Life comes with

Invest in

SEPTEMBER 2021

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

/LICMutual /company/LICMutual/LICMutual 1800-258-5678Connect with us: www.licmf.com

Life comes with

Many reasons to smile

Tax benefit u/s 80c*

1800-258-5678

Call Toll FreeTo know more, please consult your Financial Advisor

OR

This product is suitable for investors who are seeking*:

• Long term capital growth.

• A Fund that primarily invest in large-cap stock.

• Risk - Very HighInvestors understand that their principalwill be at Very High risk

Low

Low toModerate

Moderate ModeratelyHigh

High

Very High

RISKOMETER HIGHLOW

* Subject to ₹ 1.5 lakh under Section 80C of the Income Tax Act, 1961(As per prevailing tax laws in India).

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 31st August 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com

http://www.licmf.com

MARKET REVIEW

Mr. Yogesh Patil

Head - Equity

2

EQUITYMarket Review

Ÿ After trading in a very narrow range for the last two months, Indian Equity market moved sharply during the month. Continued easing of local lockdowns, strong Q1FY22 earnings, no change in interest rate by RBI and positive global cues led to built up of positive sentiment among the market participants. Q1FY22 results were better than expectation considering the impact of the 2nd Covid wave. For Nifty 50 companies, sales were up by approx. 50% YoY while PAT was up by 101%. On the back of these positive cues, Nifty and Sensex has rallied for the month and ended with gain of 8.7% and 9.4% respectively. Both Nifty and Sensex scaled the new high during the month.

Ÿ On the macro front, CPI inflation eased to three-month low of 5.59% in July vs 6.3% in June 2021. The inflation print has come within the RBI's targeted range of 2 plus/minus 4 per cent after two months, easing concerns of an immediate rate hike action by the central bank. IIP surged 13% in June amid a distorted base. Credit growth saw some revival and reported YoY growth of 6.2% for July 2021.

Ÿ On the sectoral indices front, Power (+11.6%), IT (+10.8%), Oil & Gas (+10.6%) outperformed the key indices while Metals (-2.1%), Health (+1.6%), Bankex (+5.8%) underperformed key indices during the month.

Capital flows:

FIIs turned net buyers for the month. Net equities buy from FIIs stood at ₹ 2083 cr (USD 281mn) in August 2021. Cumulatively, FIIs

bought equity worth ₹ 1,83,796 cr (USD 25,010mn) in last twelve months i.e., from Sept20 – Aug'21 and DIIs sold equity worth

₹ 40,457cr (USD 5,556mn) for the same period. (As on August 2021 Source: SEBI) (August 2021 Avg. 1 USD = INR 74.10).

Outlook

Ÿ Global market continues to remain stable as more economies are open up post the covid 2nd wave impact. Financial markets

were jittery during the first fortnight of the month on the concern of Fed tapering earlier then envisage. However, Fed Chair's speech

at the Jackson Hole Economic Policy Symposium held between August 26 and August 28th highlighted that the reduction of asset

purchases could begin by the end of the year if economy evolves as anticipated earlier. This helped eased concern around liquidity

tightening in the global economy. However, geopolitical risk remains a key concern for the near term.

Ÿ On the domestic front, economic activity is slowly inching towards normal as reflected by the various indicators such freight

carried by rail, power demand, diesel consumption etc. GST collection continues to remain buoyant reflecting the momentum. The

vaccination drive is also picking up pace and the 7-day average is near to approx. 80 lakh doses. Government has achieved its

target of at least one dose to 60cr people. This should provide some cushion on the health front.

Ÿ On the economy front, inflation risk seems to be cooling off as the CPI for July was below 3 months level led by easing in Food

inflation. Core inflation remained sticky at 5.9%. the 4-month average inflation is at 5.6% and is within the RBI's targeted range of 2

plus/minus 4 per cent. At 20.1%, GDP growth in Q1 FY22 was slightly ahead of consensus expectation. While the depressed base

was a major factor, growth came despite the disruption due to the impact of the second wave. Given the continued improvement

shown by lead indicators, FY22E GDP growth should be on the expected lines.

Ÿ Corporate earnings in the first quarter of FY22 have been in line with the elevated expectations, aided by the deflated base of

1QFY21 and localized and less stringent lockdowns v/s 1QFY21. For Nifty 50 companies, sales were up by approx. 50% YoY while

PAT was up by 101%. On the sectoral Front, IT reported the 4th consecutive quarter of strong growth while Metals and Oil and Gas

companies has reported strong result on the back of rising commodity prices. BFSI companies reported some elevated slippages

due to covid wave and lockdown. All in all, a good result from corporate earnings perspective and given the management

commentary, the earnings growth momentum should continue for the medium term.

Ÿ While the market has been focusing on the positive news inflows on the economic front and scaling up new highs, the risks could

emerge from the higher commodity prices and inflation – both Domestic as well as Global. These economic risks may have negative

impact on the equity markets in the short term. While near term could be bleak, we continue to like India's long term growth story.

We prefer to focus on existing leaders who are likely to disrupt/ innovate in their businesses to ensure that their leadership or

competitive advantage remains strong. Value creation is imperative in investment viz, high standards of governance, high capital

efficiency, strong moats and sustainable growth.

MARKET REVIEW

3

DEBT

Market Review

Ÿ In August Monetary policy, MPC members expectedly kept key rates and stance unchanged. Prof. Jayant Verma dissented from continuation of accommodative stance, but all other members reiterated the stance in order to support growth. GDP growth projection is retained at 9.5% for FY 2021-22, however CPI projection is increased by 60 bps to 5.70% for the same period. 5:1 majority on accommodative stance, upward revision in inflation forecast and gradual increase in VRR (variable reverse repo) amount to INR 4 lakh crore by September end was considered as hawkish in nature. 10-year Gsec benchmark traded in a narrow range of 6.20%-6.26% throughout the month with volume dominated in 5- and 14-year paper.

Ÿ Surge in daily system liquidity seen with average surplus liquidity in August increased to Rs. 7.43 lakh crores vs Rs. 5.78 lakh crores in the month of July. RBI increased fortnightly VRR amount from Rs 2 lakh crore to Rs 3 lakh crore in order to absorb extra liquidity from the system, the average cut-off for the auction was around 3.42%. Currency in Circulation (CIC) marginally reduced to Rs. 29.43 lakh crore (end August) vs Rs. 29.46 lakh crore (end July).

Ÿ CPI inflation moderated below RBI's upper tolerance band to 5.59% in July as against 6.26% in June and slightly better than market expectation of around 5.72% majorly on back of favourable base effect and lower food prices. Core inflation also soften to 5.9% vs 6.2% in June.

Mr. Marzban Irani

CIO - Fixed Income

Ÿ Foreign portfolio investors invested Rs. 14,376 crore (Net) in debt market in August viz a viz Rs. 4,035crore (Net) inflow in July 2021. Rupee also strengthened during the month as both Debt and Equity got positive flows.

Ÿ Sharp spike in first quarter GDP data seen at 20.10% vs 1.65% in previous quarter due to favorable base effect. It was negative 24.4% in same period last year. Robust GST collection was seen for consecutive month at 1.12 lakh crore vs 1.164 lakh crore in June.

Ÿ The FED kept the policy rate unchanged and continued its monthly asset purchase program. However, officials pointed out that interest rates could be hiked twice by the end of 2023. Bank of England kept also its policy rate and monetary policy stance unchanged in its latest policy meeting. The BoE in its August MPC meeting kept its key lending rate unchanged at 0.1% while voting 7-1 to maintain the quantitative easing programme at GBP 895 bn.

Outlook

Ÿ Both domestically and globally its clear that normalization of liquidity will start, but timing of the same is very uncertain. Few MPC

members also highlighted concern on inflation as it's closer to RBI's upper tolerance band. However robust GST collection and

lower government spending is providing comfort to the market as far as fiscal deficit is concerned. In October policy, we believe RBI

will be watchful on inflation and status quo on policy rate and stance, although split in voting pattern can increase further.

30-Aug-21 02-Aug-21 Change

USD/INR

73.01

74.35 -1.80%

Brent Crude Oil ($/bbl)

72.99

72.89 0.14%

Gold ($/oz)

1,813.62

1,813.47 0.01%

T-Repo

3.10%

3.21% -0.10%

10-year G-Sec 6.22% 6.20% 0.02%

10-year AAA PSU 6.89% 6.90% -0.01%

US 10-year Gilt 1.31% 1.18% 0.13%

Source: Bloomberg

RISKOMETER

Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Large Cap Fund

LIC MF Flexi Cap Fund

LIC MF Large & Mid Cap Fund

LIC MF Infrastructure Fund

LIC MF Tax Plan

LIC MF Index Fund-Sensex Plan

LIC MF Index Fund-Nifty Plan

LIC MF Exchange Traded Fund - Nifty 50

LIC MF Exchange Traded Fund - Sensex


4

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large-cap stockŸ Risk - Very High

Ÿ Long Term Capital AppreciationŸ Investing across Large, Mid & Small-cap stocksŸ Risk - Very High

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large and mid-cap

stocksŸ Risk - Very High

Ÿ Capital appreciation over long termŸ Investment predominantly in a portfolio of equity

and equity related securities of companies engaged in banking and financial services.

Ÿ Risk - Very High

Ÿ Long Term Capital GrowthŸ Investment in equity and equity related instruments

of companies engaged either directly or indirectly in infrastructure sector.

Ÿ Risk - Very High

Ÿ Long Term Capital GrowthŸ Investing in equity and equity related securities.Ÿ Risk - Very High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of S&P BSE Sensex

Index stocks subject to tracking error.

Ÿ Risk - Very High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of NIFTY 50 Index

stocks subject to tracking error.

Ÿ Risk - Very High

Ÿ Long Term InvestmentŸ Investment in securities covered by NIFTY 50

Index, subject to tracking errors.Ÿ Risk - Very High

Ÿ Long Term InvestmentŸ Investment in securities covered by S&P BSE

SENSEX, subject to tracking errors.Ÿ Risk - Very High

Ÿ Long Term InvestmentŸ Investment in equity and equity related securities

and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors.

Ÿ Risk - Very High

LIC MF Banking & Financial Services Fund

LIC MF Children’s Gift Fund

LIC MF Equity Hybrid Fund

SchemeLIC MF Unit Linked Insurance

Ÿ Long term capital appreciation with current income.Ÿ A fund that invests both in stocks and fixed income

instruments. Ÿ Risk - Very High

Ÿ Long term capital appreciation and current income.Ÿ Investment in equity and equity related securiries,

fixed income securities (debt and money market securities).

Ÿ Risk - Very High

Ÿ Long term capital appreciation and current income

Ÿ A fund that invests both in stocks and fixed income instruments.

Ÿ Risk - Very High

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Very High risk



Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Government Securities

Fund

LIC MF Debt Hybrid Fund

LIC MF Banking & PSU Debt Fund

LIC MF Savings Fund

RISKOMETER

5

Ÿ Long term capital appreciation and current incomeŸ Investment in sovereign securities issued by

Central/ State Government.Ÿ Risk - Low to Moderate

Ÿ Medium term capital appreciation with current income

Ÿ A fund that invests predominantly in debt instruments with marginal equity exposure.

Ÿ Risk - Moderate

LIC MF Bond Fund Ÿ Income over medium to long termŸ To generate income/capital appreciation through

investments in Debt and Money market instruments.

Ÿ Risk - Low to Moderate

Ÿ Regular income for medium term capital appreciation with current income

Ÿ An income fund that invests predominantly in debt and money market instruments issued by Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.


Ÿ Regular Income for short termŸ A fund that focuses on low duration securities.Ÿ Risk - Low to Moderate

LIC MF G-Sec Long Term Exchange Traded Fund

Ÿ Medium to long term regular incomeŸ Investment in securities in line with Nifty 8-13 yr

G-Sec Index to generate comparable returns subject to tracking error.

Ÿ Risk - Moderate

LIC MF Ultra Short Term Fund

LIC MF Short Term Debt Fund Ÿ Generation of reasonable returns over short to medium term.

Ÿ Investment in Debt securities and money market instruments.


Ÿ Regular income over short term.

Ÿ Investment in Debt & Money Market Instruments such that the Macaulay Duration of the portfolio is between 3 months - 6 months.


LIC MF Arbitrage Fund Ÿ Income over a short term investment horizon.

Ÿ Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment of the equity market.

• Risk - Low

LIC MF Liquid Fund

LIC MF Overnight Fund

Ÿ Regular income for short termŸ Investment in debt / money market instruments

with maturity of upto 91 days. Ÿ Risk - Low to Moderate

Ÿ Regular income with high levels of safety and liquidity over short term

Ÿ Investment in debt and money market instruments with overnight maturity.

Ÿ Risk - Low

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Moderate risk

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Low risk

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principal willbe at Low to Moderate risk



To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of

equity and equity related securities of Large Cap companies including derivatives. However there can be no

assurance that the investment objective of the scheme will be achieved.

stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. # Nifty 100 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested

systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment

internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative

purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for

since inception, hence performance for such period is not available.

SCHEME PERFORMANCE

SIP PERFORMANCE

PORTFOLIO AS ON 31.08.2021

INVESTMENT OBJECTIVESCHEME FEATURES

SECTOR ALLOCATION (% of NAV)

Company % of NAV Company % of NAV

SIP Investments 1 Year 3 Years 7 Years5 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 8,40,0006,00,000 12,00,000 NA

Market Value as on 1, 2021 ( ) August 3 ₹ 1,50,505 5,24,672 9,39,395 25,57,326 NA

Returns (CAGR) (%) 50.28 26.06 14.8517.98 14.47 NA

Benchmark Returns (CAGR) (%) #

Additional Benchmark Returns (CAGR) (%) ##

51.20

50.48

27.56 16.67

27.59 16.77

19.50

19.86

15.92

15.67

NA

NA

6

Scheme Nifty 100 TRI* Nifty 100 TRI* Nifty 50 TRI** Nifty 50 TRI** Scheme

1 Year 50.24 52.80 52.24 15,024 15,280 15,224

3 Years 14.56 14.40 14.94 15,042 14,976 15,192

5 Years 13.19 15.46 15.70 18,582 20,530 20,738

Since Inception 5.30 NA 11.05 40,409 NA 1,69,689

CAGR (%)Value of lumpsum investment of 10,000/- invested ₹

on inception datePeriod

stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. th

Mr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 10. Also, Ms. Ritu Modi is co managing the above

scheme from 1st November, 2019 and total no. of schemes managed by her is 8. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Factsheet September, 2021

Scheme Type: An open ended equity scheme predominantly investing in Large Cap stocks.

Date of allotment: September 01, 1994

Fund Size:

AUM as on 31/08/2021: ₹ 624.23 CrAverage AUM for August 2021: ₹ 590.16 Cr

Benchmark: Nifty 100 TRI

Minimum Investment (lumpsum): ₹ 5,000/-

Fund Manager:Name: Mr. Yogesh Patil;Experience: 17+ years

NAV as on August 31, 2021:NAV Regular Plan Direct Plan

Growth ₹ 40.4089 ₹ 43.9322

IDCW ₹ 24.4045 ₹ 28.6929

Expense Ratio:Regular: 2.74% Direct: 1.33%(for detailed bifurcation on TER, please see page no 32)

Annual Portfolio Turnover Ratio: 0.21 times

Risk Measures:Standard Deviation 5.71Portfolio Beta 0.88Sharpe Ratio 0.1834

Load Structure:Entry Load - NIL

Exit Load

Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.

Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.

Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

Top 10 holdings

Co-Fund Manager:Name: Ms. Ritu Modi;Experience: 9+ years

14,25,766

22.36%

16.92%

9.15%

7.83%

5.94%

5.23%

4.98%

4.90%

3.90%

3.41%

2.42%

2.31%

2.30%

1.40%

1.20%

1.16%

0.86%

0.64%

Banks

Software

Finance

Consumer Non Durables

Pharmaceuticals

Insurance

Petroleum Products

Retailing

Auto

Cement & Cement Products

Telecom - Services

Construction Project

Consumer Durables

Auto Ancillaries

Gas

Non - Ferrous Metals

Ferrous Metals

Chemicals

Equity Holdings

Auto 3.90%

Maruti Suzuki India Ltd. 1.80%

Tata Motors Ltd. 1.19%

Mahindra & Mahindra Ltd. 0.91%

Auto Ancillaries 1.40%

Motherson Sumi Systems Ltd. 1.09%

Bosch Ltd. 0.31%

Banks 22.36%

ICICI Bank Ltd. 7.87%

HDFC Bank Ltd. 7.45%

Kotak Mahindra Bank Ltd. 2.91%

State Bank of India 2.26%

Axis Bank Ltd. 1.87%

Cement & Cement Products 3.41%

Ultratech Cement Ltd. 2.15%

Shree Cement Ltd. 1.26%

Chemicals 0.64%

SRF Ltd. 0.64%

Construction Project 2.31%

Larsen & Toubro Ltd. 2.31%

Consumer Durables 2.30%

Titan Company Ltd. 1.98%

Voltas Ltd. 0.32%

Consumer Non Durables 7.83%

Hindustan Unilever Ltd. 2.50%

Tata Consumer Products Ltd. 1.65%

Asian Paints Ltd. 1.58%

Nestle India Ltd. 1.19%

United Spirits Ltd. 0.92%

Ferrous Metals 0.86%

Tata Steel Ltd. 0.86%

Finance 9.15%

Bajaj Finance Ltd. 6.15%

Housing Development Finance Corp Ltd. 3.00%Gas 1.20%GAIL (India) Ltd. 0.65%Indraprastha Gas Ltd. 0.55%Insurance 5.23%Bajaj Finserv Ltd. 3.60%HDFC Life Insurance Company Ltd. 1.00%ICICI Lombard General Insurance Co. Ltd. 0.63%Non - Ferrous Metals 1.16%Hindalco Industries Ltd. 1.16%Petroleum Products 4.98%Reliance Industries Ltd. 4.74%Hindustan Petroleum Corporation Ltd. 0.16%Reliance Industries Ltd. Partly Paid Up FV 50.08%Pharmaceuticals 5.94%Divi's Laboratories Ltd. 2.37%Dr. Reddy's Laboratories Ltd. 1.01%Torrent Pharmaceuticals Ltd. 0.96%Cipla Ltd. 0.61%Biocon Ltd. 0.50%Gland Pharma Ltd. 0.49%Retailing 4.90%Avenue Supermarts Ltd. 4.90%

Software 16.92%Infosys Ltd. 8.87%Tata Consultancy Services Ltd. 5.74%Wipro Ltd. 1.20%HCL Technologies Ltd. 0.92%Larsen & Toubro Infotech Ltd. 0.20%

Telecom - Services 2.42%Bharti Airtel Ltd. 2.42%Equity Holdings Total 96.92%

Cash & Other Receivables Total 3.08%

Grand Total 100.00%

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked

instruments of large cap and midcap companies.

stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method

(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is

for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the

scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 - - 7,80,000

Market Value as on 1, 2021 ( ) August 3 ₹ 1,52,685 5,39,875 9,59,942 - - 13,88,546

Returns (CAGR) (%) 54.10 28.17 18.86 - - 17.52



57.84 31.80 20.97

50.48 27.59 19.86

-

-

-

-

18.84

17.60

SCHEME FEATURES INVESTMENT OBJECTIVE


SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty LargeMidcap 250 TRI* Nifty LargeMidcap 250 TRI*SchemeNifty 50 TRI**

Nifty 50 TRI**

1 Year 54.12 61.33 52.24 15,412 16,133 15,224

3 Years 14.13 15.32 14.94 14,873 15,341 15,192

5 Years 15.74 16.44 15.70 20,775 21,415 20,738

Since Inception 13.88 14.35 12.25 23,335 23,966 21,242

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- ₹invested on inception date

stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. thMr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 10. Date of allotment is 25th Feb’2015. Past

performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. NA : Not Available. The Mutual Fund is not

guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index.

