MONTHLY UPDATE JUNE 2016 - Kotak Mahindra Bank...MONTHLY UPDATE JUNE 2016 AS ON 31st MAY 2016 CONTENTS ... of Ujjivan Financial Services (USD 133mn), Parag Milk Foods (USD 112mn) and

Market Outlook Fund Performance Contents Individual Funds Group Funds

MONTHLY UPDATE JUNE 2016

AS ON 31st MAY 2016

CONTENTS

MARKET OUTLOOK 2 KOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107) 25

FUND PERFORMANCE OF ULIP FUNDS 5 KOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107) 26

PRODUCT - FUND MATRIX 8 PENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107) 27

CLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107) 10 KOTAK PENSION OPPORTUNITIES FUND

(ULIF-032-17/07/09-PNOPPFND-107) 28

FRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107) 11 PENSION FRONTLINE EQUITY FUND

(ULIF-044-11/01/10-PNFRLEQFND-107) 29

DYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107) 12 PENSION GUARANTEE FUND

(ULIF-038-21/12/09-PNGRTFND-107) 30

BALANCED FUND(ULIF-037-21/12/09-BALKFND-107) 13 KOTAK PENSION GROWTH FUND

(ULIF-030-07/01/09-PNGWTFND-107) 31

KOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107) 14 KOTAK PENSION FLOOR FUND

(ULIF-031-13/07/09-PNFLRFND-107) 32

KOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107) 15 PENSION FLOOR FUND II

(ULIF-043-08/01/10-PNFLRKFND2-107 ) 33

GUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107) 16 KOTAK PENSION BALANCED FUND

(ULIF-011-27/06/03-PNBALFND-107 ) 34

MONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107) 17 PENSION BALANCED FUND II

(ULIF-046-24/01/10-PNBALFND2-107) 35

KOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107) 18 KOTAK PENSION BOND FUND

(ULIF-017-15/04/04-PNBNDFND-107) 36

DYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107) 19 KOTAK PENSION GILT FUND

(ULIF-008-27/06/03-PNGLTFND-107) 37

KOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107) 20 KOTAK PENSION FLOATING RATE FUND

(ULIF-022-07/12/04-PNFLTRFND-107) 38

KOTAK DYNAMIC BOND FUND(ULIF-015-15/04/04-DYBNDFND-107) 21 PENSION MONEY MARKET FUND II

(ULIF-039-28/12/09-PNMNMKFND-107) 39

KOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107) 22 KOTAK ADVANTAGE PLUS FUND II

(ULIF-027-21/04/06-ADVPLSFND2-107) 40

KOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107) 23 KOTAK ADVANTAGE MULTIPLIER FUND II

(ULIF-026-21/04/06-ADVMULFND2-107) 41

PEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107) 24 DISCONTINUED POLICY FUND

(ULIF-050-23/03/11-DISPOLFND-107) 42

INDIVIDUAL FUNDS

Click on the Fund Name for details

GROUP FUNDS

Click on the Fund Name for details

KOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107) 44 KOTAK GROUP SECURE CAPITAL FUND

(ULGF-016-12/04/11-SECCAPFND-107) 50

KOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107) 45 KOTAK 57M FMP 07/04/2016

(ULGF-017-14/07/11-57FM070416-107) 51

KOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107) 46 KOTAK GROUP SHORT TERM BOND FUND

(ULGF-018-18/12/13-SHTRMBND-107) 52

KOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107) 47 ANNEXURE 53

KOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107) 48 DISCLAIMER 59

KOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107) 49

01


MARKET OUTLOOKMARKET OUTLOOKMONTHLY UPDATE JUNE 2016

AS ON 31st MAY 2016

MARKET OUTLOOKMONTHLY UPDATE JUNE 2016

AS ON 31st MAY 2016

02

Month Gone By – Markets

Economy

Indian equities (4.1% (Sensex)) bounced back in May post a modest performance previous month as strong domes-tic inflows, good corporate results and forecast of above normal monsoon buoyed the market. During the month, changes in India Mauritius tax treaty were announced. Results of five State Elections indicate that the BJP is widening its base. The second half of the budget session concluded with approval of the Bankruptcy Code. 10 year benchmark treasury yields increased marginally by 3 bps to 7.47%.

Source: Bloomberg

In May INR depreciated 1.4% against USD. Foreign Institutional Investors (FIIs) inflow momentum slowed down to USD 336 mn during the month. Domestic Institutional Investors (DIIs)were also net buyers to the tune of USD 1.1 bn for the month. Among DIIs, Mutual funds led the buying with inflows of USD 868mn while insurance companies accounted for USD 196mn of inflows. FIIs were sellers of Indian debt worth USD 733 mn

GDP growth for Q4 FY16 came in at 7.9%, thereby implying full year FY16 GDP growth at 7.6%. Q4 GDP growth was led by con-sumption while investment remained a drag. Index of Industrial Production (IIP) for March slipped to 0.1% vs 2% in February led by decline in manufacturing (-1.2%). Within manufacturing, capital goods contracted further to -15.4% vs -9.8% in Febru-ary. Consumer Price Index (CPI) for the month of April inched up sharply to 5.4% vs 4.8% in March led primarily by food prices. Core CPI also inched up to 4.9%. Wholesale Price Index (WPI) returned to the positive zone after 17 months of deceleration led by food prices, in tandem with CPI data. April WPI rose to 0.34% vs -0.85% in March. April trade deficit narrowed further to USD 4.8 bn v/s USD 5.1 bn in March , contracting for fourth straight month despite the firming up of global crude prices, due to higher decline in non-oil, non-gold imports.

Source: Bloomberg

Source : MOSL and Citi

7.40%

7.42%

7.44%

7.46%

7.48%

7.50%

25000

25400

25800

26200

26600

29-Apr-16 04-May-16 09-May-16 14-May-16 19-May-16 24-May-16 29-May-16Sensex 10 yr Gsec

Concerns on India- Mauritius tax

treaty Stateelectionresults

announced

Weak CPI and IIPdata

Good corporateresults, forecast of

above normalmonsoon

Budget session ofParliament completed andbancruptcy code approved

626364656667686970

May-15

Jun-15

Jul-1

5Au

g-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16

Mar-16

Apr-16

Ma y-16

Exchange Rate (INR/USD)

-6.0

-4.0

-2.0

0.0

2.0

4.0

6.0

8.0

CPI WPI

Apr-1

5

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-1

5

Nov-1 5

Dec-15

Jan-16

F eb-16

Mar-16

Apr-1

6



AS ON 31st MAY 2016

03

On the domestic front

• OnekeyfactordrivingthemarketinthemonthofMay2016hasbeenthemarginallypositiveoutcomeoftheQ4FY16 result season (excluding public sector banks). After a considerable period of time, companies have reported improvement in sales momentum and it does appear that the pace of earnings downgrades would slow from hereon.

•Aprotocolforamendingtheconventionfortheavoidanceofdoubletaxationwithrespecttotaxesoncapitalgains between India and Mauritius was signed this month. This would end the three decade old Double Taxation Avoidance Agreement (DTAA) with Mauritius. With this amendment, India gets taxation rights on capital gains arising from sale shares acquired in a company resident in India on or after April 1, 2017. This would however not be applicable on shares acquired before April 1, 2017. Further, during the transition period spanning FY18-19, the tax rate would be limited to 50% of the domestic tax rate subject to eligibility. Taxation at full domestic tax rates would be applicable only from FY20.The government has also clarified that the General Anti Avoidance rule (GAAR) will come into force from April 1, 2017. The amendment only changes the taxation landscape for short term investors (holding period of less than 12 months) . Further, it does now provide significant clarity and certainty to the issue of taxation of capital gains and appears fair given that allows for a grandfathering provision and there is no taxation on a retrospective basis.

On the global front, the key events that could have broader impact on the Indian markets beyond domestic factors are:-

• ThetimingofthenextFedratehike

• China’seconomicoutlook.

Equities can react in the coming months based on following events:-

• CorporateIndiahavebeenreportingverysubduedprofitgrowthatanaggregatelevelforlastfewquarters.Itiswidely expected that earnings will recover in FY 17. From hereon, it is imperative that corporate earnings growth trajectory improves and provides support to valuations. The green shoots seen in the economy are now expected to translate into better corporate profitability. Growth in India is likely to remain consumption led with a lagged recovery in investment growth.

• Whileitisprematuretoconcludeoneffectsofnormalmonsoonsongrowthandprices,butaftertwoconsecutiveweak monsoons, a normal monsoon will provide much respite to the rural sector. This together with the steps being taken by the government to boost the rural economy augurs well for rural consumption, which has been stagnating.

• Asmonetarytransmissionhappen,itisbelievedthatIndia’scostofcapital(COC)willalsoprogressivelyreduce.The consequent expansion in the ROCE-COC spread could be one of the drivers of the next leg of re-rating in Indianequities.ThenextlegofIndia’sre-ratingwilllikelybemicro-led.Fromamicrostandpoint,operatinglever-age will likely support earnings once India crosses its potential GDP growth, which will get more accentuated post FY16. Analysts have yet to pencil the benefits of operating leverage into their earnings estimates.

Deal activity picked up in May with 10 deals amounting to ~USD 1bn led by secondary market. The key deals were the BP’s11.8%stakesaleinCastrolIndia(USD307mn)andthepromoter’s~4.2%stakesaleinEicherMotors(USD313mn)in the secondary market. In the primary markets, the IPOs of Ujjivan Financial Services (USD 133mn), Parag Milk Foods (USD 112mn) and Thyrocare Techonologies (USD 72mn) were the notable ones.YTD both FIIs and DIIs have bought USD 2.2bn and USD 1.8 bn respectively

Equity Market Outlook

Source : MOSL and Citi

8.117.8

-12.2

17.629.3

-0.5

24.5 20.0 16.1

3.42.2

CY06 CY07 CY08 CY09 CY10 CY11 CY12 CY13 CY14 CY15 CY16

Net FII Flows (USD b) Net DII Flows (USD b)



AS ON 31st MAY 2016

04

Debt Market Outlook

Systemic liquidity tightened during the month of May owing to indirect tax payments, outflows towards governments giltandstatedevelopmentloanauctions.However,theReserveBankofIndia’s(RBI’s)openmarketbondpurchaseauction of Rs. 400 bn. and periodic fund infusion through repo auctions limited the rise in the call money rate.

After the CPI print, Dr. Raghu ram Rajan stated that the sticky core CPI would limit the reduction in repo rate. The minutesoftheUSFederalOpenMarketCommittee’s(FOMC’s)Aprilpolicymeetingledtoinvestorsscalingupex-pectations of a June rate hike by the US Federal Reserve (Fed). Due to this the yield of 10 year G-sec rose to 7.49% levels during the month.

The government formed a five-member committee under former revenue secretary N K Singh to review the working of the 12-year old FRBM Act and examine the feasibility of a fiscal deficit range instead of a fixed target.

TheCentre’sfiscaldeficitin2015-16wasmarginallyhigherat3.92%ofGDPasagainstthetargeted3.9%.

Bonds moved in a narrow range in the absence of strong triggers. Market will look forward for the June rainfall distribution data amid expectation of a normal monsoon this year. 10y GOI yields will continue to trade between 7.20%-7.60%.

Source: MOSL

source: Bloomberg

8.71

6.26

8.74

7.46 7.47

4.004.505.005.506.006.507.007.508.008.509.009.50

10.00

May

-06

May

-07

Ma y

-08

Ma y

-09

May

-10

Ma y

-11

May

-12

Ma y

-13

Ma y

-14

May

-15

Ma y

-16

10-Year India G-Sec Yield (%)

16.9

24.6

15.2

15.0

8.0

7

12

17

22

27

May-0

1

May-0

2

May-0

3

May-0

4

May-0

5

May-0

6

May-0

7

May-0

8

May-0

9

May-1

0

May-1

1

May-1

2

May-1

3

May-1

4

May-1

5

May-1

6

Sensex P/E (x) Peak(x) Avg(x) Median(x) Min(x)


FUND PERFORMANCE OF ULIP FUNDSMONTHLY UPDATE JUNE 2016

AS ON 31st MAY 2016

Funds available with insurance plans launched on & post Sept. 1, 2010.Returns AsOn 31st May2016

ClassicOpportunitiesFund (AUM:` 1,80,482.98

Lakhs)

FrontlineEquity Fund

(AUM:` 42,645.19

Lakhs)

DynamicFloor Fund II

(AUM:` 62,707.66

Lakhs)

BalancedFund

(AUM:` 5,189.73

Lakhs)

GuaranteeFund

(AUM:` 3,789.51

Lakhs)

Kotak Dynamic

Bond Fund(AUM:

` 92,339.13Lakhs)

Kotak DynamicGilt Fund

(AUM:` 4,290.91

Lakhs)

Kotak Dynamic

Floating RateFund

(AUM:` 2,279.51

Lakhs)

Money MarketFund

(AUM:` 19,192.47

Lakhs)

DiscontinuedPolicy Fund

(AUM:` 17,331.93

Lakhs)

Inception 11.9% 10.4% 6.4% 9.8% 7.3% 8.6% 7.4% 7.6% 7.8% 8.4%

10 years n.a n.a n.a n.a n.a 9.5% 8.2% 8.0% n.a n.a

7 years n.a n.a n.a n.a n.a 8.8% 7.9% 8.0% n.a n.a

6 years 12.2% 11.2% 7.0% 9.9% 6.9% 8.9% 8.6% 8.6% 8.1% n.a

5 years 12.5% 11.5% 7.0% 10.6% 6.9% 9.7% 9.5% 9.2% 8.6% 8.6%

4 years 18.5% 17.9% 8.8% 14.2% 8.6% 9.3% 9.3% 9.4% 8.6% 8.4%

3 years 17.7% 16.6% 6.4% 12.6% 6.2% 7.4% 6.9% 8.8% 8.4% 8.1%

2 years 15.5% 13.8% 7.1% 12.5% 6.7% 10.6% 11.4% 8.5% 8.2% 7.9%

1 year 0.7% 1.6% 2.5% 4.4% 1.8% 8.4% 8.3% 7.4% 7.9% 7.4%

6 months 3.5% 3.4% 4.3% 4.0% 3.5% 4.8% 4.9% 3.8% 3.7% 3.5%

3 months 19.6% 18.4% 9.9% 12.0% 6.9% 4.7% 4.7% 2.4% 1.8% 1.7%

1 month 3.8% 4.0% 1.9% 2.6% 1.9% 0.4% 0.5% 0.6% 0.6% 0.6%

Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st May2016

Kotak OpportunitiesFund

(AUM: ` 97,526.38Lakhs)

Kotak Aggressive Growth Fund

(AUM: ` 29,667.02Lakhs)

Kotak DynamicGrowth Fund

(AUM: ` 6,255.43Lakhs)

Dynamic FloorFund

(AUM: ` 97,726.01Lakhs)

Kotak DynamicBalanced Fund

(AUM: ` 1,839.62Lakhs)

Inception 18.5% 16.5% 14.9% 9.3% 13.6%

10 years n.a 12.7% 10.7% n.a 10.7%

7 years 14.1% 12.6% 11.3% 6.3% 10.8%

6 years 11.5% 10.8% 10.4% 6.6% 10.1%

5 years 11.8% 11.1% 10.9% 6.7% 10.7%

4 years 17.8% 17.6% 15.9% 8.3% 14.4%

3 years 17.1% 16.3% 14.4% 6.3% 12.8%

2 years 14.8% 13.3% 12.9% 7.2% 12.5%

1 year -0.1% 0.8% 2.8% 3.2% 4.3%

6 months 3.1% 3.4% 3.5% 4.9% 4.0%

3 months 19.6% 19.2% 15.5% 9.4% 12.5%

1 month 3.8% 4.4% 3.3% 1.8% 2.5%

Returns AsOn 31st May2016

Peak GuaranteeFund I(AUM:

` 2,110.90Lakhs)

Kotak GuaranteedGrowth Fund

(AUM:` 1,07,109.78

Lakhs)

Kotak GuaranteedBalanced Fund

(AUM:` 9,091.09

Lakhs)

Pension ClassicOpportunities Fund

(AUM:` 13,553.31

Lakhs)

Kotak PensionOpportunities Fund

(AUM:` 2,748.06

Lakhs)

Pension FrontlineEquity Fund

(AUM:` 2,809.52

Lakhs)

PensionGuarantee Fund

(AUM:` 10,460.94

Lakhs)

Inception 6.5% 13.6% 12.4% 12.5% 11.3% 11.6% 6.3%

10 years n.a 9.1% 9.3% n.a n.a n.a n.a

7 years n.a 9.7% 9.5% n.a n.a n.a n.a

6 years 6.4% 9.1% 9.0% 12.2% 11.5% 11.2% 7.0%

5 years 6.5% 10.0% 9.8% 12.6% 11.7% 11.6% 6.9%

4 years 8.1% 12.4% 11.7% 18.6% 17.6% 18.1% 8.6%

3 years 5.7% 10.7% 10.0% 18.0% 16.9% 16.8% 6.1%

2 years 6.3% 11.8% 11.7% 15.5% 14.7% 14.0% 6.7%

1 year 1.5% 4.3% 5.3% 0.3% 0.0% 1.7% 1.8%

6 months 3.3% 3.9% 4.2% 3.3% 3.1% 3.5% 3.5%

3 months 6.6% 12.1% 10.9% 19.9% 19.3% 19.1% 7.0%

1 month 1.8% 2.5% 2.1% 3.9% 3.7% 4.1% 1.9%

05



AS ON 31st MAY 2016

Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st May2016

Kotak PensionGrowth Fund

(AUM:` 1,748.57

Lakhs)

Kotak PensionFloor Fund

(AUM:` 4,877.48

Lakhs)

Pension FloorFund II(AUM:

` 7,713.25Lakhs)

Kotak PensionBalanced Fund

(AUM:` 21,853.63

Lakhs)

PensionBalancedFund II

(AUM: ` 353.85Lakhs)

Kotak PensionBond Fund

(AUM:` 6,904.73

Lakhs)

Kotak PensionGilt Fund

(AUM:` 778.91Lakhs)

Kotak PensionFloating RateFund (AUM:

` 309.73Lakhs)

Pension MoneyMarket Fund II

(AUM:` 994.14Lakhs)

Inception 11.3% 6.0% 6.4% 12.5% 9.6% 8.7% 7.5% 7.7% 7.8%

10 years n.a n.a n.a 9.5% n.a 9.5% 8.5% 8.0% n.a

7 years 9.6% n.a n.a 9.4% n.a 8.8% 7.9% 7.9% n.a

6 years 9.1% 6.2% 7.1% 9.0% 10.0% 8.9% 8.6% 8.6% 8.1%

5 years 9.9% 6.7% 7.1% 9.9% 10.6% 9.7% 9.5% 9.1% 8.6%

4 years 12.3% 8.6% 8.8% 11.7% 14.2% 9.3% 9.3% 9.4% 8.5%

3 years 10.6% 6.3% 6.4% 10.0% 12.8% 7.4% 6.9% 8.8% 8.4%

2 years 11.7% 7.2% 7.1% 11.7% 12.4% 10.7% 11.4% 8.4% 8.2%

1 year 4.3% 3.2% 2.6% 5.3% 4.4% 8.5% 8.3% 7.5% 7.9%

6 months 3.8% 5.0% 4.3% 4.2% 4.0% 4.9% 4.9% 3.8% 3.7%

3 months 11.9% 9.5% 10.0% 10.7% 12.3% 4.7% 4.8% 2.4% 1.8%

1 month 2.4% 1.8% 1.9% 2.1% 2.6% 0.4% 0.5% 0.6% 0.6%

06



AS ON 31st MAY 2016

KOTAK PRIVILEDEGE ASSURANCE PLANSReturns AsOn 31st May2016

Kotak AdvantagePlus Fund II

(AUM: ` 18.51Lakhs)

Kotak AdvantageMultiplier Fund II(AUM: ` 127.08

Lakhs)

Inception 5.5% 5.3%

10 years 5.6% 5.4%

7 years 5.0% 4.8%

6 years 5.2% 4.9%

5 years 5.2% 5.0%

4 years 5.3% 5.6%

3 years 4.1% 4.7%

2 years 5.1% 5.4%

1 year 4.5% 4.6%

6 months 2.0% 2.0%

3 months 1.1% 1.1%

1 month 0.3% 0.3%

Returns less than or equal to a year are absolute. Returns greater than a year are compounded annualised.

