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NAIFA-Miami Dade Offi cers and Board of Directors .....2-3 NAIFA-Miami Dade’s IFAPAC Contributors ....................4-5 NAIFA Protects Your Business .......................................... 6 NAIFA Quality Awards Recipients .................................... 7 The Membership of NAIFA-Miami Dade: Company Lis� ng .......................................................8-15 Alphabe� cal Lis� ng ................................................16-42 NAIFA-Florida ................................................................. 43 NAIFA Helps You Grow Your Business ............................ 44 NAIFA Membership Applica� on ................................45-46
The mission of the NAIFA-Miami Dade is to improve the business environment,
enhance the professional skills and promote the ethical conduct of those
engaged in insurance and related fi nancial services.
CODE OF ETHICS
PREAMBLE:
Helping my clients protect their assets and establish fi nancial security, independence and economic freedom for themselves and those they care about is a noble endeavor and deserves my promise to support high standards of integrity, trust and professionalism throughout my career as an insurance and fi nancial professional. With these principles as a founda� on, I freely accept the following obliga� ons:
• To help maintain my clients’ confi dences and protect their right to privacy.
• To work diligently to sa� sfy the needs of my clients.
• To present, accurately and honestly, all facts essen� al to my clients’ fi nancial decisions.
• To render � mely and proper service to my clients and ul� mately their benefi ciaries.
• To con� nually enhance professionalism by developing my skills and increasing my knowledge through educa� on.
• To obey the le� er and spirit of all laws and regula� ons which govern my profession.
• To conduct all business dealings in a manner which would refl ect favorably on NAIFA and my profession.
• To cooperate with others whose services best promote the interests of my clients.
• To protect the fi nancial interests of my clients, their fi nancial products and my profession, through poli� cal advocacy
National Association of Insurance and Financial Advisors - Miami Dadec/o Ana Maria Necuze, Association ExecutiveP.O. Box 141724, Coral Gables, FL 33114Phone 305-495-6850 | Fax 305-428-9526Email [email protected] WWW.NAIFAMIAMIDADE.ORG
www.naifamiamidade.org 1
Please review your lis� ng. If there are any changes or updates, please login to www.naifa.org or contact NAIFA Member Services at 877-TO-NAIFA.
THE NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS � MIAMI DADE, FLORIDA
Membership Directory
miami dade
SPECIAL THANKS TO OUR SPONSORS!
NAIFA-Miami Dade Officers and Board of Directors
2 www.naifamiamidade.org
PRESIDENTDelvin Joyce, CLU, ChFCPruden�al560 Village Blvd., Ste. 100W. Palm Beach, FL 33409PHONE (561) 207-3189 - FAX (561) 471-1152EMAIL delvin.joyce@pruden�al.com
VICE PRESIDENTKeith D. Berman, CLTC®, FIC , RICP®Thrivent Financial®11020 N Kendall Dr., Ste. 108Miami, FL 33176-1217PHONE (305) 596-6730 ext. 101FAX (855) 873-1908EMAIL [email protected]
SECRETARY-TREASURERLuis A. NecuzeAllstate Insurance8290 Bird Rd., Ste. 106Miami, FL 33155PHONE (305) 227-1596 - FAX (305) 229-8699EMAIL [email protected]
NATIONAL COMMITTEEPERSONMark ForgionePruden�al Financial P.O. Box 562440Miami, FL 33256EMAIL [email protected]
IMMEDIATE PAST PRESIDENT Donald A. Brown, CLU, ChFC, LUTCFBrown & Associates6675 S.W. 90 CourtMiami, FL 33173PHONE (305) 273-7673 - FAX (305) 273-7639EMAIL [email protected]
EXECUTIVE DIRECTOR Ana Maria Necuze NAIFA Miami-Dade, Inc.P.O. Box 141724Coral Gables, FL 33114PHONE (305) 495-6850 - FAX (305) 428-9526 EMAIL [email protected]
DIRECTOR / COMMUNITY SERVICE COMMITTEEGOLF TOURNAMENT CHAIRLeon R. AvilaAvila Investments & Insurance5901 S.W. 74 St., Ste. 302Miami, FL 33143PHONE (305) 669-4444 - FAX (305) 669-9753EMAIL [email protected]
IFAPAC CHAIRJames A. Bouterse, CLU, ChFC, LUTCFBouterse Financial Services3939 Hollywood Blvd., Ste. 1AHollywood, FL 33021PHONE (954) 963-0609 - FAX (954) 963-8225EMAIL [email protected]
MEMBERSHIP CHAIRDonald A. Brown, CLU, ChFC, LUTCFBrown & Associates6675 S.W. 90 CourtMiami, FL 33173PHONE (305) 273-7673 - FAX (305) 273-7639EMAIL [email protected]
DIRECTOR / POLITICAL INVOLVEMENT CHAIRSPONSORSHIP COMMITTEEPeter BusséNew York Life3750 NW 87th Avenue, Ste.500Miami, FL 33178PHONE (786) 275-1355EMAIL pbusse@�.newyorklife.com
PROGRAMS / CE CHAIRRaul DespianState Farm Insurance Co.5331 NW 189th StreetMiami, FL 33055EMAIL [email protected]
HOSPITALITY COMMITTEE MEMBEREdward W. English, Sr.New England Financial822 Mariana Ave.Coral Gables, FL 33134PHONE (305)448-5374EMAIL [email protected]
DIRECTORS / COMMITTEES:
www.naifamiamidade.org 3
DIRECTOR / HEALTH CHAIRMauricio GiraldoHorizons Insurance & Financial Services12555 Orange Dr, Suite 205Davie, FL 33330PHONE (954) 862-1735EMAIL [email protected]
DIRECTORThomas KrachNew York Life 1300 Concord Terrace, 5th FloorFt. Lauderdale, FL 33323EMAIL tkrach@�.newyorklife.com
DIRECTORHilda Miller1545 Ancona Ave.Coral Gables, FL. 33146PHONE (786) 252-4134EMAIL [email protected]
DIRECTOR / MULTILINE CHAIRLuis A. NecuzeAllstate Insurance8290 S.W. 40 Street, Ste. 106 Miami, FL 33155PHONE (305) 227-1596 - FAX (305) 229-8699EMAIL [email protected]
YAT CHAIRRobert PoleoNorthwestern Mutual201 Alhambra Circle, Ste. 703Coral Gables, FL 33134EMAIL: [email protected]
SENIOR COUNCIL James A. Bouterse, CLU, ChFCDonald Brown, CLU, ChFC
NAIFA-Miami Dade Officers and Board of Directors
4 www.naifamiamidade.org
Thank You to NAIFA-Miami Dade’s IFAPAC Contributors!The Insurance and Financial Advisors Poli�cal Ac�on Commi�ee (IFAPAC) advances the legisla�ve interests of NAIFA, seeks to preserve a favorable governmental climate and promotes the best inter-ests of consumers—as served by ac�ve members of local associa�ons – by suppor�ng the campaigns of carefully selected candidates for elec�ve office.
There is no more important func�on of NAIFA than impac�ng on laws and regula�ons affec�ng the products NAIFA members sell and the customers they serve. Our legisla�ve and poli�cal programs are NAIFA’s first line of offense and defense. NAIFA created its poli�cal ac�on commi�ee in 1966. IFAPAC was and s�ll is the associa�on’s strong response to the need for vigor-ous, effec�ve representa�on on behalf of members of its local and state associa�ons. or more informa�on about IFAPAC and to make contribu�ons securely online, please visit: www.naifa.org/advocacy/ifapac.
CAPITOL ($5, 000+)...
EMISSARY ($2, 500-$4, 999)...
DIPLOMAT ($1, 000-$2, 499)
Guy Brickman CLU, ChFCMaria Elena Cisneros Gerald Grant MBAPeggy Hollander CPACarl Hughes CLU, LUTCFBart Kavanaugh CLU, ChFCJerome Kirstein QPFC, CLU, ChFC, CLTCEllie Mills CLU, LUTCFManny Miranda James Penn LUTCFRicardo Rosales Richard Rosenthal LUTCFJan Spitzer Lawrence Wiener CLU, ChFC, AEP
ENVOY ($500-$999)
Donald Brown CLU, ChFC, LUTCFIleana Cabrera-Rodriguez John Calles JD, CLU, ChFCLuis Chiappy CLU, ChFC, CFPJuan Cosio Michael Eskra CLU, RHUAlberto Espinosa CLU, LUTCFMark Forgione LUTCFTomas Hauff Cesar Lopez Jorge Mercado LUTCFRobert Neale RHUJeffrey Newman CLU, ChFCMary Roberts LUTCF, FSSRobert Rosenthal Marc Silverman CLU, ChFC, CFPAnn Travis LUTCF, ChLAPChristopher Wolfe CLU, ChFC
STATESMAN ($300-$499)
Guy Ben-Shalom MSA, LUTCFKeith Berman FICJames Bouterse CLU, ChFC, LUTCFFrancisco Carreras LUTCFPeter Eskra David Eskra PhD, MBAGustavo Figueredo Delvin Joyce CLU, ChFCAndrew Kasow CLU, ChFCRobert Kelley LUTCFRobin Landers CLUErnest Morrow LUTCFRamon Murphy CLU, CFPLuis Necuze Tanya Pages CLU, ChFCMarta Sastre CLU
AMBASSADOR ($200-$299)
A. Abern CLU, ChFCMisline Allan Ana Arguello CPIA, LUTCFHarold Arve Marilyn Blosser LUTCFPedro Busse Juan Calles CLU, ChFCJuan Colao Juan Comendeiro Jennifer Couto Chuck Downs CFPArthur Finkle CLU, ChFCHoward Goldstein CLU, ChFC, CLAPhillip Lyons CIC, AAICornelia Philipson LUTCFGerman Plasencia CLUCarmen Rodriguez LUTCFJanice Rowton LUTCFRicardo Sanchez Ruben Sanchez Roberto Torok Laura Traeger AAI
CENTURY ($100-$199)
Allen Albrecht CLU , CFPVivianne Alvarez Leon Avila LUTCFLeon Avila Jorge Barcelo Luis Barrionuevo CLU , CHFC , LUTCFMichael Blanco George Braddock CLTCFernando Campos Pedro Chacin Luana Corral CFP , CFS , CLTCLance Crawford Emmanuel Damiscar Raul Despian LUTCFMario Diaz LUTCF , CLTCArturo Dopazo Robert Downey CLU , ChFCPhilip Engelmann CLU , ChFCJeffrey Epstein Mauricio Giraldo Julian Goldstein CLU , ChFCTeofilo Gonzalez CFP , MBAJudith Gordon David Goss Jeff Hackmeier LUTCF , CSASteven Hennessy MBA , LUTCFLuis Hernandez Douglas Jacobs John Kennedy Ed Knox CLU , CLTCThomas Krach LUTCFJerry Leffler Joel Lehman CLUDarling Lie-Nielsen MDRT , CLTCOdalis Lopez CFPDomenic Macrina CLU , ChFCDavid Marley LUTCF , CSARaimundo Molina Baez MBARicardo Morales-Gomez CLTCRobert Morris Helena Nath
www.naifamiamidade.org 5
CENTURY ($100-$199) cont.
