INDEX

1] Methodology

2] Objective

3] Introduction of the Mutual Fund

4] Systematic Investment Plan

5] Data Analysis

6] Types

7] Scope and Limitations

8] Findings

9] Suggestions

10] Conclusion

11] Questionnaire

\\* Write some more company profile….

CUSTOMER AWARENESS

Customer awareness is important for the success of any product. As customer can demand any product when they would be known about the product.

Customer awareness can be created by the personal contact with customers, by advertisement, by making product success clear to customer.

For creating customer awareness in the term of SBIMutual fund systematic investment plan, the plan should be completely known to customers as well as plan’s term and conditions should be compared to other competitive plan and then customer should be made aware that how the plan is beneficial to them.

CUSTOMER`S VIEW

During my training on SBI mutual fund systematic investment plan, I considered the view of customer regarding this plan.

The customer’s view readers this plan to optimistic because of many reasons. I met some customers in project time. Those views are followings.

Raju Kumar (UDC in Narcotics Company, MORAR)

When I told him about SIP then he is ready for take a SIP Policy.His view was that he heard first time about sip. This scheme is good.

Sumesher Singh (retired military officer)

This person already has a sip policy. His view was that he was happy from returned this policy. He said to me, “This policy is very good to other policies.

Majority of people is that customer is satisfied to invest in a Mutual fund.

Systematic investment plan is monthly investment plan; therefore it is easy investor plan for every level of customer.

This investment plan starts with Rs. 500 monthly investment therefore low income group of person are also atheistic about this plan.

Many customers like SIP (systematic investment plan) because is very safe plan in Mutual Fund.

RESEARCH MATHODOLOGY

Research means to search for new facts or to modify older ones in any branch of knowledge. Research is a systematic activity directed towards discovery & the development of an organized body of knowledge.

Type of Research:

Experimental Research Survey Research

EXPERIMENTAL RESEARCH: This is based on experiments conducted in a laboratory. Research in terms of laboratory experiment in physics; biology etc. is example of experimental research.

SERVEY RESEARCH:

It is on of most popular methods of investigation because a study of the attributes & variables in relation to the population is easier & is more accurate. It suffers from a magnitude of error.

LIBRARY RESERCH: This is type of research, which is based on the books periodicals, journals and documents, secondary data that are available in the library. Two types of data are used in the project report.

PRIMARY DATA: Primary data are those statistical data, which are collected first time &are original in nature. A researcher of this group collects primary data Different primary data were collected for this project this were available with the help of interview & questionnaire.

SECONDARY DATA: Secondary data are stored data, which are collected and published by one organization & subsequently treated utilized by the organization other then authorities who required then subsequently for their use and treatment.

Important aspects considered for survey are:

Area to be surveyed Who are to be surveyed Procedure of surveyed For the study, I used survey research

MARKET RESEARCH:

Market research is a systematic & objective search for and analysis information relevant to the identification & solution of any problem in the field of marketing.

NEED OF MARKET SURVEY

The decision making process in market is essentially similar to that in any other area of human affair, the process can be broken.

DATACOLLECTION /ANALYSIS

There are two important source of data collection.

SAMLING PLAN:

This classifies the target population that has to be sampled once this units determining, a sampling frame must be developed, so every one in the target opinion has an equal or know chance of being sampled.

SAMLING SIZE:

I have chosen random 150 people for my survey in Gwalior city.

SOURCE OF DATA COLLECTION:

For data collection, I have concentrated on primary data though survey and personal observation visit to bank floor also collected secondary data.

ANALYSIS

An analytical aspect of data collection will be presented in suitable diagrammatic representation like table, pie charts, bar diagrams etc. The sample method used was probability sampling, under which simple random sampling method was used.

Table:

A table represents the data in a systematic manner. It contains title, heading, sub-heading and footnotes and these give clear and accurate information of the special characteristics that are contained in the data.

Pie Diagram:

Pie Diagrams are very popularly used in practice to show percentage breakdowns. While making comparisons, pie diagrams should be used on a percentage basis and not an absolute basis, since a series of pie diagrams showing absolute figures would require that larger circle.

