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1
Type of Customer
Customer Category Low Medium High
Observations of the Official regarding corelation between theannual gross income sales and the proposed borrowing
Other General Observations of the Official
Is the Official fully satisfied with the information furnished by thecustomer or he feels the need for cross checking any of thesedetails with relative documents if so it should be arranged
Specific Recommendations for obtaining Additional Information(Indicate what type of additional information should be obtained
Signature
Comments on Enhanced Due diligence (if any)
Risk Profile - Assessment (To be filled in only by Branch Head HO Department Head)
Cheque No Date
Drawn on Amount (Rs)
Date of Cheque deposit
Account No CMS Deposit Slip No
(In case multiple cheques please mention details of all cheques)
Cheque details (Self signed cheque in favour of IDBI Capital Markets amp Securities Ltd)
Name of Stock BrokerTrading Member IDBI Capital Markets amp Securities LimitedDepository Participant
SEBI-Common Registration No NSE - CASH FNO INZ000007237 DATED 29-4-2015BSE - CASH FNO INZ000007237 DATED 29-4-2015
SEBI Registration No (NSDL) IN-DP-NSDL-12-96
RegisteredCorrespondence Office Address 3rd Floor Mafatlal Centre Nariman Point Mumbai 400 021
Telephone 022-4322 1212
Fax 022-2285 0785
Website wwwidbicapitalcom
Trading Portal wwwidbidirectin
Compliance Officer Ms Christina Drsquosouza
Phone No amp E-mail Id Tel 022-4322 1212 E-mail ID complianceidbicapitalcom
MD amp CEO Mr Nagaraj Garla
Phone No amp E-mail Id Tel 022-4322 1212 E-mail ID mdidbicapitalcom
For any GrievanceDispute please contact IDBI Capital Markets amp Securities Ltd at 3rd Floor MafatlalCentre Nariman Point Mumbai - 400 021 Telephone 022-3913 5001 E-mail ID redressalidbicapitalcom
In case not satisfied with the response please contact the concerned Stock Exchanges
BSE isbseindiacom Phone no 91-22-2272 8097 Fax no 91-22-2272 3677
NSE ignsensecoin Phone no 91-22-2659 8190 Fax no 91-22-2659 8191
2
INSTRUCTION CHECKLIST
Documents to be submitted
RESIDENT INDIVIDUALPaste Recent passport size photograph (on KYC) Signed across the photo
PAN (Compulsory) (Name on the KYC Form as per PAN)
Demat Master latest transaction or holding statement from the DP for Demat Account bearing name ofthe client
Copy of Cancelled Cheque Leaf Passbook Bank Statement specifying name of the client MICR Codeorand IFSC Code of the Bank
DOCUMENTARY EVIDENCE FOR FINANCIAL DETAILS (Any one of the following)Copy of ITR Acknowledgement Copy of Annual Accounts Copy of Form 16 in case of Salary Income NetworthCertificate (Networth should not be older than one year) Salary Slip Any other relevant documents substantiatingownership of Assets Bank Statement for 6 months or DP holding statement Self declaration alongwith relevantsupporting
IDENTITY PROOF (Any one of the following)A1 PAN Card (Compulsory)A2 PassportA3 Voter ID CardA4 Driving LicenceA5 Unique Identification Number (UID) (Aadhaar)A6 Identity card document with applicantrsquos Photo issued by any of the following
CentralState Government and its Departments StatutoryRegulatory Authorities Public Sector UndertakingsScheduled Commercial Banks Public Financial Institutions Colleges affiliated to Universities Professional Bodiessuch as ICAI ICWAI ICSI Bar Council etc to their Members and Credit cardsDebit cards issued by Banks (withphoto)
ADDRESS PROOF (Any one of the following for permanent as well as correspondence address)B1 PassportB2 Voter ID CardB3 Driving LicenceB4 Ration CardSale Agreement of ResidenceFlat Maintenance BillB5 Bank PassbookBank Statement (Not more than 3 Months old along with the copy of cancelled cheque leaf)B6 Landline Telephone Bill (Not more than 3 Months old)B7 Electricity BillGas Bill (Not more than 3 months old)B8 Insurance CopyB9 Self-declaration by High Court and Supreme Court Judges giving the new address in respect of their own accountsB10 Proof of address issued by any of the following
1 Bank Managers of Scheduled Commercial BanksScheduled Co-Operative BankMultinational Foreign Banks2 Gazetted OfficerNotary PublicElected representatives to the Legislative AssemblyParliamentDocuments issued
by any Govt or Statutory AuthorityB11 Identity carddocument with address issued by any of the following
1 CentralState Government and its Departments2 StatutoryRegulatory Authorities3 Public Sector Undertakings4 Scheduled Commercial Banks5 Public Financial Institutions6 Colleges affiliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their
Members7 The proof of address in the name of the spouse will be accepted alongwith proof of Marriage Registration
Certificate
3
NON - RESIDENT INDIVIDUAL (NRI)
Photo Identity Address Proof Bank Proof Demat Proof Financial Information Proof - same as ResidentIndividual
ADDITIONAL DETAILS FOR NRI CLIENTS (Compulsory)Copy of RBI Approval for dealing in securities marketBank Verification letter indicating type of account as NRENROCopy of PassportPIO CardOCI Card amp Overseas address proof is mandatory
Note-One set or proofs should be duly attested by Overseas Banker Notary Indian Embassy Consulate General +BY SELF when client is not visiting the IDBI Capital Branch
For NRE account cheque should be given from existing NRE Ac or Overseas Bank Account
For NRO account cheque should be given from existing NROResident Bank Account Overseas Bank Account
In case client canrsquot personally visit the branch webcam should be used for inperson verification
NRIs resident in United States of America are not permitted to open a trading account
4
INSTRUCTIONSCHECK LIST FOR FILLING KYC FORM
A IMPORTANT POINTS
1 Self attested copy of PAN card is mandatory for all clients2 Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for
verification In case the original of any document is not produced for verification then the copies should be properlyattested by entities authorized for attesting the documents as per the below mentioned list
3 If any proof of identity or address is in a foreignregional language then translation into English is required4 Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted5 If correspondence amp permanent address are different then proofs for both have to be submitted6 Sole proprietor must make the application in his individual name amp capacity7 For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passport
PIO CardOCI Card and overseas address proof is mandatory8 For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given9 In case of Merchant Navy NRIrsquos Marinerrsquos declaration or certified copy of CDC (Continuous Discharge Certificate)
is to be submitted10 For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving
CertificateMark sheet issued by Higher Secondary BoardPassport of MinorBirth Certificate must be provided11 Politically Exposed Persons (PEP) are defined as individuals who are or have been entrusted with prominent public
functions in a foreign country eg Heads of States or of Governments senior politicians senior Governmentjudicial military officers senior executives of state owned corporations important political party officials etc
12 Please strike off whichever part of the application is not applicable to you Do not use whitener strike cross incaseof any correction amp countersign
B OTHER INSTRUCTIONS
Exemptionsclarifications to PAN
1 In case of transactions undertaken on behalf of Central Government andor State Government and by officialsappointed by Courts eg Official liquidator Court receiver etc
2 Investors residing in the state of Sikkim3 UN entitiesmultilateral agencies exempt from paying taxesfiling tax returns in India4 SIP of Mutual Funds upto Rs 50 000- pa5 In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and
Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companiesregistered with IRDA and Public Financial Institution as defined under section 4A of the Companies Act 1956Custodians shall verify the PAN card details with the original PAN card and provide duly certified copies of suchverified PAN details to the intermediary
List of people authorized to attest the documents
1 Notary Public Gazetted Officer Manager of a Scheduled Commercial Co-operative Bank or Multinational ForeignBanks (Name Designation amp Seal should be affixed on the copy)
2 In case of NRIs authorized officials of overseas branches of Scheduled Commercial Banks registered in IndiaNotary Public Court Magistrate Judge Indian Embassy Consulate General in the country where the client residesare permitted to attest the documents
Please look for the symbols and sign accordingly
1 Signature of the Client(s)2 Signature of the Second Holder3 Signature of the Third Holder4 Signature of the Witness5 Signature of the Nominee6 Signature of the Guardian of a minor Nominee7 Signature of the BrokerDPAny other(s)
Form checked amp found OK
Branch Incharge
5
M-I (PART - A)
KNOW YOUR CLIENT (KYC) APPLICATION FORM
Please fill this form in ENGLISH and in BLOCK LETTERS
MODE OF TRADING Online Off-line
MANDATORY
Affix recentphotograph
(Please sign acrossthe Photograph)
(123)
A IDENTITY DETAILS
1 Name of the Applicant
2 Fatherrsquos Spouse Name
3 (a) Gender Male Female (b) Marital status Single Married
(c) Date of birth D D M M Y Y Y Y
4 (a) Nationality
(b) Status Resi Individual NRI Foreign National
5 (a) PAN (b) UID No Aadhaar if any
6 Specify the proof of Identity submitted
B ADDRESS DETAILS
1 Address forcorrespondence
City Town Village Pin Code
State Country
2 Contact DetailsTelephone Office Residence
Mobile No (Mandatory for SMS Alerts) Fax
Email ID
3 Specify the proof of Address submitted
4 Permanent Address
City Town Village Pin Code
State Country
5 Specify the proof of Address submitted
(if different from above oroverseas address mandatoryfor Non-Resident Applicant)
6
FOR OFFICE USE ONLY
(Originals verified) True copies of documents received
(Self-Attested) Self Certified Document copies received
Signature of the Authorised Signatory
Date SealStamp of the intermediary
DECLARATION
I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertaketo inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I am aware that I may be held liable for it
Date Signature of the Applicant
(223)
7
M - I (PART - B)
TRADING ACCOUNT RELATED DETAILS
Please fill this in ENGLISH and in BLOCK LETTERS
MANDATORY
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
C DEPOSITORY ACCOUNT(S) DETAILS
A OTHER DETAILS
1 Gross Annual Income lt Rs 1 Lac 1-5 Lac 5-10 Lac 10-25 Lac gt 25 Lac
Or Networth as on Rs
2 Occupation Private Sector Public Sector Government Service Business Professional Agriculturist Retired Housewife Student Others (Please specify)________________________________________________________
3 Please tick if applicable Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP)
4 Any other information
(Net worth should not be older than 1 year)
B BANK ACCOUNT DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
ADDITIONAL BANK ACCOUNT(S) DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
8
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
ADDITIONAL DEPOSITORY ACCOUNT DETAILS
BSE Cash F amp O
NSE Cash F amp O
If in future the client wants to trade on any new segmentnew exchange separate authorizationletter should be taken from the client by the stock broker
D TRADING PREFERENCES (Please sign in the relevant boxes where you wish to trade The segment not chosen should be struck off by the client)
Details of any actionproceedings initiatedpending taken by SEBI Stock exchangeany other authority against the applicantconstituent or its Partnerspromoterswhole time directorsauthorized persons in charge of dealing in securities during the last 3 years
E PAST ACTIONS
If client is dealing through the sub-brokerauthorised person provide the following details
Sub-brokerrsquosAutho Name
Registered Office Add
Telephone No Fax
SEBIAP Registration No Website
Whether dealing with any other stock brokersub-broker (if case dealing with multiple stock brokerssub-brokers provide details of all)
Name of stock broker(s)
Client Code
Exchange
Details of disputesdues
pending fromto such
stock brokersub-broker
F DEALINGS THROUGH SUB-BROKERSAUTHORISED PERSON AND OTHER STOCK BROKERS
(323)
(523)
(423)
(623)
9
Mode you wish to receive Contract Note Physical Contract Note Electronic Contract Note (ECN)ECN mandatory for Online Clients
Specify your Email id if applicable
Specify you wish to avail of the facility Internet Trading Wireless Technology (default is yes) Wireless Technology not required
Number of years of InvestmentTrading Experience
Any other information
G ADDITIONAL DETAILS
I NOMINATION DETAILS (for Trading Account)
IWe wish to nominate IWe do not wish to nominate
Name of the Nominee MrMs
Address of Nominee
Telephone No PAN of Nominee
Date of Birth Relationship with(in case of Minor) the Nominee
Name of the Guardian MrMs(in case Nominee is Minor)
Address of Guardian
Telephone No
Signature of Guardian
Name Address Signature with date
MrMs
MrMs
WITNESSES (Only applicable in case the account holder has made nomination)
Name of the Introducer
Status of the Introducer Sub-broker Remisier Authorized Person Existing Client Others please specify_________________________________
Address and phone noof the Introducer
Signature of the Introducer
H INTRODUCER DETAILS (OPTIONAL)
10
FOR OFFICE USE ONLY
Documents verified with Originals Client Interviewed By In-Person Verification done by
Name of the Employee
Employee Code
Designation of the employee
Date
Signature
I We undertake that we have made the client aware of lsquoPolicy and Proceduresrsquo tariff sheet and all the non-mandatorydocuments IWe have also made the client aware of lsquoRights and Obligationsrsquo document (s) RDD and Guidance Note IWehave givensent him a copy of all the KYC documents IWe undertake that any change in the lsquoPolicy and Proceduresrsquo tariffsheet and all the non-mandatory documents would be duly intimated to the clients IWe also undertake that any change in thelsquoRights and Obligationsrsquo and RDD would be made available on myour website if any for the information of the clients
Signature of the Authorised Signatory SealStamp of the stock broker
Date
UCC Code allotted to the Client ____________________ (to be filled at HO)
DECLARATION
1 IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iweundertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I amwe are aware that Iwe may be held liable for it
2 IWe confirm having readbeen explained and understood the contents of the document on policy and procedures of the stockbroker and the tariff sheet
3 IWe further confirm having read and understood the contents of the lsquoRights and Obligationsrsquo document(s) and lsquoRisk DisclosureDocumentrsquo IWe do hereby agree to be bound by such provisions as outlined in these documents IWe have also been informed thatthe standard set of documents has been displayed for Information on stock brokerrsquos designated website if any
Place
Date Signature of the Applicant
(723)
11
M - VPOLICIES APPLICABLE TO CLIENTS OF IDBI CAPITAL MARKETS amp SECURITIES LIMITED (IDBI CAPITAL)
1 REFUSAL OF ORDERS FOR PENNY STOCKSIDBI Capital may at its discretion restrict trading in penny stocks by the clients Penny Stocks for this purpose shallmean those stocks which are highly illiquid and have a low market capitalization due to unsound fundamentals orstocks which have high chances of price manipulationsThe Exchanges from time to time provide a list of such securities categorized as Illiquid Securities IDBI Capital may atits discretion or based on directives of the Exchanges also restrict trading in such illiquid securities from time to timeClients shall not trade in securities placed in the Z group(as notified from time to time by the ExchangesRegulators)Further Intraday trading in securities in the T TS BE or such other group as notified by ExchangesIDBI Capital fromtime to time shall be prohibitedIn addition to the penny stocks restricted securitiesdeemed penny stocks specified by Exchanges from time to timeIDBI Capital may at its discretion prohibit trading in penny stocks and other securities based on market conditionsand internal policies from time to timeIDBI Capital may for this purpose introduce online blocks to prevent the client from placing orders in such penny stocksrestricted securitiesother securities through the Online Trading Platform of IDBI Capital Dealerssub brokersauthorisedperson of IDBI Capital may refuse to execute orders of the clients for trading in penny stocksrestricted securitiesother securitiesFurther in case the client is able to place an order for penny stocksrestricted securitiesother securities through the OnlineTrading Platform or otherwise IDBI Capital may at any time cancel any such order before execution on the ExchangesIDBI Capital shall not be liable for any refusalcancellation of orders for trading in penny stocksother securities and the Clientshall indemnify IDBI Capital in respect of any loss caused to IDBI Capital by virtue of the Client trading in such securities
2 SETTING UP OF CLIENTS EXPOSURE LIMITSIDBI Capital may for the purpose of risk management set exposure limits subject to which the Client may trade insecuritiestake positions in the futures and options segment Such exposure limits may be set upto a pre-determinednumber of times of the Margin (the Multiple) and the quantum of the Multiple shall be decided at the sole option ordiscretion of IDBI Capital Such Multiple may be changed at the discretion of IDBI Capital from client to client dependingon various factors which inter alia include factors like market conditions client profile and financial status of the clientClient shall abide by the exposure limits if any set by IDBI Capital or by the Exchange or Clearing Corporation or SEBIfrom time to timeThe exposure limits set by IDBI Capital do not create any right to the Client and are liable to be withdrawn at any timewithout notice and the client shall bear the loss on account of withdrawal of such limits The client agrees to compensateIDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure given andor withdrawnExposure may (at the discretion of IDBI Capital and to the extent decided by IDBI Capital from time to time) be inter aliaprovided on the following- Cash balance in the ledger to the credit of the Client (after deduction of all withdrawals by the Client)- Any Online funds transfer or hold amount through bank gateway- Beneficiary holdings and collateral holdings (after deduction of applicable hair cuts)- DP free stock and beneficiary stock (after deduction of applicable hair cuts)- Credit received against sale of- securities- Margin amount of open positions (in case of derivatives)In case of sale of Securities such sale may at the discretion of IDBI Capital be provided only to the extent of the availabilityof securities to the account of the client (DP free Stock DP lienhold marked securities beneficiary and collateral stock)Further as may be decided by IDBI Capital from time to time the credit received against sale may be used for furtherpurchases to such extent as may be decided by IDBI Capital from time to timeLimitsExposure provided shall vary based on the intraday profit loss made by the clientExposure limits shall be only against approved securities as decided by the ExchangesIDBI Capital from time to timeand subject to such haircut and valuations as may be decided by IDBI Capital from time to time IDBI Capital may fromtime to time change the applicable hair cut or apply a haircut higher than that specified by the RegulatorsExchangesIn case of derivatives Clients shall be allowed to trade only upto the applicable clientwise position limits set by theExchangesRegulators from time to time
3 RIGHT TO SELL CLIENTS SECURITIES OR CLOSE CLIENTS POSITIONS WITHOUT GIVING NOTICE TOTHE CLIENT ON ACCOUNT OF NON PAYMENT OF DUESThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligationof communicating the same to the Client in the following circumstancesa In case of Margin Trades if the open position is neither squared off nor converted to Delivery by Client(s) within the
stipulated timeb In case of Margin Trades where Mark to Market Loss on the open position has reached the stipulated of the
margins placed with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin orreduce the Mark to Market Loss
MANDATORY
(823)
12
c In all other cases where the margin or security placed by the Client(s) falls short of the requirement or the limitsgiven to the Client(s) have been breached
d where the Client(s) have defaulted on their existing obligation failed to make paymentsdeliver securities to IDBICapital within the stipulated time
The CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Marginsettlement obligations ofthe Client immediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other manner thesecurities already placed with it as Marginlying in the beneficiary account of IDBI Capital or square-off all or someof the outstanding FampO positions of the CLIENT as it deems fit at its sole discretion without further reference to theCLIENT and any resultant or associated losses that may occur due to such square -offsale shall be borne by theCLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in this behalf at all timesAny reference in these terms to sale or transfer of securities by IDBI CAPITAL shall be deemed to include sale ofsecurities which form part of the Margin maintained by the CLIENT with IDBI CAPITALIn exercise of IDBI CAPITALs right to sell securities the CLIENT agrees that the choice of specific securities to besold shall be solely at IDBI CAPITALs discretionThe resultant or associated losses that may occur due to such squaring -offclosing out of position or sale of securitiesshall be borne by the CLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in thisbehalf Such liquidation or close out of positions shall apply to any segmentexchange in which the CLIENT doesbusiness with IDBI CAPITALThe provisions specified herein do not confer any liability on IDBI Capital to square off the clients positions It shall be theresponsibility of the client to pay to IDBI Capital any amount due and payable to IDBI Capital irrespective of whether IDBICapital exercises its right to square off the positions of the client in accordance with the provisions given herein above
4 SHORTAGES IN OBLIGATIONS ARISING OUT OF NETTINGInternal Shortage PolicyIf the client defaults on its existing obligation and in the event the trade has been internally netted off by IDBI CapitalIDBI Capital shall have the right to square off the position of the client to make good the shortages arising thereofThe buyer client may not receive shares on T+2 in case there is an internal shortage situation within IDBI Capital iethe buyer and seller are both IDBI Capital clients and the seller defaults in delivery due to which the buyer may notreceive the shares IDBI Capital may buy in the required quantity in the sellers account and deliver the shares to theBuying Client or IDBI Capital may levy charges on the defaulting seller in either of the following waysi In case of an internal shortage where buy trade and sell trade match the defaulting seller would be debited with
a close rate of auction settlement day + 15 on the close rate of auction settlement day as would be applicable tothe client and the same would be credited to the buyer client
ii In case of partial Exchange Shortage and Partial Internal Shortage in case of Internal Shortage the defaultingseller would be charged proportionately at the rate being the Auction Rate as charged by the Exchange + StatutoryCharges + penal charges as may be decided by IDBI Capital from time to time and the same would be credited tothe buyer client
IDBI Capital shall not be responsible for losses to the Client on account of such square off All losses to the client onthis account shall be borne solely by the client and the Client shall indemnify IDBI Capital in this respect
5 CONDITIONS UNDER WHICH CLIENT IS NOT ALLOWED TO TAKE FURTHER POSITIONS OR BROKER MAYCLOSE EXISTING POSITIONSIDBI Capital shall have the right to refuse to execute tradesallow the client to take further positions in the following circumstances- technical failure- dealing in securities breaching the limits specified by the Exchangesregulators from time to time- securities submitted in physical form for settlement- regulatory restrictionsdirectives- other conditions as specified by IDBI Capital from time to time in view of market conditions regulatory requirements
internal policies etcIDBI Capital shall also have a right to close existing positions of the clients in the abovementioned circumstancesIDBI Capital shall not be responsible for any loss incurred and the client shall indemnify IDBI Capital in this regard
6 TEMPORARILY SUSPENDING OR CLOSING OF CLIENTS ACCOUNT AT THE CLIENTS REQUESTIDBI Capital may at any time temporarily suspend the account of the client based on a request on writing obtained from theclient Trades in the account of the client during the period of such temporary suspension shall not be permittedThe account shall be reactivated only on submission of a written request for reactivation by the clientIDBI Capital may at any time at its sole discretion and without prior notice to the CLIENT prohibit or restrict or blockthe CLIENTs access to the use of the web site or related services and the CLIENTs ability to trade due to regulatoryrequirements prevention of money laundering market conditions and other internal policies
7 DEREGISTRATION OF A CLIENTDeregistration of the clientTermination shall be after giving such notice as provided for in understanding between theclient and IDBI Capital Such deregistrationtermination shall not effect the rights and liabilities of the parties inrespect of the transactions executed before the date of such deregistrationterminationIn addition IDBI Capital may interalia terminate trading facilities due to regulatory requirements prevention of moneylaundering
(923)
13
8 DECLARATION FOR MOBILE NOI hereby designate my mobile number mentioned in the account opening form for giving me any informationalertsmscall I further authorise IDBI Capital Markets amp Securities Limited to send any informationalertsmscall at the said mobilenumber including but not limited to fundamental trading research data trading calls and promotional messages and callsI further declare the abovementioned statement is true and correct
9 CONSENT TO RECEIVE THE STATEMENTS CONTRACT NOTE BY EMAILIWe hereby consent to receive from IDBI Capital Markets amp Securities Ltd (IDBI Capital) the digital contract notes ledgerstransaction statements Demat Statement of accountholding statement(s) and such other correspondence documentsrecords by whatever name called (hereinafter referred to as statement(s)) in electronic form duly authenticated by meansof a digital signature as specified in the Information Technology Act 2000 and the rules made there under at the email idprovided by me to IDBI Capital from time to timeIWe further hereby agree that IDBI Capital shall fulfill the legal obligation if the above Statement(s) are sent electronically tothe email id provided by me from time to timeIn this regard IWe further agree that1 Email sent on the email account provided by meus which have not bounced back shall be deemed to be duly delivered
by meus2 In the event of email sent by IDBI Capital bounces back due to insufficient space in myour inbox or in the event any
network problem occurs IDBI Capital shall in no way be responsible for the same3 IDBI Capital shall not take cognizance of out-of-officeout-of-station auto replies and IWe shall be deemed to have
received such electronic mails4 Such Statements shall be deemed to have been delivered on the day when the email is sent by IDBI Capital5 IDBI Capital shall not be liable or responsible for any Statement received from frauds or impostors or any consequences
thereof6 IDBI Capital shall not be liable for any problem which arises at myour computer network because of myour receiving
any statements from IDBI Capital7 In case of any change in my email id IWe undertake to communicate the same to IDBI Capital through a letter in writing
or (through secured access if any by way of specific user id and password provided to meus by IDBI Capital incase of theonline clients)
8 IWe undertake to check the Statement and bring the discrepancies to IDBI Capital notice within the time period asspecified MyOur non-verification or not accessing the statement on regular basis shall not be a reason for disputing thesame at any time
IWe further agree that IDBI Capital will not be responsible for non-receipt of documents sent via electronic delivery due tochange inincorrect e-mail address correspondence address as mentioned or any other reason which inter-alia includetechnical reasons or malfunction of myour computer systemserverinternet connection etcIWe further agree that IDBI Capital may at its sole discretion also provide such Statement in physical form
(1023)
17
ADDITIONAL TERMS AND CONDITIONS SPECIFIC TO IDBI CAPITAL MARKETS amp SECURITIES LIMITEDThese Terms and Conditions are applicable to Clients availing Stock Broking Services from IDBI Capital Markets amp SecuritiesLimited (IDBI Capital) for Trading on Bombay Stock Exchange Limited (BSE) National Stock Exchange of India Limited andor other Stock Exchange on which IDBI Capital may be registered at any time and as may be availed of by the ClientThese Terms and Conditions ensure smooth operations and enhance transparency in the services offered by IDBI Capital andhence are applicable in addition to the Rights and Obligations of Stock Broker Sub BrokerAuthorised Persons and ClientsThe following Terms and Conditions shall apply to both OnlineOffline Trading services except if specifically mentionedto the contrary herein1 ELIGIBILITY CRITERIA
The Client shall be eligible to avail the services offered by IDBI Capital after completing the registration formalitiesand fulfilling the conditions as prescribed by IDBI Capital from time to time including inter alia as followsa The Client is of sound mind and has the financiallegal capacity to undertake contractualother liabilityb The existenceopening of a bank account and a depository account by the clientc Execution of a Power of Attorney in favor of IDBI Capital for limited purpose use of the Designated Bank DP
accounts (voluntary)d Execution of such other documents and furnishing of particulars as may be required by IDBI Capital from time
to time (Voluntary)On satisfactory verification by IDBI Capital of the information provided by the Client and the fulfillment of all requirementsas stated in sub clauses (a) to (d) above by the Client IDBI Capital shall register the Client for availing the servicesand open its account with IDBI CAPITAL
2 EXECUTION OF ORDERSa) The CLIENT understands that placing an order with IDBI Capital including a market order does not guarantee
execution of the order IDBI CAPITAL has the absolute right to reject any order that may be placed by the CLIENT forany reason whatsoever including for the breach of the requirement of maintaining the prescribed Margin in theCLIENT Account or the Bank account
b) The Exchanges may cancel the trade suo moto without giving any reason thereof IDBI CAPITAL shall be entitled tocancel such trades and or contract note with the CLIENT IDBI CAPITAL shall not be liable for any losses damageor claims on account of such rejection or cancellation of any trade for any reason whatsoever Further IDBI CAPITALmay at its sole discretion subject any order made by the CLIENT to manual review and entry which may causedelays in the execution of the CLIENTs orders In the event of any Exchange levying any monetary finepenaltycharges to IDBI CAPITAL on account of execution of trades as per hisher instructions for any reason the CLIENTagrees to pay-up such finepenalty and costs charges and expenses incurred if any in any proceedings to IDBICAPITAL
c) IDBI Capital will not be responsible for partial execution of orders placed by the Client The Client also agrees that allorders placed by the Client shall be treated as orders for that particular session only In case the Client wants theorders to be carried forward or extended for the day the Client shall communicate the same to IDBI Capital
d) The Client hereby agrees to execute all orders around market prices The Client agrees to ensure that there will beno attempt at price distortion and price rigging made through any means
3 MODE OF PLACING ORDERSOrders shall be placed only by the Client or the Authorised representative of the ClientAll orders instructions shall be placed by the client himself or by an authorized representative duly authorised vide aPoA or other specified authorization The instructions issued by an authorized representatives if any of the CLIENTshall be binding on the CLIENT in accordance with the communication authorizing the said representative to dealon behalf of the said CLIENT In the event of authorized representative being replaced or any authority revoked it shallbe the responsibility of the CLIENT to inform IDBI Capital of the change in writing failing which the CLIENT shall beresponsible for the trade obligations arising out of the actions of both the old representative as well as the newrepresentative If any transaction(s) under this arrangement with IDBI Capital or under any other agreement orotherwise with IDBI Capital hashave been placedexecuted on behalf of the CLIENT by any other person notmentioned above and the same has have been accepted by CLIENT from time to time on the basis of the contractnote(s) bills any other correspondence dispatched communicated to the CLIENT by IDBI Capital and or by partor full settlement of the said transaction(s) by the CLIENT then such transaction(s) shall be deemed to be executedby the person authorised by the CLIENT and the CLIENT hereby agrees to ratify and accept all such or other actionsof such persons and undertakes to meet all obligations arising from these transaction(s)
4 ONLINE TRADINGSECURITY CODES SECURITY PRECAUTIONS AND INFRASTRUCTURE a) Use of CLIENT-ID and Password
The CLIENT agrees that it will be the sole authorised user of the Username Passwords Customer UserIdentification Number telephone Personal Identification Number (T PIN) or other identification or security code(by whatever name called) to be given to it by IDBI CAPITAL to access the online portal or service through IDBICapital website over the telephone or in such other manner as may be permitted by IDBI CAPITAL for availingof the service the CLIENT accepts sole responsibility for use confidentiality and protection of the UsernamePasswords Customer User Identification Number T-PIN or other security code(s) as issued by IDBI CAPITALto the CLIENT from time to time (hereinafter referred to as Security codes) as well as for all orders and
VOLUNTORY
18
information changes entered into the CLIENTs account using such security codes the CLIENT shall ensurethat such security code(s) isare not to be revealed to any third party or recorded in any written or electronic formIf the CLIENT forgets the security code(s) a request for change of such Security code(s) should be sent to IDBICapital in writing On receipt of such a request IDBI Capital shall discontinue the use of the old security code(s)and shall generate a new Security code(s) for the CLIENT which shall be communicated to the CLIENTHowever the CLIENT shall be responsible and liable for all transactions that are carried out by the use of the oldSecurity code(s) Neither IDBI CAPITAL nor any of its officers directors employees agents affiliates or subsidiarieswill have any responsibility or liability to the CLIENT or to any other person whose claim may arise through theCLIENT with respect to any of the circumstances described above
b) Recording of PasswordThe CLIENT shall memorise the Security code(s) and shall not record it in written or electronic form In theevent that the CLIENT does record the Security code(s) in written or electronic form he sheit shall do so at hisherits sole risk and responsibility
c) Responsibility for Use of Security Code(s)Any order entered using the CLIENTs security code(s) either through the web site or through telephone orotherwise is deemed to be that of the CLIENT If third parties gain access to IDBI CAPITALs services through theuse of the CLIENTs security code(s) the CLIENT will be deemed to be responsible for the same and theCLIENT hereby holds harmless and agrees to indemnify IDBI CAPITAL against any liability costslosses ordamages arising out of claims or suits by or against such third parties based upon or relating to such access anduse since the responsibility for such transactions shall be that of the CLIENT The use and storage of anyinformation including without limitation the Password Portfolio information transaction activity account balancesand any other information or orders on the CLIENTs personal computer is at the CLIENTs own risk and is theCLIENTs sole responsibility
d) Communication Equipment of the CLIENTThe CLIENT is responsible for installing and maintaining the communication equipment (including personalcomputers and modems) and telephone or alternative services required at the CLIENTs end and connectivityrequired for accessing and using the web site or related services All communication costs service charges leviesand fees incurred by the CLIENT in accessing the web site or related services will be borne by the CLIENT
e) CLIENTs InfrastructureFor the purposes of these Terms it is presumed that the CLIENT has the necessary and compatible infrastructureready at its end for the purpose of accessing the web site of IDBI CAPITAL or contacting the Trade Over PhoneDeskof IDBI CAPITAL (prior to accessing the services provided pursuant to these Terms) IDBI CAPITAL will not andshall not be under any obligation to assist the CLIENT in installing the required infrastructure or obtaining thenecessary equipment permits and clearances to establish connectivity or linkages to the web site of IDBI CAPITAL
f ) Prevention of Unauthorised UseThe CLIENT will install the necessary built-in safeguards and firewall features and access restrictions toprevent unauthorised use of CLIENTs computer systems or the security codes and ensure that no unauthorisedperson can gain access to the computer systems or such security codes
g) Liability for Incorrect InstructionsThe CLIENT agrees to fully indemnify and hold harmless IDBI CAPITAL for any losses arising from the executionof incorrect ambiguous or fraudulent instructions that got entered through the system at the CLIENTs end Theclient shall be solely responsible for self entering orders at unrealistic prices if so considered by Stock Exchangeand liable for all consequences such as penaltyfine etc levied by stock exchange for such wrongdoing if soconsidered by them
h) Secure Electronic Records and Digital SignaturesIn the event that the certifying authorities and other infrastructure contemplated under the Information TechnologyAct 2000 for ensuring secure electronic records and secure digital signatures is notified by the concernedauthorities and the infrastructure to enable the same is in place IDBI Capital would have the right to require theCLIENT to authorise the various transactions on the web site by means of such secure electronic records andsecure digital signatures and discontinue the usage of the CLIENT password
i) Trade over Phone1) The CLIENT is aware that IDBI Capital offers to its CLIENTS TRADE OVER PHONE SERVICES for
placing orders for buying selling dealing in the securities through trading executives over pre-designatedtelephone numbers The CLIENT can place securities dealing orders through telephone by confirminghis User ID and Telephone personal identification number (T-Pin number) or other identification detailsThe CLIENT shall ensure proper safeguard of the user ID allotted to him and keep his personal detailsconfidential The CLIENT shall within 30 days from receipt of monthly quarterly statement notify IDBICapital in writing of any loss discrepancy or unauthorized use of the CLIENT account user ID Howeverthe CLIENT shall be responsible and liable for all transactions that have been carried out and recorded bythe use of the CLIENT user IDTPin and personal details When any of the above circumstances occurneither IDBI Capital nor any of its officers directors employees agents affiliates or subsidiaries will haveany responsibility or liability to the CLIENT or to any other person whose claim may arise with respect toany of the circumstances described above The client shall maintain confidentiality of the User Id TPINnumber at all times and shall be solely liable for unauthorised use of hisher User IDT-PIN number and allconsequences losses harm injuries caused all times
19
2) In case of Trade over Phone services the CLIENT shall ensure the availability of funds and securities inhis her its accounts which is will be required for meeting hisherits pay-in obligations at the time ofplacing order through phone trading executive IDBI Capital shall not be responsible for any claim lossdamage or compensation arising out of non-availability shortage of funds securities in the CLIENTsaccounts for meeting the pay-in obligations andor for non-execution of order for any reason
5 MISTAKEN ORDERIDBI CAPITAL shall not be responsible for any order that is placed by the CLIENT by mistake Every order that is givenby the client or its authorized representative or entered by the CLIENT through the use of the allotted user name andthe security code(s) shall be deemed to be a valid order for which the CLIENT shall be fully responsible
6 RECONFIRMATION OF CERTAIN ORDERSIDBI CAPITAL reserves the right to reject any order based on its risk perceptions or for any other reason which it isunder no obligation to disclose to the client The CLIENT hereby confirms that he it is aware that IDBI CAPITAL hasprovided on the web site a facility for reconfirmation of orders which are unusual and or large and need to beexecuted using IDBI CAPITAL s discretion These orders are subject to manual review and consequently executionof these orders may be delayed
7 PRICE OF SECURITIESThe CLIENT understands that with respect to any order the CLIENT will get the price at which the order was actuallyexecuted in the market price of which may be different from the price at which the security was trading when theCLIENTs order was placedentered into IDBI CAPITAL s system
8 CANCELLATION OR MODIFICATION OF ORDERSa) The execution of order cancellations or modifications thereof is not guaranteed Cancellation of orders is
possible only if the original order remained pending at the Exchanges Market orders are prone to immediateexecution The CLIENT shall not presume that an order has been executed or cancelled or modified and theCLIENT is required to verify the status of hisits orders
b) Unless otherwise specified by IDBI CAPITAL any order not executed at the end of the day shall stand cancelledterminated
c) Where the Exchange cancels trade(s) suo moto all such trades including the trade(s) done on behalf of theCLIENT shall ipso facto stand cancelled and IDBI CAPITAL shall be entitled to cancel the respective contract(s)with the CLIENT
d) The trade(s) may also be cancelled on account of following reasonsi There may be insufficient bids or offers or suspension of trading due to price limits or circuit breakersii The electronic trading systems either at the exchange or in IDBI CAPITALs offices are vulnerable to temporary
disruptions or failures for technical systematic reasonse) In the event of trade cancellation due to such events or vulnerabilities IDBI CAPITAL shall be entitled to cancel
relative contract(s) with the CLIENT At times due to unforeseen circumstances IDBI CAPITAL may not be ableto execute the desired transactions (either the CLIENTs own transactions or transactions for enforcing marginsas provided in these terms and conditions) on a timely basis IDBI CAPITAL does not accept responsibility for anylosses that the CLIENT may incur on account of such eventualities beyond the control of IDBI CAPITAL
9 MARGINSThe CLIENT shall make available the prescribed initial margin in the form of funds and or in the form of securities(the Margin) with IDBI CAPITAL simultaneously with the opening of the account and prior to commencement oftrading The CLIENT shall be permitted to trade upto a pre-determined number of times of the MARGIN (theMultiple) and the quantum of the Multiple on the margin shall be decided at sole option or discretion of IDBICAPITAL who shall have the irrevocable right to set-off a part or whole of the Margin ie by way of appropriation of therelevant amount of funds or by sale or transfer of all or some of the securities which form part of the margin againstany dues of the CLIENT to meet any of its obligations under these Terms Any reference in these terms to sale ortransfer of securities by IDBI CAPITAL shall be deemed to include sale of securities which form part of the Marginmaintained by the CLIENT with IDBI CAPITAL In exercise of IDBI CAPITAL s right to sell securities under the termsand conditions the CLIENT agrees that the choice of specific securities to be sold shall be solely at IDBI CAPITALs discretion IDBI CAPITAL is permitted in its sole and absolute discretion to collect additional margins (even thoughnot imposed by the Exchange the Clearing House or SEBI) and the CLIENT shall be obliged to pay such marginswithin the time limit stipulated by IDBI Capitala) Margin on Purchase
IDBI CAPITAL may require the CLIENT to deposit interest-free margin in the form of funds Such margin shall bedecided upon by IDBI CAPITAL from time to time on the price of the securities proposed to be purchased
b) Margins on SalesIDBI CAPITAL may require the CLIENT to deposit interest free margin Such margin shall be decided upon byIDBI CAPITAL from time to time on the price of the securities proposed to be sold IDBI Capital may require theclient to deposit shares proposed to be sold upfront
c) Margins in Derivatives ContractsIn the derivative segment the CLIENT is liable to pay an initial margin up-front on or before creating a positionSuch margin shall be decided upon by IDBI CAPITAL and or the Exchange from time to time Furthermore the
20
CLIENT is liable to pay (or receive) daily margins depending on whether the price of the Derivatives contractmoves for or against the position undertaken The CLIENT may also be liable to pay withholding marginsspecial margins or such other margins as are considered necessary by IDBI CAPITAL or the Exchange fromtime to time The client has understood that derivative contracts are margin centric
