1

Letters of Map Change Letters of Map Change (LOMC)(LOMC)

Map Update MethodsMap Update Methods

FEMAFEMA--Funded Updates:Funded Updates:–– Study/Restudy Study/Restudy –– Limited Map Maintenance Program (LMMP)Limited Map Maintenance Program (LMMP)Limited Map Maintenance Program (LMMP) Limited Map Maintenance Program (LMMP)

RevisionRevision–– Existing Data Study (XDS)Existing Data Study (XDS)

Map Update MethodsMap Update Methods

Community/Property OwnerCommunity/Property Owner--Initiated Initiated Amendments and Revisions:Amendments and Revisions:–– Letters of Map Change (LOMCs)Letters of Map Change (LOMCs)–– Letters of Map Change (LOMCs)Letters of Map Change (LOMCs)

Letter of Map Amendment (LOMA)Letter of Map Amendment (LOMA) Letter of Map Revision Letter of Map Revision –– based onbased on

Fill (LOMRFill (LOMR--F)F) Letter of Map Revision (LOMR)Letter of Map Revision (LOMR)

–– Physical Map Revisions (PMRs)Physical Map Revisions (PMRs)

2

What Is a LOMC?What Is a LOMC?

Document issued Document issued by FEMA that by FEMA that officially amends or officially amends or

i FIRMi FIRM

Types:Types:

––LOMALOMArevises FIRMrevises FIRM ––LOMRLOMR--FF

––LOMRLOMR

Why Use LOMC Process?Why Use LOMC Process?

Cheaper and faster than republishing Cheaper and faster than republishing FIRMFIRM

Scale limitationsScale limitations Scale limitationsScale limitations

What Is a LOMA?What Is a LOMA?

Inadvertent inclusion (no fill)Inadvertent inclusion (no fill) Existing structure or parcel outside SFHAExisting structure or parcel outside SFHA Removes mandatory Federal flood insurance Removes mandatory Federal flood insurance yy

purchase requirementpurchase requirement Processed under Part 70 of NFIP regulationsProcessed under Part 70 of NFIP regulations Does Does notnot change BFEschange BFEs

3

LOMA

BFE

What Is a LOMRWhat Is a LOMR--F?F?

Property and/or structure elevatedProperty and/or structure elevatedby earthen fillby earthen fill

Existing structure or parcel is removedExisting structure or parcel is removedfrom SFHAfrom SFHA

Removes mandatory Federal flood insurance Removes mandatory Federal flood insurance purchase requirementpurchase requirement

Processed under Section 65.5 of NFIP Processed under Section 65.5 of NFIP regulationsregulations

Does Does notnot change BFEschange BFEs

LOMR-F

BFEEngineered Fill

4

LOMRLOMR

Letter from FEMA that officially revises Letter from FEMA that officially revises current Flood Map to show changes to current Flood Map to show changes to floodplains, floodways, or flood floodplains, floodways, or flood p , y ,p , y ,elevationselevations

Standard Flood Hazard Determination FormStandard Flood Hazard Determination Form

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LOMA

12

Letter Of Map Amendment

5

Letters of Map Amendment (LOMAs)Letters of Map Amendment (LOMAs)

Processed under part 70 of the NFIP Processed under part 70 of the NFIP regulationsregulations

Purpose of part:Purpose of part:p pp p–– To provide an administrative procedure whereby To provide an administrative procedure whereby

any owner or lessee of property who believes his any owner or lessee of property who believes his or her property has been inadvertently included a or her property has been inadvertently included a designated SFHA. These procedures shall not designated SFHA. These procedures shall not apply when there has been any alteration of apply when there has been any alteration of topography since the effective date of the first topography since the effective date of the first NFIP map showing the property within an SFHA.NFIP map showing the property within an SFHA.

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LOMA LOMA Data RequirementsData Requirements

Copy of the recorded Deed or Plat MapCopy of the recorded Deed or Plat Map–– Must have the recorders stamp, seal & signatureMust have the recorders stamp, seal & signature

Copy of the NFIP Map indicating the subject Copy of the NFIP Map indicating the subject property locationproperty location–– Must be certified by a R.L.S. or P.E., or additional Must be certified by a R.L.S. or P.E., or additional

mapping such as plat or tax assessor’s map must mapping such as plat or tax assessor’s map must be provided to verify the accuracy of the location.be provided to verify the accuracy of the location.

