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by Anita DeVaulClient Care Coordinator, Victoria’s Luxury Home Team

2013 was a great year for the real estate community in Northwest Ohio. Home sales have shown their best performance since 2006, and home prices are on the rise. In light of these encouraging trends in the market, we at Victoria’s Luxury Home Team have decided that 2014 is the year to pay this success forward. Our goal is to create a passion for good works in the real estate community and surround ourselves with like minded individuals whose mission is to share their success as well. As stated by Winston Churchill, “We make a living by what we get, but we make a life by what we give.” In the spirit of this phi-losophy, we believe it is necessary for us as real estate professionals to go beyond ourselves and to start a new way of doing business that can make a huge difference in our community.

Beginning in May 2013, our team began a charitable giving program based on our business. For every home bought and sold through Victoria’s Luxury Home Team, we make a monetary donation to the charity of our client’s choosing. Since we began the program, we have donated over $5,000 to over fifteen local and national charities. In 2014, our mission is to continue with this program, as well as expand our efforts to support those organizations committed to doing good works in our area.

Victoria’s Luxury Home Team is so proud to be affiliated with the Danberry Company. Danberry is without a doubt a company with a mission to give back to Toledo and the surrounding areas. Not only do the realtors of Danberry donate their time throughout the year to serve meals to the homebound of this area through the Mobile Meals program, but Danberry works throughout the year raising funds for the Danberry Treasure Chest. The Danberry Treasure Chest began nineteen years ago to fund the Caring Friends of Toledo Children’s Hospital’s Treasure Chest. The Treasure Chest is an emergency assistance fund that comes into action when all other resources have been explored or exhaust-ed. This fund is available only through a hospital social worker to eligible children with chronic or debilitating diseases and to their families. In 2013, Danberry raised $67,000 in contributions and

assisted 64 families in Northwest Ohio and Southeast Michigan. Since its incep-tion, Danberry has risen over $500,000 in Treasure Chest contributions and has assisted 670 families during their time of medical crisis.

We are also pleased to work with Louisville Title of Northwest Ohio on a regular basis. Louisville Title is a proud sponsor of The Beach House Family Shelter. Beginning in February 2013, Louisville Title began donating a portion of each completed closing to contribute to the works of this organi-zation. The Beach House was started in 1921 by Helen “Beach” Jones, wife of former Toledo Mayor Samuel Jones. The Beach House provides both refuge and prevention services for women and families in Toledo who are in need of transitional assistance as they regroup and rebuild after facing hardship in their lives. In 2012, The Beach House served 320 individual members of 138 house-holds, providing housing and homeless prevention services, as well as health and wellness assistance.

“Be the change you want to see in the world” Mahatma Ghandi. To be

this change, we at Victoria’s Luxury Home Team want to continue to share our success with others. For 2014, we have shifted our mindset from ‘Success Matters’ to ‘Significance Matters’. Our goal is to strive to grow our real estate business while making a positive impact on the world at the same time. We believe that we can take our passion and love for what we do and combine that with our mission to help others. We are pledging to continue our sales based charitable giving program, as well as to continue to donate both our time and treasure to worthwhile organizations in our area. On a personal level, Victoria’s goals are to continue her local activities and El Salvador mission work through Cedar Creek Church, become a more active member of other local charitable organizations, actively support the fund-raising efforts of the Danberry Treasure Chest and Louisville Title’s support of the Beach House, and to establish a scholarship program to provide assis-tance to those in our local community that are actively working to help them-selves recover from trying times.

Giving to our community is best investment we can make in the both the success of our business and the growth of our local and global community. For more information on how you can join us in giving back and grow this movement of businesses helping their fellow man, please contact Victoria or any member of the Luxury Home Team directly. Together, we can reach beyond ourselves and start an epidemic of change in our community. We challenge you all to join us in 2014 in our efforts to make a difference. n

Mission for Change: Local Real Estate Businesses Empowering the Community

SPORTS

by Matt Murschel

It’s the key number few analysts talk about leading up the NBA draft. You can hear all about a pro prospect’s points per game, field-goal shooting percentage, rebounds, steals, height and weight.

But little time is spent on the number that really should matter the most—age.

The issue of one-and-done players isn’t a new one in college basketball. Ever since the NBA and the players’ union agreed on a minimum age requirement of 19, programs such as Kentucky, Kansas and even Duke continue to see their rosters become revolving doors of players spending one season at school and jumping the NBA.

No longer can fans—or coaches for that matter—count on a players to remain loyal to a school, not with the lure of the NBA and all of its glitz, glamour and money.

According to a recent ESPN NBA Mock Draft, eight of the top 10 players are freshmen, with only Creighton’s Doug McDermott over the age of 20. If NBA executives follow suit, it would be a record number of freshmen picked in the top 10.

Whether its Kansas’ Joel Embiid or teammate Andrew Wiggins or Duke’s Jabari Parker, it looks like a freshman will hear his name called by the commissioner as the first overall pick in this year’s NBA Draft for the fifth straight season.

Last year’s NBA Draft featured three freshmen taken in the top 10, including top pick Anthony Bennett (Cleveland). Nerlens Noel (Philadelphia) and Ben McLemore (Sacramento) were the other

freshmen to crack the top 10. All three have struggled, with Bennett averaging less than 13 minutes of playing time per game while scoring less than four points per contest. Noel continues to rehab from a torn ACL injury he suffered in college and is expected to miss all of this season, while McLemore is averaging a little more than 23 minutes and seven

points per game this season for the Kings.While there appears to be plenty of

raw talent, it’s development of the talent that appears to be the issue. Development not only as players, but individuals, that could be occurring at the college level.

Like his predecessor, new NBA commissioner Adam Silver wants to see the minimum age limit raised to 20, but he faces a steep uphill climb trying to overcome the players’ union objections. It’s a battle analyst Seth Davis says Silver may take up formally, much less win.

“I’m very skeptical of it happening,” said Davis, who is a college basketball insider for CBS Sports and CBS Sports Network. “The players’ union doesn’t want it. They didn’t even want it to be at 19.”

Davis says the issue is a low-priority for both sides and there is little concern for its impact on the college game. The players’ union doesn’t want the minimum age raised, according to Davis, because the older a player is when he comes into the league, the fewer contracts you would sign over your career and the less money you make.

“So shockingly, this is about money,” said Davis, who is skeptical that a deal can be reached. “I’m not saying it’s impossible, but I’ll believe it when I see it.”

© 2014 Distributed by McClatchy-Tribune Information Services

NBA Should Raise Minimum Draft Age

but Change Is Unlikely

ARTS & ENTERTAINMENT

by Rich Heldenfels

W ith or without toys, the third season of HBO’s “Game of Thrones”

is one of those things that every serious student of television history should have.

