Make the most of your future · Can I take a loan from my account? Although your plan account is intended for the future, you may borrow from your account for any reason. Learn more

Make the most of your futureCDW Coworkers’ Profi t Sharing Plan (401(k) Plan)

Enrollment Information

Don’t wait to take full advantage of your retirement plan benefi ts

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Invest some of what you earn today for what you plan toaccomplish tomorrow.

Dear CDW Coworker:

The Company offers outstanding convenience and a variety of investment options. Take a look andsee what a difference enrolling in the Plan could make in achieving your goals.

Benefit from:

Convenience. Your contributions are automatically deducted regularly from your paycheck.

Tax savings now. Your pretax contributions are deducted from your pay before income taxes aretaken out. This means that you can actually lower the amount of current income taxes you pay eachperiod. It could mean more money in your take-home pay versus saving money in ataxable account.

Tax-deferred savings opportunities. You pay no taxes on any earnings until you withdraw themfrom your account, enabling you to keep more of your money working for you now.

Portability. You can roll over eligible savings from a previous employer into this Plan. You can alsotake your plan vested account balance with you if you leave the company.

Investment options. You have the flexibility to select from investment options that range frommore conservative to more aggressive, making it easy for you to develop a well-diversifiedinvestment portfolio.

Online beneficiary. With Fidelity’s Online Beneficiaries Service, you can designate yourbeneficiaries, receive instant online confirmation, and check your beneficiary information virtuallyany time.

Catch-up contributions. If you make the maximum contribution to your plan account, and you are50 years of age or older during the calendar year, you can make an additional “catch-up”contribution of $6,500 in 2020.

To learn more about what your plan offers, see “Frequently asked questions about your plan” laterin this guide.

Enroll in your plan and invest in yourself today.

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Frequently asked questions about your plan.Here are answers to questions you may have about the key features, benefits, and rules of your plan.

When can I enroll in the Plan?

You are eligible to enroll after the completionof 30 days of service if you are regularlyscheduled to work at least 1,000 hours in acalendar year and you are not classified asseasonal or temporary. If you are regularlyscheduled to work less than 1,000 hours in acalendar year or are classified as seasonal ortemporary, you are eligible to enroll after thecompletion of 1,000 hours of service in yourfirst year of employment or during anycalendar year thereafter. You must be at least18 years old to be eligible to enroll in the Plan.

How do I enroll in the Plan?

Enroll online at any time, or by calling theFidelity Retirement Benefits Line at1-866-697-1048.

When is my enrollment effective?

Your enrollment becomes effective once youelect a deferral percentage, which initiates thededuction of your contributions from your pay.These salary deductions will generally beginwith the paycheck after you elect a deferralpercentage through Fidelity, or as soon asadministratively possible thereafter.

What is the Roth contribution option?

A Roth contribution to your retirement savingsplan allows you to make after-tax contributionsand take any associated earnings completelytax free at retirement - as long as thedistribution is a qualified one. A qualifieddistribution, in this case, is one that is taken atleast five tax years after your first Roth 401(k)contribution and after you have attained age59½, or become disabled or die. Throughautomatic payroll deduction, you can

contribute between 1% and 75% of youreligible pay as designated Roth contributions,up to the annual IRS dollar limits.

Find more information online within the“Library” section of NetBenefits®.

How much can I contribute?

Through automatic payroll deduction, you cancontribute between 1% and 75% of youreligible pay to the Plan on a pretax or after-taxbasis, up to the annual IRS dollar limits ($6,500in 2020). The IRS also limits the total amount ofcontributions that can be made to the 401(k)Plan on your behalf. Your pretax and/or after-tax contributions plus any contributions CDWmakes to your account cannot exceed thelesser of 100% of your compensation or$57,000 in 2020.

Eligible pay for purposes of your contributionpercentage is generally your regular andovertime pay, commissions, bonuses (exceptthe holiday bonus), vacation and sick/STD pay.Eligible pay does not include contest, spiff orother fringe benefit earnings. Please keep inpaycheck to paycheck based on variablecompensation such as bonuses and overtime.

You may change your contribution rate at anytime online, or by calling the FidelityRetirement Benefits Line at 1-866-697-1048.

Does the Company contribute to myaccount?

The Company may, at its option, elect to makediscretionary matching contributions to thePlan for a plan year on behalf of eligiblecoworkers who made salary reductioncontributions during the plan year, and areemployed by the Company on the last day of

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the plan year. The Company also may, at itsoption, elect to make discretionary profitsharing contributions to the Plan for a planyear on behalf of eligible coworkers employedby the Company on the last day of the planyear.

Whether the Company makes matchingcontributions and/or profit sharingcontributions is determined by theCompensation Committee of the Company’sBoard of Directors in its sole discretion and ifawarded, are allocated to plan accountsfollowing the end of the plan year. Ourfinancial performance against our annual plandetermines CDW’s ability to award matchingcontributions and profit sharing contributions.

When am I vested?

You are always 100% vested in your pretax,after-tax and rollover contributions to the Plan,as well as any earnings on them. TheCompany’s matching and profit sharingcontributions and any earnings on them vestaccording to the following schedule:

Years of service Vested percentage1 20%2 40%3 60%4 80%5 100%

Once you have 5 years of service with CDW, allfuture matching and profit sharingcontributions and any earnings on them areimmediately vested.

How do I designate my beneficiary?

If you have not already selected yourbeneficiaries for the 401(k) Plan by completinga 401(k) beneficiary designation with CoworkerServices, or if you have experienced a life-changing event such as a marriage, divorce,birth of a child, or a death in the family, it istime to consider your beneficiary designations.Fidelity’s Online Beneficiaries Service offers astraightforward, convenient process that takesjust minutes. To make your elections, click on

the “Profile” link, then select “Beneficiaries”and follow the online instructions.

What are my investment options?

To help you meet your investment goals, thePlan offers you a range of options. You canselect a mix of investment options that bestsuits your goals, time horizon, and risktolerance. The 24 investment options availablethrough the Plan include conservative,moderately conservative, and aggressivefunds. A complete description of the Plan’sinvestment options and their performance, aswell as planning tools to help you choose anappropriate mix, are available online.

What if I don’t make an investmentelection?

