Micro-easy Payment Program (Eng)

8/14/2019 Micro-easy Payment Program (Eng)

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MMicro Easyicro Easy PPaymentayment

PProgrammerogramme

(MEPP)(MEPP)


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Great Opportunity to tap into GovernmentSectors

Offering MEPP for Product Purchase and / orBusiness kick-start with least hassle

Personal Loan with Cash Rebate

MMicro Easyicro Easy PPaymentayment PProgrammerogramme


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Official registered MEPP merchant underKOPESADIK

Main fund holder: Hwang-DBS

2 Types of Loan:

Consumer Loan ONLY

Consumer Loan with Personal Loan

Open to Government Servants

Staffs from Certain Government relatedstatutory body and agencies are welcomedto apply (refer to the list published in thewebsite)



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Low Payback

Loan up to RM100,000.00RM100,000.00

Repayment instalments up to 180180 monthsor upon age 55 or age 57 (retirement)

Repayment via direct deduction from salary,

maximum deduction up to 60% of salary lessstatutory deduction



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Cost to applicant per application :

RM 60RM 60 admin charges RM10 Registration Fees RM50 Koperasi Shares subscription

12%12% initial financialinitial financial chargesc

harges on total loanamount Lowest rate 15% - 19% of other Koperasi, generally

8.5% interest8.5% interest per year. (According to HirePurchase interest computation)

RMRM 22..5500 for application form.



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No Guarantor is required Blacklisted / CTOS / CCRIS applicants are well

accepted

Fast application processing



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MEPP Loan CalculationMEPP Loan Calculation

XX60%60% Jumlah PendapatanJumlah Pendapatan

Elaun Lebih Masa @Elaun Lebih Masa @

Imbuhan TahunanImbuhan Tahunan

JumlahJumlah

PotonganPotongan

== Kelayakan Ansuran BulananKelayakan Ansuran Bulanan
http://images.google.com.my/imgres?imgurl=http://www.abcteach.com/free/s/scissors1brgb.jpg&imgrefurl=http://abcteach.com/directory/clip_art/schooleducation/supplies/&usg=__icUALwFjHShRQmBBBSlkC4sVqrY=&h=1200&w=1200&sz=96&hl=en&start=5&um=1&tbnid=uLXG5ZyZPn_dtM:&tbnh=150&tbnw=150&prev=/images%3Fq%3Dscissors%26hl%3Den%26rlz%3D1T4HPND_enMY317HK208%26sa%3DN%26um%3D1http://images.google.com.my/imgres?imgurl=http://www.abcteach.com/free/s/scissors1brgb.jpg&imgrefurl=http://abcteach.com/directory/clip_art/schooleducation/supplies/&usg=__icUALwFjHShRQmBBBSlkC4sVqrY=&h=1200&w=1200&sz=96&hl=en&start=5&um=1&tbnid=uLXG5ZyZPn_dtM:&tbnh=150&tbnw=150&prev=/images%3Fq%3Dscissors%26hl%3Den%26rlz%3D1T4HPND_enMY317HK208%26sa%3DN%26um%3D1


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JumlahJumlah

MaksimumMaksimumPinjamanPinjaman

yang layakyang layak

dimohondimohon

==

KelayakanKelayakanAnsuranAnsuran

BulananBulanan

JumlahJumlah

BulanBulan

TempohTempoh

PinjamanPinjaman

1 + (0.085 X1 + (0.085 X JumlahJumlah

Tahun PinjamanTahun Pinjaman))


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Jumlah Potongan 440.34

Gaji Bersih 2,782.44

(No Siri : 74759)

SILA MAKLUMKAN MAJIKAN JIKA MAKLUMAT PERIBADI SALAH

Jumlah Pendapatan3,222.78

Bank : MBBxxxxxxx No Akaun :1012xxxxxxxx

Sila SIMPAN UNTUK KEGUNAAN CUKAIPENDAPATAN

AMAUN (RM)21.00

289.34

130.00

POTONGANCukai Pendapatan

Angkasa

Lem. Tabung Haji

AMAUN(RM)

2,158.94

160.00

300.00323.84

180.00

100.00

PENDAPATANGaji Pokok

Imbuhan Tetap Khid Awam

Bantuan Sara Hidup

B I Perkhid KritikalBantuan Sewa Rumah

Byrn Insentif POS Basik

Bulan : 08/2008

Jabatan : 0251 Kementerian Kesihatan

Pusat Pembayar : 3001 Kakitangan Pej-HospitalXXXX

1003 JANN. CAWANGAN JOHOR

Nama : Nissxxx BaidxxxxNo. Gaji : X2722xxxxx

No. K/P : 70xxxx-10-xxxx

SULITSULITCC DD


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XX60%60% Jumlah PendapatanJumlah Pendapatan

