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AM Best rating of A+ (Superior), FSC XV | S&P A+
www.nationwide-mls.com
OUR EXPERTISE will provide the solutions. Our responsiveness will provide the service. And our financial strength will provide the stability.
We are a FORTUNE 100 company® with more than 16 million policies in force.
Management Liability and Specialty Programs Overview
PRODUCTS
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HealthcareAdult Residential Facility Professional Liability Insurance (NIF)NIF Group is a national program manager and regional wholesale broker. Based in New York with offices nationwide, NIF provides various coverages for adult residential facilities.
Product highlights
• An adult residential facility with 10 or fewer inhabitants designed to provide help for seniors who need assistance with activities of daily living
• Facilities typically located in specially retrofitted private dwellings in residential neighborhoods and licensed by the state
• General liability
• Professional liability
• Physical abuse
• Property
For more information NIFnifgroup.com
ContactSherri [email protected]
Product highlights
• Claims-made professional liability
• Claims-made or occurrence general liability
• Deductible from $0
• Follow form available
• Limits up to $10 million
• Defense outside the limit
• Individual Named on FDA 1572 Form Covered
• Crisis Response/Regulatory Coverage included
• Worldwide Coverage included
• Hired auto and non-owned auto available
For more informationPro-Praxispropraxisins.com
ContactBob [email protected]
Excess Healthcare Professional Liability InsuranceExcess Healthcare Professional Liability protects health care institutions, physicians and surgeons from catastrophic litigation arising out of their professional services. Our coverage can be expanded to provide excess liability insurance above general, auto, and employers’ liability as well as other casualty insurance.
Product highlights
• Claims-made professional liability
• Excess casualty coverage follows form of occurrence or claims-made coverage
• Policy forms include lead umbrella, follow-form excess as well as reinsurance for captives
• Limits up to $10 million
• Minimum attachment of $1 million
• Full Prior Acts coverage available to eligible risks
• Stand-alone tail coverage offered to eligible risks
Behavioral Healthcare, Addiction and Social Services Liability Insurance (Negley) Negley Associates is the leading underwriting management firm in the United States, serving the insurance needs of behavioral health care agencies and related social services. Our mission is simple: to provide the best insurance solution so that our insureds have peace of mind and can focus on what they do best — the delivery of behavioral health care and social services to their clients.
Product highlights
• Coverage for alcohol/drug rehabilitation centers, mental health facilities, group homes, sheltered workshops and related organizations
• General liability
• Professional liability
• Property
• Directors and Officers (D&O) liability
• Workers’ compensation
For more informationNegley Associatesjjnegley.com
ContactBernice [email protected]
Pro-Praxis
Clinical Research Professional Liability Services Clinical Research offers coverage on primary and excess placement. The eligible risks include independent research sites, contract research organizations, site management organizations, institutional review boards, data management safety boards, NFP research institutes and trial sponsors/biotech firms.
For more informationpropraxisins.com
Contact
Bob Allen212-401-1561 [email protected]
Senior Living Professional LiabilityPro-Praxis Senior Living Underwriters, a division of CRC Programs and CRC Group, is a highly experienced and client-focused managing general underwriter (MGU) servicing the insurance needs of the senior living industry and providing comprehensive solutions for senior living facilities. Our insurance products are supported by effective risk management and results-driven claims handling.
Program coverage is available in all 50 states for senior living facilities, subject to the specific product limitations in certain states and venues.
Product highlights
• Professional and general liability
• Excess/umbrella liability
• Property
• Business auto
For more information propraxisins.com
Contact David CantanutoDirect: 720-922-7208Cell: 720-234-1305 [email protected]
PRODUCTS
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Management/Professional Liability Architects and Engineers Professional Liability Insurance (Euclid) Euclid provides Architects and Engineers Professional Liability coverage on an admitted basis using AM Best’s A+ XV rated paper. We have more than 30 years of experience underwriting this line of coverage with exceptional service. We consider architects, interior designers, landscape architects, land planners, civil engineers, land surveyors, electrical engineers, mechanical engineers, HVAC engineers and structural engineers.
