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List Of Abbreviations ABCI - Association of Business Communicators of India ABCP - Asset Backed Commercial Paper ACU - Asian Clearing Union ADB - Asian Development Bank ADF - Augmented Dicky Fuller ADR - Asset Development Reserve ADRs - American Depository Receipts ADs - Authorised Dealers AERA - Airport Economic Regulatory Act AFI - Annual Financial Inspection AIFI - All India Financial Institution AIMSCS - Advanced Institute of Mathematics, Statistics and Computer Science ALM - Asset Liability Management AMA - Advanced Measurement Approach AMFI - Association of Mutual Funds in India AML - Anti-Money Laundering AMU - Asian Monetary Unit ANBC - Adjusted Net Bank Credit APS - Annual Policy Statement AS - Accounting Standard ATM - Automated Teller Machine BAFT - Bankers’ Association for Finance & Trade BC - Business Correspondent BCBS - Basel Committee on Banking Supervision BCP - Business Continuity Planning BCSBI - Banking Codes and Standards Board of India BE - Budget Estimates BF - Business Facilitator BFS - Board for Financial Supervision

List of Abbreviations

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Page 1: List of Abbreviations

List Of AbbreviationsABCI - Association of Business Communicatorsof IndiaABCP - Asset Backed Commercial PaperACU - Asian Clearing UnionADB - Asian Development BankADF - Augmented Dicky FullerADR - Asset Development ReserveADRs - American Depository ReceiptsADs - Authorised DealersAERA - Airport Economic Regulatory ActAFI - Annual Financial InspectionAIFI - All India Financial InstitutionAIMSCS - Advanced Institute of Mathematics,Statistics and Computer ScienceALM - Asset Liability ManagementAMA - Advanced Measurement ApproachAMFI - Association of Mutual Funds in IndiaAML - Anti-Money LaunderingAMU - Asian Monetary UnitANBC - Adjusted Net Bank CreditAPS - Annual Policy StatementAS - Accounting StandardATM - Automated Teller MachineBAFT - Bankers’ Association for Finance &TradeBC - Business CorrespondentBCBS - Basel Committee on Banking SupervisionBCP - Business Continuity PlanningBCSBI - Banking Codes and Standards Board ofIndiaBE - Budget EstimatesBF - Business FacilitatorBFS - Board for Financial SupervisionBFSI - Banking Financial Services and InsuranceBIS - Bank for International SettlementsBMP - Basic Management Programme

Page 2: List of Abbreviations

BoP - Balance of PaymentsBPLR - Benchmark Prime Lending RateBPSS - Board for Regulation and Supervision ofPayment and Settlement SystemsBRBNMPL - Bharatiya Reserve Bank Note MudranPrivate LimitedBSA - Bilateral Swap ArrangementsBSE - Bombay Stock Exchange, MumbaiBSR - Basic Statistical ReturnsBTC - Bankers’ Training CollegeCA - Concurrent AuditCAB - College of Agricultural BankingCACP - Commission for Agricultural Costs andPricesCAD - Current Account DeficitCAMELS - Capital Adquacy, Asset Quality,Management, Earnings, Liquidity,Systems and ControlCAS - Central Account SectionCBDT - Central Board of Direct TaxesCBLO - Collateralised Borrowing and LendingObligationCBS - Consolidated Banking StatisticsCBS - Core Banking SolutionsCC - Cubic CapacityCCB - Central Co-operative BankCCC - Central Complaints CommitteeCCIL - Clearing Corporation of India LimitedCCR - Counterfeit Currency ReportCCRS - Currency Chest Reporting SystemCD - Certificate of DepositC-D - Currency-DepositCDBMS - Centralised Data Base ManagementSystemCDOs - Collateralised Debt ObligationsCDR - Corporate Debt Restructuring

Page 3: List of Abbreviations

xviCDS - Credit Default SwapCENVAT - Central Value Added TaxCFMS - Centralised Funds Management SystemCFSA - Committee on Financial Sector AssessmentCFT - Combating Financing of TerrorismCGFTMSE - Credit Guarantee Fund Trust for Micro and Small EnterprisesCGRA - Currency & Gold Revaluation AccountCIC - Central Information CommissionCICs - Credit Information CompaniesCIS - Commonwealth of Independent StatesCMCPS - Compulsorily and Mandatorily Convertible Preference SharesCMIS - Currency Management Information SystemCoBoSAC - Corporate Bonds and Securitisation Advisory CommitteeCODs - Central Office DepartmentsCoR - Certificate of RegistrationCP - Commercial PaperCPADS - Centralised Public Accounts Department SystemCPC - Cheque Processing CentreCPDO - Centralised Public Debt OfficeCPFF - Commercial Paper Funding FacilityCPI - Consumer Price IndexCPI-AL - Consumer Price Index- Agricultural LabourersCPI-RL - Consumer Price Index-Rural LabourersCPI-IW - Consumer Price Index for Industrial WorkersCPIO - Central Public Information Officer

CPMG - Corporate Performance MonitoringGroupCPPC - Central Pension Payment CellCPSEs - Central Public Sector EnterprisesCR - Contingency ReserveCRAR - Capital to Risk-Weighted Assets RatioCRCS - Central Registar of Co-operativeSocietiesCRR - Cash Reserve RatioCSAA - Control Self Assessment Audit

Page 4: List of Abbreviations

CSD - Customer Services DepartmentCSF - Consolidated Sinking FundCSGL - Constituant Subsidiary General LedgerCSO - Central Statistical OrganisationCTR - Cash Transaction ReceiptCTS - Cheque Truncation SystemCTS - Complaint Tracking SystemCVD - Countervailing DutyCVPS - Currency Verification and ProcessingSystemCWC - Central Water CommissionDAD - Deposit Accounts DepartmentDAP - District Agricultural PlanDAPM - Department of Administration andPersonnel ManagementDBOD - Department of Banking Operations andDevelopmentDBS - Department of Banking SupervisionDCC - District Consultative CommitteeDCCB - District Central Cooperative BankDCM - Department of Currency ManagementDEAP - Department of Economic Analysis andPolicyDEBC - Department of Expenditure andBudgetary ControlDEIO - Department of External Investments andOperationsDEPB - Duty Entitlement Pass BookDGBA - Department of Government and BankAccountsLIST OF ABBREVIATIONSxviiDGCI & S - Directorate General of CommercialIntelligence and StatisticsDIC - District Industries CentreDICGC - Deposit Insurance and Credit GuaranteeCorporation

Page 5: List of Abbreviations

DIP - Disclosure and Investor ProtectionDIT - Department of Information TechnologyDMIS - Document Management InformationSystemDNBS - Department of Non-Banking SupervisionDOC - Department of CommunicationDoT - Department of TelecommunicationDRG - Development Research GroupDRI - Differential Rate of InterestDRT - Debt Recovery TribunalDS - Difference StationaryDSB - Designated Settlement BanksDSIM - Department of Statistics and InformationManagementDvP - Delivery versus PaymentD.A- Dearness AllowanceD.C- Direct CurrentD.D.T- Dichloro Diphenyl Trichloro-EthaneD.I.R- Defence of India Rules Esq- EsquireD.L.O- Dead Letter OfficeD.P.I- Director of public InstructionDA Full Form - - - Dearness Allowance; Daily AllowanceDAVP Full Form - - - Directorate of Advertising and Visual PublicityDC Full Form - - - Deputy Commissioner; Direct Current in ElectricityDDT Full Form - - - Dichloro-Diphenyl Trichloro-ethane (disinfectant)DIN Full Form - - - Director Information NumberDM Full Form - - - District Magistrate; Deputy MinisterDMIC Full Form - - - Delhi-Mumbai Industrial CorridorDMK Full Form - - - Dravida Munnetra Kazhagam (a regional political party of Tamil Nadu)DNA- Deoxy-ribo Nucleic AcidDO Full Form - - - Demi-official (letter)Doctor)DOD Full Form - - - Department of Ocean DevelopmentDPEP Full Form - - - District Primary Education ProgrammeDPI Full Form - - - Director of Public InstructionDRAM Full Form - - - Dynamic Random Access Memory

Page 6: List of Abbreviations

DRDO Full Form - - - Defence Research and Development OrganisationDRES Full Form - - - Department of Renewable Energy SourcesDST Full Form - - - Daylight Saving TimeDTH Full Form - - - Direct to Home (broadcasting)EACB - European Association of Co-operativeBanksEBT - Electronic Benefit TransferECB - European Central BankECBs - External Commercial BorrowingsECGC - Export Credit Guarantee CorporationECR - Export Credit RefinanceECS - Electronic Clearing ServicesEEA - Exchange Equalisation AccountEEFC - Exchange Earners’ Foreign CurrencyEFT - Electronic Funds TransferEMEs - Emerging Market EconomiesEOU - Export Oriented UnitEPCG - Export Promotion Capital GoodsESOS - Employees Stock Option SchemeEU - European UnionEXIM Bank - Export Import BankFAO - Food & Agriculture OrganisationFAQs - Frequently Asked QuestionsFATF - Financial Action Task ForceFBT - Fringe Benefit TaxFC - Financial ConglomerateFCAs - Foreign Currency AssetsFCCB - Foreign Currency Convertible BondFCI - Food Corporation of IndiaFCNR(B) - Foreign Currency Non-Resident (Banks)FDI - Foreign Direct InvestmentFED - Foreign Exchange DepartmentFEDAI - Foreign Exchange Dealers’ Associationof IndiaFI - Financial InstitutionsFIEO - Federation of Indian ExportOrganisation

Page 7: List of Abbreviations

FIIs - Foreign Institutional InvestorsFIPB - Foreign Investment Promotion BoardFITL - Funded Interest Term LoanFIU-IND - Financial Intelligence Unit-IndiaFLCCs - Financial Literacy and Credit CounselingCentresFMCG - Fast Moving Consumer GoodsFMD - Financial Markets DepartmentFOF - Flow of FundsFPS - Focus Product SchemeFRBM - Fiscal Responsibility and BudgetManagementFRBs - Floating Rate BondsFRL - Full Reservoir LevelFRLs - Fiscal Responsibility LegislationsFSB - Financial Stability BoardFSF - Financial Stability ForumLIST OF ABBREVIATIONSxviiiFST - Financial Sector TechnologyFVCIs - Foreign Venture Capital InvestorsGCC - Gulf Cooperation CouncilGCCs - General-purpose Credit CardsGDP - Gross Domestic ProductGDRs - Global Depository ReceiptsGFCE - Government Financial ConsumptionExpenditureGFD - Gross Fiscal DeficitGFSR - Global Financial Stability ReportGIPSA - General Insurer’s (Public Sector)Association of IndiaGoI - Government of IndiaGRF - Guarantee Redemption FundGSDP - Gross State Domestic ProductGST - Goods and Services TaxHFCs - Housing Finance CompaniesHLAC - High Level Advisory Committee

Page 8: List of Abbreviations

HLCCFM - High Level Coordination Committee onFinancial MarketsHLG - High Level GroupHR - Human ResourcesHRDD - Human Resources DevelopmentDepartmentHRMS - Human Resources ManagementSystemHSUI - Housing Start Up IndexHTM - Held-to-MaturityIAS - Integrated Accounting SystemsIASC - Inspection and Audit Sub-CommitteeIBA - Indian Banks’ AssociationICAC - International Cotton AdvisoryCommitteeICAI - Institute of Chartered Accountants ofIndiaICAR - Indian Council for Agricultural ResearchICCOMS - Integrated Computerised CurrencyOperations and Management SystemICT - Information and CommunicationTechnologyIDMD - Internal Debt Management DepartmentIDR - Indian Depository ReceiptIDRBT - Institute for Development & Research inBanking TechnologyIEM - Industrial Entrepreneurs MemorandaIES - Integrated Establishment SystemIGIDR - Indira Gandhi Institute of DevelopmentResearchIIA - Institute of Internal AuditorsIIBM - Indian Institute of Bank ManagementIIFCL - India Infrastructure Finance CompanyLimitedIIFT - Indian Institute of Foreign TradeIIP - Index of Industrial ProductionILO - International Labour Organisation