JumlahJumlah

PotonganPotongan

== Kelayakan Ansuran BulananKelayakan Ansuran Bulanan

3,222.783,222.78440.34440.34

1,493.00 1,493.00

Elaun Lebih Masa @Elaun Lebih Masa @

Imbuhan TahunanImbuhan Tahunan00
http://images.google.com.my/imgres?imgurl=http://www.abcteach.com/free/s/scissors1brgb.jpg&imgrefurl=http://abcteach.com/directory/clip_art/schooleducation/supplies/&usg=__icUALwFjHShRQmBBBSlkC4sVqrY=&h=1200&w=1200&sz=96&hl=en&start=5&um=1&tbnid=uLXG5ZyZPn_dtM:&tbnh=150&tbnw=150&prev=/images%3Fq%3Dscissors%26hl%3Den%26rlz%3D1T4HPND_enMY317HK208%26sa%3DN%26um%3D1http://images.google.com.my/imgres?imgurl=http://www.abcteach.com/free/s/scissors1brgb.jpg&imgrefurl=http://abcteach.com/directory/clip_art/schooleducation/supplies/&usg=__icUALwFjHShRQmBBBSlkC4sVqrY=&h=1200&w=1200&sz=96&hl=en&start=5&um=1&tbnid=uLXG5ZyZPn_dtM:&tbnh=150&tbnw=150&prev=/images%3Fq%3Dscissors%26hl%3Den%26rlz%3D1T4HPND_enMY317HK208%26sa%3DN%26um%3D1


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ChecklistChecklist

for thefor the

ApplicationApplicationForms &Forms &

necessarynecessary

documentsdocuments7 Working Days for approval!!7 Working Days for approval!!


14/39Fill inFill in ONLYONLY this Form!!!this Form!!!

Chin Bo San (Nama Pemohon)

K1887988 / 700707-07-7007

Lelaki Berkahwin CinaLau Chui Nuah (Nama Ibu Pemohon)

Alamat Terkini Yang Sama Seperti Di Dalam Bil UtilitiXXXXX

603-22132530 6012-3456789 603-24886798

798869881108688

Nama Jabatan

Nama Ketua Jabatan / Penyelia

Alamat Tempat Bekerja

XXXXXPangkat DD/MM/YYYY

Nama Suami / Isteri (Jika Sudah berkahwin)

K2488068 / 760606-06-6006Nama Majikan (Jika Ada)

Alamat Tempat Bekerja

XXXXX603-22132530 6019-8765432 603-24886798

X,XXX.XX

06/06/1976

Pangkat

Nama Saudarai / Penama / Waris

A5678912 / 790909-09-9009 09/09/1979Alamat Surat Menyurat

XXXXX

603-22882888 6019-6678899 603-24886798

Hubungan Antara Pemohon


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SignSign ONLYONLY at Area markedat Area marked XX!!!!!!

ATM OfficialStamp &

AuthorizedSignature


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ATM OfficialStamp &

AuthorizedSignature


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ATM OfficialStamp &

AuthorizedSignature

SignSign ONLYONLY at Area markedat Area marked XX

!!!!!!


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KOPESADIK Personal Financing-i Application FormKOPESADIK Personal Financing-i Application Form


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COPCOPXX TandatanganTandatanganMajikanMajikan

Pegawai XXXXXXXXXX

Universiti MXXXXXX XXXXXXX

XXXXX Kuala XXXXXXXXXX


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BlankBlank this Form!!!this Form!!!


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XXApplicantsApplicantsSignatureSignature

-------P

lease

-------P

lease

BLAN

KBL

ANK--

------

------

--

Pegawai XXXXXXXXXXUniversiti MXXXXXX XXXXXXX

XXXXX Kuala XXXXXXXXXX

COPCOP

APPLICANTS NAMEAPPLICANTS NAME

700707-07-7007700707-07-7007

XXTandatanganTandatangan

MajikanMajikan

Thumbprint (Option),but ONLY for Sabah(right thumb)


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BlankBlank this Form!!!this Form!!!


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Valued PackageValued Package + Initial Capital!+ Initial Capital!

NoP

re-pay

ment!

!

NoP

re-pay

ment!

!

Low

Payba

ck!!!

Low

Payba

ck!!!Repaymentinstalm

entsupto180months!!!!

Repaymentinstalmentsupto180months!!!!


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AMAM

11stst BV monthBV month 22ndnd BV monthBV month 33rdrd BV monthBV month

AMAM AMAMXX XX


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Combination Purchase of any BV Products

Minimum RM2,000.00RM2,000.00 in Single ReceiptMaximum Personal Loan is 1:11:1

NOT able to enjoy 12% Initial Payment

MEPP Loose PackageMEPP Loose Package

(with / without Cash Loan)(with / without Cash Loan)


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Visit HQ or nearest Stockist to claim yourproducts

For 3rd Party, need to present the

Authorization LetterAuthorization Letter to the Company

Each approved loan amount is STRICTLYapplicable to ONE (1) Cash Bill

For Personal Cash Loan, bank-in DIRECTDIRECT

How to Claim after Approval?How to Claim after Approval?


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FINALFINAL

ChecklistChecklist

for afor asuccessfulsuccessful

applicationapplication


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Thank YouThank You

Documents

Micro-easy Payment Program (Eng)