* Benchmark. ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks

Date of Allotment: February 25, 2015

Fund Size:

AUM as on 31/08/2021: ₹ 1,411.63 Cr: ₹ 1,340.76 CrAverage AUM for August 2021

Benchmark: Nifty LargeMidcap 250 TRI


Fund Manager:Name: Mr. Yogesh PatilExperience: 17+ years


Growth ₹ 23.3345 ₹ 25.4615

IDCW ₹ 20.5341 ₹ 21.8268




7

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings


16.17%

11.42%9.76%

6.88%5.89%5.82%5.72%

4.88%4.10%

3.26%3.02%

2.73%2.07%1.96%1.96%1.90%

1.61%1.28%1.23%1.19%0.96%0.92%0.76%0.76%0.62%

BanksSoftware

ChemicalsPharmaceuticals

Industrial ProductsConsumer Non Durables

RetailingFinance

Consumer DurablesGas

Petroleum ProductsTransportation

Healthcare ServicesIndustrial Capital Goods

FertilisersTelecom - Services

Leisure ServicesCapital Markets

Textile ProductsConstruction

PesticidesAuto Ancillaries

InsuranceAuto

Other Services

Equity HoldingsAuto 0.76%Tata Motors Ltd. 0.76%

Auto Ancillaries 0.92%WABCO India Ltd. 0.92%

Banks 16.17%ICICI Bank Ltd. 6.37%HDFC Bank Ltd. 4.74%Kotak Mahindra Bank Ltd. 1.47%State Bank of India 1.17%Axis Bank Ltd. 0.99%City Union Bank Ltd. 0.98%The Federal Bank Ltd. 0.44%

Capital Markets 1.28%ICICI Securities Ltd. 1.28%

Chemicals 9.76%Tata Chemicals Ltd. 2.53%Atul Ltd. 2.12%SRF Ltd. 1.61%Linde India Ltd. 1.30%Vinati Organics Ltd. 1.27%Navin Fluorine International Ltd. 0.93%

Construction 1.19%Brigade Enterprises Ltd. 1.19%

Consumer Durables 4.10%Voltas Ltd. 1.61%Crompton Greaves Cons Electrical Ltd. 0.91%Bata India Ltd. 0.70%TTK Prestige Ltd. 0.47%Johnson Controls-Hitachi AC India Ltd. 0.40%

Consumer Non Durables 5.82%Tata Consumer Products Ltd. 2.27%Hindustan Unilever Ltd. 1.42%3M India Ltd. 1.31%Nestle India Ltd. 0.82%

Fertilisers 1.96%Coromandel International Ltd. 1.96%

Finance 4.88%Bajaj Finance Ltd. 2.66%Shriram City Union Finance Ltd. 1.19%Cholamandalam Financial Holdings Ltd. 1.03%

Gas 3.26%Gujarat State Petronet Ltd. 1.70%GAIL (India) Ltd. 1.56%

Healthcare Services 2.07%Dr. Lal Path Labs Ltd. 1.16%Syngene International Ltd. 0.91%

Industrial Capital Goods 1.96%Lakshmi Machine Works Ltd. 1.13%Honeywell Automation India Ltd. 0.83%

Industrial Products 5.89%Cummins India Ltd. 2.01%Carborundum Universal Ltd. 1.38%Schaeffler India Ltd. 1.03%Supreme Industries Ltd. 0.97%RHI Magnesita India Ltd. 0.49%

Insurance 0.76%HDFC Life Insurance Company Ltd. 0.76%

Leisure Services 1.61%The Indian Hotels Company Ltd. 0.91%Devyani International Ltd. 0.70%

Other Services 0.62%Quess Corp Ltd. 0.62%

Pesticides 0.96%Astec LifeSciences Ltd. 0.96%

Petroleum Products 3.02%Reliance Industries Ltd. 2.06%Hindustan Petroleum Corporation Ltd. 0.96%

Pharmaceuticals 6.88%IPCA Laboratories Ltd. 1.96%Biocon Ltd. 1.96%Sanofi India Ltd. 1.21%Ajanta Pharma Ltd. 0.91%Dr. Reddy's Laboratories Ltd. 0.84%

Retailing 5.72%Avenue Supermarts Ltd. 2.60%Info Edge (India) Ltd. 1.18%Trent Ltd. 1.10%Aditya Birla Fashion and Retail Ltd. 0.84%

Software 11.42%Infosys Ltd. 6.28%Tata Consultancy Services Ltd. 3.15%HCL Technologies Ltd. 1.17%Birlasoft Ltd. 0.83%

Telecom - Services 1.90%Bharti Airtel Ltd. 1.90%

Textile Products 1.23%Page Industries Ltd. 1.23%

Transportation 2.73%Indian Railway Catering &Tou. Corp. Ltd. 1.97%Transport Corporation Of India Ltd. 0.75%Equity Holdings Total 96.88%Cash & Other Receivables Total 3.12%Grand Total 100.00%

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a

portfolio that in invested substantially in equity and equity related securities of companies engaged in

banking and financial services sector. However there can be no assurance that the investment objective of

the scheme will be achieved.



SCHEME PERFORMANCE

Company % of NAV

SECTOR ALLOCATION (% of NAV)Scheme

Nifty Financial Services TRI*

Nifty Financial Services TRI*

Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 47.03 59.45 52.24 14,703 15,945

25,583

15,224

22,287

3 Years 12,110 15,632 15,192

5 Years 6.33

6.58

17.95

16.04

15.70

14.94

13,592 22,844 20,738

Since Inception 5.08 15.72 13.26 13,754

PeriodCAGR (%)

Value of lumpsum investment of 10,000/-₹invested on inception date

stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option.

Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 10. Date of allotment is 27th March'2015. Past performance

may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting

any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme investing in banking & financial companies

Date of Allotment: March 27, 2015

Fund Size:

AUM as on 31/08/2021: ₹ 61.16 Cr

: 59.98 CrAverage AUM for August 2021 ₹

Benchmark: Nifty Financial Services TRI


Fund Manager:Name: Mr. Yogesh PatilExperience: years17+

NAV as on August 31, 2021:NAV Regular Plan Direct PlanGrowth ₹ 13.7536 ₹ 14.7244IDCW ₹ 13.7513 ₹ 14.6608




stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. # Nifty Financial Services TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time.

CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for

illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of

the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000

1,42,596 4,65,488

36.68 17.42

50.51 25.56

50.48 27.59

6,00,000 -- 7,70,000

Market Value as on 31, 2021 ( ) August ₹ 7,64,088 -- 10,26,093

Returns (CAGR) (%) 9.61 -- 8.83



20.22

19.86

--

--

19.36

17.78

SIP PERFORMANCE

8

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings

76.33%

10.69%

Banks

Finance

6.85%Insurance

2.41%Capital Markets


Equity Holdings

Banks 76.33%






The Federal Bank Ltd. 5.13%

City Union Bank Ltd. 4.02%

DCB Bank Ltd. 1.82%

Bank of Baroda 0.71%

RBL Bank Ltd. 0.38%

Capital Markets 2.41%

Central Depository Services (I) Ltd. 2.41%

Finance 10.69%

Housing Development Finance Corp Ltd. 7.94%


Insurance 6.85%

HDFC Life Insurance Company Ltd. 2.40%

SBI Life Insurance Company Ltd. 2.16%

ICICI Lombard General Insurance Co. Ltd. 1.23%

ICICI Prudential Life Insurance Co Ltd. 1.07%

Equity Holdings Total 96.28%


Grand Total 100.00%

The main investment objective of the scheme is to provide capital growth by investing across Large, Mid &

Small Cap stocks. The investment portfolio of the scheme will be constantly monitored and reviewed to

optimise capital growth. However, there is no assurance that the investment objective of the Schemes will be

realized.


systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,0008,40,000 NA

Market Value as on 1, 2021 ( ) August 3 ₹ 1,45,231 4,93,605 8,63,002 21,84,33712,72,652 NA

Returns (CAGR) (%) 41.17 21.61 14.52 11.5211.66 NA



54.57

50.48

29.41

27.59

19.87

19.86

16.3216.98

15.6716.77

NA

NA



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Scheme

1 Year 42.01 56.94 52.24 14,201 15,694 15,224

3 Years 11.76 14.59 14.94 13,964 15,054 15,192

5 Years 10.28 15.53 15.70 16,314 20,593 20,738


PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date


Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was

launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark.

The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Nifty 500 TRI* Nifty 500 TRI* Nifty 50 TRI** Nifty 50 TRI**

Scheme Type: An open ended dynamic equity scheme investing across large cap, mid cap andsmall cap stocks.

Date of Allotment: April 15, 1993

Fund Size:

AUM as on 31/08/2021: ₹ 422.02 Cr: ₹ 409.90 CrAverage AUM for August 2021



Fund Manager:Name: Mr. Yogesh PatilExperience: years17+


Growth ₹ 66.2060 ₹ 70.4757

IDCW ₹ 21.6678 ₹ 25.5525




9

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings


23.16%

17.85%

12.17%

6.83%

5.34%

4.46%

4.19%

3.32%

2.97%

2.83%

2.81%

1.68%

1.61%

1.29%

1.19%

1.17%

1.14%

0.93%

0.86%

0.80%

0.60%

Banks

Software


Pharmaceuticals

Gas

Finance

Consumer Durables

Transportation

Insurance

Fertilisers

Telecom - Services

Auto

Chemicals

Construction

Capital Markets

Textile Products

Leisure Services


Industrial Capital Goods

Ferrous Metals

Other Services

Equity Holdings

Auto 1.68%



Banks 23.16%






City Union Bank Ltd. 0.86%

The Federal Bank Ltd. 0.80%


Multi Commodity Exchange Of India Ltd. 1.19%

Chemicals 1.61%

SRF Ltd. 0.80%

Linde India Ltd. 0.80%

Construction 1.29%

Ashoka Buildcon Ltd. 1.29%



TTK Prestige Ltd. 1.32%

Orient Electric Ltd. 0.60%

Relaxo Footwears Ltd. 0.49%

Johnson Controls-Hitachi AC India Ltd. 0.45%




Kansai Nerolac Paints Ltd. 1.96%


Dabur India Ltd. 1.28%

3M India Ltd. 0.80%



Fertilisers 2.83%

Coromandel International Ltd. 2.83%

Finance 4.46%


Shriram City Union Finance Ltd. 1.11%

Can Fin Homes Ltd. 1.02%

Gas 5.34%Gujarat Gas Ltd. 2.71%Gujarat State Petronet Ltd. 1.00%GAIL (India) Ltd. 0.94%Indraprastha Gas Ltd. 0.70%Industrial Capital Goods 0.86%Honeywell Automation India Ltd. 0.86%Insurance 2.97%SBI Life Insurance Company Ltd. 1.32%HDFC Life Insurance Company Ltd. 0.93%ICICI Lombard General Insurance Co. Ltd. 0.71%Leisure Services 1.14%Devyani International Ltd. 0.65%The Indian Hotels Company Ltd. 0.48%Non - Ferrous Metals 0.93%Hindalco Industries Ltd. 0.93%Other Services 0.60%Quess Corp Ltd. 0.60%Pharmaceuticals 6.83%Biocon Ltd. 2.78%Alkem Laboratories Ltd. 1.01%Pfizer Ltd. 0.94%Sanofi India Ltd. 0.85%Dr. Reddy's Laboratories Ltd. 0.75%Gland Pharma Ltd. 0.50%Software 17.85%Infosys Ltd. 8.85%Tata Consultancy Services Ltd. 6.03%HCL Technologies Ltd. 1.65%Tech Mahindra Ltd. 1.33%Telecom - Services 2.81%Bharti Airtel Ltd. 2.81%Textile Products 1.17%Himatsingka Seide Ltd. 1.17%Transportation 3.32%Transport Corporation Of India Ltd. 1.66%Container Corporation Of India Ltd. 1.66%Equity Holdings Total 97.20%Cash & Other Receivables Total 2.80%Grand Total 100.00%


systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in

the stock markets. An open ended equity linked tax saving Scheme which offers investors the opportunity to

seek Tax rebate u/s 80C of the Income Tax Act 1961. However, there is no assurance that the investment

objective of the Schemes will be realized.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA

NA

NA

NA

NA

Market Value as on August 31, 2021 ( ) ₹ 1,51,038 5,16,478 9,21,419 14,16,773 26,30,542

Returns (CAGR) (%) 51.21 24.90 17.19 14.67 15.00



54.57

50.48

29.41

27.59

19.87 16.98

19.86 16.77

16.32

15.67



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty 500 TRI* Nifty 500 TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 51.42 56.94 52.24 15,142

14,274

15,694 15,224

3 Years 12.58 14.59 14.94 15,054 15,192

5 Years 13.49 15.53 15.70 18,837 20,593 20,738

Since Inception 9.79 15.51 13.88 97,979 3,38,618 2,39,440

PeriodCAGR (%)



Mr. Yogesh Patil is managing the above scheme from 18th September 2020 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,

**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended equity linked

saving scheme with a statutory lock in of 3 years

and tax benefit.

Date of Allotment: March 31,1997

Fund Size:

AUM as on 31/08/2021: ₹ 401.24 Cr: ₹ 386.55 CrAverage AUM for August 2021

Load Structure:Entry Load: Nil

Exit Load: Nil (Subject to lock-in period of 3

years)


Minimum Investment (lumpsum): ₹ 500/-

Fund Manager:

Name: Mr. Yogesh Patil

Experience: years17+


Growth ₹ 97.9786 ₹ 106.9691

IDCW ₹ 22.7628 ₹ 26.0049




10

Top 10 holdings


22.04%

16.94%

8.61%

8.15%

6.96%

5.82%

5.50%

4.80%

2.93%

2.74%

2.63%

2.15%

1.85%

1.49%

1.49%

1.38%

1.11%

0.96%

Banks

Software

Pharmaceuticals

Retailing


Chemicals

Consumer Durables

Finance

Insurance

Petroleum Products

Telecom - Services

Auto

Gas

Construction

Textile Products

Leisure Services

Fertilisers

Capital Markets

Equity HoldingsAuto 2.15%Maruti Suzuki India Ltd. 1.09%Mahindra & Mahindra Ltd. 1.06%Banks 22.04%ICICI Bank Ltd. 9.14%HDFC Bank Ltd. 7.44%Kotak Mahindra Bank Ltd. 2.61%Axis Bank Ltd. 1.43%City Union Bank Ltd. 0.81%State Bank of India 0.61%Capital Markets 0.96%ICICI Securities Ltd. 0.96%Chemicals 5.82%Atul Ltd. 1.93%Tata Chemicals Ltd. 1.66%Vinati Organics Ltd. 1.42%SRF Ltd. 0.81%Construction 1.49%Brigade Enterprises Ltd. 1.49%Consumer Durables 5.50%Titan Company Ltd. 1.68%Voltas Ltd. 1.38%Bata India Ltd. 1.02%Crompton Greaves Cons Electrical Ltd. 0.82%Orient Electric Ltd. 0.60%Consumer Non Durables 6.96%Tata Consumer Products Ltd. 2.37%Hindustan Unilever Ltd. 2.12%Asian Paints Ltd. 1.20%Nestle India Ltd. 0.78%Kansai Nerolac Paints Ltd. 0.50%Fertilisers 1.11%Coromandel International Ltd. 1.11%Finance 4.80%Bajaj Finance Ltd. 3.71%Housing Development Finance Corp Ltd. 1.10%

Gas 1.85%Gujarat State Petronet Ltd. 0.95%GAIL (India) Ltd. 0.90%Insurance 2.93%SBI Life Insurance Company Ltd. 1.19%ICICI Lombard General Insurance Co. Ltd. 0.94%ICICI Prudential Life Insurance Co Ltd. 0.80%Leisure Services 1.38%The Indian Hotels Company Ltd. 1.38%Petroleum Products 2.74%Reliance Industries Ltd. 2.74%Pharmaceuticals 8.61%IPCA Laboratories Ltd. 1.93%Divi's Laboratories Ltd. 1.77%Hikal Ltd. 1.59%Biocon Ltd. 1.40%Cipla Ltd. 0.87%Torrent Pharmaceuticals Ltd. 0.62%Gland Pharma Ltd. 0.44%Retailing 8.15%Avenue Supermarts Ltd. 4.38%Aditya Birla Fashion and Retail Ltd. 1.36%Info Edge (India) Ltd. 1.22%Trent Ltd. 1.19%Software 16.94%Infosys Ltd. 8.92%Tata Consultancy Services Ltd. 5.71%HCL Technologies Ltd. 2.31%

Telecom - Services 2.63%Bharti Airtel Ltd. 2.63%

Textile Products 1.49%Page Industries Ltd. 0.84%Himatsingka Seide Ltd. 0.65%Equity Holdings Total 97.57%Cash & Other Receivables Total 2.43%Grand Total 100.00%

stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. # Nifty Infrastructure TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/-






The investment objective of the scheme is to generate long-term growth from a portfolio of equity / equity

related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,

there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000

1,59,544

66.27

51.71

50.48

3,60,000 6,00,000 8,40,000 16,10,00012,00,000

Market Value as on August 31, 2021 ( ) ₹ 5,37,951 9,13,375 13,48,388 33,47,52123,03,172

Returns (CAGR) (%) 27.91 16.83 13.28 10.2912.52



27.43

27.59

16.92 13.08

19.86 16.77

8.0311.02

14.3015.67



SCHEME PERFORMANCE

SIP PERFORMANCE



SchemeNifty Infrastructure

TRI*Nifty Infrastructure

TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 63.96 51.06 52.24 16,396 15,106 15,224

3 Years 13.85 14.72 14.94 14,763 15,105 15,192

5 Years 11.63 11.80 15.70 17,342 17,469 20,738

Since Inception 5.65 2.47 11.59 20,927 13,891 43,709

PeriodCAGR (%)



Mr. Yogesh Patil managing the above scheme from 18th September 2020 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **

Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme

investing in infrastructure companies.


Fund Size:

AUM as on 31/08/2021: ₹ 76.38 Cr


Benchmark: Nifty Infrastructure TRI


Fund Manager:

Name: Mr. Yogesh Patil

Experience: years17+


Growth ₹ 20.9268 ₹ 22.8248

IDCW ₹ 20.9280 ₹ 22.5088




11


Exit Load




Top 10 holdings


17.14%

14.85%

12.71%

11.06%

9.88%

7.99%

7.52%

4.42%

3.85%

3.71%

2.89%

1.04%

0.55%


Industrial Products

Gas

Construction

Transportation

Petroleum Products

Telecom - Services



Chemicals



Ferrous Metals

Equity Holdings



The Ramco Cements Ltd. 3.09%

JK Lakshmi Cement Ltd. 3.06%

ACC Ltd. 2.53%

Orient Cement Ltd. 1.25%

Chemicals 3.71%


Construction 11.06%

Brigade Enterprises Ltd. 4.24%

KNR Constructions Ltd. 3.86%

Ashoka Buildcon Ltd. 2.95%




3M India Ltd. 1.04%


Tata Steel Long Products Ltd. 0.55%

Gas 12.71%

Gujarat State Petronet Ltd. 5.54%

GAIL (India) Ltd. 4.25%

Indraprastha Gas Ltd. 1.92%

Mahanagar Gas Ltd. 0.99%

Industrial Capital Goods 3.85%

Lakshmi Machine Works Ltd. 1.96%

Honeywell Automation India Ltd. 1.89%

Industrial Products 14.85%

SKF India Ltd. 4.17%

Cummins India Ltd. 3.22%

Timken India Ltd. 2.80%

KSB Ltd. 1.99%

Carborundum Universal Ltd. 1.83%

RHI Magnesita India Ltd. 0.83%

Non - Ferrous Metals 4.42%

Hindalco Industries Ltd. 4.42%

Petroleum Products 7.99%

Reliance Industries Ltd. 5.65%

Indian Oil Corporation Ltd. 2.02%

Reliance Industries Ltd. PARTLY PAID UP FV 5 0.33%

Telecom - Services 7.52%

Bharti Airtel Ltd. 7.06%

RailTel Corporation of India Ltd. 0.46%

Transportation 9.88%

Transport Corporation Of India Ltd. 4.86%

Container Corporation Of India Ltd. 3.05%

Blue Dart Express Ltd. 1.97%



Grand Total 100.00%

stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. # S&P BSE SENSEX TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/-






The main investment objective of the fund is to generate returns commensurate with the performance of the

index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking

errors. However, there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 22,40,000

15.34

Market Value as on 1, 2021 ( ) August 3 ₹ 1,48,612 5,24,446 9,64,622 14,73,053 25,48,494 82,12,655

Returns (CAGR) (%) 46.99 26.03 19.06 15.76 14.41 12.50



48.93

50.48

27.37

27.59

20.41 17.19

19.86 16.77

15.98

14.9315.67



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 48.61 50.55 52.24 14,861 15,055 15,224

3 Years 14.27 15.49 14.94 14,925 15,412 15,192

5 Years

Since Inception

14.97 16.48 15.70 20,093 21,451 20,738

14.06 18.34 17.68 1,17,898 2,34,969 2,11,746

PeriodCAGR (%)



Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 8. Past performance may or may not be sustained in the


Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended scheme replicating/tracking S&P BSE Sensex Index

Date of Allotment: December 05, 2002

Fund Size:

AUM as on 31/08/2021: ₹ 38.87 Cr


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days

Benchmark: S&P BSE Sensex TRI


Fund Manager:Name: M . s Ritu ModiExperience: years9+


Growth ₹ 106.9524 ₹ 111.6949

IDCW ₹ 36.6587 ₹ 37.4507



Risk Measures:Tracking Error 0.42%

12

Top 10 holdings


28.40%

19.47%

11.53%

11.11%

10.11%

3.38%

3.19%

2.52%

2.25%

1.81%

1.78%

1.63%

1.43%

1.26%

Banks

Software

Petroleum Products

Finance


Auto


Telecom - Services

Pharmaceuticals

Power

Ferrous Metals

Insurance

Cement &Cement Products

Consumer Durables

Equity Holdings

Auto 3.38%



Bajaj Auto Ltd. 0.76%

Banks 28.40%






IndusInd Bank Ltd. 0.91%









ITC Ltd. 2.91%





Finance 11.11%

HDFC Ltd. 7.97%


Insurance 1.63%

Bajaj Finserv Ltd. 1.63%



Pharmaceuticals 2.25%

Sun Pharmaceutical Industries Ltd. 1.35%

Dr. Reddy's Laboratories Ltd. 0.90%

Power 1.81%

Power Grid Corporation of India Ltd. 0.94%

NTPC Ltd. 0.87%

Software 19.47%

Infosys Ltd. 9.86%

Tata Consultancy Services Ltd. 6.19%

HCL Technologies Ltd. 2.02%

Tech Mahindra Ltd. 1.41%





Grand Total 100.00%

stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. # NIFTY 50 TRI, ## S&P BSE SENSEX TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method





The main investment objective of the fund is to generate returns commensurate with the performance of the

index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However,

there is no assurance that the investment objective of the Schemes will be realized.



