MORTGAGE LENDER AND BROKER LICENSEES … · MORTGAGE LENDER AND BROKER LICENSEES INDUSTRIAL LOAN ASSOCIATIONS ... 11/20/97 MB-1159 Discount Funding Associates, Inc. Approved ... Inc

SUPPLEMENT TO THE 1998 ANNUAL REPORTOF THE

BUREAU OF FINANCIAL INSTITUTIONS

MORTGAGE LENDER AND BROKERLICENSEES

INDUSTRIAL LOAN ASSOCIATIONSMONEY ORDER SELLERS

NON-PROFIT DEBT COUNSELING AGENCIESCHECK CASHERS

OPERATING IN VIRGINIAAT THE CLOSE OF BUSINESS

DECEMBER 31, 1998

FROM REPORTS FILED IN THE

BUREAU OF FINANCIAL INSTITUTIONSSTATE CORPORATION COMMISSION

COMMONWEALTH OF VIRGINIA

TABLE OF CONTENTS

Letter of Transmittal...................................................................................................................................................4

Personnel.....................................................................................................................................................................5

State Corporation Commission ..................................................................................................................................6

Bureau of Financial Institutions.................................................................................................................................6

Organizational Chart ..................................................................................................................................................7

MORTGAGE LENDERS AND/OR BROKERS:Applications Received and/or Acted Upon in 1998 .........................................................................................8Status Changes ............................................................................................................................................... 27List of Licenses Surrendered in 1998 ............................................................................................................ 39List of Licenses Revoked in 1998.................................................................................................................. 42Range of Loans Brokered During 1998 ........................................................................................................ 43Range of Loans Funded During 1998 ........................................................................................................... 44Alphabetical Listing of Licensed Mortgage Brokers..................................................................................... 45Alphabetical Listing of Licensed Mortgage Lenders..................................................................................... 87Alphabetical Listing of Licensed Mortgage Lenders and Brokers .............................................................. 109

INDUSTRIAL LOAN ASSOCIATIONS:Consolidated Statement of Financial Condition .......................................................................................... 140Industrial Loan Associations and Other Information .................................................................................. 141

MONEY ORDER SELLERS:Alphabetical Listing of Money Order Sellers .............................................................................................. 142

NON-PROFIT DEBT COUNSELING AGENCIES:Alphabetical Listing of Non-Profit Debt Counseling Agencies .................................................................. 144

CHECK CASHERS:Alphabetical Listing of Check Cashers........................................................................................................ 146

4

STATE CORPORATION COMMISSION

____________________

I. CLINTON MILLER, Chairman

THEODORE V. MORRISON, JR. HULLIHEN WILLIAMS MOORE

JOEL H. PECK, Clerk of the Commission

Report of the Bureau of Financial Institutions

______________________

Richmond, Virginia, December 31, 1998

TO THE STATE CORPORATION COMMISSIONRichmond, Virginia

GREETINGS:

I have the honor to submit herewith the Supplement to the 1998 Annual Report of theBureau of Financial Institutions - Mortgage Lender and Broker Licensees, IndustrialLoan Associations, Money Order Sellers, and Non-Profit Debt Counseling Agencies.

Respectfully,

E. J. FACE, JR.Commissioner of Financial Institutions

5

BUREAU OF FINANCIAL INSTITUTIONS

E. J. FACE, JR.Commissioner of Financial Institutions

ADMINISTRATION AND FINANCE

GERALD E. FALLENAssistant Commissioner

BANKS AND SAVINGS INSTITUTIONS

JOHN M. CROCKETTDeputy Commissioner

CONSUMER FINANCE

SUSAN E. HANCOCKDeputy Commissioner

CORPORATE STRUCTURE AND RESEARCH

NICHOLAS C. KYRUSDeputy Commissioner

CREDIT UNIONS

GEORGE H. LATHAMDeputy Commissioner

6

THE STATE CORPORATION COMMISSION

The Constitution of Virginia establishes the State Corporation Commission as aspecific department of State Government. The Commission regulates electricand telephone utility companies, the insurance industry, all state charteredfinancial institutions, rail transportation and investment securities. TheCommission also assesses public service corporations for state and local taxationas well as charters all domestic and foreign corporations doing business inVirginia. The primary reason for the Commission's existence is to administer thelaws which promote fair and equitable treatment of the public by all businesseswhich are deemed by the Commonwealth to provide a vital public service.

THE BUREAU OF FINANCIAL INSTITUTIONS

The State Corporation Commission, Bureau of Financial Institutions isresponsible under Title 6.1 of the Code of Virginia for the regulation andsupervision of all state chartered banks, savings institutions, industrial loanassociations, credit unions, consumer finance licensees, money order sellerlicensees, non-profit debt counseling agencies and mortgage lenders and brokers.With the exception of money order seller licensees, debt counseling agencies andmortgage lender/brokers, each institution is examined at least twice every threeyears. Mortgage lenders are examined at least once every three years.Additionally, check cashers are required to register with the Bureau.

Within the Bureau of Financial Institutions, the Corporate Structure andResearch section is responsible for processing and investigating all applicationsfor certificates of authority and licenses and for processing check casherregistrations filed under Title 6.1 of the Code of Virginia. The ConsumerFinance and Mortgage section is responsible for the supervision of licensedmortgage lenders and brokers, consumer finance companies, industrial loanassociations, money order seller licensees and non-profit debt counselingagencies.

As of December 31, 1998, the Bureau of Financial Institutions regulated 450mortgage brokers with 628 offices, 147 mortgage lenders with 597 offices, 231mortgage lenders and brokers with 754 offices, 8 industrial loan associations,29 money order sellers, 14 non-profit debt counseling agencies with 59 offices,and 31 check cashers.

During 1998, the Bureau of Financial Institutions received and/or acted upon1,055 applications for licenses, additional offices and relocation of existingoffices, and for permission to acquire control of existing licensees pursuant tothe Mortgage Lender and Broker Act, 11 money order seller applications, 11additional office applications of non-profit debt counseling agencies, 2 industrialloan relocation applications, and 5 check casher registrations.

7

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APPLICATIONS RECEIVED AND/OR ACTED UPON IN 1998

8

NEW MORTGAGE BROKER LICENSES

DATE LICENSEREC'D NUMBER NAME OF APPLICANT DISPOSITION

06/20/97 MB-1118 Old Stone Funding Group, Inc. Approved01/16/98

09/08/97 MB-1131 Altus Mortgage Corporation Denied03/02/98

09/22/97 MB-1135 1st Dependable Mortgage Company Withdrawn02/23/98

10/06/97 MB-1146 Hedwig Katharina Crosswhite Approved01/15/98

10/10/97 MB-1148 John Thomas Byrd d/b/a White Horse Properties Approved03/11/98

10/24/97 MB-1129 Real Developments, Inc. t/a Coastal Mortgage andInvestments

Approved02/18/98

10/30/97 MB-1151 The American Dream Corporation d/b/a MortgageFunding Services, Inc.

Approved01/28/98

11/20/97 MB-1159 Discount Funding Associates, Inc. Approved01/29/98

11/21/97 MB-1160 Fidelity Mortgage and Finance Co. Approved02/19/98

11/24/97 MB-1162 Prime Time Mortgage, Inc. Approved02/23/98

11/26/97 MB-1155 First Horizon Home Mortgage, Inc. Approved01/28/98

12/02/97 MB-1158 Continental Lending Corporation of America Approved01/22/98

12/04/97 MB-1156 Franklin Mortgage Corporation Approved02/09/98

12/04/97 MB-1163 Jane E. Brown, Inc. d/b/a Optimum Financial Services Approved02/12/98

12/09/97 MB-1164 Chesapeake Commercial Associates, Inc. Approved03/03/98

12/29/97 MB-1169 Mandarin Mortgage Corp. Approved03/04/98


9

NEW MORTGAGE BROKER LICENSES (Continued)


12/30/97 MB-1170 Larry M. Goldberg d/b/a First Financial Concepts Approved03/05/98

12/31/97 MB-1171 1st Choice Mortgage Corp. Approved02/10/98

01/05/98 MB-1167 Atlantic Coast Financial Services, Inc. Approved02/23/98

01/05/98 MB-1168 Midas Mortgage, LLC Approved03/19/98

01/06/98 MB-1172 Richard Alan Kavanaugh Approved04/10/98

01/12/98 MB-1173 Blue Ridge Mortgage, Inc. Approved04/10/98

01/13/98 MB-1174 Federal Mortgage Exchange Network, Inc. Approved02/18/98

01/15/98 MB-1166 Pennsylvania Pinnacle Mortgage Corp. d/b/a PinnacleMortgage

Approved03/13/98

01/15/98 MB-1176 Southern Mortgage Services, Inc. Approved03/03/98

01/16/98 MB-1177 American Home Mortgage Co. LLC Approved02/19/98

01/29/98 MB-1179 AKZ Enterprises, Inc. Approved03/11/98

01/29/98 MB-1178 Home Sweet Home Mortgage Corporation Approved03/11/98

02/03/98 MB-1165 Destiny Mortgage Group, Inc. Approved04/09/98

02/05/98 MB-1181 Intuit Lender Services, Inc. Approved03/27/98

02/05/98 MB-1180 Town Center Mortgage, Inc. Approved05/08/98

02/06/98 MB-1182 Home Improvement Acceptance Corporation Approved04/10/98


10



02/09/98 MB-1183 Capitol Properties Management Group, L.L.C. d/b/a TheMortgage Company

Approved04/29/98

02/13/98 MB-1184 Future Link 2000, Incorporated d/b/a Future LinkFunding

Approved04/20/98

03/02/98 MB-1189 Access Mortgage Inc. Approved05/04/98

03/03/98 MB-1190 Marathon Capital Investment Corporation Denied06/19/98

03/04/98 MB-1186 Mountain Empire Mortgage Broker, Inc. Approved04/10/98

03/05/98 MB-1188 John G. Mortimer t/a Providence Mortgage Approved04/23/98

03/09/98 MB-1191 Mortgage Solutions, Inc. Withdrawn05/18/98

03/09/98 MB-1185 Source One Financial Services, Inc. Approved05/06/98

03/12/98 MB-1192 Fairway Independent Mortgage Corporation Approved05/06/98

03/16/98 MB-1193 Community Mortgage Services, Inc. Approved08/27/98

03/20/98 MB-1194 Consumer Funding, Inc. Approved06/03/98

03/23/98 MB-1187 Calibre Funding Corporation Approved05/12/98

03/23/98 MB-1195 Horizon Financial Services, Inc. Approved04/09/98

04/01/98 MB-1197 Riverside Funding Corporation of Northern Virginia Approved05/21/98

04/03/98 MB-1161 Madison Financial Corporation Approved06/26/98

04/03/98 MB-1198 Principal Funding Group, LLC Approved06/26/98


11



04/07/98 MB-1199 Joanne C. Sebeck d/b/a Cannon Mortgage Approved06/04/98

04/09/98 MB-1200 Sheryl L. Warren Withdrawn09/16/98

04/10/98 MB-1196 Ivy K. Inocencio d/b/a Sunny View Mortgage Group Approved06/04/98

04/14/98 MB-1202 Wesley Mayder d/b/a Western Capital Mortgage Approved07/08/98

04/17/98 MB-1206 Elite Financial Services, Inc. Approved09/16/98

04/17/98 MB-1256 Pierucci Inc. d/b/a Sunset Mortgage Company Approved08/05/98

04/20/98 MB-1207 Carlos Eduardo Vasquez Withdrawn11/30/98

04/21/98 MB-1209 Kathryne L. Ward Approved06/03/98

04/22/98 MB-1210 Domain Financial Group, Inc. Approved06/25/98

04/24/98 MB-1205 SZI Inc. t/a Royal Banc Mortgage Center Approved06/04/98

04/28/98 MB-1212 Garry L. O'Neill Approved06/25/98

04/28/98 MB-1213 Patriot Funding Corporation (Used in Va by:PatriotMortgage Corporation)

Approved07/13/98

05/01/98 MB-1201 Elite Mortgage, Inc. of Virginia d/b/a EMI Withdrawn07/27/98

05/01/98 MB-1214 Linda Caruso t/a Guardian Mortgage Approved08/26/98

05/01/98 MB-1270 Magellan Home Loans, Ltd. Approved08/17/98

05/01/98 MB-1203 Severn Mortgage Corporation Approved07/06/98


12



05/04/98 MB-1215 Southside Mortgage & Settlement Company Approved07/16/98

05/06/98 MB-1219 Cardinal Enterprises Inc. of Richmond d/b/a PrestigeMortgage Co.

Approved08/10/98

05/06/98 MB-1218 Covenant Mortgage Corporation Approved07/17/98

05/06/98 MB-1217 Nationwide Home Mortgage, Inc. Approved08/25/98

05/06/98 MB-1204 Saab Financial Corp. d/b/a Saab Mortgage Approved06/26/98

05/07/98 MB-1220 Intek Teleservices, Inc. Withdrawn11/30/98

05/11/98 MB-1223 A-K Financial Inc. Denied09/22/98

05/11/98 MB-1224 Donna L. Chocklett d/b/a Chocklett Mortgage Approved08/28/98

05/11/98 MB-1222 Infinity Mortgage Corporation Approved08/18/98

05/12/98 MB-1225 Apex Home Loans, Inc. Approved06/25/98

05/12/98 MB-1226 Nations Home Funding, Inc. Approved07/29/98

05/13/98 MB-1227 United Trust Mortgage, Inc. Withdrawn08/03/98

05/18/98 MB-1229 MBS Financial Inc. d/b/a Commonwealth Lending Approved07/17/98

05/20/98 MB-1230 Colonial Atlantic Mortgage, Inc. Approved10/07/98

05/20/98 MB-1231 Home Mortgage Direct, Inc. Approved07/08/98

05/21/98 MB-1232 Eugene B. Huband d/b/a Alpha Mortgage Funding Approved07/06/98


13



05/21/98 MB-1233 Realty Capital Group, Incorporated d/b/a Equity FundingGroup

Approved07/08/98

05/26/98 MB-1228 Adam N. Harrell, Jr. d/b/a Unity Mortgage Approved08/24/98

05/26/98 MB-1234 Kennedy Mortgage Corp. Approved07/30/98

05/27/98 MB-1216 R. K. Financial Services, Inc. d/b/a Immediate Mortgage,Inc.

Approved07/31/98

06/01/98 MB-1211 Willow Financial Services, Inc. Approved10/06/98

06/02/98 MB-1235 Loyalty Mortgage Corporation Approved07/08/98

06/15/98 MB-1208 Gulfstream Financial Services of Maryland, Incorporated Approved08/11/98

06/17/98 MB-1237 Southside Mortgage Corporation, Inc. Approved08/18/98

06/18/98 MB-1240 CPBS Corporation Denied11/25/98

06/22/98 MB-1239 The Move Shop Inc. Withdrawn11/13/98

06/23/98 MB-1241 Ability Mortgage Funding L.L.C. Approved08/17/98

06/25/98 MB-1245 Allstate Lending Services, Inc. Pending

06/26/98 MB-1242 Cheryl L. Saunders d/b/a Plan B Mortgage Approved08/28/98

06/29/98 MB-1243 First Residential Mortgage Corporation Approved08/24/98

06/30/98 MB-1244 PFN Mortgage Services, L.L.C. Withdrawn10/14/98

07/06/98 MB-1246 A & H Mortgage Services, Inc. Approved11/02/98

07/07/98 MB-1236 Old Dominion Mortgage, Inc. Approved12/30/98


14



07/08/98 MB-1248 A.R.T. Financial Services, Inc. d/b/a Franklin Mortgage Approved11/20/98

07/10/98 MB-1249 Grayhawk Mortgage Corporation Approved09/04/98

07/13/98 MB-1221 Service Center of America, Inc. d/b/a Financial FundingGroup

Approved10/26/98

07/15/98 MB-1251 NMLI Incorporated (Used in VA by: NMLI) Approved12/30/98

07/17/98 MB-1252 Quantam Funding Corporation Approved09/04/98

07/20/98 MB-1253 Microsoft HomeAdvisor LLC Withdrawn08/24/98

07/23/98 MB-1157 First Equity, Inc (Used in VA. by: First Equity Mortgage,Inc.)

Approved10/07/98

07/23/98 MB-1238 J. P. Finance & Investment Co., Inc. Withdrawn10/16/98

07/27/98 MB-1254 Best Rate Mortgage Corp. Approved09/04/98

07/27/98 MB-1255 Washington Mortgage Investment Corporation Withdrawn09/29/98

07/28/98 MB-1257 Blue Ridge Mortgage, L.L.C. Approved10/01/98

07/28/98 MB-1258 Divinity Mortgage Corporation Approved09/23/98

07/31/98 MB-1260 Mortgage Resources, LLC Approved11/23/98

08/03/98 MB-1261 Temple Mortgage, L.L.C. Approved12/14/98

08/05/98 MB-1262 Barksdale Business Group, Inc. d/b/a Barksdale LoanConsultants

Approved10/29/98

08/06/98 MB-1263 Old Stone Mortgage Corporation Approved09/23/98


15



08/11/98 MB-1266 1st Southern Financial Group Inc. Approved10/01/98

08/11/98 MB-1265 Michael O. Crawford Approved12/10/98

08/12/98 MB-1267 Kochummen K. Thomas d/b/a A-1 Realty MortgageCompany

Approved10/07/98

08/13/98 MB-1276 Capital Assets Financial, Inc. Approved10/23/98

08/13/98 MB-1269 Maximum Funding, L.L.C. Approved10/14/98

08/14/98 MB-1271 Franklin Financial Mortgage Corporation Approved11/03/98

08/24/98 MB-1264 REALCO Mortgage Services, LLC Approved10/29/98

08/25/98 MB-1273 Sierra Mortgage Corporation Pending

08/26/98 MB-1274 Allied Mortgage Unlimited, Inc. Approved10/23/98

08/26/98 MB-1272 Universal Trust Mortgage Corporation Approved10/23/98

08/27/98 MB-1275 James T. Warns, Jr. t/a Town & Country Mortgage Approved10/29/98

08/31/98 MB-1277 Madison Mortgage, Inc. Approved10/13/98

09/01/98 MB-1278 Janis J. Crews d/b/a Gold Star Mortgage Services Approved11/13/98

09/02/98 MB-1280 Federated Mortgage, Inc. Approved11/06/98

09/08/98 MB-1281 1st Continental Mortgage, Inc. Approved11/03/98

09/10/98 MB-1279 Virginia Home Mortgage Network, Inc. Pending

09/11/98 MB-1282 Star City Mortgage, Inc. Approved10/23/98


16



09/14/98 MB-1388 Affinity Group Mortgage, Inc. Pending

09/14/98 MB-1250 Marshall Redder Home Mortgage Corporation Pending

09/16/98 MB-1283 Chesapeake Mortgage Financial Corporation Approved12/11/98

09/18/98 MB-1284 Loan Consolidation and Refinancing Company, LLC Approved11/13/98

09/21/98 MB-1286 H K Stone Financial Corp. Approved12/08/98

09/22/98 MB-1287 Nelson D. Rodgers t/a All Virginia Mortgage Co. Approved11/09/98

09/25/98 MB-1289 Eades & Lower Mortgage Company, Inc. Approved11/02/98

09/25/98 MB-1288 Pyramid Mortgage, Inc. Withdrawn12/04/98

09/29/98 MB-1290 Choice Finance Corporation Approved11/09/98

10/05/98 MB-1268 Stephanie K. Crabtree t/a Emerald Financial Pending

10/06/98 MB-1292 Oxford Mortgage Services, LLC Pending

10/08/98 MB-1293 Overlake Mortgage Company Pending

10/09/98 MB-1285 Chancellor Equity, Inc. Pending

10/14/98 MB-1295 Midori Mortgage, L.L.C. Pending

10/14/98 MB-1296 Source Financial Group, Inc. Approved12/11/98

10/15/98 MB-1298 Excel Mortgage, Inc. Pending

10/20/98 MB-1294 Integrity Home Mortgage LLC Approved12/23/98

10/23/98 MB-1291 Edward D. Jones & Co., L.P. d/b/a EdwardJones Pending

10/28/98 MB-1340 Apex Financial Group, Inc. d/b/a AApex Mortgage Pending

10/28/98 MB-1301 Mortgage Finders of Virginia, Inc. Pending


17



10/29/98 MB-1302 Heritage Mortgage Brokers, L.L.C. Pending

11/04/98 MB-1299 Community Mortgage, LLC Pending

11/05/98 MB-1305 James W. Reed Pending

11/10/98 MB-1307 United Capital Mortgage Corp. Pending

11/12/98 MB-1308 Nationwide Financial Group, Inc. Pending

11/13/98 MB-1309 Roanoke Valley Mortgage, Inc. Pending

11/16/98 MB-1310 Platinum Mortgage, Inc. Pending

11/16/98 MB-1304 United Trust Mortgage Services, Inc. Pending

11/17/98 MB-1311 Thomas Deutsch Pending

11/18/98 MB-1312 Diversified Mortgage Services, LLC Pending

11/20/98 MB-1313 Ameritech Construction Corporation Pending

11/23/98 MB-1314 1st Priority Mortgage Corp. d/b/a Affordable MortgageSolutions

Pending

11/23/98 MB-1315 Fairfax Mortgage, Inc. Pending

11/25/98 MB-1317 J. B. Bryan Financial Group, Inc. Pending

11/25/98 MB-1318 Mobile Consultants, Inc. Pending

12/02/98 MB-1319 Town and Country Financial Services, Inc. Pending

12/11/98 MB-1303 MortgageDirect Corporation Pending

12/11/98 MB-1321 Olympic Mortgage Group, Inc. Pending

12/18/98 MB-1322 Lone Tree Financial, Inc. Pending

12/21/98 MB-1325 Sovereign Mortgage Investments, Inc. Pending

12/22/98 MB-1326 Lighthouse Mortgage Service Co., Inc. Pending

12/28/98 MB-1297 Atlantic Mortgage, Inc. Pending

12/28/98 MB-1330 Monarch, Inc. d/b/a Monarch Mortgage Pending


18



12/28/98 MB-1329 Superior Mortgage Services, Inc. Pending

12/28/98 MB-1328 Tojuanna G. Broderick d/b/a GID Services Pending

NEW MORTGAGE LENDER LICENSES


05/29/97 ML-300 Stuart-Wright Mortgage, Inc. Withdrawn01/20/98

07/29/97 ML-311 Broadway Mortgage Company Approved01/30/98

09/22/97 ML-314 Bombardier Capital Inc. d/b/a Bombardier Capital Group Approved01/20/98

10/23/97 ML-320 Central Money Mortgage Co. (IMC), Inc. Approved01/09/98

11/05/97 ML-321 American Mortgage Capital, Inc. Approved01/28/98

11/10/97 ML-310 STD Financial Corp. d/b/a Standard Loans Approved01/23/98

11/20/97 ML-325 Title West Mortgage, Inc. Approved03/05/98

12/03/97 ML-327 Direct Mortgage Partners, Inc. Withdrawn02/23/98

12/11/97 ML-329 Treo Funding, Inc. Approved02/19/98

12/15/97 ML-326 The Cornerstone Financial Group, Inc. Approved02/23/98

12/17/97 ML-330 First One Lending Corporation Approved02/19/98

12/19/97 ML-331 Dollar Mortgage Corporation Approved03/04/98

12/19/97 ML-332 The Mortgage Outlet, Inc. Approved01/23/98


19

NEW MORTGAGE LENDER LICENSES (Continued)


12/23/97 ML-333 Principal Residential Mortgage, Inc. Approved02/10/98

12/24/97 ML-334 Lendex, Inc. Approved02/10/98

12/30/97 ML-335 CMG Funding Corp. Approved02/26/98

01/06/98 ML-328 AE Mortgage Services, L.L.C. Withdrawn03/11/98

01/06/98 ML-336 Hamilton National Mortgage Company Approved02/10/98

01/06/98 ML-323 Mortgage Network USA, Inc. Approved03/11/98

01/07/98 ML-324 The Mortgage Factory, Inc. (Used in VA by ResourceOne, Inc.)

Approved02/27/98

01/08/98 ML-337 CoreWest Mortgage Company (Used in VA. by:CoreWest Banc)

Approved05/07/98

01/12/98 ML-338 MidCoast Mortgage Corporation Approved08/06/98

01/14/98 ML-339 Meritage Mortgage Corporation d/b/a Resource DirectMortgage Services

Approved04/20/98

01/15/98 ML-340 Aurora Loan Services Inc. Approved08/12/98

01/21/98 ML-341 Phoenix Mortgage Co., Inc. Phoenix Mortgage of PA Approved04/29/98

01/22/98 ML-342 Mountain States Mortgage Centers, Inc. Withdrawn05/22/98

01/23/98 ML-343 AmeriNet Financial Systems, Inc. Approved03/13/98

01/29/98 ML-344 Associates Housing Finance, LLC Approved02/27/98

02/04/98 ML-345 Amaximis Lending, Limited Partnership Approved03/27/98


20



02/18/98 ML-346 Community Home Mortgage Corporation Approved05/06/98

02/27/98 ML-347 First Mortgage Network, Inc. Approved05/08/98

03/03/98 ML-348 Metropolitan Home Mortgage Corporation of New York Approved05/19/98

03/04/98 ML-349 Capital Plus Corporation Approved05/22/98

03/12/98 ML-350 First Pacific Financial, Inc. Approved06/26/98

03/24/98 ML-351 Paramount Mortgage Services, Inc. Approved05/12/98

03/26/98 ML-352 Presidential Group, Inc. d/b/a Home Finance of America Approved07/06/98

04/15/98 ML-354 Mortgage Amenities Corp. Approved07/21/98

04/17/98 ML-355 Fidelity Bond and Mortgage Co. Withdrawn06/11/98

04/22/98 ML-356 Capstone Mortgage Corporation d/b/a Lender Direct Approved08/10/98

04/27/98 ML-357 Ameri-National Mortgage Company, Inc. Approved06/19/98

05/08/98 ML-322 D. Jordan Berman Mortgage Corporation Approved09/04/98

05/11/98 ML-358 PMCC Mortgage Corp. d/b/a Premier Mortgage Corp. Approved06/15/98

05/11/98 ML-353 Trust One Mortgage Corporation Approved08/27/98

05/13/98 ML-363 Innovative Funding Inc. Approved07/31/98

05/28/98 ML-366 AmeriSouth Mortgage Company Approved07/15/98


21



06/02/98 ML-362 Finance America Corporation Approved10/02/98

06/03/98 ML-364 Pinnfund USA, Inc. Withdrawn10/15/98

06/19/98 ML-368 TransLand Financial Services, Inc. Approved08/27/98

07/02/98 ML-370 Mortgage Virginia LLC Approved09/23/98

07/08/98 ML-378 Lakeland Regional Mortgage Corporation Approved09/04/98

07/20/98 ML-369 Meister Financial Group, Inc. Approved09/23/98

08/10/98 ML-372 CUNA Mortgage Corporation Approved11/04/98

08/13/98 ML-374 East Coast Mortgage Corp. Approved10/19/98

09/02/98 ML-379 HomeFree Mortgage Company, LLC Approved12/23/98

09/08/98 ML-371 JP Funding, Inc. Pending

09/23/98 ML-382 AmeriCredit Corporation of California d/b/a AmeriCreditMortgage Services

Approved12/16/98

10/01/98 ML-380 Bottomline Mortgage, Inc. Approved12/30/98

10/19/98 ML-384 NAP Financial Services, LLC Pending

10/26/98 ML-385 First Investors Mortgage Corp. of Florida (Used in VA by:First Investors Mortgage Corporation)

Pending

11/05/98 ML-386 First Consolidated Mortgage Company Pending

11/10/98 ML-387 Colorado Capital Funding, Inc. Pending

11/13/98 ML-383 Provident Funding Group, Inc. Pending

11/23/98 ML-376 Rock Financial Corporation Pending


22



11/24/98 ML-377 Foundation Funding Group, Inc. d/b/a GreatStoneMortgage

Pending

12/10/98 ML-392 New York Mortgage Company, LLC, The Pending

12/17/98 ML-394 Century Mortgage Corporation of Georgia (Used in VABy: Century Mortgage Corporation)

Pending

NEW MORTGAGE LENDER AND BROKER LICENSES


05/01/97 MLB-476 Fairfield Mortgage Corporation Approved01/28/98

09/24/97 MLB-530 TriBeCa Lending Corp. Approved02/06/98

10/07/97 MLB-501 Washington Home Mortgage Services, Inc. d/b/a HomeMortgage USA

Approved02/23/98

10/15/97 MLB-509 JBI Funding, Corp. Withdrawn01/16/98

10/28/97 MLB-513 Long Beach Mortgage Company d/b/a Financing USA Approved01/26/98

11/04/97 MLB-515 Virginia HomeLoan, L.C. Approved02/18/98

11/06/97 MLB-516 Associated Lenders, Inc. Approved02/04/98

11/10/97 MLB-517 Equity Mortgage Co. (IMC), Inc. Approved01/08/98

12/02/97 MLB-520 Southern Trust Mortgage, LLC Approved01/07/98

12/18/97 MLB-523 National Lending Center, Inc. Approved01/23/98

12/30/97 MLB-527 Platinum Capital Group, Inc. (Used in VA by PlatinumCapital Group)

Approved03/25/98

01/20/98 MLB-531 Stone Castle Financial Inc. Approved06/01/98


23

NEW MORTGAGE LENDER AND BROKER LICENSES (Continued)


02/02/98 MLB-533 Tidewater Mortgage Services, Inc. Approved02/27/98

02/05/98 MLB-521 United National Mortgage, LLC Withdrawn06/22/98

02/19/98 MLB-522 National Future Mortgage, Inc. Approved04/09/98

02/23/98 MLB-537 Hallmark Goverment Mortgage, Inc. Withdrawn05/11/98

03/04/98 MLB-539 Pacific Guarantee Mortgage Corporation Approved05/18/98

04/03/98 MLB-544 Century Financial Group, Inc. Approved06/01/98

04/20/98 MLB-547 Lincoln Mortgage Corporation d/b/a Bradford MortgageServices

Approved05/26/98

04/27/98 MLB-550 First Residential Mortgage Network, Inc. Approved08/11/98

05/04/98 MLB-543 The Fidelity Group, Inc. d/b/a 1st Republic Funding, ADivision of The Fidelity Group

Approved11/13/98

05/21/98 MLB-556 Resource Mortgage Banking, Ltd. Approved11/13/98

05/26/98 MLB-557 Heartland Home Finance, Inc. Approved07/13/98

05/28/98 MLB-558 Residential Alliance LLC Withdrawn08/03/98

05/28/98 MLB-559 Residential Mortgage Corporation (IMC), Inc. Approved07/14/98

06/04/98 MLB-560 Cambridge Mortgage Corporation Approved09/04/98

06/05/98 MLB-561 CH Mortgage Company I, Ltd., L.P. (Used in VA by: CHMortgage Company I, Ltd.)

Approved08/27/98

06/12/98 MLB-562 Equity Services of Virginia, Inc. (Used in Va by: EquityServices, Inc.)

Approved08/28/98


24



06/15/98 MLB-564 Southeast Home Mortgage Corp. Approved09/16/98

06/23/98 MLB-566 Superior Home Mortgage Corporation (Used in VA by:Superior Mortgage Corporation)

Approved08/26/98

06/25/98 MLB-555 Mountain Pacific Mortgage Company d/b/a LFCMortgage

Approved08/20/98

06/30/98 MLB-569 C.M.A. Mortgage, Inc. Approved10/02/98

06/30/98 MLB-554 The Mortgage Banc, Inc. d/b/a Home Banc, Inc. Approved11/13/98

07/20/98 MLB-565 Coast Security Mortgage, Inc. Withdrawn10/29/98

07/27/98 MLB-572 Mortgage Funding Network, Inc. Approved09/16/98

07/29/98 MLB-553 Malone Mortgage CompanyAmerica, Ltd Pending

07/30/98 MLB-575 First Financial Funding Group, Inc. (Used in VA by FirstFinancial Funding Group)

Pending

08/13/98 MLB-579 Access Mortgage Services, Inc. Approved09/30/98

08/19/98 MLB-581 Universal Lending Group, Inc., II Pending

08/27/98 MLB-573 Greater Acceptance Mortgage Corp. Approved12/30/98

08/27/98 MLB-574 M Capital Corp. Withdrawn12/10/98

09/02/98 MLB-583 Fortress Mortgage, Inc. Approved12/23/98

09/03/98 MLB-549 Preferred Home Mortgage Company Pending

09/03/98 MLB-584 Twenty-First Century Lending Corp. Approved11/06/98

09/11/98 MLB-585 The Homestead Mortgage Company d/b/a HomesteadUSA, Inc.

