Lucid Financial With Links

8/9/2019 Lucid Financial With Links

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Money is a willing worker. It isever eager to multiply whenopportunity presents itself.

This is your opportunity!


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Major problems with 401ks, Mutual Funds, Pension

Plans, and Annuities!

Year in and year out more than 80 Percent of all professional money managers loseto the market averages. Whether youre looking at a five, ten, fifteen, or twenty-year period, open end equity funds cant break that 80 Percent underperformance

barrier. Yet the majority of Americans continue to thrust their hard earned cashinto a system that has a 20% chance of beating the odds. Consider, then, that everytime you drop a dollar of your savings into apond of mutual funds, theres a four-in-fivechance your money will underperform the mar-kets average growth.

Another devastating fact is that these funds aretoo big to understand. You cant see the busi-

ness in which youre investing. And when you

cant see whats going on with your money, it

doesnt matter how smart you are, you cant

evaluate a funds holdings or its strategy. You

can only put your money in and take yourchances.

Mutual Fund Managers would have you believe that a fool and his money are soonparted. They the wise are paid large fees from your money to underperform.

They go around in their expensive suits and gold cuff links to impress their clients,Swiss watches to convey the importance of their time, and other similar displaysdesigned to impress and intimidate their customers.. Ah the many splendored to-tems of those who are paid too much to make too little. Your Money and future areimportant that is why it is time you take your future into your own hands.

CURRENT INVESTMENT WORLDOver the last year many investors and hard working Americans have lost thousandsof dollars from investment scams, falling mutual funds, the credit crash, and dis-honest money managers. The list continues to grow at a rapid pace. Just turn on thenews and you will find headline after headline about how you are losing money.

People have lost the bulk of their 401Kaccounts and, to make matters worse, thehousing market has collapsed forcingmany Americans into Bankruptcy. It istime for all to take a control of their ownfinances.

Currently Americans are scared and arewilling to accept returns of .5% by placing money in money market accounts, or

worse, under their mattress. A large portion of Americans are hanging onto theirlosing 401K programs hoping some miracle will happen and their nest egg will bereturned to par. But most do not understand that if you have suffered a loss of 50%of your portfolio you would need a 100% return just to break even. The odds of

that happening are slim to none, unless, you become proactive.

Older Americans are watch-

ing their retirement savingsevaporate as the economy

slumps and the stock marketfalters. John Hansen, 54, haslost 35% to 40% of his 401(k)savings and, like many closeto retirement, says he has fewoptions. USA Today

Robyn Credico, a leading consultanton pensions, told the Wall StreetJournal this week, "This is the big-gest test that the 401(k) plan has seento date, and it has failed." LA Times


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Money is only a tool. It will take you wherever you wish, but it will not

replace you as the driver. You must learn to take the wheel and get to

the destination of your desire. Ayn Rand

WHY LUCID?Lucid provides financial solutions for investors who are tired of everyday funds witheveryday returns. Our products and services are designed to help people take controlof their financial lives. Lucidhas produced 2 exceptional strategies to cater to eachindividual portfolios need. Between the traders we have well over 25 years experi-ence trading the options and forex markets. We pride ourselves in maximizing our

clients returns. You will not find any unexpected fees hiding behind asterisks be-cause you are the one in control of your account. If you do not like the way we tradethen you can close the account with a simple phone call. You are in control of yourfinances, not us. While trading with Lucid ,you can enjoy a personal relationshipwith the traders and we are always a simple phone call away. We are committed toputting our full force and strength to maximizing the return for our clients.

CLIENTS BENEFITS WHEN TRADING WITH LUCID Great Track record and YOU CONTROL YOUR FUNDS.

Diversification in all markets/ You choose what program you would like You are able to check your accounts daily.

Lucid is always a phone call or email away.

