Life filled with Happiness & togetherness · 2020. 12. 10. · LIC MF Liquid Fund LIC MF Overnight Fund Ÿ Regular income for short term Ÿ Investment in debt / money market instruments

DECEMBER 2020

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

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Investors understand that their principal will be at Moderate Risk

RISKOMETER

This product is suitable for investors who are seeking*:

• Regular income for medium-term capital

appreciation with current income.

• An income fund that invests predominantly in debt and money market instruments issued by Banks, PSU's, PFIs and Municipal Bonds.

• Risk - Moderate *Investors should consult their financial advisors if in doubt

about whether the product is suitable for them.

MARKET REVIEW

Mr. Yogesh Patil

Fund Manager - Equity

₹

2

EQUITY DEBTMarket Review

Ÿ Market started on a positive note in light of abundant liquidity in the system and expectations of continuous OMO by RBI as stated in its October policy for both GSEC and SDL. However, market got disappointed with RBI resorting to weekly operational twist of INR 100 Bn against INR 200 Bn OMO announced in policy due to ample liquidity in the system, also there was only one SDL OMO of INR 100 bn. New 10 year gsec benchmark also got subscribed at a coupon of 5.85%.

Ÿ In last few MPC meetings, RBI was of the firm view that rising CPI numbers were fallout of supply constraints due to covid related lockdown and post October CPI numbers would see a decline. However upward momentum continued with CPI rose to 7.61% in October vs 7.27% in September which was way above market estimates. Not only food, but even core CPI showed an uptick at 5.77%. GDP Growth also contracted for second consecutive quarter, however it was better than market expectation at -7.5% Year on year Vs -23.9% for previous quarter.

Ÿ Government's GST collections crossed INR 1 Tn mark for second consecutive month, which stood at INR 1,050 Bn for November vs INR 1,052 in October. It indicates some normalization in activity (including festive demand) and impact of unlocking. Government also announced measures under Atmanirbhar 3.0 package (including new PLI schemes).

Ÿ The measures amount to around ₹ 2.65 Tn (including the earlier announced PLI schemes of ₹ 1.5 Tn) with the fiscal cost (assuming its spent in FY2021E) being around ₹ 1.26 Tn (0.7% of GDP). 7MFY21 fiscal deficit was at 119.7% of FY2021BE (65% of FY2021E). Gross tax collections for 7MFY21 fell 17% with direct taxes and indirect taxes contracting 27% and 15%, respectively.

Ÿ FED kept its rate unchanged at 0-0.25% during its November policy. U.S elections result was also widely trended and tracked during the month, though there was lot of drama involved in the way Trump reacted to the election results, Biden's convincing win gave positive signals to the market. Reducing uncertainty around U.S elections has improved capital flows in emerging markets including India. In November alone there has been FPI inflows to the tune of approximately INR 630 Bn with net positive in both Equity and Debt.

Outlook

Ÿ On the policy front, elevated inflation will make it challenging for the MPC

members to continue to treat the recent high inflation readings as transient, given

that recovery is also gathering pace. However, we expect December policy to be a

non-event keeping rate unchanged, but MPC will continue to be dovish as it was in

October policy.

Mr. Marzban Irani

CIO - Fixed Income

₹

Market Review

Ÿ The Indian economy and the sentiments appear to break-out from the fears of the pandemic. The supply side challenges have recovered significantly, however; demand aggregates appear challenging. During the month, equity market saw appreciation with BSE Sensex rising by 10.6% month-on-month and CNX Nifty rising by 10.6% for the same month.

Ÿ On the macro front, CPI Inflation rose to a 7-year high of 7.61% in October. September IIP went up by 0.2% as against -7.4% in August. Sector-wise indices – BSE Metal, BAKEX, BSE Capital Goods, BSE Power, BSE Realty, BSE Mid-Cap, BSE Small-Cap, BSE Auto, BSE 500, BSE 200, BSE Oil & Gas, BSE 100, BSE Consumer Durables, BSE FMCG, BSE Healthcare and BSE IT rose by 25.6%, 22.2%, 17.8%, 16.5%, 16.5%, 14.2%, 12.7%, 12.5%, 11.1%, 11.0%, 10.7%, 10.4%, 5.5%, 4.7%, and 2.9% respectively.

Capital flows:

FIIs were net buyers in the equity to the tune of ₹ 70,896 crores (US$ 9,560mn) in

November 2020. Cumulatively, FIIs bought equity worth ₹ 125,956 crores (US$

17,029mn) in last twelve months i.e. from December'19-November'20 and DII sold

equity worth ₹ 25,002 crores (US$ 3,317mn) for the same period. (As on 27th

November 2020, Source: SEBI) (November 2020 Avg. 1 USD = INR 74.1572).

Outlook

Ÿ The month of November was an eventful month both globally and domestically.

It started with the results declaration for the US presidential elections. Joe Biden

defeated Donald Trump to win presidency. From the domestic economy view, the

Finance Ministry announced 12 measures under the 'Atmanirbhar Bharat 3.0' to

revive the economy. The government's pro-activeness towards India's revival has

been strong and more announcements are expected, going forward. However, the

Real GDP growth plummeted at -7.5% during Q2FY21 mostly due to the

headwinds faced by Indian enterprises because of the pandemic.

Ÿ 2QFY21 was one of the blockbuster quarters for the Indian listed players with

significant earning beats and upgrades. Top line continued to contract, however,

much lower than anticipated by the street showing signs of resilience of the Indian

economy even in the state of a pandemic. Banks are showing improvement in

growth and asset quality and NBFCs too suggest improvement in disbursements

across segments.

Ÿ The high-power rural demand overruled the muted urban demand and supply

chains are gradually improving too. Companies have identified cost optimization

measures and technology is also gaining pace. Overall, we believe, some pressure

in the domestic demand to remain in the short term but the globally linked sectors to

outperform as global recovery has been faster than domestic. Rural demand is

expected to remain robust.

Ÿ The month also brought good news on the development of vaccine for Covid-

19. Pfizer, Moderna and Astrazeneca said that their experimental Covid-19

vaccine has been highly effective based on Phase 3 trials. Availability of a drug or a

vaccine is extremely important to bring back the activities to normal and clear the

clutters of unknown.

Ÿ We believe, India is well placed among its global peers and going forward a)

industry consolidation, b) technological adoption, c) structural industrial changes,

d) government reforms. e) focus on domestic manufacturing and f) cost saving

measures are likely to drive the Indian equity market. We prefer to focus on existing

leaders who are likely to disrupt/ innovate in their business to ensure that their

leadership or competitive advantage remains strong. Value creation is imperative

in investment viz, high standards of governance, high capital efficiency, strong

moats and sustainable growth are unlikely to change.