15.34

Market Value as on 1, 2021 ( ) August 3 ₹ 1,49,359 5,24,755 9,48,734 14,48,005 25,13,028 78,13,502

Returns (CAGR) (%) 48.29 26.07 18.38 15.28 14.15 12.06



50.48

48.93

27.59

27.37

19.86 16.77

20.41 17.19

15.67 14.93

15.98



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 50.06 52.24 50.55 15,006 15,224 15,055

3 Years 13.64 14.94 15.49 14,680 15,192 15,412

5 Years 14.09 15.70 16.48 19,334 20,738 21,451

Since Inception 13.30 17.68 18.34 1,03,926 2,11,746 2,34,969

PeriodCAGR (%)




future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,

**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index


Fund Size:

AUM as on 31/08/2021: ₹ 50.09 Cr


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days





Growth ₹ 94.3188 ₹ 98.5540

IDCW ₹ 34.7937 ₹ 36.3205




13

Top 10 holdings


25.18%

17.99%

10.78%

9.94%

9.47%

4.54%

3.44%

2.90%

2.72%

2.48%

2.41%

2.11%

1.54%

1.07%

0.92%

0.74%

0.59%

0.54%

0.41%

Banks

Software

Petroleum Products


Finance

Auto

Pharmaceuticals

Insurance



Ferrous Metals

Telecom - Services

Power

Consumer Durables


Transportation

OilPesticides

Minerals/Mining

Equity Holdings

Auto 4.54%





Eicher Motors Ltd. 0.50%

Hero MotoCorp Ltd. 0.47%

Banks 25.18%







Yes Bank Ltd. 0.00%



Grasim Industries Ltd. 0.77%








ITC Ltd. 2.48%




Britannia Industries Ltd. 0.63%



JSW Steel Ltd. 0.89%

Finance 9.47%

HDFC Ltd. 6.79%


Insurance 2.90%




Minerals/Mining 0.41%

Coal India Ltd. 0.41%



Oil 0.59%

Oil & Natural Gas Corporation Ltd. 0.59%

Pesticides 0.54%

UPL Ltd. 0.54%



Bharat Petroleum Corporation Ltd. 0.59%




Divi's Laboratories Ltd. 0.88%


Cipla Ltd. 0.64%

Power 1.54%


NTPC Ltd. 0.74%

Software 17.99%

Infosys Ltd. 8.51%



Wipro Ltd. 1.28%





Adani Ports & Special Economic Zone Ltd. 0.74%



Grand Total 100.00%

The investment objective of the scheme is to provide returns that closely correspond to the total returns of

securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 51.97

14.81

52.24

14.94

50.55

15.49

15,197

15,139

15,224

15,192

15,055

15,4123 Years

15.54 15.70 16.48 20,596 20,738 21,4515 Years

Since Inception 15.66 15.88 16.25 23,197 23,456 23,895

PeriodCAGR (%)





Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.


Date of Allotment: November 20, 2015

Fund Size:

AUM as on 31/08/2021: ₹ 599.32 Cr


Load Structure:Entry Load: Exit Load: Nil Nil

Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).


Minimum Investment (lumpsum): For Subscription / Redemption of units

directly with Mutual Fund : 50,000 units.

For Purchase through Stock Exchange: 1 unit


NAV as on August 31, 2021:NAV Regular Plan

Growth ₹ 182.2448

Expense Ratio: Regular: 0.10%(for detailed bifurcation on TER, please see page no 32)



14

Top 10 holdings


25.20%

18.01%

10.79%

9.97%

9.49%

4.56%

3.46%

2.90%

2.71%

2.51%

2.42%

2.11%

1.54%

1.08%

0.91%

0.74%

0.58%

0.55%

0.40%

Banks

Software

Petroleum Products


Finance

Auto

Pharmaceuticals

Insurance



Ferrous Metals

Telecom - Services

Power

Consumer Durables


Transportation

Oil

Pesticides

Minerals/Mining

Equity Holdings

Auto 4.56%







Banks 25.20%







Yes Bank Ltd. 0.00%











ITC Ltd. 2.49%








Finance 9.49%

HDFC Ltd. 6.79%


Insurance 2.90%








Oil 0.58%


Pesticides 0.55%

UPL Ltd. 0.55%









Cipla Ltd. 0.65%

Power 1.54%


NTPC Ltd. 0.74%

Software 18.01%

Infosys Ltd. 8.51%



Wipro Ltd. 1.28%





Adani Ports & Special Economic Zone Ltd.0.74%



Grand Total 100.00%

The investment objective of the scheme is to provide returns that, closely correspond to the total returns of

the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same

proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be

achieved.



SCHEME PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 50.38 50.55 52.24 15,038

15,381

15,055

15,412

15,224

15,1923 Years 15.42 15.49 14.94

16.41 16.48 15.70 21,385 21,451 20,7385 Years

Since Inception 16.05 16.12 15.76 23,554 23,641 23,223

PeriodCAGR (%)






Scheme Type: An open ended scheme replicating/tracking Sensex Index


Fund Size:

AUM as on 31/08/2021: ₹ 523.84 Cr




Benchmark: S&P BSE Sensex TRI


directly with Mutual Fund : ,000 units.2




Growth ₹ 615.8409




15

Top 10 holdings


28.42%

19.50%

11.55%

11.12%

10.12%

3.38%

3.19%

2.53%

2.25%

1.80%

1.78%

1.63%

1.42%

1.26%

Banks

Software

Petroleum Products

Finance


Auto


Telecom - Services

Pharmaceuticals

Power

Ferrous Metals

Insurance


Consumer Durables

Equity Holdings

Auto 3.38%




Banks 28.42%















ITC Ltd. 2.92%





Finance 11.12%

HDFC Ltd. 7.97%


Insurance 1.63%







Power 1.80%


NTPC Ltd. 0.86%

Software 19.50%

Infosys Ltd. 9.87%








Grand Total 100.00%


securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 100 TRI* NIFTY 100 TRI*S&P BSE100 TRI**

Scheme

1 Year 52.13

14.00

52.80

14.40

53.12

14.48

15,213

14,823

15,280

14,976

15,312

15,0093 Years

15.11 15.46 15.46 20,215 20,530 20,5285 Years

Since Inception 17.42 17.85 17.90 24,036 24,518 24,570

PeriodCAGR (%)








Fund Size:

AUM as on 31/08/2021: ₹ 486.82 Cr






directly with Mutual Fund : 0,000 units.2,0



NAV as on August 31, 2021:NAV Regular Plan Growth ₹ 182.7124




16

Top 10 holdings

S&P BSE100 TRI**

Factsheet , 2021September

22.07%

15.69%

10.76%

9.44%

9.22%

4.51%

3.92%

3.18%

2.72%

2.37%

2.33%

2.07%

2.01%

1.29%

1.23%

1.23%

1.05%

0.85%

0.71%

0.58%

0.51%

0.47%

0.40%

0.35%

0.33%

0.23%

0.23%

0.20%

Banks

SoftwareConsumer Non Durables

Petroleum Products

FinancePharmaceuticals

Auto

InsuranceCement & Cement Products

Power

Construction ProjectFerrous Metals

Telecom - Services

Consumer DurablesRetailing


Minerals/Mining

TransportationGas

Healthcare Services

OilPesticides

Chemicals

Leisure Services

Auto Ancillaries


Construction

Capital Markets

Equity Holdings

Auto 3.92%







Auto Ancillaries 0.33%

MRF Ltd. 0.19%

Bosch Ltd. 0.14%

Banks 22.07%







Bandhan Bank Ltd. 0.22%

Yes Bank Ltd. 0.15%

Punjab National Bank 0.13%

Yes Bank Ltd. 0.00%


HDFC Asset Management Company Ltd. 0.20%





Ambuja Cements Ltd. 0.36%

ACC Ltd. 0.23%

Chemicals 0.40%

Pidilite Industries Ltd. 0.40%

Construction 0.23%

DLF Ltd. 0.23%





Havells India Ltd. 0.37%



ITC Ltd. 2.13%





Godrej Consumer Products Ltd. 0.48%

Dabur India Ltd. 0.42%

Marico Ltd. 0.32%

Colgate Palmolive (India) Ltd. 0.26%

United Spirits Ltd. 0.24%

Berger Paints (I) Ltd. 0.23%

Procter & Gamble Hygiene&HealthCare Ltd. 0.15%

United Breweries Ltd. 0.12%




Finance 9.22%



Piramal Enterprises Ltd. 0.36%

SBI Cards & Payment Services Ltd. 0.30%

Bajaj Holdings & Investment Ltd. 0.25%

Muthoot Finance Ltd. 0.19%

Gas 0.71%

GAIL (India) Ltd. 0.30%

Indraprastha Gas Ltd. 0.22%

Petronet LNG Ltd. 0.19%

Healthcare Services 0.58%

Apollo Hospitals Enterprise Ltd. 0.58%

Industrial Capital Goods 0.23%

Siemens Ltd. 0.23%

Insurance 3.18%




ICICI Lombard General Insurance Co. Ltd. 0.40%

ICICI Prudential Life Insurance Co Ltd. 0.29%

Leisure Services 0.35%

Jubilant Foodworks Ltd. 0.35%


Adani Enterprises Ltd. 0.50%


NMDC Ltd. 0.20%



Vedanta Ltd. 0.44%

Oil 0.51%


Pesticides 0.47%

UPL Ltd. 0.47%





Hindustan Petroleum Corporation Ltd. 0.20%





Cipla Ltd. 0.56%

Lupin Ltd. 0.27%

Aurobindo Pharma Ltd. 0.23%

Gland Pharma Ltd. 0.22%

Alkem Laboratories Ltd. 0.20%

Biocon Ltd. 0.19%

Torrent Pharmaceuticals Ltd. 0.18%

Cadila Healthcare Ltd. 0.16%

Abbott India Ltd. 0.11%

Power 2.37%


NTPC Ltd. 0.64%

Adani Green Energy Ltd. 0.54%

Adani Transmission Ltd. 0.50%

Retailing 1.23%

Avenue Supermarts Ltd. 0.68%

Info Edge (India) Ltd. 0.56%

Software 15.69%

Infosys Ltd. 7.29%



Wipro Ltd. 1.09%


Larsen & Toubro Infotech Ltd. 0.28%



Indus Towers Ltd. 0.20%


Adani Ports & Special Economic Zone Ltd. 0.63%

InterGlobe Aviation Ltd. 0.21%



Grand Total 100.00%


securities as represented by Nifty 8-13 yr G-Sec Index, subject to tracking errors. However there is no

assurance that the objective of the scheme will be achieved.

Company Rating % of NAV

99.24%

0.76%

>365 days

Cash & OtherReceivables



SCHEME PERFORMANCE

MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)

Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*

1 Year 4.41 4.89 4.68 10,441 10,489 10,468

3 Years 9.71 10.13 9.10 13,209 13,362 12,987

6.96 7.35 6.43 14,006 14,265 13,6655 Years

Since Inception 7.88 8.26 7.37 16,615 17,003 16,090

PeriodCAGR (%)


stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no.

of schemes managed by him is 10. Also, Mr. Sanjay Pawar is co managing the above scheme from 1st September, 2020 and total no. of schemes managed by him is 2. Date of allotment is 24th Dec'2014. Past performance may or may not be sustained in the future.

Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended scheme replicating/tracking Nifty 8-13 Yr G-Sec Index


Fund Size:

AUM as on 31/08/2021: ₹ 717.80 Cr



Benchmark: Nifty 8-13 yr G-Sec Index

Minimum Investment (lumpsum):For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units.

Fund Manager:Name: Mr. Marzban IraniExperience: years20+


Growth ₹ 22.2799


Risk Measures:

Tracking Error: 1.22 %

Portfolio Metrics:Average Maturity 8.69 yearsMacaulay Duration 6.82 yearsModified Duration 6.61 yearsYTM 6.18%

17

Co-Fund Manager:Name: Mr. Sanjay PawarExperience: 13+ years

99.24%

0.76%

Sovereign

Cash & OtherReceivables


Government Bond & Treasury Bill

Government Bond

5.85% Govt of India Red 01-12-2030 SOV 29.87%






Government Bond Total 99.24%

Government Bond & Treasury Bill Total 99.24%

Cash & Other Receivables 0.76%

Grand Total 100.00%

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according

to the selection of plan by investing in equities and debt. However, there is no assurance that the investment

objective of the Schemes will be realized.

stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 -Aggressive Index, ## Nifty 50 TRI. Assuming ₹

10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of

the Index are not available for since inception, hence performance for such period is not available.

Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹

Regular

Aug 31, 2021

Aug 31, 2021

10.0000

10.0000

10.0000

15.3384 0.1000

Direct

10.0000

10.0000

10.0000

17.2225 0.1000

10.98%

1.42%

9.14%

78.45%

Cash & Other Receivables

Up to 365 days

Equity Instruments

>365 days



NA

NA

NA

NA

Market Value as on August 31, 2021 ( ) ₹ 1,39,632 4,68,935 8,24,496 12,25,623 20,69,310

Returns (CAGR) (%) 31.68 17.95 12.67 10.61 10.50



34.50

50.48

22.37

27.59

16.58 14.68

19.86 16.77

14.18

15.67



SCHEME PERFORMANCE

SIP PERFORMANCE

MATURITY PROFILE (% of NAV)

Income Distribution cum Capital Withdrawal (IDCW) History



SchemeCRISIL Hybrid 35+65 -

Aggressive Index*CRISIL Hybrid 35+65 -

Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 32.77 36.26 52.24 13,277 13,626 15,224

3 Years 10.98 13.99 14.94 13,674 14,816 15,192

5 Years 9.64 13.57 15.70 15,844 18,898 20,738

Since Inception 8.91 NA 14.84 1,37,328 NA 7,00,750

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested on ₹inception date

stAbove returns as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr.

Yogesh Patil (Equity Portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,

2016. Total no. of schemes managed by Mr. Yogesh Patil is 10 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index. For complete detailed, please refer page no 33.

After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Scheme Type: An open ended hybrid scheme investing predominantly in equity and equity related instruments.

Date of Allotment: January 01, 1991

Fund Size:

AUM as on 31/08/2021: ₹ 483.48 Cr


Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index


Fund Manager:Name: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & years respectively17+ 20+


Growth ₹ 137.3277 ₹ 149.4122

IDCW ₹ 15.3384 ₹ 17.2225

Expense Ratio: Regular: 2.60%; Direct: 1.38%

(for detailed bifurcation on TER, please see page no 32)


Risk Measures:Standard Deviation 4.35Portfolio Beta 1.02 Sharpe Ratio 0.1797

18


Exit Load




Top 10 holdings

0.1000

0.1000

0.1000

0.1000


June 29, 2021 14.7257

June 29, 2021 16.4760

July 27, 2021 16.4624

July 27, 2021 14.6890

21.42%

15.28%

10.78%

4.65%

3.51%

3.46%

3.43%

3.00%

2.55%

2.47%

2.32%

1.70%

1.42%

1.28%

0.61%

0.59%

Banks

Software

Consumer Non DurablesPharmaceuticals

Gas

FinanceInsurance

Consumer Durables

TransportationFertilisers

Construction

Industrial Products

Telecom - Services

AutoIndustrial Capital Goods

Ferrous Metals

Equity HoldingsAuto 1.28%Maruti Suzuki India Ltd. 1.28%Banks 21.42%ICICI Bank Ltd. 8.88%HDFC Bank Ltd. 6.78%Kotak Mahindra Bank Ltd. 2.38%Axis Bank Ltd. 1.35%State Bank of India 1.34%City Union Bank Ltd. 0.69%Construction 2.32%Brigade Enterprises Ltd. 1.21%Ashoka Buildcon Ltd. 1.11%Consumer Durables 3.00%Titan Company Ltd. 1.19%TTK Prestige Ltd. 0.93%Relaxo Footwears Ltd. 0.64%Johnson Controls-Hitachi AC India Ltd. 0.24%Consumer Non Durables 10.78%Hindustan Unilever Ltd. 2.89%Kansai Nerolac Paints Ltd. 2.21%Nestle India Ltd. 2.11%Asian Paints Ltd. 1.96%Dabur India Ltd. 1.01%3M India Ltd. 0.59%Ferrous Metals 0.59%Tata Steel Ltd. 0.59%Fertilisers 2.47%Coromandel International Ltd. 2.47%Finance 3.46%Housing Development Finance Corp Ltd. 2.13%SBI Cards & Payment Services Ltd. 0.66%Shriram City Union Finance Ltd. 0.35%Can Fin Homes Ltd. 0.32%Gas 3.51%Gujarat Gas Ltd. 2.14%GAIL (India) Ltd. 0.87%Gujarat State Petronet Ltd. 0.50%Industrial Capital Goods 0.61%Honeywell Automation India Ltd. 0.61%Industrial Products 1.70%Carborundum Universal Ltd. 0.97%Timken India Ltd. 0.74%

Insurance 3.43%SBI Life Insurance Company Ltd. 1.35%ICICI Lombard General Insurance Co. Ltd. 0.88%ICICI Prudential Life Insurance Co Ltd. 0.68%HDFC Life Insurance Company Ltd. 0.52%Pharmaceuticals 4.65%Biocon Ltd. 2.13%Alkem Laboratories Ltd. 0.94%Sanofi India Ltd. 0.89%Pfizer Ltd. 0.69%Software 15.28%Infosys Ltd. 7.22%Tata Consultancy Services Ltd. 5.61%Tech Mahindra Ltd. 1.29%HCL Technologies Ltd. 1.16%Telecom - Services 1.42%Bharti Airtel Ltd. 1.42%Transportation 2.55%Transport Corporation Of India Ltd. 1.35%Container Corporation Of India Ltd. 1.19%Equity Holdings Total 78.45%Corporate DebtNon-Convertible DebenturesExport Import Bank of India 1.16%NTPC Ltd. 0.23%Non-Convertible Debentures Total 1.39%Corporate Debt Total 1.39%Government Bond And Treasury BillGovernment Bond6.84% Govt Of India Red 19-12-2022 3.26%5.22% Govt Of India Red 15-06-2025 3.13%5.63% Govt Of India Red 12-04-2026 1.06%7.32% Govt Of India Red 28-01-2024 0.44%7.26% Govt Of India Red 14-01-2029 0.08%Government Bond Total 7.97%Treasury Bill91 Days Tbill Red 02-09-2021 5.09%91 Days Tbill Red 23-09-2021 4.95%182 Days Tbill Red 25-11-2021 0.72%Treasury Bill Total 10.76%Government Bond And Treasury Bill Total 18.73%Cash & Other Receivables Total 1.42%Grand Total 100.00%

The investment objective of the scheme is to generate income by taking advantage of arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment of the equity market along with investments in debt securities & money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.




Scheme Type: An open ended scheme investing in arbitrage opportunities.

Date of Allotment: January 25, 2019

Fund Size:

AUM as on 31/08/2021: ₹ 30.56 Cr


Benchmark: Nifty 50 Arbitrage Index


Fund Manager:Name: M . (Equity) &s Ritu Modi Mr. Marzban Irani (Debt)Experience: years & years respectively9+ 20+



Annual Portfolio Turnover Ratio:2.16 times

19

LIC MF

An open ended scheme investing in arbitrage opportunities

RBITRAGE FUND

NAV as on :August 31, 2021

NAV Regular Plan Direct Plan

Growth ₹ 11.1540 ₹ 11.3388

Weekly ₹ 10.8516 ₹ 10.6551IDCW

Monthly ₹ 10.8974 ₹ 10.3101IDCW

Company Company% of NAV % of NAV% of NAV (hedged)

% of NAV (hedged)


Weekly

Weekly Direct

Monthly

Monthly Direct

May, 2020

October, 2019

August, 2019

July, 2019

28 Jan, 2021

29 October, 2019

25 February, 2020

30 December, 2019

0.0891

0.0066

0.0929

0.0485

0.0400

0.0300

0.0600

0.0600

10.0477

10.3368

10.3583

10.3441

10.0000

10.0000

10.0000

10.0000

10.0000

10.0000

After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW distribution nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Top 10 holdings

SCHEME PERFORMANCE

SchemeNIFTY 50

Arbitrage Index*NIFTY 50

Arbitrage Index*SchemeCRISIL 1 YearT-Bill Index**

1 Year 3.30 4.18 3.92 10,330 10,418 10,392

3 Years NA NA NA NA NA NA

5 Years NA NA NA NA NA NA

Since Inception 4.29 4.49 5.93 11,154 11,210 11,615

PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹

invested on inception date

stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Ms. Ritu Modi (equity portfolio) is managing the above scheme from 7th January 2021 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 25th January 2019. Total no. of schemes managed by Ms. Ritu Modi is 8 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

stAbove returns are as on 31 August, 2021. Past performance may or may not be

sustained in the future. # NIFTY 50 Arbitrage Index, ## CRISIL 1 Year T-Bill Index.

Assuming ₹ 10,000/- invested systematically on the first Business Day of every

month over a period of time.CAGR returns are computed after accounting for the

cash by using XIRR method (investment internal rate of return) for Regular Plan -

Growth Option. Load is not taken into consideration for computation of

performance. The above investment simulation is for illustrative purpose only and

should not be construed as a promise on minimum returns and safeguard of

capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. Since inception returns are assumed to be starting from the beginning of

the subsequent month from the date of inception. The performance of the scheme

is benchmarked to the Total Return variant of the index.