Bar or One Dimensional Diagram:

Bar diagram is the most common type of diagram used in practice. A bar is a thick line whose width is shown merely for attention. They are called one dimensional because it is only the length of the bar that matters and not the width. When the number of items is large, lines may be drawn instead of bars to economies space.

SAMPLE AREA:

Sample area is Gwalior (Morar SBI bank, Narcotics com.)

OBJECTIVE

To sales promotions of the SIP(MUTUAL FUND) Gwalior.

1. Study for knowledge of peoples about SIP, Mutual Fund.

2. Study about getting knowledge of Mutual from where.

3. Study about how many peoples invest in Mutual Fund.

4. Study about how many peoples have been invested.

5. Study about to know customers satisfaction level for Mutual Fund.

6. Study about rate of return is good according to customers or not.

INTRODUCTION OF MUTUAL FUND IN SBI

SBI Mutual Fund is India’s largest bank sponsored mutual fund and has an enviable track record in judicious investments and consistent wealth creation.

The fund traces its lineage to SBI - India’s largest banking enterprise. The institution has grown immensely since its inception and today it is India's largest bank, patronized by over 80% of the top corporate houses of the country.

SBI Mutual Fund is a joint venture between the State Bank of India and Society General Asset Management,  one  of  the  world’s  leading  fund  management  companies  that  manages  over US$ 500 Billion worldwide. SBI Mutual Fund (SBI MF) is one of the largest mutual funds in the country with an investor base of over 5.8 million. With over 20 years of rich experience in fund management, SBI MF brings forward its expertise in consistently delivering value to its investors. SBI MF draws its strength from India's Largest Bank State Bank of India and Society General Asset Management, France.

What is a Mutual Fund?

When you invest in a mutual fund you are not alone. There are several other like minded investors like you who want their money to work hander them. But at the same time, want a professional to do it for them. When you invest in a mutual fund, your money is collected in a common pool along with the money of other investors who share a common investment goal like you. The Mutual Fund Manager then invests this pool of money, also known as corpus, in securities ranging from shares, debentures to money market instruments. The income earned through investments by these is then shared by means of dividend or capital appreciation by the investors in proportion to the investments made by them. Income is earned from dividends on stocks and interest on bonds. A fund pays out nearly all of the income it receives over the year to fund owners in the form of a distribution. If the fund sells securities that have increased in price, the fund has capital gain. Most funds also pass on these gains to investors in a distribution. If fund holdings increase in price but are not sold by the fund manager, the fund's shares increase in price. You can then sell your mutual fund shares for a profit.

Exploiting expertise, compounding growth

In twenty years of operation, the fund has launched 38 schemes and successfully redeemed fifteen of them. In the process it has rewarded it’s investors handsomely with consistent returns.

A total of over 5.4 million investors have reposed their faith in the wealth generation expertise of the Mutual Fund.

Schemes of the Mutual fund have consistently outperformed benchmark indices and have emerged as the preferred investment for millions of investors and HNI’s.

Today, the fund manages over Rs. 34,441 cores of assets and has a diverse profile of investors actively parking their investments across 38 active schemes.

The fund serves this vast family of investors by reaching out to them through network of over 130 points of acceptance, 28 investor service centers, 46 investor service desks and 56 district organizers.

SBI Mutual is the first bank-sponsored fund to launch an offshore fund – Resurgent India Opportunities Fund.

Growth through innovation and stable investment policies is the SBI MF credo.

Equity Schemes:-

The investments of these schemes will predominantly be in the stock markets and endeavor will be to provide investors the opportunity to benefit from the higher returns which stock markets can provide. However they are also exposed to the volatility and attendant risks of stock markets and hence should be chosen only by such investors who have high risk taking capacities and are willing to think long term. Equity Funds include diversified Equity Funds, Sect oral Funds and Index Funds. Diversified Equity Funds invest in various stocks across different sectors while sect oral funds which are specialized Equity Funds restrict their investments. only to shares of a particular sector and hence, are riskier than Diversified Equity Funds. Index Funds invest passively only in the stocks of a particular index and the performance of such funds move with the movements of the index.