The series has many fervent admirers. When Hitfix.com polled TV critics about the best shows of 2013, “Game of Thrones” ranked third, behind only “Breaking Bad” and newcomer “Orange Is the New Black.” One episode from the season, the stunning and blood-soaked “The Rains of Castamere,” was among the most discussed telecasts of the season, as well as a demonstration of how freely the show would turn against its characters.

TV and film critic Matt Zoller Seitz said “Castamere” “is assured a spot on any list of the most horrifying hours of TV ever.” I watched it again recently, and have to agree—especially with the closing shot.

But that violence was part of the show’s vast landscape of battling families, mystical occurrences, unexpected betrayals and even dragons.

The fantasy crowd, and especially the fans of the George R.R. Martin

novels on which the show is based, have connected to the show as extreme fun. Hence there have been collectibles provided to those fans, and some are included in packages of the third season. Season four starts on April 6.

Indeed, HBO will have the season’s 10 episodes available in

seven different configurations: DVD ($59.98); a Blu-ray/ DVD combo/ digital combo ($79.98); DVD sets which include one of two mini-helmets representing the Stark and Targaryen clans ($89.99); Blu-ray/ DVD/ digital combos with the mini-helmets ($99.99) and, through Amazon.com, a limited edition Blu-

ray/ DVD/ digital set with a mock-stone model of a dragon in the casing and other visual additions (which Amazon lists as $129.97 but is currently selling for about $30 less).

But even if you go toy-free, the sets offer extras. The basic DVD includes extended and deleted

scenes, audio commentaries and featurettes on new characters and other topics.

The Blu-ray adds more background, guides you can view while watching episodes, and a look at the making of “The Rains of Castamere.”—————————————

Since 1964 was 50 years ago, a lot of time is being spent on discussions of what that year meant in American history, especially to the baby boomers who recall that time so vividly. (And yes, I am one of those.) PBS’s “American Experience” tried to treat the breadth and depth of that year in its two-hour documentary “1964” and the program can now be purchased on DVD (PBS Video, $24.99).

Written and directed by Stephen Ives, and narrated by Oliver Platt, the program tries to cover everything from the Beatles (also much celebrated elsewhere) to Muhammad Ali, feminism, the civil rights movement and the Ford Mustang. It is a bit dry at times, especially for a period loaded with such passion, but it’s not a bad overview. No extras. n


‘Game of Thrones’

2

Among New DVD and Blu-ray Items

VICTORIA LUHRINGmeasures her success by the expressions of thanks her

clients give her after each transaction. As a sought-after real estate professional, her philosophy is simple: give to

others first. From her personal relationships to her profes-sional colleagues, Victoria always does what is necessary to exceed expectations and obtain exceptional results.

With more than a decade as a local resident and agent, Victoria brings a wealth of knowledge to the table.

Whether it’s locating the ideal home to suit a buyer’s lifestyle or advising a seller on how to effectively price a home, she’s committed to helping her clients reach their

financial goals. When you’re ready to make your next move in Toledo or the surrounding areas, Experience the Difference in real estate with Victoria Luhring and her Executive Home Team. Call her today to schedule a

private consultation.

HOME IMPROVEMENT

3

by Ilyce Glink andSamuel J. Tamkin

Q: My home was foreclosed on in 2013. I received a 1099-A with the fair market value listed as $105,000. My local county tax website records show the foreclosure sale at $139,753. These are very different numbers to use when filing taxes for 2013. I am not sure what to do.

A: Form 1099-A is the form the bank uses to report to you and the IRS certain information relating to your foreclosure. The important information is the amount of the debt you owed and the fair market value of the home.

This form would be used by you to determine any phantom income tax you might owe. That is to say, when you lost the property and your lender forgave your debt, the difference between the value of the home and the amount of the loan that was forgiven (where the debt is higher) would be considered income to you.

If your home was your primary residence, and you went into foreclosure before the end of 2013, you won’t have to worry about paying

tax on this phantom income. That phantom income is exempted due to a law that lapsed as of January 1, 2014. Homeowners who lose their homes in 2014 may have to pay income taxes on the deficiencies (the difference between what was owed and what the home ultimately sold for) forgiven by their lenders.

Consider this: If your lender lists the fair market value of your primary residence as

$105,000 and the foreclosure sale reflected the amount owed to the lender on the loan at $139,753, the deficiency or difference is $24,753. That deficiency would be considered income to you under normal circumstances, as well as if this property was your second home or an investment property.

For homes that went into foreclosure (or were subject to a short sale) in 2013, borrowers needn’t worry about taxes on the forgiven deficiency if this home was a primary residence. If the home in question wasn’t your primary residence, the 1099-A form will indicate the amount of the debt you owe and the difference between those numbers will be income to you and increase your tax bill to the IRS. You’ll have to talk to the person that helps you with your taxes to see if there are other exceptions you may use to avoid paying tax on that money.

But based on your letter, you probably are fine and don’t need to do anything other than give the form to your tax preparer and tell him you lost your primary residence in foreclosure to your lender.


Kitchen Design Trends for 2014

FORGIVEN LOAN DEFICIENCIESBecome Taxable Again in 2014

by Kathryn Weber

I t’s the one room in the house where everyone gathers every day. As the most popular spot

in every home, why not make your kitchen the most attractive and inviting room, too? Here are some hot trends in kitchen decor:

THE SHOWCASE KITCHENWithout a doubt, today’s

kitchen is much more than a place to prepare food. With the continued emphasis on lifestyle and food, the kitchen is more of a draw than ever. Contemporary design capitalizes on this trend with lots of exciting elements to make the kitchen more of a living space.

Take lighting. Out are those little glass pendants suspended over an island. In are sizeable lighting fixtures that make a splash in the middle of the room. A good example is the drum pendant light fixture now taking center stage in kitchen design centers and magazines. Simply changing your main fixture to one that’s brighter and more prominent may be all it takes to give your kitchen a welcome makeover.

SPECIALTY-FOCUSEDKitchens continue to be focused

on features like sustainability, cooking options and ease of use. Trends that favor energy savings are a key development. Touchless faucets save on water and energy-stingy appliances can trim electric bills.

Integrated appliances are another important development. Topping the lists are appliances integrated into the cabinetry, making your

kitchen more livable with their furniture-like appearance. Drawer appliances are part of the same trend. Warming drawers have risen in popularity in the past few years, and refrigerated drawers to hold produce or drinks are finding their way into more kitchens. We could even see microwave and dishwashing drawers soon. Such appliances will become more popular due to their ease of use and accessibility.