Pending


25



09/14/98 MLB-576 CFT Financial Corp. Approved11/13/98

09/15/98 MLB-587 Southeast Funding, Inc. d/b/a Chesapeake Bay MortgageFunding

Approved11/02/98

09/24/98 MLB-588 Investaid Corporation d/b/a Equitree Financial Services Approved11/02/98

09/25/98 MLB-582 American Skycorp, Inc. Pending

10/29/98 MLB-571 EMB Mortgage Corporation Pending

10/30/98 MLB-592 Allied Mortgage Capital Corporation Pending

10/30/98 MLB-578 Southern Showcase Finance, Inc. Pending

11/04/98 MLB-593 Madison Mortgage & Finance, LLC Pending

11/12/98 MLB-594 Cavalier Mortgage Company Pending

11/19/98 MLB-590 Four Leaf Financial Corporation Approved12/30/98

11/24/98 MLB-591 Residential Lending Corporation Pending

12/02/98 MLB-596 Dylan Mortgage Incorporated Pending

12/21/98 MLB-600 Security National Mortgage Corp. Pending

12/22/98 MLB-595 Westminster Mortgage Corporation Pending

ACQUISITIONS OF MORTGAGE COMPANIES

DATERECEIVED DESCRIPTION ACTIVITY

11/14/97 Daniel C. Elder to acquire 33% ownership of Mortgage First, Inc., d/b/aMortgage First, MB-1086

Approved01/05/98

11/14/97 Eric D. Holloman to acquire 33% ownership of Mortgage First, Inc., d/b/aMortgage First, MB-1086

Approved01/05/98

11/14/97 Virtual Mortgage Network, Inc. to acquire 100% ownership of SutterMortgage Corporation, d/b/a Virtual Mortgage Transaction Network,MLB-490

Approved01/14/98


26

ACQUISITIONS OF MORTGAGE COMPANIES (Continued)

DATERECEIVED DESCRIPTION ACTIVITY

02/27/98 Ashish Khosla to acquire 50% ownership of Global Mortgage NetworkInc., t/a Metro Capital Corp., MB-672

Approved04/09/98

03/02/98 American Business Credit of Pennsylvania, Inc. to acquire 100%ownership of New Jersey Mortgage and Investment Corp., ML-239

Approved05/01/98

03/26/98 Fieldstone Holdings Corp. to acquire 100% ownership of FieldstoneMortgage Company, MLB-392

Approved06/02/98

04/14/98 Bradford L. Hustead to acquire 40% ownership of Sterling MortgageCorporation, MLB-157

Approved05/26/98

07/15/98 Jane F. Duvall to acquire 50% ownership of Chesapeake MortgageServices, Inc., MLB-451

Approved09/02/98

08/03/98 Dennis R. Brown to acquire 100% ownership of Chesapeake 1st MortgageCorporation, (Used in VA by Chesapeake Mortgage Corporation), MB-587

Approved10/05/98

08/06/98 Chris E. Beale to acquire 50% ownership of Benchmark Mortgage, Inc.,MB-541

Approved09/25/98

08/06/98 Robert L. Roland, Jr. to acquire 50% ownership of Benchmark Mortgage,Inc., MB-541

Approved09/25/98

08/18/98 James L. Harless to acquire 33% ownership of Aggressive MortgageCorp., MB-1109

Approved10/09/98

10/28/98 Marco Richard Franklin to acquire 35% ownership of Midas Mortgage,LLC, MB-1168

Pending

11/02/98 Michael A. Coakley to acquire 33% ownership of Aggressive MortgageCorp., MB-1109

Approved12/18/98

STATUS CHANGES - 1998

27

NEW MORTGAGE BROKERS

January 01 Fong Rowland Hua d/b/a Excel Mortgage & Investment Services (EMIS) opened forbusiness at 6521 Arlington Boulevard, Suite 506, Falls Church, VA 22042

January 01 Bethesda Properties Corporation d/b/a Pilot Mortgage Company opened for businessat 15825 Crabbs Branch Way, Rockville, MD 20855

January 01 Security Financial Corporation opened for business at 207 East Holly Avenue, Suite210, Sterling, VA 20164

January 15 Mortgage Specialists, Inc., The opened for business at 6701 Democracy Plaza, Suite300, Bethesda, MD 20817

January 21 Old Stone Funding Group, Inc. opened for business at 11030 Arrow Route, Suite 205,Rancho Cucamonga, CA 91730

January 21 Hedwig Katharina Crosswhite opened for business at 5720 Williamson Road, Suite103, Roanoke, VA 24012

January 26 Ronald L. Dampier opened for business at 10560 Main Street, Suite 408, Fairfax, VA22030

February 01 F & M Mortgage Corporation opened for business at 9102 Silverpointe Way, FairfaxStation, VA 22039

February 02 Continental Lending Corporation of America opened for business at 9191 ReisterstownRoad, Owings Mills, MD 21117

February 02 First Horizon Home Mortgage, Inc. opened for business at 218-6 Swing Road,Greensboro, NC 27409

February 02 Discount Funding Associates, Inc. opened for business at 110 Washington Drive,Centerport, NY 11721

February 12 Jane E. Brown, Inc. d/b/a Optimum Financial Services opened for business at 333Valencia Street, Suite 325, San Francisco, CA 94103

February 13 Franklin Mortgage Corporation opened for business at 9 Pawnee Lane, Palmyra, VA22936

February 15 1st Choice Mortgage Corp. opened for business at 6922-C Little River Turnpike,Annandale, VA 22003

February 17 Potomac Mortgage Corporation opened for business at 7801 Old Branch Avenue, Suite201, Clinton, MD 20735

February 23 Fidelity Mortgage and Finance Co. opened for business at 6480 Dobbin Road, Suite C,Columbia, MD 21045

February 23 Americare Mortgage Corporation opened for business at 208 Silver Brook Lane, Suite101, Virginia Beach, VA 23462


28

NEW MORTGAGE BROKERS (Continued)

March 01 Old Town Financial Corp. d/b/a Ramsay Mortgage Company opened for business at100 South Royal Street, Suite 5, Alexandria, VA 22314

March 03 Chesapeake Commercial Associates, Inc. opened for business at 8805 Sudley Road,Suite 200-B, Manassas, VA 20110

March 05 Federal Mortgage Exchange Network, Inc. opened for business at 11606 Vantage HillRoad, Suite 12B, Reston, VA 20190

March 11 Mandarin Mortgage Corp. opened for business at 10004 N. Dale Mabry Highway,Suite 106, Tampa, FL 33618

March 12 Larry M. Goldberg d/b/a First Financial Concepts opened for business at 111 DouglasAvenue, Elgin, IL 60120

March 18 Southern Mortgage Services, Inc. opened for business at 163 Stratford Court, Suite173, Winston-Salem, NC 27103

March 22 American Home Mortgage Co. LLC opened for business at 5603 Iona Way,Alexandria, VA 22312

March 31 AKZ Enterprises, Inc. opened for business at 7700 Little River Turnpike, Suite 506,Annandale, VA 22003

April 01 Pennsylvania Pinnacle Mortgage Corp. d/b/a Pinnacle Mortgage opened for businessat 5069 Holly Farms Drive, Virginia Beach, VA 23462

April 01 Midas Mortgage, LLC opened for business at 11806 Sunflower Lane, Richmond, VA23236

April 07 Intuit Lender Services, Inc. opened for business at 2535 Garcia Avenue, MountainView, CA 94043

April 08 Russell S. Watson opened for business at 401 Jefferson Woods Drive, Forest, VA24551

April 11 Residential Professional Mortgage, L.L.C. opened for business at 303 Mace Hill Street,Virginia Beach, VA 23451

April 20 Mountain Empire Mortgage Broker, Inc. opened for business at Route 1, Box 406-M,Max Meadows, VA 24360

April 27 John G. Mortimer t/a Providence Mortgage opened for business at 1844 Jones Road,Suite 200, Winchester, VA 22602

May 01 Mortgage Bank, L.C., The opened for business at 8094 Rolling Road, Suite 800,Springfield, VA 22153

May 01 Destiny Mortgage Group, Inc. opened for business at 8835 Columbia 100 Parkway,Suite L, Columbia, MD 21045


29


May 04 Prime Time Mortgage, Inc. opened for business at 1947 Camino Vida Roble, Suite106, Carlsbad, CA 92008

May 08 Access Mortgage Inc. opened for business at 9618 Larkview Court, Fairfax Station,VA 22039

May 08 Future Link 2000, Incorporated d/b/a Future Link Funding opened for business at5827 Columbia Pike, Suite 411, Falls Church, VA 22041

May 10 Fairway Independent Mortgage Corporation opened for business at 6600 York Road,Suite 107, Baltimore, MD 21212

May 12 Miles Group, Inc., The d/b/a Unicorn Financial Services opened for business at 3508University Drive, Suite A, Durham, NC 27707

May 15 Mary M. Wilmink opened for business at 131 Dark Run Road, Lot 6, Elliston, VA24087

June 05 Seniors First Mortgage Company, L.L.C. opened for business at 4425 CorporationLane, Suite 300, Virginia Beach, VA 23462

June 08 SZI Inc. t/a Royal Banc Mortgage Center opened for business at 4242 B Chain BridgeRoad, Fairfax, VA 22030

June 10 Joanne C. Sebeck d/b/a Cannon Mortgage opened for business at 1250 A Canon Way,Westminster, MD 21157

June 30 Horizon Financial Services, Inc. opened for business at 6701 Democracy Blvd, Suite300, Bethesda, MD 20817

July 01 Atlantic Coast Financial Services, Inc. opened for business at 5004 Fremont Street,Jacksonville, FL 32210

July 01 Home Improvement Acceptance Corporation opened for business at 4271 MonroeStreet, Toledo, OH 43606

July 01 Madison Financial Corporation opened for business at 1738 Elton Road, Suite 123,Silver Spring, MD 20903

July 01 Richard Alan Kavanaugh opened for business at 6052 Providence Road, Suite 201,Virginia Beach, VA 23464

July 03 Source One Financial Services, Inc. opened for business at 2317 Memorial Avenue, S.W., Suite E, Roanoke, VA 24015

July 07 Blue Ridge Mortgage, Inc. opened for business at 500 Westfield Road, Charlottesville,VA 22901

July 07 Apex Home Loans, Inc. opened for business at 9111 Edmonston Road, Suite 304,Greenbelt, MD 20770


30


July 08 Loyalty Mortgage Corporation opened for business at 7515 Annapolis Road, Suite407, New Carrollton, MD 20784

July 09 Severn Mortgage Corporation opened for business at 112 F South Street, S.E.,Leesburg, VA 20175

July 10 Aggressive Mortgage Corp. opened for business at 906 Orchard Road, Richmond, VA23226

July 13 Realty Capital Group, Incorporated d/b/a Equity Funding Group opened for businessat 9028 F Prince William Street, Manassas, VA 20110

July 14 Home Mortgage Direct, Inc. opened for business at 515 Encinitas Boulevard, Suite200, Encinitas, CA 92024

July 22 Saab Financial Corp. d/b/a Saab Mortgage opened for business at 4900 LeesburgPike, Suite 307, Alexandria, VA 22302

July 29 Nations Home Funding, Inc. opened for business at 6832 Old Dominion Drive, Suite203, McLean, VA 22101

July 31 Southside Mortgage & Settlement Company opened for business at 111North MainStreet, Farmville, VA 23901

August 03 Kennedy Mortgage Corp. opened for business at 1455 E. Tropicana Avenue, Suite550, Las Vegas, NV 89119

August 05 Pierucci Inc. d/b/a Sunset Mortgage Company opened for business at 657 WilmingtonPike, Glen Mills, PA 19342

August 14 Town Center Mortgage, Inc. opened for business at 1655 Cedar Hollow Way, Reston,VA 20194

August 18 Riverside Funding Corporation of Northern Virginia opened for business at 8254Andrew Forest Way, Fairfax Station, VA 22039

August 24 Ability Mortgage Funding L.L.C. opened for business at 4143 Royal Ridge Court,Louisa, VA 23093

August 31 First Residential Mortgage Corporation opened for business at 651 N. Main Street,Suite 3, Marion, VA 24354

September 01 Nationwide Home Mortgage, Inc. opened for business at 932 Hungerford Drive, Suite16B, Rockville, MD 20850

September 03 Gulfstream Financial Services of Maryland, Incorporated opened for business at 4801E. Independence Boulevard, Suite 1110, Charlotte, NC 28212

September 08 Grayhawk Mortgage Corporation opened for business at 9511 Old Georgetown Road,Bethesda, MD 20814


31


September 08 Ivy K. Inocencio d/b/a Sunny View Mortgage Group opened for business at 3409Sunny View Drive, Alexandria, VA 22309

September 10 Best Rate Mortgage Corp. opened for business at 1200 N. Kensington Street, Unit 2,Arlington, VA 22205

September 14 MBS Financial Inc. d/b/a Commonwealth Lending opened for business at 11781 LeeJackson Highway, Suite 310, Fairfax, VA 22033

September 16 Garry L. O'Neill opened for business at 7406 Alban Station Court, Suite A-100,Springfield, VA 22150

September 21 Southside Mortgage Corporation, Inc. opened for business at 554 N. Main Street,South Boston, VA 24592

September 22 Domain Financial Group, Inc. opened for business at 10117 Nedra Drive, Great Falls,VA 22066

September 27 Linda Caruso t/a Guardian Mortgage opened for business at 8350 Greensboro Drive,#409, McLean, VA 22102

September 28 Divinity Mortgage Corporation opened for business at 14203 Glade Spring Drive,Centreville, VA 20121

September 29 Old Stone Mortgage Corporation opened for business at 1553 South MilitaryHighway, Chesapeake, VA 23320

October 01 Cheryl L. Saunders d/b/a Plan B Mortgage opened for business at 10 AshinghurstDrive, Richmond, VA 23233

October 01 Covenant Mortgage Corporation opened for business at 332 Eden Farm Road,Bumpass, VA 23024

October 01 Real Developments, Inc. t/a Coastal Mortgage and Investments opened for business at6210 E. Virginia Beach Boulevard, Norfolk, VA 23502

October 05 Infinity Mortgage Corporation opened for business at 2409 Timber Run, VirginiaBeach, VA 23456

October 05 R. K. Financial Services, Inc. d/b/a Immediate Mortgage, Inc. opened for business at11791 Fingerboard Road, Monrovia, MD 21770

October 06 Blue Ridge Mortgage, L.L.C. opened for business at 916 Main Street, Lynchburg, VA24504

October 07 First Equity, Inc (Used in VA. by: First Equity Mortgage, Inc.) opened for business at1005 Frederick Road, Catonsville, MD 21228

October 08 Adam N. Harrell, Jr. d/b/a Unity Mortgage opened for business at 3600 West BroadStreet, Richmond, VA 23230


32


October 14 Kochummen K. Thomas d/b/a A-1 Realty Mortgage Company opened for business at927 Russell Avenue, Suite B, Gaithersburg, MD 20879

October 15 1st Southern Financial Group Inc. opened for business at 2805 McRae Road, Suite A3,Richmond, VA 23235

October 15 Maximum Funding, L.L.C. opened for business at 1520 Stone Moss Court, Suite 103,Virginia Beach, VA 23462

October 17 The American Dream Corporation d/b/a Mortgage Funding Services, Inc. opened forbusiness at 6826 Beechview Drive, Falls Church, VA 22042

November 02 Madison Mortgage, Inc. opened for business at 746 Walker Road, Suite 200, GreatFalls, VA 22066

November 02 Star City Mortgage, Inc. opened for business at HC 34, Box 315, New Castle, VA24127

November 02 James T. Warns, Jr. t/a Town & Country Mortgage opened for business at 2970 ChainBridge Road, Oakton, VA 22124

November 03 1st Continental Mortgage, Inc. opened for business at 10875 Main Street, Suite 114,Fairfax, VA 22030

November 05 Barksdale Business Group, Inc. d/b/a Barksdale Loan Consultants opened for businessat 6993 Hearthside Drive, Suite 4-B, Prince George, VA 23875

November 11 Eugene B. Huband d/b/a Alpha Mortgage Funding opened for business at 9086Westone Road, Mechanicsville, VA 23116

November 16 Federated Mortgage, Inc. opened for business at 2920 Brandywine Road, Suite 130,Atlanta, GA 30341

November 16 Willow Financial Services, Inc. opened for business at 5105 Backlick Road, Suite P,Annandale, VA 22003

November 16 Universal Trust Mortgage Corporation opened for business at 2400 York Road, Suite201, Timonium, MD 21093

November 16 Franklin Financial Mortgage Corporation opened for business at 261 Old York Road,Suite 329, Jenkintown, PA 19046

November 19 Choice Finance Corporation opened for business at 7720 Wisconsin Avenue, Suite206, Bethesda, MD 20814

November 23 REALCO Mortgage Services, LLC opened for business at 7611 Little River Turnpike,Suite 203W, Annandale, VA 22003

December 01 Nelson D. Rodgers t/a All Virginia Mortgage Co. opened for business at 13830Gallant Fox Drive, Midlothian, VA 23112


33


December 04 Donna L. Chocklett d/b/a Chocklett Mortgage opened for business at 4502 StarkeyRoad, Roanoke, VA 24014

December 10 Allied Mortgage Unlimited, Inc. opened for business at 1314 Bedford Avenue, Suite113, Baltimore, MD 21208

December 15 A.R.T. Financial Services, Inc. d/b/a Franklin Mortgage opened for business at 513 E.8th Street, Suite 15, Holland, MI 49423

December 28 Integrity Home Mortgage LLC opened for business at 5450 Peters Creek Road, Suite110, Roanoke, VA 24019

NEW MORTGAGE LENDERS

January 23 Central Money Mortgage Co. (IMC), Inc. opened for business at 8840 StanfordBoulevard, Suite 2200, Columbia, MD 21045

February 02 STD Financial Corp. d/b/a Standard Loans opened for business at 1371 RedwoodWay, Petaluma, CA 94954

February 11 Lendex, Inc. opened for business at 17440 Dallas Parkway, Suite 230, Dallas, TX75287

February 16 Hamilton National Mortgage Company opened for business at 1800 East LancasterAvenue, Paoli, PA 19301

February 23 Treo Funding, Inc. opened for business at 4550 S.W. Kruse Way, Suite 265, LakeOswego, OG 97035

February 24 Great Eastern Financial Services, Inc. opened for business at 2296 Henderson MillRoad, Suite 112, Atlanta, GA 30345

March 01 The Mortgage Outlet, Inc. opened for business at 1220-D Kennestone Circle, Marietta,GA 30066

March 02 CMG Funding Corp. opened for business at 2855 E. Cottonwood Parkway, Suite 500,Salt Lake City, UT 84121

March 03 The Cornerstone Financial Group, Inc. opened for business at 6290 Lehman Drive,Suite 100, Colorado Springs, CO 80918

March 09 Dollar Mortgage Corporation opened for business at 7578 El Cajon Boulevard, LaMesa, CA 91941

March 16 American Mortgage Capital, Inc. opened for business at 6190 NW 11th Street, FortLauderdale, FL 33313

March 18 Principal Residential Mortgage, Inc. opened for business at 711 High Street, DesMoines, IA 50392


34

NEW MORTGAGE LENDERS (Continued)

April 07 Associates Housing Finance, LLC opened for business at 8315 Lee Davis Road, Suite301, Mechanicsville, VA 23111

April 11 The Mortgage Factory, Inc. (Used in VA by Resource One, Inc.) opened for businessat 585 Stewart Avenue, Garden City, NY 11530

April 29 AmeriNet Financial Systems, Inc. opened for business at 6200 S. Syracuse Way, Suite400, Englewood, CO 80111

May 01 Mortgage Network USA, Inc. opened for business at 100 Tower Drive, Burr Ridge, IL60521

May 04 First Franklin Financial Corporation d/b/a Direct Equity Lending opened for businessat 2150 North First Street, San Jose, CA 95131

May 11 Community Home Mortgage Corporation opened for business at 510 Broad HollowRoad, Melville, NY 11747

May 17 CoreWest Mortgage Company (Used in VA. by: CoreWest Banc) opened for businessat 5405 Garden Grove Boulevard,, Suite 300, Westminster, CA 92683

May 19 First Mortgage Network, Inc. opened for business at 8751 Broward Boulevard, 5thFloor, Plantation, FL 33324

May 26 Capital Plus Corporation opened for business at 21515 Ridgetop Circle, Suite 140,Sterling, VA 20166

June 19 Meritage Mortgage Corporation d/b/a Resource Direct Mortgage Services opened forbusiness at 5665 Southwest Meadows Rd, Suite 350, Lake Oswego, OG 97035

June 22 Ameri-National Mortgage Company, Inc. opened for business at 5370 CollegeBoulevard, Overland Park, KS 66211

June 22 Title West Mortgage, Inc. opened for business at 20970 Warner Center Lane, Suite B,Woodland Hills, CA 91367

July 01 Paramount Mortgage Services, Inc. opened for business at 231 Crosswicks Road, Suite5, Bordentown, NJ 08505

July 01 PMCC Mortgage Corp. d/b/a Premier Mortgage Corp. opened for business at 3Expressway Plaza, Roslyn Heights, NY 11577

July 06 First Pacific Financial, Inc. opened for business at 3080 Bristol Street, Suite 150, CostaMesa, CA 92626

July 10 Presidential Group, Inc. d/b/a Home Finance of America opened for business at 521Plymouth Road, Suite 112, Plymouth Meeting, PA 19462

July 17 AmeriSouth Mortgage Company opened for business at 2101 Sardis Road North, Suite101, Charlotte, NC 28227


35

NEW MORTGAGE LENDERS (Continued)

August 01 Mortgage Amenities Corp. opened for business at 479 Swansea Mall Drive, Swansea,MA 02777

August 14 Capstone Mortgage Corporation d/b/a Lender Direct opened for business at 25900Greenfield Road, Suite 500, Oak Park, MI 48237

August 27 TransLand Financial Services, Inc. opened for business at 2700 Westhall Lane, Suite210, Maitland, FL 32751

September 02 Bombardier Capital Inc. d/b/a Bombardier Capital Group opened for business at12735 Gran Bay Parkway West, Suite 1000, Jacksonville, FL 32258

October 05 Meister Financial Group, Inc. opened for business at 951 NE 167th Street, Suite 204,North Miami Beach, FL 33162

October 23 East Coast Mortgage Corp. opened for business at 67 Walnut Avenue, Suite 203,Clark, NJ 07066

October 31 Aurora Loan Services Inc. opened for business at 2530 South Parker Road, Suite 601,Aurora, CO 80014

November 05 CUNA Mortgage Corporation opened for business at 5520 Research Park Drive, Suite200, Madison, WI 53711

November 05 Trust One Mortgage Corporation opened for business at 5 Park Plaza, 18th Floor,Irvine, CA 92614

November 18 Innovative Funding Inc. opened for business at 800 W. Cypress Creek Road, Suite580, Fort Lauderdale, FL 33309

December 21 MidCoast Mortgage Corporation opened for business at 1926 Tenth Avenue, North,4th Floor, Lake Worth, FL 33461

NEW MORTGAGE LENDER AND BROKER

January 05 California Lending Group, Inc. d/b/a United Lending Group opened for business at3351 Michelson Drive, Suite 100, Irvine, CA 92612

January 06 Express Funding, Inc. opened for business at 3060 Mitchellville Road, Suite 217,Bowie, MD 20716

January 12 Capital Center, L.L.C. opened for business at 8960 Tarrytown Drive, Richmond, VA23229

January 15 Southern Trust Mortgage, LLC opened for business at 5544 Greenwich Road, Suite100, Virginia Beach, VA 23462

January 16 Equity Mortgage Co. (IMC), Inc. opened for business at 7920 McDonogh Road, Suite204, Owings Mills, MD 21117


36

NEW MORTGAGE LENDER AND BROKER (Continued)

January 28 Nova Mortgage Corporation opened for business at 51 Monroe Street, Suite 1800,Rockville, MD 20850

February 02 Long Beach Mortgage Company d/b/a Financing USA opened for business at 1100Town and Country Road, Orange, CA 92868

February 17 Associated Lenders, Inc. opened for business at 2815 Camino Del Rio South, 3rdFloor, San Diego, CA 92108

February 23 Washington Home Mortgage Services, Inc. d/b/a Home Mortgage USA opened forbusiness at 909 South 336th Street, Federal Way, WA 98003

February 23 TriBeCa Lending Corp. opened for business at 185 Franklin Street, New York, NY10013

March 01 National Lending Center, Inc. opened for business at 700 W. Hillsboro Boulevard,Building 1, Suite 204, Deerfield Beach, FL 33441

March 03 Tidewater Mortgage Services, Inc. opened for business at 1206 Laskin Road, VirginiaBeach, VA 23451

March 10 Virginia HomeLoan, L.C. opened for business at Ladysmith Professional Building,7350 Ladysmith Road, Ladysmith, VA 22501

April 03 Georgia Mutual Mortgage Funding Corporation d/b/a American Mortgage Exchangeopened for business at 4455 South Boulevard, Suite 100, Virginia Beach, VA 23452

April 06 U.S. Mortgage Corporation of Virginia (Used in VA by U.S. Mortgage Corporation)opened for business at 10 Bloomfield Avenue, Pine Brook, NJ 07058

April 07 Platinum Capital Group, Inc. (Used in VA by Platinum Capital Group) opened forbusiness at 1732 Reynolds Avenue, Irvine, CA 92614

June 21 Century Financial Group, Inc. opened for business at 8001 Irvine Center Drive, Suite400, Irvine, CA 92618

July 01 First Mortgage LLC opened for business at 1307 Dolley Madison Boulevard, McLean,VA 22101

July 21 Residential Mortgage Corporation (IMC), Inc. opened for business at 100 MidwayRoad, Suite 21, Cranston, RI 02920

August 24 Mountain Pacific Mortgage Company d/b/a LFC Mortgage opened for business at3333 S. Wadsworth Blvd, Suite 210, Lakewood, CO 80227

September 25 Cambridge Mortgage Corporation opened for business at 532 Baltimore Boulevard,Suite 407, Westminster, MD 21157

October 01 Access Mortgage Services, Inc. opened for business at 633 Lacey Road, Forked River,NJ 08731


37

NEW MORTGAGE LENDER AND BROKER (Continued)

October 04 Mortgage Funding Network, Inc. opened for business at 2814 New Spring Road, Suite303, Atlanta, GA 30339

October 12 C.M.A. Mortgage, Inc. opened for business at 212 J. H. Walker Drive, Pendleton, IN46064

November 16 Superior Home Mortgage Corporation (Used in VA by: Superior MortgageCorporation) opened for business at 1395 Route 539, Tuckerton, NJ 08087

December 01 The Mortgage Banc, Inc. d/b/a Home Banc, Inc. opened for business at 3101Broadway, Suite 400, Kansas City, MO 64111

December 15 Southeast Funding, Inc. d/b/a Chesapeake Bay Mortgage Funding opened for businessat 3700 Shore Drive, Suite 104, Virginia Beach, VA 23455

December 30 CFT Financial Corp. opened for business at 1441 W. Main Street, Salem, VA 24153

MORTGAGE LENDER/BROKER ADDITIONAL AUTHORITY

March 03 Greentree Mortgage Corporation, MB-1102, acquired Lender Authority and becameMLB-534

April 06 Money Lenders, Inc. d/b/a Mountain Investment Mortgage, MB-975, acquired LenderAuthority and became MLB-528

April 10 Global Mortgage Network Inc. t/a Metro Capital Corp., MB-672, acquired LenderAuthority and became MLB-538

April 22 Mortgage Source, Inc., MB-894, acquired Lender Authority and became MLB-536

April 29 Executive Lending Services, Inc., MB-567, acquired Lender Authority and becameMLB-542

May 08 Washington Mortgage Services, Inc., MB-727, acquired Lender Authority and becameMLB-475

June 12 Equity Capital Mortgage Inc, MB-531, acquired Lender Authority and became MLB-545

June 19 Firstplus Financial, Inc., ML-201, acquired Broker Authority and became MLB-532

July 17 First Fidelity Mortgage, Inc., MB-863, acquired Lender Authority and became MLB-567

August 10 MortgagePrime, L.L.C., MB-986, acquired Lender Authority and became MLB-563


38

MORTGAGE LENDER/BROKER ADDITIONAL AUTHORITY (Continued)

August 27 Collinbrook Mortgage Corporation, MB-1037, acquired Lender Authority and becameMLB-552

September 22 Prime Time Mortgage, Inc., MB-1162, acquired Lender Authority and became MLB-568

September 22 Residential Mortgage Corp., ML-215, acquired Broker Authority and became MLB-580

October 14 BNC Mortgage, Inc., ML-234, acquired Broker Authority and became MLB-535

December 02 Benchmark Mortgage, Inc., MB-541, acquired Lender Authority and became MLB-589

39

MORTGAGE LENDER/BROKER LICENSES SURRENDERED IN 1998

DATE LICENSESURRENDERED NUMBER NAME OF LICENSEE

January 06 MB-614 Delta Mortgage Corporation

January 13 MB-79 Old Dominion Associates, Inc.

February 06 MB-875 Community Mortgage Corporation

February 13 MB-734 Mortgage Investors, Inc.

February 19 MLB-274 Central Money Mortgage Co., Inc.

February 25 MB-767 Design Mortgage Services, Inc.

March 02 MLB-6 Collateral Mortgage Ltd., A Limited Partnership

March 02 MB-357 Wholesale Mortgage Centers, Inc.

March 02 MB-833 Montague Maury Atkins

March 10 MB-10 P & A Mortgage Bankers, Inc.

March 11 MB-906 Neal Anthony Askew

March 23 MB-537 American Finance & Investment, Inc.

March 23 MB-880 Transatlantic Mortgage Company, Ltd. d/b/a The ProcessingCenter

March 26 MLB-302 Western Freedom Mortgage Corporation (Used in VA byFreedom Mortgage Corporation)

April 01 ML-194 Finance America Corporation of Maryland (Used in VA byFinance America Corporation)

April 01 MLB-328 First Equity Mortgage Incorporated d/b/a American EquityMortgage, Inc.

April 07 MLB-422 Traditional Mortgage Corporation

April 17 MB-953 Amerifirst Corporation, The d/b/a The Amerimap MortgageCompany

April 23 MB-983 American National Mortgage Association, Inc.

April 28 MB-752 American Bankers Mortgage Corporation

April 30 MB-112 Mortgage Company Of America, Inc.

40

MORTGAGE LENDER/BROKER LICENSES SURRENDERED IN 1998 (Continued)


April 30 MB-970 Capital Seekers Inc.

May 04 MB-437 Dominion Shares Mortgage Corporation t/a DominionBankshares Mortgage

May 04 MB-496 Rick A. Strickler

May 04 MB-360 Modern Mortgage, Incorporated

May 07 MB-442 Ralph J. Tremaglio, Jr. d/b/a Trem Mortgage Company

May 19 MB-1041 Forbes Mortgage LLC

May 20 MLB-394 Leader Mortgage Company, The

May 28 MB-741 Mortgage Factors, Inc.

June 09 MB-692 Best Mortgage, Inc.

June 11 MLB-275 1st Potomac Mortgage Corporation

June 15 MLB-452 HomeOwners Mortgage & Equity, Inc.

June 23 MB-1076 1st Innovative Mortgage Corporation

July 02 ML-160 Universal American Mortgage Company

July 07 MB-1023 America's Mortgage Source, Inc.

July 24 MB-890 Universal Mortgage Corp.

August 03 ML-266 Credit Depot Corporation of Virginia

August 03 ML-290 Tri-Star Financial Services, Inc.

August 03 ML-125 Mortgage Authority, Inc., The

August 20 MLB-461 Travelers Home Mortgage Services, Inc.

August 31 ML-301 First Finance of Michigan, Inc. (Used in VA by First Finance,Incorporated)

September 29 MLB-277 City Federal Funding & Mortgage Corp.

September 30 MLB-396 Edmunds Financial Corporation d/b/a Service First Mortgage

October 06 MLB-53 Money Store/D.C., Inc., The d/b/a The Money Store

41

MORTGAGE LENDER/BROKER LICENSES SURRENDERED IN 1998 (Continued)


October 26 ML-265 Southern Pacific Funding Corporation

November 09 MB-1098 Sterling Miller Company, Inc.

November 13 MLB-507 H&R Block Mortgage Company, L.L.C.

November 13 ML-274 Associates Housing Finance Services, Inc.

November 23 ML-255 Mical Mortgage, Inc.

November 30 ML-254 EquiFirst Corporation

November 30 ML-305 Money America, Inc.

November 30 MLB-142 ReliaStar Mortgage Corporation

December 01 MB-1081 Timothy J. Spaniol t/a 1st Southern Mortgage

December 01 MB-1114 A. D. Bilich, Inc.

December 07 MLB-471 First Street Mortgage Corp.

December 09 ML-181 Unicor Mortgage, Inc.

December 14 ML-198 Coastal Federal Mortgage Company

December 16 MB-606 Prime Mortgage Group, Inc.

December 18 MB-258 Bowers, Nelms & Fonville, Inc.

December 21 MLB-160 Equity Mortgage of Maryland Inc

December 21 MB-932 Preferred Credit Inc.

December 29 MLB-405 American Mortgage Lending Corporation

December 30 MLB-346 Homeowners Mortgage Company

December 31 MLB-485 Ivy Mortgage Corp.

MORTGAGE LENDER/BROKER LICENSES REVOKED IN 1998

DATE LICENSEREVOKED NUMBER NAME OF LICENSEE

42

May 14 MB-279 Samson Universal Mortgage Corporation t/a Sumco MortgageProcessing Center

May 14 MB-18 Realty Financial Services, Inc.

May 14 MLB-402 Orion Financial Services, Inc.

May 14 MB-644 C.U. Mortgage Centre, Inc.

May 14 MLB-365 1st 2nd Mortgage Company of N.J., Inc.

May 14 ML-261 United National Mortgage Corporation d/b/a Network 1Mortgage Access Group

May 14 MB-857 Washington Funding Corporation

May 14 MB-1011 Capitol Funding, Inc.

May 14 MB-651 Commonwealth Mortgage Corporation

May 14 MLB-40 First Dominion Mortgage Corporation

May 14 MB-503 Mortgage Corp. (Used in VA by Mortgage Corporation ofAmerica, Inc.)

May 14 MB-472 N. Thomas Poff

May 14 MB-589 Metropolitan Mortgage Corporation

May 14 MB-457 Walden T. Hunter, Jr. d/b/a Hunter Mortgage and FinancialServices

September 02 MB-1028 Senko Financial Services, Inc.

September 02 MB-674 Advantage Home Mortgage Co.

43

RANGE OF LOANS BROKERED DURING 1998

First Liens Subordinate Liens Total LoansBrokered During the Year Brokered During the Year Brokered During the Year

Number Amount Number Amount Number Amount

Up to $10,000 16 $147,611 141 $1,132,114 157$10,001 to $25,000 284 6,195,410 1,496 28,699,542 1,780$25,001 to $50,000 1,482 61,226,506 1,888 64,972,911 3,370$50,001 to $75,000 2,927 191,080,919 349 20,454,442 3,276$75,001 to $100,000 3,644 331,344,703 70 4,796,036 3,714$100,001 to $150,000 7,479 926,130,324 13 1,528,253 7,492$150,001 to $200,000 5,641 1,006,815,626 9 1,380,294 5,650 1,008,195,920$200,001 to $300,000 4,011 947,909,274 2 328,750 4,013Over $300,000 1,394 565,216,605 12 639,200 1,406

TOTAL 26,878 $4,036,066,978 3,980 $123,931,542 30,858 $4,159,998,520

44

RANGE OF LOANS MADE DURING 1998

First Liens Subordinate Liens Total LoansMade During the Year Made During the Year Made During the Year

Number Amount Number Amount Number

Up to $10,000 597 $4,217,876 4,267 $33,718,646 4,864$10,001 to $25,000 2,390 45,649,252 12,046 223,308,267 14,436$25,001 to $50,000 7,240 287,935,210 9,366 338,557,775 16,606$50,001 to $75,000 13,292 852,013,736 1,580 97,212,149 14,872$75,001 to $100,000 14,836 1,307,788,910 398 36,501,773 15,234$100,001 to $150,000 21,540 2,677,248,053 136 16,723,556 21,676$150,001 to $200,000 12,352 2,139,428,309 377 13,169,057 12,729$200,001 to $300,000 7,245 1,667,597,383 19 4,427,969 7,264Over $300,000 1,883 771,355,362 5 1,915,107 1,888

TOTAL 81,375 $9,753,234,091 28,194 $765,534,299 109,569 $10,518,768,390

LIST OF MORTGAGE BROKER LICENSEESAND THEIR AUTHORIZED OFFICES

45

MB-11711st Choice Mortgage Corp.

C.E.O.- Christine Ann-Marie Urf, President6922-C Little River Turnpike, Annandale, VA 22003

MB-12811st Continental Mortgage, Inc.

C.E.O.- Raymond Moatz, President10875 Main Street, Suite 114, Fairfax, VA 220309820 Mahogany Drive, Suite 407, Gaithersburg, MD 20878

MB-1611st Financial Mortgage Corp.

C.E.O.- Gary Nuckols, President8100 Three Chopt Rd., Suite 111, Richmond, VA 23229

MB-681st Security Mortgage, Inc.

C.E.O.- Didar Khalsa, President8150 Leesburg Pike, Suite 1107, Vienna, VA 22182

MB-12661st Southern Financial Group Inc.

C.E.O.- Timothy J. Spaniol, President2805 McRae Road, Suite A3, Richmond, VA 23235320 S. Main Street, Emporia, VA 238471267 Tappahannock Boulevard, Suite 7, Tappahannock, VA 22560

MB-1036A. Anderson Scott Mortgage Group, Incorporated

C.E.O.- Timothy P. Scott, President51 Monroe Street, Suite 1901, Rockville, MD 20850

MB-1248A.R.T. Financial Services, Inc. d/b/a Franklin Mortgage

C.E.O.- Al Teerman, President513 E. 8th Street, Suite 15, Holland, MI 494234401 Mariner Lane, Fairfax, VA 22033

MB-334AJR Mortgage Company, Inc.

C.E.O.- Andrew J. Rich, President9 South Sheppard Street, Richmond, VA 23221

MB-1195Aadvantage Plus Financial, Inc.

C.E.O.- David E. Phelps, President6701 Democracy Blvd, Suite 300, Bethesda, MD 20817

MB-1142Abbey Mortgage and Financial Services, Inc. d/b/a Abbey Mortgage

C.E.O.- Joseph A. Hoehlein, President804 Moorefield Park Drive, Suite 106, Richmond, VA 23236

MB-1241Ability Mortgage Funding L.L.C.

C.E.O.- Phillip Bernath4143 Royal Ridge Court, Louisa, VA 23093

LIST OF MORTGAGE BROKER LICENSEESAND THEIR AUTHORIZED OFFICES (Continued)

46

MB-965Academy Mortgage, Inc.

C.E.O.- David R. Richardson, President2807 North Parham Road, Suite 308, Richmond, VA 23294

MB-841Accent Mortgage Services, Inc.

C.E.O.- Marc Connelly, President11940 Alpharetta Highway, Suite 110, Alpharetta, GA 300041408 Bluewater Road, Harrisonburg, VA 22801

MB-1189Access Mortgage Inc.

C.E.O.- Sunil Arora, President9318-E Old Keene Mill Road, Burke, VA 22015

MB-1228Adam N. Harrell, Jr. d/b/a Unity Mortgage

1904 Byrd Avenue, Suite 301, Richmond, VA 23230

MB-1116Advantage Mortgage Corporation

C.E.O.- Robert Scott Wimmer, President20 West Main Street, Christiansburg, VA 24073

MB-444Aegis Mortgage and Financial Services Inc

C.E.O.- Karl S. Baugher, President1773 Parham Road, Suite 201, Richmond, VA 23229

MB-1109Aggressive Mortgage Corp.

C.E.O.- William A. Brown, President7110 Forest Avenue, Suite 103, Richmond, VA 23226

MB-1025All Mortgage Connections, Inc.