Total Amount Invested ( )₹ 1,20,000 - 3,10,000

Market Value as on 1, 2021 ( ) August 3 ₹ 1,22,370 3,25,479

Returns (CAGR) (%) 3.68 3.70



4.64

4.02

3.88

5.02

SIP PERFORMANCE

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

SIP Performance disclaimer:

March, 2020 0.0901

April, 2020 0.0268

0.0600

0.0600

25 Nov, 2020 10.0982

29 Dec, 2020 10.0640

CRISIL 1 YearT-Bill Index**



15.92%

11.01%6.05%5.67%

4.80%4.49%4.47%

3.41%2.83%

2.31%2.05%

1.58%1.27%1.06%0.96%0.95%

0.33%0.17%

Banks

AutoCement & Cement Products

Consumer Non DurablesPharmaceuticals

Construction ProjectInsuranceChemicals

Minerals/MiningPower

Healthcare ServicesAuto Ancillaries

RetailingPesticides

FinanceSoftware

Industrial ProductsConsumer Durables

Equity HoldingsAuto 11.01% -11.03%Escorts Ltd. 5.69% -5.71%TVS Motor Company Ltd. 3.63% -3.63%Hero MotoCorp Ltd. 1.13% -1.13%Ashok Leyland Ltd. 0.30% -0.30%Bajaj Auto Ltd. 0.26% -0.26%Auto Ancillaries 1.58% -1.58%Balkrishna Industries Ltd. 1.26% -1.26%Exide Industries Ltd. 0.32% -0.32%Banks 15.92% -15.94%ICICI Bank Ltd. 6.51% -6.52%State Bank of India 5.09% -5.09%Kotak Mahindra Bank Ltd. 2.50% -2.51%Axis Bank Ltd. 1.81% -1.82%Cement & Cement Products 6.05% -6.05%Grasim Industries Ltd. 4.11% -4.11%Shree Cement Ltd. 1.94% -1.94%Chemicals 3.41% -3.42%Tata Chemicals Ltd. 2.78% -2.79%Pidilite Industries Ltd. 0.63% -0.63%Construction Project 4.49% -4.49%Larsen & Toubro Ltd. 4.49% -4.49%Consumer Durables 0.17% -0.17%Havells India Ltd. 0.17% -0.17%Consumer Non Durables 5.67% -5.68%ITC Ltd. 3.71% -3.72%Marico Ltd. 1.79% -1.79%Colgate Palmolive (India) Ltd. 0.16% -0.16%Finance 0.96% -0.95%Bajaj Finance Ltd. 0.52% -0.52%REC Ltd. 0.25% -0.25%Cholamandalam Investment & Fin Co Ltd. 0.19% -0.19%

Healthcare Services 2.05% -2.05%Apollo Hospitals Enterprise Ltd. 2.05% -2.05%Industrial Products 0.33% -0.33%Cummins India Ltd. 0.33% -0.33%Insurance 4.47% -4.47%HDFC Life Insurance Company Ltd. 4.12% -4.12%Bajaj Finserv Ltd. 0.35% -0.35%Minerals/Mining 2.83% -2.85%NMDC Ltd. 2.83% -2.85%Pesticides 1.06% -1.06%UPL Ltd. 1.06% -1.06%Pharmaceuticals 4.80% -4.81%Aurobindo Pharma Ltd. 4.80% -4.81%Power 2.31% -2.32%Tata Power Company Ltd. 1.91% -1.92%Torrent Power Ltd. 0.40% -0.40%Retailing 1.27% -1.27%Info Edge (India) Ltd. 1.27% -1.27%Software 0.95% -0.96%Tech Mahindra Ltd. 0.95% -0.96%Equity Holdings Total 69.33% -69.44%Mutual Fund/Exchange Traded FundsMutual Fund 16.13%LIC MF Liquid Fund DR PLN-GR 16.13%Mutual Fund Holding Total/ETFs 16.13%

Government Bond And Treasury BillTreasury Bill91 Days Tbill Red 16-09-2021 5.48%182 Days Tbill Red 25-11-2021 2.72%Treasury Bill Total 8.21%Government Bond & Treasury Bill Total 8.21%Cash & Other Receivables Total 6.34%Grand Total 100.00%

Load Structure:Entry Load: NilExit Load: Ÿ For redemption/switch out of units within 15

days from the date of allotment: 0.50% of applicable NAV.

Ÿ For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-

term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities

and the secondary objective is to generate consistent returns by investing in debt and money market

securities. However there can be no assurance that the investment objective of the scheme will be achieved.



SCHEME PERFORMANCE


Scheme CRISIL Hybrid 35+65 - Aggressive Index*

CRISIL Hybrid 35+65 - Aggressive Index*

SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 35.60 36.26 52.24 13,560 13,626 15,224

3 Years 10.80 13.99 14.94 13,606 14,816 15,192

5 Years 8.24 13.57 15.70 14,860 18,898 20,738


PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹



Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 4th October 2018. Also, Mr. Karan Doshi is co managing the above scheme from 7th January 2021 & Mr.

Marzban Irani (debt portfolio) is managing the above scheme from 10th August, 2016. Total no. of schemes managed by Mr. Yogesh Patil is 10, by Mr. Marzban Irani is 10 and by

Mr. Karan Doshi is 2. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not

guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the

required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the

index.

Scheme Type: An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)


Fund Size:

AUM as on 31/08/2021: ₹ 14.57 Cr


Load Structure:Entry Load: NilExit Load: Nil

Lock-in Period:- Lock-in-period for at least 5

years or till the child attains age of majority

whichever is earlier on every Business Day.





Growth ₹ 23.7161 ₹ 25.7060




Risk Measures (Equity portion):Standard Deviation 4.81

1.15Portfolio Beta Sharpe Ratio 0. 1637


20

stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. # CRISIL Hybrid 35+65 Aggressive Index, ## NIFTY 50 TRI. Assuming

₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The

performance of the scheme is benchmarked to the Total Return variant of the index.



Market Value as on 31, 2021 ( ) August ₹ 1,40,610 4,79,735 8,19,999 12,13,943 20,48,677 44,49,683

Returns (CAGR) (%) 33.32 19.57 12.45 10.34 10.32 5.97



34.50 22.37 16.58 14.68 14.18

50.48 27.59 19.86 16.77 15.67

NA

15.48

SIP PERFORMANCE

Top 10 holdings

Co-Fund Manager:Name: Mr. Karan Doshi (Equity)Experience: 7+ years


24.58%

18.19%

10.59%

6.56%

5.03%

3.73%

2.83%

2.46%

2.29%

1.81%

1.68%

1.66%

1.52%

1.17%

1.14%

1.09%

1.09%

0.57%

0.51%

0.43%

Banks

Software


Pharmaceuticals

Insurance

Petroleum Products

Finance

Auto

Transportation

Fertilisers

Pesticides

Gas


Consumer Durables

Telecom - Services




Other Services

Ferrous Metals

Equity HoldingsAuto 2.46%Hero MotoCorp Ltd. 1.56%Maruti Suzuki India Ltd. 0.90%Banks 24.58%ICICI Bank Ltd. 7.90%HDFC Bank Ltd. 7.13%Kotak Mahindra Bank Ltd. 3.43%Axis Bank Ltd. 3.09%State Bank of India 1.85%City Union Bank Ltd. 1.17%Cement & Cement Products 1.09%Ultratech Cement Ltd. 1.09%Construction Project 1.52%Larsen & Toubro Ltd. 1.52%Consumer Durables 1.17%Century Plyboards (India) Ltd. 1.17%Consumer Non Durables 10.59%Hindustan Unilever Ltd. 2.89%Nestle India Ltd. 1.95%Dabur India Ltd. 1.52%Britannia Industries Ltd. 1.51%Kansai Nerolac Paints Ltd. 1.49%Asian Paints Ltd. 0.88%S H Kelkar and Company Ltd. 0.35%Ferrous Metals 0.43%Tata Steel Ltd. 0.43%Fertilisers 1.81%Coromandel International Ltd. 1.81%Finance 2.83%Housing Development Finance Corp Ltd. 2.83%Gas 1.66%Indraprastha Gas Ltd. 1.19%GAIL (India) Ltd. 0.47%Industrial Capital Goods 1.09%Honeywell Automation India Ltd. 1.09%Insurance 5.03%SBI Life Insurance Company Ltd. 3.02%ICICI Lombard General Insurance Co. Ltd. 1.52%HDFC Life Insurance Company Ltd. 0.49%

Non - Ferrous Metals 0.57%Hindalco Industries Ltd. 0.57%Other Services 0.51%Quess Corp Ltd. 0.51%Pesticides 1.68%Astec LifeSciences Ltd. 0.92%Sumitomo Chemical India Ltd. 0.76%Petroleum Products 3.73%Reliance Industries Ltd. 3.62%Reliance Industries Ltd. PARTLY PAID UP FV 5 0.10%Pharmaceuticals 6.56%Alkem Laboratories Ltd. 1.81%Dr. Reddy's Laboratories Ltd. 1.39%Biocon Ltd. 1.25%Torrent Pharmaceuticals Ltd. 1.08%Sanofi India Ltd. 1.03%Software 18.19%Infosys Ltd. 8.17%Tata Consultancy Services Ltd. 4.40%HCL Technologies Ltd. 2.62%Tech Mahindra Ltd. 1.32%Larsen & Toubro Infotech Ltd. 1.09%Birlasoft Ltd. 0.59%Telecom - Services 1.14%Bharti Airtel Ltd. 1.14%Transportation 2.29%Container Corporation Of India Ltd. 1.73%Indian Railway Catering &Tou. Corp. Ltd. 0.55%Equity Holdings Total 88.91%Government Bond And Treasury BillGovernment Bond6.84% Govt Of India Red 19-12-2022 7.21%Government Bond Total 7.21%Treasury Bill91 Days Tbill Red 02-09-2021 2.74%Treasury Bill Total 2.74%Government Bond And Treasury Bill Total 9.96%Cash & Other Receivables Total 1.13%Grand Total 100.00%

The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors

through investments in sovereign securities issued by the central and /or state Government and/or any

security unconditionally guaranteed by the central/ state government for repayment of Principal and interest

and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that

the investment objective of the Schemes will be realized.



Quarterly (Regular) 10.0000 0.1500

10.0000 0.1500

December 28, 2017

September 29, 2017

June 29, 2017

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.4179

10.8006

10.9665

0.1500

Quarterly (Direct) 10.0000 0.1500

10.0000 0.1500

10.0000 10.9575

10.9013

11.2701

0.1500

Quarterly (PF) December 27, 2012 10.0000 11.1882 0.2500

March 28, 2013 10.0000 10.1606 1.0000

June 26, 2013 10.0000 10.0868 0.3000

63.16%>365 days

91.66%

8.34%

Sovereign




SCHEME PERFORMANCE


RATING PROFILE (% of NAV)

Scheme I-Sec Composite Index*

Crisil 10 yr Gilt Index**

Crisil 10 yr Gilt Index**

Scheme I-Sec Composite Index*

1 Year 4.85 4.68 10,485 10,468

3 Years 9.64 9.10 13,184 12,987

5 Years 7.23 6.43 14,187 13,665

Since Inception 7.57 NA

8.04

10.14

5.44

NA 48,885 NA

14,731

13,366

10,544

NA

PeriodCAGR (%)



Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the


launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark.

NA : Not Available.


Scheme Type: An open ended debt scheme investing in government securities across maturity.


Fund Size:

AUM as on 31/08/2021: ₹ 52.59 Cr



Exit Load: 0.25% if exit within 30 days from date of

allotment of units

Benchmark: I-Sec Composite Index



Expense Ratio:Regular: 1.48; Direct: 0.76%(for detailed bifurcation on TER, please see page no 32)

Portfolio Metrics:Average Maturity 2.98 yearsMacaulay Duration 2.51 yearsModified Duration 2.46 yearsYTM 4.60%


NAV Regular Plan Direct Plan PF

Growth ₹ 48.8851 ₹ 52.3892 ₹ 28.2341

IDCW ₹ 14.0911 ₹ 15.1052 ₹ 18.2704

21

8.34%Cash & Other Receivables


28.50%Up to 365 days



Government Bond

5.22% Govt Of India Red 15-06-2025 SOV 23.99%




Treasury Bill

91 Days Tbill Red 16-09-2021 SOV 18.99%


Treasury Bill Total 28.50%

State Government Bond

6.95% Gujarat Sdl Red 14-07-2031 SOV 9.65%

State Government Bond Total 9.65%



Grand Total 100.00%

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s

80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 - Aggressive Index, ## Nifty 50 TRI. Assuming ₹

10,000/- invested systematically on the 15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Dividend re-investment Option. Load is not taken into consideration for computation of performance. Returns for

dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. The above investment simulation is for

illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are

not available for since inception, hence performance for such period is not available.

79.03%

0.50%

19.34%Up to 365 days

Equity Instruments




NA

NA

NA

NA

Market Value as on 1, 2021 ( ) August 3 ₹ 1,45,081 4,98,191 8,84,859 13,32,948 22,65,320

Returns (CAGR) (%) 44.48 22.85 15.76 13.09 12.29



32.40

46.58

22.63

27.92

16.70 14.80

20.00 16.94

14.20

15.68



SCHEME PERFORMANCE

SIP PERFORMANCE




Scheme CRISIL Hybrid 35+65 - Aggressive Index* CRISIL Hybrid 35+65 - Aggressive Index*SchemeNifty 50TRI**

Nifty 50 TRI**

1 Year 45.31 36.26 52.24 14,531 13,626 15,224

3 Years 11.85 13.99 14.94 13,997 14,816 15,192

5 Years 11.91 13.57 15.70 17,558 18,898 20,738

Since Inception 9.97 NA NA 2,13,700 NA NA

PeriodCAGR (%)


stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Reinvestment

of Income Distribution cum Capital Withdrawal option. Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 18th September 2020, Ms. Ritu Modi (equity

portfolio) is co-managing the above scheme from 18th September 2020 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August, 2016. Total no. of

schemes managed by Mr. Yogesh Patil is 10, by Ms. Ritu Modi is 8 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken

into consideration for computation of performance. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the

then prevailing NAV. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index,

benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open-ended insurance linked tax saving scheme

Date of Allotment: June 19, 1989

Fund Size:

AUM as on 31/08/2021: ₹ 410.93 Cr



Liquidity: Repurchase after lock-in period of 3 years from the date of Investment.


Minimum Investment (lumpsum):

₹10,000/- under Single Premium Option,

₹10,000/-under Regular Premium-Yearly Option,

₹3,000/-under Regular Premium-Quarterly

Option

₹1,000/-under Regular Premium-Monthly Option



IDCW ₹ 26.4058 ₹ 28.2779





22

Top 10 holdings

Co-Fund Manager:Name: Ms. Ritu Modi (Equity);Experience: 9+ years

1.13%

> 365 days


16.19%

12.55%7.79%

6.63%6.26%6.02%5.91%

4.96%3.19%

2.34%1.65%

1.17%1.17%1.03%0.84%0.56%0.46%0.20%0.10%

BanksSoftware

ChemicalsRetailing

Consumer DurablesConsumer Non Durables

FinancePharmaceuticals

InsurancePetroleum Products

ConstructionTelecom - Services

AutoGas

Textile ProductsLeisure Services

Ferrous MetalsIndustrial Products

Transportation

Equity Holdings

Auto 1.17%


Banks 16.19%






Chemicals 7.79%

Atul Ltd. 2.20%

Vinati Organics Ltd. 1.89%

Tata Chemicals Ltd. 1.65%

SRF Ltd. 1.25%


Construction 1.65%

Brigade Enterprises Ltd. 1.65%


Bajaj Electricals Ltd. 1.99%


Century Plyboards (India) Ltd. 1.08%

Crompton Greaves Cons Electrical Ltd. 0.64%

VIP Industries Ltd. 0.56%





S H Kelkar and Company Ltd. 0.42%


Steel Authority of India Ltd. 0.46%

Finance 5.91%



Gas 1.03%

Gujarat State Petronet Ltd. 1.03%

Industrial Products 0.20%

Elgi Equipments Ltd. 0.20%

Insurance 3.19%



Leisure Services 0.56%

The Indian Hotels Company Ltd. 0.56%





Alkem Laboratories Ltd. 1.38%

Torrent Pharmaceuticals Ltd. 1.00%

Retailing 6.63%

Avenue Supermarts Ltd. 4.25%

Trent Ltd. 1.37%

Aditya Birla Fashion and Retail Ltd. 1.01%

Software 12.55%

Infosys Ltd. 7.08%




Textile Products 0.84%

Himatsingka Seide Ltd. 0.84%


Transport Corporation Of India Ltd. 0.10%


Government Bond And Treasury Bill

Government Bond

5.63% Govt Of India Red 12-04-2026 0.50%


Treasury Bill

91 Days Tbill Red 02-09-2021 18.25%

182 Days Tbill Red 25-11-2021 0.60%

91 Days Tbill Red 16-09-2021 0.49%


Government Bond And Treasury Bill Total 19.84%


Grand Total 100.00%

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of

quality debt securities and money market instruments. It also seeks to generate capital appreciation by

investing some percentage in a mix of equity instruments. However, there is no assurance that the

investment objective of the Schemes will be realized.

The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.


Yearly 10.0000

10.0000

March 26, 2021

March 27, 2018

10.0000 11.9994

11.2243

0.7200

0.6000

Yearly Direct 10.0000

10.0000

0.6000

March 26, 2021

March 27, 2018

10.0000 12.7622

11.6343

0.7200

Monthly 10.0000

10.0000

Aug 25, 2021 10.0000 12.0854 0.0600

Monthly Direct 10.0000

10.0000

10.0000

Apr 26, 2021 11.1309 0.0600

Quarterly 10.0000

Sept 30, 2020 10.0000

10.0000

11.1426 0.1800

0.1800

0.1800

Quarterly Direct 10.0000

June 28, 2018

March 27, 2018

Dec 28, 2017

10.0000

10.0000

10.8458

11.0687

11.2582

0.1500

0.1500

0.1500

39.09%

36.23%

24.75%

>365 days

Up to 365 days

Equity Instruments



SCHEME PERFORMANCE




Scheme CRISIL Hybrid 85+15-Conservative Index*

CRISIL Hybrid 85+15-Conservative Index*

CRISIL 10 year Gilt Index**

CRISIL 10 year Gilt Index**Scheme

1 Year 12.13 12.10 4.68 11,213 11,210 10,468

3 Years 8.15 11.05 9.10 12,653 13,698 12,987

5 Years 6.94 9.42 6.43 13,996 15,700 13,665

Since Inception 8.51 NA NA 66,939 NA NA

Period

CAGR (%) Value of lumpsum investment of 10,000/- ₹invested on inception date


Mr. Yogesh Patil (equity portfolio) is managing the scheme from 4th October 2018. Also, Mr. Karan Doshi is co managing the above scheme from 7th January 2021 & Mr.

Marzban Irani (debt portfolio) is managing the scheme from 10th August, 2016. Total no. of schemes managed by Mr. Yogesh Patil is 10, by Mr. Marzban Irani is 10 and by Mr.

Karan Doshi is 2. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not

guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the

required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the

index.

75.24%

24.75%

0.08%

-0.07%

AAA/A1+ and Equivalent

Sovereign

Equity Instruments

Cash & Other ReceivablesAfter payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Scheme Type: An open ended hybrid scheme investing predominantly In debt instruments


Fund Size:

AUM as on 31/08/2021: ₹ 83.08 Cr


Benchmark: Crisil Hybrid 85 + 15 - Conservative Index


Fund Manager:Name: Mr. Marzban Irani (Debt) & Mr. Yogesh Patil (Equity); Experience: 20+ years & 17+ years respectively

Expense Ratio:Regular: 2.27%; Direct: 1.50%(for detailed bifurcation on TER, please see page no 32)

Portfolio Metrics:Average Maturity 1.42 yearsMacaulay Duration 1.25 yearsModified Duration 1.22 yearsYTM 3.80 %



Growth ₹ 66.9390 ₹ 71.5577

Monthly ₹ 12.1308 ₹ 11.8054IDCW

Quarterly ₹ 12.4780 ₹ 14.4527IDCW

Yearly ₹ 12.7266 ₹ 13.5785 IDCW

23


Exit Load




Top 10 holdings

December 31, 2019 11.0677

0.0600

0.0600

-0.07% Cash & Other Receivables

June 26, 2020 11.1417

Co-Fund Manager:Name: Mr. Karan Doshi (Equity)Experience: 7+ years

0.0600

Feb 24, 2021 11.2218

March 26, 2019 11.3539 0.8400

March 26, 2019 10.8612 0.8400

Mar 25, 2021 11.1152

Feb 24, 2021 11.5375



Apr 26, 2021 11.5237 0.0300

Equity Holdings

Auto 0.94%


Banks 5.96%








Reliance Industries Ltd. PARTLY PAID UP FV 5 0.06%


Sanofi India Ltd. 1.00%

Abbott India Ltd. 0.46%

Software 10.52%

Infosys Ltd. 6.16%

Larsen & Toubro Infotech Ltd. 2.61%





Corporate Debt

Non-Convertible Debentures

NTPC Ltd. 0.08%

Non-Convertible Debentures Total 0.08%

Corporate Debt Total 0.08%

Government Bond And Treasury Bill

Government Bond

7.32% Govt Of India Red 28-01-2024 32.25%

5.63% Govt Of India Red 12-04-2026 3.07%

8.30% Govt Of India Red 02-07-2040 0.83%


Treasury Bill

91 Days Tbill Red 02-09-2021 24.07%

91 Days Tbill Red 23-09-2021 13.22%

91 Days Tbill Red 16-09-2021 1.20%

182 Days Tbill Red 25-11-2021 0.60%



Cash & Other Receivables Total -0.07%

Grand Total 100.00%

LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its

investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the

investment objective of the Schemes will be realized.