Page 9: List of Abbreviations

IMA - Internal Models ApproachIMD - India Millennium DepositsIMD - India Meteorological DepartmentIMF - International Monetary FundIMFC - International Monetary and FinancialCommitteeIODP - Integrated Officers DevelopmentProgrammesIPAs - Issuing and Paying AgentsIPCC - Inter-Govermental Panel on ClimateChangeIPCs - Irrevocable Payment CommitmentsIPDIs - Innovative Perpetual Debt InstrumentsIPOs - Initial Public OfferingsIP-RR - Interest Payment - Revenue ReceiptIRB - Internal Ratings-BasedIRDA - Insurance Regulatory and DevelopmentAuthorityLIST OF ABBREVIATIONSxixIRFs - Interest Rate FuturesISA - Information Systems AuditISACA - Information Systems Audit and ControlAssessmentISMS - Information Security ManagementSystemISO - International Organisation forStandardisationIT - Information TechnologyIT-BPO - Information Technology - BusinessProcess OutsourcingITEs - Intra-Group Transactions and ExposuresIWMP - Integrated Watershed ManagementProgrammeJLG - Joint Liability GroupJNNURM - Jawaharlal Nehru National UrbanRenewal Mission

Page 10: List of Abbreviations

KCCs - Kisan Credit CardsKVIBs - Khadi and Village Industries BoardsKVIC - Khadi and Village IndustriesCommissionKYC - Know Your CustomerLAF - Liquidity Adjustment FacilityLB - Lowest daily outstanding BalanceLCD - Liquid Crystal DisplayLIBOR - London Inter-Bank Offer RateLOI - Letter of IntentLPA - Long Period AverageMASI - Management Audit Systems InspectionMAT - Minimum Alternate TaxMCA - Ministry of Corporate AffairsMBS - Mortgage Backed SecuritiesMF - Mutual FundsMFDEF - Micro Finance Development and EquityFundMFDF - Micro Finance Development FundMFI - Micro Finance InstitutionMICR - Magnetic Ink Character RecognitionMMA - Macro Management of AgricultureMMBCS - Magnetic Media Based Clearing SystemMMMFs - Money Market Mutual FundsMMS - Multi Modal SettlementsMODVAT - Modified Value Added TaxMoU - Memorandum of UnderstandingMPD - Monetary Policy DepartmentMPI - Macro-Prudential IndicatorsMPLS - Multi Protocol Label SwitchingMSE-CDP - Micro and Small Enterprises ClusterDevelopment ProgrammeMSEs - Micro and Small EnterprisesMSMEs - Micro, Small and Medium EnterprisesMSOE - Minimum Standards of OperationalEfficiencyMSP - Minimum Support Price

Page 11: List of Abbreviations

MSS - Market Stabilisation SchemeMTM - Mark-to-MarketNAB - New Arrangement to BorrowNABARD - National Bank for Agriculture and RuralDevelopmentNASSCOM - National Association of Software andServices CompaniesNAV - Net Asset ValueNBFCs - Non-Banking Financial CompaniesNBFC-D - Deposit taking NBFCNBFC-ND - Non-deposit taking NBFCNBFC-ND-SI - Systemically Important Non-deposittaking NBFCNCR - National Capital RegionNBO - National Building OrganisationNDA - Net Domestic AssetNDS - Negotiated Dealing SystemsNDS - OM - Negotiated Dealing System - OrderMatchingNDTL - Net Demand and Time LiabilityLIST OF ABBREVIATIONSxxNECS - National Electronic Clearing SystemNEFT - National Electronic Funds TransferNFS - National Financial SwitchNFA - Net Foreign AssetsNFSM - National Food Security MissionNGO - Non-Government OrganisationNHB - National Housing BankNIBM - National Institute of Bank ManagementNIC - National Informatics CentreNIF - National Investment FundNIMSME - National Institute for Micro, Small andMedium EnterprisesNIPFP - National Institute of Public Finance andPolicyNOC - No Objection Certificate

Page 12: List of Abbreviations

NOF - Net Owned FundsNPAs - Non-Performing AssetsNPCI - National Payments Corporation of IndiaNPS - New Pension SchemeNRAA - National Rain Fed Area AuthorityNREGS - National Rural Employment GuaranteeSchemeNR(E)RA - Non-Resident (External) Rupee AccountNRI - Non-Resident IndianNRRDA - National Rural Road DevelopmentAgencyNSE - National Stock ExchangeNSM - Note Sorting MachineNSSF - National Small Saving FundNSSO - National Sample Survey OrganisationOBCs - Other Backward ClasssOBE - Off- Balance Sheet ExposuresOD - OverdraftOECD - Organisation for Economic Co-operationand DevelopmentODI - Offshore Derivative InstrumentsOLTAS - Online Tax Accounting SystemOMO - Open Market OperationOMS - Open Market SalesOPEC - Organisation for Petroleum ExportingCountriesORFS - Online Returns Filing SystemOSMOS - Off-Site Monitoring and SurveillanceOTC - Over-the-CounterOTS - One-Time SettlementPACS - Primary Agricultural Credit SocityPAD - Public Accounts DepartmentPAN - Permanent Account NumberPCA - Prompt Corrective ActionPCPS - Perpetual Cumulative PreferenceSharesPDs - Primary Dealers

Page 13: List of Abbreviations

PDI - Perpetual Debt InstrumentsPDO - Public Debt OfficePDO-NDS - Public Debt Office - Negotiated DealingSystemPDS - Public Distribution SystemPE - Private EquityPFCE - Private Final Consumption ExpenditurePFRDA - Pension Fund Regulatory andDevelopment AuthorityPGPBF - Post Graduate Programme in Banking &FinancePIT - Personal Income TaxPMEGP - Prime Minister Employment GenerationProgrammePMLA - Prevention of Money Laundering ActPMRY - Prime Minister’s Rojgar YojanaPNCPs - Perpetual Non-Cumulative PreferenceSharesPOL - Petroleum, Oil and LubricantsPPP - Public Private PartnershipPSBs - Public Sector BanksLIST OF ABBREVIATIONSxxiPSS Act - Payment & Settlement Systems ActPSUs - Public Sector UndertakingsQCBS - Quality and Cost Based SelectionQIB - Qualified Institutional BuyerQIP - Qualified Institutional PlacementQMS - Quality Management SystemR&D - Research & DevelopmentRBIA - Risk Based Internal AuditRBSC - Reserve Bank Staff CollegeRCs - Reconstruction CompaniesRCC - Regional Complaints CommitteeRCS - Registar of Co-operative SocietiesRE - Revised EstimatesREER - Real Effective Exchange Rate

Page 14: List of Abbreviations

REGP - Rural Employment Generation ProgrammeRIDF - Rural Infrastructure Development FundRKVY - Rashtriya Krishi Vikas YojanaRNCPS - Redeemable Non-CumulativePreference SharesRoA - Return on AssetsROE - Return on EquityROSC - Report on Observance of Standardsand CodesRPCD - Rural Planning and Credit DepartmentRRBs - Regional Rural BanksRTGS - Real Time Gross SettlementRTI - Right to InformationRTP - Reserve Tranche PositionSAARC - South Asian Association for RegionalCo-operationSACPs - Special Agricultural Credit PlansSAD - Single Administrative DocumentSDDS - Special Data Dissemination StandardsSAMIS - Service Area Monitoring and InformationSystemSAP - State Agricultural PlanSARFAESI - Securitisation and Reconstruction ofFinancial Assets and Enforcement ofSecurity InterestSBI - State Bank of IndiaSC - Scheduled CasteSCs - Securitisation CompaniesSCB - Scheduled Commercial BankSDLs - State Development LoansSDR - Special Drawing RightsSEBI - Securities and Exchange Board of IndiaSEZs - Special Economic ZonesSFCs - State Finance CorporationsSFMS - Structured Financial Messaging SystemSFURTI - Scheme for Fund for Regeneration ofTraditional Industries

Page 15: List of Abbreviations

SGL - Subsidiary General LedgerSHGs - Self-Help GroupsSIDBI - Small Industries Development Bank ofIndiaSIFI - Systemically Important FinancialIntermediariesSIPS - Systemically Important Payment SystemSITP - Scheme for Integrated Textile ParksSIVs - Structured Investment VehiclesSLAF - Second Liquidity Adjustment FacilitySLA(IC) - Sundry Liabilities Account (InterestCapitalisation)SLB - Securities Lending and BorrowingSLBC - State Level Bankers’ CommitteeSLR - Statutory Liquidity RatioSMEs - Small and Medium EnterprisesSMO - Special Market OperationsSPMCIL - Security Printing and MintingCorporation of India Ltd.SPV - Special Purpose VehicleLIST OF ABBREVIATIONSxxiiSREP - Supervisory Review and EvaluationProcessSRMS - Self Employment Scheme forRehabilitation of Manual ScavangersSSS - Securities Settlement SystemST - Scheduled TribeStCB - State Co-operative BankSTCRC - Short-Term Co-operative Rural CreditSTOs - State Treasury OfficesSTR - Suspicious Transaction ReportSTRIPS - Separate Trading for Registered Interestand Principal of SecuritiesTAC - Technical Advisory CommitteeTAFCUBs - Task Force for Urban Co-operativeBanks

Page 16: List of Abbreviations

TAG - Technical Advisory GroupTALF - Term Asset-Backed Securities LoanFacilityTFC - Twelfth Finance CommissionTFCI - Tourism Finance Corporation of IndiaTFP - Total Factor ProductivityTFTS - Trade for Trade SettlementTIN - Tax Information NetworkTMSM - Training Methods and Skills forManagersTMT - Thermo Mechanically TreatedToRs - Terms of ReferencesTS - Trend StationaryTUFS - Technology Upgraded Fund SchemeUBD - Urban Banks DepartmentUCBs - Urban Cooperative BanksUCNs - Uniform Code NumbersUNDP - United Nations DevelopementProgrammeUNICO - Umbrella Organisation for LargeCooperative Banks in EuropeUNDP - United Nations DevelopmentProgrammeUNIDO - United Nations Industrial DevelopmentOrganisationUNME - Urban Non-Manual EmployeesUTs - Union TerritoriesVAR - Vector AutoregressionVaR - Value at RiskVKGUY - Vishesh Krishi Gram Udyog YojanaVPN - Virtual Private NetworkWADR - Weighted Average Discount RateWEO - World Economic OutlookWMA - Ways and Means AdvancesWPI - Wholesale Price IndexWSS - Weekly Statistical SupplementWTO - World Trade Organisation

Page 17: List of Abbreviations

XBRL - eXtensible Business ReportingLanguageXML - Extensible Markup LanguageY-o-Y - Year-on-YearZTC - Zonal Training CentreADB Full Form - - - Asian Development BankADR Full Form - - - American Depositary ReceiptAGM Full Form - - Annual General MeetingAIDWA Full Form - - - All India Democratic Woman’s AssociationAITUC Full Form - - - All India Trade Union CongressAMFI Full Form - - - Association of Mutual Funds in IndiaAO Full Form - - Additive OutliersAPEC Full Form - - - Asia-Pacific Economic CooperationAPL Full Form - - - Above Poverty LineAPM Full Form - - - Administered Pricing MechanismARC Full Form - - - Asset Reconstruction CompanyARDR Full Form - - - Agricultural and Rural Debt ReliefASBA Full Form - - - Application Supported by Block AmountASEAN Full Form - - - Association of South-East Asian NationsASEM Full Form - - - Asia-Europe MeetingASSOCHAM Full Form - - Associated Chambers of Commerce and Industry of IndiaATM Full Form - - Asynchronous Transfer ModeATM Full Form - - Automated teller machineBCBS Full Form - - - Basel committee for Banking Supervision