We encourage you to take an active role in thePlan and choose investment options that bestsuits your goals, time horizon, and risktolerance. If you do not select specificinvestment options in the Plan, yourcontributions will be invested in the JPMCBSmartRetirement Fund CF Class with the targetretirement date closest to the year you mightretire, based on your current age and assuminga retirement age of 65, at the direction ofCDW. If no date of birth or an invalid date ofbirth is on file at Fidelity your contributionsmay be invested in the JPMCBSmartRetirement Income Fund CF Class. Moreinformation about the JPMCBSmartRetirement Fund CF Class options canbe found online. The investment optionsavailable in the 401(k) Plan may change at anytime.

Target Date Funds are an asset mix of stocks,bonds and other investments thatautomatically becomes more conservative asthe fund approaches its target retirement dateand beyond. Principal invested is notguaranteed.

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What "catch-up" contribution can I make?

If you have reached age 50 or will reach 50during the calendar year January 1 –December 31 and are making the maximumplan or IRS pretax contribution, you may makean additional “catch-up” contribution each payperiod. The maximum annual catch-upcontribution is $6,500. Going forward, catch-upcontribution limits will be subject to cost ofliving adjustments (COLAs) in $500 increments.

You make catch-up contributions throughpayroll deduction, the same way you makeregular contributions.

Can I take a loan from my account?

Although your plan account is intended for thefuture, you may borrow from your account forany reason.

Learn more about and/or request a loanonline, or by calling the Fidelity RetirementBenefits Line at 1-866-697-1048.

Can I make withdrawals from my account?

Withdrawals from the Plan are generallypermitted when you terminate youremployment, retire, reach age 59½, becomepermanently disabled, or have severe financialhardship as defined by your Plan. Withdrawalsdue to severe hardship are not eligible for rollover. If you take a withdrawal due to a severefinancial hardship, you are prohibited frommaking pretax contributions to the Plan for thefollowing 6 months under current IRSregulations. Keep in mind that withdrawals aresubject to income taxes and possibly to earlywithdrawal penalties. Learn more about and/orrequest a withdrawal online, or by calling theFidelity Retirement Benefits Line at1-866-697-1048. You may want to consult yourtax adviser about the tax consequences andpossible penalties of taking a withdrawal.

When you leave the Company, you canwithdraw contributions and any associatedearnings or, if your vested account balance isgreater than $5,000, you can leavecontributions and any associated earnings inthe Plan. After you leave the Company, if your

vested account balance is equal to or less than$1,000, it will automatically be distributed toyou unless you contact Fidelity to request arollover. However, if your vested accountbalance is greater than $1,000 but not morethan $5,000, you will be notified that yourentire vested account balance will betransferred to an Individual RetirementAccount (Rollover IRA), unless you requesteither a cash distribution or a rolloverdistribution of your choice.

Can I move money from another retirementplan into my account in the Plan?

You are permitted to roll over eligible pretaxand Roth 401(k) contributions from another401(k) plan, 403(b) plan or a governmental457(b) retirement plan account or eligiblepretax and Roth 401(k) contributions fromconduit Individual Retirement Accounts(rollover IRAs) and certain nonconduitindividual retirement accounts (traditional IRAs,Simplified Employee Pension plans, and"SIMPLE"IRA distributions made more thantwo years from the date you first participatedin the SIMPLE IRA). A conduit IRA is one thatcontains only money rolled over from anemployer-sponsored retirement plan that hasnot been mixed with regular IRA contributions.

Additional information can be obtained online,or by calling the Fidelity Retirement BenefitsLine at 1-866-697-1048.

Be sure to consider all your availableoptions and the applicable fees and featuresof each before moving your retirementassets.

Where can I find information aboutexchanges and other plan features?

Learn about loans, exchanges, and moreonline. In particular, you can access loanmodeling tools that illustrate the potentialimpact of a loan on the long-term growth ofyour account. You will also find a withdrawalmodeling tool, which shows the amount offederal income taxes and early withdrawalpenalties you might pay, along with theamount of earnings you could potentially lose

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by taking a withdrawal. Additional informationcan be obtained by calling the FidelityRetirement Benefits Line at 1-866-697-1048.

How can I view my account statements?

Your quarterly statements will be available forviewing online by selecting Online Statement.

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Investment OptionsHere is a list of investment options for CDW Coworkers’ Profit Sharing Plan(401(k) Plan). For up-to-date performance information and other fundspecifics, go to http://netbenefits.fidelity.com.

Target Date Funds

Placement of investment options within each risk spectrum is only in relation to the investment options within that specific spectrum. Placement does not reflect risk relative to the investmentoptions shown in the other risk spectrums.

ptions to the left have potentiallymore inflation risk and less investment risk

ptions to the right have potentially less inflation risk and more investment risk

Investment o Investment o

JPMCB SmartRetirement Income Fund

CF Class

JPMCB SmartRetirement 2020 Fund CF

Class


Class


Class


Class


Class


Class


Class


Class


Class

Target date investments are generally designed for investors expecting to retire around the year indicated in each investment‘sname. The investments are managed to gradually become more conservative over time. The investment risks of each target dateinvestment change over time as its asset allocation changes. They are subject to the volatility of the financial markets, includingequity and fixed income investments in the U.S. and abroad and may be subject to risks associated with investing in high yield, smallcap and foreign securities. Principal invested is not guaranteed at any time, including at or after their target dates.

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The chart below lists the assigned fund CDW Coworkers’ Profit Sharing Plan (401(k) Plan) believeswill best fit your diversification needs should you not select an investment option.

Your Birth Date* Fund Name Target Retirement Years

Before 1954 JPMCB SmartRetirement Income Fund CF Class Retired before 2019

January 1, 1954 - December 31, 1958 JPMCB SmartRetirement 2020 Fund CF Class Target Years 2019 - 2023








January 1, 1994 and later* JPMCB SmartRetirement 2060 Fund CF Class Target Years 2059 and beyond

*Dates selected by Plan Sponsor

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Core Investment Options

ft have potentially more inflation risk and less investment risk less inflation risk and more investment risk

