of all the best

advertising copy ever written.

Like to know what it is? The word

is … YOU. That’s right. Go

through all of your marketing

materials, business cards, website

pages, Google text, pamphlets,

brochures, advertisements, phone

scripts, letters, etc. Change every

we, we’re, our, us, me and any other

reference to yourself, 180 degrees in

the other direction and start talking

about the ONLY person the prospect

really cares about … THEMSELVES!

Apply this thinking to what is

happening in the modern world today.

What is the fastest growing

communication phenomenon this

century? Facebook! Why is it so

successful? Because it’s all about the

person who owns the Facebook page.

Facebook sells the ultimate product

… The user!

Here are the 10 most powerful words,

according to John Gumas, to use in

your copywriting. New, Guaranteed,

Proven, Results, Safety, Save, You,

Now, Easy & Free.

Now you’re all set! What’s that you

ask? How about some example

proven headlines that have worked in

the past? Sure! How about this …

email me at [email protected]

and I’ll send you 500 proven

headlines that you can use as

templates for all your own

advertising, copywriting, scripts and

everywhere else you communicate

with other people. Would THAT help

YOU? ;-)

For a chat about your business, call

1800 838 767. Mention the BBB and

I’ll gift you a 30 minute conversation

about YOUR business … Free.

Dan Buzer

Profit Mechanics

Business Mentor

Dan Buzer Profit Mechanics

0414 567 188 www.profitmechanics.net/ [email protected]

HUSBAND BUSTED! EVERYTHING MUST GO!!

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Let’s Talk Business 7

Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599

A few weeks ago (mid - November)

I was asked to give a talk to a group

of CEO’s in Brisbane. The person

who asked gave me a loose brief

about what he wanted to convey to

his constituents.

It had been a while since we had

spoken and he asked my opinion on

how I saw the world of commerce.

At 69 and having worked for myself

for almost 18 years and having a

solid commercial career I could say I

had something to add.

My reply must have resonated with

him as he asked me to do the talk a

few days later. What did I talk

about?

I talked about how we seem to have

lost our way in the area of valuing

the sales process and understanding

the processes and practitioners who

on a daily basis make their living

from fronting the marketplace.

The set of slides I had painstakingly

put together detailed my general

feeling with many businesses is that

sales are not for them.

It is for someone else. The problems

of falling sales and profits can be

solved in other ways.

It seems that everywhere you go in

business it is all about cost cutting

and consequently loss of corporate

memory.

Many CEO’s/ Business owners are

surrounding themselves with persons

who are more focussed on pleasing

the boss. But at the end of the day

ask them if they left the building to

see a customer (yes a customer)

and I assure you it is very rare to

get a yes answer.

I know many executives who

simply do not know how to sell.

Yet sales are the lifeblood of their

business. Sales are foreign to them.

In some cases it terrifies them.

Knowing not how to sell is OK but

at least understand the principles

and respect its importance in your

business model.

I am also finding that many

businesses are finding that young

recruits have a very high sense of

entitlement and find the sales

process not part of their role.

Selling is about rapport and

relationship building, getting to

know the potential customer or

prospect, their desires, needs, and

solving a problem by offering your

products or services to them.

It’s about filling needs and wants.

Often some people do not know

they need something until it is put

in front of them. Marketing is not

selling.

It is about the art of truthful

persuasion and, never before has it

been so important to understand

that customers need, useful

information delivered in a way they

want it and, that is in terms of

benefits.

Shoppers are fatigued with choice. It

is harder and harder to get people to

buy from you. So having a sales plan

is vital.

In a few days’ time I will be

undertaking an assignment for a

business where we will spend a lot

of time on gaining product

knowledge and segmenting out

similar products from each other.

Why? So the sales people of this

new business can see why the owner

has put in a range of similar products

with differing attributes (not just

price).

This means that once a customer

comes into the shop they will be met

with trained and competent sales

people who have the product

knowledge to assist them on their

way.

Do you have regular sales meetings?

Even small family owned businesses

should have a weekly sales meeting

to see where they are heading and

what market feedback is coming into

the business.

Where to from here? If it is to be –

it’s up to me. (Sorry YOU). Call

anytime.

So good luck and happy Christmas

and New Year to you all.

SALES: THE OXYGEN OF BUSINESS

Peter Nicol

Wisdom Marketing & Management Services

0417627097

www.wisdommarketing.com.au

[email protected]

Weekly Sales

Meeting in Progress

Page 8: Let's talk business december 2013

Let’s Talk Business 8

Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599

Ron Court,

AMC Dip (Funerals) MQJA JP

OH&S Advisor

0419 679 619 [email protected]

Fatigue Management Fatigue management is a shared responsibility between management and

workers as it involves factors both inside and outside of work.

