Prepared for:

HT1154_05132020

AMERICANBUSINESS AWARDS

WINNER®STEVIE BestBizin

MERCHANT ACCOUNT PROPOSAL

Date:

A SHIFT4 COMPANY

RATE COMPARISON

1

ABOUT HARBORTOUCH

Thank you for requesting information from Harbortouch. Enclosed, you will find a competitive quote for establishing a merchant account for credit card processing at your business. We have also detailed some of our other service offerings that would be beneficial to your business. We can have your account set up and ready to accept credit cards for payment within 48 hours of receiving a signed merchant application. If you would like to sign up for a merchant account with Harbortouch or would like to discuss any of the information in this document, please contact your sales representative.

Services for Every Business Type

Harbortouch and our agents work with retail stores, restaurants, mail order & telephone order, e-Commerce, Internet, petroleum, home-based, supermarket and hotel/lodging merchants. Harbortouch caters to all avenues of commerce.

Unparalleled Customer Support

Harbortouch is dedicated to maintaining the highest standards in customer service. Our in-house support staff is ready to handle all of your customer service and technical support needs 24 hours a day, 7 days a week, completely free of charge.

A Name You Can Trust

Harbortouch is widely recognized as an industry leader and has been named to the Inc. 500/5000 list of the fastest growing private companies for six years. Harbortouch processes over $12 billion in credit card revenue annually and is ranked as one of the largest payment processors in the country by the Nilson Report.

Harbortouch is a leading national supplier of point of sale (POS) systems, credit card processing equipment and a full range of merchant services. Ranked by the Nilson Report as one of the largest payment processors in the United States, Harbortouch currently handles the merchant accounts for over 300,000 business locations across the country.

2

MERCHANT SERVICES

a giftfor you

Harbortouch Online

Take control of your merchant account with Harbortouch Online. This online reporting tool provides you with immedi-ate access to your account information 24 hours a day, 7 days a week. Harbortouch Online is the premier resource for streamlining the management of your merchant account. By utilizing its advanced reporting features, you will be able to view and download your merchant statements, settled transactions and batch history. You can even find specific transactions by searching by date range or credit card number.

If you have a Harbortouch POS system, you will also be able to run various real-time POS reports and make updates to menu/products remotely via the Lighthouse™ feature.

Merchant Accounts

Establishing a merchant account will enable you to accept credit cards as a form of payment from your customers. Transactions are authorized instantly through the use of a credit card terminal, software or an e- Commerce gateway. Funds are automatically deposited into your checking account of choice within 48 to 72 hours. You will be able to accept Visa, Mastercard, Discover Network, American Express, Diners Club, JCB, Debit, ATM, EBT and check cards for payment. You will also have the ability to add additional features to your account such as contactless payment services and online account reporting.

Gift & Loyalty Cards

Add the many benefits of gift cards to your business with 50 free customized, full-color cards and a 60 day free trial. Harbortouch offers a variety of gift card options to suit your specific needs. Choose from a broad selection of pre-designed card templates or produce your own cards with custom artwork and images. A simple and intuitive online interface allows you to easily select a template or upload your own image and then customize to suit your unique business needs.

Check Services

Check Guarantee enables your business to avoid bounced checks and bank fees as a result of accepting non-sufficient funds (NSF) checks. Harborotouch's advanced check guarantee system will scan your customers' checks against our database of negative check writers and alert you to negative and NSF check risks. With check conversion, checks will automatically be deposited in your bank account, eliminating the need to make trips to the bank.

Harbortouch ATM

In addition to being one of the largest credit card processors in the country, Harbortouch is also a full service ATM processor. We offer you a comprehensive ATM solution. Our services include installation, cash replenishment and processing. An ATM machine is a proven resource for generating repeat customers, increased cash flow for spending and additional revenue streams from ATM surcharges.

Cash Advance

Harbortouch can enable you to generate the working capital you need to improve your business without having to negotiate with a bank or worry about long term credit card interest. We will provide you with the ability to generate up to $1,000,000.00 in working capital against your future Visa/Mastercard receivables. This is not a loan product and this program provides an effective solution for any cash flow problem.

Authorize.Net e-Commerce Solution

Our secure e-Commerce solution is the perfect way for businesses to accept payment over the Internet. The Autho-rize.Net payment gateway is the ideal solution for online-only retailers as well as brick and mortar merchants trying to develop a new sales channel. This e-Commerce solution integrates directly and easily with your existing website.

Harbortouch offers a wide range of complementary payment solutions to meet the needs of any business. Whether you want gift or loyalty cards for your customers, an online gateway for your e-commerce sales, or support for mobile payments - we’ve got you covered with numerous value-added solutions.

MERCHANT ACCOUNT QUOTE

Prepared For:

The following quoted rates and fees will be charged in accordance with the merchant agreement as some other charges may apply.For questions on this quote, please contact your Sales Representative at

Sales Representative:

3

A SHIFT4 COMPANY

OPTIONAL CREDIT CARD PROCESSING EQUIPMENT FROM HARBORTOUCH

Monthly Service Charge $

Monthly Minimum $

Annual Membership $

CURRENT PROCESSING RATES

Visa % + ¢

MasterCard % + ¢

American Express % + ¢

Discover Card % + ¢

ATM/Debit % + ¢

Check Cards % + ¢

CURRENT SURCHARGES

Transactions that Visa and MasterCard determine to be mid or non-qualifying are assessed the following surcharge schedule. Transactions that fall into this category include corporate cards, foreign cards, late batches, forced and off-line sales.

Mid-Qualified Transactions % + ¢

Non-Qualified Transactions % + ¢

CURRENT SERVICE FEES

CURRENT MISCELLANEOUS FEES

Batch Fee:

Terminal Rental:

Warranty/Supply:

Miscellaneous:

Miscellaneous:

NEW PROCESSING RATES WITH HARBORTOUCH

% + ¢

% + ¢

% + ¢

% + ¢

% + ¢

% + ¢

NEW SURCHARGES WITH HARBORTOUCH

% + ¢

% + ¢

$

$

$

NEW SERVICE FEES WITH HARBORTOUCH

NEW MISCELLANEOUS FEES WITH HARBORTOUCH

Terminal Type:

Purchase Price or Lease Amount: $(Includes Tax, Shipping, Training)

COMMENTS/OPTIONAL SERVICES:

Total Monthly Savings with Harbortouch*: $

Total Annual Savings with Harbortouch $

*Savings are calculated approximations based on merchant's prior processing history.