CCONSEERVVATIIVE AGGRESSIVE

Investment options to the le Investment options to the right have potentially

SHORT-TERM INVESTMENT BOND STOCKS

Money Market Stable Value Bond Domestic Equities International/Global

Government

Fidelity® GovernmentMoneyMarket Fund

Managed IncomePortfolio Class 2

Diversified

Fidelity® U.S. BondIndex Fund

MetWest TotalReturn Bond FundCIT - Class D

Large Value

MFS Value FundClass R6

Mid Value

American CenturyU.S. Mid Cap ValueEquity Trust

Small Value

Victory IntegritySmall-Cap ValueFund Class R6

Large Blend

Legal & GeneralS&P 500® CollectiveInvestment TrustFund Class A

Small Blend

Vanguard Small-Cap Index FundInstitutional Shares

Large Growth

Fidelity® Contrafund® -Class K

MFS Growth FundClass R6

Diversified

American FundsEuroPacific GrowthFund® Class R-6

Legal & GeneralMSCI EAFE® CollectiveInvestment TrustFund Class A

This spectrum, with the exception of the Domestic Equity category, is based on Fidelity’s analysis of the characteristics of thegeneral investment categories of the investment options and not on the actual security holdings, which can change frequently.Investment options in the Domestic Equity category are based on the options’ Morningstar categories as of 12/31/2019.Morningstar categories are based on a fund’s style as measured by its underlying portfolio holdings over the past three years andmay change at any time. These style calculations do not represent the investment options’ objectives and do not predict theinvestment options’ future styles. Investment options are listed in alphabetical order within each investment category. Riskassociated with the investment options can vary significantly within each particular investment category, and the relative risk ofcategories may change under certain economic conditions. For a more complete discussion of risk associated with the mutual fundoptions, please read the prospectuses before making your investment decision. The spectrum does not represent actual or impliedperformance.

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ink® Fidelity BrokerageLink®

Fidelity BrokerageLink® gives you the opportunity to invest in an expandedrange of investment choices to manage your plan.

available share class that is appropriate for your situation. The plan fiduciaryneither evaluates nor monitors the investments available through

investments beyond those in your plan’s standard lineup..BrokerageLink includes

BrokerageLink. It is your responsibility to ensure that the investments you

schedule, and brochure, go to netbenefits.com and click on "Quick Links,"

select are suitable for your situation, including your goals, time horizon, andrisk tolerance. To enroll, and for more information about BrokerageLink,

You should compare investments and share classes that are available in your plan’s

then select "BrokerageLink."

including the Plan's BrokerageLink fact sheet, the brokerage commission

lineup with those available through BrokerageLink, and determine the

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Investment OptionsBefore investing in any mutual fund, consider the investment objectives,risks, charges, and expenses. Contact Fidelity for a mutual fundprospectus or, if available, a summary prospectus containing thisinformation. Read it carefully.

American Century U.S. Mid Cap Value Equity Trust

VRS Code: 838991

Fund Objective: The Fund seeks long-term capital growth through investment in a diversified portfolio of equity securities ofdomestic companies across the capitalization spectrum with a focus on mid cap securities. There is no assurance that the Fundwill achieve its investment objective.

Fund Strategy: American Century Investment Management, Inc.("The Advisor")uses a value investment strategy that looks forcompanies that they believe are under-valued at the time of purchase. Income is a secondary objective. Performance will bemeasured over a normal market cycle.

Fund Risk: Value stocks can perform differently than other types of stocks and can continue to be undervalued by the marketfor long periods of time. The securities of smaller, less well-known companies can be more volatile than those of largercompanies. Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market,economic or other developments. These risks may be magnified in foreign markets. Additional risk information for this productmay be found in the prospectus or other product materials, if available.

Fund short term trading fees: None

Who may want to invest:● Someone who is seeking the potential for long-term share-price appreciation and, secondarily, dividend income.

● Someone who is comfortable with value-style investments and the potentially greater volatility of investments in smallercompanies.

Footnotes:● The investment option is a collective investment trust. It is managed by SEI Trust Company. This description is only intended

to provide a brief overview of the fund.

● This investment option is not a mutual fund.

American Funds EuroPacific Growth Fund® Class R-6

VRS Code: 885007

Fund Objective: The investment seeks long-term growth of capital.

Fund Strategy: The fund invests primarily in common stocks of issuers in Europe and the Pacific Basin that the investmentadviser believes have the potential for growth. Growth stocks are stocks that the investment adviser believes have the potentialfor above-average capital appreciation. It normally will invest at least 80% of its net assets in securities of issuers in Europe andthe Pacific Basin. The fund may invest a portion of its assets in common stocks and other securities of companies in emergingmarkets.

Fund Risk: Foreign securities are subject to interest-rate, currency-exchange-rate, economic, and political risks, all of whichmay be magnified in emerging markets. Growth stocks can perform differently from the market as a whole and can be morevolatile than other types of stocks. Stock markets are volatile and can decline significantly in response to adverse issuer,political, regulatory, market, economic or other developments. Additional risk information for this product may be found in theprospectus or other product materials, if available.


Who may want to invest:● Someone who is seeking to complement a portfolio of domestic investments with international investments, which can

behave differently.

● Someone who is willing to accept the higher degree of risk associated with investing overseas.

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Footnotes:● This description is only intended to provide a brief overview of the mutual fund. Read the fund’s prospectus for more detailed

information about the fund.

● The analysis on these pages may be based, in part, on adjusted historical returns for periods prior to the class’s actualinception of 05/01/2009. These calculated returns reflect the historical performance of the oldest share class of the fund, withan inception date of 04/16/1984, adjusted to reflect the fees and expenses of this share class (when this share class’s fees andexpenses are higher.) Please refer to a fund’s prospectus for information regarding fees and expenses. These adjustedhistorical returns are not actual returns. Calculation methodologies utilized by Morningstar may differ from those applied byother entities, including the fund itself.

Fidelity® Contrafund® - Class K

VRS Code: 002080

Fund Objective: Seeks capital appreciation.

Fund Strategy: Investing in securities of companies whose value FMR believes is not fully recognized by the public. Investingin either ’growth’ stocks or ’value’ stocks or both. Normally investing primarily in common stocks.

Fund Risk: The value of the fund’s domestic and foreign investments will vary from day to day in response to many factors.Stock values fluctuate in response to the activities of individual companies, and general market and economic conditions.Investments in foreign securities involve greater risk than U.S. investments. You may have a gain or loss when you sell yourshares.


Who may want to invest:● Someone who is seeking the potential for long-term share-price appreciation.

● Someone who is willing to accept the generally greater price volatility associated with growth-oriented stocks.



● On May 9, 2008, an initial offering of the retirement (K) class took place. Returns and expenses prior to that date are those ofthe non-K, non-advisor class. Had K class expenses been reflected in the returns shown, total returns would have been higher.