RISKOMETER

Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Large Cap Fund

LIC MF Multicap Fund

LIC MF Large & Mid Cap Fund

LIC MF Infrastructure Fund

LIC MF Tax Plan

LIC MF Index Fund-Sensex Plan

LIC MF Index Fund-Nifty Plan

LIC MF Exchange Traded Fund - Nifty 50

LIC MF Exchange Traded Fund - Sensex

LIC MF Exchange Traded Fund - Nifty 100

3

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large-cap stockŸ Risk - Moderately High

Ÿ Long Term Capital AppreciationŸ Investing in Large, Mid & Small-cap stocksŸ Risk - Moderately High

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large and mid-cap

stocksŸ Risk - Moderately High

Ÿ Capital appreciation over long termŸ Investment predominantly in a portfolio of equity

and equity related securities of companies engaged in banking and financial services.

Ÿ Risk - High

Ÿ Long Term Capital GrowthŸ Investment in equity and equity related instruments

of companies engaged either directly or indirectly in infrastructure sector.

Ÿ Risk - High

Ÿ Long Term Capital GrowthŸ Investing in equity and equity related securities.Ÿ Risk - Moderately High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of S&P BSE Sensex

Index stocks subject to tracking error.

Ÿ Risk - Moderately High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of NIFTY 50 Index

stocks subject to tracking errors.


Ÿ Long Term InvestmentŸ Investment in securities covered by NIFTY 50

Index, subject to tracking errors.Ÿ Risk - Moderately High

Ÿ Long Term InvestmentŸ Investment in securities covered by S&P BSE

SENSEX, subject to tracking errors.Ÿ Risk - Moderately High

Ÿ Long Term InvestmentŸ Investment in equity and equity related securities

and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors.


LIC MF Banking & Financial Services Fund

Investors understand that their principal will be at moderately high risk.

RISKOMETER

Investors understand that their principal will be at high risk.

RISKOMETER

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

LIC MF Arbitrage FundŸ Income over a short term investment horizon.

Ÿ Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment of the equity market.

• Risk - Moderately Low

Investors understand that their principal will be at moderately low risk.

RISKOMETER

LIC MF Liquid Fund

LIC MF Overnight Fund

Ÿ Regular income for short termŸ Investment in debt / money market instruments

with maturity of upto 91 days. Ÿ Risk - Low

Ÿ Regular income with high levels of safety and liquidity over short term

Ÿ Investment in debt and money market instruments with overnight maturity.

Ÿ Risk - Low Investors understand that their principal will be at low risk.

RISKOMETER

Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Government SecuritiesFund

LIC MF Debt Hybrid Fund

LIC MF Bond Fund

LIC MF Children’s Gift Fund

LIC MF Banking & PSU Debt Fund

LIC MF Savings Fund

RISKOMETER

LIC MF Equity Hybrid Fund

SchemeLIC MF Unit Linked Insurance

4

Ÿ Long term capital appreciation with current income.Ÿ A fund that invests both in stocks and fixed income

instruments. Ÿ Risk - Moderately High

Ÿ Long term capital appreciation and current income.Ÿ Investment in equity and equity related securiries,

fixed income securities (debt and money market securities).


Ÿ Long term capital appreciation and current incomeŸ Investment in sovereign securities issued by

Central State Government.Ÿ Risk - Moderate

Ÿ Medium term capital appreciation with current income

Ÿ A fund that invests predominantly in debt instruments with marginal equity exposure.

Ÿ Risk - Moderate

Ÿ Income over medium to long termŸ To generate income/capital appreciation through

investments in Debt and Money market instruments.

Ÿ Risk - Moderate

Ÿ Long term capital appreciation and current income

Ÿ A fund that invests both in stocks and fixed income instruments.


Ÿ Regular income for medium term capital appreciation with current income

Ÿ An income fund that invests predominantly in debt and money market instruments issued by Banks, PSU’s, PFIs and Municipal Bonds.

Ÿ Risk - Moderate

Ÿ Regular Income for short termŸ A fund that focuses on low duration securities.Ÿ Risk - Moderate

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Investors understand that their principal will be at moderately high risk.

RISKOMETER

Investors understand that their principal will be at moderate risk.

RISKOMETER

LIC MF G-Sec Long Term Exchange Traded Fund

Ÿ Medium to long term regular incomeŸ Investment in securities in line with Nifty 8-13 yr

G-Sec Index to generate comparable returns subject to tracking errors.

Ÿ Risk - Moderate

LIC MF Short Term Debt Fund

LIC MF Ultra Short Term Fund

Ÿ Generation of reasonable returns over short to medium term.

Ÿ Investment in Debt securities and money market instruments.

Ÿ Risk - Moderate

Ÿ Regular income over short term.

Ÿ Investment in Debt & Money Market Instruments such that the Macaulay Duration of the portfolio is between 3 months - 6 months.

Ÿ Risk - Moderately Low

Investors understand that their principal will be at moderately low risk.

RISKOMETER

To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of

equity and equity related securities of Large Cap companies including derivatives. However there can be no

assurance that the investment objective of the scheme will be achieved.

thAbove returns are as on 27 November, 2020. Past performance may or may not be sustained in the future. # Nifty 100 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested

systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment

internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative

purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for

since inception, hence performance for such period is not available.

SCHEME PERFORMANCE

SIP PERFORMANCE

PORTFOLIO AS ON 30.11.2020

INVESTMENT OBJECTIVESCHEME FEATURES

SECTOR ALLOCATION (% of NAV)

Company % of NAV Company % of NAV

SIP Investments 1 Year 3 Years 7 Years5 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 8,40,0006,00,000 12,00,000 NA

Market Value as on November 27, 2020 ( ) ₹ 1,40,832 4,29,472 11,89,1097,77,970 20,80,126 NA

Returns (CAGR) (%) 34.36 11.86 9.7910.36 10.62 NA

Benchmark Returns (CAGR) (%) #

Additional Benchmark Returns (CAGR) (%) ##

42.24

43.43

12.20 11.20

12.96 11.31

11.71

12.25

11.87

11.65

NA

NA

5

Scheme Nifty 100 TRI* Nifty 100 TRI* Nifty 50 TRI** Nifty 50 TRI** Scheme

1 Year 7.37 8.52 8.74 10,735 10,849 10,872

3 Years 7.80 8.44 9.63 12,523 12,745 13,169

5 Years 9.45 11.61 11.74 15,706 17,316 17,416

Since Inception 4.38 NA 10.17 30,796 NA 1,27,255

CAGR (%)Value of lumpsum investment of 10,000/- invested ₹

on inception datePeriod

thAbove returns are as on 27 November, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth th

option. Mr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 11. Also, Ms. Ritu Modi is co managing the above

scheme from 1st November, 2019 and total no. of schemes managed by her is 7. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Factsheet December, 2020

Scheme Type: An open ended equity scheme predominantly investing in Large Cap stocks.