Daily * 10.0000 0.2000

10.0000 0.2000

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.1018

10.1514

10.4690

0.1700

Daily Direct * June 29, 2016 10.0000 10.5374 0.2000

September 28, 2016 10.0000 10.9559 0.2000

January 3, 2017 10.0000 11.0619 0.2000


74.81%>365 days

92.24%Sovereign




SCHEME PERFORMANCE



SchemeCRISIL Composite Bond Fund Index*


CRISIL 10 year Gilt Index**Scheme

CRISIL Composite Bond Fund Index*

1 Year 3.40 5.55 4.68 10,340 10,555 10,468

3 Years 7.82 9.85 9.10 12,538 13,260 12,987

5 Years 6.12 7.91 6.43 13,463 14,641 13,665

Since Inception 8.22 NA NA 57,739 NA NA

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date




launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark.

NA : Not Available.


Scheme Type: An open ended medium term debt scheme investing in instruments with Macaulay Duration of the portfolio is between 4 years and 7 years (please refer page no 35 of SID)

Date of Allotment: June 23,1999

Fund Size:

AUM as on 31/08/2021: ₹ 140.71 Cr



Exit Load:

Ÿ 0.25% if redeemed or switched out on or

before completion of 15 days from the date of

allotment of units.

Ÿ No Exit Load is payable if units are

redeemed/switched-out after 15 days from the

date of allotment.

Benchmark: Crisil Composite Bond Fund Index







Growth ₹ 57.7390 ₹ 60.4980

IDCW ₹ 12.6560 ₹ 14.6203

24

An open-ended medium-term debt scheme investing in instruments with macaulay duration of the portfolio is between 4 years and 7 years (Please refer page no. 35 of SID)


3.88%


Up to 365 days 21.31%


AAA/A1+ and Equivalent 3.88%

Corporate Debt


Indian Railway Finance Corporation Ltd. CRISIL AAA 3.88%




Government Bond








Treasury Bill






7.98% Gujarat Sd Red 11-05-2026 SOV 0.42%




Grand Total 100.00%

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.


Daily *

January,2021 0.0222

Daily Direct *

December,2020 0.0062

Weekly *

August,2021 0.0423

Weekly Direct *

August, 2021 0.0518

Monthly

May 25, 2021 10.0000

10.0000

10.5080 0.0600

Monthly Direct

Dec 29, 2020 10.0000

10.0000

10.0000

10.8637 0.0600

0.0600

68.53%

18.99%

12.35%Up to 91 days


> 365 Days

84.04%

15.83%

0.13%

AAA/ A1+ and Equivalent

Sovereign




SCHEME PERFORMANCE



SchemeNifty Banking & PSU Debt Index*

Nifty Banking & PSU Debt Index*


Scheme

1 Year 4.09 5.85 4.68 10,409 10,585 10,468

3 Years 7.82 8.59 9.10 12,537 12,809 12,987

5 Years 7.21 7.45 6.43 14,174 14,331 13,665

Since Inception 7.47 8.43 6.94 27,926 31,706 26,033

PeriodCAGR (%)





Additional Benchmark.

* IDCW under Daily and Weekly Plan are cumulative IDCW declared during the month. After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Scheme Type: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.

Date of Allotment: May 31, 2007

Fund Size:



Benchmark: Nifty Banking and PSU Debt Index


Fund Manager:Name: Mr. Marzban Irani Experience: 20+ years





Growth ₹ 27.9260 ₹ 29.5187

Daily ₹ 10.7548 ₹ 11.9438IDCW

Weekly ₹ 10.0343 ₹ 10.0004IDCW

Monthly ₹ 10.6113 ₹ 11.1171 IDCW

25

Company CompanyRating Rating% of NAV % of NAV

0.13%

> 91 days up to 365 Days

0.0600

October,2020 0.0977

Oct 28, 2020 10.8833

November,2020 0.0707

Nov 25, 2020 10.8985

November,2020 0.0677

December,2020 0.0189


10.0000

0.0600Mar 25, 2021 10.5249

0.0600


Apr 26, 2021 10.5192


June, 2021 0.0209

June,2021 0.0453

July, 2021 0.0400

July,2021 0.0326

Corporate Debt



Power Finance Corporation Ltd. CRISIL AAA 9.16%

National Highways Authority of India CRISIL AAA 6.71%

Indian Oil Corporation Ltd. CRISIL AAA 6.62%

National Bk for Agriculture & Rural Dev. ICRA AAA 6.39%

National Housing Bank CRISIL AAA 5.63%

Power Grid Corporation of India Ltd. CRISIL AAA 5.63%

NTPC Ltd. CRISIL AAA 3.97%

Reliance Industries Ltd. CRISIL AAA 2.97%

Housing & Urban Development Corp Ltd. FITCH AAA 2.46%

Hindustan Petroleum Corporation Ltd. CRISIL AAA 2.44%

Housing & Urban Development Corp Ltd. CARE AAA 1.25%

REC Ltd. CRISIL AAA 1.20%

Oil & Natural Gas Corporation Ltd. ICRA AAA 1.18%

Housing & Urban Development Corp Ltd. ICRA AAA 1.17%

Export Import Bank of India CRISIL AAA 0.76%

Housing Development Finance Corp Ltd. CRISIL AAA 0.20%



Money Market Instruments

Certificate of Deposit

HDFC Bank Ltd. CARE A1+ 5.60%

Export Import Bank of India CARE A1+ 4.36%

Kotak Mahindra Bank Ltd. CRISIL A1+ 1.10%

Axis Bank Ltd. CRISIL A1+ 0.89%

Certificate of Deposit Total 11.96%

Commercial Paper


NTPC Ltd. FITCH A1+ 1.13%

Commercial Paper Total 4.50%

Money Market Instruments Total 16.45%


Government Bond








Treasury Bill





7.96% Maharashtra Sdl Red 29-06-2026 SOV 1.24%




Grand Total 100.00%

The primary investment objective of the scheme is to generate returns commensurate with risk from a

portfolio constituted of Debt securities and/or Money Market instruments. However, there can be no

assurance that the investment objective of the scheme will be achieved.

74.50%

25.44%


> 365 Days

Up to 365 Days






Scheme Type: An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years. (please refer page no 37 of SID)

Date of Allotment: February 1, 2019

Fund Size:

AUM as on 31/08/2021: ₹ 482.37 Cr



Benchmark: CRISIL Short Term Bond Fund Index


Fund Manager:Name: Mr. Marzban Irani Experience: 20+ years



NAV as on :August 31 , 2021


Growth ₹ 11.9386 ₹ 12.2674

IDCW ₹ 11.9386 ₹ 12.2674

26

56.80%

43.14%

0.06%



Sovereign

SCHEME PERFORMANCE

Scheme CRISIL Short TermBond Fund Index*

CRISIL Short TermBond Fund Index*

CRISIL 10 YearGilt Index**

Scheme

1 Year 3.93 6.02 4.68 10,393 10,602 10,468

3 Years NA NA

NA NA

NA NA

NA NA

NA NA

NA NA5 Years

Since Inception 7.11 8.82 8.39 11,939 12,438 12,312

PeriodCAGR (%)



Mr. Marzban Irani is managing the above scheme from 1st February, 2019 and total no. of schemes managed by him is 10. Also, Mr. Sanjay Pawar is co managing the above

scheme from 1st September, 2020 and total no. of schemes managed by him is 2. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.

Co-Fund Manager:Name: Mr. Sanjay PawarExperience: 13+ years

CRISIL 10 YearGilt Index**

An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Refer page no. 37 of the SID)


Corporate Debt



National Bk for Agriculture & Rural Dev. CRISIL AAA 5.44%

Sikka Ports and Terminals Ltd. CRISIL AAA 5.40%

Housing Development Finance Corp Ltd. CRISIL AAA 4.78%

NTPC Ltd. CRISIL AAA 4.61%


National Bk for Agriculture & Rural Dev. ICRA AAA 3.23%

Export Import Bank of India CRISIL AAA 2.32%

Power Grid Corporation of India Ltd. CRISIL AAA 2.29%

Indian Oil Corporation Ltd. CRISIL AAA 2.22%

Power Finance Corporation Ltd. CRISIL AAA 2.19%











Government Bond



7.16% Govt Of India Red 20-05-2023 4.43%






7.96% Maharashtra Sdl Red 29-06-2026 SOV 5.67%




Grand Total 100.00%

The investment objective of the scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

85.40%


Up to 365 Days






Scheme Type: An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 44)


Fund Size:

AUM as on 31/08/2021: ₹ 79.19 Cr



Benchmark: CRISIL Ultra Short Term Debt Index


Fund Manager:Name: Mr. Rahul Singh Experience: 14+ years


Portfolio Metrics:Average Maturity 133 daysMacaulay Duration 133 daysModified Duration 132 daysYTM 3.46 %

27

63.02%

22.39%AAA/A1+ and Equivalent

Sovereign



Growth ₹ 1070.6649 ₹ 1075.0353

Daily ₹ 1004.9838 -IDCW

Weekly ₹ 1006.8345 - IDCW

Monthly ₹ 1070.6681 ₹ 1075.0975 IDCW



SCHEME PERFORMANCE

SchemeCRISIL Ultra ShortTerm Debt Index*

CRISIL Ultra ShortTerm Debt Index*

CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days

3 Years

15 Days

10,333

NA

10,168

10,004

10,017

10,030

10,086

NA

3.33

NA

3.30

3.66

3.48

3.44

3.41

NA

10,445

NA

10,230

10,009

10,022

10,040

10,113

NA

4.45

NA

4.52

4.54

4.47

4.52

4.50

NA

10,392

NA

10,211

10,009

10,016

10,037

10,106

NA

3.92

NA

4.14

4.51

3.31

4.22

4.20

NA5 Years

1 Month

3 Months

6 Months

Since Inception 3.95 5.42 5.03 10,707 10,975 10,903

PeriodCAGR (%)


stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 27th November, 2019 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. * Benchmark, ** Additional Benchmark. NA : Not Available.

Value of lumpsum investment of 10,000/- ₹

Daily *

August,2021 3.7039

Daily Direct *

May,2021

October,2020

1.8320

5.7760

Weekly *

Weekly Direct *

14.60%Cash & Other Receivables August,2021 4.6722

June,2020 5.8688

August,2020 5.4748

February,2021 3.8764

An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months to 6 months (Please refer page no. 44 of SID)


April,2021 6.9087


June,2021 4.6234

June,2021 1.1500

July,2021 3.7076

July,2021 2.5124

Corporate Debt







Commercial Paper

Birla Group Holdings Pvt Ltd. CRISIL A1+ 6.26%

L & T Finance Ltd. CRISIL A1+ 6.21%




Government Bond



Treasury Bill






Grand Total 100.00%

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Schemes will be realized.


Daily *

Daily Direct *

August,2021 0.0400

Weekly *

April,2021 0.0442

Weekly Direct *

March,2020

May,2019

0.0056

0.0641

Monthly 10.0000

September 29, 2020 10.0000

10.0000

10.6050 0.0600

Monthly Direct July 24, 2013 10.0000 10.0500 0.0025

August 27, 2013 10.0000 10.1434 0.0913

September 1, 2013 10.0000 10.0631 0.1319

54.40%

20.19%

13.19%

12.21%

Up to 91 days

> 365 Days

> 91 days up to 365 Days




SCHEME PERFORMANCE



75.78%

13.19%

11.03%


Sovereign


SchemeCRISIL Low

Duration Debt Index*CRISIL Low

Duration Debt Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

6 Months

3 Months

1 Month

15 Days

7 Days

4.35

3.89

3.80

4.03

4.12

4.19

4.92

5.22

5.00

5.19

5.13

5.62

3.92

4.14

4.204.22

3.31

4.51

10,435

10,198

10,096

10,035

10,020

10,008

10,492

10,266

10,126

10,045

10,025

10,011

10,39210,211

10,106

10,037

10,016

10,009

3 Years 5.28 7.29 6.35 11,672 12,353 12,029

5 Years 5.91 7.27 6.21 13,328 14,207 13,515

Since Inception 6.56 7.27 5.98 31,860 35,965 28,868

PeriodCAGR (%)


stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 7th September, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark, **Additional Benchmark.


Scheme Type: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months (please refer page no 27 of SID)


Fund Size:


Load Structure:Entry Load: Nil Exit Load: Nil

Benchmark: CRISIL Low Duration Debt Index


Fund Manager:Name: Mr. Rahul Singh

14+ yearsExperience:





Growth ₹ 31.8596 ₹ 33.7305

Daily ₹ 10.4282 ₹ 10.0196IDCW

Weekly ₹ 10.9387 ₹ 11.7554IDCW

Monthly ₹ 11.0445 ₹ 17.6239 IDCW

28


August,2021 0.0379

Company CompanyRating Rating% of NAV % of NAV

0.0600July 29, 2020 10.6709

0.060010.6351August 27, 2020


March,2021 0.0394



June,2021 0.0257

June,2021 0.0368

July,2021 0.0435

July,2021 0.0340

Corporate Debt


HDFC Ltd. CRISIL AAA 8.24%


Power Finance Co Ltd. CRISIL AAA 5.26%


Indian Oil Co Ltd. CRISIL AAA 3.25%

NABARD CRISIL AAA 1.66%


Bajaj Finance Ltd. CRISIL AAA 1.61%


HDB Financial Services Ltd. CRISIL AAA 0.99%

Mahindra & Mahindra Fin Serv Ltd. CARE AAA 0.34%






Kotak Mahindra Bank Ltd. CRISIL A1+ 3.09%

IDFC First Bank Ltd. ICRA A1+ 3.08%

NABARD CRISIL A1+ 1.56%


Commercial Paper


Muthoot Finance Ltd. CRISIL A1+ 3.16%

Tata Motors Finance Ltd. ICRA A1+ 3.15%

TV18 Broadcast Ltd. ICRA A1+ 3.08%

Bajaj Housing Finance Ltd. CRISIL A1+ 3.06%


L & T Finance Ltd. CRISIL A1+ 2.81%




Treasury Bill







Grand Total 100.00%

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through

judicious mix of investment in money market instruments and quality debt instruments. However, there is no

assurance that the investment objective of the Schemes will be realized.


Daily *

August, 2021 2.8841

Daily Direct *

August, 2021 2.6619

61.90%

29.89%

Up to 60 days

> 60 Days



SCHEME PERFORMANCE



46.75%

29.89%


Sovereign


22.53%

SchemeCRISIL Liquid Fund Index*

CRISIL Liquid Fund Index*



Scheme

1 Year

7 Days

3.20

3.41

3.64

3.54

3.92

4.51

10,320

10,007

10,364

10,007

10,392

10,009

3 Years

15 Days

5.13

3.46

5.48

3.64

6.35

3.27

11,621

10,014

11,738

10,015

12,029

10,013

5 Years

1 Month

3 Months

6 Months

5.82

3.40

3.32

3.26

6.06

3.60

3.58

3.59

6.21

4.24

4.20

4.14

13,271

10,029

10,084

10,164

13,425

10,031

10,090

10,181

13,515

10,036

10,106

10,209

Since Inception 7.03 NA 6.01 37,533 NA 31,165

PeriodCAGR (%)


stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 5th October, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available.


Scheme Type: An open-ended liquid scheme


Fund Size:


Load Structure:Entry Load: Nil Exit Load:

Benchmark: Crisil Liquid Fund Index








Growth ₹ 3753.2573 ₹ 3789.9541

IDCW ₹ 1000.0005 ₹ 1013.2904

29



Investor exit uponSubscription

Exit load as a % ofredemption / switch out

proceeds

Day 1 0.0070%

Day 2 0.0065%

Day 3 0.0060%

Day 4 0.0055%

Day 5 0.0050%

Day 6 0.0045%

Day 7 onwards 0.0000%

8.21%



AA+/AA 0.83%


June, 2021 3.8194

June, 2021 2.6615

July, 2021 2.1411

July, 2021 2.7745

Corporate Debt


Muthoot Finance Ltd. ICRA AA+ 0.83%







Commercial Paper

Housing Development Finance Corp Ltd. CARE A1+ 6.75%



Reliance Jio Infocomm Ltd. CRISIL A1+ 3.01%

NTPC Ltd. FITCH A1+ 3.01%

Hindustan Petroleum Corporation Ltd. CRISIL A1+ 3.00%

HDFC Credila Financial Sevices Ltd. CRISIL A1+ 3.00%

Reliance Industries Ltd. CRISIL A1+ 3.00%

Indian Railway Finance Corporation Ltd. CRISIL A1+ 2.99%

Sundaram Finance Ltd. CRISIL A1+ 2.99%

Reliance Retail Ventures Ltd. CRISIL A1+ 2.99%

Kotak Securities Ltd. ICRA A1+ 1.50%

Muthoot Finance Ltd. CRISIL A1+ 0.75%




Treasury Bill







Grand Total 100.00%

The investment objective of the Scheme is to provide reasonable returns commensurate with low risk and

providing a high level of liquidity, through investments made primarily in overnight securities having

maturity/residual maturity of 1 business day. However, there can be no assurance that the investment

objective of the scheme will be achieved.



Company % of NAV

Scheme Type: An open-ended debt scheme investing in overnight securities.

Date of Allotment: July 18, 2019

Fund Size:

AUM as on 31/8/2021: ₹ 330.67 Cr



Benchmark: NIFTY 1D Rate Index





Portfolio Metrics:Average Maturity 1 dayMacaulay Duration 1 dayModified Duration 1 dayYTM 3.17 %

30

An open ended debt scheme investing in overnight securities

LIC MF

FUNDVERNIGHT

NAV as on : August 31, 2021


Growth ₹ 1077.7960 ₹ 1080.7801

Daily ₹ 1000.3296 ₹ 1000.5955IDCW

Weekly - ₹ 1000.0025IDCW

IDCW ₹1078.1810 ₹ 1080.5260


Daily *

Daily Direct *

Weekly Direct *

August, 2021

August, 2021

August, 2021

2.1850

2.9391

4.0627


SCHEME PERFORMANCE

SchemeNIFTY 1D

Rate Index*NIFTY 1D

Rate Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days 2.93 3.13 4.51 10,006 10,006 10,009

3 Years

15 Days 2.92 10,012

10,025

10,076

10,298

NA

10,154

NA

2.94

3.03

2.98

NA

3.05

NA

3.14 10,013

10,027

10,081

10,319

NA

10,163

NA

3.12

3.21

3.19

NA

3.24

NA

3.27 10,013

10,036

10,106

10,392

NA

10,209

NA

4.24

4.20

3.92

NA

4.14

NA5 Years

1 Month

3 Months

6 Months

Since Inception 3.59 3.73 5.48 10,778 10,810 11,198

PeriodCAGR (%)


stAbove returns are as on 31 August, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 18th July, 2019 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.