C.E.O.- Sandra McCurdy, President1085 S. Cannon Boulevard, Kannapolis, NC 28083816 West Iredell Avenue, Mooresville, NC 28115

MB-1100*Alliance Home Mortgage Corporation

C.E.O.- David L. Finn, President301 Elderwood Court, Virginia Beach, VA 23462

MB-1274Allied Mortgage Unlimited, Inc.

C.E.O.- Felix A. Schwartz, President1314 Bedford Avenue, Suite 113, Baltimore, MD 21208

MB-915Ambassador Mortgage, Inc. d/b/a Action Mortgage

C.E.O.- B. Tucker White, Jr., President101 South Loudoun Street, Winchester, VA 226011978-80 William Street, Fredericksburg, VA 22401205 East Washington Street, Middleburg, VA 221175941 King Street, Mount Jackson, VA 22842741 East Main Street, Purcellville, VA 2213246308 Cranston Street, Suite 225, Sterling, VA 20165


47

MB-824American Advantage Mortgage, Inc.

C.E.O.- Gregory C. Hughes, President702 Frederick Road, Baltimore, MD 21228

MB-1085*American Federal Mortgage Corporation

C.E.O.- Thomas X. Walter, President10680 Main Street, Suite 250, Fairfax, VA 22030

MB-278American Financial Corp. of VA

C.E.O.- Anita Witt Phillips, President5427-C Peters Creek Road, Roanoke, VA 24019

MB-576American Financial Group Inc

C.E.O.- Philip M. Drew, President1210 Ina Lane, Mclean, VA 221027002 Evergreen Court, Annandale, VA 22003

MB-895American Funding Network, Inc.

C.E.O.- Bob Mobley, President6601 Little River Turnpike Suite 120, Alexandria, VA 22312

MB-1177American Home Mortgage Co. LLC

C.E.O.- Bonnie S. McKenzie, President5603 Iona Way, Alexandria, VA 22312

MB-559American Mortgage Bankers, Inc.

C.E.O.- Chris T. Heald, President4915 St. Elmo Avenue, Bethesda, MD 208143560 Chestnut Forks Road, Marshall, VA 20115

MB-1052American Mortgage Consultants, Inc. d/b/a AMCI

C.E.O.- John D. Barton, President1502 Franklin Road, Suite 204, Roanoke, VA 24016

MB-1059American Mortgage Financial & Investment Company Inc.

C.E.O.- Donald A. Douglas, President5043-A Backlick Road, Annandale, VA 22003

MB-825American Realty Mortgage, Inc.

C.E.O.- Jay Bouri, President849-A Quince Orchard Boulevard, Gaithersburg, MD 20878

MB-1134Americare Mortgage Corporation

C.E.O.- Herman Ellis, President5257 Challedon Drive, Suite 200, Virginia Beach, VA 23462


48

MB-1074Americorp Financial Services, Inc.

C.E.O.- Robert Di Tullio, President3251 Old Lee Highway, Suite 511, Fairfax, VA 22030

MB-584Amerifirst Mortgage Corp

C.E.O.- John M. Garrett, President808 Moorefield Park Drive Suite 119, Richmond, VA 23236

MB-1054Annapolis Federal Mortgage, LLC

C.E.O.- Martin J. Hawk, President7272 Park Circle Drive, Suite 140, Hanover, MD 210767611 S. Osborne Road, Suite 206, Upper Marlboro, MD 20772

MB-1225Apex Home Loans, Inc.

C.E.O.- Eric D. Gates, President9111 Edmonston Road, Suite 304, Greenbelt, MD 20770

MB-1020Apple Tree Mortgage, Inc.

C.E.O.- Shirley Harwood, President215 Cumberland Street, Kingsport, TN 376601315 Euclid Avenue, Suite 02-02A, Bristol, VA 2420118 Seventh Street, N.W., Suite 206, Norton, VA 24273

MB-435Ascent Mortgage Company

C.E.O.- Leslie L. Bell, President5562 Cedar Break Drive, Centreville, VA 22020

MB-1040Atlantic Bay Mortgage Group, L.L.C.

C.E.O.- Brian Holland, President2540 Virginia Beach Boulevard, Virginia Beach, VA 234528435 Timberlake Road, Lynchburg, VA 245027814 Carousel Lane, Suite 300, Richmond, VA 232943959 Electric Road, SW, Roanoke, VA 24018

MB-820Atlantic Coast Capital, Inc.

C.E.O.- Mark C. DiCarlo, President3109 Brambleton Avenue, Suite 200, Roanoke, VA 24018

MB-1167Atlantic Coast Financial Services, Inc.

C.E.O.- Richard W. Givens, President5004 Fremont Street, Jacksonville, FL 32210

MB-538Atlantic Mortgage Funding Inc

C.E.O.- Margaret E. Lynch, President14325 Willard Road, Suite 104, Chantilly, VA 20151

MB-1043BMIC Mortgage, Inc.

C.E.O.- Gary W. Schiller, President5640 Nicholson Lane, Suite 210, Rockville, MD 20852


49

MB-536Bancorp Mortgage Corporation

C.E.O.- Lynn K. McVicker, President5813 Fitzhugh Street, Burke, VA 22015

MB-1060Bankers Financial Group, Inc.

C.E.O.- Nathaniel D. Holland, President7225 Hanover Parkway, Suite D, Greenbelt, MD 20770

MB-482Bankers Mortgage Inc

C.E.O.- June E. Benning, President2350 Arlington Ridge Road, Arlington, VA 22202

MB-775Barbara Ann Sauls

7704 Richmond Highway, Suite 200, Alexandria, VA 22306

MB-1262Barksdale Business Group, Inc. d/b/a Barksdale Loan Consultants

C.E.O.- William Barksdale, Jr., President6993 Hearthside Drive, Suite 4-B, Prince George, VA 2387597 Glenview Lane, Willingboro, NJ 08046

MB-451*Barry D. Needham d/b/a Barson Financial Services

2772 Lewisville Clemmons Road, Clemmons, NC 27012

MB-928Beckner's Run & Assoc., Inc.

C.E.O.- Martha Scott Campbell, President4085 Lee Highway, North, Fincastle, VA 24090

MB-1005Berkeley Financial Corporation

C.E.O.- James Lim, President124-D East Broad Street, Falls Church, VA 22046

MB-1254Best Rate Mortgage Corp.

C.E.O.- L. J. Gray, President1200 N. Kensington Street, Unit 2, Arlington, VA 22205

MB-1153Bethesda Properties Corporation d/b/a Pilot Mortgage Company

C.E.O.- Bradford D. Cole , Jr., President966 Hungerford Drive, Suite 5A, Rockville, MD 20850

MB-546Bethesda-Chevy Chase Mortgage Corporation

C.E.O.- Kevin R. Gowen, President210 Pier One Road, Suite 209, Stevensville, MD 21666

MB-1173Blue Ridge Mortgage, Inc.

C.E.O.- Stephen Clarke, President500 Westfield Road, Charlottesville, VA 22901


50

MB-1257Blue Ridge Mortgage, L.L.C.

C.E.O.- J. Lyons Davidson, President916 Main Street, Lynchburg, VA 24504

MB-967Bozzuto Mortgage Company

C.E.O.- Eileen Lee Zadareky, President6401 Golden Triangle Dr., Suite 210, Greenbelt, MD 20770

MB-962Brookstone Mortgage, Inc.

C.E.O.- Pegge A. Caccavari, President8320 Old Courthouse Road, Suite 101, Vienna, VA 22182

MB-777Brunswick Mortgage Company Inc.

C.E.O.- Linda Y. Frost, President6712 Greenview Lane, Springfield, VA 22152

MB-849Buckingham Mortgage Corporation

C.E.O.- Kamran Hanif, President15245 Shady Grove Road, Suite 390, Rockville, MD 20850851 East Gude Drive, Unit 1110, Rockville, MD 20850

MB-723*CJS Mortgage Services, Inc.

C.E.O.- Charles J. Sher, III, President6066 Clay Spur Ct, Centreville, VA 220203930 Walnut Street, Suite 200, Fairfax, VA 22030

MB-852Camran Corp. d/b/a Camco Mortgage Bankers

C.E.O.- Camran Mostofi, President8201 Greensboro Dr., Suite 1000, McLean, VA 22102

MB-641Capital Access, Ltd.

C.E.O.- J. P. Landahl, President12810 Westbrook Drive, Fairfax, VA 22030

MB-966Capital Home Funding Corporation

C.E.O.- Jessica Cha, President11120 New Hampshire Ave., Suite 505, Silver Spring, MD 209047004-A Little River Turnpike, Annandale, VA 22003

MB-1049Capital Mortgage Corp.

C.E.O.- Michael A. Bing, President516 S. Independence Boulevard,, Suite 103, Virginia Beach, VA 23452

MB-1127Capital Mortgage Finance Corp.

C.E.O.- Bradley T. Gibbons, President9881 Broken Land Parkway, Suite 210, Columbia, MD 210462200 Defense Highway, Suite 100, Crofton, MD 21114810 Gleneagle's Court, Suite 306, Towson, MD 21286


51

MB-595Cardinal Mortgage, Inc.

C.E.O.- James S. Monroe, President750 Walker Road, Suite B, Great Falls, VA 22066305 South Washington Highway, Ashland, VA 23005355 West Rio Road, Suite 206B, Charlottesville, VA 22901111 Thrasher Drive, Chesapeake, VA 2332247 Garrett Street, Warrenton, VA 22186

MB-456Carol J. Summers t/a Summers Mortgage Services

4824 Edgemoor Lane, Bethesda, MD 20814

MB-893Carteret Mortgage Corporation

C.E.O.- Eric Weinstein, President15421 Snow Hill Lane, Centreville, VA 2202014-B Windsor Circle, Newark, DE 197011104-B Pinehurst Road, Dunedin, FL 346983540 River Heights Crossing, Marietta, GA 300675007-2 Truemper Way, Fort Wayne, IN 46835300 N. Main Street, Berlin, MD 218112721 Jones Road, Dunkirk, MD 20754828 S. Shumaker Drive, Suite 202, Salisbury, MD 218041000 Park Forty Plaza, Durham, NC 27713904 Sunset Circle, Brodsbeck, PA 17329593 Mine Road, Lebanon, PA 174023689 Albert Mathews Road, Columbia, TN 38401107 East Nelson Avenue, Alexandria, VA 22301150 Century Drive, Suite 4418, Alexandria, VA 223044878 S. 10th. Street, Arlington, VA 222049017 Lake Braddock Drive, Burke, VA 2201513237 Custom House Court, Fairfax, VA 220334021 Chestnut Street, Fairfax, VA 22030


52

Carteret Mortgage Corporation (Continued)6347 Carolyn Drive, Falls Church, VA 220441411 Bragg Road, Fredericksburg, VA 24407210 Manor Road, Front Royal, VA 226302131 Raven Tower Court, Suite 305, Herndon, VA 2017012507 Colby Drive, Lake Ridge, VA 221928700 Centreville Road, Suite 201, Manassas, VA 201109116 Center Street, Suite 201, Manassas, VA 201101019 Woodrow Avenue, Suite 2, Norfolk, VA 2350710307 Cherryview Court, Oakton, VA 2212446744 Abington Terrace, Potomac Falls, VA 2016510947 Lawyers Road, Reston, VA 201912725 Hungary Springs Road, Richmond, VA 232942188 Harpoon Drive, Stafford, VA 225542447 Shenandoah Street, Vienna, VA 22180512 Orrin Street, Vienna, VA 2218013022 Sturbridge Road, Woodbridge, VA 22192Sunrise Drive, Box 443 A1, Fort Ashby, WV 26719

MB-956Castleton Capital Corp.

C.E.O.- William T. Kelly, President108 Campground Lane, Castleton, VA 2271649 South 3rd Street, Suite 13, Warrenton, VA 22186

MB-1032Central Government Mortgage, Inc.

C.E.O.- Rodney H. Pask, President610 Montgomery Street, Alexandria, VA 22314

MB-504Centurion Financial, Ltd.

C.E.O.- Timothy P. Bassett, President13135 Maltese Lane, Fairfax, VA 220333401 Holly Street, Alexandria, VA 223056655 Rutledge Drive, Fairfax Station, VA 22039

MB-39Chaplin Mortgage Investment Corp.

C.E.O.- George Chaplin, President5148 Leesburg Pike, Alexandria, VA 22302

MB-900Charles Lee Tighe

2233 N. Lakeside Drive, Virginia Beach, VA 23454

MB-818Charles W. Toney t/a Virginia Mortgage Center

13509 Cotley Lane, Richmond, VA 23233

MB-1084Chase Home Funding, Inc.

C.E.O.- Don DeMarco, President11203A Lockwood Drive, Silver Spring, MD 20901

MB-580Cheryl L. Alter t/a Money Market Mortgage

3122 Rushing Creek Drive, Pensacola, FL 32526


53

MB-1242Cheryl L. Saunders d/b/a Plan B Mortgage

8706 Gladewater Court, Richmond, VA 23294

MB-587Chesapeake 1st Mortgage Corporation (Used in VA by Chesapeake Mortgage Corporation)

C.E.O.- Dennis R. Brown, President9315 Largo Drive West, Suite 225, Landover, MD 2078510306 Eaton Place, Suite 200, Fairfax, VA 220302750 Killarney Drive, Suite 205, Woodbridge, VA 22192

MB-1164Chesapeake Commercial Associates, Inc.

C.E.O.- Megan Fletcher, President8805 Sudley Road, Suite 200-B, Manassas, VA 20110

MB-1290Choice Finance Corporation

C.E.O.- Eric A. Strasser, President7720 Wisconsin Avenue, Suite 206, Bethesda, MD 20814

MB-1065Choice Mortgage Corporation

C.E.O.- Kathleen M. Zimpel, President12658 Lake Ridge Drive, Suite B, Lake Ridge, VA 221927350 Ladysmith Road, Ladysmith, VA 22501

MB-593Christopher Lieberman t/a ABC Home Mortgage

300 Arboretum Place Suite 140, Richmond, VA 23236

MB-811Chrysler Home Mortgage Corporation

C.E.O.- Richard F. Heffernan, President1342 Baffy Loop, Chesapeake, VA 233201324 N. Battlefield Boulevard, Chesapeake, VA 23320

MB-84City Mortgage Corporation

C.E.O.- Eugene C. Cook, President8418 Camden Street, Alexandria, VA 22308

MB-689Coastal American Mortgage, Inc.

C.E.O.- Cynthia Montgrain, President900 Commonwealth Place Suite 104, Virginia Beach, VA 2346411655 B Midlothian Turnpike, Midlothian, VA 23113

MB-1002Coastal Mortgage Corp. of Virginia (Used in VA by Coastal Mortgage Corp.)

C.E.O.- Peter J. Tourigny, President3229 Cranberry Highway, Buzzards Bay, MA 02532

MB-675Coastal Mortgage Corporation

C.E.O.- Anthony A. Briglia, President10301 Democracy Lane, Suite 110, Fairfax, VA 220302519 John Eppes Road, Suite 401, Herndon, VA 20171


54

MB-1033Colonial Mortgage Corporation

C.E.O.- James Kessler, President8529 Crestview Drive, Fairfax, VA 22031

MB-620Comfort Mortgage, Incorporated

C.E.O.- Gail L. Lockhart, President809 Kirkwood Road, Waldorf, MD 20602

MB-843Commonwealth Mortgage and Investments, Inc.

C.E.O.- Robert W. Melvin, President3740 West Hundred Road, Chester, VA 23831

MB-24Commonwealth United Mortgage Company

C.E.O.- C. G. Applegate, President2324 N. Jackson Street, Arlington, VA 22201

MB-566Community Development Group, Inc. of Delaware

C.E.O.- Henry R. Jost, President7023 Little River Turnpike Suite 300, Annandale, VA 220034900 Seminary Road, Suite 105, Alexandria, VA 223117023 Little River Turnpike,, Suite 203, Annandale, VA 220037023 Little River Turnpike, Ste. 340, Annandale, VA 22003

MB-1138Community Mortgage & Investment Corp.

C.E.O.- Frank P. Amantia, President7 Dalamar Street, Suite 200, Gaithersburg, MD 20877

MB-1006Complete Mortgage Corporation

C.E.O.- Brian E. Aschkenas, President4500 South Garnett, Suite 900, Tulsa, OK 741465700 Cleveland Street, Suite 345, Virginia Beach, VA 23462

MB-991Consumer Lending Corporation

C.E.O.- Robert J. Foreman, President3724 Cook Boulevard, Chesapeake, VA 23323

MB-1050Consumers Mortgage Corporation

C.E.O.- Todd F. Johnson, President154 Wind Chime Court, Raleigh, NC 27615

MB-1158Continental Lending Corporation of America

C.E.O.- Jodi Raskin, President9191 Reisterstown Road, Owings Mills, MD 21117

MB-957Copeland Mortgage Services, Inc.

C.E.O.- Robert C. Dughi, President1500 Forest Avenue, Suite 118, Richmond, VA 23229


55

MB-582Cornerstone Mortgage, Inc.

C.E.O.- David A. Maddox, President6205 Sierra Court, Manassas, VA 201112800 Quebec Street, N.W., Suite 954, Washington, DC 200089202 Burke Road, Burke, VA 22015800 Sunset Lane, Suite C, Culpeper, VA 227019922 Wood Wren Court, Fairfax, VA 220328628 Centreville Road Suite 202, Manassas, VA 22110

MB-631*Cosmos Mortgage Corporation

C.E.O.- Jae Hoon Shim, President5029 Backlick Road Suite B, Annandale, VA 22003

MB-670Countryside Mortgage Services Inc

C.E.O.- Michael R. Lange, President2111 Wilson Boulevard, Suite 809, Arlington, VA 22201

MB-1218Covenant Mortgage Corporation

C.E.O.- Lorena D. Stroud, President332 Eden Farm Road, Bumpass, VA 23024

MB-235Crosstate Mortgage & Investments Inc.

C.E.O.- David Bayford, President1904 Byrd Avenue, Suite 218, Richmond, VA 23230300 Preston Ave., Suite 409, Charlottesville, VA 229024331 Old Hundred Road, Chester, VA 23831201 Hitching Post Lane, Forest, VA 24551

MB-1058Custom Financial, L.L.C.

C.E.O.- Susan Cole, President19808 Billings Court, Montgomery Village, MD 20886

MB-682Custom Mortgage Company

C.E.O.- Ralph G. Falcone, President5429 Backlick Road, Suite 100, Springfield, VA 22151

MB-1306Davenport-Dukes Mortgage Service Corporation

C.E.O.- Ronald A. Dukes, President448 Viking Drive, Suite 350, Virginia Beach, VA 23452

MB-1072Deerwater Financial, Inc.

C.E.O.- Fred Mortimer, President4206 Wallingford Court, Jefferson, MD 21755

MB-1165Destiny Mortgage Group, Inc.

C.E.O.- Joseph H. Shagena, III, President8835 Columbia 100 Parkway, Suite L, Columbia, MD 21045


56

MB-568Diamond Mortgage Exchange, Inc.

C.E.O.- Elliott H. Diamond, President2603 Tack Lane, Reston, VA 20191

MB-1159Discount Funding Associates, Inc.

C.E.O.- Stephen Mogelefsky, President110 Washington Drive, Centerport, NY 11721

MB-231Distinctive Financial Corporation

C.E.O.- William P. Lunger, President1307 Dolly Madison Blvd., McLean, VA 22101

MB-509Diversified Funding, Inc.

C.E.O.- Marcia Millican, President2524 George Washington Memorial Hwy., Tabb, VA 236937521 Oak Cove Road, Lanexa, VA 23089

MB-912Diversified Mortgage Brokers, Inc.

C.E.O.- Andrea M. Kilmer, President1120 Laskin Road, Virginia Beach, VA 23451

MB-1258Divinity Mortgage Corporation C.E.O.- Richard W. Elmendorf, President

14203 Glade Spring Drive, Centreville, VA 201217799 Leesburg Pike, Suite 900 North, Falls Church, VA 22043

MB-1210Domain Financial Group, Inc.

C.E.O.- Foaud Baradari, President10117 Nedra Drive, Great Falls, VA 220663 Bethesda Metro Center, Suite 700, Bethesda, MD 20814

MB-968Dominion First Mortgage Corporation

C.E.O.- Kevin McDade, President9970 Liberia Avenue, Manassas, VA 20110

MB-1137Dominion First, Inc.

C.E.O.- James P. Jessee, Jr., President1320 Vincent Place, McLean, VA 22101

MB-1088*Dominion Mortgage Corporation

C.E.O.- James D. Heffernan, President397 Little Neck Road,, 3300 Building, Suite 120, Virginia Beach, VA 23452

MB-1224Donna L. Chocklett d/b/a Chocklett Mortgage

922 12th. Street, S.E., Suite A, Roanoke, VA 24013

MB-376Dorsey Evans t/a Century Finance

8455 Colesville Road, Suite 1080, Silver Spring Centre, Silver Spring, MD 20910


57

MB-137Douglas R. Fox d/b/a Fox Mortgage Associates

12500 Fair Lakes Circle, Suite 250, Fairfax, VA 22033

MB-1000Dwight E. Monger

432 Mill Creek Road, Luray, VA 22835

MB-960E. M. Willis Mortgage Corporation

C.E.O.- Edward H. Willis, Jr., President121 Congressional Lane, Rockville, MD 20852

MB-746Eagle Funding Group, Ltd.

C.E.O.- Patrick B. Shelton, President3863-A Plaza Drive, Fairfax, VA 22030

MB-961East Coast Funding, Inc.

C.E.O.- Glenn C. Kresak, President10619 Jones Street, Suite 101-B, Fairfax, VA 22030

MB-429East West Financial Services Inc

C.E.O.- John E. Lawler, President1497 Chain Bridge Road, Suite 304, Mclean, VA 22101

MB-157East West Mortgage Company, Inc.

C.E.O.- Doug Bui, President1568 Spring Hill Road, Suite 100, McLean, VA 22102

MB-365Eastern Fidelity Mortgage Corporation

C.E.O.- Rebecca W. Blankenship, President6342 Peters Creek Road, NW, Suite B, Roanoke, VA 24019

MB-816Eastern Residential Mortgage, Inc.

C.E.O.- Indru Jashnani, President5575 Sterrett Place, Suite 250, Columbia, MD 21044

MB-550Eastland Mortgage Company, Inc.

C.E.O.- Irving A. Weber, President804 Jamestown Road, Williamsburg, VA 231851528 George Washington Avenue, Gloucester Point, VA 23062

MB-539Edelman Mortgage Services, Inc.

C.E.O.- Jeffrey Douglas, President12450 Fair Lakes Circle Suite 200, Fairfax, VA 22033

MB-976Elder Mortgage, Inc.

C.E.O.- John F. Elder, President8302 Professional Hill Drive, Fairfax, VA 22031


58

MB-240Elizabeth R. Hitchcock

928 Bragg Road, Fredericksburg, VA 22404

MB-1071Embassy Mortgage, Inc.

C.E.O.- Harriet D. Oliphant, President1107-A Spring Street, Silver Spring, MD 20910

MB-954Equitable Mortgage Group, Inc.

C.E.O.- Darren S. Soodak, President4061 Powder Mill Road, Suite 230, Calverton, MD 20705

MB-57Equity Mortgage Associates, Inc.

C.E.O.- Elsie M. Lawrence, President9601 Gayton Road, Suite 100, Richmond, VA 23233-4963

MB-888Equity One Mortgage & Investment Company

C.E.O.- Duane E. Bookheimer, President2912 Hungary Spring Road, Suite 1, Richmond, VA 23228

MB-1128Equity Source, Inc., The

C.E.O.- Stephen Deverian, President4685 MacArthur Court, Suite 421, Newport Beach, CA 92660

MB-717Eric Drucker Smith d/b/a Advantage Mortgage Company

One Columbus Center, Suite 600, Virginia Beach, VA 23462

MB-678Esther Martinez-Baldivia

4810 Beauregard Street, Suite 303, Alexandria, VA 22312

MB-1232Eugene B. Huband d/b/a Alpha Mortgage Funding

9086 Westone Road, Mechanicsville, VA 23116

MB-716Executive Mortgage Services, Inc.

C.E.O.- Yogi Dumera, President7345 McWhorter Place, Suite 110, Annandale, VA 22003

MB-982Express Mortgage, Inc.

C.E.O.- Lamar M. Jolly, President104 Jesse Street, Yorktown, VA 23693690-B J. Clyde Morris Boulevard, Newport News, VA 23601

MB-1077F & M Mortgage Corporation

C.E.O.- Colleen Brawner9102 Silverpointe Way, Fairfax Station, VA 22039


59

MB-770F. D. B. Mortgage, Inc.

C.E.O.- F. David Black, President10944 Beaver Dam Road Suite A, Hunt Valley, MD 21030

MB-1042FFR Mortgage Company, LLC d/b/a Block Mortgage

C.E.O.- Steven R. Dickey, President106 Westwood Office Park, Fredericksburg, VA 22401

MB-465FSC Corporation

C.E.O.- Joseph W. Maggio, PresidentThe World Trade Center-Baltimore, 401 East Pratt Street, Suite 332, Baltimore, MD 21202

MB-226Fair East Mortgage, Inc.

C.E.O.- Wen C. Yu, President8212 B Old Courthouse Road, Vienna, VA 22182

MB-1140Fairland Mortgage Company, Inc.

C.E.O.- Richard Gerber, Chairman of the Board4306 Evergreen Lane, Suite 202, Annandale, VA 22003

MB-1192Fairway Independent Mortgage Corporation

C.E.O.- Steven L. Jacobson, President6600 York Road, Suite 107, Baltimore, MD 21212408 Allegheny Avenue, Towson, MD 21204Square Commercial Center, 1 Center Square, Suite 205, Hanover, PA 17331

MB-931Federal Home Funding Corporation

C.E.O.- Jacqueline T. Nguyen, President11124 Nicholas Drive, Silver Spring, MD 20902

MB-1174Federal Mortgage Exchange Network, Inc.

C.E.O.- Muhammad T. Khan11606 Vantage Hill Road, Suite 12B, Reston, VA 20190

MB-1280Federated Mortgage, Inc.

C.E.O.- Antonio Valeri, President2920 Brandywine Road, Suite 130, Atlanta, GA 303416939 Heritage Place, Acworth, GA 30102

MB-549Fidelity Mortgage Services, Inc.

C.E.O.- Michael Tang, President5842 Hubbard Drive, Rockville, MD 20852

MB-1160Fidelity Mortgage and Finance Co.

C.E.O.- Lawrence Bloom, President6480 Dobbin Road, Suite C, Columbia, MD 21045


60

MB-1104Fidelity Trust Mortgage Corporation

C.E.O.- Clanton J. May, Jr., President4102 East Parham Road, Suite E, Richmond, VA 232281 Vale Road, Suite 100, Bel Air, MD 210148320 University Executive Park Drive, Suite 108, Charlotte, NC 282623100 East Aztec Avenue, Gallup, NM 873014102 East Parham Road, Suite B, Richmond, VA 23228620 Moorefield Park Drive, Suite 130, Richmond, VA 23236830 E. Main Street, 20th Floor,, Suite 2000, Richmond, VA 23219830 E. Main Street, 20th Floor,, Suite 2001, Richmond, VA 23219103 East Williamsburg Road, Sandston, VA 231504621 Pembroke Lakes Circle, Virginia Beach, VA 23455

MB-1004Financial Security Consultants, Inc.

C.E.O.- Alfie H. Silton, President1402 York Road, Lutherville, MD 21093

MB-1056Financial Solutions L.L.C.

C.E.O.- Ahston T. Harwood, Jr., President2690 Dispatch Road, Suite 2, Quinton, VA 23141

MB-882First American Mortgage Services, Inc.

C.E.O.- John E. Hester, President13198 Centerpointe Way, Suite 202, Woodbridge, VA 22193

MB-579First Chesapeake Mortgage Corporation of Fredericksburg (Used in VA by First Chesapeake MortgageCorporation)

C.E.O.- James E. Deakins, President5801 Allentown Road, Suite 106B, Camp Springs, MD 207462515 Fall Hill Avenue, Fredericksburg, VA 224015410 Heritage Hills Circle, Fredericksburg, VA 22407

MB-106First Equitable Mortgage and Investment Company, Incorporated

C.E.O.- Dominick P. Decantis, President601 Caroline Street, Suite 600, Fredericksburg, VA 22401

MB-1157First Equity, Inc (Used in VA. by: First Equity Mortgage, Inc.)

C.E.O.- William C. Steneman, President1005 Frederick Road, Catonsville, MD 212283460 Olney-Layontonsville Road, Suite 212A, Olney, MD 208324 West Main Street, New Freedom, PA 17349

MB-454First Financial Services of Virginia, Inc. d/b/a American Mortgage Center

C.E.O.- E. Keith Winder, President1500 Forest Avenue Suite 101, Richmond, VA 23229

MB-847First Financial Services, Inc.

C.E.O.- Cynthia E. Stiles, President16366 Booker T. Washington Highway, Moneta, VA 241212129 Electric Road, Suite 201, Roanoke, VA 24018


61

MB-867First Heritage Mortgage Company

C.E.O.- James W. McCauley, President105 S. Union Street, Suite 711, Masonic Building, Danville, VA 24541916 Brookdale Road, Suite 1, Martinsville, VA 241123433 Brambleton Avenue, S-205A, Roanoke, VA 24018526 Main Street, Suite 24, South Boston, VA 24592

MB-1155First Horizon Home Mortgage, Inc.

C.E.O.- Ondrea Dwiggins, President502-L East Cornwallis Drive, Greensboro, NC 27405912 Brookdale Road, Suite 4, Martinsville, VA 24112

MB-936First International Mortgage Corporation

C.E.O.- Naser Moinfar, President16063 Comprint Circle, Gaithersburg, MD 20877

MB-1029First Meridian Mortgage Corporation

C.E.O.- Kevin Retcher6202-A Old Franconia Road, Alexandria, VA 22310

MB-754First Mid Atlantic Mortgage Corporation, Incorporated

C.E.O.- Mark Morrison, President16220 S Frederick Road, Suite 408, Gaithersburg, MD 20877

MB-933First Midland Mortgage Company, L.L.C.

C.E.O.- Scott Farr, President8909 Ewing Drive, Bethesda, MD 20817

MB-989First Mortgage Group, Inc.

C.E.O.- Donald P. Bruce, Jr., President10807 Fieldwood Drive, Fairfax, VA 22030

MB-1019First Rate Mortgage Corporation

C.E.O.- Thomas G. Tune, President900 John Randolph Boulevard, South Boston, VA 24592

MB-1243First Residential Mortgage Corporation

C.E.O.- Barbara Hall, President651 N. Main Street, Suite 3, Marion, VA 24354

MB-410First Service Mortgage, Inc.

C.E.O.- James C. Simpson3001 Hunt Road, Oakton, VA 22124

MB-1078First Southern Mortgage Corporation

C.E.O.- L. T. Sonley, President17 West Jefferson St., Suite 205, Rockville, MD 20850


62

MB-1117First Southern Mortgage Loan Company Inc.

C.E.O.- Sandra K. Moore, President162 N. Renfro Street, Mount Airy, NC 27030

MB-181Firstport Mortgage Corporation

C.E.O.- Curtis Kelley, President1809 Airline Boulevard, Portsmouth, VA 23707

MB-1132Fong Rowland Hua d/b/a Excel Mortgage & Investment Services (EMIS)

6521 Arlington Boulevard, Suite 506, Falls Church, VA 22042

MB-864Fortune Mortgage Banking Company

C.E.O.- Joseph L. Wang, President416 Hungerford Drive, Suite 300, Rockville, MD 20850

MB-923Frank T. Yoder Mortgage, Inc.

C.E.O.- Frank T. Yoder, PresidentSouthern Business Center, Juniper, Trail, NR8, Kitty Hawk, NC 27949915-E West Ehringhaus Street, Elizabeth City, NC 279092404 S. Croatan Highway, Nags Head, NC 27959

MB-1271Franklin Financial Mortgage Corporation

C.E.O.- Harold Horn, President261 Old York Road, Suite 329, Jenkintown, PA 19046

MB-1156Franklin Mortgage Corporation

C.E.O.- William F. Moore, Jr., President9 Pawnee Lane, Palmyra, VA 22936

MB-483Friday Financial Advisors Group, Inc.

C.E.O.- Robert C. Thomas, President211 F Street NE, Washington, DC 20002

MB-896Funding Group, Inc., The

C.E.O.- Denis J. Crean, President1 Wyoming Court, Bethesda, MD 20816

MB-1184Future Link 2000, Incorporated d/b/a Future Link Funding

C.E.O.- Derek P. Smith, President5827 Columbia Pike, Suite 411, Falls Church, VA 22041112 South Providence Road, Suite 102, Richmond, VA 23236

MB-935GSF Mortgage Corporation

C.E.O.- James J. Guzanick14502 Greenview Drive, Suite 308, Laurel, MD 20708

MB-1212Garry L. O'Neill

7406 Alban Station Court, Suite A-100, Springfield, VA 22150


63

MB-534Gary T. Cochran

200 Aftons Meadow Road, Vinton, VA 24179

MB-332Georgetown Mortgage Corporation

C.E.O.- J. Michael Lynch, President7700 Leesburg Pike, Suite 115, Falls Church, VA 22043-2625

MB-711Global Funding Group, L.C.

C.E.O.- Richard S. Young, Branch Manager7297-J Lee Highway, Falls Church, VA 22042

MB-749Granite Mortgage Corporation, Inc. t/a Granite Mortgage Corp.

C.E.O.- Gary Freedman, President6225 Brandon Avenue Suite 360, Springfield, VA 22150

MB-1249Grayhawk Mortgage Corporation

C.E.O.- Kimberly Cayce, President9511 Old Georgetown Road, Bethesda, MD 20814

MB-1208Gulfstream Financial Services of Maryland, Incorporated

C.E.O.- Greg E. Homsey, President4801 E. Independence Boulevard, Suite 1110, Charlotte, NC 2821210630 Little Patuxent Parkway, Suite 218, Columbia, MD 21044

MB-506*Harold J. Schutt t/a Solutions For Family Finances

12718 Directors Loop, Woodbridge, VA 22192

MB-1146Hedwig Katharina Crosswhite

C.E.O.- Hedwig Katharina Crosswhite5034 Hearthstone Road, Roanoke, VA 24012

MB-407Hinton Mortgage Co.

C.E.O.- James W. Hinton, President5 Stoneridge Drive, Waynesboro, VA 22980

MB-709Home Equity Mortgage, Incorporated

C.E.O.- Kenneth W. Grubbs, President1903 Manakin Road, Manakin-Sabot, VA 23103

MB-1061Home Funding Mortgage Corporation

C.E.O.- Taylor Malcolm, President1131 Benfield Boulevard, Suite K, Millersville, MD 21108

MB-1182Home Improvement Acceptance Corporation

C.E.O.- Patrick J. Trompeter, President4271 Monroe Street, Toledo, OH 436064502 Starkey Road, S.W., Suite 8, Roanoke, VA 24014


64

MB-1064Home Lending, LC d/b/a American Mortgage Partners

C.E.O.- John C. H Hooff, Jr., President1445 Dolley Madison Boulevard,, 2nd Floor, McLean, VA 22101

MB-111Home Mortgage & Investment Company

C.E.O.- Paul Martin, President5929 Merritt Place, Falls Church, VA 220414224 Cox Road, Suite 108, Glen Allen, VA 230604405 Cox Road, Suite 110, Glen Allen, VA 23060

MB-1231Home Mortgage Direct, Inc.

C.E.O.- Kelly Manderscheid, President515 Encinitas Boulevard, Suite 200, Encinitas, CA 92024

MB-343Homebuyers Equity Corporation

C.E.O.- David M. Hyder, President5020 Sunnyside Avenue, Suite 100, Beltsville, MD 20705

MB-516Homefirst Mortgage Corp.

C.E.O.- Gregory L. Kundinger, President421 King Street, Suite 224, Alexandria, VA 22314

MB-32Homestead Acceptance Inc.

C.E.O.- Richard L. Moore, President7636 Williamson Road N.W., Roanoke, VA 24019

MB-971Homestead Financial, Inc.

C.E.O.- David J. McMurchie, President6564 Forsythia Street, Springfield, VA 22150

MB-996Hope Mortgage Company, Inc.