Roberto Nuno John O’Day Mila Olea Mark Piper CLURamiro Rodriguez CLU , ChFC , IARRafael Rodriguez-Vega Orlando Romero Bradley Rosen Philippa Roxburgh CLU , ChFC , CLTCRichard Saka Mar�n Shaw Nathan Shusterman CLU , ChFCAna Siberio Robert Spak CLU , ChFC , CASLHarvey Tabin J. Tracy Ani Victoriano Carlyle Webb LUTCFReinaldo Winer LUTCFSaul Zitner LUTCF
INVESTOR ($50-$99)
Wayne Cooper CLU, CHFC, MSFS, LLMNora Corp Edward English Richard Miller CLTCDiane Preuss Howard Schachter Harvey Timmer Michael Whalen CLU, ChFCRichard Wine LUTCF
Thank You to NAIFA-Miami Dade’s IFAPAC Contributors!
Your business – and your ability to help families save for their future - is at risk from threats on Capitol Hill.
Only NAIFA has the reach to make your voice heard. When you join NAIFA, you’re speaking to legislators in one, clear voice.
NAIFAPROTECTSYOUR BUSINESS
Go to www.NAIFA.org/MembershipPays or call 1-877-866-2432!
6 www.naifamiamidade.org
Congratula�ons to our NAIFA Quality Awards Recipients!The NAIFA Quality Award provides advisors at any career stage, the opportunity to demonstrate a commitment to excep�onal:
• Professionalism through educa�on and earned designa�ons• Produc�on measured by performance metrics customized for each prac�ce specialty• Adherence to the NAIFA code of ethics, and• Service to your industry associa�on.
Advisors specializing in Life Insurance & Annui�es, Financial Advising & Investments, Health & Employee Benefits, Mul�line Sales or any combina�on of these special�es have the opportunity to demonstrate the quality that is the mark of a true professional. For more informa�on and to apply for the NAIFA Quality Award, please visit www.naifa.org/membership/awards/quality-award.
LIFE INSURANCE & ANNUITIES
AWARD RECIPIENTPercy J. AvetraniKeith D. Berman, FICJonathan CheaMa�hew J. FerraraKris�n N. FranciscoRichard M. GonzalezDavid M. GruenBryan HughesRuben LevismanDarling J. Lie-Nielsen, MDRT, CLTCRicardo Ludert, CLTCEllie K. Mills, CLU, LUTCFHector M. MitreDavid Victor Montes De OcaRoberto A. NunoMark C. Piper, CLUNazim Qureshi, ChFCJus�n SakaRichard L. SakaNathan Shusterman, CLU, ChFCAkiva Zweig
YEARS WON48535
1721293
1066
1729737
412
COMPANYThe South Florida GroupThrivent FinancialNorthwestern MutualNorthwestern MutualThe Downs GroupRichard M. Gonzalez Ins. Agcy., Inc.The South Florida GroupThe South Florida GroupLaser Financial GroupNorthwestern MutualNorthwestern MutualState Farm InsuranceNorthwestern MutualNorthwestern MutualNorthwestern MutualNorthwestern MutualNorthwestern MutualThe Downs GroupThe Downs GroupNat Shusterman AssociatesNorthwestern Mutual
MULTILINEAWARD RECIPIENTRichard M. GonzalezEllie K. Mills, CLU, LUTCFRay N. Timmons, Jr.
YEARS WON17102
COMPANYRichard M. Gonzalez Ins. Agcy., Inc.State Farm InsuranceSouthern Farm Bureau Life Insurance
www.naifamiamidade.org 7
The Membership of NAIFA-Miami Dade: Company Lis�ng
Please review your lis�ng. If there are any changes or updates, please login to www.naifa.org or contact NAIFA Member Services at 877-TO-NAIFA.
Abern Financial A. Abern
Aetna Life Insurance Raul Loys
AFLAC Marta Sastre
AGLA - American General Emmanuel DamiscarMary Roberts
All Star Capital Group, Inc. Jose Jimenez
Allstate Benefits Ryan Otero
Allstate Financial Services, LLC Michael BlancoIsmael Delgado
Allstate Insurance Company Claudio BeruvidesIgnacio BorbollaDalgis CastanedaCarlos CisnerosMilagros CrespoMichelle DesjardinsJacob EljauaValerie FairningtonDeborah MarcusMichael Mar�nezJorge MilanesLuis NecuzeNidia PitaMaria ReutherRosa SanchezConrado Yero
AME Insurance InsurPro LLC Alberto Espinosa
American General Life & Accident Ins. Co.Deborah Abbo�Mercedes CabreraMontel HerardLawayne Sco�Patrick SimonConrad TunstallMelody Woodruff
American United Life William Machado
Ameritas Juan CallesJohn CallesAmeritus Orlando Romero
Apoyo Seguro LLC Alberto Vilar
Arthur A. Finkle & Assoc. Arthur Finkle
Arthur Cohen Insurance, LLC Arthur Cohen
Aruen Financial Robert Gu�errez
Arven Financial Edgar BernalMichael Hochman
ASI Ins. Brokerage Arthur Kulick
Avila Investments & Insurance Leon A. AvilaLeon R. Avila
AXA Advisors Hugo CastroTomas HauffDomenic MacrinaAna Siberio
AXA Advisors, LLC Andrew AcebalLuis ChiappyWayne CooperGerald GrantWilliam ManusJorge MedinaSteven RasmussenMaria SantallaJorge TefelKeston White-Marin
Barne� Capitol Advisors Andrew Carrillo
8 www.naifamiamidade.org
Beacon Financial & Insurance Solu�ons Alberto Regueira
BenTrust Financial Francisco Carreras
Bernie Carr Ins. Agency, Inc. Bernie Carr
Best Meridian Ins. Co. Nora Corp
Bill Helbig Insurance Agency, Inc.Bill Helbig
Blosser Financial Service Inc. Marilyn Blosser
BMI Financial Group Rafael AriasSoledad CoteAnthony SierraAnne Marie Sierra
Bouterse Financial Services James Bouterse
Bravo Insurance Group Domingo Bravo
Brickman Insurance & Financial Services, Inc Guy Brickman
Brown & Associates Donald Brown
C & C Insurance, Inc. Rosemary Olson
Cabrera-Rodriguez Ins. Agcy. Ileana Cabrera-Rodriguez
Cambridge Financial Partners Claudia Ros
Carlyle Financial Group Carlyle Webb
Christopher Wolfe & Associates Christopher Wolfe
Claudia Gallego Claudia Gallego
Columbus GO Thomas Krach
Combined Worksite Solu�ons Adriana Gonzalez
Comprehensive Companies Ronald Stone
Cornelia Philipson Ins. Serv. Cornelia Philipson
Corporate Financial, IncJohn O’Day
Crea�ve Financial Concepts, Inc. David Marley
CRMSG Insurance Services Raimundo Molina Baez
Cypress Financial Joshua Dove
Cypress Financial Group Mar�n Lon
Dada County Farm Bureau Dawn Baird
Dennis Charley & Assoc., Inc. Dennis Charley
DI BrokerJuan ComendeiroMichael EskraPeter EskraRobert Morris
dibrokereast/Eskra & Associates David Eskra
Diversified Richard Miller
Diversified Underwriters Svc Jan Spitzer
Douglas M. Jacobs & Associates Douglas Jacobs
Downs Group Kris�n FranciscoRichard SakaJus�n Saka
Ene�e Henderson Agency Ene�e Henderson
Ernmor Benefits Services Ernest Morrow
www.naifamiamidade.org 9
Estate & Charity Funding Network Reinaldo Winer
Examsolu�ons Jose Hernandez
Fendz Asset Mgnt Joe Fernandez
Financial Educa�onal Systens, Inc Paul Indianer
Fuentes & Associates, Corp. Joseph Fuentes
Futurity First Bruce Rishty
GBS Agency, Inc. Guy Ben-Shalom
Grabowski Ins. Agcy., Inc. Richard Grabowski
Guardian Hilda Miller
Guardian Life Insurance Co. of America Jeffrey Newman
Harvey Tabin & Assoc Inc Harvey Tabin
Health Family Insurance Mario Diaz
Henderson Financial Group Gary Wilkinson
Horizons Financial Diego Giraldo
Horizons Insurance Jocelyn Desada
Horizons Insurance & Financial Services Mauricio Giraldo
Howard D. Goldstein, CLU, ChFC Howard Goldstein
Howard Rosenbloom, Regist Rep Howard Rosenbloom
Independent Edward English
InSource Phillip Lyons
Insurance Advisors & Administrators Inc. Raoul Correa
Insurance Quote Interna�onal Judith Gordon
Insuring Sources, Inc. Mary Saiz
Interbrokers Yseni Nunez
Interbrokers, Inc. Ricardo Rosales
Investacorp, Inc. Luana Corral
J. M. Berenguer & Associates, Inc. Jose Berenguer
Jeff D. Hackmeier & Associates, Inc. Jeff Hackmeier
Jerry M. Leffler & Associates Jerry Leffler
Jim Diaz Insurance Agency Jim Diaz
John Hancock Chris EilersRoger Huxman
John Hancock Financial Services Carlos Gaviria
Jorge E. Mercado & Associates Jorge Mercado
Juan F. Colao Ins. Agcy., Inc. Juan Colao
Knox Financial Team Ed Knox
Lakes Consul�ng Firm, Inc. Allen Albrecht
Landers-Stein & Associates, Inc.Robin LandersDiane PreussCarmen Rodriguez
10 www.naifamiamidade.org
Laser Financial Group Karol JimenezRuben LevismanTiffany RichardsEvelina Tejada
Lincoln Financial Network Keith Mueller
Linq Financial John Murrain
Linq Financial Group Luis HernandezCarlos Hernandez
LTC Financial Partners George Braddock
Major Assurance Planning, Inc. Ramiro Rodriguez
Major Financial Planning Inc Rafael Rodriguez-Vega
Manny Miranda Insurance Agency, Inc. Manny Miranda
Mar�n L. Shaw III & Associates Mar�n Shaw
Mar�na D. Turner Agency Mar�na Turner
MassMutual Financial Group Kris� GomezVince Pino
MassMutual Miami Carlos Musibay
MassMutual Miami-LINQ Financial Group Omar Rivero
MassMutual/DBS Financial Group Edgar Jones
MetLife Premier Client Group Philip EngelmannJoel LehmanJames PappasJuan Suarez
MHG Services Inc. John Haagensen
Midland Na�onal Life Samuel MicholLuiz Almeida Dos Santos
Modern Woodmen of America Yve�e Fader
Mutual of Omaha Companies Jose�e Zamor
Nat Shusterman Associates Nathan Shusterman
Na�onal Planning Corpor�on Craig Lance
Neal Hirsch Insurance Neal Hirsch
New England Financial Jose Velasco
New York Life Nelson AlvaradoJorge BarceloLiliana BaronGabriela BenarrochIngrid BergesAna Busse-ArvesuLourdes CalasFernando CamposRachel CarrOlga Comas RedondoJuan CosioLance CrawfordBerta CupermanArturo DopazoRosemary GuilfoyleCecilia Gu�errezDerek HernandezJohn KennedyErica LarsonPatricia MaquilonThomas McCrary IIILoyda Molina-PaganSan�ago MontoyaOrlando MoraCarlos NogueraMarlene NogueraJuan Novas CondeMila OleaSergio Perez-BorrotoSylvia San EmeterioIvanhoe SanchezRobert SpakLauren TejeraJ. TracyDavid Walter