MISSION, VISION, AND VALUESOur Mission: Make positive returnsOur Vision: Create a top performing fund whereinvestors can take control of their own financesOur Values: Honesty, hard work, education, win-ning,

RISK MANAGEMENT

(2 STRATEGIES)Wise investors are fully aware of the past pitfallsand Ponzy schemes, bad investment decisions,

and lousy trade advice that occurred in the pastyears on Wall Street. To address these concerns,

Lucid Financial has created an avenue for inves-tors to control their money at all times while al-lowing a professional trader to trade the funds.Lucid has an Investor Qualification Process witheach client to ensure that the trade strategy

matches each individuals current situation. We currently have three different trade

strategies in place to fit each and every clients needs. These strategies do use pro-

tections like stop losses, hedging, and sub-accounts to fully protect your money fromlarge draw-downs. We feel these strategies best meet investors criteria for an effec-

tive balance of growth and risk.
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STRATEGY 1: Correlation (FOREX Managed Account)This strategy is one of my favorite and uses Randomness to combat the random-ness of the markets. Currency pairs move in correlation to one another which canbe used to make great gains. Correlation trading strategiesare primarily preva-lent in other financial markets but are rather unorthodox in FOREX. Lucid tooksome of the basic theories and concepts of correlation trading and developed

strategies to cater to the FOREX markets that have attributed to success everyyear.STARTED: January 2009 (history since 2004)

AVERAGE MONTHLY RETURN: 12%

STRATEGY 2: Forex with Options (FOREX and Options)This strategy combines foreign exchange currency pairs with proactive tradingmovements and Options. The performance enhancement and risk reduction bene-fits of incorporating managed Forex and options in ones investment portfolio has

been well documented. Need we say more?STARTED: April 2008

AVERAGE MONTHLY RETURN: 11%

WHY INVEST?Why? To outperform! Theres no reason to invest in anything unless you believe

that by doing so you can out do the uneventful 5% in compounded growth youll

get via a mutual or pension fund. We do not think youll outperform the marketwithout taking matters into your own hands. The unfortunate thing, of course, isthat these are just the sorts of unstudied dice rolls that thousands of greenhorninvestors casually toss each year. All it takes for some is a few moments ofweakness on the line with a jelly-voiced broker. This isnt investing, of course,its gambling-an excellent long-term approach to losing money.

No one on the institutional side of the financial markets is going to suggest thatyou can consistently outperform the markets without hard work and great effort.

Mutual funds and pension funds dont generate high commissions by telling theirclients to take matters into their own hands. If you choose to go out on your own,learn to take control of your own funds, and place them where you want to placethem, you will be able to enjoy the excitement that comes with watching yourfunds outperform the markets day in and day out.
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THE CLIENT

LUCID

Master Account(PAMM)

$5,000

35% PerformanceFEE

Investor opens an account with Dukascopy (the broker) and wires in funds tofund their account

Lucid gains power of attorney from client to trade the funds in the account andfee agreement is signed. This power of attorney only allows us to trade the funds.

Client Accounts are attached to Lucids Master account using PAMM.

TRADING BEGINS IMMEDIATELY.

Around the 25th of each month the 35% trading fee is pulled. (Lucid Fund DOES

NOT share in profit until the investor has a profit. We are paid on gains onlywhich are calculated on a monthly basis)

Clients have total access to their accounts thus providing them with the maximumamount of control. The Client can close out the account, check daily balances andtrades, take profits, pull cash out, or change investment strategies.

Percent Allocation Management Module (PAMM)

The Percent Allocation Management Module (PAMM) is a technical solution pro-vided to Forex Clients and allowing them to have their accounts managed by atrader appointed by them on the basis of a limited trading power of attorney.PAMM solution allows the trader (Lucid) on one trading platform to manage simul-

taneously unlimited quantity of managed accounts. Depending on the size of thedeposit each managed account has its own ratio in PAMM. Total sum of all ratiosunder one PAMM account is always equal to 100%. By using this system the clienthas total control over their funds and has the ability to block trading activity any-time.

Power of Attorney


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PERFORMANCE HISTORYAlthough Lucid did not come into the FOREX markets until 2006. Our Traders havebeen involved with FOREX since 2002. The Correlation Fund is our most prominentFund and has experienced exceptional growth. Past Results do not indicate futureperformance and although we have had and exceptional return we want to remindeveryone that FOREX may not be suitable for all investors. When the markets

crashed in August 2008 we experienced our biggest draw down, but we were able torecover by years end.

Trading foreign exchange on margin carries a high level of risk, and may not be suitable for all investors. The high degree of

leverage can work against you as well as for you. Before deciding to trade foreign exchange you should carefully consideryour investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some

or all of your initial investment and therefore you should not invest money that you cannot afford to lose.

