Mutual Fund 101- Overview

8/10/2019 Mutual Fund 101- Overview

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MUTUAL FUND

101INVESTMENT OVERVIEW


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EMPLOYED FRACHISEE

SELFEMPLOYED

INVESTOR


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YOUR JOB BENEFITS

RETIREMENT

SIDE LINE

EXTRAINCOME

POSSIBLERETIREMEN

INVESTMENTS

PASSIVEINCOME

EXTRARETIREMENT


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YOUR JOB BENEFITS

RETIREMENT

SIDE LINE

EXTRAINCOME

POSSIBLERETIREMENT

INVESTMENTS

PASSIVEINCOME

EXTRARETIREMENT

Nomore benefits

Average retire

30 yrs service

Cushio

Youll

wants.

If man

Fulfilling of dreams

oneself and for the

Average ret

yrs investing


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A partnership between three institutions

1. First Metro Investment Corporation

(FMIC)

2. Catholic Educational Association ofthe Philippines (CEAP)

3. Marist Brothers Foundation

Asset management company

Manages six (6) mutual funds

Aggregate AUM of P14 Bln

COMPANY PROFILE


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MUTUAL FUNDS

Investment companies registered with the SEC.

Investors become shareholders of the fund or funds oftheir choice

Pools the money of shareholders, with the sameinvestment objectives, through the issuance of shares.

The resulting size of the fund allows it to invest in abasket of securities

It is managed by full-time professionals.


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Based on a funds Net Asset Value per Share

(NAVPS)

Price of a mutual fund shareComputed and published daily

Minimum Investments:

P5,000 (Initial)

P1,000 (Additional)

Fees

Management Fees: SALEF, SALBF: 1.875% p.a.

SALFIF: 1.750% p.a.

Entry Fee

Exit Fee

5,000 - 99,999 2

100,000 - 499,999 1

500,000 & 1,999,999 12,000,000 & Up 0

1

ENTRY FEE

EXIT FEE

less than six months

Example:

Investment Amount 100,000.

Less Sales Load (1.5%) (1

Net Investment Amount 98

NAVPS 3.940

No. of Shares Bought 25,00

Mutual Funds: Valuation


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HOW DOES YOUR MONEY GROW?

1.0000

1.5000

2.0000

2.5000

3.0000

3.5000

4.0000

4.5000

5.0000

Jan-07 Jan-08 Jan-09 Jan-10 Jan-11 Jan-12

NAVPS

Buy: 50,000

Shares

NAVPS: 1.9700

Value: P98,500

Sell: 50,000

Shares

NAVPS: 4.7200

Value: P236,000

A


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MUTUAL FUNDS: ADVANTAGES

Professional Fund Management

Diversification

Affordability

Liquidity

Safety (Regulation and Disclosure) Convenience (Shareholder Services)

Daily Pricing

Tax Free


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2006 Net Yield

2007 Net Yield

2008 Net Yield2009 Net Yield

2010 Net Yield

2011 Net Yield

2012 Net Yield

2013 Net Yeild

YTD (as of 08/12/14)

P7.8 Bln. AUM

Launched in October 2005

Long-term investment

Growth Oriented

Full-equity fund

Invested in stocks listed in the

PSE

Ideal for investors looking for

the capital growth opportuniti

of the stock market

FAMI MUTUAL FUNDS

TYPICAL PORTFOLIO MIX

Cash

10%

Properties

15%

Telecoms

20%

Power

20%

Banking

10%

Transport

15% Holding Cos.

10%

Maximum Equity Exposure: 90%


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Cash

10%

Government

Securities

45%

Corporate

Papers

30%

Dep. Subs.

15%


2006 Net Yield 1

2007 Net Yield

2008 Net Yield

2009 Net Yield

2010 Net Yield 1

2011 Net Yield 1

2012 Net Yield 1

2013 Net Yield 1

YTD (as of 08/12/14) -

P3.3 Bln AUM

Launched in October 2005

Medium to long-term

Conservative Fund

Purely fixed-incomeinstruments

Ideal for investors looking for

reasonable returns but are

wary about market volatilities

FAMI MUTUAL FUNDS

TYPICAL PORTFOLIO MIX


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Cash

10%

Bond Portfolio

30%

Stock Portfolio

60%


2008 Net Yield

2009 Net Yield

2010 Net Yield2011 Net Yield

2012 Net Yield

2013 net Yield

YTD (as of 08/12/14)

CAGR

P2.5 Bln AUM

Launched in May 2007

Long-term investment

Moderate Returns

A balance of stocks and bon

investments

Ideal for investors looking fo

growth opportunities of the

market tempered by the ste

flow from fixed-income secuTYPICAL PORTFOLIO MIX


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WEALTH MANAGEMENT GUIDES

1) Know your Goal. 2) Determine your timel

Retirement

20%

Education

15%

Home Repair

15%

Emergency

Fund

25%

Protection

25%

Investment Goals


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WEALTH MANAGEMENT GUIDE

3) Choose the right investment vehicle.

4) Evaluate your resources.

5) Diversify.

HOW FAR CAN MIP GO?


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SALEF 15.0%

SALBF 12.5%

SALFIF 7.0%

YEAR-END SALEF SALBF SALFIF

Initial Inv.

1 - -

2 - -

3 - -

4 - -

5 - -

6 - -

7 - -

8 - -

9 - -

10 - -

15 - -

20 - -

25 - -

30 - -

The above table is for il lustration pur poses only. Projected amounts are n

guaranteed. The yields of th e mut ual funds are subject to m arket conditions

volati li t ies and w il l vary accordingly.

MONTHLY INVESTING

Projected ReturnsINVESTMENT AMOUNT / MON

HOW FAR CAN MIP GO?

SALEF 15.0%

SALBF 12.5%

SALFIF 7.0%

YEAR-END SALEF SALBF SA

Initial Inv. PHP 5,000.00 PHP 5,000.00 PHP 5

1 18,771.12 18,469.36

2 34,635.44 33,639.51

3 52,929.45 50,735.68

4 74,043.74 70,012.89

5 98,431.69 91,759.96

6 126,619.54 116,303.93

7 159,218.15 144,015.15

8 196,936.57 175,313.02

9 240,597.83 210,672.48

10 291,157.27 250,631.33

15 693,113.09 543,789.72

20 1,535,954.97 1,087,019.57

25 3,307,823.74 2,095,936.50

30 7,037,320.61 3,972,063.43 1

The above table is for i l lustr ation purposes only. Projected am oun t

guaranteed. The yields of the mutual funds are subject to m arket cond

volati l it ies and w il l vary accor ding ly.

MONTHLY INVESTING

Projected ReturnsINVESTMENT AMOUNT /

PHP 1,000.0

Documents

Mutual Fund 101- Overview