www.naifamiamidade.org 11
Nick Insurance & Financial Solu�ons Harvey Timmer
Nick Waddell Insurance Agency, Inc. Paul Waddell
Northwestern Mutual Jason AuricchioJonathan CheaLionel D’AdeskyRobert DowneyChuck DownsTimothy EdbrookeMa�hew FerraraJackie GonzalezDarling Lie-NielsenHector MitreDavid Montes De OcaKris�na MuxoRoberto NunoMark PiperRobert PoleoNazim QureshiGrace SullivanMichael Whalen
OneCambridge Rafael Torres
P. J. Busse Insurance & Financial Services Pedro Busse
PAR DI Services, Inc. Robert Neale
Paramedical Solu�ons of S Fla, Inc Jennifer Couto
Penn Mutual Life Insurance Company Jeffrey EpsteinCharlene Guisasola
Pension Investors Corpora�on Jerome KirsteinLawrence Wiener
Peters Ins. & Fin. Svcs., Inc. Luis Peters
Principal Financial Group Luis BarrionuevoLyda Shehadeh
Proac�ve Financial Alliance Cesar Lopez
ProAssurance David Goss
Professional Agents Resources, Inc. Andrew Kasow
Pruden�al Advisors Edgar ChaconMichael CojoceaMitch CorchesMark ForgioneDelvin JoyceRobert KelleyHumberto LopezHector LunaCheri LunnJorge MachadoJavier Mar�nez-HernandezRonald MartucciRicardo Morales-GomezIsidro NavaKala NeilsonDiego PascuaPhilippa RoxburghJuan RuizJose SevillaSamuel ShirleyRoberto TorokBenjamin Vilchez
Quantum Alliance Jose Gonzalez
R. Wine Ins. Agency Inc. Richard Wine
Ray Murphy & Assoc., Inc. Ramon Murphy
Richard M. Gonzalez Insurance Agency, Inc Richard GonzalezRiemer Insurance Group Inc. Stephen Riemer
Rosenthal Agency, Inc. Aymara GolanRichard RosenthalRobert Rosenthal
Rothaus Insurance Group Martha Rothaus
Sara Gonzalez-Lopez, Associates Sara Gonzalez-Lopez
SC&J Rivero Insurance, inc. Ramses Rivero
Sergio Herrera Ins Agency Inc Sergio Herrera
12 www.naifamiamidade.org
Silverman Financial Marc Silverman
Singer Insurance Services Arlene Singer
South Bay Partners LLP Bart Kavanaugh
South Florida Branch Teofilo Gonzalez
South Florida Group Kristoffer DouraPercy Avetrani
Southern Farm Bureau Life Insurance Harold ArveEduardo MunozRay Timmons
State Farm Raul DespianGustavo FigueredoLakitsia GainesFrank LangHope RemondetJanice RowtonCarla Street
State Farm Ins. Agcy.Luis AndujasJimmy Burkhart
State Farm Ins. Co.Gustavo Cisneros
State Farm Insurance Tonya Baker-TurnerJohn HollowayT. MeroniEllie MillsRicardo Sanchez
State Farm Insurance Agency Richard BurkeIris Lopez
State Farm Insurance Companies Misline AllanMaria Elena CisnerosCarl HughesManuel MorinMario ObregonRuben Sanchez
Sterling Benefits Group LLC Odalis Lopez
Succession Group Peggy Hollander
Sun Financial Group Gladys Calienes
Thrivent Financial Keith BermanCur�s LanoueSara MercadoMaria Solorzano
Transamerica Nane�e ArencibiaMarcelus BelozierEmmanuel Bicho�eAlvis CharlesAnna GumbsArthur HallLuckny JosephMandy MarcyCassandra Mc CrayJames PennKaren ReshardLinessa ReyesFranklyn SolanoDoris ThomasMonthea Young
Travis Agency, Inc. Ann Travis
Trinity Financial Steven Hennessy
Universal Insurance Brokers Corp. Armando Lavina
Urru�a Agency Daniel Biggs
V L Davis-Bailey Ins Agency Inc Valerie Davis-Bailey
Vivianne M. Alvarez Ins. Agy Vivianne Alvarez
VL Davis-Bailey Ins Agcy Inc ShaShauna Jones
Winer Insurance Marco Winer
www.naifamiamidade.org 13
World of America Global Partners Ana ArguelloAlina Garcia-Barbon
Company Unlisted
Daniel AlonsoEsther CabadoPedro ChacinAndy FernandezJulian GoldsteinGlenn HubermanLynn KasowDiane Mack-BerkAndreina ManeiroAlejandro MasferrerHelena NathLynn PadroTanya PagesGerman PlasenciaRita RivasBradley RosenHoward SchachterPavel TenenbaumFrancisco Torres De NavarraLaura TraegerRyan Tuff Ani VictorianoMarcela ViecoBarry WalesSaul Zitner
14 www.naifamiamidade.org
By joining NAIFA and becoming involved in our association, I grew my business and became a better advisor, serving my clients with the knowledge and experience that they deserve.
My experience with NAIFA taught me the value of our industry, its accomplished leaders, and how congressional legislation impacts the lives of our clients and our own bottom line.
As a NAIFA member, I continue to take advantage of programs only available to NAIFA members, including LILI, the Leadership in Life Institute. Without NAIFA, I would not have had the leadership experi-ence, the business growth opportunities and the personal friendships I have enjoyed throughout my career.
NAIFA continues to support the growth of our industry and protects the future of our profession and the clients we represent.
Cindy Bong, CLTC, LUTCFCindy Bong Insurance Agency, LLCHartland, WINAIFA Member Since 1997
I GREW MY BUSINESS AND BECAME A BETTER ADVISOR“ ”
Get the rest of the story at
www.NAIFA.org/IAvoice
www.naifamiamidade.org 15
The Membership of NAIFA-Miami Dade: Alphabe�cal Lis�ng
Please review your lis�ng. If there are any changes or updates, please login to www.naifa.org or contact NAIFA Member Services at 877-TO-NAIFA.
Deborah M. Abbo�American General Life & Accident Insurance Company2021 Tyler St.102Hollywood, FL 33020(954) 920-0439debbieabbo�[email protected]
A. Mar�n Abern, CLU, ChFCAbern Financial1500 San Remo, Suite 250Coral Gables, FL 33146(305) [email protected]
Andrew AcebalAXA Advisors, LLC9130 S Dadeland Blvd.Suite 1400Miami, FL 33156(305) [email protected]
Allen A. Albrecht, CLU, CFPLakes Consul�ng Firm, Inc.17110 SW 62nd StreetSW Ranches, FL 33331-1765(305) [email protected]
Misline AllanState Farm Insurance Companies255 NE 3 DrHomestead, FL 33030(305) [email protected]
Luiz Almeida Dos SantosMidland Na�onal Life Ins31 SE 5th3205Miami, FL 33131(786) [email protected]
Daniel Alonso3138 Commodore PlazaCoconut Grove, FL 33133(305) [email protected]
Nelson V. AlvaradoNew York Life Insurance Company3750 NW 87 Ave Ste 500Doral, FL 33178(786) 275-1345nalvarado@�.newyorklife.com
Vivianne M. AlvarezVivianne M. Alvarez Ins. Agy10538 SW 8th StMiami, FL 33174(305) [email protected]
Luis AndujasState Farm Ins. Agcy.10120 SW 40th StMiami, FL 33165(305) [email protected]
Nane�e M. ArencibiaTransamerica8750 NW 36 St.260Doral, FL 33178(203) [email protected]
Ana Lucia Arguello, CPIA, LUTCFWorld of America Global Partners8621 SW 93 CtMiami, FL 33173(786) [email protected]
16 www.naifamiamidade.org
www.naifamiamidade.org 17
Rafael Arias, LUTCF, RHUBMI Financial Group8950 S.W. 74 Ct., 24 FloorMiami, FL 33156(305) 443-2898
Harold Roy Arve, Jr.Southern Farm Bureau Life Insurance24355 SW 167 AveHomestead, FL 33031-1327(305) 247-5234haldc�@hotmail.com
Jason G. AuricchioNorthwestern Mutual201 Alhambra Cir #703Miami, FL 33134-5108(305) [email protected]
Percy J. AvetraniThe South Florida Group201 Alhambra Circle Ste 703Miami, FL 33134-5108(305) [email protected]
Leon A. Avila, LUTCFAvila Investments & Insurance5901 SW 74th St., #302Miami, FL 33143(305) [email protected]
Leon R. AvilaAvila Investments & Ins Corp.5901 S.W. 74 Street #302Miami, FL 33143 (305) [email protected]
Dawn L. BairdDada County Farm Bureau1850 Old Dixie HwyHomestead, FL 33033-3298(305) 247-5234dawn.baird@�ic.com
Tonya Baker-TurnerState Farm Insurance4928 S.W. 165 AveHollywood, FL 33027(305) [email protected]
Jorge Luis BarceloNew York Life3750 NW 87 AvenueSuite 500Miami, FL 33178-2433(305) 640-0329jbarcelo@�.newyorklife.com
Liliana BaronNew York Life3750 N.W. 87 Ave., Ste. 500Miami, FL 33178(305) 263-1400elbaron@�.newyorklife.com
Luis O. Barrionuevo, CLU, CHFC, LUTCFPrincipal Financial Group173 Cameron DrWeston, FL 33326-3514(954) [email protected]
Marcelus BelozierTransamerica7300 Corporate Center Dr.302Miami, FL 33126(305) [email protected]
Guy Ben-Shalom, MSA, LUTCFGBS Agency, Inc.2155 NE 163rd ST.North Miami Beach, FL 33162(786) [email protected]
Gabriela M. Benarroch, MBANew York Life3750 N.W. 87 Ave, Ste 500Miami, FL 33178(786) 275-2259gbenarroch@�.newyorklife.com
Jose M. BerenguerJ. M. Berenguer & Associates, Inc.2929 SW 3rd Ave Ste 220Miami, FL 33129(786) [email protected]
Ingrid BergesNew York Life11020 N Kendall Drive100Miami, FL 331767862751333 ext 105iberges@�.newyorklife.com
Keith D. Berman, FICThrivent Financial11020 N Kendall Dr Ste 108, Miami, FL 33176-1217(305) 596-6730 ext: [email protected]
Edgar BernalArven Financial2 S. Biscayne Blvd2200Miami, FL 33131(786) [email protected]
Claudio M. BeruvidesAllstate Life Insurance Company9450 NW 41st St.Ste 300Miami, FL 33178(305) [email protected]
Emmanuel R. Bicho�eTransamerica7300 NW 19 St.302Miami, FL 33126(305) 477-6554emmanuel.bicho�[email protected]
Daniel J. Biggs, FICF, LUTCFUrru�a Agency5010 SW 91 AvenueMiami, FL 33165(305) [email protected]
Michael A. BlancoAllstate Financial Services, LLC13899 Biscayne Blvd., Ste. 146North Miami Beach, FL 33181-1650(305) [email protected]
Marilyn M. Blosser, LUTCFBlosser Financial Service Inc.13305 S.W. 109 CourtMiami, FL 33176-6009(305) [email protected]
Ignacio BorbollaAllstate NEO320 Sevilla Ave, Suite 202Coral Gables, FL 33134(305) [email protected]
James A. Bouterse, CLU, ChFC, LUTCFBouterse Financial Services3939 Hollywood Blvd., Suite 1AHollywood, FL 33021(954) [email protected]
George H. Braddock, II, CLTCLTC Financial Partners9832 S.W. 196th StreetMiami, FL 33157-8664(305) [email protected]