Correlation Fund TraderShaun Reiffenstein(TRADER) is a full time trader and has been for the last8 years. He grew up in Canada and worked there for some time in the credit and col-lection industry. He is currently 40 years old and has a university education. He left

the university in his last year after signing a professional wrestling contract. For thenext 6 years he traveled and wrestled all around the world. An injury and contractdispute brought his wrestling career to an end in about 1994. Shortly thereafter hereturned to Canada and began working in the Credit and collection industry. His ca-reer progressed for several years where he held regional management position with anational agency in Toronto and finally ended up starting his own business. It was atthis time that Shaun discovered the power of the forex markets and he also discoveredhis hidden talent for trading. His future took on a knew direction that would unlockmany different doors of opportunity.

Shaun came upon FOREX trading back when there was very little information avail-able and very few brokers for that matter. He dabbled in trading part time believingthere was incredible potential with the right approach. After several months of trad-ing he met with a business associate and friend who was a trader with a national bankin Canada. Shaun began to study and learn about the methodology and trading tech-niques that this bank used pertaining to the FOREX market. This is where the Corre-lation trading style and technique took root.


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He traded for a few years with his money and a couple of individuals until his talentwas discovered in 2004 when he returned a whopping 1300%. Thereafter Shaunbrought on more funds and was often times contracted out by large managed accountsto help steer them out of large draw downs with the Correlation technique.

WHAT IS FOREX?If youve travelled to another country, you probably had to exchange your native

currency for that of the country you were visiting. Typically, one currency does nothave an equal exchange rate value to another. Whenever you convert currencies, oneis weaker (has less value) while the other is stronger (has more value). In FOREXtrading, you can take advantage of this difference by trading currency pairs. For ex-ample, you might buy one currency, such as the EURO, while simultaneously sellingyour DOLLARS. As the value of these currencies changes in response to news andother events throughout the day, you can find profit potential in those exchange rate

differences. Unlike other financial markets like the New York Stock Exchange, theFOREX spot market has neither a physical location nor a central exchange. TheFOREX market is considered an Over-the-Counter (OTC) or 'Interbank' market, dueto the fact that the entire market is run electroni-cally, within a network of banks, continuouslyover a 24-hour period.

Until the late 1990's, only the "big guys" couldplay this game. The initial requirement was that

you could trade only if you had about ten to fiftymillion bucks to start with! FOREX was originallyintended to be used by bankers and large institu-tions - and not by us "little guys". However, be-cause of the rise of the Internet, online FOREXtrading firms are now able to offer trading ac-counts to 'retail' traders.

THREE ADVANTAGES OF TRADING FOREXThere are many benefits and advantages to trading Forex. Here are just a few reasonswhy so many people are choosing this market:1. Leverage: There is no other market in the world that provides you with the lever-

age capabilities like FOREX. They offer up to 400:1 leverage. Meaning, forevery one dollar we trade it can be leveraged 400 times.

2. Volatility: Volatility is one of the factors that draws many traders to the FOREXmarkets. It offers great profit opportunities for those willing to take the time tocarefully study both the technical and fundamental aspects of market movements.

3. 24 Hour Market: The spot FX market is unique within the world markets. Its

like a Super Wal-Mart where the market is open 24-hours a day. At any time,somewhere around the world a financial center is open for business, and banksand other institutions exchange currencies every hour of the day and night withgenerally only minor gaps on the weekend. The foreign exchange markets followthe sun around the world, so you can trade late at night (if youre a vampire) or in

the morning (if youre an early bird).
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HOW TO SET UP ACCOUNTSWhen you open an account with Lucid you will be directed to open an account withone of the following three brokers. In trading, it is extremely important that you findthe right broker that will cater to your funds needs. Each broker has advantages anddisadvantages but our relationship with our brokers has helped overcome these is-sues. Dukascopy is our broker of Choice when I comes to the Forex Markets and

Think or Swim is used when you enter the Forex With Options Fund. These bro-kers have been very good to us and are standing by ready to help with what everquestions you might have when opening an account. They will walk you throughthe process to open a new account.. Here are the steps:1. Identify the broker (Dukascopy or THINK OR SWIM)2. Go to their website (each website has a link to open an account)3. Locate the link Open an account4. Fill out the paperwork from the broker and Lucid5. Fund the account

6. Trading begins

WHY TRADE AT Dukascopy (forex)Dukascopy is one of the largest and most aggressive price providers. They trade anaverage of over $365 billion in notional volume each month. Dukascopy does nottake a market position-eliminating a major conflict of interest. A dealing desk bro-ker, which acts as a market maker, may be trading against your position. With theirNo Dealing Desk execution, prices are not subject to manipulation by a broker or abanks dealing desk.