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LOMALOMA Data RequirementsData Requirements

Completed Elevation Information Form or Completed Elevation Information Form or Elevation Certificate indicating the Lowest Elevation Certificate indicating the Lowest Adjacent Grade to the structure including any Adjacent Grade to the structure including any attached decks or the Lowest Property Elevation attached decks or the Lowest Property Elevation (certified by an R L S or P E)(certified by an R L S or P E)(certified by an R.L.S. or P.E)(certified by an R.L.S. or P.E)–– Note: In some cases certified topographic mapping will Note: In some cases certified topographic mapping will

suffice suffice Completed Property Information Form or MTCompleted Property Information Form or MT--EZ EZ

FormForm–– Completed by the requesterCompleted by the requester

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6

Required FeesRequired Fees

LOMA LOMA -- Fee Fee ExemptExempt

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Letter of Map Amendment: Letter of Map Amendment: Natural GroundNatural Ground

Part 70 of the NFIP Regulations Requires that the Lowest Ground Touching the Structure be Equal to or Higher than the Base (1% Annual Chance) Flood Elevation (BFE) 17

Cross Sectional View of a Cross Sectional View of a LOMA RequestLOMA Request

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7

Cross Sectional View of a Cross Sectional View of a LOMA RequestLOMA Request

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Notification TimeNotification Time

FEMA is required to notify the applicant FEMA is required to notify the applicant in writing of the in writing of the determination determination

withinwithin 60 days60 days f th d t ff th d t fwithin within 60 days 60 days from the date of from the date of receipt of all of the applicants scientific receipt of all of the applicants scientific or technical information.or technical information.

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Issuance of the LOMAIssuance of the LOMA

The LOMA shall state:The LOMA shall state:

Name of the community to which the map Name of the community to which the map to be amended was issuedto be amended was issued

Map numberMap numberMap numberMap number

Identification of the property to be excluded Identification of the property to be excluded from the SFHAfrom the SFHA

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8

Distribution of the LOMADistribution of the LOMA

ApplicantApplicant

Community map repository (with instructions Community map repository (with instructions that it should be attached to the NFIP map to that it should be attached to the NFIP map to which it is amending)which it is amending)

State map repositoryState map repository

Community or governmental unit that requests Community or governmental unit that requests a LOMAa LOMA

FEMA’s community files.FEMA’s community files.

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Premium RefundPremium Refund (LOMA or LOMR(LOMA or LOMR--F).)F).)

A Standard Flood Insurance PolicyA Standard Flood Insurance Policy--holder whose property has become the holder whose property has become the subject of a LOMA under this part may subject of a LOMA under this part may j p yj p ycancel the policy within the current cancel the policy within the current policy year and receive a premium policy year and receive a premium refund under the conditions set forth in refund under the conditions set forth in Section 62.5.Section 62.5.

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9

CLOMACLOMACConditional onditional LLetter etter OOf f MMap ap AAmendmentmendment

An applicant who is proposing to build on a An applicant who is proposing to build on a portion of a property that is inadvertently portion of a property that is inadvertently included in an SFHA may request a included in an SFHA may request a CLOMACLOMACLOMA.CLOMA.

A CLOMA does not amend the NFIP map, A CLOMA does not amend the NFIP map, it simply states whether a structure would it simply states whether a structure would be located in the SFHA if built as be located in the SFHA if built as proposed. proposed.

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LOMR-F

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Letter Of Map Revision based on Fill

Letters of Map Revision Based on Fill Letters of Map Revision Based on Fill (LOMR(LOMR--Fs)Fs)

Revisions to Special Flood Hazard Areas Revisions to Special Flood Hazard Areas With No Change in Base Flood With No Change in Base Flood ElevationsElevations

In areas of special flood hazard (exceptIn areas of special flood hazard (except In areas of special flood hazard (except In areas of special flood hazard (except V Zones and Floodways) it may be V Zones and Floodways) it may be feasible to elevate areas (structures or feasible to elevate areas (structures or parcels of land) with fill above the BFEparcels of land) with fill above the BFE

Processed Under Section 65.5 of the Processed Under Section 65.5 of the NFIP RegulationsNFIP Regulations

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10

Definitions of Key Terms Definitions of Key Terms (LOMR(LOMR--Fs)Fs)

Fill: Any alteration of topography since the Fill: Any alteration of topography since the effective date of the first NFIP map showing effective date of the first NFIP map showing the property within the SFHAthe property within the SFHA