Date of allotment: September 01, 1994

Fund Size:

AUM as on 30/11/2020: ₹ 448.60 CrAverage AUM for November 2020: ₹ 437.01 Cr

Benchmark: Nifty 100 TRI

Minimum Investment (lumpsum): ₹ 5,000/-

Fund Manager:Name: Mr. Yogesh Patil;Experience: 11+ years

NAV as on November 27, 2020:NAV Regular Plan Direct Plan

Growth ₹ 30.7955 ₹ 33.0938Dividend ₹ 18.5982 ₹ 21.9565

Expense Ratio:Regular: 2.61% Direct: 1.42%(for detailed bifurcation on TER, please see page no 32)

Annual Portfolio Turnover Ratio: 0.23 times

Risk Measures:Standard Deviation 5.51Portfolio Beta 0.87Sharpe Ratio 0.0574

Load Structure:Entry Load - NIL

Exit Load

Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.

Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.

Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

Top 10 holdings

Co-Fund Manager:Name: Ms. Ritu Modi;Experience: 9+ years

Equity Holdings

Auto 3.93%

Maruti Suzuki India Ltd. 2.45%

Mahindra & Mahindra Ltd. 1.48%

Banks 23.67%

HDFC Bank Ltd. 9.08%

ICICI Bank Ltd. 8.28%

Kotak Mahindra Bank Ltd. 6.30%

Cement 3.18%

Shree Cement Ltd. 1.69%

Ultratech Cement Ltd. 1.49%

Construction Project 1.06%

Larsen & Toubro Ltd. 1.06%

Consumer Durables 2.28%

Titan Company Ltd. 2.28%

Consumer Non Durables 10.71%

Hindustan Unilever Ltd. 3.30%

Nestle India Ltd. 2.23%

Tata Consumer Products Ltd. 1.76%

Asian Paints Ltd. 1.73%

United Spirits Ltd. 1.69%

Finance 16.71%

Bajaj Finance Ltd. 8.01%

HDFC Ltd. 3.60%

Bajaj Finserv Ltd. 3.21%

ICICI Lombard General Ins Co Ltd. 1.10%

ICICI Prudential Life Ins Co Ltd. 0.80%

Petroleum Products 5.88%

Reliance Industries Ltd. 5.81%

Reliance Industries Ltd. PARTLY PAID UP FV2.5 0.07%

Pharmaceuticals 5.13%

Divi's Laboratories Ltd. 2.03%

Torrent Pharmaceuticals Ltd. 1.60%

Biocon Ltd. 0.75%

Cipla Ltd. 0.75%

Retailing 5.13%

Avenue Supermarts Ltd. 5.13%

Software 15.73%

Infosys Ltd. 8.53%

Tata Consultancy Services Ltd. 6.27%

Wipro Ltd. 0.93%

Telecom - Services 3.38%

Bharti Airtel Ltd. 3.38%

Equity Holdings Total 96.79%

Cash & Other Receivables Total 3.21%

Grand Total 100.00%

23.67%

16.71%

15.73%

10.71%

5.88%

5.13%

5.13%

3.93%

3.38%

3.18%

2.28%

1.06%

Banks

Finance

Software

Consumer Non Durables

Petroleum Products

Retailing

Pharmaceuticals

Auto

Telecom - Services

Cement

Consumer Durables

Construction Project

An open ended pure growth scheme seeking to provide capital growth by investing mainly in mix of equity

instruments. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize

capital growth. However, there is no assurance that the investment objective of the Schemes will be realized.

thAbove returns are as on 27 November, 2020. Past performance may or may not be sustained in the future. # Nifty 500 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested

systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,0008,40,000 NA

Market Value as on November 27, 2020 ( ) ₹ 1,38,076 4,14,206 7,31,940 18,29,23610,82,863 NA

Returns (CAGR) (%) 29.64 9.37 7.91 8.187.16 NA



45.39

43.43

11.96

12.96

11.21

12.25

11.8511.05

11.6511.31

NA

NA

SCHEME FEATURES INVESTMENT OBJECTIVE


SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Scheme

1 Year 4.98 10.39 8.74 10,497 11,036 10,872

3 Years 3.41 6.65 9.63 11,057 12,128 13,169

5 Years 6.42 11.24 11.74 13,648 17,027 17,416

Since Inception 6.19 NA 12.52 52,572 NA 2,60,809

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date

thAbove returns are as on 27 November, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth

option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 11. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was

launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark.

The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Nifty 500 TRI* Nifty 500 TRI* Nifty 50 TRI** Nifty 50 TRI**

Scheme Type: An open ended equity scheme investing across Large Cap, Mid Cap, Small Cap stocks

Date of Allotment: April 15, 1993

Fund Size:

AUM as on 30/11/2020: ₹ 334.24 Cr: ₹ 324.48 CrAverage AUM for November 2020



Fund Manager:Name: Mr. Yogesh PatilExperience: years11+


Growth ₹ 52. ₹ 55.5722 55608271Dividend ₹ 17.2058 ₹ 20.




6

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings


Equity Holdings

Auto 2.40%

Hero MotoCorp Ltd. 1.29%


Banks 22.92%




City Union Bank Ltd. 1.07%

Commercial Services 1.14%

3M India Ltd. 1.14%


Ashoka Buildcon Ltd. 1.28%

Sadbhav Engineering Ltd. 0.25%



TTK Prestige Ltd. 0.94%

Relaxo Footwears Ltd. 0.73%

Johnson Controls-Hitachi AC India Ltd. 0.55%




Kansai Nerolac Paints Ltd. 2.58%


Dabur India Ltd. 1.31%

Fertilisers 5.23%

Coromandel International Ltd. 5.23%

Finance 6.88%

HDFC Ltd. 4.12%

SBI Life Insurance Company Ltd. 1.10%

ICICI Prudential Life Insurance Co Ltd. 0.84%

ICICI Lombard General Insurance Co. Ltd. 0.83%

Gas 3.81%

Gujarat Gas Ltd. 1.84%

Petronet LNG Ltd. 1.00%

Gujarat State Petronet Ltd. 0.53%

Indraprastha Gas Ltd. 0.45%

Healthcare Services 0.32%

Gland Pharma Ltd. 0.32%

Hotels & Other Recreational Activities 0.74%

The Indian Hotels Company Ltd. 0.74%

Industrial Capital Goods 0.64%

Honeywell Automation India Ltd. 0.64%

Industrial Products 0.96%

Huhtamaki India Ltd. 0.96%

Non - Ferrous Metals 0.74%

Hindalco Industries Ltd. 0.74%


Biocon Ltd. 2.84%

Pfizer Ltd. 1.85%

Sanofi India Ltd. 1.71%

Abbott India Ltd. 1.29%

Alkem Laboratories Ltd. 0.94%

Software 15.10%

Infosys Ltd. 6.85%


HCL Technologies Ltd. 1.35%

Tech Mahindra Ltd. 1.02%



Transportation 2.69%

Container Corporation Of India Ltd. 1.49%

Transport Corporation Of India Ltd. 1.20%



Grand Total 100.00%

22.92%

15.68%

15.10%

8.63%

6.88%

5.23%

3.81%

3.21%

2.69%

2.54%

2.40%

1.53%

1.14%

0.96%

0.74%

0.74%

0.64%

0.32%

Banks


Software

Pharmaceuticals

Finance

Fertilisers

Gas

Consumer Durables

Transportation

Telecom - Services

Auto


Commercial Services

Industrial Products

Hotels & OtherRecreational Activities

Non - Ferrous Metals

Industrial Capital Goods

Healthcare Services

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked

instruments of large cap and midcap companies.