Website: www.dukascopy.com

WHY TRADE AT THINKORSWIM (forex and options)Thinkorswim was rated #1 overall online broker, best for frequent traders, and

best for options traders in Barrons ranking of online brokers. There cannot be

enough good said about thinkorswim when it comes to option trading. They lead theindustry in so many categories and their customer service is among the best.

Website: www.thinkorswim.com

WHAT TO EXPECT WHEN TRADING BEGINSOnce you have funded your account and trading begins, we invite you to sit back,relax, and allow your money to grow. The market is not something that can be takenlightly and for many people the market will claim them as victims. For some of youthis new power over your investment might be a little overwhelming and you willhave a tendency to check the account every hour on the hour to see what is happen-ing DONT! The trading game can become extremely emotional with the daily,

weekly and monthly swings on your accounts. Some clients love to check the ac-counts on a daily basis and others check the accounts every few weeks. There is nota set time when you should check the accounts but be careful of your emotions. Donot lose sleep nor get overly excited by the fluctuations in the accounts. The law ofaverages will work in your favor and we are more than confident you will be pleasedwith the growth of your accounts. So far our average returns are 9% to 13% on amonthly basis.


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DRAWDOWN (beware of your emotions)A drawdown is the reduction in account equity from a trade or series of trades. Theseare what cause many investors to become extremely emotional and panicked duringthe trading month. Although Lucid does not enjoy a drawdown, and we do all in ourpower to prevent them, we understand that they are part of the game and expect anoccasional drawdown to happen. All accounts will experience a drawdown sooner or

later which might last a few minutes to severalweeks. As traders we are comfortable with a draw-downs, but we know and understand that many ofyou might go into a panic, your heart may stop, andthe fear of losing money will over take you. Do notdo anything rational at this time and certainly do notallow your fears to take action. You will find thatthis is the hardest part about trading and we do notwant our clients hitting the panicking button every

time they experience a drawdown. That is our job!Please call us immediately if you begin to feel thisway. We are here to help and have experiencedthese things time and time again. We have years ofexperience in trading our methods. They work andthey will work for you as long as you give them thetime they need to produce great profits. Now that we have thrown out the drawdowndisclaimer, let us talk about gains!

GAINSJust like you can expect a drawdown you can expect large equity gains in your ac-count. Gains can be just as much of a problem for clients as a drawdown can be.Some clients, will deposit funds and have an immediate 20% month gain on theirequity. They will feel like they have arrived at the city of Richistan and life has now

provided them with a luxury of wealth. Many of youmight have the tendency to go out and spend themoney even though it is just a paper gain DONT!

Do all that you can to let things grow and compound

over the next few months. Once you get the feel forhow we trade and you see what goes on with theaccounts feel free to pull the profits and spend themhowever you would like. We just feel it is our dutyto warn you against all emotions. They are part oftrading and are the cause of so many lost fortunes.

On the flip side, higher returns open up new worldsfor investors, whether that means a new career, ex-

tended travel abroad, a chance to buy some time formore creative, less profitable ventures, more hours to

spend with the family, the opportunity to pursue charitable works, or just a chance toblow a lot of money buying up merchandise offered on late-night TV. Prosperityleads to opportunity, and opportunity to prosperity.


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QUESTION AND ANSWER

Q. What is the Minimum investment amount to participate in the Managed AccountsA. $5,000 (we do consider lower amounts based on certain criteria.)

Q. What is Lucids Performance Fee?

A. Lucid Charges a 35% performance on a monthly bases. (High Water Mark mean-ing when there is a draw down we have to get the account back up to par before aperformance fee can be taken)

Q. Can I withdraw my funds or does it have to sit there for a certain period of time?A. You can withdraw your funds at any time we do not have restrictions or control

over your funds. However we do recommend that you wait until the account isflat.

