Mexico International Transfers · International Transfers from Mexico User Guide International Transfers from México (Only for account holders in Mexico) October 2018 . International

International Transfers from Mexico

User Guide

International Transfers from México

(Only for account holders in Mexico)

October 2018


Published: October 2018 i

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© Copyright. HSBC Bank plc 2018 ALL RIGHTS RESERVED.


Published: October 2018 i

Content Disclaimer ....................................................................................................................... i

About International Transfers ....................................................................................... 1

International Transfer ................................................................................................ 1

TXT Format .................................................................................................................... 2

TXT – Payments On Behalf Of ....................................................................................................3

TXT – Purpose of Payment Section for SPID and International Transfers ..................................5

CSV Format ................................................................................................................... 6

CSV – Payments On Behalf Of ...................................................................................................7

CSV– Purpose of Payment Section for SPID and International Transfers ..................................9

Download Responses and Receipt............................................................................... 9

File Upload Report ....................................................................................................................11

File Exception Report ................................................................................................................12

Error Messages ........................................................................................................... 13

Proof of Payment (PDF) ............................................................................................................14

References Table......................................................................................................... 15

Table Purpose of Payments (POP) ......................................................................... 15

Valid Characters .......................................................................................................... 16

Service Cut-Off times .................................................................................................. 17


Published: October 2018 1

About International Transfers

International Transfer

They allow sending money to any part of the world in any bank and receive money from any part of the

world and any bank (except for those countries classified as restricted and to which the United States of

America had imposed an economic blockade), in the currencies that are indicated below: MXN, USD,

EUR, GBP, JPY, CAD and CNY.

HSBCnet allows two types of files for International transfers:

TXT Format

CSV Format (Excel)

To upload your file, select the following options:

File Type: Priority Payment

File Format: MX – International Transfer

Auth Levels: Select as desired:

File Level (Details): it will allow the authorizing user to see all payment details included on the file

such as amount, charge and beneficiary account numbers etc.

File Level (Summary): It will only show a file summary: total of payments included on the file and

the sum of all amounts, no payment details are shown to the user

Location: Not Applicable

File Upload

The layout explains the required features that the importation file must comply in order to operate

successfully your transfers.



TXT Format

Field Field Name Length Type Characters Comments

1 Ordering Account

10 Numeric 1 to 10 It must be justified with zeroes to the left. It must be a Mexico valid account on customer’s profile.

2 Reference 16 Alphanumerical 11 to 26

Must be justified with blanks to the right.

This field will be printed on the beneficiary’s statement of account.

3 Amount 14 Numeric 27 to 40

11 numbers, 2 decimals, WITH DECIMAL POINT.

The amount must be justified with zeroes to the left.

- Example:

Amount: $ 100.00

Justified with zeroes: 00000000100.00

4 Value Date 10 Numeric 41 to 50 Format DD/MM/YYYY

5 Beneficiary Account

34 Alphanumerical 51 to 84 Must be justified with blanks to the right.

6 Beneficiary Name

35 Alphanumerical 85 to 119 Must be justified with blanks to the right.

7 Address 1 35 Alphanumerical 120 to 154

The address of the beneficiary is a mandatory field.


You may use fields 8 and 9 for long addresses

8 Address 2* 35 Alphanumerical 155 to 189 Must be justified with blanks to the right.

9 Address 3* 35 Alphanumerical 190 to 224 Must be justified with blanks to the right.

10 Beneficiary Bank Type

1 Alphabetic 225

It depends on the Bank Type the corresponding letter:

A = SWIFT, bank with code BIC

C = FW, Banks with FEDWIRE



Field Field Name Length Type Characters Comments

D = ABA, participating CHIPS banks.

11 Beneficiary Bank Code

35 Alphanumerical 226 to 260


Example: AACOUS31XXX

12 Intermediary Bank Type*

1 Alphabetic 261



C = FW, Banks with FEDWIRE

D = ABA, participating CHIPS banks.

In case of not occupying this field, it must be fulfilled with blanks.

13 Intermediary Bank Code*

35 Alphanumerical 262 to 296


In case of not occupying this field, it must be fulfilled with blanks.