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BCSBI Full Form - - - Banking Codes and Standards Board of IndiaBIFR Full Form - - - Board of Industrial and Financial ReconstructionBIS Full Form - - Bank for International SettlementsBIS Full Form - - - Bureau of Indian StandardsBOLT Full Form - - - BSE On-Line Trading (System)BOP Full Form - - Balance of Payments

Page 18: List of Abbreviations

BOT Full Form - - - Build, Operate and TransferBPL Full Form - - - Below Poverty LineBPO Full Form - - - Business Process OutsourcingBSCS Full Form - - Basel Committee on Banking SupervisionBSE Full Form - - Bombay Stock ExchangeBSR Full Form - - Basic Statistical ReturnsC & AG Full Form - - - Comptroller & Auditor GeneralCA Full Form - - - Chartered AccountantCABE Full Form - - - Central Advisory Board of EducationCACP Full Form - - - Commission of Agriculture Cost and PriceCAD Full Form - - Capital Account DeficitCAG Full Form - - Controller and Auditor General of IndiaCAMELS Full Form - - - C - Capital adequacy, A - Asset quality, M - Management quality, E – Earnings, L – Liquidity, S - Sensitivity to Market RiskCAPART Full Form - - - Council for People’s Action and Advancement of Rural TechnologyCAR Full Form - - - Capital adequacy ratioCARE Full Form - - - Credit Analysis & Research Ltd.CBS Full Form - - - Core banking solutionCC Full Form - - Cash CreditCCI Full Form - - - Competition Commission of IndiaCCIL Full Form - - - Clearing Corporation of India limitedCD Full Form - - Certificate of DepositCDSL Full Form - - - Central Securities Depository LimitedCECA Full Form - - - Comprehensive Economic Cooperation AgreementCEPA Full Form - - - Comprehensive Economic Partnership AgreementCFRA Full Form - - Combined Finance and Revenue AccountsCHOGM Full Form - - - Commonwealth Heads of Government MeetingCIBIL Full Form - - - Credit Information Bureau (India) LtdCII Full Form - - - Confederation of Indian IndustryCIS Full Form - - - Commonwealth of Independent StatesCITES Full Form - - - Convention on International Trade in Endangered SpeciesCITU Full Form - - - Centre Of Indian Trade Unions

Page 19: List of Abbreviations

CMP Full Form - - - Common Minimum ProgramCO Full Form - - Capital OutlayCP Full Form - - Commercial PaperCPI Full Form - - Consumer Price IndexCPI (AL) Full Form - - - Consumer Price Index for Agricultural Labors.CPI (IW) Full Form - - - Consumer Price Index for Industrial WorkersCPI (RL) Full Form - - - Consumer Price Index for Rural LabourersCPI (UNME) Full Form - - - The Consumer Price Index for Urban Non-Manual Employees.CR Full Form - - Capital ReceiptsCRAR Full Form - - Capital to Risk Weighted Asset RatioCRISIL Full Form - - - Credit Rating Information Services of India LimitedCRR Full Form - - - Cash Reserve RatioCSIR Full Form - - - Council of Scientific and Industrial ResearchCST Full Form - - - Central Sales TaxCTT Full Form - - - Commodities Transaction TaxDA Full Form - - - Dearness Allowance; Daily AllowanceDAP Full Form - - Development Action PlanDBOD Full Form - - Department of Banking Operations and DevelopmentDBS Bank Lt - The Development Bank of Singapore Limited.DCA Full Form - - Department of Company Affairs- (Now known as Ministry of Companies Affairs- MCA)DCM Full Form - - Department of Currency ManagementDD Full Form - - Demand DraftDDS - Data Dissemination StandardsDICGC Full Form - - Deposit Insurance and Credit Guarantee Corporation of IndiaDMA Full Form - - Departmentalized Ministries AccountDMIC Full Form - - - Delhi-Mumbai Industrial CorridorDPEP Full Form - - - District Primary Education ProgramECA Full Form - - - Essential Commodity ActECB Full Form - - - External Commercial BorrowingsECS Full Form - - Electronic Clearing ServiceECS Full Form - - - Electronic clearing system

Page 20: List of Abbreviations

EDUSAT Full Form - - - Education SatelliteEEE Full Form - - - Exempt Exempt ExemptEEFC Accounts Full Form - - - Exchange Earners Foreign Currency AccountEET Full Form - - - Exempt Exempt TaxationEFA Full Form - - - Education for AllEFT Full Form - - - Electronic fund transferEGOM Full Form - - - Empowered Group of MinistersEMI Full Form - - - Equated Monthly InstallmentEMS Full Form - - - European Monetary SystemEPF Full Form - - Employees Provident FundEPF Full Form - - - Employees Provident FundEPFO Full Form - - - Employees Provident Fund OrganizationERNET Full Form - - - Educational and Research NetworkESA Full Form - - - European Space AgencyESCAP Full Form - - - Economic and Social Commission for Asia and PacifyESMA Full Form - - - Essential Services Maintenance ActESOP Full Form - - - Employee Stock Option ProgramEU Full Form - - - European UnionEXIM Full Form - - Export Import Bank of IndiaFAO Full Form - - - Food and Agriculture OrganizationFCCB Full Form - - - Foreign Currency Convertible BondFCNR Full Form - - - Foreign Currency (Non-Resident) Accounts SchemeFCNR(B) Full Form - - Foreign Currency Currency Non-Repatriable(Banks)FCNR(B) Full Form - - Foreign Currency Non-resident (Banks)FDI Full Form - - - Foreign Direct InvestmentFEMA Full Form - - - Foreign Exchange Management ActFERA Full Form - - - Foreign Exchange Regulations ActFICCI Full Form - - Federation of Indian Chambers of Commerce and IndustryFICCI Full Form - - - Federation of Indian Chambers Of Commerce and IndustryFII Full Form - - - Foreign Institutional InvestorsFIMMDA Full Form - - Fixed Income Money Market and Derivatives Association of IndiaFIPB Full Form - - - Foreign Investment Promotion Board (Of India)

Page 21: List of Abbreviations

FMCG Full Form - - - Fast Moving Consumer GoodsFPO Full Form - - - Follow on Public OfferFRBM Full Form - - - Fiscal Responsibility And Budget ManagementFSSA Full Form - - - Food Safety And Standards Authority (Of India)FTA Full Form - - - Free Trade AreaGATT Full Form - - - General Agreement On Tariffs And TradeGCC Full Form - - - Gulf Cooperation CouncilGDP Full Form - - Gross Domestic ProductGDR Full Form - - - Global Depositary ReceiptGEF Full Form - - - Global Environment FundGIC Full Form - - - General Insurance CorporationGNP Full Form - - - Gross National ProductGOI Full Form - - Government of IndiaGST Full Form - - - Goods and Service TaxHDFC Full Form - - - Housing Development Finance Corporation LimitedHDI Full Form - - - Human Development IndexHSBC Full Form - - - Hong Kong and Shanghai Banking Corporation LimitedHUDCO Full Form - - Housing & Urban Development CorporationHUDCO Full Form - - - Housing And Urban Development CorporationIAAI Full Form - - - International Airport Authority Of IndiaIAAS Full Form - - - Indian Audit and Accounts ServiceIADF Full Form - - - International Agricultural Development FundIAEA Full Form - - - International Atomic Energy AgencyIASB Full Form - - - The International Accounting Standards BoardIBRD Full Form - - International Bank for Reconstruction and DevelopmentICAI Full Form - - - Institute of Chartered Accountants of IndiaICAR Full Form - - - Indian Council of Agricultural ResearchICCW Full Form - - - Indian Council for Child WelfareICDS Full Form - - - Integrated Child Development ServiceICICI Full Form - - - Industrial Credit and Investment Corporation of IndiaICMR Full Form - - - Indian Council of Medical ResearchICOR Full Form - - - Incremental capital output ratioICRA Full Form - - - Investment information and Credit Rating Agency

Page 22: List of Abbreviations

ICRC Full Form - - - International Committee of Red CrossIDA Full Form - - - International Development AssociationIDBI Full Form - - - Industrial Development Bank of IndiaIDR Full Form - - - Indian Depository ReceiptsIES Full Form - - - Indian Economic ServiceIEX Full Form - - - Indian Energy ExchangeIFAD Full Form - - International Fund for Agricultural DevelopmentIFC Full Form - - International Finance CorporationIFRS Full Form - - - International Financial Reporting StandardIFSC Full Form - - Indian Financial System CodeIFSC Full Form - - - Indian financial system codeIFTU Full Form - - - International Federation of Trade UnionsIFWJ Full Form - - - Indian Federation of Working JournalistsIIP Full Form - - - The Index of Industrial ProductionIIPA Full Form - - - Indian Institute of Public AdministrationIISS Full Form - - - International Institute of Strategic StudiesILO Full Form - - - International Labor OrganizationIMF Full Form - - - International Monetary FundIMO Full Form - - - International Maritime OrganizationIMRB Full Form - - - Indian Market Research BureauINMARSAT Full Form - - - International Maritime Satellite OrganizationINR Full Form - - Indian RupeeINTERPOL Full Form - - - International Police OrganizationINTUC Full Form - - - Indian National Trade Union CongressIOC Full Form - - - International Olympic CommitteeIP Full Form - - Interest PaymentIPCC Full Form - - - Intergovernmental Panel on Climate ChangeIPEC Full Form - - - International Program on Elimination Of Child LaborIPO Full Form - - - Initial public offerIPR Full Form - - - Intellectual Property RightIRDA Full Form - - Insurance Regulatory Developement AuthorityIRDA Full Form - - - Insurance Regulatory and Development AuthorityIREP Full Form - - - Integrated Rural Energy Planning

Page 23: List of Abbreviations

ISO Full Form - - - International Standardization OrganizationISS Full Form - - - International Space StationITDC Full Form - - - Indian Tourism Development CorporationITO Full Form - - - International Trade Organization; Income-Tax OfficerITU Full Form - - - International Tele-Communication UnionJNNURM Full Form - - - Jawaharlal Nehru National Urban Renewal MissionKPO Full Form - - - Knowledge Process OutsourcingKVIC Full Form - - Khadi & Village Industries CorporationKYC Full Form - - - Know your customerLAMPS Full Form - - Large-sized Adivasi Multipurpose SocietiesLDC Full Form - - - Least Developed CountriesLIBOR Full Form - - - London Inter Bank Offer RateLIC Full Form - - - Life Insurance Corporation (Of India)LLP Full Form - - - Limited Liability PartnershipMA Full Form - - Moving AverageMAIT Full Form - - - Manufacturers’ Association for Information TechnologyMAT Full Form - - - Minimum Alternative TaxMCA Full Form - - Ministry of Company AffairsMCAP Full Form - - - Market capitalization / Mid capMDG Full Form - - - Millennium development goalsMEP Full Form - - - Minimum Export PricMFA Full Form - - - Multi-Fiber AgreementMFI Full Form - - - Micro finance institutionMFIN Full Form - - - Micro finance institution networkMFN Full Form - - - Most Favored NationMGNREGA Full Form - - - National Rural Employment Guarantee ActMIBOR Full Form - - - Mumbai Interbank offer rateMICR Full Form - - Magnetic ink character recognitionMIN Full Form - - - Mutual fund identification no.MIS Full Form - - Marketing Intelligence SystemMNC Full Form - - - Multi-National CorporationMRP Full Form - - Maximum Retail PriceMRTPC Full Form - - - Monopolies and Restrictive Trade Practices Commission