d) Mark To Market Margin in Derivative ContractsFor derivatives contracts IDBI CAPITAL may prepare the bills on a daily basis and on the dates when transactionis done The CLIENT agrees to pay an upfront margin at the beginning that will be sufficient to cover the marginrequirements If the cumulative Mark to Market (MTM) margin falls short of the margin available in the CLIENTsaccount the CLIENT agrees to heed to IDBI CAPITAL s additional margin calls and agrees to recoup theshortfalldeficit The CLIENT will ensure that margins are adequate at all times and will immediately make goodany shortfall that IDBI CAPITAL communicates
e) Payment through ChequeIn case where the payment by the CLIENT towards the margin is made through a cheque issued in favour of IDBICAPITAL any trade(s) would be executed by IDBI CAPITAL only upon the realisation of the funds of the saidcheque or at the discretion of IDBI CAPITAL The CLIENT agrees to mention his CLIENT code along with hisname on the reverse of any instrument through which he makes the payment to IDBI CAPITAL
f) Margin in form of SecuritiesThe CLIENT may place margin with IDBI CAPITAL in the form of securities as approved by IDBI CAPITAL Suchsecurities may at the discretion of IDBI CAPITAL be marked as lien in favour of IDBI CAPITAL from the depositoryaccount of the CLIENT or such securities may be placed in a separate depository account of IDBI CAPITALIDBI CAPITAL may at its own discretion treat the securities lying in the Brokers beneficiary account of IDBICapital in which securities are kept on behalf of the client as margin where the CLIENT has issued a Power ofAttorney in favour of IDBI CAPITALThe CLIENT may place deposit only those securities which are acceptable to IDBI CAPITAL If at any time aparticular security ceases to be on the list of approved securities the CLIENT shall provide other securities asmay be required in place of such security forthwith The CLIENT agrees and authorises IDBI CAPITAL todetermine the market value of securities placed as Margin after applying a haircut that IDBI CAPITAL deemsappropriate The CLIENTs positions are valued at the latest market price available (marked to market) on acontinuous basis by IDBI CAPITAL The CLIENT undertakes to monitor the adequacy of the collateral and themarket value of such securities on a continuous basis If due to price fluctuations there is erosion in the valueof the margins the CLIENT agrees to replenish recoup any shortfall deficit in the value of the Margins immediatelywhether or not IDBI CAPITAL intimates such shortfall
g) Type of MarginIDBI CAPITAL may at its sole discretion prescribe the payment of Margin in the form of funds instead of securitiesThe CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Margin in the form of fundsimmediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other approved manner thesecurities already placed with it as Margin or square-off all or some of the outstanding FampO positions of theCLIENT as it deems fit at its sole discretion without further reference to the CLIENT and any resultant orassociated losses that may occur due to such square -offsale shall be borne by the CLIENT and IDBI CAPITALshall be fully indemnified and held harmless by the CLIENT in this behalf at all times
h) Shortfall in margins and other provisionsi If paymentsecurities towards the Margin or shortfall in Margin is not received instantaneously to enable restoration
of sufficient Margin in the CLIENTs account all or some of the FampO positions of the CLIENT as well as thesecurities of the CLIENT in the possession or control of IDBI CAPITAL may be liquidated by IDBI CAPITAL at itssole discretion without any reference or prior notice to the CLIENT The resultant or associated losses that mayoccur due to such squaring -off or sale of such securities shall be borne by the CLIENT and IDBI CAPITAL shallbe fully indemnified and held harmless by the CLIENT in this behalf Such liquidation or close out of positionsshall apply to any segmentexchange in which the CLIENT does business with IDBI CAPITAL
ii The CLIENT is responsible for all orders including any orders that may be executed without the requiredMargin in the CLIENTs account If the CLIENTs order is executed despite a shortfall in the available Marginthe CLIENT shall whether or not IDBI CAPITAL intimates such shortfall in Margin to the CLIENT instantaneouslypay and make up the shortfall either through delivery of shares in the event of a sale or credit the requiredfunds in the Bank account via wire transfer or personal cheque cashiers bankers cheque or accounttransfer or any other approved mode as may be required by IDBI CAPITAL
i) AMENDMENT IN MARGINSAny amendment in the percentage of margins as required to be maintained under these Terms and Conditionsshall be intimated by IDBI CAPITAL to the CLIENT over the telephone and in writing and by posting the details onits website The CLIENT is required to make payment replenish the shortfall in such margins if any on demandof the same by IDBI CAPITAL or otherwise immediately
10 EXPOSURE LIMITSThe CLIENT agrees to abide by the exposure limits if any set by IDBI Capital or by the Exchange or ClearingCorporation or SEBI from time to time Such limits do not create any right and are liable to be withdrawn at any time
(1223)
21
without notice and the client shall bear the loss on account of withdrawal of such limits The client agrees tocompensate IDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure givenandor withdrawn
11 IDBI CAPITALS RIGHT TO SQUARE-OFFThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligation ofcommunicating the same to the Client in following circumstances In case of Margin Trades if the open position is neithersquared off nor converted to Delivery by Client(s) within the stipulated time In case of Margin Trades where Mark to MarketLoss on the open position has reached the stipulated as per the applicable laws rules and regulations of the marginsplaced with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin or reduce the Mark toMarket Loss In all other cases where the margin or security placed by the Client(s) falls short of the requirement or wherethe limits given to the Client(s) have been breached or where the Client(s) have defaulted on their existing obligationClient(s) agree that although the auto square off trigger point is pre-defined subsequent to which IDBI Capital couldexercise its discretion to carry out the square-off within a reasonable period of time the actual execution could happen ata price different from the trigger point and the Client(s) agree to bear the loss based on actual executed priceIDBI Capital shall also have the right to cancel any or all open order requests andor close any or all outstandingcontracts Client(s) understand that in case the Auto Square off does not take place due to certain reasons like priceband or any technical grounds or any other grounds then IDBI Capital shall at its discretion exercise the option of CD(Convert to Delivery) If CD also fails due to non-availabilityshortage of Demat shares then for the open sale positionthe Client(s) will have to face auction or close out as per the rules of the concerned Exchangeas decided by IDBICapital Consequently Client(s) will be responsible for any resulting losses and all associated costs includingpenalty levied by the Exchange If CD also fails due to insufficient fundsno funds then for the open buy position theshares will not be delivered to the Client(s) and IDBI Capital will liquidate the shares anytime and the Client(s) will beliable for any resulting losses brokerage and all associated costs incurred by IDBI Capital IDBI Capital reserves theright to square off any open margin positions if the current market price breaches a specified percentage as per theapplicable laws rules and regulation when compared with the previous days closing price for that scrip
12 CLOSE OUTa In case of Purchases
Notwithstanding the margin position in case of purchase on behalf of CLIENT the CLIENT authorises IDBICAPITAL to close out the transactions by selling the securities in case the CLIENT fails to make full payment toIDBI CAPITAL for the execution of the contract within two days of trade execution or before pay-in-day (as fixedby stock exchange for the concerned settlement period whichever is earlier unless the CLIENT already has anequivalent credit with IDBI CAPITAL The loss incurred in this regard if any will be met from the margin moneyof the CLIENT The CLIENT agrees to make good the shortfall if any immediately on being intimated of theshortfall by IDBI CAPITAL
b In case of SaleNotwithstanding the margin position in case of sales on behalf of CLIENT the CLIENT authorises IDBI CAPITAL toclose out the contract by effecting purchaseseffecting close out at IDBI Capitalrsquos descretion If the CLIENT fails todeliver the securities sold with valid transfer documents within 24 hours of the trade execution or before delivery day(as fixed by stock exchange authorities for concerned settlement period or such other date as agreed to by theClient and IDBI Capital in accordance with the extent of regulations and statutory provisions whichever is earlierLoss on transaction if any will be deductible from the margin money of the CLIENT The CLIENT agrees to makegood the shortfall if any immediately on being intimated of the shortfall by IDBI CAPITAL
c Non payment of margin and other amounts Without prejudice to IDBI CAPITALs other rights (including the right to refer a matter to arbitration) IDBI CAPITALshall be entitled to liquidate close out all or any of the CLIENTs positions for non-payment of margins or otheramounts outstanding debts etc and adjustset offappropriate the proceeds of such liquidation close out if anyagainst the CLIENTs liabilities obligations Any and all losses and financial charges on account of suchliquidation closing out shall be charged to and borne by the CLIENT
d Client(s) agree that IDBI Capital has full and complete discretion to square off liquidate the purchasesaleintraday overnight or any other position of the client(s) The client(s) agrees confirms and admits that he shallbe aware and in the know of all his positions at all times
e Lien on Clients AccountAll investment products now or hereafter held carried or maintained by IDBI Capital in their possession orcontrol for any purpose in or for the benefit of any of clients accounts now or hereafter opened including anyaccounts in which client may have an interest shall be subject to a lien in favour of IDBI Capital for the dischargeof all indebtedness and clients other obligation to IDBI Capital which are held by IDBI Capital as security for thepayment of any liability or indebtedness of clients to IDBI Capital in any of said accounts Client authorizes IDBICapital to transfer the investment products and other securities so held from or to any of the clients account withIDBI Capital whenever in the judgment of IDBI Capital it is considered that such transfer is necessary for theprotection of IDBI Capital In enforcing IDBI Capitals lien IDBI Capital shall have the right and discretion todetermine which investment product and securities are to be sold and which contractsrsquo position are to beclosed In the event of a breach or default by Client under these Terms and Conditions IDBI Capital shall haveall rights and remedies available to a secured creditor under all applicable law in addition to the rights recourseand remedies provided herein
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13 CORPORATE BENEFITS SETTLEMENT CYCLESThe CLIENT accepts responsibility of knowing the status of all corporate benefits like rights and bonus issuesdividends and stock splits of shares that heit intends to trade or which are held in hisit account The CLIENTaccepts responsibility for knowing the correct ISIN Numbers of the shares in his its account and the eligibilityvaliditygenuineness of the shares to meet share pay in obligations to the ExchangeClearing Corporation whetherreceived by way of purchase rights bonuses stock split off market transfers or otherwise
14 TRADE CONFIRMATIONIDBI CAPITAL shall send the trade confirmation to the CLIENT in the form of contract note cum bill or otherwise via maile-mail fax courier Registered AD or otherwise at the postal address telephone fax Nos e-mail addresses intimatedby the CLIENT to IDBI CAPITAL The CLIENT understands that it is clientrsquos responsibility to review or check verify thetrade confirmations the details in the contract notes the bills or statements of account immediately upon their receiptall information particulars trades contained therein shall be binding upon the CLIENT if the CLIENT does not objectin writing to any of the contents preferably within 30 days from receipt of monthly quarterly statement In all cases IDBICAPITAL reserves the right to determine the validity of the CLIENTs objection to the transaction The CLIENT agreesthat IDBI CAPITAL will not be responsible for the non- receipt of the trade confirmation due to any change in the detailscorrespondence address of the CLIENT not intimated to IDBI CAPITAL in writing Further the Client understands that incase of any non compliance of the Bye-Laws rules and regulations as laid down by SEBIExchanges andor theDepository and for any other matter that may be decided by IDBI Capital from time to time IDBI Capital may chargepenalty on the Client Such penalty amount shall be directly debited to the Clients account The Client authorizes IDBICapital to debit hisher trading account for the amount of penalty charged in hisher demat account with IDBI Capital
15 DELAYED REPORTING OF TRANSACTIONSi) If trades or transactions are reported late to IDBI CAPITAL on account of any problems at the Exchange or for any
reason the CLIENT in turn will be subject to late reporting of transactionsii) In addition any errors reported whatsoever to the CLIENT for any reason whatsoever will stand subsequently
corrected to reflect the transaction that was effected in the market16 PAY-INPAY-OUT OF SECURITIES FUNDS
A The CLIENT agrees that IDBI CAPITAL shall not be obliged to deliver any securities or pay any money to theCLIENT unless and until the same has been received by IDBI CAPITAL from the Exchange the ClearingCorporation House or the concerned Mutual Fund or other company or entity liable to make the paymentUnless IDBI CAPITAL otherwise determines and subject to IDBI CAPITAL s rights to set off and other rights asmentioned in these Terms and Conditions and other documents executed by the Client with IDBI Capital thesecurities to be delivered by IDBI CAPITAL to the CLIENT pursuant to the CLIENTs purchase transactions shallbe credited to the designated depository account of the CLIENT and the sale proceeds to be paid by IDBICapital to the CLIENT shall be deposited to the designated Bank account of the CLIENT
B In case of purchase of securities by the CLIENT at times IDBI CAPITAL may be unable to deliver the securitiesto the said purchaser on the pay-out day due to non receipt of the securities from the stock exchange(s) or incase of non receipt of the said securities from another CLIENT of IDBI CAPITAL who has sold the securitiesagainst the said purchase transaction In cases of such short delivery the securities shall be delivered to thepurchaser as per the policy of the Company as amended from time to timeClient hereby authorize IDBI Capital to movetransfer funds from anyall its accounts and or payouts resulting onaccount of sale of shares and securities andor payouts due to settlement closing of contracts andor marginrefunds from cashcapital market andor FampO of BSE andor NSE and adjust transfer set-off and appropriate thesame towards debit balances in the Clients accounts of cashcapital market andor FampO segment of BSE andor NSE and debit balances in depository account andor any other debits andor payments Further the Clientauthorised IDBI Capital to do the transfer either by passing a journal entry (backed by actual fund transfer) in itsbooks of accounts of the respective section department andor physical exchange of cheques
C At all times the CLIENT agrees to make the payment of funds only in the name of IDBI CAPITAL titled IDBI CapitalMarkets amp Securities Limited vide fund transferaccount payee cheques demand drafts or by any other permittedmodes with details of the CLIENT code and the name of the CLIENT mentioned on the reverse of the instrument
D At all times the CLIENT agrees to transfer the securities only to the designated depository account of IDBI CAPITALE The CLIENT agrees that IDBI CAPITAL shall not be responsible for any loss damages in respect of any funds
securities which are deposited transferred to any account other than that of IDBI CAPITALs designatedaccount under these Terms and Conditions
F In the eventuality of the CLIENT receiving shares in his demat account by mistake or for any reason (which he issupposed to have not received) the Client is liable to return such securities and or compensate IDBI CAPITAL
17 DELAYED PAYMENTNotwithstanding anything contained in these presents in case of any amounts which are overdue from the CLIENTtowards trading either in the cash or derivative segments includes all types of margins pay-in obligations or on accountof any other reason to IDBI CAPITAL the client will be charged delayed payment charges on the amount outstanding atthe rate of 006 per day (calculated on 365 days basis) or such other rate as may be determined by IDBI CAPITAL withreasonable notice and mutual consent by the client in writing ampor the securities lying with IDBI CAPITAL shall be soldThe CLIENT hereby authorises IDBI CAPITAL to directly debit the same to the account of the client on a daily basis oras agreed to with the CLIENT from time to time The CLIENT also agrees that any amount overdue from him (includingthe interest on delayed payment) shall be adjusted by IDBI CAPITAL from dues owed to the CLIENT The clientundertakes to make payment of such delayed payment charges charged without delay
23
18 INFORMATION OF DEFAULT IN PAYMENT DELIVERYInformation of default in payment delivery and related aspects by a CLIENT shall be brought to the notice of therelevant stock exchange(s) In case where defaulting CLIENT is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of director(s) promoter(s) partner(s) proprietor as the case may beshall also be communicated to the relevant stock exchange(s)
19 CONDITIONS FOR FampO TRANSACTIONSa The Client understands and is aware of risks in FampO trading which carry a significant risk of substantial loss
Further the client is aware that given the leverage involved the losses can occur and multiply rapidly potentiallyexceeding client funds (including securities deposited) deposited and collaterals credit balance if any formargins or for any other purpose or earmarked as risk capital
b The client is forewarned that IDBI Capital Markets amp Securities Ltd does not and can not guarantee that risksassociated with hishertheir trading in FampO Segment can be limited minimized or eliminated IDBI CapitalMarkets amp Securities Ltd in no way assumes any responsibility for monitoring hishertheir exposure openpositions margins deposits losses or changes in hishertheir net worth
c The client undertakes that the Client shall ensure that heshethey receive contract notes bills and ledgeraccount etc documents regularly from IDBI Capital Markets Services Ltd Further client shall ensure andconfirm that heshethey will read understand and verify the contents of these and other documents relatingto FampO transactions carried out in hishertheir names and codes promptly and on a daily basis Client shallremain proactive vigilant watchful and careful in regard to all aspects of FampO trading and payments ofmargins mark to market losses and debit balances in the ledger account verification thereof and other duesand prompt - in bringing hishertheir grievances if any IDBI Capital agrees confirms and admits that in nosituation the client shall hold IDBI Capital Markets amp Securities Ltd and its directors employees andor itsrepresentativesassociates responsible liable and accountable for anything and IDBI Capital Markets ampSecurities Ltd and its directors employees andor its representativesassociates before any authority courtetc shall always stand absolved from any liability claim loss harm injury counterclaim damages andclaim of such nature except for any fraud or malafide on account of IDBI Capital
d Client shall daily keep track of hishertheir FampO positions exposure movement in prices intra day marginsmark to market losses profits collaterals values etc working when live trading sessions are on or otherwisealso and at no time blame IDBI Capital Markets amp Securities Ltd for not communicating the client anyinformation or not making any call to client in any situation - ordinary or extra - ordinary Client understandsthat time and full payments of mark to market lossesmargins are the essence of FampO transactions settlementClient accepts full responsibility for hishertheir decisions to trade in FampO Segment and all consequencesthereof in all scenarios and at all times
e Client understand that in the event of IDBI Capital granting any accommodation in any manner in the matter of clientsdues margin collaterals carry forwardrollover etc the client shall not raise a groundobjection of such favours availedby client in any proceeding - civil andor criminal - between client and IDBI Capital Markets amp Securities Ltd
f Client is made aware of all F amp O transactions working (including margin mark to market losses) anddocumentation and client understands the documents including contract notes bills margin related documentsledger account etc Client clearly knows that in case of deficit shortfall in margin mark to market losses debitbalances etc dues at any point of time in clients account IDBI Capital Markets amp Securities Ltd shall be entitledto square - off close - out liquidate clients outstanding F amp O positions without even informing client (as clienthave voluntarily undertaken to keep track of hishertheir F amp O positions and obligations thereof as aforesaid) atany time at their sole discretion Client undertakes assures and promises IDBI Capital Services Ltd to pay - upall hishertheir dues losses debit balances in time and when called upon which are accounted in clientsaccount the Client shall fully indemnify IDBI Capital Services Ltd and hold it harmless at all times
20 STOCK BROKER CLIENT COMMUNICATIONa Form of Communication
Documents which may be sent by physicalelectronic delivery between the parties may be in the form ofpersonal delivery courier post an electronic mail (including any auto replies from the system of IDBI CAPITAL)an electronic mail attachment and in the form of an available download from the web site IDBI CAPITAL shallbe deemed to have fulfilled any legal obligation to deliver to the CLIENT any such document if sent via personaldelivery courier post electronic delivery or any other approved mode
b Communication of Documents(i) IDBI CAPITAL shall send to the CLIENT by personal delivery courier post electronic means or any other
approved mode the contract notetrade confirmations of the trades executed bills and account statementsor such other data relating to his trading account with IDBI CAPITAL IDBI CAPITAL will not be responsiblefor non-receipt of documents sent via courier post electronic delivery or any other approved mode due tochange in the address of the CLIENT which is not intimated to IDBI CAPITAL
(ii) IDBI CAPITAL may at any time amend the margin requirements the list of approved securities acceptedas marginetc by modifying or rescinding any of the existing provisions or conditions or by adding any newprovision or condition on its web site IDBI CAPITAL shall not be required to communicate any modificationor rescission individually to the Client either through physical or electronic form and any separate noticeof amendment or modification is deemed to be waived by the Client The continued use of the services ofIDBI CAPITAL after such notice will constitute acknowledgment and acceptance of such amendment
24
(iii) The Client hereby agrees that the Ledger Statements in respect of transactions entered into on the CashSegment of the Exchanges will be combined for the purpose of convenience of IDBI Capital and for theClients convenience and the payments received and paid by IDBI Capital will be appropriated on a first ndashin- first out basis
c Terms and Conditions for receipt of documents by the Clients in electronic form(i) The Client agrees to provide IDBI Capital with his correct e-mail ID in the account opening documents or
as intimated by the client to IDBI Capital in writing IDBI Capital shall send the documents contract notestransaction statements etc to the e-mail ID as provided by the client IDBI Capital shall not be responsiblefor e-mails sent to any wrong e-mail ID provided by the client and such documents contract notestransaction statements shall be deemed to be received if sent to the e-mail ID provided by the Client
(ii) The CLIENT understands that it is his herits responsibility to open e-mail account review upon firstreceipt whether delivered to CLIENT by mail by e-mail (including any auto replies from the system of IDBICAPITAL) other electronic means or all confirmations statements notices contracts bills and othercommunications All information contained therein shall be binding upon the CLIENT if the CLIENT doesnot object either in writing or via electronic mail in all cases IDBI CAPITAL reserves the right to determinethe validity of the Clients objection to the transaction Non verification by the Client or not accessing thedocuments on a regular basis shall not be a reason for disputing the same at a later date
(iii) Should the Client experience any difficulty in opening a document electronically delivered by IDBI CapitalIDBI Capital may on receipt of intimation from the Client in that behalf make the required delivery by anyother electronic means (e-mail fax electronic mail attachment or in the form of an available downloadfrom the back-office website) or in paper based format Failure to advise IDBI CAPITAL of such difficultypreferably within 24 hours from the date of execution of the trade shall serve as an affirmation that Clientwas able to receive and open the said document
(iv) In the event the client opts to receive contract in electronic form the Client agrees not to receive thecontract notes in paper form from IDBI Capital Provided however that in case when IDBI CAPITAL is notable to provide Contract Note to its Clients through (web based) electronic medium due to any unforeseenproblems IDBI Capital shall ensure that the contract note reaches to the Client in physical form as per thetime schedule stipulated in the Bye-Laws Rules and Regulations of the Exchanges
(v) IDBI Capital agrees that in case of receipt of bounced back notification from all the e-mail ids IDBI Capitalshall make the required delivery in paper based format immediately thereafter
(vi) The Client agrees that IDBI Capital will not be responsible for non receipt of documents due to change inincorrect email address provided by the Client for the purpose or for any reason which inter alia includeinsufficient space in the inbox of the Client technical reasons or malfunction of the Clientrsquos computersystemserverinternet connection etc It shall be the responsibility of the Client to intimate to IDBI Capitalof any change in the Clients e-mail address
(vii) IDBI Capital shall not be liable or responsible for any statement received from frauds or impostors or anyconsequences thereof
(viii) The Client is also aware that IDBI Capital duly posts the contract notesother documents (as decided byIDBI Capital) of the respective clients on the website also and that the same can be accessed by the Clienton the website with the help of the Security Code given to the Client by IDBI Capital
d Change of AddressUnless the CLIENT informs IDBI CAPITAL of the change of the address for communication in writing along withthe address proof all notices circulars communication or mail sent to the existing address shall be deemed tohave been received by the CLIENT
e Notices PoliciesCertain policies andor procedures may be further outlined on IDBI CAPITAL s web site and materialliteratureand frequently asked questions (FAQs) provided to the CLIENT Through the use of IDBI CAPITAL s web siteand services the CLIENT agrees to be bound by any and all such notices policies (including password policy)and terms of doing business
21 POWER OF ATTORNEYA client may execute a Power of Attorney for operations in the form provided to the client from time to time which wouldbe in accordance with the guidelines prescribed by SEBI Exchanges
22 INACTIVE AND DORMANT ACCOUNTSThe CLIENT agrees that if there are no debit transactions in its account for the continuous period of 6 months it willbe treated as an inactivedormant account It may be activated in accordance with the policy of IDBI Capital
23 ARRANGEMENT WITH RELATIONSHIPS BANKSIDBI CAPITAL has relationship with one or more banks (the Relationship Banks) The web site of IDBI CAPITAL has apayment window through a link to the web site of the Relationship Bank which provides the facility In such a case theCLIENT could make the payment for securities purchased by himherit by crediting the purchase amount (along withthe indicated brokerage amountother charges) directly to the account of IDBI CAPITAL with the Relationship Bank bymeans of a fund transfer Similarly in the case where the CLIENT makes an order for sale of securities IDBI CAPITAL
(1323)
25
would credit the account of the CLIENT with the Relationship Bank by means of a fund transfer on the pay-out date of therelevant Exchange on which the sale transaction is carried out IDBI CAPITAL expressly states that the payment gatewaymechanism is a service offered by the Banks with whom IDBI CAPITAL has established relations for facilitating thetransfer of funds between the CLIENTs account and IDBI CAPITALs account IDBI CAPITAL expressly excludes liabilityfor consequential loss or damage or loss of profit business revenue goodwill or anticipated savings which may arisein respect of (I) the payment gateway services offered by such Banks (ii) the Payment Mechanism
24 CONDITIONS GOVERNING AVAILMENT OF OTHER SERVICES PROVIDED BY IDBI CAPITAL TRADING INSECURITIES OTHER THAN ON THE FLOOR OF THE STOCK EXCHANGEa) The Client shall authorize IDBI Capital by executing a Power of Attorney in favour of IDBI Capital to execute
instructions of the Client or its authorized representative with regard to the transactions All instructions given bythe Client its authorized representative shall be binding on the Client IDBI Capital may furnish certified copy ofthe Power of Attorney and other documents on behalf of the Client to the Company Registrar Mutual Fund orany third party
b) The Client agrees that the instructions with regard to the transactions may be in the Clients sole name or in thename of the Client jointly with other persons
c) The CLIENT undertakes to read and understand all the relevant offer documents and addenda thereto andterms and conditions of all schemes of all mutual funds other securities including Initial Public OfferingsRights Issue Buy Back Offers etc offered through IDBI Capital website before entering into any transactionsthrough IDBI Capital and agrees to abide by the terms conditions and rules and regulations as applicable fromtime to time IDBI Capital will not be held responsible for any of the information containedomitted from anyrelated documents
d) IDBI Capital or the concerned Mutual Fund Issuer or their respective registrars shall entertain ONLINEtransactions requests and or requests made through telephone in the manner provided under these Termsand Conditions
e) IDBI Capital may refuse to act on any instructions unless they are given in the manner and form acceptable toIDBI Capital However IDBI Capital shall have no responsibility to determine the authenticity of any instructionsgiven or purported to be given by the Client The Client shall not hold IDBI Capital liable on account of IDBICapital acting in good faith on instructions given by the Client or its authorized representative
f) IDBI Capital may at its discretion not to carry out the Clients instruction when IDBI Capital has reasons to believe(which discretion of IDBI Capital the Client shall not question or dispute) that the instructions are not genuine orare otherwise improper unclear raise a doubt IDBI Capital shall not be liable if any instructions are not carriedpartly carried out for any reason whatsoever
g) In case of Mutual Funds the Client agrees and acknowledges that IDBI Capital shall provide the facilities asprovided in these Terms and Conditions only in respect of the select Mutual Funds with whom IDBI Capital hasentered into a separate arrangement
h) The Client shall ensure that the transactions through IDBI Capital are executed in accordance with the applicablelaws byelaws rules and regulations governing the specific investment product IDBI Capital may from time totime impose and vary limits on the orders which the Client may place including but not limited to exposurelimits turnover limits and limits as to numbers The Client agrees that IDBI Capital shall not be responsible forany variation or reduction that may be deemed necessary by IDBI Capital based on its risk perception and otherrelevant factors
i) The Client agrees and understands that the folio number of the Client in respect of the Mutual Fund schemesshall be received by IDBI Capital from the Asset Management Company
j) The Client agrees that the Client shall not without prior intimation amp acknowledgement of IDBI Capital dealliase with the issuer companymutual fundasset management company or its respective registrar in respect ofthe services availed under this arrangement
k) For change of address and personal details of the CLIENT the CLIENT shall send a letter or fax to IDBI Capitalsigned by all the co-holders
l) The CLIENT is requested to check up the personal and bank related details provided by him Neither IDBICapital nor any of the Mutual Funds Issuers chosen shall accept any liability which may arise as a consequenceof the erroneous information provided by the CLIENT
m) Further any change in the details of the Client including but not limited to the Demat account Bank AccountAddress shall be first intimated to IDBI Capital who may in turn liaise with the Issuer Company Mutual FundAsset Management Company or its respective Registrars to update such changes The Issuer Company Mutual Fund Asset Management Company or its respective Registrars may reject such requests and in such anevent IDBI Capital shall not be liable for any such rejection
n) The Client further agrees that the Client shall not close change the details of the Demat account Bank accountwithout prior notification to IDBI Capital and the Client agrees that IDBI Capital may instruct the DepositoryParticipant Bank of the Client to reject any such request received from the Client
o) The Client acknowledges that the purchase application instructions shall be processed by IDBI Capital onlyafter sufficient funds to cover the purchase application price and other costs and charges are received by theIDBI Capital
26
p) If after execution of any transaction it is for any reason found that IDBI Capital has not been provided withsufficient funds by the Client the Client shall pay the deficient amount to IDBI Capital forthwith on demandfailing which IDBI Capital may (but shall not be bound to) square up the transaction at any time at the Clientssole risk and cost Any loss arising on such squaring up will be borne solely by the Client and the Client shall payto IDBI Capital the additional amount that may be payable by the Client IDBI Capitals demand being conclusive
q) The Client declares and confirms that the amount being invested by the Client either directly or through itsPower of Attorney holders in any schemes of all mutual funds or other securities including but not limited toInitial Public Offerings Public Offers Rights issue and Buy Back offers is obtained through legitimate sourcesand is not held or designed for the purpose of contravention of the provisions of any Act Rules and Regulationsor any statue or legislation or any other applicable Laws or any Notifications directions issued by any Governmentalor Statutory Authority from time to time
r) In case the Client is a Non-resident Indian the Client confirms that the funds are remitted from abroad throughapproved banking channels or from the NRE NROFCNR account
s) In case of Mutual Fund the units of schemes shall be allotted redeemed or switched as the case may be at theNet Asset Value prevalent on the date of the application if the application for purchase redemption or switch isreceived by the Fund before the cut -off time as specified on the web site and consistent with terms of theScheme IDBI Capital shall take all necessary action to ensure that the NAV allotted is the NAV applicable on thedate of the transaction However IDBI Capital shall not be liable for any loss that may arise to the CLIENT as aresult of the correct NAV not being allotted to the CLIENTs transactions on the web site Any request falling dueon holiday would be processed on the next business day and respective NAV would be applicable as per theMutual Funds offer documents
t) In case of other securities the order for purchase sell offer under Buy Back etc shall be accepted by IDBICapital only if the same is received by the cut off timedate as indicated on the website and consistent with theterms of the offer
u) The CLIENT can access and view hisher its transactions on the web site and take printouts of relevantdocuments The physical copy of the transactions statement or the account statement shall be sent only onrequest to the CLIENT
v) The Client agrees and acknowledges that after the first purchase transaction in any Mutual Fund the Client maynot be permitted to transact till the folio number is allotted
w) IDBI Capital does not accept any liability for delay in processing time at the Mutual Funds Issuer or Registrarsend
x) It is explicitly stated herein that the services offered in respect of Mutual Fund schemes Offer Documents otherschemes by IDBI Capital should not be considered to have been recommended by IDBI Capital
y) The Client further agrees that IDBI Capital shall not be held responsible for non-allotment of securities eitherfully or partly to the Client for any reason whatsoever IDBI Capital shall not be held responsible in case due tosome reason the bidapplication revision instructions sent by the Client is not received by it or if the bid application revision could not be uploaded to the Stock Exchange or could not be sent to the BankersRegistrar to the issue
z) IDBI Capital shall not be held responsible for non - receipt delay in incorrect receipt of fund if any from theRegistrar Company IDBI Capital shall not be held responsible for incorrect Tax Deduction at Source (TDS) bythe Registrar company if applicable or for non-receipt or delay in incorrect receipt of TDS Certificate if anyfrom the Registrar CompanyMutual Fund
aa) IDBI Capital shall not be liable for any loss or damage caused by reason of failure or delay of the mutual fund todeliver any units purchased even though payment has been made for the same or failure or delay in makingpayment in respect of any units sold though they may have been delivered
bb) For all services provided by IDBI Capital for trading in securities other than on the floor of the Stock ExchangeIDBI Capital shall act on best effort basis to process applications made by the Client IDBI Capital shall not beliable for any loss direct or indirect caused due to delay in processing of application or any other reasonwhatsoever
cc) The Client understands that the corporate actions including but not limited to Dividends declared by the IssuerCompany Mutual Fund shall be directly paid by the Issuer Company Mutual Fund to the Client
dd) IDBI Capital shall also not be liable to the Client for any delay failure or refusal of the Mutual Fund any IssuerCompany Corporation or other body in registering or transferring units to the names of the Clients of for anyinterest dividend or other loss caused to the Client arising there from
ee) The Client agrees to provide IDBI Capital with any confirmation declaration or any other document that theconcerned Issuer Asset Management Company or any other entity may from time to time require IDBI Capitalto collect from the Client in respect of the services offered under this arrangement
ff) IDBI Capital shall not be responsible for any changes in the data of any scheme as carried out in the Offerdocument or any other documents material issued by Asset Management company Issuer Company MutualFund
gg) Neither IDBI Capital nor any of the Mutual Funds nor the Issuer shall be liable for any failure to perform itsobligations to the extent that such performance has been delayed hindered or prevented by systems failuresnetwork errors delay or loss of data due to above and in circumstances of acts of God floods epidemicsquarantine riot or civil commotion and war
27
hh) IDBI Capital shall provide its services on a best efforts basis However IDBI Capital shall not be liable for anysystemequipment failure or for any loss damage or other costs arising in any way out offori System failure including failure of ancillary or associated systems or fluctuation of power or other acts of
Godforce majuereii Accident transportation neglect misuse errors frauds of the CLIENTs orhis agents or any third party oriii Any fault in any attachments or associated equipments of the CLIENTiv Any incidental special or consequential damages including loss of profitv The Client hereby authorises IDBI Capital to use the balance in the Clients trading account maintained
with IDBI Capital for the purpose of investments in such transactions and similarly to use the balance insuch Investment Account for setting off the debits in Clients Trading Account or otherwise on the basis ofClients instructions from time to time
25 PREVENTION OF MONEY LAUNDERINGa The Client confirms and understands that the tradingdemat account is opened for tradinginvestment in stock marketb The Client has read and understood the Prevention of Money Laundering Act (PMLA) 2002 Rules Circulars
made there under amp IDBI Capitalrsquos Policy for Prevention of Money Launderingc The Client agrees to abide by the Prevention of Money Laundering Act 2002 Rules Regulations there under
circulars press release KYC Norms and Policy as and when made applicable issued by any regulatoryauthority as formed there under from time to time
d The Client shall provide with all necessary information and details as required by IDBI Capital from time to timee The Client agrees that heshethey are not a person of a suspicious background or having links with any known
criminals and the Client is not involved or indulged knowingly or assist directly or indirectly in any process oractivity connected with the proceeds of crime nor is a party to it
f The Client agrees that heshethey neither involved nor have indulged knowingly or assisted directly or indirectlyin projecting any proceeds of crime as an untainted property
g The funds utilizedproposed to be utilized for the purpose of investment have been derived through propermeans and does not involve any black or hawala money in any manner
h The transfer of fundssecurities from the account maintained in the account shall be from known source and theClient shall provide clarification to IDBI Capital on request
i The Client shall be responsible for any transactions taking place in hishertheir accountj The Client shall intimate the principal officer of IDBI Capital as well as the concerned authority on knowing of any
suspicious transactions or having obtained any material which is having any link with any crime or proceeds of crimek The Client shall provide to IDBI Capital on an annual basis income and other financial details including a copy
of income tax return file with the Income tax department or any other relevant document as required by IDBICapital from time to time
l The Client agrees undertakes and authorises IDBI Capital or its agents to make references and enquiriesrelative to information in this application which IDBI Capital or their agents consider necessary
m The Client agrees and authorizes IDBI Capital and its agents to exchange share or part with all the information dataor documents relating to hishertheir application and transaction information to other IDBI Capital Group CompaniesBanksFinancial InstitutionsCredit BureausAgenciesStatutory BodiesRegulatory BodiesAuditors as IDBI Capitalmay deem necessary andor appropriate as may be required for use or processing of the said informationdata by suchperson(s) or furnishing of the proceed informationdataproducts thereof to other BanksFinancial InstitutionsCreditProvidersAgenciesUsers registeredRegulatory BodiesAuditors with such persons and the client shall not hold IDBICapital to whom such information etc is disclosed liable for the disclosure or use of such information
n The Client agrees and understands that IDBI Capital reserves the right to reject any application without providing anyreason Further the Client agrees and understands that IDBI Capital reserves the right to retain the application formsand the documents provided therewith including photographs and the same will not be returned to the Client
26 MISCELLANEOUS PROVISIONS GOVERNING THE TERMSa) The Client hereby unconditionally absolutely and irrevocably undertakes to pay immediately any amount due
and payable under these Terms and Conditions on being called upon to do so without any demur merely on ademand in writing from IDBI CAPITAL stating that the amount claimed has become due and any such demandmade on the Client shall be conclusive as regards the amount due and payable by the Client
b) The Client agrees that any notice served on the Client either by actual delivery thereof or sent by Registered Post E-mail Fax to the address of the client first mentioned hereinabove shall be deemed to have been duly served