thAbove returns are as on 27 November, 2020. Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 TRI, ## NIFTY 50 TRI. Assuming ₹

10,000/- invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The

performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 - - 6,90,000

Market Value as on November 27, 2020 ( ) ₹ 1,42,656 4,26,092 7,94,371 - - 9,50,599

Returns (CAGR) (%) 37.52 11.32 11.20 - - 11.07



50.24 12.84 11.82

43.43 12.96 12.25

-

-

-

-

11.54

11.60



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty LargeMidcap 250 TRI* Nifty LargeMidcap 250 TRI*SchemeNifty 50 TRI**

Nifty 50 TRI**

1 Year 8.31 13.85 8.74 10,829 11,381 10,872

3 Years 5.83 6.05 9.63 11,848 11,922 13,169

5 Years 12.65 11.88 11.74 18,132 17,522 17,416

Since Inception 10.00 9.87 8.42 17,316 17,193 15,930

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- ₹invested on inception date

thAbove returns are as on 27 November, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth thoption. Mr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 11. Date of allotment is 25th Feb’2015. Past

performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. NA : Not Available. The Mutual Fund is not

guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index.

* Benchmark. ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks

Date of Allotment: February 25, 2015

Fund Size:

AUM as on 30/11/2020: ₹ 861.59 Cr: ₹ 837.89 CrAverage AUM for November 2020

Benchmark: Nifty LargeMidcap 250 TRI


Fund Manager:Name: Mr. Yogesh PatilExperience: 11+ years


Growth ₹ 17.3164 ₹ 18.6649Dividend ₹ 15.2386 ₹ 16.2031




7

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings


Equity Holdings

Banks 18.10%





Chemicals 10.12%

Tata Chemicals Ltd. 3.18%

Atul Ltd. 2.50%

Vinati Organics Ltd. 2.33%

Navin Fluorine International Ltd. 1.76%

Sumitomo Chemical India Ltd. 0.35%

Commercial Services 1.72%

3M India Ltd. 1.72%

Construction 1.37%

Brigade Enterprises Ltd. 1.37%


Voltas Ltd. 2.86%

Bata India Ltd. 2.19%

TTK Prestige Ltd. 0.83%

Crompton Greaves Cons Electrical Ltd. 0.83%


Johnson Controls-Hitachi AC India Ltd. 0.47%


Tata Consumer Products Ltd. 2.95%



United Spirits Ltd. 0.82%

Fertilisers 1.82%

Coromandel International Ltd. 1.82%

Finance 6.43%


ICICI Securities Ltd. 1.01%



Gas 1.75%



Healthcare Services 1.47%

Dr. Lal Path Labs Ltd. 1.12%

Gland Pharma Ltd. 0.35%

Hotels & Other Recreational Activities 1.48%

The Indian Hotels Company Ltd. 1.48%


Supreme Industries Ltd. 1.18%




IPCA Laboratories Ltd. 2.63%

Syngene International Ltd. 2.55%

Torrent Pharmaceuticals Ltd. 2.22%

Biocon Ltd. 2.22%

Sanofi India Ltd. 2.13%

Retailing 6.13%

Avenue Supermarts Ltd. 2.76%

Trent Ltd. 2.05%

Aditya Birla Fashion & Retail Ltd. 1.23%

Aditya Birla Fashion & Retail Ltd. PARTLY PAID FV5 0.08%

Software 13.48%

Infosys Ltd. 6.62%


Info Edge (India) Ltd. 1.41%

Larsen & Toubro Infotech Ltd. 1.08%




Textile Products 1.64%

Page Industries Ltd. 1.64%



Grand Total 100.00%

18.10%

13.48%

11.74%

10.12%

7.92%

6.67%

6.43%

6.13%

2.78%

1.82%

1.81%

1.75%

1.72%

1.64%

1.48%

1.47%

1.37%

1.18%

Banks

Software

Pharmaceuticals

Chemicals

Consumer Durables


Finance

Retailing

Petroleum Products

Fertilisers

Telecom - Services

Gas

Commercial Services

Textile Products


Healthcare Services

Construction

Industrial Products

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a

portfolio that in invested substantially in equity and equity related securities of companies engaged in

banking and financial services sector. However there can be no assurance that the investment objective of

the scheme will be achieved.



SCHEME PERFORMANCE

Company % of NAV


SchemeNifty Financial Services TRI*

Nifty Financial Services TRI*

Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year -4.87 0.86 8.74 9,515 10,086

20,137

10,872

16,713

3 Years 9,082 14,049 13,169

5 Years 4.98

-3.17

15.82

12.02

11.74

9.63

12,749 20,831 17,416

Since Inception 2.50 13.12 9.47 11,507

PeriodCAGR (%)

Value of lumpsum investment of 10,000/-₹invested on inception date


option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 11. Date of allotment is 27th March'2015. Past

performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising

or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme investing in banking & financial companies

Date of Allotment: March 27, 2015

Fund Size:

AUM as on 30/11/2020: ₹ 58.37 Cr: 56.56 CrAverage AUM for November 2020 ₹

Benchmark: Nifty Financial Services TRI


Fund Manager:Name: Mr. Yogesh PatilExperience: years11+


Growth ₹ . ₹ .11 5068 12 199911 5050 12 1579Dividend ₹ . ₹ .



Risk Measures:Standard Deviation 8.53Portfolio Beta 0.96Sharpe Ratio -0.0338

thAbove returns are as on 27 November, 2020. Past performance may or may not be sustained in the future. # Nifty Financial Services TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for

illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of

the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000

1,45,179 3,98,669

41.91 6.78

51.18 15.18

43.43 12.96

6,00,000 -- 6,80,000

Market Value as on November 27, 2020 ( ) ₹ 6,80,467 -- 7,75,821

Returns (CAGR) (%) 4.99 -- 4.61



15.96

12.25

--

--

15.45

11.72

SIP PERFORMANCE

8

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings

78.40%

18.95%

Banks

Finance


Equity Holdings

Banks 78.40%




Axis Bank Ltd. 7.72%


State Bank of India 4.95%

The Federal Bank Ltd. 3.66%

DCB Bank Ltd. 3.26%

Finance 18.95%

HDFC Ltd. 8.04%




ICICI Prudential Life Insurance Co Ltd. 1.78%

Central Depository Services (I) Ltd. 1.76%



Grand Total 100.00%

thAbove returns are as on 27 November, 2020. Past performance may or may not be sustained in the future. # Nifty 500 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in

the stock markets. An open ended equity linked tax saving Scheme which offers investors the opportunity to

seek Tax rebate u/s 80C of the Income Tax Act 1961. However, there is no assurance that the investment

objective of the Schemes will be realized.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA

NA

NA

NA

NA

Market Value as on November 27, 2020 ( ) ₹ 1,39,770 4,12,327 7,59,952 11,83,026 21,29,041

Returns (CAGR) (%) 32.54 9.06 9.42 9.64 11.06



45.39

43.43

11.96

12.96

11.21 11.05

12.25 11.31

11.85

11.65



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty 500 TRI* Nifty 500 TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 2.79 10.39 8.74 10,278

11,808

11,036 10,872

3 Years 5.71 6.65 9.63 12,128 13,169

5 Years 9.60 11.24 11.74 15,808 17,027 17,416

Since Inception 8.82 14.51 12.97 73,948 2,47,350 1,79,563

PeriodCAGR (%)



option. Mr. Yogesh Patil is managing the above scheme from 18th September 2020 and total no. of schemes managed by him is 11. Past performance may or may not be

sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns.

*Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended equity linked

saving scheme with a statutory lock in of 3 years

and tax benefit.

Date of Allotment: March 31,1997

Fund Size:


Load Structure:Entry Load: Nil

Exit Load: Nil (Subject to lock-in period of 3

years)


Minimum Investment (lumpsum): ₹ 500/-

Fund Manager:

Name: Mr. Yogesh Patil

Experience: years11+


Growth ₹ 73. ₹ 79.9479 9643Dividend ₹ 17.8488 ₹ 20.1096




9

Top 10 holdings


Equity HoldingsAuto 3.01%Mahindra & Mahindra Ltd. 1.53%Maruti Suzuki India Ltd. 1.48%Banks 22.45%HDFC Bank Ltd. 8.96%ICICI Bank Ltd. 7.92%Kotak Mahindra Bank Ltd. 4.27%City Union Bank Ltd. 1.30%Cement 0.50%Ultratech Cement Ltd. 0.50%Chemicals 5.98%Vinati Organics Ltd. 2.25%Tata Chemicals Ltd. 1.98%Atul Ltd. 1.76%Construction 1.45%Brigade Enterprises Ltd. 1.45%Consumer Durables 5.22%Bata India Ltd. 1.60%Voltas Ltd. 1.59%Titan Company Ltd. 1.57%Crompton Greaves Cons Electrical Ltd. 0.46%Consumer Non Durables 8.38%Hindustan Unilever Ltd. 2.40%Tata Consumer Products Ltd. 2.18%United Spirits Ltd. 1.19%Asian Paints Ltd. 1.09%Nestle India Ltd. 0.94%Kansai Nerolac Paints Ltd. 0.58%Fertilisers 1.27%Coromandel International Ltd. 1.27%Finance 8.55%Bajaj Finance Ltd. 3.44%Housing Development Finance Corp Ltd. 1.16%ICICI Lombard General Insurance Co. Ltd. 1.13%SBI Life Insurance Company Ltd. 1.11%

ICICI Prudential Life Insurance Co Ltd. 0.92%ICICI Securities Ltd. 0.79%Gas 1.16%Petronet LNG Ltd. 1.16%Healthcare Services 0.35%Gland Pharma Ltd. 0.35%Hotels & Other Recreational Activities 1.53%The Indian Hotels Company Ltd. 1.53%Petroleum Products 3.08%Reliance Industries Ltd. 3.08%Pharmaceuticals 9.02%IPCA Laboratories Ltd. 2.13%Biocon Ltd. 1.66%Divi's Laboratories Ltd. 1.62%Syngene International Ltd. 1.15%Cipla Ltd. 0.90%Sanofi India Ltd. 0.87%Torrent Pharmaceuticals Ltd. 0.69%Retailing 6.93%Avenue Supermarts Ltd. 3.81%Trent Ltd. 1.64%Aditya Birla Fashion & Retail Ltd. 1.39%Aditya Birla Fashion & Retail Ltd. PARTLY PAID FV5 0.09%Software 15.87%Infosys Ltd. 7.88%Tata Consultancy Services Ltd. 4.99%Info Edge (India) Ltd. 1.51%HCL Technologies Ltd. 1.48%Telecom - Services 2.42%Bharti Airtel Ltd. 2.42%Textile Products 0.90%Page Industries Ltd. 0.90%Equity Holdings Total 98.08%Cash & Other Receivables Total 1.92%Grand Total 100.00%

22.45%

15.87%

9.02%

8.55%

8.38%

6.93%

5.98%

5.22%

3.08%

3.01%

2.42%

1.53%

1.45%

1.27%

1.16%

0.90%

0.50%

0.35%

Banks

Software

Pharmaceuticals

Finance


Retailing

Chemicals

Consumer Durables

Petroleum Products

Auto

Telecom - Services


Construction

Fertilisers

Gas

Textile Products

Cement

Healthcare Services

thAbove returns are as on 27 November, 2020. Past performance may or may not be sustained in the future. # Nifty Infrastructure TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method

(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is

for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the

scheme is benchmarked to the Total Return variant of the index.

The investment objective of the scheme is to generate long-term growth from a portfolio of equity / equity

related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,

there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000

1,37,660

28.94

31.80

43.43

3,60,000 6,00,000 8,40,000 15,20,00012,00,000

Market Value as on November 27, 2020 ( ) ₹ 3,85,112 6,74,522 10,02,764 22,37,55616,57,460

Returns (CAGR) (%) 4.45 4.64 5.00 5.906.30



7.78

12.96

6.60 5.37

12.25 11.31

3.955.24

11.6111.65



SCHEME PERFORMANCE

SIP PERFORMANCE



SchemeNifty Infrastructure

TRI*Nifty Infrastructure

TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year -4.14 4.99 8.74 9,587 10,497 10,872

3 Years -1.30 1.01 9.63 9,615 10,304 13,169

5 Years 4.81 6.07 11.74 12,645 13,425 17,416

Since Inception 2.95 -0.00 9.81 14,465 9,998 32,778

PeriodCAGR (%)



option. Mr. Yogesh Patil managing the above scheme from 18th September 2020 and total no. of schemes managed by him is 11. Past performance may or may not be

sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *

Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme

investing in infrastructure companies.


Fund Size:


Benchmark: Nifty Infrastructure TRI


Fund Manager:

Name: Mr. Yogesh Patil

Experience: years11+


Growth ₹ 14.4647 ₹ 15.6204Dividend ₹ 14.4655 ₹ 15.4268



Risk Measures:Standard Deviation 6.85Portfolio Beta 0.98Sharpe Ratio -0.0318

10

Load Structure:Entry Load - NIL

Exit Load




Top 10 holdings


Equity Holdings

Banks 22.66%






Cement 21.24%

The Ramco Cements Ltd. 7.41%


JK Lakshmi Cement Ltd. 3.07%

ACC Ltd. 2.57%

Orient Cement Ltd. 0.96%

Construction 8.95%

KNR Constructions Ltd. 4.96%

Brigade Enterprises Ltd. 3.99%



Ashoka Buildcon Ltd. 1.04%

Finance 3.74%

Housing Development Fin Co Ltd. 3.74%

Gas 9.21%



Industrial Capital Goods 1.32%

Honeywell Automation India Ltd. 1.32%


SKF India Ltd. 5.15%





Indian Oil Corporation Ltd. 0.67%

Reliance Industries Ltd. PARTLY PAID UP FV2.5 0.31%




Container Corporation Of India Ltd. 2.46%

Blue Dart Express Ltd. 1.25%

Transport Corporation Of India Ltd. 1.09%

TCI Express Ltd. 0.11%



Grand Total 100.00%

22.66%

21.24%

9.21%

8.95%

7.92%

5.31%

5.15%

4.91%

3.85%

3.74%

3.47%

1.32%

Banks

Cement

Gas

Construction

Petroleum Products

Telecom - Services

Industrial Products

Transportation


Finance



thAbove returns are as on 27 November, 2020. Past performance may or may not be sustained in the future. # S&P BSE SENSEX TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method