Magnum COMMA Fund

Magnum Equity Fund Magnum Global Fund Magnum Index Fund Magnum MidCap Fund Magnum Multicap Fund Magnum Multiplier Plus 1993 Magnum NRI Investment Fund - FlexiAsset Plan Magnum Sector Funds Umbrella

MSFU - Emerging Businesses Fund MSFU - IT Fund MSFU - Pharma Fund MSFU - Contra Fund MSFU - FMCG Fund

SBI Arbitrage Opportunities Fund SBI Blue chip Fund SBI Infrastructure Fund - Series I SBI Magnum Taxgain Scheme 1993 SBI ONE India Fund SBI TAX ADVANTAGE FUND - SERIES I

Debt Schemes:- Debt Funds invest only in debt instruments such as Corporate Bonds, Government Securities and Money Market instruments either completely avoiding any investments in the stock markets as in Income Funds or Gilt Funds or having a small exposure to equities as in Monthly Income Plans or Children's Plan. Hence they are safer than equity funds. At the same time the expected returns from debt funds would be lower. Such investments are advisable for the risk-averse investor and as a part of the investment portfolio for other investors.

Magnum Children`s Benefit Plan

Magnum Gilt Fund

Magnum Gilt Fund (Long Term)

Magnum Gilt Fund (Short Term)   

Magnum Income Fund

Magnum Income Plus Fund           Magnum Income Plus Fund (Saving Plan)     Magnum Income Plus Fund (Investment Plan)   

Magnum Instant Cash Fund

Magnum Instant Cash Fund -Liquid Floater Plan

Magnum Institutional Income Fund

Magnum Monthly Income Plan

Magnum Monthly Income Plan Floater

Magnum NRI Investment Fund

SBI Capital Protection Oriented Fund - Series I SBI Debt Fund Series

   

         SDFS 15 Months Fund

         SDFS 90 Days Fund

         SDFS 13 Months Fund

         SDFS 18 Months Fund

         SDFS 24 Months Fund

         SDFS 30 DAYS

         SDFS 30 DAYS

         SDFS 370 days

         SDFS 60 Days Fund

         SDFS 180 Days Fund

         SDFS 370 days

         SDFS 30 DAYS   

SBI Premier Liquid Fund

SBI Short Horizon Debt Fund

   

         SBI Short Horizon Debt Fund - Ultra Short Term Fund

         SBI Short Horizon Debt Fund - Short Term Fund

Balanced Schemes:-

Magnum Balanced Fund invest in a mix of equity and debt investments. Hence they are less risky than equity funds, but at the same time provide commensurately lower returns. They provide a good investment opportunity to investors who do not wish to be completely exposed to equity markets, but is looking for higher returns than those provided by debt funds.

Magnum Balanced Fund

What is Systematic Investment Plan (SIP).

As simple as the word SIP is an investment technique that allows you to provide for the future by investing small amounts of money in mutual fund schemes of your choice on a regular basis. It gives you a lot of flexibility and is very convenient way of building a large corpus over a period of time. In mutual fund terminology, SIP allows the investors to invest a fixed amount every month or quarter for purchasing additional units of the scheme at NAV based prices.

SIP, an option available on SBI mutual fund schemes (equity, select debt, and balanced) allows you to invest a pre-specified amount in a scheme at pre-specified period intervals at the then prevailing NAV. All you need to do is issue post dated cheques or avail of our Auto Debit (Easy Pay) facility available in select centers.

Investment decisions are crucial as they help fulfill our dreams. Very often, we got through life juggling our dreams; comprising on some, dropping out some and managing only a few.

But now you can realize your dreams through SBI Mutual Fund Systematic Investment Plan.

SBI mutual fund presents Systematic Investment Plan (SIP), a smart financial planning tool that helps you to create wealth, by investing as little as Rs. 500/- per month, over a period of time. We have been consistently delivering value to our investors since the last 20 years, thereby helping them realize their dreams. Systematic investment Plan is an investment technique that allows you to provide for the future by investing small amounts of money in Mutual fund schemes of your choice.