JPMCB SmartRetirement 2020 Fund CF Class

VRS Code: 835715

Fund Objective: The Fund seeks high total return with a shift to current income and some capital appreciation over time aseach Fund approaches and passes the target retirement date.

Fund Strategy: Invests in a combination of equity, fixed income, real estate and short-term JPMorgan Chase Bank, N.ACommingled Pension Trust Fund vehicles. Uses an asset allocation strategy designed for investors expecting to retire aroundthe year 2020, with the allocation changing on an annual basis, becoming more conservative as the Fund nears the targetretirement date.

Fund Risk: The target date funds are designed for investors expecting to retire around the year indicated in each fund’s name.The funds are managed to gradually become more conservative over time as they approach their target date. The investmentrisk of each target date fund changes over time as its asset allocation changes. They are subject to the volatility of the financialmarkets, including that of equity and fixed income investments in the U.S. and abroad, and may be subject to risks associatedwith investing in high-yield, small-cap, and foreign securities. Principal invested is not guaranteed at any time, including at orafter their target dates. Additional risk information for this product may be found in the prospectus or other product materials,if available.


Who may want to invest:● Someone who is seeking an investment option that gradually becomes more conservative over time and who is willing to

accept the volatility of the markets.

● Someone who is seeking a diversified mix of stocks, bonds, and short-term investments in one investment option or whodoes not feel comfortable making asset allocation choices over time.

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Footnotes:● The investment option is a collective investment trust. It is managed by JPMorgan Chase Bank, N.A. This description is only

intended to provide a brief overview of the fund.


● The analysis on these pages may be based, in part, on adjusted historical returns for periods prior to the class’s actualinception of 07/22/2016. The returns are provided by Morningstar and reflect the historical performance of the oldest, eligibleshare class of the Pool with reported expenses and an inception date of 09/30/2015, adjusted to reflect the fees andexpenses of this share class (when this share class’s fees and expenses are higher.) The adjusted historical returns are notactual returns. Calculation methodologies utilized by Morningstar may differ from those applied by other entities, includingthe Pool itself. Please refer to a Pool’s offering materials for information regarding its’ fees and expenses.


VRS Code: 835716













VRS Code: 835717



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VRS Code: 835718












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VRS Code: 835719













VRS Code: 835720








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VRS Code: 835721













VRS Code: 835722

Fund Objective: The Fund seeks high total return with a shift to current income and some capital appreciation over time as theFund approaches and passes the target retirement date.

Fund Strategy: Invests in a combination of equity, fixed income and short term JPMorgan Chase Bank, N.A. CommingledPension Trust Fund vehicles. Uses an asset allocation strategy designed for investors expecting to retire around the year 2055,with the allocation changing on an annual basis, becoming more conservative as the Fund nears the target retirement date.

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VRS Code: 858627

Fund Objective: The Funds seek high total return with a shift to current income and some capital appreciation over time aseach Fund approaches and passes the target retirement date.

Fund Strategy: The Funds use an asset allocation strategy designed for investors expecting to retire around the year 2060,with the allocation changing on an annual basis, becoming more conservative as the Fund nears the target retirement date.Invests in a combination of equity, fixed income, real estate and short-term JPMorgan Chase Bank, N.A Commingled PensionTrust Fund vehicles.






Footnotes:● The investment option is a collective investment trust. It is managed by JPMorgan Asset Management Inc. This description is

only intended to provide a brief overview of the fund.

● The inception date of this Pool was 2/28/2017. The earliest share class of this Pool had an inception date of 1/3/2017.Performance between the inception date of the earliest share class and the inception date of this Pool was calculated bysubtracting this Pool’s management fee and the Pool’s net administrative expenses for that period from the Pool’s grossperformance.



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JPMCB SmartRetirement Income Fund CF Class

VRS Code: 835714

Fund Objective: The Fund seeks current income and some capital appreciation.

Fund Strategy: Invests in a combination of equity, fixed income, real estate and short-term JPMorgan Chase Bank, N.ACommingled Pension Trust Fund vehicles. Uses an asset allocation strategy designed for investors who are retired or expect toretire soon.

Fund Risk: The fund is subject to the volatility of the financial markets, including that of equity and fixed income investments.Fixed income investments carry issuer default and credit risk, inflation risk, and interest rate risk. (As interest rates rise, bondprices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Principal invested is notguaranteed at any time, including at or after retirement. Additional risk information for this product may be found in theprospectus or other product materials, if available.


Who may want to invest:● Someone who is seeking an investment option intended for people in retirement and who is willing to accept the volatility of

diversified investments in the market.

● Someone who is seeking a diversified mix of stocks, bonds, and short-term investments in one investment option and lookingprimarily for the potential for income and, secondarily, for share-price appreciation.





Legal & General MSCI EAFE® Collective Investment Trust Fund Class A

VRS Code: 836399

Fund Objective: The Fund seeks to match the risk and return characteristics of the Benchmark Index as closely as practicable,before expenses.

Fund Strategy: The Fund invests primarily in equity securities that are constituents in the MSCI EAFE® (Net Return) Index.

Fund Risk: Foreign securities are subject to interest-rate, currency-exchange-rate, economic, and political risks, all of whichmay be magnified in emerging markets. Value and growth stocks can perform differently from other types of stocks. Growthstocks can be more volatile. Value stocks can continue to be undervalued by the market for long periods of time. Stock marketsare volatile and can decline significantly in response to adverse issuer, political, regulatory, market, economic or otherdevelopments. Additional risk information for this product may be found in the prospectus or other product materials, ifavailable.


Who may want to invest:● Someone who is seeking to complement a portfolio of domestic investments with international investments, which can

behave differently.

● Someone who is willing to accept the higher degree of risk associated with investing overseas.

Footnotes:● The investment option is a collective investment trust. It is managed by Reliance Trust Company. This description is only


● The MSCI Europe, Australasia and Far East (EAFEE) Index is an unmanaged market capitalization-weighted index of equitysecurities of companies domiciled in various countries. The index is designed to represent performance of developed stockmarkets outside the United States and Canada and excludes certain market segments unavailable to U.S. based investors.This index is calculated using the minimum possible dividend reinvestment, after deduction of withholding tax, applying themaximum withholding tax rate.


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Legal & General S&P 500® Collective Investment Trust Fund Class A

VRS Code: 836397

Fund Objective: The Fund seeks to match the risk and return characteristics of the Benchmark Index as closely as practicable,beforeexpenses.