07

KOTAK FIXED MATURITY PLANS

KOTAK GROUP PLANS


Kotak Group Dynamic Floor Fund

(AUM: ` 351.50 Lakhs)

Kotak Group Balanced Fund

(AUM: ` 33,080.93 Lakhs)

Kotak Group Bond Fund (AUM:

` 90,251.27 Lakhs)

Kotak Group Gilt Fund (AUM:

` 2,762.32 Lakhs)

Kotak Group Floating Rate Fund (AUM: ` 1,703.93

Lakhs)

Kotak Group Money Market Fund (AUM:

` 15.73 Lakhs)

Kotak Group Secure Capital (AUM:

` 8,544.77 Lakhs)

Inception 14.7% 13.7% 9.2% 7.7% 8.1% 8.2% 9.7%

10 years n.a 11.0% 10.2% 8.6% 8.4% n.a n.a

7 years n.a 11.0% 9.7% 8.2% 8.4% n.a n.a

6 years 7.1% 10.4% 9.5% 8.8% 9.1% n.a n.a

5 years 7.3% 11.0% 10.2% 9.7% 9.6% n.a 9.9%

4 years 8.9% 14.7% 9.7% 9.5% 9.9% n.a 9.5%

3 years 6.7% 13.2% 7.8% 7.1% 9.2% n.a 7.7%

2 years 7.3% 12.9% 11.1% 11.6% 8.9% 7.6% 10.9%

1 year 3.1% 4.6% 8.8% 8.3% 8.0% 6.9% 8.5%

6 months 4.5% 4.0% 5.0% 4.9% 4.0% 2.6% 4.7%

3 months 8.5% 12.6% 4.8% 4.7% 2.5% 1.2% 4.6%

1 month 1.5% 2.6% 0.5% 0.5% 0.6% 0.4% 0.5%


Kotak Group Short Term BondFund (AUM: ` 2,472.44

Lakhs)

Inception 4.6%

10 years n.a

7 years n.a

6 years n.a

5 years n.a

4 years n.a

3 years n.a

2 years n.a

1 year n.a

6 months 4.1%

3 months 2.7%

1 month 0.6%


PRODUCT - FUND MATRIX*MONTHLY UPDATE JUNE 2016

AS ON 31st MAY 2016

Kotak WealthInsurance

Kotak AceInvestment

Kotak SingleInvest

Advantage

Kotak HeadstartChild Assure

KotakPlatinum

Kotak InvestMaxima

Fund

s

Classic Opportunities Fund ü ü ü ü ü ü

Frontline Equity Fund ü ü ü ü ü ü

Balanced Fund ü ü r ü ü ü

Dynamic Bond Fund ü ü ü ü ü ü

Dynamic Floating Rate Fund ü ü r ü ü r

Money Market Fund ü ü ü ü ü ü

Dynamic Gilt Fund ü ü ü ü ü r

Discontinued Policy Fund ü ü ü ü ü ü

*currently active plans

08


INDIVIDUAL FUNDSMONTHLY UPDATE JUNE 2016

AS ON 31st MAY 2016

CLASSIC OPPORTUNITIESFUND

FRONTLINE EQUITYFUND

DYNAMIC FLOORFUND II

BALANCEDFUND

KOTAK OPPORTUNITIESFUND

KOTAK AGGRESSIVEGROWTH FUND

GUARANTEEFUND

MONEY MARKETFUND

KOTAK DYNAMICGROWTH FUND

DYNAMIC FLOORFUND

KOTAK DYNAMICBALANCED FUND

KOTAK DYNAMICBOND FUND

KOTAK DYNAMICGILT FUND

KOTAK DYNAMICFLOATING RATE FUND

PEAK GUARANTEEFUND I

KOTAK GUARANTEEDGROWTH FUND

KOTAK GUARANTEEDBALANCED FUND

PENSION CLASSICOPPORTUNITIES FUND

KOTAK PENSIONOPPORTUNITIES FUND

PENSION FRONTLINEEQUITY FUND

PENSION GUARANTEEFUND

KOTAK PENSIONGROWTH FUND

KOTAK PENSIONFLOOR FUND

PENSION FLOORFUND II

KOTAK PENSIONBALANCED FUND

PENSION BALANCEDFUND II

KOTAK PENSIONBOND FUND

KOTAK PENSIONGILT FUND

KOTAK PENSIONFLOATING RATE FUND

PENSION MONEYMARKET FUND II

KOTAK ADVANTAGEPLUS FUND II

KOTAK ADVANTAGEMULTIPLIER FUND II

DISCONTINUEDPOLICY FUND

09


MONTHLY UPDATE JUNE 2016 AS ON 31st MAY 2016

INDIVIDUAL FUNDCLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107)

Fund Strategy

Aims to maximize opportunity for you through long-term capital growth, by holding a significant portion in a diversified and flexible mix of large / medium sized company equities

AUM (in ` Lakhs)

1,80,482.98

Approved Asset Allocation

Equity : 75-100%

Non Equity : 0-25%

Benchmark Details

Equity - 100% (BSE 200)

Date of Inception

16th December 2009

Performance Meter

ClassicOpportunities

FundBenchmark

Inception 11.9% 7.8%

10 years n.a n.a

7 years n.a n.a

6 years 12.2% 8.0%

5 years 12.5% 8.4%

4 years 18.5% 14.5%

3 years 17.7% 12.6%

2 years 15.5% 8.0%

1 year 0.7% -2.5%

6 months 3.5% 2.3%

3 months 19.6% 16.8%

1 month 3.8% 3.6%Past performance is not necessarily indicative offuture performance

Equity Portfolio % to Fund

EQUITY 96.57%

Infosys Ltd 8.35%

HDFC Bank Ltd 6.63%

Tata Motors Ltd 4.18%

IndusInd Bank Limited 3.91%

Kotak Banking ETF - Dividend Payout Option 3.62%

ICICI Bank Ltd 3.43%

Larsen And Toubro Ltd 3.24%

Axis Bank Ltd 3.20%

Maruti Suzuki India Ltd 3.00%

I T C Ltd 2.94%

YES BANK LTD 2.84%

Britannia Industries Ltd 2.53%

Sun Pharmaceuticals Ltd 2.37%

Hindustan Petroleum Corporation Ltd 2.32%

UltraTech Cement Ltd 2.30%

HCL Technologies Ltd 1.85%

Shree Cement Ltd 1.82%

Bharat Petroleum Corporation Ltd 1.67%

Ashok Leyland Ltd 1.66%

Zee Entertainment Enterprises Ltd 1.58%

Others (Details in the Annexure) 33.12%

Debt Portfolio % to Fund

DEBT 3.43%

Corporation Bank CD - 09.09.2016 1.90%

CBLO Investments 0.92%

IDBI Bank CD - 02.02.17 0.32%

Canara Bank CD - 07.03.2017 0.26%

8.00% HDFC Bank FD NSE - 08.08.2016 0.01%

8.00% HDFC Bank FD NSE - 24.07.2016 0.01%

8.00% HDFC Bank FD BSE - 24.07.2016 0.00%

Mutual Fund Investments 0.00%

Current Asset/Liabilities 0.03%

Others 0.00%

Assets Class % To Fund

96.57%

3.42% 0.02% Equity

CD,CP,TBills,MF,Repo,CBLO,NCA

NCD, Floaters,ZCB, Long TermDeposits

Debt Ratings Profile

72.48%

26.93%

0.51% 0.08% A1+

CBLO

Fixed Deposit

Mutual FundInvestments

Allocation by Sector - Equity

1.62%

2.29%

5.68%

6.47%

6.81%

6.95%

7.21%

8.01%

11.52%

12.92%

27.09%

Debt Maturity Profile

100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

10



INDIVIDUAL FUNDFRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107)

Fund Strategy

Aims for a high level of capital growth for you, by holding a significant portion in large sized company equities

AUM (in ` Lakhs)

42,645.19


Equity : 60-100%

Non Equity : 0-40%

Benchmark Details

Equity - 100% (BSE 100)

Date of Inception

17th December 2009

Performance MeterFrontline

Equity FundBenchmark


6 years 11.2% 7.7%

5 years 11.5% 8.0%

4 years 17.9% 13.8%

3 years 16.6% 11.4%

2 years 13.8% 6.2%

1 year 1.6% -3.2%

6 months 3.4% 2.4%

3 months 18.4% 17.0%

1 month 4.0% 3.8%

Past performance is not necessarily indicative offuture performance


EQUITY 95.03%

Infosys Ltd 8.26%

HDFC Bank Ltd 7.03%

I T C Ltd 6.53%




Axis Bank Ltd 3.53%


R Shares Banking ETF 3.06%

Tata Consultancy Services Ltd 2.89%







YES BANK LTD 2.07%

Mahindra & Mahindra Ltd 1.99%


Hero Honda Motors Ltd 1.90%



DEBT 4.97%



IDBI Bank CD - 02.02.17 0.31%

8.00% HDFC Bank FD NSE - 24.07.2016 0.01%

8.00% HDFC Bank FD NSE - 08.08.2016 0.01%


8.00% HDFC Bank FD BSE - 24.07.2016 0.00%


Others 0.00%


95.03%

4.96% 0.01% Equity




51.31%

48.32%

0.29% 0.08% CBLO

A1+

Fixed Deposit



1.48%

1.67%

4.77%

5.18%

5.23%

6.01%

6.85%

10.62%

12.23%

13.09%

27.91%


100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

11



INDIVIDUAL FUNDDYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107)

Fund Strategy

Aims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.

AUM (in ` Lakhs)

62,707.66


Equity : 0-75%

Non Equity : 25-100%

Benchmark Details

Equity - 37.5% (Nifty);

Date of Inception

17th December 2009

Performance MeterDynamic Floor

Fund IIBenchmark

Inception 6.4% 8.3%

6 years 7.0% 8.5%

5 years 7.0% 9.0%

4 years 8.8% 11.0%

3 years 6.4% 9.3%

2 years 7.1% 9.2%

1 year 2.5% 4.5%

6 months 4.3% 4.1%

3 months 9.9% 8.3%

1 month 1.9% 1.8%

Past performance is not necessarily indicative offuture performance


EQUITY 38.55%

Infosys Ltd 3.36%

HDFC Bank Ltd 2.76%

I T C Ltd 2.75%




Axis Bank Ltd 1.45%










YES BANK LTD 0.83%






DEBT 61.45%

8.17% GOI - 01.12.2044 17.81%

7.72% GOI - 26.10.2055 5.14%


8.13% GOI - 22.06.2045 3.09%

8.60% GOI - 02.06.2028 2.35%

7.02% GOI - 17.08.2016 2.34%

8.48% KMPL - 13.04.18 1.42%

9.70% HDFC - 18.03.2017 P - 18.04.15 1.19%

1.44% INFLATION INDEX GS 2023 1.08%

8.92% L&T Finance Ltd. - 06.07.2018 0.93%

9.78% Tata Sons - 13.01.2019 0.83%

8.45% HDFC - 18.05.2026 0.80%

8.90% SAIL - 01.05.2019 CALL 01.05.2014 0.74%

8.79% GOI - 08.11.2021 0.73%

8.48% KMPL - 12.04.19 0.62%

8.32% PGC - 23.12.2025 0.61%

LIC Housing Finance Ltd INBMK+120BPS -29.07.16

0.59%

9.98% ICICI Perpetual Bond -CALL 13.09.16. 0.54%

8.55% Sundaram Finance - 27.10.17 0.51%

10.75% Shriram TransportFinance Co Ltd 24.10.2016

0.46%


Others 14.43%


38.55%

35.22%

19.77%

6.46% Equity

G Sec., GGB

NCD, Floaters,ZCB, Long TermDepositsCD,CP,TBills,MF,Repo,CBLO,NCA


59.33%

25.27%

6.65%

5.31%

2.06% 1.30% 0.07%

Govt & GovtGuaranteed BondsAAA

AA+

Mutual FundInvestmentsA1+

AA

Fixed Deposit


0.59%

0.72%

1.79%

2.07%

2.11%

2.35%

2.80%

4.41%

4.89%

5.24%

11.58%


60.10%

7.84%

14.04%

18.02%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

Debt - 62.5% (Crisil Bond)

12



INDIVIDUAL FUNDBALANCED FUND(ULIF-037-21/12/09-BALKFND-107)

Fund Strategy

Aims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.

AUM (in ` Lakhs)

5,189.73


Equity : 30-60%

Non Equity : 40-70%

Benchmark Details

Equity - 60% (BSE 100);

Date of Inception

21th December 2009

Performance MeterBalanced

FundBenchmark

Inception 9.8% 8.0%

6 years 9.9% 8.2%

5 years 10.6% 8.7%

4 years 14.2% 12.2%

3 years 12.6% 10.3%

2 years 12.5% 8.2%

1 year 4.4% 1.8%

6 months 4.0% 3.4%

3 months 12.0% 11.4%



EQUITY 55.31%

Infosys Ltd 5.02%

HDFC Bank Ltd 4.17%

I T C Ltd 4.13%




Axis Bank Ltd 2.10%










YES BANK LTD 1.22%






DEBT 44.69%

8.17% GOI - 01.12.2044 12.15%


7.72% GOI - 26.10.2055 3.32%

8.13% GOI - 22.06.2045 1.95%

8.60% GOI - 02.06.2028 1.51%

7.02% GOI - 17.08.2016 1.49%

8.48% KMPL - 13.04.18 0.96%

9.70% HDFC - 18.03.2017 P - 18.04.15 0.78%

7.28% GOI - 03.06.2019 0.68%


Bajaj Finance Limited CP - 19.08.2016 0.57%

8.19% GOI - 16.01.2020 0.49%

8.92% L&T Finance Ltd. - 06.07.2018 0.49%

8.79% GOI - 08.11.2021 0.47%

7.16% GOI - 20.05.2023 0.47%

6.01% GOI - 25.03.2028 0.44%

9.75% REC - 11.11.2021. 0.41%

9.78% Tata Sons - 13.01.2019 0.40%

8.90% SAIL - 01.05.2019 CALL 01.05.2014 0.39%

10.05% Bajaj Finance Ltd - 10.01.2017 0.39%


Others 10.45%


55.31%

24.53%

12.14%

8.02% Equity

G Sec., GGB



57.35%

21.67%

10.22%

5.81%

4.03% 0.91%

0.002% Govt & GovtGuaranteed BondsAAA

Mutual FundInvestmentsAA+

A1+

AA

Fixed Deposit


0.87%

1.00%

2.56%

3.00%

3.00%

3.26%

4.01%

6.36%

6.99%

7.74%

16.52%


55.53%

9.76%

12.72%

21.98%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

Debt - 40% (Crisil Bond)

13



INDIVIDUAL FUNDKOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107)

Fund Strategy

Aims to maximize opportunity for long term capital growth, by holding a significant portion in a diversified and flexible mix of large/medium sized company equities.

AUM (in ` Lakhs)

97,526.38


Equity : 75-100%

Non Equity : 0-25%

Benchmark Details

Equity - 100%

Date of Inception

02th October 2008

Performance MeterOpportunities

FundBenchmark


7 years 14.1% 9.6%

6 years 11.5% 8.0%

5 years 11.8% 8.4%

4 years 17.8% 14.5%

3 years 17.1% 12.6%

2 years 14.8% 8.0%

1 year -0.1% -2.5%

6 months 3.1% 2.3%

3 months 19.6% 16.8%



EQUITY 97.64%

Infosys Ltd 8.32%

HDFC Bank Ltd 6.70%






Axis Bank Ltd 3.26%


I T C Ltd 2.96%

YES BANK LTD 2.84%












DEBT 2.36%


IDBI Bank CD - 02.02.17 0.32%


8.00% HDFC Bank FD NSE - 08.08.2016 0.05%

8.00% HDFC Bank FD NSE - 24.07.2016 0.05%

8.00% HDFC Bank FD BSE - 24.07.2016 0.02%


Current Asset/Liabilities -0.08%

Others 0.00%


97.64%

2.23% 0.13% Equity




85.18%

9.66%

5.14% 0.01% A1+

CBLO

Fixed Deposit



1.67%

2.31%

5.74%

6.61%

6.91%

7.03%

7.30%

8.21%

11.50%

12.92%

27.44%


100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

(BSE 200)

14



INDIVIDUAL FUNDKOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107)

Fund Strategy

Aims for a high level of capital growth by holding a significant portion in large sized company equities.

