Living, Breathing Asia

Terms and conditions apply. Information is correct as at the time of printing. DBS BANK LTD Co. Reg No. 196800306E

We aremaking DBS IDEALTM 3.0 faster, simpler and smarter

I amin need of an Internet

banking system that can fulfill all my business

needs with ease

DBS IDEAL TM 3.0

Introducing DBS IDEAL™ 3.0. The new online banking system that offers your business the state-of-the-art banking platform with the added boost of an intuitive user-friendly interface. And with access to the widest range of product offerings in the market, you will now experience a revolutionary way of managing your cash & trade transactions.

The new IDEAL™ 3.0 enables you to enquire, perform, and complete your transactions quickly. So you can focus on what’s important: growing your business.

Faster

Intelligent and comprehensive, DBS IDEAL™ 3.0 is designed to help you get the most out of online banking. Powerful functions such as a customisable dashboard and the Transfer Wizard promises to make banking a breeze.

smarter

DBS IDEALTM 3.0 has a user-friendly interface that features an easy-to-use menu and layout – making online banking as easy as ABC.

simpler

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Making corporate Internet banking far more IDEALTM

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Cut-off time is extended when you use online banking, versus transacting over the counter, giving your business greater productivity by better managing your cash flows.

extended Cut-oFF time

Enjoy lower transaction charges when you perform your transactions online with IDEALTM 3.0.

reduCed Costs

Receive instant status updates and advices for your transactions. With IDEALTM 3.0, you will not miss vital information because your finance records are updated real-time.

Faster proCessing

We know you access banking information daily. So we’ve made it easy. A single view on the Dashboard is all you need. You’ll see Account Balances, Fixed Deposits, Loans, Trade information and even a Financial Calendar that will remind you of maturing products. You can customise the Dashboard to suit your activities and needs.

Customisable Dashboard and Financial Calendar

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ACTIon ITEMSView all items that require attention, e.g. transactions pending approval and trade recent activities.

ACCounT LIST View the latest account balance.

LoAnView the outstanding amount and expiry date of all loan accounts (if applicable).

REpoRTSView account statements and any other personalised reports.

ALERTSView all alerts and reminders on a single location.

ACCounT BALAnCEView the distribution of available balance across all accounts in a pie chart.

FIxED DEpoSITView fixed deposit accounts, including principal amount and maturity date (if applicable).

FInAnCIAL CALEnDARView maturing trade instruments, loans or fixed deposits, in one central place.

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Transaction Advice

Enriched Account Statements

Proper reconciliation of your payments and receipts is vital for any business. IDEAL™ 3.0 helps you by consolidating all relevant information and corresponding payment receipts on one location for you. Accessing your account statements from as far back as the last 6 months and exporting them in Excel, PDF and HTML formats are now extremely easy.

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SMS Alert

Trade Notifications - Setup

Alerts, Reminders and Trade notifications

To make informed business decisions, you need real-time banking information at your fingertips. IDEAL™ 3.0 does this by giving you different types of alerts and notifications to update you on account balances, new trade applications or incoming bills. You’ll get them via email, SMS or secured messages wherever you are.

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Email Notification

ChinaTaiwan

India

Indonesia

Singapore Hong Kong

Transfer Wizard

Making payments should be quick and easy. We’ve introduced the Transfer Wizard to do just that. It eliminates banking jargon and facilitates the transfer process by advising you on the appropriate payment types and the different instruments available in each country. This way, payment transfers become intuitive and hassle-free.

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Bank and Beneficiary Libraries

Numerous details have to be provided when adding your beneficiaries while making payments. To aid this process, IDEALTM 3.0 provides you a comprehensive list of banks and allows you to save your regular beneficiaries into a list. This way you can simply locate the right beneficiary and the relevant bank details (e.g. SWIFT BIC Bank and Branch Name, etc.) when you make payments in the future.

Beneficiary Advising

It is important to notify your customers once your payment is completed. IDEALTM 3.0 makes it convenient for you to notify them via email and fax once your transactions are successful.

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Forex

For any business that transacts in multiple currencies, leveraging on competitive exchange rates and hedging against FX risks can help your company make significant savings. To cater to such Forex needs, IDEALTM 3.0 allows you to use your previously booked FX contracts to make payments and transfers.