Lowest Floor: The lowest floor of lowest Lowest Floor: The lowest floor of lowest enclosed area (including basement)enclosed area (including basement)

Basement: Any area of a building having its Basement: Any area of a building having its floor subgrade (below ground level) on all floor subgrade (below ground level) on all sidessides

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Required FeesRequired Fees

Single lot/structure LOMRSingle lot/structure LOMR--FF–– $425$425

Single lot CLOMRSingle lot CLOMR FF

Add $100 For Paper Submittal

Single lot CLOMRSingle lot CLOMR--FF–– $500$500

asas--built LOMRbuilt LOMR--F following a previously issued F following a previously issued CLOMRCLOMR--F F –– $325$325

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Required FeesRequired Fees

Multiple lot/structure CLOMRMultiple lot/structure CLOMR--F/LOMRF/LOMR--FF–– $800$800

Add $100 For Paper Submittal

For an asFor an as--built LOMRbuilt LOMR--F following a previously F following a previously issued CLOMRissued CLOMR--FF–– $700$700

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LOMRLOMR--F F Data Data RequirementsRequirements

–– Copies of recorded deeds and plat Copies of recorded deeds and plat maps.maps.

–– Topographic map indicating present Topographic map indicating present g gg gground elevations and fill.ground elevations and fill.

–– Location of the structure, the lowest Location of the structure, the lowest floor, and the LAG elevation.floor, and the LAG elevation.

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LOMRLOMR--F Data F Data Requirements Requirements

–– BFE data to be prepared by BFE data to be prepared by authoritative source.authoritative source.

Community Acknowledgement ofCommunity Acknowledgement of–– Community Acknowledgement of Community Acknowledgement of RequestRequest

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LOMA/LOMRLOMA/LOMR--F Available for……..F Available for……..

–– BuildingBuilding

–– Portion of a parcel (metes & bounds)Portion of a parcel (metes & bounds)p ( )p ( )

–– Entire parcelEntire parcel

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12

LOMA/LOMRLOMA/LOMR--F Available for……..F Available for……..

–– Single LotSingle Lot

–– Multiple LotsMultiple Lotspp

–– Single BuildingsSingle Buildings

–– Multiple BuildingsMultiple Buildings

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LOMA/LOMRLOMA/LOMR--F Available for……..F Available for……..

–– Existing Conditions Existing Conditions

–– LOMA, LOMRLOMA, LOMR--FF

–– Proposed ConditionsProposed Conditions

–– CLOMRCLOMR--F, CLOMRF, CLOMR--FF

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LOMA/LOMRLOMA/LOMR--FFData RequirementsData Requirements

–– Lowest Adjacent Grade (to 0.1’)Lowest Adjacent Grade (to 0.1’)

–– Lowest Lot Elevation Lowest Lot Elevation

B Fl d El tiB Fl d El ti–– Base Flood ElevationBase Flood Elevation

Elevation FormElevation Form

oror

Elevation CertificateElevation Certificate36

13

LOMA/LOMRLOMA/LOMR--FFData RequirementsData Requirements

Type of ConstructionType of Construction

–– Crawl SpaceCrawl Spacepp

–– Slab on GradeSlab on Grade

–– Basement/EnclosureBasement/Enclosure

–– Other (provide explanation)Other (provide explanation)

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LOMRLOMR--FFCommunity Acknowledgement FormCommunity Acknowledgement Form

– As the community official responsible for floodplain management, I hereby acknowledge that we have received and reviewed this Letter of Map Revision Based on Fill (LOMR-F) or Conditional LOMR-F request. Based upon the community's review, we find the completed or proposed project meets or is designed to meet all of the community floodplain management requirements, including the requirement that no fill be placed in the regulatory floodway, and that all necessary Federal, State, and local permits have been, or in the case of a Conditional LOMR-F, will be obtained. For Conditional LOMR-F

t th li t h ill d t E d d S i A t (ESA) li trequests, the applicant has or will document Endangered Species Act (ESA) compliance to FEMA prior to issuance of the Conditional LOMR-F determination. For LOMR-F requests, I acknowledge that compliance with Sections 9 and 10 of the ESA has been achieved independently of FEMA’s process. Section 9 of the ESA prohibits anyone from “taking” or harming an endangered species. If an action might harm an endangered species, a permit is required from U.S. Fish and Wildlife Service or National Marine Fisheries Service under Section 10 of the ESA. For actions authorized, funded, or being carried out by Federal or State agencies, documentation from the agency showing its compliance with Section 7(a)(2) of the ESA will be submitted. In addition, we have determined that the land and any existing or proposed structures to be removed from the SFHA are or will be reasonably safe from flooding as defined in 44CFR 65.2(c), and that we have available upon request by DHS-FEMA, all analyses and documentation used to make this determination. For LOMR-F requests, we understand that this request is being38