Grand Total 100.00%



June, 2021 2.4278

June, 2021 3.1047

June, 2021 1.5200

July, 2021 1.0409

July, 2021 2.4342

July, 2021 4.3968

Comparative Performance of Open Ended Schemes

1 Year 3 Years 5 Years Since Inception

LIC MF Flexi Cap Fund

LIC MF Arbitrage Fund

42.01

3.30

3.30

NA

NA

6.88

4.29

4.29

10.28

NA

NA

Nifty 500 TRI #

NIFTY 50 Arbitrage Index # 4.18

4.18

14.59

11.76

NA

NA

NA

4.49

4.49

15.53

NA

NA

NIFTY 50 TRI ##

CRISIL 1 Year T-Bill Index ##

56.94

52.24

3.92

3.92

14.94

NA

NA

13.31

5.93

5.93

15.70

NA

NA

LIC MF Banking & Financial Services Fund 47.03 6.336.58 5.08

Nifty Financial Services TRI # 59.45 17.9516.04 15.72

NIFTY 50 TRI ## 15.7014.94 13.26

LIC MF Index Fund - Sensex Plan 48.61 14.27 14.0614.97

S&P BSE Sensex TRI # 50.55 15.49 18.3416.48

NIFTY 50 TRI ## 52.24 14.94 17.6815.70

LIC MF Index Fund - Nifty Plan 50.06 13.64 13.3014.09

NIFTY 50 TRI # 52.24 14.94 17.6815.70

S&P BSE Sensex TRI ## 50.55 15.49 18.3416.48

LIC MF Equity Hybrid Fund 32.77

32.77

10.98

10.98

8.91

8.91

9.64

9.64

CRISIL Hybrid 35+65 - Aggressive Index # 36.26

36.26

13.99

13.99

NA

NA

13.57

13.57

NIFTY 50 TRI ## 52.24

52.24

14.94

14.94

14.84

14.84

15.70

15.70

LIC MF Debt Hybrid Fund 12.13

12.13

8.15

8.15

8.51

8.51

6.94

6.94

CRISIL Hybrid 85+15 - Conservative Index # 12.10

12.10

11.05

11.05

NA

NA

NA

9.42

9.42

CRISIL 10 year Gilt Index ## 4.68

4.68

9.10

9.10

NANA6.43

6.43

LIC MF Children's Gift Fund 35.60

35.60

10.80

10.80

4.45

4.45

8.24

8.24

CRISIL Hybrid 35+65 - Aggressive Index # 36.26

36.26

13.99

13.99

NA

NA

13.57

13.57

NIFTY 50 TRI ## 52.24

52.24

14.94

14.94

16.97

16.97

15.70

15.70

LIC MF G-Sec Long Term Exchange Traded Fund 4.41 9.71 7.886.96

Nifty 8-13 yr G-Sec Index # 4.89 10.13 8.267.35

CRISIL 10 year Gilt Index ## 4.68 9.10 7.376.43

LIC MF Equity Hybrid Fund

CRISIL Hybrid 35+65 - Aggressive Index #

NIFTY 50 TRI ##

LIC MF Unit Linked Insurance Scheme


NIFTY 50 TRI ##

LIC MF Government Securities Fund 4.85 9.64 7.577.23

I-Sec Composite Index # 5.44 10.14 NA8.04

CRISIL 10 year Gilt Index ## 4.68 9.10 NA6.43


CRISIL Hybrid 85+15 - Conservative Index #

CRISIL 10 year Gilt Index ##

LIC MF Bond Fund 3.40 7.82 8.226.12

CRISIL Composite Bond Fund Index # 5.55 9.85 NA7.91

CRISIL 10 year Gilt Index ## 4.68 9.10 NA6.43

LIC MF Children's Gift Fund


NIFTY 50 TRI ##

LIC MF Banking & PSU Debt Fund 4.09 7.82 7.477.21

Nifty Banking and PSU Debt Index # 5.85 8.59 8.437.45

CRISIL 10 Year Gilt Index ## 4.68 9.10 6.946.43

LIC MF Large Cap Fund 50.24 14.56

14.56

5.30

5.30

13.19

13.19

Nifty 100 TRI # 52.80

52.80

14.40

14.40

NA

NA

15.46

NIFTY 50 TRI ## 52.24

52.24

14.94

14.94

11.05

11.05

15.70

15.70

LIC MF Large & Mid Cap Fund 54.12 14.13 13.8815.74

Nifty LargeMidcap 250 TRI # 61.33 15.32 14.3516.44

NIFTY 50 TRI ## 52.24 14.94 12.25

17.90

15.70

LIC MF Infrastructure Fund 63.96 13.85 5.6511.63

Nifty Infrastructure TRI # 51.06 14.72 2.4711.80

NIFTY 50 TRI ## 52.24 14.94 11.5915.70

LIC MF Tax Plan 51.42 12.58 9.7913.49

Nifty 500 TRI # 56.94 14.59 15.5115.53

NIFTY 50 TRI ## 52.24 14.94 13.8815.70

LIC MF Exchange Traded Fund - Nifty 50 51.97 14.81 15.6615.54

NIFTY 50 TRI # 52.24 14.94 15.8815.70

S&P BSE Sensex TRI ## 50.55 15.49 16.25

LIC MF Exchange Traded Fund - Sensex 50.38 15.42 16.0516.41

S&P BSE Sensex TRI # 50.55 15.49 16.1216.48

NIFTY 50 TRI ## 52.24 14.94 15.7615.70

LIC MF Exchange Traded Fund - Nifty 100 52.13 14.00 17.4215.11

NIFTY 100 TRI # 52.80 14.40 17.8515.46

S&P BSE 100 TRI ## 53.12 14.48 15.46

LIC MF Unit Linked Insurance Scheme 45.31

45.31

45.31

11.85

11.85

9.97

9.97

9.97

11.91

11.91

11.91

Crisil Hybrid 35 + 65 - Aggressive Index # 36.26

36.26

36.26

13.99

13.99

NA

NA

NA

13.57

13.57

13.57

NIFTY 50 TRI ## 52.24

52.24

52.24

14.94

14.94

14.94

NA

NA

NA

15.70

15.70

15.70

CAGR (%)

September 18, 2020

September 18, 2020

August 10, 2016

August 10, 2016

August 10, 2016

September 18, 2020

September 18, 2020

September 18, 2020

Funds managed by Ms. Ritu Modi

August 10, 2016

August 10, 2016

August 10, 2016

August 10, 2016

August 10, 2016

November 12, 2001

May 31, 2007

September 1, 1994

February 25, 2015

December 24, 2014

January 1, 1991

June 19, 1989

December 10, 1999

Scheme managed by the current Fund Manager since

October 4, 2018

January 25, 2019

October 4, 2018

November 1, 2019

November 1, 2019

November 1, 2019

November 1, 2019

November 1, 2019

October 4, 2018

October 4, 2018

October 4, 2018

Funds managed by Mr. Yogesh Patil

March 24, 2008

March 31, 1997

November 20, 2015

November 30, 2015

March 17, 2016

June 19, 1989

June 23, 1999

Date of Inception

April 15, 1993

January 25, 2019

June 1, 1998

March 27,2015

December 5, 2002

December 5, 2002

January 1, 1991

June 1, 1998

November 12, 2001

Funds managed by Mr. Marzban Irani


NIFTY 50 Arbitrage Index #

CRISIL 1 Year T-Bill Index ##

January 7, 2021January 25, 2019

LIC MF Short Term Debt Fund 3.93 NA 7.11NA

CRISIL Short Term Bond Fund Index # 6.02 NA 8.82NA

CRISIL 10 Year Gilt Index ## 4.68 NA 8.39NA

February 1, 2019February 1, 2019

LIC MF Large Cap Fund

Nifty 100 TRI #

NIFTY 50 TRI ##

November 1, 2019September 1, 1994

LIC MF Unit Linked Insurance Scheme

Crisil Hybrid 35 + 65 - Aggressive Index #

NIFTY 50 TRI ##

September 18, 2020June 19, 1989

31

11.85

50.24

15.46


16.48

13.99

52.24

stAbove returns are as on 31 August, 2021. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual

Fund is not guaranteeing or promising or forecasting any returns. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan -

Reinvestment option for LIC MF ULIS & Regular Plan - Growth option for others schemes. In case, the start/end date of the concerned period is a Income Distribution cum Capital Withdrawal

nonbusiness date, the NAV of the previous date is considered for computation of returns. The performance of the scheme is benchmarked to the Total Return variant of the index. As the

scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. NA : Not Available. # Benchmark. ##

Additional Benchmark.

Total Expense Ratios st(as on 31 August, 2021)

1. Base TER excludes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax (GST) on investment and advisory fees as per

applicable rate. 2. Additional Expenses not exceeding 0.30% in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996. 3. Additional Expenses not exceeding 0.05% in terms of Regulation 52(6A)(c) of

SEBI (Mutual Funds) Regulations, 1996. 4. Present GST rate is 18%. 5. Percentages mentioned above are annualized. 6. Base TER of direct plan shall have a lower expense ratio excluding distribution expenses,

commission, etc., and no commission shall be paid from such plans.

Scheme NameBase TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Base TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Regular Plan Direct Plan

LIC MF Banking & Financial Services Fund 2.25 0.30 0.05

0.20 2.80

1.25 - 0.05 0.19 1.49

LIC MF Equity Hybrid Fund 2.25 0.12

0.05

0.18

2.60

1.15

- 0.05 0.18 1.38

LIC MF Infrastructure Fund 2.25 0.07

0.05

0.19

2.56

1.10

- 0.05 0.16 1.31

LIC MF Large & Mid Cap Fund 1.97

0.30

0.30

0.15

0.05

0.12

2.44

0.72

- 0.05 0.12 0.89

LIC MF Large Cap Fund 2.20

0.05

0.19

2.74

1.09

- 0.05 0.19 1.33

LIC MF Flexi Cap Fund 2.25 0.12

0.05

0.23

2.65

1.40

- 0.05 0.22 1.67

LIC MF Tax Plan 2.25

-

0.17

2.57

1.13

- - 0.17 1.30

LIC MF Index Fund- Sensex Plan 1.00

- 0.03

0.05

1.08

0.30

- 0.020.05 0.37

LIC MF Index Fund-Nifty Plan 1.00

-

- 0.01

1.01

0.20

- - 0.01 0.21

LIC MF Children's Gift Fund 2.25 0.05

-

0.17

2.47

1.37

- - 0.16 1.53

LIC MF Unit Linked Insurance Scheme 2.25 0.12

-

-

2.37

1.50

- - - 1.50

LIC MF ETF-Nifty 100 0.25

-

- 0.03

0.28

-

- - - -

LIC MF ETF-Nifty 50 0.10

-

- -

0.10

-

- - - -

LIC MF ETF-Sensex 0.10 - - - 0.10 - - - - -

LIC MF G-Sec Long Term ETF 0.25 - - 0.02 0.27 - - - - -

LIC MF Banking & PSU Debt Fund 0.80 - - 0.03 0.83 0.25 - - 0.03 0.28

LIC MF Bond Fund 1.07 - - 0.14 1.21 0.87 - - 0.14 1.01

LIC MF Debt Hybrid Fund 2.00 0.02 0.05 0.20 2.27 1.25 - 0.05 0.20 1.50

LIC MF Govt. Securities Fund 1.35 - 0.05 0.08 1.48 0.63 - 0.05 0.08 0.76

LIC MF Liquid Fund 0.24 -

-

-

-

0.01 0.25 0.10 -

-

-

-

0.01 0.11

LIC MF Savings Fund


LIC MF Short Term Debt Fund

LIC MF Overnight Fund

LIC MF Ultra Short Term Fund

0.80

1.16

1.40

0.20

0.40

-

-

-

-

-

-

-

-

-

-

0.03

0.02

0.04

-

-

0.83

1.18

1.44

0.20

0.40

0.26

0.31

0.35

0.07

0.20

-

-

-

-

-

-

-

-

-

-

0.03

0.02

0.04

-

-

0.29

0.33

0.39

0.07

0.20

32

Funds managed by Mr. Sanjay Pawar

LIC MF Savings Fund 4.35 5.28 6.565.91

CRISIL Low Duration Debt Index # 4.92 7.29 7.277.27

CRISIL 1 Year T-Bill Index ## 3.92 6.35 5.986.21

LIC MF Liquid Fund 3.20 5.13 7.035.82

Crisil Liquid Fund Index # 3.64 5.48 NA6.06

CRISIL 1 Year T-Bill Index ## 3.92 6.35 6.016.21

October 5, 2015

September 7, 2015

Funds managed by Mr. Rahul Singh

June 9, 2003

March 18, 2002

LIC MF Overnight Fund 2.98 3.59

NIFTY 1D Rate Index # 3.19 3.73

CRISIL 1 Year T-Bill Index ## 3.92 5.48

July 18, 2019

NA NA

NA NA

NA NA

July 18, 2019

LIC MF G-Sec Long Term Exchange Traded Fund

Nifty 8-13 yr G-Sec Index #


September 1, 2020December 24, 2014

LIC MF Short Term Debt Fund 3.93 NA 7.11NA

CRISIL Short Term Bond Fund Index # 6.02 NA 8.82NA

CRISIL 10 Year Gilt Index ## 4.68 NA 8.39NA

September 1, 2020February 1, 2019

LIC MF Ultra Short Term Fund 3.33 3.95

CRISIL Ultra Short Term Debt Index # 4.45 5.42

CRISIL 1 Year T-Bill Index ## 3.92 5.03

November 27, 2019

NA NA

NA NA

NA NA

November 27, 2019

Funds managed by Mr. Karan Doshi


CRISIL Hybrid 85+15 - Conservative Index #


January 7, 2021June 1, 1998



NIFTY 50 TRI ##

January 7, 2021November 12, 2001

4.41 9.71 7.886.96

4.89 10.13 8.267.35

4.68 9.10 7.376.43

12.13 8.15 8.516.94

12.10 11.05 NA9.42

4.68 9.10 NA6.43

35.60 10.80 4.458.24

36.26 13.99 NA

52.24 14.94 16.9715.70

13.57


Summary : Key Features of the Schemes st(as on 31 August, 2021)

RP: Regular Plan, DP: Direct Plan, , SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal

details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the

Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for

subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day

SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name LIC MF Flexi Cap Fund LIC MF Large Cap Fund LIC MF Large & Mid Cap FundLIC MF Banking & Financial ServicesFund

Scheme TypeAn open ended dynamic equity scheme investing across large cap, mid cap and small cap stocks.

An Open Ended Equity Scheme Predominantly Investing In Large Cap Stocks

An Open Ended Equity Scheme Investing In Both Large Cap And Mid Cap Stocks

An Open Ended Equity Scheme Investing In Banking & Financial Companies

Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP/DP RP/DP RP/DP RP/DP

Option Available Growth/IDCW Growth/IDCW Growth/IDCW

Benchmark Nifty 500 TRI Nifty 100 TRI Nifty LargeMidcap 250 TRI Nifty Financial Services TRI

Min Investment Amt(lumpsum) ₹ 5000 ₹ 5000 ₹ 5000 ₹ 5000

Min Additional Amt(lumpsum)

₹ 500 ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amountthereafter, 2) Monthly - ₹ 1000/- & in

1) Daily - ₹ 300/- & in multiples of ₹ 1/-

multiples of ₹ 1/- thereafter, 3) Quarterly -

₹ 3000/- & in multiples of ₹ 1/- thereafter.

thereafter, 2) Monthly - ₹ 1000/- & in












Fund Manager Mr. Yogesh PatilMr. Yogesh PatilMs. Ritu Modi (Co-Fund Manager)

Mr. Yogesh Patil Mr. Yogesh Patil

Entry Load NIL NIL NIL NIL

Exit Load

• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days

Riskometer Risk - Very High Risk - Very High Risk - Very High Risk - Very High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

Scheme Name LIC MF Infrastructure Fund LIC MF Tax Plan LIC MF Index Fund - Nifty Plan LIC MF Index Fund - Sensex Plan

Scheme Type An Open Ended Equity Scheme Investing In Infrastructure Companies

An Open Ended Equity Linked Saving Scheme With A Statutory Lock In Of 3 Years And Tax Benefit

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking S & P Bse Sensex

Allotment Date March 24, 2008 March 31, 1997 December 5, 2002 December 5, 2002

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus


Option Available Growth/IDCW Growth/IDCW Growth/IDCW Growth/IDCW

Benchmark Nifty Infrastructure TRI Nifty 500 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt ₹ 5000 ₹ 500 ₹ 5000 ₹ 5000

Min Additional Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500 ₹ 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount

Fund Manager Mr. Yogesh Patil Mr. Yogesh Patil Ms. Ritu Modi Ms. Ritu Modi


Exit Load NIL (subject to lock-in period of 3 years)

Riskometer Risk - Very High Risk - Very High Risk - Very High Risk - Very High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

















33
















• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days

Growth/IDCW


Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name

Scheme Name

LIC MF Liquid Fund

LIC MF Arbitrage Fund LIC MF Short Term Debt Fund LIC MF Overnight Fund

LIC MF Savings Fund LIC MF Banking & PSU Debt Fund

Scheme Type

Scheme Type

An Open-Ended Liquid Scheme

An open ended scheme investing in arbitrage opportunities

An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Please refer Page No 37 of SID)

An open-ended debt scheme investing in overnight securities.

An Open Ended Low Duration Debt Scheme Investing In Instruments With Macaulay Duration Of The Portfolio Is Between 6 Months And 12 Months (Please refer Page No.27)

An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds

Allotment Date

Allotment Date

March 18, 2002

January 25, 2019 February 01, 2019 July 18, 2019

June 09, 2003 May 31, 2007

Ideal Investment Horizon

Ideal Investment Horizon

1 Day Plus

1 Day Plus1 Year Plus 3 Years Plus

6 Months Plus 3 Years Plus

Plan Available

Plan Available

RP/DP

RP/DP RP/DP RP/DP

RP/DP RP/DP

Option Available

Option Available

Growth/IDCW

Growth/IDCW Growth/IDCW Growth/IDCW

Growth/IDCW Growth/IDCW

Benchmark

Benchmark

Crisil Liquid Fund Index

Nifty 50 Arbitrage Index Crisil Short Term Bond Fund Index NIFTY 1D Rate Index

CRISIL Low Duration Debt Index Nifty Banking and PSU Debt Index

Min Investment Amt (lumpsum)

Min Investment Amt (lumpsum)

₹ 5000

₹ 5000 ₹ 5000 ₹ 5000

₹ 5000 ₹ 5000

Min Additional Amt (lumpsum)

Min Additional Amt (lumpsum)

₹ 500

₹ 500 ₹ 500 ₹ 500

₹ 500 ₹ 500

Min Redemption Amt (lumpsum)

Min Redemption Amt (lumpsum)

₹ 500

₹ 500 ₹ 500 ₹ 500

₹ 500 ₹ 500

SIP dates

SIP dates

Any day#

Any day# Any day# Any day#

Any day# Any day#

SIP Frequency

SIP Frequency

Monthly / Quarterly

Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Monthly / Quarterly Monthly / Quarterly

Min SIP Amount

Min SIP Amount

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter,2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter


Fund Manager

Fund Manager

Mr. Rahul Singh Mr. Rahul Singh Mr. Marzban Irani

Entry Load

Entry Load

NIL

NIL NIL NIL

NIL NIL

NIL

NIL

NIL

Exit Load

Exit Load

See below note* NIL

Riskometer

Riskometer

Risk - Low to Moderate

Risk - Low Risk - Low to Moderate Risk - Low

Risk - Low to Moderate Risk - Low to Moderate

Facility Available

*LIC MF Liquid Fund Exit Load :

Facility Available

SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP

34

Ms. Ritu Modi (Equity), Mr. Marzban Irani (Debt) Mr. Marzban IraniMr. Sanjay Pawar (Co-Fund Manager)

Mr. Rahul Singh

st(as on 31 August, 2021)

Investor exit upon Subscription Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 onwards

Exit load as a % of redemption/switch out proceeds 0.0070% 0.0065% 0.0060% 0.0055% 0.0050% 0.0045% 0.0000%


w.e.f. 1st Sept 2021

Ÿ For redemption/switch out of units within 15 days from the date of allotment: 0.50% of applicable NAV.

Ÿ For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil

Summary : Key Features of the Schemes st(as on 31 August, 2021)

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,

details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the

Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for

subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day

SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme NameLIC MF Exchange Traded Fund - Nifty 100


LIC MF Exchange Traded Fund - Sensex

Scheme TypeAn Open Ended Scheme Replicating/Tracking Nifty 100 Index

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking Sensex Index

Allotment Date March 17, 2016 November 20, 2015 November 30, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP RP RP

Option Available Growth Growth Growth

Benchmark Nifty 100 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt(lumpsum)

For Subscription / Redemption of units directly with MF : 2,00,000 units. For purchase through Stock Exchange : 1 unit

For Subscription / Redemption of units directly with MF : 50,000 units. For purchase through Stock Exchange : 1 unit

For Subscription/ Redemption of units directly with MF : 2,000 units. For purchase through Stock Exchange : 1 unit

Min Additional Amt(lumpsum)Min Redemption Amt(lumpsum)

SIP dates

SIP Frequency

Min SIP Amount

Fund Manager Ms. Ritu Modi Ms. Ritu Modi Ms. Ritu Modi

Entry Load NIL

- - -

-

-

- - -

- -

- -

-

-

-

-

-

-

NIL NIL

Exit Load NIL NIL NIL

Riskometer Risk - Very High Risk - Very High Risk - Very High

Facility Available

Scheme Name LIC MF Equity Hybrid Fund LIC MF Debt Hybrid FundLIC MF Unit Linked InsuranceScheme


Scheme TypeAn Open Ended Hybrid Scheme Investing Predominantly In Equity And Equity Related Instruments

An Open Ended Hybrid Scheme Investing Predominantly In Debt Instruments

An Open-Ended Insurance Linked Tax Saving Scheme

An Open Ended Fund For Investment For Children Having A Lock-In for at least 5 Years Or Till The Child Attains Age Of Majority (Whichever Is Earlier)

Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001

Ideal Investment Horizon 3 Years Plus 1 Year Plus 3 Years Plus 5 Years Plus


Option Available Growth/IDCW Growth/IDCW Reinvestment IDCW Growth

Benchmark Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive IndexCrisil Hybrid 85 + 15 - Conservative Index

Min Investment Amt(lumpsum)

₹ 5000 ₹ 5000

₹ 10,000/- under Single Premium Option, ₹ 10,000/- under Regular Premium - Yearly option, ₹ 1,000/- under Regular Premium - Monthly Option

₹ 5000

Min Additional Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt (lumpsum) ₹ 500 ₹ 500 ₹ 1000 ₹ 500

SIP dates Any day# Any day# 15th Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount1) Monthly - ₹ 1000/- 2) Quarterly - ₹ 3000/-

Fund ManagerMr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt)

Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity)Mr. Karan Doshi (Equity, Co-Fund Mgr)

Mr. Yogesh Patil (Equity)Ms. Ritu Modi (Equity, Co-Fund Manager)Mr. Marzban Irani (Debt) Mr. Marzban Irani (Debt)

Mr. Yogesh Patil (Equity)Mr. Karan Doshi (Equity, Co-Fund Mgr)


Exit Load NIL (subject to lock-in period of 3 years) NILLock-in Period:- at least 5 years or till the child attains age of majority whichever is earlier on every Business Day).