The main investment objective of the fund is to generate returns commensurate with the performance of the

index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking

errors. However, there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 21,50,000

13.79

Market Value as on November 27, 2020 ( ) ₹ 1,45,261 4,37,462 8,13,597 12,26,179 20,86,422 62,29,571

Returns (CAGR) (%) 42.05 13.15 12.17 10.65 10.67 10.84



43.87

43.43

14.26

12.96

13.52 12.13

12.25 11.31

12.26

13.2211.65



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 8.51 9.54 8.74 10,848 10,952 10,872

3 Years 10.11 11.35 9.63 13,344 13,798 13,169

5 Years

Since Inception

10.90 12.46 11.74 16,772 17,986 17,416

13.03 17.38 16.61 90,583 1,78,755 1,58,795

PeriodCAGR (%)



option. Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 7. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **

Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended scheme replicating/tracking S&P BSE Sensex Index

Date of Allotment: December 05, 2002

Fund Size:


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days

Benchmark: S&P BSE Sensex TRI


Fund Manager:Name: M . s Ritu ModiExperience: years9+


Growth ₹ 82. ₹ 85.1734 46362 2 6574Dividend ₹ 8.1660 ₹ 8.



Risk Measures:Tracking Error 0.43%

11

Top 10 holdings


Equity Holdings

Auto 4.19%



Bajaj Auto Ltd. 0.85%

Banks 30.42%






IndusInd Bank Ltd. 1.04%

Cement 1.15%








ITC Ltd. 3.49%



Ferrous Metals 0.88%

Tata Steel Ltd. 0.88%

Finance 12.17%

HDFC Ltd. 8.45%



Oil 0.56%

Oil & Natural Gas Corporation Ltd. 0.56%




Sun Pharmaceutical Industries Ltd. 1.13%

Power 1.91%

Power Grid Corporation of India Ltd. 0.99%

NTPC Ltd. 0.92%

Software 17.31%

Infosys Ltd. 8.49%








Grand Total 100.00%

30.42%

17.31%

12.97%

12.17%

10.80%

4.19%

2.81%

2.30%

1.91%

1.15%

1.15%

1.13%

0.88%

0.56%

Banks

Software

Petroleum Products

Finance


Auto


Telecom - Services

Power

Consumer Durables

Cement

Pharmaceuticals

Ferrous Metals

Oil

thAbove returns are as on 27 November, 2020. Past performance may or may not be sustained in the future. # NIFTY 50 TRI, ## S&P BSE SENSEX TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method





The main investment objective of the fund is to generate returns commensurate with the performance of the

index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However,

there is no assurance that the investment objective of the Schemes will be realized.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since InceptionTotal Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 21,50,000

13.79

Market Value as on November 27, 2020 ( ) ₹ 1,45,017 4,28,859 7,87,162 11,92,247 20,32,325 58,49,836

Returns (CAGR) (%) 41.63 11.77 10.83 9.86 10.18 10.24



43.43

43.87

12.96

14.26

12.25 11.31

13.52 12.13

11.65 13.22

12.26



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 7.45 8.74 9.54 10,743 10,872 10,952

3 Years 8.19 9.63 11.35 12,658 13,169 13,798

5 Years 10.19 11.74 12.46 16,237 17,416 17,986

Since Inception 12.16 16.61 17.38 78,866 1,58,795 1,78,755

PeriodCAGR (%)




the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,

**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index


Fund Size:


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days





Growth ₹ ₹ 71.5755 74.454326 2 4396Dividend ₹ .4038 ₹ 7.




12

Top 10 holdings


Equity HoldingsAuto 5.51%Maruti Suzuki India Ltd. 1.68%Mahindra & Mahindra Ltd. 1.23%Bajaj Auto Ltd. 0.72%Hero MotoCorp Ltd. 0.72%Eicher Motors Ltd. 0.61%Tata Motors Ltd. 0.55%Banks 27.19%HDFC Bank Ltd. 11.21%ICICI Bank Ltd. 5.84%Kotak Mahindra Bank Ltd. 5.00%Axis Bank Ltd. 2.65%State Bank of India 1.65%IndusInd Bank Ltd. 0.83%Yes Bank Ltd. 0.00%Cement 2.16%Ultratech Cement Ltd. 1.01%Grasim Industries Ltd. 0.60%Shree Cement Ltd. 0.55%Construction Project 2.42%Larsen & Toubro Ltd. 2.42%Consumer Durables 1.02%Titan Company Ltd. 1.02%Consumer Non Durables 10.14%Hindustan Unilever Ltd. 3.44%ITC Ltd. 3.00%Asian Paints Ltd. 1.78%Nestle India Ltd. 1.16%Britannia Industries Ltd. 0.76%Ferrous Metals 1.33%Tata Steel Ltd. 0.74%JSW Steel Ltd. 0.59%Finance 11.90%HDFC Ltd. 7.23%Bajaj Finance Ltd. 2.30%Bajaj Finserv Ltd. 0.91%

HDFC Life Insurance Company Ltd. 0.89%SBI Life Insurance Company Ltd. 0.57%Gas 0.31%GAIL (India) Ltd. 0.31%Minerals/Mining 0.44%Coal India Ltd. 0.44%Non - Ferrous Metals 0.57%Hindalco Industries Ltd. 0.57%Oil 0.49%Oil & Natural Gas Corporation Ltd. 0.49%Pesticides 0.40%UPL Ltd. 0.40%Petroleum Products 12.03%Reliance Industries Ltd. 11.17%Bharat Petroleum Corporation Ltd. 0.51%Indian Oil Corporation Ltd. 0.35%Pharmaceuticals 3.49%Dr. Reddy's Laboratories Ltd. 1.05%Sun Pharmaceutical Industries Ltd. 0.97%Divi's Laboratories Ltd. 0.79%Cipla Ltd. 0.67%Power 1.68%Power Grid Corporation of India Ltd. 0.87%NTPC Ltd. 0.82%Software 15.72%Infosys Ltd. 7.21%Tata Consultancy Services Ltd. 5.05%HCL Technologies Ltd. 1.58%Tech Mahindra Ltd. 0.94%Wipro Ltd. 0.93%Telecom - Services 1.99%Bharti Airtel Ltd. 1.99%Transportation 0.53%Adani Ports & Special Economic Zone Ltd. 0.53%Equity Holdings Total 99.30%Cash & Other Receivables Total 0.70%Grand Total 100.00%