Product highlights
Errors and Omissions (E&O) coverage for firms engaged in practice as architects, engineers, land surveyors, landscape architects and construction managers
• Admitted paper in 48 states (nonadmitted basis in Louisiana and Hawaii)
• Architect and engineer firms with annual gross revenue from $25,000 up to $15 million
• Program limits are $250,000/$250,000 each claim with an annual aggregate up to $5 million/$5 million each claim
• Our policy form covers Wrongful Acts and Pollution Incidents arising out of Professional Services
• Excess architect and engineer coverage on a non-admitted basis
For more informationEuclideuclidae.com
ContactChris [email protected]
Business and Management (BAMTM) Indemnity Insurance (E-Risk Services)We offer a suite of management liability products for private and nonprofit organizations that includes professional liability coverages tailored to meet specific risk exposures of private companies. We provide a flexible package that can be fit to our insureds’ specific needs.
Product highlights
Coverage for the following:
• Directors and Officer Liability (with full entity coverage)
• Employment Practices Liability
• Technology, Media and Professional Services
• Miscellaneous Professional Liability
• Fiduciary Liability
• Crime Coverage
• Management Insured Coverage
• Privacy Coverage
For more information E-Risk Services LLC eriskservices.com/contact.asp
Contact 800-689-2550 [email protected]
Educators Professional Liability Insurance (RT Specialty)RT Specialty’s national operation helps teachers, schools,associations and other education-related entities managetheir risk and protect their careers with customizedinsurance solutions to handle unique predicamentsseen in today’s educational environments. We provideindividual coverage and packages tailored to a school orinstitution’s needs.
Product highlights
• Associations that pertain to some aspect of education, such as, but not limited to, elementary and high school teachers, counselors, physical education instructors, principals and administrators
• Liability coverage intended to be excess over any other coverage available to the individual
• Reimbursement of attorneys’ fees and bail bonds available
• Optional coverages: assault-related personal property damage, identity theft, private instruction, accidental death and dismemberment
For more informationRT Specialtyrtspecialty.com
ContactLori E. Pack713-351-8435 [email protected]
Financial Services Professional Liability Insurance (ProSurance)The Financial Services Division of ProSurance providescoverage for clients in the financial services industries,including financial planners, investment advisors, lifeinsurance agents, security brokers and dealers, and theirregistered representatives.
Product highlights
• Errors and Omissions (E&O) coverage for investment advisors, registered representatives, financial planners, life insurance agents and broker/dealers
• Master policies and many specialized coverages available
• Limits of liability up to $5 million each claim/$15 million policy aggregate available
For more informationProSurance Group Inc.prosurancegroup.com
ContactJohn [email protected]
PRODUCTS
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Huntersure
Lawyers Professional Liability Insurance(large law firms with 50+ attorneys)
Huntersure is a leading MGA in writing professional liability insurance for large law firms, distinguished by the breadth and depth of their experience in this market.
Our underwriters understand firsthand the risks that large law practices face. We know how to properly respond to these risks with tailored insurance policies along with a focus on the importance of claims management to a firm’s financial asset protection and reputation. Our claims management is headed by one of the most respected individuals in the London market.
Product highlights
• Lawyers Errors and Omissions (E&O) program designed for firms with 50 or more attorneys written on a quota share basis
• Policy limits of $15 million/aggregate limits available
• Claims-made policy written on both Indemnity and Defense Policy Forms
• Primary or excess layers will be considered
• All practice areas considered
• All jurisdictions considered
• Manuscript policy wording to meet the needs of individual risks
For more information Huntersure huntersure.com
Contact
Dennis [email protected]
Product highlights
• Professional liability insurance for accounting firms with annual revenue between $2.5 million and $25 million
• Available to accounting firms with revenue as low as $2.5 million
• Limits up to $5 million, as low as $500,000/retentions as low as $5,000
• All areas of practice considered, including attestation services and public audit firms
• All industries served considered
• All states considered
• Sub-limited coverage available for disciplinary actions, subpoena expenses, network security reimbursement and professional reputation management
• Superior service and exceptional claims management guaranteed
For more informationHuntersurehuntersure.com
Contact Brendan [email protected]
Accountants Prior Acts Professional Liability Insurance Huntersure offers an exclusive professional liability insurance program on a national basis designed to provide Stand-Alone Prior Acts coverage for accounting firms being acquired or dissolving. Our Program also provides coverage to individual accounting professionals or groups of accounting professionals who leave a firm to join another firm, change careers or retire.
