National Bank for Agricultural and Rural Development (NABARD)

Prepared By Presented To : MBA STUDENTS

Chandra Sekhar J

K B R ENGINEERING COLLEGE PAGIDIPALLY

Introduction to NABARD

National Bank for Agriculture and Rural Development (NABARD) was established by an Act of the Parliament on 12 July1982.

Mission:

Sustainable growth in Agriculture and Rural Prosperity

OBJECTIVES

Facilitate credit flow for agriculture , rural infrastructure and development Promote policies and practices conducive for rural development Institutional development for rural credit systemSupervise Rural Financial Institutions E.g. ( Co-operative banks and Regional Rural Banks) Consultancy Services.

CREDIT FUNCTION Short term credit Seasonal Agriculture Operations- NABARD provides refinance to SCB and RRB at concessional Rates.

Co-operative Banks for financing Marketing of Crops , Pisciculture , Procurement of Agriculture Inputs .

Weavers's Finance Financing working Capital Requirement for Production and Marketing to

-Primary weavers Co-operative societies

- Individual Weavers

- Handloom Weaver Groups

Medium Term Credit Coversion of Short Term Loans to Medium

Term Loans in case of Crop loss in Natural Calamities

Investment Credit Technology Upgradation Technical Feasibility

Thrust Areas (Schemes)

Launch of Kishan Credit Cards( KCC) in 1998 Impact of Wadi Project Farmers Technology Transfer Fund Rural Entrepreneurship Development

Programme (REDP) District Rural Industries Project (DRIP) Rural Mart Cluster Development Swarozgar Credit Card (SCC) Scheme

Women Development Cell (WDC) To take up activities for promoting increased credit

flow to women, organize gender sensitization meets and awareness programmes.

Farmers’ Club Programme Mission- Development of rural areas through credit,

technology transfer, awareness and capacity building. Motivate farmers to adopt methods and technologies

which are most suitable to their soil and geographical situation.

Umbrella Programme on Natural Resources Management (UPNRM)

Improving livelihood situation in rural areas through promoting and funding sustainable use, management and conservation of natural resources.

SHG-Bank linkage programme( Self Help Group) Objective is to link the poor in large numbers to the

formal banking sector in a sustainable and cost effective manner.

Micro-Enterprise Development Programme Skill up gradation and development of sustainable

livelihoods/ venturing into micro-enterprises by matured SHG members

NABARD-GTZ Rural Finance Programme Working on ‘family as a unit’ concept, to provide

financial assistance for multiple activities of rural families.

Village Development Programme To develop villages in a holistic and integrated manner

by involving local public, governmental agencies, banks, and NGOs etc

Funds

Tribal Development Fund (TDF) Assistance from the fund is available for Horticulture ,

Soil and Water conservation Social Intervention such as women development , health

and sanitation

Financial Inclusion Fund To support developmental activities to secure greater

financial inclusion of weaker sections.

Financial Inclusion Technology Fund (FITF) To enhance Information communication Technology To increase the technological absorption capacity of

financial service providers Micro Finance Development and Equity Fund Promoting micro finance through scaling up the SHG-

Bank linkage program Capital Support to MFIs and supporting various

promotional initiatives/activities

Farmers’ Technology Transfer Fund promoting transfer of technology in agriculture and

farm related activities like Animal Husbandry, Fisheries.

Farm Innovation and Promotion Fund To promote innovative and feasible concepts/ projects

in Agriculture and allied activities

Rural Infrastructure Development Fund NABARD extended 90% of the eligible project cost

for roads and social sector projects.

Cooperative Development Fund Supporting various developmental activities like

infrastructure development PACS , human resource development, publicity to KCC scheme.

THANK YOU