27.19%

15.72%

12.03%

11.90%

10.14%

5.51%

3.49%

2.42%

2.16%

1.99%

1.68%

1.33%

1.02%

0.57%

0.53%

0.49%

0.44%

0.40%

0.31%

Banks

Software

Petroleum Products

Finance


Auto

Pharmaceuticals


Cement

Telecom - Services

Power

Ferrous Metals

Consumer Durables


Transportation

Oil

Minerals/Mining

Pesticides

Gas

The investment objective of the scheme is to provide returns that closely correspond to the total returns of

securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 8.56

9.51

8.74

9.63

9.54

11.35

10,854

13,127

10,872

13,169

10,952

13,7983 Years

11.61 11.74 12.46 17,314 17,416 17,9865 Years

Since Inception 11.68 11.90 12.63 17,423 17,590 18,178

PeriodCAGR (%)




the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark,

** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.


Date of Allotment: November 20, 2015

Fund Size:


Load Structure:Entry Load: Exit Load: Nil Nil

Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).


Minimum Investment (lumpsum): For Subscription / Redemption of units

directly with Mutual Fund : 50,000 units.

For Purchase through Stock Exchange: 1 unit


NAV as on November 27, 2020:NAV Regular Plan

Growth ₹ 8878 136.

Expense Ratio: Regular: 0.10%(for detailed bifurcation on TER, please see page no 32)



13

Top 10 holdings


Equity Holdings

Auto 5.55%




Hero MotoCorp Ltd. 0.71%

Eicher Motors Ltd. 0.61%

Tata Motors Ltd. 0.54%

Banks 27.27%







Yes Bank Ltd. 0.00%

Cement 2.22%


Grasim Industries Ltd. 0.63%

Shree Cement Ltd. 0.57%







ITC Ltd. 3.00%



Britannia Industries Ltd. 0.78%



JSW Steel Ltd. 0.62%

Finance 11.92%

HDFC Ltd. 7.25%



HDFC Life Insurance Company Ltd. 0.88%


Gas 0.32%

GAIL (India) Ltd. 0.32%

Minerals/Mining 0.45%

Coal India Ltd. 0.45%



Oil 0.51%


Pesticides 0.42%

UPL Ltd. 0.42%



Bharat Petroleum Corporation Ltd. 0.53%

Indian Oil Corporation Ltd. 0.37%


Dr. Reddy's Laboratories Ltd. 1.06%


Divi's Laboratories Ltd. 0.84%

Cipla Ltd. 0.69%

Power 1.68%


NTPC Ltd. 0.81%

Software 15.81%

Infosys Ltd. 7.22%




Wipro Ltd. 0.95%




Adani Ports & Special Eco Zone Ltd. 0.50%



Grand Total 100.00%

27.27%

15.81%

12.05%

11.92%

10.18%

5.55%

3.59%

2.45%

2.22%

2.00%

1.68%

1.40%

1.04%

0.59%

0.51%

0.50%

0.45%

0.42%

0.32%

Banks

Software

Petroleum Products

Finance


Auto

Pharmaceuticals


Cement

Telecom - Services

Power

Ferrous Metals

Consumer Durables


Oil

Transportation

Minerals/Mining

Pesticides

Gas

The investment objective of the scheme is to provide returns that, closely correspond to the total returns of

the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same

proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be

achieved.



SCHEME PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 9.45 9.54 8.74 10,943

13,789

10,952

13,798

10,872

13,1693 Years 11.33 11.35 9.63

12.41 12.46 11.74 17,942 17,986 17,4165 Years

Since Inception 12.41 12.46 11.74 17,942 17,986 17,416

PeriodCAGR (%)




the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark,

** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended scheme replicating/tracking Sensex Index

Date of Allotment: November 30, 2015

Fund Size:




Benchmark: S&P BSE Sensex TRI


directly with Mutual Fund : ,000 units.2




Growth ₹ 469.1057




14

Top 10 holdings


Equity Holdings

Auto 4.21%




Banks 30.47%







Cement 1.12%








ITC Ltd. 3.49%





Finance 12.16%

HDFC Ltd. 8.42%



Oil 0.56%






Power 1.92%


NTPC Ltd. 0.92%

Software 17.33%

Infosys Ltd. 8.47%








Grand Total 100.00%

30.47%

17.33%

12.94%

12.16%

10.89%

4.21%

2.82%

2.33%

1.92%

1.18%

1.14%

1.12%

0.89%

0.56%

Banks

Software

Petroleum Products

Finance


Auto


Telecom - Services

Power

Consumer Durables

Pharmaceuticals

Cement

Ferrous Metals

Oil


securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 100 TRI* NIFTY 100 TRI*NIFTY 50 TRI** NIFTY 50 TRI**Scheme

1 Year 8.10

8.09

8.52

8.44

8.74

9.63

10,807

12,625

10,849

12,745

10,872

13,1693 Years

NA NA NA NA NA NA5 Years

Since Inception 13.31 13.72 13.79 17,996 18,301 18,354

PeriodCAGR (%)



option. Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 7. Date of allotment is 17th Mar'2016, hence returns

are available only for 1 year, 3 years & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of

performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the




Fund Size:






directly with Mutual Fund : 0,000 units.2,0



NAV as on November 27, 2020:NAV Regular Plan Growth ₹ 136.8014




15

Top 10 holdings


Equity HoldingsAuto 4.86%Maruti Suzuki India Ltd. 1.49%Mahindra & Mahindra Ltd. 1.07%Bajaj Auto Ltd. 0.64%Hero MotoCorp Ltd. 0.64%Eicher Motors Ltd. 0.53%Tata Motors Ltd. 0.49%Auto Ancillaries 0.47%Motherson Sumi Systems Ltd. 0.29%Bosch Ltd. 0.18%Banks 24.26%HDFC Bank Ltd. 9.75%ICICI Bank Ltd. 5.08%Kotak Mahindra Bank Ltd. 4.35%Axis Bank Ltd. 2.30%State Bank of India 1.49%IndusInd Bank Ltd. 0.77%Bandhan Bank Ltd. 0.39%Bank of Baroda 0.07%Punjab National Bank 0.05%Yes Bank Ltd. 0.00%Cement 2.42%Ultratech Cement Ltd. 0.90%Grasim Industries Ltd. 0.54%Shree Cement Ltd. 0.49%Ambuja Cements Ltd. 0.28%ACC Ltd. 0.21%Chemicals 0.37%Pidilite Industries Ltd. 0.37%Construction 0.16%DLF Ltd. 0.16%Construction Project 2.13%Larsen & Toubro Ltd. 2.13%Consumer Durables 1.21%Titan Company Ltd. 0.89%Havells India Ltd. 0.31%Consumer Non Durables 11.65%Hindustan Unilever Ltd. 2.99%ITC Ltd. 2.60%Asian Paints Ltd. 1.55%Nestle India Ltd. 1.02%Britannia Industries Ltd. 0.68%Tata Consumer Products Ltd. 0.47%Dabur India Ltd. 0.46%Godrej Consumer Products Ltd. 0.43%Colgate Palmolive (India) Ltd. 0.35%Marico Ltd. 0.32%United Spirits Ltd. 0.25%Berger Paints (I) Ltd. 0.22%United Breweries Ltd. 0.17%Procter & Gamble Hygiene&HealthCare Ltd. 0.14%Ferrous Metals 1.21%Tata Steel Ltd. 0.69%JSW Steel Ltd. 0.52%Finance 12.43%HDFC Ltd. 6.30%Bajaj Finance Ltd. 2.03%Bajaj Finserv Ltd. 0.82%HDFC Life Insurance Company Ltd. 0.77%SBI Life Insurance Company Ltd. 0.51%ICICI Lombard General Insurance Co. Ltd. 0.46%ICICI Prudential Life Insurance Co Ltd. 0.26%Bajaj Holdings & Investment Ltd. 0.25%Piramal Enterprises Ltd. 0.24%