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Select the FX contract that you have previously booked

Payment form

Mobile Banking

The brand new DBS IDEAL™ Mobile Banking app allows you to view account balances and activities - anytime, anywhere. We have even expanded it to allow transaction approval on the go.

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Login with your existing user ID and PIN

Main menu

Mobile Approval

View your account balances

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8 February 2011

APOLLO PTE LTD302 ORCHARD ROADTONG BUILDING#10-02SINGAPORE 238862

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TRANSACTION ADVICE

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Our ref. : 553-01-091410 Category : IS 001Your Ref. : I2TII1101071870 Step : APA 001Old LC ref./Customer ref.no.: I2TII1101071870Old IU ref./Commercial Invoice: FSMY11APOLLO0

Transaction details as follows:-

PARTICULARS ORIGINAL CCY & AMOUNT RATE SETTLE CCY & AMOUNT F.C. NO.******************** *********************** ********************POSTAGE SGD 10.00 1.2655000 USD 7.90 DRFUNDS REMITTED USD 11,734.70 0.0000000 USD 11,734.70 DRCOM-IN LIEU(LC) SGD 80.00 1.2655000 USD 63.22 DR

AMOUNT DEBITED FROM YOUR ACC:0003001177011 USD 11,805.82 DR

=================================================================

* For enquiries on this transaction, please call our Trade Helpdesk hotline no. at 6878-8881.* Receive immediate notification on the status of your trade documents via fax and enjoy more lead time to clear your goods or prepare your export documents!!! To obtain an autofax sign-up form, please visit our website at http://www.dbs.com/sg/ corporate/tradefinance/ or call your Relationship Manager or our Corporate Contact Centre hotline at 1800-222-2200.

* We have replaced the softcopy application forms for Import Letter of Credit, Export Bill under Letter of Credit and Export Collection with the new interactive Trade eForm which you can download them at: http://www.dbs.com/sg/business/tradefinance/resources/ default.aspx Alternatively, you can also apply your Import LC via ourPAGE 1 OUT OF 2 PAGE(S)

Transaction Details Transaction Advice

Trade Inquiry

Given the high volume of exchange every business makes, IDEALTM 3.0 provides you with access to all your trade activities in a single view. The Trade Inquiry function allows you to search your transactions and displays all corresponding transaction details, history and advice on a single location.

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Import LC

Banker’s Guarantee

Import Bill under LC

Export Bill under LC

Trade Instruments

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Keeping in mind all your corporate transaction needs, we have included an extensive range of Trade Instruments, from Import and Export LC collections, Standby and Transferrable LC to Guarantees and Trade Loans, for your use.

• Customisable Dashboard and Financial Calendar

• Mobile Banking Enquiry and Approval to bank on the go

• Leverage on Beneficiary and Bank Libraries to improve efficiency and accuracy

• File upload function for bulk transactions

• Copy transactions to reduce hassle when effecting bulk transactions

• Set up templates for frequently used transactions

• Schedule reports to be sent to your email

• Self-Service Administration to manage access rights without having to send forms to the bank

Faster

Key Features of DBS IDEAL™ 3.0

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• More than 100 different alerts and notifications across Cash and Trade

• Initiate trade instructions online, such as LC, guarantees and more

• Notify your beneficiaries upon successful transfers with Beneficiary Advising

• Specify a different charge account when effecting payments

• Specify a different Payment Currency from the Account Currency

• Extended transaction cut-off time that differs by currency

• Match expected receipts against the account statement with Credit Matching

• Additional support for simplified Chinese, traditional Chinese (Hong Kong & Taiwan) and Bahasa Indonesia

• Additional support for Mozilla Firefox, Safari and Google Chrome

smarter

• Enriched account statement and transaction advice

• Extend statement retention period to 6 months

• Enquire on trade import, export, and loan limits

• Check available balance on a real-time basis when effecting payments

• Initiate all types of transfers with Transfer Wizard

• Leverage on a single file upload format for all payment instruments

• Pre-emptive search across a customisable Beneficiary Library

• Create and approve transactions in one single flow

• Receive notifications via email or SMS before and after authorising transactions

• Single access to all your accounts across the DBS network

simpler

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