Domingo R. BravoBravo Insurance Group1201 SW 87 AveMiami, FL 33174-3306(305) [email protected]
Guy J. Brickman, CLU, ChFCBrickman Insurance & Financial Services, Inc12040 Piccadilly PlDavie, FL 33325-5231(305) [email protected]
18 www.naifamiamidade.org
www.naifamiamidade.org 19
Donald Allan Brown, CLU, ChFC, LUTCFBrown & Associates6675 S.W. 90 CourtMiami, FL 33173(305) [email protected]
Richard W. BurkeState Farm Insurance Agency2250 S. Dixie Hwy., Ste. 2Miami, FL 33133(305) [email protected]
Jimmy Burkhart, LUTCFState Farm Ins. Agcy.10709 SW 104TH StMiami, FL 33176(305) [email protected]
Pedro J. BusseP. J. Busse Insurance & Financial Services3750 NW 87th Ave Ste 500Miami, FL 33178-2433(786) 275-1355pbusse@�.newyorklife.com
Ana T. Busse-ArvesuNew York Life3750 NW 87th AveDoral, FL 33156(305) 632-7096aarvesu@�.newyork.com
Esther M. Cabado4095 SW 134 AveMiami, FL 33195(305) [email protected]
Mercedes CabreraAmerican General Life & Accident Insurance Company2021 Tyler St, Ste 102Hollywood, FL 33021(305) [email protected]
Ileana Cabrera-RodriguezCabrera-Rodriguez Ins. Agcy.1925 Ponce De Leon BlvdMiami, FL 33134(305) [email protected]
Lourdes CalasNew York Life3750 NW 87th Ave Ste 500Miami, FL 33178(305) 772-4807lcalas@�.newyorklife.com
Gladys CalienesSun Financial Group4103 Anderson RoadCoral Gables, FL 33146-1224(201) [email protected]
Juan Elias Calles, CLU, ChFCAmeritas626 Coral Way #1504Miami, FL 33134-7509(305) 442-4623 x [email protected]
John Elias Calles, JD, CLU, ChFCAmeritas2655 LeJeune Rd. PH-2Coral Gables, FL 33134-5832(305) [email protected]
Fernando E. CamposNew York Life4691 NW 112th CtCity of Doral, FL 33178(305) 513-4603fecampos@�.newyorklife.com
Bernie CarrBernie Carr Ins. Agency, Inc.12600 SW 120th StSuite 108Miami, FL 33186-9066(305) [email protected]
20 www.naifamiamidade.org
Rachel C. CarrNew York Life1300 Concord Tr.5th FloorSunrise, FL 33323(815) 742-8384rcarr02@�.newyorklife.com
Francisco J. Carreras, LUTCFBenTrust Financial7250 S.W. 102 StreetMiami, FL 33156(305) 444-8350�[email protected]
Andrew CarrilloBarne� Capitol Advisors1450 Brickell Avenue#2780Miami, FL 33131(305) 328-8538andrew.carrillo@barne�capitaladvisors.com
Dalgis CastanedaAllstate Life Ins Co/NY9850 NW 41st StreetSuite 300Miami, FL 33178(305) [email protected]
Hugo Castro, CFP, CLU, ChFC, LUTCFAXA Advisors12451 SW. 76 St.Miami, FL 33183(305) [email protected]
Pedro Chacin90 Edgewater Dr # 415Coral Gables, FL 33133(305) [email protected]
Edgar ChaconPruden�al Financial2 Alhambra Plaza #1050Coral Gables, FL 33134(305) 420-2643edgar.chacon@pruden�al.com
Alvis T. CharlesTransamerica8750 NW 36 St.260Doral, FL 33178(786) [email protected]
Dennis O. CharleyDennis Charley & Assoc., Inc.2805 SW 132 WayDavie, FL 33330-1234(954) [email protected]
Jonathan CheaNorthwestern Mutual Financial Network500 E Broward BlvdSuite 2000Fort Lauderdale, FL 33394(305) [email protected]
Luis G. Chiappy, CLU, ChFC, CFPAXA Advisors, LLC880 Jeronimo DrCoral Gables, FL 33146-1271(305) [email protected]
Maria Elena CisnerosState Farm Insurance Companies9415 Sunset DrSuite101Miami, FL [email protected]
Gustavo A. CisnerosState Farm Ins. Co.1700 Ponce De Leon Blvd.Coral Gables, FL 33134(305) [email protected]
Carlos G. CisnerosAllstate Life Insurance Company11540 Sunset DrMiami, FL 33173(305) [email protected]
www.naifamiamidade.org 21
Arthur R. CohenArthur Cohen Insurance, LLCOne Biscayne Tower2 South Biscayne Blvd #3760Miami, FL 33131(305) [email protected]
Michael Cojocea, LUTCFPruden�al Financial2 Alhambra PlazaSuite 1050Coral Gables, FL 33134(305) 420-2658michael.cojocea@pruden�al.com
Juan F. ColaoJuan F. Colao Ins. Agcy., Inc.15680 N Kendall Dr.Ste 200Miami, FL 33196-1160(305) [email protected]
Olga M. Comas RedondoNew York Life3750 NW 87 Ave.500Doral, FL 33178(305) [email protected]
Juan Carlos ComendeiroDI Broker100 Miracle Mile, Ste. 250Coral Gables, FL 33134(305) [email protected]
Wayne P. Cooper, CLU, CHFC, MSFS, LLMAXA Advisors, LLC9130 S Dadeland Blvd, #1400Miami, FL 33156(305) [email protected]
Mitch CorchesPruden�al Financial2 Alhambra Place1050Coral Gables, FL 33134(305) [email protected]
Nora E. CorpBest Meridian Ins. Co.2682 S.W. 118th Ct.Miami, FL 33175(305) [email protected]
Luana Mobley Corral, CFP, CFS, CLTCInvestacorp, Inc.2000 Atlan�c Shores BlvdApt 309Hallandale, FL 33009-3706(954) [email protected]
Raoul A. CorreaInsurance Advisors & Administrators Inc.11050 N Kendall Dr.106Miami, FL 33175(305) [email protected]
Juan L. CosioNew York Life Insurance Co.12213 SW 102 TerraceMiami, FL 33186-2520(786) 275-1330jlcosio@�.newyorklife.com
Soledad CoteBMI Financial Group13321 SW 88 Terr Apt. DMiami, FL 33186-1779(305) [email protected]
Jennifer M. CoutoParamedical Solu�ons of S Fla, Inc13331 SW 114th CtMiami, FL 33176-0804(305) [email protected]
22 www.naifamiamidade.org
Lance Sco� CrawfordNew York Life13930 S.W. 174 StreetMiami, FL 33177-7713(786) 275-1350crawfordl@�.newyorklife.com
Milagros CrespoAllstate Life Insurance Company18994 W Dixie HwyMiami, FL 33180(305) [email protected]
Berta CupermanNew York Life14409 3215 NE 184th StMiami, FL 33160(305) 450-3603bcuperman@�.newyorklife.com
Lionel Dylan D’AdeskyNorthwestern Mutual100 SE 2nd StreetMiami, FL 33131(202) [email protected]
Emmanuel DamiscarAGLA - American General12020 N. W. 20th Ct.Miami, FL 33167-2037(305) 477-9352damiscar@s�s.net
Valerie L. Davis-BaileyV L Davis-Bailey Ins Agency Inc3180 Commodore PlazaMiami, FL 33133-5818(305) [email protected]
Ismael DelgadoAllstate NEO8290 Bird Road Suite 106Miami, FL [email protected]
Jocelyn DesadaHorizons Insurance12555 Orange DrivePembrook Pines, FL 33330(954) [email protected]
Michelle P. DesjardinsAllstate Life Insurance Company18383 NE 18th RdMiami, FL 33179(305) [email protected]
Raul Despian, LUTCFState Farm5331 NW 189th StreetMiami, FL 33055(305) [email protected]
Mario A. Diaz, LUTCF, CLTCHealth Family Insurance15280 N.W. 79 Ct., Ste. 103Miami Lakes, FL 33016(305) [email protected]
Jim DiazJim Diaz Insurance Agency13550 SW 88 St, Ste # 294Miami, FL 33186(305) [email protected]
Arturo A. DopazoNew York Life3750 N.W. 87 Ave., Ste. 500Miami, FL 33178(786) 275-1381aadopazo@�.newyorklife.com
Kristoffer DouraSouth Florida Group100 SE 2nd StMiami, FL 33132(786) [email protected]
www.naifamiamidade.org 23
Joshua K. Dove, IIICypress Financial1 Alhambra PlazaMiami, FL 333134(305) 446-3268
Robert H. Downey, CLU, ChFCNorthwestern Mutual13418 S.W. 113 TerraceMiami, FL 33186(786) [email protected]
Chuck Downs, Jr., CFPNorthwestern Mutual155 Ocean Lane Drive#1100Key Biscayne, FL 33149(305) 373-3738
Timothy T. Edbrooke, CLU, ChFCNorthwestern Mutual Life2875 NE 191st StreetSuite 300Aventura, FL 33180(305) 760-9912�[email protected]
Chris EilersJohn Hancock14160 Palme�o Frontage RdSuite 12Miami Lakes, FL 33016(305) [email protected]
Jacob EljauaAllstate Life Insurance Company10200 NW 25 StMiami, FL 33172(305) [email protected]
Philip R. Engelmann, CLU, ChFCMetlife Premier Client Group of Florida806 S Douglas RoadSuite 800Coral Gables, FL 33134(305) [email protected]
Edward W. English, Sr.Independent822 Mariana AvenueCoral Gables, FL 33134-2414(305) [email protected]
Jeffrey M. EpsteinThe Penn Mutual Life Insurance Company9024 SW 152nd StMiami, FL 33157-1928(305) [email protected]
Michael J. Eskra, CLU, RHUDI Broker100 Miracle Mile Ste. 250Coral Gables, FL 33134-5406(305) [email protected]
Peter G. EskraDI Broker2716 GranadaCoral Gables, FL 33134-5552(305) [email protected]
David R. Eskra, Ph.D, MBAdibrokereast/Eskra & Associates100 Miracle Mile, Ste 250Miami, FL 33134(305) [email protected]
Alberto M. Espinosa, CLU, LUTCFAME Insurance InsurPro LLC16234 Sw 94 StMiami, FL 33196(305) [email protected]
Yve�e FaderModern Woodmen of America9036 SW 113 Place CR. EMiami, FL 33176(954) 482-0051Yve�[email protected]
24 www.naifamiamidade.org
Valerie FairningtonAllstate Life Insurance Company9404 S Dixie HwyMiami, FL 33156(305) [email protected]
Joe L. FernandezFendz Asset Mgnt2997 Day AveCoconut Grove, FL 33133(305) [email protected]
Andy Fernandez7480 Bird Rd #560Miami, FL 33155(305) [email protected]
Ma�hew J. FerraraNorthwestern Mutual Financial Network201 S. Biscayne Blvd., Ste. 900Miami, FL 33131(305) 375-7695ma�[email protected]
Gustavo L. FigueredoState Farm7950 W. Flagler St Ste 103Miami, FL 33144-2206(305) [email protected]
Arthur A. Finkle, CLU, ChFCArthur A. Finkle & Assoc.315 Casuarina ConcourseCoral Gables, FL 33143-6507(305) [email protected]
Mark P. Forgione, LUTCFPruden�al FinancialP. O. Box 562440Miami, FL 33256-2440(305) [email protected]
Kris�n N. FranciscoThe Downs Group201 S. Biscayne Blvd., Ste. 900Miami, FL 33131-5345(305) 415-8558
Joseph F. Fuentes, LUTCFFuentes & Associates, Corp.P.O. Box 832943Miami, FL 33283(305) [email protected]
Lakitsia GainesState Farm6704 S.W. 80 StreetMiami, FL 33143(305) [email protected]
Claudia Patricia GallegoClaudia Gallego10221 SW 128 StreetMiami, FL 33176(786) [email protected]