HDFC Asset Management Company Ltd. 0.23%Power Finance Corporation Ltd. 0.18%Muthoot Finance Ltd. 0.17%SBI Cards & Payment Services Ltd. 0.15%General Insurance Corporation of India 0.05%Gas 0.83%GAIL (India) Ltd. 0.29%Petronet LNG Ltd. 0.29%Indraprastha Gas Ltd. 0.25%Industrial Capital Goods 0.23%Siemens Ltd. 0.23%Minerals/Mining 0.53%Coal India Ltd. 0.40%NMDC Ltd. 0.13%Non - Ferrous Metals 0.61%Hindalco Industries Ltd. 0.52%Hindustan Zinc Ltd. 0.09%Oil 0.43%Oil & Natural Gas Corporation Ltd. 0.43%Pesticides 0.38%UPL Ltd. 0.38%Petroleum Products 10.73%Reliance Industries Ltd. 9.71%Bharat Petroleum Corporation Ltd. 0.45%Indian Oil Corporation Ltd. 0.32%Hindustan Petroleum Corporation Ltd. 0.25%Pharmaceuticals 4.85%Dr. Reddy's Laboratories Ltd. 0.93%Sun Pharmaceutical Industries Ltd. 0.88%Divi's Laboratories Ltd. 0.72%Cipla Ltd. 0.60%Aurobindo Pharma Ltd. 0.37%Lupin Ltd. 0.35%Biocon Ltd. 0.30%Torrent Pharmaceuticals Ltd. 0.21%Cadila Healthcare Ltd. 0.20%Alkem Laboratories Ltd. 0.17%Abbott India Ltd. 0.12%Power 2.25%Power Grid Corporation of India Ltd. 0.76%NTPC Ltd. 0.71%Adani Green Energy Ltd. 0.66%Adani Transmission Ltd. 0.13%Retailing 0.54%Avenue Supermarts Ltd. 0.54%Software 14.53%Infosys Ltd. 6.28%Tata Consultancy Services Ltd. 4.39%HCL Technologies Ltd. 1.39%Tech Mahindra Ltd. 0.85%Wipro Ltd. 0.83%Info Edge (India) Ltd. 0.47%Larsen & Toubro Infotech Ltd. 0.20%Oracle Financial Services Software Ltd. 0.11%Telecom - Equipment & Accessories 0.27%Bharti Infratel Ltd. 0.27%Telecom - Services 1.73%Bharti Airtel Ltd. 1.73%Transportation 0.86%Adani Ports & Special Economic Zone Ltd. 0.44%InterGlobe Aviation Ltd. 0.23%Container Corporation Of India Ltd. 0.19%Equity Holdings Total 99.94%Cash & Other Receivables Total 0.06%Grand Total 100.00%

24.26%

14.53%

12.43%

11.65%

10.73%

4.86%

4.85%

2.42%

2.25%

2.13%

1.73%

1.21%

1.21%

0.86%

0.83%

0.61%

0.54%

0.53%

0.47%

0.43%

0.38%

0.37%

0.27%

0.23%

0.16%

Banks

Software

Finance


Petroleum Products

Auto

Pharmaceuticals

Cement

Power


Telecom - Services

Ferrous Metals

Consumer Durables

Transportation

Gas


Retailing

Minerals/Mining

Auto Ancillaries

Oil

Pesticides

Chemicals

Telecom-Equipment& Accessories


Construction


securities as represented by Nifty 8-13 yr G-Sec Index, subject to tracking errors. However there is no

assurance that the objective of the scheme will be achieved.

Company Rating % of NAV

100.03%

-0.03%

>365 days

Cash & Other Receivables



SCHEME PERFORMANCE

MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)

Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*

1 Year 10.36 10.72 8.45 11,033 11,069 10,843

3 Years 8.95 9.33 7.89 12,926 13,063 12,555

8.85 9.22 8.06 15,278 15,536 14,7295 Years

Since Inception 8.69 9.04 8.03 16,391 16,710 15,813

PeriodCAGR (%)


thAbove returns are as on 27 November, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total

no. of schemes managed by him is 10. Also, Mr. Sanjay Pawar is co managing the above scheme from 1st September, 2020 and total no. of schemes managed by him is 2. Date of allotment is 24th Dec'2014. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended scheme replicating/tracking Nifty 8-13 Yr G-Sec Index


Fund Size:



Benchmark: Nifty 8-13 yr G-Sec Index

Minimum Investment (lumpsum):For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units.

Fund Manager:Name: Mr. Marzban IraniExperience: years17+


Growth ₹ .9799 21


Risk Measures:

Tracking Error: 1.57 %

Portfolio Metrics:Average Maturity 9.39 yearsMacaulay Duration 7.15 yearsModified Duration 6.94 yearsYTM 5.97%

16

Co-Fund Manager:Name: Mr. Sanjay PawarExperience: 9+ years


Government Bond & Treasury Bill

Government Bond

5.77% Govt of India Red 03-08-2030 SOV 43.79%





Government Bond Total 100.03%

Government Bond & Treasury Bill Total 100.03%

Cash & Other Receivables -0.03%

Grand Total 100.00%

100.03%

-0.03%

>365 days


An open ended balanced scheme which seeks to provide regular returns and capital appreciation according

to the selection of plan by investing in equities and debt. However, there is no assurance that the investment

objective of the Schemes will be realized.

thAbove returns are as on 27 November, 2020. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 -Aggressive Index, ## Nifty 50 TRI. Assuming

₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of

the Index are not available for since inception, hence performance for such period is not available.

Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹

Regular Dividend

Nov 26, 2020

Nov 26, 2020

10.0000

10.0000

10.0000

13.5719 0.1000

Direct Dividend

10.0000

10.0000

10.0000

15.0036 0.1000

10.61%

1.97%

9.97%

77.46%


Up to 365 days

Documents

Life filled with Happiness & togetherness · 2020. 12. 10. · LIC MF Liquid Fund LIC MF Overnight Fund Ÿ Regular income for short term Ÿ Investment in debt / money market instruments