COUNTERTOP SHIFTWhile granite and marble remain

the standard-bearers, we’ll see more engineered countertops take hold, such as quartz and glass. These surfaces sport an attractive natural look, emphasize sustainability and are easy-care.

Despite granite’s reign as the ultimate countertop material, it’s not easy to keep looking good. The high polishes on granite mean stains,

smears and cleaning marks from sponges show up easily. Matte and less-polished finishes will become more popular as homeowners weary of all that rubbing.

SHIFT TO NEUTRALWild colors are taking a back

seat to the high-contrast black-and-white kitchens rising in popularity. The clean backdrop of black and white makes food

and accent colors pop, and the look is timeless. Kitchens will also shift into quiet mode as the trend toward neutral colors continues in other parts of the house. Countertops and cabinets in similar color tones are also trending for their ability to look unified, neat and relaxing. n

© 2014 Distributed by Tribune Media Services

ON THE HOMEFRONT

Wild colors are taking a back seat to neutral shades and high-contrast black-and-white

kitchens with a neat, timeless look.

6797 N. High Street, Suite 213Worthington, Ohio 43085

877.872.3080 • www.DiscoverPubs.com

PublisherVictoria Luhring

3555 BriarfieldMaumee, OH 43537

419-460-5587 Office/Fax 419 794 6979

LuxuryHomesinToledo.com

Sudoku, Scrabble, Pet World, Wolfgang Puck’s Kitchen, etc. distributed by

Tribune Media Services.

© Copyright 2014 by Discover Custom Publications, Inc.

All rights reserved.

SELLER’S CORNER

4

by Marilyn Kennedy Melia

H ome sellers in many areas of the country face a problem that’s rather nice to have:

They have found a buyer who is eager to move in, and now they must find another property to buy—the faster the better.

That’s a change from the depths of the housing crisis, when finding a suitable home to buy was easier than selling one.

In markets as diverse as Boston, Detroit, and Naples, FL, it’s getting harder to find a home to buy. Those three markets had significantly fewer homes for sale in late 2013 than a year previously, said Lawrence Yun, chief economist for the National Association of Realtors. Low inventory plagues other markets, too.

Here are questions that sellers should ask so they can minimize the squeeze caused by selling a home before buying another.

Q: How long will it take to sell?

A: Using the Multiple Listing Service, or MLS, data, a real estate agent can measure the time it takes for comparable homes to move from initial listing to having a purchase contract

accepted to the closing of a sale.In a pronounced

sellers’ market, “You might see averages as little as

eight to 20 days” for homes to go under contract after listing, said Kristy Gonzalez, agent with ERA Evergreen Real Estate in Hilton Head, SC.

Another forecast on selling time can be gleaned right after a home is listed. “Certainly you can get an idea of how fast it will sell,” said Gonzalez, who adds that on some

of her listings, agents were booking appointments for buyers to tour within hours.

Real estate sales are seasonal in most areas, with winter and holiday periods less active. The time-to-sell forecast might be influenced by seasonality, but “the buyers who are looking then tend to be more serious,” Gonzalez said.

Q: Is it possible to sell and buy simultaneously?

A: It’s never too early to research homes in the neighborhoods you’d like to buy in, said Eric Tan, a Los Angeles agent with Redfin.

Once your home is listed, he said, “luck and coordination” are needed to close on the sale and purchase at the same time.

To have homes pass among various hands in one day, it helps to have the same firm handling the closings, Tan said.

“Different states have different rules,” he said. But whether it’s a law office, title company, or other real estate-related firm, hitches, which come with the copious paperwork, may be resolved more easily with fewer sites involved.

Q: Can you ask your buyer for more time?

A: Because selling first and then buying is problematic in a sellers’ market, experts advise taking advantage of your strong position as a seller as you work out the timing of your purchase.

“Negotiate a longer time until the closing,” said Raylene Lewis of Century 21 Beal in College Station, Texas. “If closings are normally out 30 days, ask for 50 days so you have more time,” she said.

Depending on how home purchase contracts are written in your locale, it might be possible to tell a buyer that you’ll accept that offer, but it’s contingent on whether you have a home to purchase by a certain date, Lewis said.

On the flip side, as a buyer, you might ask that your purchase offer be contingent upon your home being sold by a specified time. But in a hot market, “it’s unlikely a seller will accept such a contingency without at least a purchase contract (pending) on your property,” Gonzalez said.

Q: How do sale-leaseback arrange-ments work?

A: You can buy time from your purchaser by renting the home for a while after you sell it.

A sale-leaseback agreement allows the seller to continue living in the home—usually paying rent to the new owner—after the close of the sale.

“This is no standard contract,” said Chicago real estate attorney Jonathan Sherry. Typically, the former owner pays rent to the buyer based upon the monthly mortgage payment the buyer is paying on the new home, Sherry said.

By dividing the mortgage payment by the number of days in the month, you calculate the daily rental rate. To live in the house for 20 days after the sale, you would pay 20 times the daily rental rate.

Sherry cautions that there are limits to how long you can rent the house you just sold. “The mortgage document that the buyer has may require that he occupy the home within a certain period, like within 60 days of closing,” he said.

Most of the leaseback agreements that Sherry has seen require the former owner to deposit 2 percent of the purchase price into an escrow account. The money is released after the seller moves out, leaving the home in good condition.

Q: Who can afford to buy before selling?

A: Before the financial crisis, home sellers could obtain “bridge loans” to finance down payments, said Neil Caron, vice president of retail production at Freedom Mortgage Corp. in South Windsor, CT. Bridge loans were short-term loans to be repaid as soon as the borrower’s first house was sold. Now, if sellers need the proceeds from the sale to use as a down payment, it’s difficult, if not impossible, to find bridge financing, Caron said.

Another option is to use the proceeds of a home equity loan as a down payment, said Charles Chedester, past president of the trade group Mortgage Professionals of Iowa. The caveat here is that sellers must apply for home equity credit before they list their homes for sale because lenders won’t extend loans on properties up for sale. n


5 Questions to Ask When You’ve Got to Move Now

BUYER’S CORNER

Buying a Houseby Pete Carey

A move by Wells Fargo Bank to lower the bar for certain government-backed mortgages is stirring hopes of homeownership among people with credit scores battered by the recession.

The San Francisco-based bank, which is the country’s biggest mortgage lender, said recently that it would begin accepting scores of 600, down from 640, for loans from the Federal Housing Administration and the Department of Veterans Affairs, which require as little as a 3.5 percent down payment.

JPMorgan Chase hasn’t said whether it will follow suit. Bank of America said “there may be cases” where it would accept a credit score “in the lower 600 range,” depending on the borrower’s ability to repay the loan.