C.E.O.- Sally T. Schtevie, President6 Argosy Circle, Gaithersburg, MD 20878

MB-6Independence Mortgage Corporation

C.E.O.- Ned G. Paulson, President1432 N. Great Neck Road Suite 203, Virginia Beach, VA 23454

MB-497Infinity Funding Group, Inc.

C.E.O.- Louis H. Horwitz, President5411 Patterson Avenue, Suite 200, Richmond, VA 232261605 Denham Road, Richmond, VA 23229

MB-1222Infinity Mortgage Corporation

C.E.O.- George Paret, President2409 Timber Run, Virginia Beach, VA 23456


65

MB-1294Integrity Home Mortgage LLC

C.E.O.- Douglas Layman, Executive Vice President5450 Peters Creek Road, Suite 110, Roanoke, VA 24019

MB-842Integrity Mortgage and Finance, Inc.

C.E.O.- Christian E. Erichsen, President11290 Woodhaven Drive, Ijamsville, MD 21754

MB-1119Intersouth Mortgage, Inc.

C.E.O.- James Paul Cranmer, Chairman of the Board2810 Spring Road SE, Suite 108, Atlanta, GA 30339

MB-1181Intuit Lender Services, Inc.

C.E.O.- Carl Gene Reese, President2535 Garcia Avenue, Mountain View, CA 940436220 Greenwich Drive, San Diego, CA 92122110 Juliad Court, Suite 107, Fredericksburg, VA 22406

MB-1112iOwn, Inc.

C.E.O.- Edward Hoyt, Chairman of the Board118 King Street, Suite 225, San Francisco, CA 94107

MB-1196Ivy K. Inocencio d/b/a Sunny View Mortgage Group

8401-C Richmond Highway, Alexandria, VA 22309

MB-612J A M Consultants, Inc.

C.E.O.- Jane A. Martin, President108 N Harrison Street, Alexandria, IN 46001

MB-264J. Michael Lynch

7700 Leesburg Pike Suite 115, Falls Church, VA 22043

MB-884*James Day Thomas

2856 Dover Lane, Suite 304, Falls Church, VA 22042

MB-879James Kevin Burcham

107 South Main Street, Galax, VA 24333

MB-459James M Cumming, II

606 Thimble Shoals Blvd Suite C-2, Newport News, VA 23606

MB-945James River Mortgage Corp.

C.E.O.- Nancy C. Edmunds, President4860 Cox Road, Suite 200, Glen Allen, VA 2306011429 Ivy Home Place, Richmond, VA 23233

MB-1275James T. Warns, Jr. t/a Town & Country Mortgage

2970 Chain Bridge Road, Oakton, VA 22124


66

MB-1163Jane E. Brown, Inc. d/b/a Optimum Financial Services

C.E.O.- Jane E. Brown, President333 Valencia Street, Suite 325, San Francisco, CA 94103221 Bittercreek Drive, Folsom, CA 956301199 North Lake Avenue, Pasadena, CA 91104

MB-1063Janis B. Neal t/a Americomp

1185 Old Buckroe Road, Hampton, VA 23663

MB-171Jeffrey Dale Chandler

532A Hampton Highway, Yorktown, VA 2369311843-C Canon Blvd, Oyster Point Business Park, Newport News, VA

MB-655Jer-Tag Enterprises, Inc. d/b/a Jer-Tag Mortgage

C.E.O.- Jerar Nishanian, President1880 Howard Avenue Suite 200, Vienna, VA 22182

MB-1199Joanne C. Sebeck d/b/a Cannon Mortgage

1250 A Canon Way, Westminster, MD 21157

MB-232Joel Stowe d/b/a JSA Mortgage Centre

23 West Jubal Early Drive, Winchester, VA 22601

MB-1080John A. Belford d/b/a First Virginia Financial

13154 Langtree Drive, Richmond, VA 232333117 West Clay Street, Suite 200, Richmond, VA 23230

MB-1188*John G. Mortimer t/a Providence Mortgage

1844 Jones Road, Suite 200, Winchester, VA 22602

MB-1031John H. Lecky t/a H & W Mortgage

3705 South George Mason Drive, #C2S, Falls Church, VA 22041

MB-1021John H. Yates t/a AAA Mortgage Brokers

20042 Greenbriar Circle, Bristol, VA 24202

MB-574John J. LaMorte

4510 Daly Drive Suite 300, Chantilly, VA 22021

MB-997John Jeffrey Peedin d/b/a Valley First Mortgage

70 River Road, Littleton, NC 27850

MB-844Johnny F. Brown t/a JF Business, Funding & Finance

12415 Rochester Drive, Fairfax, VA 22030-63471810 Michael Faraday Drive Suite 102, Reston, VA 20190


67

MB-479Jon Julian t/a Mortgage Funding of Virginia

696 Warrenton Road, Fredricksburg, VA 22406

MB-795Joo Dong Kim t/a Dime Mortgage Service

7320 McWhorter Place, Annandale, VA 22003

MB-831Joseph Christopher Nassief d/b/a The Mortgage Exchange Service

8125 Larkin Lane, Vienna, VA 22182

MB-592K. C. Mortgage Corporation

C.E.O.- Robert Koury, Jr., President3843 Plaza Drive, Fairfax, VA 22030

MB-1234Kennedy Mortgage Corp.

C.E.O.- Keith Kennedy, President1455 E. Tropicana Avenue, Suite 550, Las Vegas, NV 89119

MB-1013Kevin Wayne Clowser t/a Lincoln Mortgage

357 Tasker Road, Stephens City, VA 22655

MB-1096Key Mortgage Company, Inc.

C.E.O.- Cary C. Levering, President7110 Forest Avenue, Suite 106, Richmond, VA 2322911971 Ironbridge Road, Suite C, Chester, VA 23831

MB-1133Kimberlie Rouillard d/b/a The Kimberlie Financial Group

19 Hawks Place, Palmyra, VA 22963

MB-1057Kimberly J. Roberson t/a Middle America Mortgage

1450 Williams Farm Road, King George, VA 22485

MB-1267Kochummen K. Thomas d/b/a A-1 Realty Mortgage Company

927 Russell Avenue, Suite B, Gaithersburg, MD 20879

MB-814LFS Mortgage Corporation

C.E.O.- Michael P. Lynch, President4716 Pontiac Street, Suite 312, College Park, MD 20740

MB-1073Lana C. Zarger

4510 Daly Drive, Suite 300, Chantilly, VA 20151

MB-947Landmark Mortgage, Inc.

C.E.O.- Dennis J. Weipert, President694 Old Hunt Way, Herndon, VA 20170


68

MB-210Larry D. Hogston

1007B West Main Street, Abingdon, VA 24210

MB-1170*Larry M. Goldberg d/b/a First Financial Concepts

111 Douglas Avenue, Elgin, IL 60120

MB-628Leland Financial Services, Inc.

C.E.O.- L. Kent Merritt, President101 East Water Street, Suite 111, Charlottesville, VA 2290212110 Sunset Hills Road Suite 450, Reston, VA 22090

MB-1120LendingTree, Inc.

C.E.O.- Douglas Lebda6701 Carmel Road, Suite 205, Charlotte, NC 28226

MB-679Leslie James Cotsamire

5034 Hearthstone Road, Roanoke, VA 24012

MB-1106Liberty Mortgage Corporation

C.E.O.- Mark S. Kittrell, President2310 West Main Street, Richmond, VA 23220208 Strawberry Street, Richmond, VA 23220

MB-1214Linda Caruso t/a Guardian Mortgage

8350 Greensboro Drive, #409, McLean, VA 22102

MB-695Lindley Mortgage Corporation

11250 Waples Mill Road, Suite 310, Fairfax, VA 22030

MB-908Loan Company, The

C.E.O.- Michael B. Roche, President2250 N. Roan Street, Johnson City, TN 37601

MB-1145Loan Express, Inc.

C.E.O.- Pamela Pope, President1211 Hardy Road, Suite 7, Vinton, VA 24179

MB-696Longshine Mortgage Corporation

C.E.O.- Chung-Yen Chu, President1411 Woodhurst Boulevard, Mclean, VA 22102

MB-1235Loyalty Mortgage Corporation

C.E.O.- Matthew D. Ward, President7515 Annapolis Road, Suite 407, New Carrollton, MD 20784


69

MB-850Lyons Group, Inc., The

C.E.O.- Jonathan B. Lyons, President407 Victoria Court, N.W., Vienna, VA 22180

MB-1070MAK Financial Group, Inc.

C.E.O.- Mary Kathryn Perkinson, President3906 Margate Drive, Richmond, VA 2323511512 Allecingie Parkway, Suite C, Richmond, VA 23235

MB-1229MBS Financial Inc. d/b/a Commonwealth Lending

C.E.O.- Ann-Marie Ballard, President11781 Lee Jackson Highway, Suite 310, Fairfax, VA 22033

MB-1161Madison Financial Corporation

C.E.O.- Donald D. Shinn, President1738 Elton Road, Suite 123, Silver Spring, MD 20903

MB-1277Madison Mortgage, Inc.

C.E.O.- Michael E. Blair, President746 Walker Road, Suite 200, Great Falls, VA 22066235 West Market Street, Leesburg, VA 20176

MB-851Main Street Mortgage and Investment Corporation

C.E.O.- Richard W. Mayhew, President9030 Three Chopt Road, Suite D, Richmond, VA 2322910551 Patterson Avenue - B171, Richmond, VA 23233

MB-1169Mandarin Mortgage Corp.

C.E.O.- Al Bowman, President10004 N. Dale Mabry Highway, Suite 106, Tampa, FL 33618

MB-885Margaret E. Hill

7734 Williamson Road, Roanoke, VA 24019

MB-635Marilyn Swerdlow d/b/a Moneyline Mortgage Company

3030 Meeting Street, Falls Church, VA 22044

MB-839Mary Clare Hatley

11130 Main Street, Suite 206, Fairfax, VA 22030

MB-1136*Mary M. Wilmink

1314 Peters Creek Road, N.W., Suite 241B, Roanoke, VA 24017

MB-681Mary P. Dooley t/a MPD Mortgage Company

3002 Rosalind Avenue, Roanoke, VA 24014


70

MB-521Maryland Financial Resources, Inc.

C.E.O.- G. William DeSantis, III, President744 Dulaney Valley Road, Suite 9, Towson, MD 21204

MB-1110Masters Mortgage, Inc.

C.E.O.- Dean B. Kampman2813 Rifle Ridge Road, Oakton, VA 2212411350 Random Hills Road, Suite 800, Fairfax, VA 22030

MB-1269Maximum Funding, L.L.C.

C.E.O.- Gary Browning1520 Stone Moss Court, Suite 103, Virginia Beach, VA 23462

MB-560McLean Funding Group, Inc.

C.E.O.- Dennis E. Barrett, President1700 N. Moore Street, Suite 1703, Arlington, VA 22209

MB-395McLean Mortgage Group, Inc.

C.E.O.- Judith C. Ramsey, President1301 Vincent Place, McLean, VA 22101

MB-793Merendino Group, Inc., The

C.E.O.- Jack Vernon Altizer, President324 Washington Avenue, S.W., Roanoke, VA 24016

MB-998MetFund Mortgage Services Corporation

C.E.O.- Barbara Ann Kelly, President7799 Leesburg Pike, Suite 900 North, Tysons Corner, VA 22043

MB-548Metfund Mortgage Corporation

C.E.O.- Stephen A. Myers, President6723 Whittier Avenue, Suite 406, McLean, VA 22101

MB-1107Metropolitan Mortgage Bankers, Inc.

C.E.O.- John Garofalo, President1717 Elton Road, Suite 211, Silver Spring, MD 209034216 Evergreen Lane, Suite 124, Annandale, VA 22003

MB-1012Mid-Atlantic Mortgage Corporation

C.E.O.- John A. Needham, PresidentNine North Third Street, Suite 200, Warrenton, VA 20186

MB-1168Midas Mortgage, LLC

C.E.O.- Robert E. Davis11806 Sunflower Lane, Richmond, VA 23236400 C Southlake Boulevard, Richmond, VA 23236


71

MB-519*Midstate Financial Services, Inc.

C.E.O.- F. Reed Hoisington, IV2504 Raeford Road, Fayetteville, NC 28305

MB-1094Milamar Corporation, The d/b/a Global Mortgage Resources

C.E.O.- Millie A. Martelino, President6641 Backlick Road, Suite 206, Springfield, VA 22150

MB-1108Miles Group, Inc., The d/b/a Unicorn Financial Services

C.E.O.- Van J. Miles, President1820 Chapel Hill Road, Durham, NC 27707

MB-856Millennium Mortgage Corporation

C.E.O.- Mark G. Anderson, President1904 Byrd Avenue, Suite 107, Richmond, VA 23230

MB-708Money Organization of Mid-Atlantic, Inc.

C.E.O.- Jacqueline Tomlin, President2000 Dr. Merritt Road, Nathalie, VA 24577

MB-31Monroe Mortgage Company, A Virginia Corporation

C.E.O.- Elizabeth Robinson, President20 South Cameron Street, Suite 103, Winchester, VA 2260164 West Water Street, Harrisonburg, VA 22801

MB-736Monroe Mortgage Inc.

C.E.O.- Tanya L. Monroe, President770 Lynnhaven Parkway, Suite 122, Virginia Beach, VA 23452

MB-577Morgan Home Funding Corporation

C.E.O.- Henry M. Stuart, President9426 Stewartown Road, Montgomery Village, MD 20886

MB-358Morris, Boniface & Associates Incorporated

C.E.O.- Bruce Evan Morris, President10709 Spotsylvania Ave, Suite 101, Fredericksburg, VA 22408

MB-940Mortgage America Companies, Inc.

C.E.O.- Raymond H. Starkes, III4421 Nicole Drive, Lanham, MD 20706

MB-1038Mortgage Associates of Virginia, Inc. (Used in VA by Mortgage Associates, Inc.)

C.E.O.- Bryant Waters, President10320 Little Patuxent Parkway, Suite 808, Columbia, MD 21044201 Frederick Street, Hanover, PA 173311701Euclid Avenue, Suite K, Bristol, VA 24201


72

MB-1067Mortgage Bank, L.C., The

C.E.O.- Rex Williams8094 Rolling Road, Suite 800, Springfield, VA 2215314302 Rosy Lane, Suite 34, Centreville, VA 20121

MB-919Mortgage Bankers of Virginia, Inc.

C.E.O.- Jerold C. Schmeer, President9556 Woodman Road, Richmond, VA 23228228 North Lynnhaven Road, Suite 107, Virginia Beach, VA 23452

MB-500Mortgage Broker, Inc., The

C.E.O.- William L. Blumling, President2624 Southern Blvd., Suite 101, Virginia Beach, VA 23452

MB-918Mortgage Center of America, Inc.

C.E.O.- John Mokbel, President11844-L Fair Oaks Mall, Fairfax, VA 22033

MB-569Mortgage Central, Inc.

C.E.O.- Kevin Canavan, President6521 Arlington Blvd, Suite 102, Falls Church, VA 22042

MB-634Mortgage Concepts, Inc.

C.E.O.- Thomas M. Torok, President9516-C Lee Highway, Fairfax, VA 220312908 Westcott Street, Falls Church, VA 22042

MB-1026Mortgage Corporation, The

C.E.O.- Brett A. Peck, President4001 N. 9th Street, Suite 100A, Arlington, VA 22203

MB-733Mortgage Discounters, Inc. d/b/a Premier Funding Group

C.E.O.- Seung Mo Kang, President5103 B Backlick Road, Annandale, VA 22003

MB-485Mortgage Express Company

C.E.O.- Nicholas P. H. Rocks, President8027 Leesburg Pike, Suite 103, Vienna, VA 22182

MB-1086Mortgage First, Inc. d/b/a Mortgage First

C.E.O.- Michael Bevans, President256 North Witchduck Road, Suite A, Virginia Beach, VA 23462258 North Witchduck Road, Suite G, Virginia Beach, VA 23462

MB-1046Mortgage Lending Services, Inc.

C.E.O.- Frank E. Vanleeuwen, II, President1930 Isaac Newton Square, Suite 220, Reston, VA 22090


73

MB-964Mortgage Masters, Inc. t/a Money Marketing, Inc.

C.E.O.- Richard E. Pierson, President8201 Corporate Drive, Suite 620, Landover, MD 20785


74

Mortgage Masters, Inc. t/a Money Marketing, Inc. (Continued)10300 Rodney Court, Fairfax, VA 22032

MB-780Mortgage Network, Inc.

C.E.O.- Jeanette Binstock, President6264 Montrose Road, Rockville, MD 20852

MB-321Mortgage One, Inc.

C.E.O.- Daniel Rebibo6290 Montrose Road, Rockville, MD 20852

MB-855Mortgage Processing, Inc. d/b/a First Colonial Mortgage

C.E.O.- Richard A. Caporali, President11602 Harvestdale Drive, Fredericksburg, VA 22407

MB-1018Mortgage Quest, Incorporated

C.E.O.- Michael Pearl4306 Evergreen Lane, Suite 203, Annandale, VA 22003

MB-621Mortgage Resources Incorporated

C.E.O.- Thomas G. Staples, President6406 Brentford Drive, Springfield, VA 22152

MB-1115Mortgage Service of Virginia, Inc.

C.E.O.- Deloris I. Rodgers, President560 Tower Road, Christiansburg, VA 24073

MB-330**Mortgage Solutions, Inc.

C.E.O.- Kevin Moores, President4300 Montgomery Avenue, Suite 305, Bethesda, MD 20814

MB-1027Mortgage Specialist, Inc.

C.E.O.- Kenneth Johnson, President817 C. Street, North Wilkesboro, NC 28659116 3rd Street, N.E., Hickory, NC 28601

MB-1087*Mortgage Specialists, Inc., The

C.E.O.- David E. Phelps, President6701 Democracy Plaza, Suite 300, Bethesda, MD 20817

MB-1121Mortgage Vault, Inc., The

C.E.O.- Leslie Tripp Khokhar, President16065 Comprint Circle, Gaithersburg, MD 2087713536 Travilah Road, N. Potomac, MD 20878

MB-507Mount Vernon Capital Corporation

C.E.O.- Gary Feth, President8101 Hinson Farm Road, Suite 214, Alexandria, VA 22306


75

MB-1186Mountain Empire Mortgage Broker, Inc.

C.E.O.- Robert D. Porter, PresidentRoute 1, Box 406-M, Max Meadows, VA 24360

MB-963NVX, Incorporated

C.E.O.- Xe V. Nguyen, President6521 Arlington Boulevard, Suite 108, Falls Church, VA 220424505 Deane Court, Alexandria, VA 22312

MB-1226Nations Home Funding, Inc.

C.E.O.- Lawson Hardwick, III, President6832 Old Dominion Drive, Suite 203, McLean, VA 221019881 Broken Land Parkway, Suite 111, Columbia, MD 210463350 Eagle Park Drive, N. E.,, Suite 102, Grand Rapids, MI 49505

MB-1024NationsTrust Mortgage Corporation

C.E.O.- Amitab Ratra, President8505 Baltimore Avenue, College Park, MD 20740

MB-981Nationwide Financial Corp

C.E.O.- Mumtaz A. Bhatti, President9302 D Old Keene Mill Road, Burke, VA 22015

MB-1217Nationwide Home Mortgage, Inc.

C.E.O.- Stuart Zemil, President15823-A Crabbs Branch Way, Rockville, MD 20855

MB-600Nationwide Mortgage Corporation

C.E.O.- Kevin Falkner, President4312-D Evergreen Lane, Annandale, VA 22003

MB-862Nationwide Mortgage Group, Inc.

C.E.O.- John Eubank, President10301 Democracy Lane, Suite 120, Fairfax, VA 22030

MB-785Nationwide Mortgage Services, Inc.

C.E.O.- Rosalia M. Pratt, President950 Herndon Parkway, Suite 120, Herndon, VA 22070

MB-1287Nelson D. Rodgers t/a All Virginia Mortgage Co.

13830 Gallant Fox Drive, Midlothian, VA 23112

MB-615New Century Mortgage Corporation

C.E.O.- Karen S. Chen, President611 Rockville Pike, Suite 240, Rockville, MD 20852

MB-152Norma M. Skeete

8121 Georgia Avenue, Suite 402A, Silver Spring, MD 20910


76

MB-979North Atlantic Mortgage Corporation

C.E.O.- Raj Nanan, President10014-A Colesville Road, Silver Spring, MD 20901

MB-352Nugent Mortgage Corporation

C.E.O.- Francisco Nugent, President7315 Wisconsin Avenue, Suite 1150, Bethesda, MD 20814

MB-1068Old Dominion Financial Services, Inc.

C.E.O.- David A. Silver, President8010 Ridge Road, Suite F, Richmond, VA 23229

MB-1118*Old Stone Funding Group, Inc.

C.E.O.- Michael E. Reynolds11030 Arrow Route, Suite 205, Rancho Cucamonga, CA 91730

MB-1263Old Stone Mortgage Corporation

C.E.O.- David C. Bobbitt, President1553 South Military Highway, Chesapeake, VA 23320

MB-1139Old Town Financial Corp. d/b/a Ramsay Mortgage Company

C.E.O.- Richard W. Dyas, President100 South Royal Street, Suite 5, Alexandria, VA 22314812 Moorefield Park Drive, Suite 110, Richmond, VA 23236

MB-1125Olde South Mortgage Corporation

C.E.O.- Peggy Michelle Yauch, President606 Virginia Avenue, Clarksville, VA 23927

MB-364Pan-American Mortgage Company, Inc.

C.E.O.- Jose I. Garcia, President12616 Bridoon Lane, Reston, VA 20191

MB-575Paradigm Mortgage Services, Inc.

C.E.O.- William O. Van Dyke, President1010 Wayne Avenue, Suite 640, Silver Spring, MD 20910

MB-742Paragon Mortgage & Financial Services Corp.

C.E.O.- Bruce Desatnick, President19650 Club House Road, Suite 204, Gaithersburg, MD 20886

MB-944Paramount Mortgage Corporation

C.E.O.- Larry E. Williams, President12119 Indian Creek Court, Beltsville, MD 20705

MB-186Paul Keith McDaniel t/a Diversified Mortgage Brokers

100 Copley Place, Suite D, Lynchburg, VA 24502


77

5933 Wiliamson Road, Roanoke, VA 24012

MB-632Paul Silverstein Associates Co t/a Monumental Mortgage Company

C.E.O.- Paul Silverstein, President508 North Meadow Street, Richmond, VA 23220

MB-984Payne Financial Services, Ltd.

C.E.O.- Bobby R. Payne, Jr., President8629 Sudley Road, Suite 202, Manassas, VA 20110

MB-47Pegasus Mortgage Services, Inc.

C.E.O.- Lola S. Byers, President10615 Judicial Drive, Suite 203, Fairfax, VA 220305217 Kings Park Drive, Springfield, VA 22151

MB-251Peggy L. Navarro & Larry D. Gartin d/b/a "3001 A.D."

4403 Hemingway Drive, Dale City, VA 22193

MB-199Peggy Turner

15235 Boydton Plank Road, Dinwiddie, VA 23841

MB-176Peninsula Credit Services, Inc.

C.E.O.- Michael J. Bond, President4663 Haygood Road, Suite 213, Virginia Beach, VA 23455

MB-1166Pennsylvania Pinnacle Mortgage Corp. d/b/a Pinnacle Mortgage

C.E.O.- Regis Kostley, President5069 Holly Farms Drive, Virginia Beach, VA 23462

MB-1010Pennywise Mortgage, Inc. d/b/a Nations Residential Mortgage

C.E.O.- Robert Dworkowski, President4010 Blackburn Lane, Burtonsville, MD 20866

MB-706Peoples Home Equity Corp

C.E.O.- Gary Scanlon, President412 Darby Way, Bridgeville, PA 15017

MB-974Perry M. Hawkins t/a VIP Financial

1109 Derken Court, Virginia Beach, VA 23464

MB-214Phil L. Hatcher

7617 Cypress Drive, Lanexa, VA 23089

MB-78Phoenix Financial Corporation of Virginia, Inc., The

C.E.O.- E. Dickson Watts, President1701 Grandin Road, Roanoke, VA 24015


78

297 Herndon Parkway, Suites 204 &, 205, Herndon, VA 2017014 Fairfax Street, Leesburg, VA 2017546950 Community Place, Suite 219, Sterling, VA 20164

MB-859Phoenix Home Mortgage Corp.

C.E.O.- Linda Marie Harris, President17 West Jefferson Avenue, Suite 103, Rockville, MD 20850

MB-1256Pierucci Inc. d/b/a Sunset Mortgage Company

C.E.O.- Cheryl A. Rappucci, President657 Wilmington Pike, Glen Mills, PA 193428233 Tory Road, Springfield, VA 22152

MB-1039*Pinnacle Residential Mortgage Corporation

C.E.O.- John S. Little, President1688 Rosedale Court, Woodbridge, VA 221911241 Volunteer Parkway, Suite 422, Bristol, TN 37820

MB-1090Potomac Mortgage Corporation

C.E.O.- Gregory S. Proctor, President7801 Old Branch Avenue, Suite 403, Clinton, MD 20735

MB-619Preferred Mortgage Services, Ltd.

C.E.O.- Kathy Bernstein, President10 Scotch Mist Court, Potomac, MD 20854

MB-408Premier Mortgage Corporation

C.E.O.- R. A. Anderson1999 Avenue of the Stars, 28th Floor, Los Angeles, CA 90067

MB-712Prestige Financial Services Corporation

C.E.O.- Donald S. Jones, President1287 E. Newport Center Drive,, Suite 203, Deerfield Beach, FL 33442

MB-948Primex Mortgage Corporation

C.E.O.- Robert J. Sweredowski, President5834 Hubbard Drive, Rockville, MD 20854

MB-809Priority Mortgage, Inc.

C.E.O.- Tony L. Huff, President223 East Center Street, Kingsport, TN 37660

MB-869Pro Mortgage Corporation

C.E.O.- Brian E. Bridgeman, President101 Lakeforest Boulevard, Suite 403, Gaithersburg, MD 20877

MB-751Pumphrey Financial Group, Inc. d/b/a American Mortgage Services, A Division of Pumphrey

C.E.O.- Troy J. Pumphrey, President8013 Stillbrooke Road, Manassas, VA 20112


79

MB-1066Quan N. Phung d/b/a Champion Mortgage & Investment Services (CMIS)

6521Arlington Boulevard, Suite 104, Falls Church, VA 22042

MB-629R & W Southside Mortgage, Inc.

C.E.O.- Paige S. Roach, PresidentRt. 2, Box 5685, State Route 662, Scottsville, VA 24590

MB-1216R. K. Financial Services, Inc. d/b/a Immediate Mortgage, Inc.

C.E.O.- Robert Krop, President11791 Fingerboard Road, Monrovia, MD 217707620 Rickenbacker Drive, Suite P, Gaithersburg, MD 208798221 Old Courthouse Road, Suite 205, Vienna, VA 22182

MB-758RDM Mortgage, Inc.

C.E.O.- Michael D. Johnston, President12905 New Parkland Drive, Herndon, VA 20171

MB-1264REALCO Mortgage Services, LLC

C.E.O.- David V. Mason, President7611 Little River Turnpike, Suite 203W, Annandale, VA 22003

MB-917Ransford K. Fumey & Abdulai Conteh t/a Landmark Financial & Accounting Associates

C.E.O.- Ransford K. Fumey, President4810 Beauregard Street, Room 103, Alexandria, VA 22312

MB-799Rayner Mortgage Company t/a Churchill Mortgage Company

C.E.O.- Manya D. Rayner, President1 Waterbury Court, Stafford, VA 22554

MB-1129Real Developments, Inc. t/a Coastal Mortgage and Investments

C.E.O.- John W. Harris, Jr., President9555 Shore Drive, Norfolk, VA 235186210 E. Virginia Beach Boulevard, Norfolk, VA 23502

MB-1101Real Estate Mortgage Group, Inc.

C.E.O.- Kayid Shawish, President9452 Deramus Farm Court, Vienna, VA 22182

MB-1233Realty Capital Group, Incorporated d/b/a Equity Funding Group

C.E.O.- Raymond W. Bremmerman, President9028 F Prince William Street, Manassas, VA 20110

MB-192Realty Mortgage Group, Inc.

C.E.O.- Thomas D. White, President9201 Forest Hill Avenue, Suite 101, Richmond, VA 23235


80

MB-1022Res-Comm Mortgage Company, Inc.

C.E.O.- Robert M. Panek, President74 Mourning Dove Drive, Stafford, VA 22554

MB-951Residential Mortgage Funding Corporation (Used in VA by Residential Mortgage Corporation)

C.E.O.- Derick W. Hungerford, President1300 Mercantile Lane, Suite 100G, Largo, MD 20774

MB-1154Residential Professional Mortgage, L.L.C.

C.E.O.- Richard P. Murphy510 S. Independence Boulevard,, Suite 202, Virginia Beach, VA 23452

MB-990Revolutionary Mortgage Company

C.E.O.- Smith D. A. Cobb, III, President843-I Quince Orchard Blvd, Gaithersburg, MD 20878

MB-1172Richard Alan Kavanaugh

6052 Providence Road, Suite 201, Virginia Beach, VA 23464

MB-1017Richard K. Halterman, II d/b/a Prime Financial Services

45 Chetola Trail, Fort Defiance, VA 24437

MB-478Richard W. Miller


MB-1197Riverside Funding Corporation of Northern Virginia

C.E.O.- E. Scott Toler, President8254 Andrew Forest Way, Fairfax Station, VA 22039

MB-1150Robert H. Turley t/a Turbo Financial Services

4818 Prestwick Drive, Fairfax, VA 22030

MB-604Rock Creek Mortgage Corporation

C.E.O.- James H.T. Brady, Jr., President401 Nina Place, Rockville, MD 20852

MB-1111Ronald L. Dampier


MB-107Roy D. Hansen Mortgage Company, Inc.

C.E.O.- Sandra L. Lovell, President511 Twin Brook Lane, Stafford, VA 22554

MB-220Roy E. Nunn

1021 Panorama Drive, Abingdon, VA 242101007-B West Main Street, Abingdon, VA 24210


81

MB-463Roy Petty, Jr.

845 Roanoke Road, Daleville, VA 24083

MB-1141*Russell S. Watson

401 Jefferson Woods Drive, Forest, VA 24551

MB-1205SZI Inc. t/a Royal Banc Mortgage Center

C.E.O.- Mohammed N. Shirazi, President4242 B Chain Bridge Road, Fairfax, VA 22030

MB-1204Saab Financial Corp. d/b/a Saab Mortgage

C.E.O.- Hani George Saab, President4900 Leesburg Pike, Suite 307, Alexandria, VA 22302

MB-647Salem Financial LC

C.E.O.- Buddy D. Mason, President110 E 1st Street, Salem, VA 24153329 King George Avenue, S.W., Roanoke, VA 240161627 Scruggs Road, Wirtz, VA 24184

MB-609Schurr and Schurr Corporation t/a SAS Mortgage Corporation

C.E.O.- Sylvia A. Schurr, President960 Trumpet Court, Suite B-1, Davidsonville, MD 21035

MB-827Scot D. Shumway d/b/a Provident Funding Group

9320 Annapolis Road, Suite 320, Lanham, MD 207067004-M Little River Turnpike, Annandale, VA 22003

MB-1092Security Federal Mortgage & Financial Services, Incorporated

C.E.O.- Todd D. Berry, President7320-I Parkway Drive, Hanover, MD 21076

MB-1149Security Financial Corporation

C.E.O.- John J. LaMorte207 East Holly Avenue, Suite 210, Sterling, VA 20164

MB-760Security First Funding Corporation (Used in VA by Security First Funding)

C.E.O.- Albert C. Rios, President1074 Parkview Drive, Suite 103, Covina, CA 91724184 Business Park Drive, Suite 209, Virginia Beach, VA 23462

MB-846Security Trust Mortgage Corporation

C.E.O.- Larry McPherson, President19704 Golden Valley Lane, Brookeville, MD 20833

MB-1001Select Mortgage Services, L.L.C.

C.E.O.- Marvin H. Tiller, President9701 Gayton Road, Richmond, VA 23233


82

MB-1143Seniors First Mortgage Company, L.L.C.

C.E.O.- Christopher Fanney4525 South Boulevard, Suite 301, Virginia Beach, VA 234521501 Santa Rosa Road, Suite B-4, Richmond, VA 23329

MB-1203Severn Mortgage Corporation

C.E.O.- Lawrie Vick, President112 F South Street, S.E., Leesburg, VA 20175

MB-172Sheldon D. Walter

3625 Virginia Beach Blvd., Virginia Beach, VA 23452

MB-9Sigma Integrated Systems Inc t/a Sigma Financial Services

C.E.O.- Alan L. Tetervin, President1092 Fairbank Street, Great Falls, VA 22066

MB-273Sims Realty & Mortgage Corp.

C.E.O.- Peter T. Simopoulos, President500 Stuart Street, Lynchburg, VA 24501

MB-926Smith/Vames Mortgage Company, L.C.

C.E.O.- Lawrence F. Smith, President1600 N. Coalter Street, Suite 5A, Staunton, VA 24401

MB-1185Source One Financial Services, Inc.

C.E.O.- James Phillips, President30 W. Franklin Road, Suite 503, Roanoke, VA 24011

MB-1176Southern Mortgage Services, Inc.

C.E.O.- Ronald D. Jakovec, President163 Stratford Court, Suite 173, Winston-Salem, NC 271031044 East Church Street, Suite C, Martinsville, VA 24112

MB-1215Southside Mortgage & Settlement Company

C.E.O.- R. Marshall Womack, Jr., President111North Main Street, Farmville, VA 23901

MB-1237Southside Mortgage Corporation

C.E.O.- R. Bruce Settle, III, President554 N. Main Street, South Boston, VA 24592

MB-1124Springfield Mortgage Corporation

C.E.O.- Martha Anne McGrail, President7685 Northern Oaks Court, Springfield, VA 22153

MB-1282Star City Mortgage, Inc.

C.E.O.- Vicky Amos Reed, PresidentHC 34, Box 315, New Castle, VA 24127


83

MB-937Statewide Mortgage Corporation

C.E.O.- Brian E. Lacey, President408 Oakmears Crescent, Virginia Beach, VA 23462410 Oakmears Crescent, Virginia Beach, VA 23462

MB-683Sunshine, Inc. t/a South West Mortgage Corp.

C.E.O.- Margaret L. York, President8065 Oak Crest Lane, Fairfax Station, VA 220396352 Rolling Mill Place, Suite 101, Springfield, VA 22152

MB-781TFC Financial Group Inc

C.E.O.- Richard J. Blechman, President5000 Sunnyside Avenue Suite 301, Beltsville, MD 20705

MB-776TM Mortgage Corporation

C.E.O.- Tufail M. Mirza, President6605A Backlick Road, Suite 212, Springfield, VA 22150

MB-556Takoma Financial Services Inc.

C.E.O.- Louis A. Onesty, Jr., President2503 Patricia Court, Falls Church, VA 22043

MB-977TelNet Financial Corporation

C.E.O.- Jon M. Bray, President7315 Wisconsin Avenue, Suite 1150, West, Air Rights Center, Bethesda, MD 20814

MB-50Tele Mortgage, Inc.

C.E.O.- William J. Higgins, President1004 Union Church Road, McLean, VA 22102

MB-1151The American Dream Corporation d/b/a Mortgage Funding Services, Inc.

C.E.O.- Hai C. Ta, President7309 Arlington Boulevard, Suite 205, Falls Church, VA 22042

MB-480The Breckinridge Corporation d/b/a Breckinridge Mortgage

C.E.O.- Charles C. Ryan, Jr., PresidentThe Creamery Building, 21 South Kent Street, Winchester, VA 22601824 John Marshall Highway, Suite 205, Front Royal, VA 22630

MB-53Thomas W. Huddleston

7712 Pinehill Drive, Richmond, VA 23228

MB-607Tommy C. and Edith A. Inzaina t/a Advantage Mortgage Group NLP&A

2320 E Oaklawn Blvd, Hopewell, VA 23860

MB-1180Town Center Mortgage, Inc.