c) One or more of the provision of these Terms and Conditions may be invoked by IDBI CAPITAL whenever thereis a loss occasioned to IDBI Capital without affecting its rights to invoke these Terms and Conditions for anyfurther loss that may devolve later
d) All trades transactions and contracts are subject to the Rules Bye-Laws and Regulations of the Exchangee) The CLIENT agrees that each participating Exchange or association or agency asserts a proprietary interest in
all of the market data it furnishes to parties that disseminate the said data The CLIENT shall use real-timequotes received on the web site of IDBI Capital only for the CLIENTs individual use and shall not furnish suchdata to any other person or entity The CLIENT is authorised to use materials which are made available by IDBICAPITALs web site for the CLIENTs own needs only and the CLIENT is not authorized to resell access to any
28
such materials or to make copies of any such materials for sale or use to by others The CLIENT shall not usemodify or delete any copyright or other intellectual property rights notices from printouts of electronically accessedmaterials from IDBI Capital web site
f) In cases where the Client has Trading account as well as demat account with IDBI Capital for the convenienceof payment of all the charges pertaining to the Clients demat account the Client authorises IDBI Capital to debithisher trading account with all the DP account charges as and when the bill is raised by IDBI Capital
g) LIMITATION OF LIABILITYIDBI CAPITAL does not guarantee and shall not be deemed to have guaranteed the timeliness sequenceaccuracy completeness reliability or content of market information or messages disseminated to the CLIENTor the execution of the orders placed by the CLIENT IDBI CAPITAL shall not be liable for any inaccuracy erroror delay in or omissions of 1) any such data information or messages or 2) the transmission or delivery of anysuch data information or messages due either to any unintentional act or omission by IDBI CAPITAL or to anyforce majeure event (eg flood extraordinary weather condition earthquake or other any act of God fire warinsurrection riot labour dispute accident action of government communication power failure shut down ofthe systems for any reason ( including on account of computer viruses) equipment or software malfunction) orotherwise or any cause beyond the reasonable control of IDBI CAPITAL 3) Cancellation or non execution of theorder placed by the CLIENT with IDBI CAPITAL
h) IDBI CAPITAL shall not be liable for any inaccuracy error false statement misrepresentation committed by any salesor other associates third parties engaged by IDBI Capital to promote the services offered by it The CLIENT agrees thathesheit places no undue reliance on such persons and will exercise due care and diligence in relying on anystatements made any persons Under no circumstances shall IDBI CAPITAL or anyone involved in creating producingdelivering or managing IDBI Capital services be liable for any direct indirect incidental special or consequentialdamages that result from the use of or inability to use the service delay in transmission of any communication in eachcase for any reason whatsoever (including on account of breakdown in systems) or otherwise
i) INTERRUPTION IN SERVICESIDBI CAPITAL does not warrant that the service will be uninterrupted or error free The service is provided on anas is and as available basis without warranties of any kind either express or implied including withoutlimitation those of merchantability and fitness for a particular purpose The CLIENT agrees that IDBI Capitalshall not be held responsible for any breakdown of the system either due to the fault of the systems of IDBICAPITAL or of the Exchanges or otherwise for any reason whatsoever
j) The CLIENT undertakes that the Client has read the relevant rules and regulations and further undertakes toabide by them at all times It shall be the responsibility of the CLIENT to comply with all trading settlementcycles delivery payment schedules any changes therein from time to time and the procedures of the relevantstock exchange as may be applicable to the CLIENT
k) TAPE RECORDING OF CONVERSATIONThe CLIENT is aware that IDBI CAPITAL tape-records the conversations between the CLIENTCLIENTsrepresentative and the IDBI Capital either personally or over the telephone and hereby specifically permits IDBICAPITAL to do so Such recordings may be relied upon by IDBI CAPITAL and the Client for valid purposes as andwhen required to resolve disputes in connection with the trading transactions or for any other purpose
l) RESTRICTIONS ON ACCESS TO WEB SITE AND TRADINGThe CLIENT understands that IDBI CAPITAL may at any time at its sole discretion and without prior notice to theCLIENT prohibit or restrict the CLIENTs access to the use of the web site or related services and the CLIENTsability to trade IDBI Capital may block the CLIENTs account at any time for any reason and without prior noticeto the CLIENT The CLIENT will bear any loss that hesheit may be faced with due to inability to execute furthertrades on account of such restriction The blocking of an account will not affect the rights andor obligations ofeither IDBI Capital or the CLIENT incurred prior to the date the account is blocked
m) INDEMNITY(i) Though orders are generally routed to the marketplace immediately after the time the order is placed by the
CLIENT on the system there may be a delay in the execution of the order due to any linksystem failure at theCLIENT IDBI Capital Exchanges end or for other reasons The CLIENT hereby specifically indemnifiesand holds IDBI CAPITAL harmless from any and all claims and agrees that IDBI Capital shall not be liablefor any loss actual or perceived caused directly or indirectly by government restriction exchange or marketregulation suspension of trading war strike equipment failure communication line failure system failuresecurity failure on the Internet shut down of systems for any reason (including on account of computerviruses) unauthorized access theft any fraud committed by any person whether in the employment of IDBICAPITAL or otherwise or any problem technological or otherwise that might prevent the CLIENT fromcontacting the PHONE TRADING SERVICES of IDBI CAPITAL or entering IDBI CAPITAL s system or fromexecuting an order or in respect of other conditions
ii) The Client agrees that the provision of indemnity shall continue to remain in force until IDBI CAPITAL inwriting discharges of the said obligations liabilities of the client
(iii) The CLIENT further agrees that hesheit will not be compensated by IDBI CAPITAL for any lost opportunity
(1423)
29
viz notional profits on buysell orders which could not be executed due to any reason whatsoever includingbut not limited due to time lag in the execution of the order or the speed at which the system of IDBI CAPITALor of the Exchanges is operating any shutting down by IDBI Capital of hisherits system for any reason orIDBI Capital disabling the CLIENT from trading on its system for any reason whatsoever
n) WARRANTIES OF CLIENTSi) The CLIENT hereby represents and warrants that the terms and conditions stated herein have been clearly
understood and that the information furnished to IDBI CAPITAL is accurate and truthful The Client agreesconfirms and admits that it shall keep IDBI Capital updated of its financial position details from time to time
ii) All actions required to be taken to ensure compliance of all the transactions which the client may enter into pursuant to this arrangement with all applicable laws shall be completed by the client prior to suchtransaction being entered into
iii If Client resides or gives any orders to from outside India Client agrees to ensure and represent that suchorders will have been given in compliance with any and all applicable law of the relevant jurisdiction fromwhich Client orders are given and laws and regulations prevalent in India and Client further agrees thatClient shall when in doubt consult or obtain legal and professional advice in or of the relevant jurisdictionClient accepts that there may be taxes duties impositions or charges payable to relevant authorities inrespect of Client residing or the giving of any order from outside India and the execution of such order andClient agrees to pay such taxes duties impositions or charges as are applicable and authorizes IDBICapital to make such payments on its behalf if required by law which shall be completely and entirelyreimbursed and paid to IDBI Capital by Client Client further agrees to indemnify IDBI Capital on demand forany claims demands actions costs and expenses IDBI Capital may suffer or incur in connection with orarising from Client residing or giving of any such order from outside India
iv) Client agrees to pay the charges as per the schedule of charges attached to the form and any revisionthereof from time to time Opening of the trading account is subject to the payment of these charges
v) Client authorises IDBI Capital to debit all the incidental chargesexpenses and credit all the transactionproceeds automatically to its trading account with IDBI Capital for the trading activitiesfacilities
vi) The Client confirms that no insolvency proceedings have been initiated against the Clients nor has theClient been adjudicated insolvent
vii) The Client confirms that the Client is not a member of the National Stock Exchange of India Ltd or BombayStock Exchange Ltd and in the event of becoming members of the respective stock exchange(s) in futurethe Client shall intimate IDBI Capital of the same and shall not execute trades through IDBI Capital
o) ASSIGNMENTThe client agrees and acknowledges that IDBI Capital may at any time during the subsistence of the arrangementas per applicable laws rules and regulations assign transfer or otherwise alienate by executing terms andconditions or in any other manner all or any of its rights and or obligations in terms of this arrangement to anyperson or entity including but not limited to its affiliates associates or sister companies and the rights and obligationsof IDBI Capital under this arrangement or any amendment or modification hereto shall vest and ensure in favour ofsuch assignee without any further act deed or thing The client may not assign any right or obligations hereunderwithout first obtaining the prior written consent by an authorized officer of IDBI Capital IDBI Capital may howeverassign the rights and obligations to any third person as per applicable laws rules and regulations
p) SEVERABILITYIn case anyone or more of the provisions contained in these Terms and Conditions becomes invalid illegal orunenforceable in any respect under any law the validity legality and enforceability of the remaining provisionscontained herein shall not in any way be affected or impaired thereto
27 TERMINATION OF SERVICEThe services may be withdrawn anytime by IDBI Capital provided the Client(s) are given a notice of one month underthe circumstances The closure of all accounts of the Client(s) will automatically terminate the services of IDBICapital IDBI Capital may suspend or terminate trading facilities without prior notice if the Client(s) have breachedthese terms and conditions or any document executed with IDBI Capital in respect of the services or IDBI Capital haslearnt of the death bankruptcy or lack of legal capacity of the Client(s) Cancellationtermination shall not effect therights and liabilities of the parties in respect of the transactions executed before the date of such notice
28 DISPUTE RESOLUTION amp JURISDICTIONa) IDBI CAPITAL and the CLIENT are aware of the provisions of the Rules Bye -laws and Regulations of the
Exchanges relating to the resolution of the disputes differences through the mechanism of arbitration providedby the Exchanges and agree to abide by the said provisions in so far as any disputes under these Terms relateto transactions that have been carried out or were to be carried out on the Exchanges
b) the courts having jurisdiction over the area in which regional arbitration centres is situated shall have jurisdictionin respect of any procedure
c) This service does not constitute an offer to sell or a solicitation of an offer to buy any shares securities or otherinstruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation This serviceis not intended to be any form of an investment advertisement investment advice or investment information and hasnot been registered under any securities law of any foreign jurisdiction and is only for the information of any person
30
in any jurisdiction where it may be lawful to offer such a service Further no information on the websites of IDBICapital is to be construed as a representation with respect to shares securities or other investments regarding thelegality of an investment therein under the respective applicable investment or similar laws or regulations of anyperson or entity accessing wwwidbidirectin or any other website maintained by IDBI Capital
29 PROPRIETARY TRADINGIDBI CAPITAL discloses herewith that it undertakes Proprietary trading The CLIENT confirms having read andunderstood the terms and conditions of IDBI CAPITAL and those relating to various services and products andaccepts and agrees to be bound by the terms and conditions including those excludinglimiting IDBI CAPITAL s andExchanges liabilities
30 AMENDMENTThese terms and conditions can be altered amended and or modified by the parties mutually in writing Providedhowever if the rights and obligations of the parties hereto are altered by virtue of change in Rules and Regulations ofSEBI or byelaws Rules and Regulations of the Exchange such changes shall be deemed to have been incorporatedherein in modification of the rights and obligations of the parties mentioned in these terms and conditions Suchamendments shall be intimated to the CLIENT In case the CLIENT continues to deal with IDBI Capital subsequentto the intimation of such amendments it shall be deemed that the CLIENT is agreeable to the new clauses Howeverthe CLIENT has the right to terminate the arrangement through communication in writing subject to the meeting ofthe financial and other obligations under these terms and conditions The provisions of these terms and conditionsshall always be subject to Government notifications any rules regulations guidelines and circulars issued by SEBIand Rules Regulations and Bye laws of the relevant stock exchange that may be in force from time to time
31 RESEARCH TRADING RECOMMENDATION RECEIVED BY THE CLIENTThe Client may at its discretion avail of the ResearchTrading recommendations provided by IDBI Capital from time totime In the regard the Client understand that IDBI Capital produces fundamental and trading research notes tradingcalls technical calls particularly on companies industry stock markets and economy from time to time (collectivelyhereinafter referred to as material) The Client authorizes IDBI Capital to provide the Client with such material throughemail or by access to the website of IDBI Capital or through SMS or any other mode on a voluntary basis The Client isaware that such material provided to the Client is only for the personal information of the Client and the Client undertakesthat the same shall not be reproduced or redistributed to any other person The Client understands that such material isnot an offer or the solicitation of an offer to buy any security By sending this material IDBI Capital or any of its officersdirectors personnel and employees shall not be liable for any loss damage of any nature including but not limited todirect indirect punitive special exemplary and consequential as also any loss of profit in any way arising from the useof this material in any manner The Client is also aware that the investments discussed in such material may not besuitable for all investors The Client shall therefore before dealing andor transacting in any of the products referred toin such material make their own investigation due diligence seek appropriate professional advice The Client aloneshall be fully responsible liable for hisherits investments disinvestments on the basis of such material The Client alsoagrees that IDBI Capital may discontinue providing such material to the Client and that it would have no responsibility toupdate any information provided to the Client nor does it represent that the information provided in such material iscomplete Further by providing such material IDBI Capital is not acting as the Clients portfolio or financial adviser nordoes it assumes any fiduciary duties
32 DISCLOSUREAs required by the Stock Exchange IDBI Capital would like to make the following disclosure The Clauses containedin the Rights and Obligations Risk Disclosure Document and Guidance Note are mandatory clauses prescribed bySEBIthe Exchanges from time to time The clauses in these terms and conditions including the clauses pertainingto internet trading are additional clauses and are voluntary at the discretion of IDBI Capital and the Client but arerequired for efficient provision of services by IDBI Capital
(1523)
31
SPECIAL POWER OF ATTORNEY amp INSTRUCTIONSTO ALL TO WHOM THESE PRESENTS SHALL COME IWe the Client described in the schedule hereto having hisher its address at theplace mentioned in the schedule hereto (hereinafter referred to as the Account HolderJoint Account HoldersClient which expression shallunless repugnant to the meaning and context thereof be deemed to mean and include his herits legal heirs representatives executorssuccessors and assigns as the case may be) do hereby nominate constitute and appointIDBI Capital Markets amp Securities Limited a Company incorporated under the Companies Act 1956 and having its registered office at 3rdFloor Mafatlal Centre Nariman Point Mumbai-400 021 (hereinafter referred to as IDBI Capitalthe Attorney which expression shall unlessrepugnant to the meaning and context thereof be deemed to mean and include its successors) acting through any of its officers or employees orany sub-agents or delegates to be myour true and lawful Agent and Attorney for meus and on myour behalf and in myour name from time totime to do and exercise or cause to be done and exercised all or any of the acts deeds powers and authorities as herein mentionedA WHEREAS the Trading Account Holder (as mentioned in the schedule hereto) wishes to participate in the onlineoffline trading facilities
andor other services being offered by IDBI Capital through its portal wwwidbidirectin or through any other channel such as IVR WAPBusiness Associates Branch Customer Service Call Center etc (or through any other portal as launched by IDBI Capital for offeringthe said services)
B AND WHEREAS the Trading Account Holder has submitted the documents required for availing stock broking and various servicesprovidedto be provided by IDBI Capital through its Portal wwwidbidirectin (or through any other portalmedium offered by IDBI Capital)andor offline trading platform to the Account Holder through Trading Account No ___________________(UCC)
C AND WHEREAS the Demat Accounts mentioned in Annexure - I hereto (or such other demat accounts as may be determined by meus from time to time and intimated to IDBI Capital) of which Iwe amare the solejoint holders shall be linked to the above mentionedTrading account for the purpose of settlement and margin obligation arising out of trades executed through the said Trading Account
D AND whereas for efficient functioning of the above-mentioned services and to facilitate proper execution of all transactions Iwe amaredesirous of appointing IDBI Capital as my our true and lawful Attorney and confer upon it the powers hereinafter stated
IWe hereby authorize the Attorney to do exercise amp perform all or any of following acts deeds and things1 Transfer securities held in myour beneficial owner account(s) as mentioned in Annexure -1 (as may be modified from time to
time by meus and duly intimated to IDBI Capital) hereto towards Stock Exchange related margin delivery obligations arising out oftrades executed by meus on the Stock Exchange through IDBI Capital
2 To instruct the DP to debit securities to the said account mentioned in Annexure -1 (as may be modified from time to time by meus andduly intimated to IDBI Capital) and or transfer securities from the said account to beneficial owners account of IDBI Capital as mentionedin Annexure 2 to the extent of shares sold through IDBI Capital for pay-in obligations as well as for margin towards any StockExchange in Cash and Derivativesother segments as may be permitted
3 To credit my our demat account(s) with any securities that are to be delivered to meus borrowed by meus4 To demand receive and give good and effectual receipt(s) and discharge(s) for all or any dividends interest bonuses or any other
sum(s) andor income arising from the shares debentures units and other investments and to sign and endorse pay ordersdividends interest warrants or certificates receive all debts sums of money principal interest dividend or other dues of whatevernature or accounts which are now or at any time due and payable and belonging to meus on any account whatsoever
5 Pledge the securities lying in myour accounts mentioned in Annexure -1(as may be modified from time to time by meus and intimatedto IDBI Capital) in favour of IDBI Capital for the purpose of meeting myour margin requirements in connection with the trades executedby meus on the Stock Exchange through IDBI Capital
6 Pursuant to myour instructions or instruction of myour Authorised Representative to apply for acquiring subscribing redeeming switching between investment products including but not limited to Mutual Funds Public Issues (shares as well as debentures) rightsoffer of shares tendering in open offers and to sell transfer and endorse the same or redeem the same or otherwise deal in the securitiesand or any other investment products pursuant to my instruction or instruction of myour Authorised Representative either throughinternet or otherwise using identification number issued by any Mutual Fund from time to time or otherwise andor to sign and to executeall transfer deeds whether as transferor or transferee and such other instruments applications and papers as may be necessary foracquiring or transferring redeeming the same marking pledge lien on such securities andor for transferring the investment in the unitsof Mutual Funds from one scheme to another or between Mutual Funds andor otherwise as may be required for dealing in securitiesor other investment products
7 Pursuant to myour instructions or instruction of myour Authorised Representative to make applications for or to renounce and signrenunciation forms in respect of bondsdebentures right shares and additional shares of any CompanyBodyAuthority and to receiveand hold such rights or additional shares bonds or debentures
8 Pursuant to myour instructions or instruction of myour Authorised Representative to issue orders and instructions for acquisition anddisposal of investments for and on myour behalf and to purchase or otherwise acquire sell or otherwise dispose off or otherwise deal invest in securities
9 To sign the necessary forms and other documents if any and to file and register the same with the company concerned entities to giveeffect to the powers conferred herein
10 To forward all applications for subscription of securities placed through the website to the online-IPOother module of the concernedExchangesauthorityconcerned entity platform
(1623)
32
11 To do all such acts and things as may be necessary to give effect to the subscription purchaseredemption or any other transactionpursuant to myour instructions or instruction of myour Authorised Representative in any securities andor Investment product forwhich services are availed from IDBI Capital
12 Transfer funds from myour bank account(s) mentioned in Annexure -1 (or such other bank accounts as may be determined by meus from time to time and intimated to IDBI Capital) andor to instruct the concerned banks in this regard for the followinga) For meeting myour settlement obligations margin requirements in connection with the trades executed by the meus on any stock
exchanges through IDBI Capital in any segment as may be permittedb) For recovering any outstanding amount due from meus arising out of myour trading activities on any of the Stock Exchanges
through IDBI Capitalc) For meeting obligations arising out of myour subscribing to such other productsfacilitiesservices like Mutual Funds Public
issues (shares as well as debentures) rights offer of shares etc through IDBI Capitald) Towards moniesfeescharges etc due to IDBI Capital payable by virtue of meus usingsubscribing to any of the facilitiesservices
availed by meus or at myour instance13 To send a consolidated summary of the Clients scrip wise buy and sell position taken with average rates to meus by way of an sms
email on a daily basis notwithstanding any other document to be disseminated as specified by SEBI from time to time14 For the purpose of the aforesaid to sign contracts agreements transfers acceptances receipts or other instruments documents and
forms to accept and carry out correspondence with such person(s) or authorityauthorities or department(s) and to do all such lawfulacts requisite for effecting the same
15 To comply andor cause to be complied with all statutory and other requirements attached to or arising out of these premises and for thispurpose to take such steps and actions necessary or proper including signing of affidavits indemnity declarations legal documentsdeeds and writings wherever required
16 To do all such acts deeds and things as may be necessary for or incidental to the powers conferred hereinPOWERS TO THE BANK ALLIANCE PARTNERSWhereas for the purpose of Trading through IDBI Capital Markets amp Securities Limited Iwe amare availing banking andor demat accountservices of __________________ a body corporate constituted under _____________________________________________________________ having its head office at ________________________________________________________________________________________________________________________________________ (hereinafter referred to as Bank Alliance Partner) which expressionshall unless repugnant to the context or meaning hereof mean and include its successors in titleAnd whereas IWe hold Bank account with the Bank Alliance partner in its capacity as Bank andor have applied to the Bank AlliancePartner for opening of bank account with it IWe hold demat account no____________________ with the Bank Alliance Partner in itscapacity of depository participants andor have applied to the Bank Alliance Partner to open a demat account with itFurther to the above powers and authorities conferred on IDBI Capital IWe hereby confer upon the Bank Alliance the authoritieshereinafter stated1 To operate block and or debit or credit the abovementioned bank account for operation and execution of all transactions on my
our behalf2 To operate block andor debit or credit the above mentioned demat account with the Bank Alliance Partner for the purpose of Stock
Exchange related margindelivery obligations arising out of trades executed by meus on the Stock Exchange through the Attorney andas instructed by the Attorney in this regard
3 Pursuant to my instructions or instruction of myour Authorised Representative to buy sell or cause to be bought and sold all kind ofsecurities stocks and shares including but not limited to government securities bonds and mutual funds etc
4 To do all such acts deeds and things as may be necessary for or incidental to including but not limited to providing services to me us and for meeting my our obligations in connection with the said bank account
For the purpose of this Specific Power of Attorney the term securities shall include securities as defined by the Securities Contracts(Regulation) Act 1956 as amended from time to time and shall include shares scrips stocks bonds warrants options futures derivativesconvertible debentures non-convertible debentures securitized debt instruments fixed return investment equity linked instruments or othermarketable Securities of a like nature in or of any incorporated Company or other body corporate negotiable instruments including usuanceBills of Exchange deposits or other money market Instruments commercial paper certificate of deposit units issued by Unit Trust of Indiaand units issued by Mutual Funds mortgage backed or other asset backed Securities issued by any institution or body corporate cumulativeconvertible preference shares issued by any incorporated company and Securities issued by any Incorporated company and Securitiesissued by the Central Government or a State Government for the purpose of raising public loan and having one of the forms specified inClause (2) of Section 2 of the Public Debt Act 1944 any other new form of capital or money market Instruments that may be issued in thefuture by any incorporated company firminstitution or GovernmentFor the purpose of this Specific Power of Attorney the list of myour Demat and Bank account to which from which securitiesfunds may bemoved are mentioned in Annexure -1 hereto Annexure -1 may be changed by meus at any time with prior intimation in writing to IDBI Capitalby submission of a revised Annexure - 1
(1723)
33
For the purpose of this Specific Power of Attorney the list of the Demat and Bank accounts of IDBI Capital from which to which securitiesfunds may be moved are mentioned in Annexure -2 hereto Annexure -2 may be changed by IDBI Capital at any time with intimation to meus in writing or through websitethrough emailIDBI Capital shall return to meus the securities or funds that may be received by it erroneously or those securities or funds that IDBI Capitalwas not entitled to receive from meusAND GENERALLY to do all such other lawful acts and things as the Attorney shall think advisable for the purposes aforesaid as fully andeffectually in all respects as Iwe could do myselfourselves and to act as fully and effectually for all intents and purposes in all dealingsand transactions between myselfourselves and the said IDBI Capital as Iwe could if personally present and acting in the matters andtransactions aforesaidAND Iwe do hereby agree to confirm and ratify all and every act or things done by the Attorney within the scope of the authority hereby conferredon it and all deeds or documents executed by it in myour name or on myour behalf under this Specific Power of Attorney shall be binding on meus as if the same were executed by meus except any act or thing done by the Attorney that results in loss or claim on account of blocking of fundsthat may be erroneously instructed by the Attorney to the Bank MyOur Attorney shall not be liable for any loss that may result from failureinabilityof electronic connectivity of rejection of myour application for any reason whatsoeverThe aforesaid Power of Attorney has been granted the instructions herein have been given and the terms and conditions herein contained havebeen agreed to by meus in consideration of the said terms and conditions and the mutual rights covenants and obligations there under and arerevocable by the meus by giving an intimation to the Attorney in writing and the cessation of this authority shall not affect or impair any act theretodone in exercise of these presents Such intimation shall be duly signed by me us and should be received at the Head Office of the Attorney Therevocation shall be subject to due receipt verification and processing of the same by the AttorneyThis Power of Attorney overrides any previous Power of Attorney given by meus in favour of IDBI Capital in respect of the Trading Accountwith IDBI CapitalThis document shall be subject to the jurisdiction of the Courts in MumbaiIN WITNESS whereof IWe have executed this power of attorney on the day date year and place herein below mentioned in the schedule
Signed and delivered by (Schedule above refered to)
Demat Ac No Holderrsquos Name Signature
1st Holder MrMs
2nd HolderMrMs
3rd Holder MrMs
Date _________________________
(1823)
For and on behalf of IDBI Capital Markets amp Securities Ltd Witness for IDBI Capital Markets amp Securities Ltd
Name 1) NameAddress IDBI Capital Markets amp Securities Limited Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal Centre 3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021 Nariman Point Mumbai - 400 021
Signature SignaturePlace 2) NameDate Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021
Signature
Witness for the ClientName Name
Address Address
Signature Signature
34
SP
AC
E F
OR
FR
AN
KIN
G
A LIST OF DEMAT ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder DP Id Client Id
ANNEXURE 1
B LIST OF BANK ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder Bank Name Bank Account No
ANNEXURE 2A LIST OF DEMAT ACCOUNT OF IDBI CAPITAL
Sr No Name of the Account holder DP Id Client Id1 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100081302 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100000043 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024584 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024775 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100281636 IDBI CAPITAL MARKETS amp SECURITIES LTD 13011900 00008531
B LIST OF BANK ACCOUNT OF THE IDBI CAPITALSr No Name of the Account holder DP Id Client Id
1 NSE CM SETTLEMENT IDBI BANK LTD 0041020000301262 BSE CM SETTLEMENT IDBI BANK LTD 0041020000301173 NSE DERIVATIVE SETTLEMENT ACCOUNT IDBI BANK LTD 0041020000301084 NSE CLIENT ACCOUNT IDBI BANK LTD 0041020000301355 BSE CLIENT ACCOUNT IDBI BANK LTD 0041020000300926 NSE DERIVATIVE CLIENT ACCOUNT IDBI BANK LTD 004102000030144
The abovementioned list of DematBank Accounts of IDBI Capital may be changed by IDBI Capital from time to time with intimation to theClients in writingthrough the website and via e-mail
Signature of the Client
(1923)
35
TRADING PRODUCTSTERMS AND CONDITIONS
The following productsfacilitiesmodes of trade are available to all clients
EN-CASHbull This facility enables the clients to receive sale proceeds on Trade day (T-day) as against the normal T+2 settlementbull The facility is available only in respect of Sell transactions in the Cash Market on BSEbull The facility is available only to Resident Indian clientsbull Funds shall be transferred to the clientrsquos account at the end of day only if the securities sold are received by IDBI Capitalbull The stock sold should be available in the clientrsquos demat account registered with IDBI Capitalbull Funds will be transferred to clientrsquos account after accounting for all other obligations due from the client to IDBI Capitalbull A flat brokerage rate of 1 shall be charged to the client for ldquoEn Cashrdquo transactionsbull In case of trades executed under this facility on a day which is a Bank or Clearing holiday settlement shall be made on
the immediate following trade daybull Orders placed under other productsfacilities cannot be converted to ENCASH similarly ENCASH orders cannot be
converted to other productsfacilities
MARGINbull This facility shall be offered for select scrips trades at the discretion of IDBI Capital from time to timebull Clients may trade in securities only by bringing in funds needed to settle the Marginensuring sufficient Margin in
their accountbull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Clients are required to settle the obligations towards margin trades by T+1 daybull In case the fundsstocks are not provided for conversion on T +1 Margin positions will be squared off by IDBI Capital
on T+2 day All losses incurred profits booked are to the clientrsquos accountbull Interest will be charged 006 (on 365 days basis)bull The facility is available only to Resident Indian clients
E-MARGINbull The E-margin productfacility enables clients to buy stocks today amp pay upto 5 days from the date of settlement of the
tradebull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Interest will be charged 006 (on 365 days basis)bull Client position may be ldquoConverted to Deliveryrdquo or Squared off by IDBI Capital at any time on account of risk considerationsbull On or before T+7 trading day E-Margin positions should be ldquoConverted to Deliveryrdquo or Squared off by the client before
1430 hours failing which these may be squared off by IDBI Capital All losses incurred profits booked upon suchsquare off shall be to the clientrsquos account
bull No further exposure will be granted if a position remains open beyond T+7 days from the day of original trade onlydelivery sell to square off the debits will be allowed
bull In case of short delivery on the settlement of the trade the short delivered quantity will be treated as Convert to Delivery(C to D) while the balance quantity will be continued under E-Margin
bull Convert to delivery for E Margin trades is based on FIFO method and brokerage shall be charged accordinglybull Brokerage for E-Margin trades is also calculated on FIFO methodbull This facility is restricted to such scrips as may be decided by IDBI Capital from time to timebull The facility is available only to Resident Indian clientsbull E-Margin positions will be continued until
- The client IDBI Capital exercises the Convert to Delivery options- Positions remain open till T+7 day from the trade date
(2023)
36
COLLATERAL SELLbull Under this facility Clients have the option to sell their securities marked as Collateral in favour of IDBI Capitalbull This facility can be availed by the client subject to availability of adequate unencumbered stockcollateral in the client
accountrsquosbull This facility is available only to clients having a DP account with a Depository Participant who is an Alliance Partner of
IDBI Capital and as permitted by IDBI Capital from time to timebull The facility is available only to Resident Indian clients
EQUITY SIPbull This facility permits the clients to invest systematically at specified intervals in securities on BSE by stating the scrips
and numberamount to be investedbull An initial set up charge of Rs 100- per equity SIP will be leviedbull The client must ensure and provide for sufficient funds for execution of the SIP on the respective datesbull A maximum of 10 scrips can be included in each SIPbull Clients are required to sign a separate Enrollment FormLogin in online for each new SIP
General Upon selection of the said product at the time of trade the client agrees that the above terms and conditions of therespective productfacility shall be applicableAdditionally the client may also trade in equities under cash and carry (CNC) and the derivatives segments as per theoptions selected by the client at the time of account opening or thereafterThe above terms and conditions are supplemental to the Additional Terms and Conditions specific to IDBI Capital MarketServices Limited agreed to by the client at the time of account opening
Note Square off brokerage will be charged for two contra legs of the same product type on the same Exchange on thesame trading day In case of Contra trades on a particular trading day across different products or across ExchangesDelivery Brokerage shall be applicable
______________________________(2123)
37
AUTHORISATION FOR MAINTAINING RUNNING ACCOUNT
I hereby authorize IDBI Capital to maintain my account both securities and funds with IDBI Capital on a running basis untilthe settlement date as given below and to consider the balances in my running fundssecurities account with IDBI Capitalfor the purpose of margin or any other obligations due to IDBI Capital across any segment of any Exchanges and alsoauthorize IDBI Capital to hold my credit in anticipation of the future debits in my accountI further authorize IDBI Capital to set offadjust any of my debitsdues in any segment of any exchanges with credits of anyother segment(s) of any Exchange(s) in my accountI We understand and agree that no interest will be payable to meus on the amounts or securities so retained with IDBICapital I understand that in the event I have outstanding obligations on the settlement date IDBI Capital may retain therequisite securitiesfunds towards such obligations and may also retain the funds expected to be required to meet marginobligations for next 5 trading days calculated in the manner specified by the exchangesI hereby authorise IDBI Capital to retain an amount of upto Rs 10000- for operational convenienceI agree to bring any dispute arising from the statement of account or settlement made by IDBI Capital to the notice of IDBICapital preferably within 7 working days from the date of receipt of fundssecurities or statements as the case may beI understand that such periodic settlement of running account shall not be necessary in the following casesi in case of margin trading if availableii for funds deposited by me towards collateralsmargin in the form of bank guarantee (BG)Fixed Deposit receipts (FDR)I understand that this authority for maintaining running account may be revoked by me at any time IWe be liable for alllosses damages and actions which may arise as consequence of your adhering to and carrying out my our directionsgiven above and further agree that you shall not be liable for any claim for loss or profit or for any consequential incidentalspecial or exemplary damages caused by retention of securities moniesI hereby agree that actual settlement of funds and securities in my account may be made at least once in a
Calendar Quarter Calendar Month
(Plese tick which is applicable)
______________________________
Date
(2223)
38
This page has been kept blank intentionally
39
M-IIRIGHTS AND OBLIGATIONS OF STOCK BROKERS SUB-BROKERS AND CLIENTS
(as prescribed by SEBI and Stock Exchanges)1 The client shall investtrade in those securitiescontractsother instruments admitted to dealings on the Exchanges
as defined in the Rules Byelaws and Regulations of Exchanges Securities and Exchange Board of India (SEBI) andcircularsnotices issued there under from time to time
2 The stock broker sub-broker and the client shall be bound by all the Rules Byelaws and Regulations of the Ex-change and circularsnotices issued there under and Rules and Regulations of SEBI and relevant notifications ofGovernment authorities as may be in force from time to time
3 The client shall satisfy itself of the capacity of the stock broker to deal in securities andor deal in derivatives contractsand wishes to execute its orders through the stock broker and the client shall from time to time continue to satisfy itselfof such capability of the stock broker before executing orders through the stock broker
4 The stock broker shall continuously satisfy itself about the genuineness and financial soundness of the client andinvestment objectives relevant to the services to be provided
5 The stock broker shall take steps to make the client aware of the precise nature of the Stock brokerrsquos liability forbusiness to be conducted including any limitations the liability and the capacity in which the stock broker acts
6 The sub-broker shall provide necessary assistance and co-operate with the stock broker in all its dealings with the client(s)
CLIENT INFORMATION7 The client shall furnish all such details in full as are required by the stock broker in Account Opening Formrdquo with
supporting details made mandatory by stock exchangesSEBI from time to time8 The client shall familiarize himself with all the mandatory provisions in the Account Opening documents Any addi-
tional clauses or documents specified by the stock broker shall be non-mandatory as per terms amp conditionsaccepted by the client
9 The client shall immediately notify the stock broker in writing if there is any change in the information in the lsquoaccountopening formrsquo as provided at the time of account opening and thereafter including the information on winding uppetitioninsolvency petition or any litigation which may have material bearing on his capacity The client shall provideupdate the financial information to the stock broker on a periodic basis
10 The stock broker and sub-broker shall maintain all the details of the client as mentioned in the account opening formor any other information pertaining to the client confidentially and that they shall not disclose the same to any personauthority except as required under any lawregulatory requirements Provided however that the stock broker may sodisclose information about his client to any person or authority with the express permission of the client
MARGINS11 The client shall pay applicable initial margins withholding margins special margins or such other margins as are
considered necessary by the stock broker or the Exchange or as may be directed by SEBI from time to time asapplicable to the segment(s) in which the client trades The stock broker is permitted in its sole and absolutediscretion to collect additional margins (even though not required by the Exchange Clearing HouseClearing Corpo-ration or SEBI) and the client shall be obliged to pay such margins within the stipulated time
12 The client understands that payment of margins by the client does not necessarily imply complete satisfaction of alldues In spite of consistently having paid margins the client may on the settlement of its trade be obliged to pay (orentitled to receive) such further sums as the contract may dictaterequire
TRANSACTIONS AND SETTLEMENTS13 The client shall give any order for buy or sell of a securityderivatives contract in writing or in such form or manner as
may be mutually agreed between the client and the stock broker The stock broker shall ensure to place orders andexecute the trades of the client only in the Unique Client Code assigned to that client
14 The stock broker shall inform the client and keep him apprised about tradingsettlement cycles deliverypaymentschedules any changes therein from time to time and it shall be the responsibility in turn of the client to comply withsuch schedulesprocedures of the relevant stock exchange where the trade is executed
15 The stock broker shall ensure that the moneysecurities deposited by the client shall be kept in a separate accountdistinct from hisits own account or account of any other client and shall not be used by the stock broker for himselfitself or for any other client or for any purpose other than the purposes mentioned in Rules Regulations circularsnotices guidelines of SEBI andor Rules Regulations Bye-laws circulars and notices of Exchange
MANDATORY
40
16 Where the Exchange(s) cancels trade(s) suo moto all such trades including the trades done on behalf of theclient shall ipso facto stand cancelled stock broker shall be entitled to cancel the respective contract(s) withclient(s)