Alina Garcia-BarbonWorld of America Global Partners, LLC703 Waterford Way Ste 560Miami, FL 33126(786) [email protected]
Carlos GaviriaJohn Hancock Financial Services1101 Brickell Ave.16 Floor, North TowerMiami, FL 33131(305) [email protected]
Mauricio A. GiraldoHorizons Insurance & Financial Services12401 Orange DrSuite 130Davie, FL 33330(954) [email protected]
www.naifamiamidade.org 25
Diego GiraldoHorizons Financial12555 Orange Dr.205Davie, FL 33330(954) [email protected]
Aymara E. Golan, FLMIThe Rosenthal Agency, Inc.11255 SW 47 TerraceMiami, FL 33165-5551(305) [email protected]
Julian Goldstein, CLU, ChFC611 Ocean DriveApt 2EKey Biscayne, FL 33149-2315(305) [email protected]
Howard D. Goldstein, CLU, ChFC, CLAHoward D. Goldstein, CLU, ChFC901 Ponce De Leon BlvdSuite 304ACoral Gables, FL 33134-6201(305) [email protected]
Kris� Harmony GomezMassMutual Financial Group2103 Coral WaySuite 721Miami, FL 33145(305) 803-4751kris�[email protected]
Richard M. GonzalezRichard M. Gonzalez Insurance Agency, Inc12765 S.W. 99 CourtMiami, FL 33176-4819(305) [email protected]
Teofilo L. Gonzalez, CFP, MBASouth Florida Branch9130 S. Dadeland Blvd #1400Miami, FL 33156-7850(305) [email protected]
Jose I. Gonzalez, CLU, LUTCFQuantum Alliance5805 Blue Lagoon Dr, Ste 280Miami, FL 33126-2056(305) [email protected]
Jackie GonzalezNorthwestern Mutual1000 Corporate Dr Ste 290Ft. Lauderdale, FL 33334(754) [email protected]
Adriana GonzalezCombined Worksite Solu�ons822 Briar Ridge RdWeston, FL 33327(954) [email protected]
Sara Gonzalez-LopezSara Gonzalez-Lopez, Associates7425 S.W. 129 Ct.Miami, FL 33183(305) [email protected]
Judith D. GordonInsurance Quote Interna�onal1550 Madruga AveSuite 100Coral Gables, FL 33146-3061(305) [email protected]
David R. GossProAssurance2801 SW 149th Ave #200Miramar, FL 33027-4166(800) 222-5115
Richard H. GrabowskiGrabowski Ins. Agcy., Inc.9000 SW 152nd St #103Palme�o Bay, FL 33157(305) [email protected]
Gerald C. Grant, Jr., MBAAXA Advisors, LLC8560 SW 166 St.Miami, FL 33157-0414(305) [email protected]
Rosemary GuilfoyleNew York Life3750 NW 87th Ave Ste 500Miami, FL 33178rguilfoyle@�.newyorklife.com
Charlene GuisasolaThe Penn Mutual Life Insurance Company13611 S Dixie HighwaySte 109-456Coral Gables, FL 33134(305) [email protected]
Anna N. GumbsTransamerica8750 NW 36th Street Ste 260Doral, FL 33178(786) [email protected]
Cecilia Gu�errezNew York Life1300 Concord Terr., 5 FloorSunrise, FL 33323(954) 958-4181cgu�errez@�.newyorklife.com
Robert Joseph Gu�errezAruen Financial2 S. Biscayne BlvdMiami, FL 33131(786) 315-4703rgu�[email protected]
John G. Haagensen, FICMHG Services Inc.1600 S.E. 17 St., Ste 410Fort Lauderdale, FL 33316-1717(954) [email protected]
Jeff D. Hackmeier, LUTCF, CSAJeff D. Hackmeier & Associates, Inc.12000 Biscayne BlvdSuite 506North Miami, FL 33181-2725(305) [email protected]
Arthur Lee HallTransamerica7300 NW 19st Ste 302Miami, FL 33126(305) [email protected]
Tomas HauffAXA Advisors9130 S Dadeland Blvd #1400Miami, FL 33156(305) [email protected]
Bill HelbigBill Helbig Insurance Agency, Inc10240 SW 56 StreetSuite 104Miami, FL 33165-7066(305) [email protected]
Ene�e Nelson Henderson, AICEne�e Henderson Agency152 NE 167th St #405Miami, FL 33162(305) 949-8669ene�[email protected]
Steven P. Hennessy, MBA, LUTCFTrinity Financial7642 SW 169th StreetMiami, FL 33157-4820(305) [email protected]
Montel HerardAmerican General Life & Accident Insurance Company2021 Tyler St.102Hollywood, FL 33020(954) [email protected]
26 www.naifamiamidade.org
www.naifamiamidade.org 27
Luis Alberto HernandezLinq Financial Group2100 Ponce De Leon Blvd., Ste. 600Coral Gables, FL 33134(305) [email protected]
Carlos Hernandez, Jr.Linq Financial Group2100 Ponce DeLeon Blvd., Ste. 600Miami, FL 33134(305) [email protected]
Jose HernandezExamsolu�ons6915 SW 57 Ave.222Coral Gables, FL 33143(305) 992-8889Joe.hernandez@examsolu�ons.co
Derek P. HernandezNew York Life3750 NW 87 Ave500Doral, FL 33178(786) 546-9284dphernandez@�.newyorklife.com
Sergio O. HerreraSergio Herrera Ins Agency Inc12002 S.W. 128 Ct., Ste. 101Miami, FL 33186-4641(305) [email protected]
Neal A. Hirsch, FICNeal Hirsch Insurance11615 S.W. 110 RoadMiami, FL 33176(305) [email protected]
Michael HochmanArven Financial2 South Biscayne Blvd Ste 2200Miami, FL 33131(786) [email protected]
Peggy M. Hollander, CPAThe Succession Group2121 Ponce DeLeon Blvd#420Miami, FL 33134-6044(305) [email protected]
John Craig Holloway, CLU, ChFCState Farm Insurance802 SW 36th Avenue.Boynton Beach, FL 33435-8514(954) [email protected]
Glenn W. Huberman9024 SW 152nd St.Miami, FL 33157-1928(305) [email protected]
Carl Jim Hughes, CLU, LUTCFState Farm Insurance Companies18330 Franjo RoadPalme�o Bay, FL 33157(305) [email protected]
Roger A. Huxman, CLUJohn Hancock7500 SW 126th StMiami, FL 33156-6012(305) [email protected]
Paul S. Indianer, CLU, ChFC, TGPCFinancial Educa�onal Systens, Inc7851 SW 143 StreetMiami, FL 33158-1518(305) 233-3536
Douglas M. JacobsDouglas M. Jacobs & Associates16499 N.E. 19 Ave., Ste. 217N. Miami Beach, FL 33162(305) [email protected]
Jose G. JimenezAll Star Capital Group, Inc.14707 S Dixie Hwy#306Miami, FL 33176-7952(305) [email protected]
Karol JimenezLaser Financial Group2875 NE 191st Street300Aventura, FL 33180(305) [email protected]
Edgar C. JonesMassMutual/DBS Financial Group1000 Corporate Drive#700Fort Lauderdale, FL 33334(954) [email protected]
ShaShauna T. Jones, LTCPVL Davis-Bailey Ins Agcy Inc3180 Commodre PlazaMiami, FL 33133(305) [email protected]
Luckny JosephTransamerica8750 NW 36 St.260Doral, FL 33178(786) [email protected]
Delvin L. Joyce, CLU, ChFCPruden�al560 Village Blvd Ste 100West Palm Beach, FL 33409-1963(561) 207-3189delvin.joyce@pruden�al.com
Andrew M. Kasow, CLU, ChFCProfessional Agents Resources, Inc.420 S.W. 28 RoadMiami, FL [email protected]
Lynn Kasow420 SW 28th RoadMiami, FL 33129(786) [email protected]
Bart Kavanaugh, CLU, ChFCSouth Bay Partners LLP6799 Collins AveUnit 5906Miami Beach, FL 33141(212) [email protected]
Robert W. Kelley, LUTCFPruden�al Ins. CompanyPO Box 410520Melbourne, FL 32941-0520(305) [email protected]
John M. KennedyNew York Life3750 N.W. 87 Ave., Ste. 500Miami, FL 33178(305) 263-1400jmkennedy@�.newyorklife.com
Jerome S. Kirstein, QPFC, CLU, ChFC, CLTCPension Investors Corpora�on3939 Hollywood BlvdSuite 1-AMiami, FL 33021(954) 986-8688 [email protected]
Ed R. Knox, CLU, CLTCKnox Financial Team201 Alhambra Circle - 703Coral Gables, FL 33134(305) [email protected]
Thomas G. Krach, LUTCFColumbus GO1300 Concord Terrace, 5th FloorFort Lauderdale, FL 33323(954) 958-4293tkrach@�.newyorklife.com
28 www.naifamiamidade.org
www.naifamiamidade.org 29
Arthur KulickASI Ins. Brokerage247 SW 8th ST #103Miami, FL 33130(305) [email protected]
Craig A. LanceNa�onal Planning Corpor�on2 S. Biscayne Blvd Ste 1740Miami, FL 33131(305) [email protected]
Robin S. Landers, CLULanders-Stein & Associates4970 SW 72 AvePH-107Miami, FL 33155-5558(305) [email protected]
Frank Lang, CLU, ChFC, CPCU, CFPState Farm5300 NW 87 Av NWMiami, FL 33378(786) [email protected]
Cur�s S. LanoueThrivent Financial11020 N. Kendall Dr.108Miami, FL 33176(305) 479-5448cur�[email protected]
Erica I. LarsonNew York Life1300 Concord Tr.5th FloorCocnut Creek, FL 33323(954) 803-8868elarson@�.newyorklife.com
Armando J. LavinaUniversal Insurance Brokers Corp.8490 SW 58 StreetMiami, FL 33143-1506(305) 644-1000administra�[email protected]
Jerry M. LefflerJerry M. Leffler & Associates259 East Enid Drive#59Key Biscayne, FL 33149(305) 361-8167jerryleffler@a�.net
Joel J. G. Lehman, CLUMetLife Premier Client Group806 S Douglas Rd Ste 800Miami, FL 33134-2081(305) [email protected]
Ruben LevismanLaser Financial Group2875 NE 191 Street, # 300Aventura, FL 33180(305) [email protected]
Darling J. Lie-Nielsen, MDRT, CLTCNorthwestern Mutual201 Alhambra Cir., Ste. 703Coral Gables, FL 33134(305) [email protected]
Mar�n David LonCypress Financial Group806 Douglas RdSuite 800Miami, FL 33134(305) 929-4807mar�[email protected]
Iris LopezState Farm Insurance Agency2700 S.W. 3 Ave., Ste 1-AMiami, FL 33129-2318(305) [email protected]
Odalis M. Lopez, CFPSterling Benefits Group LLC1673 SW 67th AveMiami, FL 33155-1827(305) [email protected]
30 www.naifamiamidade.org
Cesar R. LopezProac�ve Financial Alliance8456 NW 111th CtMiami, FL 33178(305) [email protected]
Humberto LopezPruden�al2 Alhambra PlazaCoral Gables, FL 33134-5202humberto.lopez@pruden�al.com
Raul E. LoysAetna Life Insurance1571 Sawgrass Corporate PkwyThird FlSunrise, FL 33323(305) [email protected]
Hector LunaPruden�al Financial2 Alhambra Plaza Ste 1050Coral Gables, FL 33134(785) [email protected]
Cheri LunnPruden�al2 Alhambra PlazaCoral Gables, FL 33134-5202cheri.lunn@pruden�al.com
Phillip C. Lyons, CIC, AAIInSource9500 S. Dadeland Blvd., Ste. 400Miami, FL 33156(305) [email protected]
Jorge F. MachadoPruden�al Financial2 Alhambra Plaza, Ste. 1050Miami, FL 33134(305) 442-1022jorge.machado@pruden�al.com
William A. MachadoAmerican United Life8095 NW 12th Street Ste 115Doral, FL 33126(305) [email protected]