Page 24: List of Abbreviations

MRTS Full Form - - - Mass Rapid Transit SystemMSME Full Form - - - Micro Small and Medium EnterprisesMSP Full Form - - - Minimum support priceMT Full Form - - Mail TransferMTO Full Form - - - Multilateral Trade OrganizationNABARD Full Form - - National Bank for Agriculture and Rural DevelopmentNAEP Full Form - - - National Adult Education ProgramNAFED Full Form - - - National Agricultural Cooperative Marketing Federation of India LtdNAFTA Full Form - - - North America Free Trade AgreementNAM Full Form - - - Non-Aligned MovementNAMA Full Form - - - Non-Agriculture Market AccessNASDAQ Full Form - - - National Association of Securities Dealers Automated QuotationNASSCOM Full Form - - National Association of Software and Services CompaniesNATO Full Form - - - North Atlantic Treaty OrganizationNAV Full Form - - - Net Asset ValueNBFC Full Form - - - Non Banking Finance CompaniesNCAER Full Form - - - National Council Of Applied Economic ResearchNCERT Full Form - - - National Council Of Education Research And TrainingNCPCR Full Form - - - National Commission for Protection of Child RightsNDC Full Form - - - National Development CouncilNEFT Full Form - - - National Electronic Fund TransferNEGP Full Form - - - National E-Governance PlanNEP Full Form - - - National Education PolicyNFO Full Form - - - New Fund OffersNGO Full Form - - Non-Governmental OrganizationNHAI Full Form - - - National Highways Authority of IndiaNHDP Full Form - - - National Highways Development ProjectNHRC Full Form - - - National Human Rights CommissionNIC Full Form - - National Industrial ClassificationNIFT Full Form - - - National Institute of Fashion TechnologyNIO Full Form - - - National Institute of Oceanography

Page 25: List of Abbreviations

NLMA Full Form - - - National Literacy Mission AuthorityNMDC Full Form - - - National Mineral Development CorporationNNP Full Form - - - Net National ProductionNOHFC Full Form - - non-operative financial holding companyNPA Full Form - - - Non Performing AssetNPR Full Form - - - National Population RegisterNRI Full Form - - Non-Resident IndianNSC Full Form - - National Statistical CommissionNSDL Full Form - - - National Securities Depository LimitedNSE Full Form - - National Stock ExchangeNSSO Full Form - - - National Sample Survey OrganizationNTPC Full Form - - - National Thermal Power CorporationOD Full Form - - Over DraftODA Full Form - - - Official Development AssistanceOECD Full Form - - - Organization of Economic Co-Operation and DevelopmentOGL Full Form - - - Open General LicenseOIC Full Form - - - Organization of Islamic CountriesOIL Full Form - - - Oil India LimitedOLTAS Full Form - - OnLine Tax Accounting SystemOMCS Full Form - - - Oil Marketing CompaniesONGC Full Form - - - Oil And Natural Gas CommissionOPEC Full Form - - - Organization Of Petroleum Exporting CountriesOSCE Full Form - - - Organization For Security And Cooperation In EuropePAC Full Form - - - Public Accounts CommitteePACS Full Form - - Primary Agriculture Credit SocietiesPAN Full Form - - - Permanent Account Number (Of Income-Tax)PATA Full Form - - - Pacific-Asia Travel AssociationPCI Full Form - - - Per capita incomePD Full Form - - Primary DeficitPDO Full Form - - Public Debt OfficePDS Full Form - - - Public Distribution SystemPIL Full Form - - - Public Interest LitigationPIO Full Form - - - Persons Of Indian Origin

Page 26: List of Abbreviations

PN Full Form - - - Participatory NotePNB - Punjab National Bank.PO Full Form - - Principal OfficePOP Full Form - - - Point Of PurchasePPF Full Form - - - Public Provident FundPPP Full Form - - - Public private partnership / Purchasing power parityPSE Full Form - - Public Sector EnterprisesPTA Full Form - - - Preferential Trade AreaPURA Full Form - - - Providing urban amenities in rural areasQIB Full Form - - - Qualified Institutional BuyerQIP Full Form - - - Qualified Institutional PlacementQR Full Form - - - Quantitative RestrictionRBI Full Form - - - Reserve Bank Of IndiaRDBMS Full Form - - Relational Database Management SystemRE Full Form - - Revenue ExpenditureREC Full Form - - Rural Electrification CorporationRIDF Full Form - - - Rural infrastructure development fundRMB Full Form - - Renminbi (Chinese)RR Full Form - - Revenue ReceiptsRRB Full Form - - Regional Rural BankRRPI Full Form - - - Rural Retail Price IndexRSETI Full Form - - Rural Self Employment Training InstituteRTGS Full Form - - Real Time Gross SettlementSAARC Full Form - - - South Asian Association for Regional Co-OperationSAFTA Full Form - - - South Asian Free Trade AreaSAIL Full Form - - - Steel Authority of India LimitedSAM Full Form - - Social Accounting MatrixSAPTA Full Form - - - SAARC Preferential Trading AgreementSARFAESI ACT Full Form - - - The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002SBI - State Bank of India.SC Full Form - - Schedule CasteSCO Full Form - - - Shanghai Cooperation Organization

Page 27: List of Abbreviations

SCOPE Full Form - - - Standing Conference On Public EnterprisesSDF Full Form - - shipping declaration formSDR Full Form - - - Special Drawing RightsSEBI Full Form - - Securities and Exchange Board of IndiaSEBI Full Form - - - Securities And Exchange Board Of IndiaSEWA Full Form - - - Self employed woman’s associationSEZ Full Form - - - Special Economic ZoneSFC Full Form - - State Financial CorporationSGL Full Form - - Subsidiary General LedgerSIDBI Full Form - - - Small Industries Development Bank of IndiaSLR Full Form - - - Statutory Liquidity RatioSSI Full Form - - Small-Scale IndustriesST Full Form - - Schedule TribeSTDR Full Form - - Special Term Deposit ReceiptSTT Full Form - - - Securities Transaction TaxSWIFT Full Form - - - Society for Worldwide Financial Telecommunications,TC Full Form - - Temporary ChangeTDS Full Form - - - Tax Deduction at SourceTIFR Full Form - - - Tata Institute Of Fundamental ResearchTIN Full Form - - - Tax Information NetworkTINXSYS Full Form - - - Tax Information Exchange SystemTISCO Full Form - - - Tata Iron and Steel CompanyTPDS Full Form - - - Targeted Public Distribution SystemTRAI Full Form - - - Telecom Regulatory Authority Of IndiaTRIMS Full Form - - - Trade Related Investment MeasuresTRIPS Full Form - - - Trade Related Intellectual Property RightsTRYSEM Full Form - - - Training Of Rural Youth For Self EmploymentTT Full Form - - Telegraphic TransferUCO - United Commercial Bank.UN Full Form - - - United NationsUNCTAD Full Form - - - United Nations Conference On Trade And DevelopmentUNDP Full Form - - - United Nations Development ProgramUNEF Full Form - - - United Nations Emergency Force

Page 28: List of Abbreviations

UNEP Full Form - - - United Nations Environment ProgramUNESCO Full Form - - - United Nations Educational, Scientific And Cultural OrganizationUNFCCC Full Form - - - United nation framework convention on climate changeUNFPO Full Form - - - United Nations Fund For Population ActivitiesUNHCR Full Form - - - United Nations High Commissioner For RefugeesUNHRC Full Form - - - United Nations Human Rights CommissionUNICEF Full Form - - - United Nations International Children’s (Emergency) FundUNIDO Full Form - - - United Nations Industrial Development OrganizationUNRRA Full Form - - - United Nations Relief And Rehabilitation AdministrationUS Full Form - - United StatesUSD Full Form - - US DollarsUSE Full Form - - United Stock ExchangeVAT Full Form - - - Value-Added TaxVC Full Form - - Venture CapitalVDIS Full Form - - - Voluntary Disclosure Of Income SchemeVRS Full Form - - - Voluntary Retirement SchemeWEF Full Form - - - World Economic ForumWFP Full Form - - - World Food ProgramWHO Full Form - - - World Health OrganizationWIPO Full Form - - - World Intellectual Property Organization

All full forms - Important for competitive exams including bankingA -A.C- Alternating CurrentA.D- Anno DominA.G- Accountant GeneralA.I.C.C- All India Congress Committee

Page 29: List of Abbreviations

A.I.R- All India RadioA.I.T.U.C- All India Trade Union Congressa.m- Ante meridienA.R.P- Air Raid PrecautionABM Full Form - - - Anti Ballistic MissilesABVP Full Form - - - Akhil Bharatiya Vidyarthi ParishadAC Full Form - - - Alternating Current; Ashoka ChakraACU Full Form - - - Asian Currency UnionAD Full Form - - - anno Domini; in the year of Lord ChristADB Full Form - - - Asian Development BankADC Full Form - - - Aide-de-Camp; Access Deficit ChargeADF Full Form - - - Asian Development FundADIDAS- All Day I Dream AboutSportsADS Full Form - - - Air Defence ShipAG Full Form - - - Accountant General; Adjutant GeneralAI Full Form - - - Air IndiaAIDS Full Form - - - Acquired Immune Deficiency SyndromeAIIMS Full Form - - - All India Institute of Medical SciencesAIR Full Form - - - All India Radio; Annual Information ReportAITUC Full Form - - - All India Trade Union CongressAJT Full Form - - - Advanced Jet TrainerALH Full Form - - - Advanced Light HelicopterAM Full Form - - - ante meridiem; before noonAMC Full Form - - - Army Medical Corps; Asset Management CompaniesAME Full Form - - - Associate Member of the Institute of EngineersAMW- Asian Motor Worksand Cultural Organisationand Service CompaniesAPC Full Form - - - Agricultural Prices CommissionAPEC Full Form - - - Asia-Pacific Economic CooperationAPJ Abdul Kalam- Avul Pakir Jainulabdeen Abdul KalamAPPLE Full Form - - - Ariane Passenger Payload ExperimentAPPU Full Form - - - Asian Pacific Postal Union

Page 30: List of Abbreviations

ARC Full Form - - - Asset Reconstruction CompanyARDR Full Form - - - Agricultural and Rural Debt ReliefASAT Full Form - - - Anti-Satellite weaponASC Full Form - - - Army Service CorpsASCI Full Form - - - Advanced Strategic Computing InitiativeASCII Full Form - - - American Standard Code for InformationASEAN Full Form - - - Association of South-East Asian NationsASEM Full Form - - - Asia-Europe MeetingASIMO Full Form - - - Advanced Step in Innovative MobilityASLV Full Form - - - Augmented Satellite Launch VehicleASMA Full Form - - - Antarctica Specially Managed AreaASSOCHAM Full Form - - - Associated Chambers of Commerce and IndustryAT&T- American telegraphic and Telephone Co. Ltd.ATA Full Form - - - Air Time Authority; Allen Telescope ArrayATC Full Form - - - Air Traffic ControllerATM Full Form - - - Automatic Teller MachineATR Full Form - - - Action Taken ReportATV Full Form - - - Automatic Transfer VehicleAUDI-Auto Union Deutschland IngolstadtAUM Full Form - - - Assets Under ManagementAVC Full Form - - - Army Veterinary CorpsAVM Full Form - - - Additional Volatility MarginAWACS Full Form - - - Airborne Warning and Control SystemBB.A- Bachelor of ArtsB.B.C- British Broadcasting CorporationB.C- Before ChristB.C.G- Bacillus Calmette GuerinB.Ed.- Bachelor of EducationB.S.F- Boarder Security ForceBARC Full Form - - - Bhabha Atomic Research CentreBBC Full Form - - - British Broadcasting CorporationBBC-British Broadcasting Corporation