Example:

ABCOUS33

* Optional Fields: Must be fulfilled with blanks in case of not requiring them.

This is an example of a TXT Format File.

* This is only an illustrative image.

Save the file in your preferred directory in order to use it at the importing time.

TXT – Payments On Behalf Of

If the payment is making on behalf of another person, Company o party who instruct the payment

instruction to the beneficiary, it is mandatory to include the information of the Original Ordering Party in

your file payments, please provide:

Ordering Party Name

Ordering Party Address (City, State and Country)

Ordering Party Account (if it’s different to the Mexico Debit Account (HBMX))

If the Ordering Party is a Financial Institution, you must provide one of the following options:

https://www1.secure.hsbcnet.com/uims/portal/GIBSearchReferenceFile;jsessionid=0000D4rxOelqn1GixQ-HtuZpNCT:182vvsms4?.pp=GIBPaymentInput/P1




Ordering Financial Institution BIC; or

Name and Address of the Ordering Financial Institution

Note: If you include both options in the same payment: 1. BIC Code, 2. Name and Address of the Ordering

Financial Institution, the payment will be rejected.

Field Field Name Lenght Type Characters Comments

14 Ordering Party Account

34 Alphanumeric 297 a 330

To be required if the payment is on behalf of another party. If the account is less than 34 positions, it must be justified with spaces to the right.

It’s not required if the payment is made on behalf of your company

15 Ordering Party Name


To be required if the payment is on behalf of a third party.


16 Ordering Party Address


To be required if the payment is on behalf of a third party. If the account is less than 34 positions, it must be justified with spaces to the right.


17 Ordering Party Institution

1 Alphanumeric 471


To be required if the payment is on behalf of a third party that is a Financial Institution, to provide the value Y.

18 Ordering Financial Institution BIC

8 o 11 Alphanumeric 472 a 482

Mandatory if the 17 is ‘Y’, to provide the BIC of the Financial Institution, either of fields 18 or 19 & 20 (Ordering Financial Institution’s name and dress) can be provided - but not both.

19

Name of the Ordering Financial Institution


Mandatory if the 17 is ‘Y’. Provide the Financial Institution Name and address, fields 18 &19 or 20 can be provided - but not both.



Field Field Name Lenght Type Characters Comments

20

Address of the Ordering Financial Institution


Mandatory if the 17 is ‘Y’. Provide the Financial Institution Name and address, fields 18 &19 or 20 can be provided - but not both.

21 Remittent Information 1

35 Alphanumeric 623 a 657 Justificando con espacios a la derecha

22 Remittent Information 2*





TXT – Purpose of Payment Section for International Transfers

This field applies for payments on behalf of third parties and own; In case of not being a payment on

behalf of third parties leave space from position 297 to 727

Field Field Name Leng

ht Type Characters Comments

24 Purpose of Payment


Where XX refers to the purpose of payment.



CSV Format

Create this layout in an Excel Sheet, each field in a single cell and save it with CSV format in your preferred

directory. There is no need to justify with blanks to the right if the field is alphanumerical or zeroes to the

left if the field is numerical, since this file type does not require it.

Field Field Name Length Type Comments

1 Ordering Account

10 Numeric It must be justified with zeros to the left. It must be a Mexico valid account on customer’s profile.

2 Reference 16 Alphanumerical

This field will be printed on the beneficiary’s statement of account. If left in blank, there will appear a general reference.

3 Amount 14 Numeric

11 numbers, 2 decimals, with decimal point.

- Example:

Amount: $1,200.50

Enter: 1200.50 ó 1200.5

4 Value Date 10 Numeric Format DD/MM/YYYY

5 Beneficiary Account

34 Alphanumerical Indicate the account to where the deposit will be made.

6 Beneficiary Name

35 Alphanumerical Name of the holder of the account to where the deposit will be made.

7 Address 1 35 Alphanumerical Beneficiary’s address. You may use fields 8 and 9 if address is too long

8 Address 2* 35 Alphanumerical *

9 Address 3* 35 Alphanumerical *

10 Beneficiary Bank Type

1 Alphabetic


A = SWIFT, banks with BIC code

C = FW, banks with FEDWIRE

D = ABA, Participating CHIPS banks.