Riskometer Risk - Very High Risk - Moderate Risk - Very High Risk - Very High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP













LIC MF Government Securities Fund

An Open Ended Debt Scheme Investing in Government Securities Across Maturity

December 10, 1999

3 Years Plus

RP/DP

Growth/IDCW/PF

I-Sec Composite Index

₹ 10000

₹ 500

₹ 500

Any day#

Monthly / Quarterly


Mr. Marzban Irani

NIL

0.25% if exit within 30 days from the date of allotment of units


SIP/STP

LIC MF G-Sec Long Term Exchange

Traded Fund

An Open Ended Scheme Replicating / Tracking Nifty 8-13 Yr G-Sec Index

December 24, 2014

3 Years Plus

RP

-

-

-

-

-

-

Growth

Nifty 8-13 yr G-Sec Index

For Subscription / Redemption of units directly with MF : 1,00,000 units. For purchase through Stock Exchange : 1 unit

Mr. Marzban Irani

NIL

NIL

Risk - Moderate

35







Mr. Sanjay Pawar (Co-Fund Manager)


Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name LIC MF Ultra Short Term Fund

Scheme Type An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 44 of SID)

Allotment Date November 27, 2019

Ideal Investment Horizon Upto 6 months

Plan Available RP/DP

Option Available Growth/IDCW

Benchmark CRISIL Ultra Short Term Debt Index

Min Investment Amt (lumpsum) ₹ 5000

Min Additional Amt (lumpsum) ₹ 500

Min Redemption Amt (lumpsum) ₹ 500

SIP dates Any day#

SIP Frequency Daily / Monthly / Quarterly

Min SIP Amount1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

Fund Manager

Entry Load NIL

Exit Load

Riskometer Risk - Low to Moderate

Facility Available SIP/STP/SWP

36

Mr. Rahul Singh

st(as on 31 August, 2021)

NIL


LIC MF Bond Fund

An open ended medium term debt scheme investing in instruments with Macaulay duration of the portfolio is between 4 years and 7 years (Please refer Page No.35 of SID).

June 23, 1999

3 Years Plus

RP/DP

Growth/IDCW

Crisil Composite Bond Fund Index

₹ 5000

₹ 500

₹ 500

Any day#

Monthly / Quarterly

Mr. Marzban Irani

NIL


SIP/STP/SWP

Ÿ 0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment of units.

Ÿ No Exit Load is payable if units are redeemed/switched-out after 15 days from the date of allotment.

Disclaimer for Index TRI

As TRI data is not available since inception of LIC MF Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 1-Jan-1991 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

(1) LIC MF Equity Hybrid Fund

(2) LIC MF Flexi Cap Fund

(3) LIC MF Large Cap Fund

(4) LIC MF Tax Plan

As TRI data is not available since inception of LIC MF Flexi Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 15-Apr-1993 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Large Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 01-Sep-1994 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 31-Mar-1997 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

The benchmark of LIC MF Large Cap Fund, LIC MF Flexi Cap Fund, LIC MF Large & Mid Cap Fund, LIC MF Banking and Financial Services Fund, LIC MF

Infrastructure Fund, LIC MF Tax Plan, LIC MF Banking & PSU Debt Fund, LIC MF Savings Fund have been changed w.e.f. 4th June, 2018. For further details, please

visit www.licmf.com


Mr. Marzban Irani has over 21 years of experience including 15 years of experience in Fund Management.

Fund Managers Experiences

Mr. Yogesh Patil has over 18 years of experience including 10 years of experience in Fund Management.

Mr. Rahul Singh has over 15 years of experience including 6 years of experience in Fund Management.

Ms. Ritu Modi has over 10 years of experience including 1 year of experience in Fund Management.

Mr. Sanjay Pawar has over 14 years of experience including 1 year of experience in Fund Management.

Mr. Karan Doshi has over 8 years of experience including 3 months of experience in Fund Management.

37

GLOSSARY OF TERMSApplication Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme

Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc..

Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification.

AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-year Gsec.

Beta: Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.

Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit Load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.

Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses.

Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities.

Holdings: The holdings or the portfolio is a mutual fund’s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.

Macaulay Duration: Macaulay Duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price.

Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.

NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.

Portfolio Yield: Disclosure only required for Debt Funds.

Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA (http://www.fimmda.org) for last day of the month.

Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.

Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years.

SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc.

Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk.

Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

BRANCH OFFICES Ahmedabad: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, Ahmedabad 380006. Tel.: 079-26588301/40380568. Bangalore: No.4, Canara Mutual Building (Opp. Cash

Pharmacy), 2nd Floor, Residency Rd, Bangalore 560025. Tel.: 080-22118478/22295598. Bhubaneswar: Plot no-2B&2C, Ground floor, Behind Ram Mandir, Unit-3, Kharavel Nagar,

Bhubaneswar 751001, Odisha. Tel.: 9439455522. Borivali: Shop No.3, Raghuviir Tower, SVP Road, Chamunda Circle, Borivali West, Mumbai-400092. Chandigarh: S.C.O.-20-30, Jeevan

Prakash Building, Ground Floor, LIC Divisional Office, Sector-17B, Chandigarh 160017. Tel.: 0172-4622030. Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai 600002. Tel.: 044-

28411984/28555883. Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road, Coimbatore-641018. Tel.: 0422-4393014 Ernakulam: 11th Floor, Jeevan Prakash,

M.G. Road, Ernakulam, Kochi 682011. Tel.: 0484-2367643. Goa: Jeevan Vishwas Building, Edc Complex, Plot No. 2, Patto, Panaji, Goa - 403001. Tel.: 0832-2988100 Guwahati: LIC Mutual

Fund Asset Management Limited, Jeevan Prakash Building, Ground Floor, S. S. Road, Fancy Bazar, Guwahati - 781 001. Hyderabad: House No. 5-9-57, 4th Floor, Jeevan Jyoti Building,

Basheerbagh, Hyderabad 500029. Tel.: 040-23244445/23210572. Indore: U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, Indore 452001. Tel.: 0731-2520262. Jaipur: LIC Divisional

Office-1 Campus, Ground Floor, Jeevan Nidhi-II (Investment Building), Bhawani Singh Road, Ambedkar Circle, Jaipur 302005. Tel.: 0141-2743620. Kanpur: Jeevan Vikas, Ground Floor,

16/98, M.G. Road, Kanpur 208001. Tel.: 0512-2360240/3244949. Kolkata: Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, Kolkata 700072. Tel.: 033-22129455.

Lucknow: Jeevan Prakash, Ground Floor, Main & Annexe Building, 30, Hazratganj, Lucknow 226001. Tel.: 0522-2231186. Mangalore: LIC Mutual Fund Asset Management Limited, No. 6,

Ground Floor, Popular Building, K S Rao Road, Mangalore - 575 001. Tel. No.: 0824-2411482. Mumbai: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400020. Tel.:

022-22885971/22817163. Thane: 2nd Floor, Jeevan Chintamani, Near R.T.O., Eastern Express Highway, Thane - 400 604. Tel.: 022-25804738. Nagpur: Jeevan Seva Bldg., Mount Road,

Sadar, Nagpur 440001. Tel.: 0712-2542497. Nashik: Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, Nashik 422002. Tel.: 0253-2579507. New Delhi: 7th Floor, Jeevan

Prakash, 25 K.G. Marg, New Delhi 110001. Tel.: 011-23359190/23314396. Patna: LIC Mutual Fund Asset Management Limited, Office No. 212, Adison Arcade, Fraser Rod, Near Maurya

Hotel, Dist. Patna - 800001. Pune: LIC of India, Pune D.O.-I, 6/7, Shivaji Nagar, University Road, Pune 411005. Tel.: 020-25537301. Raipur: 1st Floor, Phase 1, Investment Building, LIC of

India, Jeevan Bima Marg, Pandri, Raipur, Chhattisgarh - 492004. Phone No.: 0771 - 2236780. Rajkot: LIC of India Bldg., Jeevan Prakash, Tagore Marg, Rajkot 360002. Tel.: 0281- 2461522.

Ranchi: 2nd Floor, Narasaria Tower, Opposite Lalpur Police Station, Ranchi-834001. Tel.: 0651-2206372 Surat: Office No – D- 117, International Trade Centre (Itc), Majuragate Crossing, Ring

Road- Surat- 395002. Tel.: 0261-4862626. Varanasi: CBO 4, LIC of India Divisional Office, Bhelupur Gauriganj, Varanasi U.P.: 221 001


38

Agartala: Ols Rms Chowmuhani, Mantri Bari Road,1St Floor, Near Traffic Point, Tripura West, Agartala, Tripura, 799001 / 0381-2317519; Agra: House No. 17/2/4, 2Nd Floor, Deepak Wasan Plaza, Behind Hotel Holiday

Inn, Sanjay Place, In The City Of Agra, Agra, Uttar Pradesh, 282002 / 7518801801; Ahmedabad: 201/202 Shail Complex, Opp: Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad,

Gujarat, 380006 / 9081903021; Ajmer: 302, 3Rd Floor, Ajmer Auto Building, Opposite City Power House, Jaipur Road; Ajmer, Rajasthan, 305001 / 0145-5120725; Akola: Yamuna Tarang Complex, Shop No 30, Ground

Floor, N.H. No- 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola, Maharashthra, 444004 / 0724-2451874; Aligarh: Sebti Complex Centre Point, In The City Of Aligarh, Aligarh, Uttar Pradesh, 202001 / 7518801802;

Allahabad: Meena Bazar" 2Nd Floor, 10, S. P. Marg, Civil Lines, Subhash Chauraha, In The City Of Allahabad, Allahabad, Uttar Pradesh, 211001 / 7518801803; Alleppy: 1St Floor, Jp Towers, Mullackal, Ksrtc Bus Stand,

Alleppy, Kerala, 688011 / 0477 2263055; Alwar: Office Number 137, First Floor, Jai Complex Road No – 2, Alwar, Rajasthan, 301001 / 0144-2335550 / 0144-2335551; Amaravathi: Shop No. 21, 2Nd Floor, Gulshan

Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi, Maharashthra, 444601 / 0721 2569198; Ambala: 6349,2Nd Floor, Nicholson Road, Adjacent Kos Hospitalambala Cant, Ambala, Haryana, 133001 /

7518801804; Amritsar: 72-A, Taylor'S Road, Opp Aga Heritage Club, Amritsar, Punjab, 143001 / 0183-5053802; Anand: B-42 Vaibhav Commercial Center, Nr Tvs Down Town Shrow Room, Grid Char Rasta, Anand,

Gujarat, 380001 / 9081903038; Ananthapur: Plot No: 12-313, Balaji Towers, Srinagar, Ananthapur Village, Anantapur, Andhra Pradesh, 515001 / 8554244449; Asansol: 114/71 G T Road, Bhanga Panchil Near Nokia

Care, Asansol, West Bengal, 713303 / 0341-2220077; Aurangabad: Shop No B 38, Motiwala Trade Centre, Nirala Bazar, Aurangabad, Maharashthra, 431005 / 0240-2343414; Azamgarh: House No. 290, Ground Floor,

Civil Lines, Near Sahara Office, In The City Of Azamgarh, Azamgarh, Uttar Pradesh, 276001 / 7518801805; Balasore: 1-B. 1St Floor, Kalinga Hotel Lane, Baleshwa, Baleshwar Sadar, Balasore, Orissa, 756001 / 06782-

260503; Bangalore: 59, Skanda Puttanna Road, Basavanagudi, Bangalore, Karnataka, 560004 / 080-26602852; Bankura: Plot Nos- 80/1/A,Natunchati Mahalla, 3Rd Floor,, Ward No-24, Opposite P.C Chandra,

Bankura Town, Bankura, West Bengal, 722101 / 9434480586; Bareilly: 54-Civil Lines, Ayub Khan Chauraha, Civil Lines Road, In The City Of Deoria, , Bareilly, Uttar Pradesh, 243001 / 7518801806; Barhampore (Wb):

Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (Wb), West Bengal, 742101 / 0348- 2274494; Baroda: 203, Corner Point, Jetalpur Road, Baroda, Gujarat,

Baroda, Gujarat, 390007 / 0265-2353506; Begusarai: C/O Dr Hazari Prasad Sahu, Ward No 13, Behind Alka Cinema, Begusarai (Bihar), Begusarai, Bihar, 851117 / 7518801807; Belgaum: Cts No 3939/ A2 A1, Above

Raymonds Show Room |Beside Harsha Appliances, Club Road, Belgaum, Karnataka, 590001 / 0831 2402544; Bellary: Shree Gayathri Towers, #4, 1St Floor, K.H.B.Colony, Gopalaswamy Mudaliar Road,, Gandhi

Nagar-Bellary, Karnataka, 583103 / 08392 – 254750; Berhampur (Or): Opp Divya Nandan Kalyan Mandap, 3Rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (Or), Orissa, 760001 / 0680-2228106; Betul:

107,1St Floor, Hotel Utkarsh, J. H. College Road, Betul, Madhya Pradesh, 460001 / 07141 - 231301; Bhagalpur: 2Nd Floor, Chandralok Complex, Near Ghanta Ghar, In The City Of Bhagalpur, Bihar, Bhagalpur, Bihar,

812001 / 7518801808; Bharuch: 123 Nexus Business Hub, Near Gangotri Hotel, B/S Rajeshwari Petroleum, Makampur Road, Bharuch, Gujarat, 392001 / 9081903042; Bhatinda: Second Floor, Mcb -2-3-01043

Goniana Road, Opp: Nippon India Mf Gt Rode, Near Hanuman Chowk Bhatinda, Bhatinda, Punjab, 161001 / 0164- 5006725; Bhavnagar: 303, Sterling Point, Waghawadi Road, Bhavnagar, Gujarat, 364001 / 278-

3003149; Bhilai: Shop No -1, First Floor Plot No -1, Commercial Complex Nehru Nagar - East, Bhilai, Chatisgarh, 490020 / 0788-2289499 / 2295332; Bhilwara: Shop No. 27-28, 1St Floor, Heera Panna Market, Pur

Road, Bhilwara, Rajasthan, 311001 / 01482-246362 / 246364; Bhopal: Gurukripa Plaza, Plot No. 48A, Opposite City, Hospital, Zone-2, M P Nagar, Bhopal, Madhya Pradesh, Bhopal, Madhya Pradesh, 462011 / 0755-

4092712,0755-4092715; Bhubaneswar: A/181, Saheed Nagar, Janardan House, Room #: 07; 3Rd Floor, Bhubaneswar, Orissa, 751007 / 0674-2548981; Bikaner: 70-71, 2Nd Floor | Dr.Chahar Building, Panchsati

Circle, Sadul Ganj, Bikaner, Rajasthan, 334003 / 0151-2200014; Bilaspur: Shop No -225,226 & 227,2Nd Floor, Narayan Plaza, Link Road, Bilaspur, Chatisgarh, 495001 / 07752-470070; Bokaro: City Centre, Plot No.

He-07, Sector-Iv; Bokaro Steel City, Bokaro, Jharkhand, 827004 / 7542979444; Borivali: Gomati Smuti,Ground Floor, Jambli Gully, Near Railway Station, Borivali, Mumbai, Maharashtra, 400 092 / 022- 28916319;

Burdwan: Anima Bhavan, 1St Floor, Holding No.-42, Sreepally, G. T. Road, West Bengal, Burdwan, West Bengal, 713103 / 0342-2665140; Calicut: Second Floor, Manimuriyil Centre, Bank Road, Kasaba Village,

Calicut, Kerala, 673001 / 0495-4022480; Chandigarh: Sco- 2423-2424, Above Mirchi Restaurent, New Aroma Hotel, First Floor, Sector 22-C, Chandigarh, Union Territory, 160022 / 0172-5101342; Chandrapur: Shop

No-6 Office No-2, 1St Floor Rauts Raghuvanshi Complex, Beside Azad Garden Main Road, Chandrapur, Maharashthra, 442402 / 07172-270262; Chembur: Shop No 4, Ground Floor, Shram Saflya Bldg, N G Acharya

Marg, Chembur, Mumbai, Maharashtra, , 022-662215536; Chennai: F-11, Akshaya Plaza, 1St Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai, Tamil Nadu, 600002 / 044-42028512;

Chinsura: 96, Doctors Lane; Po: Chinsurah; Dt: Hooghly, , Chinsurah, West Bengal, 712101 / 033-26810164; Cochin: Ali Arcade, 1St Floor,Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm,

Kerala, 682036 / 0484 - 4025059; Coimbatore: 3Rd Floor, Jaya Enclave, 1057 Avinashi Road, , Coimbatore, Tamil Nadu, 641018 / 0422 - 4388011; Cuttack: Shop No-45,2Nd Floor, Netaji Subas Bose Arcade, (Big Bazar

Building), Adjacent To Reliance Trends, Dargha Bazar, Cuttack, Orissa, 753001 / 8658691094; Darbhanga: Jaya Complex,2Nd Floor, Above Furniture Planet,Donar, Chowk, Darbhanga, Bihar, 846003 / 7518801809;

Davangere: D.No 162/6 , 1St Floor, 3Rd Main, P J Extension, Davangere Taluk,, Davangere Mandal,Davangere, Davangere, Karnataka, 577002 / 0819-2258714; Dehradun: Kaulagarh Road, Near Sirmaur Margabove,

Reliance Webworld, Dehradun, Uttaranchal, 248001 / 7518801810; Deoria: K. K. Plaza, Above Apurwa Sweets, Deoria, Uttar pradesh, 274001 / 7518801811; Dewas: 27 Rmo House, Station Road, Above Maa

Chamunda Gaes Agency, Dewas, Madhya Pradesh, 455001 / 07272-426010; Dhanbad: 208 New Market 2Nd Floor, Bank More, Dhanbad, Jharkhand, 826001 / 9264445981; Dharwad: 307/9-A 1St Floor, Nagarkar

Colony, Elite Business Center, Nagarkar Colony,P B Road, Dharwad, Karnataka, 580001 / 0836- 2744207; Dhule: Ground Floor Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot Finance, Opp Bhavasar General Store,

Dhule, Maharashthra, 424001 / 02562-282823; Dindigul: No 59B New Pensioner Street, Opp Gomathi Lodge, Palani Road, Dindigul, Dindigul, Tamil Nadu, 624001 / 0451- 2436177; Durgapur: Mwav-16 Bengal

Ambuja, 2Nd Floor City Centre, Distt. Burdwan, Durgapur-16, Durgapur, West Bengal, 713216 / 0343-6512111; Eluru: House No 22B-12-1/1, Ground Floor, Gade Vari Street, Power Peta, Eluru 2, Eluru-West Godavari,

Eluru, Andhra Pradesh, 534002 / 08812-227851 / 52 / 53 / 54; Erode: No: 4, Veerappan Traders Complex, Address No 38/1, Sathy Road, (Vctv Main Road),, Sorna Krishna Complex,Ground Floor, Erode, Tamil Nadu,

638003 / 0424-4021212; Faridabad: A-2B 2Nd Floor, Neelam Bata Road Peerki Mazar, Nehru Ground Nit, Faridabad, Haryana, 121001 / 7518801812; Ferozpur: The Mall Road, Chawla Bulding, Ist Floor, Opp. Centrail

Jail, Near Hanuman Mandir, Ferozepur, Punjab, 152002 / 01632-241814; Gandhidham: Shop # 12, Shree Ambica Arcade, Plot # 300, Ward 12. Opp. Cg High School, Near Hdfc Bank, Gandhidham, Gujarat, 370201 /

9081903027; Gandhinagar: 123, First Floor, Megh Malhar Complex, Opp. Vijay Petrol Pump, Sector - 11, Gandhinagar, Gujarat, 382011 / 079 23244955; Gaya: 54 Lal Kothi Compound, Shree Krishna Road, 2Nd Floor,

North Side, Near Royal Surya Hotel, Gaya, Bihar, 823001 / 0631-2220065; Ghaziabad: Ff - 31, Konark Building, Rajnagar, Lohia Nagar, Ghaziabad, Uttar Pradesh, 201003 / 7518801813; Ghazipur: House No. 148/19,

Mahua Bagh, In The City Of Ghazipur, Ghazipur, Uttar Pradesh, 233001 / 7518801814; Gonda: Shri Market, Sahabgunj, Station Road, Gonda, Uttar Pradesh, 271001 / 7518801815; Gorakhpur: Above V.I.P. House

Ajdacent, A.D. Girls College, Bank Road, Gorakpur, Uttar Pradesh, 273001 / 7518801816; Gulbarga: H No 2-231, Krishna Complex, 2Nd Floor Opp. Municipal Corporation Office, Jagat, Station Main Road, Kalaburagi,

Gulbarga, Karnataka, 585105 / 8088934338; Guntur: 2Nd Shatter, 1St Floor. Hno. 6-14-48, 14/2 Lane, Arundal Pet, Guntur, Andhra Pradesh, 522002 / 0863-2339094; Gurgaon: 2Nd Floor, Vipul Agora, M. G. Road, In

The City Of Gurgaon, Gurgaon, Haryana, 122001 / 7518801817; Guwahati: 1St Floor, Bajrangbali Building, Near Bora Service Station, Gs Road, Guwahati, Assam, 781007 / 8811036746; Gwalior: City Centre, Near

Axis Bank, In The City Of Gwalior, Madhya Pradesh, Gwalior, Madhya Pradesh, 474009 / 7518801818; Haldwani: Above Kapilaz, Sweet House, Opp Lic Building, Pilikothi, Kaladhungi Road, Haldwani, Uttaranchal,