17 The transactions executed on the Exchange are subject to Rules Byelaws and Regulations and circularsnoticesissued thereunder of the Exchanges where the trade is executed and all parties to such trade shall have submittedto the jurisdiction of such court as may be specified by the Byelaws and Regulations of the Exchanges where thetrade is executed for the purpose of giving effect to the provisions of the Rules Byelaws and Regulations of theExchanges and the circularsnotices issued thereunder
BROKERAGE18 The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from time to time and as they
apply to the Clients account transactions and to the services that stock broker renders to the Client The stock brokershall not charge brokerage more than the maximum brokerage permissible as per the rules regulations and bye-laws of the relevant stock exchanges andor rules and regulations of SEBI
LIQUIDATION AND CLOSE OUT OF POSITION19 Without prejudice to the stock brokers other rights (including the right to refer a matter to arbitration) the client
understands that the stock broker shall be entitled to liquidateclose out all or any of the clients positions for non-payment of margins or other amounts outstanding debts etc and adjust the proceeds of such liquidationclose outif any against the clients liabilitiesobligations Any and all losses and financial charges on account of such liquida-tionclosing-out shall be charged to and borne by the client
20 In the event of death or insolvency of the client or hisits otherwise becoming incapable of receiving and payingfor or delivering or transferring securities which the client has ordered to be bought or sold stock broker mayclose out the transaction of the client and claim losses if any against the estate of the client The client or hisnominees successors heirs and assignee shall be entitled to any surplus which may result there from Theclient shall note that transfer of fundssecurities in favor of a Nominee shall be valid discharge by the stockbroker against the legal heir
21 The stock broker shall bring to the notice of the relevant Exchange the information about default in paymentdeliveryand related aspects by a client In case where defaulting client is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of Director(s)Promoter(s)Partner(s)Proprietor as the case may be shallalso be communicated by the stock broker to the relevant Exchange(s)
DISPUTE RESOLUTION22 The stock broker shall provide the client with the relevant contact details of the concerned Exchanges and SEBI23 The stock broker shall co-operate in redressing grievances of the client in respect of all transactions routed through
it and in removing objections for bad delivery of shares rectification of bad delivery etc
24 The client and the stock broker shall refer any claims andor disputes with respect to deposits margin money etcto arbitration as per the Rules Byelaws and Regulations of the Exchanges where the trade is executed and circularsnotices issued thereunder as may be in force from time to time
25 The stock broker shall ensure faster settlement of any arbitration proceedings arising out of the transactions enteredinto between him vis-agrave-vis the client and he shall be liable to implement the arbitration awards made in suchproceedings
26 The clientstock-broker understands that the instructions issued by an authorized representative for dispute resolu-tion if any of the clientstock-broker shall be binding on the clientstock-broker in accordance with the letter autho-rizing the said representative to deal on behalf of the said clientstock-broker
TERMINATION OF RELATIONSHIP27 This relationship between the stock broker and the client shall be terminated if the stock broker for any reason
ceases to be a member of the stock exchange including cessation of membership by reason of the stock brokersdefault death resignation or expulsion or if the certificate is cancelled by the Board
28 The stock broker sub-broker and the client shall be entitled to terminate the relationship between them without givingany reasons to the other party after giving notice in writing of not less than one month to the other parties Notwithstandingany such termination all rights liabilities and obligations of the parties arising out of or in respect of transactions enteredinto prior to the termination of this relationship shall continue to subsist and vest inbe binding on the respective partiesor hisits respective heirs executors administrators legal representatives or successors as the case may be
41
29 In the event of demiseinsolvency of the sub-broker or the cancellation of hisits registration with the Board orwithdrawal of recognition of the sub-broker by the stock exchange andor termination of the agreement with the subbroker by the stock broker for any reason whatsoever the client shall be informed of such termination and the clientshall be deemed to be the direct client of the stock broker and all clauses in the Rights and Obligations document(s)governing the stock broker sub-broker and client shall continue to be in force as it is unless the client intimates to thestock broker hisits intention to terminate their relationship by giving a notice in writing of not less than one month
ADDITIONAL RIGHTS AND OBLIGATIONS30 The stock broker shall ensure due protection to the client regarding clients rights to dividends rights or bonus
shares etc in respect of transactions routed through it and it shall not do anything which is likely to harm the interestof the client with whom and for whom they may have had transactions in securities
31 The stock broker and client shall reconcile and settle their accounts from time to time as per the Rules Regulations ByeLaws Circulars Notices and Guidelines issued by SEBI and the relevant Exchanges where the trade is executed
32 The stock broker shall issue a contract note to his constituents for trades executed in such format as may beprescribed by the Exchange from time to time containing records of all transactions including details of ordernumber trade number trade time trade price trade quantity details of the derivatives contract client codebrokerage all charges levied etc and with all other relevant details as required therein to be filled in and issuedin such manner and within such time as prescribed by the Exchange The stock broker shall send contract notesto the investors within one working day of the execution of the trades in hard copy andor in electronic form usingdigital signature
33 The stock broker shall make pay out of funds or delivery of securities as the case may be to the Client within oneworking day of receipt of the payout from the relevant Exchange where the trade is executed unless otherwisespecified by the client and subject to such terms and conditions as may be prescribed by the relevant Exchange fromtime to time where the trade is executed
34 The stock broker shall send a complete `Statement of Accounts for both funds and securities in respect of each ofits clients in such periodicity and format within such time as may be prescribed by the relevant Exchange from timeto time where the trade is executed The Statement shall also state that the client shall report errors if any in theStatement within such time as may be prescribed by the relevant Exchange from time to time where the trade wasexecuted from the receipt thereof to the Stock broker
35 The stock broker shall send daily margin statements to the clients Daily Margin statement should include inter-aliadetails of collateral deposited collateral utilized and collateral status (available balancedue from client) with breakup in terms of cash Fixed Deposit Receipts (FDRs) Bank Guarantee and securities
36 The Client shall ensure that it has the required legal capacity to and is authorized to enter into the relationship withstock broker and is capable of performing his obligations and undertakings hereunder All actions required to betaken to ensure compliance of all the transactions which the Client may enter into shall be completed by the Clientprior to such transaction being entered into
ELECTRONIC CONTRACT NOTES (ECN)37 In case client opts to receive the contract note in electronic form he shall provide an appropriate e-mail id to the
stock broker The client shall communicate to the stock broker any change in the email-id through a physical letterIf the client has opted for internet trading the request for change of email id may be made through the securedaccess by way of client specific user id and password
38 The stock broker shall ensure that all ECNs sent through the e-mail shall be digitally signed encrypted non-tamperable and in compliance with the provisions of the IT Act 2000 In case ECN is sent through e-mail as an attachmentthe attached file shall also be secured with the digital signature encrypted and non-tamperable
39 The client shall note that non-receipt of bounced mail notification by the stock broker shall amount to delivery of thecontract note at the e-mail ID of the client
40 The stock broker shall retain ECN and acknowledgement of the e-mail in a soft and non-tamperable form in themanner prescribed by the exchange in compliance with the provisions of the IT Act 2000 and as per the extant rulesregulationscircularsguidelines issued by SEBIStock Exchanges from time to time The proof of delivery ie logreport generated by the system at the time of sending the contract notes shall be maintained by the stock broker forthe specified period under the extant regulations of SEBIstock exchanges The log report shall provide the details ofthe contract notes that are not delivered to the cliente-mails rejected or bounced back The stock broker shall takeall possible steps to ensure receipt of notification of bounced mails by him at all times within the stipulated timeperiod under the extant regulations of SEBIstock exchanges
42
41 The stock broker shall continue to send contract notes in the physical mode to such clients who do not opt to receivethe contract notes in the electronic form Wherever the ECNs have not been delivered to the client or has beenrejected (bouncing of mails) by the e-mail ID of the client the stock broker shall send a physical contract note to theclient within the stipulated time under the extant regulations of SEBIstock exchanges and maintain the proof ofdelivery of such physical contract notes
42 In addition to the e-mail communication of the ECNs to the client the stock broker shall simultaneously publish theECN on his designated web-site if any in a secured way and enable relevant access to the clients and for thispurpose shall allot a unique user name and password to the client with an option to the client to save the contractnote electronically andor take a print out of the same
LAW AND JURISDICTION43 In addition to the specific rights set out in this document the stock broker sub-broker and the client shall be entitled
to exercise any other rights which the stock broker or the client may have under the Rules Bye-laws and Regulationsof the Exchanges in which the client chooses to trade and circularsnotices issued thereunder or Rules and Regu-lations of SEBI
44 The provisions of this document shall always be subject to Government notifications any rules regulations guide-lines and circularsnotices issued by SEBI and Rules Regulations and Bye laws of the relevant stock exchangeswhere the trade is executed that may be in force from time to time
45 The stock broker and the client shall abide by any award passed by the Arbitrator(s) under the Arbitration andConciliation Act 1996 However there is also a provision of appeal within the stock exchanges if either party is notsatisfied with the arbitration award
46 Words and expressions which are used in this document but which are not defined herein shall unless the contextotherwise requires have the same meaning as assigned thereto in the Rules Byelaws and Regulations and circularsnotices issued thereunder of the ExchangesSEBI
47 All additional voluntary clausesdocument added by the stock broker should not be in contravention with rulesregulationsnoticescirculars of ExchangesSEBI Any changes in such voluntary clausesdocument(s) need to bepreceded by a notice of 15 days Any changes in the rights and obligations which are specified by ExchangesSEBIshall also be brought to the notice of the clients
48 If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI orBye-laws Rules and Regulations of the relevant stock Exchanges where the trade is executed such changes shallbe deemed to have been incorporated herein in modification of the rights and obligations of the parties mentionedin this document
43
INTERNET amp WIRELESS TECHNOLOGY BASED TRADING FACILITY PROVIDED BY STOCK BROKERS TO CLIENT(All the clauses mentioned in the Rights and Obligations document(s) shall be applicable Additionally
the clauses mentioned herein shall also be applicable)
1 Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the use of wirelesstechnology that shall include the use of devices such as mobile phone laptop with data card etc which use InternetProtocol (IP) The stock broker shall comply with all requirements applicable to internet based tradingsecuritiestrading using wireless technology as may be specified by SEBI amp the Exchanges from time to time
2 The client is desirous of investingtrading in securities and for this purpose the client is desirous of using either theinternet based trading facility or the facility for securities trading through use of wireless technology The Stock brokershall provide the Stock brokers IBT Service to the Client and the Client shall avail of the Stock brokers IBT Serviceon and subject to SEBIExchanges Provisions and the terms and conditions specified on the Stock brokers IBT WebSite provided that they are in line with the norms prescribed by ExchangesSEBI
3 The stock broker shall bring to the notice of client the features risks responsibilities obligations and liabilitiesassociated with securities trading through wireless technologyinternetsmart order routing or any other technologyshould be brought to the notice of the client by the stock broker
4 The stock broker shall make the client aware that the Stock Brokers IBT system itself generates the initial passwordand its password policy as stipulated in line with norms prescribed by ExchangesSEBI
5 The Client shall be responsible for keeping the Username and Password confidential and secure and shall be solelyresponsible for all orders entered and transactions done by any person whosoever through the Stock brokers IBTSystem using the Clients Username andor Password whether or not such person was authorized to do so Also theclient is aware that authentication technologies and strict security measures are required for the internet tradingsecurities trading through wireless technology through order routed system and undertakes to ensure that thepassword of the client andor his authorized representative are not revealed to any third party including employeesand dealers of the stock broker
6 The Client shall immediately notify the Stock broker in writing if he forgets his password discovers security flaw inStock Brokers IBT System discoverssuspects discrepancies unauthorized access through his usernamepass-wordaccount with full details of such unauthorized use the date the manner and the transactions effected pursuantto such unauthorized use etc
7 The Client is fully aware of and understands the risks associated with availing of a service for routing orders over theinternetsecurities trading through wireless technology and Client shall be fully liable and responsible for any and allacts done in the Clients Usernamepassword in any manner whatsoever
8 The stock broker shall send the ordertrade confirmation through email to the client at his request The client isaware that the order trade confirmation is also provided on the web portal In case client is trading using wirelesstechnology the stock broker shall send the ordertrade confirmation on the device of the client
9 The client is aware that trading over the internet involves many uncertain factors and complex hardware softwaresystems communication lines peripherals etc are susceptible to interruptions and dislocations The Stock brokerand the Exchange do not make any representation or warranty that the Stock brokers IBT Service will be available tothe Client at all times without any interruption
10 The Client shall not have any claim against the Exchange or the Stock broker on account of any suspensioninterruption non-availability or malfunctioning of the Stock brokers IBT System or Service or the Exchanges serviceor systems or non-execution of his orders due to any linksystem failure at the ClientStock brokersExchange end forany reason beyond the control of the stock brokerExchanges
44
MANDATORY
M - IIIRISK DISCLOSURE DOCUMENT FOR CAPITAL MARKET AND DERIVATIVES SEGMENTS
This document contains important information on trading in EquitiesDerivatives Segments of the stock exchanges All prospectiveconstituents should read this document before trading in EquitiesDerivatives Segments of the Exchanges
Stock exchangesSEBI does neither singly or jointly and expressly nor impliedly guarantee nor make any representation concerning thecompleteness the adequacy or accuracy of this disclosure document nor have Stock exchanges SEBI endorsed or passed any meritsof participating in the trading segments This brief statement does not disclose all the risks and other significant aspects of trading
In the light of the risks involved you should undertake transactions only if you understand the nature of the relationship into which you areentering and the extent of your exposure to risk
You must know and appreciate that trading in Equity shares derivatives contracts or other instruments traded on the Stock Exchangewhich have varying element of risk is generally not an appropriate avenue for someone of limited resourceslimited investment andortrading experience and low risk tolerance You should therefore carefully consider whether such trading is suitable for you in the light of yourfinancial condition In case you trade on Stock exchanges and suffer adverse consequences or loss you shall be solely responsible forthe same and Stock exchangesits Clearing Corporation andor SEBI shall not be responsible in any manner whatsoever for the sameand it will not be open for you to take a plea that no adequate disclosure regarding the risks involved was made or that you were not explainedthe full risk involved by the concerned stock broker The constituent shall be solely responsible for the consequences and no contract canbe rescinded on that account You must acknowledge and accept that there can be no guarantee of profits or no exception from losses whileexecuting orders for purchase andor sale of a derivative contract being traded on Stock exchanges
It must be clearly understood by you that your dealings on Stock exchanges through a stock broker shall be subject to your fulfilling certainformalities set out by the stock broker which may inter alia include your filling the know your client form reading the rights and obligationsdos and donts etc and are subject to the Rules Byelaws and Regulations of relevant Stock exchanges its Clearing Corporationguidelines prescribed by SEBI and in force from time to time and Circulars as may be issued by Stock exchanges or its ClearingCorporation and in force from time to time
Stock exchanges does not provide or purport to provide any advice and shall not be liable to any person who enters into anybusiness relationship with any stock broker of Stock exchanges andor any third party based on any information contained in thisdocument Any information contained in this document must not be construed as business advice No consideration to trade shouldbe made without thoroughly understanding and reviewing the risks involved in such trading If you are unsure you must seekprofessional advice on the same
In considering whether to trade or authorize someone to trade for you you should be aware of or must get acquainted with the following-
1 BASIC RISKS
11 Risk of Higher Volatility
Volatility refers to the dynamic changes in price that a securityderivatives contract undergoes when trading activity continueson the Stock Exchanges Generally higher the volatility of a securityderivatives contract greater is its price swings Theremay be normally greater volatility in thinly traded securities derivatives contracts than in active securities derivativescontracts As a result of volatility your order may only be partially executed or not executed at all or the price at which yourorder got executed may be substantially different from the last traded price or change substantially thereafter resulting innotional or real losses
12 Risk of Lower Liquidity
Liquidity refers to the ability of market participants to buy andor sell securities derivatives contracts expeditiously at a competitiveprice and with minimal price difference Generally it is assumed that more the numbers of orders available in a market greateris the liquidity Liquidity is important because with greater liquidity it is easier for investors to buy andor sell securities derivativescontracts swiftly and with minimal price difference and as a result investors are more likely to pay or receive a competitive pricefor securities derivatives contracts purchased or sold There may be a risk of lower liquidity in some securities derivativescontracts as compared to active securities derivatives contracts As a result your order may only be partially executed or maybe executed with relatively greater price difference or may not be executed at all
121 Buyingselling without intention of giving andor taking delivery of a security as part of a day trading strategy may alsoresult into losses because in such a situation stocks may have to be soldpurchased at a lowhigh prices comparedto the expected price levels so as not to have any obligation to deliverreceive a security
13 Risk of Wider Spreads
Spread refers to the difference in best buy price and best sell price It represents the differential between the price of buying asecurity derivatives contract and immediately selling it or vice versa Lower liquidity and higher volatility may result in wider thannormal spreads for less liquid or illiquid securities derivatives contracts This in turn will hamper better price formation
45
14 Risk-reducing orders
The placing of orders (eg stop loss orders or limit orders) which are intended to limit losses to certain amounts may not beeffective many a time because rapid movement in market conditions may make it impossible to execute such orders
141 A market order will be executed promptly subject to availability of orders on opposite side without regard to price andthat while the customer may receive a prompt execution of a market order the execution may be at available pricesof outstanding orders which satisfy the order quantity on price time priority It may be understood that these prices maybe significantly different from the last traded price or the best price in that security derivatives contract
142 A limit order will be executed only at the limit price specified for the order or a better price However while thecustomer receives price protection there is a possibility that the order may not be executed at all
143 A stop loss order is generally placed away from the current price of a stock derivatives contract and such order getsactivated if and when the security derivatives contract reaches or trades through the stop price Sell stop orders areentered ordinarily below the current price and buy stop orders are entered ordinarily above the current price When thesecurity derivatives contract reaches the pre -determined price or trades through such price the stop loss orderconverts to a marketlimit order and is executed at the limit or better There is no assurance therefore that the limit orderwill be executable since a security derivatives contract might penetrate the pre-determined price in which case therisk of such order not getting executed arises just as with a regular limit order
15 Risk of News Announcements
News announcements that may impact the price of stock derivatives contract may occur during trading and when combinedwith lower liquidity and higher volatility may suddenly cause an unexpected positive or negative movement in the price of thesecurity contract
16 Risk of Rumors
Rumors about companies currencies at times float in the market through word of mouth newspapers websites or newsagencies etc The investors should be wary of and should desist from acting on rumors
17 System Risk
High volume trading will frequently occur at the market opening and before market close Such high volumes may also occurat any point in the day These may cause delays in order execution or confirmation
171 During periods of volatility on account of market participants continuously modifying their order quantity or prices orplacing fresh orders there may be delays in order execution and its confirmations
172 Under certain market conditions it may be difficult or impossible to liquidate a position in the market at a reasonable priceor at all when there are no outstanding orders either on the buy side or the sell side or if trading is halted in a security derivatives contract due to any action on account of unusual trading activity or security derivatives contract hittingcircuit filters or for any other reason
18 SystemNetwork Congestion
Trading on exchanges is in electronic mode based on satelliteleased line based communications combination of technologies andcomputer systems to place and route orders Thus there exists a possibility of communication failure or system problems or slowor delayed response from system or trading halt or any such other problemglitch whereby not being able to establish access to thetrading systemnetwork which may be beyond control and may result in delay in processing or not processing buy or sell orderseither in part or in full You are cautioned to note that although these problems may be temporary in nature but when you haveoutstanding open positions or unexecuted orders these represent a risk because of your obligations to settle all executed transactions
2 As far as Derivatives segments are concerned please note and get yourself acquainted with the following additionalfeatures-
21 Effect of Leverage or Gearing
In the derivatives market the amount of margin is small relative to the value of the derivatives contract so the transactions areleveraged or geared Derivatives trading which is conducted with a relatively small amount of margin provides the possibilityof great profit or loss in comparison with the margin amount But transactions in derivatives carry a high degree of risk
You should therefore completely understand the following statements before actually trading in derivatives and also trade withcaution while taking into account ones circumstances financial resources etc If the prices move against you you may lose apart of or whole margin amount in a relatively short period of time Moreover the loss may exceed the original margin amount
A Futures trading involve daily settlement of all positions Every day the open positions are marked to market based on theclosing level of the index derivatives contract If the contract has moved against you you will be required to deposit theamount of loss (notional) resulting from such movement This amount will have to be paid within a stipulated time framegenerally before commencement of trading on next day
46
B If you fail to deposit the additional amount by the deadline or if an outstanding debt occurs in your account the stock brokermay liquidate a part of or the whole position or substitute securities In this case you will be liable for any losses incurreddue to such close-outs
C Under certain market conditions an investor may find it difficult or impossible to execute transactions For example thissituation can occur due to factors such as illiquidity ie when there are insufficient bids or offers or suspension of trading dueto price limit or circuit breakers etc
D In order to maintain market stability the following steps may be adopted changes in the margin rate increases in the cashmargin rate or others These new measures may also be applied to the existing open interests In such conditions you willbe required to put up additional margins or reduce your positions
E You must ask your broker to provide the full details of derivatives contracts you plan to trade ie the contract specificationsand the associated obligations
22 Currency specific risks
1 The profit or loss in transactions in foreign currency-denominated contracts whether they are traded in your own oranother jurisdiction will be affected by fluctuations in currency rates where there is a need to convert from the currencydenomination of the contract to another currency
2 Under certain market conditions you may find it difficult or impossible to liquidate a position This can occur for examplewhen a currency is deregulated or fixed trading bands are widened
3 Currency prices are highly volatile Price movements for currencies are influenced by among other things changingsupply-demand relationships trade fiscal monetary exchange control programs and policies of governments foreignpolitical and economic events and policies changes in national and international interest rates and inflation currencydevaluation and sentiment of the market place None of these factors can be controlled by any individual advisor and noassurance can be given that an advisors advice will result in profitable trades for a participating customer or that acustomer will not incur losses from such events
23 Risk of Option holders
1 An option holder runs the risk of losing the entire amount paid for the option in a relatively short period of time This risk reflectsthe nature of an option as a wasting asset which becomes worthless when it expires An option holder who neither sells hisoption in the secondary market nor exercises it prior to its expiration will necessarily lose his entire investment in the option Ifthe price of the underlying does not change in the anticipated direction before the option expires to an extent sufficient to coverthe cost of the option the investor may lose all or a significant part of his investment in the option
2 The Exchanges may impose exercise restrictions and have absolute authority to restrict the exercise of options at certaintimes in specified circumstances
24 Risks of Option Writers
1 If the price movement of the underlying is not in the anticipated direction the option writer runs the risks of losing substantialamount
2 The risk of being an option writer may be reduced by the purchase of other options on the same underlying interest andthereby assuming a spread position or by acquiring other types of hedging positions in the options markets or othermarkets However even where the writer has assumed a spread or other hedging position the risks may still besignificant A spread position is not necessarily less risky than a simple long or short position
3 Transactions that involve buying and writing multiple options in combination or buying or writing options in combination withbuying or selling short the underlying interests present additional risks to investors Combination transactions such as optionspreads are more complex than buying or writing a single option And it should be further noted that as in any area of investinga complexity not well understood is in itself a risk factor While this is not to suggest that combination strategies should not beconsidered it is advisable as is the case with all investments in options to consult with someone who is experienced andknowledgeable with respect to the risks and potential rewards of combination transactions under various market circumstances
3 TRADING THROUGH WIRELESS TECHNOLOGY SMART ORDER ROUTING OR ANY OTHER TECHNOLOGYAny additional provisions defining the features risks responsibilities obligations and liabilities associated with securities trading throughwireless technology smart order routing or any other technology should be brought to the notice of the client by the stock broker
4 GENERAL
41 The term constituent shall mean and include a client a customer or an investor who deals with a stock broker for the purposeof acquiring andor selling of securities derivatives contracts through the mechanism provided by the Exchanges
42 The term stock broker shall mean and include a stock broker a broker or a stock broker who has been admitted as such bythe Exchanges and who holds a registration certificate from SEBI
47
M - IVGUIDANCE NOTE - DOS AND DONTS FOR TRADING ON THE EXCHANGE(S) FOR INVESTORS
BEFORE YOU BEGIN TO TRADE
1 Ensure that you deal with and through only SEBI registered intermediaries You may check their SEBI registration certificate numberfrom the list available on the Stock exchanges wwwexchangecom and SEBI website wwwsebigovin
2 Ensure that you fill the KYC form completely and strike off the blank fields in the KYC form
3 Ensure that you have read all the mandatory documents viz Rights and Obligations Risk Disclosure Document Policy andProcedure document of the stock broker
4 Ensure to read understand and then sign the voluntary clauses if any agreed between you and the stock broker Note that the clausesas agreed between you and the stock broker cannot be changed without your consent
5 Get a clear idea about all brokerage commissions fees and other charges levied by the broker on you for trading and the relevantprovisions guidelines specified by SEBIStock exchanges
6 Obtain a copy of all the documents executed by you from the stock broker free of charge
7 In case you wish to execute Power of Attorney (POA) in favour of the Stock broker authorizing it to operate your bank and demataccount please refer to the guidelines issued by SEBIExchanges in this regard
TRANSACTIONS AND SETTLEMENTS
8 The stock broker may issue electronic contract notes (ECN) if specifically authorized by you in writing You should provide your emailid to the stock broker for the same Dont opt for ECN if you are not familiar with computers
9 Dont share your internet trading accounts password with anyone
10 Dont make any payment in cash to the stock broker
11 Make the payments by account payee cheque in favour of the stock broker Dont issue cheques in the name of sub-broker Ensurethat you have a documentary proof of your paymentdeposit of securities with the stock broker stating date scrip quantity towardswhich bank demat account such money or securities deposited and from which bank demat account
12 Note that facility of Trade Verification is available on stock exchanges websites where details of trade as mentioned in the contract notemay be verified Where trade details on the website do not tally with the details mentioned in the contract note immediately get in touchwith the Investors Grievance Cell of the relevant Stock exchange
13 In case you have given specific authorization payout of funds or delivery of securities as the case may be may not be made to youwithin one working day from the receipt of payout from the Exchange Thus the stock broker may maintain a running account for yousubject to the following conditions
a) Such authorization from you shall be dated signed by you only and contains the clause that you may revoke the same at any time
b) The actual settlement of funds and securities shall be done by the stock broker at least once in a calendar quarter or monthdepending on your preference While settling the account the stock broker shall send to you a statement of accounts containingan extract from the client ledger for funds and an extract from the register of securities displaying all the receiptsdeliveries of fundsand securities The statement shall also explain the retention of funds and securities and the details of the pledged shares if any
c) On the date of settlement the stock broker may retain the requisite securitiesfunds towards outstanding obligations and may alsoretain the funds expected to be required to meet derivatives margin obligations for next 5 trading days calculated in the mannerspecified by the exchanges In respect of cash market transactions the stock broker may retain entire pay-in obligation of fundsand securities due from clients as on date of settlement and for next days business he may retain fundssecuritiesmargin to theextent of value of transactions executed on the day of such settlement in the cash market
d) You need to bring any dispute arising from the statement of account or settlement so made to the notice of the stock broker in writingpreferably within 7 (seven) working days from the date of receipt of fundssecurities or statement as the case may be In case ofdispute refer the matter in writing to the Investors Grievance Cell of the relevant Stock exchanges without delay
14 In case you have not opted for maintaining running account and pay-out of fundssecurities is not received on the next working day ofthe receipt of payout from the exchanges please refer the matter to the stock broker In case there is dispute ensure that you lodge acomplaint in writing immediately with the Investors Grievance Cell of the relevant Stock exchange
15 Please register your mobile number and email id with the stock broker to receive trade confirmation alerts details of the transactionsthrough SMS or email by the end of the trading day from the stock exchanges
48
IN CASE OF TERMINATION OF TRADING MEMBERSHIP
16 In case a stock broker surrenders his membership is expelled from membership or declared a defaulter Stock exchangesgives a public notice inviting claims relating to only the transactions executed on the trading system of Stock exchange fromthe investors Ensure that you lodge a claim with the relevant Stock exchanges within the stipulated period and with thesupporting documents
17 Familiarize yourself with the protection accorded to the money andor securities you may deposit with your stock brokerparticularly in the event of a default or the stock brokerrsquos insolvency or bankruptcy and the extent to which you may recoversuch money andor securities may be governed by the Bye-laws and Regulations of the relevant Stock exchange where thetrade was executed and the scheme of the Investorsrsquo Protection Fund in force from time to time
DISPUTES COMPLAINTS
18 Please note that the details of the arbitration proceedings penal action against the brokers and investor complaints against thestock brokers are displayed on the website of the relevant Stock exchange
19 In case your issueproblemgrievance is not being sorted out by concerned stock brokersub-broker then you may take up thematter with the concerned Stock exchange If you are not satisfied with the resolution of your complaint then you can escalatethe matter to SEBI
20 Note that all the stock brokersub-brokers have been mandated by SEBI to designate an e-mail ID of the grievance redressaldivisioncompliance officer exclusively for the purpose of registering complaints
INTRODUCTION DETAILS
Self introduction
Introduction by existing IDBI Bank Account holder (Document confirming mailing address in name of applicant to be provided)
Name
Cust ID Account No
I confirm that I am an account holder with IDBI Bank for over six months I confirm that I personally know the applicants detailed herein for ________years and confirm hisher identity and address
Signature of introducer Signature verified (for bank use)
Signature amp EIN No
PART I
Savings Account Current Account Suvidha Fixed Deposits (FD)
Firm name (for sole proprietorship) ACCOUNT IN THE NAME OF MINOR (Strike off if not applicable)
DETAILS OF APPLICANT
Welcome kit account
Please open my SoleOur JointSole Proprietorship Account at your Branch Sol
Please fill the form in CAPITAL LETTERS and BLACK INK only
I shall represent the minor in all future transaction of any description in the above account till the said minor attains majority I shall indemnify the bank against any claims of the above minor of any withdrawalstransactions made by me in hisher account
Bar Code
SBAOF PART I
Bar Code
We jointly agree and authorize IDBI Bank Limited to permit premature withdrawals of the Fixed Deposit by survivors in the event of death of the deposit holders before maturity
-1-
LINKING OF AADHAR NUMBER TO MY ACCOUNT (DECLARATION)
Declaration for Channel Services and International Debit cum ATM Card
IWe authorise IDBI Bank to issue an IDBI Bank Debit cum ATM Card to meus IWe acknowledge that the issue and usage of the card is governed by the terms and conditions as in force from time to time and agree to be bound by the same IWe accept that the terms and conditions are liable to be amended by IDBI Bank from time to time IWe further unconditionally and irrevocably authorise IDBI Bank to debit myour account with an amount equivalent to the annual fee and charges for use of the Debit cum ATM (wherever applicable amended as per the schedule of chargesfees) IWe hereby confirm that in case of Joint Accounts the operating instruction will not be jointly by all
IWe undertake to strictly utilise the card in accordance with the Exchange Control Regulations as laid down by Reserve Bank of India from time to time IWe confirm that the foreign exchange which will be used will be within the limits of the Basic Travel Quota as per Foreign Exchange Management Act 1999 IWe will adhere to guidelines which are issued by the Reserve Bank of India concerning the use of foreign exchange
IWe have read and understood the Terms and Conditions (a copy of which I am in possession of) also hosted at wwwidbicom governing the opening of an account with IDBI Bank and those relating to various channel services including but not limited to Debit cum ATM Cards Phone Banking Mobile Banking Internet Banking Bill Payment facility Account Alerts I accept and agree to be bound by the said Terms and Conditions including those excludinglimiting the Banks liability IWe authorize the applicant to access the accounts(s) via the channels selected and authorize IDBI Bank to link new accounts opened by the applicant to the channels selected
IWe understand that the Bank may at its absolute discretion discontinue any of the services completely or partially without any notice to meus I agree that the bank may debit my account for service charges as applicable from time to time (wherever applicable amended as per the schedule of chargesfees)
2nd Applicant
1st Applicant
3rd Applicant
4th Applicant
for
Name of Bank
Account Number Facility Amount
For Current Account purpose
Intimation of Address Change
DELIVERABLES
Primary Card
Add-on-Cards
Please Note
(Please submit Beneficial owner declaration attached)
-2-
SMS Alerts Hindi English
Branch Head Verification
No tax to be deducted- Form 15G15H enclosed
Name of the Branch HeadActing Branch Head
Company seal
(Please note this number till you get your customer ID)
Acknowledgment Date
Signature
For customer ID Creation onlyTo be processed on priority
We have complied with all the requirements of the KYC and AML policy KYC amp AML Master Circular of the Bank updated till now We have complied with all requirements Circularsinstructions issued by the Bank till date with regard to the proposed Product All Statutory Regulatory and Internal Guidelines issued up-to-date have been complied with regard to this AOFldquoI here by certify that all the necessary KYC documents have been obtainedverified by me I confirm that the documents are adequate to comply with KYC requirement of the Bank I hereby confirm that I have verified UN list of terrorist groups amp GOI advices amp bankrsquos guidelines amp confirm the applicants are not included in caution advicesblack list Based on this account may be opened
4
FOR CORPORATE PAYROLL ACCOUNT - To be filled for corporate salary accounts only (if applicable) -
Monthly (Discounted Basis)
MATURITYPAYMENT INSTRUCTIONS
Auto renew principal
Auto renew principal amp interest
Auto renew `
Auto renew for period
year(s) month(s) day(s)
Pay principal amp interest Pay principal
Renewal will be done at the then prevailing interest rate
By credit to 1st applicantrsquos operative account
By Payorder Demand Draft
-3-
Branch CopyApp Form No Customer CopyApp Form No
Name Name
Strike out if nominee is not a minor Where the deposit is made in the name of minor the nomination should be signed by a person lawfully entitled toact on behalf of the minor Thumb impression(s) shall be attested by two witnesses
Registration No (To be filled in by the bank)
Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules 1985 in respect of bank deposits
IWe
(Name) (Name)
Nominate the following person to whom in the event of myourminors death the amount of deposit in the account(s) particulars whereof are given below may
be returned by IDBI Bank Limited branch
Signature
Address
Date
Address
Account No Additional details if anyNature of Deposit
Address
Place
Signature
Address
Date Place
I do not wish to avail nomination facility
Witness(es)
Date of Birth (if nominee is minor)
As the nominee is a minor on this date IWe appoint ShriSmtKum
to receive the amount of the deposit in the account on behalf of the nominee in the event of myour
Name
Relationship with depositor (if any) Age (yrs)
Nominee Guardian (if nominee is minor) Father Mother Court Appointed Guardian Court Receiver Defacto Guard Others
Mailing Address
City State PIN Code
Country
Mailing Address
City State PIN Code
Country
Nominee
minorrsquos death during the minority of the nominee
Please Note- The Fixed Deposits created by way of Auto Sweep Out would carry the same Nomination as provided in the Linked SavingsCurrent Account
In the name of held with us
Please quote the Nomination Number in all your future
correspondence with us in this regard
-4-
1 No penalty for premature withdrawal on all the above deposits opened renewed with effect from 1st Jan 2011 In case the customer prefers to prematurely withdraw the deposit (FD booked before 1st Jan 2011) from the Bank the then prevailing penalty norms will be applicable
2 In case of premature withdrawal of deposits before 15 days by any category of depositors including senior citizen staff and retired staff the savings bank interest rate shall be applicable No interest is paid if the deposit is held for the tenure of below 7 days the minimum period for Term Deposits as per RBI guidelines