AUM (in ` Lakhs)

29,667.02


Equity : 60-100%

Non Equity : 0-40%

Benchmark Details

Equity - 100% (BSE 100)

Date of Inception

13th September 2004

Performance MeterAggressive

Growth FundBenchmark


10 years 12.7% 9.9%

7 years 12.6% 8.8%

6 years 10.8% 7.7%

5 years 11.1% 8.0%

4 years 17.6% 13.8%

3 years 16.3% 11.4%

2 years 13.3% 6.2%

1 year 0.8% -3.2%

6 months 3.4% 2.4%

3 months 19.2% 17.0%



EQUITY 96.59%

Infosys Ltd 8.52%

I T C Ltd 6.92%

HDFC Bank Ltd 6.72%






Axis Bank Ltd 3.33%






YES BANK LTD 2.59%








DEBT 3.41%



IDBI Bank CD - 02.02.17 0.31%

8.00% HDFC Bank FD NSE - 24.07.2016 0.14%

8.00% HDFC Bank FD NSE - 08.08.2016 0.14%

8.00% HDFC Bank FD BSE - 24.07.2016 0.06%



Others 0.00%


96.59%

3.07% 0.34% Equity




67.82%

20.47%

11.24% 0.46% A1+

CBLO

Fixed Deposit



1.51%

1.93%

4.40%

5.00%

5.05%

5.71%

7.43%

10.65%

12.66%

13.21%

29.03%


100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

15



INDIVIDUAL FUNDGUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107)

Fund Strategy

Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks

AUM (in ` Lakhs)

3,789.51


Equity : 0-75%


Benchmark Details


Date of Inception

05th February 2010

Performance MeterGuarantee

FundBenchmark

Inception 7.3% 8.8%

6 years 6.9% 8.5%

5 years 6.9% 9.0%

4 years 8.6% 11.0%

3 years 6.2% 9.3%

2 years 6.7% 9.2%

1 year 1.8% 4.5%

6 months 3.5% 4.1%

3 months 6.9% 8.3%



EQUITY 50.71%

Infosys Ltd 4.29%

I T C Ltd 3.48%

HDFC Bank Ltd 3.39%

Housing Development Finance Corp. Ltd 2.81%

Reliance Industries Ltd 2.78%






Axis Bank Ltd 1.24%

Hindustan Unilever Ltd 1.23%



Bharti Airtel Ltd 0.93%

State Bank of India 0.92%

Asian Paints Ltd 0.90%


Oil & Natural Gas Corporation Ltd 0.80%




DEBT 49.29%

8.17% GOI - 01.12.2044 11.73%

7.72% GOI - 26.10.2055 3.38%



8.13% GOI - 22.06.2045 2.04%

TATA Capital Ltd CP - 19.08.16 1.95%

8.60% GOI - 02.06.2028 1.55%

7.02% GOI - 17.08.2016 1.54%

8.92% L&T Finance Ltd. - 06.07.2018 1.33%

8.31% GJ SDL - 03.02.2020 0.94%

9.78% Tata Sons - 13.01.2019 0.82%


9.70% HDFC - 18.03.2017 P - 18.04.15 0.80%

8.90% SAIL - 01.05.2019 CALL 01.05.2014 0.80%

LIC Housing Finance LtdINBMK+120BPS -29.07.16

0.79%


8.48% KMPL - 13.04.18 0.79%

EXIM CD - 16.12.2016 0.79%

ICICI Bank CD - 06.01.17 0.76%

9.85% HDFC Bank 2019 -17.03.2024 CALL 17.03.2019

0.55%


Others 12.41%


50.71%

25.36%

15.20%

8.74% Equity

G Sec., GGB



49.92% 19.80%

14.30%

8.41%

5.85% 1.58% 0.15% Govt & Govt

Guaranteed BondsAAA

A1+

AA+

Mutual FundInvestmentsAA

Fixed Deposit


1.67%

1.68%

2.00%

2.46%

3.07%

3.77%

4.48%

4.71%

6.48%

8.53%

11.86%


43.99%

8.46%

16.35%

31.20%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


16



INDIVIDUAL FUNDMONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107)

Fund Strategy

Aims to protect your capital and not have downside risks

AUM (in ` Lakhs)

19,192.47


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA);

Date of Inception

05th January 2010

Performance Meter

MoneyMarket Fund

Benchmark

Inception 7.8% 8.0%

6 years 8.1% 8.3%

5 years 8.6% 8.6%

4 years 8.6% 8.6%

3 years 8.4% 8.8%

2 years 8.2% 8.4%

1 year 7.9% 8.0%

6 months 3.7% 3.9%

3 months 1.8% 2.1%



DEBT 100.00%


HDFC Ltd CP - 06.02.17 9.04%

NABARD CD - 15.02.2017 9.03%

Axis Bank CD - 28.03.2017 8.97%

STEEL AUTHORITY OFINDIA LTD CP - 07.12.16

8.06%


ICICI Bank CD - 06.01.17 7.76%

EXIM CD - 16.12.2016 7.71%

IL & FS CP 18.08.16 7.66%


Sundaram Fin CP - 19.05.17 6.99%

IDBI Bank CD - 02.02.17 4.71%

HDFC Bank CD - 17.05.2017 4.62%


Canara Bank CD - 07.03.2017 0.06%


Others 0.00%


100.00%



99.05%

0.95%

A1+



100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

Debt - 100% (Crisil Liquid)

17



INDIVIDUAL FUNDKOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107)

Fund Strategy


AUM (in ` Lakhs)

6,255.43


Equity : 40-80%

Non Equity : 20-60%

Benchmark Details

Equity - 80% (BSE 100);

Date of Inception

27th June 2003

Performance Meter

KotakDynamic

Growth FundBenchmark


10 years 10.7% 9.6%

7 years 11.3% 8.7%

6 years 10.4% 7.9%

5 years 10.9% 8.4%

4 years 15.9% 13.0%

3 years 14.4% 10.9%

2 years 12.9% 7.2%

1 year 2.8% -0.7%

6 months 3.5% 3.0%

3 months 15.5% 14.2%



EQUITY 75.14%

Infosys Ltd 6.56%

HDFC Bank Ltd 5.49%

I T C Ltd 5.22%




Axis Bank Ltd 2.80%










YES BANK LTD 1.62%






DEBT 24.86%

8.17% GOI - 01.12.2044 5.78%

8.13% GOI - 22.06.2045 3.64%


11.15% REC - 24.10.2018 1.71%

8.30% GOI - 02.07.2040 1.25%

8.32% PGC - 23.12.2025 0.97%

7.16% GOI - 20.05.2023 0.87%

9.36% IDFC Bank - 21.08.24 0.85%

8.30% GOI - 31.12.2042 0.84%

8.42% TN SDL - 25.08.2020 0.65%

9.85% HDFC Bank 2019 -17.03.2024 CALL 17.03.2019

0.50%

9.70% PFC - 15.12.2018 0.50%

8.65% PFC - 28.12.2024 0.49%


0.48%

7.95% MAH SDL - 03.07.2023 0.40%

9.02% REC - 19.11.2022 0.33%

8.20% OMC GOI 2023-10.11.23 0.31%

7.28% GOI - 03.06.2019 0.26%

7.02% GOI - 17.08.2016 0.26%

9.18% PN SDL 2021 - 09.11.2021 0.25%


Others 1.02%


75.14%

14.72%

6.63% 3.51% Equity

G Sec., GGB



62.42%

26.83%

9.48% 1.27% Govt & GovtGuaranteed Bonds

AAA


Fixed Deposit


1.16%

1.38%

3.95%

4.02%

4.06%

4.45%

5.41%

8.41%

9.46%

10.26%

22.58%


62.36%

12.29%

11.49%

13.87%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


18



INDIVIDUAL FUNDDYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107)

Fund Strategy

Aims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.

AUM (in ` Lakhs)

97,726.01


Equity : 0-75%


Benchmark Details


Date of Inception

14th November 2006

Performance Meter

Dynamic FloorFund

Benchmark

Inception 9.3% 8.5%

7 years 6.3% 8.6%

6 years 6.6% 8.5%

5 years 6.7% 9.0%

4 years 8.3% 11.0%

3 years 6.3% 9.3%

2 years 7.2% 9.2%

1 year 3.2% 4.5%

6 months 4.9% 4.1%

3 months 9.4% 8.3%



EQUITY 37.28%

Infosys Ltd 3.35%

HDFC Bank Ltd 2.79%

I T C Ltd 2.70%




Axis Bank Ltd 1.43%










YES BANK LTD 0.82%






DEBT 62.72%

8.17% GOI - 01.12.2044 17.74%

7.72% GOI - 26.10.2055 5.13%


8.13% GOI - 22.06.2045 3.07%

8.60% GOI - 02.06.2028 2.34%

7.02% GOI - 17.08.2016 2.31%


8.48% KMPL - 13.04.18 1.40%

9.70% HDFC - 18.03.2017 P - 18.04.15 1.17%


8.92% L&T Finance Ltd. - 06.07.2018 0.88%

9.78% Tata Sons - 13.01.2019 0.78%

8.90% SAIL - 01.05.2019CALL 01.05.2014

0.76%

8.79% GOI - 08.11.2021 0.72%

8.45% HDFC - 18.05.2026 0.71%

8.48% KMPL - 12.04.19 0.62%

8.32% PGC - 23.12.2025 0.62%


0.47%

9.98% ICICI PerpetualBond -CALL 13.09.16.

0.47%


0.46%


Others 15.10%


37.28%

35.21%

18.66%

8.85% Equity

G Sec., GGB



57.98%

23.22%

6.05%

5.69% 5.58%

1.36% 0.11%


AA+


AA

Fixed Deposit


0.59%

0.63%

1.77%

2.02%

2.10%

2.49%

2.72%

4.14%

4.80%

5.31%

10.72%


58.21%

7.94%

12.53%

21.31%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


19



INDIVIDUAL FUNDKOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107)

Fund Strategy

Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments.

AUM (in ` Lakhs)

1,839.62


Equity : 30-60%

Non Equity : 40-70%

Benchmark Details

Equity - 60% (BSE 100);

Date of Inception

27th June 2003

Performance Meter

Dynamic Balanced

FundBenchmark


10 years 10.7% 9.3%

7 years 10.8% 8.6%

6 years 10.1% 8.2%

5 years 10.7% 8.7%

4 years 14.4% 12.2%

3 years 12.8% 10.3%

2 years 12.5% 8.2%

1 year 4.3% 1.8%

6 months 4.0% 3.4%

3 months 12.5% 11.4%



DEBT 44.32%

8.17% GOI - 01.12.2044 12.25%


7.72% GOI - 26.10.2055 3.35%

8.13% GOI - 22.06.2045 2.00%

8.60% GOI - 02.06.2028 1.52%

7.02% GOI - 17.08.2016 1.52%

8.48% KMPL - 13.04.18 1.09%

8.85% PGC - 19.10.2026 0.71%


9.75% REC - 11.11.2021. 0.58%

9.36% IDFC Bank - 21.08.24 0.58%

9.39% LIC Housing Finance -23.08.2024 - P - 26.08.15

0.57%

9.24% HDFC - 24.06.2024 0.57%

9.85% HDFC Bank 2019 -17.03.2024CALL 17.03.2019

0.57%

9.78% Tata Sons - 13.01.2019 0.56%

10.10% HDFC - 13.09.2017 0.56%


0.55%

9.70% HDFC - 18.03.2017 P - 18.04.15 0.55%

8.90% SAIL - 01.05.2019 CALL 01.05.2014 0.55%



Others 8.27%


55.68%

23.74%

12.99%

7.59% Equity

G Sec., GGB



55.71%

24.25%

11.78%

4.45%

2.02% 1.29% 0.50%



A1+

AA

Fixed Deposit


0.86%

1.02%

2.92%

2.95%

3.00%

3.33%

4.01%

6.26%

7.04%

7.50%

16.80%


60.18%

5.46%

12.05%

22.31%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year



EQUITY 55.68%

Infosys Ltd 4.84%

HDFC Bank Ltd 4.06%

I T C Ltd 3.90%




Axis Bank Ltd 2.07%










YES BANK LTD 1.20%





20



INDIVIDUAL FUNDKOTAK DYNAMIC BOND FUND(ULIF-015-15/04/04-DYBNDFND-107)

Fund Strategy

Aims to preserve capital and minimize downside risk, with investment in debt and government instruments.

AUM (in ` Lakhs)

92,339.13


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA);

Date of Inception

15th April 2004

Performance Meter

Dynamic BondFund

Benchmark

Inception 8.6% 6.4%

10 years 9.5% 7.4%

7 years 8.8% 7.7%

6 years 8.9% 8.2%

5 years 9.7% 9.0%

4 years 9.3% 9.1%

3 years 7.4% 7.9%

2 years 10.6% 10.6%

1 year 8.4% 8.9%

6 months 4.8% 4.6%

3 months 4.7% 3.3%



DEBT 100.00%

8.17% GOI - 01.12.2044 29.42%

7.72% GOI - 26.10.2055 8.40%

8.13% GOI - 22.06.2045 5.11%


8.60% GOI - 02.06.2028 3.90%

7.02% GOI - 17.08.2016 3.86%

8.48% KMPL - 13.04.18 2.35%

9.70% HDFC - 18.03.2017 P - 18.04.15 1.95%



8.79% GOI - 08.11.2021 1.20%


8.48% KMPL - 12.04.19 1.04%

8.32% PGC - 23.12.2025 1.03%

8.45% HDFC - 18.05.2026 0.97%

8.92% L&T Finance Ltd. - 06.07.2018 0.88%


0.83%



0.79%

9.78% Tata Sons - 13.01.2019 0.78%


Others 24.31%


57.31%

31.49%

11.20% G Sec., GGB




59.15%

25.28%

6.45%

5.05% 3.31%


AA+


AA


61.54%

7.48%

12.87%

18.11%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


21



INDIVIDUAL FUNDKOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107)

Fund Strategy

Aims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.

AUM (in ` Lakhs)

4,290.91


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA);

Date of Inception

27th June 2003

Performance MeterDynamic Gilt

FundBenchmark

Inception 7.4% 7.5%

10 years 8.2% 8.5%

7 years 7.9% 8.0%

6 years 8.6% 8.7%

5 years 9.5% 9.6%

4 years 9.3% 9.7%

3 years 6.9% 8.1%

2 years 11.4% 11.1%

1 year 8.3% 9.4%

6 months 4.9% 5.1%

3 months 4.7% 3.9%



DEBT 100.00%

8.17% GOI - 01.12.2044 29.67%

7.72% GOI - 26.10.2055 12.73%


8.13% GOI - 22.06.2045 5.27%

7.02% GOI - 17.08.2016 4.33%

8.99% MP SDL - 07.03.2022 3.74%

8.60% GOI - 02.06.2028 3.69%

8.63% MH SDL - 09.01.2023 2.57%

9.39% GJ SDL - 20.11.2023 2.47%

9.11% MP SDL - 28.05.2024 2.32%

8.25% MH SDL - 13.05.2025 2.09%

8.98% PN SDL - 14.10.2021 1.94%

8.91% MAH SDL - 05.09.2022 1.91%

8.52% GJ SDL - 19.01.2021 1.88%

NABARD CD - 15.02.2017 1.77%

8.20% GOI - 15.02.22 1.33%

8.92% KA SDL - 07.03.2022 1.30%


8.79% GOI - 08.11.2021 1.14%

9.23% GOI - 23.12.2043 1.13%


Others 5.05%


85.78%

14.22% G Sec., GGB



87.62%

10.57% 1.81% Govt & Govt

Guaranteed Bonds


A1+


65.40%

17.79%

0.003%

16.81%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

Debt - 100% (IBEX)

22



INDIVIDUAL FUNDKOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107)

Fund Strategy


AUM (in ` Lakhs)

2,279.51


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA);

Date of Inception

07th December 2004

Performance Meter

Dynamic Floating

Rate FundBenchmark

Inception 7.6% 7.2%

10 years 8.0% 7.6%

7 years 8.0% 7.6%

6 years 8.6% 8.3%

5 years 9.2% 8.6%

4 years 9.4% 8.6%

3 years 8.8% 8.8%

2 years 8.5% 8.4%

1 year 7.4% 8.0%

6 months 3.8% 3.9%

3 months 2.4% 2.1%



DEBT 100.00%

GOI FRB - 21.12.2020 12.13%

L&T Finance Ltd NSE Mibor +1.55% - 28.10.2016

7.67%

EXIM Floater INCMTBMK +100 bps - 09.08.2016

7.05%

8.19% GOI - 16.01.2020 6.51%

IL & FS CP 18.08.16 6.47%


5.70%



Axis Bank CD - 28.03.2017 4.96%

5.59% GOI - 04.06.2016 4.41%

6.05% GOI - 12.06.2019 4.20%

7.02% GOI - 17.08.2016 3.62%

8.27% GOI - 09.06.2020 3.62%


8.13% OMC GOI Special Bond - 16.10.21 2.82%

9.37% MAH SDL - 04.12.2023 2.41%

7.28% GOI - 03.06.2019 2.28%

8.51% PN SDL - 10.04.2023 2.02%

NABARD CD - 15.02.2017 1.75%

9.65% TN SDL - 12.03.2024 1.74%


Others 4.95%


36.96%

32.55%

30.49%

G Sec., GGB




50.30%

23.44%

13.06%

7.85%

5.35% Govt & GovtGuaranteed Bonds

A1+

AAA

AA+



7.67%

34.40%

57.93%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


23



INDIVIDUAL FUNDPEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107)

Fund Strategy


AUM (in ` Lakhs)