Page 31: List of Abbreviations

BC Full Form - - - Before Christ; Board of Control; British Columbia; Battery CommanderBCG Full Form - - - Bacillus Calmette Guerin—Anti-Tuberculosis VaccineBICP Full Form - - - Bureau of Industrial Costs and PricesBIFR Full Form - - - Board of Industrial and Financial ReconstructionBIOS Full Form - - - Basic Input Output SystemBKU Full Form - - - Bharatiya Kisan UnionBMD Full Form - - - Ballistic Missile Defence SystemBMW- Baverian Motor WorksBOLT Full Form - - - BSE On-Line Trading (System)BOSS Full Form - - - Bharat Operating System SolutionsBPO Full Form - - - Business Process OutsourcingBPR Full Form - - - Bottom Pressure RecordsBRO Full Form - - - Border Road OrganisationBSE Full Form - - - Bombay Stock ExchangeBSF Full Form - - - Border Security ForceBSNL Full Form - - - Bharat Sanchar Nigam LtdCC & AG Full Form - - - Comptroller & Auditor GeneralC.B.I- Central Bureau of InvestigationC.C.I- Cricket Club of IndiaC.I..D- Criminal Investigation DepartmentC.I.T.U- Centre of Indian Trade UnionC/o- Care ofCA Full Form - - - Chartered AccountantCABE Full Form - - - Central Advisory Board of EducationCAIR Full Form - - - Centre for Artificial Intelligence and RoboticsCAPART Full Form - - - Council for People’s Action and Advancement of Rural TechnologyCAPES Full Form - - - Computer-Aided Paperless Examination SystemCAS Full Form - - - Chief of Army Staff; Chief of Air Staff; Conditional Access SystemCAT- Common Admissiom TestCB Full Form - - - Citizen Band (Radio)

Page 32: List of Abbreviations

CBFC Full Form - - - Central Board of Film CertificationCBI Full Form - - - Central Bureau of InvestigationCCPA Full Form - - - Cabinet Committee on Political AffairsCD Full Form - - - Conference on DisarmamentC-DAC Full Form - - - The Centre for Development of Advanced ComputingCDMA Full Form - - - Code Division Multiple AccessCECA Full Form - - - Comprehensive Economic Cooperation AgreementCERN Full Form - - - European Organisation for Nuclear Research (Pronounced CERN in French)CFC Full Form - - - Chlorofluro CarbonCFS Full Form - - - Container Freight StationChildren's Fund')CHOGM Full Form - - - Commonwealth Heads of Government MeetingCIA Full Form - - - Central Intelligence Agency (of U.S.A.)CIBIL Full Form - - - Credit Information Bureau (India) LtdCIC Full Form - - - Chief Information CommissionerCID Full Form - - - Criminal Investigation Departmentcif Full Form - - - cost, insurance and freightC-in-C Full Form - - - Commander-in-ChiefCIS Full Form - - - Commonwealth of Independent StatesCISF Full Form - - - Central Industrial Security ForceCITES Full Form - - - Convention on International Trade in Endangered SpeciesCITU Full Form - - - Centre of Indian Trade UnionsCLASS Full Form - - - Computer Literacy and Studies in SchoolsCLAWS Full Form - - - Centre for Land Warfare StudiesCM Full Form - - - Command Module; Chief MinisterCMP Full Form - - - Common Minimum ProgrammeCMYK- Cyan Magenta Yellow Kinda(Black)CNG Full Form - - - Compressed Natural GasCNN Full Form - - - Cable News NetworkCNN-IBN- Cable News Network-Indian Broadcasting NetworkCNS Full Form - - - Chief of the Naval StaffCO Full Form - - - Commanding Officer

Page 33: List of Abbreviations

COD Full Form - - - Central Ordnance Depot; Cash on DeliveryCPCB Full Form - - - Central Pollution Control BoardCPI Full Form - - - Communist Party of IndiaCPI(M) Full Form - - - Communist Party of India (Marxists)CPU Full Form - - - Central Processing UnitCR Full Form - - - Central RailwayCRAC Full Form - - - Cyber Regulation Advisory CouncilCRDi Full Form - - - Common Rail Direct injectionCRISIL Full Form - - - Credit Rating Information Services of India LimitedCRM Full Form - - - Customer Relationship ManagementCRPF Full Form - - - Central Reserve Police ForceCRR Full Form - - - Cash Reserve RatioCSIR Full Form - - - Council of Scientific and Industrial ResearchCTBT Full Form - - - Comprehensive Test Ban TreatyCTT Full Form - - - Commodities Transaction TaxCVRDE Full Form - - - Combat Vehicles Research and Development EstablishmentDD.A- Dearness AllowanceD.C- Direct CurrentD.D.T- Dichloro Diphenyl Trichloro-EthaneD.I.R- Defence of India Rules Esq- EsquireD.L.O- Dead Letter OfficeD.P.I- Director of public InstructionDA Full Form - - - Dearness Allowance; Daily AllowanceDAVP Full Form - - - Directorate of Advertising and Visual PublicityDC Full Form - - - Deputy Commissioner; Direct Current in ElectricityDDT Full Form - - - Dichloro-Diphenyl Trichloro-ethane (disinfectant)DIN Full Form - - - Director Information NumberDM Full Form - - - District Magistrate; Deputy MinisterDMIC Full Form - - - Delhi-Mumbai Industrial CorridorDMK Full Form - - - Dravida Munnetra Kazhagam (a regional political party of Tamil Nadu)DNA- Deoxy-ribo Nucleic Acid

Page 34: List of Abbreviations

DO Full Form - - - Demi-official (letter)Doctor)DOD Full Form - - - Department of Ocean DevelopmentDPEP Full Form - - - District Primary Education ProgrammeDPI Full Form - - - Director of Public InstructionDRAM Full Form - - - Dynamic Random Access MemoryDRDO Full Form - - - Defence Research and Development OrganisationDRES Full Form - - - Department of Renewable Energy SourcesDST Full Form - - - Daylight Saving TimeDTH Full Form - - - Direct to Home (broadcasting)EE & O E- Errors And Omissions ExceptedE & OE Full Form - - - Errors and Omissions ExceptedE.G- Exempli Gratiae.g. Full Form - - - exempli gratia; for exampleECG Full Form - - - Electro Cardio-gramECS Full Form - - - Electronic Clearing ServiceECT Full Form - - - Electro-convulsant Therapy (electric shock treatment)EDUSAT Full Form - - - Education SatelliteEEG Full Form - - - Electro-encephalographyEET Full Form - - - Exempt Exempt TaxationEFA Full Form - - - Education for AllEFF Full Form - - - Extended Fund FacilityEHTP Full Form - - - Electronic Hardware Technology ParksELISA Full Form - - - Enzyme Linked Immuno Solvent Assay (used for testing AIDS)Emergency Fund (now, 'United NationsEMI- Equated Monthly InstalmentsEMI Full Form - - - Equated Monthly InstalmentEMS Full Form - - - European Monetary SystemEMU Full Form - - - Electric-Multiple Unit; Extra-vehicular Mobility Unit; (European) Economic and Monetary UnionEPROM Full Form - - - Erasable Programmable Read Only MemoryER Full Form - - - Eastern Railway

Page 35: List of Abbreviations

ERM Full Form - - - Exchange Rate MechanismERNET Full Form - - - Educational and Research NetworkESA Full Form - - - European Space AgencyESCAP Full Form - - - Economic and Social Commission for Asia and the PacificESMA Full Form - - - Essential Services Maintenance ActESOP Full Form - - - Employee Stock Option ProgrammeEtc- Et Ceteraetc. Full Form - - - et cetera (and other things)ethylin Trinitrate)EU Full Form - - - European UnionEVM Full Form - - - Electronic Voting MachineFF.A.O- Food and Agriculture OrganizationF.B.I- Federal Bureau of InvestigationF.O.R- Free On RailF.R.C.S-Fellow Of Royal Collage of SurgeonsFAO Full Form - - - Food and Agriculture OrganisationFBI Full Form - - - Federal Bureau of Investigation (of the U.S.A.)FCNR Full Form - - - Foreign Currency (non-resident) Accounts SchemeFDR Full Form - - - Flight Data Recorder; Fixed Deposit ReceiptFEMA Full Form - - - Foreign Exchange Management ActFERA Full Form - - - Foreign Exchange Regulations ActFICCI Full Form - - - Federation of Indian Chambers of Commerce and IndustryFII Full Form - - - Foreign Institutional InvestorsFIPB Full Form - - - Foreign Investment Promotion Board (of India)FLAG Full Form - - - Fibre Optic Link Around the GlobeFM Full Form - - - Field Marshal; Frequency ModulatedFPSB Full Form - - - Financial Planning Standards Boards (India)FRBM Full Form - - - Fiscal Responsibility and Budget ManagementFSSA Full Form - - - Food Safety and Standards Authority (of India)FTA Full Form - - - Free Trade AreaFTP Full Form - - - File Transfer ProtocolG

Page 36: List of Abbreviations

G.K-General KnowledgeG.M.T-Greenwich Mean TimeG.P.F-General Post OfficeGAGAN Full Form - - - GPS-aided Geo-augmented NavigationGAIL Full Form - - - Gas Authority of India LimitedGAIN Full Form - - - Global Alliance for Improved NutritionGATS Full Form - - - General Agreement on Trade in ServicesGATT Full Form - - - General Agreement on Tariffs and TradeGCA Full Form - - - General Currency AreaGCC Full Form - - - Gulf Cooperation CouncilGCM Full Form - - - Greatest Common MeasureGEF Full Form - - - Global Environment FundGHQ Full Form - - - General HeadquartersGIC Full Form - - - General Insurance CorporationGIST Full Form - - - Graphics and Intelligence-based Script TechnologyGMPS Full Form - - - Global Mobile Personal Communications SystemGMRT Full Form - - - Giant Meterwave Radio TelescopeGMT Full Form - - - Greenwich Mean TimeGNP Full Form - - - Gross National ProductGNSS Full Form - - - Global Navigation Satellite SystemGOC Full Form - - - General Officer CommandingGOOGLE- Global Organization Of Oriented Group Language of EarthGPO Full Form - - - General Post OfficeGPRS Full Form - - - General Packet Radio SystemGPS Full Form - - - Global Positioning SystemGSLV Full Form - - - Geosynchronous Satellite Launch VehicleGSP Full Form - - - Generalised Special PreferencesGST Full Form - - - Goods and Service TaxGSTP Full Form - - - Global System of Trade PreferencesHH.H-His Or HighnessH.M.T-Hindustan Machine ToolsH.P-Horse Power

Page 37: List of Abbreviations

HAWS Full Form - - - High Altitude Warfare SchoolHCF Full Form - - - Highest Common FactorHDFC- Housing Development Finance CorporationHDI Full Form - - - Human Development IndexHDTV Full Form - - - High Definition TelevisionHE Full Form - - - His (or Her) Excellency; His (or Her) Eminence; High Explosive; Horizontal EquivalentHITS Full Form - - - Headend In The SkyHMMWV Full Form - - - High Mobility Multipurpose-Wheeled VehicleHMS Full Form - - - Hybrid Mail ServiceHP Full Form - - - Himachal Pradesh; Horizontal Plane; Horse PowerHTML Full Form - - - Hyper Text Markup LanguageHTTP Full Form - - - Hypetext Transfer ProtocolHUDCO Full Form - - - Housing and Urban Development CorporationHVDC Full Form - - - High Voltage Direct CurrentII.A.F-Indian Air ForceI.A.S-Indian Administrative AssociationI.A-Intermediate In Artsi.e- id est (that is)I.F.A-Indian Football AssociationI.N.A-Indian National ArmyI.N.T.U.C-Indian National Trade Union CongressI.O.U-I Owe You I.e-Id est,That isI.P.S-Indian Police ServiceI.S.T-Indian Standard TimeIAAI Full Form - - - International Airport Authority of IndiaIAAS Full Form - - - Indian Audit and Accounts ServiceIADF Full Form - - - International Agricultural Development FundIAEA Full Form - - - International Atomic Energy AgencyIAF Full Form - - - Indian Air ForceIAMC Full Form - - - Indian Army Medical CorpsIAS Full Form - - - Indian Administrative Service