3 Interest payable on prematurely withdrawn deposits will be the contracted rate or the rate applicable for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit) whichever is lower The above interest payment clause on premature withdrawal of Term Deposits is applicable on all Fixed Deposits
4 The premature withdrawal allowed unless specified otherwise at the rate applicable for the period for which the deposit has run or the contracted rate whichever is lower subject to penalty if any prescribed by the Bank from time to time
5 Interest rates applied on Retail Term Deposit will be as per the prevailing rates of interest Discounted rate will be applied in case of monthly interest payouts Annual Interest Payout is calculated on Simple Interest basis
1 Current accounts are meant for customers who have to carry out business and or large number of transactions in the account every day 2 There are no restrictions on the number of transactions in current accounts3 No interest is paid on the balances in current accounts4 No minimum balance requirement5 Free Facilities would vary every month based on Monthly Average balance (MAB) maintained during the previouscurrent month
1 SB accounts may be opened for the purpose of savings and not for doing any business transactions The object of the savings bank account is to encourage private individuals to deposit their savings with the bank allowing them interest on the sums so deposited and at the same time permitting the facility of certain limited withdrawals on demand Hence firmscompanies are not allowed to open SB account Transactions of commercial nature are not permitted If the Bank at any stage finds that the Savings Bank Account is being used either for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable the Bank reserves the right to close such Savings Bank Account
2 A minimum balance shall always be maintained in the account Non-maintenance of minimum balance will attract charges as prescribed from time to time3 Applicable charge for closure of the account from time to time would be collected 4 Interest is calculated on the balance maintained in the SB account on daily balance method and credited to the account on last working day of every March and
September The rate of interest payable is subject to the directives that may be issued by RBI from time to time5 As per extant Reserve Bank of India (RBI) guidelines an account would be treated as inoperative dormant if there are no customer induced transactions in the account for
over a period of two years Operation in such inoperative accounts would be resumed restarted allowed after obtaining the revised KYC document as per the extant guidelines of the Bank
6 The Bank reserves the right to alter service charges for which the customer will be duly notified through Banks website andor branch notice board Any changes in the schedule of charges or the terms and conditions will be communicated to the customers 30 days in advance During the notice period the charges for facilities would be the same as applicable prior to the notice period
CURRENT ACCOUNT RULES
RETAIL TERM DEPOSIT RULES
Most Important Terms and Conditions (MITCs)
We submit that we have read and understood the definition of beneficial owner as per guidelines issued by Government of India (as given below) and hereby advise
that the following person entity is the beneficial owner of our entity We also provide the Identity details of the said beneficial owner for your records
DECLARATION OF BENEFICIAL OWNER IN THE CASE OF NON-PERSONAL ENTITIES (PROPRIETORSHIP ACCOUNT)
We hereby declare that the above information is true and request you to open our account as propose We also undertake to intimate you about any changes in the beneficial owner of our entity
Yours faithfully
----sd----
Name of Beneficial owner
Address
Phone Number
Proof for Identity of beneficial ownerAs per enclosure
Please obtain a copy of BCSBI Codes available with the Branch Also requested to retain a copy of Schedule of Facility (SOF) signed by you
-5-
IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
Toll Free Numbers reachable from any landlineMobile phones 1800-200-1947 1800-22-1070 Non- Toll Free Number 022-66937000
Visit us wwwidbicom
IDBI BANK OFFERS THE FOLLOWING PRODUCTS AND SERVICES
Savings Account
Flexi Current Account
Fixed amp Floating Term Deposits
Recurring Deposits
NRI Services
International Debit Card
Preferred Banking
Gift Card
WorldGlobal Currency Card
Magic Card
Capital Gains Account Scheme
Capital Market Products
Home Loan
Education Loan
Auto Loan
Loan Against Property
Home Loan Interest Saver
Locker Facility
Special Accounts for Kids YouthWomen Salaried Senior Citizen
CIN
- L
65190M
H2004G
OI1
48838
-6-
Name
Existing Customer ID
TO BE SEPARATELY FILLED BY EACH APPLICANT IN PART -II
Individual Proprietorship OthersStaff Ex-Staff EIN
MFO MSO(DDMMYYYY)
Marital Status Relationship withFirst Applicant
Motherrsquos Maiden Surname
PART II (PERSONAL DETAILS)
Transaction profile ie value of transactions likely to be routed through the account in a month quarter half year In case of new firm sales tax return of the
previous quarter or projected sales may be accepted lt`50000 lt`100000 lt`10 lakh lt`100 lakh gt`100 lakh
Signature
Service Business Line of BusinessIndustry (Pls provide detail)
RetiredSelf employed Housewife
Risk Level (Customer Profile) Basis of level categorization
Permanent Address
or orForm 60 Form 61 attached (Please )
Passport No Date of Issue Date of Expiry
Passport Details Aadhaar No
Firm name ( for sole proprietorship)
Please update above contact details address MobilePhone no email id etc
Only in new account For all account tagged under myour Cust ID
SBAOF PART II
Bar Code
Customer Constitution Male Female Proprietary Concern
-7-
2
TELL ME MORE
MY BANKING AND FINANCE
Loans
My Insurance
My credit cards
My other bankers
Gift Card
Tax Saving Investment
Office address City Pin
Type of Organisation Public Ltd Private Ltd Public Sector Proprietary
MY WORK LIFE
I like Traveling Vacationi n g Reading Partying SportsGames Eating out YogaMeditation Shopping
Performing Arts Photography Collection Fine Arts Others
The Vehicle I drive
MY LIFESTYLE
Indian Chinese Thai French Italian Mexican Home cooked foodMy favourite cuisine
Hills Coastal Cruise Religious trip Wild life Health Resorts Ancestral home My preferred vacation site
Personalities Literature History Inspirational Fiction OthersPreferred topics
Vocal Pop Remix Ghazals Western Traditional Religious My preferred music
Instrumental Others
BooksNewspapers I read Language in which I Prefer to read
I normally travel for Business Leisure Both
My favourite airline Within India Abroad
Date
Date
Name MF DOBMarital Status
(MS)Details of children
1) 2)
Present Portfolio Equity Markets Mutual Funds Property Bonds Bank FD Others
1) Issuer Name 2) Issuer Name
My car is insured by Due date for renewal
-8-
Bar Code
( FOR INDIVIDUALS)यो क लएडीमट खाता खोलन का फॉमDemat Account Opening Form
शाखा सोल ओबीएसटी कोडBranch Sol OBST Code
Documents are verified by दावजो का सापन िकसन िकया
Name of Officerअधकारी का नाम
Designation EINपदनाम ईआईएन
खाताधारक (को) का ववरण Details of Account holder(s)
यपहला धारक SoleFirst Holder
ए)A)
बीB एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क लए हालािक खाता नसगक क नाम स खोला जाएगा एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क नाम एव पन का उख नीच िकया जाना चािहए For HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc although the account is opened in the name of the natural persons the name amp PAN of the HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc should be mentioned below
नाम Name पनPAN
आईडीबीआई बक लमटडपजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई ndash 400 005 IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
सीआईएन सा(सीआईएन)एल65190एमएच2004जीओआई148838 CIN Number (CIN)L65190MH2004GOI148838
D
सहभागी का नाम Participant Name - आईडीबीआई बक लमटड IDBI Bank Limitedडीपी आईडी आईएन
DP ID IN300450(सहभागी ारा भरा जाएTo be filled by Participant)
ाहकndashआईडीClient ndashID पता- सरज हाउस तीसरी मज़ल ॉट न 90 एमआईडीसी अधरी (पव)मबई -400 093
Address - Sarju House 3rd Floor Plot No 90 MIDC Andheri (East)Mumbai - 400 093
म हम आपस नलखत ववरणो क अनसार मर हमार नाम पर िडपॉजटरी खाता खोलन का अनरोध करता करती करत ह IWe request you to open a depository account in myour name as per the following details(कपया सभी ववरणो को साफ अरो म भरPlease fill all the details in CAPITAL LETTERS only)
िदनाक Date
एफF बक ववरण Bank detailsबक खात का कार Bank account type
अ (कपया उख कर) Others (Please specify)
बचत खाता Savings Account चाल खाता Current Account
बक खाता सा Bank Account Number
बक का नाम Bank Name
शाखा का पता Branch Address
नगर शहर गाव Citytownvillage
रा State
पन कोड PIN Code
दश Country
एमआईसीआर कोडMICR Code आईएफ़एससीIFSC
ईE
In case of NRIs Foreign Nationals
आरबीआई अनमोदन क तारीखRBI Approval date
आरबीआई अनमोदन सदभ सा RBI Approval Reference Number
अनवासी वदशी नागरक क ममल म
डीD वाषक आय क सीमा (िकसी एक को िटक कर) Income Range per annum (please tick any one)
`1 लाख स कम Below `1 lac `1-5 लाख `1-5 lac `5-10 लाख `5-10 lac `10-25 लाख `10-25 lac `25लाख स अधक More than ` 25lac
सकल वाषक आय का ववरण Gross Annual Income Details
साधारण नागरक Ordinary Resident
अहता ा वदशी नागरक Qualified Foreign Investor
िहद अवभ परवारHUF अवय Minor
अनवासी ndash अावतन ीय NRI-Repatriable
वदशी नागरक Foreign National
अ (कपया उख कर) Others (Please specify)
खातो का कार Type of account
अनवासी- गर अावतन ीय NRI-Non Repatriable
सीC
माजन Marginवतक Promoter
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
दसरा धारक Second Holder
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
तीसरा धारक Third Holder
शहरCityकाtownामvillage
9) अभभावक का सपक ववरणContact Details of Guardian
10) न ामती क साथ अभभावक का सबधRelationship of Guardian with nominee
7) अ भभावक का नाम(ीीमती)Name of Guardian (MrMs)
8) अभभावक का पताAddress of Guardian
पन कोडPIN Code
रा State दश Country
(नामती क अवय होन क मामल म in case of minor nominee)
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
6) जतथ (अवय क मामल म) Date of Birth (in case of minor nominee)
एचH ायी अनदश Standing Instructions
1 म हम आपको मर हमार खात म तः िडट ा क लए ाधकत करताकरती करत ह IWe authorise you to receive credits automatically into myour account
हा Yes नही No
हा Yes नही No2 मारनामा (पीओए) ारा खाता परचालत िकया जाएगा Account to be operated through Power of Attorney (PoA)
3एसएमएस अलटस सवधा SMS Alert facilityहा Yes नही No
हा Yes नही No
हा Yes नही No
1 यपहला धारक SoleFirst Holder
2 दसरा धारक Second Holder
3 तीसरा धारक Third Holder
4 खाता ववरण ा करन का मोड [िकसी एक को िटक कर] Mode of receiving Statement of Account [Tick any one]
भौतक प म Physical Form
इलॉ नक प म Electronic Form [नोट 4 को पढ़ और यह सनत कर िक कवाईसी आवदन फॉम म ईमल-आईडी िदया गया ह Read Note 4 and ensure that email ID is provided in KYC Application Form]
जीG यद लाग हो तो कपया टक कर Please tick if applicable राजनीत स जड़ (पीईपी) Politically Exposed Person (PEP)
राजनीतक स सबधत (पीईपी) Related to a Politically Exposed Person (PEP)
अभभावक का ववरण Guardian Details (जहा एकल धारक अवय होwhere sole holder is a minor)आयI [अवय क खात क लए दो कवाईसी फॉम अव फाइल िकए जान चािहए अथात एक अभभावक क लए और दसरा अवय क लए (अभभावक ारा हार िकया जाए)For account of a minor two KYC Application Forms must be lled ie one for the guardian and another for the minor (to be signed by guardian)]
अभभावक का नामGuardian Name
पनPAN अवय स अभभावक का सबधRelationship of guardian with minor
नामाकन का वकNomination OptionजJ
म हम नामाकन करना चाहता चाहती चाहत ह तथा एतदारा नलखत को नामािकत करता करती करत ह जसको मर हमारी म क पात सभी अधकार और या मर हमार ारा उ लाभाथ ामी खात क लए िडपॉजटरी क पास धारत तभतयो क भगतान स सबधत राश ा करन का अधकार होगाIWe wish to make a nomination and do hereby nominate the following person in whom all rights and or
amount payable in respect of securities held in the Depository by me us in the said beneciary owner account shall vest in the event of my our death
म हम नामाकन करना चाहता चाहती चाहत ह IWe wish to make a nomination म नामाकन नही करना चाहता चाहती चाहत ह IWe do not wish to make a nomination[नलखत ववरण क अनसारAs per details given below] [नलखत नामाकन ववरण को काट दStrike off the nomination details below]
नामाकन ववरणNomination Details
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
4) नामती का सपक ववरण Contact details of nominee
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
5) नामती क पहचान का ववरणNominee Identification details(क) स (च) तक म स िकसी एक को िटक कर और उसका ववरण दplease tick any one from (a) to (f) and provide details of the same)
b) नामती का पनPAN of nominee
c) नामती का आधार नAadhaar number of nominee
a) (I) फोटोाफ Photograph
d) नामती का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of nomineeif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
नामती का फोटो Photograph
of nominee(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
यद नामती अवय हो तो म स 6-11तक भर Sr Nos 6-11 should be filled only if nominee is a minor
1) नामती का नाम Name of the Nominee (MrMs)
2) आवदक क साथ सबध Relationship with the Applicant(यिद कोई हो if any)
3)न ामती का पता Address of Nominee
नामती क हार Signature of nominee
डबट ाधकार Debit Authorisation
म हम आपको इस डीमट खात क भार हत म र हमार चाल बचत खाता सा स डबट करन का ाधकार दता दती दत ह IWe authorize you to debit myour currentsavings Ac number towards the service charges for this demat account
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
घोषणा Declarationखात स सबधत िडपॉजटरी और िडपॉजटरीसहभागयो स सबधतलाग नयमो और वनयमो को हमन पढ़ लया ह और समझ लया ह तथा इस खात स सबधत समय-समय पर लाग नयमो क अधीन ह और इनक पालन क सहमत दत ह हम एतवारा यह घोषणा करत ह िक उपरो ववरण हमारी जानकारी एव वास म परी तरह स स एव सही ह तथा हम इसम िकसी कर का परवतन होन पर ताल इसक सचना दन का वचन दत ह यिद उपरोजानकारी गलत या अस या गमराहकरन वाली या गलत बयानी पाई जाती ह तो हम यह मालम ह िक इसक लए हम उरदायी ठहराए जाएग म हम दावज़ ldquoलाभाथ ामी और िडपॉजटरी सहभागी क अधकार और उरदायrdquo क त क पावती दता दती दत हThe rules and regulations of the Depository and Depository Participants pertaining to an account which are in force now have been read by us and we have understood the same and we agree
to abide by and to be bound by the rules as are in force from time to time for such accounts We hereby declare that the details furnished above are true and correct to the best of our knowledge
and belief and we undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting we are
aware that we may be held liable for it Iwe acknowledge the receipt of copy of the document ldquoRights and Obligations of the Benecial Owner and Depository Participantrdquo
ाधकत हारी Authorised Signatories (ाधकत हारयो क लए बोड सक को सल कर) Enclose a Board Resolution for Authorised Signatories)
य पहला धारकअभभावक SoleFirst HolderGuardian
धारक(को) का नामName(s) of holder(s) हार Signature(s)
दसरा धारक Second Holder
तीसरा धारक Third Holder
(य पहला धारक क अवय होन क मामल मIn case sole holder is minor)
b) अभभावक का पनPAN of Guardian
c) अभभावक का आधार नAadhaar number of Guardian
a) (I) फोटोाफ Photograph
d) अभभावक का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of Guardianif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) अभभावक क डीमट खात का ववरणDemat account details of Guardian डीपी आईडीDP ID
ाहक आईडीClient ID
डीपी आईडीDP ID
ाहक आईडीClient ID
अभभावक का फोटो Photograph of Guardian
(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
अभभावक क हारSignature of Guardian
11) अभभावक क पहचान का ववरण (कपया (क)स (च) तक म स िकसी एक को टक कर और उसका ववरण द)Guardian Identification details (please tick any one from (a) to (f) and provide details of the same)
1 सभी पाचार कवल य पहल धारक क पत पर भज जाएग All communication shall be sent at the address of the SoleFirst holder only
2 अग ठ का नशान और अ जी या िहदी या भारतीय सवधान क आठवी अनसची म शामल भाषाओ को छोड़कर अ िकसी भाषा म िकए गए हार मजट या सरकारी नोटरी या वशष कायपालक मजट स अनमाणत होन चािहए Thumb impressions and thsignatures other than English or Hindi or any of the other language not contained in the 8 Schedule of the Constitution of India must be attested by a Magistrate or a Notary Public
or a Special Executive Magistrate3 नामाकन स सबधत अनदश नलखत ह Instructions related to nomination are as below
I नामाकन कवल उी यो का िकया जा सकता ह जो य अपनी ओर स एकल खात या सय खात क लाभाथ ामी हो सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत गर- वयक नामाकन नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम पर सभी सय खाताधारको क हार होग The nomination can be made only by individuals holding beneciary owner accounts on their own behalf singly or
jointly Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot nominate If the account is held jointly all joint holders will sign the nomination form
II अवय को भी नामत िकया जा सकता ह ऐस मामलो म लाभाथ ामी ारा अवय क अभभावक का नाम और पता उपल कराया जाएगा A minor can be nominated In that event the name and address of the Guardian of the
minor nominee shall be provided by the benecial owner III ास सोसायटी कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक नामती नही हो सकत ह समय-समय पर लाग वनमय नयण क अधीन अनवासी भारतीय भी नामती हो सकत ह The Nominee shall not be a trust
society body corporate partnership rm karta of Hindu Undivided Family or a power of Attorney holder A non-resident Indian can be a Nominee subject to the exchange controls in force from time to time
IV लाभाथ ामी का खाता बद होन पर लाभाथ ामी स सबधत नामाकन को भी र माना जाएगा इसी तरह तभत क अत रण होन पर तभत स सबधत नामाकन को भी र माना जाएगा Nomination in respect of the beneciary owner account
stands rescinded upon closure of the beneciary owner account Similarly the nomination in respect of the securities shall stand terminated upon transfer of the securities V िडपॉजटरी और भागीदार ारा काननी वारस क नामती क प म तभतयो का अतरण वध प स िकया जाएगा Transfer of securities in favour of a Nominee shall be valid discharge by the depository and the Participant
against the legal heir VI नामाकन को कवल उसी लाभाथ ामी ारा र िकया जाएगा जसन य अपनी ओर स एकल खात या सय खात क लाभाथ ामी क प म मल नामाकन िकया था सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत
गर- वयक नामाकन र नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम को र करन हत सभी सय खाता धारको क हार होग The cancellation of nomination can be made by individuals only holding
beneciary owner accounts on their own behalf singly or jointly by the same persons who made the original nomination Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot cancel the nomination If the beneciary owner account is held jointly all joint holders will sign the cancellation form
VII नामाकन क र होन पर नामाकन को र माना जाएगा तथा नामती क प म तभतयो क अत रण क लए िडपॉजटरी बाकारी नही होगा On cancellation of the nomination the nomination shall stand rescinded and the
depository shall not be under any obligation to transfer the securities in favour of the Nominee4 इलॉ नक प म खाता ववरण ा करन क लएFor receiving Statement of Account in electronic form
I ाहक को ईमल एकाउट क पासवड क गोपनीयता अव सनत करनी चािहए Client must ensure the condentiality of the password of the email account
II ईमल पता म परवतन होन पर ाहक को सहभागी को तर त सचना दनी चािहएClient must promptly inform the Participant if the email address has changed
III ाहक 10 िदन क पव सचना दकर इस सवधा को बद करवा सकता ह इसी तरह सहभागी भी 10 िदन क पव सचना दकर इस सवधा को बद कर सकता ह Client may opt to terminate this facility by giving 10 days prior noticeSimilarly
Participant may also terminate this facility by giving 10 days prior notice 5 जो लाग न हो उस काट द Strike off whichever is not applicable
नोट Notes
तीसर धारक क हार
Signature of 3rd holderखाता भारीपहल धारक क हार
Signature of 1st holder in charge Acदसर धारक क हार
Signature of 2nd holder
डीमट सवाए और भारो क अनसची Demat Services and Charges Schedule
सवाए Servicesनयमत
Regularफ़ड ाहक
Preferred Clientsआरएसडओएम
RSWOM
अधकतम Maximum(जहा लाग हो where
applicable)
नतम Minimum(जहा लाग होwhere
applicable)खाता जस णी क अत गत खोला जाएगा उस पर िटक लगाए Tick ( ) against the category under which the Ac will be opened4
खाता खोलना (आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for IDBI saving amp current account holders)
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
खाता खोलना (गर आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for Non IDBI saving amp current account holders)
गर-आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for Non-IDBI Sb Current Ac Holders
आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for IDBI Sb Current Ac Holders
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
माक टइटी खरीद लन-दन Market Equity Buy Transactions
लन-दन Transactions
इटी लखतो को डीमट करनाDematerialisation of Equity Instruments
ऋण लखतो को डीमट करना Dematerialisation of Debt Instruments
तभतयो का पनमतकरण Rematerialisation of Securities
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
Rs40- त माणप और डाक खचper certicate
plus postage
Rs- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
क सौ तभतयो क लए 20 या उसक बाद उसक भाग म या त माणप 20 का सीधा श जो भी अधक होRs 20 for every hundred securities or part thereof or Flat fee of Rs 20 per certicate whichever is higher
माक ट ऋण खरीद लन-दन Market Debt Buy Transactions
माक टइटी वय लन-दन Market Equity Sell Transactions
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs50- त पper scrip
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
Rs500- त पper scrip
माक ट ऋण वय लन-दनMarket Debt Sell Transactions
ऑफ माक ट इटी खरीद लन-दन Off Market Equity Buy Transaction
ऑफ माक ट ऋण खरीद लनदन Off Market Debt Buy Transaction
ऑफ माक ट इटी वय लनदन Off Market Equity Sell Transaction
ऑफ माक ट ऋण वय लनदन Off Market Debt Sell Transaction
वलब अनदश श ारभक भगतानLate instruction Fee payable upfront
इटरndashिडपॉजटरी अत रण (य) Inter-Depository Transfer (Buy)
इटरndashिडपॉजटरी अत रण (वय) Inter-Depository Transfer (Sell)
ीज़ Freeze
डी-ीज़ De-Freeze
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
015 बाज़ार म का015 of market value
010 बाज़ार म का010 of market value
015 बाज़ार म का015 of market value
गरवी Pledge
गरवी सजन करना Pledge Creation
गरवी लाग करना Pledge Invocation
गरवी समापन करनाPledge Closure
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs2500- वpa
Rs200- वpa Rs200- वpa Rs200- वpa
लाग नहीNA लाग नहीNA
ववरण Statements
डाक ारा तमाही ववरण Quarterly statement by post
डाक ारा मासक ववरण Monthly statement by post (यिद इस अवध क दौरान लन-दन हो तो) only if transactions take place during the period)
ईमल ारा मासक ववरण Monthly statement by email
अनरोध पर ववरण आईवीआर पर On request statement on IVR
आईवीआर पर दज अनरोध क लए ईमल ारा ववरण On request statement by email for requests logged over IVR
शाखा म अनरोध पर ववरण On request statement at the branch
अनरोध पर डाक ारा ववरण On request statement by post (भारत स बाहर क पत पर address outside India)
वकक मासक होग ववरण Optional monthly Holding Statement (खाता खोलन वाल महीन म अम भगतान और उसक बाद वाषक आधार पर क वष Payable in advance in the month of account opening and on anniversary basis every year thereafter)
Rs900- कeach Rs900- कeach Rs900- कeach
Rs25- कeach Rs25- कeach Rs25- कeach
नोट Noteसवा कर यथा लाग (कर ाधकरण ारा समय-समय पर जारी परवतन ो क अधीन)Service Tax as applicable subject to change as prescribed by Tax Authorities from time to time)
आईडीबीआई बक बचत चाल खाता धारको को सवा भारो क वसली क लए ायी अनदश अव दान िकए जान चािहए IDBI Bank SBCurrent Ac holders must provide Standing Instuctions for recovery of the service charges
भारो क गणना क लए लन-दन धारता का बाज़ार म एनएसडीएल कोस फ़ाइल क अनप होगाFor calculation of charges market value of transactionholding will be as per NSDL procele
अतरण क लए सभी अनदश बक क सबधत शाखाओ म नादन स एक िदन पहल 4 बज अपराहन स पहल अव ा िकए जाए उपरो समयसीमा क बाद ा अनदशो को कवल ाहक क अपन जोखम क आधार पर ही ा िकया जाएगा All instructions for transfer must be received at
respective branches of the Bank one day before the date of execution not later than 4 pm of the previous day Instructions received afer the above dedline will be acceptabed only at clients risk
सवा भारो क लए मासक आधार पर बल जारी िकया जाएगा उपरो उत भार सचीब सवाओ क लए ह उ सची म यिद कोई सवा नही शामल ह तो उसक लए लए बक क नीत अनसार अलग स भार लया जाएगाBills for service charges will be raised monthly Charges quoted above are fot the services listed Any services not listed above will be charged separately as per Banks policy
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
वर नागरकSenior Citizen
सामा खड General Clause1लाभाथ ामी और िडपॉजटरी सहभागी (डीपी) िडपॉजटरी अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयम 1996 भारतीय तभत एव वनमय बोड (सबी) क नयमो और वनयमो उनक अधीन जारी िकए गए परपोअधसचनाओिदशानदशो िडपॉजटरीज क ारा जारी
उप-वधया और कारोबार नयमपरचालन अनदश और सरकारी ाधकरणो क ासगक अधसचनाओ स आब होग जसा िक समय-समय पर लाग होगाThe Benecial Owner and the Depository participant (DP) shall be bound by the provisions of the Depositories Act 1996 SEBI (Depositories and
Participants) Regulations 1996 Rules and Regulations of Securities and Exchange Board of India (SEBI) CircularsNoticationsGuidelines issued there under Bye Laws and Business
RulesOperating Instructions issued by the Depositories and relevant notications of Government Authorities as may be in force from time to time 2समय-समय पर सबी ारा नधा रत क अनसार भर ए खाता खोलन क फॉम कवाईसी और सहायक दावज़ क ा क बाद ही डीपी िकसी लाभाथ ामी(यो) क डीमट खात िडपॉजटरी णाली म खोलग सिय करग
The DP shall openactivate demat account of a benecial owner in the depository system only after receipt of complete Account opening form KYC and supporting documents as specied
by SEBI from time to time लाभाथ ामी क जानकारी Beneficial Owner information
3डीपी लाभाथ ामी(यो) क सभी ववरण जस िक खाता खोलन क फॉम म उखत उनक ारा त िकए गए सहायक दावजो औरया लाभाथ ामी क गोपनीयता स सबधत जानकारी अपन पास रखगा और उसका कटन िकसी को नही करगा बशत इस सबध म िकसी सावधक वधक या वनयामक ाधकारी ारा अपत न हो
The DP shall maintain all the details of the benecial owner(s) as mentioned in the account opening form supporting documents submitted by them andor any other information pertaining to the benecial owner condentially and shall not disclose the same to any person except as required by any statutory legal or regulatory authority in this regard
4डीमट खात खोलन क दौरान या समय-समय पर डीपी को त िकए गए खाता खोलन क फॉम म िदए गए ववरण म कोई परवतन होन पर लाभाथ ामी ताल डीपी को लखत म अधसचत कर The Benecial Owner shall immediately notify the DP in writing if there is any change in details provided in the account opening form as submitted to the DP at the time of opening the
demat account or furnished to the DP from time to timeशभारटरफ FeesChargesTariff
5लाभाथ ामी तभतयो क धारण और अत रण डीमटरयलाइज प म करन और उ स िडपॉजटरी सवाए ा करन क डीपी ारा उपल कराई गई टरफ शीट म नधा रत क अनसार डीपी तथा लाभाथ ामी क बीच समय-समय पर िकए गए करार क अत गत लाभाथ ामी ऐस सभी भारो का भगतान डीपी को करग लाभाथ ामी को यह सचत िकया जाता ह िक ldquoडीमट खात खोलन क लए कोई भार दय नही हrdquoThe Benecial Owner shall pay such charges to the DP for the purpose of holding and transfer of securities in dematerialized form and for availing depository services as may be agreed to from time to time between the DP and the Benecial Owner as set out in the Tariff Sheet provided by the DP It may be informed to the Benecial Owner that no charges are payable for opening of demat accountsrdquo
6बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी िकए गए ासगक परपोिदशानदशोअधसचनाओ क अधीन नधा रत भार सरचना का अनपालन करगIn case of Basic Services Demat Accounts the DP shall adhere to the charge structure as laid down under the relevant SEBI andor Depository circularsdirectionsnotications issued from time to time
7डीपी नधा रत िकए गए भारोटरफ म कोई व नही करग जब तक इस सबध म लाभाथ ामी को कम स कम 30 िदन पहल लखत म एक नोिटस न िदया गया होThe DP shall not increase any chargestariff agreed upon unless it has given a notice in writing of not less than thirty days to the Benecial Owner regarding the same
डीमटरयलाइजशन Dematerialization8लाभाथ ामी को उन तभतयो को ा करन का अधकार होगा जो िडपॉजटरीज ारा नधा रत उप-वधपरचालन अनदशकारोबार नयमो क अत गत
नधा रत हो िडपॉजटरीज पर मा हो प एव णाली म डीमटरयलाइज होThe Benecial Owner shall have the right to get the securities which have been admitted on the Depositories dematerialized in the form and manner laid down under the Bye Laws
Business Rules and Operating Instructions of the depositories अलग खात Separate Accounts9डीपी क लाभाथ ामी क नाम म अलग खात खोलग और क लाभाथ ामी क तभतयो को अलग िकया जाएगा तथा अ लाभाथ ामी क तभतयो औरया डीपी क अपनी तभतयो क साथ मत नही िकया जाएगाडीमटरयलाइज प म
The DP shall open separate accounts in the name of each of the benecial owners and securities of each benecial owner shall be segregated and shall not be mixed up with the securities of other benecial owners andor DPs own securities held in dematerialized form
10डीपी लाभाथ ामी को ऐसी तभतयो क सण प स या एकल प म सजन या गरवी औरया बधक या अ कोई िहत या ऋण-भार क अनमत दान नही करगा जो िडपॉजटरीज अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयमन 1996 और िडपॉजटरीज क उप-वधपरचालन The DP shall not facilitate the Benecial Owner to create or permit any pledge and or hypothecation or any other interest or encumbrance over all or any of such securities submitted for dematerialization andor held in demat account except in the form and manner prescribed in the Depositories Act 1996 SEBI (अनदशकारोबार नयमो क अनसार नधा रत प एव णाली क अतर क लए त औरया डीमट खात म धारत ह )डीमटरयलाइजशन(Depositories and Participants) Regulations 1996 and Bye-LawsOperating InstructionsBusiness Rules of the Depositories)
तभतयो का अतरण Transfer of Securities
11लाभाथ ामी ारा यथावध ाधकत िकसी आदश अनदश नदश या अधदश क आधार पर ही डीपी लाभाथ ामी क डीमट खातो म और ारा अत रण को सप करगThe DP shall effect transfer to and from the demat accounts of the Benecial Owner only on the basis of an order instruction direction or mandate duly authorized by the Benecial Owner and the DP shall maintain the original documents and the audit trail of such authorizations
12लाभाथ ामी क पास अपन डीमट खात म तभतयो को जमा करन क सबध म ायी अनदश दन का अधकार सरत ह और डीपी ऐस अनदशो क अनसार कारवाई करगThe Benecial Owner reserves the right to give standing instructions with regard to the crediting of securities in his demat account and the DP shall act according to such instructions
खाता ववरण Statement of account
13लाभाथ ामी क साथ तय िकए गए प एव णाली तथा समय क अनसार और इस सबध म सबी लाभाथ ामी को खातो क ववरण उपल कराएगिडपॉजटरी ारा नधा रत क अनसार The DP shall provide statements of accounts to the benecial owner in such form and manner and at such time as agreed with the Benecial Owner and as specied by SEBIdepository in this regard
14तथाप यिद डीमट खात म कोई लनदन नही आ ह या यिद वष क दौरान शष राश श हो गई तो डीपी को वाषक धारता क कागजी ववरणी ऐस बीओ को भजनी चािहए और जब भी खात म कोई लनदन होत ह तब लनदन क ववरण भज जाएगHowever if there is no transaction in the demat account or if the balance has become Nil during the year the DP shall send one physical statement of holding annually to such BOs and shall resume sending the transaction statement as and when there is a transaction in the account
15डीपी इलो नक प म डीमट खातो क ववरण जारी करन क सवाए दान कर सकत ह बशत लाभाथ ामी इसक लए इक हो डीपी सचना ौोगक अधनयम 2000 क अधीन नयमो स शासत क अनसार अपन िडजटल हार सिहत डीमट खातो क ववरण लाभाथ ामी को त करग तथाप यिद डीपी क पास डीमट खात का ववरण इलो नक मोड म त करन क सवधा नही ह तब सहभागी डीमट खातो क ववरण को कागजी प म अषत करगThe DP may provide the services of issuing the statement of demat accounts in an electronic mode if the Benecial Owner so desires The DP will furnish to the Benecial Owner the statement of demat accounts under its digital signature as governed under the Information Technology Act 2000 However if the DP does not have the facility of providing the statement of demat account in the electronic mode then the Participant shall be obliged to forward the statement of demat accounts in physical form
16बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी अधदश क अनसार लनदनो क ववरण भजग In case of Basic Services Demat Accounts the DP shall send the transaction statements as mandated by SEBI andor Depository from time to time
सबी और डपॉजटरी ारा नधारत क अनसार लाभाथ ामी और डपॉजटरी सहभागी क अधकार एव सीमाएRights and Obligations of Beneficial Owner and Depository Participant as prescribed by SEBI and Depositories
घोषणापAcknowledgementआईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
Received the application from MrMs as the solerst holder alongwith
and as
ी सी स यपहल धारक होन क नात और ीसी
व ी सी स मशः दसर एव तीसर धारक होन क नात
िडपॉजटरी खाता खोलन का आवदन फॉम ा िकया कपया भव क अपन सभी पाचारो म आपको आबिटतडीपी आईडी एव ाहक आईडी (समाशोधन सद क मामल म सीएम-बीपी-आईडी) का उख कर
िदनाक Dateसहभागी क ाप व हारParticipant Stamp amp Signature
Members) in all your future correspondencethe second and third holders respectively for opening of a depository account Please quote the DP ID ampClient ID allotted to you (CM-BP-ID in case of Clearing
डीमट खात को बद करन क िया Manner of Closure of Demat account
17पी क पास लाभाथ ामी क डीमट खात कारण चाह कोई भी हो को बद करन का अधकार होगा बशत डीपी न लाभाथ ामी क साथ-साथ िडपॉजटरी को 30 िदन स कम समय क अद र लखत सचना दी हो उसी कार लाभाथ ामी को डीपी क पास धारत अपना डीमट खाता बद करन का अधकार होगा बशत उसक ारा डीपी को कोई भी बकाया भार दय न हो ऐसी त म लाभाथ ामी यह वशष प स उख करग िक उनक डीमट खात क शष राश लाभाथ ामी क िकसी अ डीपी क पास धारत अ डीमट खात म अत रत क गई ह या धारत तभत शष को पनः कागजी प म श करना हThe DP shall have the right to close the demat account of the Benecial Owner for any reasons whatsoever provided the DP has given a notice in writing of not less than thirty days to the Benecial Owner as well as to the Depository Similarly the Benecial Owner shall have the right to close hisher demat account held with the DP provided no charges are payable by himher to the DP In such an event the Benecial Owner shall specify whether the balances in their demat account should be transferred to another demat account of the Benecial Owner held with another DP or to rematerialize the security balances held
18लाभाथ ामी क अनदश क आधार पर डीपी ऐसी तभत शषराश क अत रण या इ कागजी प दन क िया िडपॉजटरी ारा समय-समय पर नधा रत िया क अनसार तीस िदनो क अद र श करग बशत िक इसक अतर डीमट खात को बद करना लाभाथ ामी या डीपी दोनो क अधकारो दयताओ और दायो को भावत नही करगा और इन पो को उनक सतोषजनक समापन तक जोड़ रखन हत जारी रहग ाBased on the instructions of the Benecial Owner the DP shall initiate the procedure for transferring such security balances or rematerialize such security balances within a period of thirty days as per procedure specied from time to time by the depository Provided further closure of demat account shall not affect the rights liabilities and obligations of either the Benecial Owner or the DP and shall continue to bind the parties to their satisfactory completion
भारो क भगतान म चक Default in payment of charges
19खड 5 एव 6 म उखत िकसी राश क माग क तारीख स तीस िदनो क अवध क भीतर भगतान म लाभाथ ामी ारा ई चक क मामल म डीपी क अधकार पर तकल भाव डाल बना लाभाथ ामी क डीमट खात को बद करन क लए डीपी ऐसी चक क अवध क लए िडपॉजटरी ारा समय-समय पर नधा रत ाज दर पर भार लगा सकता हIn event of Benecial Owner committing a default in the payment of any amount provided in Clause 5 amp 6 within a period of thirty days from the date of demand without prejudice to the right of the DP to close the demat account of the Benecial Owner the DP may charge interest at a rate as specied by the Depository from time to time for the period of such default
20लाभाथ ामी ारा उपय खड 5 एव 6 म उखत िकसी राश क भगतान म असफल रहन पर लाभाथ ामी को दो िदन का नोिटस दन क बाद डीपी क पास लाभाथ ामी क अनदशो क ोससग को उस समय तक रोकन का अधकार होगा जब तक वह ाज सिहत भगतान यिद कोई हो न कर द In case the Benecial Owner has failed to make the payment of any of the amounts as provided in Clause 5amp6 specied above the DP after giving two days notice to the Benecial Owner shall have the right to stop processing of instructions of the Benecial Owner till such time he makes the payment along with interest if any
डपॉजटरी क दयता Liability of the Depository
21 As per Section 16 of Depositories Act 1996 िडपॉजटरी अधनयम 1996 क धारा 16 क अनसार1उस समय लाग िकसी अ नयम क ावधानो पर तकल भाव डाल बना िडपॉजटरी या सहभागी क असावधानी क कारण लाभाथ ामी को ए िकसी भी नकसान क तपत िडपॉजटरी करग
Without prejudice to the provisions of any other law for the time being in force any loss caused to the benecial owner due to the negligence of the depository or the participant the depository shall indemnify such benecial owner
2यिद उपय खड (1) क अधीन सहभागी क असावधानी क कारण ए इस नकसान क तपत िडपॉजटरी ारा क गई हो तो िडपॉजटरी क पास ऐस सहभागी स उ राश को वसल करन का अधकार होगा Where the loss due to the negligence of the participant under Clause (1) above is indemnied by the depository the depository shall have the right to recover the same from such participant
खातो क ीजग डीीजग Freezing Defreezing of accounts
22उप वधयो और कारोबार नयमोपरचालन अनदशो क अत गत नधा रत िया क अनसार और अवरोधो क अधीन लाभाथ ामी डीपी क पास सचालत अपन डीमट खात पर रोक लगानरोक हटान क अधकार का योग कर सकत हThe Benecial Owner may exercise the right to freezedefreeze hisher demat account maintained with the DP in accordance with the procedure and subject to the restrictions laid down under the Bye Laws and Business RulesOperating Instructions
23डीपी या िडपॉजटरी क पास िकसी वनयामक या ायालय या अ सावधक ाधकरण स अनदशो क ा होन पर लाभाथ ामी क खातो पर रोक लगानरोक हटान का अधकार होगाThe DP or the Depository shall have the right to freezedefreeze the accounts of the Benecial Owners on receipt of instructions received from any regulator or court or any statutory authority
नवशक शकायतो का नवारण Redressal of Investor grievance
24डीपी शकायत क ा क तारीख स तीस िदनो क अवध क अद र लाभाथ ामी क डीपी क व िकए गए सभी शकायतो का नवारण करगThe DP shall redress all grievances of the Benecial Owner against the DP within a period of thirty days from the date of receipt of the complaint
ाधकत तनध Authorized representative
25यिद लाभाथ ामी कॉरपोरट नकाय या वधक नकाय ह तब वह खाता खोलन क फॉम क साथ-साथ इनक ारा अधकत उन अधकारयो क सची डीपी को त करग जो तभागी क साथ इनक ओर स तनध और सपक करग उसक बाद ऐसी सची म जोड़ घटाव या बदलाव सिहत िकसी परवतन क सचना सहभागी को दी जाएगीIf the Benecial Owner is a body corporate or a legal entity it shall along with the account opening form furnish to the DP a list of ofcials authorized by it who shall represent and interact on its behalf with the Participant Any change in such list including additions deletions or alterations thereto shall be forthwith communicated to the Participant
वध और ाधकारता Law and Jurisdiction
26इस दावज़ म नद वशष अधकारो क अतर डीपी और लाभाथ ामी उन सभी अ अधकारो क योग क हकदार होग जो सबधत िडपॉजटरी क नयमो उप-वधयो और वनयमनो क अधीन ह जसम डीमट खात खोल गए ह या सबी क नयमो और वनयमो क अत गत उ ा ह जनक अधीन परप नोिटस जारी िकए गए ह
In addition to the specic rights set out in this document the DP and the Benecial owner shall be entitled to exercise any other rights which the DP or the
Benecial Owner may have under the Rules Bye Laws and Regulations of the respective Depository in which the demat account is opened and circularsnotices issued there under or Rules
and Regulations of SEBI
27इस दावज़ क ावधान हमशा सरकारी अधसचना सबी ारा जारी िकसी नयम वनयम िदशानदश और परपो नोिटसो और सबधत िडपॉजटरी जहा लाभाथ ामी अपना खाता सचालत करत ह क समय-समय पर लाग नयमो वनयमो और उपवध स आब होगThe provisions of this document shall always be subject to Government notication any rules regulations guidelines and circulars notices issued by SEBI and Rules Regulations and Bye-laws of the relevant Depository where the Benecial Owner maintains his her account that may be in force from time to time
28लाभाथ ामी और डीपी िडपॉजटरी क उपवध क अधीन नधा रत ववाचन और सलह क िया स आब होग और ऐसी िया डीपी और लाभाथ ामी क बीच िकसी भी ववाद पर लाग होगThe Benecial Owner and the DP shall abide by the arbitration and conciliation procedure prescribed under the Bye-laws of the depository and that such procedure shall be applicable to any disputes between the DP and the Benecial Owner
29इस दावज़ म य श और अभया लिकन जो यहा परभाषत नही ह व जब तक सदभ अथा अपत न हो वही अथ लगाया जाए जो िडपॉजटरी और या सबी क अधीन जारी नयमो उपवधयो और वनयमो और परपोनोिटसो म नधा रत िकए गए हWords and expressions which are used in this document but which are not dened herein shall unless the context otherwise requires have the same meanings as assigned thereto in the Rules Bye-laws and Regulations and circularsnotices issued there under by the depository and or SEBI
30सबी िडपॉजटरीज ारा नधा रत अधकार और सीमाओ म कोई परवतन ाहक क जानकारी म ताल लाया जाएAny changes in the rights and obligations which are specied by SEBIDepositories shall also be brought to the notice of the clients at once
31सबी क नयमो और वनयमो म बदलाव क कारण यिद पाटयो क अधकार और सीमाओ म परवतन होता होता ह तो ऐस परवतन ो म इस दावज़ म उखत पाटयो क अधकारो और सीमाओ क परवतन ो म शामल िकया जाना अपत ह If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI or Bye-laws Rules and Regulations of the relevant Depository where the
Benecial Owner maintains hisher account such changes shall be deemed to have been incorporated herein in modication of the rights and obligations of the parties mentioned in this
document
आईडीबीआई बक लमटड पजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई- 400 005IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
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Call 022 66937000 Call Toll Free 1800 22 1070 1800 200 1947
अपन ाहक को जानए (कवाईसी) आवदन प KNOW YOUR CLIENT (KYC) APPLICATION FORM
(वयक क लए For Individuals)
आईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
कपया फॉम को अजी म और शो म भर Please fill this form in ENGLISH and in BLOCK LETTERS
फोटो Photograph
कपया हाल क पासपोट आकार का फोटो लगाए और उसक आर-पार हार कर Please afx the recent
passport size photograph and sign across it
आवदक का नाम Name of the Applicant1
पतापत का नाम FathersHusbands Name2
5
1
3
आवासीयपाचार का पताRes idence Correspondence Address
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
2
सपक ववरण Contact Details
टली(का)Tel(Off) टली (घर) Tel(Res)
फ नFax No मोबाइल नMobile No
एतदारा म हम यह घोषणा करता करती करत ह िक उपय ववरण मरी हमारी जानकारी और वास म पणत ः स और सही ह तथा इसम िकसी कार का परवतन होन पर ताल इसक सचना दन का वचन दतादती दत ह यिद उपय जानकारी गलत अस गमराह करन वाली या गलत बयानी पाई जाती ह तो इसक लए म हम उरदाई ठहराए जा सकता सकती सकत ह IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iwe undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting I amwe are aware that Iwe may be held liable for it
ाधकत हारी(यो) का नाम एव हार Name ampSignature of the Authorised Signatory(ies)
िदनाक Date
सीC-घोषणापDECLARATION
1
2
सफ कायालय उपयोग क लए FOR OFFICE USE ONLY
ववरण Particulars सSrNo
मल क जाच क गई और -अनमाणत दावजो क तया ा क गई Originals veried and Self-Attested Document copies received
गत जाच (आईपीवी) क ववरण In-Person-Verication (IPV) details
आईपीवी करन वाल का नाम Name of the person doing IPV
पदनाम Designation
स गठन का नाम Name of Organization
बीB- पता ववरणADDRESS DETAILS
एA- पहचान का ववरणIDENTITY DETAILS
एA
बीB
सीC
िदनाक Dateहार Signature
िदनाक Date
ाधकत हारी का नाम Name of the Authorised Signatory
ाधकत हारी क हार Signature
of the Authorised Signatoryम क मह र ाप
SealStamp of the intermediary
डीD
ए a) लग Gender
3 पषMale
मिहलाFemale
एकलSingle
शादी शदाMarried
बीb) ववािहक त Marital status
सीc) ज तारीख Date of Birth
एa) पन PAN
4एa) राीयताNationality
बीb) तStatus
भारतीयIndian अ Other (कपया उख करPlease specify)
नवासी वयकResident Individual अनवासीNon Resident वदशीForeign National
बीb) आधार सायद कोई होAadhaar Number if any
6जमा िकए गए पहचान क माण का उख करSpecify the proof of identity submitted
पन काडPAN card
कोई अ (कपया उख कर)Any other (Please specify)
आवासीय पताResidence Address पाचार का पताCorrespondence Address
ईमल आईडीEmail ID
4
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
(यिद उपय स अलग होIf different from aboveअनवासी आवदक अनवाय पसवदशी पता का उख करMandatory for Non-Resident Applicant to specify overseas address)ायी पताPermanent Address
आवासीय पाचार क पत क लए जमा िकए गए पता माण का ववरण Specify the proof of address submitted for Residence Correspondence address
कवाईसी फॉम भरन क लए अनद श जाच सची INSTRUCTIONS CHECK LIST FOR FILLING KYC FORM
1सभी ाहको वतक ो साझदारो कता ासयो पणक ालक नदशको और कपनी फ़म अ क ओर स तभतयो म सौदा करन क लए ाधकत यो क लए पन काड क -अनमाणत त अनवाय ह Self-attested copy of PAN card is mandatory for all clients including PromotersPartnersKartaTrustees and whole time directors and persons authorized to deal in securities on behalf of
companyrmothers
2आवदक ारा जमा िकए गए सभी दावजो क तया -अनमाणत होनी चािहए और सापन क लए उसका मल स मलान िकया जाना चािहए यिद िकसी दावज़ क मल त सापन क लए त नही क गई हो तो नलखत सची क अनसार दावजो को अनमाणत करन क लए ाधकत साओ ारा तयो को उपय प स अनमाणतकराना होगा Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for verication In case the original of any document is not produced for verication then the
copies should be properly attested by entities authorized for attesting the documents as per the below mentioned list
3यिद पहचान या पत का माण वदशी भाषा म ह तो उसका अजी अनवाद आवक होगा If any proof of identity or address is in a foreign language then translation into English is required
4कवाईसी फॉम पर उखत आवदक का नाम और पता माण क प म जमा िकए गए दावज़ क समान होना चािहए Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted
5एकल ामी आवदन को अपन वयक नाम और मता म ही तय ार करगा Sole proprietor must make the application in his individual name amp capacity
6अनवासी भारतीय और वदशी नागरको क लए (रज़व बक और फमा िदशानदशो क अधीन ापार क अनमत दी जाएगी) पासपोट पीआईओ काड ओसीआई काडऔर वदशी पता माण क त अनवाय ह For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passportPIO CardOCI Card and overseas address proof is mandatory
7वदशी साओ क लए सीआईएन वकक ह और नदशको क लए डीआईएन न नही रहन पर उनक पासपोट क त दी जानी चािहए For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given
8मचट नवी एनआरआई क मामल म नावक घोषणा या सीडीसी (सतत उोचन माणप) क सापत त जमा क जानी चािहए In Case of Merchant Navy NRIs Mariners declaration or certied copy of CDC ( Continuous Discharge Certicate) is to be submitted
9अवय क लए नपागार सहभागी या च अल फड क साथ खाता खोलन क लए उ मामक बोड ारा जारी वालय पराग माणप अक प अवय का पासपोट ज माणप क फोटो त अव उपल कराईजाए For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving Certicate Mark Sheet issued by higher Secondary BoardPassport of Minor Birth
Certicate must be provided
10राजनीत स जड़ यो का ताय ऐस यो स ह ज वदश म म सावजनक कायभार सौपा गया हो जस िक राो या सरकारो क मख वर राजनता वर सरकारी ायक सना क अधकारी रा क ाम वाल नगमो क वर कायपालकमहपण राजनीतक पाट क अधकारी इािद Politically Exposed Persons(PEP) are dened as individuals who are or have been entrusted with prominent public functions in a foreign country eg Head of States or of Governments Senior Politicians
senior Governmentjudicialmilitary ofcers senior executives of state owned corporations important political party ofcials etc
1 1 डीमट खात क क धारक क लए अलग-अलग कवाईसी भरा जाएSeparate KYC to be filled up for each holders of Demat Account
एA) महपण बद Important Points
बीB पहचान माण (पीओआई) )Proof of Identity (POI)