Fund Strategy: The Fund invests primarily in equity securities that are constituents in the S&P 500® (Total Return) Index. TheS&P 500® (Total Return) Index is an equity index which captures large cap representation in the US It covers approximately 80%of the market capitalization of the US equity market.

Fund Risk: Value and growth stocks can perform differently from other types of stocks. Growth stocks can be more volatile.Value stocks can continue to be undervalued by the market for long periods of time. Stock markets are volatile and can declinesignificantly in response to adverse issuer, political, regulatory, market, economic or other developments. These risks may bemagnified in foreign markets. Additional risk information for this product may be found in the prospectus or other productmaterials, if available.



● Someone who is seeking both growth- and value-style investments and who is willing to accept the volatility associated withinvesting in the stock market.

Footnotes:● The investment option is a collective investment trust. It is managed by Reliance Trust Company. This description is only



Managed Income Portfolio Class 2

VRS Code: 003704

Fund Objective: The fund seeks to preserve your principal investment while earning a level of interest income that isconsistent with principal preservation. The fund seeks to maintain a stable net asset value (NAV) of $1 per share, but it cannotguarantee that it will be able to do so. The yield of the fund will fluctuate.

Fund Strategy: The fund invests in benefit-responsive investment contracts issued by insurance companies and other financialinstitutions ("Contracts"), fixed income securities, and money market funds. Under the terms of the Contracts, the assets of thefund are invested in fixed income securities (which may include, but are not limited to, U.S. Treasury and agency bonds,corporate bonds, mortgage-backed securities, commercial mortgage-backed securities, asset-backed securities, and collectiveinvestment vehicles and shares of investment companies that invest primarily in fixed income securities) and shares of moneymarket funds. The fund may also invest in futures contracts, option contracts, and swap agreements. Fidelity ManagementTrust Company, as investment manager and trustee of the Fidelity Group Trust for Employee Benefit Plans, has claimed anexemption from registration under the Commodity Exchange Act and is not subject to registration or regulation under the Act.At the time of purchase, all Contracts and securities purchased for the fund must satisfy the credit quality standards specified inthe Declaration of Separate Fund .

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or call 1-866-697-1048

Fund Risk: The Contracts and securities purchased for the fund are backed solely by the financial resources of the issuers ofsuch Contracts and securities. An investment in the fund is not insured or guaranteed by the manager(s), the plan sponsor, thetrustee, the FDIC, or any other government agency. The Contracts purchased by the fund permit the fund to account for thefixed income securities at book value (principal plus interest accrued to date). Through the use of book value accounting, thereis no immediate recognition of investment gains and losses on the fund’s securities. Instead, gains and losses are recognizedover time by periodically adjusting the interest rate credited to the fund under the Contracts. However, while the fund seeks topreserve your principal investment, it is possible to lose money by investing in this fund. The Contracts provide for the paymentof certain withdrawals and exchanges at book value during the terms of the Contracts. In order to maintain the Contractissuers’ promise to pay such withdrawals and exchanges at book value, the Contracts subject the fund and its participants tocertain restrictions. For example, withdrawals prompted by certain events (e.g., layoffs, early retirement windows, spin-offs, saleof a division, facility closings, plan terminations, partial plan terminations, changes in laws or regulations) may be paid at themarket value of the fund’s securities, which may be less than your book value balance. Certain investment options offered byyour plan (e.g., money market funds, short term bond funds, certain asset allocation/lifecycle funds and brokerage window)may be deemed by the Contract issuers to "compete" with this fund. The terms of the Contracts prohibit you from making adirect exchange from this fund to such competing funds. Instead, you must first exchange to a non-competing fund for 90days. While these requirements may seem restrictive, they are imposed by the Contract issuers as a condition for the issuer’spromise to pay certain withdrawals and exchanges at book value.Certain investment options offered by your plan (e.g., money market funds, short term bond funds, certain asset allocation/lifecycle funds and brokerage window) may be deemed by the Contract issuers to "compete" with this fund. The terms of theContracts prohibit you from making a direct exchange from this fund to such competing funds. Instead, you must firstexchange to a non-competing fund for 90 days. While these requirements may seem restrictive, they are imposed by theContract issuers as a condition for the issuer’s promise to pay certain withdrawals and exchanges at book value.


Who may want to invest:● Someone who seeks a slightly higher yield over the long term than is offered by money market funds, but who is willing to

accept slightly more investment risk.

● Someone who is interested in balancing an aggressive portfolio with an investment that seeks to provide stability of price.

Footnotes:● The investment option is a stable value fund. It is managed by Fidelity Management Trust Company. This description is only


● This fund is a commingled pool of the Fidelity Group Trust for Employee Benefit Plans. Only qualified, participant-directed,defined contribution plans may invest in the fund.


● On February 6, 2013, an initial offering of the Managed Income Portfolio Class 2 took place. Returns and expenses prior tothat date are those of the Managed Income Portfolio Class 1. Had class 2 expenses been reflected in the returns shown, totalreturns would have been higher.

● Management Fee includes the costs associated with managing the investments in the pool. The management fee does notinclude the wrap contract fees, which are paid to third party wrap providers and do not result in any additional compensationto Fidelity. The wrap contract fees are not separately stated but are included in the Expense Ratio and do reduce returns.

● Expense Ratio (Gross) includes management and wrap contract fees. For certain investments, it may also include distributionfees. Please note that the Gross and Net Expense Ratio are the same for this investment.

MetWest Total Return Bond Fund CIT - Class D

VRS Code: 838992

Fund Objective: The Fund seeks to outperform the aggregate bond market over full market cycles.

Fund Strategy: The Fund in domestic and international fixed income sectors.

Fund Risk: In general the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise,bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed incomesecurities also carry inflation risk and credit and default risks for both issuers and counterparties. Unlike individual bonds, mostbond funds do not have a maturity date, so avoiding losses caused by price volatility by holding them until maturity is notpossible. The fund may invest in lower-quality debt securities that involve greater risk of default or price changes due topotential changes in the credit quality of the issuer. Foreign securities are subject to interest-rate, currency-exchange-rate,economic, and political risks, all of which may be magnified in emerging markets. Additional risk information for this productmay be found in the prospectus or other product materials, if available.


Who may want to invest:● Someone who is seeking potential returns primarily in the form of interest dividends rather than through an increase in share

price.

● Someone who is seeking to diversify an equity portfolio with a more conservative investment option.