Q. Are Managed Accounts Risky?A. Yes they are. Managed Accounts are not your typical investment and they arenot for everyone out there. Although we have a great track record and a lot ofexperience there is risk in all investments.

Q. Do I wire the funds to Lucid?A. No you will set up your very own account with FXCM or Think or Swim. They

will then connect you to our managed account. Remember that we do not havecontrol over your funds. We just trade them.

Q. How long does it take to set up an account?A. Plan on a 6 to 10 days to set up your account. Once you have funded your ac-

count trading beings.

Q. How long has Lucid been in the Forex Markets?A. The Traders have 10+ years in trading Forex and Options. Lucid came into the

Forex Markets about 5 years ago. The combine years of experience is 28 Years.

Q. What has been your biggest drawdown?A. Our biggest drawdown occurred when the market collapsed back in 2008. We

experienced a 85% Draw down yet we finished the year up over 300%. Our big-gest drawdown in 2009 was 16%


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DISCLAIMERTrading foreign exchange on margin carries a high level of risk, and may not be suitable for all investors. The highdegree of leverage can work against you as well as for you. Before deciding to trade foreign exchange you should care-fully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could

sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot affordto lose. You should be aware of all the risks associated with foreign exchange trading, and seek advice from an independ-ent financial advisor if you have any doubts. DO NOT TRADE MONEY THAT YOU CAN NOT AFFORD TO LOSE.There are risks associated with utilizing an Internet-based deal execution trading system including, but not limited to, thefailure of hardware, software, and Internet connection. Since Lucid does not control signal power, its reception or routingvia Internet, configuration of your equipment or reliability of its connection, we cannot be responsible for communica-tion failures, distortions or delays when trading via the Internet. By Viewing any material or using the information withinthis site you agree that this is general education material and you will not hold anybody responsible for loss or damagesresulting from the content provided here by whylucidfx.com or any of the forum members Futures, options, and spotcurrency trading have large potential rewards, but also large potential risk. You must be aware of the risks and be willingto accept them in order to invest in the futures and options markets. Don't trade with money you can't afford to lose. This

broucher is neither a solicitation nor an offer to Buy/Sell futures or options. No representation is being made that anyaccount will or is likely to achieve profits or losses similar to those discussed on this website. The past performance of

any trading system or methodology is not necessarily indicative of future results. CFTC RULE 4.41 - HYPOTHETICALOR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PER-FORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THETRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FORTHE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATEDTRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNEDWITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILLOR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN NFA INTERPRETIVE NOTICEOF RULE 2-29-HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOMEOF WHICH ARE DESCRIBED IN THIS SITE. NO REPRESENTATION IS BEING MADE TAT ANY ACCOUNTWILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THEREARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS ANDTHE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE

OF TE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLYPREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOTINVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT

FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING.

THANK YOUWe wish to thank you for taking the time to consider Lucid as part of your investmentportfolio. We are here to help and know that this journey you are about to embark onwill be full of excitement, profits, and satisfaction. We love to do business with goodpeople who have the same goals we have of long term expectations of profits. Weapproach the management of money with composure, patience, and logic and hope

that our clients will do the same.

The forex, stock market, and options market, while volatile, has provided and willcontinue to provide the best annual returns of any investment vehicle, by a large mar-gin. That's because it will always offer investors the best, most liquid opportunities atcapitalizing on the greatest business growth opportunities available in the known gal-axy. Taking advantage of these situations and committing yourself to long-term pros-perity, come hell or high water in the near termall of these will contribute to thegreat financial and emotional reward associated with taking matters into your own

hands and becoming investors with Lucid

LUCID (lu ' sid) easy to perceive or understand; mentally clear;

concise; brilliant; rational; shining; luminous; crystal clear.

THE WAY FINANCES SHOULD BE.........LUCID


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LUCID FINANCIAL INC801-592-1026

www.investlucid.com

1173 South 250 West #302Saint George UT 84770

I would like to extend a personal invitation and insist on you

making contact with me regarding any question that you might

have concerning our program.

Sincerely yours,

JACE VERNON

President
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