11 Beneficiary Bank Code

35 Alphanumerical Example: AACOUS31XXX

12 Intermediary Bank Type*

1 Alphabetic

It depends on the Bank type the corresponding letter.





Field Field Name Length Type Comments

C = FW, banks with FEDWIRE

D = ABA, participating CHIPS banks

13 Intermediary Bank Code*

35 Alphabetic Example:

ABCOUS33

** Optional Fields: Cells can be left in blanks.

This is an example of a CSV Format file.

Save the file on your preferred directory in order to use it at the importing time.

CSV – Payments On Behalf Of

If the payment is making on behalf of another person, Company o party who instruct the payment

instruction to the beneficiary, it is mandatory to include the information of the Original Ordering Party in

your file payments, please provide:

Ordering Party Name

Ordering Party Address (City, State and Country)

Ordering Party Account (if it’s different to the Mexico Debit Account (HBMX))

If the Ordering Party is a Financial Institution, you must provide one of the following options:

Ordering Financial Institution BIC; or

Name and Address of the Ordering Financial Institution

Note: If you include both options in the same payment: 1. BIC Code, 2. Name and Address of the Ordering

Financial Institution, the payment will be rejected.

Field Field Name Lenght Type Comments

14 Ordering Party Account

34 Alphanumeric

To be required if the payment is on behalf of another party. 34 positions, it must be justified with spaces to the right.


15 Ordering Party Name 35 Alphanumeric

To be required if the payment is on behalf of a third party






16 Ordering Party Address

35 Alphanumeric

To be required if the payment is on behalf of a third party.


17 Ordering Party Address 2

35 Alphanumeric Part of Address

18 Ordering Party Address 3

35 Alphanumeric Part of Address

19 Ordering Party Institution

1 Alphanumeric

It’s not required if the payment is made on behalf of your company. To be required if the payment is on behalf of another party that is a Financial Institution, to provide the value Y.

20 Ordering Financial Institution BIC

8 o 11 Alphanumeric

Mandatory if the 19 is ‘Y’, to provide the BIC of the Financial Institution, either of fields 20 or 21 & 22 can be provided - but not both.

21 Name of the Ordering Financial Institution

35 Alphanumeric

Mandatory if the 19 is ‘Y’, to provide the Financial Institution Name, either of fields 20 or 21 & 22 can be provided - but not both.

22 Address of the Ordering Financial Institution

35 Alphanumeric

Mandatory if the 19 is ‘Y’, to provide the address of the Financial Institution, either of fields 20 or 21 & 22 can be provided - but not both.


35 Alphanumeric Justificando con espacios a la derecha



25 Remittent Information 1









CSV– Purpose of Payment Section for International Transfers

This field applies for payments on behalf of third parties and own; In case of not being a payment on

behalf of third parties leave blanc the fields 14 to 27


28 Purpose of Payment

17 Alphanumeric Where XX refers to the purpose of payment

This is an example of a CSV Format File:

Save the file in your preferred directory in order to use it at the importing time.



Download Responses and Receipt

Click on the "Reports and download file" option, the window will show the history of the last payment

receipt

The system generate a report for each uploaded file::

GBHBEUHEXABCFL-FLU- File Upload Report: This response report is generated immediately

after upload when the file contains no errors.

GBHBEUHEXABCEX-FLU- File Exception Report: This response report is generated only if the

file was rejected for some reason, for which the file would be rejected completely.

To understand the information contained in these reports, use the following tables as a reference.



File Upload Report

No. Field Name Lenght Description

1 File Name / Reference. 70 Name of original file.

2 Reference. 35 File upload reference.

3 Date. 10 Date the file was uploaded.

4 Hour. 08 Time the file was uploaded

5 Number of lots (successfully validated).

06 Number of successfully validated lots in the file. Each batch may contain one or more instructions.

6 Number of lots (which could not be validated).

06 Number of lots that could not be successfully validated in the file.

7 Number of operations

(successfully validated). 06 Instructions validated successfully.