What can employers do to manage fatigue?

What employers can do to manage fatigue

Factors to consider Recommended control measures

accident risk increases by 30

per cent by the fourth night shift

accident risk increases by 27.5

per cent on 12 hour shifts,

consider whether 12 hour night shifts

are really necessary

night shift workers have a

greater risk of developing obesity, diabetes and heart disease

encourage healthy eating at work

Time of day Minimise early morning starts before 6 am.

early start times before 6 am avoid more than five consecutive early

morning starts

Work design Minimise safety critical tasks at circadian low points.

low alertness on night shift at 3

-5 am,

avoid safety critical tasks during the

early hours of the morning. What individuals can do to manage fatigue

Factors to consider Recommended control measures

Diet for night shift workers

stick to normal day shift meal times as

far as you can

don't eat after 3 am

avoid large meals 1 to 2 hours before

sleeping

Recovering or preparing for work have an afternoon nap before the first

night shift

Personal factors affecting sleep

drink alcohol in moderation

avoid caffeine after midnight when on

night shift

Poor sleep hygiene - watching television in

bed, drinking coffee or alcohol or eating a

heavy meal before going to bed

Poorer sleep quality, more fragmented and

less deep restorative sleep in people over

45 years of age

get into a routine for going to sleep

(e.g. take a warm shower or relaxing

bath before going to bed, listen to

soothing music)

avoid heavy meals, alcohol and tea or

coffee before going to bed

Other factors to consider when

managing fatigue

Roster design

When determining if roster design is

contributing to fatigue, consider the

following:

Length of shifts.

Distribution of leisure time.

Regularity of shift system.

Length of shifts worked. fatigue

Previous hours and days worked.

Type of work being performed.

Time of the day when the work is

being performed.

The key to managing fatigue

successfully is ensuring that workers

are given sufficient time between

shifts. Adults require approximately

seven to eight continuous hours of

daily sleep.

Commuting

Excessive hours spent travelling to

and from work can extend the

effective length of a shift, reduce the

time available for sleep and recovery

between shifts, and may have

significant effects on fatigue levels.

When combined with work-related

fatigue, driving to and from work can

be hazardous.

Shift rotation

Preferred rotation is day, afternoon,

and night.

Sleep inertia

Sleep inertia can occur if a person is

woken after sleeping for more than 40

minutes.

Breaks

When deciding on the length and

frequency of breaks within a shift,

consider the type of work being

performed - the greater the physical

and/or mental effort required.

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Let’s Talk Business 9

Web: www.marketingmeansbusiness.com Email: [email protected] Mobile: 0451 184 599

As the New Year approaches we see

such upheaval in the Australian

economy. From car makers leaving

Australia to high Australian dollar to

uncertainty and lack of confidence –

where to from here?

In January, I wrote an article on fixing

your home loan interest rate. I made the

point that it is rare to be able to fix your

home loan interest rate and beat the

banks.

Let’s be clear – we are still in a low

interest rate environment AND I am

NOT currently being bombarded with

emails from banks trying to get me to

lock my client’s home loan interest

rates in. The significance is that banks

are not pushing for it which, in my

mind means that it’s a very good time

to lock in your interest rate –partly

because the banks don’t want you to.

The chart below shows you why I think

so:

At 2.5% the cash rate is lower than any

point in 20 years BUT our interest rates

are high by world standards with major

economies such as Japan and U.S.

being 0.0% to 0.5%

Because of rising unemployment and

lack of confidence in economic

conditions, interest rates are unlikely to

increase until these conditions change.

The relatively high interest rates make

Australia an attractive place to invest

resulting in support for the Australian

dollar maintaining its high value by

historical standards. This affects our

national competitiveness and is

negatively impacting on manufacturing

in Australia.

Funny, but true

It seems funny that our interest rates can

be both high and low simultaneously –

but it’s true.

So how can we take advantage of our

unusual economic circumstances?

Debt Reduction

Massively reduce your debt because the

interest component of your home loan

payment is low so more of your

repayment pays down the principle. This

can take years off your home loan.

Massively Reduce your Risk

When you owe money, your creditors

‘call the shots’ or ‘are in control’ – this

is an inherent danger for you and your

family. Therefore debt reduction is

important for stability and welfare of

you and your family.

Carefully Invest

Low interest rates are an opportunity to

secure assets for your long term wealth

Paul GILLMORE DFS

Founder and Director

Southern Cross Financial Services

07 5429 5561

0402 685 032

[email protected]

creation. BUT, go for quality assets

NOT speculative assets. Quality

assets increase in value over time,

pay a regular return and can be

researched independently. Buy well

to secure capital growth but don’t

forget return on investment (ROI)

such as rent or dividends – this will

help you fund the cost of your

investment i.e. repay investment

loan.