2,110.90


Equity : 0-100%

Non Equity : 0-100%

Benchmark Details


Date of Inception

14th February 2010

Performance Meter

PeakGuarantee

Fund IBenchmark

Inception 6.5% 8.7%

6 years 6.4% 8.5%

5 years 6.5% 9.0%

4 years 8.1% 11.0%

3 years 5.7% 9.3%

2 years 6.3% 9.2%

1 year 1.5% 4.5%

6 months 3.3% 4.1%

3 months 6.6% 8.3%



EQUITY 48.25%

Infosys Ltd 4.08%

I T C Ltd 3.31%

HDFC Bank Ltd 3.23%








Axis Bank Ltd 1.18%












DEBT 51.75%

8.17% GOI - 01.12.2044 11.60%



7.72% GOI - 26.10.2055 3.36%


8.13% GOI - 22.06.2045 2.02%

8.60% GOI - 02.06.2028 1.53%

7.02% GOI - 17.08.2016 1.53%

8.31% GJ SDL - 03.02.2020 1.44%

8.92% L&T Finance Ltd. - 06.07.2018 1.20%

9.78% Tata Sons - 13.01.2019 0.98%

9.70% HDFC - 18.03.2017 P - 18.04.15 0.96%

8.90% SAIL - 01.05.2019CALL 01.05.2014

0.96%


0.95%

8.48% KMPL - 13.04.18 0.95%


EXIM CD - 16.12.2016 0.82%

ICICI Bank CD - 06.01.17 0.82%

12.30% GOI - 02.07.2016 0.71%


0.69%


Others 12.03%


48.25% 26.38%

15.03%

10.34% Equity

G Sec., GGB



49.61% 19.07%

14.70%

7.43%

7.15% 1.80%


A1+


AA

Fixed Deposit


1.59%

1.60%

1.90%

2.34%

2.92%

3.59%

4.26%

4.48%

6.17%

8.12%

11.28%


43.83%

7.26%

14.94%

33.97%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


24



INDIVIDUAL FUNDKOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107)

Fund Strategy


AUM (in ` Lakhs)

1,07,109.78


Equity : 0-80%


Benchmark Details

Equity - 40% (BSE 100);

Date of Inception

27th June 2003

Performance Meter

GuaranteedGrowth Fund

Benchmark


10 years 9.1% 9.3%

7 years 9.7% 8.7%

6 years 9.1% 8.4%

5 years 10.0% 8.9%

4 years 12.4% 11.2%

3 years 10.7% 9.6%

2 years 11.8% 9.1%

1 year 4.3% 4.3%

6 months 3.9% 3.9%

3 months 12.1% 8.7%



EQUITY 54.33%

Infosys Ltd 4.73%

HDFC Bank Ltd 3.93%

I T C Ltd 3.82%




Axis Bank Ltd 2.03%










YES BANK LTD 1.17%






DEBT 45.67%

8.17% GOI - 01.12.2044 13.06%

7.72% GOI - 26.10.2055 3.78%

8.13% GOI - 22.06.2045 2.27%


8.60% GOI - 02.06.2028 1.72%

7.02% GOI - 17.08.2016 1.72%

8.48% KMPL - 13.04.18 1.07%

9.70% HDFC - 18.03.2017 P - 18.04.15 0.87%



0.70%

8.45% HDFC - 18.05.2026 0.56%

8.79% GOI - 08.11.2021 0.53%



8.48% KMPL - 12.04.19 0.46%

8.32% PGC - 23.12.2025 0.45%



0.42%


0.41%

10.08% IOT Utkal EnergyServices Limited - 20.03.2023

0.38%


Others 11.29%


54.33%

26.35%

14.69% 4.64%

Equity

G Sec., GGB




0.83%

1.02%

2.79%

2.89%

2.92%

3.25%

3.94%

6.16%

7.01%

7.37%

16.15%


62.21%

8.15%

11.02%

18.62%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


25

59.71%

25.73%

6.74%

4.61%

2.08% 0.59% 0.54%


AA+


Fixed Deposit

AA



INDIVIDUAL FUNDKOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107)

Fund Strategy


AUM (in ` Lakhs)

9,091.09


Equity : 0-60%


Benchmark Details

Equity - 30% (BSE 100);

Date of Inception

27th June 2003

Performance Meter

GuaranteedBalanced

FundBenchmark


10 years 9.3% 8.9%

7 years 9.5% 8.5%

6 years 9.0% 8.4%

5 years 9.8% 9.0%

4 years 11.7% 10.7%

3 years 10.0% 9.2%

2 years 11.7% 9.5%

1 year 5.3% 5.5%

6 months 4.2% 4.1%

3 months 10.9% 7.3%



EQUITY 44.38%

Infosys Ltd 3.88%

HDFC Bank Ltd 3.21%

I T C Ltd 3.13%



Axis Bank Ltd 1.65%











YES BANK LTD 0.95%






DEBT 55.62%

8.17% GOI - 01.12.2044 15.94%

7.72% GOI - 26.10.2055 4.61%


8.13% GOI - 22.06.2045 2.76%

8.60% GOI - 02.06.2028 2.10%

7.02% GOI - 17.08.2016 2.10%


9.70% HDFC - 18.03.2017 P - 18.04.15 1.00%

10.08% IOT Utkal Energy Services Lim-ited - 20.03.2026

0.75%

9.78% Tata Sons - 13.01.2019 0.69%


8.32% PGC - 23.12.2025 0.67%

8.79% GOI - 08.11.2021 0.65%


0.63%


0.57%


0.57%


0.56%


8.48% KMPL - 13.04.18 0.55%

10.75% Shriram Transport Finance Co Ltd 24.10.2016

0.54%


Others 12.66%


44.38%

32.39%

16.28%

6.95% Equity

G Sec., GGB




0.68%

0.69%

2.34%

2.37%

2.43%

2.69%

3.25%

5.05%

5.76%

6.07%

13.06%


62.23%

8.85%

9.20%

19.72%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


26

60.20%

23.06%

7.45%

7.00%

1.76% 0.31% 0.21%



A1+

Fixed Deposit

AA



INDIVIDUAL FUNDPENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107)

Fund Strategy

Aims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks.

AUM (in ` Lakhs)

13,553.31


Equity : 75-100%

Non Equity : 0-25%

Benchmark Details

Equity - 100% (BSE 200)

Date of Inception

07th January 2010

Performance Meter

Pension Classic Opportunities

FundBenchmark


6 years 12.2% 8.0%

5 years 12.6% 8.4%

4 years 18.6% 14.5%

3 years 18.0% 12.6%

2 years 15.5% 8.0%

1 year 0.3% -2.5%

6 months 3.3% 2.3%

3 months 19.9% 16.8%



EQUITY 98.53%

Infosys Ltd 8.39%

HDFC Bank Ltd 6.72%






Axis Bank Ltd 3.26%

I T C Ltd 3.08%


YES BANK LTD 2.82%












DEBT 1.47%


IDBI Bank CD - 02.02.17 0.33%

8.00% HDFC Bank FD NSE - 08.08.2016 0.01%

8.00% HDFC Bank FD NSE - 24.07.2016 0.01%


8.00% HDFC Bank FD BSE - 24.07.2016 0.01%


Others 0.00%


98.53%

1.44% 0.03% Equity




69.79%

27.17%

2.44% 0.61% CBLO

A1+

Fixed Deposit



1.75%

2.35%

5.90%

6.73%

7.10%

7.10%

7.11%

8.43%

11.64%

12.83%

27.58%


100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

27



INDIVIDUAL FUNDKOTAK PENSION OPPORTUNITIES FUND(ULIF-032-17/07/09-PNOPPFND-107)

Fund Strategy

Aims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks

AUM (in ` Lakhs)

2,748.06


Equity : 75-100%

Non Equity : 0-25%

Benchmark Details

Equity - 100% (BSE 200)

Date of Inception

17th July 2009

Performance Meter

PensionOpportunities

FundBenchmark


6 years 11.5% 8.0%

5 years 11.7% 8.4%

4 years 17.6% 14.5%

3 years 16.9% 12.6%

2 years 14.7% 8.0%

1 year 0.0% -2.5%

6 months 3.1% 2.3%

3 months 19.3% 16.8%



EQUITY 96.99%

Infosys Ltd 8.21%

HDFC Bank Ltd 6.69%






Axis Bank Ltd 3.24%


I T C Ltd 2.95%

YES BANK LTD 2.80%












DEBT 3.01%



IDBI Bank CD - 02.02.17 0.31%


8.00% HDFC Bank FD NSE - 24.07.2016 0.02%

8.00% HDFC Bank FD NSE - 08.08.2016 0.02%

8.00% HDFC Bank FD BSE - 24.07.2016 0.01%


Others 0.00%


96.99%

2.97% 0.05% Equity




67.08%

29.62%

1.77% 1.54% A1+

CBLO


Fixed Deposit


1.66%

2.29%

5.69%

6.58%

6.91%

6.97%

7.26%

8.19%

11.34%

12.79%

27.30%


100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

28



INDIVIDUAL FUNDPENSION FRONTLINE EQUITY FUND(ULIF-044-11/01/10-PNFRLEQFND-107)

Fund Strategy


AUM (in ` Lakhs)

2,809.52


Equity : 60-100%

Non Equity : 0-40%

Benchmark Details

Equity - 100% (BSE 100)

Date of Inception

11th January 2010

Performance Meter

PensionFrontline

Equity FundBenchmark


6 years 11.2% 7.7%

5 years 11.6% 8.0%

4 years 18.1% 13.8%

3 years 16.8% 11.4%

2 years 14.0% 6.2%

1 year 1.7% -3.2%

6 months 3.5% 2.4%

3 months 19.1% 17.0%



EQUITY 98.06%

Infosys Ltd 8.45%

HDFC Bank Ltd 6.96%

I T C Ltd 6.88%



Axis Bank Ltd 3.73%










YES BANK LTD 2.13%







DEBT 1.94%


IDBI Bank CD - 02.02.17 0.34%


8.00% HDFC Bank FD NSE - 08.08.2016 0.01%

8.00% HDFC Bank FD NSE - 24.07.2016 0.01%

8.00% HDFC Bank FD BSE - 24.07.2016 0.01%


Others 0.00%


98.06%

1.91% 0.03% Equity




78.45%

18.68%

1.80% 1.08% CBLO

A1+

Fixed Deposit



1.50%

1.99%

4.35%

4.81%

5.42%

5.98%

7.11%

11.23%

12.55%

13.21%

29.90%


100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

29



INDIVIDUAL FUNDPENSION GUARANTEE FUND(ULIF-038-21/12/09-PNGRTFND-107)

Fund Strategy

Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks

AUM (in ` Lakhs)

10,460.94


Equity : 0-75%

Non Equity : 0-100%

Benchmark Details


Date of Inception

21st December 2009

Performance Meter

PensionGuarantee

FundBenchmark

Inception 6.3% 8.4%

6 years 7.0% 8.5%

5 years 6.9% 9.0%

4 years 8.6% 11.0%

3 years 6.1% 9.3%

2 years 6.7% 9.2%

1 year 1.8% 4.5%

6 months 3.5% 4.1%

3 months 7.0% 8.3%



EQUITY 50.97%

Infosys Ltd 4.31%

I T C Ltd 3.50%

HDFC Bank Ltd 3.41%








Axis Bank Ltd 1.24%












DEBT 49.03%

8.17% GOI - 01.12.2044 11.72%

7.72% GOI - 26.10.2055 3.38%



8.13% GOI - 22.06.2045 2.04%


8.60% GOI - 02.06.2028 1.55%

7.02% GOI - 17.08.2016 1.54%

8.92% L&T Finance Ltd. - 06.07.2018 0.97%

8.48% KMPL - 13.04.18 0.95%

8.31% GJ SDL - 03.02.2020 0.94%

9.78% Tata Sons - 13.01.2019 0.89%


0.86%


9.70% HDFC - 18.03.2017 P - 18.04.15 0.77%

8.90% SAIL - 01.05.2019 CALL 01.05.2014

0.77%

EXIM CD - 16.12.2016 0.75%

ICICI Bank CD - 06.01.17 0.75%

9.85% HDFC Bank 2019 -17.03.2024 CALL 17.03.2019

0.70%


0.67%


Others 13.02%


50.97% 25.46%

15.68%

7.88% Equity

G Sec., GGB



50.47% 22.48%

13.96%

6.94%

4.48% 1.53% 0.14%


A1+

AA+

Mutual FundInvestmentsAA

Fixed Deposit


1.68%

1.69%

2.01%

2.47%

3.09%

3.79%

4.50%

4.73%

6.52%

8.58%

11.92%


46.65%

8.43%

15.03%

29.89%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


30



INDIVIDUAL FUNDKOTAK PENSION GROWTH FUND(ULIF-030-07/01/09-PNGWTFND-107)

Fund Strategy


AUM (in ` Lakhs)

1,748.57


Equity : 0-80%


Benchmark Details

Equity - 40% (BSE 100);

Date of Inception

07th January 2009

Performance Meter

PensionGrowth

FundBenchmark


7 years 9.6% 8.7%

6 years 9.1% 8.4%

5 years 9.9% 8.9%

4 years 12.3% 11.2%

3 years 10.6% 9.6%

2 years 11.7% 9.1%

1 year 4.3% 4.3%

6 months 3.8% 3.9%

3 months 11.9% 8.7%



EQUITY 53.27%

Infosys Ltd 4.68%

HDFC Bank Ltd 3.91%

I T C Ltd 3.76%




Axis Bank Ltd 2.00%










YES BANK LTD 1.15%






DEBT 46.73%

8.17% GOI - 01.12.2044 12.98%


7.72% GOI - 26.10.2055 3.77%

8.13% GOI - 22.06.2045 2.24%

8.60% GOI - 02.06.2028 1.71%

7.02% GOI - 17.08.2016 1.70%

8.48% KMPL - 13.04.18 1.14%



0.63%

9.24% HDFC - 24.06.2024 0.60%

9.85% HDFC Bank 2019 -17.03.2024 CALL 17.03.2019

0.60%

9.90% Tata Sons - 20.03.2019 0.60%

9.78% Tata Sons - 13.01.2019 0.59%


0.58%

9.70% HDFC - 18.03.2017 P - 18.04.15 0.58%

8.90% SAIL - 01.05.2019CALL 01.05.2014

0.58%


8.32% PGC - 23.12.2025 0.58%


0.57%


0.57%


Others 9.15%


53.27%

26.00%

12.86%

7.87% Equity

G Sec., GGB



57.70%

22.07%

9.89%

4.78% 3.25%

1.28% 0.63% 0.40%



A1+

AA

CBLO

Fixed Deposit


0.82%

1.00%

2.77%

2.92%

2.93%

3.16%

3.85%

6.07%

6.80%

7.36%

15.58%


59.63%

4.75%

11.61%

24.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


31



INDIVIDUAL FUNDKOTAK PENSION FLOOR FUND(ULIF-031-13/07/09-PNFLRFND-107)

Fund Strategy

Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.

AUM (in ` Lakhs)

4,877.48


Equity : 0-75%


Benchmark Details


Date of Inception

13th July 2009

Performance MeterPension Floor

FundBenchmark

Inception 6.0% 9.3%

6 years 6.2% 8.5%

5 years 6.7% 9.0%

4 years 8.6% 11.0%

3 years 6.3% 9.3%

2 years 7.2% 9.2%

1 year 3.2% 4.5%

6 months 5.0% 4.1%

3 months 9.5% 8.3%



EQUITY 37.95%

Infosys Ltd 3.36%

HDFC Bank Ltd 2.80%

I T C Ltd 2.73%




Axis Bank Ltd 1.45%











YES BANK LTD 0.83%





DEBT 62.05%

8.17% GOI - 01.12.2044 17.85%

7.72% GOI - 26.10.2055 5.16%


8.13% GOI - 22.06.2045 3.06%

8.60% GOI - 02.06.2028 2.35%

7.02% GOI - 17.08.2016 2.33%


9.70% HDFC - 18.03.2017 P - 18.04.15 1.24%


8.92% L&T Finance Ltd. - 06.07.2018 1.04%

8.90% SAIL - 01.05.2019CALL 01.05.2014

1.04%

8.48% KMPL - 13.04.18 1.02%

9.78% Tata Sons - 13.01.2019 0.85%

8.79% GOI - 08.11.2021 0.73%


0.68%

9.90% State Bank of Patiala - 28.09.2022 CALL 28.09.2017

0.63%


0.62%


8.48% KMPL - 12.04.19 0.61%

9.90% Tata Sons - 20.03.2019 0.43%


Others 13.07%


37.95%

35.66%

17.39%

9.00% Equity

G Sec., GGB



59.58%

20.06%

7.00%

5.79%

5.59% 1.73% 0.26% Govt & GovtGuaranteed BondsAAA

AA+


AA

Fixed Deposit


0.59%

0.66%

1.80%

2.05%

2.10%

2.58%

2.76%

4.20%

4.89%

5.33%

10.98%


57.91%

6.20%

13.53%

22.36%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


32



INDIVIDUAL FUNDPENSION FLOOR FUND II(ULIF-043-08/01/10-PNFLRKFND2-107)

Fund Strategy

Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.

AUM (in ` Lakhs)

7,713.25


Equity : 0-75%


Benchmark Details


Date of Inception

08th January 2010

Performance Meter

Pension FloorFund II

Benchmark

Inception 6.4% 8.1%

6 years 7.1% 8.5%

5 years 7.1% 9.0%

4 years 8.8% 11.0%

3 years 6.4% 9.3%

2 years 7.1% 9.2%

1 year 2.6% 4.5%

6 months 4.3% 4.1%

3 months 10.0% 8.3%



EQUITY 38.74%

Infosys Ltd 3.41%

I T C Ltd 2.87%

HDFC Bank Ltd 2.75%


Axis Bank Ltd 1.46%











YES BANK LTD 0.86%







DEBT 61.26%

8.17% GOI - 01.12.2044 17.99%

7.72% GOI - 26.10.2055 5.13%


8.13% GOI - 22.06.2045 2.97%

7.02% GOI - 17.08.2016 2.37%

8.60% GOI - 02.06.2028 2.36%

8.48% KMPL - 13.04.18 1.42%


9.70% HDFC - 18.03.2017 P - 18.04.15 1.18%

8.92% L&T Finance Ltd. - 06.07.2018 0.98%

9.78% Tata Sons - 13.01.2019 0.94%


0.78%

8.79% GOI - 08.11.2021 0.76%

8.90% SAIL - 01.05.2019CALL 01.05.2014

0.66%


8.32% PGC - 23.12.2025 0.65%

8.48% KMPL - 12.04.19 0.65%

9.85% HDFC Bank 2019 - 17.03.2024 CALL 17.03.2019

0.54%


9.98% ICICI Perpetual Bond -CALL 13.09.16.