C.E.O.- Bruce H. McFarlane, President1655 Cedar Hollow Way, Reston, VA 20194


84

12040 South Lakes Drive, Suite 170, Reston, VA 20191

MB-938Townsend & Wright Mortgage Corporation

C.E.O.- Mark A. Townsend, President1682 E. Gude Drive, Suite 202, Rockville, MD 20850

MB-934Triangle Funding Corporation

C.E.O.- James W. Orme, President1446 Kempsville Road, Suite 204, Virginia Beach, VA 23464218 Kingston Drive, Forest, VA 24551732 Thimble Shoals Boulevard,, Suite 304, Newport News, VA 23606909 Glenrock Road, Suite E, Norfolk, VA 23502405 Glenn Drive, Suite 1005-C, Sterling, VA 20164

MB-901TrustMor Mortgage Company

C.E.O.- Eric Cantor, President2500 East Parham Road, Suite 8A, Richmond, VA 23228

MB-1014U.S.A. Financial Services, Inc.

C.E.O.- Gi Hwa Park, President14100 Sullyfield Circle, Suite 500, Chantilly, VA 20151

MB-351United Home Mortgage Services, Inc.

C.E.O.- Richard F. Stauss, President4176 S. Plaza Trail, Suite 215, Virginia Beach, VA 23452

MB-1008United Mortgage & Financial Services, Inc.

C.E.O.- Lewis Waller, President600 Reisterstown Road, Suite 316, Baltimore, MD 21208

MB-924Universal Funding, Inc.

C.E.O.- Beverly J. Dunston, President703 Thimble Shoals Blvd., Suite C-5, Newport News, VA 23606

MB-1272Universal Trust Mortgage Corporation

C.E.O.- David Auer, President2400 York Road, Suite 201, Timonium, MD 21093

MB-1144*VA Mortgage Service Corp.

C.E.O.- Jerold C. Schmeer, President430 Crawford Parkway, Portsmouth, VA 23704

MB-907Valley Acceptance Corporation

C.E.O.- Kent N. Bartley, President600 Green Valley Road, Suite 305, Greensboro, NC 27408

MB-636*Veatch Mortgage & Investment Corporation t/a Staley Mortgage and Investment Corporation

C.E.O.- Charles A. Veatch, III, President11417 Sunset Hills Road, Suite 225, Reston, VA 22090


85

MB-930Victory Mortgage Inc.

C.E.O.- Victoria Nwaobasi, President5900 Princess Garden Parkway, Suite 730, Lanham, MD 20706

MB-100Virginia Financial Consultants, Inc

C.E.O.- G. Lewis Watson, President2019 Cunningham Drive, Suite 306, Hampton, VA 23666

MB-244Virginia Mortgage Corporation

C.E.O.- Jean B. Thatcher, PresidentHaygood Executive Center, 4610 Westgrove Court, Virginia Beach, VA 23455

MB-1122Vision Mortgage, Inc.

C.E.O.- Dennis E. Kocik13477 Albano Road, Barboursville, VA 22923300 Preston Avenue, Suite 205, Charlottesville, VA 229023431 County Line Road, Kents Store, VA 23084

MB-625WMS, Inc.

C.E.O.- William M. Swisher, President4201 Northview Drive, Bowie, MD 207164201 Northview Drive, Suite 103, Bowie, MD 20716

MB-949Welebir Financial, Inc.

C.E.O.- James F. Welebir, President10405 Willowbrook Drive, Potomac, MD 20854

MB-36Westover Mortgage Corporation

C.E.O.- George W. Hamm, Jr., President4905 Radford Avenue, Suite 206, Richmond, VA 23230

MB-469William A. Fraser t/a Financial Solutions

2411 Newton Street, Vienna, VA 22181

MB-501William F. Wilkinson, III. d/b/a Wilkinson Financial Services

4 Hitching Post Place, Rockville, MD 20852-4455

MB-1211Willow Financial Services, Inc.

C.E.O.- Eun Joo Hopkins, President205 South Whiting Street, Suite 406, Alexandria, VA 22304

MB-1179Windsor Capital Mortgage Corporation

C.E.O.- Michael Antosek, President7700 Little River Turnpike, Suite 506, Annandale, VA 22003

MB-660Wook Lho Yoon d/b/a Trust Mortgage Company

8212A Old Courthouse Road, Vienna, VA 22182


86

____________________________________

* License was surrendered after December 31, 1998** License was revoked after December 31, 1998

LIST OF MORTGAGE LENDER LICENSEESAND THEIR AUTHORIZED OFFICES

87

ML-2861st InterFinancial Mortgage Corporation

C.E.O.- Keith Barbour, President5030 78th Avenue North, Suite 8, Pinellas Park, FL 33781

ML-24221st Century Mortgage Corporation

C.E.O.- Timothy Williams, President607 Market Street, Suite 521, Knoxville, TN 37902

ML-271AMRESCO Residential Mortgage Corporation

C.E.O.- David B. Farrell, Vice President16800 Aston Street, Irvine, CA 926069658 Baltimore Avenue, Suite 400, College Park, MD 207409700 Patuxent Woods Drive, Suite 110, Columbia, MD 210467611 Little River Turnpike, Suite105, Annandale, VA 22003184 Business Park Drive, Suite 203, Virginia Beach, VA 23462

ML-7AVCO Mortgage and Acceptance, Inc.

C.E.O.- Stephen D. Brandon, Vice PresidentRoute 29 North, James River Shopping Center, Madison Heights, VA 245722114 Angus Road, Suite 102, Charlottesville, VA 229011418 Battlefield Boulevard, North, Chesapeake, VA 233241562 North Franklin Street, Christiansburg, VA 24073456 Charles Dimmock Parkway, Suite 7, Colonial Heights, VA 238341938 Plank Road, Fredericksburg, VA 22401182-S10 Neff Avenue, Harrisonburg, VA 228028335 Sudley Road, Manassas, VA 221105007 Victory Boulevard, Suite 18, Newport News, VA 236085927-6013 Virginia Beach Boulevard, Norfolk, VA 23502257 Wadsworth Drive, Richmond, VA 232367801 W. Broad Street, Suite 20, Richmond, VA 232948191 Brook Road Suite A, Richmond, VA 232278221 Hull Street Road, Richmond, VA 232355207 Bernard Drive S.W., Roanoke, VA 240186431 Williamson Road N.W., Roanoke, VA 240197219 Commerce Street, Springfield, VA 22150833 W. Constance Road, Suffolk, VA 234344000 Virginia Beach Blvd., Suite 132, Virginia Beach, VA 23452

ML-306Accredited Home Lenders, Inc.

C.E.O.- James Konrath15030 Avenue of Science, Suite 100, San Diego, CA 921286935 Flanders Drive, San Diego, CA 92121111 Tri-County Parkway, Suite C, Cincinnati, OH 45216

ML-196Advanta Finance Corp.

C.E.O.- Matthew Gambina, Vice President7201 Glen Forest Drive, Suite 306, Richmond, VA 23226420 N. Center Drive, Suite 226, Norfolk, VA 235025115 Bernard Drive, Suite 102, Roanoke, VA 240188500 Leesburg Pike, Suite 206, Vienna, VA 22182

LIST OF MORTGAGE LENDER LICENSEESAND THEIR AUTHORIZED OFFICES (Continued)

88

ML-229Aegis Mortgage Corporation

C.E.O.- D. Richard Thompson11111 Wilcrest Green, Suite 250, Houston, TX 770425208 W. Reno, Suite 255, Oklahoma City, OK 731273900 University Drive, Suite 100, Fairfax, VA 22030

ML-232Allied Bancshares Mortgage Group, LLC

C.E.O.- Richard G. Reese, Jr., President838 Ritchie Highway, Suite 4, Severna Park, MD 21146836 Ritchie Highway, Suite 13, Severna Park, MD 2114610565 Lee Highway, Suite 300, Fairfax, VA 220304343 Plank Road, Suite 130, Fredericksburg, VA 22407

ML-183Altiva Financial Corporation

C.E.O.- Wm. Paul Ralser, President1000 Parkwood Circle, 5th Floor, Atlanta, GA 30339

ML-357Ameri-National Mortgage Company, Inc.

C.E.O.- James E. C. Tinsman, Jr., President5370 College Boulevard, Overland Park, KS 66211

ML-343AmeriNet Financial Systems, Inc.

C.E.O.- Eric Cunliffe, President6200 S. Syracuse Way, Suite 400, Englewood, CO 80111

ML-366AmeriSouth Mortgage Company

C.E.O.- Robey C. Best, Jr., President2101 Sardis Road North, Suite 101, Charlotte, NC 28227

ML-268America's MoneyLine, Inc.

C.E.O.- Michael Sawyer, President4880 Cox Road, Glen Allen, VA 230603602 Deepwater Terminal, Richmond, VA 23234

ML-65American General Finance, Inc.

C.E.O.- Frederick W. Geissinger, President121 Junction Drive, Ashland, VA 23005U.S. Highway 23 & S Route 58, Box 269, Big Stone Gap, VA 24219111 North Main Street, Blackstone, VA 23824610 North Main Street, Suites C&D, Bridgewater, VA 228121138 Emmett Street, Charlottesville, VA 22903401 E Main Street, Charlottesville, VA 22902518 North Main Street, Chase City, VA 239242 S Main Street, Chatham, VA 245311406 Battlefield Boulevard North, Chesapeake, VA 233202707 Market Street, Christiansburg, VA 2407311224 Highway 15, Clarksville, VA 23927369 West Main Street, Covington, VA 24426327 Southgate Center, Culpeper, VA 22701


89

American General Finance, Inc. (Continued)705 Patton Street, Danville, VA 24541Shen Elk Shopping Center Store L, Shenandoah Ave, Elkton, VA 22827550 N. Main Street, Emporia, VA 23847College Plaza Shopping Center, South Main St, Farmville, VA 239013940 Plank Road, Suite X, Fredericksburg, VA 22407290 Remount Road, Front Royal, VA 22630530 1/2 East Stuart Drive East, Galax, VA 243336549 Market Drive, Gloucester, VA 230613007 W Mercury Blvd, Hampton, VA 23666316 Cavalier Square, Hopewell, VA 23860Cedar Center, US Route 19 East, Lebanon, VA 2426613 Catoctin Circle S.E., Leesburg, VA 22075461 East Nelson Street, Lexington, VA 24450501 East Main Street, Suite 112, Louisa, VA 230932128 Wards Road, Lynchburg, VA 245027861 Sudley Road, Manassas, VA 201105 East Church Street, Martinsville, VA 241127007 Mechanicsville Turnpike, Mechanicsville, VA 23111445-2 Oriana Road, Newport Crossing, Newport News, VA 236085957-5 Virginia Beach Boulevard, Norfolk, VA 2350225326 Lankford Highway, Onley, VA 23418567 N. Madison Road, Orange, VA 229603323-A South Crater Road, Petersburg, VA 238053256 Academy Avenue, Portsmouth, VA 23702116 Third Avenue, Radford, VA 241411272 Concord Avenue, Richmond, VA 232285245 South Laburnum Avenue, Richmond, VA 232317102 Hull Street Road, Suite D, Richmond, VA 232358519 Midlothian Turnpike, Richmond, VA 232359022 W Broad Street, Richmond, VA 232351369 Towne Square Boulevard, Roanoke, VA 24012418 First Street S.W., Roanoke, VA 24011928 Tanyard Road, Rocky Mount, VA 24151Ridgewood Farms Village, 1923 A-2 Electric Road, Salem, VA524 North Main Street, South Boston, VA 245921167 East Atlantic Street, South Hill, VA 2397044 Mine Road, Stafford, VA 225541238 Holland Road, Suite 104, Suffolk, VA 23434White Oak Village Shopping Center, Routes 17 and 360, Tappahannock, VA 225601023-25 Kempsville Road, Virginia Beach, VA 234641083 Independence Blvd, Virginia Beach, VA 23455829 Lynnhaven Parkway, Suite 120, Virginia Beach, VA 23452195 Main Street, Warsaw, VA 22572901 West Broad Street, Suite K, Waynesboro, VA 22980Holston Shopping Center, Weber City, VA 24290701 Merrimac Trail, Suite K, Williamsburg, VA 231852810 Valley Avenue, Winchester, VA 22601157 Plaza Road SW, Wise, VA 242931952 Daniel Stuart Square, Woodbridge, VA 22194Featherstone Shopping Center, 14541 Jefferson Davis Hwy, Woodbridge, VA 22194480 N Main Street, Woodstock, VA 22664325 E. Main Street, Wytheville, VA 24382

ML-276American International Mortgage Bankers Inc.

C.E.O.- Edwin Frederick, President2001 Marcus Avenue, Suite S168, Lake Success, NY 11042


90

ML-256*American Mortgage & Financial Services, Inc. d/b/a American Liberty Mortgage

C.E.O.- Thomas Seely, President6100 Lake Forrest Drive, Suite 580, Atlanta, GA 30328

ML-270*American Mortgage Associates, L.P.

C.E.O.- Thomas P. Thomas P. Dacey, President72 Summit Avenue, Montvale, NJ 07645

ML-321American Mortgage Capital, Inc.

C.E.O.- W. Roy Schiller, President6190 NW 11th Street, Fort Lauderdale, FL 33313

ML-304Amerigroup Mortgage Corporation (Used in VA by Mortgage Investors Corporation)

C.E.O.- William Edwards, President5959 Central Avenue, Suite 103, St. Petersburg, FL 3371010800 Midlothian Turnpike, Suite 273, Richmond, VA 23235

ML-241Arlington Capital Mortgage Corporation

C.E.O.- Philip L. Russo2 Greenwood Square, Suite 200, Bensalem, PA 190202751 Centerville Road, Suite 250, Wilmington, DE 19808

ML-174Associates Financial Services Company of Delaware, Inc.

C.E.O.- Thomas R. Slone, President105 Decker Drive, 7th Floor, Irving, TX 750626701 Carmel Road, Suite 115, Charlotte, NC 282261301 South Bowen Road, Suite 201, Arlington, TX 76013

ML-260Associates Financial Services Company of Tennessee, Inc.

C.E.O.- Thomas R. Slone, President1136 Volunteer Parkway, Suite 6, Bristol, TN 376201805 N. Roan Street, Suite E-1, Johnson City, TN 37601701 North State Franklin Road, Johnson City, TN 376042357 Fort Henry Drive, Kingsport, TN 37664

ML-22Associates Financial Services of America, Inc.

C.E.O.- Thomas R. Slone, President10374 Portsmouth Road, Manassas, VA 22110-8007101 N. Welch Street, Denton, TX 76201300 Decker Drive, Irving, TX 750628333 Ridgepoint Drive, Irving, TX 7506313810 Braddock Road Suite C, Centreville, VA 22020Rio Hill S.C., 1900 Rio Hill Road Highway 29, Charlottesville, VA 22906801 Volvo Parkway, Suite 116, Chesapeake, VA 23320-2811


91

Associates Financial Services of America, Inc. (Continued)170 South Gate Square, Colonial Heights, VA 23834749 Piney Forest Rd, Danville, VA 2454011139 Lee Highway, Fairfax, VA 220304300 Plank Rd, Suite 210, Fredericksburg, VA 24401477 South Street Suite F, Front Royal, VA 22630Coliseum Square Shopping Center, 2040 Coliseum Drive, Suite 21, Hampton, VA 23666243 Neff Avenue, Harrisonburg, VA 22801209 Elder Street Suite 101, Herndon, VA 220702 East Luray Shopping Center, Luray, VA 238353700 Candler's Mountain Rd, Lynchburg, VA 2450212785 Jefferson Avenue, Newport News, VA 2360211419 Midlothian Tnpk Suite H, Richmond, VA 232352710 Enterprise Pkwy, Richmond, VA 23229622 Townside Drive, Roanoke, VA 240146330 Springfield Plaza, Springfield, VA 22150850 Statler Boulevard Suite 113, Statler Plaza, Staunton, VA 24401316 Constitution Drive, Virginia Beach, VA 23462780 Lynnhaven Parkway Suite 190, Virginia Beach, VA 234522124 Pleasant Valley Rd, Winchester, VA 2260114457 Potomac Mills Road, Woodbridge, VA 22192

ML-66Associates First Capital Mortgage Corporation

C.E.O.- Donald R. Watson, President105 Decker Drive, Irving, TX 75062

ML-344Associates Housing Finance, LLC

C.E.O.- Harold D. Marshall, President4010 Boy Scout Boulevard, Suite 600, Tampa, FL 330672877 Brandywine Road, Suite 200, Atlanta, GA 30341307 Jefferson Street, Eatonton, GA 310244905 Koger Boulevard, Greensboro, NC 274078001 Ridgepoint Drive, Irving, TX 75063

ML-262Associates Mortgage Services, Inc. (Used in VA by: Associates Financial Services of America, in

C.E.O.- Thomas R. Slone, President1136 Volunteer Parkway, Suite 6, Bristol, TN 376201805 N. Roan Street, Suite E-1, Johnson City, TN 37601701 North State Franklin Road, Johnson City, TN 376042357 Fort Henry Drive, Kingsport, TN 37664

ML-225*Atlas Capital Funding, Inc.

C.E.O.- Brian D. Glou, President11785 Beltsville Drive, Suite 250, Beltsville, MD 207058253 Backlick Road, Suite D, Lorton, VA 22079

ML-340Aurora Loan Services Inc.

C.E.O.- Rick W. Skogg, President2530 South Parker Road, Suite 601, Aurora, CO 8001410375 East Harvard Avenue, Suite 450, Denver, CO 80231

ML-18Beneficial Discount Co. of Virginia

C.E.O.- G. D. Gilmer, President1315 Euclid Avenue, Bristol, VA 24901


92

5908 N. Kings Highway, Huntington Station, Alexandria, VA 22303Offices at the Center, 100 Arbor Oak, Drive, Suite 304, Ashland, VA 23005By-Pass Business Center, 810 Blue Ridge Avenue, Suite F, Bedford, VA 24523722 Rio Road West, Suite 4, Charlottesville, VA 22901Stonebridge Plaza Unit A-7, 3916 Portsmouth Boulevard, Chesapeake, VA 23321Woodford Square Shopping Center, 701 North Battlefield Blvd Ste R, Chesapeake, VA 233201580 North Franklin Street, Foothills Plaza, Christiansburg, VA 24073613 Meadowbrook Shopping Center, Culpeper, VA 22701Riverside Shopping Center, 3310 Riverside Drive, Danville, VA 24541The Gateway Plaza, Suite 170, 10201 Lee Highway, Fairfax, VA 22030303 Chatham Square Shopping Center, Fredericksburg, VA 22405Front Royal Business Park, 470-C, S. Commerce Avenue, Front Royal, VA 226306097 George Washington Memorial, Highway, Gloucester, VA 23061Spotswood Valley Square SC Store 18, 1790 East Market Street, Harrisonburg, VA 228015262 Oaklawn Boulevard, Hopewell, VA 238609607 Timberlake Road, Suite D, Waterlick Plaza, Lynchburg, VA 24502Festival at Manassas, 10376 Festival Lane, Manassas, VA 221101 Leatherwood Crossing Shopping Ctr., Hwy 58 & St. Rd. 57, Suite 5, Martinsville, VA 24112Victorian Square, 10809 Hull St. Rd., Midlothian, VA 2311214501 Warwick Boulevard, Suite I, Newport News, VA 23602244 Janaf Shopping Center, 5900 Virginia Beach Boulevard, Norfolk, VA 235023330 South Crater Road, Petersburg, VA 238034842 South Laburnum Avenue, Richmond, VA 232319045 West Broad Street Rd, Suite 5, Richmond, VA 232947222 Williamson Road, Roanoke, VA 24019Tanglewood West Office Building, 3959 Electric Road, S.W., Roanoke, VA 24018Dominion Point II, 21525 Ridgetop Circle, Suite 140, Sterling, VA 20166Executive Center, 424 Market Street, Suffolk, VA 23434College Park Square Phase II, 6531-33 Auburn Dr Suites 16&17, Virginia Beach, VA 23464Hilltop E Shopping Center, Suite 102, 1554 Laskin Rd, Virginia Beach, VA 23451250 North Poplar Avenue, Suite F, Waynesboro, VA 22980Olde Towne Marketplace, 5242 Olde Towne Road, Suite 8, Williamsburg, VA 23188South Park Shopping Center, 2588 Valley Avenue, Winchester, VA 226011979 Daniel Stuart Square, The Market at Optiz Crossing, Woodbridge, VA 22192Mountain View Square Shopping Center, 1480 East Main Street, Suite 11, Wytheville, VA 24382

ML-135Benefit Funding Corporation

C.E.O.- Robert G. Pettit, President10724 Baltimore Avenue, Beltsville, MD 20705

ML-6Blazer Mortgage Services, Inc.

C.E.O.- Henry F. Shigley, President601 Meadowbrook Shopping Center, Culpeper, VA 227012867 Virginia Avenue, Collinsville, VA 24078798 South Park Boulevard, Colonial Heights, VA 23834110 Exchange Street, Suite A, Danville, VA 24541661 Piney Forest Road, Danville, VA 245407115 Leesburg Pike, Falls Church, VA 220431506 South Main Street, Unit 10, Farmville, VA 239012189 Cunningham Drive, Hampton, VA 236662600 Memorial Avenue, Lynchburg, VA 24501


93

Blazer Mortgage Services, Inc. (Continued)113 East Main Street, Martinsville, VA 241125906 West Broad Street, Richmond, VA 232306949 Hull Street Road, Richmond, VA 232246701 Peters Creek Road, N. E., Suite 106, Roanoke, VA 240194019 Halifax Road, South Boston, VA 245925386 Kemps River Drive, Virginia Beach, VA 23464549 Newtown Road, Suite 107, Virginia Beach, VA 234622210 Wilson Boulevard, Winchester, VA 22601800 E Main Street, Suite 330, Wytheville, VA 24382

ML-314Bombardier Capital Inc. d/b/a Bombardier Capital Group

C.E.O.- George W. Calver, President12735 Gran Bay Parkway West, Suite 1000, Jacksonville, FL 32258

ML-335*CMG Funding Corp.

C.E.O.- John D. Fry, President2855 E. Cottonwood Parkway, Suite 500, Salt Lake City, UT 841211900 Corporate Boulevard, Suite 410, West Tower, Boca Raton, FL 33431

ML-132CMS Mortgage Services, Inc. (Used in VA by: Cooperative Mortgage Services, Inc.)

C.E.O.- Edward J. Davidson5875 Landerbrook Drive, Mayfield Heights, OH 44124

ML-372CUNA Mortgage Corporation

C.E.O.- Stephen P. Renock, IV, President5520 Research Park Drive, Suite 200, Madison, WI 53711

ML-349Capital Plus Corporation

C.E.O.- Paul Goldstein, President21515 Ridgetop Circle, Suite 140, Sterling, VA 20166

ML-249Capstead, Inc.

C.E.O.- Ronn Keith Lytle2711 North Haskell Ave., Suite 1000, Dallas, TX 75204

ML-356Capstone Mortgage Corporation d/b/a Lender Direct

C.E.O.- Mark Bigelow, President25900 Greenfield Road, Suite 500, Oak Park, MI 48237

ML-207Centex Credit Corporation d/b/a Centex Home Equity Corporation

C.E.O.- Anthony H. Barone, President2728 North Harwood, Dallas, TX 752016411 Ivy Lane, Suite 700, Greenbelt, MD 20770Five Coliseum Centre, 2810 Coliseum Centre Dr., Suite 200, Charlotte, NC 282173100 McKinnon Avenue, Suite 250, Dallas, TX 75201300 Arboretum Place, Suite 140, Richmond, VA 23236720 Moorefield Park Drive, Suite 204, Richmond, VA 23236


94

ML-320Central Money Mortgage Co. (IMC), Inc.

C.E.O.- Brian D. Holman, President8840 Stanford Boulevard, Suite 2200, Columbia, MD 21045

ML-162Cityscape Corp.

C.E.O.- Robert Grosser565 Taxter Road, Elmsford, NY 105235600 Roswell Road, Suite 110N, Atlanta, GA 30342

ML-67Commercial Credit Corporation

C.E.O.- J. B. Duvall, III, President5480 Virginia Beach Blvd, Suite 103, Virginia Beach, VA 234641419 A-1 Ehringhaus Street, Elizabeth City, NC 27909136 West Andrews Avenue, Henderson, NC 27536633 Independence Boulevard, MT Airy, NC 27030300 Becker Drive, Roanoke Rapids, NC 27870203 West Main Street, Abingdon, VA 242108794-R Sacramento Drive, Alexandria, VA 223091760 Rio Hill Center, Charlottesville, VA 22901300 Preston Avenue, Suite 100, Charlottesville, VA 229011200 N Battlefield Boulevard, Suite 122, Chesapeake, VA 233203325 Taylor Road, Suite 114, Chesapeake, VA 2332112639 Jefferson Davis Highway, Chester, VA 238311580 North Franklin Street,, Foothills Center, Christiansburg, VA 24073536 Southpark Boulevard, Colonial Heights, VA 238342420 Riverside Drive, Danville, VA 245403303 J US Highway 29, The Market, Square, Danville, VA 245403040 Williams Drive, Suite 101, Fairfax, VA 220311911 Plank Road, Fredericksburg, VA 22401969 East Stuart Drive, Galax, VA 243332316-C West Mercury Blvd, Hampton, VA 236662035-63 East Market Street, Harrisonburg, VA 22801531-C East Market Street, Leesburg, VA 220753700 Candler's Mountain Road, Suite 540, Lynchburg, VA 245026015 Fort Avenue, Suite 21A, Lynchburg, VA 245028370 Sudley Road, Manassas, VA 22110108 East Main Street, Martinsville, VA 241121910 Virginia Avenue, Martinsville, VA 241127445 Lee Davis Road, Mechanicsville, VA 23111550-C Oyster Point Road, Newport News, VA 236021060 Memorial Drive, Memorial Square Shopping Center, Pulaski, VA 243018030 West Broad Street, Richmond, VA 232948245 Hull Street Road, Richmond, VA 232359205 B Midlothian Turnpike, Richmond, VA 232352014 Electric Road, S.W., Suite 60, Roanoke, VA 240182362-A Peters Creek Road, Roanoke, VA 240176701 Peters Creek Road, Suite 107, Roanoke, VA 240196800 Backlick Road, Suite 100, Springfield, VA 22150108 Statler Square, Staunton, VA 244011447-49 North Main Street, Suffolk, VA 234343809 Princess Anne Road, Suite 107, Virginia Beach, VA 23456Hilltop Commerce Center, 1750 Laskin, Road, Virginia Beach, VA 234545251-30 John Tyler Highway, Williamsburg, VA 2318551 West Jubal Early Drive, Winchester, VA 22601


95

Commercial Credit Corporation (Continued)13265 Worth Avenue, Woodbridge, VA 22192800 East Main Street, Suite 240, Wytheville, VA 243821819 Jefferson Street, Bluefield, WV 24701

ML-111Commercial Credit Plan Incorporated

C.E.O.- J. B. Duvall , III, President1145 Volunteer Parkway, Bristol, TN 37620421 West Stone Drive, Plaza 1 West, Kingsport, TN 37660

ML-346Community Home Mortgage Corporation

C.E.O.- Ira Silverman, President510 Broad Hollow Road, Melville, NY 11747

ML-58ContiMortgage Corporation

C.E.O.- Robert A. Major, PresidentOne ContiPark, 338 South Warminster, Road, Hatboro, PA 190401040 Crown Pointe Parkway, Suite 120, Atlanta, GA 303381515 Martin Boulevard, Middle River, MD 212202201 Coronation Boulevard, Charlotte, NC 28227201 Gibraltar Road, Suite 210, Horsham, PA 19044

ML-337CoreWest Mortgage Company (Used in VA. by: CoreWest Banc)

C.E.O.- Ronlad E. Staake, President5405 Garden Grove Boulevard,, Suite 300, Westminster, CA 9268320 Mansell Court East, Suite 100, Roswell, GA 30076

ML-33Countrywide Home Loans, Inc. d/b/a America's Wholesale Lender

C.E.O.- Stanford L. Kurland, President155 North Lake Avenue, Pasadena, CA 911014500 Park Granada, CH-11, Calabasas, CA 9130235 North Lake Avenue, Pasadena, CA 91101400 Countrywide Way, Simi Valley, CA 930655690 DTC Boulevard, Suite 325, Englewood, CO 801111548 Benning Road, N.E., Washington, DC 200021600 Golf Road, Rolling Meadows, IL 6000810585 North Meridian Street, Suite 310, Indianapolis, IN 4629011200 Route 216, Suite 116, Laurel, MD 2072311520-E Rockville Pike, Rockville, MD 208528521 Six Forks Road, Suite 410, Raleigh, NC 27615681 Anderson Drive, Building 6, 2nd Floor, Pittsburgh, PA 152201210 Northbrook Drive, Suite 470, Trevose, PA 19053750 Old Hickory Boulevard, Suite 100, Brentwood, TN 37027302 Sunset Drive, Suite 210, Johnson City, TN 376049400 N. Central Expressway Suite 800, Dallas, TX 752316400 Legacy Drive, Plano, TX 750241711-F Seminole Trail, Charlottesville, VA 229011707 Parkview Drive, Chesapeake, VA 233207501 Leesburg Pike, Falls Church, VA 220437918 Jones Branch Drive, Mclean, VA 2210211710-I Jefferson Avenue, Newport News, VA 236063254 Academy Avenue, Suite 25, Portsmouth, VA 23703


96

Countrywide Home Loans, Inc. d/b/a America's Wholesale Lender (Continued)1601 Willow Lawn Drive, Suite 314, Richmond, VA 232309722 Midlothian Turnpike, Suite C-11, Richmond, VA 232357295 Commerce Street, Springfield, VA 221503778 Virginia Beach Boulevard, Suite A-4, Virginia Beach, VA 23452

ML-246Cross Keys Capital, L.P.

C.E.O.- Paul S. Romano, President20 Valley Road, Hershey, PA 17033

ML-263DMR Financial Services, Inc. d/b/a DMR Mortgage Services

C.E.O.- Mark C. Stevens33045 Hamilton Court West,, Suite 100, Farmington Hills, MI 48334800 W. Cummings Park, Woburn, MA 01801

ML-52DeGeorge Capital Corp.

C.E.O.- John A. Brunjes, President99 Realty Drive, Cheshire, CT 06410

ML-245Decision One Mortgage Company, LLC

C.E.O.- J. C. Faulkner, PresidentOne Southexecutive Park, 6060 J. A., Jones Drive, Charlotte, NC 28287North Point Office Park, 200 Gibraltar Road, Suite 101, Horsham, PA 19044The Summit at Warwick Executive Park, 300 Centerville Road, Warwick, RI 02886

ML-127Delta Funding Corporation

C.E.O.- Hugh Miller, President1000 Woodbury Rd, Woodbury, NY 11797

ML-223*Ditech Funding Corporation

C.E.O.- Scott William Carnahan, President1920 Main Street, Suite 400, Irvine, CA 926145055 E. Broadway, Suite C-214, Tucson, AZ 857111920 Main Street, Suite 900, Irvine, CA 92614799 Torrington Drive, Naperville, IL 605651130 Globe Avenue, Mountainside, NJ 07092

ML-331Dollar Mortgage Corporation

C.E.O.- Ron Krueger, President7578 El Cajon Boulevard, La Mesa, CA 91941

ML-224Dovenmuehle Funding, Inc.

C.E.O.- William A. Mynatt, Jr.1501 Woodfield Road, Suite 400 East, Schaumburg, IL 60173

ML-252Dynex Financial, Inc.

C.E.O.- William Robertson, President10900 Nuckols Road, Third Floor, Glen Allen, VA 23060


97

Dynex Financial, Inc. (Continued)4421 Stuart Andrew Boulevard, Suite 604, Charlotte, NC 282178713 Airport Freeway, Suite 200, Fort Worth, TX 761804121 Cox Road, Suite 120A, Glen Allen, VA 23060

ML-374East Coast Mortgage Corp.

C.E.O.- Jeffrey Ahrens, President67 Walnut Avenue, Suite 203, Clark, NJ 07066700 East High Street, Charlottesville, VA 22902

ML-312Empire Mortgage IX, Inc.

C.E.O.- Charles M. Lott, President11350 McCormick Road, EP III,, Suite 502, Hunt Valley, MD 21031

ML-248Equi-Financial, L.P.

C.E.O.- Kenneth J. Ryan, President1275 Wampanoag Trail, East Providence, RI 02915

ML-206*Executive Mortgage Bankers Ltd.

C.E.O.- Ernst Bartels, President500 Bi-County Boulevard, Farmingdale, NY 11735

ML-237FHB Funding Corp.

C.E.O.- Michael J. Bode, President9881 Broken Land Parkway, Suite 402, Columbia, MD 21046

ML-251Fairbank Mortgage Corporation

C.E.O.- Sherman Cooper, President84 Progress Lane, Waterbury, CT 06705

ML-197*Fidelity Mortgage Decisions Corporation

C.E.O.- Robert K. Meriweather, President4940 Campbell Boulevard, Suite 160, Baltimore, MD 21236300 Tri-State International,, Suite 200, Lincolnshire, IL 600698808 Center Park Drive, Suite 302, Columbia, MD 210454221 Forbes Boulevard, Suite 101, Lanham, MD 20706

ML-303Fidelity Mortgage Funding, Inc.

C.E.O.- Daniel Cohen7 East Skippack Pike, Ambler, PA 190021000 Atrium Way, Suite 100, Mt. Laurel, NJ 080547004 N. Butler Pike, Ambler, PA 19002

ML-292Financial Network Alliance, L.L.P.

C.E.O.- David J. Fatina, President961 Weigel Dirve, Elmhurst, IL 60126

ML-275First Alliance Mortgage Company

C.E.O.- Brian Chisick, President17305 Von Karman Avenue, Irvine, CA 92614-6203


98

17200 Jamboree Road, Irvine, CA 926148000 Towers Crescent Drive,, 6th. Floor, Vienna, VA 22102

ML-218First Colonial Mortgage of NJ, Inc.

C.E.O.- Edward Brehm812 North Wood Avenue, Linden, NJ 0703625 Commerce Drive, Cranford, NJ 0701675 Essex Street, Hackensack, NJ 07601

ML-318First Franklin Financial Corporation d/b/a Direct Equity Lending

C.E.O.- William D. Dallas2150 North First Street, San Jose, CA 95131101 Southhall Lane, Suite 400, Maitland, FL 32751600 West Cummings Park, Suite 3450, Woburn, MA 01801

ML-350First Pacific Financial, Inc.

C.E.O.- Ron Harsini, President3080 Bristol Street, Suite 150, Costa Mesa, CA 926262552 Walnut Street, Suite 101, Tustin, CA 927801111 Benfield Road, Suite 250, Millersville, MD 211082405 York Road, Timonium, MD 21093

ML-240*First Security Financial Services, Inc.

C.E.O.- Joseph V. Fierro, President164 Madison Avenue, New York, NY 10016

ML-316Franklin American Mortgage Company

C.E.O.- Dan Crockett, President501 Corporate Centre Drive, Suite 400, Franklin, TN 3706715 Whitsitt Street, Greenville, SC 29601110 Ford Avenue, Kingsport, TN 37663800 West Airport Freeway, Suite 512, Irving, TX 75062

ML-283Full Spectrum Lending, Inc.

C.E.O.- Joe P. Harvey, President55 South Lake Avenue, 4th. Floor, Pasadena, CA 911011600 Golf Road, Rolling Meadows, IL 600086400 Legacy Drive, Plano, TX 750241130-A W. Broad Street, Falls Church, VA 22046

ML-298Great American Home Mortgage Corporation

C.E.O.- Robert J. Ryan, PresidentTwo Jefferson Place, 100 Jefferson, Boulevard, Suite 225, Warwick, RI 02888

ML-279Great Eastern Financial Services, Inc.