“Credit is loosening up,” said Guy Cecala of Inside Mortgage Finance. “It was overly tight right after the credit crisis in 2008 and really had nowhere to go but looser.”

Banks are motivated to increase lending to homebuyers because of a decline in refinancings. Wells Fargo’s mortgage lending business was $50 billion in the fourth quarter of last year, down from $80 billion the previous quarter and $125 billion in the last quarter of 2012.

The FHA accepts scores down to 580 and even lower in some circumstances, but finding a lender to make such loans can be difficult and for people with damaged credit the loans can be costly. Wells Fargo is offering a 30-year fixed FHA mortgage at 4.25 percent, although mortgage insurance and fees bring the effective rate up to 5.837 percent.

Joe Gonzales, a metalworker who lives in a rented apartment in South San Jose, CA, hopes he can qualify. “It’s getting really expensive here to buy a home, and the credit thing is really hard,” he said.

He said he needs something bigger for his wife and three children than his two-bedroom rental and has been thinking about moving out of state, maybe to Las Vegas, where homes are more affordable. “I need something that’s mine. It’s the American dream, bro. One thing about being American is buying a home.”

Gonzales said a loan officer ran his credit scores a couple years ago and “my credit score wasn’t that great. Since then, I’ve paid off a lot of stuff and my credit score has come up.” Last year he made good money on the metalworker’s job he’s held for seven years, “but it’s like I’m struggling.”

Wells Fargo spokesman Tom Goyda said the change is “an effort to increase access to credit, especially for first-time and low- to moderate-income buyers.” Borrowers will still have to meet underwriting requirements, which include a demonstrated ability to repay the loan.

The bank’s government-backed lending, which is mostly FHA but also includes VA and Rural Housing Services loans, accounted for about 26 percent of its lending for the first nine months of 2013, Goyda said.

But underwriting standards are still much tougher than they’ve been in the past 20 years, Cecala said. “Even with slightly looser standards, we’re nowhere near where we were before.”

On the other end of the credit spectrum, Bank of America has created a loan of up to $1 million that requires only 15 percent down from buyers who have had a history of homeownership in the past three years and who are borrowing above the limits for conforming loans.

Guy Schwartz of CMG Financial in San Ramon, CA, said Wells “is not getting too far from the pack by going to 600, but it’s nice to hear one of the big players deviating from the herd a little bit.” n


5

by Angie Hicks

Home may be where the heart is, but the house-buying process can easily become a headache.

To keep hassles to a minimum, take time to independently evaluate each professional you’ll need, from lender to real estate agent to home inspector to title agent. Choose client-focused, experienced pros who are appropriately licensed.

Here are additional tips, based on my team’s interviews with consumers and highly rated service providers:

MORTGAGE LENDER Before you start looking at homes,

find a reliable lender to preapprove you for financing. This is especially important now, given more stringent government regulation of home financing.

Seek a responsive bank or mortgage professional who keeps the terms of the agreement consistent, or gives fair warning of changes, and who communicates well so that paperwork flows in a timely way.

REAL ESTATE AGENT Look for agents who’ll communicate

with you promptly throughout the process.

Avoid an agent who steers you only to his or her own listings or those of the company. Be wary of hiring relatives or friends with limited experience or agents who work only part time. Make sure the agent you hire has the computer skills and web savvy to set up automated searches so you’re notified quickly of new listings.

Confirm that an agent is properly licensed and in good professional standing. All states require that real estate agents be licensed. Most states have sites that provide information on disciplinary action taken against licensed agents. Note that if you hire a Realtor (a member of the National Association of Realtors), he or she is required to follow a code of ethics.

If you end up under contract with an agent you’re unhappy with, ask to be released from the arrangement. If that fails, consider asking an experienced local real estate attorney for advice.

HOME INSPECTOR Look for inspectors who go beyond

state regulatory requirements (though not all states require inspectors to be licensed), receive continued education, and belong to a professional organization, such as the American Society of Home Inspectors.

ASHI requires that members adhere to a code of ethics that prohibits receipt of referral fees. Ethical inspectors don’t take kickbacks from contractors who repair problems an inspection uncovers, or receive money from real estate agents who refer their clients.

Be sure to schedule an inspection early enough in the process that there’s time to deal with repair issues or other problems.

To prevent last-minute problems at closing, closely monitor that the sellers take care of any agreed-upon repairs stemming.

TITLE AGENT Lenders or real estate agents may

recommend title companies, but to avoid hiring someone with a conflict of interest, be sure to ask about affiliations between parties. Also, inquire about licensing, which is required for title agents in all states, and request a full list of charges. n

About the writer: Angie Hicks is the founder of Angie’s List, a resource for local consumer reviews on everything from home repair to health care.


Wells Fargo Lowers Credit Score Limit for

FHA Loans

HOME SPACE

Decorate Your Home

by Kathryn Weber

All shades of pink have been finding their way into homes, advertising, and even the recent Olympic Games. Radiant Orchid, a deep pink with blue tones, is Pantone’s makeup Color of the Year for 2014. You could say that pink is red-hot right now. But even pink is not just for little girls anymore; there are limits.

DO’S AND DON’TS The bubble gum pink of the ‘60s is passé. Today’s pink

is more lustrous, with deeper tones radiating from palest shell pink to deep magenta and orchid. A touch of bubble gum pink isn’t a bad thing, but bathing the room in it is. A single wall of pink, for example, is enough to brighten a room without overwhelming it making it look childish.

A simple way to use pink well is to employ it as an accent color. By adding pink accents in upholstery, drapes, or accessories, you keep the color fresh and vibrant. If you still want an all-pink room, you can make it work by adding an unexpected color, such as khaki, ochre, or a deeper shade of the base pink. Metals positively sparkle when paired with pink, so don’t be afraid to bring in strong metallic accents.

PINK AND PATTERNED Whether you gravitate toward ikat or toile, pink is

simply smashing in patterns. Traditionalists may opt for scenes in pink toile, but scenes like the Kaufmann oriental toile in plum is a fresh take on a timeless style (fabricguru.com). If boho designs are more to your liking, a fuchsia ikat wooden wastepaper basket will provide just the right punch of color and pattern under a desk ($116, Laylagrace.com). If an Italian villa and a classic and understated look is more your style, pale pink damask wallpaper makes the perfect backdrop ($55, burkedecor.com).

SERVING UP PINK Employing pink in your home decor doesn’t have to

stop at the bedroom. This bright shade can be just as good a fit in the kitchen and dining room. Fill a cabinet with happy, floral-print dishes from IKEA like the Trolsk or Ideel patterns (Ikea.com).