0.39%


Others 13.53%


38.74%

36.46%

17.85%

6.96% Equity

G Sec., GGB



61.64%

22.76%

6.15%

5.83% 2.36% 1.11%

0.16%


AA+


AA

Fixed Deposit


0.59%

0.59%

1.81%

1.89%

1.99%

2.47%

2.90%

4.61%

5.02%

5.38%

11.46%


58.93%

8.36%

13.55%

19.16%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


33



INDIVIDUAL FUNDKOTAK PENSION BALANCED FUND(ULIF-011-27/06/03-PNBALFND-107)

Fund Strategy


AUM (in ` Lakhs)

21,853.63


Equity : 0-60%


Benchmark Details

Equity - 30% (BSE 100);

Date of Inception

27th June 2003

Performance Meter

PensionBalanced

FundBenchmark


10 years 9.5% 8.9%

7 years 9.4% 8.5%

6 years 9.0% 8.4%

5 years 9.9% 9.0%

4 years 11.7% 10.7%

3 years 10.0% 9.2%

2 years 11.7% 9.5%

1 year 5.3% 5.5%

6 months 4.2% 4.1%

3 months 10.7% 7.3%



EQUITY 43.89%

Infosys Ltd 3.86%

HDFC Bank Ltd 3.21%

I T C Ltd 3.10%




Axis Bank Ltd 1.64%










YES BANK LTD 0.95%






DEBT 56.11%

8.17% GOI - 01.12.2044 15.96%

7.72% GOI - 26.10.2055 4.62%


8.13% GOI - 22.06.2045 2.76%

8.60% GOI - 02.06.2028 2.11%

7.02% GOI - 17.08.2016 2.09%

8.48% KMPL - 13.04.18 1.23%

9.70% HDFC - 18.03.2017 P - 18.04.15 1.06%



8.79% GOI - 08.11.2021 0.64%


0.63%

9.78% Tata Sons - 13.01.2019 0.62%



0.58%

8.32% PGC - 23.12.2025 0.55%

8.48% KMPL - 12.04.19 0.55%


0.53%


0.51%


0.49%


Others 13.71%


43.89%

32.17%

17.77%

6.17% Equity

G Sec., GGB



59.37%

25.10%

7.20%

5.45%

2.10% 0.44% 0.34%


AA+


Fixed Deposit

AA


0.68%

0.80%

2.29%

2.38%

2.39%

2.62%

3.18%

4.97%

5.61%

6.06%

12.94%


61.70%

8.40%

12.19%

17.71%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


34



INDIVIDUAL FUNDPENSION BALANCED FUND II(ULIF-046-24/01/10-PNBALFND2-107)

Fund Strategy


AUM (in ` Lakhs)

353.85


Equity : 30-60%

Non Equity : 40-70%

Benchmark Details

Equity - 60% (BSE 100);

Date of Inception

24th January 2010

Performance Meter

PensionBalancedFund II

Benchmark

Inception 9.6% 7.9%

6 years 10.0% 8.2%

5 years 10.6% 8.7%

4 years 14.2% 12.2%

3 years 12.8% 10.3%

2 years 12.4% 8.2%

1 year 4.4% 1.8%

6 months 4.0% 3.4%

3 months 12.3% 11.4%



EQUITY 56.49%

Infosys Ltd 4.97%

HDFC Bank Ltd 4.03%

I T C Ltd 4.00%




Axis Bank Ltd 2.11%










YES BANK LTD 1.19%






DEBT 43.51%

8.17% GOI - 01.12.2044 13.79%


7.72% GOI - 26.10.2055 3.39%

9.36% IDFC Bank - 21.08.24 3.01%



8.13% GOI - 22.06.2045 2.00%

7.02% GOI - 17.08.2016 1.55%

8.60% GOI - 02.06.2028 1.54%

1.44% INFLATION INDEX GS 2023 0.78%10.08% IOT Utkal EnergyServices Limited - 20.03.2026

0.62%


0.61%


0.61%

8.79% GOI - 08.11.2021 0.47%


0.31%


0.30%


0.30%


0.29%


0.28%

HDFC Bank CD - 17.05.2017 0.26%


Others 2.14%


56.49%

25.62%

9.22% 8.67%

Equity

G Sec., GGB



61.22%

14.47%

9.37%

7.50%

6.75% 0.63%



CBLO

A1+

Fixed Deposit



67.74%

3.56%

7.52%

21.18%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


0.88%

1.10%

2.91%

2.96%

3.02%

3.44%

4.07%

6.49%

7.21%

7.74%

16.69%

35



INDIVIDUAL FUNDKOTAK PENSION BOND FUND(ULIF-017-15/04/04-PNBNDFND-107)

Fund Strategy


AUM (in ` Lakhs)

6,904.73


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA);

Date of Inception

15th April 2004

Performance Meter

PensionBond Fund

Benchmark

Inception 8.7% 6.4%

10 years 9.5% 7.4%

7 years 8.8% 7.7%

6 years 8.9% 8.2%

5 years 9.7% 9.0%

4 years 9.3% 9.1%

3 years 7.4% 7.9%

2 years 10.7% 10.6%

1 year 8.5% 8.9%

6 months 4.9% 4.6%

3 months 4.7% 3.3%



DEBT 100.00%

8.17% GOI - 01.12.2044 29.73%

7.72% GOI - 26.10.2055 8.44%

8.13% GOI - 22.06.2045 5.09%


7.02% GOI - 17.08.2016 3.99%

8.60% GOI - 02.06.2028 3.96%

8.48% KMPL - 13.04.18 2.46%


9.70% HDFC - 18.03.2017 P - 18.04.15 2.05%


8.79% GOI - 08.11.2021 1.27%

8.92% L&T Finance Ltd. - 06.07.2018 1.10%


8.32% PGC - 23.12.2025 1.02%

8.48% KMPL - 12.04.19 1.01%


0.88%


0.79%

9.90% Tata Sons - 20.03.2019 0.75%

9.78% Tata Sons - 13.01.2019 0.75%

10.08% IOT Utkal Energy Services Lim-ited - 20.03.2023

0.75%


Others 23.80%


58.92%

32.56%

8.52% G Sec., GGB




60.83%

25.62%

7.31%

4.32% 1.24%


AA+


AA


62.47%

8.37%

13.52%

15.64%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


36



INDIVIDUAL FUNDKOTAK PENSION GILT FUND(ULIF-008-27/06/03-PNGLTFND-107)

Fund Strategy

Aims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.

AUM (in ` Lakhs)

778.91


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA);

Date of Inception

27th June 2003

Performance MeterPension

Gilt FundBenchmark

Inception 7.5% 7.5%

10 years 8.5% 8.5%

7 years 7.9% 8.0%

6 years 8.6% 8.7%

5 years 9.5% 9.6%

4 years 9.3% 9.7%

3 years 6.9% 8.1%

2 years 11.4% 11.1%

1 year 8.3% 9.4%

6 months 4.9% 5.1%

3 months 4.8% 3.9%



DEBT 100.00%

8.17% GOI - 01.12.2044 29.72%

7.72% GOI - 26.10.2055 12.75%


8.13% GOI - 22.06.2045 5.26%

7.02% GOI - 17.08.2016 4.34%

8.60% GOI - 02.06.2028 3.70%

8.99% MP SDL - 07.03.2022 3.01%

9.39% GJ SDL - 20.11.2023 2.88%

8.63% MH SDL - 09.01.2023 2.80%

9.11% MP SDL - 28.05.2024 2.73%

8.98% PN SDL - 14.10.2021 2.35%

8.25% MH SDL - 13.05.2025 2.31%

8.91% MAH SDL - 05.09.2022 2.22%

8.52% GJ SDL - 19.01.2021 2.11%

NABARD CD - 15.02.2017 1.83%

8.92% KA SDL - 07.03.2022 1.52%


8.20% GOI - 15.02.22 1.33%

8.79% GOI - 08.11.2021 1.14%

9.23% GOI - 23.12.2043 1.12%


Others 5.45%


88.13%

11.87% G Sec., GGB



90.05%

8.08% 1.87% Govt & GovtGuaranteed Bonds


A1+


67.01%

18.61%

14.39%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

Debt - 100% (IBEX)

37



INDIVIDUAL FUNDKOTAK PENSION FLOATING RATE FUND(ULIF-022-07/12/04-PNFLTRFND-107)

Fund Strategy


AUM (in ` Lakhs)

309.73


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA);

Date of Inception

07th December 2004

Performance MeterPension

Floating Rate Fund

Benchmark

Inception 7.7% 7.2%

10 years 8.0% 7.6%

7 years 7.9% 7.6%

6 years 8.6% 8.3%

5 years 9.1% 8.6%

4 years 9.4% 8.6%

3 years 8.8% 8.8%

2 years 8.4% 8.4%

1 year 7.5% 8.0%

6 months 3.8% 3.9%

3 months 2.4% 2.1%



DEBT 100.00%

GOI FRB - 21.12.2020 12.80%

L&T Finance Ltd NSEMibor +1.55% - 28.10.2016

8.06%

EXIM Floater INCMTBMK + 100 bps - 09.08.2016

6.48%


6.46%

IL & FS CP 18.08.16 6.35%

8.19% GOI - 16.01.2020 6.01%


6.05% GOI - 12.06.2019 4.99%

Axis Bank CD - 28.03.2017 4.87%

5.59% GOI - 04.06.2016 4.68%

7.02% GOI - 17.08.2016 3.90%

7.28% GOI - 03.06.2019 3.41%

8.27% GOI - 09.06.2020 3.33%


8.13% OMC GOI SpecialBond - 16.10.21

2.73%

9.37% MAH SDL - 04.12.2023 2.25%

7.95% Oil Bond - 18.01.25 2.23%

NABARD CD - 15.02.2017 1.84%

9.65% TN SDL - 12.03.2024 1.69%

8.51% PN SDL - 10.04.2023 1.64%


Others 5.42%


39.28%

33.80%

26.92%

G Sec., GGB




53.36%

23.56%

13.26%

8.26% 1.56% Govt & Govt

Guaranteed Bonds

A1+

AAA

AA+



8.80%

35.76%

55.43%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


38



INDIVIDUAL FUNDPENSION MONEY MARKET FUND II(ULIF-039-28/12/09-PNMNMKFND-107)

Fund Strategy

Aims to protect your capital and not have downside risks

AUM (in ` Lakhs)

994.14


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA);

Date of Inception

28th December 2009

Performance Meter

PensionMoney

Market Fund IIBenchmark

Inception 7.8% 8.0%

6 years 8.1% 8.3%

5 years 8.6% 8.6%

4 years 8.5% 8.6%

3 years 8.4% 8.8%

2 years 8.2% 8.4%

1 year 7.9% 8.0%

6 months 3.7% 3.9%

3 months 1.8% 2.1%



DEBT 100.00%

NABARD CD - 15.02.2017 9.08%

HDFC Ltd CP - 06.02.17 9.06%

Axis Bank CD - 28.03.2017 8.92%


EXIM CD - 16.12.2016 8.89%


ICICI Bank CD - 06.01.17 8.47%

IL & FS CP 18.08.16 8.40%



8.22%


HDFC Bank CD - 17.05.2017 4.69%



Others 0.00%


100.00%



98.37%

1.63%

A1+



100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


39



INDIVIDUAL FUNDKOTAK ADVANTAGE PLUS FUND II(ULIF-027-21/04/06-ADVPLSFND2-107)

Fund Strategy

Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments. May also be susceptible to moderate levels of shorter-term volatility(downside risk)

AUM (in ` Lakhs)

18.51


Equity : 0-80%


Benchmark Details

Equity - 40% (Nifty);

Date of Inception

21st April 2006

Performance MeterKotak

AdvantagePlus II Fund

Benchmark

Inception 5.5% 8.6%

10 years 5.6% 9.3%

7 years 5.0% 8.6%

6 years 5.2% 8.5%

5 years 5.2% 8.9%

4 years 5.3% 11.1%

3 years 4.1% 9.4%

2 years 5.1% 9.1%

1 year 4.5% 4.2%

6 months 2.0% 4.1%

3 months 1.1% 8.6%



DEBT 100.00%

7.46% GOI - 28.08.17 48.84%

7.02% GOI - 17.08.2016 47.28%



Others 0.00%


96.12%

3.88%

G Sec., GGB



98.02%

1.98%

Govt & GovtGuaranteed Bonds



49.81%

50.19%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


40



INDIVIDUAL FUNDKOTAK ADVANTAGE MULTIPLIER FUND II(ULIF-026-21/04/06-ADVMULFND2-107)

Fund Strategy

Aims for a high level of capital growth by holding a significant portion in equities. May experience high levels of shorter term volatility (downside risk).

AUM (in ` Lakhs)

127.08


Equity : 0-100%

Non Equity : 0-100%

Benchmark Details

Equity - 50% (Nifty);

Date of Inception

21st April 2006

Performance Meter

KotakAdvantage

Multiplier Fund IIBenchmark

Inception 5.3% 8.7%

10 years 5.4% 9.6%

7 years 4.8% 8.8%

6 years 4.9% 8.6%

5 years 5.0% 8.9%

4 years 5.6% 11.5%

3 years 4.7% 9.7%

2 years 5.4% 8.7%

1 year 4.6% 3.0%

6 months 2.0% 3.9%

3 months 1.1% 9.9%



DEBT 100.00%

7.02% GOI - 17.08.2016 77.81%

7.46% GOI - 28.08.17 17.59%


8.20% OMC GOI 2023-10.11.23 0.92%


Others 0.00%


96.32%

3.68%

G Sec., GGB



98.20%

1.80%




0.94%

17.93%

81.13%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


41



INDIVIDUAL FUNDDISCONTINUED POLICY FUND(ULIF-050-23/03/11-DISPOLFND-107)

Fund Strategy

Aims to provide secure returns to policies in the discontinued state, by investing in low- risk debt instruments.

AUM (in ` Lakhs)

17,331.93


Equity : -

Non Equity : 100%

Benchmark Details


Date of Inception

23rd March 2011

Performance Meter

DiscontinuedPolicy Fund

Benchmark

Inception 8.4% 8.6%

5 years 8.6% 8.6%

4 years 8.4% 8.6%

3 years 8.1% 8.8%

2 years 7.9% 8.4%

1 year 7.4% 8.0%

6 months 3.5% 3.9%

3 months 1.7% 2.1%



DEBT 100.00%

7.02% GOI - 17.08.2016 75.17%






2.91%

EXIM CD - 16.12.2016 0.11%


Others 0.00%


75.17%

24.83%

G Sec., GGB



76.10%

19.13%


A1+



100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year

42


GROUP FUNDSMONTHLY UPDATE JUNE 2016

AS ON 31st MAY 2016

KOTAK GROUPDYNAMIC FLOOR FUND

KOTAK GROUPBALANCED FUND

KOTAK GROUPBOND FUND

KOTAK GROUPGILT FUND

KOTAK GROUP FLOATING RATE FUND

KOTAK GROUP MONEYMARKET FUND

KOTAK GROUP SECURECAPITAL FUND

KOTAK GROUP SHORTTERM BOND FUND

43



GROUP FUNDSKOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107)

44

Fund Strategy

Aims to provide stable long term inflation beating growth over the medium to longer term and defend capital against short term capital shocks.Is likely to out-perform traditional balanced or equity funds during sideways or falling markets and shadow the rising equity markets

AUM (in ` Lakhs)

351.50


Equity : 0-60%

Non Equity : 0-100%

Benchmark Details

Equity - 30% (Nifty)


Date of Inception

07th January 2010

Performance Meter

Kotak Group Dynamic

Floor FundBenchmark


6 years 7.1% 8.5%

5 years 7.3% 9.0%

4 years 8.9% 10.6%

3 years 6.7% 9.0%

2 years 7.3% 9.5%

1 year 3.1% 5.4%

6 months 4.5% 4.2%

3 months 8.5% 7.3%



EQUITY 30.21%

Infosys Ltd 2.61%

HDFC Bank Ltd 2.22%

I T C Ltd 2.14%




Axis Bank Ltd 1.15%










YES BANK LTD 0.65%






DEBT 69.79%

8.17% GOI - 01.12.2044 19.49%


7.72% GOI - 26.10.2055 5.63%

9.30% PGC - 28.06.2023 3.76%

8.13% GOI - 22.06.2045 3.35%


8.90% PFC - 18.03.2028 2.99%

8.48% KMPL - 13.04.18 2.84%

8.60% GOI - 02.06.2028 2.57%

7.02% GOI - 17.08.2016 2.56%


8.79% GOI - 08.11.2021 0.84%

EXIM CD - 16.12.2016 0.82%

ICICI Bank CD - 06.01.17 0.82%


0.69%

8.56% TN SDL - 22.06.2021 0.65%

7.88% GOI - 19.03.2030 0.42%

8.00% HDFC Bank FD NSE - 08.08.2016 0.41%

8.00% HDFC Bank FD NSE - 24.07.2016 0.39%

HDFC Bank CD - 17.05.2017 0.27%


Others 1.98%


38.51%

30.21%

19.97%

11.31% G Sec., GGB

Equity




56.75%

18.87%

14.21%

4.92%

2.80% 1.45% 1.01%

Govt & GovtGuaranteed BondsCBLO

AAA


Fixed Deposit

AA+


0.47%

0.54%

1.45%

1.63%

1.66%

2.06%

2.14%

3.30%

3.90%

4.15%

8.92%


60.28%

2.70%

4.19%

32.82%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year



GROUP FUNDKOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107)

45

Fund Strategy

Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments. May also be susceptible to moderate levels of shorter-term volatility (downside risk)

AUM (in ` Lakhs)

33,080.93


Equity : 30-60%

Non Equity : 40-70%

Benchmark Details

Equity - 60% (BSE 100)Debt - 40% (Crisil Bond)

Date of Inception

27th June 2003

Performance Meter

Kotak Group Balanced

FundBenchmark


10 years 11.0% 9.3%

7 years 11.0% 8.6%

6 years 10.4% 8.2%

5 years 11.0% 8.7%

4 years 14.7% 12.2%

3 years 13.2% 10.3%

2 years 12.9% 8.2%

1 year 4.6% 1.8%

6 months 4.0% 3.4%

3 months 12.6% 11.4%



EQUITY 55.02%

Infosys Ltd 4.86%

HDFC Bank Ltd 4.18%

I T C Ltd 3.92%




Axis Bank Ltd 2.10%










YES BANK LTD 1.23%






DEBT 44.98%

8.17% GOI - 01.12.2044 12.49%


7.72% GOI - 26.10.2055 3.35%

8.13% GOI - 22.06.2045 1.99%

8.60% GOI - 02.06.2028 1.52%

7.02% GOI - 17.08.2016 1.51%

8.48% KMPL - 13.04.18 0.91%

9.70% HDFC - 18.03.2017 P - 18.04.15 0.76%

8.45% HDFC - 18.05.2026 0.60%




8.79% GOI - 08.11.2021 0.46%


0.42%


8.32% PGC - 23.12.2025 0.40%

8.48% KMPL - 12.04.19 0.39%

8.92% L&T Finance Ltd. - 06.07.2018 0.38%


0.34%


0.33%


Others 9.69%


55.02%

23.33%

12.73%

8.92% Equity

G Sec., GGB



53.91%

22.86%

13.29%

6.17%

3.39% 0.21% 0.16% Govt & GovtGuaranteed BondsAAA


A1+

AA

Fixed Deposit


0.88%

0.92%

2.72%

3.01%

3.06%

3.27%

4.02%

6.20%

7.06%

7.45%

16.43%


56.23%

6.14%

11.08%

26.55%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year



GROUP FUNDKOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107)

46

Fund Strategy

Returns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases Will preserve capital and minimize downside risk, with investment in debt and government instruments.