C.E.O.- Johnny M. Wade, President2296 Henderson Mill Road, Suite 112, Atlanta, GA 30345

ML-115Greater Potomac Mortgage Company

C.E.O.- Cheryl Maynor, President746 Walker Road, Suite 14, Great Falls, VA 22006Reflections III, Suite 475, Virginia Beach, VA 23452


99

ML-205Green Tree Financial Servicing Corporation

C.E.O.- Joel H. Gottesman, President2300 Fall Hill Avenue, Suite 210, Fredericksburg, VA 224017360 South Kyrene, Tempe, AZ 852833500 Yankee Drive, Suite 400, Eagan, MN 55121332 Minnesota Street, Suite 500-600, Saint Paul, MN 55101500 Landmark Towers, 345 St.Peter St, St. Paul, MN 551021306-A Patton, Asheville, NC 288062200 S. Charles Street, Suite 210, Greenville, NC 278582501 Blue Ridge Road, Suite 200, Raleigh, NC 276071400 Westgate Center Drive, Suite 101, Winston-Salem, NC 271031400 Turbine Drive, Rapid City, SD 5770110319 Technology Drive, Suite 4, Knoxville, TN 37932Rivergate Business Center, 104 Cude Lane, Suite 160, Madison, TN 3711522 Enterprise Parkway, Suite 390, Hampton, VA 236667764 Armistead Road, Suite 150, Lorton, VA 22079Moorefield III Building,, 804 Moorefield Park Drive, Suite 305, Richmond, VA 23236Reflections III, Suite 250, 208 Golden Oak Court, Virginia Beach, VA 23452418 Goff Mountain Road, Suite 201, Cross Lanes, WV 25313

ML-179*Greentree Mortgage Company, L.P.

C.E.O.- D. Bruce McMahan, President10005 Atriums At Greentree, Marlton, NJ 08053

ML-336Hamilton National Mortgage Company

C.E.O.- Andy Horbowy, President1800 East Lancaster Avenue, Paoli, PA 19301

ML-238Harborside Financial Network, Inc.

C.E.O.- Fran Anderson, President334 Via Vera Cruz, Suite 254, San Marcos, CA 92069

ML-167Home Mortgagee Corporation

C.E.O.- Norman M. Carniol, President3000 Hempstead Turnpike, Suite 200, Levittown, NY 11756

ML-228HomeAmerican Credit, Inc. d/b/a Upland Mortgage

C.E.O.- Anthony J. Santilli, Jr., Chairman of the Board111 Presidential Blvd., Suite 215, Bala Cynwyd, PA 19004


100

HomeAmerican Credit, Inc. d/b/a Upland Mortgage (Continued)One Mall Drive, Suite 905, Cherry Hill, NJ 08002111 Presidential Boulevard Suite 142, Bala Cynwyd, PA 19004Birdneck Executive Center, 1206 Laskin Road, Suite 201, Virginia Beach, VA 23451

ML-226HomeGold, Inc. d/b/a Emergent Mortgage Corp.

C.E.O.- John Maxwell Sterling3901 Pelham Road, Greenville, SC 296152901 North Central Avenue, 11th, Floor, Phoenix, AZ 850128555 River Road, Suite 250, Indianapolis, IN 46240123 Grace Drive, Greenville, SC 2960216055 Space Center Blvd, Suite 600, Houston, TX 77058

ML-297IMC Mortgage Company

C.E.O.- Thomas G. Middleton, President5901 East Fowler Avenue, Tampa, FL 336171101 North Kings Highway, Suite G-100, Cherry Hill, NJ 08034144 Merchant Street, Suite 225, Cincinnati, OH 45246Maplewood Office Park, 1301 Virginia Drive, Suite 110, Ft. Washington, PA 1903425 Blackstone Valley Place, Lincoln, RI 028656 Blackstone Valley Place, Suite 303, Lincoln, RI 02865

ML-210IndyMac, Inc. d/b/a LoanWorks

C.E.O.- Michael Perry, President155 North Lake Avenue, Pasadena, CA 9110116265 Laguna Canyon Road, Irvine, CA 9261815050 Avenue of Science, Suite 101, San Diego, CA 92128375 Northridge Road, Suite 290, Atlanta, GA 30350400 Interstate North Parkway,, 200 Platinum Tower, Atlanta, GA 30339111 Congressional Boulevard,, Suite 290, Carmel, IN 46032One First of America Parkway,, Building B, Kalamazoo, MI 490094010 Lake Washington Boulevard, Kirkland, WA 98034

ML-295Indymac Mortgage Holdings, Inc.

C.E.O.- Michael W. Perry, President155 North Lake Avenue, Pasadena, CA 9110116261 Laguna Canyon Road, Irvine, CA 9271815050 Avenue of Science, San Diego, CA 92128375 Northridge Road, Suite 290, Atlanta, GA 30350400 Interstate North Pkwy, Suite 200, Atlanta, GA 303393000 Atrium Way, Suite 450, Mount Laurel, NJ 080544010 Lake Washington Boulevard, Kirkland, WA 98034

ML-363Innovative Funding Inc.

C.E.O.- Steve Sherman, President800 W. Cypress Creek Road, Suite 580, Fort Lauderdale, FL 333096680 NW 16th Terrace, Fort Lauderdale, FL 33309

ML-309**JVS Financial Group, Inc.

C.E.O.- James V. Savino, President2500 Internationale Parkway, Woodridge, IL 60517


101

**JVS Financial Group, Inc. (Continued)10503-05 S. Western Avenue, Chicago, IL 606436001 W. Cermak Road, Cicero, IL 60650

ML-74James B. Nutter & Company

C.E.O.- James B. Nutter, President4153 Broadway, Kansas City, MO 64111

ML-313*LL Funding Corp. d/b/a Liberty Lending Corporation

C.E.O.- Pat S. Sidhu, President10640 Main Street, Suite 300, Fairfax, VA 22030

ML-378Lakeland Regional Mortgage Corporation

C.E.O.- William C. Berry, President1628 South Florida Avenue, Lakeland, FL 33803100 Wallace Avenue, Suite 130, Sarasota, FL 34237

ML-334Lendex, Inc.

C.E.O.- H. Thomas Monroe, President17440 Dallas Parkway, Suite 230, Dallas, TX 75287

ML-277MG Investments, Inc.

C.E.O.- Gary A. Fioretti, President4502 E. Morgan Avenue, Evansville, IN 47715

ML-369*Meister Financial Group, Inc.

C.E.O.- Steven Meister, President951 NE 167th Street, Suite 204, North Miami Beach, FL 33162

ML-339Meritage Mortgage Corporation d/b/a Resource Direct Mortgage Services

C.E.O.- D. Fred Baldwin, President5665 Southwest Meadows Rd, Suite 350, Lake Oswego, OG 970355 Choke Cherry Road, Suite 330, Rockville, MD 2085011320 Random Hills Road, Suite 580, Fairfax, VA 22030

ML-338*MidCoast Credit Corp.

C.E.O.- Olga E. Parra, Executive Vice President1926 Tenth Avenue, North, 4th Floor, Lake Worth, FL 33461

ML-247*MorCap, Inc.

C.E.O.- David W. Cobb, President7000 Central Parkway, Suite 1570, Atlanta, GA 30328

ML-231MorEquity of Nevada, Inc. (Used in VA by MorEquity, Inc.)

C.E.O.- Frederick Geissinger, President5010 Carriage Drive, Evansville, IN 47715


102

ML-288MorEquity, Inc.

C.E.O.- Frederick W. Geissinger, President1135 Kildaire Road, Suite 311-1, Cary, NC 27512

ML-105Mortgage Access Corp.

C.E.O.- Fred Watkins, President225 Littleton Road, Morris Plains, NJ 079506610 Rockledge Drive, Suite 100, Bethesda, MD 20817121 North Pitt Street, Alexandria, VA 223141612 Belleview Boulevard, Alexandria, VA 223071700 Diagonal Road, Alexandria, VA 223148301 Richmond Highway, Alexandria, VA 223096715 Little River Tnpk, Suite 200, Annandale, VA 220034701 Old Dominion Drive, Arlington, VA 222079299 Old Keene Mill Road, Burke, VA 220155955 Centreville Crest Lane, Centreville, VA 2202010201 Main Street, Fairfax, VA 220304025 Fair Ridge Drive, Fairfax, VA 22033990 Bragg Road, Fredericksburg, VA 22407824 John Marshall Highway, Front Royal, VA 22630731 A Walker Road, Great Falls, VA 2206613079 Worldgate Drive, Herndon, VA 220702 Cardinal Park Drive, Suite 101C, Leesburg, VA 220757900 Sudley Road, Manassas, VA 221101313 Dolly Madison Boulevard, McLean, VA 221011355 Beverly Road, McLean, VA 221012960 Chain Bridge Road, Oakton, VA 221241760 Reston Parkway, Suite 111, Reston, VA 220907210 Old Keene Mill Road, Springfield, VA 221502 Pidgeon Hill Drive, Suite 100, Sterling, VA 20165313 Maple Avenue, West, Vienna, VA 221808401 Old Courthouse Road, Vienna, VA 2218267 West Lee Highway, Warrenton, VA 2218614520 Smoketown Road, Woodbridge, VA 221921834 Old Bridge Road, Woodbridge, VA 22192

ML-354Mortgage Amenities Corp.

C.E.O.- David B. MacDonald, President479 Swansea Mall Drive, Swansea, MA 02777

ML-199Mortgage Lenders Association, Inc.

C.E.O.- Linda J. Johnson, President4801 Columbus Street, Suite 103, Virginia Beach, VA 234621900 The Exchange, Building 400,, Suite 415, Atlanta, GA 3033910107 Krause Road, Suite 101, Chesterfield, VA 23832448 S. Independence Boulevard #D-021, Virginia Beach, VA 23452

ML-278Mortgage Lenders Network USA, Inc. d/b/a FamilyCredit Connection

C.E.O.- Mitchell Heffernan, President213 Court Street, 11th Floor, Middletown, CT 06457400 North Park Town Ctr, Suite 825, 1000 Albernathy, N.E., Atlanta, GA 30328132 Welsh Road, Suite 110, Horsham, PA 19044


103

ML-323Mortgage Network USA, Inc.

C.E.O.- Daniel Arguello, President100 Tower Drive, Burr Ridge, IL 60521

ML-347Mortgage.Com, Inc.

C.E.O.- Seth Werner8751 Broward Boulevard, 5th Floor, Plantation, FL 333242542 South Bascom Avenue, Suite 100, Campbell, CA 95008200 Pringle Avenue, Suite 330, Walnut Creek, CA 945968551 West Sunrise Boulevard,, Suite 301, Plantation, FL 33322

ML-287National Home Loan Corporation

C.E.O.- Patrick C. Shanahan, President116 N. Federal Highway, Deerfield Beach, FL 33441

ML-184New America Financial Incorporated

C.E.O.- Bud L. Terrell, President5303 Chrysler Way, Upper Marlboro, MD 20772

ML-239New Jersey Mortgage and Investment Corp.

C.E.O.- Joel E. Furst, President5 Becker Farm Road, Roseland, NJ 07068University Office Plaza, Bellevue Building, Suite 104, Newark, DE 1970230 Columbia Corporate Center, 10440 Little Patuxent Parkway, Columbia, MD 21044

ML-267NovaStar Mortgage, Inc.

C.E.O.- W. Lance Anderson, President23046 Avenida de la Carlota, Third Floor, Laguna Hills, CA 926537900 Glades Road, Suite 150, Boca Raton, FL 334341900 W. 47th Place, Westwood, KS 66205

ML-319*Oceanmark Financial Corporation

C.E.O.- Mark C. Wasser4000 Hollywood Boulevard, North Tower, 4th. Floor, Hollywood, FL 33021

ML-158Olympia Mortgage Corp.

C.E.O.- A. M. Donner, President1413 Avenue J, Brooklyn, NY 112301528 George Washington Memorial Hwy., Gloucester, VA 23062

ML-233One Stop Mortgage, Inc.

C.E.O.- Neil B. Kornsweit3347 Michelson Drive, Suite 300, Irvine, CA 9261214435 Cherry Lane Court, Suite 204, Laurel, MD 20707

ML-291Option One Mortgage Corporation d/b/a H&R Block Mortgage

C.E.O.- Robert E. Dubrish, President8605 Westwood Center Drive,, Suite 302, Vienna, VA 2218215300 Barranca Parkway, Irvine, CA 9261815310 Barranca Parkway, Irvine, CA 92618


104

3 Ada, Irvine, CA 926186678 Owens Drive, Pleasanton, CA 945881915 S. Grand Avenue, Santa Ana, CA 92715515 N. Cabrillo Park Drive, Suite 205, Santa Ana, CA 927012400 Maitland Center Parkway, Suite 223, Maitland, FL 327517702 Woodland Center BL #100, Tampa, FL 336144400 Main Street, Kansas City, MO 641115 Catamore Boulevard, East Providence, RI 02914

ML-358PMCC Mortgage Corp. d/b/a Premier Mortgage Corp.

C.E.O.- Ronald Friedman, President3 Expressway Plaza, Roslyn Heights, NY 11577

ML-282Pacific Shore Funding Corporation

C.E.O.- Edward Eaton23101 Lake Center Drive, Suite 200, Lake Forest, CA 92630

ML-351Paramount Mortgage Services, Inc.

C.E.O.- John A. Modugno, President231 Crosswicks Road, Suite 5, Bordentown, NJ 08505

ML-352Presidential Group, Inc. d/b/a Home Finance of America

C.E.O.- David P. Davitch, President521 Plymouth Road, Suite 112, Plymouth Meeting, PA 19462

ML-333Principal Residential Mortgage, Inc.

C.E.O.- Paul F. Bognanno, President711 High Street, Des Moines, IA 5039211363 San Jose Boulevard,, Building 200, Jacksonville, FL 32223699 Walnut Street, Des Moines, IA 50392

ML-17Public Loan Corporation d/b/a Public Mortgage Company

C.E.O.- Wayne Evans, President259 Zan Rd Central Professional Bldg, Charlottesville, VA 22901115 Mall Drive, Mt Cross Shoppers World, Danville, VA 245401100-142 Armory Drive, Franklin, VA 238512225 Lakeside Drive, Lynchburg, VA 2450112638 Jefferson Avenue, Suite 6, Newport News, VA 23602218 First Street, Radford, VA 241413129 Mechanicsville Pike, Oak Hill Plaza, Richmond, VA 232231301 Towne Square Boulevard, Roanoke, VA 240122566 Jefferson Highway, Suite 101, Waynesboro, VA 22980

ML-285REALCO Funding Group, LC

C.E.O.- David V. Mason, President7611 Little River Turnpike,, Suite 203W, Annandale, VA 22003

ML-211Regional Investment Co. d/b/a RIC Mortgage Co.

C.E.O.- Brad Ives, President9221 Ward Parkway, Suite 300, Kansas City, MO 64114


105

3136 Lynn Hurst Boulevard, Chesapeake, VA 23321121 Broad Street, Dublin, VA 243012321 Alloway Court, Virginia Beach, VA 23454

ML-88Relocation Financial Services, Inc.

C.E.O.- Joseph V. Benevides, Jr., President120 Longwater Drive, Norwell, MA 02061

ML-310*STD Financial Corp. d/b/a Standard Loans

C.E.O.- Ralph F. Hints, President1333 Broadway, Suite 700, Oakland, CA 94612

ML-147Saxon Mortgage, Inc.

C.E.O.- Michael Sawyer, President4880 Cox Road, Glen Allen, VA 23060One Ridgmar Centre, 6500 West Freeway, Suite 400, Fort Worth, TX 761163602 Deepwater Terminal Road, Richmond, VA 23234

ML-315Sebring Capital Corporation

C.E.O.- Michael, L. Brown, President16610 Dallas Parkway, Suite 2400, Dallas, TX 75248

ML-227Security Funding Corp.

C.E.O.- Michael Lacey, President6 Blackstone Valley Place, Suite 205, Lincoln, RI 02865

ML-195Southern Atlantic Financial Services, Inc.

C.E.O.- Robert E. Johnson, President2100 Parklake Drive, N.E., Suite B, Atlanta, GA 30345

ML-326*The Cornerstone Financial Group, Inc.

C.E.O.- Ronald H. Mast, President6290 Lehman Drive, Suite 100, Colorado Springs, CO 80918

ML-324The Mortgage Factory, Inc. (Used in VA by Resource One, Inc.)

C.E.O.- Harold Klein, President585 Stewart Avenue, Garden City, NY 11530

ML-332The Mortgage Outlet, Inc.

C.E.O.- Frank M. Losito, President1800 Sandy Plains Parkway, Suite 304, Marietta, GA 30066

ML-325Title West Mortgage, Inc.

C.E.O.- Terrence J. O'Shaughnessy, Chairman of the Board20970 Warner Center Lane, Suite B, Woodland Hills, CA 91367

ML-15TranSouth Mortgage Corporation

C.E.O.- D. Ken Stephenson, President4361 Indian River Road, Indian River Shopping Center, Chesapeake, VA 23235


106

300 Decker Drive, Irving, TX 750621200 North Battlefield Boulevard, Suite 116, Chesapeake, VA 23620636-A Piney Forest Road, Danville, VA 245402025 Plank Road, Fredericksburg, VA 224011305 East Pembroke Avenue, Hampton, VA 236691000 Memorial Boulevard, Martinsville, VA 241127088 Mechanicsville Turnpike, Mechanicsville, VA 231116212 Jefferson Avenue, Newport News, VA 23605700 Newtown Road, Suite 2, Norfolk, VA 235023287 South Crater Road, Petersburg, VA 238051324 Front Street, Richlands, VA 24641142 Kents Ridge Road, Richlands, VA 2464110422 Midlothian Turnpike, Richmond, VA 232354218 Brambleton Avenue, S.W., Roanoke, VA 24018196 West Constance Road, Suffolk, VA 234343615 Virginia Beach Boulevard, Virginia Beach, VA 23452816 Merrimac Trail, Williamsburg, VA 23185

ML-368TransLand Financial Services, Inc.

C.E.O.- Roger W. Conner, III, President2700 Westhall Lane, Suite 210, Maitland, FL 32751905 Bob Wallace Avenue, Suite 300, Huntsville, AL 358019555 N. Kendall Drive, Suite 101, Miami, FL 331761268-D Timberlane Road, Tallahassee, FL 323127015 Old Keene Mill Road, Suite 206, Springfield, VA 22150

ML-269Transamerica Mortgage Company

C.E.O.- Eugene E. O'Bannon, Jr., President2501 Oaklawn Avenue, 7th Floor, Dallas, TX 75219

ML-163Treasure Coast Mortgage Corporation

C.E.O.- Richard J. Oldfield, President1839 S.E. Port St. Lucie Boulevard, Port St. Lucie, FL 34952

ML-329Treo Funding, Inc.

C.E.O.- Edward L. DeWitt, President4550 S.W. Kruse Way, Suite 265, Lake Oswego, OG 97035591 Camino de la Reina, Suite 210, San Diego, CA 92108

ML-353Trust One Mortgage Corporation

C.E.O.- Brady D. Bunte, President2 Ada, Irvine, CA 92618

ML-308*Union Financial Corporation

C.E.O.- Mike R. Ahmari18002 Sky Park Circle, Irvine, CA 92614

ML-257*United Companies Funding, Inc.

C.E.O.- Kenneth S. Roberts, President2051 Killebrew Drive, Suite 210, Bloomington, MN 55424


107

ML-96United Companies Lending Corporation d/b/a UC Lending

C.E.O.- John D'Angelo, President4041 Essen Lane, Baton Rouge, LA 7080454 East Patrick Street, Frederick, MD 217017310 Ritchie Highway, Suite 715, Glen Burnie, MD 210611800 North Kent Street, Suite 902, Arlington, VA 222091800 North Kent Street, Suite 910, Arlington, VA 222092044 India Road, Suite 201, Charlottesville, VA 229013130 Chapparral Drive, Suite 100, Roanoke, VA 240185700 Cleveland Street Suite 228, Virginia Beach, VA 23462

ML-213United Financial Mortgage Corp. of Virginia

C.E.O.- Joseph Khoshabe, President600 Enterprise Drive, Suite 206, Oak Brook, IL 60521

ML-189Vanderbilt Mortgage and Finance, Inc.

C.E.O.- James L. Clayton500 Alcoa Trail, Maryville, TN 37804

ML-272WMA Mortgage Services, Inc.

C.E.O.- Andrew Fiorenza, Vice President11315 Johns Creek Parkway, Duluth, GA 30097

ML-155*Washtenaw Mortgage Company

C.E.O.- Charles C. Huffman, President315 E. Eisenhower, Suite 12, Ann Arbor, MI 48108

ML-258Wholesale Mortgage, Inc.

C.E.O.- John Maliksa, President10850 W. Park Place, Suite 420, Milwaukee, WI 53224

ML-236Woodland Capital Corp.

C.E.O.- James Hornig, President730 Second Avenue South, Suite 415, Minneapolis, MN 55402

____________________________

* License was surrendered after December 31, 1998** License was revoked after December 31, 1998

LIST OF MORTGAGE LENDER AND BROKER LICENSEESAND THEIR AUTHORIZED OFFICES

108

MLB-347*1st American Financial Services/Inc.

C.E.O.- Mitchell Laborwit, President4700 Berwyn House Road, Suites 101-103, College Park, MD 20740

MLB-3511st Preference Mortgage Corp.

C.E.O.- William J. Parisi, President9309 Belair Road, Baltimore, MD 212366401 Golden Triangle Dr, Greenbelt, MD 20770610 Madison Street, Alexandria, VA 22314

MLB-3821st Professional Mortgage, Inc.

C.E.O.- Mary R. Naccash, President1900 L Street Northwest, Suite 408, Washington, DC 200362083 West Street Suite 4F, Annapolis, MD 214011812 Baltic Avenue, Virginia Beach, VA 23451

MLB-426Aames Funding Corporation d/b/a Aames Home Loan

C.E.O.- Cary H. Thompson7617 Little River Turnpike, Annandale, VA 22003350 S. Grand Avenue, 52nd. Floor, Los Angeles, CA 900713731 Wilshire Blvd, Suite 1000, Los Angeles, CA 900107833 Walker Drive, Suite 330, Greenbelt, MD 207708003 Franklin Farms Drive, Suite 102, Richmond, VA 232294701 Columbus Street, Virginia Beach, VA 23462

MLB-107Abbot Mortgage Service, Inc. d/b/a A. Abbot Value Mortgage

C.E.O.- Joseph J. Mahoney, III, President1320 Old Chain Bridge Road, Ste. 320, Mclean, VA 22101

MLB-579Access Mortgage Services, Inc.

C.E.O.- R. Bruce Hughes, President633 Lacey Road, Forked River, NJ 087311355 Beverly Road, Suite 100-B, McLean, VA 22101

MLB-276AccuBanc Mortgage Corporation

C.E.O.- William R. Starkey, Sr.12377 Merit Drive, Suite 600, Dallas, TX 752431403 Corporate Center Parkway, Santa Rosa, CA 954071012 State College Road, Suite 103, Dover, DE 19904365 Northridge Road, Suite 480, Atlanta, GA 30350161-B Jennifer Road, Annapolis, MD 214014825 Bethesda Avenue, Suite 306, Bethesda, MD 208147125 Thomas Edison Drive, Columbia, MD 2104610415 Southern Maryland Boulevard, Dunkirk, MD 20754Executive Park West, Unit B203, #5 Hillcrest Drive, Frederick, MD 21701702 Russell Avenue, Suite 305, Gaithersburg, MD 208777833 Walker Drive, Suite 560, Greenbelt, MD 207702670 Crain Highway, Suite 411, Mailbox 30, Waldorf, MD 2060150 Berkshire Court, Suite 209, Wyomissing, PA 196102205 Fontaine Avenue, Suite 206, Charlottesville, VA 22903

LIST OF MORTGAGE LENDER AND BROKER LICENSEESAND THEIR AUTHORIZED OFFICES (Continued)

109

AccuBanc Mortgage Corporation (Continued)2093 Jefferson Davis Highway, Fredericksburg, VA 224015030 Sadler Road, Suite 201, Glen Allen, VA 230609211 Forest Hill Avenue, Suite 201, Richmond, VA 23235780 Lynnhaven Parkway, Suite 400, Virginia Beach, VA 234521769 Jamestown Road, Williamsburg, VA 231853146 Golansky Boulevard, Suite 202, Woodbridge, VA 22192

MLB-388Advanced Financial Services, Inc.

C.E.O.- Dennis F. Hardiman, President25 Enterprise Center, Newport, RI 02842One Research Center, Shelton, CT 06484

MLB-383Advantage Mortgage Company, L.L.C. t/a Bay Mortgage

C.E.O.- Robert A. Resh, President168 Business Park Drive, Suite 103, Virginia Beach, VA 23462

MLB-378Advantage Real Estate L.L.C. d/b/a Advantage First Mortgage

C.E.O.- Peter Segaloff6800 Backlick Road, Suite 301, Springfield, VA 22150

MLB-289Alliance Mortgage Company

C.E.O.- Gary Meeks4500 Salisbury Road, Jacksonville, FL 32216

MLB-329America's Funding Group, Inc.

C.E.O.- Edward H. Schwarz, III, President1370 Piccard Drive, Suite 250, Rockville, MD 20850201-A Royal Street, S.E., Leesburg, VA 20175

MLB-311American Home Finance, Inc.

C.E.O.- John Ratkovich, President8300 Boone Boulevard, Suite 500, Vienna, VA 22182830 W. Northwest Highway, Palatine, IL 60067

MLB-474American Lending Group, Inc.

C.E.O.- Melvin K. Drury, President880 Corporate Drive, Suite 300, Lexington, KY 40503

MLB-483American Mortgage Exchange, Inc. d/b/a American Mortgage Exchange

C.E.O.- James L. Pefanis, President4455 South Boulevard, Suite 100, Virginia Beach, VA 23452

MLB-493American Mortgage Reduction, Inc. d/b/a All Credit Funding

C.E.O.- Harry Korotki, President5827 Columbia Pike, Suite 514, Falls Church, VA 22041100 Painters Mill Road, Suite 800, Owings Mills, MD 2111710902 Reisterstown Road, Suite 104, Owings Mills, MD 21117


110

MLB-454Anchor Financial Group, Inc.

C.E.O.- Andrew J., Jr. Courts, President530 East Main Street, Suite 205, Richmond, VA 23219281 Independence Boulevard, Suite 436, Virginia Beach, VA 23462

MLB-251Associated Financial Group, Incorporated

C.E.O.- Phillip R. Coakley, PresidentCentral Park, 5151 Bonney Road, Suite 107, Virginia Beach, VA 23462

MLB-516*Associated Lenders, Inc.

C.E.O.- James E. Potts, President2815 Camino Del Rio South, 3rd Floor, San Diego, CA 92108314 North 8th Street, El Centro, CA 922432 Townsend Street, Building 2,, Suite 705, San Francisco, CA 9410744 Montgomery Street, 5th Floor, San Francisco, CA 941047475 West 5th Avenue, Suite 207, Lakewood, CO 80226

MLB-145Associates Home Equity Services, Inc.

C.E.O.- Deborah L. Rosen, President250 Carpenter Freeway, Irving, TX 75062114 Turnpike Road, #101, Westborough, MA 01581101 N. Welch Street, Denton, TX 76201300 Decker Drive, Irving, TX 750628333 Ridgepoint Drive, Irving, TX 750638201 Greensboro Drive, Suite 220, Mclean, VA 22102780 Lynnhaven Parkway, Virginia Beach, VA 23452

MLB-535BNC Mortgage, Inc.

C.E.O.- Evan R. Buckley1063 McGaw Avenue, Irvine, CA 92614

MLB-377Baltimore American Mortgage Corporation, Inc.

C.E.O.- Donald Ordakowski, Jr., President7484 Candlewood Rd, Suites B-J, Hanover, MD 21076

MLB-446Bankers First Mortgage Co., Inc.

C.E.O.- Kent E. Baklor, President9505 Reisterstown Road, Suite 100S, Owings Mills, MD 21117-4451

MLB-494Barsons Financial Services Corporation

C.E.O.- Barry Needham, President2772 Lewisville-Clemmons Road, Clemmons, NC 27012

MLB-281Beard Development Corporation

C.E.O.- John R. Beard, President1076 Thomas Jefferson Street, N.W., Washington, DC 20007

MLB-589Benchmark Mortgage Inc.

C.E.O.- Chris Beale6800 Paragon Place, Suite 215, Richmond, VA 23230


111

9283 Old Keene Mill Road, Burke, VA 22015

MLB-111Beneficial Mortgage Co. of Virginia

C.E.O.- G. D. Gilmer, President5908 N. Kings Highway, Huntington Station, Alexandria, VA 22303Offices at the Center, 100 Arbor Oak, Drive, Suite 304, Ashland, VA 23005By-Pass Business Center, 810 Blue Ridge Avenue, Suite F, Bedford, VA 245231315 Euclid Avenue, Bristol, VA 24201722 Rio Road West, Suite 4, Charlottesville, VA 229013916 Portsmouth Blvd, Stonebridge Plaza Unit A-7, Chesapeake, VA 23321701 North Battlefield, Suite R, Woodford Square Shopping Center, Chesapeake, VA 233201580 North Franklin Street, Suite 5, Foothills Plaza, Christiansburg, VA 24073613 Meadowbrook Shopping Center, Culpeper, VA 22701Riverside Shopping Center, 3310 Riverside Drive, Danville, VA 2454110201 Lee Highway, The Gateway Plaza, Fairfax, VA 22030303 Chatham Square Shopping Center, Fredericksburg, VA 22405Front Royal Business Park, 470-C S. Commerce Avenue, Front Royal, VA 226306097 George Washington Memorial, Highway, Gloucester, VA 230611790 East Market Street, Store 18, Spotswood Valley Square, Harrisonburg, VA 228015262 Oaklawn Blvd, Hopewell, VA 238609607 Timberlake Rd, Suite D, Waterlick Plaza, Lynchburg, VA 24502Festival at Manassas, 10376 Festival Lane, Manassas, VA 221101 Leatherwood Crossing Shopping Ctr., Hwy 58 & St. Rd. 57, Suite 5, Martinsville, VA 24112Victorian Square, 10809 Hull St. Rd., Midlothian, VA 2311214501 Warwick Blvd, Suite I, Newport News, VA 23602244 Janaf Shopping Center, 5900 Virginia Beach Boulevard, Norfolk, VA 235023330 South Crater Road, Petersburg, VA 238034842 South Laburnum Avenue, Richmond, VA 232319045 West Broad Street, Suite 5, Richmond, VA 232947222 Williamson Road, Roanoke, VA 24019Tanglewood West Office Building, 3959 Electric Road, S.W., Roanoke, VA 24018Dominion Point II, 21525 Ridgetop Circle, Suite 140, Sterling, VA 20166Executive Center, 424 Market Street, Suffolk, VA 234341554 Laskin Rd, Hilltop E.S.C., Virginia Beach, VA 23451College Park Square Phase II, 6531-33 Auburn Dr, Suites 16 & 17, Virginia Beach, VA 23464250 North Poplar Avenue, Suite F, Waynesboro, VA 22980Olde Towne Marketplace, 5242 Olde Towne Road, Suite 8, Williamsburg, VA 231882588 Valley Ave, South Park Shopping Center, Winchester, VA 226011979 Daniel Stuart Square,, The Market at Optiz Crossing, Woodbridge, VA 22192Mountain View Square Shopping Center, 1480 East Main Street, Suite 11, Wytheville, VA 24382

MLB-43*Beneficial Mortgage Corporation

C.E.O.- D. A. Friedrich, Vice President16 Mt. Ebo Road South, Brewster, NY 10509

MLB-21Briner Incorporated

C.E.O.- Edward T. Briner, President10875 Main Street, Suite 202, Fairfax, VA 22030


112

Briner Incorporated (Continued)10875 Main Street, Suite 203, Fairfax, VA 220304000 Legato Road Suite 930, Fairfax, VA 22033107-A West Federal Street, Suite 1, Middleburg, VA 22117

MLB-374*Brokers Commitment Corporation t/a Highland Financial Corporation

C.E.O.- Stephen Z. Hoff11440 Isaac Newton Square, Suite 110, Reston, VA 20190

MLB-598Charles F. Curry Company

C.E.O.- Charles G. Curry, President720 Main Street, Kansas City, MO 64105

MLB-18C W Cobb & Associates

C.E.O.- Arthur L. Walters, President4141 N Henderson Road, Suite 8, Arlington, VA 22203

MLB-569C.M.A. Mortgage, Inc.

C.E.O.- Clayton Martin, President212 J. H. Walker Drive, Pendleton, IN 46064

MLB-453CBSK Financial Group, Inc. d/b/a American Home Loans

C.E.O.- Brent McElwee, President4 Hutton Centre Drive, 9th Floor, Santa Ana, CA 927074115 Annandale Road, Suite 102, Annandale, VA 22003

MLB-576*CFT Financial Corp.

C.E.O.- James T. Garrett, President1441 W. Main Street, Salem, VA 24153407 Roanoke Street, Suite 3, Christiansburg, VA 24073

MLB-41*CMK Corporation t/a Mortgage Capital Investors

C.E.O.- Kevin Keegan6571 Edsall Road, Springfield, VA 221511421 Prince Street, Suite 230, Alexandria, VA 2215114 B. West Queens Way, Hampton, VA 236696330 Newtown Road, Suite 211, Norfolk, VA 23502

MLB-47CTX Mortgage Company

C.E.O.- Judson Croom2728 North Harwood, Dallas, TX 75201806 Governor's Drive, Suite 206, Huntsville, AL 3580122 Summit Place, Suite 201, Branford, CT 064056110 Executive Boulevard, Suite 850, Rockville, MD 208523000 United Founders Boulevard,, Suite 235, Oklahoma City, OK 731123740 Fernandina Road, Suite A, Columbia, SC 29210710 Pulaski Street, Columbia, SC 292013100 McKinnon, Suite 300, Dallas, TX 7520114121 Parke Long Court, Suite 201, Chantilly, VA 20151


113

CTX Mortgage Company (Continued)2788 Hydraulic Road, Charlottesville, VA 2290111216 Waples Mill Rd Suite 102, Fairfax, VA 220301001 Boulders Parkway, Suite 110, Richmond, VA 23225621 Lynnhaven Parkway, Suite 275, Virginia Beach, VA 23452211 McLaw's Circle, Suite 1, Williamsburg, VA 23185

MLB-481California Lending Group, Inc. d/b/a United Lending Group

C.E.O.- Larry Swartz3351 Michelson Drive, Suite 100, Irvine, CA 92612

MLB-560Cambridge Mortgage Corporation

C.E.O.- George L. Makoutz, President532 Baltimore Boulevard, Suite 407, Westminster, MD 21157

MLB-502Capital Center, L.L.C.

C.E.O.- Gary T. Piacentini, President4201 Dominion Boulevard, Glen Allen, VA 230608960 Tarrytown Drive, Richmond, VA 23229

MLB-319Capitol Financial Services, Inc. d/b/a Capitol Home Mortgage

C.E.O.- Mark T. Phaup, President2700 Pocohontas Trail, Suite 9, Quinton, VA 23141

MLB-303Capitol Mortgage Bankers, Inc.

C.E.O.- C. Richard Bell, President1900 Campus Common Drive, Suite 400, Reston, VA 201918334 Veterans Highway, Suite 1, Millersville, MD 21108

MLB-415Carolina Mortgage Brokers, Inc. d/b/a CMB Mortgage

C.E.O.- Gavin Pitchersky, President8101 Hinson Farm Road, Suite 214, Alexandria, VA 223063536 Brambleton Avenue, Suite 2, Roanoke, VA 24018

MLB-19Cendant Mortgage Corporation d/b/a PHH Mortgage Services

C.E.O.- Terence W. Edwards, President6000 Atrium Way, Mt. Laurel, NJ 080546601 Clifton Road, Clifton, VA 201241809 William Street, Fredericksburg, VA 2240113356 Midlothian Turnpike, Midlothian, VA 23113

MLB-506Centerpoint Mortgage Corporation

C.E.O.- Mark A. Parada, President25B Technology Drive, Suite 100, Irvine, CA 92618

MLB-544Century Financial Group, Inc.

C.E.O.- Jeffrey A. McKellips, President8001 Irvine Center Drive, Suite 400, Irvine, CA 92618


114

MLB-403Chesapeake Investment & Mortgage Corporation

C.E.O.- Luther M. Grainger, President4E Industrial Park Drive, Waldorf, MD 20602

MLB-376Chesapeake Mortgage Consultants, Inc.

C.E.O.- Joyce A. Melbourne300 Second Street, Laurel, MD 20707

MLB-451Chesapeake Mortgage Services, Inc.