Diane Mack-Berk3350 S Dixie HighwayMiami, FL 33133(305) [email protected]
Domenic Macrina, III, CLU, ChFCAXA Advisors9130 S. Dadelane Blvd., Ste. 1400Miami, FL 33156(305) [email protected]
Andreina L. Maneiro8456 NW 111 Ct.Doral, FL 33178(786) [email protected]
William ManusAXA Advisors, LLC501 SE Port St. Lucie Blvd.Miami, FL 33156(305) [email protected]
Patricia P. MaquilonNYL125 Gavilan AveMiami, FL 33143-6557(914) 638-6596pmaquilon@�.newyorklife.com
Deborah MarcusAllstate NEO13802 SW 88th StMiami, FL 33186-1304(305) [email protected]
www.naifamiamidade.org 31
Mandy L. MarcyTransamerica7300 NW 19 St.302Miami, FL 33126(305) [email protected]
David A. Marley, LUTCF, CSACrea�ve Financial Concepts, Inc.18001 Old Cutler Rd Ste 639Village Of Palme�o Bay, FL 33157-6442(305) [email protected]
Michael Mar�nezAllstate Life Insurance Company8585 Sunset Dr Ste 106Miami, FL 33143(305) 273-7477michaelmar�[email protected]
Javier Mar�nez-HernandezPruden�al2 Alhambra Plaza Ste 1050Coral Gables, FL 33134(305) 420-2623javi.mar�nez@pruden�al.com
Ronald MartucciPruden�al2 Alhambra PlazaCoral Gables, FL 33134-5202ronald.martucci@pruden�al.com
Alejandro Masferrer9130 S Dadeland BlvdSte 1400Miami, FL 33156(305) [email protected]
Thomas McCrary IIINew York Life1300 Concord Tr.5th FloorSunrise, FL 33323(305) 981-6747tmccrary@�.newyorklife.com
Cassandra McCrayTransamerica7300 NW 19 St.302Miami, FL 33126(305) [email protected]
Jorge MedinaAXA Advisors, LLC9130 S Dadeland BlvdSuite 1400Miami, FL 33156(305) [email protected]
Jorge E. Mercado, LUTCFJorge E. Mercado & Associates2655 Le Jeune Rd.PH-2DMiami, FL 33134-5827(305) [email protected]
Sara Meyer Mercado, FICThrivent Financial218 NE 26th StreetMiami, FL 33137(305) [email protected]
T. George MeroniState Farm Insurance1801 N. Krome AvenueHomestead, FL 33030(305) [email protected]
Samuel MicholMidland Na�onal Life6051 Miramar ParkwayMiramar, FL 33023(954) 842-4906�[email protected]
Jorge MilanesAllstate50 N. Homestead BlvdHomestead, FL 33030(305) [email protected]
32 www.naifamiamidade.org
Hilda MillerGuardian14071 Metropolis AveFort Myers, FL 33912(786) [email protected]
Richard H. Miller, CLTCDiversified1981 NW 88th CourtMiami, FL 33172(305) 908-6700 [email protected]
Ellie K. Mills, CLU, LUTCFState Farm Insurance19324 SW 79 AveCutler Bay, FL 33157(305) [email protected]
Manny MirandaManny Miranda Insurance Agency, Inc.7470 S.W. 105 TerraceMiami, FL 33156-3806(305) [email protected]
Hector M. MitreNorthwestern Mutual201 Alhambra Circle, Ste 703Coral Gables, FL 33134(305) [email protected]
Raimundo J. Molina Baez, MBACRMSG Insurance ServicesP. O. Box 144998Coral Gables, FL 33114(305) [email protected]
Loyda Molina-PaganNew York Life1300 Concord Terr 5th FlFort Lauderdale, FL 33323(305) 849-4083loyda_molina-Pagan@�.newyorklife.com
David Victor Montes De OcaNorthwestern Mutual201 Alhambra Cir, Ste 703Miami, FL 33134(305) [email protected]
San�ago MontoyaNew York Life3750 NW 87 Ave500Doral, FL 33178(321) [email protected]
Orlando MoraNew York Life3109 W Mar�n Luther King BlvdSuite 402Tampa, FL 33607
Ricardo E. Morales-Gomez, CLTCPruden�al Financial16903 N.W. 69th AvenueHialeah, FL 33015-4267(305) 446-5055ricky.morales-gomez@pruden�al.com
Manuel MorinState Farm Insurance Companies10651 N. Kendall Ste 111Miami, FL 33176(305) [email protected]
Robert Clarke MorrisD I Broker6905 Leonardo St.Miami, FL 33146-3709(305) [email protected]
Rev. Ernest B. Morrow, LUTCFErnmor Benefits Services11030 SW 156 StreetMiami, FL 33157-1255(305) [email protected]
www.naifamiamidade.org 33
Keith L. MuellerLincoln Financial Network9 W. Vanderbilt StreetOrlando, FL 32804(954) [email protected]
Eduardo MunozSouthern Farm Bureau Life Insurance1850 Old Dixie HwyHomestead, FL 33033-3212(305) 247-5234eduardo.muniz@�ic.com
Ramon B. Murphy, CLU, CFPRay Murphy & Assoc., Inc.7971 N.W. 159 TerraceMiami Lakes, FL 33016(305) [email protected]
John MurrainLinq Financial2100 Ponce De Leon Blvd.600Coral Gables, FL 33134(305) [email protected]
Carlos Alejandro MusibayMassMutual Miami2100 Ponce de Leon BlvdSuite 600Coral Gables, FL 33134(305) [email protected]
Kris�na MuxoNorthwestern Mutual100 SE 2nd St2610Miam, FL 33122(305) [email protected]
Helena Nath8750 NW 36th Street#520Doral, FL 33178(305) [email protected]
Isidro N. NavaPruden�al Financial2 Alhambra Plaza1050Coral Gables, FL 33134(305) 420-2637isidro.nava@pruden�al.com
Robert S. Neale, RHUPAR DI Services, Inc.2701 S. Bayshore Dr., Ste. 600Coconut Grove, FL 33133(305) 860-1044robert.neale@a�.net
Luis A. NecuzeLuis Necuze Insurance Agency, Inc.8290 Bird RdSuite 106Miami, FL 33155(305) [email protected]
Kala NeilsonPruden�al2 Alhambra PlazaCoral Gables, FL 33134-5202kala.neilson@pruden�al.com
Jeffrey E. Newman, CLU, ChFCGuardian Life Insurance Co. of America2 S Biscayne Blvd #1740Miami, FL 33131-1824(305) [email protected]
Carlos E. Noguera, LUTCFNew York Life18531 Southwest 44th StHollywood, FL 33029-6215(954) 655-3005cnoguera@�.newyorklife.com
Marlene NogueraNew York Life3750 NW 87th Ave Ste 500Doral, FL 33178(786) 275-1300mnoguera@�.newyorklife.com
Juan C. Novas CondeNew York Life3750 NW 87 Ave.500Doral, FL 33178(786) [email protected]
Yseni M. NunezInterbrokers8750 NW 36 St.550Doral, FL 33178(305) [email protected]
Roberto A. NunoNorthwestern Mutual201 Alhambra CircleSuite 703Coral Gables, FL 33134(305) [email protected]
John J. O’DayCorporate Financial, Inc11220 SW 60 CTMiami, FL 33156(305) [email protected]
Mario Obregon, Jr.State Farm Insurance Companies6701 Sunset Dr., Ste. 115Miami, FL 33143(305) [email protected]
Mila M. OleaNew York Life3750 NW 87th AvenueSuite 500Doral, FL 33178-2433(786) 275-1335mmolea@�.newyorklife.com
Rosemary J. Olson, LUTCFC & C Insurance, Inc.10465 S.W. 52 StreetCooper City, FL 33328-4912(305) [email protected]
Ryan E. OteroAllstate Benefits700 West Hillisboro BlvdBldg 3 Suite 206Deerfield Beach, FL 33441(561) [email protected]
Lynn Padro9130 S Dadeland BlvdSte 1400Miami, FL 33156(305) [email protected]
Tanya D. Pages, CLU, ChFC5890 S. W. 32nd StreetMiami, FL 33155-4065(305) [email protected]
James R. Pappas, IIIMetLife Premier Client Group806 S Douglas Rd Ste 800Coral Gables, FL 33134-2081(305) [email protected]
Diego PascuaPruden�al2 Alhambra PlazaCoral Gables, FL 33134-5202diego.pascua@pruden�al.com
James L. Penn, LUTCFTransamerica7300 NW 19 St. Suite 302Doral, FL 33142(305) [email protected]
Sergio Perez- BorrotoNew York Life3750 NW 87 Ave500Doral, FL 33178(786) 445-8884sperezborroto@�.newyorklife.com
34 www.naifamiamidade.org
www.naifamiamidade.org 35
Sergio Perez-BorrotoNew York Life3750 NW 87 Ave.500Doral, FL 33178(786) 445-8884sperezborroto@�.newyorklife.com
Luis D. Peters, CPCU, CLUPeters Ins. & Fin. Svcs., Inc.7750 SW 117th Ave Ste 207Miami, FL 33183-3844(305) [email protected]
Cornelia T. Philipson, LUTCFCornelia Philipson Ins. Serv.8355 SW 89 StreetMiami, FL 33156-7333(305) [email protected]
Vince PinoMassMutual Financial Group2103 Coral WaySuite 721Miami, FL 33145(305) [email protected]
Mark C. Piper, CLUNorthwestern Mutual201 Alhambra Circle #703Coral Gables, FL 33134-5108(305) [email protected]
Nidia M. PitaAllstate Life Ins Co/NY900 S Pine Island Road380Planta�on, FL 33324(954) [email protected]
German Plasencia, CLU7475 SW 73 TerraceMiami, FL 33143-4105(305) [email protected]
Robert J. PoleoNorthwestern Mutual201 Alhambra Circle Ste. 703Coral Gables, FL 33134(305) [email protected]
Diane PreussLanders-Stein & Assoc., Inc.4970 SW 72nd Ave Ste 107Miami, FL 33155-5558(305) [email protected]
Nazim Qureshi, ChFCNorthwestern Mutual201 Alhambra CircleSuite 703Coral Gables, FL 33134-5108(305) [email protected]
Steven RasmussenAXA Advisors, LLC9130 S Dadeland Blvd.Suite 1400Miami, FL 33156(305) [email protected]
Alberto RegueiraBeacon Financial & Insurance Solu�ons2332 Galiano Street2nd Floor, Ste. 101Coral Gables, FL 33134(305) [email protected]
Hope C. RemondetState Farm11169 NW 39th STApt 105Sunrise, FL 33351(954) [email protected]
36 www.naifamiamidade.org
Karen E. ReshardTransamerica7300 NW 19 St.302Miami, FL 33126(305) [email protected]
Maria ReutherAllstate Insurance900 S Pine Island Rd Ste 380Planta�on, FL 33324-3922(954) [email protected]
Linessa B. ReyesTransamerica7300 NW 19 St.302Miami, FL 33126(305) [email protected]
Tiffany RichardsLaser Financial Group2875 NE 191st St Ste 300Aventura, FL 33080(305) 760-9920�[email protected]
Stephen L. RiemerRiemer Insurance Group In.CP. O. Box 250Hallandale, FL 33008-0250(305) 945-5529
Bruce H. RishtyFuturity First1398 SW 160 Ave502Sunrise, FL 33326(754) [email protected]
Rita Rivas9130 S Dadeland BlvdSte 1400Miami, FL 33156(305) [email protected]
Ramses RiveroSC&J Rivero Insurance, inc.12496 SW 127 AVEMiami, FL 33186(305) [email protected]
Omar A. RiveroMassMutual Miami-LINQ Financial Group2100 Ponce De Leon Blvd.Suite 600Coral Gables, FL 33134(305) [email protected]
Mary T. Roberts, LUTCF, FSSAGLA - American General2021 Tyler St., Ste. 102Hollywood, FL 33020(954) [email protected]