AUM (in ` Lakhs)

90,251.27


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA)


Date of Inception

15th April 2004

Performance Meter

Kotak Group Bond Fund

Benchmark

Inception 9.2% 6.4%

10 years 10.2% 7.4%

7 years 9.7% 7.7%

6 years 9.5% 8.2%

5 years 10.2% 9.0%

4 years 9.7% 9.1%

3 years 7.8% 7.9%

2 years 11.1% 10.6%

1 year 8.8% 8.9%

6 months 5.0% 4.6%

3 months 4.8% 3.3%



DEBT 100.00%

8.17% GOI - 01.12.2044 29.77%

7.72% GOI - 26.10.2055 8.47%


8.13% GOI - 22.06.2045 5.23%

8.60% GOI - 02.06.2028 3.81%

7.02% GOI - 17.08.2016 3.75%

8.48% KMPL - 13.04.18 2.24%

9.70% HDFC - 18.03.2017 P - 18.04.15 1.93%



8.79% GOI - 08.11.2021 1.17%


8.48% KMPL - 12.04.19 1.02%

8.32% PGC - 23.12.2025 1.01%

8.45% HDFC - 18.05.2026 1.00%

9.78% Tata Sons - 13.01.2019 0.90%

8.92% L&T Finance Ltd. - 06.07.2018 0.87%

9.23% GOI - 23.12.2043 0.79%


0.68%

8.90% SAIL - 01.05.2019CALL 01.05.2014

0.63%


Others 23.75%


57.34%

30.18%

12.48% G Sec., GGB




58.80%

24.01%

6.90%

6.18% 3.36% 0.76%



A1+

AA


61.55%

6.73%

12.61%

19.11%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year



GROUP FUNDKOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107)

47

Fund Strategy


AUM (in ` Lakhs)

2,762.32


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA)

Debt - 100% (IBEX)

Date of Inception

27th June 2003

Performance Meter

Kotak Group Gilt Fund

Benchmark

Inception 7.7% 7.5%

10 years 8.6% 8.5%

7 years 8.2% 8.0%

6 years 8.8% 8.7%

5 years 9.7% 9.6%

4 years 9.5% 9.7%

3 years 7.1% 8.1%

2 years 11.6% 11.1%

1 year 8.3% 9.4%

6 months 4.9% 5.1%

3 months 4.7% 3.9%



DEBT 100.00%

8.17% GOI - 01.12.2044 29.67%

7.72% GOI - 26.10.2055 12.72%


8.13% GOI - 22.06.2045 5.30%

7.02% GOI - 17.08.2016 4.31%

8.60% GOI - 02.06.2028 3.70%

9.11% MP SDL - 28.05.2024 2.49%

9.37% MAH SDL - 04.12.2023 2.37%

9.39% GJ SDL - 20.11.2023 2.35%

8.99% MP SDL - 07.03.2022 2.12%

8.91% MAH SDL - 05.09.2022 2.04%

NABARD CD - 15.02.2017 1.89%

8.52% GJ SDL - 19.01.2021 1.87%

8.25% MH SDL - 13.05.2025 1.78%

8.63% MH SDL - 09.01.2023 1.74%

8.98% PN SDL - 14.10.2021 1.45%

8.20% GOI - 15.02.22 1.35%

8.79% GOI - 08.11.2021 1.16%

9.23% GOI - 23.12.2043 1.15%



Others 5.06%


83.44%

16.56% G Sec., GGB



85.32%

12.75% 1.93% Govt & Govt

Guaranteed Bonds


A1+


67.14%

13.77%

19.09%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year



GROUP FUNDKOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107)

48

Fund Strategy


AUM (in ` Lakhs)

1,703.93


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA)


Date of Inception

07th December 2004

Performance Meter

Kotak Group Floating

Rate FundBenchmark

Inception 8.1% 7.2%

10 years 8.4% 7.6%

7 years 8.4% 7.6%

6 years 9.1% 8.3%

5 years 9.6% 8.6%

4 years 9.9% 8.6%

3 years 9.2% 8.8%

2 years 8.9% 8.4%

1 year 8.0% 8.0%

6 months 4.0% 3.9%

3 months 2.5% 2.1%



DEBT 100.00%

GOI FRB - 21.12.2020 10.08%

L&T Finance Ltd NSEMibor +1.55% - 28.10.2016

7.33%

EXIM Floater INCMTBMK +100 bps - 09.08.2016

7.07%

IL & FS CP 18.08.16 6.92%


8.27% GOI - 09.06.2020 6.71%


6.46%

8.19% GOI - 16.01.2020 5.83%

Axis Bank CD - 28.03.2017 4.98%

9.37% MAH SDL - 04.12.2023 4.42%


5.59% GOI - 04.06.2016 3.52%

6.05% GOI - 12.06.2019 3.29%

7.02% GOI - 17.08.2016 3.25%

7.28% GOI - 03.06.2019 2.73%


8.13% OMC GOISpecial Bond - 16.10.21

2.17%

8.51% PN SDL - 10.04.2023 1.98%

NABARD CD - 15.02.2017 1.78%



Others 4.26%


38.17%

30.93%

30.90%

G Sec., GGB




49.51%

22.13%

13.88%

7.52%


A1+

AAA

AA+



8.91%

33.66%

57.44%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year



GROUP FUNDKOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107)

49

Fund Strategy

Will protect capital and not have downside risks.

AUM (in ` Lakhs)

15.73


Equity : -

Non Equity : 100%

Benchmark Details

Equity - 0% (NA)


Date of Inception

12th August 2013

Performance Meter

Kotak Group Money Market

FundBenchmark

Inception 8.2% 8.9%

6 years n.a n.a

5 years n.a n.a

4 years n.a n.a

3 years n.a n.a

2 years 7.6% 8.4%

1 year 6.9% 8.0%

6 months 2.6% 3.9%

3 months 1.2% 2.1%



DEBT 100.00%



Others 0.00%


100.00%



100.00%

CBLO


100.00%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year



GROUP FUNDKOTAK GROUP SECURE CAPITAL FUND(ULGF-016-12/04/11-SECCAPFND-107)

50

Fund Strategy

The portfolio will consist of highly rated debt instruments including corporate debt and infrastructure debt assets as defined in the IRDA regulations, Government securities and short term investments.

AUM (in ` Lakhs)

8,544.77


Equity : -

Non Equity : 100%

Benchmark Details


Date of Inception

12th April 2011

Performance Meter

Kotak Group Secure Capital

FundBenchmark

Inception 9.7% 8.8%

5 years 9.9% 9.0%

4 years 9.5% 9.1%

3 years 7.7% 7.9%

2 years 10.9% 10.6%

1 year 8.5% 8.9%

6 months 4.7% 4.6%

3 months 4.6% 3.3%



DEBT 100.00%

8.17% GOI - 01.12.2044 29.49%

7.72% GOI - 26.10.2055 8.41%


8.13% GOI - 22.06.2045 5.05%

8.60% GOI - 02.06.2028 3.89%

7.02% GOI - 17.08.2016 3.84%

8.48% KMPL - 13.04.18 2.34%


9.70% HDFC - 18.03.2017 P - 18.04.15 2.01%


8.79% GOI - 08.11.2021 1.19%

8.92% L&T Finance Ltd. - 06.07.2018 1.18%

8.45% HDFC - 18.05.2026 1.17%


8.32% PGC - 23.12.2025 1.06%

8.48% KMPL - 12.04.19 1.05%

9.78% Tata Sons - 13.01.2019 0.97%

8.75% Mahindra and MahindraFinancial Services Ltd- 31.07.20

0.82%

8.39% PFC - 19.04.2025 0.71%


0.71%


Others 22.23%


55.35%

30.68%

13.98% G Sec., GGB

NCD, Floaters, ZCB,Long Term Deposits



57.00%

24.64%

6.40%

6.06% 5.34% 0.55% Govt & Govt

Guaranteed BondsAAA

AA+


AA


60.09%

6.30%

13.44%

20.18%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year



GROUP FUNDKOTAK GROUP SHORT TERM BOND FUND(ULGF-018-18/12/13-SHTRMBND-107)

51

Fund Strategy

Will generate stable returns through investments in a suitable mix of debt and money market instruments.

AUM (in ` Lakhs)

2,472.44


Equity : -

Non Equity : 100%

Benchmark Details

Crisil Short Term Bond Fund Index

Date of Inception

19th October 2015

Performance Meter

Kotak Group Short Term Bond Fund

Benchmark

Inception 4.6% 5.0%

5 years n.a n.a

4 years n.a n.a

3 years n.a n.a

2 years n.a n.a

1 year n.a n.a

6 months 4.1% 4.3%

3 months 2.7% 2.6%



DEBT 100.00%

8.13% GOI - 21.09.2022 8.30%


9.25% LIC Housing Finance - 12.11.2022 7.14%

6.05% GOI - 12.06.2019 6.92%

9.70% PFC - 31.01.2020 6.82%


9.25% Tata Sons - 19.06.2019 5.82%


8.92% TN SDL - 05.09.2022 5.28%

8.61% L&T Finance Ltd. - 25.09.2017 5.06%

8.19% GOI - 16.01.2020 4.76%

11.15% REC - 24.10.2018 4.32%

ICICI Bank CD - 06.01.17 3.29%

9.40% REC - 20.07.2017 3.29%

IL & FS CP 18.08.16 3.18%


HDFC Ltd CP - 06.02.17 2.87%

9.70% HDFC - 18.03.2017 P - 18.04.15 2.45%

8.52% GJ SDL - 19.01.2021 2.08%

8.27% GOI - 09.06.2020 1.25%


Others 2.94%


37.01%

33.57%

29.43%



G Sec., GGB


30.56%

30.14%

26.38%

7.34%

5.58% AAA


A1+

AA+



0.86%

49.53%

15.14%

34.48%

7 Year & Above

3 to <7 Year

1 to <3 Year

< 1 Year


ANNEXUREMONTHLY UPDATE JUNE 2016

AS ON 31st MAY 2016

The Break-up of Others is as given below

Equity Classic Opportunities Fund

Others 33.12%Reliance Industries Ltd 1.52%R Shares Banking ETF 1.49%Tata Consultancy Services Ltd 1.32%Whirlpool Of India Ltd 1.26%Supreme Industries Ltd 1.23%Bharat Electronics Ltd 1.17%Aurobindo Pharma Ltd 1.13%The Ramco Cements Limited 1.11%Asian Paints Ltd 1.11%T V S Motor Co. Ltd. 1.10%Bayer Cropscience Ltd 1.06%Bharat Forge Ltd 1.05%Kajaria Ceramics Limited 1.01%Greenply Industries Ltd 0.97%Hero Honda Motors Ltd 0.94%Lupin Ltd 0.93%F A G Bearings India Ltd 0.92%Tata Steel Ltd 0.87%Havells India Ltd 0.84%Voltas Ltd 0.83%Eicher Motors Limited 0.80%Petronet L N G Ltd 0.80%Power Grid Corporation of India Ltd 0.79%Arvind Ltd 0.78%Strides Arcolab Ltd 0.74%ABB Ltd 0.73%IDFC Bank Ltd 0.70%Gujarat State Petronet Ltd 0.64%Mundra Port and Special Economic Zone Ltd 0.63%Equitas Holding Ltd 0.62%Grasim Industries Ltd 0.58%Dalmia Bharat Ltd 0.58%National Buildings Construction Corporation Ltd 0.56%Torrent Pharmaceuticals Ltd 0.52%Max Financial Services Ltd 0.49%Coal India Ltd 0.39%Motherson Sumi Systems Ltd 0.36%Emami Ltd 0.27%Max India Ltd Taurus 0.15%JK Cement Limited 0.09%6% Zee Entertainment Enterprises Ltd Pref Shares 0.02%Max Ventures & Industries Limited 0.02%

Equity Dynamic Floor Fund II

Others 10.37%Zee Entertainment Enterprises Ltd 0.71%Bharat Petroleum Corporation Ltd 0.70%Shree Cement Ltd 0.69%Power Grid Corporation of India Ltd 0.59%Ashok Leyland Ltd 0.51%Whirlpool Of India Ltd 0.49%Lupin Ltd 0.45%The Ramco Cements Limited 0.42%Voltas Ltd 0.35%Mundra Port and Special Economic Zone Ltd 0.35%Grasim Industries Ltd 0.35%ABB Ltd 0.30%Reliance Industries Ltd 0.30%Indian Hotels Company Ltd 0.30%Equitas Holding Ltd 0.28%Arvind Ltd 0.27%Granules India Ltd 0.26%Supreme Industries Ltd 0.24%Aurobindo Pharma Ltd 0.24%IDFC Bank Ltd 0.23%T V S Motor Co. Ltd. 0.21%Emami Ltd 0.20%Ambuja Cements Ltd 0.20%Infrastructure Development Finance Company Ltd 0.20%F A G Bearings India Ltd 0.18%Divis Laboratories Ltd 0.17%Greenply Industries Ltd 0.16%Petronet L N G Ltd 0.15%Max Financial Services Ltd 0.15%Coal India Ltd 0.13%Indraprastha Gas Ltd 0.11%Kajaria Ceramics Limited 0.10%Berger Paints India Ltd 0.09%Dalmia Bharat Ltd 0.09%Gujarat State Petronet Ltd 0.06%Max India Ltd Taurus 0.04%Godrej Consumer Products Limited 0.04%S R F Ltd 0.04%Motherson Sumi Systems Ltd 0.01%Max Ventures & Industries Limited 0.00%

Equity Frontline Equity Fund

Others 26.21%Bharat Petroleum Corporation Ltd 1.75%Shree Cement Ltd 1.65%Zee Entertainment Enterprises Ltd 1.64%Power Grid Corporation of India Ltd 1.48%Lupin Ltd 1.22%Ashok Leyland Ltd 1.18%Whirlpool Of India Ltd 1.10%Reliance Industries Ltd 0.99%The Ramco Cements Limited 0.96%Voltas Ltd 0.90%Grasim Industries Ltd 0.87%Greenply Industries Ltd 0.86%Indian Hotels Company Ltd 0.81%F A G Bearings India Ltd 0.77%Mundra Port and Special Economic Zone Ltd 0.73%Equitas Holding Ltd 0.69%Arvind Ltd 0.67%Granules India Ltd 0.65%ABB Ltd 0.59%Aurobindo Pharma Ltd 0.57%Supreme Industries Ltd 0.56%Emami Ltd 0.56%IDFC Bank Ltd 0.52%Infrastructure Development Finance Company Ltd 0.51%T V S Motor Co. Ltd. 0.50%Ambuja Cements Ltd 0.49%Petronet L N G Ltd 0.38%Divis Laboratories Ltd 0.38%Max Financial Services Ltd 0.35%Coal India Ltd 0.33%Indraprastha Gas Ltd 0.28%Dalmia Bharat Ltd 0.25%Kajaria Ceramics Limited 0.24%Gujarat State Petronet Ltd 0.23%Berger Paints India Ltd 0.21%Max India Ltd Taurus 0.11%Godrej Consumer Products Limited 0.09%S R F Ltd 0.09%Motherson Sumi Systems Ltd 0.03%6% Zee Entertainment Enterprises Ltd Pref Shares 0.01%Max Ventures & Industries Limited 0.01%

Equity Balanced Fund

Others 14.42%Bharat Petroleum Corporation Ltd 1.04%Zee Entertainment Enterprises Ltd 0.98%Shree Cement Ltd 0.98%Power Grid Corporation of India Ltd 0.87%Ashok Leyland Ltd 0.70%Lupin Ltd 0.66%Whirlpool Of India Ltd 0.62%Grasim Industries Ltd 0.57%Voltas Ltd 0.51%The Ramco Cements Limited 0.51%Greenply Industries Ltd 0.45%Indian Hotels Company Ltd 0.45%Equitas Holding Ltd 0.42%Arvind Ltd 0.40%Reliance Industries Ltd 0.39%Granules India Ltd 0.39%Mundra Port and Special Economic Zone Ltd 0.36%Aurobindo Pharma Ltd 0.34%ABB Ltd 0.32%F A G Bearings India Ltd 0.32%T V S Motor Co. Ltd. 0.30%Ambuja Cements Ltd 0.29%IDFC Bank Ltd 0.28%Infrastructure Development Finance Company Ltd 0.26%Max Financial Services Ltd 0.24%Supreme Industries Ltd 0.23%Petronet L N G Ltd 0.19%Coal India Ltd 0.19%Divis Laboratories Ltd 0.19%Emami Ltd 0.18%Kajaria Ceramics Limited 0.15%Indraprastha Gas Ltd 0.14%Berger Paints India Ltd 0.13%Dalmia Bharat Ltd 0.12%Gujarat State Petronet Ltd 0.08%Godrej Consumer Products Limited 0.05%S R F Ltd 0.05%Max India Ltd Taurus 0.05%Motherson Sumi Systems Ltd 0.02%6% Zee Entertainment Enterprises Ltd Pref Shares 0.01%Max Ventures & Industries Limited 0.01%

