Retail Fixed Term DepositSummary BoxThis application form cover sheet provides you with a product summary box for the terms currently available on this product.

Account name Retail Fixed Term DepositWhat is the interest rate? Please refer to cash illustration, shown below.

Note, interest is accrued daily and is payable annually and atmaturity into your nominated bank account.

Can Close Brothers Savings change the interest rate? No, this is a fixed term fixed rate deposit.What would the estimated balance be after 12 Please refer to cash illustration, shown below.months based on £1,000 deposit? To comply with regulations issued by the Financial Conduct Authority

we are required to show a cash illustration based on £1,000 deposit.This is for illustration purposes only; the minimum deposit on thisproduct is £10,000.

How do I open and manage my deposit? You can only apply for this product via postal application. To manageyour deposit, you can contact us by post or telephone. Minimumdeposit of £10,000, maximum of £2 million per term applies.

Can I withdraw money? No, this is a fixed term deposit.

Cash illustrationProduct name: Retail Fixed Term DepositExample amount: £1,000.00Term: 1 yearInterest rate (Gross PA/AER*): 1.70%Estimated balance after 12 months: £1,017.00

Cash illustrationProduct name: Retail Fixed Term DepositExample amount: £1,000.00Term: 2 yearsInterest rate (Gross PA/AER*): 1.95%Estimated balance after 12 months: £1,019.50

Cash illustrationProduct name: Retail Fixed Term DepositExample amount: £1,000.00Term: 3 yearsInterest rate (Gross PA/AER*): 2.10%Estimated balance after 12 months: £1,021.00

Cash illustrationProduct name: Retail Fixed Term DepositExample amount: £1,000.00Term: 5 yearsInterest rate (Gross PA/AER*): 2.40%Estimated balance after 12 months: £1,024.00

Modern Merchant Banking

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Continue overleaf for the product application form

Fixed Term DepositsApplication form and guidance notes

Important information .yler ot dnetni ew hcihw nopu tnemeer ga tneilc dradnats eht mrof woleb snoitidnoc lanoitidda dna tnemeergA remotsuC ehT

A copy of the Customer Agreement is provided with this application form or can be found on our website (www.closesavings.

before agreeing to them by returning this application form to us. If you do not understand any point, please ask for further information. Copies of the Customer Agreement are also available upon request by telephoning 020 3857 3050.

Applying for your Fixed Term DepositPlease carefully read the information on pages 1 and 2, and then complete the details requested on the application form (pages 3 and 4) in pen using BLOCK CAPITALS. Please then sign the Acknowledgement and confirmation on page 4 to confirm that you have read and accept the Customer Agreement Terms and Conditions (the ‘Customer Agreement’), a copy of which has been provided with this application, and the additional conditions detailed on this application form and guidance notes below. Please send your completed application form, together with any documentation that we have requested (see Check list on page 2), to Close Brothers Limited at our address above. If you have any questions about your application, please call our Customer Services team on 020 3857 3050 (opening times: 9am - 5pm, Monday to Friday) who will be happy to assist you with your enquiry.

permitted.

About our Fixed Term Deposits

personal funds. All depositors must be UK residentsOur Fixed Term Deposits (the ‘Account’) are open to individual and joint customers depositing aged 18 or over. Application is subject to availability and we may withdraw the offer at any time without notice. We reserve the right to refuse a deposit or decline to open an Account.

For your application to be considered we must receive both your fully completed signed application form and cheque, electronic payment or alternatively an instruction to transfer funds from an account in your name with Close Brothers Limited. If your cheque is subsequently returnedto us unpaid, your application may be rejected. eno gnisu tnemyap elgnis eno ni su yb deviecer eb tsum tisoped ot hsiw uoy tnuoma latot ehT

method only. If you are applying to open more than one deposit, we require one payment per deposit.

Fixed Term Deposit - additional conditions

1. You may not withdraw funds or deposit additional funds in the Account(s) during the term.

2.

Customer Agreement.

Interest rates are reviewed on a weekly basis and are available on our website www.closesavings.co.uk or by calling our Customer Services team on 020 3857 3050. The rate(s) applied to your account(s) will be the rate(s) advertised on our website (www.closesavings.co.uk) on the date we receive your application and will be fixed until the first maturity date. Please note, we reserve the right to cancel your application if we do not receive all cleared funds within 5 working days of us receiving your application form.