Page 38: List of Abbreviations

IATA Full Form - - - International Air Transport AssociationIATT Full Form - - - Inland Air Travel TaxIBEX Full Form - - - Interstellar Boundary Explorer MissionIbid-IbidemIBRD Full Form - - - International Bank for Reconstruction and DevelopmentICANN Full Form - - - Internet Corporation for Assigned Names and NumbersICAO Full Form - - - International Civil Aviation OrganisationICAR Full Form - - - Indian Council of Agricultural ResearchICCR Full Form - - - Indian Council of Cultural RelationsICCW Full Form - - - Indian Council for Child WelfareICDS Full Form - - - Integrated Child Development ServiceICICI- Industrial Credit and Investment Corporation of IndiaICJ Full Form - - - International Court of Justice (with Headquarters at the Hague)ICL Full Form - - - Indian Cricket LeagueICMR Full Form - - - Indian Council of Medical ResearchICPA Full Form - - - Indian Cricket Players’ AssociationICRC Full Form - - - International Committee of the Red CrossIDA Full Form - - - International Development AssociationIDBI Full Form - - - Industrial Development Bank of IndiaIDSA Full Form - - - Institute of Defence Studies and AnalysisIEA Full Form - - - International Energy AgencyIES Full Form - - - Indian Economic ServiceIEX Full Form - - - Indian Energy ExchangeIFRS Full Form - - - International Financial Reporting StandardIFS Full Form - - - Indian Foreign Service; Indian Forest ServiceIFTU Full Form - - - International Federation of Trade UnionsIFWJ Full Form - - - Indian Federation of Working JournalistsIGNOU Full Form - - - Indira Gandhi National Open UniversityIIPA Full Form - - - Indian Institute of Public AdministrationIISS Full Form - - - International Institute of Strategic StudiesIIT Full Form - - - Indian Institutes of TechnologyILO Full Form - - - International Labour OrganisationIMA Full Form - - - Indian Military Academy

Page 39: List of Abbreviations

IMET Full Form - - - International Military Education Training ProgrammeIMF Full Form - - - International Monetary FundIMO Full Form - - - International Maritime OrganisationIN Full Form - - - Indian Navy; Intelligent NetworkINA Full Form - - - Indian National ArmyINK Full Form - - - International Newspaper KiosksINMARSAT Full Form - - - International Maritime Satellite OrganisationINMAS Full Form - - - Institute of Nuclear Medicines and Allied SciencesINS Full Form - - - Indian Naval Ship; Indian Newspaper SocietyINSAS Full Form - - - Indian Small Arms SystemINSAT Full Form - - - Indian National SatelliteINTEL- Integrated ElectronicsINTERPOL Full Form - - - International Police OrganisationINTUC Full Form - - - Indian National Trade Union CongressIOC Full Form - - - International Olympic CommitteeIP Full Form - - - Indian PoliceIPC Full Form - - - Indian Penal CodeIPCC Full Form - - - Intergovernmental Panel on Climate ChangeIPEC Full Form - - - International Programme on Elimination of Child LabourIPI- International Press InstituteIPR Full Form - - - Intellectual Property RightIPS Full Form - - - Indian Police Service; Indian Postal ServiceIPTV Full Form - - - Internet Protocol TelevisionIPU Full Form - - - Inter-Parliamentary UnionIQ Full Form - - - Intelligence QuotientIR Full Form - - - Infra-redIRA Full Form - - - Insurance Regulatory AuthorityIRBM Full Form - - - Intermediate Range Ballistic MissileIREP Full Form - - - Integrated Rural Energy PlanningIRS Full Form - - - Indian Remote Sensing Satellite; Indian Revenue ServiceISAF Full Form - - - International Stabilization and Assistance Force (in Afghanistan)ISC Full Form - - - Inter-State Council

Page 40: List of Abbreviations

ISCON- International Society for Krishna ConsciousnessISCS Full Form - - - Integrated Smart Card SystemISD Full Form - - - International Subscriber Dialled (telephone)ISH Full Form - - - Information Super HighwayISI- Indian Standard InstituteISI- Indian Statistical InstituteISKCON Full Form - - - International Society for Krishna ConsciousnessISO Full Form - - - International Standardisation OrganisationISP Full Form - - - Internet Service ProviderISRO Full Form - - - Indian Space Research OrganisationISS Full Form - - - International Space StationIST Full Form - - - Indian Standard TimeISTRAC Full Form - - - ISRO Telemetry, Tracking and Command NetworkITDC Full Form - - - Indian Tourism Development CorporationITO Full Form - - - International Trade Organisation; Income-tax OfficerITU Full Form - - - International Tele-communication UnionIUC Full Form - - - Interconnect User ChargeJ, K, LJCO Full Form - - - Junior Commissioned OfficerJNNURM Full Form - - - Jawahar Lal Nehru National Urban Renewal MissionJPC Full Form - - - Joint Parliamentary CommitteeJPEG Full Form - - - Joint Photographic Experts GroupJWG Full Form - - - Joint Working GroupKg Full Form - - - KilogrammeKG Full Form - - - KindergartenKPO Full Form - - - Knowledge Process OutsourcingL.B.W-Leg Before Wicket Ltd-LimitedL.M.G-Light Machine GunL.M.P-Licentiate in the practice of MedicineLAC Full Form - - - Line of Actual ControlLASER- Light Amplification by Stimulated Emission of RadiationLCA Full Form - - - Light Combat AircraftLDC Full Form - - - Least Developed Countries

Page 41: List of Abbreviations

LHC Full Form - - - Large Hadron ColliderLIC Full Form - - - Life Insurance Corporation (of India)LL.B-Bachelor Of lawLLP Full Form - - - Limited Liability PartnershipLML- Lohia Machines LimitedLOAC Full Form - - - Line of Actual ControlLt,Lient-LieutenantLTA Full Form - - - Light Transport AircraftLTTE Full Form - - - Liberation Tigers of Tamil EelamMM.A-Master of ArtsM.B.B.S-Bachelor of Medicine & Bachelor of SurgeryM.C.C- Marylebone Cricket ClubM.E.D-Master of EducationM.I.S.A-Maintenance of Internal Security ActM.L.A-Member of Legislative AssemblyM.L.C-Member of LegislativeM.P.H-Mile Per HourM.P-Member of ParliamentMAT Full Form - - - Minimum Alternative TaxMBBS Full Form - - - Bachelor of Medicine and Bachelor of SurgeryMCF Full Form - - - Master Control FacilityMDH(Massala)- Mahashian Di HattiMEP Full Form - - - Minimum Export PriceMER Full Form - - - Mars Exploration RoverMES Full Form - - - Military Engineering ServiceMessrs-MessieursMETSAT Full Form - - - Meteorological SatelliteMFA Full Form - - - Multi-Fibre AgreementMFN Full Form - - - Most Favoured NationministrationMIP Full Form - - - Moon Impact ProbeMMS Full Form - - - Multimedia Messaging Service

Page 42: List of Abbreviations

MMTC Full Form - - - Minerals and Metals Trading Corporation of IndiaMNC Full Form - - - Multi-national CorporationMNIC Full Form - - - Multi-purpose National Identity CardMODEM Full Form - - - Modulator-DemodulatorMPEG- Motion Picture Experts GroupsMRF- Madras Rubber FactoryMRI Full Form - - - Magnetic Resonance ImagingMRTPC Full Form - - - Monopolies and Restrictive Trade Practices CommissionMRTS Full Form - - - Mass Rapid Transit SystemMSA Full Form - - - Maritime Safety AgencyMSCF Full Form - - - Maritime Security Cooperation FrameworkMss Full Form - - - ManuscriptMTCR Full Form - - - Missile Technology Control RegimeMTO Full Form - - - Multilateral Trade OrganisationMUNO Full Form - - - Maha Vir ChakraMVC Full Form - - - Maha Vir ChakraNN.B-Note Bene ,Note WellN.C.C-National Cadet CorpsN.D.F-National Defence FundN.E.F.A-North East Frontier AgencyN.S.S-National Service SchemeNAA Full Form - - - National Airport AuthorityNAAC- National Assessment and Accreditation CouncilNABARD Full Form - - - National Bank for Agriculture and Rural Development. (It helps rural development by providing re-finance facility).NABARD National Bank for Agriculture andNACIL Full Form - - - National Aviation Company of India LtdNADA Full Form - - - National Anti-Doping AgencyNAEP Full Form - - - National Adult Education ProgrammeNAFTA Full Form - - - North America Free Trade AgreementNAG Full Form - - - National Air GuardNALCO National Aluminium Company Ltd.

Page 43: List of Abbreviations

NAM Full Form - - - Non-aligned MovementNAMA Full Form - - - Non-Agriculture Market AccessNASA Full Form - - - National Aeronautics and Space Administration (of the U.S.A.)NASDAQ Full Form - - - National Association of Securities Dealers Automated QuotationNASSCOM National Association of SoftwareNATA Full Form - - - Natural Aptitude Test for ArchitectureNATO Full Form - - - North Atlantic Treaty OrganisationNAV Full Form - - - Net Asset ValueNB Full Form - - - Nota bene; note well, or take noticeNCA Full Form - - - Nuclear Command AuthorityNCC Full Form - - - National Cadet CorpsNCEP Full Form - - - National Committee on Environmental PlanningNCERT Full Form - - - National Council of Education Research and TrainingNCR Full Form - - - National Capital RegionNDA Full Form - - - National Defence Academy; National Democratic AllianceNDA National Defence AcademyNDNC Full Form - - - National Do Not Call (Registry)NDPS Full Form - - - Narcotic Drugs & Psychotropic SubstancesNDRF Full Form - - - National Disaster Response ForceNDTL Full Form - - - National Dope Testing LaboratoryNEDB Full Form - - - North-Eastern Development BankNeGP Full Form - - - National e-governance PlanNEP Full Form - - - National Education PolicyNEPA Full Form - - - National Environment Protection AuthorityNFO Full Form - - - New Fund OffersNHDP Full Form - - - National Highways Development ProjectNHRC Full Form - - - National Human Rights CommissionNIC Full Form - - - National Integration CouncilNIFT Full Form - - - National Institute of Fashion TechnologyNIO Full Form - - - National Institute of OceanographyNIS Full Form - - - National Institute of SportsNIT Full Form - - - National Institute of Technology

Page 44: List of Abbreviations

NLMA Full Form - - - National Literacy Mission AuthorityNMD Full Form - - - Nuclear Missile DefenceNMDC Full Form - - - National Mineral Development CorporationNPL Full Form - - - National Physical LaboratoryNPR Full Form - - - National Population RegisterNPT Full Form - - - (Nuclear) Non-Proliferation TreatyNRBI Full Form - - - National Rural Bank of IndiaNREGA Full Form - - - National Rural Employment Guarantee ActNREP Full Form - - - National Rural Employment ProgrammeNRF Full Form - - - National Renewal FundNRI Full Form - - - Non-Resident IndianNRR Full Form - - - National Reproduction RateNRSA Full Form - - - National Remote Sensing AgencyNSA Full Form - - - National Security ActNSC Full Form - - - National Service Corps; National Security CouncilNSDL Full Form - - - National Securities Depository LimitedNSE Full Form - - - National Stock ExchangeNSR Full Form - - - National Skills RegistryNTPC Full Form - - - National Thermal Power CorporationNTPC National Thermal Power CorporationNWDA Full Form - - - National Water Development AgencyNWRC Full Form - - - National Water Resources CouncilOO.K-All CorrectOAS Full Form - - - Organisation of American StatesOAU Full Form - - - Organisation of African UnityOBC - Other Backward ClassesOBU Full Form - - - Offshore Banking UnitODA Full Form - - - Official Development AssistanceODF Full Form - - - Open Document FormatODS Full Form - - - Ozone Depletion SubstancesOECD Full Form - - - Organisation of Economic Co-operation and DevelopmentOGL Full Form - - - Open General Licence