Carmen A. Rodriguez, LUTCFLanders-Stein & Associates Inc.4970 SW 72 AveSuite PH 107Miami, FL 33155-5558(305) [email protected]
Ramiro E. Rodriguez, CLU, ChFC, IARMajor Assurance Planning, Inc.12717 West Sunrise Blvd. #125Sunrise, FL 33323(305) [email protected]
Rafael A. Rodriguez-VegaMajor Financial Planninag IncP.O. Box 44-0682Miami, FL 33144-0682(305) [email protected]
Orlando J. RomeroAmeritus15316 S.W. 54 TerraceMiami, FL 33185-4113(305) [email protected]
Claudia RosCambridge Financial Partners1985 NW 88th Ct Ste 202Miami, FL 33172-2638(786) [email protected]
Ricardo V. RosalesInterbrokers, Inc.8750 NW 36th Street, Ste.520Doral, FL 33178(305) [email protected]
Bradley J. Rosen1900 Purdy AveApt. 809Miami Beach, FL 33139-1417(786) [email protected]
Howard Rosenbloom, CPA, MBAHoward Rosenbloom, Regist Rep13701 SW 88 StreetSuite 300Miami, FL 33186(305) [email protected]
Richard J. Rosenthal, LUTCFThe Rosenthal Agency, Inc8000 SW 117th AvenuePH #AMiami, FL 33183-3838(305) [email protected]
Robert A. RosenthalThe Rosenthal Agency, Inc.8000 SW 117th AvenuePH-AMiami, FL 33183(305) [email protected]
Martha J. Rothaus, CLTC, CSARothaus Insurance Group8781 S.W. 85 TerraceMiami, FL 33173(305) [email protected]
Janice C. Rowton, LUTCFState Farm20330 Old Cutler RdMiami, FL 33189-1832(305) [email protected]
Philippa J. Roxburgh, CLU, ChFC, CLTCPruden�al3245 Village Green DrMiami, FL 33175-3148(305) [email protected]
Juan Roberto Ruiz, CLU, CFPPruden�al South Florida Agency2 Alhamba Plaza Ste 1050Miami, FL 33134-5237305-420-2639robert.ruiz@pruden�al.com
Mary SaizInsuring Sources, Inc.8200 NW 41st St Ste 200 Unit 17Doral, FL 33166-6204(786) [email protected]
Richard L. SakaThe Downs Group201 S Biscayne Blvd #900Miami, FL 33131-5345(305) [email protected]
Jus�n SakaThe Downs Group19950 W. Country Club Dr.802Aventura, FL 33160(305) 405-3600jus�[email protected]
Sylvia San EmeterioNew York Life3750 N.W. 87th AvenueSuite 500Miami, FL [email protected]
www.naifamiamidade.org 37
Ricardo SanchezState Farm Insurance13755 S.W. 42 StreetMiami, FL 33175(305) [email protected]
Ruben SanchezState Farm Insurance Companies2542 Sanctuary DriveWeston, FL 33327-1533(305) 826-2300ruben.sanchez.a7�@statefarm.com
Rosa SanchezAllstate NEO6941 SW 196th Ave Ste 31Fort Lauderdale, FL 33332-1609(305) [email protected]
Ivanhoe SanchezNew York Life3750 NW 87 Ave.Ste. 500Doral, FL 33178(786) [email protected]
Maria SantallaAXA Advisors, LLC9130 S Dadeland Blvd.Suite 1400Miami, FL 33156(305) [email protected]
Marta M. Sastre, CLUAFLACPO Box 140127Coral Gables, FL 33114-0127(305) [email protected]
Howard M. Schachter1401 Baracoa AvenueMiami, FL 33146(305) [email protected]
Lawayne R. Sco�American General Life & Accident Insurance Company2021 Tyler St.102Hollywood, FL 33020(954) 920-0439lawayne.sco�@aig.com
Jose SevillaPruden�al2 Alhambra PlazaCoral Gables, FL 33134-5202jose.sevilla@pruden�al.com
Mar�n L. Shaw, IIIMar�n L. Shaw III & Assoc.9990 S.W. 77th Ave PH 16Miami, FL 33156-2661(305) [email protected]
Mar�n L. Shaw, IVMar�n L. Shaw, III & Associates9990 SW 77th Ave PH 16Miami, FL 33156-2620(305) 275-8220mar�[email protected]
Lyda ShehadehPrincipal Financial Group255 Alhambra Circle Ste 630Coral Gables, FL 33134(786) [email protected]
Samuel ShirleyPruden�al2 Alhambra PlazaCoral Gables, FL 33134-5202samuel.shirley@pruden�al.com
Nathan Shusterman, CLU, ChFCNat Shusterman Associates21050 Point Place, Apt. 1701Aventura, FL 33180(305) [email protected]
38 www.naifamiamidade.org
Ana B. SiberioAXA Advisors2000 S. Bayshore Dr., Apt. 54Miami, FL 33133(305) [email protected]
Anthony F. SierraBMI Financial Group2000 S Bayshore DrVilla 17Miami, FL 33133(305) [email protected]
Anne Marie SierraBMI Financial Group8950 S.W. 74 Ct., 24 FloorMiami, FL 33156-3171(305) [email protected]
Marc A. Silverman, CLU, ChFC, CFPSilverman Financial9940 W Suburban DrMiami, FL 33156-1929(305) [email protected]
Patrick SimonAmerican General Life & Accident Insurance Company2021 Tyler St102Hollywood, FL 33020(954) [email protected]
Arlene C. Singer, LUTCFSinger Insurance Services19698 NE 24th AveN Miami Bch, FL 33180-2120(305) [email protected]
Franklyn SolanoTransamerica8750 NW 36 St.260Doral, FL 33178(786) [email protected]
Maria J. SolorzanoThrivent Financial11020 N. Kendall Dr.108Miami, FL 33176(305) [email protected]
Robert Irwin Spak, CLU, ChFC, CASLNew York Life12260 S.W. 53 St., Ste. 602Cooper City, FL 33330-3320(954) [email protected]
Jan H. SpitzerDiversified Underwriters Svc1981 N.W. 88th CourtMiami, FL 33172-2637(305) [email protected]
Ronald G. StoneThe Comprehensive Companies2199 Ponce DeLeon Blvd#300Miami, FL 33134(305) [email protected]
Carla J. StreetState Farm3480 Keith Bridge Rd., Ste. B-2Cumming, [email protected]
www.naifamiamidade.org 39
Juan SuarezMetLife Premier Client Group806 Douglas Rd. Suite 800Coral Gables, FL 33134(305) [email protected]
Grace SullivanNorthwestern Mutual201 Alhambra Cir, Ste 703Coral Gables, FL 33134-5108(305) 448-5666
Harvey TabinHarvey Tabin & Assoc Inc6873 S.W. Lassoo LanePalm City, FL 34990-5152(305) [email protected]
Jorge TefelAXA Advisors, LLC9130 S Dadeland BlvdSuite 1400Miami, FL 33156(305) [email protected]
Evelina TejadaLaser Financial Group2875 NE 191 Street300Aventura, FL 33180(305) [email protected]
Lauren R. TejeraNew York Life3750 NW 87 Ave.500Doral, FL 33178(305) 310-2443ltejera@�.newyourklife.com
Pavel Tenenbaum19950 W Country Club DrAventura, FL 33180-4601
Doris ThomasTransamerica7300 Corporate DriveDoral, FL 33126(305) [email protected]
Harvey C. TimmerNick Insurance & Financial Solu�ons10725 Sw 134th TerMiami, FL 33176-6023(305) 951-6149hc�[email protected]
Ray N. Timmons, Jr.Southern Farm Bureau Life Insurance1850 Old Dixie HwyHomestead, FL 33033-3212(305) 247-5234ray.�mmonsjr@�ic.com
Roberto J. TorokThe Pruden�al Ins Co. of America South FL Financial Group2 Alhambra PlazaSte 1050Coral Gables, FL 33134(305) 420-2626Roberto.torok@pruden�al.com
Roberto TorokPruden�al2 Alhambra PlazaCoral Gables, FL 33134-5202roberto.torok@pruden�al.com
Rafael R. TorresOneCambridge1985 NW 88th CourtSuite 202Miami, FL 33172(786) [email protected]
Francisco Torres De Navarra5835 SW 81st StreetSouth Miami, FL 33143(305) 666-0300�[email protected]
40 www.naifamiamidade.org
J. Wayne TracyNew York Life8440 S.W. 146 StreetPalme�o Bay, FL 33158-1463(305) 969-5445wtracy@�.newyorklife.com
Laura L. Traeger, AAI3350 S Dixie HwyMiami, FL 33133(305) [email protected]
Ann V. Travis, LUTCF, ChLAPTravis Agency, Inc.9371 S.W. 54 StreetMiami, FL 33165-6523(305) [email protected]
Ryan Tuff5491 N University DrCoral Springs, FL 33067-4644(954) [email protected]
Conrad T. TunstallAmerican General Life & Accident Insurance Company2021 Tyler St.102Hollywood, FL 33020(954) [email protected]
Mar�na D. TurnerMar�na D. Turner Agency16101 SW 156 AveMiami, FL 33187-5227(305) 599-1017mar�[email protected]
Jose F. Velasco, LUTCF, ChFC, CFPNew England Financial806 Douglas Rd #800Coral Gables, FL 33134(305) [email protected]
Ani Victoriano9850 NW 41st Street #300Doral, FL 33178(305) [email protected]
Marcela Vieco9130 S Dadeland BlvdSte 1400Miami, FL 33156(305) [email protected]
Alberto Vilar, Jr.Apoyo Seguro LLC7875 NW 12 StreetSuite 118Miami, FL 33126(786) [email protected]
Benjamin VilchezPruden�al Financial2 Alhambra Plaza Ste 1050Coral Gables, FL 33134(305) 420-2660 x7258benjamin.vilchez@pruden�al.com
Paul N. WaddellNick Waddell Insurance Agency, Inc.11205 S. Dixie Highway#200Miami, FL 33156(305) [email protected]
Barry B. Wales, CLU8240 NW 52 TerrSuite 205Miami, FL 33166-7766(305) [email protected]
David Gordon Walter, LUTCF, CLTCNew York Life3750 NW 87th Ave #500Miami, FL 33178-2433(786) 275-1369dwalter@�.newyorklife.com
www.naifamiamidade.org 41
Carlyle Webb, LUTCFCarlyle Financial Group21651 S.W. 127th CtMiami, FL 33170-2628(786) [email protected]
Michael P. Whalen, CLU, ChFCNorthwestern Mutual4261 Palm LaneMiami, FL 33137-3346(305) [email protected]
Keston White-MarinAXA Advisors, LLC2255 Glade RoadBoco Raton, FL 33431(561) [email protected]
Lawrence Wiener, CLU, ChFC, AEPPension Investors Corpora�on3981 N. 32 TerraceHollywood, FL 33021-2022(954) [email protected]
Gary L. WilkinsonHenderson Financial Group5793 A NW 151 St.Miami Lakes, FL 33014(813) [email protected]
Richard E. Wine, LUTCFR. Wine Ins. Agency Inc.P.O. Box 163300Miami, FL 33116-3300(305) [email protected]
Reinaldo B. Winer, LUTCFEstate & Charity Funding Network9452 Carlyle Ave.Surfside, FL 33154(305) [email protected]
Marco WinerWiner Insurance9072 Byron AvenueSurfside, FL 33154(305) [email protected]
Christopher Allan Wolfe, CLU, ChFCChristopher Wolfe & Associates7840 S.W. 86 Street, Ste. 21Coral Gables, FL 33143-6862(305) [email protected]
Melody WoodruffAmerican General Life & Accident Insurance Company2021 Tyler St.Hollywood, FL 33020(954) [email protected]
Conrado YeroAllstate Life Insurance Company10030 SW 40th StreetMiami, FL 33165(305) [email protected]
Monthea YoungTransamerica7300 NW 19 St.302Miami, FL 33126(305) [email protected]