Large Accountants Professional Liability Insurance Huntersure is a leading provider of professional liability insurance for midsize to large accounting firms. Our staff keeps abreast of laws and rules that can affect your clients and their professional liability exposures. Just one mistake (or alleged mistake) can have serious consequences on a business and cost thousands of dollars in court and in indemnification damages. Our goal is to help you protect their assets and continue to keep their businesses succeeding.
Product highlights
• Professional liability insurance for accounts with $25 million or more in annual revenue
• Coverage for accountants, auditors, bookkeepers and tax preparers for services provided in their accounting practices
• Coverage for tax engagements, compilations, tax planning, notary, public activities, bookkeeping, and consultant services as an accountant, writeups and reviews
For more informationHuntersurehuntersure.com
Contact
Brendan [email protected]
Midsize Accountants Professional Liability Insurance Huntersure specializes in providing professional liability insurance for small to midsize accounting firms. Our exclusive national program is designed to protect the needs of accounting firms with annual revenue between $2.5 million and $25 million.
Product highlights
• Unique Stand-Alone Prior Acts Policy form and application
• Contingent coverage offered for individuals or groups leaving a firm/direct coverage offered for firms being acquired
• Up to a six-year reporting period offered
• Up to $5 million in limit/as low as a $5,000 retention
• All states considered
• All practice areas and industries served considered
For more information Huntersurehuntersure.com
Contact Brendan [email protected]
Management Consultants Professional Liability Insurance Huntersure offers professional liability insurance coverage for large management consulting and actuarial firms. We have a national exclusive relationship with Nationwide for our large law firm and our management consultant Errors and Omissions (E&O) insurance.
Product highlights
• Consideration of all consulting practices, including: general strategy; operational and business advisory services; HR benefits and technology; and business process
• Consideration of large actuarial firms providing attest services to clients
• Policy limits of $10 million/aggregate limits available
• Claims-made policy written on Indemnity Policy forms
• Primary or excess layers considered
For more informationHuntersurehuntersure.com
Contact Christopher [email protected]
PRODUCTS
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Insurance Agents and Brokers Professional Liability (Lee & Mason)Backed by some of the most experienced people in the industry, Lee & Mason’s easy-to-read, comprehensive policy is designed for property/casualty and life/health agents and brokers, including wholesalers, general agents, managing general agents and program administrators.
Product highlights
• Designed for both property/casualty and life/health agents and brokers, including wholesalers, general agents, managing general agents and program administrators
• Policy extended to insurance consulting, premium financing, claims adjusting, loss control, and risk management services
• “Wrongful act” extended to include personal injury
• No exclusion for the sale of variable life insurance, variable annuities or mutual funds
• Fraud/Dishonest Acts Exclusion not applicable to innocent person
• One-, two-, and three-year ERP options available
• Limits of up to $10 million on a primary or excess basis
• Policyholders are granted access to a free insurance agents risk management hotline
For more information Lee & Mason leeandmason.com/agents_eo.html877-562-4311 ext 2504
Insurance Agents and Brokers Professional Liability (Colonial General)(E&O for Nationwide general agents/program managers)
Colonial General Insurance Agency provides professional liability coverage for eligible general agents and program managers with a superior level of service, and a vast array of coverage solutions.