LOMRLOMR--FFCommunity Acknowledgement Form

– Community is OK with fill placementis OK with fill placement

–– Proposed Fill Proposed Fill –– Compliance with Compliance with

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pp ppendangered species actendangered species act

–– Buildings elevated on fill Buildings elevated on fill Reasonably Safe From FloodingReasonably Safe From Flooding

No Basement Floors Below BFENo Basement Floors Below BFE

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LOMRLOMR--FFAttachments to Submittal

– Copy of FIRM with building/property accurately located

– Copy of subdivision plat map (Recorders Office St )

40

Stamp)

Or

– Copy of deed (Recorders Office Stamp) and tax map

– Other maps that may assist reviewer to locate property

Letter of Map Revision: Letter of Map Revision: Based on FillBased on Fill

Part 65 of the NFIP Regulations requires that the following be equal to or higher than the BFE:

the lowest ground touching the structure; andthe lowest floor (including basement/crawl space).

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CrossCross--Sectional View of a Sectional View of a LOMRLOMR--F RequestF Request

42

15

CrossCross--Sectional View of a Sectional View of a LOMRLOMR--F RequestF Request

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LOMRLOMR--F for ParcelF for Parcel

Describe area with metes and boundsDescribe area with metes and bounds Lowest ground elevation in described Lowest ground elevation in described

area must be greater than or equal toarea must be greater than or equal toarea must be greater than or equal to area must be greater than or equal to BFEBFE

Local community’s responsibility to Local community’s responsibility to ensure building is constructed in ensure building is constructed in described areadescribed area

Premium RefundPremium Refund (LOMR(LOMR--Fs cont.)Fs cont.)

A Standard Flood Insurance PolicyA Standard Flood Insurance Policy--holder whose property has become the holder whose property has become the subject of a LOMRsubject of a LOMR--F under this part F under this part may cancel the policy within the currentmay cancel the policy within the currentmay cancel the policy within the current may cancel the policy within the current policy year and receive a premium policy year and receive a premium refund under the conditions set forth in refund under the conditions set forth in Section 62.5.Section 62.5.

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Forms Required forForms Required forLOMA and LOMRLOMA and LOMR--F RequestsF Requestsqq

LOMA ApplicationsLOMA Applications1. MT1. MT--1 Forms1 Forms2. MT2. MT--EZ FormEZ Form3. E3. E-- LOMALOMA

How to Submit Application Information

4. On4. On--line LOMCline LOMC

LOMRLOMR--F ApplicationsF Applications1. MT1. MT--1 Forms1 Forms

MTMT-- 11LOMA orLOMA orLOMRLOMR--FF

Property Property Information FormInformation Form

17

MTMT-- 11LOMA orLOMA orLOMRLOMR--FF

Property Property Information FormInformation Form

(cont)(cont)

MTMT-- 11LOMA orLOMA orLOMRLOMR--FFLOMRLOMR--FF

Elevation FormElevation Form

MTMT-- 11LOMA orLOMA orLOMRLOMR--FF

Community Community Acknowledgement Acknowledgement

FormForm

18

MTMT-- 11LOMA orLOMA orLOMRLOMR--FFLOMRLOMR--FF

Payment FormPayment Form

MTMT--EZ Page 1 EZ Page 1 LOMA OnlyLOMA Only

MTMT--EZ EZ Page 2Page 2

LOMA OnlyLOMA Only

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MTMT--EZ EZ Page 3Page 3

LOMA OnlyLOMA Only

Online Letter of Map Change(LOMC)

Online LOMC

• Use Online LOMC to request Amendments or Revisions

• Online LOMC may be used to request LOMCs in place of the MT-EZ , MT-1 or MT-2 paper forms

• Online LOMC does not shorten FEMA’s time to make adetermination

57

determination

Determinations will be made within 60 days of a completed Amendments request and 90 days of a Revisions request

Requests are considered ‘complete’ after FEMA has received all requested data and payment has been approved

20

• Anyone can use the Online LOMC!