1वश पहचान सा यआईडी) (आधार) पासपोट मतदाता पहचान काड डा इवग लाईससUnique idenditifaction Number UID) (Aadhaar) Passport Voter ID Card Driving License
2फोटो क साथ पन काड PAN card with photograph
3नलखत म स िकसी एक क ारा जारी आवदक क फोटो क साथ पहचान प दावज़ क रा सरकार और उसक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज पशवर नकाय जस िक आईसीएआई आईसीडए आई बार काउसल इािद उनक सदऔर बक ो ारा जारी िडट काड डबट काड Identity carddocument with applicants Photo Issued by any of the following Centrals State Governmentand its Departments StatutoryRegulatory Authorities Public Sector Undertakings Scheduled Commercial Banks Public Financial Institutions Colleges afliated to Universities Professional Bodies such as ICAI ICWAI Bar Council etc to their Members and credit CardsDebit Cards issued by Banks
पहचान माण क प म ीकाय दावजो क सचीList of documents admissible as Proof of identity
सीC पत का माण (पीओए) Proof of Address (POA) पत क माण क प म ीकाय दावजो क सची List of documents admissible as Proof of Address (समा तारीख वाल दावज़ जमा करन क तारीख पर वध होन चािहए Documents having an expiry date should be valid on the date of submission)
1पासपोट मतदाता पहचान प राशन काड पजीकत पा या आवास ब करार डा इवग लाइसस ट रख-रखाव बल बीमा त PassportVoters Identity Card Ration Card Registered Lease or Sate Agreement of Residence Driving License Flat Maintenance bill Insurance Copy
2उपयोगता बल जस िक टलीफ़ोन बल (सफ लड लाइन) बजली बल या गस बल ndash ३ महीन स अधक पराना नही Utility bills like Telephone Bill (only land line) Electricity bill or Gas bill- Not more than 3 months old
3बक खाता ववरण पासबक ndash ३ महीन स अधक पराना नही Bank Account StatementPassbook ndash Not more than 3 months old
4अपन खात क सबध म नया पता दत समय उ ायालय और उतम ायालय क ायाधीशो ारा घोषणा Self-declaration by High Court and Supreme Court judges giving the newaddress in respect of their own accounts
5नलखत म स िकसी एक क ारा जारी पतका माण यिद अनसचत वाणक बक अनसचत सहकारी बक बराीय वदशी बक हो तो बक बधक राजपत अधकारी नोटरी पक वधानसभा लोकसभा क नवा चत तनध िकसी सरकारी या सावधक ाधकरण ारा जारी दावज Proof of address issued by any if the following Bank Managers if Scheduled Commercial BanksScheduled Co-operative BankMultinational Foreign BanksGazetteOfficerNotary PublicElected
representatives to the Legislative Assembly ParliamentDocuments issued by any Govt or Statutory Authority
6नलखत म िकसी एक क ारा उसक सदो को जारी पत क साथ पहचान प दावज़ क रा सरकार और उनक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज और पशवर नकाय अथात आईसीएआई आईसीडबए आई आईसीएसआई बार काउसल इािद उसक सद Identity card document with address issued by any of the following CentralState Government and its Departments Statutory Regulatory Authorities Public Sector Undertakings Scheduled Commercial
Banks Public Financial Institutions Colleges afliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their Members
7एफ़आईआई उप खाता क लए एफ़आईआई उप खाता ारा अभरक को िदया गया मारनामा (जो वधवत नोटरीकत और या िटणीकत या वाणकत हो) जसम पजीकत पत क सचना होली जानी चािहएFor FIIsub account Power of Attorney given by FII sub-account to the Custodians (which are duly notarized andor apostiled or consularised) that gives the registered address should be taken
8पत-पी क नाम पर पत का माण ीकार िकया जाए The proof of address in the name of the spouse may be accepted
डीD पन म छट ीकरणExemptions Clarification to PAN
1क सरकार और या रा सरकार और ायालय ारा नय अधकारी अथात शासकय परसमापक ायालय रसीवर इािद क ओर स लनदनो क मामल मIn case of transactions undertaken on behalf of Central Government andor State Government and by ofcials appointed by Courts eg Ofcial liquidator Court receiver etc2सम रा म नवास करन वाल नवशक Investors residing in the state of Sikkim3यएन साए बपीय एज सया ज भारत म कर भगतान कर रटन भरन स छट ा ह UN entitiesmultilateral agencies exempt from paying taxes ling tax returns in India4सागत ाहको क मामल म मतः एफ़आईआई एमएफ़ वीसीएफ़ एफ़वीसीआईअनसचत वाणक बक बपीय और िपीय वकास वीय सान रा औोगक वकास नगम कपनी अधनयम 1956 क धारा 4ए क तहत परभाषत आईआरडीए और सावजनक वीय सान क साथ पजीकत बीमा कपनया अभरक पन काड क ववरणो को मल पन काड स सापत करग और म को उ सापन पन काड क ववरणो क वधवत सापत तया उपल कराएग In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companies registered with IRDA and Public Financial Institution as dened under section 4A of the Companies Act 1956 Custodians shall verify the PAN card details with the original PAN card and provide duly certied copies of such veried PAN details to the intermediary5सहभागी अपन ाहक स मल पन काड क माग िकए बना पन का सापन आयकर वबसाइट स ऑनलाइन कर सकत ह बशत िक ाहक न पन काड क अलावा पहचान क माण क लए एक अ दावज़ िदया हो Participants may verify the Pan of their clients online at the Income Tax website without insisting on the original PAN card provided that the Client has presented a document for Proof of Identity other than the PAN card
(इस कार क दावो क समथन म पया दावजी सा ा िकए जाए Sufcient documentary evidence in support of such claims to be collected)
1नोटरी पक राजपत अधकारी अनसचत वाणक सहकारी बक या बराीय वदशी बक ो क बधक (त पर नाम पदनाम क महर लगी होनी चािहए) Notary Public GazettedOfcer Manager of a Scheduled Commercial Co-operative Bank or Multinational Foreign Banks (Name Designation Seal should be afxed of the copy)
2एनआरआई क मामल म भारत म पजीकत अनसचत वाणक बक ो क वदशी शाखाए जो ाधकत ह जस दश म ाहक नवास करत ह उस दश क नोटरी पक ायालय मजट ायाधीश भारतीय दतावासमहावाण दतावास दावजो का सापन कर सकत ह In case of NRIs authorized of overseas branches of Scheduled Commercial Banks registered in India Notary Public Court Magistrate Judge Indian EmbassyConsulate General in the country where the client resides are permitted to attest the documents
ईE दावजो क सापन क लए ाधकत यो क सची List of People Authorized To Attest the Documents
49
Acknowledgement of receipt of Client Registration Documents
IWe hereby confirm that IWe have received the copies of the Client Registration (KYC) Form Rights and ObligationsRisk Disclosure Document and all other Documents duly executed by me and forming part of this Client RegistrationApplication Form with Ms IDBI Capital Markets amp Securities Ltd
Signature of the Client
(2323)
Confirmation to be Signed by Client
IWe hereby confirm that I have understood read and signed the following documents for the purpose of opening ofTrading and Demat Account with IDBI Capital -
Mandatory Documents
Sr No Name of the Document No of Signature(s)
1 KYC form 2
2 Trading Account related details 5
3 Policies and Procedures 3
4 FATCA Declaration 1
Voluntory Documents
Sr No Name of the Document No of Signature(s)
1 Terms and Conditions 4
2 Special Power of Attorney amp Instructions 4
3 Terms amp Conditions for Trading Products 2
4 Running Account Letter 1
5 Acknowledgement of Receipt of Client Registration 1Documents
2
INSTRUCTION CHECKLIST
Documents to be submitted
RESIDENT INDIVIDUALPaste Recent passport size photograph (on KYC) Signed across the photo
PAN (Compulsory) (Name on the KYC Form as per PAN)
Demat Master latest transaction or holding statement from the DP for Demat Account bearing name ofthe client
Copy of Cancelled Cheque Leaf Passbook Bank Statement specifying name of the client MICR Codeorand IFSC Code of the Bank
DOCUMENTARY EVIDENCE FOR FINANCIAL DETAILS (Any one of the following)Copy of ITR Acknowledgement Copy of Annual Accounts Copy of Form 16 in case of Salary Income NetworthCertificate (Networth should not be older than one year) Salary Slip Any other relevant documents substantiatingownership of Assets Bank Statement for 6 months or DP holding statement Self declaration alongwith relevantsupporting
IDENTITY PROOF (Any one of the following)A1 PAN Card (Compulsory)A2 PassportA3 Voter ID CardA4 Driving LicenceA5 Unique Identification Number (UID) (Aadhaar)A6 Identity card document with applicantrsquos Photo issued by any of the following
CentralState Government and its Departments StatutoryRegulatory Authorities Public Sector UndertakingsScheduled Commercial Banks Public Financial Institutions Colleges affiliated to Universities Professional Bodiessuch as ICAI ICWAI ICSI Bar Council etc to their Members and Credit cardsDebit cards issued by Banks (withphoto)
ADDRESS PROOF (Any one of the following for permanent as well as correspondence address)B1 PassportB2 Voter ID CardB3 Driving LicenceB4 Ration CardSale Agreement of ResidenceFlat Maintenance BillB5 Bank PassbookBank Statement (Not more than 3 Months old along with the copy of cancelled cheque leaf)B6 Landline Telephone Bill (Not more than 3 Months old)B7 Electricity BillGas Bill (Not more than 3 months old)B8 Insurance CopyB9 Self-declaration by High Court and Supreme Court Judges giving the new address in respect of their own accountsB10 Proof of address issued by any of the following
1 Bank Managers of Scheduled Commercial BanksScheduled Co-Operative BankMultinational Foreign Banks2 Gazetted OfficerNotary PublicElected representatives to the Legislative AssemblyParliamentDocuments issued
by any Govt or Statutory AuthorityB11 Identity carddocument with address issued by any of the following
1 CentralState Government and its Departments2 StatutoryRegulatory Authorities3 Public Sector Undertakings4 Scheduled Commercial Banks5 Public Financial Institutions6 Colleges affiliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their
Members7 The proof of address in the name of the spouse will be accepted alongwith proof of Marriage Registration
Certificate
3
NON - RESIDENT INDIVIDUAL (NRI)
Photo Identity Address Proof Bank Proof Demat Proof Financial Information Proof - same as ResidentIndividual
ADDITIONAL DETAILS FOR NRI CLIENTS (Compulsory)Copy of RBI Approval for dealing in securities marketBank Verification letter indicating type of account as NRENROCopy of PassportPIO CardOCI Card amp Overseas address proof is mandatory
Note-One set or proofs should be duly attested by Overseas Banker Notary Indian Embassy Consulate General +BY SELF when client is not visiting the IDBI Capital Branch
For NRE account cheque should be given from existing NRE Ac or Overseas Bank Account
For NRO account cheque should be given from existing NROResident Bank Account Overseas Bank Account
In case client canrsquot personally visit the branch webcam should be used for inperson verification
NRIs resident in United States of America are not permitted to open a trading account
4
INSTRUCTIONSCHECK LIST FOR FILLING KYC FORM
A IMPORTANT POINTS
1 Self attested copy of PAN card is mandatory for all clients2 Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for
verification In case the original of any document is not produced for verification then the copies should be properlyattested by entities authorized for attesting the documents as per the below mentioned list
3 If any proof of identity or address is in a foreignregional language then translation into English is required4 Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted5 If correspondence amp permanent address are different then proofs for both have to be submitted6 Sole proprietor must make the application in his individual name amp capacity7 For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passport
PIO CardOCI Card and overseas address proof is mandatory8 For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given9 In case of Merchant Navy NRIrsquos Marinerrsquos declaration or certified copy of CDC (Continuous Discharge Certificate)
is to be submitted10 For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving
CertificateMark sheet issued by Higher Secondary BoardPassport of MinorBirth Certificate must be provided11 Politically Exposed Persons (PEP) are defined as individuals who are or have been entrusted with prominent public
functions in a foreign country eg Heads of States or of Governments senior politicians senior Governmentjudicial military officers senior executives of state owned corporations important political party officials etc
12 Please strike off whichever part of the application is not applicable to you Do not use whitener strike cross incaseof any correction amp countersign
B OTHER INSTRUCTIONS
Exemptionsclarifications to PAN
1 In case of transactions undertaken on behalf of Central Government andor State Government and by officialsappointed by Courts eg Official liquidator Court receiver etc
2 Investors residing in the state of Sikkim3 UN entitiesmultilateral agencies exempt from paying taxesfiling tax returns in India4 SIP of Mutual Funds upto Rs 50 000- pa5 In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and
Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companiesregistered with IRDA and Public Financial Institution as defined under section 4A of the Companies Act 1956Custodians shall verify the PAN card details with the original PAN card and provide duly certified copies of suchverified PAN details to the intermediary
List of people authorized to attest the documents
1 Notary Public Gazetted Officer Manager of a Scheduled Commercial Co-operative Bank or Multinational ForeignBanks (Name Designation amp Seal should be affixed on the copy)
2 In case of NRIs authorized officials of overseas branches of Scheduled Commercial Banks registered in IndiaNotary Public Court Magistrate Judge Indian Embassy Consulate General in the country where the client residesare permitted to attest the documents
Please look for the symbols and sign accordingly
1 Signature of the Client(s)2 Signature of the Second Holder3 Signature of the Third Holder4 Signature of the Witness5 Signature of the Nominee6 Signature of the Guardian of a minor Nominee7 Signature of the BrokerDPAny other(s)
Form checked amp found OK
Branch Incharge
5
M-I (PART - A)
KNOW YOUR CLIENT (KYC) APPLICATION FORM
Please fill this form in ENGLISH and in BLOCK LETTERS
MODE OF TRADING Online Off-line
MANDATORY
Affix recentphotograph
(Please sign acrossthe Photograph)
(123)
A IDENTITY DETAILS
1 Name of the Applicant
2 Fatherrsquos Spouse Name
3 (a) Gender Male Female (b) Marital status Single Married
(c) Date of birth D D M M Y Y Y Y
4 (a) Nationality
(b) Status Resi Individual NRI Foreign National
5 (a) PAN (b) UID No Aadhaar if any
6 Specify the proof of Identity submitted
B ADDRESS DETAILS
1 Address forcorrespondence
City Town Village Pin Code
State Country
2 Contact DetailsTelephone Office Residence
Mobile No (Mandatory for SMS Alerts) Fax
Email ID
3 Specify the proof of Address submitted
4 Permanent Address
City Town Village Pin Code
State Country
5 Specify the proof of Address submitted
(if different from above oroverseas address mandatoryfor Non-Resident Applicant)
6
FOR OFFICE USE ONLY
(Originals verified) True copies of documents received
(Self-Attested) Self Certified Document copies received
Signature of the Authorised Signatory
Date SealStamp of the intermediary
DECLARATION
I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertaketo inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I am aware that I may be held liable for it
Date Signature of the Applicant
(223)
7
M - I (PART - B)
TRADING ACCOUNT RELATED DETAILS
Please fill this in ENGLISH and in BLOCK LETTERS
MANDATORY
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
C DEPOSITORY ACCOUNT(S) DETAILS
A OTHER DETAILS
1 Gross Annual Income lt Rs 1 Lac 1-5 Lac 5-10 Lac 10-25 Lac gt 25 Lac
Or Networth as on Rs
2 Occupation Private Sector Public Sector Government Service Business Professional Agriculturist Retired Housewife Student Others (Please specify)________________________________________________________
3 Please tick if applicable Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP)
4 Any other information
(Net worth should not be older than 1 year)
B BANK ACCOUNT DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
ADDITIONAL BANK ACCOUNT(S) DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
8
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
ADDITIONAL DEPOSITORY ACCOUNT DETAILS
BSE Cash F amp O
NSE Cash F amp O
If in future the client wants to trade on any new segmentnew exchange separate authorizationletter should be taken from the client by the stock broker
D TRADING PREFERENCES (Please sign in the relevant boxes where you wish to trade The segment not chosen should be struck off by the client)
Details of any actionproceedings initiatedpending taken by SEBI Stock exchangeany other authority against the applicantconstituent or its Partnerspromoterswhole time directorsauthorized persons in charge of dealing in securities during the last 3 years
E PAST ACTIONS
If client is dealing through the sub-brokerauthorised person provide the following details
Sub-brokerrsquosAutho Name
Registered Office Add
Telephone No Fax
SEBIAP Registration No Website
Whether dealing with any other stock brokersub-broker (if case dealing with multiple stock brokerssub-brokers provide details of all)
Name of stock broker(s)
Client Code
Exchange
Details of disputesdues
pending fromto such
stock brokersub-broker
F DEALINGS THROUGH SUB-BROKERSAUTHORISED PERSON AND OTHER STOCK BROKERS
(323)
(523)
(423)
(623)
9
Mode you wish to receive Contract Note Physical Contract Note Electronic Contract Note (ECN)ECN mandatory for Online Clients
Specify your Email id if applicable
Specify you wish to avail of the facility Internet Trading Wireless Technology (default is yes) Wireless Technology not required
Number of years of InvestmentTrading Experience
Any other information
G ADDITIONAL DETAILS
I NOMINATION DETAILS (for Trading Account)
IWe wish to nominate IWe do not wish to nominate
Name of the Nominee MrMs
Address of Nominee
Telephone No PAN of Nominee
Date of Birth Relationship with(in case of Minor) the Nominee
Name of the Guardian MrMs(in case Nominee is Minor)
Address of Guardian
Telephone No
Signature of Guardian
Name Address Signature with date
MrMs
MrMs
WITNESSES (Only applicable in case the account holder has made nomination)
Name of the Introducer
Status of the Introducer Sub-broker Remisier Authorized Person Existing Client Others please specify_________________________________
Address and phone noof the Introducer
Signature of the Introducer
H INTRODUCER DETAILS (OPTIONAL)
10
FOR OFFICE USE ONLY
Documents verified with Originals Client Interviewed By In-Person Verification done by
Name of the Employee
Employee Code
Designation of the employee
Date
Signature
I We undertake that we have made the client aware of lsquoPolicy and Proceduresrsquo tariff sheet and all the non-mandatorydocuments IWe have also made the client aware of lsquoRights and Obligationsrsquo document (s) RDD and Guidance Note IWehave givensent him a copy of all the KYC documents IWe undertake that any change in the lsquoPolicy and Proceduresrsquo tariffsheet and all the non-mandatory documents would be duly intimated to the clients IWe also undertake that any change in thelsquoRights and Obligationsrsquo and RDD would be made available on myour website if any for the information of the clients
Signature of the Authorised Signatory SealStamp of the stock broker
Date
UCC Code allotted to the Client ____________________ (to be filled at HO)
DECLARATION
1 IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iweundertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I amwe are aware that Iwe may be held liable for it
2 IWe confirm having readbeen explained and understood the contents of the document on policy and procedures of the stockbroker and the tariff sheet
3 IWe further confirm having read and understood the contents of the lsquoRights and Obligationsrsquo document(s) and lsquoRisk DisclosureDocumentrsquo IWe do hereby agree to be bound by such provisions as outlined in these documents IWe have also been informed thatthe standard set of documents has been displayed for Information on stock brokerrsquos designated website if any
Place
Date Signature of the Applicant
(723)
11
M - VPOLICIES APPLICABLE TO CLIENTS OF IDBI CAPITAL MARKETS amp SECURITIES LIMITED (IDBI CAPITAL)
1 REFUSAL OF ORDERS FOR PENNY STOCKSIDBI Capital may at its discretion restrict trading in penny stocks by the clients Penny Stocks for this purpose shallmean those stocks which are highly illiquid and have a low market capitalization due to unsound fundamentals orstocks which have high chances of price manipulationsThe Exchanges from time to time provide a list of such securities categorized as Illiquid Securities IDBI Capital may atits discretion or based on directives of the Exchanges also restrict trading in such illiquid securities from time to timeClients shall not trade in securities placed in the Z group(as notified from time to time by the ExchangesRegulators)Further Intraday trading in securities in the T TS BE or such other group as notified by ExchangesIDBI Capital fromtime to time shall be prohibitedIn addition to the penny stocks restricted securitiesdeemed penny stocks specified by Exchanges from time to timeIDBI Capital may at its discretion prohibit trading in penny stocks and other securities based on market conditionsand internal policies from time to timeIDBI Capital may for this purpose introduce online blocks to prevent the client from placing orders in such penny stocksrestricted securitiesother securities through the Online Trading Platform of IDBI Capital Dealerssub brokersauthorisedperson of IDBI Capital may refuse to execute orders of the clients for trading in penny stocksrestricted securitiesother securitiesFurther in case the client is able to place an order for penny stocksrestricted securitiesother securities through the OnlineTrading Platform or otherwise IDBI Capital may at any time cancel any such order before execution on the ExchangesIDBI Capital shall not be liable for any refusalcancellation of orders for trading in penny stocksother securities and the Clientshall indemnify IDBI Capital in respect of any loss caused to IDBI Capital by virtue of the Client trading in such securities
2 SETTING UP OF CLIENTS EXPOSURE LIMITSIDBI Capital may for the purpose of risk management set exposure limits subject to which the Client may trade insecuritiestake positions in the futures and options segment Such exposure limits may be set upto a pre-determinednumber of times of the Margin (the Multiple) and the quantum of the Multiple shall be decided at the sole option ordiscretion of IDBI Capital Such Multiple may be changed at the discretion of IDBI Capital from client to client dependingon various factors which inter alia include factors like market conditions client profile and financial status of the clientClient shall abide by the exposure limits if any set by IDBI Capital or by the Exchange or Clearing Corporation or SEBIfrom time to timeThe exposure limits set by IDBI Capital do not create any right to the Client and are liable to be withdrawn at any timewithout notice and the client shall bear the loss on account of withdrawal of such limits The client agrees to compensateIDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure given andor withdrawnExposure may (at the discretion of IDBI Capital and to the extent decided by IDBI Capital from time to time) be inter aliaprovided on the following- Cash balance in the ledger to the credit of the Client (after deduction of all withdrawals by the Client)- Any Online funds transfer or hold amount through bank gateway- Beneficiary holdings and collateral holdings (after deduction of applicable hair cuts)- DP free stock and beneficiary stock (after deduction of applicable hair cuts)- Credit received against sale of- securities- Margin amount of open positions (in case of derivatives)In case of sale of Securities such sale may at the discretion of IDBI Capital be provided only to the extent of the availabilityof securities to the account of the client (DP free Stock DP lienhold marked securities beneficiary and collateral stock)Further as may be decided by IDBI Capital from time to time the credit received against sale may be used for furtherpurchases to such extent as may be decided by IDBI Capital from time to timeLimitsExposure provided shall vary based on the intraday profit loss made by the clientExposure limits shall be only against approved securities as decided by the ExchangesIDBI Capital from time to timeand subject to such haircut and valuations as may be decided by IDBI Capital from time to time IDBI Capital may fromtime to time change the applicable hair cut or apply a haircut higher than that specified by the RegulatorsExchangesIn case of derivatives Clients shall be allowed to trade only upto the applicable clientwise position limits set by theExchangesRegulators from time to time
3 RIGHT TO SELL CLIENTS SECURITIES OR CLOSE CLIENTS POSITIONS WITHOUT GIVING NOTICE TOTHE CLIENT ON ACCOUNT OF NON PAYMENT OF DUESThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligationof communicating the same to the Client in the following circumstancesa In case of Margin Trades if the open position is neither squared off nor converted to Delivery by Client(s) within the
stipulated timeb In case of Margin Trades where Mark to Market Loss on the open position has reached the stipulated of the
margins placed with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin orreduce the Mark to Market Loss
MANDATORY
(823)
12
c In all other cases where the margin or security placed by the Client(s) falls short of the requirement or the limitsgiven to the Client(s) have been breached
d where the Client(s) have defaulted on their existing obligation failed to make paymentsdeliver securities to IDBICapital within the stipulated time
The CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Marginsettlement obligations ofthe Client immediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other manner thesecurities already placed with it as Marginlying in the beneficiary account of IDBI Capital or square-off all or someof the outstanding FampO positions of the CLIENT as it deems fit at its sole discretion without further reference to theCLIENT and any resultant or associated losses that may occur due to such square -offsale shall be borne by theCLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in this behalf at all timesAny reference in these terms to sale or transfer of securities by IDBI CAPITAL shall be deemed to include sale ofsecurities which form part of the Margin maintained by the CLIENT with IDBI CAPITALIn exercise of IDBI CAPITALs right to sell securities the CLIENT agrees that the choice of specific securities to besold shall be solely at IDBI CAPITALs discretionThe resultant or associated losses that may occur due to such squaring -offclosing out of position or sale of securitiesshall be borne by the CLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in thisbehalf Such liquidation or close out of positions shall apply to any segmentexchange in which the CLIENT doesbusiness with IDBI CAPITALThe provisions specified herein do not confer any liability on IDBI Capital to square off the clients positions It shall be theresponsibility of the client to pay to IDBI Capital any amount due and payable to IDBI Capital irrespective of whether IDBICapital exercises its right to square off the positions of the client in accordance with the provisions given herein above
4 SHORTAGES IN OBLIGATIONS ARISING OUT OF NETTINGInternal Shortage PolicyIf the client defaults on its existing obligation and in the event the trade has been internally netted off by IDBI CapitalIDBI Capital shall have the right to square off the position of the client to make good the shortages arising thereofThe buyer client may not receive shares on T+2 in case there is an internal shortage situation within IDBI Capital iethe buyer and seller are both IDBI Capital clients and the seller defaults in delivery due to which the buyer may notreceive the shares IDBI Capital may buy in the required quantity in the sellers account and deliver the shares to theBuying Client or IDBI Capital may levy charges on the defaulting seller in either of the following waysi In case of an internal shortage where buy trade and sell trade match the defaulting seller would be debited with
a close rate of auction settlement day + 15 on the close rate of auction settlement day as would be applicable tothe client and the same would be credited to the buyer client
ii In case of partial Exchange Shortage and Partial Internal Shortage in case of Internal Shortage the defaultingseller would be charged proportionately at the rate being the Auction Rate as charged by the Exchange + StatutoryCharges + penal charges as may be decided by IDBI Capital from time to time and the same would be credited tothe buyer client
IDBI Capital shall not be responsible for losses to the Client on account of such square off All losses to the client onthis account shall be borne solely by the client and the Client shall indemnify IDBI Capital in this respect
5 CONDITIONS UNDER WHICH CLIENT IS NOT ALLOWED TO TAKE FURTHER POSITIONS OR BROKER MAYCLOSE EXISTING POSITIONSIDBI Capital shall have the right to refuse to execute tradesallow the client to take further positions in the following circumstances- technical failure- dealing in securities breaching the limits specified by the Exchangesregulators from time to time- securities submitted in physical form for settlement- regulatory restrictionsdirectives- other conditions as specified by IDBI Capital from time to time in view of market conditions regulatory requirements
internal policies etcIDBI Capital shall also have a right to close existing positions of the clients in the abovementioned circumstancesIDBI Capital shall not be responsible for any loss incurred and the client shall indemnify IDBI Capital in this regard
6 TEMPORARILY SUSPENDING OR CLOSING OF CLIENTS ACCOUNT AT THE CLIENTS REQUESTIDBI Capital may at any time temporarily suspend the account of the client based on a request on writing obtained from theclient Trades in the account of the client during the period of such temporary suspension shall not be permittedThe account shall be reactivated only on submission of a written request for reactivation by the clientIDBI Capital may at any time at its sole discretion and without prior notice to the CLIENT prohibit or restrict or blockthe CLIENTs access to the use of the web site or related services and the CLIENTs ability to trade due to regulatoryrequirements prevention of money laundering market conditions and other internal policies
7 DEREGISTRATION OF A CLIENTDeregistration of the clientTermination shall be after giving such notice as provided for in understanding between theclient and IDBI Capital Such deregistrationtermination shall not effect the rights and liabilities of the parties inrespect of the transactions executed before the date of such deregistrationterminationIn addition IDBI Capital may interalia terminate trading facilities due to regulatory requirements prevention of moneylaundering
(923)
13
8 DECLARATION FOR MOBILE NOI hereby designate my mobile number mentioned in the account opening form for giving me any informationalertsmscall I further authorise IDBI Capital Markets amp Securities Limited to send any informationalertsmscall at the said mobilenumber including but not limited to fundamental trading research data trading calls and promotional messages and callsI further declare the abovementioned statement is true and correct
9 CONSENT TO RECEIVE THE STATEMENTS CONTRACT NOTE BY EMAILIWe hereby consent to receive from IDBI Capital Markets amp Securities Ltd (IDBI Capital) the digital contract notes ledgerstransaction statements Demat Statement of accountholding statement(s) and such other correspondence documentsrecords by whatever name called (hereinafter referred to as statement(s)) in electronic form duly authenticated by meansof a digital signature as specified in the Information Technology Act 2000 and the rules made there under at the email idprovided by me to IDBI Capital from time to timeIWe further hereby agree that IDBI Capital shall fulfill the legal obligation if the above Statement(s) are sent electronically tothe email id provided by me from time to timeIn this regard IWe further agree that1 Email sent on the email account provided by meus which have not bounced back shall be deemed to be duly delivered
by meus2 In the event of email sent by IDBI Capital bounces back due to insufficient space in myour inbox or in the event any
network problem occurs IDBI Capital shall in no way be responsible for the same3 IDBI Capital shall not take cognizance of out-of-officeout-of-station auto replies and IWe shall be deemed to have
received such electronic mails4 Such Statements shall be deemed to have been delivered on the day when the email is sent by IDBI Capital5 IDBI Capital shall not be liable or responsible for any Statement received from frauds or impostors or any consequences
thereof6 IDBI Capital shall not be liable for any problem which arises at myour computer network because of myour receiving
any statements from IDBI Capital7 In case of any change in my email id IWe undertake to communicate the same to IDBI Capital through a letter in writing
or (through secured access if any by way of specific user id and password provided to meus by IDBI Capital incase of theonline clients)
8 IWe undertake to check the Statement and bring the discrepancies to IDBI Capital notice within the time period asspecified MyOur non-verification or not accessing the statement on regular basis shall not be a reason for disputing thesame at any time
IWe further agree that IDBI Capital will not be responsible for non-receipt of documents sent via electronic delivery due tochange inincorrect e-mail address correspondence address as mentioned or any other reason which inter-alia includetechnical reasons or malfunction of myour computer systemserverinternet connection etcIWe further agree that IDBI Capital may at its sole discretion also provide such Statement in physical form
(1023)
17
ADDITIONAL TERMS AND CONDITIONS SPECIFIC TO IDBI CAPITAL MARKETS amp SECURITIES LIMITEDThese Terms and Conditions are applicable to Clients availing Stock Broking Services from IDBI Capital Markets amp SecuritiesLimited (IDBI Capital) for Trading on Bombay Stock Exchange Limited (BSE) National Stock Exchange of India Limited andor other Stock Exchange on which IDBI Capital may be registered at any time and as may be availed of by the ClientThese Terms and Conditions ensure smooth operations and enhance transparency in the services offered by IDBI Capital andhence are applicable in addition to the Rights and Obligations of Stock Broker Sub BrokerAuthorised Persons and ClientsThe following Terms and Conditions shall apply to both OnlineOffline Trading services except if specifically mentionedto the contrary herein1 ELIGIBILITY CRITERIA
The Client shall be eligible to avail the services offered by IDBI Capital after completing the registration formalitiesand fulfilling the conditions as prescribed by IDBI Capital from time to time including inter alia as followsa The Client is of sound mind and has the financiallegal capacity to undertake contractualother liabilityb The existenceopening of a bank account and a depository account by the clientc Execution of a Power of Attorney in favor of IDBI Capital for limited purpose use of the Designated Bank DP
accounts (voluntary)d Execution of such other documents and furnishing of particulars as may be required by IDBI Capital from time
to time (Voluntary)On satisfactory verification by IDBI Capital of the information provided by the Client and the fulfillment of all requirementsas stated in sub clauses (a) to (d) above by the Client IDBI Capital shall register the Client for availing the servicesand open its account with IDBI CAPITAL
2 EXECUTION OF ORDERSa) The CLIENT understands that placing an order with IDBI Capital including a market order does not guarantee
execution of the order IDBI CAPITAL has the absolute right to reject any order that may be placed by the CLIENT forany reason whatsoever including for the breach of the requirement of maintaining the prescribed Margin in theCLIENT Account or the Bank account
b) The Exchanges may cancel the trade suo moto without giving any reason thereof IDBI CAPITAL shall be entitled tocancel such trades and or contract note with the CLIENT IDBI CAPITAL shall not be liable for any losses damageor claims on account of such rejection or cancellation of any trade for any reason whatsoever Further IDBI CAPITALmay at its sole discretion subject any order made by the CLIENT to manual review and entry which may causedelays in the execution of the CLIENTs orders In the event of any Exchange levying any monetary finepenaltycharges to IDBI CAPITAL on account of execution of trades as per hisher instructions for any reason the CLIENTagrees to pay-up such finepenalty and costs charges and expenses incurred if any in any proceedings to IDBICAPITAL
c) IDBI Capital will not be responsible for partial execution of orders placed by the Client The Client also agrees that allorders placed by the Client shall be treated as orders for that particular session only In case the Client wants theorders to be carried forward or extended for the day the Client shall communicate the same to IDBI Capital
d) The Client hereby agrees to execute all orders around market prices The Client agrees to ensure that there will beno attempt at price distortion and price rigging made through any means
3 MODE OF PLACING ORDERSOrders shall be placed only by the Client or the Authorised representative of the ClientAll orders instructions shall be placed by the client himself or by an authorized representative duly authorised vide aPoA or other specified authorization The instructions issued by an authorized representatives if any of the CLIENTshall be binding on the CLIENT in accordance with the communication authorizing the said representative to dealon behalf of the said CLIENT In the event of authorized representative being replaced or any authority revoked it shallbe the responsibility of the CLIENT to inform IDBI Capital of the change in writing failing which the CLIENT shall beresponsible for the trade obligations arising out of the actions of both the old representative as well as the newrepresentative If any transaction(s) under this arrangement with IDBI Capital or under any other agreement orotherwise with IDBI Capital hashave been placedexecuted on behalf of the CLIENT by any other person notmentioned above and the same has have been accepted by CLIENT from time to time on the basis of the contractnote(s) bills any other correspondence dispatched communicated to the CLIENT by IDBI Capital and or by partor full settlement of the said transaction(s) by the CLIENT then such transaction(s) shall be deemed to be executedby the person authorised by the CLIENT and the CLIENT hereby agrees to ratify and accept all such or other actionsof such persons and undertakes to meet all obligations arising from these transaction(s)
4 ONLINE TRADINGSECURITY CODES SECURITY PRECAUTIONS AND INFRASTRUCTURE a) Use of CLIENT-ID and Password
The CLIENT agrees that it will be the sole authorised user of the Username Passwords Customer UserIdentification Number telephone Personal Identification Number (T PIN) or other identification or security code(by whatever name called) to be given to it by IDBI CAPITAL to access the online portal or service through IDBICapital website over the telephone or in such other manner as may be permitted by IDBI CAPITAL for availingof the service the CLIENT accepts sole responsibility for use confidentiality and protection of the UsernamePasswords Customer User Identification Number T-PIN or other security code(s) as issued by IDBI CAPITALto the CLIENT from time to time (hereinafter referred to as Security codes) as well as for all orders and
VOLUNTORY
18
information changes entered into the CLIENTs account using such security codes the CLIENT shall ensurethat such security code(s) isare not to be revealed to any third party or recorded in any written or electronic formIf the CLIENT forgets the security code(s) a request for change of such Security code(s) should be sent to IDBICapital in writing On receipt of such a request IDBI Capital shall discontinue the use of the old security code(s)and shall generate a new Security code(s) for the CLIENT which shall be communicated to the CLIENTHowever the CLIENT shall be responsible and liable for all transactions that are carried out by the use of the oldSecurity code(s) Neither IDBI CAPITAL nor any of its officers directors employees agents affiliates or subsidiarieswill have any responsibility or liability to the CLIENT or to any other person whose claim may arise through theCLIENT with respect to any of the circumstances described above
b) Recording of PasswordThe CLIENT shall memorise the Security code(s) and shall not record it in written or electronic form In theevent that the CLIENT does record the Security code(s) in written or electronic form he sheit shall do so at hisherits sole risk and responsibility
c) Responsibility for Use of Security Code(s)Any order entered using the CLIENTs security code(s) either through the web site or through telephone orotherwise is deemed to be that of the CLIENT If third parties gain access to IDBI CAPITALs services through theuse of the CLIENTs security code(s) the CLIENT will be deemed to be responsible for the same and theCLIENT hereby holds harmless and agrees to indemnify IDBI CAPITAL against any liability costslosses ordamages arising out of claims or suits by or against such third parties based upon or relating to such access anduse since the responsibility for such transactions shall be that of the CLIENT The use and storage of anyinformation including without limitation the Password Portfolio information transaction activity account balancesand any other information or orders on the CLIENTs personal computer is at the CLIENTs own risk and is theCLIENTs sole responsibility
d) Communication Equipment of the CLIENTThe CLIENT is responsible for installing and maintaining the communication equipment (including personalcomputers and modems) and telephone or alternative services required at the CLIENTs end and connectivityrequired for accessing and using the web site or related services All communication costs service charges leviesand fees incurred by the CLIENT in accessing the web site or related services will be borne by the CLIENT
e) CLIENTs InfrastructureFor the purposes of these Terms it is presumed that the CLIENT has the necessary and compatible infrastructureready at its end for the purpose of accessing the web site of IDBI CAPITAL or contacting the Trade Over PhoneDeskof IDBI CAPITAL (prior to accessing the services provided pursuant to these Terms) IDBI CAPITAL will not andshall not be under any obligation to assist the CLIENT in installing the required infrastructure or obtaining thenecessary equipment permits and clearances to establish connectivity or linkages to the web site of IDBI CAPITAL
f ) Prevention of Unauthorised UseThe CLIENT will install the necessary built-in safeguards and firewall features and access restrictions toprevent unauthorised use of CLIENTs computer systems or the security codes and ensure that no unauthorisedperson can gain access to the computer systems or such security codes
g) Liability for Incorrect InstructionsThe CLIENT agrees to fully indemnify and hold harmless IDBI CAPITAL for any losses arising from the executionof incorrect ambiguous or fraudulent instructions that got entered through the system at the CLIENTs end Theclient shall be solely responsible for self entering orders at unrealistic prices if so considered by Stock Exchangeand liable for all consequences such as penaltyfine etc levied by stock exchange for such wrongdoing if soconsidered by them
h) Secure Electronic Records and Digital SignaturesIn the event that the certifying authorities and other infrastructure contemplated under the Information TechnologyAct 2000 for ensuring secure electronic records and secure digital signatures is notified by the concernedauthorities and the infrastructure to enable the same is in place IDBI Capital would have the right to require theCLIENT to authorise the various transactions on the web site by means of such secure electronic records andsecure digital signatures and discontinue the usage of the CLIENT password
i) Trade over Phone1) The CLIENT is aware that IDBI Capital offers to its CLIENTS TRADE OVER PHONE SERVICES for
placing orders for buying selling dealing in the securities through trading executives over pre-designatedtelephone numbers The CLIENT can place securities dealing orders through telephone by confirminghis User ID and Telephone personal identification number (T-Pin number) or other identification detailsThe CLIENT shall ensure proper safeguard of the user ID allotted to him and keep his personal detailsconfidential The CLIENT shall within 30 days from receipt of monthly quarterly statement notify IDBICapital in writing of any loss discrepancy or unauthorized use of the CLIENT account user ID Howeverthe CLIENT shall be responsible and liable for all transactions that have been carried out and recorded bythe use of the CLIENT user IDTPin and personal details When any of the above circumstances occurneither IDBI Capital nor any of its officers directors employees agents affiliates or subsidiaries will haveany responsibility or liability to the CLIENT or to any other person whose claim may arise with respect toany of the circumstances described above The client shall maintain confidentiality of the User Id TPINnumber at all times and shall be solely liable for unauthorised use of hisher User IDT-PIN number and allconsequences losses harm injuries caused all times
19
2) In case of Trade over Phone services the CLIENT shall ensure the availability of funds and securities inhis her its accounts which is will be required for meeting hisherits pay-in obligations at the time ofplacing order through phone trading executive IDBI Capital shall not be responsible for any claim lossdamage or compensation arising out of non-availability shortage of funds securities in the CLIENTsaccounts for meeting the pay-in obligations andor for non-execution of order for any reason
5 MISTAKEN ORDERIDBI CAPITAL shall not be responsible for any order that is placed by the CLIENT by mistake Every order that is givenby the client or its authorized representative or entered by the CLIENT through the use of the allotted user name andthe security code(s) shall be deemed to be a valid order for which the CLIENT shall be fully responsible