8 Number of operations (which could not be validated).

06 Instructions that could not be validated.

9 User ID. 40 User who uploaded the file.

10 Status 02 File Status.

11 Description. 16 RECEIVED BY BANK



File Exception Report

Field Name Lengh Description

File Name / Reference 70 Original File Name

Filing Date 10 Date File Was Filled

Presentation Time 08 Time the file was uploaded

Number of operations 06 Number of instructions in the file

User ID 40 User uploading the file

Status 19 File Status Code

Description of the status 60 Description of the file code



Error Messages

The following table shows the most common errors that the File Exception Report file or the file upload

status monitoring might show.

Error Explicación

FILE FAILED WITH SYNTACTICAL ERROR

The file contains syntax or structure errors. Note that the system does not allow accents, letters Ñ and verify that the fields do not contain more characters than are allowed.

DUPLICATE FILE / INTERCHANGE

The file reference is the same as that of a previously loaded file

INVALID RECORD COUNT

(Invalid record count)

- The total number of transactions does not match the sum of the number of payments contained in the file.

- A file containing spaces or a character on the next lower line after the last payment could cause this type of error.

- It is suggested to copy and paste the information to a new file and load again.

INVALID RECORD LENGTH The file may contain instrctions with a different length than allowed.

INVALID VALUE DATE

(Invalid date value)

The value date of the file is invalid. For example, a date before the current day has been entered.

UNKNOWN SENDER

(Remitente desconocido)

The ordering or debit account is not recognized. You are advised to check that the account entered as payer is linked to your HSBCnet profile and has the File Upload service enabled.

DUPLICATE OR ALREADY PAID /

The file contains instructions paid the same day, that is, you have a record of a payment to the same beneficiary account, for the same amount, with the same reference and name of the beneficiary.

INVALID AMOUNT IN HEADER/TRAILER RECORD

The total amount of the header does not conicide with the sum of the instructions.

FILE CREATION DATE OLDER THAN 5 DAYS

The file must be authorized at most 5 days after loading, otherwise the system will throw this error

File “XXX” has zero length This error is presented by an update within the Internet browser. The quickest solution is to load the file from another browser like Google Chrome.

Payment purpose value is mandatory

If Purpose of Payments field is not present in the payment

file

Payment purpose code entered is invalid

If Purpose of Payments has an invalid number



Proof of Payment (PDF)

Download the voucher for International Transfer from Mexico

Rejected Payments: B-HBEU-HEXABCEX (File Exception Report)

Payments processed: PRIORITY_PAYMENT_RECEIPT (Recibo de Pago Prioritario)



References Table

Table Purpose of Payments (POP)

Code Description

01 PAYMENT TO SUPPLIERS

02 TAX PAYMENT

03 PAYMENT TO HEADQUARTERS

04 PAYMENT TO SUBSIDIARIES

05 CREDIT PAYMENT

06 INSURANCES PAYMENTS

07 TRUST PAYMENT

08 BILL PAYMENTS

09 CREDIT CARD PAYMENT

10 DEBIT CARD PAYMENT

11 PAYROLL PAYMENT

12 PAYMENT OF INVESTMENT

13 PAYMENT TO OTHER OPERATIONS

14 PAYMENT TO LOCAL SUPPLIERS

15 PAYMENT TO LOCAL CUSTOMERS

16 PAYMENT TO BORDER SUPPLIERS

17 PAYMENT TO BORDER CUSTOMERS

18 INVESTMENT

19 PAYMENTS OF GOODS

20 GRANT OF LOAN

21 LOAN PAYMENT

22 OTHERS



Valid Characters

Table of Valid Characters

0 L h ! í

1 M i # ó

2 N j & ú

3 O k (

4 P l )

5 Q m +

6 R n *

7 S o -

8 T p /

9 U q ?

A V r @

B W s :

C X t ;

D Y u _

E Z v .

F a w "

G c x ¿

H d y ¡

I e z ,

J f ñ á

K g Ñ é



Service Cut-Off times

Service Cut-Off times (México City time)

Mon - Fri 08:00 – 15:00 hrs. (USD,MXN)

08:00 – 12:30 hrs. (other currencies)

Sat Without service

Sun Without service


Issued by HSBC Bank plc

© HSBC Bank plc 2018. All rights reserved

Documents

Mexico International Transfers · International Transfers from Mexico User Guide International Transfers from México (Only for account holders in Mexico) October 2018 . International