SIP ensures that the investor continues to be invested at an early stage in life and lets you enjoy the benefits of two powerful investment strategies: rupee cost averaging and power of compounding. And with inflation and rising prices, having a long-term investment horizon will only help you create wealth and prepare you for tomorrow.

SIP – how does it operate.

An investor can invest a fixed amount every month for atleast 6 months or more through post dated cheques or through auto debit facility in select centres. Investors can indicate their choice on their applicaton form in the box provided for the same. The post dated cheques should be dated 5th/15th/25th of every month. This will make it easy for you to keep a track of your regular contributions. The application along with the post dated cheques can be mailed to or submitted to any of the Investor Service Centres or Investor Service Desks.

List of Cities for SIP Auto Debit Facility:

Agra, Ahmedabad, Allahabad, Amritsar, Aurangabad, Bangalore, Bardhaman, Baroda, Belgaum, Bhilwara, Bhopal, Bhubaneshwar, Bijapur, Calicut, Chandigarh, Chennai, Cochin, Coimbatore, Dehradun, Delhi, Dhanbad, Durgapur, Erode, Gadag, Gorakhpur, Guwahati, Gwalior, Hubli, Hyderabad, Indore, Jabalpur, Jaipur, Jalandhar, Jammu, Jamnagar, Jamshedpur, Jodhpur, Kakinada, Kanpur, Kolhapur, Kolkata, Lucknow, Ludhiana, Madurai, Mangalore, Mumbai, Mysore, Nagpur, Nasik, Nellore, Panjim, Patna, Pondicherry, Pune, Raipur, Rajkot, Ranchi, Salem, Shimla, Sholapur, Siliguri, Surat, Thirupur, Tirupati, Trichur, Trichy, Trivandrum, Udaipur, Udipi, Varanasi, Vijaywada, Vizag

List of banks for Direct Debit facility:

1. SBI - All Branches,

2. HDFC Bank - All Branches,

3. Axis Bank - All Branches,

4. Punjab National Bank - Select Branches,

5. Bank of India - Select Branches,

6. Kotak Mahindra Bank - All Branches,

7. IDBI Bank - All Branches,

8. IndusInd Bank - All Branches,

9. Bank of Baroda - Select Branches.

What are the rules and regulation to invest in them? Is there any limitation on them.

 How you can invest in a mutual fund There are ways in which you can invest in a mutual fund.

1. A one-time outright payment if you invest directly in the fund, you just hand over the cheque and you get your fund units depending on the value of the units on that particular day.

2. Let's say you want to invest Rs 10,000. All you have to do is approach the fund and buy units worth Rs 10,000.

3. Periodic investments this is referred to as a SIP. That means that, every month, you commit to investing, say, Rs 1,000 in your fund.

4. At the end of a year, you would have invested Rs 12,000 in your fund. Minimum investment required for starting an SIP is Rs 500. Liquid funds, cash funds and floating rate debt funds do not offer an SIP.

5. These are funds that invest in very short-term fixed-return investments. Floating rate debt funds invest in fixed return investments where the interest rate moves in tandem with interest rates in the economy (just like a floating rate home loan).

6. All types of equity funds (funds that invest in the shares of companies), debt funds (funds that invest in fixed-return investments) and balanced funds (funds that invest in both) offer a SIP. Tax implications: Let's say you have invested in the SIP option of a diversified equity fund.

7. If you sell the units after a year of buying, you pay no capital gains tax. If you sell if before a year, you pay capital gains tax of 10%. Let's say you invest through a SIP for 12 months: January to December 2005.

8. Now, in February 2006, you want to sell some units. Will you be charged capital gains tax? The system of first-in, first-out applies here. So, the amount you invest in January 2005 and the units you bought with that money, will be regarded as the units you sell in February 2006. For tax purposes, the units that you sell first will be considered as the first units bought.