6 RECONFIRMATION OF CERTAIN ORDERSIDBI CAPITAL reserves the right to reject any order based on its risk perceptions or for any other reason which it isunder no obligation to disclose to the client The CLIENT hereby confirms that he it is aware that IDBI CAPITAL hasprovided on the web site a facility for reconfirmation of orders which are unusual and or large and need to beexecuted using IDBI CAPITAL s discretion These orders are subject to manual review and consequently executionof these orders may be delayed
7 PRICE OF SECURITIESThe CLIENT understands that with respect to any order the CLIENT will get the price at which the order was actuallyexecuted in the market price of which may be different from the price at which the security was trading when theCLIENTs order was placedentered into IDBI CAPITAL s system
8 CANCELLATION OR MODIFICATION OF ORDERSa) The execution of order cancellations or modifications thereof is not guaranteed Cancellation of orders is
possible only if the original order remained pending at the Exchanges Market orders are prone to immediateexecution The CLIENT shall not presume that an order has been executed or cancelled or modified and theCLIENT is required to verify the status of hisits orders
b) Unless otherwise specified by IDBI CAPITAL any order not executed at the end of the day shall stand cancelledterminated
c) Where the Exchange cancels trade(s) suo moto all such trades including the trade(s) done on behalf of theCLIENT shall ipso facto stand cancelled and IDBI CAPITAL shall be entitled to cancel the respective contract(s)with the CLIENT
d) The trade(s) may also be cancelled on account of following reasonsi There may be insufficient bids or offers or suspension of trading due to price limits or circuit breakersii The electronic trading systems either at the exchange or in IDBI CAPITALs offices are vulnerable to temporary
disruptions or failures for technical systematic reasonse) In the event of trade cancellation due to such events or vulnerabilities IDBI CAPITAL shall be entitled to cancel
relative contract(s) with the CLIENT At times due to unforeseen circumstances IDBI CAPITAL may not be ableto execute the desired transactions (either the CLIENTs own transactions or transactions for enforcing marginsas provided in these terms and conditions) on a timely basis IDBI CAPITAL does not accept responsibility for anylosses that the CLIENT may incur on account of such eventualities beyond the control of IDBI CAPITAL
9 MARGINSThe CLIENT shall make available the prescribed initial margin in the form of funds and or in the form of securities(the Margin) with IDBI CAPITAL simultaneously with the opening of the account and prior to commencement oftrading The CLIENT shall be permitted to trade upto a pre-determined number of times of the MARGIN (theMultiple) and the quantum of the Multiple on the margin shall be decided at sole option or discretion of IDBICAPITAL who shall have the irrevocable right to set-off a part or whole of the Margin ie by way of appropriation of therelevant amount of funds or by sale or transfer of all or some of the securities which form part of the margin againstany dues of the CLIENT to meet any of its obligations under these Terms Any reference in these terms to sale ortransfer of securities by IDBI CAPITAL shall be deemed to include sale of securities which form part of the Marginmaintained by the CLIENT with IDBI CAPITAL In exercise of IDBI CAPITAL s right to sell securities under the termsand conditions the CLIENT agrees that the choice of specific securities to be sold shall be solely at IDBI CAPITALs discretion IDBI CAPITAL is permitted in its sole and absolute discretion to collect additional margins (even thoughnot imposed by the Exchange the Clearing House or SEBI) and the CLIENT shall be obliged to pay such marginswithin the time limit stipulated by IDBI Capitala) Margin on Purchase
IDBI CAPITAL may require the CLIENT to deposit interest-free margin in the form of funds Such margin shall bedecided upon by IDBI CAPITAL from time to time on the price of the securities proposed to be purchased
b) Margins on SalesIDBI CAPITAL may require the CLIENT to deposit interest free margin Such margin shall be decided upon byIDBI CAPITAL from time to time on the price of the securities proposed to be sold IDBI Capital may require theclient to deposit shares proposed to be sold upfront
c) Margins in Derivatives ContractsIn the derivative segment the CLIENT is liable to pay an initial margin up-front on or before creating a positionSuch margin shall be decided upon by IDBI CAPITAL and or the Exchange from time to time Furthermore the
20
CLIENT is liable to pay (or receive) daily margins depending on whether the price of the Derivatives contractmoves for or against the position undertaken The CLIENT may also be liable to pay withholding marginsspecial margins or such other margins as are considered necessary by IDBI CAPITAL or the Exchange fromtime to time The client has understood that derivative contracts are margin centric
d) Mark To Market Margin in Derivative ContractsFor derivatives contracts IDBI CAPITAL may prepare the bills on a daily basis and on the dates when transactionis done The CLIENT agrees to pay an upfront margin at the beginning that will be sufficient to cover the marginrequirements If the cumulative Mark to Market (MTM) margin falls short of the margin available in the CLIENTsaccount the CLIENT agrees to heed to IDBI CAPITAL s additional margin calls and agrees to recoup theshortfalldeficit The CLIENT will ensure that margins are adequate at all times and will immediately make goodany shortfall that IDBI CAPITAL communicates
e) Payment through ChequeIn case where the payment by the CLIENT towards the margin is made through a cheque issued in favour of IDBICAPITAL any trade(s) would be executed by IDBI CAPITAL only upon the realisation of the funds of the saidcheque or at the discretion of IDBI CAPITAL The CLIENT agrees to mention his CLIENT code along with hisname on the reverse of any instrument through which he makes the payment to IDBI CAPITAL
f) Margin in form of SecuritiesThe CLIENT may place margin with IDBI CAPITAL in the form of securities as approved by IDBI CAPITAL Suchsecurities may at the discretion of IDBI CAPITAL be marked as lien in favour of IDBI CAPITAL from the depositoryaccount of the CLIENT or such securities may be placed in a separate depository account of IDBI CAPITALIDBI CAPITAL may at its own discretion treat the securities lying in the Brokers beneficiary account of IDBICapital in which securities are kept on behalf of the client as margin where the CLIENT has issued a Power ofAttorney in favour of IDBI CAPITALThe CLIENT may place deposit only those securities which are acceptable to IDBI CAPITAL If at any time aparticular security ceases to be on the list of approved securities the CLIENT shall provide other securities asmay be required in place of such security forthwith The CLIENT agrees and authorises IDBI CAPITAL todetermine the market value of securities placed as Margin after applying a haircut that IDBI CAPITAL deemsappropriate The CLIENTs positions are valued at the latest market price available (marked to market) on acontinuous basis by IDBI CAPITAL The CLIENT undertakes to monitor the adequacy of the collateral and themarket value of such securities on a continuous basis If due to price fluctuations there is erosion in the valueof the margins the CLIENT agrees to replenish recoup any shortfall deficit in the value of the Margins immediatelywhether or not IDBI CAPITAL intimates such shortfall
g) Type of MarginIDBI CAPITAL may at its sole discretion prescribe the payment of Margin in the form of funds instead of securitiesThe CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Margin in the form of fundsimmediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other approved manner thesecurities already placed with it as Margin or square-off all or some of the outstanding FampO positions of theCLIENT as it deems fit at its sole discretion without further reference to the CLIENT and any resultant orassociated losses that may occur due to such square -offsale shall be borne by the CLIENT and IDBI CAPITALshall be fully indemnified and held harmless by the CLIENT in this behalf at all times
h) Shortfall in margins and other provisionsi If paymentsecurities towards the Margin or shortfall in Margin is not received instantaneously to enable restoration
of sufficient Margin in the CLIENTs account all or some of the FampO positions of the CLIENT as well as thesecurities of the CLIENT in the possession or control of IDBI CAPITAL may be liquidated by IDBI CAPITAL at itssole discretion without any reference or prior notice to the CLIENT The resultant or associated losses that mayoccur due to such squaring -off or sale of such securities shall be borne by the CLIENT and IDBI CAPITAL shallbe fully indemnified and held harmless by the CLIENT in this behalf Such liquidation or close out of positionsshall apply to any segmentexchange in which the CLIENT does business with IDBI CAPITAL
ii The CLIENT is responsible for all orders including any orders that may be executed without the requiredMargin in the CLIENTs account If the CLIENTs order is executed despite a shortfall in the available Marginthe CLIENT shall whether or not IDBI CAPITAL intimates such shortfall in Margin to the CLIENT instantaneouslypay and make up the shortfall either through delivery of shares in the event of a sale or credit the requiredfunds in the Bank account via wire transfer or personal cheque cashiers bankers cheque or accounttransfer or any other approved mode as may be required by IDBI CAPITAL
i) AMENDMENT IN MARGINSAny amendment in the percentage of margins as required to be maintained under these Terms and Conditionsshall be intimated by IDBI CAPITAL to the CLIENT over the telephone and in writing and by posting the details onits website The CLIENT is required to make payment replenish the shortfall in such margins if any on demandof the same by IDBI CAPITAL or otherwise immediately
10 EXPOSURE LIMITSThe CLIENT agrees to abide by the exposure limits if any set by IDBI Capital or by the Exchange or ClearingCorporation or SEBI from time to time Such limits do not create any right and are liable to be withdrawn at any time
(1223)
21
without notice and the client shall bear the loss on account of withdrawal of such limits The client agrees tocompensate IDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure givenandor withdrawn
11 IDBI CAPITALS RIGHT TO SQUARE-OFFThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligation ofcommunicating the same to the Client in following circumstances In case of Margin Trades if the open position is neithersquared off nor converted to Delivery by Client(s) within the stipulated time In case of Margin Trades where Mark to MarketLoss on the open position has reached the stipulated as per the applicable laws rules and regulations of the marginsplaced with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin or reduce the Mark toMarket Loss In all other cases where the margin or security placed by the Client(s) falls short of the requirement or wherethe limits given to the Client(s) have been breached or where the Client(s) have defaulted on their existing obligationClient(s) agree that although the auto square off trigger point is pre-defined subsequent to which IDBI Capital couldexercise its discretion to carry out the square-off within a reasonable period of time the actual execution could happen ata price different from the trigger point and the Client(s) agree to bear the loss based on actual executed priceIDBI Capital shall also have the right to cancel any or all open order requests andor close any or all outstandingcontracts Client(s) understand that in case the Auto Square off does not take place due to certain reasons like priceband or any technical grounds or any other grounds then IDBI Capital shall at its discretion exercise the option of CD(Convert to Delivery) If CD also fails due to non-availabilityshortage of Demat shares then for the open sale positionthe Client(s) will have to face auction or close out as per the rules of the concerned Exchangeas decided by IDBICapital Consequently Client(s) will be responsible for any resulting losses and all associated costs includingpenalty levied by the Exchange If CD also fails due to insufficient fundsno funds then for the open buy position theshares will not be delivered to the Client(s) and IDBI Capital will liquidate the shares anytime and the Client(s) will beliable for any resulting losses brokerage and all associated costs incurred by IDBI Capital IDBI Capital reserves theright to square off any open margin positions if the current market price breaches a specified percentage as per theapplicable laws rules and regulation when compared with the previous days closing price for that scrip
12 CLOSE OUTa In case of Purchases
Notwithstanding the margin position in case of purchase on behalf of CLIENT the CLIENT authorises IDBICAPITAL to close out the transactions by selling the securities in case the CLIENT fails to make full payment toIDBI CAPITAL for the execution of the contract within two days of trade execution or before pay-in-day (as fixedby stock exchange for the concerned settlement period whichever is earlier unless the CLIENT already has anequivalent credit with IDBI CAPITAL The loss incurred in this regard if any will be met from the margin moneyof the CLIENT The CLIENT agrees to make good the shortfall if any immediately on being intimated of theshortfall by IDBI CAPITAL
b In case of SaleNotwithstanding the margin position in case of sales on behalf of CLIENT the CLIENT authorises IDBI CAPITAL toclose out the contract by effecting purchaseseffecting close out at IDBI Capitalrsquos descretion If the CLIENT fails todeliver the securities sold with valid transfer documents within 24 hours of the trade execution or before delivery day(as fixed by stock exchange authorities for concerned settlement period or such other date as agreed to by theClient and IDBI Capital in accordance with the extent of regulations and statutory provisions whichever is earlierLoss on transaction if any will be deductible from the margin money of the CLIENT The CLIENT agrees to makegood the shortfall if any immediately on being intimated of the shortfall by IDBI CAPITAL
c Non payment of margin and other amounts Without prejudice to IDBI CAPITALs other rights (including the right to refer a matter to arbitration) IDBI CAPITALshall be entitled to liquidate close out all or any of the CLIENTs positions for non-payment of margins or otheramounts outstanding debts etc and adjustset offappropriate the proceeds of such liquidation close out if anyagainst the CLIENTs liabilities obligations Any and all losses and financial charges on account of suchliquidation closing out shall be charged to and borne by the CLIENT
d Client(s) agree that IDBI Capital has full and complete discretion to square off liquidate the purchasesaleintraday overnight or any other position of the client(s) The client(s) agrees confirms and admits that he shallbe aware and in the know of all his positions at all times
e Lien on Clients AccountAll investment products now or hereafter held carried or maintained by IDBI Capital in their possession orcontrol for any purpose in or for the benefit of any of clients accounts now or hereafter opened including anyaccounts in which client may have an interest shall be subject to a lien in favour of IDBI Capital for the dischargeof all indebtedness and clients other obligation to IDBI Capital which are held by IDBI Capital as security for thepayment of any liability or indebtedness of clients to IDBI Capital in any of said accounts Client authorizes IDBICapital to transfer the investment products and other securities so held from or to any of the clients account withIDBI Capital whenever in the judgment of IDBI Capital it is considered that such transfer is necessary for theprotection of IDBI Capital In enforcing IDBI Capitals lien IDBI Capital shall have the right and discretion todetermine which investment product and securities are to be sold and which contractsrsquo position are to beclosed In the event of a breach or default by Client under these Terms and Conditions IDBI Capital shall haveall rights and remedies available to a secured creditor under all applicable law in addition to the rights recourseand remedies provided herein
22
13 CORPORATE BENEFITS SETTLEMENT CYCLESThe CLIENT accepts responsibility of knowing the status of all corporate benefits like rights and bonus issuesdividends and stock splits of shares that heit intends to trade or which are held in hisit account The CLIENTaccepts responsibility for knowing the correct ISIN Numbers of the shares in his its account and the eligibilityvaliditygenuineness of the shares to meet share pay in obligations to the ExchangeClearing Corporation whetherreceived by way of purchase rights bonuses stock split off market transfers or otherwise
14 TRADE CONFIRMATIONIDBI CAPITAL shall send the trade confirmation to the CLIENT in the form of contract note cum bill or otherwise via maile-mail fax courier Registered AD or otherwise at the postal address telephone fax Nos e-mail addresses intimatedby the CLIENT to IDBI CAPITAL The CLIENT understands that it is clientrsquos responsibility to review or check verify thetrade confirmations the details in the contract notes the bills or statements of account immediately upon their receiptall information particulars trades contained therein shall be binding upon the CLIENT if the CLIENT does not objectin writing to any of the contents preferably within 30 days from receipt of monthly quarterly statement In all cases IDBICAPITAL reserves the right to determine the validity of the CLIENTs objection to the transaction The CLIENT agreesthat IDBI CAPITAL will not be responsible for the non- receipt of the trade confirmation due to any change in the detailscorrespondence address of the CLIENT not intimated to IDBI CAPITAL in writing Further the Client understands that incase of any non compliance of the Bye-Laws rules and regulations as laid down by SEBIExchanges andor theDepository and for any other matter that may be decided by IDBI Capital from time to time IDBI Capital may chargepenalty on the Client Such penalty amount shall be directly debited to the Clients account The Client authorizes IDBICapital to debit hisher trading account for the amount of penalty charged in hisher demat account with IDBI Capital
15 DELAYED REPORTING OF TRANSACTIONSi) If trades or transactions are reported late to IDBI CAPITAL on account of any problems at the Exchange or for any
reason the CLIENT in turn will be subject to late reporting of transactionsii) In addition any errors reported whatsoever to the CLIENT for any reason whatsoever will stand subsequently
corrected to reflect the transaction that was effected in the market16 PAY-INPAY-OUT OF SECURITIES FUNDS
A The CLIENT agrees that IDBI CAPITAL shall not be obliged to deliver any securities or pay any money to theCLIENT unless and until the same has been received by IDBI CAPITAL from the Exchange the ClearingCorporation House or the concerned Mutual Fund or other company or entity liable to make the paymentUnless IDBI CAPITAL otherwise determines and subject to IDBI CAPITAL s rights to set off and other rights asmentioned in these Terms and Conditions and other documents executed by the Client with IDBI Capital thesecurities to be delivered by IDBI CAPITAL to the CLIENT pursuant to the CLIENTs purchase transactions shallbe credited to the designated depository account of the CLIENT and the sale proceeds to be paid by IDBICapital to the CLIENT shall be deposited to the designated Bank account of the CLIENT
B In case of purchase of securities by the CLIENT at times IDBI CAPITAL may be unable to deliver the securitiesto the said purchaser on the pay-out day due to non receipt of the securities from the stock exchange(s) or incase of non receipt of the said securities from another CLIENT of IDBI CAPITAL who has sold the securitiesagainst the said purchase transaction In cases of such short delivery the securities shall be delivered to thepurchaser as per the policy of the Company as amended from time to timeClient hereby authorize IDBI Capital to movetransfer funds from anyall its accounts and or payouts resulting onaccount of sale of shares and securities andor payouts due to settlement closing of contracts andor marginrefunds from cashcapital market andor FampO of BSE andor NSE and adjust transfer set-off and appropriate thesame towards debit balances in the Clients accounts of cashcapital market andor FampO segment of BSE andor NSE and debit balances in depository account andor any other debits andor payments Further the Clientauthorised IDBI Capital to do the transfer either by passing a journal entry (backed by actual fund transfer) in itsbooks of accounts of the respective section department andor physical exchange of cheques
C At all times the CLIENT agrees to make the payment of funds only in the name of IDBI CAPITAL titled IDBI CapitalMarkets amp Securities Limited vide fund transferaccount payee cheques demand drafts or by any other permittedmodes with details of the CLIENT code and the name of the CLIENT mentioned on the reverse of the instrument
D At all times the CLIENT agrees to transfer the securities only to the designated depository account of IDBI CAPITALE The CLIENT agrees that IDBI CAPITAL shall not be responsible for any loss damages in respect of any funds
securities which are deposited transferred to any account other than that of IDBI CAPITALs designatedaccount under these Terms and Conditions
F In the eventuality of the CLIENT receiving shares in his demat account by mistake or for any reason (which he issupposed to have not received) the Client is liable to return such securities and or compensate IDBI CAPITAL
17 DELAYED PAYMENTNotwithstanding anything contained in these presents in case of any amounts which are overdue from the CLIENTtowards trading either in the cash or derivative segments includes all types of margins pay-in obligations or on accountof any other reason to IDBI CAPITAL the client will be charged delayed payment charges on the amount outstanding atthe rate of 006 per day (calculated on 365 days basis) or such other rate as may be determined by IDBI CAPITAL withreasonable notice and mutual consent by the client in writing ampor the securities lying with IDBI CAPITAL shall be soldThe CLIENT hereby authorises IDBI CAPITAL to directly debit the same to the account of the client on a daily basis oras agreed to with the CLIENT from time to time The CLIENT also agrees that any amount overdue from him (includingthe interest on delayed payment) shall be adjusted by IDBI CAPITAL from dues owed to the CLIENT The clientundertakes to make payment of such delayed payment charges charged without delay
23
18 INFORMATION OF DEFAULT IN PAYMENT DELIVERYInformation of default in payment delivery and related aspects by a CLIENT shall be brought to the notice of therelevant stock exchange(s) In case where defaulting CLIENT is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of director(s) promoter(s) partner(s) proprietor as the case may beshall also be communicated to the relevant stock exchange(s)
19 CONDITIONS FOR FampO TRANSACTIONSa The Client understands and is aware of risks in FampO trading which carry a significant risk of substantial loss
Further the client is aware that given the leverage involved the losses can occur and multiply rapidly potentiallyexceeding client funds (including securities deposited) deposited and collaterals credit balance if any formargins or for any other purpose or earmarked as risk capital
b The client is forewarned that IDBI Capital Markets amp Securities Ltd does not and can not guarantee that risksassociated with hishertheir trading in FampO Segment can be limited minimized or eliminated IDBI CapitalMarkets amp Securities Ltd in no way assumes any responsibility for monitoring hishertheir exposure openpositions margins deposits losses or changes in hishertheir net worth
c The client undertakes that the Client shall ensure that heshethey receive contract notes bills and ledgeraccount etc documents regularly from IDBI Capital Markets Services Ltd Further client shall ensure andconfirm that heshethey will read understand and verify the contents of these and other documents relatingto FampO transactions carried out in hishertheir names and codes promptly and on a daily basis Client shallremain proactive vigilant watchful and careful in regard to all aspects of FampO trading and payments ofmargins mark to market losses and debit balances in the ledger account verification thereof and other duesand prompt - in bringing hishertheir grievances if any IDBI Capital agrees confirms and admits that in nosituation the client shall hold IDBI Capital Markets amp Securities Ltd and its directors employees andor itsrepresentativesassociates responsible liable and accountable for anything and IDBI Capital Markets ampSecurities Ltd and its directors employees andor its representativesassociates before any authority courtetc shall always stand absolved from any liability claim loss harm injury counterclaim damages andclaim of such nature except for any fraud or malafide on account of IDBI Capital
d Client shall daily keep track of hishertheir FampO positions exposure movement in prices intra day marginsmark to market losses profits collaterals values etc working when live trading sessions are on or otherwisealso and at no time blame IDBI Capital Markets amp Securities Ltd for not communicating the client anyinformation or not making any call to client in any situation - ordinary or extra - ordinary Client understandsthat time and full payments of mark to market lossesmargins are the essence of FampO transactions settlementClient accepts full responsibility for hishertheir decisions to trade in FampO Segment and all consequencesthereof in all scenarios and at all times
e Client understand that in the event of IDBI Capital granting any accommodation in any manner in the matter of clientsdues margin collaterals carry forwardrollover etc the client shall not raise a groundobjection of such favours availedby client in any proceeding - civil andor criminal - between client and IDBI Capital Markets amp Securities Ltd
f Client is made aware of all F amp O transactions working (including margin mark to market losses) anddocumentation and client understands the documents including contract notes bills margin related documentsledger account etc Client clearly knows that in case of deficit shortfall in margin mark to market losses debitbalances etc dues at any point of time in clients account IDBI Capital Markets amp Securities Ltd shall be entitledto square - off close - out liquidate clients outstanding F amp O positions without even informing client (as clienthave voluntarily undertaken to keep track of hishertheir F amp O positions and obligations thereof as aforesaid) atany time at their sole discretion Client undertakes assures and promises IDBI Capital Services Ltd to pay - upall hishertheir dues losses debit balances in time and when called upon which are accounted in clientsaccount the Client shall fully indemnify IDBI Capital Services Ltd and hold it harmless at all times
20 STOCK BROKER CLIENT COMMUNICATIONa Form of Communication
Documents which may be sent by physicalelectronic delivery between the parties may be in the form ofpersonal delivery courier post an electronic mail (including any auto replies from the system of IDBI CAPITAL)an electronic mail attachment and in the form of an available download from the web site IDBI CAPITAL shallbe deemed to have fulfilled any legal obligation to deliver to the CLIENT any such document if sent via personaldelivery courier post electronic delivery or any other approved mode
b Communication of Documents(i) IDBI CAPITAL shall send to the CLIENT by personal delivery courier post electronic means or any other
approved mode the contract notetrade confirmations of the trades executed bills and account statementsor such other data relating to his trading account with IDBI CAPITAL IDBI CAPITAL will not be responsiblefor non-receipt of documents sent via courier post electronic delivery or any other approved mode due tochange in the address of the CLIENT which is not intimated to IDBI CAPITAL
(ii) IDBI CAPITAL may at any time amend the margin requirements the list of approved securities acceptedas marginetc by modifying or rescinding any of the existing provisions or conditions or by adding any newprovision or condition on its web site IDBI CAPITAL shall not be required to communicate any modificationor rescission individually to the Client either through physical or electronic form and any separate noticeof amendment or modification is deemed to be waived by the Client The continued use of the services ofIDBI CAPITAL after such notice will constitute acknowledgment and acceptance of such amendment
24
(iii) The Client hereby agrees that the Ledger Statements in respect of transactions entered into on the CashSegment of the Exchanges will be combined for the purpose of convenience of IDBI Capital and for theClients convenience and the payments received and paid by IDBI Capital will be appropriated on a first ndashin- first out basis
c Terms and Conditions for receipt of documents by the Clients in electronic form(i) The Client agrees to provide IDBI Capital with his correct e-mail ID in the account opening documents or
as intimated by the client to IDBI Capital in writing IDBI Capital shall send the documents contract notestransaction statements etc to the e-mail ID as provided by the client IDBI Capital shall not be responsiblefor e-mails sent to any wrong e-mail ID provided by the client and such documents contract notestransaction statements shall be deemed to be received if sent to the e-mail ID provided by the Client
(ii) The CLIENT understands that it is his herits responsibility to open e-mail account review upon firstreceipt whether delivered to CLIENT by mail by e-mail (including any auto replies from the system of IDBICAPITAL) other electronic means or all confirmations statements notices contracts bills and othercommunications All information contained therein shall be binding upon the CLIENT if the CLIENT doesnot object either in writing or via electronic mail in all cases IDBI CAPITAL reserves the right to determinethe validity of the Clients objection to the transaction Non verification by the Client or not accessing thedocuments on a regular basis shall not be a reason for disputing the same at a later date
(iii) Should the Client experience any difficulty in opening a document electronically delivered by IDBI CapitalIDBI Capital may on receipt of intimation from the Client in that behalf make the required delivery by anyother electronic means (e-mail fax electronic mail attachment or in the form of an available downloadfrom the back-office website) or in paper based format Failure to advise IDBI CAPITAL of such difficultypreferably within 24 hours from the date of execution of the trade shall serve as an affirmation that Clientwas able to receive and open the said document
(iv) In the event the client opts to receive contract in electronic form the Client agrees not to receive thecontract notes in paper form from IDBI Capital Provided however that in case when IDBI CAPITAL is notable to provide Contract Note to its Clients through (web based) electronic medium due to any unforeseenproblems IDBI Capital shall ensure that the contract note reaches to the Client in physical form as per thetime schedule stipulated in the Bye-Laws Rules and Regulations of the Exchanges
(v) IDBI Capital agrees that in case of receipt of bounced back notification from all the e-mail ids IDBI Capitalshall make the required delivery in paper based format immediately thereafter
(vi) The Client agrees that IDBI Capital will not be responsible for non receipt of documents due to change inincorrect email address provided by the Client for the purpose or for any reason which inter alia includeinsufficient space in the inbox of the Client technical reasons or malfunction of the Clientrsquos computersystemserverinternet connection etc It shall be the responsibility of the Client to intimate to IDBI Capitalof any change in the Clients e-mail address
(vii) IDBI Capital shall not be liable or responsible for any statement received from frauds or impostors or anyconsequences thereof
(viii) The Client is also aware that IDBI Capital duly posts the contract notesother documents (as decided byIDBI Capital) of the respective clients on the website also and that the same can be accessed by the Clienton the website with the help of the Security Code given to the Client by IDBI Capital
d Change of AddressUnless the CLIENT informs IDBI CAPITAL of the change of the address for communication in writing along withthe address proof all notices circulars communication or mail sent to the existing address shall be deemed tohave been received by the CLIENT
e Notices PoliciesCertain policies andor procedures may be further outlined on IDBI CAPITAL s web site and materialliteratureand frequently asked questions (FAQs) provided to the CLIENT Through the use of IDBI CAPITAL s web siteand services the CLIENT agrees to be bound by any and all such notices policies (including password policy)and terms of doing business
21 POWER OF ATTORNEYA client may execute a Power of Attorney for operations in the form provided to the client from time to time which wouldbe in accordance with the guidelines prescribed by SEBI Exchanges
22 INACTIVE AND DORMANT ACCOUNTSThe CLIENT agrees that if there are no debit transactions in its account for the continuous period of 6 months it willbe treated as an inactivedormant account It may be activated in accordance with the policy of IDBI Capital
23 ARRANGEMENT WITH RELATIONSHIPS BANKSIDBI CAPITAL has relationship with one or more banks (the Relationship Banks) The web site of IDBI CAPITAL has apayment window through a link to the web site of the Relationship Bank which provides the facility In such a case theCLIENT could make the payment for securities purchased by himherit by crediting the purchase amount (along withthe indicated brokerage amountother charges) directly to the account of IDBI CAPITAL with the Relationship Bank bymeans of a fund transfer Similarly in the case where the CLIENT makes an order for sale of securities IDBI CAPITAL
(1323)
25
would credit the account of the CLIENT with the Relationship Bank by means of a fund transfer on the pay-out date of therelevant Exchange on which the sale transaction is carried out IDBI CAPITAL expressly states that the payment gatewaymechanism is a service offered by the Banks with whom IDBI CAPITAL has established relations for facilitating thetransfer of funds between the CLIENTs account and IDBI CAPITALs account IDBI CAPITAL expressly excludes liabilityfor consequential loss or damage or loss of profit business revenue goodwill or anticipated savings which may arisein respect of (I) the payment gateway services offered by such Banks (ii) the Payment Mechanism
24 CONDITIONS GOVERNING AVAILMENT OF OTHER SERVICES PROVIDED BY IDBI CAPITAL TRADING INSECURITIES OTHER THAN ON THE FLOOR OF THE STOCK EXCHANGEa) The Client shall authorize IDBI Capital by executing a Power of Attorney in favour of IDBI Capital to execute
instructions of the Client or its authorized representative with regard to the transactions All instructions given bythe Client its authorized representative shall be binding on the Client IDBI Capital may furnish certified copy ofthe Power of Attorney and other documents on behalf of the Client to the Company Registrar Mutual Fund orany third party
b) The Client agrees that the instructions with regard to the transactions may be in the Clients sole name or in thename of the Client jointly with other persons
c) The CLIENT undertakes to read and understand all the relevant offer documents and addenda thereto andterms and conditions of all schemes of all mutual funds other securities including Initial Public OfferingsRights Issue Buy Back Offers etc offered through IDBI Capital website before entering into any transactionsthrough IDBI Capital and agrees to abide by the terms conditions and rules and regulations as applicable fromtime to time IDBI Capital will not be held responsible for any of the information containedomitted from anyrelated documents
d) IDBI Capital or the concerned Mutual Fund Issuer or their respective registrars shall entertain ONLINEtransactions requests and or requests made through telephone in the manner provided under these Termsand Conditions
e) IDBI Capital may refuse to act on any instructions unless they are given in the manner and form acceptable toIDBI Capital However IDBI Capital shall have no responsibility to determine the authenticity of any instructionsgiven or purported to be given by the Client The Client shall not hold IDBI Capital liable on account of IDBICapital acting in good faith on instructions given by the Client or its authorized representative
f) IDBI Capital may at its discretion not to carry out the Clients instruction when IDBI Capital has reasons to believe(which discretion of IDBI Capital the Client shall not question or dispute) that the instructions are not genuine orare otherwise improper unclear raise a doubt IDBI Capital shall not be liable if any instructions are not carriedpartly carried out for any reason whatsoever
g) In case of Mutual Funds the Client agrees and acknowledges that IDBI Capital shall provide the facilities asprovided in these Terms and Conditions only in respect of the select Mutual Funds with whom IDBI Capital hasentered into a separate arrangement
h) The Client shall ensure that the transactions through IDBI Capital are executed in accordance with the applicablelaws byelaws rules and regulations governing the specific investment product IDBI Capital may from time totime impose and vary limits on the orders which the Client may place including but not limited to exposurelimits turnover limits and limits as to numbers The Client agrees that IDBI Capital shall not be responsible forany variation or reduction that may be deemed necessary by IDBI Capital based on its risk perception and otherrelevant factors
i) The Client agrees and understands that the folio number of the Client in respect of the Mutual Fund schemesshall be received by IDBI Capital from the Asset Management Company
j) The Client agrees that the Client shall not without prior intimation amp acknowledgement of IDBI Capital dealliase with the issuer companymutual fundasset management company or its respective registrar in respect ofthe services availed under this arrangement
k) For change of address and personal details of the CLIENT the CLIENT shall send a letter or fax to IDBI Capitalsigned by all the co-holders
l) The CLIENT is requested to check up the personal and bank related details provided by him Neither IDBICapital nor any of the Mutual Funds Issuers chosen shall accept any liability which may arise as a consequenceof the erroneous information provided by the CLIENT
m) Further any change in the details of the Client including but not limited to the Demat account Bank AccountAddress shall be first intimated to IDBI Capital who may in turn liaise with the Issuer Company Mutual FundAsset Management Company or its respective Registrars to update such changes The Issuer Company Mutual Fund Asset Management Company or its respective Registrars may reject such requests and in such anevent IDBI Capital shall not be liable for any such rejection
n) The Client further agrees that the Client shall not close change the details of the Demat account Bank accountwithout prior notification to IDBI Capital and the Client agrees that IDBI Capital may instruct the DepositoryParticipant Bank of the Client to reject any such request received from the Client
o) The Client acknowledges that the purchase application instructions shall be processed by IDBI Capital onlyafter sufficient funds to cover the purchase application price and other costs and charges are received by theIDBI Capital
26
p) If after execution of any transaction it is for any reason found that IDBI Capital has not been provided withsufficient funds by the Client the Client shall pay the deficient amount to IDBI Capital forthwith on demandfailing which IDBI Capital may (but shall not be bound to) square up the transaction at any time at the Clientssole risk and cost Any loss arising on such squaring up will be borne solely by the Client and the Client shall payto IDBI Capital the additional amount that may be payable by the Client IDBI Capitals demand being conclusive
q) The Client declares and confirms that the amount being invested by the Client either directly or through itsPower of Attorney holders in any schemes of all mutual funds or other securities including but not limited toInitial Public Offerings Public Offers Rights issue and Buy Back offers is obtained through legitimate sourcesand is not held or designed for the purpose of contravention of the provisions of any Act Rules and Regulationsor any statue or legislation or any other applicable Laws or any Notifications directions issued by any Governmentalor Statutory Authority from time to time
r) In case the Client is a Non-resident Indian the Client confirms that the funds are remitted from abroad throughapproved banking channels or from the NRE NROFCNR account
s) In case of Mutual Fund the units of schemes shall be allotted redeemed or switched as the case may be at theNet Asset Value prevalent on the date of the application if the application for purchase redemption or switch isreceived by the Fund before the cut -off time as specified on the web site and consistent with terms of theScheme IDBI Capital shall take all necessary action to ensure that the NAV allotted is the NAV applicable on thedate of the transaction However IDBI Capital shall not be liable for any loss that may arise to the CLIENT as aresult of the correct NAV not being allotted to the CLIENTs transactions on the web site Any request falling dueon holiday would be processed on the next business day and respective NAV would be applicable as per theMutual Funds offer documents
t) In case of other securities the order for purchase sell offer under Buy Back etc shall be accepted by IDBICapital only if the same is received by the cut off timedate as indicated on the website and consistent with theterms of the offer
u) The CLIENT can access and view hisher its transactions on the web site and take printouts of relevantdocuments The physical copy of the transactions statement or the account statement shall be sent only onrequest to the CLIENT
v) The Client agrees and acknowledges that after the first purchase transaction in any Mutual Fund the Client maynot be permitted to transact till the folio number is allotted
w) IDBI Capital does not accept any liability for delay in processing time at the Mutual Funds Issuer or Registrarsend
x) It is explicitly stated herein that the services offered in respect of Mutual Fund schemes Offer Documents otherschemes by IDBI Capital should not be considered to have been recommended by IDBI Capital
y) The Client further agrees that IDBI Capital shall not be held responsible for non-allotment of securities eitherfully or partly to the Client for any reason whatsoever IDBI Capital shall not be held responsible in case due tosome reason the bidapplication revision instructions sent by the Client is not received by it or if the bid application revision could not be uploaded to the Stock Exchange or could not be sent to the BankersRegistrar to the issue
z) IDBI Capital shall not be held responsible for non - receipt delay in incorrect receipt of fund if any from theRegistrar Company IDBI Capital shall not be held responsible for incorrect Tax Deduction at Source (TDS) bythe Registrar company if applicable or for non-receipt or delay in incorrect receipt of TDS Certificate if anyfrom the Registrar CompanyMutual Fund
aa) IDBI Capital shall not be liable for any loss or damage caused by reason of failure or delay of the mutual fund todeliver any units purchased even though payment has been made for the same or failure or delay in makingpayment in respect of any units sold though they may have been delivered
bb) For all services provided by IDBI Capital for trading in securities other than on the floor of the Stock ExchangeIDBI Capital shall act on best effort basis to process applications made by the Client IDBI Capital shall not beliable for any loss direct or indirect caused due to delay in processing of application or any other reasonwhatsoever
cc) The Client understands that the corporate actions including but not limited to Dividends declared by the IssuerCompany Mutual Fund shall be directly paid by the Issuer Company Mutual Fund to the Client
dd) IDBI Capital shall also not be liable to the Client for any delay failure or refusal of the Mutual Fund any IssuerCompany Corporation or other body in registering or transferring units to the names of the Clients of for anyinterest dividend or other loss caused to the Client arising there from
ee) The Client agrees to provide IDBI Capital with any confirmation declaration or any other document that theconcerned Issuer Asset Management Company or any other entity may from time to time require IDBI Capitalto collect from the Client in respect of the services offered under this arrangement
ff) IDBI Capital shall not be responsible for any changes in the data of any scheme as carried out in the Offerdocument or any other documents material issued by Asset Management company Issuer Company MutualFund
gg) Neither IDBI Capital nor any of the Mutual Funds nor the Issuer shall be liable for any failure to perform itsobligations to the extent that such performance has been delayed hindered or prevented by systems failuresnetwork errors delay or loss of data due to above and in circumstances of acts of God floods epidemicsquarantine riot or civil commotion and war
27
hh) IDBI Capital shall provide its services on a best efforts basis However IDBI Capital shall not be liable for anysystemequipment failure or for any loss damage or other costs arising in any way out offori System failure including failure of ancillary or associated systems or fluctuation of power or other acts of
Godforce majuereii Accident transportation neglect misuse errors frauds of the CLIENTs orhis agents or any third party oriii Any fault in any attachments or associated equipments of the CLIENTiv Any incidental special or consequential damages including loss of profitv The Client hereby authorises IDBI Capital to use the balance in the Clients trading account maintained