Page 45: List of Abbreviations

OIC Full Form - - - Organisation of Islamic CountriesOIGS Full Form - - - On India Government ServiceOIL Full Form - - - Oil India LimitedOM Full Form - - - Order of MeritONGC Full Form - - - Oil and Natural Gas CommissionOPEC Full Form - - - Organisation of Petroleum Exporting CountriesOSCE Full Form - - - Organisation for Security and Cooperation in EuropeOSD Full Form - - - Officer on Special DutyOXML Full Form - - - Open Extended Marking LanguagePP.M-Prime MinisterP.M.G-Post Master GeneralP.O.W-Prisoner of warP.T.I-Physical TrainingP.T.O-Please Turn OverP.W.D-Public Works DeparmentPAC Full Form - - - Political Affairs Committee; Public Accounts CommitteePACER Full Form - - - Programme for Acceleration of Commercial Energy ResearchPAN Full Form - - - Permanent Account Number (of Income-Tax)PAN Permanent Account NumberPATA Full Form - - - Pacific-Asia Travel AssociationPCS Full Form - - - Public Civil Service; Punjab Civil ServicePh.D. Doctor of PhilosophyPIB Full Form - - - Press Information BureauPin Code Full Form - - - Postal Index Number CodePIN Postal Index NumberPIN Postal Index NumberPIO Full Form - - - Persons of Indian OriginPLF Full Form - - - Plant Load FactorPM Full Form - - - Post Meridiem; after-noon; also Postmaster; Prime Minister; post-mortem (after death)PMG Full Form - - - Postmaster GeneralPN Full Form - - - Participatory Note

Page 46: List of Abbreviations

PO Full Form - - - Post Office; Postal Order: Probationary OfficerPOPs Full Form - - - Persistent Organic Pollutants; Point of PurchasePOTA Full Form - - - Prevention of Terrorism ActPOW Full Form - - - Prisoner of WarPP Full Form - - - Public Prosecutor; Particular PersonPRO Full Form - - - Public Relations OfficerPS Full Form - - - Post Scriptum; Post Script; written afterPSC Full Form - - - Public Service CommissionPSE Full Form - - - Public Sector EnterprisesPSLV Full Form - - - Polar Satellite Launch VehiclePTA Full Form - - - Preferential Trade AreaPTI Full Form - - - Press Trust of IndiaPTO Full Form - - - Please Turn Over; Privilege Ticket OrderPUFA Full Form - - - Poly Unsaturated Fatty AcidsPVC Full Form - - - Param Vir ChakraPVSM Full Form - - - Param Vishisht Sewa MedalPWD Full Form - - - Public Works DepartmentQQMG Full Form - - - Quarter Master GeneralQR Full Form - - - Quantitative Restriction

RR&D Research and DevelopmentR.S.S- Rashtriya Swayam Sevak SanghR.S.V.P-Repondez S,ll Vous PlaitRADAR Radio Detecting and RangingRAF Full Form - - - Rapid Action ForceRAM Full Form - - - Random Access MemoryRAW Research & Analysis WingRBI Full Form - - - Reserve Bank of IndiaRBI Reserve Bank of IndiaRCC Full Form - - - Reinforced Concrete CementRDF Full Form - - - Rapid Development Force

Page 47: List of Abbreviations

RDS Full Form - - - Radio Data ServicingRDSS Full Form - - - Radio Determination Satellite ServiceRDX Research Department Explosive (Cyclotrim-ethylin Trinitrate)REACH Full Form - - - Rehabilitate, Educate and Support Street ChildrenResearch and TrainingRISC - Reduced instruction-set computingRLO Full Form - - - Returned Letter OfficeRLV Full Form - - - Reusable Launch VehicleRNA Ribonucleic acidRNA Ribonucleic acidROM Read Only MemoryROM Read Only MemoryRPM Full Form - - - Revolution Per MinuteRPO Full Form - - - Recruitment Process Outsourcing; Regional Passport OfficerRRB Full Form - - - Regional Rural BankRRPI Full Form - - - Rural Retail Price IndexRSS Full Form - - - Rashtriya Swyamsevak SanghRSVP Full Form - - - Repondez s’il vous plait (Fr.) reply, if you pleaseRTGS Full Form - - - Real Time Gross Settlement SystemRTI -Right to InformationSS.B.I-State Bank of IndiaS.C-Supreme Court ,Schedule CasteS.D.I- Strategic Defence InitiativeS.E.A.T.O-South East Asia treaty OrganizationS.T-Scheduled TribeSAARC Full Form - - - South Asian Association for Regional Co-operationSAFTA Full Form - - - South Asian Free Trade AreaSAIL Full Form - - - Steel Authority of India LimitedSAPTA Full Form - - - SAARC Preferential Trading AgreementSARS Full Form - - - Severe Acute Respiratory SyndromeSARS- Severe Acute Respiratory SyndromeSARS Severe Acute Respiratory Syndrome

Page 48: List of Abbreviations

SATNAV Full Form - - - Satellite Navigation (Initiative)SAVE Full Form - - - SAARC Audio Visual ExchangeSC Full Form - - - Security Council; Supreme Court; Scheduled CasteSCI Full Form - - - Shipping Corporation of IndiaSCO Full Form - - - Shanghai Cooperation OrganisationSCOPE Full Form - - - Standing Conference on Public EnterprisesSCSI -Small Computer Systems InterfaceSDO Full Form - - - Sub-Divisional OfficerSDR Full Form - - - Special Drawing Rights (created by the World Bank)SEBI Full Form - - - Securities and Exchange Board of IndiaSEBI- Securities and Exchange Board of IndiaSEBI Securities and Exchange Board of IndiaSENSEX- Sensitivity Index (of Share Price)SEZ -Special Economic ZoneSEZ Special Economic ZoneSFC Full Form - - - Strategic Forces CommandSGPC Full Form - - - Shiromani Gurdwara Prabandhak CommitteeSIDBI Full Form - - - Small Industries Development Bank of IndiaSIM -Subscriber Information ModuleSIT Full Form - - - Special Investigation TeamSITE Full Form - - - Satellite Instructional Television ExperimentSLR Full Form - - - Statutory Liquidity RatioSLV -Satellite Launch VehicleSMS Full Form - - - Short Messaging Service; Subscriber Management SystemSMTP- Simple Mail Transfer ProtocolSOS Full Form - - - Save Our Souls—distress signalSPG Full Form - - - Special Protection GroupSPIN Full Form - - - Software Process Improvement NetworksSPV Full Form - - - Solar Photo VoltaicSQUID Full Form - - - Super-conducting Quantum Interference DeviceSRE Full Form - - - Space Capsule Recovery ExperimentSRV Full Form - - - Submarine Rescue VesselSSN Full Form - - - Social Security Number

Page 49: List of Abbreviations

STARS Full Form - - - Satellite Tracking and Ranging StationSTART Full Form - - - Strategic Arms Reduction TalksSTD Subscriber Trunk Dialling; Sexually Transmitted DiseasesSTEP Full Form - - - Science and Technology Entrepreneurship ParkSTT Full Form - - - Securities Transaction TaxSWAN Full Form - - - State-wide Area NetworkSWIFT Full Form - - - Society for Worldwide Financial TelecommunicationsTT.A-Traveling AllowanceT.B-TuberculosisT.E.L.E.X-Tele Printer ExchangeT.M.O-Telegraphic MoneyT.T.E-Traveling Ticket ExaminerT.V-TelevisionTA Full Form - - - Travelling Allowance; Territorial ArmyTAAI Full Form - - - Travel Agents Association of IndiaTACDE Full Form - - - Tactics and Air Combat Development EstablishmentTADA Full Form - - - Terrorist and Disruptive Activities (Prevention) ActTAPS Full Form - - - Tarapur Atomic Power StationTB Full Form - - - TuberculosisTCP -Transfer Call Protocol<br> TransmissionTCP Transfer Call ProtocolTDC Full Form - - - Transport Development CouncilTDS Full Form - - - Tax Deduction at SourceTDSAT Full Form - - - Telecom Dispute Settlement Appellate TribunalTELCO Tata Engineering and Locomotive CompanyTERLS Full Form - - - Thumba Equatorial Rocket Launching StationTFT -Thin-Film TransistorTFT Thin-Film TransistorTIFR Full Form - - - Tata Institute of Fundamental ResearchTIN Full Form - - - Tax Information NetworkTINXSYS Full Form - - - Tax Information Exchange SystemTISCO Full Form - - - Tata Iron and Steel Company

Page 50: List of Abbreviations

TMC Full Form - - - Terrain Mapping CameraTMO Full Form - - - Telegraphic Money OrderTNT Full Form - - - Tri-nitro-toluene (high explosive)TOEFL- Test of English as a Foreign LanguageTPP Full Form - - - 20-Point ProgrammeTRAI Full Form - - - Telecom Regulatory Authority of IndiaTransmission Control ProtocolTransmitted DiseasesTRIMs Full Form - - - Trade Related Investment MeasuresTRIPS Full Form - - - Trade Related Intellectual Property RightsTRP Full Form - - - Television Rating Points; Tax Return PreparerTRYSEM Full Form - - - Training of Rural Youth for Self EmploymentTTE Full Form - - - Travelling Ticket ExaminerTTF Full Form - - - Tourism Task ForceTVS- T.V Sundaram(Co-Founder)UU.G.C-University Grants CommissionU.N.D.P- United nations Development ProgrammeU.N.O-United Nations OrganizationUAE Full Form - - - United Arab EmiratesUAV Full Form - - - Unmanned Aerial VehicleUF Full Form - - - United FrontUFO Full Form - - - Unidentified Flying ObjectUGC Full Form - - - University Grants CommissionUK-United KingdomULFA Full Form - - - United Liberation Front of AssamUN Full Form - - - United NationsUNCTAD Full Form - - - United Nations Conference on Trade and DevelopmentUNDP Full Form - - - United Nations Development ProgrammeUNEF Full Form - - - United Nations Emergency ForceUNEP Full Form - - - United Nations Environment ProgrammeUNESCO Full Form - - - United Nations Educational, Scientific and Cultural Organisation

Page 51: List of Abbreviations

UNESCO United Nations Educational, Scientific and Cultural Organi-sationUNFPO Full Form - - - United Nations Fund for Population ActivitiesUNHCR Full Form - - - United Nations High Commissioner for RefugeesUNHRC Full Form - - - United Nations Human Rights CommissionUNI Full Form - - - United News of IndiaUNICEF-United Nation International Children’s Emergency FundUNIDO Full Form - - - United Nations Industrial Development OrganisationUNRRA Full Form - - - United Nations Relief and Rehabilitation AdministrationUNTAC Full Form - - - United Nations Transitional Authority for CambodiaUNU -United Nations UniversityUPA Full Form - - - United Progressive AllianceUPSC Full Form - - - Union Public Service CommissionUPTN Full Form - - - Universal Personal Telephone NumberURL -Uniform Resource LocatorUSA Full Form - - - United States of AmericaUSIS Full Form - - - United States Information ServiceUSSR-Union of Soviet Socialist RepublicVV.I.P-Very Important PersonV.P.P-Value Payable PostVAT Full Form - - - Value-added TaxVAT- Value Added TaxVC Full Form - - - Vice-Chancellor; Vice Counsel; Victoria Cross; Vir ChakraVCR- Video Cassette RecorderVDIS Full Form - - - Voluntary Disclosure of Income SchemeVHRR Full Form - - - Very High Resolution RadiometerVIP Full Form - - - Very Important PersonVIP- Very Important PersonVIP Very Important PersonVIRUS- Vital Information Resources Under SiegeVLSI Full Form - - - Very Large Scale IntegrationVOIP Full Form - - - Voice Over Internet ProtocolVol-Volume