C.E.O.- Ralph E. Duvall, President8808 Centre Park Drive, Suite 301, Columbia, MD 21045

MLB-404Citizens Mortgage Corporation

C.E.O.- J. David Gravely11130 Main Street, Suite 110, Fairfax, VA 220306 Taft Court, Suite 100, Rockville, MD 2085011130 Main Street, Suite 250, Fairfax, VA 2203099 Woodberry Lane, Suite E, Lynchburg, VA 245022807 N. Parham Road, Suite 125, Richmond, VA 232943712 Holland Road, Virginia Beach, VA 23452

MLB-443Citywide Mortgage Corporation

C.E.O.- Michael Segal, President8401 Corporate Drive, Suite 200, Landover, MD 207857850 Rossville Boulevard, Suite 206, Baltimore, MD 21236

MLB-10Clark Financial Services Inc

C.E.O.- Clark Goldstein, President10230 New Hampshire Avenue, Suite 350, Silver Spring, MD 20903

MLB-441Coastal Mortgage Corporation of Maryland

C.E.O.- Kenneth J. Klawans, President3706 Crondall Lane, Suite 100, Owings Mills, MD 21117

MLB-552Collinbrook Mortgage Corporation

C.E.O.- Charles L. Wilfong1701 Pinecroft Road, Suite 520, Greensboro, NC 274074460 Corporation Lane, Suite 202, Virginia Beach, VA 23462

MLB-385Colonial Mortgage Group, L.L.C.

C.E.O.- Alan Shoemaker, President4520 East-West Highway, Suite 105, Bethesda, MD 2081430 Church Street, Suite 302, Prince Frederick, MD 20678605 Post Office Road, Suite 205, Waldorf, MD 20602

MLB-66Columbia National, Incorporated

C.E.O.- David J. Gallitano7920 Norfolk Avenue, 5th. Floor, Bethesda, MD 2081410630 Little Patuxent Parkway, Suite 224, Columbia, MD 210447142 Columbia Gateway Drive, Columbia, MD 21046


115

7474 Greenway Center Dr, Suite 600, Greenbelt, MD 207701407 York Road, Lutherville, MD 21093817 Eastern Shore Drive, Salisbury, MD 21804572 Ritchie Highway, Suite F, Severna Park, MD 211463825 Leonardtown Road, Units 2 and 3, Waldorf, MD 20602428E Alamance Road, Burlington, NC 272156230 Fairview Road, Suite 330, Charlotte, NC 2821013890 Braddock Road, Suite 304A, Centerville, VA 20121480 Four Seasons Drive, Suite 100, Charlottesville, VA 22901763 Madison Road, Culpeper Office Park, Suite 202, Culpeper, VA 2270111350 Random Hills Road, Fairfax, VA 2203010601 Courthouse Road, Fredericksburg, VA 22407The Crestar Bank Building, 11817 Canon Blvd, Suite 104, Newport News, VA 236067201 Glen Forest Drive, Suite 302, Richmond, VA 23226239 Garrisonville Road, Suite 201, Stafford, VA 225542303 North Augusta Street, Unit D, Staunton, VA 24401One Columbus Center, Virginia Beach, VA 234621003 Richmond Road, Williamsburg, VA 231851455 Old Bridge Road, Unit 203, Woodbridge, VA 22192

MLB-411*CommonPoint Mortgage Company d/b/a CommonPoint Mortgage

C.E.O.- Michael D. Anderson, President4460 44th. Street, S.E., Kentwood, MI 49512

MLB-499Congressional Funding, Inc.

C.E.O.- Richard M. Gjerulff, President77 South Washington St., Suite 205, Rockville, MD 20850403 Glenn Drive, Sterling, VA 20164

MLB-295Consolidated Mortgage and Financial Services Corporation d/b/a Mr. Cash

C.E.O.- Thomas L. Ward, President1100 Crescent Green, Suite 129, Cary, NC 27511InfoStor, 3006 Industrial Drive, Raleigh, NC 2761910340 Democracy Lane, Suite 210, Fairfax, VA 220308300 Greensboro Drive, Suite 1020, Mclean, VA 22102800 Moorefield Park Drive, Suite 301, Richmond, VA 23226

MLB-373Consultant's Mortgage Inc. (Used in VA by The Mortgage Consultants Inc.)

C.E.O.- Ben H. Colvard, III, President9030 Red Branch Road, Suite 110, Columbia, MD 210458817 Belair Road, Suite 210, Baltimore, MD 212369470 Annapolis Road, Unit 103, Lanham, MD 207066184-A Old Franconia Road, Alexandria, VA 22310

MLB-27Consumer Mortgage & Investment Corp

C.E.O.- C. Jeffrey Moore, President732 Thimble Shoals Blvd., Suite 301, Newport News, VA 236062807 Parham Road, Suite 209, Richmond, VA 23294333 Kellam Road, Suite 100, Virginia Beach, VA 23462

MLB-449*Consumer Security Mortgage, Inc.

C.E.O.- Ray Langel, President1200 Harger Road, Suite 421, Oak Brook, IL 60521Northside Tower, 6065 Roswell Road,, Suite 630, Atlanta, GA 30328


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MLB-49Continental Mortgage & Investment Corporation

C.E.O.- Mark W. Walters4141 N Henderson Road, Suite 15, Arlington, VA 22203

MLB-92Diversified Lending Services Inc

C.E.O.- Jacob I. Krampf, President12230 Rockville Pike, Suite 200, Rockville, MD 20852

MLB-175Dragas Mortgage Company

C.E.O.- Helen E. Dragas4538 Bonney Road Suite B, Virginia Beach, VA 23462

MLB-372Dream House Mortgage Corporation

C.E.O.- John C. Ponte, President385 South Main Street, 2nd. Floor, Providence, RI 02903

MLB-448Elite Funding Corporation

C.E.O.- Scott Jacobs, President12250 Rockville Pike, Suite 209, Rockville, MD 208527474 Greenway Center Drive,, Suite 1050, Greenbelt, MD 20770

MLB-196Ellis Financial Corporation

C.E.O.- Leonard Ellis, Jr., President 10487 Washington Highway, Glen Allen, VA 23059

MLB-172Enterprise Mortgage Corporation

C.E.O.- George Moore, President525 Viking Drive, Virginia Beach, VA 23452

MLB-457EquiVantage Inc.

C.E.O.- James Tang13111 Northwest Freeway, Suite 300, Houston, TX 77040

MLB-545Equity Capital Mortgage, Inc.

C.E.O.- Steve Parasidis, President7002 Little River Turnpike, Unit L, Annandale, VA 22003

MLB-517Equity Mortgage Co. (IMC), Inc.

C.E.O.- Mark Greenberg, President7920 McDonogh Road, Suite 204, Owings Mills, MD 21117

MLB-317Equity One of Virginia, Inc

C.E.O.- Cameron Williams, President4411 Plank Rd, Fredericksburg, VA 22407Abingdon Towne Center, 340 Towne Center Drive, Abingdon, VA 242101428 North Seminole Trail, Charlottesville, VA 22901Tightsqueeze Plaza Shopping Center, Route 29, Chatham, VA 2453110334 Ironbridge Rd, Chester, VA 23831


117

211 Southgate Shopping Center, Culpeper, VA 227012321 Riverside Drive, Danville, VA 245403303 North Main Street, Suite C, Danville, VA 24540406 West Spotswood Trail, Suite B, Elkton, VA 22827202 Clark Street, Suite 3, Farmville, VA 239011950 B. Evelyn Byrd Avenue, Suite 2, Harrisonburg, VA 22801311 North Main Street, Lawrenceville, VA 23868Holiday Shopping Center, 1914 Virginia Avenue, Martinsville, VA 20112662 Highway 58 East, Norton, VA 24273Heritage Corner, U.S. Route 13 and Washington St., Onley, VA 2341810439 Midlothian Turnpike, Pocono Green Shopping Center, Richmond, VA 232354345 Starkey Rd, Roanoke, VA 240144021 Halifax Road, Suite B, South Boston, VA 24592617 Greenville Avenue, Staunton, VA 24401505 South Independence Blvd., Suite 107, Virginia Beach, VA 23452Times Square Shopping Center, West Richmond Road, Warsaw, VA 2257245 Featherbed Lane, Winchester, VA 22601

MLB-542Executive Lending Services, Inc.

C.E.O.- John L. Carter, President4041 University Drive, Suite 500, Fairfax, VA 22030

MLB-512Express Funding, Inc.

C.E.O.- E. Yan Huang, President3060 Mitchellville Road, Suite 217, Bowie, MD 20716

MLB-442Express Mortgage Corp. of Virginia

C.E.O.- Jack G. Mondel1111 Marlkress Road, Suite 100, Cherry Hill, NJ 08003

MLB-290Fairfax Mortgage Investments Inc.

C.E.O.- J. Barron Rothenbuescher, President3900 University Drive, Suite 300, Fairfax, VA 2203013807 Village Mill Drive, Midlothian, VA 23113813 Diligence Drive, Suite 121C, Newport News, VA 23606


118

Fairfax Mortgage Investments Inc. (Continued)2 Countryside Square, Ruckersville, VA 229684663 Haygood Road, Suite 208, Virginia Beach, VA 23455

MLB-387Federal Funding Mortgage Corporation

C.E.O.- Frank A. Perna, Jr., President6430 Rockledge Drive, Suite 505, Bethesda, MD 20817440 W. Jubal Early Dr, Suite 240, Winchester, VA 22601

MLB-412Fidelity First Mortgage, LLC

C.E.O.- Robert Maum, Chairman of the Board10025 Governor Warfield Parkway, Suite 410, Columbia, MD 2104451 Monroe Street, 18th Floor, Rockville, MD 20850

MLB-436Fidelity Funding Mortgage Corp.

C.E.O.- Roger D. Marshall12770 Merit Drive, Suite 600, Dallas, TX 75251

MLB-392Fieldstone Mortgage Company

C.E.O.- Herb Carrel11000 Broken Land Parkway, Suite 600, Columbia, MD 2104430 Executive Plaza, Suite 250, Irvine, CA 92714

MLB-235Financial Mortgage, Inc.

C.E.O.- Vijay Taneja, President6922 Little River Tpk., Suites A & B, Annandale, VA 22003

MLB-245First American Funding, Inc.

C.E.O.- Paul Michaud, President809 Gleneagles Court, Townson, MD 212863905 National Drive, Suite 275, Burtonsville, MD 208666320 Augusta Drive, Suite 1101, The Springfield Tower, Springfield, VA 22150

MLB-333First Atlantic Mortgage Corporation

C.E.O.- Maurice L. Linkous, President9100 Arboretum Parkway, Suite 148, Richmond, VA 232367617 Little River Turnpike, Suite 700, Annandale, VA 220037110 Forest Avenue, Suite 106, Richmond, VA 23226605 Lynnhaven Parkway, Suite 202, Virginia Beach, VA 23452

MLB-140First Bancorp Mortgage Corporation

C.E.O.- Richard V. Arms, President1730 George Washington Memorial Hwy., Yorktown, VA 23693770 J. Clyde Morris Boulevard, Newport News, VA 23601291 Independence Boulevard, Pembroke Office Park, Virginia Beach, VA 23462

MLB-440First Bankers Mortgage Services, Inc.

C.E.O.- Vincent L. Muratore, President1700 N.W. 64th. Street, Suite 100, Ft. Lauderdale, FL 33309500 Winding Brook Drive, 2nd Floor, Glastonbury, CT 06033Greentree Executive Campus, Suite 2003-B, Marlton, NJ 08053


119

MLB-242First Equitable Mortgage Corp.

C.E.O.- Hasan Naghmi, President7611 Little River Turnpike, Suite 300, Annandale, VA 22003

MLB-567First Fidelity Mortgage, Inc.

C.E.O.- Noreen K. Slaalien, President113 Landmark Square, Virginia Beach, VA 234526767 Forest Hill Avenue, Suite 305, Richmond, VA 23225

MLB-205First Government Mortgage and Investors Corporation

C.E.O.- Gerald S. Lilienfield, President8201 Corporate Drive, Suite 190, Landover, MD 20785

MLB-335First Greensboro Home Equity, Inc.

C.E.O.- Webster C. Jordan, Jr., President1801 Stanley Road, Suite 400, Greensboro, NC 27407109 Dabney Drive, Henderson, NC 275361641 West Morris Boulevard, Morristown, TN 378162426 Lee Highway, Suite 108, Bristol, VA 24202100 Volvo Parkway, Suite 220, Chesapeake, VA 233202955 Market Street, Suite 7, Christiansburg, VA 24073800 Sunset Lane, Suite A, Culpeper, VA 22701229 Parker Road, Danville, VA 24540One Mill Street, Suite 202, Farmville, VA 239011919 Commerce Drive, Suite 120, Pinewood Plaza, Hampton, VA 23666LaCrosse Commerce Center, 100 N. Carter Street, Suites 8 & 9, LaCrosse, VA 239507331 Timberlake Road, Suite 203, Lynchburg, VA 2450210800 Midlothian Turnpike, Suite 101, Richmond, VA 232351601 Rolling Hills Drive, Suite 100, Richmond, VA 232882350 Peters Creek Road, Suite A, Roanoke, VA 24017286 Rowe Road, Suite B, Staunton, VA 24401

MLB-258First Guaranty Mortgage Corporation

C.E.O.- Kenneth E. Clark, President8180 Greensboro Drive, Suite 1175, McLean, VA 221024801 N. Dixie Highway, Ft. Lauderdale, FL 333345301 Buckeystown Pike, Suite 106, Frederick, MD 217041800 Old Meadow Road, Suite 102, Mclean, VA 221021773 Parham Road, Suite 204, Richmond, VA 232295501 Backlick Road, Suite 100, Springfield, VA 221511015 Berryville Avenue, Suite 1, Winchester, VA 22601

MLB-445First Home Acceptance Mortgage Corporation

C.E.O.- Kenneth E. Green, Jr., President3247 Mission Village Drive, San Diego, CA 921237405 Princess View Drive, San Diego, CA 92120

MLB-469First Home Loan of Virginia, Inc.

C.E.O.- Dennis M. Bracy, President1055 Piney Forest Road, Danville, VA 245401266 North Scales Street, Reidsville, NC 27320


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MLB-240First Home Mortgage Corporation

C.E.O.- David E. Waters1127 Benfield Boulevard, Suite M, Millersville, MD 211087939 Honeygo Blvd., Suites 221 & 222, Baltimore, MD 212366401 Golden Triangle Dr., Suite 450, Greenbelt, MD 207701402 York Road, Suite 300, Lutherville, MD 21093

MLB-220First Jefferson Mortgage Corporation d/b/a First Jefferson Funding

C.E.O.- George M. Temple, President18 Koger Executive Center, Suite 206, Norfolk, VA 235022101 Executive Drive, Suite 8-D, Hampton, VA 23666742 Thimble Shoals Blvd, Suite C, Newport News, VA 23606500 Libbie Avenue, Suite 2C, Richmond, VA 232263590 Holland Road, Suite 116, Virginia Beach, VA 234521156 Jamestown Road, Suite B, Williamsburg, VA 23185

MLB-508First Mortgage LLC

C.E.O.- Robert Graham, III, President1307 Dolley Madison Boulevard, McLean, VA 221012828 Pennsylvania Avenue, N.W., Washington, DC 200075028 Wisconsin Avenue, N.W., Washington, DC 20016605 Pennsylvania Avenue, SE, Washington, DC 200037272 Wisconsin Avenue, Bethesda, MD 2081410244 River Road, Potomac, MD 20854310 King Street, Alexandria, VA 223146820 Elm Street, McLean, VA 22101

MLB-369First Republic Mortgage Corporation d/b/a US Capital Funding

C.E.O.- William J. Inman, President9210 Corporate Boulevard, Suite 120, Rockville, MD 20850179 Admiral Cochrane Drive Suite 110, Annapolis, MD 214019017 Red Branch Road, Suite 206, Columbia, MD 210454451 Georgia Pacific Boulevard, Frederick, MD 217047500 Greenway Center Drive, Suite 320, Greenbelt, MD 207709210 Corporate Boulevard, Suite 160, Rockville, MD 208509210 Corporate Boulevard, Suite 410, Rockville, MD 208506084 A Franconia Road, Alexandria, VA 223107535 Little River Turnpike Suite 120, Annandale, VA 2203311832 Rock Landing Drive, Suite 303, Newport News, VA 236064456 Corporation Lane, Suite 300, Virginia Beach, VA 23462

MLB-136First Savings Mortgage Corporation d/b/a Portfolio Funding Group

C.E.O.- Larry F. Pratt, President1950 Old Gallows Road, Eighth Floor, Vienna, VA 2218210401 Connecticut Avenue, Suite 103, Kensington, MD 208951810 Stafford Avenue, Fredericksburg, VA 22401100 West Washington Street, Middleburg, VA 22117

MLB-532Firstplus Financial, Inc.

C.E.O.- Daniel Phillips1600 Viceroy, Dallas, TX 7523528601 Los Alisos Boulevard, Mission Viejo, CA 92692-494212700 Shelbyville Road, Danville, KY 402431407 York Road, Suite 204, Lutherville, MD 21093


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801 E. Morehead Street, Suite 306, Charlotte, NC 282047340 Six Forks Road, Suite 100, Raleigh, NC 276151050 E. Flamingo Road, Suite N. 230, Las Vegas, NV 891191331 Elmwood Avenue, Columbia, SC 29201140 Stoneridge Drive, Suite 310, Columbia, SC 29210109 Laurens Road, Suite 3-C, Greenville, SC 296072500 Lake Park Boulevard, West Valley City, UT 841202800 N. Parham Road, Suite 200, Richmond, VA 23294

MLB-263Freedom Home Mortgage Corporation (Used in VA by Freedom Mortgage Corporation)

C.E.O.- Stanley C. Middleman, President1288 Route 73 South, 2nd., 3rd, and, 4th Floors, Mt Laurel, NJ 08054

MLB-287Fundmor, Inc.

C.E.O.- Robert R. Floyd, Jr., President4115 Annandale Road, Suite 300, Annandale, VA 22003

MLB-201GE Capital Mortgage Services, Inc.

C.E.O.- Thomas H. Mann, PresidentThree Executive Campus, Cherry Hill, NJ 08034Bromar Plaza, 77 E. Thomas Road, Suite 210, Phoenix, AZ 850122301 DuPont Drive, Suite 200, Irvine, CA 92715625 Maryville Centre Drive, St. Louis, MO 63141Metro Center Office Park, 475 Kilvert Street, Suite 91, Warwick, RI 028862000 W. Loop South, Suite 1300, Houston, TX 77027

MLB-81GMAC Mortgage Corporation d/b/a Ditech.Com

C.E.O.- R. Michael O'Brien, President100 Witmer Road, Horsham, PA 19044-09638804 N. 23rd Street, Phoenix, AZ 85021One Lower Ragsdale Drive, Building 1, Suite 200, Monterey, CA 93940401 West 24th Street, National City, CA 919505975 Greenwood Plaza Boulevard, Englewood, CO 8011135 Thorpe Avenue, Wallingford, CT 06492433 South Main Street, West Hartford, CT 061101825 K Street, Washington, DC 200062101 Corporate Boulevard, Boca Raton, FL 334313450 Buschwood Park Drive, Tampa, FL 33681


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GMAC Mortgage Corporation d/b/a Ditech.Com (Continued)3451 Hammond Avenue, Waterloo, IA 507029501 W. 144th Place, Orland Park, IL 60462300 Congress Street, Quincy, MA 021695301 Buckeystown Pike, Frederick, MD 217042360 W. Joppa Road, Lutherville, MD 2109312070 Old Line Centre, Waldorf, MD 206022600 Troy Center Drive, Troy, MI 4808410324 Ladue Road, St. Louis, MO 63141806 Green Valley Road, Greensboro, NC 27408Five Greentree Centre, Marlton, NJ 08053200 Century Parkway, Mt. Laurel, NJ 08054Century Corporate Center, 100 Century Parkway, Mt. Laurel, NJ 0805445 Eisenhower Drive, Paramus, NJ 07652132 Welsh Road, Horsham, PA 19044Lakeside Plaza II, Lakeside Plaza Dr, Horsham, PA 190446 Cadillac Drive, Creekside Crossing, Brentwood, TN 370271300 Houndschase Lane, N.W.,, Apt. H, Blacksburg, VA 24060631 Berkmar Circle, Charlottesville, VA 22901320 Punkin Ridge Drive, Clearbrook, VA 2262410680 Main Street, Fairfax, VA 22030203 Fayette Street, Farmville, VA 23901Route 1 Box 315, Fincastle, VA 240903909 Harvard Street, Fredericksburg, VA 224087335 Timberlake Road, Lynchburg, VA 245021 Park West Circle, Midlothian, VA 2311314104 Huntgate Woods Road, Midlothian, VA 2311217305 Wise Street, Onancock, VA 234177202 Glen Forest Drive, Richmond, VA 232269211 Forest Hill Avenue, Richmond, VA 23235Cave Spring Professional Park, 3247 Electric Road, Roanoke, VA 240181617 N. Augusta Street, Staunton, VA 24401RR #5, Box 252, Staunton, VA 24401484 Viking Drive, Virginia Beach, VA 2345213978 Oleander Court, Woodbridge, VA 2219311707 E. Sprague, Spokane, WA 99206

MLB-538Global Mortgage Network Inc. t/a Metro Capital Corp.

C.E.O.- Yuvraj S. Sidhu, President3 Bethesda Metro Center, Suite 700, Bethesda, MD 20814

MLB-534Greentree Mortgage Corporation

C.E.O.- Joel Wax, President66 Painters Mill Road, Suite 110, Owings Mills, MD 21117

MLB-64Guild Mortgage Company

C.E.O.- Martin L. Gleich, President9160 Gramercy Drive, San Diego, CA 92123

MLB-492Gulfstream Financial Services of N.C., Inc.

C.E.O.- John K. Homsey, President4801 E. Independence Boulevard, Suite 1110, Charlotte, NC 28212


123

MLB-135Hampton Roads Funding Corporation

C.E.O.- Jacqueline B. Amato, President1321 Laskin Road, Suite 200, Virginia Beach, VA 23451

MLB-285Harbor Financial Mortgage Corporation

C.E.O.- Rick R. Hagelstein, Chairman of the Board11250 Waples Mill Road, Suite 310, Fairfax, VA 220306903 Rockledge Drive, Suite 1220, Bethesda, MD 208172275 Research Boulevard, Suite 430, Rockville, MD 208502275 Research Boulevard, Suite 430, Rockville, MD 208509475 Deereco Road, Suite 406, Timonium, MD 210938903 Presidential Parkway, Suite 510, Washington Plaza I, Upper Marlboro, MD 20772905 West 27th Street, Scotts Bluff, NE 69361340 North Sam Houston Parkway East, Suite 100, Houston, TX 7706010300 Eaton Place, Suite 170, Fairfax, VA 2203011350 Random Hills Road, Suite 870, Fairfax, VA 220307 Loudoun Street, S.E., Leesburg, VA 20175675 Lynnhaven Parkway, Second Floor, Virginia Beach, VA 23452

MLB-332*Headlands Mortgage Company

C.E.O.- Peter T. Paul, President700 Larkspur Landing Circle, Suite 250, Larkspur, CA 949391100 Larkspur Landing Circle,, Suite 101, Larkspur, CA 949391160 North Dutton Avenue, Suite 250, Santa Rosa, CA 954013000 Atrium Way, Suite 430, Mt. Laurel, NJ 0805412015 Lee Jackson Highway, Suite 210, Fairfax, VA 22033

MLB-57Heltzel Mortgage Corporation

C.E.O.- Robert Tyson Heltzel, President9393 Forestwood Lane, Manassas, VA 22110

MLB-437Heritage Funding, L.L.C.

C.E.O.- Charles P. King11350 Random Hills Road, Suite 760, Fairfax, VA 22030

MLB-349Home Loan Corporation

C.E.O.- Stephen C. Toplansky7501 Boulders View Drive, Suite 201, Richmond, VA 23225736 Thimble Shoals Blvd, Suite A, Newport News, VA 2360613 Koger Executive Center, Suite 206, Norfolk, VA 23502161-A John Jefferson Road, Williamsburg, VA 23185

MLB-31Home Mortgage Center, Inc.

C.E.O.- William S. Steed, President3339 Duke Street, Alexandria, VA 22314

MLB-231Home Security Mortgage Corp.

C.E.O.- Steve Litten, President5673 Stone Road, Centreville, VA 22020


124

Home Security Mortgage Corp. (Continued)774 Warrenton Road, Fredericksburg, VA 22406900 Nelms Court, Unit 704, Fredericksburg, VA 224018442 Old Keene Mill Road, Springfield, VA 221528100 Boone Boulevard, Tysons Corner, VA 22182

MLB-80HomeAmerican Mortgage Corporation

C.E.O.- Stewart Larsen, President3701 Pender Drive, Suite 210, Fairfax, VA 22030

MLB-414HomeComings Financial Network, Inc.

C.E.O.- Christopher Gilson, President8400 Normandale Lake Boulevard, Suite 600, Minneapolis, MN 554375350 Redwood Highway North, Petaluma, CA 94954800 Corporate Drive, Suite 424, Ft. Lauderdale, FL 3333412600 Whitewater Drive, Minnetonka, MN 553436525 Morrison Boulevard, Suite 102, Charlotte, NC 2821114850 Quorum Drive, Suite 450, Dallas, TX 752409681 D Main Street, Fairfax, VA 22030

MLB-279Homebuyer's Mortgage, Inc.

C.E.O.- Geaton A. DeCesaris1802 Brightseat Road, Suite 300, Landover, MD 20785

MLB-215Household Realty Corporation d/b/a Household Realty Corporation of Virginia

C.E.O.- D. A. Gilmer, President6244 G Little River Turnpike, Plaza at Landmark, Alexandria, VA 223127362 Bell Creek Road, Mechanicsville, VA 23111577 Lamont Road, Elmhurst, IL 60126961 Weigel Drive, Elmhurst, IL 60126Seminole Square Shopping Center, 208 Zan Road, Charlottesville, VA 229014300 Portsmouth Boulevard, Suite 256, Chesapeake, VA 23321583 Southpark Boulevard, Colonial Heights, VA 23834413 Mt. Cross Road, Suite 106, Madison Square Shopping Center, Danville, VA 2454111218 James Swart Circle, Space A-10, Fairfax Court Shopping Center, Fairfax, VA 22030Lexington Commons Center, 10168 West Broad Street, Glen Allen, VA 232942040 Coliseum Drive, Suite A-14, Hampton, VA 23666Brookville Plaza Shopping Center, 7803 A Timberlake Road, Lynchburg, VA 24502Bull Run Shopping Plaza, 10780 Sudley Manor Drive, Manassas, VA 2211010801 Hull Street Road, Midlothian, VA 2311214346 Warwick Boulevard, Suite 314, Newport News, VA 236027510 Granby Street, Norfolk, VA 235051380 Towne Square Blvd, Suite 1A, Roanoke, VA 24012914 Bragg Road, Spotsylvania, VA 225538601 Westwood Center Drive, Suite E, Vienna, VA 221824001 Virginia Beach Blvd, Suite 14, Virginia Beach, VA 234526535 College Park Square, Virginia Beach, VA 234642029 South Pleasant Valley Road, Winchester, VA 226012020 Daniel Stuart Square, Store No. B-103, Woodbridge, VA 22191

MLB-413Imperial Home Loans, Inc.

C.E.O.- Steven M. Adams, President200 Lanidex Plaza, 2nd Floor, Parsippany, NJ 070543975 University Drive, Suite 230, Fairfax, VA 22030


125

MLB-487Independent Realty Capital Corporation

C.E.O.- Jeffrey R. Barrett, President2401 East Katella Avenue, Suite 500, Anaheim, CA 928062900 S. Bristol Street, Suite D203, Costa Mesa, CA 9262628765 Single Oak Drive, Suite 250, Temecula, CA 9259015991 Redhill Avenue, Suite 220, Tustin, CA 92780

MLB-510Innovative Mortgage Corporation

C.E.O.- Walter Quick2525 Raeford Road, Fayetteville, NC 283058003 Franklin Farms Drive, Ste. 233, Richmond, VA 232297629 Williamson Road, Suite 6, Roanoke, VA 240193 Knollwood Drive, Rustburg, VA 24588

MLB-139Intercoastal Mortgage Company

C.E.O.- David Hollopeter, President12500 Fair Lakes Circle, Suite 290, Fairfax, VA 2203333 Industrial Park Drive, Waldorf, MD 20604

MLB-497Investors Mortgage Corporation

C.E.O.- Stuart A. Hart, President10025 Governor Warfield Parkway,, Suite 410, Columbia, MD 21044

MLB-503Island Mortgage Network Inc.

C.E.O.- Edward Capuano, President520 Broadhollow Road, Melville, NY 11747200 Harry S. Truman Parkway,, Suite 100, Annapolis, MD 214014000 Legato Road, Fairfax, VA 22033804 Moorefield Park Drive, Suite 202, Richmond, VA 23236

MLB-219Jefferson Mortgage Group, Ltd.

C.E.O.- George H. Omilan, President10461 White Granite Drive, Suite 225, Oakton, VA 22124

MLB-232Johnson Mortgage Company

C.E.O.- J. Morris Johnson, President740-A Thimble Shoals Boulevard, Newport News, VA 236067171 George Washington Memorial Hwy, Gloucester, VA 230613030 Tyre Neck Road, Portsmouth, VA 23703

MLB-300K. Hovnanian Mortgage, Inc.

C.E.O.- John L. Brinton, President3200 Wake Forest Road, Suite 200, Raleigh, NC 27609


126

K. Hovnanian Mortgage, Inc. (Continued)225 Highway #35, Navesink North, Building, 2nd Floor, Red Bank, NJ 07701

MLB-243Kenwood Associates, Inc.

C.E.O.- Joseph Swartz, President4041 Powder Mill Road, Suite 204, Calverton, MD 207057100 Baltimore Avenue, Suite 205, College Park, MD 20740

MLB-460Lancorp Financial Network Inc.

C.E.O.- Keith Landis, President10776 Gray's Corner Road, Suite 1, Berlin, MD 21811255 Butler Avenue, Lancaster, PA 17601

MLB-421Legacy Financial Group, Inc.

C.E.O.- C. Chad Bates, President1205 W. Abram, Arlington, TX 760133959 Electric Road, S.W., Roanoke, VA 24018

MLB-241Liberty American Mortgage Co.

C.E.O.- Judith F. Huff, President2019 Cunningham Drive, Suite 103, Hampton, VA 23666

MLB-76Liberty Financial Services, Inc.

C.E.O.- Robert E. Haller, President1401 Rockville Pike, Suite 120, Rockville, MD 20852

MLB-513Long Beach Mortgage Company d/b/a Financing USA

C.E.O.- Jack Mayesh1100 Town and Country Road, Orange, CA 92868996 Town & Country Road, Orange, CA 928687887 E. Belleview Avenue, Suite 725, Denver, CO 801117887 E. Belleview Avenue, Suite 750, Denver, CO 80111One E. Broward Boulevard, Suite 1430, Fort Lauderdale, FL 333011701 East Golf Road, Tower II, Suite 111, Rolling Meadows, IL 600081701 Golf Road, Suite 307, Rolling Meadows, IL 6000899 Derby Street, Suite 201, Hingham, MA 020431680 Gude Drive, Rockville, MD 208506201 Fairview Road, Suite 200, Charlotte, NC 282104601 Six Forks Road, Suite 500, Raleigh, NC 27609One Greentree Centre, Suite 201, Marlton, NJ 080534860 Cox Road, Suite 200, Glen Allen, VA 23060

MLB-393**MCA Mortgage Corporation

C.E.O.- Lee P. Wells, President24700 Northwestern Highway, Southfield, MI 48075420 Park Avenue, Suite 309, Greenville, SC 29601

MLB-406Mason Dixon Funding, Inc.

C.E.O.- Walter H. Magruder, Jr., President12165 Darnstown Road, Gaithersburg, MD 208788290-D Old Courthouse Road, Vienna, VA 22182


127

MLB-435Merion Group, L.C., The

C.E.O.- William P. Bensten928 Mackall Avenue, McLean, VA 22101

MLB-367Metstar Mortgage Corp.

C.E.O.- Mark B. Kennedy, President7777 Leesburg Pike, Suite 10LS, Falls Church, VA 22043

MLB-408Molton, Allen & Williams Corporation

C.E.O.- Jonathan P. Mulkin, President1000 Urban Center Drive, Suite 500, Birmingham, AL 352421003 K Street, N.W., Suite 207, Washington, DC 2000110475 Armstrong Street, Fairfax, VA 220303545 Chain Bridge Road, Suite 205, Fairfax, VA 22030208 Golden Oak Court, Reflections III - Suite 425, Virginia Beach, VA 23452

MLB-528Money Lenders, Inc. d/b/a Mountain Investment Mortgage

C.E.O.- James R. Sexton, President1202-C Electric Road, Salem, VA 24153

MLB-500Money Tree Funding, L.L.C.

C.E.O.- Andrew Schwartzberg6411 Ivy Lane, Suite 100, Greenbelt, MD 20770

MLB-390Monument Mortgage Corporation

C.E.O.- Jeffrey N. Levin, President1450 Mercantile Lane, Suite 231, Largo, MD 207747000 Security Boulevard, Suite 320, Baltimore, MD 2124430 Goldsboro Street, Suite 201, Easton, MD 21601

MLB-468Mortgage America (IMC), Inc. d/b/a Alternative Lending Mortgage Corporation

C.E.O.- Thomas P. LaPorte, President305 Fifth Street, Suite 200, Bay City, MI 48708

MLB-4Mortgage Atlantic, Inc.

C.E.O.- Peggy J. Moore, President410 Bay Street, Lynchburg, VA 24501

MLB-447Mortgage Choice, Inc.

C.E.O.- T. James Enright, President4705 University Drive, Suite 290, Durham, NC 2770711181 Highway 70 West, Clayton, NC 275203006 Industrial Drive, Raleigh, NC 27619


128

Mortgage Choice, Inc. (Continued)4600 Marriott Drive, Suite 410, Raleigh, NC 276129750 Highway Nine-o-Three, Bracey, VA 23919

MLB-100Mortgage Credit Corporation

C.E.O.- Kim T. Allen, President751 M Thimble Shoals Blvd, Newport News, VA 23606

MLB-318Mortgage Edge Corporation

C.E.O.- Walter Jones, President1355 Beverly Road, Suite 330, Mclean, VA 221013225 Grace Street, N.W., Suite 214, Washington, DC 200075335 Wisconsin Ave., N.W., Suite 440, Washington, DC 200158750 Georgia Avenue, Suite 108, Silver Spring, MD 209105211 Auth Road, Suite 203, Suitland, MD 207464465 Old Branch Avenue, Suite 102, Temple Hills, MD 207487611 Little River Turnpike, Ste. 402, Annandale, VA 2200312656-C Lakeridge Drive, Lakeridge, VA 22192

MLB-572Mortgage Funding Network, Inc.

C.E.O.- Michael P. Lang, President2814 New Spring Road, Suite 303, Atlanta, GA 303391221 West Ben White Boulevard,, Suite B212, Austin, TX 78704

MLB-101Mortgage Group, Inc., The

C.E.O.- Dorothy E. Harper, President8521 Leesburg Pike, Suite 290, Vienna, VA 22182

MLB-39Mortgage Investment Corporation

C.E.O.- Michael Rebibo, President8401 Old Courthouse Road, Suite 320, Vienna, VA 22182Sudley Tower, 7900 Sudley Road,, Suite 200, Manassas, VA 201091311 Jamestown Road, Suite 101, Williamsburg, VA 23185

MLB-407Mortgage Loan Services, Inc.

C.E.O.- Robert H. Bennett, President607 Lynnhaven Parkway, Suite 100, Virginia Beach, VA 23452223 Main Street, Franklin, VA 238516342 Peters Creek Road, Roanoke, VA 24019

MLB-197Mortgage Service Center, Inc.

C.E.O.- Augusto C. Paraiso, President5801 Allentown Road, Suite 300, Camp Springs, MD 20746

MLB-536Mortgage Source, Inc.

C.E.O.- George L. Ayers, President4664 South Boulevard, Virginia Beach, VA 23452

MLB-389Mortgage South, Inc.

C.E.O.- Gerald R. Thomas, President4900 Fitzhugh Avenue, Richmond, VA 23230


129

103 South Pantops Drive, Suite 201, Charlottesville, VA 22911181 Piney Forest Road, Danville, VA 2454014 Centre Court, Palmyra, VA 22963

MLB-342Mortgage USA, Inc.