Benefits of a Systematic Investment Plan

 

Rupee Cost Averaging –

Capitalize on periodic dips in the stock market and its helps to buy more units when the markets is down and fewer units when the market is up, lowering your average unit cost resulting in optimum returns. The most important advantage offered by an SIP is Rupee cost averaging. Since share prices change from day to day, so the set amount of money you invests buys different amount of shares every time. When prices are high, NAV is high- so you get less. And when prices are low, NAV is low – so you get more. An example will clarify this better. Suppose the monthly investment installment is Rs 500 and the fund’s NAV is Rs 20; this will lead to 25 units of the fund being credited to the investor. However, in the next month on account of the volatile markets, the fund’s NAV falls to Rs 20. This will lead to a lowering in the average purchase cost;

as a result, the investor will have 25 units credited to his account. In other words, an SIP can help investors benefit from volatility in equity markets.

 

Disciplined Investing Approach –

Plan your investment and select a fund and invest small amount regularly to build a sizable amount

Lack of disciplined investing is one of the major reasons for investors not achieving their financial goals. For example, often monies that are kept aside for investment purpose end up getting used for extraneous purposes. As a result, the investor is even further divorced from his goals. An SIP ensures that the investor continues to be invested in a disciplined manner and thereby stays on course to achieve his financial goals. An SIP imparts discipline to investing. Whether it is the regular act of saving or investing, an SIP does both automatically. Overall, an SIP is a simple device that helps you to save and invest in a disciplined manner without having to worry about the market Fluctuation .

 

Investments can be built with a modest amount –

For as little as Rs 500 every month you can start purchasing mutual fund units.

An often heard excuse for not investing is lack of monies. SIP takes care of this problem by lowering the minimum investment amount. For example, while the minimum investment amount for a lump sum investment in a diversified equity fund could typically be Rs 5,000, for an SIP it can be as low as Rs 500. As a result, investing via the SIP route becomes lighter on the wallet.

 

Benefits of Compounding –

The key to building wealth is to start investing early and to keep investing regularly. This helps in creating a substantial amount of wealth which includes your own contribution plus returns compounded over the years.

By beginning early and investing regularly, even a small amount of money can grow to larger sum.  This is possible because of compounding. Or in simpler terms, the returns on your contribution are added to make a bigger corpus for the next year. Money deducted from your account (through post-dated cheques / ECS) and invested is money you cannot spend. And a rupee saved is a rupee earned. Even if each investment is small, over time this can add up to a significant amount.

SBI Mutual Fund is one of the leading AMC in the Indian Mutual Fund industry. We continue setting benchmark in the Indian financial market. We started with the daunting task of establishing mutual funds as a viable investment option to masses in our country. For this, we developed innovative, need-specific products and educated the investors about the benefits of investing in Mutual Funds. We have been actively managing our investor’s assets since 1987. Today, not only does SBI Funds Management offer investment expertise in domestic mutual funds, but also offers offshore funds and portfolio management services.

With an AUM of over 29,000* crores, and more than 200 points of acceptance across India, we have managed to win trust and faith of over 5.5 million investors. And this has resulted in various awards and accolades for us from the fund industry, motivating us to do better.  We have won one of the most prestigious awards for two years in a row, Most Preferred Mutual Fund Brand for the year 2006 and 2007 by CNBC Awaaz Consumer Awards.

SBI Chota SIP launched by SBI Mutual Fund

SBI Mutual Fund on Wednesday, April 15th started its equity based micro systematic investment plan (Micro SIP) at Alibaug, near Mumbai.

Micro SIP has been launched to offer long-term investment benefits in equity to low income households residing in the rural and semi-urban areas. "This plan is aimed at getting in low income households in rural and semi-urban areas to benefit from long-term investment in equity as an asset class," said Achal Gupta, Managing Director, SBI Mutual Fund.

The first 100 investors from the low income group in Alibaug were basically the daily wage earners who enrolled with the SIP in the presence of Mr. O. P. Bhatt, Chairman, State Bank of India. This was a part of the initiative taken by the bank.