52



AS ON 31st MAY 2016

Equity Kotak Opportunities Fund

Others 33.59%R Shares Banking ETF 1.62%Reliance Industries Ltd 1.52%Tata Consultancy Services Ltd 1.32%Whirlpool Of India Ltd 1.26%Supreme Industries Ltd 1.23%Bharat Electronics Ltd 1.17%Aurobindo Pharma Ltd 1.16%Asian Paints Ltd 1.13%The Ramco Cements Limited 1.11%T V S Motor Co. Ltd. 1.10%Bayer Cropscience Ltd 1.08%Kajaria Ceramics Limited 1.04%Bharat Forge Ltd 1.02%Greenply Industries Ltd 0.97%Hero Honda Motors Ltd 0.94%F A G Bearings India Ltd 0.94%Lupin Ltd 0.93%Tata Steel Ltd 0.87%Voltas Ltd 0.85%Havells India Ltd 0.84%Eicher Motors Limited 0.82%Power Grid Corporation of India Ltd 0.82%Arvind Ltd 0.81%Petronet L N G Ltd 0.81%Strides Arcolab Ltd 0.76%ABB Ltd 0.73%IDFC Bank Ltd 0.71%Gujarat State Petronet Ltd 0.66%Mundra Port and Special Economic Zone Ltd 0.64%Dalmia Bharat Ltd 0.63%Equitas Holding Ltd 0.60%Grasim Industries Ltd 0.58%National Buildings Construction Corporation Ltd 0.57%Torrent Pharmaceuticals Ltd 0.53%Max Financial Services Ltd 0.51%Coal India Ltd 0.39%Motherson Sumi Systems Ltd 0.36%Emami Ltd 0.27%Max India Ltd Taurus 0.16%JK Cement Limited 0.09%6% Zee Entertainment Enterprises Ltd Pref Shares 0.03%Max Ventures & Industries Limited 0.02%

Equity Guarantee Fund

Others 14.47%

National Thermal Power Corporation Ltd 0.77%

Dr Reddys Laboratories Ltd 0.75%

Bajaj Auto Ltd 0.74%



Power Grid Corporation of India Ltd 0.66%

Lupin Ltd 0.65%

Wipro Ltd 0.60%

Tech Mahindra Ltd 0.58%

Grasim Industries Ltd 0.57%

Coal India Ltd 0.53%


YES BANK LTD 0.49%


Eicher Motors Limited 0.47%

Bharti Infratel Ltd. 0.46%

Cipla Ltd 0.44%

Bosch Ltd 0.42%

Ambuja Cements Ltd 0.42%

Mundra Port and Special Economic Zone Ltd 0.41%

GAIL (India) Ltd 0.41%

Tata Steel Ltd 0.40%

Aurobindo Pharma Ltd 0.39%

ACC Ltd 0.34%

Hindalco Industries Ltd 0.30%

Idea Cellular Ltd 0.29%

Tata Motors Limited-DVR 0.28%

Bharat Heavy Electricals Ltd 0.26%

Tata Power Company Ltd 0.24%

Bank of Baroda 0.19%

Equity Kotak Aggressive Growth Fund

Others 23.65%Hero Honda Motors Ltd 1.92%Zee Entertainment Enterprises Ltd 1.88%Shree Cement Ltd 1.87%Power Grid Corporation of India Ltd 1.51%Lupin Ltd 1.24%Voltas Ltd 1.16%Ashok Leyland Ltd 1.16%Ambuja Cements Ltd 1.04%Indian Hotels Company Ltd 0.94%Grasim Industries Ltd 0.92%Mundra Port and Special Economic Zone Ltd 0.85%Aurobindo Pharma Ltd 0.81%Berger Paints India Ltd 0.65%The Ramco Cements Limited 0.64%IDFC Bank Ltd 0.61%Equitas Holding Ltd 0.60%Divis Laboratories Ltd 0.58%Infrastructure Development Finance Company Ltd 0.57%Coal India Ltd 0.55%Arvind Ltd 0.51%Titan Industries Ltd 0.49%Supreme Industries Ltd 0.46%S R F Ltd 0.44%Max Financial Services Ltd 0.41%ABB Ltd 0.40%Motherson Sumi Systems Ltd 0.29%Petronet L N G Ltd 0.25%Gujarat State Petronet Ltd 0.21%Reliance Industries Ltd 0.16%Indraprastha Gas Ltd 0.15%Bharat Forge Ltd 0.14%Max India Ltd Taurus 0.12%Godrej Consumer Products Limited 0.06%6% Zee Entertainment Enterprises Ltd Pref Shares 0.04%Max Ventures & Industries Limited 0.01%

Equity Kotak Dynamic Growth Fund

Others 20.59%Bharat Petroleum Corporation Ltd 1.37%Zee Entertainment Enterprises Ltd 1.34%Shree Cement Ltd 1.33%Power Grid Corporation of India Ltd 1.16%Whirlpool Of India Ltd 1.00%Ashok Leyland Ltd 0.96%Lupin Ltd 0.94%The Ramco Cements Limited 0.82%Indian Hotels Company Ltd 0.75%Greenply Industries Ltd 0.73%Voltas Ltd 0.70%Mundra Port and Special Economic Zone Ltd 0.68%Grasim Industries Ltd 0.66%Reliance Industries Ltd 0.56%Equitas Holding Ltd 0.55%Arvind Ltd 0.53%Granules India Ltd 0.51%ABB Ltd 0.51%F A G Bearings India Ltd 0.47%IDFC Bank Ltd 0.46%Aurobindo Pharma Ltd 0.46%Infrastructure Development Finance Company Ltd 0.45%T V S Motor Co. Ltd. 0.41%Ambuja Cements Ltd 0.38%Supreme Industries Ltd 0.35%Max Financial Services Ltd 0.32%Petronet L N G Ltd 0.28%Emami Ltd 0.27%Coal India Ltd 0.26%Divis Laboratories Ltd 0.23%Indraprastha Gas Ltd 0.20%Kajaria Ceramics Limited 0.20%Berger Paints India Ltd 0.18%Dalmia Bharat Ltd 0.17%Gujarat State Petronet Ltd 0.11%Max India Ltd Taurus 0.10%Godrej Consumer Products Limited 0.08%S R F Ltd 0.07%6% Zee Entertainment Enterprises Ltd Pref Shares 0.03%Motherson Sumi Systems Ltd 0.02%Max Ventures & Industries Limited 0.01%

53




AS ON 31st MAY 2016

Equity Dynamic Floor Fund

Others 9.48%Bharat Petroleum Corporation Ltd 0.70%Shree Cement Ltd 0.66%Zee Entertainment Enterprises Ltd 0.63%Power Grid Corporation of India Ltd 0.59%Ashok Leyland Ltd 0.50%Lupin Ltd 0.46%The Ramco Cements Limited 0.38%Voltas Ltd 0.35%Grasim Industries Ltd 0.34%Whirlpool Of India Ltd 0.34%Mundra Port and Special Economic Zone Ltd 0.33%Indian Hotels Company Ltd 0.32%Greenply Industries Ltd 0.30%Reliance Industries Ltd 0.29%ABB Ltd 0.28%Equitas Holding Ltd 0.28%Arvind Ltd 0.27%Granules India Ltd 0.26%Aurobindo Pharma Ltd 0.23%T V S Motor Co. Ltd. 0.20%Ambuja Cements Ltd 0.20%Indraprastha Gas Ltd 0.18%F A G Bearings India Ltd 0.15%Petronet L N G Ltd 0.14%Coal India Ltd 0.13%Emami Ltd 0.13%Divis Laboratories Ltd 0.12%Supreme Industries Ltd 0.11%Bank of Baroda 0.11%Kajaria Ceramics Limited 0.10%Dalmia Bharat Ltd 0.09%Berger Paints India Ltd 0.08%Gujarat State Petronet Ltd 0.06%IDFC Bank Ltd 0.05%Godrej Consumer Products Limited 0.04%S R F Ltd 0.04%Max Financial Services Ltd 0.03%Motherson Sumi Systems Ltd 0.01%

Equity Peak Guarantee Fund I

Others 13.76%National Thermal Power Corporation Ltd 0.73%Dr Reddys Laboratories Ltd 0.71%Bajaj Auto Ltd 0.71%HCL Technologies Ltd 0.68%UltraTech Cement Ltd 0.64%Power Grid Corporation of India Ltd 0.63%Lupin Ltd 0.62%Wipro Ltd 0.57%Tech Mahindra Ltd 0.55%Grasim Industries Ltd 0.54%Coal India Ltd 0.50%Zee Entertainment Enterprises Ltd 0.50%YES BANK LTD 0.46%Bharat Petroleum Corporation Ltd 0.46%Eicher Motors Limited 0.45%Bharti Infratel Ltd. 0.43%Cipla Ltd 0.42%Bosch Ltd 0.40%Ambuja Cements Ltd 0.39%Mundra Port and Special Economic Zone Ltd 0.39%GAIL (India) Ltd 0.39%Tata Steel Ltd 0.38%Aurobindo Pharma Ltd 0.37%ACC Ltd 0.32%Hindalco Industries Ltd 0.29%Idea Cellular Ltd 0.28%Tata Motors Limited-DVR 0.27%Bharat Heavy Electricals Ltd 0.24%Tata Power Company Ltd 0.23%Bank of Baroda 0.18%

Equity Kotak Dynamic Balanced Fund

Others 15.25%Bharat Petroleum Corporation Ltd 1.02%Zee Entertainment Enterprises Ltd 0.99%Shree Cement Ltd 0.98%Power Grid Corporation of India Ltd 0.86%Whirlpool Of India Ltd 0.74%Ashok Leyland Ltd 0.72%Lupin Ltd 0.65%The Ramco Cements Limited 0.60%Indian Hotels Company Ltd 0.56%Greenply Industries Ltd 0.53%Voltas Ltd 0.52%Mundra Port and Special Economic Zone Ltd 0.50%Grasim Industries Ltd 0.49%Reliance Industries Ltd 0.42%Equitas Holding Ltd 0.40%Arvind Ltd 0.39%Granules India Ltd 0.38%ABB Ltd 0.37%IDFC Bank Ltd 0.34%Aurobindo Pharma Ltd 0.34%F A G Bearings India Ltd 0.34%Infrastructure Development Finance Company Ltd 0.34%T V S Motor Co. Ltd. 0.30%Ambuja Cements Ltd 0.29%Supreme Industries Ltd 0.26%Max Financial Services Ltd 0.24%Petronet L N G Ltd 0.21%Divis Laboratories Ltd 0.20%Emami Ltd 0.20%Coal India Ltd 0.19%Indraprastha Gas Ltd 0.15%Kajaria Ceramics Limited 0.14%Berger Paints India Ltd 0.13%Dalmia Bharat Ltd 0.12%Gujarat State Petronet Ltd 0.08%Max India Ltd Taurus 0.07%Godrej Consumer Products Limited 0.06%S R F Ltd 0.05%6% Zee Entertainment Enterprises Ltd Pref Shares 0.03%Motherson Sumi Systems Ltd 0.02%Max Ventures & Industries Limited 0.01%

Equity Kotak Guaranteed Growth Fund

Others 15.04%Zee Entertainment Enterprises Ltd 1.00%Bharat Petroleum Corporation Ltd 0.99%Shree Cement Ltd 0.97%Power Grid Corporation of India Ltd 0.83%Whirlpool Of India Ltd 0.76%Ashok Leyland Ltd 0.71%Lupin Ltd 0.64%The Ramco Cements Limited 0.61%Greenply Industries Ltd 0.53%Voltas Ltd 0.51%Mundra Port and Special Economic Zone Ltd 0.51%Grasim Industries Ltd 0.48%Indian Hotels Company Ltd 0.45%Reliance Industries Ltd 0.42%F A G Bearings India Ltd 0.41%Equitas Holding Ltd 0.39%Arvind Ltd 0.38%ABB Ltd 0.38%Granules India Ltd 0.37%IDFC Bank Ltd 0.35%Infrastructure Development Finance Company Ltd 0.34%Aurobindo Pharma Ltd 0.33%T V S Motor Co. Ltd. 0.29%Ambuja Cements Ltd 0.28%Supreme Industries Ltd 0.26%Max Financial Services Ltd 0.24%Divis Laboratories Ltd 0.21%Emami Ltd 0.20%Coal India Ltd 0.18%Indraprastha Gas Ltd 0.15%Petronet L N G Ltd 0.15%Kajaria Ceramics Limited 0.14%Berger Paints India Ltd 0.13%Dalmia Bharat Ltd 0.13%Gujarat State Petronet Ltd 0.08%Max India Ltd Taurus 0.07%Godrej Consumer Products Limited 0.06%S R F Ltd 0.05%6% Zee Entertainment Enterprises Ltd Pref Shares 0.02%Motherson Sumi Systems Ltd 0.01%Max Ventures & Industries Limited 0.01%

54




AS ON 31st MAY 2016

Equity Kotak Guaranteed Balanced Fund

Others 12.31%Shree Cement Ltd 0.81%Bharat Petroleum Corporation Ltd 0.80%Power Grid Corporation of India Ltd 0.68%Zee Entertainment Enterprises Ltd 0.67%Whirlpool Of India Ltd 0.63%Ashok Leyland Ltd 0.59%Lupin Ltd 0.53%The Ramco Cements Limited 0.51%Greenply Industries Ltd 0.45%Mundra Port and Special Economic Zone Ltd 0.44%Voltas Ltd 0.44%Grasim Industries Ltd 0.39%Indian Hotels Company Ltd 0.38%Reliance Industries Ltd 0.36%F A G Bearings India Ltd 0.34%Equitas Holding Ltd 0.32%ABB Ltd 0.32%Arvind Ltd 0.31%Granules India Ltd 0.30%IDFC Bank Ltd 0.30%Infrastructure Development Finance Company Ltd 0.29%Aurobindo Pharma Ltd 0.27%T V S Motor Co. Ltd. 0.24%Ambuja Cements Ltd 0.22%Supreme Industries Ltd 0.22%Max Financial Services Ltd 0.17%Divis Laboratories Ltd 0.17%Emami Ltd 0.17%Coal India Ltd 0.15%Indraprastha Gas Ltd 0.13%Petronet L N G Ltd 0.13%Kajaria Ceramics Limited 0.12%Berger Paints India Ltd 0.11%Dalmia Bharat Ltd 0.11%Gujarat State Petronet Ltd 0.07%Max India Ltd Taurus 0.05%Godrej Consumer Products Limited 0.05%S R F Ltd 0.04%6% Zee Entertainment Enterprises Ltd Pref Shares 0.01%Motherson Sumi Systems Ltd 0.01%Max Ventures & Industries Limited 0.01%

Equity Kotak Pension Opportunities Fund

Others 33.36%Zee Entertainment Enterprises Ltd 1.62%Reliance Industries Ltd 1.50%Tata Consultancy Services Ltd 1.30%Whirlpool Of India Ltd 1.25%Supreme Industries Ltd 1.21%Bharat Electronics Ltd 1.15%Aurobindo Pharma Ltd 1.14%Asian Paints Ltd 1.12%The Ramco Cements Limited 1.09%T V S Motor Co. Ltd. 1.08%Bayer Cropscience Ltd 1.08%Kajaria Ceramics Limited 1.04%Bharat Forge Ltd 1.02%Greenply Industries Ltd 0.96%F A G Bearings India Ltd 0.94%Hero Honda Motors Ltd 0.93%Lupin Ltd 0.91%Tata Steel Ltd 0.86%Voltas Ltd 0.86%Havells India Ltd 0.83%Eicher Motors Limited 0.82%Power Grid Corporation of India Ltd 0.81%Arvind Ltd 0.81%Petronet L N G Ltd 0.81%Strides Arcolab Ltd 0.76%ABB Ltd 0.72%IDFC Bank Ltd 0.71%Gujarat State Petronet Ltd 0.66%Mundra Port and Special Economic Zone Ltd 0.65%Dalmia Bharat Ltd 0.62%Equitas Holding Ltd 0.59%National Buildings Construction Corporation Ltd 0.57%Grasim Industries Ltd 0.56%Torrent Pharmaceuticals Ltd 0.53%Max Financial Services Ltd 0.51%Coal India Ltd 0.39%Motherson Sumi Systems Ltd 0.36%Emami Ltd 0.27%Max India Ltd Taurus 0.16%JK Cement Limited 0.09%6% Zee Entertainment Enterprises Ltd Pref Shares 0.02%Max Ventures & Industries Limited 0.02%

Equity Pension Classic Opportunities Fund

Others 33.70%Ashok Leyland Ltd 1.60%Reliance Industries Ltd 1.51%Tata Consultancy Services Ltd 1.36%Whirlpool Of India Ltd 1.27%Aurobindo Pharma Ltd 1.24%Supreme Industries Ltd 1.23%Asian Paints Ltd 1.18%Bharat Electronics Ltd 1.17%Bayer Cropscience Ltd 1.13%The Ramco Cements Limited 1.12%T V S Motor Co. Ltd. 1.11%Bharat Forge Ltd 1.07%Kajaria Ceramics Limited 1.01%F A G Bearings India Ltd 0.99%Greenply Industries Ltd 0.97%Hero Honda Motors Ltd 0.96%Lupin Ltd 0.94%Tata Steel Ltd 0.86%Voltas Ltd 0.86%Havells India Ltd 0.86%Eicher Motors Limited 0.84%Petronet L N G Ltd 0.83%Arvind Ltd 0.82%Strides Arcolab Ltd 0.81%Power Grid Corporation of India Ltd 0.77%ABB Ltd 0.74%IDFC Bank Ltd 0.70%Gujarat State Petronet Ltd 0.69%Dalmia Bharat Ltd 0.65%Mundra Port and Special Economic Zone Ltd 0.63%National Buildings Construction Corporation Ltd 0.56%Max Financial Services Ltd 0.55%Grasim Industries Ltd 0.53%Equitas Holding Ltd 0.53%Torrent Pharmaceuticals Ltd 0.51%Motherson Sumi Systems Ltd 0.33%Emami Ltd 0.29%Coal India Ltd 0.20%Max India Ltd Taurus 0.17%JK Cement Limited 0.09%6% Zee Entertainment Enterprises Ltd Pref Shares 0.04%Max Ventures & Industries Limited 0.02%