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Footnotes:● The investment option is a collective investment trust. It is managed by SEI Trust Company. This description is only intended

to provide a brief overview of the fund.



MFS Growth Fund Class R6

VRS Code: 889046

Fund Objective: The investment seeks capital appreciation.

Fund Strategy: The fund normally invests in equity securities. Equity securities include common stocks and other securitiesthat represent an ownership interest (or right to acquire an ownership interest) in a company or other issuer. The adviserfocuses on investing the fund’s assets in the stocks of companies the advisor believes to have above average earnings growthpotential compared to other companies (growth companies).

Fund Risk: Growth stocks can perform differently from the market as a whole and can be more volatile than other types ofstocks. Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market,economic or other developments. These risks may be magnified in foreign markets. Additional risk information for this productmay be found in the prospectus or other product materials, if available.


Who may want to invest:● Someone who is seeking the potential for long-term share-price appreciation.

● Someone who is willing to accept the generally greater price volatility associated with growth-oriented stocks.




MFS Value Fund Class R6

VRS Code: 826846

Fund Objective: The investment seeks capital appreciation.

Fund Strategy: The fund normally invests the fund’s assets primarily in equity securities. Equity securities include commonstocks and other securities that represent an ownership interest (or right to acquire an ownership interest) in a company orother issuer. MFS focuses on investing the fund’s assets in the stocks of companies the advisor believes are undervaluedcompared to their perceived worth (value companies).

Fund Risk: Value stocks can perform differently than other types of stocks and can continue to be undervalued by the marketfor long periods of time. Stock markets are volatile and can decline significantly in response to adverse issuer, political,regulatory, market, economic or other developments. These risks may be magnified in foreign markets. Additional riskinformation for this product may be found in the prospectus or other product materials, if available.



● Someone who is comfortable with the volatility of large-cap stocks and value-style investments.

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or call 1-866-697-1048




Vanguard Small-Cap Index Fund Institutional Shares

VRS Code: 823466

Fund Objective: The investment seeks to track the performance of a benchmark index that measures the investment return ofsmall-capitalization stocks.

Fund Strategy: The fund employs an indexing investment approach designed to track the performance of the CRSP US SmallCap Index, a broadly diversified index of stocks of small U.S. companies. The advisor attempts to replicate the target index byinvesting all, or substantially all, of its assets in the stocks that make up the index, holding each stock in approximately thesame proportion as its weighting in the index.

Fund Risk: The securities of smaller, less well-known companies can be more volatile than those of larger companies. Valueand growth stocks can perform differently from other types of stocks. Growth stocks can be more volatile. Value stocks cancontinue to be undervalued by the market for long periods of time. Stock markets are volatile and can decline significantly inresponse to adverse issuer, political, regulatory, market, economic or other developments. These risks may be magnified inforeign markets. Additional risk information for this product may be found in the prospectus or other product materials, ifavailable.



● Someone who is seeking both growth- and value-style investments and who is willing to accept the generally greater volatilityof investments in smaller companies.



● The CRSP US Small Cap Index includes U.S. companies that fall between the bottom 2%-15% of the investable marketcapitalization. There is no lower limit in market capitalization, other than what is specified by investability screens.


Victory Integrity Small-Cap Value Fund Class R6

VRS Code: 889608

Fund Objective: The investment seeks to provide long-term capital growth.

Fund Strategy: The adviser pursues the fund’s investment objective by investing, under normal circumstances, at least 80% ofthe fund’s assets in equity securities (i.e., common stocks, preferred stocks, convertible securities and rights and warrants) ofsmall-capitalization companies. Small-capitalization companies mean those companies with market capitalizations within therange of companies included in the Russell 2000® Index.

Fund Risk: The securities of smaller, less well-known companies can be more volatile than those of larger companies. Valuestocks can perform differently than other types of stocks and can continue to be undervalued by the market for long periods oftime. Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market,economic or other developments. These risks may be magnified in foreign markets. Additional risk information for this productmay be found in the prospectus or other product materials, if available.



● Someone who is comfortable with value-style investments and the potentially greater volatility of investments in smallercompanies.

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● The Russell 2000® Index is an unmanaged market capitalization-weighted index of 2,000 small company stocks of U.S.domiciled companies.


Fidelity® Government Money Market Fund

VRS Code: 000458

Fund Objective: Seeks as high a level of current income as is consistent with preservation of capital and liquidity.

Fund Strategy: The Adviser normally invests at least 99.5% of the fund’s total assets in cash, U.S. Government securities and/orrepurchase agreements that are collateralized fully (i.e., collateralized by cash or government securities). Certain issuers of U.S.Government securities are sponsored or chartered by Congress but their securities are neither issued nor guaranteed by theU.S. Treasury. Investing in compliance with industry-standard regulatory requirements for money market funds for the quality,maturity, liquidity and diversification of investments. The Adviser stresses maintaining a stable $1.00 share price, liquidity, andincome. In addition the Adviser normally invests at least 80% of the fund’s assets in U.S. Government securities and repurchaseagreements for those securities.

Fund Risk: You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at$1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the FederalDeposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, haveno legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financialsupport to the fund at any time. The fund will not impose a fee upon the sale of your shares, nor temporarily suspend yourability to sell shares if the fund’s weekly liquid assets fall below 30% of its total assets because of market conditions or otherfactors. Interest rate increases can cause the price of a money market security to decrease. A decline in the credit quality of anissuer or a provider of credit support or a maturity-shortening structure for a security can cause the price of a money marketsecurity to decrease.


Who may want to invest:● Someone who has a low tolerance for investment risk and who wishes to keep the value of his or her investment relatively

stable.

● Someone who is seeking to complement his or her bond and stock fund holdings in order to reach a particular assetallocation.



Fidelity® U.S. Bond Index Fund

VRS Code: 002326

Fund Objective: Seeks to provide investment results that correspond to the aggregate price and interest performance of thedebt securities in the Bloomberg Barclays U.S. Aggregate Bond Index.

Fund Strategy: Normally investing at least 80% of the fund’s assets in bonds included in the Bloomberg Barclays U.S.Aggregate Bond Index. Using statistical sampling techniques based on duration, maturity, interest rate sensitivity, securitystructure, and credit quality to attempt to replicate the returns of the Index using a smaller number of securities. Engaging intransactions that have a leveraging effect on the fund, including investments in derivatives - such as swaps (interest rate, totalreturn, and credit default) and futures contracts - and forward-settling securities, to adjust the fund’s risk exposure. Investing inFidelity’s central funds (specialized investment vehicles used by Fidelity funds to invest in particular security types or investmentdisciplines).