Reduce your Tax

Negative gearing into property

investments is a popular way of

obtaining a tax deduction but it’s not

for everyone.

One of the most effective ways to

reduce your tax AND KEEP THE

MONEY is to salary sacrifice into

your superannuation. I have often

said that super is a tax preferred

environment because you can invest

your money, protect it from

creditors, do it with pre-tax dollars,

keep the money because it’s in

YOUR super, vary the amount you

invest depending on your needs at

the time, you are not locked into an

investment loan, you can get

yourself into a lower tax bracket

(depending on your income), pay no

CGT and you can bequeath it to your

loved ones bypassing will and

probate.

This article is General information

Only not specific advice

Set Yourself Up For 2014

Page 10: Let's talk business december 2013

Let’s Talk Business 10

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If your company is able to deal professionally with email, this will provide

you with that all important competitive

edge.

The Subject Line

Always fill in the Subject: field with a

brief and concise and relevant description

of the content of your email. This shows

up in the recipient’s inbox and people

decide whether to delete the email on that

basis.

This is also very important in helping

those you communicate with organize and

manage their email and find a specific

email quickly when necessary.

Using “to” and “cc”

You should only use “to” for the people

you are directly addressing. You should

use “cc” for the people you are indirectly

addressing e.g. for their information only.

Use “cc” sparingly and only if that person

needs to know about the topic.

Indiscriminate copying of email clogs

inboxes and encourages people to ignore

messages they should read.

When Do I Use “bcc”?

When you use the “bcc” field the other

recipients of the email cannot see

everyone the email has been sent to. It is

best to use the “bcc” field when sending

bulk email.

This helps to maintain the recipient’s

privacy from spammers. Never expose

your contact’s addresses to strangers! If

you are not sure how to BCc in your email

program, here are site resources that may

help you learn the features of your

software programs.

Signatures

The signature is a small block of text at

the end of your message. It should

identify you and provide contact

information. The signature can also be an

opportunity to advertise something that is

Email Manners

coming up in the near future, but make

sure you remove it after the event.

However be aware that any links, phone

numbers or contact information in the

message that leads to content with a

commercial purpose—may also lead the

message to be defined as 'commercial' in

nature, and as such be bound by the anti

spamming laws.

Attachments

Being able to attach documents to emails

is a great feature but do not abuse it.

Don’t send large attachments without the

recipient’s permission. This can slow

down mail, lock them out of their

mailbox, or be rejected by the system.

Split the attachment across more than

one email if necessary. Be aware that

some people will not open an attachment

unless they are expecting it as they are

concerned about viruses.

Always minimize, compress or “zip”

large files before sending. Most systems

will manage up to 2mb files.

You may not realize how large

documents, graphics or photo files are.

Compress anything over 1mb. (You can

view file sizes in Windows Explorer.

Simply right click on the file name and

choose properties.)

For VERY large files send through a

“Send Large Files” service such as

largefilesasap, yousendit, storebigfile,

transferbigfiles, sendthisfile, or use

Google Drive.

Forwarding

Explain to the recipient why you are

sending it. Be careful you are only

forwarding messages to those that want

to/need to receive them. Also be sure to

strip all the extraneous information and

characters from the message before

Like the Eagle we see the Big Picture

MIMBEE MULTIMEDIA (est 2002)

Online Business Website Consultants

Miriam Battersby, dip Multimedia, International Webmaster Certification-

Woorim , Bribie island ph 3410 1071 [email protected] http://www.online-biz.com.au

forwarding it, change the subject line

and especially delete any other email

addresses that show that they have

previously been sent that email. If

you forward an email to a more

appropriate person e.g. to answer a

query, make sure you let the sender

know who to expect a reply from.

Spam and Worse

Never answer spam. Your response

will confirm your email address.

Delete the message instead as it may

contain viruses. Never forward chain

letters– they are hoaxes. Delete them

as soon as you receive them as they

may contain viruses.

Immediately delete emails with

attachments from senders you do

not recognise. They are probably

spam and may contain viruses. Do

not click open web links in messages

from unknown sources.

Do not forward emails warning of

new viruses. These are almost always

hoaxes and may contain viruses.

Check with a site that lists reported

scams, hoaxes, spam and phishing

email.

http://www.staysmartonline.gov.au/

home_users/protect_yourself2/

avoiding_scams_and_hoaxes

Help with your

Internet marketing

strategy?

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