C.E.O.- David D. Nuyen, President6400 Seven Corners Place, Suite N, Falls Church, VA 22044

MLB-486Mortgage and Equity Funding Corporation

C.E.O.- Ronald D. Speakman, President3554 Chain Bridge Road Suite 203, Fairfax, VA 22030444 N. Frederick Avenue, Suite 306, Gaithersburg, MD 20877210 N. Main Street, Culpeper, VA 22701201 Concourse Boulevard, Suite 111, Glen Allen, VA 23060

MLB-429MortgageAmerica of Alabama, Inc. (Used in VA by MortgageAmerica, Inc.)

C.E.O.- John B. Johnson, President3535 Grandview Parkway, Suite 400, Birmingham, AL 35243

MLB-563MortgagePrime, L.L.C.

C.E.O.- Kanwaljit Singh, President1651 Old Meadow Road, Suite 405, McLean, VA 22102

MLB-306MortgageStar, Inc.

C.E.O.- Richard A. Weiner, President4827 Bethesda Avenue, Bethesda, MD 208142303-K Forest Drive, Annapolis, MD 214015828 Ballenger Creek Pike Unit C-2, Frederick, MD 217019101-625 Midlothian Turnpike, Richmond, VA 23236

MLB-555Mountain Pacific Mortgage Company d/b/a LFC Mortgage

C.E.O.- David Harder, President3333 S. Wadsworth Blvd, Suite 210, Lakewood, CO 802278991 Cotswold Drive, Suite 7, Burke, VA 22015

MLB-384NCS Mortgage Services, L.L.C.

C.E.O.- John B. Stanforth, President5335 Triangle Parkway, Suite 400, Norcross, GA 30092

MLB-257NF Investments, Inc.

C.E.O.- W. D. Everitt, Jr., President1669 Phoenix Parkway, Suite 150, Atlanta, GA 30349

MLB-386NMC Mortgage Corporation (Used in VA by: National Mortgage Corporation)

C.E.O.- Michael C. Brown, President7600 East Orchard Road, Suite 330S, Englewood, CO 801118181 Professional Place, Suite 170, Landover, MD 20785475 Kilvert Street, Suite 300, Warwick, RI 02886


130

MLB-391NVR Mortgage Finance, Inc.

C.E.O.- William J. Inman, President7601 Lewinsville Road, Suite 302, Mclean, VA 22102555 Quince Orchard Road, Suite 350, Gaithersburg, MD 2087810045 Red Run Boulevard, Suite 370, Owings Mills, MD 21117100 Ryan Court, Pittsburgh, PA 152053998 Fair Ridge Drive, Suite 260, Fairfax, VA 220333805 Cutshaw Avenue, Suite 112, Richmond, VA 232308230 Old Courthouse Rd, Suite 500, Vienna, VA 22182

MLB-438National Finance Corporation

C.E.O.- David Silipigno, President21 Corporate Drive, Clifton Park, NY 12065

MLB-523National Lending Center, Inc.

C.E.O.- Neal Henschel, President700 W. Hillsboro Boulevard, Building 1, Suite 204, Deerfield Beach, FL 33441

MLB-366Nationsfirst Mortgage Corporation

C.E.O.- Myoung Ho Kong, President4216 Evergreen Lane, Suite 121, Annandale, VA 220031300 Spring Street, Suite 340, Silver Spring, MD 20910468 Investors Place, Suite 100, Virginia Beach, VA 23452

MLB-462New Century Corporation (Used in VA by New Century Mortgage Corporation)

C.E.O.- Brad Morrice18400 Von Karman, Suite 1000, Irvine, CA 926124501 Northpoint Parkway, Suite 150, Alpharetta, GA 302021000 Plaza Drive, 4th Floor, Schaumburg, IL 601736401 Golden Triangle Dr., Suite 450, Greenbelt, MD 207705925 Carnegie Boulevard, Suite 560, Charlotte, NC 282094601 Six Forks Road, Suite 500, Raleigh, NC 276011100 Washington Ave., Suite 102, Pittsburgh, PA 151062591 Wexford-Bayne Road, Suite 300, Sewickley, PA 15143301 S. Perimeter Park Dr., Suite 100, Nashville, TN 372114456 Corporation Lane, Suite 142, Virginia Beach, VA 23462One Columbus Center, Suite 600, Virginia Beach, VA 23462

MLB-432New England National Mortgage Corporation

C.E.O.- Nancy M. Nobile, President90 Stiles Road, Suite 201, Salem, NH 03079

MLB-364*New Pioneer Mortgage, Inc. (Used in VA by Pioneer Mortgage, Inc.)

C.E.O.- H. Eugene Brown, President411 Black Horse Pike, Haddon Heights, NJ 08035740-A Thimble Shoals Boulevard, Newport News, VA 23606

MLB-480*Nova Mortgage Corporation

C.E.O.- John R. Garza51 Monroe Street, Suite 1800, Rockville, MD 208504115 Annandale Road, Suite 102, Annandale, VA 220036801 Whittier Avenue, Suite 301, McLean, VA 22101


131

MLB-420NuMax Mortgage Corporation

C.E.O.- Solomon Kaspi20010 Century Boulevard, 4th Floor, Germantown, MD 20874

MLB-63O'Neill Mortgage Corporation

C.E.O.- Nelson P. Lewis, President108 Second Street NE, Charlottesville, VA 22902

MLB-237Oakwood Acceptance Corporation d/b/a Nationwide Mortgage Company

C.E.O.- William Gaston Edwards, President7800 McCloud Road, Greensboro, NC 27409

MLB-354PMC Mortgage Corporation

C.E.O.- Wm. Henry Savage, Jr., President6100 Franconia Road, Suites D&E, Alexandria, VA 22310

MLB-316*Parkway Mortgage, Inc.

C.E.O.- J. Brian Moran, President1738 Elton Road, Suite 220, Silver Springs, MD 209031 Huntington Quadrangel, Suite 1N16, Melville, NY 11747

MLB-456Parmann Mortgage Associates, L.P.

C.E.O.- Michael J. Kane, President70 Hilltop Road, Ramsey, NJ 07446

MLB-527Platinum Capital Group, Inc. (Used in VA by Platinum Capital Group)

C.E.O.- Mark Moses1732 Reynolds Avenue, Irvine, CA 92614

MLB-267Preferred Mortgage Group, Inc. d/b/a Preferred Service Mortgage

C.E.O.- James F. Maclin, III, President7923 Jones Branch Drive, Suite 300, McLean, VA 221027220-B Columbia Pike, Annandale, VA 220034500 Old Dominion Drive, Arlington, VA 222079314 Old Keene Mill Road, Burke, VA 220154000 Legato Road, Fairfax, VA 22033


132

Preferred Mortgage Group, Inc. d/b/a Preferred Service Mortgage (Continued)5616-C Ox Road, Fairfax Station, VA 220396858 Old Dominion Drive, McLean, VA 2210111890 Sunrise Valley Drive, Reston, VA 22091465 Maple Avenue West, Suite A, Vienna, VA 22180

MLB-97Premier Financial Corporation

C.E.O.- Larry Teitel, President10610 Rhode Island Avenue, Suite 204, Beltsville, MD 20705

MLB-568Prime Time Mortgage, Inc.

C.E.O.- Joseph M. Marcarelli, President1947 Camino Vida Roble, Suite 106, Carlsbad, CA 92008

MLB-202Primerica Financial Services Home Mortgages, Inc.

C.E.O.- D. Richard Williams, President3120 Beckinridge Boulevard, Duluth, GA 301998121 Georgia Avenue, Suite 402A, Silver Spring, MD 209101007B West Main Street, Abingdon, VA 242104810 Beauregard Street, Suite 303, Alexandria, VA 223127704 Richmond Highway, Suite 200, Alexandria, VA 223064510 Daly Drive, Suite 300, Chantilly, VA 220211624 Franklin Turnpike, Suite B, Danville, VA 245401624 Franklin Turnpike, Suite B, Danville, VA 2454015235 Boydton Plank Road, Dinwiddie, VA 2384110560 Main Street, Suite 408, Fairfax, VA 2203011130 Main Street, Suite 206, Fairfax, VA 22030928 Bragg Road, Fredericksburg, VA 22404107 South Main Street, Galax, VA 243337617 Cypress Drive, Lanexa, VA 23089432 Mill Creek Road, Luray, VA 228352010 Corporate Ridge, Suite 175, McLean, VA 22102606 Thimble Shoals Boulevard, Building C-2, Newport News, VA 23606300 Arboretum Place, Suite 330, Richmond, VA 232251314 Peters Creek Road, N.W.,, Suite 241B, Roanoke, VA 240385720 Williamson Road Suite 103, Roanoke, VA 240127734 Williamson Road, Roanoke, VA 240197406 Alban Station Court, Suite A-100, Springfield, VA 221503625 Virginia Beach Boulevard, Virginia Beach, VA 2345210 North Hill Drive, Suite 1-2B, Warrenton, VA 2218612718 Directors Loop, Woodbridge, VA 22192

MLB-269ProCapital Funding Corp.

C.E.O.- Stephen Maged, President7920 Norfolk Avenue, 11th. Floor, Bethesda, MD 20814

MLB-321Professional Mortgage Corp

C.E.O.- Tim Estes, President1311 High Point Avenue, Richmond, VA 23230

MLB-26Prosperity Mortgage Corporation

C.E.O.- P. Wesley Foster, Jr., President11351 Random Hills Road, Fairfax, VA 22030


133

MLB-496Providence One, Inc.

C.E.O.- Shirley J. West, President317 Office Square Lane, Suite 201B, Virginia Beach, VA 23462317 Office Square Lane, Suite 101B, Virginia Beach, VA 23462

MLB-28Pulte Mortgage Corporation d/b/a The Masters Network

C.E.O.- Roger C. Pastore, President6061 S. Willow Drive, Suite 300, Greenwood Village, CO 8011110600 Arrowhead Drive, Suite 250, Fairfax, VA 22030

MLB-463RBO Funding, Inc. t/a Loan Aid

C.E.O.- Paul G. Bongiorno, President1340 Old Chain Bridge Road, Mclean, VA 221011510 Spring Hill Road, McLean, VA 22102601 Twin Ridge Lane, Richmond, VA 232354101 Roenker Lane, Virginia Beach, VA 23455

MLB-340Residential Money Centers, Inc.

C.E.O.- Lorna P. Gleason, President20 Craig Road, Montvale, NJ 07645

MLB-580Residential Mortgage Corp.

C.E.O.- Marilyn L. Danis, President2577 Ravenhill Road, Fayetteville, NC 28303

MLB-559Residential Mortgage Corporation (IMC), Inc.

C.E.O.- Harry C. Struck, President100 Midway Road, Suite 21, Cranston, RI 02920The Quinlan Company,, 125 Ernest Street, Providence, RI 02905Metro Self Storage,, James P. Murphy Drive, West Warwick, RI 02893

MLB-218Richmarr Mortgage Corporation d/b/a RMC Mortgage

C.E.O.- William J. Inman, President8230 Old Courthouse Road, Suite 500, Vienna, VA 22182

MLB-46Robert K. Harwood, L.C.

C.E.O.- Robert K. Harwood3940 Fort Worth Avenue, Alexandria, VA 223045262 Dawes Avenue, Alexandria, VA 22311

MLB-417Rocuda Mortgage Co.

C.E.O.- Jesse D. Cahill, President5108 Kings Mountain Road, Collinsville, VA 24078


134

Rocuda Mortgage Co. (Continued)140B Franklin Street, Rocky Mount, VA 24151

MLB-130Ryland Mortgage Company

C.E.O.- Daniel G. Schreiner, President7202 Glen Forest Drive, Suite 200, Richmond, VA 2322611000 Broken Land Parkway, Columbia, MD 2104411212 Waples Mill Road, Suite 102, Fairfax, VA 220307202 Glen Forest Drive, Suite 201, Richmond, VA 23226

MLB-488Seacoast Equities, Inc.

C.E.O.- Judy C. Polahar, President7839 University Avenue, Suite 103, La Mesa, CA 91941

MLB-409Skyline Mortgage Group, L.C. d/b/a Americasbestloan.com

C.E.O.- Dale B. Williamson, Chairman of the Board8133 Leesburg Pike, Suite 620, Vienna, VA 22182129-133 East Davis Street, Suite 250, Culpeper, VA 227018133 Leesburg Pike, Suite 720, Vienna, VA 22182

MLB-90Source One Mortgage Services Corporation

C.E.O.- Francis X. Mohan27555 Farmington Road, Farmington Hills, MI 480188813 Waltham Woods Road, Suite 203, Baltimore, MD 212343 Marcus Boulevard, Albany, NY 12205341 Route 55, Lagrangeville, NY 1254012 Century Hill Drive, Latham, NY 121103028 Javier Road, Suite 403, Fairfax, VA 22031

MLB-587Southeast Funding, Inc. d/b/a Chesapeake Bay Mortgage Funding

C.E.O.- Ronald L. Karraker, President3700 Shore Drive, Suite 104, Virginia Beach, VA 23455

MLB-320Southeast Mortgage Banking Corp.

C.E.O.- Dennis W. Smith, President1300 Diamond Springs Road, 4th Floor, Virginia Beach, VA 23455714 Thimble Shoals Boulevard, Newport News, VA 23606

MLB-458Southern Finance Mortgage Corp.

C.E.O.- Stephen W. Brumit, President190 U.S. Highway 23 North, Weber City, VA 24290

MLB-191Southern Mortgage Corporation

C.E.O.- Nelson A. Graves, Jr., President403 William Street, Suite 3C, Fredericksburg, VA 22401

MLB-520Southern Trust Mortgage, LLC

C.E.O.- Jerry B. Flowers, III, President5544 Greenwich Road, Suite 100, Virginia Beach, VA 234621305 West Causeway, Suite 112, Manteville, LA 7047122639 Center Parkway, Accomac, VA 23301


135

102 Court Street, Appomattox, VA 245221910 Byrd Avenue, Suite 8, Richmond, VA 23230205 Business Park Drive, Suite 202, Virginia Beach, VA 23462Gateway Center Building, Suite 200W, 6530 Commerce Court, Warrenton, VA 20188

MLB-380StateStreet Mortgage Corporation of Virginia

C.E.O.- Paul L. Winslow, President7400 Beaufont Springs Dr., Suite 105, Richmond, VA 23225

MLB-157Sterling Mortgage Corporation

C.E.O.- Bradford L. Hustead, President1508 Willow Lawn Drive, Suite 210, Richmond, VA 23230679 Berkmar Circle, Suite 200, Charlottesville, VA 22901105 Westwood Office Park, Fredericksburg, VA 22401910 Littlepage Street, Suite A, Fredericksburg, VA 224012953 Virginia Beach Boulevard, Suite 101, Virginia Beach, VA 23452

MLB-566Superior Home Mortgage Corporation (Used in VA by: Superior Mortgage Corporation)

C.E.O.- Stephen M. Cors, President1395 Route 539, Tuckerton, NJ 08087

MLB-410Superior Mortgage Corporation

C.E.O.- R. T. Arnold864 North Mecklenburg Avenue, South Hill, VA 23970

MLB-554The Mortgage Banc, Inc. d/b/a Home Banc, Inc.

C.E.O.- L. Gregory Brown3101 Broadway, Suite 400, Kansas City, MO 6411110400 Conecticut Avenue, Suite 303, Kensington, MD 20895

MLB-533Tidewater Mortgage Services, Inc.

C.E.O.- Nathan Benson1206 Laskin Road, Virginia Beach, VA 23451

MLB-375*Transamerica HomeFirst, Inc.

C.E.O.- Dennis W. Markus, President505 Sansome Street, San Francisco, CA 94111

MLB-530TriBeCa Lending Corp.

C.E.O.- Thomas J. Axon, President185 Franklin Street, New York, NY 10013134 Holiday Court, Suite 312, Annapolis, MD 21401

MLB-17U. S. Home Mortgage Corporation

C.E.O.- James R. Petty, President311 Park Place Boulevard, Clearwater, FL 3461910230 New Hampshire Avenue, Suite 304, Silver Spring, MD 20903


136

MLB-498U.S. Mortgage Capital, Inc.

C.E.O.- Gary M. Gertler, President15200 Shady Grove Road, Suite 350, Rockville, MD 20850532 North Washington Street, Alexandria, VA 22314

MLB-433U.S. Mortgage Corporation of Virginia (Used in VA by U.S. Mortgage Corporation)

C.E.O.- Michael J. McGrath, Jr., President10 Bloomfield Avenue, Pine Brook, NJ 07058468 S. Independence Boulevard,, Suite B120, Virginia Beach, VA 23452

MLB-206United First Mortgage, Inc. d/b/a Northstar Mortgage Group

C.E.O.- Stanley M. Vickhouse, President1503 Santa Rosa Road, Suite 109, Richmond, VA 232293701-A Boulevard, Colonial Heights, VA 23834733-b East Market Street, Harrisonburg, VA 228018682 Timberlake Road, Suite D, Lynchburg, VA 245021700 Huguenot Road, Suite A, Midlothian, VA 231131700 Huguenot Road, Suite B, Midlothian, VA 23113703 North Coalter Street, Staunton, VA 244012697 Dean Drive, Suite 102, Virginia Beach, VA 23452

MLB-180United Mortgagee, Inc.

C.E.O.- Leo Thomas, Jr., President2620 Southern Boulevard, Virginia Beach, VA 23452

MLB-204*United Southern Mortgage Corporation of Roanoke, Inc.

C.E.O.- Sandra Travis Griffin, President424 Oakmears Crescent, Virginia Beach, VA 23462517 North County Drive, Wakefield, VA 23888

MLB-434Unity Mortgage Corp. d/b/a The Reverse Mortgage Company

C.E.O.- Jack Quan, President10630 Little Patuxent Parkway, Suite 330, Columbia, MD 210447840 Roswell Road, Building 300, Suite 301, Atlanta, GA 30350

MLB-459University Mortgage, Inc.

C.E.O.- M. Scott Hess, President2081 Old Bridge Road, Woodbridge, VA 221925480 Wisconsin Avenue, #LL-4, Chevy Chase, MD 208153808 34th Street, Mt. Ranier, MD 20712

MLB-511VP Mortgage of Virginia, Inc.

C.E.O.- Benjamin M. Lyons, President1 East Cherry Hill Road, Reisterstown, MD 21136

MLB-515Virginia HomeLoan, L.C.

C.E.O.- Clay HerronLadysmith Professional Building, 7350 Ladysmith Road, Ladysmith, VA 2250116 South Second Street, Suite B, Richmond, VA 23219


137

MLB-239Virginia State Mortgage, Inc.

C.E.O.- Jennifer Jacobs-Ayers, President3130 Chaparral Drive, Suite 106, Roanoke, VA 24018

MLB-504Vista Capital Funding, Inc.

C.E.O.- Ralph Miller, III, President7735 Old Georgetown Road, 2nd Floor, Bethesda, MD 20814

MLB-98WMC Mortgage Corp. d/b/a American Loan Centers

C.E.O.- Scott McAfee6320 Canoga Avenue, 9th Floor, Woodland Hills, CA 91367459 Gilbert Road, Suite A210, Gilbert, AZ 852341875 South Bascom Avenue, Suite 2400, Campbell, CA 95008400 N. Tustin Avenue, Suite 375, Santa Ana, CA 927054651 Sheridan Street, Hollywood, FL 3302114555 Avion Parkway, Suite 150, Chantilly, VA 20151

MLB-233Wall Street Mortgage Corporation

C.E.O.- Steven A. Spiegelman, President10000 Falls Road, Suite 304, Potomac, MD 20854

MLB-501Washington Home Mortgage Services, Inc. d/b/a Home Mortgage USA

C.E.O.- Robert McCausland, President909 South 336th Street, Federal Way, WA 98003

MLB-475*Washington Mortgage Services, Inc.

C.E.O.- Daniel Bronstein, President4920 Niagara Road, Suite 100, College Park, MD 207405570 Sterrett Place, Columbia, MD 21044

MLB-209Washington Suburban Financial Services, Inc.

C.E.O.- Myron Golob, President6810 Commerce Street, Suite 201, Springfield, VA 22150

MLB-464Wholesale Express Mortgage Corporation, Inc.

C.E.O.- James E. Deakins, President5801 Allentown Road, Suite 106, Camp Springs, MD 20746

MLB-381Wilshire Credit Corporation

C.E.O.- Andrew Wiederhorn1776 SW Madison Street, Suite 300, Portland, OG 97205

MLB-505*Windward Mortgage, LLC

C.E.O.- Thomas Cesky8258 Veterans Highway, Suite 6, Millersville, MD 21108

MLB-146Woodmont Mortgage Corp.

C.E.O.- Gus Papaloizos, President7819 Norfolk Avenue, Bethesda, MD 20814


138

8300 Boone Boulevard, Suite 500, Vienna, VA 23205

* License surrendered after December 31, 1998** License revoked after December 31, 1998

139

INDUSTRIAL LOAN ASSOCIATIONS CONSOLIDATED STATEMENTOF FINANCIAL CONDITION AS OF DECEMBER 31

1997 1998

ASSETS

1. Cash and balances due from depositoryInstitutions................................................. $12,198,281 $2,128,818

2. U.S. Government securities........................... 0 0 3. Other securities............................................. 15,201,000 9,995,712 4. Loans receivable............................................ 103,974,666 35,348,049

LESS: Valuation reserve............................ 1,975,986 426,638LESS: Unearned income............................ 2,766,195 1,705,568

Net loans receivable...................................... 99,232,485 33,215,843 5. Land and building......................................... 2,147,539 3,775,009 6. Equipment, furniture and fixtures.................. 2,406,858 89,152 7. Other real estate owned................................. 3,466,062 1,168,963 8. Other assets................................................... 3,931,648 12,768,250 9. TOTAL ASSETS .......................................... $138,583,873 $63,141,747

LIABILITIES

10. Borrowings from financial institutions......... $60,715,512 $13,250,11911. Borrowings from individuals........................ 19,622,188 4,778,69712. Borrowings from shareholders...................... 20,874,980 14,758,53513. Other borrowings......................................... 0 014. Accrued interest........................................... 370,000 015. Accrued taxes............................................... 2,312,565 1,02816. Mortgage indebtedness and

capitalized leases....................................... 1,216,000 1,210,26617. Other liabilities............................................ 2,467,267 3,479,70518. TOTAL LIABILITIES ................................. $107,578,512 $37,478,350

CAPITAL

19. Preferred stock............................................. 1,400 2,36020. Common stock............................................. 5,909,925 6,025,53921. Surplus......................................................... 10,824,090 5,815,83022. Undivided profits.......................................... 14,269,946 13,819,66823. Reserves....................................................... 0 024. TOTAL CAPITAL ....................................... $31,005,361 $25,663,39725. TOTAL LIABILITIES AND CAPITAL ....... $138,583,873 $63,141,747

LIST OF INDUSTRIAL LOAN ASSOCIATIONSAND THEIR AUTHORIZED OFFICES as of DECEMBER 31, 1998

140

ALEXANDRIA

First Mount Vernon Industrial Loan Association6019 Tower Court, 22304

President - Arthur G. Bennett, PresidentAssets - $5,289,357

CLIFTON FORGE

Industrial Loan Company508 Main Street, 24422

President - Frederick F. Johnson, PresidentAssets - $ 705,686

RICHMOND

Commercial Credit Plan Industrial Loan CompanyParham Plaza Shopping Center, 1514 Parham Road,23229

President - J. B. Duvall, III, PresidentAssets - $15,393,455

Realty Industrial Loan Corporation210 East Main Street, 23219

President - Hilton W. Goodwyn, Jr., Assets - $829,360

Sterling Industrial Loan Association5516 Falmouth Street, Suite 301, 23230

President - Stephen J. Kinney, PresidentAssets - $ 25,000

VIRGINIA BEACH

Approved Financial Corp.3420 Holland Road, Suite 107, 23450

President - Alan D. Wykle, PresidentAssets - $40,896,208

Beneficial Industrial Loan Association3420 Holland Road, Suite 107, 23452

President - Alan D. Wykle, PresidentAssets - $2,681

First Industrial Loan Association300 Southport Circle, Suite 103, 23452

President - Timothy F. Miller, PresidentAssets - $ -0-

MONEY ORDER SELLERS(Licensed Pursuant to Chapter 12, Title 6.1 of the Code of Virginia)

141

Addington Oil CorporationP. O. Box 125Gate City, VA 24251

American Express Travel Related Services Company,Inc.

200 Vesey StreetNew York, NY 10285

Chartered Forex, Inc.1207 First StreetAlexandria, VA 22314

Citicorp Services Inc.8430 West Bryn Mawr AvenueChicago, IL 60631

Comdata Network, Inc.5301 Maryland WayBrentwood, TN 37027

First African Forex Bureau, Inc.4900 Leesburg PikeAlexandria, VA 22302

Global Express Money Orders, Inc.8819 Monard DriveSilver Spring, MD 20910

Integrated Payment Systems, Inc.6200 South Quebec StreetEnglewood, CO 80111

Interpayment Services Limitedc/o Thomas Cook Group(Canada) Ltd.Scotia Plaza100 Yonge Street, 14th FloorToronta, Ontario M5C 2W1, NA

Manila Forwarders Corporation6613 Baklick RoadSpringfield, VA 22150

Merchants Express Money Order Company1029 Mumma RoadWormleysburg, PA 17043

Mid-America Money Order Company7401 West Mansfield AvenueLakewood, CO 80235

MoneyGram Payment Systems, Inc.c/o Travelers Express Company, Inc.1550 Utica Avenue SouthMinneapolis, MN 55416

Neupar, Inc.5066 Spring Cove CourtCrozet, VA 22932

New York Bay Remittance Corp.61 Broadway, Suite 1417New York, NY 10006

North American Money Order Company, Inc.P O Box 1208Alpharetta, GA 30009-1208

Order Express, Inc.962 S.E. Baseline StreetHillsboro, OG 97123

RIA Telecommunications, Inc.575 Lexington Avenue, 30th FloorNew York, NY 10022

Racetrac Petroleum, Inc.P. O. Box 105035Atlanta, GA 30348-5035

Short Stop Food Stores, Inc.11300 Hull Street RoadMidlothian, VA 23112

Societe Francaise Du Cheque De Voyagec/o American Express Company200 Vesey StreetNew York, NY 10285

Thomas Cook Australia PTY, Limitedc/o Thomas Cook Group(Canada) Ltd.Scotia Plaza100 Yonge Street, 14th FloorToronto, Ontario M5C 2W1, NA

Thomas Cook Currency Services, Inc.c/o Thomas Cook Group(Canada) Ltd.Scotia Plaza100 Yonge Street, 14th FloorToronto, Ontario M5C 2W1, NA

Thomas Cook Travellers Cheques Limitedc/o Thomas Cook Group (Canada) Ltd.Scotia Plaza100 Yonge Street, 14th FloorToronto, Ontario M5C 2W1, NA

Thomas Cook, Inc.c/o Thomas Cook Group(Canada) Ltd.Scotia Plaza100 Yonge Street, 14th FloorToronto, Ontario M5C 2W1, NA

Travelers Express Company, Inc.1550 Utica Avenue SouthMinneapolis, MN 55416

MONEY ORDER SELLERS (Continued)(Licensed Pursuant to Chapter 12, Title 6.1 of the Code of Virginia)

142

Travellers Cheque Associates Limitedc/o American Express Company200 Vesey StreetNew York, NY 10285

Vina Transfer Express Corporation6755 Wilson Boulevard, Suite 8BFalls Church, VA 22044

Western Union Financial Services, Inc.C/O First Data Corporation6200 S. Quebec Street, Suite 370Englewood, CO 80111

NON-PROFIT DEBT COUNSELING AGENCIES(Licensed Pursuant to Chapter 10.1, Title 6.1 of the Code of Virginia)

143

American Credit Counselors, Inc.7000 Peters Creek RoadRoanoke, VA 24019Br: 4207 Wards Road, Lynchburg, VA 24502

Catholic Charities of Hampton Roads, Inc.4855 Princess Anne RoadVirginia Beach, VA 23462Br: 12829 Jefferson Avenue, Suite 101, Newport New, VA 23608

Center for Child & Family Services, Inc. d/b/a Consumer Credit Counseling Service of Hampton Roads2021 Cunningham Drive, Suite 400Hampton, VA 23666Brs: Langley Air Force Base, Building Number 467, Hampton, VA 23665

12750 Jefferson Avenue, Newport News, VA 236021317 Patton Avenue, Fort Eustis, Newport News, VA 23604312 Waller Mill Road, Williamsburg, VA 23185

Child and Family Services, Inc.1805 Airline BoulevardPortsmouth, VA 23707Br: 1021 Eden Way North, Suite 130, Chesapeake, VA 23320

Commonwealth Catholic Charities1512 Willow Lawn DriveRichmond, VA 23230Br: 3321 South Crater Road, Suite C, Petersburg, VA 23805

Consumer Credit Counseling Service of Greater Washington, Inc.3927 Old Lee Highway Suite 101-EFairfax, VA 22030Brs: 801 North Pitt Street, Alexandria, VA 22314

100 N. Washington Street, Suite 313, Falls Church, VA 22046604 South King Street, Unit 007, Leesburg, VA 2017510629 Crestwood Drive, Manassas, VA 221102971 Valley Avenue Suite 2, Winchester, VA 2260112662-B Lake Ridge Drive, Woodbridge, VA 22192

Consumer Credit Counseling Service of Southwestern Virginia, Inc.7000 Peters Creek RoadRoanoke, VA 24019Brs: 506 Cumberland Street, Bristol, VA 24201

209 Roanoke Street, Suite 10, Christiansburg, VA 24073209-211 Roanoke Street, Suite 2, Christiansburg, VA 24073900 Starling Avenue, Suite A, Martinsville, VA 241133536 Brambleton Ave., S.W., Suite 10, Roanoke, VA 24018

Consumer Credit Counseling Service of Virginia, Inc.6 North Sixth Street, Suite 200Richmond, VA 23219Brs: 209-210 Commonwealth Center, 300 Preston Avenue, Charlottesville, VA 22902

1417 N. Battlefield Blvd., Suite 295, Chesapeake, VA 233203601 Boulevard, Suite B, Colonial Heights, VA 23634153 Deer Run Road, Danville, VA 24540200 North Main Street, Farmville, VA 23901416 Westwood Office Park, Fredericksburg, VA 224012013 Cunningham Drive, Suite 100, Hampton, VA 23666-3306

NON-PROFIT DEBT COUNSELING AGENCIES (Continued)(Licensed Pursuant to Chapter 10.1, Title 6.1 of the Code of Virginia)

144

Consumer Credit Counseling Service of Virginia, Inc. (Continued)Brs: Consumer Credit Counseling Service of Virginia, Inc. (Continued)

370-V Neff Avenue, Harrisonburg, VA 228017443 Lee-Davis Road, Suite 307, Mechanicsville, VA 2311112917 Jefferson Avenue, Suite O, Newport News, VA 23608710 Little Creek Road, Norfolk, VA 23513Elmhurst Square I, 5606 Portsmouth Blvd, Portsmouth, VA 237014792 Finlay Street, Suite 2, Richmond, VA 23231605 North Courthouse, Suite 102, Richmond, VA 232368505 Maryland Drive, Richmond, VA 232941600 North Coalter Street Suite 5B, Staunton, VA 244011604 Hilltop West Executive Center, Suite 304, Virginia Beach, VA 234516477 College Park Square, The Atrium, Suite100-102, Virginia Beach, VA 23464Giant Square Shopping Center,, 717 Independence Blvd., Suite 207, Virginia Beach, VA 23455

Family Service of Central Virginia Incorporated d/b/a Consumer Credit Counseling Service of Central Virginia2600 Memorial Avenue, Suite 201Lynchburg, VA 24501

Family Services of Tidewater, Inc. d/b/a Consumer Financial Counseling of Tidewater222 19th Street WestNorfolk, VA 23517Brs: 1316 N. Battlefield Boulevard, Suite 3A, Chesapeake, VA 23320

209 N. College Drive, Franklin, VA 23851707 Gittings Street Suite 170, Suffolk, VA 234344456 Corporation Lane, Suite 312, Virginia Beach, VA 23462

Genus Credit Management Corporation d/b/a Genus Credit Management8201 Greensboro Drive, Suite 1000McLean, VA 22102

Harbour Credit Counseling Services, Inc.397 Little Neck Road,Building 3300, Suite 110Virginia Beach, VA 23452Br: 397 Little Neck Road, Building 3400, Suite 108, Virginia Beach, VA 23452

Money Management By Mail, Inc. d/b/a Money Management International307 East Third StreetFarmville, VA 23901Br: 6 North Sixth Street, Suite 200, Richmond, VA 23219

Northern Virginia Family Service100 N. Washington Street, Suite 400Falls Church, VA 22046Br: 14381 Hereford Road, Dale City, VA 22193

CHECK CASHERS(Registered Pursuant to Chapter 17, Title 6.1 of the Code of Virginia)

145

Ace Cash Express, Inc.7611 G-1 Richmond Highway, South ValAlexandria 22306

Arash, Incorporated d/b/a Checks Cashed Etc.4630 Jefferson Davis HighwayRichmond 23234

Baker Associates, Inc. d/b/a Check-X-Change3844 George Washington HighwayPortsmouth 23702

Bitco, Inc. d/b/a Fair Play Convenience Stores1235 Mosby StreetRichmond 23233

Cash-A-Check338 Amaret StreetFredericksburg 22401

Check Cashing & More, Inc.3525 E. Virginia Beach BoulevardVirginia Beach 23502

Eagle Financial, Incorporated d/b/a Almost-A-Banc8385 Richmond HighwayAlexandria 22309

East End Checkcashing Inc.3309 Jefferson AvenueNewport News 23607

Eighth Lucky, Inc.3338 North Boulevard StreetRichmond 23230

Financial Exchange Company of Virginia, Inc. d/b/aAlmost-A-Banc

5649 Princess Anne RoadVirginia Beach 23462

Fourth Lucky, Inc. d/b/a Lucky Convenience Stores101 East Brookland Park BoulevardRichmond 23222

Hafiez Mohamed t/a Check's Cashed Plus4632 Jefferson Davis HighwayRichmond 23234

Hopp's Inc. d/b/a Check Express4712 N. Southside PlazaRichmond 23224

Integra Group, Inc. d/b/a Community Cash Services1353 Lee HighwayBristol 24201

JTX Tax, Inc. Church Square Check CashingChurch Square Center850 C Church Street

JimBec Enterprises, Inc. d/b/a Check-X-Change72 Colony RoadNewport News 23602

LaNell B. Hayward d/b/a E-Z Financial2546 S. Crater RoadPetersburg 23805

Liberty Check Exchange, Inc. d/b/a Anykind CheckCashing

21 E. Broad StreetRichmond 23219

Lucky-Semmes, Inc.418 Cowardin AvenueRichmond 23234

Mark L. Warner d/b/a Mr. Money Check Cashing52 West Mercury BoulevardHampton 23669

New Southern, Inc., The d/b/a Southern Pawn Shop10 E. Campbell AvenueRoanoke 24011

Pa-Pa Check Cashing1034 W. Washington StreetPetersburg 23803

Retail Financial Services, Inc. d/b/a Checks 2 Cash1879 East Oceanview AvenueNorfolk 23503

Save-X, U.S.A., Inc.1708 Williamson RoadRoanoke 24012

Seventh Lucky, Inc. d/b/a Lucky Convenience Store13636 Genito RoadMidlothian 23113

Shamrock Incorporated of Richmond d/b/a LuckyConvenience Stores

2001 Mechanicsville TurnpikeRichmond 23223

Shirley P. Thornton d/b/a Jerry's Check Cashing5300 Kemps River Drive Suite 125Virginia Beach 23464

Supermail International, Inc. d/b/a Cash 'N Shop6751 Wilson BoulevardFalls Church 22042

CHECK CASHERS (Continued)(Registered Pursuant to Chapter 17, Title 6.1 of the Code of Virginia)

146

Terrell L. Gravely3512 Campbell AvenueLynchburg 24501

Third Lucky, Inc. d/b/a Lucky Convenience Stores1600 Mechanicsville TurnpikeRichmond 23223

Virginia Checkcashers, Inc.1128B London BlvdPortsmouth 23704

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MORTGAGE LENDER AND BROKER LICENSEES … · MORTGAGE LENDER AND BROKER LICENSEES INDUSTRIAL LOAN ASSOCIATIONS ... 11/20/97 MB-1159 Discount Funding Associates, Inc. Approved ... Inc