Jose�e ZamorMutual of Omaha Companies45 NE 104th StreetMiami, FL 31338(786) 514-2237jose�[email protected]
Saul S. Zitner, LUTCF217 Aragon AvenueCoral Gables, FL 33134305-444-7401, Ext. [email protected]
42 www.naifamiamidade.org
NAIFA-FloridaThe Na�onal Associa�on of Insurance and Financial Advisors - Florida1836 Hermitage Blvd, Suite 200, Tallahassee, FL 32308Phone: (850) 422-1701 Email: [email protected] Website: www.naifa-florida.org
PresidentRod Whited, CFP, CLU, ChFC, CASLPhone: (352) 377-7577Fax: (352) 335-3998Email: [email protected]
Vice PresidentLinda M. MoorePhone: (407) 875-0221Fax: (407) 875-3811Email: [email protected]
President - ElectSteven P. Saladino, LUTCFPhone: (813) 833-3514Fax: 260-479-6126Email: [email protected]
Secretary - TreasurerShelita StuartPhone: (727) 853-0070Fax: (727) 847-9544Email: [email protected]
Immediate Past PresidentRonnie Day, LUTCFPhone: (850) 587-2135Fax: (850) 587-2137Email: ronnie.day@�ic.com
Past PresidentJames C. Koburger, CLU,ChFC,CASL,LUTCFPhone: (850)219-0200Fax: (850) 877-8998Email: james.koburger@�ic.com
Director-at-LargeKendall R. Clenney, LUTCFWork Phone: (863) 604-5021Fax: (863) 859-2058Email: [email protected]
Director-at-LargeJoseph C. Chalom, CLU, RICP, LUTCFPhone: (954) 340-1588Fax: (954) 340-1865Email: joe@re�rementcouncil.com
NAIFA TrusteeTom M. Cothron, LUTCFPhone: (352) 237-2124Fax: (352) 237-2127Email: [email protected]
NAIFA-FL IFAPAC ChairMelissa H. SnivelyPhone: (813) 662-3622Fax: (813) 662-3621Email: [email protected]
Na�onal Commi�eepersonMark R. Tiralosi, LUTCFPhone: (407) 389-3577Fax: (407) 774-0936Email: m�[email protected]
Past PresidentBryon A. Holz, CLU, ChFC,LUTCF,CASLPhone: (813) 684-1163Fax: (813) 651-1241Email: [email protected]
Director-at-LargeMaureen A. Kirschhofer, CLU, ChFCPhone: (904) 730-9654Fax: (904) 730-9273Email: [email protected]
Director-at-LargeTiffany H. DrewesWork Phone: (727) 847-3838Fax: (727) 846-0345Email: �ffany@�mholladay.net
Director-at-LargeBarnie G. Walker, Jr., LUTCFPhone: (561) 422-2021Fax: (561) 422-2041Email: [email protected]
www.naifamiamidade.org 43
44 www.naifamiamidade.org
YOUR BUSINESSGROWHELPS YOUNAIFA Your professional association has never been
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AT_Grow_Ad_0614.indd 1 6/20/14 10:10 AM
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Alabama $0.00 $0.00 Illinois $12.69 $2.00 Montana $46.00 $0.00 Puerto Rico $0.00 $0.00 Alaska $1.84 $0.00 Indiana $18.40 $0.00 Nebraska $26.60 $0.00 Rhode Island $0.00 $0.00 Arizona $1.16 $0.00 Iowa $13.30 $0.50 Nevada $18.50 $0.00 South Carolina $11.70 $0.00 Arkansas $1.06 $0.00 Kansas $25.00 $0.00 New Hampshire $103.80 $0.00 South Dakota $40.66 $0.00 California $31.25 $0.00 Kentucky $1.60 $0.00 New Jersey $22.70 $0.00 Tennessee $18.70 $1.00 Colorado $59.80 $0.00 Louisiana $20.00 $0.00 New Mexico $65.10 $0.00 Texas $28.00 $0.00 Connecticut $57.46 $0.00 Maine $96.00 $0.00 New York State $31.35 $0.00 Utah $11.10 $0.00 Delaware $77.70 $0.00 Maryland $28.00 $0.00 North Carolina $23.75 $0.00 Vermont $21.60 $0.00 District of Columbia $0.00 $0.00 Massachusetts $44.85 $0.00 North Dakota $15.66 $2.00 Virginia $6.32 $1.00 Florida $33.99 $0.00 Michigan $17.50 $0.00 Ohio $23.40 $0.00 Washington $47.00 $0.00 Georgia $10.20 $0.00 Minnesota $23.40 $6.00 Oklahoma $28.90 $0.00 West Virginia $22.00 $0.00 Guam $49.60 $0.00 Mississippi $21.40 $0.00 Oregon $53.68 $0.00 Wisconsin $32.55 $0.00 Hawaii $28.80 $0.00 Missouri $7.00 $0.00 Pennsylvania $24.60 $0.00 Wyoming $0.00 $0.00 Idaho $13.94 $0.00
(Effective January 1, 2015-December 31, 2015)
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I agree to abide by the association bylaws and NAIFA’s Code of Ethics (see below) and certify that:
a. I have not been accused in writing nor been found in violation of the code of ethics of any professional organization of which I am a member. A state or federal licensing or regulatory body has not censured, fined or reprimanded me, or revoked or suspended my investment advisor, securities, or insurance license(s). I am not a defendant in a criminal action. If a criminal judgment has been entered against me in the past, it has been disclosed to NAIFA and its predecessors.
b. I agree that neither the Association nor its individual members, officers, directors, agents or employees shall be liable to me, individually or jointly, if this application for membership is rejected or for the consequences of any disciplinary action which may be sought or taken against me under the local Association’s bylaws or Amendments thereto or any disciplinary or penal action which may be sought or taken against me under the laws of this or any other state or jurisdiction, or for any statement which the Local Association or any of said individuals may issue relative to any such action; provided, for its or their gross negligence or willful misconduct.
c. I understand and agree that my application for membership will be declined if it does not obtain a majority vote of the Board of Directors, or in the opinion of the Board of Directors, I am or will be unable or unwilling to conform to any of the foregoing requirements.
OR (check if any statements apply):
I have been accused in writing or been found in violation of the rules or code of ethics of a professional organization of which I am a member. A state or federal licensing or regulatory body has censured, fined or reprimanded me, or revoked or suspended my investment advisor, securities or insurance license(s).
I am a defendant in a pending criminal action or a criminal judgment has been imposed against me that has not been disclosed to NAIFA or its predecessors. I will attach complete details with this application. I understand that a finding of such violation may create a presumption that I have violated NAIFA’s Code of Ethics.
Signature Date
PAYMENT INFORMATION
AUTHORIZATION AGREEMENT FOR MONTHLY DEBIT/CREDIT CARD PAY
MEMBERSHIP AGREEMENT
Dues Amounts (for official use only) — Local and State dues amounts MUST be entered and added to the NAIFA dues amount.
*Local *State NAIFA *Total
+ + $330.00 =
*REQUIRED FIELDS
NOTICE: NAIFA is required to inform you of the cost of your state and/or national magazine subscription, which is included in your membership dues. This amount is not deductible from your dues. The amount of your Advisor Today subscription is $6. The amount of your state subscription is listed in the table on the front of this application.
ANNUAL PAYMENT ONLY (Please check one)Check VISA Mastercard American Express
Card Number Expiration Date Security Code
Name on Card Signature Date
I hereby authorize the National Association of Insurance and Financial Advisors, hereinafter called NAIFA, to initiate debit/charges to my: (select one)
VISA MasterCard AMEX (Discover not accepted at this time).Checking Acct. Savings Acct. at the depository financial institution named
below hereinafter called DEPOSITORY, and to debit the same to such account. *Please include a voided check with your application.
Bank Name/Credit Card Name
Bank Routing Number (ABA #)/Bank Account Number
Credit Card Number Expiration Date Security Code
This authorization is to remain in full force and effect until NAIFA has received written notification from me (the participant) of its termination. Written notification must be received by NAIFA by the last business day of the month to avoid a draft/charge for the following month.
Account Holder’s Name
Signature Date
Note: All written debit/charge authorizations must provide that the member may revoke the authorization only by notifying NAIFA in the manner specified in the authorization.
Note to Members Paying by Bank Draft or Monthly Credit Card: NAIFA will debit/charge your account on the 5th of every month. Debits/Charges will begin the month following receipt of this application. You will be notified in advance of any adjustments in your monthly debit/charge, resulting from any dues adjustments. There is a $.50 per month transaction fee, which is added to the monthly debit/charge amount. If your membership is being reinstated after a lapse, the first debit/charge will reflect the amount due for the delinquent months. If the participant has insufficient funds in his/her account to cover the monthly draft, NAIFA will charge a $15.00 fee on the next monthly debit. If the insufficient fund status occurs for a second consecutive month or twice within six months, the participant will be removed from the program and all benefits will be terminated. The member will not be eligible to receive benefits again until his/her account is brought current. Once you have enrolled in the bank draft/monthly credit card program, you are committed to pay full annual dues in 12 monthly payments. If you fail, for whatever reason, to complete your full membership dues obligation, you are still liable for the remaining unpaid balance.
Updated 09/2015TO READ NAIFA’S CODE OF ETHICS, VISIT WWW.NAIFA.ORG/ABOUT-NAIFA/CODE-OF-ETHICS
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