263139 / 7518801819; Haridwar: Shop No. - 17, Bhatia Complex, Near Jamuna Palace, Haridwar (Uttarakhand.), Haridwar, Uttaranchal, 249410 / 7518801820; Hassan: Sas No-212, Ground Floor, Sampige Road 1St

Cross, Near Hotel Souther Star, K R Puram, Hassan, Karnataka, 573201 / 08172 262065; Hissar: Shop No. 20, Ground Floor, R D City Centre, Railway Road, In The City Of Hissar, Hissar, Haryana, 125001 /

7518801821; Hoshiarpur: 1St Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab, 146001 / 01882-500143; Hubli: Ctc No.483/A1/A2, Ground Floor, Shri Ram Palza, Behind Kotak Mahindra

Bank, Club Road, Hubli, Karnataka, 580029 / 0836-2252444; Hyderabad: 303, Vamsee Estates, Opp Bigbazaar, Ameerpet, Hyderabad-16, Telangana-, Hyderabad, Telangana, 500034 / 040-44857874 / 75 / 76; Indore:

101, Diamond Trade Centre, Indore, Madhya Pradesh - Indore, Nearcurewell Hospital, Janjeerwala Square Indore, Indore, Madhya Pradesh, 452001 / 0731-4266828/4218902; Jabalpur: 3Rd Floor, R.R. Tower.5,

Lajpatkunj, Near Tayabali Petrol Pump, Jabalpur, Madhya Pradesh, 482001 / 0761-4923301; Jaipur: Office Number 101, 1St Floor, Okay Plus Tower, Next To Kalyan Jewellers, Government Hostel Circle, Ajmer Road,

Jaipur, Rajasthan, 302001 / 01414167715/17; Jalandhar: 1St Floor,Shanti Towers, Sco No. 37, Puda Complex,, Opposite Tehsil Complex, Jalandhar, Punjab, 144001 / 0181-5094410; Jalgaon: 3Rd Floor, 22

Yashodhan Ring Road, Jalgaon, Jalgaon, Maharashthra, 425001 / 9421521406; Jalpaiguri: D B C Road Opp Nirala Hotel, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri, West Bengal, 735101 / 03561-222136; Jammu:

Gupta'S Tower, 2Nd Floor, Cb-12, Rail Head Complex, Jammu, Jammu & Kashmir, 180012 / 0191-2458820 / 2458818; Jamnagar: 136-137-138 Madhav Palaza, Opp Sbi Bank, Nr Lal Bunglow, Jamnagar, Gujarat,

361001 / 0288 3065810; Jamshedpur: 2Nd Floor, R R Square, Sb Shop Area,Near Reliance Foot Print & Hotel- Bs Park Plaza, Main Road, Bistupur, Jamshedpur, Jharkhand, 831001 / 0657-6655003/ 6655004/

6655005/ 6655006/ 6655007; Jaunpur: R. N. Complex, Opposite Pathak Honda, Above Oriental Bank Of Commerce, In The City Of Jaunpur, Jaunpur, Uttar Pradesh, 222002 / 7518801822; Jhansi: 1St Floor, Puja

Tower, Near 48 Chambers, In The City Of Jhansi, Jhansi, Uttar Pradesh, 284001 / 7518801823; Jodhpur: Shop No. 6, Ground Floor, Gang Tower, Opposite Arora Moter Service Centre, Near Bombay Moter Circle,

Jodhpur, Jodhpur, Rajasthan, 342001 / 7737014590; Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat, 362001 / 0285-2652220; Kannur: 2 Nd Floor, Prabhath Complex, Fort

Road, Nr.Icici Bank, Kannur, Kerala, 670001 / 0497-2764190; Kanpur: 15/46, B, Ground Floor, Opp : Muir Mills, Civil Lines, Kanpur, Uttar Pradesh, 208001 / 7518801824; Karimnagar: D.No: 2-10-1298,2Nd Floor,

Rathnam Arcade, Jyothi Nagar, Karimnagar, Telangana, 505001 / 0878-2244773; Karnal: 18/369, Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal, Haryana, 132001 / 0184-2252524; Karur: No 88/11 B B

Plaza, Nrmp Street, K S Mess Back Side, Karur, Tamil Nadu, 639002 / 04324-241755; Khammam: 11-4-3/3, Shop No. S-9, Srivenkata Sairam Arcade, Old Cpi Office, Near Priyadarshini College,Nehru Nagar,,

Khammam, Telangana, 507002 / 8008865802; Kharagpur: Sbi Building, Malancha Road, Po: Kharagpur, Ps: Kharagpur, Holding No 254/220, Ward No.16, Dist: Paschim Medinipur, Kharagpur, West Bengal, 721304 /

03222-253380; Kolhapur: 605/1/4 E Ward, Shahupuri 2Nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur, Maharashthra, 416001 / 0231 2653656; Kolkata: Apeejay House (Beside Park Hotel), C Block,3Rd

Floor, 15 Park Street, Kolkata, West Bengal, 700016 / 033 66285900; Kollam: Ground Floor,A Narayanan Shopping Complex, Kausthubhsree Block, Kadapakada, Kollam, Kerala, 691008 / 474-2747055; Korba: Nidhi

Biz Complex, Plot No 5, Near Patidar Bhawan, T. P. Nagar, In The City Of Korba, Korba, Chatisgarh, 495677 / 7518801826; Kota: D-8, Shri Ram Complex, Opposite Multi, Purpose School, Gumanpura, Kota, Kota,

Rajasthan, 324007 / 0744-5100964; Kottayam: 1St Floor Csiascension Square, Railway Station Road, Collectorate P O, Kottayam, Kerala, 686002 / 0481-2300868/2302420; Kurnool: Shop No:47, 2Nd Floor, S Komda

Shoping Mall, Kurnool, Andhra Pradesh, 518004 / 08518-228550; Lucknow: Ist Floor, A. A. Complex, 5 Park Road, Hazratganj, Thaper House, Lucknow, Uttar Pradesh, 226001 / 7518801830; Ludhiana: Sco - 136, 1St

Floor Above Airtel Showroom, Feroze Gandhi Market, Ludhiana, Punjab, 141001 / 0161-4648747; Madurai: Rakesh Towers, 30-C, Ist Floor, Bye Pass Road, Opp Nagappa Motors, Madurai, Tamil Nadu, 625010 / 0452-

2605856; Malappuram: First Floor, Peekays Arcade, Down Hill, Malappuram, Kerala, 676505 / 0483-2731480; Malda: Ram Krishna Pally, No.1 Govt Colony, Ground Floor, English Bazar; Malda, West Bengal, 732101 /

03512-223763; Mandi: House No. 99/11, 3Rd Floor, Opposite Gss Boy School, School Bazar, In The City Of Mandi, Mandi, Uttar Pradesh, 175001 / 7518801833; Mangalore: Mahendra Arcade Opp Court Road,

Fin Technologies Private Limited OfficesK


Investment Manager:LIC MUTUAL FUND ASSET MANAGEMENT LIMITED

Fax : +91 22 2283 5606 E-mail: [email protected] Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Board : +91 22 6601 6000



Karangal Padi, , Mangalore, Karnataka, 575003 / 0824-2496289; Margao: 2Nd Floor, Dalal Commercial Complex, Pajifond, Margao, Goa, 403601 / 0832-2731823; Mathura: Shop No. 9, Ground Floor, Vihari Lal Plaza,

Opposite Brijwasi Centrum, Near New Bus Stand, In The City Of Mathura, Mathura, Uttar Pradesh, 281001 / 7518801834; Meerut: H No 5, Purva Eran, Opp Syndicate Bank, Hapur Road, Meerut, Meerut, Uttar Pradesh,

250002 / 7518801835; Mehsana: Ff-21 Someshwar Shopping Mall, Modhera Char Rasta, Mehsana, Gujarat, 384002 / 02762-242950; Mirzapur: House No. 404, Ward No. 8, Dankeenganj, Mirzapur, , Mirzapur, Uttar

Pradesh, 231001 / 7518801836;Moga: 1St Floor,Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab, 142001 / 01636 - 230792; Moradabad: Chadha Complex, G. M. D. Road, Near Tadi Khana, Chowk, In

The City Of Moradabad, Moradabad, Uttar Pradesh, 244001 / 7518801837; Morena: House No. Hig 959, Near Court, Front Of Dr. Lal Lab, Old Housing Board Colony, Morena, Madhya Pradesh, 476001 / 7518801838;

Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind Bse Bldg, Fort, Maharashthra, 400001 / 022-66235353; Muzaffarpur: First Floor Saroj Complex, Diwam Road, Near Kalyani Chowk, Muzaffarpur,

Muzaffarpur, Bihar, 842001 / 7518801839; Mysore: L-350, Silver Tower, Ashoka Road, Opp.Clock Tower, Mysore, Karnataka, 570001 / 0821-2438006; Nadiad: 311-3Rd Floor City Center, Near Paras Circle, Nadiad,

Gujarat, 387001 / 0268-2563245; Nagerkoil: Hno 45,1St Floor, East Car Street, Nagercoil, Tamil Nadu, 629001 / 04652 - 233552; Nagpur: Plot No. 2, Survey No. 1032 And 1033 Of Gagdakhare Town, Dharampeth,, ,

Nagpur, Maharashthra, 440010 / 0712-2533040; Nanded: Shop No.4, Santakripa Market, G G Road, Opp.Bank Of India, Nanded, Maharashthra, 431601 / 02462-237885; Nashik: S-9, Second Floor, Suyojit Sankul,

Sharanpur Road, Nasik, Maharashthra, 422002 / 0253-6608999; Navsari: 103, 1St Floore Landmark Mall, Near Sayaji Library, Navsari Gujarat, Navsari, Gujarat, 396445 / 9081903040; Nellore: D No:16-5-66 Ramarao

Complex No:2Shop No:305, 3Rd Floor Nagula Mitta Rode, Opp Bank Of Baroda. Nellore, Nellore, Andhra Pradesh, 524001 / 0861 2349940; New Delhi: 305 New Delhi House, 27 Barakhamba Road, New Delhi, New

Delhi, 110001 / 011- 43681700; Nizamabad: H No:5-6-430, Above Bank Of Baroda First Floor, Beside Hdfc Bank,Hyderabad Road, Nizamabad, Telangana, 503003 / 08462-224366; Noida: F - 21, Sector - 18, In The City

Of Noida, , Noida, Uttar Pradesh, 201301 / 7518801840; Palghat: No: 20 & 21, Metro Complex H.P.O.Road Palakkad, H.P.O.Road, Palakkad, Kerala, 678001 / 9895968533; Panipat: 3Rd Floor Preet Tower, Behind

Akash Institute, Gt Road-Panipat, Panipat, Haryana, 132103 / 7518801841; Panjim: Flat No.1-A, H. No. 13/70, Timotio Bldg, Heliodoro Salgado Road, Next To Navhind Bhavan (Market Area), Panjim, Goa, 403001 /

0832-2426874; Pathankot: 2Nd Floor, Sahni Arcade Complex, Adj.Indra Colony Gate Railway Road, Pathankot, Pathankot, Punjab, 145001 / 0186-5080188; Patiala: Sco 27 D, Chotti Baradari, Near Car Bazaar, Patiala,

Punjab, 147001 / 0175-5004349; Patna: 3A, 3Rd Floor Anand Tower, Exhibition Road, Opp Icici Bank, Patna, Bihar, 800001 / 0612-4323066; Pollachi: 1St Floor, Mkg Complex, Opp To Gowri Shankar Hotel, Pollachi,

Tamil Nadu, 642002 / 04259- 235111; Pondicherry: Building No:7, 1St Floor, Thiayagaraja Street, Pondicherry, Pondicherry, 605001 / 0413-45490253; Proddatur: D.No: 4/625, Bhairavi Complex, Bhairavi Complex,

Upstairs Karur Vysya Bank, Gandhi Road, Proddatur, Andhra Pradesh, 516360 / 08564 - 242898; Pune: Office No 207-210, 2Nd Floor, Kamla Arcade, Jangli Maharaj Road, Opposite Balgandharva, Shivaji Nagar, Pune,

Maharashthra, 411005 / 020 -66210449; Raipur: Office No S-13, Second Floor, Reheja Tower, Fafadih Chowk, Jail Road, Raipur, Chatisgarh, 492001 / 0771-4912611; Rajahmundry: D.No.6-1-4, Rangachary Street,

T.Nagar, Near Axis Bank Street, Rajahmundry, Andhra Pradesh, 533101 / 0883-2434468/70; Rajkot: 302, Metro Plaza, Near Moti Tanki Chowk, Rajkot, Rajkot, Gujarat, 360001 / 9081903025; Ranchi: Room No 307 3Rd

Floor, Commerce Tower, Beside Mahabir Tower, Ranchi, Jharkhand, 834001 / 0651-2331320; Ratlam: 1 Nagpal Bhawan Free Ganj Road, Do Batti, Near Nokia Care, Ratlam, Madhya Pradesh, 457001 / 07412-320398;

Renukoot: C/O Mallick Medical Store, Bangali Katra, Main Road, Renukoot, (Dist. Sonebhadra ), Renukoot, Uttar Pradesh, 231217 / 7518801842; Rewa: In Front Of Teerth Memorial Hospital, In The City Of Reewa, ,

Rewa, Madhya Pradesh, 486001 / 7518801843; Rohtak: Shop No 14, Ground Floor, Ashoka Plaza,Delhi Road, , Rohtak, Haryana, 124001 / 7518801844; Roorkee: Shree Ashadeep Complex 16, Tyagi Dairy Road, Civil

Lines,Near Income Tax Office, , Roorkee, Uttaranchal, 247667 / 7518801845; Rourkela: 2Nd Floor, Main Road, Udit Nagar, Rourkela, Sundargarh, Rourekla, Orissa, 769012 / 0661-2500005; Sagar: Ii Floor, Above Shiva

Kanch Mandir., 5 Civil Lines, Sagar, Sagar, Madhya Pradesh, 470002 / 07582-402404; Saharanpur: 18 Mission Market, Court Road, Saharanpur, Uttar Pradesh, 247001 / 7518801846; Salem: No 3/250, Brindavan

Road, 6Th Cross,Perumal Kovil Back Side, Fairland'S, Salem, Tamil Nadu, 636016 / 0427-4020300; Sambalpur: Sahej Plaza; First Floor, Shop No. 219; Golebazar, Sambalpur, Sambalpur, Orissa, 768001 / 0663-

2533437; Satna: Jainam Market, Purana Power House Chauraha, Panni Lal Chowk, In The City Of Satna, Rewa Road, Satna, Madhya Pradesh, 485001 / 7518801847; Shillong: Annex Mani Bhawan, Lower Thana

Road, Near R K M Lp School, Shillong, Meghalaya, 793001 / 0364 - 2506106; Shimla: Triveni Building, By Pas Chowkkhallini, Shimla, Himachal Pradesh, 171002 / 7518801849; Shimoga: Sri Matra Naika Complex, 1St

Floor, Above Shimoga Diagnostic Centre, Llr Road, Durgigudi, Shimoga, Karnataka, 577201 / 08182-228799; Shivpuri: Near Hotel Vanasthali, In Front Of Sawarkar Park, A. B. Road, In The City Of Shivpuri, Shivpuri,

Madhya Pradesh, 473551 / 7518801850; Sikar: First Floor, Super Tower, Behind Ram Mandir Near Taparya Bagichi, Sikar, Rajasthan, 332001 / 01572-250398; Silchar: N.N. Dutta Road, Chowchakra Complex,

Premtala, Silchar, Assam, 788001 / 3842261714; Siliguri: Nanak Complex, Sevoke Road, Siliguri, West Bengal, 734001 / 0353-2522579; Sitapur: 12/12, Surya Complex, Station Road, Sitapur, Sitapur, Uttar Pradesh,

261001 / 7518801851; Solan: Disha Complex, 1St Floor, Above Axis Bank, Rajgarh Road, In The City Of Solan, Solan, Himachal Pradesh, 173212 / 7518801852; Solapur: Block No 06, Vaman Nagar, Opp D-Mart, Jule

Solapur, Solapur, Maharashthra, 413004 / 0217-2300021 / 2300318; Sonepat: 2Nd Floor, Dp Tower, Model Town, Near Subhash Chowk, Sonepat, Haryana, 131001 / 7518801853; Sri Ganganagar: Address Shop No. 5,

Opposite Bihani Petrol Pump, Near Baba Ramdev Mandir Nh - 15, Sri Ganganagar, Rajasthan, 335001 / 0154-2470177; Srikakulam: D No 4-4-97, First Floor, Behind Sri Vijayaganapathi Temple, Pedda Relli Veedhi,

Palakonda Road, Srikakulam, Andhra Pradesh, 532001 / 8942229925; Sultanpur: 1077/3, Civil Lines Opp Bus Stand, Civil Lines, Sultanpur, Uttar Pradesh, 228001 / 7518801854; Surat: Office No: -516, 5Th Floor,

Empire State Building, Near Udhna Darwaja, Ring Road, Surat, Gujarat, 395002 / 9081903041; T Nagar: No 23, Cathedral Garden Road Nungambakkam, Chennai, Tamilnadu, 600 017 / 044 - 28151034; Thanjavur: No

1, Underground,Nallaiyah Complex,, Srinivasam Pillai Road,, , Tanjore, Tamil Nadu, 613001 / 04362-275415; Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli, Tamil Nadu, 627001 /

0462-4001416; Tirupathi: H.No:10-13-425, 1St Floor , Tilak Road,, Opp: Sridevi Complex ,, Tirupathi, Andhra Pradesh, 517501 / 9885995544 / 0877-2255797; Tirupur: No 669A,Kamaraj Road, Near Old Collector

Office, , Tirupur, Tamil Nadu, 641604 / 0421-4202780; Tiruvalla: 2Nd Floor,Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla, Kerala, 689107 / 04862-211209; Trichur: 2Nd Floor,Brothers Complex, Naikkanal

Junction,Shornur Road, Near Dhanalakshmi Bank H O, Thrissur, Kerala, 680001 / 0487- 6999987; Trichy: No 23C/1 E V R Road, Near Vekkaliamman Kalyana Mandapam, Putthur, Trichy, Tamil Nadu, 620017 / 0431-

4020227; Trivandrum: 2Nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum, Kerala, 695010 / 0471 - 2725728; Tuticorin: 4B/A-10Mani Nagar, Mangal Mall,, Palayamkottai Road, Tuticorin, Tamil Nadu, 628003 /

0461-2334603; Udaipur: Shop No. 202, 2Nd Floor Business Centre, 1C Madhuvan, Udaipur, Udaipur, Rajasthan, 313001 / 0294 2429370; Ujjain: Heritage Shop No. 227, 87 Vishvavidhyalaya Marg, Station Road, Near

Icici Bank Above Vishal Megha Mart, Ujjain, Madhya Pradesh, 456010 / 0734-4250007 / 08; Valsad: 406 Dreamland Arcade, Opp Jade Blue, Tithal Road, Tithal Road, Valsad, Gujarat, 396001 / 02632-258481; Vapi: A-8,

First Floor, Solitaire Business Centre, Opp Dcb Bank, Gidc Char Rasta, Silvassa Road, Vapi, Gujarat, 396191 / 9081903028; Varanasi: D-64/132, 2Nd Floor, Ka, Mauza, Shivpurwa, Settlement Plot No 478, Pargana :

Dehat Amanat, Mohalla Sigra, Varanasi, Uttar Pradesh, 221010 / 7518801855; Vashi: C, Wing Flat NO. 324, 1st Floor, Vashi Plaza, Sector 17 Vashi, Navi Mumbai, Maharashtra, 400 703 / 22-27802684; Vellore: No. 6,

Nexus Towers, 2Nd Floor, Officer'S Line, Above Peter England & Bata Showroom Opp. To Voorhees School, Vellore, Tamil Nadu, 632001 / 0416-41603806; Vijayanagaram: D No : 20-20-29, 1St Floor, Surya Nagar,

Kalavapuvvu Meda, Near Ayodhya Stadium, Dharmapuri Road, Vizianagaram, Vizianagaram, Andhra Pradesh, 535002 / 08922-236965; Vijayawada: Address-1Stfloor, Hno26-23-,

Sundarammastreet,Gandhinagar,Vijayawada,Krishna Ap, Labbipet, Vijayawada, Andhra Pradesh, 520010 / 0866-6604032/39/40; Vile Parle: Shop No.1 Ground Floor, Dipti Jyothi Co-operative Housing Society, Near

MTNL office P M Road, Vile Parle East, Mumbai, Maharashtra / 022 26100967; Visakhapatnam: Ground Floor, 48-10-40, Sri Nagar Colony, Visakhapatnam, Andhra Pradesh, 530016 / 0891-2714125; Warangal: Shop

No22, Ground Floor Warangal, City Center,15-1-237, Mulugu Road Junction, Warangal, Telangana, 506001 / 0870-2441513; Yamuna Nagar: B-V, 185/A, 2Nd Floor, Jagadri Road, Near Dav Girls College, (Uco Bank

Building) Pyara Chowk, Yamuna Nagar, Haryana, 135001 / 7518801857;

Invest in



1800-258-5678

Call Toll FreeTo know more, please consult your Financial Advisor

OR

Soar higher with

Happiness everyday

This product is suitable for investors who are seeking*:

• Long term capital appreciation current - with

income.

• A fund that invests both in stocks and fixed income instruments.

• Risk - Very HighInvestors understand that their principalwill be at Very High risk

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW



Documents

Life comes with