The bank plans to market the product through intermediaries like Self-Help Groups (SHGs), NGOs and Micro Credit/ Finance Institutions. "We plan to take this product to the masses partly through marketing by SBI Mutual Fund, and partly by setting targets for SBI branches for the sale of this product," said Bhatt.

The plan is called as SBI Chota SIP and requires a minimum investment of only Rs 100 per month with minimum tenure of 5 years.

The bank has also requested the government to remove the permanent account number (PAN) requirement, which is a must for all mutual fund investments, for this plan.

Presently the investors who want to opt for this plan have the option of investing in SBI Mutual Fund's Magnum Balanced Fund, MMPS 93, MSFU Contra Fund, and SBI Blue Chip Fund and later on this plan would be extended to other schemes as well.

DATA ANALYSIS

AND

INTERPRETATION

IN CUSTOMER SATISFACTION

SAMPLING DETAILS

Sample size – 150 Sample were selected on random basis

Highest number of respondents from Age group 30 to 50 people.

Second number of respondents from Age group below 30.

POLICY DETAILS

70% of respondents have a good return on own Mutual fund in Sip.

30% of respondents have not good return on own Mutual fund in Sip.

COMPARISION TO OTHER BANKS

50% of respondents have policy of SBI Bank.30% of respondents have policy of other bank.20% of respondents have policy of both banks.Total number of Sip policy sums up to 75(50%), and total

number of other bank policy sold sums up to 45(30%). (This includes multiples policies bought by one respondent from different banks.)

ACCOUNT IN SBI

95%

5%

YES NO

95% respondents have account in SBI.

5% respondents have not account in SBI.

YES 95%NO 5%

ACCOUNTS TYPE

60, 40%

75, 50%

15, 10%

CURRENT SAVING OTHER A/C

40% respondents have current A/C.

50% respondents have saving A/C.

10% respondents have other A/C.

A/CNo. of respondents

% of respondents

CURRENT 60 40%SAVING 75 50%OTHER A/C 15 10%

ACCOUNT TIME

75, 50%

60, 40%

15, 10%

Less 5 yrs. 5-10 yrs. 10 and above yrs.

Time of account

No. of respondents

% of respondents

Less 5 yrs. 75 50%5-10 yrs. 60 40%10 and above yrs. 15 10%

50% respondents have less then 5 yrs A/C.

40% respondents have 5 to 10 yrs A/C.

10% respondents have 10 and above yrs A/C.

CUSTOMERS AWARENESS

120, 80%

30, 20%

YES NO

80% respondents know about SIP (Mutual Fund).

20% respondents don’t know about SIP (Mutual Fund).

No. of respondents

% of respondents

YES 120 80%NO 30 20%

ACCOUNT IN SIP

105, 70%

45, 30%

YES NO

70% respondents have account in SIP (Mutual Fund).

30% respondents do not have account in SIP (Mutual Fund).

No. of respondents

% of respondents

YES 105 70%NO 45 30%

TYPE OF PLAN OF SIP

SIP and TAX ADVANTAGE plans have been most popular plans till now.

SIP is fast gaining popularity.

A number of respondents were not even aware of type plan, mainly because policy was not bought by them directly.

INVESTMENT/SAVING PATTERN

Respondents reluctant in providing actual figures.

Some of them said they don’t remember while other was not certain about the figures.

Out of some respondents who earn good return into these policies.

SATISFACTION LEVEL

90%

10%

YES NO

90% respondents are satisfied to their policy.

10% respondents are not satisfied to their policy.

INCOME DISTRIBUTION

Respondents reluctant in providing real figures.

Highest, 50 respondents in income bracket 10000-20000, which comprise mainly of age group below 30 years.

Minimum, 25 respondents in income bracket of above 30000, 10 of which are in age group of above 50 years.

After the interpretation, Findings > Recommendation > Suggestions > Conclusion > Limitation should be there

SCOPE OF THE STUDY

The greater Gwalior is the geographical area of study.

Random sampling size will be taken around 50 customers.

Project on the awareness of the Mutual Fund Of SBI.