If you like antique looks, check out Etsy or eBay for deals on popular pink-print dishes like Old British Castles by Johnson Brothers or pink Depression glass serving pieces. Go for a new take on an old pattern with Royal Albert New Country Roses dinnerware ($72, four-piece place setting, Kohls.com).

GO RETRO Nothing says retro like a pink bathroom. Many bathrooms

from the 1930s to the ‘60s were sheathed in pink tile. If you’re not sure you want to go that far, give your bathroom a retro with pink accessories.

Pair up pink towels with a shower curtain made from pink ticking, or go wild with Lilly Pulitzer Sister Florals towels, paired with her Well-Connected bath rug (Garnethill.com). n


6

by Kathryn Weber

Say what you want about the kitschyness of a hot tub, ski resorts know there’s no better

way to warm up and soothe aching muscles after a long day on the slopes. So why not fight the frosty monotony of future winters with a toasty dip in your own backyard spa?

THE BENEFITS Hot tubs are wonderful if you

exercise frequently, and they can be used into the summer months. The warm water can ease soreness. In fact, people with arthritis often report better relief from hot water than pain relievers. Almost everyone agrees that relaxing in a hot tub is a great way to wind down from a hectic day. Time in a hot tub can also insure better, more restful sleep.

In some states, your doctor can write a prescription for a hot tub to help you deal with certain medical conditions. In Texas, a prescription

will exempt the hot tub from sales tax. Check with your health insurance carrier for details.

HOT TUB OR SPA? To the layman, spas are typically

called “hot tubs.” In the industry, though, hot tubs are called spas. Spas are a lot like cars; you can get them in models ranging from the most basic to models with lights, stereo, and special massaging seats. Once upon a time, hot tubs were time-consuming to keep and maintain, but now require minimal maintenance.

WHERE TO BUY Your local spa retailer should be

your first stop. Often, retailers can match prices offered on the Internet, and if they can’t, see if they’ll service your spa if you have problems. There are no bargains on the Internet if you can’t find someone to do repairs. Some hot tubs can be purchased, delivered and installed; all you have to do is fill and plug in.

Make sure you understand exactly what the company will and won’t provide before buying a spa. It’s also essential to buy a hot tub cover. Splurge and get the lifting mechanism so that removing the cover is easy. Another nice splurge? Lighting. You’ll be able to enjoy a nighttime dip easier, plus you’ll be able see better getting in or out of the spa.

If you plan to put a spa on your deck, double check before buying to make sure the unit you want is not too heavy. And think about how it will look. A hot tub doesn’t have to be a huge, bulky hunk of plastic plopped down in the middle of the back yard. There are lots of ways to customize a spa to make it more attractive. Surrounded by landscaping or built into the deck, your hot tub can become a focal point. Consider adding a fire pit or fireplace nearby to create a cozy winter retreat. n


Warm Up in Your Own

Perfectly PINK

SpaBackyard

HOME SPACE

7

by Kathryn Weber

F ew cities are more romantic than Paris, France. With a style and

grace all its own, the Parisian “look” is classic and timeless. Even if you’ve never been to The City of Lights, it’s easy to spot Parisian style in books, magazines and films. While you probably can’t imitate French architecture, you can easily bring a chic touch of Paris to your interiors.

TRES ELEGANTEIn Paris, most people live

in apartments, each a study in elegance. Gold and gilded touches accent furniture, accessories and architectural details. Intricate brass finishes on doorknobs, hinges and drawer pulls add extra glimmer. Look for any kind of accessory with gold accents and it will blend right in to your design.

When it comes to color, beautiful hues run the gamut from jewel tones to pale oyster, ivory and white. Black is never missing from a Parisian interior. Street cafes and homes all sport plenty of balancing black color, whether in iron railings, chairs, tables, or planter boxes on a window sill.

If you’re truly daring, go for a deep rich navy, burgundy, or even black in shimmering lacquer. While lacquer may be difficult to paint with, the effect is fabulous and evokes the look and feel of a lavish Paris salon.

RICH AND DETAILEDSilk, brocade and velvets are

all classic fabrics in Parisian style.

They look best on the deeply-carved wood furniture in deep walnut tones. Other fabrics that are uniquely Parisian, and French, include toiles with French scenes. Look for lush trims, too. Heavy bullion fringe ringing the skirt of an upholstered chair, or velvet drapes, are both classic looks.

Don’t overlook using fabrics to enclose rooms or outline the entryway to a room. Tie large and small tassels to doorknobs, the keys to a writing desk, or the pull of a dresser drawer.

Of course, the right Parisian-style accessories are key. The first, and quite possibly, most quintessential, is the chandelier. Classic chandeliers, dripping with crystals, evoke the glitter of the Champs-Elysees. Crystal sconces are another important element.

Certain styles of furniture also add Parisian flavor to a room design. The bombe chest, or as the French call it, the commode, is standard. These large dresser type pieces are often used in entryways, halls and living rooms. Woven cane backed chairs also classically Parisian.

Top off your design with accents like a chiming mantel clock, found in many Parisian homes. Check eBay or Etsy for an antique clock, or search at flea markets or swap meets.

If you need more tips to create just the right Left Bank look, home design centers stock plenty of accessories that all speak to Parisian style. n


Top off your design

with accents like a

chiming mantelclock,

found in many

Parisian homes.

ParisianEleganceAdd a Touch of

to Your Décor

RECENT SALES STATISTICS SCHOOL DISTRICT YEAR END AVG YEAR-TO-DATE AVG SALE PRICE CHANGE YEAR END UNITS SOLD YTD CHANGE SALE PRICE 2013 2013 2014 CHG IN UNITS SOLD 2013 2014

Anthony Wayne $239,450 $214,765 $233,146 8.56% s 8.68% s 63 34 -46.0% t

Maumee $110,388 $108,904 $110,335 1.31% s 19.07% s 42 23 -45.2% t

Ottawa Hills $315,128 $377,971 $420,983 11.38% s 12.98% s 7 9 28.6% s

Perrysburg $223,281 $215,055 $211,479 -1.66% t 19.29% s 73 42 -42.5% t

Springfield $176,468 $168,108 $148,714 -11.54% t 6.43% s 62 42 -32.3% t

Sylvania $187,510 $174,151 $175,359 0.69% s 16.42% s 110 85 -22.7% t

Toledo $49,738 $43,240 $43,963 1.67% s -4.39% t 430 316 -26.5% t

NW Ohio $112,737 $98,169 $99,141 0.99% s -5.83% t 1,497 980 -34.5% t

by Kerri Westenberg

The northern lights rise like glowing pillars and then unfurl to stretch across the night sky. They wave like a flag,

shimmering green with purple at the fringes, below a tapestry of stars. Sometimes they transform nearly the whole sky into their dance floor, flitting north and south in hues from blue to yellow and even pink and red. The beauty is astounding; it’s almost surreal.