Product highlights
• Errors and Omissions (E&O) coverage for eligible general agents and program managers
• Contract with E&S/Specialty at Nationwide a must for eligible general agents and program managers
• Employment Practices Liability Insurance (EPLI) coverage available
• Cyber Liability coverage also available
• Worldwide coverage for suits brought in the U.S. and Canada
• Limits up to $5 million (higher with approval)
• Defense outside the limits
• Innocent Insured Protection
• First Dollar Defense Coverage available
• Supplemental payments for legal assistance with subpoenas
• Supplemental payments for privacy regulation and identity protection
• Claims-made form
For more informationColonial General Insurance Agencycolonialgeneral.com
ContactBrett [email protected]
Lawyers Professional Liability (Jorgensen and Company)
(individual attorneys and law firms of up to 40 attorneys)
Jorgensen and Company represents hundreds of law firms in the placement of professional liability insurance. We serve the large community of small- to midsize law firms that practice both general and specialized law.
Product highlights
Coverage available for three specific market segments:
• Individual attorneys and law firms of up to 30 attorneys
• Individual attorneys and law firms of up to 30 attorneys whose specialty is Intellectual Property law
• Nonstandard law firms up to 30 attorneys
Coverage limits up to $4 million in the aggregate available, along with significant coverage extensions and features:
• Broad definition of professional services, including coverage for Electronic Media and Cyber perils
• Alternative Dispute Resolution (ADR) claims settlement provision to reduce deductible amounts
• Deductible reductions for use of limitation of liability and mediation clauses
• Early resolution and consent to settlement of claims
• Supplementary Payments for loss of earnings, defense expenses and subpoena expenses
Our goal is to serve the large community of small- to midsize law firms that practice both general and specialized law. However, the program is not designed for firms with activity in class action or mass tort representation, or in the securities industry.
For more information Jorgensen and Company jorgensenandcompany.com 1-877-272-4653
Part-time Professionals and Freelancer Professional Liability Insurance (PT Pro)PT Pro was developed through a partnership with Founders Specialty and RiskDesk to deliver insurance through a proprietary online platform to professionals who render part-time and freelance services. The platform enables insureds to obtain a quote, make payment and receive the issued policy in ten minutes
Product highlights
• Claims-made professional liability for part-time and freelance professionals
• Product available directly to insureds via intuitive and user-friendly online platform
• Insureds receive a custom quotation, bind coverage and their policy documents in less than 10 minutes
• Unique modular policy form custom-tailored to the needs of part-time professionals and freelancers
• Wide range of eligible classes, including part-time accountants, consultants, lawyers, technology and miscellaneous professionals
• Up to $1 million limit/as low as a $0 deductible option available (for select classes)
• Retail distribution partnerships available
For more information PT Pro ptprocover.com
Contact Jock [email protected]
Stephen [email protected]
PRODUCTS
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SpecialtyAccounts Receivable Insurance (Waldorf Trade Risk) Waldorf Trade Risk LLC (WTR), an insurance technology company specializing in trade credit risk programs, offers accounts receivable insurance through its program ReceivaSureTM designed to help small to midsize businesses avoid catastrophic losses by protecting and securing the business’s accounts receivable from nonpayment or late payment.
Product highlights
ReceivaSureTM provides protection for two primary areas:
Commercial Risks
• Insolvency
• Chapter 7, 11 or equivalent in county of domicile
• Continued delinquency/inability to pay
Political Risk
• Currency inconvertibility
• Exchange transfer risk
• Import/export embargo
• License cancellation
Coverage is offered for domestic sales, export sales or “whole turnover” to protect all business-to-business customers and accounts receivable.
For more information Waldorf Trade Riskreceivasure.com
Contact David Waldorf844-987-7475
FEDS Professional Liability Insurance (FEDS) Federal Employee Defense Services Inc. provides insurance solutions for the unique exposures of today’s federal employees and contractors. Professional coverage for any full- or part-time civilian (including MPs), federal employees or individuals performing work for the federal government and who receive the same civil liberties protections for matters occurring within the scope of their employment.