LIMITATIONS OF THE STUDY

The scope of the study is limited to the vicinity of SBI MUTUAL FUND.

Time taken to complete the project work is very limited.

The primary data collected are assumed to be correct.

Non availability of related secondary information, data.

Non availability of resource person in the organization.

CONCLUSION

1. At last, it’s my conclusion that mutual fund is one of the way through which investor can get quick return on their investment.

2. SBI should extent aboard knowledge of SIP in rural area.

3. SBI mutual fund is one of the largest AMC’s in the country, managing asset over rate 29,000crore.

4. The trust reposed by 5.5 million Investors is a testimony to fund management expertise.

5. Schemes of the mutual fund have consistently out-performed its benchmark indices and have emerged as the preferred investment option for millions of investors.

6. Hence at last it’s my conclusions that SBI mutual fund is the best option for investors to investment their money.

FINDING

1. After the deep analysis on the “SBI MUTUAL FUND” I have lot of finding related to different schemes of mutual fund, customer perception for mutual fund, success of mutual fund and future demand of mutual fund.

2. As SBI mutual fund provide the schemes-tax gain 93, which is for the saving the tax, contra fund which is available in two option-GROWTH AND DIVIDEND.

3. The return of contra fund during 1 year is 27.085%; 3years in 10% and 5 years is 33.69%.

4. Magnum equity fund provide the investor long term capital appreciated by investing in high growth companies.

5. Finding related to customers perception is that maximum customers are optimistic towards their fund because of its quick and sound return but many customer are also

patristic towards this plans because its markets degradation.

6. But however mutual funds have bright success as many investors are investing their money in mutual fund.

SUGGESTION

1. Working on the project SBI MUTUAL FUND it’s my suggestion based on my knowledge is that mutual fund is one of the way to get the investment just double or triple in a very short period of time.

2. Since investment in mutual fund depend upon the Market share condition, there forgetting more return, it is necessary to have investment in best schemes.

3. As SBI mutual fund provide many schemes under which an investors can invest her money.

4. The schemes are –magnum blanched funds, magnum index fund, magnum equity fund, magnum multiplier plus schemes 93, contra fund, magnum multiple cap funds etc.

5. All these schemes are concerned are With different areas and their returning are based on the schemes .among all these schemes contra fund is providing best return because under contra fund investment by the investors are invested in some of the growing companies which shares are growing up.

6. Hence it’s is my suggestion that investors should optimum contra fund.

QUESTIONNAIRS

Questionnaire to study customer’s awareness and view of SBI Mutual Fund in SIP.

Dear Sir/Madam I am a student of Jain College, doing a Project work on Systematic Investment Plan of SBI Mutual Fund to find out the best use of it.

1. Do you have any account in SBI?

a) Yes b) No

2. If you have then which type account you have and which branch?

-----------------------------------------------------------

3. How much old your account?

------------------------------------------

4. Do you know about SIP or Mutual Fund of SBI?

a) Yes b) No

5. Do you have any SIP in SBI?

a) Yes b) No

Those persons who does not have SIP Policy

6. Why you don’t have any policy of SIP? ----------------------------------------------------------7. Do you want to take any policy of SIP? ---------------------------------------------------------- 8. If you want to get any policy then what will you choose into

the schemes of SIP policy? -----------------------------------------------------------

Those persons who have SIP Policy.

9. What type schemes do you have?

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10. How much you invest in SIP?

a) <500Rs. b) 500-1000Rs. c) 1000 & above.

11. How much old your SIP policy?

a) <5 yrs b) 5-10 yrs c) 10 yrs & above

12. Are you satisfied the SIP of SBI?

a) Yes b) No

13. Do you find it as a liquid asset or not?

a) Yes b) No 14. Is it safer than any other investment?

a) Yes b) No

15. If no, why are you not satisfied?

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16. Do you want to give any suggestion for SIP or Mutual fund of SBI?

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Something about yourself:-

NAME:-

ADDRESS:-MOBILE NO.:-OCCUPATION:- GENDER:-AGE:-

[THANKYOU]

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