Or so I’ve been told.I have never seen the celebrated, iconic

aurora borealis streaming ribbons of color. Though I have lived in Minnesota most of my life and take several trips north each year, the vision I consider almost a birthright has eluded me. I expect that will change soon. Tired of friends marveling at their sighting and of being relegated myself to viewings via photographs, I made a plan to increase my odds that includes trips to points north and weather forecasts—on both the sun and the Earth.

Good thing I decided to get serious in my search this year. The aurora borealis—and its southern counterpart, the aurora australis—starts when the sun has a solar flare or coronal mass ejection and hurls charged particles across the heavens. Given the right trajectory, those particles can get trapped by Earth’s magnetic field and collide with gases in the upper atmosphere as they zoom toward the poles. It’s such energetic collisions that give the night sky its luminous glow. The sun has its own cycles, akin to our seasons, and is currently in the midst of heightened solar flare activity. Another such period won’t return for nine to 14 years.

Nonscientific translation: This is the year of aurora borealis. I hope.

Seeing the northern lights can be a tricky thing. Particle storms from solar flares take 48 hours to arrive at our humble place in the universe. There are some 90 million miles between the sun and the Earth, affording opportunities for the storms to lose energy or veer off course. Even if they stay on track, they can arrive during daylight hours, when the high-energy, high-altitude show carries on unseen by human eyes. Or a storm can arrive at night, only to have its otherworldly displays masked by worldly clouds.

Early detection of solar flares, though, is my ticket to the night sky show because it allows scientists to predict the occurrence of northern lights.

Travis Novitsky, a worker at Grand Portage State Park, just 500 feet south of the Canadian border, has been an avid northern lights

viewer and photographer for 20 years. He follows spaceweather.com, a site that will also send “space weather alerts” to smartphones for $4.95. The Space Weather Prediction Center at www.swpc.noaa.gov offers forecasts for auroras and will send email alerts for free. Novitsky suggested I follow one of the sites, but warns that it is not an exact science.

“We had a promising forecast just a few days ago. Space weather forecasters were saying there was a 90 percent chance, but it never materialized—and we actually had clear skies,” he said. It was the case of an “empty cloud.” The sun had emitted a plasma, but it didn’t contain the stuff of colorful shows.

Novitsky, who has been known to hold all-night viewing parties when conditions are ripe, said that he always heads north of any town. Even the lights from a town as small as Grand Marais, Minnesota—one of my favorite Up North perches—can wash out all

but the brightest aurora display.He situates himself on the south shore of

a lake or an open meadow or any place with a wide-open view to the north.

He also says that there is little truth to the notion that winter produces more lights. The conditions that generate auroras occur year-round, but “in the winter our chances are greater, theoretically, because we have more nighttime hours.

His last really good sighting, he says, was last October, when clear skies coincided with a solar flare. He believes the heightened sun activity started a few years ago; 2012 was a good year, he said.

Because Novitsky has seen so many displays, I asked him a question that has nagged me for a while. Last summer, I was staying at Ludlow’s Island Resort in a cabin called “Northern Lights,” whose bedrooms face north over Lake Vermilion. At midnight, there was a long period of flickering in the sky. The flicker, though, was white. Had I seen the northern lights, or heat lightning, as I’d eventually convinced myself?

“Very little question in my mind,” Novitsky said. “You saw the northern lights.”

He explained that when displays are weak, the green of the auroras often registers as white to the human eye (but green on film, which is more sensitive to the color spectrum).

His judgment shocked and pleased me, but it hasn’t diminished my drive to see the northern lights again—next time, in all their colorful glory. n


TRAVEL

8

AURORA BOREALIS:TRIP THE NIGHT FANTASTIC

The Northern Lights paint the sky over

Cotton, Minnesota.

TRENDSETTERS

MAKE PERFECT RISOTTO EASILYINGREDIENTS

• 1/2 pound assorted fresh organic mushrooms, such as shiitakes, chanterelles, Portobellos, cremini, or regular cultivated mushrooms

• 1-/2 cups Arborio rice, rinsed in a strainer and drained well

• 2 tablespoons extra-virgin olive oil

• 2-1/2 to 1 3 cups organic chicken broth or vegetable broth

• 1/2 cup dry white wine

• Kosher salt

• 1/2 cup finely chopped yellow onion

• 1 large garlic clove, minced

• Freshly ground black pepper

• 2 tablespoons unsalted butter

• 2 tablespoons chopped fresh Italian parsley

• 1/2 cup freshly grated Parmesan cheese, plus extra for serving

Directions Serves 4

With a damp towel, wipe the mushrooms clean. With a small, sharp knife, trim off tough or dirty stems. Then, cut the mushrooms into thick, uniform slices.

Put the rinsed and drained rice in a bowl. Drizzle with 1 tablespoon of the olive oil and stir well to coat the rice evenly. Put the rice in the rice cooker. Add 2 cups of the broth along with the wine, and 1-1/2 teaspoons of the salt. Stir well.

Close the lid of the rice cooker and press the “Cook” button. Cook for 20 minutes, and then switch the control to the “Keep Warm” setting.

While the rice is cooking, heat the remaining 1 tablespoon of olive oil in a large, heavy skillet over medium heat. Add the onion and cook, stirring frequently, until tender, about 5 minutes. Add the garlic and saute, stirring continuously, for 1 minute. Add the mushrooms, 1/2 teaspoon salt, and pepper to taste. Raise the heat to medium-high and cook, stirring continuously,

until the mushrooms are juicy and tender, 5 to 8 minutes. Remove the skillet from the heat. Taste and, if necessary, adjust the seasonings with more salt and pepper. Set aside.

Carefully open the lid of the rice cooker. Stir in the sauteed mushrooms, 1/2 cup of the

broth, the butter, parsley, and Parmesan. The mixture should have a creamy consistency; but, if it does not, stir in up to another 1/2 cup of the broth. Continue stirring for about 1 minute longer; then, taste and adjust the seasonings again, if necessary.

Spoon the risotto into heated wide, shallow bowls or soup plates. Serve immediately, passing additional Parmesan at the table for anyone who would like more. n


9

WOLFGANG PUCK’S KITCHEN

FRESHLY GRATED PARMESAN CHEESE ADDS ZEST TO THIS TASTY RECIPE.

by Booth Moore

Forget preppy stripes, poppy brights and in-your-face logos. Coach has a brand-new bag—

and creative director, who is putting an edgier, more streetwise spin on the classic American label.