Home or property owners, or lessees

Professional Surveyors

Professional Engineers

Online LOMC

58

Other representatives of the property owner orlessee

Access Online LOMC: www.fema.gov/online-lomc, www.hazards.fema.gov, orwww.hazards.fema.gov/femaportal/onlinelomc/signin

Benefits of Submitting a LOMC OnlineWhy is Online LOMC better than filing by mail?

• Submit, pay, and upload supporting documentation for all LOMC requests through one single online platform

• Save information online and finish applying at yourconvenience

59

convenience

• Easily apply with the clear and intuitive

• Manage multiple LOMC requests with one login

• Check their application status in real-time

• Efficiently communicate with LOMC processing staff

Which one is right for me, a mapAmendment or Revision?There are two basic categories of LOMCs:Amendments and Revisions

Submit an AMENDMENT request if: Submit a REVISION request if:

• You are applying for a LOMA, CLOMA,LOMR-F, or CLOMR-F

• You would have completed the MT EZ

• You are applying for a LOMR orCLOMR

• You would have completed the MT-2

10

• You would have completed the MT-EZ or MT-1 paper forms if submitting by mail

• Your request pertains to a small area of high ground (a property or structure) located within a SFHA or the placementof fill on a property

• You are a homeowner or lessee, developer, or community official, or acting on behalf of one

You would have completed the MT 2 paper form if submitting by mail

• You are requesting revisions to effective FIS reports or FIRMs

21

Types of AmendmentsUse the Online LOMC to submit an Amendment (MT-EZ, MT-1)

Types of LOMAs Description

Letter of Map Amendment (LOMA)

Typically, a LOMA is issued when the scale of the FIRM does not allow for small areas of natural high ground to be shown outside the SFHA

Conditional Letter of Map Amendment

A letter from FEMA stating a proposed structure that is not to be elevated by fill (natural grade) would not be inundated by the base

61

To access the training presentation demonstrating how to submit an Online LOMC Revision (LOMR, CLOMR) see www.fema.gov/online-lomc

p(CLOMA)

y ( g ) yflood if built as proposed

Letter of Map Revision based on Fill (LOMR-F)

A LOMR-F is similar to a LOMA, but instead of being based on natural ground elevations, the property or structure has been elevated by fill in order to elevate it above the flood elevation

Conditional Letter of Map Revision based on Fill (CLOMR-F)

A letter from FEMA stating a parcel of land or proposed structure that will be elevated by fill would not be inundated by the base flood if fill is placed on the parcel as proposed or the structure is built as proposed

What else do you need?Additional forms may be required to complete an Amendment

ApplicationAdditional requirements Where you can find it

Elevation Form or Existing Elevation Certificate*

Within Online LOMC application or on fema.gov

FIRM Panel or FIRMette MSC store: msc.fema.gov

(A) S bdi i i Pl M (B) P C /P i h Cl k R d R i f

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*If an NFIP Elevation Certificate has already been completed for the property, it may be submitted in lieu of the Elevation Form. Check with your community to see if an Elevation Certificate is

already on file for your property or structure.

Scan, upload, and submit these forms via Online LOMC

(A) Subdivision Plat Map or (B) Property Deed with Tax Assessor’s map or other suitable map

County/Parish Clerk, Recorder, or Registrar of Deeds for your Community

ESA Compliance Documentation Contact the National Marine Fishery Service,U.S. Fish and Wildlife Service, State Wildlife Agency Office, or Independent Biologist

eLOMA is web-based application that provides LICENSEDLAND SURVEYORS AND PROFESSIONAL ENGINEERSwith a system to submit simple LOMA requests to FEMA

Only for a sub-set of LOMA requests

Generates a determination from FEMA in minutes

Must be a Licensed Professional to use

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WHAT’S THE DIFFERENCE?• Only licensed surveyors and engineers can submit a LOMA

request through eLOMA, but anyone can use Online LOMC

• eLOMA only accepts the most basic LOMA requests and the determination is made automatically with standard checks, instead of lengthier manual review

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Application Status PageMain page after log-in