Page 52: List of Abbreviations

VPN Full Form - - - Virtual Private NetworkVPP Full Form - - - Value Payable PostVRML -Virtual Reality Modelling LanguageVRML Virtual Reality Modelling LanguageVRS Full Form - - - Voluntary Retirement SchemeVSAT Full Form - - - Very Small Aperture TerminalsVSSC -Vikram Sarabhai Space CentreVVS Laxman- Vengipurapu Venkata Sai LaxmanWW.H.O-World Health OrganizationW.M.O-World Meteorological OrganizationWADA Full Form - - - World Anti-Doping AgencyWAP Full Form - - - Wireless Application ProtocolWAVE Full Form - - - Wireless Access for Virtual EnterpriseWDF Full Form - - - Wasteland Development ForceWEF Full Form - - - World Economic ForumWFP Full Form - - - World Food ProgrammeWFTU Full Form - - - World Federation of Trade UnionsWGIG Full Form - - - Working Group on Internet GovernanceWHO- World Health OrganisationWIPO Full Form - - - World Intellectual Property OrganisationWIPRO- Western Indian ProductsWLL Full Form - - - Wireless in Local LoopWMD Full Form - - - Weapons of Mass DestructionWMO -World Meteorological OrganisationWR Full Form - - - Western RailwayWTO Full Form - - - World Trade Organisation (previously called GATT); also World Tourism OrganisationWTO -World Trade OrganisationWWF -World Wildlife FundWWW -World Wide WebWYSIWYG -What you see is what you getX, Y, Z

Page 53: List of Abbreviations

XML -Extensible Mark-up LanguageY.W.C.A-young women,s Christian AssociationYMCA Full Form - - - Young Men’s Christian AssociationYWCA Full Form - - - Young Women’s Christian AssociationZ.A.P.U-Zimbabwe Africa Peoples UnionZ.P.Z-Zero Population GrowthZ.S-Zoological SocietyZIP Zone Improvement Plan

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MICR- Magnetic Ink Character RecognitionRTGS - Real Time Gross SettlementNEFT :- National Electronic Fund TransferPIN-- Personal Identification NumberRBI- Reserve Bank of IndiaCRR - Cash Reserve Ratio

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SLR - Statutory Liquidity RatioFD- Fixed DepositSHG - Self Help GroupHUF - Hindu Undivided FamilyMIS- Management Information SystemSME- Small And Medium Enterprises

Page 54: List of Abbreviations

KYC - Know Your CustomerNSDL - National Securities Depositories LimitedICICI - Industrial Credit And Investment CorporationIDBI- Industrial Development Bank of IndiaGDP- Gross Domestic ProductGNP- Gross National ProductWPI- Whole Sale Price IndexKCC- Kisan Credit CardNPA- Non Performing AssetsRD- Recurring DepositTDR- Term Deposit RateATM- Automated Teller MachineSTR - Suspicious Transaction ReportCTR - Cash Transaction ReportVAt- Value Added TaxSEBI- Securities and Exchange Board of IndiaNPS- New Pension SchemeMBS- Mortgage Backed SecuritiesFBT- Fringe Benefit TaxFDI - Foreign Direct InvestmentVVR - Voucher Verification ReportCBS- Core Banking Solution

ALM- Assest Liability ManagementPSB- Public Sector BankIPO- Initial Public OfferingCDS- Credit Default StampPRAN- Permanent Retirement Account NumberPOS- Point OF SalesCRISIL - Credit Rating Information Services of India LimitedMCX- Multi Commodity Stock ExchangeIRDA- Insurance Regulatory and Development Authority of IndiaCASA- Current and Saving AccountEMI - Equated Monthly InstallmentsLIBOR - London Inter Bank Operation Rate

Page 55: List of Abbreviations

MIBOR- Mumbai Inter Bank Operation RateNABARD- National Bank For Agriculture And Rural DevelopmentCIBIL - Credit Information Bureau of India Limited - See more at: http://abhicareer.blogspot.in/2013/10/banking-terms-and-abbreviation.html#sthash.Rcn7SIL0.dpuf

ADB Asian Development BankAIDBs All India Development BanksAIFIs All India Financial InstitutionsA LM Asset Liability ManagementAMC Asset Management CompanyARCs Asset Reconstruction CompaniesATM Automated Teller MachineATS Automatic Transfer Service

BACS Bankers Automated Clearing System

BPL Below Poverty LineBPLR Benchmark Prime Lending RateBPO Business Processes OutsourcingBR Base Rate

CAAP Capital Adequacy Assessment ProcessCACP Commission for Agricultural Cost and PricesCEO Chief Executive OfficerCFO Chief Finance OfficerCFMS Centralised Funds Management SystemCFS Committee on the Financial SystemCFS Consolidated Financial StatementsCHAPS Clearing House Automated Payment SystemCRR Cash Reserve RatioCSGLA Constituent’s Subsidiary General Ledger AccountCSIR Council of Scientific and Industrial ResearchCSO Central Statistical OrganisationCWC Central Warehousing Corporation

Banking Awareness: DEBT RECOVERY TRIBUNAL (DRT)DPN Derivative Usance Promissory NoteDPs Depository Participants

Page 56: List of Abbreviations

DRI Beneficiaries of Differential Interest rateDRT Debt Recovery TribunalsDSA Direct Selling AgentDSCR Debt Service Coverage RatioDTA Domestic Tariff Area

ECB External Commercial BorrowingECS Electronic Clearing ServiceEMI Equated Monthly InstalmentEPS Earnings Per ShareERP Enterprise Resource PlanningETFs Exchange Traded FundsEU European UnionEXIM Bank Export-Import Bank of India

FCP Farmers Club ProgrammeFCRA Forward Contract Regulation ActFD Fixed depositFDI Foreign Direct InvestmentFDIC Federal Deposit Insurance CorporationFEMA Foreign Exchange Management ActFERA Foreign Exchange Regulation ActFIP Financial Inclusion PlanFIU-IND Financial Intelligence Unit-IndiaFOB Free-on-BoardFRNs Floating Rate NotesFRO Foreigners Registration OfficerFRRO Foreigners Regional Registration OfficerFSS Financial Software SystemsFTT Foreign Travel Tax

GDCF Gross Domestic Capital FormationGFD Gross Fiscal DeficitGIC General Insurance Corporation of IndiaGIPSA General Insurance Public Sector AssociationGNP Gross National ProductHRD Human Resources DevelopmentHSBC The Hongkong and Shanghai Banking Corporation LtdHTM Held to Maturity

Page 57: List of Abbreviations

HUDCO Housing and Urban Development CorporationHUF Hindu Undivided FamilyHYVP High Yielding Variety Programme

ICAI Institute of Chartered Accountants of IndiaICAO International Civil Aviation Organi-sationICC Integrated Circuit CardICDP Intensive Cattle Development ProgrammeICICI Industrial Credit and Investment Corporation of India LimitedICRA Investment Information and Credit Rating AgencyICSID International Centre for Settlement of InvestmentIDBI Industrial Development Bank of IndiaIDFC Infrastructure Development Finance Company LimitedIDR Indian Depository ReceiptIDRBT Institute for Development and Research in Banking TechnologyIFC International Finance CorporationIFCI Industrial Finance Corporation of India LimitedIFSC Indian Financial System CodeIPG Internet Payment GatewayIPO Initial Public OfferingISO International Standard OrganisationIVP Indira Vikas Patra

KCC Kisan Credit CardKVP Kisan Vikas PatraKYC Know Your Customer

LAF Liquidity Adjustment FacilityLAN Local Area NetworkLBS Lead Bank SchemeLC Letter of CreditL M M Liquidity Management ModuleLOC Lines of CreditNSSO National Sample Survey OrganisationLTF Long-Term Finance

Best Books for IBPS PO 2014MBFC Mutual Benefit Financial CompanyMODS Multi-Option Deposit Scheme

Page 58: List of Abbreviations

MPBF Maximum Permissible Bank FinanceMRD Market Regulation DepartmentMRTP Monopolies and Restrictive Trade PracticesMSME Micro, Small and Medium EnterpriseNDA Net Domestic AssetsNDC Non-Dues CertificateNDS Negotiated Dealing SystemNDTL Net Demand and Time LiabilitiesNFA Net Foreign AssetsNGO Non-Governmental OrganisationNHB National Housing BankNIA Negotiable Instruments ActNII Net Interest IncomeNIM Net Interest MarginNNP Net National ProductNSIC National Small Industries CorporationBanking and Economic AbbreviationsNSS National Savings SchemeNSSO National Sample Survey Organisation

OBE Off-balance Sheet ExposuresOBUs Offshore Banking UnitsOCB Overseas Corporate BodiesOPEC Organisation of Petroleum Exporting CountriesOTC Over-The-CounterOTCEI Over-The-Counter Exchange of India LimitedOTS One-Time Settlement

PCA Prompt Corrective ActionPCDs Partly Convertible DebenturesPD Primary DealerPFIs Public Financial InstitutionsPFS Price Stabilisation FundPIN Personal Identification NumberPIO People of Indian OriginPKI Public Key InfrastructurePLIs Prime Lending InstitutionsPLP Potential Linked PlanPLR Prime Lending Rate

Page 59: List of Abbreviations

PMO Primary Market OperationsPMEGP Prime Minister’s Employment Generation ProgrammePTCs Pass-Through Certificates

QIB Qualified Institutional BuyersQIP Qualified Institutional PlacementQIS Quantitative Impact Study

RCI Refinance Corporation for IndustryRCTC Risk Capital and Technology CorporationREPO Repurchase AgreementREPOS Ready Forward ContractsRFID Radio Frequency IdentificationRLS Retail Loan SchemesRMC Risk Management CommitteeRMG Risk Management GroupRML Reverse Mortgage LoanRNBCs Residuary Non-Banking CompaniesROA Return on AssetsROC Registration of CompaniesRTGS Real Time Gross Settlement

SARFAES Ses and Reconstruction of Fmancial and Enforcement ofSecurity InterestSBI State Bank of IndiaSCB State Cooperative Apex BankSCC Selective Credit ControlSDRs Special Drawing RightsSEBI Securities and Exchange Board of IndiaSHGs Self-Help GroupsSICA Sick Industrial Companies ActSIDBI Small Industries Development Bank of IndiaSIDC State Industrial Development CorporationSIM Subscriber Identity ModuleSJSRY Swarna Jayanti Shahari Rojgar YojanaSLBC State-level Banker’s CommitteeSLR Statutory Liquidity RatioBanking and Economic AbbreviationsSME Small and Medium Enterprises

Page 60: List of Abbreviations

SPNS Shared Payment Network SystemsSPOM Self-Programmable One-Chip MicrocomputerSPV Special Purpose VehicleSSIDC State Small Industries Development CorporationSSls Small Scale IndustriesSTF Short-Term Finance

T-Bills Treasury BillsTAN Transaction Number/Tax Deduction Account NumberTCS Tata Consultancy ServicesTDF Technical Development FundTRIFED Tribal Co-operative Marketing Development FederationTRIPS Trade Related Intellectual Property Rights

UCPDC Uniform Customs and Practice for Documentary CreditsUNCTAD United Nations Conference on Trade and DevelopmentUTI Unit Trust of India

VDIS Voluntary Disclosure of Income SchemeVRS Voluntary Retirement SchemeVUB Vseobecna Uverova Banka

WA N Wide Area NetworkWCDL Working Capital Demand LoanWPI Wholesale Price IndexW W W World Wide Web