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or call 1-866-697-1048

Fund Risk: In general the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise,bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed incomesecurities also carry inflation risk and credit and default risks for both issuers and counterparties. Unlike individual bonds, mostbond funds do not have a maturity date, so avoiding losses caused by price volatility by holding them until maturity is notpossible. Foreign securities are subject to interest rate, currency exchange rate, economic, and political risks. The fund caninvest in securities that may have a leveraging effect (such as derivatives and forward-settling securities) which may increasemarket exposure, magnify investment risks, and cause losses to be realized more quickly.


Who may want to invest:● Someone who is seeking potential returns primarily in the form of interest dividends rather than through an increase in share

price.

● Someone who is seeking to diversify an equity portfolio with a more conservative investment option.



● The Bloomberg Barclays U.S. Aggregate Bond Index is an unmanaged market value-weighted index for U.S. dollardenominated investment-grade fixed-rate debt issues, including government, corporate, asset-backed, and mortgage-backed securities with maturities of at least one year.

● Returns prior to May 4, 2011 are those of the Premium Class and reflect the Premium Class’ expense ratio. Had theInstitutional Premium Class’ expense ratio been reflected, total returns would have been higher.

23

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ns A Roth contribution is available to employees who participate in the 401(k) plan. For payroll purposes Roth contributions are treated as after tax. This feature will allow participants to make Roth contributions to their plan while taking their earnings completely tax free at retirement — as long as the withdrawal is a qualified one. A qualified withdrawal is one that can be taken five tax years after the year of the first Roth contribution and after the participant has attained age 59½, has become disabled, or has died.

If you qualify to make traditional 401(k) contributions, you are eligible for a Roth 401(k) contribution.

How does a Roth 401(k) contribution option work?

You elect an amount of your salary that you wish to contribute to the Roth source, just as you would for your traditional 401(k). The contribution is based on your eligible compensation, not on your net pay—for example, if your total annual eligible compensation is $40,000 per year and you elect a 6% deferral amount, then $2,400 per year would go into your Roth 401(k) account.

Unlike your traditional 401(k) pretax contribution, with a Roth 401(k) contribution, you pay the taxes now on the contributions you make—but later your earnings are all tax free, if you meet certain criteria.

Example: Sally earns $40,000 and has elected to put 6% toward her Roth 401(k) contributions and 6% toward her traditional 401(k) pretax contributions on a monthly basis.

ROTH 401(k)* TRADITIONAL 401(k)*

Sally’s monthly contribution into each account

$200 $200

Sally’s reduction in take-home pay

$200 $150

* This hypothetical example is based solely on an assumed federal income tax rate of 25%. No other payroll deductions are taken into account. Your own results will be based on your individual tax situation.

Your combined Roth and traditional pretax 401(k) contributions cannot exceed the IRS limits for the year.

Would a Roth 401(k) contribution option benefit me?

The potential benefits of Roth 401(k) contributions really depend on your personal situation, but are mainly focused on your existing tax rate and your anticipated tax rate at the time of retirement. If you are contributing to a Roth, you are giving up a tax break today for a tax break in the future.

Therefore, a Roth contribution might benefit you if your tax rate in retirement were higher than it had been during the years you contributed.

If your tax rate were lower in retirement, then a traditional 401(k) might be more beneficial to you than the Roth option. Talk with a tax professional for more information on how to determine if Roth 401(k) contributions are right for you.

Is a traditional pretax 401(k) still beneficial?

Yes. For many participants a traditional pretax 401(k) will still be the most beneficial type of retirement savings plan. We do not know what the future holds regarding tax rates. Therefore, it is not possible to predict with certainty which type of 401(k) savings will be most beneficial to a participant.

Remember, because Roth 401(k) contributions are made after tax, you may take home less money in your paycheck than you would if you contributed to a traditional pretax 401(k).

What is the Roth 401(k) Contribution Option?

24

Incoming Rollover Instructions

Plan Name: Plan #: CDW Coworkers’ Profit Sharing Plan (401(k)

Plan)

94189

CDW Corporation

Coworker Services

200 N. Milwaukee Ave.

Vernon Hills, IL 60061

“Rolling over” money into the CDW Coworkers Profit Sharing Plan

(401(k) Plan) is a three-step process. Please follow these

instructions to ensure that this process is completed in a timely and

accurate manner. Please Note: Failure to follow these instructions

may result in a delay in the processing of your request and may

jeopardize your ability to roll over your distribution.

Step 1. Request your distribution

Request a direct rollover distribution from your previous eligible

retirement plan. See the Rollover Contribution Form for a list of the

types of plans or accounts from which rollovers may be made to

your employer's plan. There are two distribution check

payable options:

Option 1.

1. The check can be made payable to Fidelity Investments

Institutional Operations Company, Inc. (or FIIOC), for the benefit

of (YOUR NAME). The check must be from the distributing

trustee or custodian. (Personal checks are not acceptable.)

Note: This type of distribution avoids automatic income tax

withholding. Also, it avoids the possible 10% early withdrawal

penalty if you are under the age of 59 ½.

Option 2.

2. If the distribution was originally made payable directly to you,

you must send your rollover contribution to Fidelity via a

certified check or money order only for the amount you are

rolling over. (Personal checks are not acceptable.)

Note: If your distribution is initially received as a check made

payable to you, your rollover must be completed within 60 days

of receipt of the distribution. Your previous administrator will

be required to withhold income taxes. As a result, you will not

be able to roll over 100% of your eligible distribution unless you

have extra savings available to make up the amount withheld.

You must also roll over that amount within 60 days of receipt of

your distribution. If you do not make up the amount withheld,

that amount will be considered a withdrawal from the previous

program and the taxable portion will be subject to ordinary

income taxes and possibly a 10% early withdrawal penalty.

Fidelity does not accept wire transfers of funds. You must request a

CHECK from your previous plan or IRA.

The check should be mailed directly to you. Once you have received

the check, please follow the directions in Step 2.

Step 2. Initiate your rollover request

Please log on to NetBenefits® at http://netbenefits.fidelity.com to

initiate your request or complete the Incoming Rollover

Contribution Form. Please be sure to complete all items, and sign

the form if indicated.