British designer Stuart Vevers ushered in a new era for the $1 billion brand when he presented his first collection of clothing and accessories for Coach as last month’s New York Fashion Week got underway.

Vevers, a veteran of Louis Vuitton, Mulberry and Loewe, said the collection, which puts a bigger focus on clothing than ever before, is “about reestablishing what makes Coach unique in the market.”

One of those things is that Coach, founded in 1941, is an American luxury brand. “And a lot of what I see people wear around the world are fundamental shapes that are American, whether it’s a denim jacket or a fireman’s coat or work wear,” said the designer, who was inspired by the rugged clothing worn by characters in Stanley Kubrick’s “The Shining,” among other things.

The look was American-work-wear-meets-sophisticated-luxury, though edgier and more streetwise than the brand was under former creative director Reed Krakoff.

The collection was heavy on outerwear, including Buffalo check blanket coats, shearling hoodies and twill fireman’s coats, paired with suede shearling “urban

hiker” boots that were a hybrid sneaker-boot with Coach’s signature turnlock fastenings. Underneath the warm layers were baseball jackets, wool miniskirts, patchwork suede dresses and retro-inspired sweaters. There were also fun extras, including cameo and leather feather necklaces.

For the dark, autumnal color palette, Vevers looked to Joel Sternfeld’s photos of 1980s America in the book “American Prospects.”

Vevers said he was also inspired by the women who collect vintage Coach purses. His new handbags seem to have a sturdiness and heft that was lacking in some of Coach’s recent designs.

Vevers also studied the archives of famed Coach designer Bonnie Cashin, who worked for the brand from 1962 to 1974 and added several iconic handbag designs and hardware details. (He keeps a photo of her on his office wall as a reminder of how she is “the guardian angel” of the brand.) But ultimately, he did not want to dwell too much in the past.

“I did some pieces early on but they felt too reminiscent and didn’t give enough of a feeling of change,” Vevers said. “So I kind of turned away, but hopefully still got some of the spirit.”

The fall 2014 Coach collection will hit the brand’s flagship stores in September with prices from about $400 to $3,000. n


Coach Puts a Fresh Spirit in the Bag

W I T H N E W C L O T H E SC O L L E C T I O N

Coach’s brand-new director is putting an edgier, more streetwise spin on the classic American label.

HOME & GARDEN

by Norman Winter

Homegrown fragrance can be one of life’s greatest enjoyments and experiencing it this time of the year from the clustered camellia

is even more of a treat. This camellia, a species known botanically as Camellia grisjii, yields a flood of sweet perfume as it loads up with hundreds of white blossoms.

The sense of smell is one of life’s treasures discovered while we are young. When my son was about 14 months old I saw him bending over to put his nose in a flower. How did he know?

Fragrance is very powerful; it can actually take you back to another time, another place via your memory. It is like playing back an old VHS home movie. You may remember grandmother’s porch where the roses were close by climbing a trellis or perhaps out in the back yard where the giant wisteria would flood the area with its perfume.

When it comes to camellias, fragrance is not a trait most gardeners would list. It is more about the richly colored ornamental blossoms in a host of forms such as peony, double, rose and anemone. The clustered camellia however, is not only exceptional but decidedly different.

It is native to Eastern China and though produced by our nurseries it is considered threatened overseas due to loss of habitat. It is a compact evergreen shrub or small tree that can reach 9 feet and is cold hardy to zone 7b. You can choose to trim and keep shrub form or left natural other than a little selective pruning.

The quantity of blooms is simply incredible, reminiscent of an English dogwood (Philadelphus coronarius). It can command attention even from a distance. Those who drive by will have to take notice and then those who visit will be lured closer as they somehow become magically captured by the spell of the smell permeating the air from a dozen feet away.

In the landscape the obvious companion plants would be other camellias that are in shades of pink or red. Incorporate daffodils, like the old fashion campernelles, and you will have a most picturesque garden. At the Coastal Georgia Botanical Gardens the huge palmate leaves of nearby palms serve as a dramatic contrast in texture.

Like all other camellias they require fertile well-drained acidic soil. So pay attention to your soil preparation working in 3 or 4 inches of organic matter and plant on raised beds. While many camellias are planted in the fall, spring is also an exceptional time for planting the queen of woody shrubs.

Camellias perform best in high filtered or shifting light, versus full sun. In our garden the 900 plus camellias are growing under a canopy of tall castanopsis trees allowing just the right amount of light for not only spectacular scenery but vigorous healthy growth.

Glossy evergreen leaves, and hundreds of buds and blooms with a tantalizing fragrance make the clustered camellia a winner. Adding some to your garden will ensure that your garden is not only beautiful, but that you also will be creating memories for your children and grandchildren. n


Clustered Camellia Showy Blooms with

1 0

Tantalizing Fragrance

The clustered camellia produces hundreds of glistening white

flowers that yield a tantalizing fragrance

JUST FOR FUNC R O S S W O R DPUZZLE

P U Z Z L E answers created by Crosswords Ltd.

ACROSS1 Breadth of fresh hair?4 2000s HBO drama set in Utah11 “Figured it out!”14 Longtime Parlophone

record label owner15 Valentine sender16 Submerge17 A20 2002 World Series

champs21 Pawn22 Author Carnegie23 CPR provider25 Library sect.27 AA32 Venerable ref.33 Moving line on the

ground, maybe34 Places to perch35 Rosebud, notably36 Lean and sinewy37 Good thing to pass40 When Bloomsday,

which celebrates Joyce’s “Ulysses,” is observed

41 “Just __ figured!”44 AAA47 Profound48 32-Across cousin of arch.

49 River through the Czech Republic

50 Canadian brewery53 Doughboy’s helmet55 AAAA58 Prefix with tonic59 Restraining device60 Carnival setting61 Messenger developer62 Office chair mechanisms63 Email suffix

DOWN1 “There was no choice for us”2 “That’s mind-blowing!”3 Laughed nervously, maybe4 Scene of a lost glass

slipper5 Time to beware6 Clock-setting std.7 Stewed8 Handel opera written in

Italian9 Not hor.10 Consequently11 Slow movements12 Place to lie low13 Make like18 Command to Fido19 Manhattan variety

23 Abbr. for dating enthusiasts?

24 Hood et al.: Abbr.26 Common cellphone

feature, briefly28 Manservant29 Italian : gennaio : Spanish

: __30 Patterned cloth31 Sticks with a horn35 Visit36 Milquetoast37 Pie material?38 Of no help39 Apply liberally40 Foresail41 Present and accounted for42 Moderately dry,

climatewise43 Challenging opening45 Twisty pasta46 It’s mostly made of zinc51 Some NCR devices52 Spring occurrence53 Starbucks order54 Followers: Suff.55 Pep56 Service abbr.57 Pre-A.D.