Equity Pension Frontline Equity Fund

Others 27.29%HCL Technologies Ltd 1.91%Bharat Petroleum Corporation Ltd 1.78%Shree Cement Ltd 1.71%Power Grid Corporation of India Ltd 1.50%Whirlpool Of India Ltd 1.49%Ashok Leyland Ltd 1.28%The Ramco Cements Limited 1.14%Lupin Ltd 1.12%Greenply Industries Ltd 1.05%Indian Hotels Company Ltd 1.05%Mundra Port and Special Economic Zone Ltd 0.95%Voltas Ltd 0.87%Grasim Industries Ltd 0.86%Reliance Industries Ltd 0.77%ABB Ltd 0.72%Equitas Holding Ltd 0.71%Arvind Ltd 0.68%IDFC Bank Ltd 0.67%Granules India Ltd 0.66%F A G Bearings India Ltd 0.63%T V S Motor Co. Ltd. 0.55%Ambuja Cements Ltd 0.50%Supreme Industries Ltd 0.49%Infrastructure Development Finance Company Ltd 0.48%Max Financial Services Ltd 0.47%Emami Ltd 0.38%Petronet L N G Ltd 0.37%Coal India Ltd 0.33%Divis Laboratories Ltd 0.32%Aurobindo Pharma Ltd 0.29%Indraprastha Gas Ltd 0.27%Kajaria Ceramics Limited 0.26%Berger Paints India Ltd 0.24%Dalmia Bharat Ltd 0.22%Gujarat State Petronet Ltd 0.15%Max India Ltd Taurus 0.14%Godrej Consumer Products Limited 0.11%S R F Ltd 0.09%6% Zee Entertainment Enterprises Ltd Pref Shares 0.04%Motherson Sumi Systems Ltd 0.03%Max Ventures & Industries Limited 0.02%

55




AS ON 31st MAY 2016

Equity Pension Guarantee Fund

Others 14.55%

National Thermal Power Corporation Ltd 0.77%

Dr Reddys Laboratories Ltd 0.75%

Bajaj Auto Ltd 0.75%



Power Grid Corporation of India Ltd 0.67%

Lupin Ltd 0.66%

Wipro Ltd 0.61%

Tech Mahindra Ltd 0.58%

Grasim Industries Ltd 0.57%

Coal India Ltd 0.53%


YES BANK LTD 0.49%


Eicher Motors Limited 0.47%

Bharti Infratel Ltd. 0.46%

Cipla Ltd 0.45%

Bosch Ltd 0.43%

Ambuja Cements Ltd 0.42%

Mundra Port and Special Economic Zone Ltd 0.41%

GAIL (India) Ltd 0.41%

Tata Steel Ltd 0.40%

Aurobindo Pharma Ltd 0.39%

ACC Ltd 0.34%

Hindalco Industries Ltd 0.30%

Idea Cellular Ltd 0.29%

Tata Motors Limited-DVR 0.28%

Bharat Heavy Electricals Ltd 0.26%

Tata Power Company Ltd 0.24%

Bank of Baroda 0.19%

Equity Kotak Pension Floor Fund

Others 9.70%Bharat Petroleum Corporation Ltd 0.70%Shree Cement Ltd 0.67%Zee Entertainment Enterprises Ltd 0.66%Power Grid Corporation of India Ltd 0.59%Ashok Leyland Ltd 0.51%Lupin Ltd 0.47%The Ramco Cements Limited 0.40%Whirlpool Of India Ltd 0.35%Mundra Port and Special Economic Zone Ltd 0.35%Voltas Ltd 0.34%Grasim Industries Ltd 0.34%Greenply Industries Ltd 0.31%Indian Hotels Company Ltd 0.31%Reliance Industries Ltd 0.31%ABB Ltd 0.30%Equitas Holding Ltd 0.28%Arvind Ltd 0.27%Granules India Ltd 0.26%Aurobindo Pharma Ltd 0.24%T V S Motor Co. Ltd. 0.20%Ambuja Cements Ltd 0.20%Indraprastha Gas Ltd 0.19%F A G Bearings India Ltd 0.15%Petronet L N G Ltd 0.15%Emami Ltd 0.13%Divis Laboratories Ltd 0.13%Coal India Ltd 0.13%Bank of Baroda 0.12%Supreme Industries Ltd 0.12%Kajaria Ceramics Limited 0.10%Dalmia Bharat Ltd 0.09%Berger Paints India Ltd 0.08%Gujarat State Petronet Ltd 0.06%IDFC Bank Ltd 0.05%Godrej Consumer Products Limited 0.05%S R F Ltd 0.04%Max Financial Services Ltd 0.03%Motherson Sumi Systems Ltd 0.01%

Equity Kotak Pension Growth Fund

Others 14.44%Bharat Petroleum Corporation Ltd 0.98%Zee Entertainment Enterprises Ltd 0.97%Shree Cement Ltd 0.92%Power Grid Corporation of India Ltd 0.82%Whirlpool Of India Ltd 0.75%Lupin Ltd 0.69%Ashok Leyland Ltd 0.69%The Ramco Cements Limited 0.60%Greenply Industries Ltd 0.52%Voltas Ltd 0.50%Mundra Port and Special Economic Zone Ltd 0.50%Indian Hotels Company Ltd 0.47%Grasim Industries Ltd 0.47%Reliance Industries Ltd 0.41%ABB Ltd 0.39%Equitas Holding Ltd 0.39%Arvind Ltd 0.38%Granules India Ltd 0.37%IDFC Bank Ltd 0.34%F A G Bearings India Ltd 0.33%Aurobindo Pharma Ltd 0.33%T V S Motor Co. Ltd. 0.29%Ambuja Cements Ltd 0.27%Supreme Industries Ltd 0.27%Max Financial Services Ltd 0.23%Divis Laboratories Ltd 0.20%Emami Ltd 0.20%Coal India Ltd 0.18%Indraprastha Gas Ltd 0.15%Petronet L N G Ltd 0.15%Kajaria Ceramics Limited 0.14%Berger Paints India Ltd 0.13%Dalmia Bharat Ltd 0.12%Gujarat State Petronet Ltd 0.08%Max India Ltd Taurus 0.07%Godrej Consumer Products Limited 0.06%S R F Ltd 0.05%6% Zee Entertainment Enterprises Ltd Pref Shares 0.02%Motherson Sumi Systems Ltd 0.01%Max Ventures & Industries Limited 0.01%

Equity Pension Floor Fund II

Others 10.47%Shree Cement Ltd 0.73%Bharat Petroleum Corporation Ltd 0.71%Power Grid Corporation of India Ltd 0.59%Zee Entertainment Enterprises Ltd 0.59%Ashok Leyland Ltd 0.53%Whirlpool Of India Ltd 0.53%Lupin Ltd 0.47%The Ramco Cements Limited 0.46%Mundra Port and Special Economic Zone Ltd 0.39%Voltas Ltd 0.35%ABB Ltd 0.34%Grasim Industries Ltd 0.33%Indian Hotels Company Ltd 0.32%Reliance Industries Ltd 0.32%Arvind Ltd 0.27%Granules India Ltd 0.27%Supreme Industries Ltd 0.26%IDFC Bank Ltd 0.26%Equitas Holding Ltd 0.26%T V S Motor Co. Ltd. 0.22%Infrastructure Development Finance Company Ltd 0.22%Emami Ltd 0.22%Ambuja Cements Ltd 0.20%Divis Laboratories Ltd 0.18%Max Financial Services Ltd 0.16%Greenply Industries Ltd 0.16%Petronet L N G Ltd 0.16%Coal India Ltd 0.13%Aurobindo Pharma Ltd 0.12%Indraprastha Gas Ltd 0.12%Kajaria Ceramics Limited 0.11%F A G Bearings India Ltd 0.10%Berger Paints India Ltd 0.10%Dalmia Bharat Ltd 0.10%Gujarat State Petronet Ltd 0.06%Max India Ltd Taurus 0.05%Godrej Consumer Products Limited 0.05%S R F Ltd 0.04%Motherson Sumi Systems Ltd 0.01%Max Ventures & Industries Limited 0.01%

56




AS ON 31st MAY 2016

Equity Kotak Pension Balanced Fund

Others 12.05%Bharat Petroleum Corporation Ltd 0.81%Zee Entertainment Enterprises Ltd 0.78%Shree Cement Ltd 0.77%Power Grid Corporation of India Ltd 0.68%Whirlpool Of India Ltd 0.59%Ashok Leyland Ltd 0.57%Lupin Ltd 0.56%The Ramco Cements Limited 0.48%Indian Hotels Company Ltd 0.44%Greenply Industries Ltd 0.41%Voltas Ltd 0.41%Grasim Industries Ltd 0.39%Mundra Port and Special Economic Zone Ltd 0.39%Reliance Industries Ltd 0.34%Equitas Holding Ltd 0.32%Arvind Ltd 0.31%Granules India Ltd 0.30%ABB Ltd 0.30%F A G Bearings India Ltd 0.27%IDFC Bank Ltd 0.27%Aurobindo Pharma Ltd 0.27%Infrastructure Development Finance Company Ltd 0.26%T V S Motor Co. Ltd. 0.24%Ambuja Cements Ltd 0.23%Supreme Industries Ltd 0.21%Max Financial Services Ltd 0.18%Divis Laboratories Ltd 0.17%Emami Ltd 0.16%Coal India Ltd 0.15%Indraprastha Gas Ltd 0.12%Petronet L N G Ltd 0.12%Kajaria Ceramics Limited 0.12%Berger Paints India Ltd 0.10%Dalmia Bharat Ltd 0.10%Gujarat State Petronet Ltd 0.07%Max India Ltd Taurus 0.05%Godrej Consumer Products Limited 0.05%S R F Ltd 0.04%Motherson Sumi Systems Ltd 0.01%6% Zee Entertainment Enterprises Ltd Pref Shares 0.01%Max Ventures & Industries Limited 0.01%

Equity Kotak Group Dynamic Floor Fund

Others 7.69%Bharat Petroleum Corporation Ltd 0.56%Zee Entertainment Enterprises Ltd 0.54%Shree Cement Ltd 0.52%Power Grid Corporation of India Ltd 0.47%Ashok Leyland Ltd 0.42%Lupin Ltd 0.37%The Ramco Cements Limited 0.32%Mundra Port and Special Economic Zone Ltd 0.30%Voltas Ltd 0.28%Whirlpool Of India Ltd 0.28%Greenply Industries Ltd 0.25%Indian Hotels Company Ltd 0.25%Reliance Industries Ltd 0.25%ABB Ltd 0.24%Grasim Industries Ltd 0.24%Equitas Holding Ltd 0.22%Arvind Ltd 0.21%Granules India Ltd 0.21%Aurobindo Pharma Ltd 0.19%T V S Motor Co. Ltd. 0.16%Ambuja Cements Ltd 0.16%Indraprastha Gas Ltd 0.15%Petronet L N G Ltd 0.12%Bank of Baroda 0.12%Coal India Ltd 0.10%Divis Laboratories Ltd 0.10%Emami Ltd 0.10%Supreme Industries Ltd 0.09%F A G Bearings India Ltd 0.09%Kajaria Ceramics Limited 0.08%Dalmia Bharat Ltd 0.07%Berger Paints India Ltd 0.06%Gujarat State Petronet Ltd 0.05%IDFC Bank Ltd 0.04%Godrej Consumer Products Limited 0.04%S R F Ltd 0.03%Max Financial Services Ltd 0.02%Motherson Sumi Systems Ltd 0.01%

Equity Pension Balanced Fund II

Others 15.62%Zee Entertainment Enterprises Ltd 1.06%Bharat Petroleum Corporation Ltd 1.03%Shree Cement Ltd 1.00%Power Grid Corporation of India Ltd 0.88%Whirlpool Of India Ltd 0.83%Ashok Leyland Ltd 0.76%Lupin Ltd 0.67%The Ramco Cements Limited 0.62%Greenply Industries Ltd 0.61%Voltas Ltd 0.54%Mundra Port and Special Economic Zone Ltd 0.48%Grasim Industries Ltd 0.48%Indian Hotels Company Ltd 0.48%Reliance Industries Ltd 0.44%Equitas Holding Ltd 0.41%Arvind Ltd 0.40%Granules India Ltd 0.38%IDFC Bank Ltd 0.37%Infrastructure Development Finance Company Ltd 0.37%Aurobindo Pharma Ltd 0.35%ABB Ltd 0.34%F A G Bearings India Ltd 0.32%T V S Motor Co. Ltd. 0.30%Ambuja Cements Ltd 0.29%Max Financial Services Ltd 0.27%Supreme Industries Ltd 0.26%Petronet L N G Ltd 0.22%Emami Ltd 0.20%Coal India Ltd 0.19%Divis Laboratories Ltd 0.18%Indraprastha Gas Ltd 0.16%Kajaria Ceramics Limited 0.14%Berger Paints India Ltd 0.14%Dalmia Bharat Ltd 0.13%Gujarat State Petronet Ltd 0.09%Godrej Consumer Products Limited 0.06%Max India Ltd Taurus 0.06%S R F Ltd 0.05%6% Zee Entertainment Enterprises Ltd Pref Shares 0.03%Motherson Sumi Systems Ltd 0.02%Max Ventures & Industries Limited 0.01%

Equity Kotak Group Balanced Fund

Others 14.62%Bharat Petroleum Corporation Ltd 1.05%Shree Cement Ltd 0.99%Zee Entertainment Enterprises Ltd 0.89%Power Grid Corporation of India Ltd 0.88%Lupin Ltd 0.67%Ashok Leyland Ltd 0.67%Whirlpool Of India Ltd 0.65%The Ramco Cements Limited 0.55%Voltas Ltd 0.52%Grasim Industries Ltd 0.51%Greenply Industries Ltd 0.49%Indian Hotels Company Ltd 0.49%Mundra Port and Special Economic Zone Ltd 0.43%Equitas Holding Ltd 0.42%Arvind Ltd 0.40%Granules India Ltd 0.39%Reliance Industries Ltd 0.39%ABB Ltd 0.34%F A G Bearings India Ltd 0.33%Aurobindo Pharma Ltd 0.33%IDFC Bank Ltd 0.31%T V S Motor Co. Ltd. 0.30%Infrastructure Development Finance Company Ltd 0.30%Ambuja Cements Ltd 0.29%Supreme Industries Ltd 0.24%Max Financial Services Ltd 0.21%Coal India Ltd 0.19%Petronet L N G Ltd 0.19%Divis Laboratories Ltd 0.19%Emami Ltd 0.19%Kajaria Ceramics Limited 0.15%Indraprastha Gas Ltd 0.14%Berger Paints India Ltd 0.13%Dalmia Bharat Ltd 0.12%Gujarat State Petronet Ltd 0.08%Max India Ltd Taurus 0.06%Godrej Consumer Products Limited 0.05%S R F Ltd 0.05%Motherson Sumi Systems Ltd 0.02%6% Zee Entertainment Enterprises Ltd Pref Shares 0.02%Max Ventures & Industries Limited 0.01%

57



DisclaimerMONTHLY UPDATE JUNE 2016

AS ON 31st MAY 2016

Disclaimer :

About Us :About Kotak Mahindra Old Mutual Life Insurance

The Kotak Mahindra Group

Old Mutual plc

Risk factors :

Though document is thoroughly researched & prepared by our fund experts. kotak l ife insurance ltd however makes no warranties, representations,promises or statements that the information contained herein is clear, correct, precise or accurate. this document has been prepared for the purpose of providing an overview ofklifundswithouttakingaccountofanyparticularinvestor’sobjectives,financialsituationorneedsyouarethereforerequestednottosubstitutethisdocumentwith any professional opinion/advice and to use your discretion basis your financial objectives.

Kotak Mahindra Old Mutual Life Insurance is a 74:26 joint venture between Kotak Mahindra Bank Ltd., its affiliates and Old Mutual plc. A company that com-bines its international strengths and local advantages to offer its customers a wide range of innovative life insurance products, helping them takes important financial decisions at every stage in life and stay financially independent. The company is one of the fastest growing insurance companies in India and has shown remarkable growth since its inception in 2000. Kotak Life Insurance employs over 5500^ people in its various businesses and has 205^ branches pan India.

TheKotakMahindragroupisoneofIndia’sleadingbankingandfinancialservicesorganizations,withofferingsacrosspersonalfinancialservices;commercialbanking; corporate and investment banking and markets; stock broking; asset management and life insurance. The Kotak Group has a net worth of Rs. 19,076* cr and has a distribution network through branches, franchisees, representative offices and satellite offices across cities and towns in India and offices in London, New York, San Francisco, Singapore, Dubai and Mauritius, servicing around 7 million customer accounts.

Old Mutual plc is an international savings and wealth management company based in the UK. Originating in South Africa in 1845, Old Mutual is a Global 500 and FTSE 100 company, listed in UK, South Africa and other 3 African exchanges. The group has a balanced portfolio of businesses offering Asset Management, Life Assurance, Banking and General Insurance Services in over 40 countries, with a focus on South Africa, Europe and the United States, and a growing pres-ence in Asia Pacific.

*Source: Investor Relation- Earning update Q2 FY 2013-14.^Public disclosure FY 2013-14

Kotak Mahindra Old Mutual Life Insurance Ltd., Regn. No.107, Regd. Office: 4th Floor, Vinay Bhavya Complex, 159 A, C.S.T. Road, Kalina, Santacruz (East), Mumbai - 400 098 .

Website: http://insurance.kotak.com, Email: [email protected]. Insurance is the subject matter of the solicitation

• Unit Linked Life Insurance Products are different from traditional insurance products and are subject to the risk factors.

• The premium paid in Unit Linked Life Insurance Products are subject to investment risk associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and insured is responsible for his/her decisions.

• Kotak Life Insurance is only the name of the Insurance Company and the specified Unit Linked funds do not in any way indicate the quality of the contract, its future prospects or returns.

• Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

• Past performance of any of the funds is not indicative of their future prospects or returns.

58

Documents

MONTHLY UPDATE JUNE 2016 - Kotak Mahindra Bank...MONTHLY UPDATE JUNE 2016 AS ON 31st MAY 2016 CONTENTS ... of Ujjivan Financial Services (USD 133mn), Parag Milk Foods (USD 112mn) and