Failing to properly complete the process will result in your

transaction not being processed and your check being returned to

you. This form and any separate documentation required by your

Plan Sponsor will be reviewed through an automated process.

Fidelity will not consider or act upon any unrequested

documentation or any information provided outside the areas of the

form where specific information has been requested.

Please Note: This rollover contribution will be invested based on

the investment elections you have on file for rollover contributions

to the Plan. If you have not made investment elections for rollover

contributions, this amount will be invested in the Plan-designated

default investment option. If you wish to make investment

elections for your rollover contribution, please do so via

NetBenefits or by contacting Fidelity Investments prior to

submitting this form.

If you are not sure of the plan type that you are rolling out of,

please contact your previous plan sponsor or IRA custodian for

verification. An incorrect plan type could invalidate your rollover.

Step 3. Mail the information

Mail (1) the Incoming Rollover Contribution Application and (2) the

check to:

FIRST CLASS MAIL WITH STAMP:

Fidelity Investments

Client Service Operations

P.O. Box 770003

Cincinnati, OH 45277-0065

Overnight Address:

Fidelity Investments

Client Service Operations (KC1F-L)

100 Crosby Parkway

Covington, KY 41015

Please include all the information requested. Incomplete forms and

the accompanying check will be returned to you and may jeopardize

your ability to roll over your distribution.

Once your contribution is accepted into the CDW Coworkers’ Profit

Sharing Plan (401(k) Plan), you can log on to Fidelity NetBenefits®

at http://netbenefits.fidelity.com to view your rollover

contribution and investment election(s). Please allow at least seven

business days for processing. If you have any questions about

rollover contributions, call 1-866-697-1048. Please be sure you

have beneficiary information for the Plan on file.

To establish or change your beneficiary information for CDW

Coworkers’ Profit Sharing Plan (401(k) Plan), please

access http://netbenefits.fidelity.com.

You should make a copy of the check and the Incoming Contribution

Application for your records.

726722 DC 94189

Plan Name: Plan #:

Incoming Rollover Contribution Application

Section One: Participant Information (please print)

Enclosed Contribution:

$ . Pretax dollars

$ . Roth 401(k)

$ .

Roth 401(k) contributions excluding earnings

Date of first Roth 401(k) contribution

Please provide the following information concerning the origin of this rollover: Plan name: ____________________________________

401(k) Plan Governmental 457(b) Plan Conduit IRA (rollover IRA)

401(a) Plan Roth 401(a)/401(k) Plan Nonconduit IRA

403(b) Plan Roth 403(b) Plan

The following section must be completed entirely to ensure that your account is properly set up.

Social Security #:

Hire Date: _____/_____/_____ Birth Date: _____/_____/_____

Participant Name (first, MI, last): _______________________________________________________________________________________

Participant Address: ________________________________________________________________________________________________

City: ____________________________________________________ State: _______________ ZIP: ___________________________

Phone (day): ______________________________________________ Phone (evening): ________________________________________

Section Two: Rollover Contribution Information

Acceptable rollover sources

CDW Coworkers’ Profit Sharing Plan (401(k)

Plan)

94189

The Plan will accept taxable money* from the following types of employer-sponsored plans: 401(a) plans (e.g., 401(k)); 403(a) plans;

governmental 457(b) plans; 403(b) plans (e.g., plans of tax-exempt organizations). In addition, the Plan will accept: Roth 401(a)/401(k)s, conduit

IRAs (rollover IRAs), non-conduit IRAs (traditional IRAs, Simplified Employee Pension plans (SEP-IRAs)), and "SIMPLE" IRA distributions (made

more than two years from the date you first participated in the SIMPLE IRA).

* Taxable money is defined as pretax contributions (employee and employer), earnings on pretax contributions, and taxable

earnings on after-tax contributions from your previous employer’s plan.

Please complete this application and return it with your rollover check.

Fidelity Investments Institutional Operations Company, Inc.

572336.25.0

Unacceptable rollover sources

The Plan cannot accept money from the following sources: rollovers from beneficiary accounts, payments over a life expectancy or a period

of 10 or more years, or mandatory age 70½ distributions. Also unacceptable are Roth IRAs, Coverdell Education Savings Accounts (CESAs). In-

kind distributions of employer stock are not acceptable; therefore, stock must be sold and the proceeds (including any appreciation realized

through the date of distribution) may be rolled over. After-tax contributions may not be rolled over into this Plan.

Section Three: Investment Elections

I direct Fidelity to invest my rollover contribution into my current investment mix applicable to rollover contributions. If I have not selected an investment mix on

my own via NetBenefits® or by telephone, I understand that this rollover contribution will be invested in the Plan's default investment option as directed by

my employer.

To make an investment election or to request a fund prospectus please log on to http://netbenefits.fidelity.com.

Section Three: Investment Elections Section Four: Participant Certification

I authorize the investment election for this rollover and acknowledge that I have received information detailing my available investment options. I acknowledge

that my rollover contribution will be invested according to the investment election on file at Fidelity. I also acknowledge that if I do not already have investment

elections on file at Fidelity, my rollover contribution will be invested in my plan‘s default investment option.

I certify that this rollover amount is composed ONLY of money from acceptable sources listed under Section Two, and I have completed the information regarding

the source of this money to the best of my knowledge. Also, if the distribution check was made payable to me, I understand that this rollover must be received and

deposited to my account within 60 days of receipt of the distribution. I understand that, once invested, these monies will be subject to the terms that govern the

CDW Coworkers’ Profit Sharing Plan (401(k) Plan).

Signature of Employee Date

Application must be signed, or form and check will be returned to you.

X

For more information about the CDW Coworkers’ Profit Sharing Plan (401(k) Plan), go to http://netbenefits.fidelity.com.

This information is intended to be educational and is not tailored to the investment needs of any specific investor.

This document provides only a summary of the main features of CDW Coworkers’ Profit Sharing Plan (401(k) Plan) and the PlanDocument will govern in the event of discrepancies.

The Plan is intended to be a participant-directed plan as described in Section 404(c) of ERISA, which means that fiduciaries of thePlan are ordinarily relieved of liability for any losses that are the direct and necessary result of investment instructions given by aparticipant or beneficiary.

© 2010 - 2020 FMR LLC. All rights reserved.

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Documents

Make the most of your future · Can I take a loan from my account? Although your plan account is intended for the future, you may borrow from your account for any reason. Learn more