. We will not change any other condition except for a reason listed in condition 14.11 of your

4. Interest is accrued daily at the agreed rate and is payable annually and at maturity. Interest payable on the Account(s) will be paid into the bank accountnominated by you when you apply. Please note, interest is not compounded. Your confirmation will show the interest that you will earn over the termof the deposit.

5. Whenever a payment is due on a day that is not a working day in the UK, we will make that payment on the next working day. Interest will be calculated up to the end of the day prior to the day on which payment is made.

6.

7. If you open an Account in joint names, instructions to change nominated bank account details must be authorised by both Account holders.

8. Once we have accepted your application, you will not have a right to cancel this agreement.

9. You cannot close or amend the Account(s) before the maturity date. Once the account has been opened, you may not transfer it into another .tnuoccA eht morf nosrep a evomerronosreprehtona dda ,emans’nosrep

10. The minimum balance is £10,000 and the maximum balance is £2 million per account.

11. We will only accept one single remittance, using one payment method only.

12. Your account(s) will be opened within 10 working days of receipt of the completed application and cleared funds. However, we may requireadditional documentation for anti-money laundering purposes, in order to finalise our account opening procedure.

Page 1Continued overleafClose Brothers Limited, PO Box 64390, 4th Floor, 10 Crown Place, London, EC2P 2GS

Please retain pages 1 and 2 for your information and return pages 3 and 4 completed to Close Brothers Limited, PO Box 64390, 4th Floor, 10 Crown Place,London, EC2P 2GS.

Modern Merchant Banking

At maturityWe will write to you approximately 14 days prior to the maturity of your Fixed Term Deposit giving you notification of theoptions that are available at the time. If we have not received instructions from you on maturity, the principal deposit and thefinal year’s interest will be repaid into your nominated bank account.

.ytirutam ta dna yllaunna tnuocca knab detanimon ruoy otrefsnart cinortcele yb diap eb yllacitamotua lliw tseretnI Our Fixed Term Deposits pay interest annually and at maturity. This offer is limited and subject to availability. Please note that no early withdrawals are

Please note, from 6 April 2016 interest on deposits will be paid gross of tax.

All deposits placed with Close Brothers Savings (a trading style of Close Brothers Limited) are subject to our general Customer Agreement (as may

additional conditions will apply. The Customer Agreement (and these additional conditions) is the standard client agreement upon which we intend to rely. vary from time to time) and to these additional conditions. If there is any conflict between the Customer Agreement and these additional conditions, these

Please retain pages 1 and 2 for your information

Processing of applicationsWe make every effort to process all applications as soon as we receive them, but in the event of high demand it can take up to 10 working daysto open your account(s). Interest is payable upon receipt of cleared funds, which in the case of electronic transfers is the value date our account is credited.If you elect to deposit by cheque, kindly note we will not present your cheque for payment until our initial account opening procedures are completed. If yourapplication is rejected, funds will be returned to you within 5 working days (from the date the application was rejected), by the same method in which they were submitted.

How to send your funds to us

Interest payments

Your nominated UK bank account for repayments

term deposit. For applications in your sole name, the account must either be in your sole name, or a joint account to which you are a named party. Forapplications in joint names, the account must either be in your joint names, or an account in either of your sole names. please enclose a photocopy of a recent bank statement dated within the last 3 months for your nominated account with the account holder’name, account number and sort code clearly visible or alternatively a paying in slip or a voided cheque. Please be advised that any originals may

s,s

be retained for our records.

Any changes to the nominated bank account must be received by us in writing and must be signed by all applicants who have signed this application form, at least 10 days prior to any repayments being made by us. Your request must be accompanied by a photocopy of a recent bank statement

Please note that the account you nominate for repayments is the account to which we will make repayments of principal and interest from your fixed

c

Fixed Term DepositsGuidance notes continued

Page 2Close Brothers Limited, PO Box 64390, 4th Floor, 10 Crown Place, London, EC2P 2GS

About Close Brothers Limited Close BrotheEngland and Wales with company number 195626 and registered office at 10 Crown Place, London EC2A 4FT. Close Brothers Limited is authorised by the PrudentialRegulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 124750.

rs Treasury and Close Brothers Savings are trading styles of Close Brothers Limited (‘CBL’), a subsidiary of Close Brothers Group plc. CBL is registered in

s

Proof of identity and addressUnder the current money laundering regulations, in common with other banks, we are required to verify your identity. To do this, we use the services of electronic dataregisters, including credit reference agencies. If we are not able to verify your identity by this method, we reserve the right to ask you to provide us with suitable documents

application, and that we will also need to verify their identity. If you do not provide this, we rest

erve the right to close your account(s) and return your funds with no interest.