Product highlights
• Includes Employment Practices Liability (EPL) coverage
• Miscellaneous coverage available to consultants who have a federal contract
• Law Enforcement Officers Safety Act (LEOSA) coverage available to both active and retired law enforcement officers
For more informationFederal Employee Defense Services Inc. fedsprotection.com
ContactTony [email protected]
Financial Services Products for Banking and Mortgage Industries (IRS)Innovative Risk Solutions provides appraisal management and underwriting services liability and home equity loan default insurance. We have the very best protection for Mortgage Service Providers and Community Banks and combine superior process automation, risk mitigation and cost efficiency to deliver outstanding results for our business partners.
Product highlights
Specialty financial services products in the banking and mortgage industries
Mortgage Service (MSP) Program
• Appraisal Management Professional Liability Insurance
• Underwriting Services Professional Liability
• $100,000 per claim/$5 million aggregate
• Premium incurred one time
Protequity Home Equity Loan Insurance
• Offered to credit unions and small community banks
• Designed to protect lenders for individual loan defaults on home improvement loans
• $250,000 per claim on all secured loans and $25,000 on unsecured loans/aggregate is 10% of the outstanding balance of new loans reported during the policy period
• Premium per loan is incurred on monthly basis
For more informationInnovative Risk Solutionsirs-incorporated.com
ContactGreg Shimkus214-676-0649
Transactional Risk Insurance (Concord)Concord Specialty Risk has transactional risk products that address loss that may arise from mergers and acquisitions, potential regulatory enforcement, pending lawsuits, uncertain tax positions, and other contingent liabilities. Our coverage is designed to facilitate transactions by enhancing bids; expediting and easing closings, syndications, and offerings; and providing balance sheet protection.
Product highlights
• Representations and Warranties Insurance Protection against loss from party’s representations and warranties breach made in a merger or acquisition agreement
• Tax Insurance Indemnification for additional taxes, interest, and penalties incurred for one or more uncertain tax positions
For more information Concord Specialty Risk concordspecialtyrisk.com/productservices.html 212-784-5678
Programs groupOur expertise in the professional and management liability market allows us to develop superior programs with the right strategic partners. We have the flexibility to underwrite a broad range of products and the knowledge to understand the unique risk exposures associated with these lines of business.
Most importantly, we’re here to support our program managers. We offer innovative and specialized risk management solutions that fit your needs. Quickly. Efficiently. Intelligently.
Financial strengthWe have an AM Best rating of A+ (Superior), FSC XV, and Standard and Poor’s A+ stable rating. Our financial strength and stability allows us to offer exceptional products and provide the security that our customers need in all market conditions.
Customer baseWe can create customized management liability, professional liability, and a variety of specialty lines programs for many different types of professionals.
We aim to build exclusive partnerships with program managers seeking financial strength and long-term relationship commitments. We have the ability to work in established insurance markets as well as to help develop new products. We are always receptive to new ideas.
DistributionWe will develop management liability, professional liability and specialty lines programs with program managers in conjunction with wholesale brokers, insurance agents, affinity groups and associations throughout the United States.
Claims handling and supportOur dedicated claims team has the experience and technical expertise in numerous jurisdictions to manage professional liability claims and complex litigation. Our knowledgeable team works proactively to complete a thorough investigation of every claim and provides aggressive defense to protect your assets.
24/7 claims reporting is available at: [email protected] 888-275-7992
ContactsFor more information, please contact a member of our Programs team:
John Lopes Senior Vice President, Product/Program Expansion 212-329-6925 [email protected]
Noelle Collado Vice President 212-329-6938 [email protected]
Eric Werkheiser Senior Director 480-365-3576 [email protected]
Michael Walder Director 212-329-6949 [email protected]
EAST REGION | NEW YORK CITY7 WORLD TRADE CENTER250 GREENWICH STREET, 37TH FLOORNEW YORK, NY 10007212-329-6900 • 888-800-0147
WEST REGION | SAN FRANCISCO101 CALIFORNIA STREETSUITE 900SAN FRANCISCO, CA 94111415-293-8265
MIDWEST REGION | CHICAGOONE SOUTH DEARBORN21ST FLOOR, SUITE 2186CHICAGO, IL 60601 312-212-4403
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