Start an Amendment orRevision application from

this page

Select the ‘Not sure?’ linkif you are not sure what

type of application to select

65

Application Status Page: Customer Support

‘E-mail Us’ button: FEMAMapSpecialist@riskmapcds.com

FMIX Live Chat support will pop up in a new window

66

23

Amendment Review Page• Summary of all the

information entered

• At the bottom of thescreen, you have theoption to print

If information entered isScroll down for print and

• If information entered isnot correct, select the‘Previous’ button at thebottom right of the pageto go back and edit theinformation

navigation options

67

Supporting Documents and Upload

Upload the required

If you do not check all of the necessary

tirequired information. If additional information is needed, you will receive an email from a FEMA representative

supporting documents, this error message displays

68

Application Status Page

69

To continue or reviewa LOMC request, clickthe Application ID link

Application will be listed in this table ONLY if started or submitted via Online LOMC. Paper MT-2 submissions will not display

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Application Status Page:Status Column

‘Status’ column will display current status of all applications

70

Application Status Page:Action Column

Upload & Pay

The Action column requires action on the part of the applicant

Pay

View Detail

50

Resources

For more information on flood insurance, LOMCs, and the Online LOMC, please visit these additional resources:

o Online LOMC fema.gov webpage

72

o Online LOMC FAQ

o Online LOMC Fact Sheet

o Amendments and Revisions webpage

o FloodSmart – Official site of the National FloodInsurance Program

25

Engineering RevisionsEngineering Revisions

Basis for RevisionsBasis for Revisions–– More detailed analysisMore detailed analysisyy–– ProjectsProjects–– Natural ChangesNatural Changes–– Error CorrectionsError Corrections

Engineering RevisionsEngineering Revisions

Basis for RevisionsBasis for Revisions–– More detailed analysisMore detailed analysisyy–– ProjectsProjects–– Natural ChangesNatural Changes–– Error CorrectionsError Corrections

MTMT--2 Forms2 Forms

Form No. Form Names

1 Overview & Concurrence Form

Ri i H d l & H d li2

Riverine Hydrology & Hydraulics Form

3 Riverine Structures Form

4 Coastal Analysis Form

5 Coastal Structures Form

6 Payment Information Form

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LOMRSLOMRS

May revise BFE’s, floodplain boundaries, May revise BFE’s, floodplain boundaries, and/or floodwaysand/or floodways

Not confined to specific properties orNot confined to specific properties or Not confined to specific properties or Not confined to specific properties or structuresstructures

Usually more extensive than LOMAs or Usually more extensive than LOMAs or LOMRLOMR--FsFs

Typically require new engineering Typically require new engineering analysesanalyses

LOMRs (Cont)LOMRs (Cont)

Part 65 of NFIP RegulationsPart 65 of NFIP Regulations Attachments may include annotated Attachments may include annotated

FIRMS flood profiles and/or floodwayFIRMS flood profiles and/or floodwayFIRMS, flood profiles, and/or floodway FIRMS, flood profiles, and/or floodway data tables data tables

BFE changes require Statutory Appeal BFE changes require Statutory Appeal PeriodPeriod

LOMR FEES

REQUESTS FOR MAP CHANGES REQUIRING

SPECIAL TECHNICAL REVIEWFEE

CLOMR Based on New Hydrology, Bridge,

Culvert, Channel, or Combination Thereof$4,400

CLOMR Based on Levee, Berm, or Other

Structural Measures$6,050

LOMR/PMR Based on Bridge, Culvert,

Channel, or Combination Thereof$5,300

LOMR/PMR Based on Levee, Berm, or Other

Structural Measures$7,150

LOMR Based on As-Built Information

(CLOMR previously issued by FEMA)$5,000

LOMR/PMR Based Solely on Submission of

More Detailed DataFree

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ELOMA

ELOMA

ELOMA

28

ELOMA

ELOMA

ELOMA

29

ELOMA

North Carolina Pilot Project begun in 2002North Carolina Pilot Project begun in 2002 Sponsors Sponsors -- ACSM, FEMA NC Floodplain ACSM, FEMA NC Floodplain

MappingMapping

Certified Floodplain Surveyor (CFS) Program

All LOMAs & Certain LOMRAll LOMAs & Certain LOMR--FsFs 11--1/2 Day Instruction, EXAM1/2 Day Instruction, EXAM Guarantee 5 Day Review by FEMAGuarantee 5 Day Review by FEMA Not Nationwide Yet, Only NCNot Nationwide Yet, Only NC About About 230 230 Certified in NCCertified in NC