Financial Services Compensation Scheme (FSCS)Close Brothers Limited (and our associated trading styles of Close Brothers Savings and Close Brothers Treasury) are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors - including most individuals and small businesses - arecovered by the scheme.

In respect of deposits, an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositors’ accounts with Close Brothers Limited, including their share of any joint account, and not to each separate account.

For further information about the scheme (including the amounts covered and eligibility to claim) please call our Customer Services team on 020 3857 3050, refer to the FSCS website www.fscs.org.uk or call 020 7741 4100 or 0800 678 1100.

Please note only compensation related queries should be directed to the FSCS.

By cheque:For applications in your sole name, your cheque must be drawn on a personal UK bank account either in your sole name or on a joint account to which you are aparty. For applications in your joint names, your cheque must be drawn on a UK bank account either in your joint names or in either of your sole names. Building Society cheques will be accepted provided the funds originate from an account in your name, proof of source of funds must be provided in the form of a copy of a building society passbook or statement showing the account number and sort code. All cheques should be made payable to CloseBrothers Ltd a/c ‘re: account holder’s name’ and sent to us with your completed application form to the address at the top of this form e.g. if theaccount was to be opened in the name of Mr J

Electronic transfers should be sent to ‘Close Brothers Limited’ using our direct Sort Code 16-04-0 uq ,0 oting ‘Account No. 31338192’ andreferencing ‘your surname and postcode’. Please send funds so they are available when we process your application. We require bothcompleted application form and cleared funds in order to open your account. Please note that our clearing bank partner is Royal Bank of

ohn Smith, the cheque should be made payable to Close Brothers Ltd a/c ‘re: Mr John Smith’.

Electronic transfers should be sent to ‘Close BrBy electronic transfer:

Check list - please ensure that you enclose:

Completed and signed application form (pages 3 & 4)

A photocopy of your bank statement for your nominated bank,voided cheque or paying in slip

□ Completed and signed cheque (if not paying by electronictransfer)Authority to Provide Information to a Financial Adviser Form(if applicable)

□ □ □

Scotland (RBS) and this may show up as the payee name when arranging payment to us.

Please note, from 6 April 2016 interest on deposits will be paid gross of tax. Please be aware that we are unable to provide advice related to tax. For further guidance about this, please visit the HMRC website via the following link:

https://www.gov.uk/government/publications/personal-savings-allowance-factsheet/personal-savings-allowance.

Please complete this form in BLOCK CAPITALS and then return the form (pages 3 and 4 only) to Close Brothers Limited at the address listed

Personal account holder’s details

Title

Town of birth

Forename(s) Surname

Current residential address (all correspondence issued by us will only be sent to this address)

First lineof address Second line of address Area / District

First lineof address Secondline of address Postcode

Town /City County Postcode

Home telephone number Mobile telephone number

Please tick if you are applying for a sole or joint account Sole account Joint account

Joint account holder’s details (if applicable)

Date of birth e.g. (21/02/1956) DD / MM / YYYY Na

Country of birth

Town of birth Country of birth

tionality Occupation

Are you an existing or previous customer? Yes No Existing customer number(ifapplicable)

Title Forename(s) Surname

Current residential addressFirst line of address Secondline ofaddress Area / District (if applicable)

Previous residential address (only complete if you have lived at your current residential address for less than 2 years)First lineofaddress Second line of address Postcode

Town / City County Postcode

Home telephonenumber Mobile telephone number

Email address

DateofBirth e.g. (21/02/1956) DD / MM / YYYY Nationality Occupation

Are you an existing customer? Yes No Existing customer number (ifapplicable)

Fixed Term DepositsApplication form

FTD 30 /01 /2018 Close Brothers Limited, PO Box 64390, 4th Floor, 10 Crown Place, London, EC2P 2GS Continued overleaf Page 3

Modern Merchant Banking

Previous residential address (only complete if you have lived at your current residential address for less than 2 years)

Email addressPlease provide your email address below so that we can keep you informed of the progress of your application.

I/We apply to open the Account(s) as indicated on this application form. I/we accept the Customer Agreement and any additional conditions containedin this application form (including guidance notes), and confirm that the details given by me/us on this application form are correct and will remain in force until such time as you have received notice from me/us in writing to the contrary, together with any necessary revised documentation required by you.I understandthat the account(s) may t eka up to 10 working days to open and interest will be paid from the date the bank receives cleared funds, in the case of cheque depositsfrom two working days after the day the cheque is banked.