© 2014 Tribune Content Agency, Inc.

11

[email protected]

JOHN HILYARDBUYER’S AGENT

419-460-0400

Licensed in Ohio & Michigan

Just like I would not use my Family Practitioner to perform open heart surgery, you as a physician should not use a general Practitioner Realtor

to help you in one of the largest financial transactions of a lifetime. You spoke and We listened! We formed a team to exceed

your needs. Beginning with a lender with a specialized Doctor Loan Program that can’t be beat, to a realtor

that specializes in understanding your needs, knowing the market and an export negotiator, to a Title Company

that will close in your office or home.

We make it our job to make sure things get Done, How, When and Where you want!

Contact Victoria Luhring

(419) 460-5587

Victoria’s Luxury Home Team

Specializes In Working With Physicians!

Working with Victoria Luhring Is aPOSITIVE EXPERIENCE You’ll Remember.

EXPERIENCE THE DIFFERENCE. CALL VICTORIA 419-460-5587 We don’t list homes, we SELL Homes. Visit www.LuxuryHomesInToledo.com

OUR FEATURED CURRENT LISTINGS

OUR RECENT SALES

OUR FEATURED PROPERTY

$899,900

LUXURY AT EVERY TURN! 6 Bed/7 Bath. Great Room has two-

way fireplace, granite countertops and custom cabinetry throughout. Gourmet Kitchen with Stainless Steel Appliances & sitting area with fireplace. Finished

basement with home theater, game and exercise rooms. Beautiful landscaping with 2 story outdoor deck and patio.

4351 Pine Ridge Circle

3051 Deep Water

SOLD

$1,195,000

2921 Long View Drive

$289,900

3205 Quarry Road

$429,900

4002 Coneflower Ln

$489,900


$899,900

Pure Luxury! Located in the Sanctuary. Walkout bsmt w/rec rm, excercise rm, full

bath & wet bar. Top notch finishing & mtls - teak floors on main flr, luxurious 1st

flr mstr suite, gmt kitchen w/cherry cabinets, granite ctrs & deluxe app.

Wooded ravine lot; upper deck & lower patio w/mature lscape surround. 1st & 2nd flr laundry. 4 upr bdrms & loft w/built in

ent ctr. A dream home wtg for you!

3683 Turtle Creek Dr.

3850 Silverberry Cir

$349,900

9686 Oak Haven Court

$379,900


$999,900

Details Abound! 7 bd, 4 fl, 2 hb home on 4 acres in BG. All brick w/premium

mtls & mechanicals. 1st flr Master Suite, 2 story Den & Great Rm w/blt ins & cust. wdwk. Eat in

gourmet Kit. w/island & patio access. Walkout Bment w/Bdrm, Exercise Rm,

full Kitchen, Theatre & more. Gorgeous deck & patio w/extensive

stonescaping. 40x80 outbldg.

18647 Hilt Road


$799,900

5 bed, 4.5 bth home in Ridge. 1st flr hardwood flrs, Private Den, Fml Dining, Grt Rm w/2 sty windows, stone fplace,

& built ins. Gourmet eat in Kitchen w/ctr island, granite, & custom range

hood. 1st flr Master Suite w/tile shower. 4 upper bdrms, including lg bonus rm. Lower level w/open finished space & custom wet bar. Lower Level bdrm

w/egress window & full bath.

4138 Back Ridge Way

7400 Salisbury Road

$264,900

3335 Marchester Drive

$249,900

5825 Red Leaf Lane

$319,900

3116 Steeple Chase Lane

$192,500

3305 Strayer ....................... $499,90025192 Rocky Harbour ........ $495,00014544 Wood Creek Ct ........ $493,5003694 River Ridge ................ $489,9003449 Deer Creek ................. $469,9003338 Ivy Wood Ct .............. $469,90012060 Oak River ................ $450,0007950 Slate ........................... $450,0003622 Deer Creek ................. $449,9003419 Stillwater Blvd ........... $439,9006921 N River Rd ................ $435,0007060 Deer Hollow .............. $429,0003905 Wrens Nest Blvd ........ $429,9003439 Deer Creek Dr ........... $429,9003630 Stillwater .................... $425,0003916 Hollyhock Ln ............. $424,9007730 Chestnut Ridge .......... $415,00024591 W River ................... $400,0000 Timber Valley .................. $399,9007509 Scandinavia ................ $389,0009954 N Blue Prairie Dr ....... $385,9003344 Butz ........................... $369,9008132 N Bridgeway .............. $364,9006825 N River Waterville ..... $350,0007882 Chestnut Ridge .......... $349,9003062 Indian Springs ............ $344,9007531 Hickory Valley ........... $339,9005753 N River ...................... $339,9008113 N Bridge Way ............ $339,9007102 Secluded Pines ............ $329,900

7227 Wood Creek ............... $305,0008132 Donnington ................ $299,9003921 Wrens Nest ................ $296,0003009 Quarry Rd ................. $294,9008034 S Bridge Way ............. $284,9002541 Spruce Loop Road ..... $284,90016 Winding Creek ............... $284,9005627 Maple Creek .............. $283,5009611 Rockingham ............... $282,50026804 Riverford ................. $281,9007332 Deer Trail Ct. ............ $279,9007522 Hickory Valley Dr ..... $279,90011053 Birch Pointe ............. $269,9007217 Stonewater ................. $269,9003101 Stonegate Dr .............. $261,0002947 Back Bay .................... $259,90013798 Eckel Junction Rd .... $259,9007800 Dana Rae Dr .............. $259,900515 Cedar Waterville .......... $258,90026831 Riverford ................. $255,0004755 Cabriolet .................... $249,0001400 Southridge .................. $239,9006008 Secluded Ct ................ $234,9002030 Kenton Trail .............. $229,9001880 Crossfields ................. $225,9001495 Marsh Hawk Rd ........ $209,9008066 Bittersweet ................. $207,9001530 Southridge .................. $205,0003810 Hampstead Drive ....... $180,0003722 Wild Pheasant ............ $158,500

MORE RECENT SALES

29829 E River

SOLD

$899,900

26270 Chapelgate Ct

SOLD

$625,000

29636 Duxbury Lane

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$994,900

25227 River View Pl

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$684,900

7955 Winding Ridge

SOLD

$560,000

PENDING

PENDING IN 10 DAYS

PENDING IN 10 DAYS3150 Lexington Glen Blvd.

$429,900

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Documents

Mission for Change: Local Real Estate Businesses … Front 2014 Quarter O… · Mission for Change: Local Real Estate Businesses Empowering the Community. SPORTS by Matt Murschel