Signature (joint account holder) (if applicable) Signature (first applicant - account holder)

)SLATIPAC KCOLB( emaN Date Name (BLOCK CAPITALS) Date

Please note that Close Brothers Limited will hold and use your personal information for the purposes of providing our services to you and for other purposes connected with our relationship with you, and we may share your personal information with others, including credit reference agencies and fraud prevention agencies, for certain purposes. Please see Condition 11 of your Customer Agreement (‘How we use your information’), which describes the information we will be using and sharing, who we may share it with and the purposes that we and they will use it for. We may also use your personal information and share it with other companies within Close Brothers Group for us and them to send you information about products or services that we or they think may be of interest to you. By signing this application form you agree to this. If you do not want to receive marketing information from Close Brothers Limited in this context, please tick here. If you do not want to receive marketing information from other companies in our group, please tick here.

You may contact us at any time to ask us not to use your information in this way by writing to us either by email at savings@closebrothers.com or by post at Customer Services, Close Brothers Savings, 10 Crown Place, London EC2A 4FT. .

To opt-in please tick the box here.

WEB

Amount of your fixed term deposit (minimum of £10,000, maximum of £2 million) per account

Page 4Close Brothers Limited, PO Box 64390, 4th Floor, 10 Crown Place, London, EC2P 2GS

Data Protection Act 1998

Interest rates are reviewed on a weekly basis and are available on our website www.closesavings.co.uk or by calling our Customer Services team on 020 3857 3050. The rate(s) applied will be the rate(s) advertised on our website on the date we receive your application.

Financial Services Compensation Scheme (‘FSCS’) Information Sheet and Exclusions List (mandatory) I confirm receipt of the enclosed FSCS Information Sheet and Exclusions List.

PIease note, we cannot accept your deposit without receipt of this signed acknowledgement.

Name of applicant: Signature of applicant:

Bank name Account name (Payee name)

Sort code (6 digits) Account number (8 digits) Roll number (if applicable)

sending funds electronically, please send payments to Account No. 31338192, Sort Code 16-04-00 referencing your name and postcode. All must be received within 5 working days of sending your application form in.are

detailed above will be sent to you by one single payment using one method only (1 payment per account). If you

Your nominated UK bank account for repayments of principal and interest (see Guidance notes)Please provide us with a UK bank account for repayments of principal and interest. We require you to provide evidence of this account, please see ‘Your nominated bank account for repayments’ page 2.

Financial and tax information (this section must be completed by the principal account holder) Please describe how the funds for your initial deposit were acquired (e.g. sale of asset, inheritance)

Electronic payment (Faster payment / BACS / CHAPS) Cheque as enclosed

How did you hear about Close Brothers Savings and/or our Fixed Term Deposit product? MoneySavingExpertEmail from Close Brothers

SavingsChampionThisismoney (Mail Online)Moneyfacts

Google search

Other (please specify below)

Please confirm the amount you are depositing for the 1, 2, 3 and/or 5 year term(s) by writing the amount in the relevant box(es). Additionally, please specify the interest rate you expect to receive for the term(s). The rate(s) applied to your account(s) will be the rate(s) advertised on our website on the date we receive your application (as stated in additional condition 2 on page 1 of this application form).

Can you confirm that you are NOT a US resident * AND you are ONLY resident in the UK for tax purposes?

If you selected ‘No’ you are required to complete our Self-certification declaration form. Please return the Self-certification form to us with your application form. This form can be downloaded from our website www.closesavings.co.uk or is available upon request by post.

*If you are a US citizen, or a US green card holder, you are deemed to be a US residentYes No

Yes NoJoint applicant (if applicable)

£1 year

Interest rate

£2 year

Interest rate

£3 year

Interest rate

£5 year

Interest rate

Choice Magazine

Customercopy

(please retain)

Page 1 of 2

Merchant Banking

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Information Sheet and Exclusions List

General limit of protection2

Scheme responsible for the protection of your deposit

Additional information1

Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £85,000 by the Deposit Guarantee Scheme.

Basic information about the protection of your eligible deposits

3

4

Eligible deposits in Close Brothers Limited are protected by:

Limit of protection:

If you have more eligible deposits at the same bank / building society / credit union:

If you have a joint account with other person(s):

Reimbursement period in case of bank, building society or credit union’s failure:

Currency of reimbursement:

To contact Close Brothers Limited for enquiries relating to your account:

To contact the FSCS for further information on compensation:

More information:

the Financial Services Compensation Scheme (“FSCS”)

£85,000 per depositor per bank / building society / credit union

The following trading names are part of your bank / building society / credit union:

Close Brothers Treasury and Close Brothers Savings are trading styles of Close Brothers Limited (‘CBL’), a subsidiary of Close Brothers Group plc.

All your eligible deposits at the same bank / building society / credit union are “aggregated” and the total is subject to the limit of £85,000.

The limit of £85,000 applies to each depositor separately.

20 working days

Pound sterling (GBP, £) or, for branches of UK banks operating in other EEA Member States, the currency of that State.

Close Brothers Limited4th Floor10 Crown PlaceLondonEC2A 4FT

Tel: 020 3857 3050

Financial Services Compensation Scheme10th Floor Beaufort House15 St Botolph StreetLondonEC3A 7QU

Tel: 0800 678 1100 or 020 7741 4100

Email: ICT@fscs.org.uk

http://www.fscs.org.uk

2

2

1

If a covered deposit is unavailable because a bank, building society or credit union is unable to meet its financial obligations, depositors are repaid by a Deposit Guarantee Scheme. This repayment covers at maximum £85,000 per bank, building society or credit union. This means that all eligible deposits at the same bank, building society or credit union are added up in order to determine the coverage level. If, for instance a depositor holds a savings account with £80,000 and a current account with £20,000, he or she will only be repaid £85,000.

In some cases eligible deposits which are categorised as “temporary high balances” are protected above £85,000 for six months after the amount has been credited or from the moment when such eligible deposits become legally transferable. These are eligible deposits connected with certain events including:

(a) certain transactions relating to the depositor’s current or prospective only or main residence or dwelling;(b) a death, or the depositor’s marriage or civil partnership, divorce, retirement, dismissal, redundancy or invalidity;(c) the payment to the depositor of insurance benefits or compensation for criminal injuries or wrongful conviction.

More information can be obtained under http://www.fscs.org.uk.

n

Financial Services Compensation Scheme

Moder

Please retain this FSCS Information Sheet and Exclusions List for your records.

This method will also be applied if a bank, building society or credit union operates under different trading names. Close Brothers Limited also

trades under Close Brothers Treasury and Close Brothers Savings. This means that all eligible deposits with one or more of these trading namesare in total covered up to £85,000.

Page 2 of 2

Limit of protection for joint accounts3

In case of joint accounts, the limit of £85,000 applies to each depositor.

However, eligible deposits in an account to which two or more persons are entitled as members of a business partnership, association or grouping of a similar nature, without legal personality, are aggregated and treated as if made by a single depositor for the purpose of calculating the limit of £85,000.

Reimbursement4

The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London, EC3A 7QU, Tel: 0800 678 1100 or 020 7741 4100, Email: ICT@fscs.org.uk. It will repay your eligible deposits (up to £85,000) within 20 working days until 31 December 2018; within 15 working days from 1 January 2019 until 31 December 2020; within 10 working days from 1 January 2021 to 31 December 2023; and within 7 working days from 1 January 2024 onwards, save where specific exceptions apply.

Other important information

In general, all retail depositors and businesses are covered by Deposit Guarantee Schemes. Exceptions for certain deposits are stated on the website of the responsible Deposit Guarantee Scheme. Your bank, building society or credit union will also inform you of any exclusions from protection which may apply. If deposits are eligible, the bank, building society or credit union shall also confirm this on the statement of account.

Other important information

Exclusions list

If you have not been repaid within these deadlines, you should contact the Deposit Guarantee Scheme since the time to claim reimbursement may be barred after a certain time limit. Further information can be obtained under http://www.fscs.org.uk.

Where the FSCS cannot make the repayable amount available within 7 working days, it will, from 1 June 2016 until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (in the case of a depositor which is an individual) or to cover necessary business expenses or operating costswithin 5

(in the case of a depositor which is not an individual or a large company) working days of a request.

A deposit is excluded from protection if:

(1) The holder and any beneficial owner of the deposit have never been identified in accordance with money laundering requirements. For further information, contact your bank, bank building society or credit union.

(2) The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.

(3) It is a deposit made by a depositor which is one of the following:

• credit institution• financial institution• investment firm• insurance undertaking• reinsurance undertaking• collective investment undertaking• pension or retirement fund1

• public authority, other than a small local authority

For further information about exclusions, refer to the FSCS website at www.FSCS.org.uk

1Deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium sized enterprises are not excluded.