with IDBI Capital for the purpose of investments in such transactions and similarly to use the balance insuch Investment Account for setting off the debits in Clients Trading Account or otherwise on the basis ofClients instructions from time to time
25 PREVENTION OF MONEY LAUNDERINGa The Client confirms and understands that the tradingdemat account is opened for tradinginvestment in stock marketb The Client has read and understood the Prevention of Money Laundering Act (PMLA) 2002 Rules Circulars
made there under amp IDBI Capitalrsquos Policy for Prevention of Money Launderingc The Client agrees to abide by the Prevention of Money Laundering Act 2002 Rules Regulations there under
circulars press release KYC Norms and Policy as and when made applicable issued by any regulatoryauthority as formed there under from time to time
d The Client shall provide with all necessary information and details as required by IDBI Capital from time to timee The Client agrees that heshethey are not a person of a suspicious background or having links with any known
criminals and the Client is not involved or indulged knowingly or assist directly or indirectly in any process oractivity connected with the proceeds of crime nor is a party to it
f The Client agrees that heshethey neither involved nor have indulged knowingly or assisted directly or indirectlyin projecting any proceeds of crime as an untainted property
g The funds utilizedproposed to be utilized for the purpose of investment have been derived through propermeans and does not involve any black or hawala money in any manner
h The transfer of fundssecurities from the account maintained in the account shall be from known source and theClient shall provide clarification to IDBI Capital on request
i The Client shall be responsible for any transactions taking place in hishertheir accountj The Client shall intimate the principal officer of IDBI Capital as well as the concerned authority on knowing of any
suspicious transactions or having obtained any material which is having any link with any crime or proceeds of crimek The Client shall provide to IDBI Capital on an annual basis income and other financial details including a copy
of income tax return file with the Income tax department or any other relevant document as required by IDBICapital from time to time
l The Client agrees undertakes and authorises IDBI Capital or its agents to make references and enquiriesrelative to information in this application which IDBI Capital or their agents consider necessary
m The Client agrees and authorizes IDBI Capital and its agents to exchange share or part with all the information dataor documents relating to hishertheir application and transaction information to other IDBI Capital Group CompaniesBanksFinancial InstitutionsCredit BureausAgenciesStatutory BodiesRegulatory BodiesAuditors as IDBI Capitalmay deem necessary andor appropriate as may be required for use or processing of the said informationdata by suchperson(s) or furnishing of the proceed informationdataproducts thereof to other BanksFinancial InstitutionsCreditProvidersAgenciesUsers registeredRegulatory BodiesAuditors with such persons and the client shall not hold IDBICapital to whom such information etc is disclosed liable for the disclosure or use of such information
n The Client agrees and understands that IDBI Capital reserves the right to reject any application without providing anyreason Further the Client agrees and understands that IDBI Capital reserves the right to retain the application formsand the documents provided therewith including photographs and the same will not be returned to the Client
26 MISCELLANEOUS PROVISIONS GOVERNING THE TERMSa) The Client hereby unconditionally absolutely and irrevocably undertakes to pay immediately any amount due
and payable under these Terms and Conditions on being called upon to do so without any demur merely on ademand in writing from IDBI CAPITAL stating that the amount claimed has become due and any such demandmade on the Client shall be conclusive as regards the amount due and payable by the Client
b) The Client agrees that any notice served on the Client either by actual delivery thereof or sent by Registered Post E-mail Fax to the address of the client first mentioned hereinabove shall be deemed to have been duly served
c) One or more of the provision of these Terms and Conditions may be invoked by IDBI CAPITAL whenever thereis a loss occasioned to IDBI Capital without affecting its rights to invoke these Terms and Conditions for anyfurther loss that may devolve later
d) All trades transactions and contracts are subject to the Rules Bye-Laws and Regulations of the Exchangee) The CLIENT agrees that each participating Exchange or association or agency asserts a proprietary interest in
all of the market data it furnishes to parties that disseminate the said data The CLIENT shall use real-timequotes received on the web site of IDBI Capital only for the CLIENTs individual use and shall not furnish suchdata to any other person or entity The CLIENT is authorised to use materials which are made available by IDBICAPITALs web site for the CLIENTs own needs only and the CLIENT is not authorized to resell access to any
28
such materials or to make copies of any such materials for sale or use to by others The CLIENT shall not usemodify or delete any copyright or other intellectual property rights notices from printouts of electronically accessedmaterials from IDBI Capital web site
f) In cases where the Client has Trading account as well as demat account with IDBI Capital for the convenienceof payment of all the charges pertaining to the Clients demat account the Client authorises IDBI Capital to debithisher trading account with all the DP account charges as and when the bill is raised by IDBI Capital
g) LIMITATION OF LIABILITYIDBI CAPITAL does not guarantee and shall not be deemed to have guaranteed the timeliness sequenceaccuracy completeness reliability or content of market information or messages disseminated to the CLIENTor the execution of the orders placed by the CLIENT IDBI CAPITAL shall not be liable for any inaccuracy erroror delay in or omissions of 1) any such data information or messages or 2) the transmission or delivery of anysuch data information or messages due either to any unintentional act or omission by IDBI CAPITAL or to anyforce majeure event (eg flood extraordinary weather condition earthquake or other any act of God fire warinsurrection riot labour dispute accident action of government communication power failure shut down ofthe systems for any reason ( including on account of computer viruses) equipment or software malfunction) orotherwise or any cause beyond the reasonable control of IDBI CAPITAL 3) Cancellation or non execution of theorder placed by the CLIENT with IDBI CAPITAL
h) IDBI CAPITAL shall not be liable for any inaccuracy error false statement misrepresentation committed by any salesor other associates third parties engaged by IDBI Capital to promote the services offered by it The CLIENT agrees thathesheit places no undue reliance on such persons and will exercise due care and diligence in relying on anystatements made any persons Under no circumstances shall IDBI CAPITAL or anyone involved in creating producingdelivering or managing IDBI Capital services be liable for any direct indirect incidental special or consequentialdamages that result from the use of or inability to use the service delay in transmission of any communication in eachcase for any reason whatsoever (including on account of breakdown in systems) or otherwise
i) INTERRUPTION IN SERVICESIDBI CAPITAL does not warrant that the service will be uninterrupted or error free The service is provided on anas is and as available basis without warranties of any kind either express or implied including withoutlimitation those of merchantability and fitness for a particular purpose The CLIENT agrees that IDBI Capitalshall not be held responsible for any breakdown of the system either due to the fault of the systems of IDBICAPITAL or of the Exchanges or otherwise for any reason whatsoever
j) The CLIENT undertakes that the Client has read the relevant rules and regulations and further undertakes toabide by them at all times It shall be the responsibility of the CLIENT to comply with all trading settlementcycles delivery payment schedules any changes therein from time to time and the procedures of the relevantstock exchange as may be applicable to the CLIENT
k) TAPE RECORDING OF CONVERSATIONThe CLIENT is aware that IDBI CAPITAL tape-records the conversations between the CLIENTCLIENTsrepresentative and the IDBI Capital either personally or over the telephone and hereby specifically permits IDBICAPITAL to do so Such recordings may be relied upon by IDBI CAPITAL and the Client for valid purposes as andwhen required to resolve disputes in connection with the trading transactions or for any other purpose
l) RESTRICTIONS ON ACCESS TO WEB SITE AND TRADINGThe CLIENT understands that IDBI CAPITAL may at any time at its sole discretion and without prior notice to theCLIENT prohibit or restrict the CLIENTs access to the use of the web site or related services and the CLIENTsability to trade IDBI Capital may block the CLIENTs account at any time for any reason and without prior noticeto the CLIENT The CLIENT will bear any loss that hesheit may be faced with due to inability to execute furthertrades on account of such restriction The blocking of an account will not affect the rights andor obligations ofeither IDBI Capital or the CLIENT incurred prior to the date the account is blocked
m) INDEMNITY(i) Though orders are generally routed to the marketplace immediately after the time the order is placed by the
CLIENT on the system there may be a delay in the execution of the order due to any linksystem failure at theCLIENT IDBI Capital Exchanges end or for other reasons The CLIENT hereby specifically indemnifiesand holds IDBI CAPITAL harmless from any and all claims and agrees that IDBI Capital shall not be liablefor any loss actual or perceived caused directly or indirectly by government restriction exchange or marketregulation suspension of trading war strike equipment failure communication line failure system failuresecurity failure on the Internet shut down of systems for any reason (including on account of computerviruses) unauthorized access theft any fraud committed by any person whether in the employment of IDBICAPITAL or otherwise or any problem technological or otherwise that might prevent the CLIENT fromcontacting the PHONE TRADING SERVICES of IDBI CAPITAL or entering IDBI CAPITAL s system or fromexecuting an order or in respect of other conditions
ii) The Client agrees that the provision of indemnity shall continue to remain in force until IDBI CAPITAL inwriting discharges of the said obligations liabilities of the client
(iii) The CLIENT further agrees that hesheit will not be compensated by IDBI CAPITAL for any lost opportunity
(1423)
29
viz notional profits on buysell orders which could not be executed due to any reason whatsoever includingbut not limited due to time lag in the execution of the order or the speed at which the system of IDBI CAPITALor of the Exchanges is operating any shutting down by IDBI Capital of hisherits system for any reason orIDBI Capital disabling the CLIENT from trading on its system for any reason whatsoever
n) WARRANTIES OF CLIENTSi) The CLIENT hereby represents and warrants that the terms and conditions stated herein have been clearly
understood and that the information furnished to IDBI CAPITAL is accurate and truthful The Client agreesconfirms and admits that it shall keep IDBI Capital updated of its financial position details from time to time
ii) All actions required to be taken to ensure compliance of all the transactions which the client may enter into pursuant to this arrangement with all applicable laws shall be completed by the client prior to suchtransaction being entered into
iii If Client resides or gives any orders to from outside India Client agrees to ensure and represent that suchorders will have been given in compliance with any and all applicable law of the relevant jurisdiction fromwhich Client orders are given and laws and regulations prevalent in India and Client further agrees thatClient shall when in doubt consult or obtain legal and professional advice in or of the relevant jurisdictionClient accepts that there may be taxes duties impositions or charges payable to relevant authorities inrespect of Client residing or the giving of any order from outside India and the execution of such order andClient agrees to pay such taxes duties impositions or charges as are applicable and authorizes IDBICapital to make such payments on its behalf if required by law which shall be completely and entirelyreimbursed and paid to IDBI Capital by Client Client further agrees to indemnify IDBI Capital on demand forany claims demands actions costs and expenses IDBI Capital may suffer or incur in connection with orarising from Client residing or giving of any such order from outside India
iv) Client agrees to pay the charges as per the schedule of charges attached to the form and any revisionthereof from time to time Opening of the trading account is subject to the payment of these charges
v) Client authorises IDBI Capital to debit all the incidental chargesexpenses and credit all the transactionproceeds automatically to its trading account with IDBI Capital for the trading activitiesfacilities
vi) The Client confirms that no insolvency proceedings have been initiated against the Clients nor has theClient been adjudicated insolvent
vii) The Client confirms that the Client is not a member of the National Stock Exchange of India Ltd or BombayStock Exchange Ltd and in the event of becoming members of the respective stock exchange(s) in futurethe Client shall intimate IDBI Capital of the same and shall not execute trades through IDBI Capital
o) ASSIGNMENTThe client agrees and acknowledges that IDBI Capital may at any time during the subsistence of the arrangementas per applicable laws rules and regulations assign transfer or otherwise alienate by executing terms andconditions or in any other manner all or any of its rights and or obligations in terms of this arrangement to anyperson or entity including but not limited to its affiliates associates or sister companies and the rights and obligationsof IDBI Capital under this arrangement or any amendment or modification hereto shall vest and ensure in favour ofsuch assignee without any further act deed or thing The client may not assign any right or obligations hereunderwithout first obtaining the prior written consent by an authorized officer of IDBI Capital IDBI Capital may howeverassign the rights and obligations to any third person as per applicable laws rules and regulations
p) SEVERABILITYIn case anyone or more of the provisions contained in these Terms and Conditions becomes invalid illegal orunenforceable in any respect under any law the validity legality and enforceability of the remaining provisionscontained herein shall not in any way be affected or impaired thereto
27 TERMINATION OF SERVICEThe services may be withdrawn anytime by IDBI Capital provided the Client(s) are given a notice of one month underthe circumstances The closure of all accounts of the Client(s) will automatically terminate the services of IDBICapital IDBI Capital may suspend or terminate trading facilities without prior notice if the Client(s) have breachedthese terms and conditions or any document executed with IDBI Capital in respect of the services or IDBI Capital haslearnt of the death bankruptcy or lack of legal capacity of the Client(s) Cancellationtermination shall not effect therights and liabilities of the parties in respect of the transactions executed before the date of such notice
28 DISPUTE RESOLUTION amp JURISDICTIONa) IDBI CAPITAL and the CLIENT are aware of the provisions of the Rules Bye -laws and Regulations of the
Exchanges relating to the resolution of the disputes differences through the mechanism of arbitration providedby the Exchanges and agree to abide by the said provisions in so far as any disputes under these Terms relateto transactions that have been carried out or were to be carried out on the Exchanges
b) the courts having jurisdiction over the area in which regional arbitration centres is situated shall have jurisdictionin respect of any procedure
c) This service does not constitute an offer to sell or a solicitation of an offer to buy any shares securities or otherinstruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation This serviceis not intended to be any form of an investment advertisement investment advice or investment information and hasnot been registered under any securities law of any foreign jurisdiction and is only for the information of any person
30
in any jurisdiction where it may be lawful to offer such a service Further no information on the websites of IDBICapital is to be construed as a representation with respect to shares securities or other investments regarding thelegality of an investment therein under the respective applicable investment or similar laws or regulations of anyperson or entity accessing wwwidbidirectin or any other website maintained by IDBI Capital
29 PROPRIETARY TRADINGIDBI CAPITAL discloses herewith that it undertakes Proprietary trading The CLIENT confirms having read andunderstood the terms and conditions of IDBI CAPITAL and those relating to various services and products andaccepts and agrees to be bound by the terms and conditions including those excludinglimiting IDBI CAPITAL s andExchanges liabilities
30 AMENDMENTThese terms and conditions can be altered amended and or modified by the parties mutually in writing Providedhowever if the rights and obligations of the parties hereto are altered by virtue of change in Rules and Regulations ofSEBI or byelaws Rules and Regulations of the Exchange such changes shall be deemed to have been incorporatedherein in modification of the rights and obligations of the parties mentioned in these terms and conditions Suchamendments shall be intimated to the CLIENT In case the CLIENT continues to deal with IDBI Capital subsequentto the intimation of such amendments it shall be deemed that the CLIENT is agreeable to the new clauses Howeverthe CLIENT has the right to terminate the arrangement through communication in writing subject to the meeting ofthe financial and other obligations under these terms and conditions The provisions of these terms and conditionsshall always be subject to Government notifications any rules regulations guidelines and circulars issued by SEBIand Rules Regulations and Bye laws of the relevant stock exchange that may be in force from time to time
31 RESEARCH TRADING RECOMMENDATION RECEIVED BY THE CLIENTThe Client may at its discretion avail of the ResearchTrading recommendations provided by IDBI Capital from time totime In the regard the Client understand that IDBI Capital produces fundamental and trading research notes tradingcalls technical calls particularly on companies industry stock markets and economy from time to time (collectivelyhereinafter referred to as material) The Client authorizes IDBI Capital to provide the Client with such material throughemail or by access to the website of IDBI Capital or through SMS or any other mode on a voluntary basis The Client isaware that such material provided to the Client is only for the personal information of the Client and the Client undertakesthat the same shall not be reproduced or redistributed to any other person The Client understands that such material isnot an offer or the solicitation of an offer to buy any security By sending this material IDBI Capital or any of its officersdirectors personnel and employees shall not be liable for any loss damage of any nature including but not limited todirect indirect punitive special exemplary and consequential as also any loss of profit in any way arising from the useof this material in any manner The Client is also aware that the investments discussed in such material may not besuitable for all investors The Client shall therefore before dealing andor transacting in any of the products referred toin such material make their own investigation due diligence seek appropriate professional advice The Client aloneshall be fully responsible liable for hisherits investments disinvestments on the basis of such material The Client alsoagrees that IDBI Capital may discontinue providing such material to the Client and that it would have no responsibility toupdate any information provided to the Client nor does it represent that the information provided in such material iscomplete Further by providing such material IDBI Capital is not acting as the Clients portfolio or financial adviser nordoes it assumes any fiduciary duties
32 DISCLOSUREAs required by the Stock Exchange IDBI Capital would like to make the following disclosure The Clauses containedin the Rights and Obligations Risk Disclosure Document and Guidance Note are mandatory clauses prescribed bySEBIthe Exchanges from time to time The clauses in these terms and conditions including the clauses pertainingto internet trading are additional clauses and are voluntary at the discretion of IDBI Capital and the Client but arerequired for efficient provision of services by IDBI Capital
(1523)
31
SPECIAL POWER OF ATTORNEY amp INSTRUCTIONSTO ALL TO WHOM THESE PRESENTS SHALL COME IWe the Client described in the schedule hereto having hisher its address at theplace mentioned in the schedule hereto (hereinafter referred to as the Account HolderJoint Account HoldersClient which expression shallunless repugnant to the meaning and context thereof be deemed to mean and include his herits legal heirs representatives executorssuccessors and assigns as the case may be) do hereby nominate constitute and appointIDBI Capital Markets amp Securities Limited a Company incorporated under the Companies Act 1956 and having its registered office at 3rdFloor Mafatlal Centre Nariman Point Mumbai-400 021 (hereinafter referred to as IDBI Capitalthe Attorney which expression shall unlessrepugnant to the meaning and context thereof be deemed to mean and include its successors) acting through any of its officers or employees orany sub-agents or delegates to be myour true and lawful Agent and Attorney for meus and on myour behalf and in myour name from time totime to do and exercise or cause to be done and exercised all or any of the acts deeds powers and authorities as herein mentionedA WHEREAS the Trading Account Holder (as mentioned in the schedule hereto) wishes to participate in the onlineoffline trading facilities
andor other services being offered by IDBI Capital through its portal wwwidbidirectin or through any other channel such as IVR WAPBusiness Associates Branch Customer Service Call Center etc (or through any other portal as launched by IDBI Capital for offeringthe said services)
B AND WHEREAS the Trading Account Holder has submitted the documents required for availing stock broking and various servicesprovidedto be provided by IDBI Capital through its Portal wwwidbidirectin (or through any other portalmedium offered by IDBI Capital)andor offline trading platform to the Account Holder through Trading Account No ___________________(UCC)
C AND WHEREAS the Demat Accounts mentioned in Annexure - I hereto (or such other demat accounts as may be determined by meus from time to time and intimated to IDBI Capital) of which Iwe amare the solejoint holders shall be linked to the above mentionedTrading account for the purpose of settlement and margin obligation arising out of trades executed through the said Trading Account
D AND whereas for efficient functioning of the above-mentioned services and to facilitate proper execution of all transactions Iwe amaredesirous of appointing IDBI Capital as my our true and lawful Attorney and confer upon it the powers hereinafter stated
IWe hereby authorize the Attorney to do exercise amp perform all or any of following acts deeds and things1 Transfer securities held in myour beneficial owner account(s) as mentioned in Annexure -1 (as may be modified from time to
time by meus and duly intimated to IDBI Capital) hereto towards Stock Exchange related margin delivery obligations arising out oftrades executed by meus on the Stock Exchange through IDBI Capital
2 To instruct the DP to debit securities to the said account mentioned in Annexure -1 (as may be modified from time to time by meus andduly intimated to IDBI Capital) and or transfer securities from the said account to beneficial owners account of IDBI Capital as mentionedin Annexure 2 to the extent of shares sold through IDBI Capital for pay-in obligations as well as for margin towards any StockExchange in Cash and Derivativesother segments as may be permitted
3 To credit my our demat account(s) with any securities that are to be delivered to meus borrowed by meus4 To demand receive and give good and effectual receipt(s) and discharge(s) for all or any dividends interest bonuses or any other
sum(s) andor income arising from the shares debentures units and other investments and to sign and endorse pay ordersdividends interest warrants or certificates receive all debts sums of money principal interest dividend or other dues of whatevernature or accounts which are now or at any time due and payable and belonging to meus on any account whatsoever
5 Pledge the securities lying in myour accounts mentioned in Annexure -1(as may be modified from time to time by meus and intimatedto IDBI Capital) in favour of IDBI Capital for the purpose of meeting myour margin requirements in connection with the trades executedby meus on the Stock Exchange through IDBI Capital
6 Pursuant to myour instructions or instruction of myour Authorised Representative to apply for acquiring subscribing redeeming switching between investment products including but not limited to Mutual Funds Public Issues (shares as well as debentures) rightsoffer of shares tendering in open offers and to sell transfer and endorse the same or redeem the same or otherwise deal in the securitiesand or any other investment products pursuant to my instruction or instruction of myour Authorised Representative either throughinternet or otherwise using identification number issued by any Mutual Fund from time to time or otherwise andor to sign and to executeall transfer deeds whether as transferor or transferee and such other instruments applications and papers as may be necessary foracquiring or transferring redeeming the same marking pledge lien on such securities andor for transferring the investment in the unitsof Mutual Funds from one scheme to another or between Mutual Funds andor otherwise as may be required for dealing in securitiesor other investment products
7 Pursuant to myour instructions or instruction of myour Authorised Representative to make applications for or to renounce and signrenunciation forms in respect of bondsdebentures right shares and additional shares of any CompanyBodyAuthority and to receiveand hold such rights or additional shares bonds or debentures
8 Pursuant to myour instructions or instruction of myour Authorised Representative to issue orders and instructions for acquisition anddisposal of investments for and on myour behalf and to purchase or otherwise acquire sell or otherwise dispose off or otherwise deal invest in securities
9 To sign the necessary forms and other documents if any and to file and register the same with the company concerned entities to giveeffect to the powers conferred herein
10 To forward all applications for subscription of securities placed through the website to the online-IPOother module of the concernedExchangesauthorityconcerned entity platform
(1623)
32
11 To do all such acts and things as may be necessary to give effect to the subscription purchaseredemption or any other transactionpursuant to myour instructions or instruction of myour Authorised Representative in any securities andor Investment product forwhich services are availed from IDBI Capital
12 Transfer funds from myour bank account(s) mentioned in Annexure -1 (or such other bank accounts as may be determined by meus from time to time and intimated to IDBI Capital) andor to instruct the concerned banks in this regard for the followinga) For meeting myour settlement obligations margin requirements in connection with the trades executed by the meus on any stock
exchanges through IDBI Capital in any segment as may be permittedb) For recovering any outstanding amount due from meus arising out of myour trading activities on any of the Stock Exchanges
through IDBI Capitalc) For meeting obligations arising out of myour subscribing to such other productsfacilitiesservices like Mutual Funds Public
issues (shares as well as debentures) rights offer of shares etc through IDBI Capitald) Towards moniesfeescharges etc due to IDBI Capital payable by virtue of meus usingsubscribing to any of the facilitiesservices
availed by meus or at myour instance13 To send a consolidated summary of the Clients scrip wise buy and sell position taken with average rates to meus by way of an sms
email on a daily basis notwithstanding any other document to be disseminated as specified by SEBI from time to time14 For the purpose of the aforesaid to sign contracts agreements transfers acceptances receipts or other instruments documents and
forms to accept and carry out correspondence with such person(s) or authorityauthorities or department(s) and to do all such lawfulacts requisite for effecting the same
15 To comply andor cause to be complied with all statutory and other requirements attached to or arising out of these premises and for thispurpose to take such steps and actions necessary or proper including signing of affidavits indemnity declarations legal documentsdeeds and writings wherever required
16 To do all such acts deeds and things as may be necessary for or incidental to the powers conferred hereinPOWERS TO THE BANK ALLIANCE PARTNERSWhereas for the purpose of Trading through IDBI Capital Markets amp Securities Limited Iwe amare availing banking andor demat accountservices of __________________ a body corporate constituted under _____________________________________________________________ having its head office at ________________________________________________________________________________________________________________________________________ (hereinafter referred to as Bank Alliance Partner) which expressionshall unless repugnant to the context or meaning hereof mean and include its successors in titleAnd whereas IWe hold Bank account with the Bank Alliance partner in its capacity as Bank andor have applied to the Bank AlliancePartner for opening of bank account with it IWe hold demat account no____________________ with the Bank Alliance Partner in itscapacity of depository participants andor have applied to the Bank Alliance Partner to open a demat account with itFurther to the above powers and authorities conferred on IDBI Capital IWe hereby confer upon the Bank Alliance the authoritieshereinafter stated1 To operate block and or debit or credit the abovementioned bank account for operation and execution of all transactions on my
our behalf2 To operate block andor debit or credit the above mentioned demat account with the Bank Alliance Partner for the purpose of Stock
Exchange related margindelivery obligations arising out of trades executed by meus on the Stock Exchange through the Attorney andas instructed by the Attorney in this regard
3 Pursuant to my instructions or instruction of myour Authorised Representative to buy sell or cause to be bought and sold all kind ofsecurities stocks and shares including but not limited to government securities bonds and mutual funds etc
4 To do all such acts deeds and things as may be necessary for or incidental to including but not limited to providing services to me us and for meeting my our obligations in connection with the said bank account
For the purpose of this Specific Power of Attorney the term securities shall include securities as defined by the Securities Contracts(Regulation) Act 1956 as amended from time to time and shall include shares scrips stocks bonds warrants options futures derivativesconvertible debentures non-convertible debentures securitized debt instruments fixed return investment equity linked instruments or othermarketable Securities of a like nature in or of any incorporated Company or other body corporate negotiable instruments including usuanceBills of Exchange deposits or other money market Instruments commercial paper certificate of deposit units issued by Unit Trust of Indiaand units issued by Mutual Funds mortgage backed or other asset backed Securities issued by any institution or body corporate cumulativeconvertible preference shares issued by any incorporated company and Securities issued by any Incorporated company and Securitiesissued by the Central Government or a State Government for the purpose of raising public loan and having one of the forms specified inClause (2) of Section 2 of the Public Debt Act 1944 any other new form of capital or money market Instruments that may be issued in thefuture by any incorporated company firminstitution or GovernmentFor the purpose of this Specific Power of Attorney the list of myour Demat and Bank account to which from which securitiesfunds may bemoved are mentioned in Annexure -1 hereto Annexure -1 may be changed by meus at any time with prior intimation in writing to IDBI Capitalby submission of a revised Annexure - 1
(1723)
33
For the purpose of this Specific Power of Attorney the list of the Demat and Bank accounts of IDBI Capital from which to which securitiesfunds may be moved are mentioned in Annexure -2 hereto Annexure -2 may be changed by IDBI Capital at any time with intimation to meus in writing or through websitethrough emailIDBI Capital shall return to meus the securities or funds that may be received by it erroneously or those securities or funds that IDBI Capitalwas not entitled to receive from meusAND GENERALLY to do all such other lawful acts and things as the Attorney shall think advisable for the purposes aforesaid as fully andeffectually in all respects as Iwe could do myselfourselves and to act as fully and effectually for all intents and purposes in all dealingsand transactions between myselfourselves and the said IDBI Capital as Iwe could if personally present and acting in the matters andtransactions aforesaidAND Iwe do hereby agree to confirm and ratify all and every act or things done by the Attorney within the scope of the authority hereby conferredon it and all deeds or documents executed by it in myour name or on myour behalf under this Specific Power of Attorney shall be binding on meus as if the same were executed by meus except any act or thing done by the Attorney that results in loss or claim on account of blocking of fundsthat may be erroneously instructed by the Attorney to the Bank MyOur Attorney shall not be liable for any loss that may result from failureinabilityof electronic connectivity of rejection of myour application for any reason whatsoeverThe aforesaid Power of Attorney has been granted the instructions herein have been given and the terms and conditions herein contained havebeen agreed to by meus in consideration of the said terms and conditions and the mutual rights covenants and obligations there under and arerevocable by the meus by giving an intimation to the Attorney in writing and the cessation of this authority shall not affect or impair any act theretodone in exercise of these presents Such intimation shall be duly signed by me us and should be received at the Head Office of the Attorney Therevocation shall be subject to due receipt verification and processing of the same by the AttorneyThis Power of Attorney overrides any previous Power of Attorney given by meus in favour of IDBI Capital in respect of the Trading Accountwith IDBI CapitalThis document shall be subject to the jurisdiction of the Courts in MumbaiIN WITNESS whereof IWe have executed this power of attorney on the day date year and place herein below mentioned in the schedule
Signed and delivered by (Schedule above refered to)
Demat Ac No Holderrsquos Name Signature
1st Holder MrMs
2nd HolderMrMs
3rd Holder MrMs
Date _________________________
(1823)
For and on behalf of IDBI Capital Markets amp Securities Ltd Witness for IDBI Capital Markets amp Securities Ltd
Name 1) NameAddress IDBI Capital Markets amp Securities Limited Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal Centre 3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021 Nariman Point Mumbai - 400 021
Signature SignaturePlace 2) NameDate Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021
Signature
Witness for the ClientName Name
Address Address
Signature Signature
34
SP
AC
E F
OR
FR
AN
KIN
G
A LIST OF DEMAT ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder DP Id Client Id
ANNEXURE 1
B LIST OF BANK ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder Bank Name Bank Account No
ANNEXURE 2A LIST OF DEMAT ACCOUNT OF IDBI CAPITAL
Sr No Name of the Account holder DP Id Client Id1 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100081302 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100000043 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024584 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024775 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100281636 IDBI CAPITAL MARKETS amp SECURITIES LTD 13011900 00008531
B LIST OF BANK ACCOUNT OF THE IDBI CAPITALSr No Name of the Account holder DP Id Client Id
1 NSE CM SETTLEMENT IDBI BANK LTD 0041020000301262 BSE CM SETTLEMENT IDBI BANK LTD 0041020000301173 NSE DERIVATIVE SETTLEMENT ACCOUNT IDBI BANK LTD 0041020000301084 NSE CLIENT ACCOUNT IDBI BANK LTD 0041020000301355 BSE CLIENT ACCOUNT IDBI BANK LTD 0041020000300926 NSE DERIVATIVE CLIENT ACCOUNT IDBI BANK LTD 004102000030144
The abovementioned list of DematBank Accounts of IDBI Capital may be changed by IDBI Capital from time to time with intimation to theClients in writingthrough the website and via e-mail
Signature of the Client
(1923)
35
TRADING PRODUCTSTERMS AND CONDITIONS
The following productsfacilitiesmodes of trade are available to all clients
EN-CASHbull This facility enables the clients to receive sale proceeds on Trade day (T-day) as against the normal T+2 settlementbull The facility is available only in respect of Sell transactions in the Cash Market on BSEbull The facility is available only to Resident Indian clientsbull Funds shall be transferred to the clientrsquos account at the end of day only if the securities sold are received by IDBI Capitalbull The stock sold should be available in the clientrsquos demat account registered with IDBI Capitalbull Funds will be transferred to clientrsquos account after accounting for all other obligations due from the client to IDBI Capitalbull A flat brokerage rate of 1 shall be charged to the client for ldquoEn Cashrdquo transactionsbull In case of trades executed under this facility on a day which is a Bank or Clearing holiday settlement shall be made on
the immediate following trade daybull Orders placed under other productsfacilities cannot be converted to ENCASH similarly ENCASH orders cannot be
converted to other productsfacilities
MARGINbull This facility shall be offered for select scrips trades at the discretion of IDBI Capital from time to timebull Clients may trade in securities only by bringing in funds needed to settle the Marginensuring sufficient Margin in
their accountbull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Clients are required to settle the obligations towards margin trades by T+1 daybull In case the fundsstocks are not provided for conversion on T +1 Margin positions will be squared off by IDBI Capital
on T+2 day All losses incurred profits booked are to the clientrsquos accountbull Interest will be charged 006 (on 365 days basis)bull The facility is available only to Resident Indian clients
E-MARGINbull The E-margin productfacility enables clients to buy stocks today amp pay upto 5 days from the date of settlement of the
tradebull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Interest will be charged 006 (on 365 days basis)bull Client position may be ldquoConverted to Deliveryrdquo or Squared off by IDBI Capital at any time on account of risk considerationsbull On or before T+7 trading day E-Margin positions should be ldquoConverted to Deliveryrdquo or Squared off by the client before
1430 hours failing which these may be squared off by IDBI Capital All losses incurred profits booked upon suchsquare off shall be to the clientrsquos account
bull No further exposure will be granted if a position remains open beyond T+7 days from the day of original trade onlydelivery sell to square off the debits will be allowed
bull In case of short delivery on the settlement of the trade the short delivered quantity will be treated as Convert to Delivery(C to D) while the balance quantity will be continued under E-Margin
bull Convert to delivery for E Margin trades is based on FIFO method and brokerage shall be charged accordinglybull Brokerage for E-Margin trades is also calculated on FIFO methodbull This facility is restricted to such scrips as may be decided by IDBI Capital from time to timebull The facility is available only to Resident Indian clientsbull E-Margin positions will be continued until
- The client IDBI Capital exercises the Convert to Delivery options- Positions remain open till T+7 day from the trade date
(2023)
36
COLLATERAL SELLbull Under this facility Clients have the option to sell their securities marked as Collateral in favour of IDBI Capitalbull This facility can be availed by the client subject to availability of adequate unencumbered stockcollateral in the client
accountrsquosbull This facility is available only to clients having a DP account with a Depository Participant who is an Alliance Partner of
IDBI Capital and as permitted by IDBI Capital from time to timebull The facility is available only to Resident Indian clients
EQUITY SIPbull This facility permits the clients to invest systematically at specified intervals in securities on BSE by stating the scrips
and numberamount to be investedbull An initial set up charge of Rs 100- per equity SIP will be leviedbull The client must ensure and provide for sufficient funds for execution of the SIP on the respective datesbull A maximum of 10 scrips can be included in each SIPbull Clients are required to sign a separate Enrollment FormLogin in online for each new SIP
General Upon selection of the said product at the time of trade the client agrees that the above terms and conditions of therespective productfacility shall be applicableAdditionally the client may also trade in equities under cash and carry (CNC) and the derivatives segments as per theoptions selected by the client at the time of account opening or thereafterThe above terms and conditions are supplemental to the Additional Terms and Conditions specific to IDBI Capital MarketServices Limited agreed to by the client at the time of account opening
Note Square off brokerage will be charged for two contra legs of the same product type on the same Exchange on thesame trading day In case of Contra trades on a particular trading day across different products or across ExchangesDelivery Brokerage shall be applicable
______________________________(2123)
37
AUTHORISATION FOR MAINTAINING RUNNING ACCOUNT
I hereby authorize IDBI Capital to maintain my account both securities and funds with IDBI Capital on a running basis untilthe settlement date as given below and to consider the balances in my running fundssecurities account with IDBI Capitalfor the purpose of margin or any other obligations due to IDBI Capital across any segment of any Exchanges and alsoauthorize IDBI Capital to hold my credit in anticipation of the future debits in my accountI further authorize IDBI Capital to set offadjust any of my debitsdues in any segment of any exchanges with credits of anyother segment(s) of any Exchange(s) in my accountI We understand and agree that no interest will be payable to meus on the amounts or securities so retained with IDBICapital I understand that in the event I have outstanding obligations on the settlement date IDBI Capital may retain therequisite securitiesfunds towards such obligations and may also retain the funds expected to be required to meet marginobligations for next 5 trading days calculated in the manner specified by the exchangesI hereby authorise IDBI Capital to retain an amount of upto Rs 10000- for operational convenienceI agree to bring any dispute arising from the statement of account or settlement made by IDBI Capital to the notice of IDBICapital preferably within 7 working days from the date of receipt of fundssecurities or statements as the case may beI understand that such periodic settlement of running account shall not be necessary in the following casesi in case of margin trading if availableii for funds deposited by me towards collateralsmargin in the form of bank guarantee (BG)Fixed Deposit receipts (FDR)I understand that this authority for maintaining running account may be revoked by me at any time IWe be liable for alllosses damages and actions which may arise as consequence of your adhering to and carrying out my our directionsgiven above and further agree that you shall not be liable for any claim for loss or profit or for any consequential incidentalspecial or exemplary damages caused by retention of securities moniesI hereby agree that actual settlement of funds and securities in my account may be made at least once in a
Calendar Quarter Calendar Month
(Plese tick which is applicable)
______________________________
Date
(2223)
38
This page has been kept blank intentionally
39
M-IIRIGHTS AND OBLIGATIONS OF STOCK BROKERS SUB-BROKERS AND CLIENTS
(as prescribed by SEBI and Stock Exchanges)1 The client shall investtrade in those securitiescontractsother instruments admitted to dealings on the Exchanges
as defined in the Rules Byelaws and Regulations of Exchanges Securities and Exchange Board of India (SEBI) andcircularsnotices issued there under from time to time
2 The stock broker sub-broker and the client shall be bound by all the Rules Byelaws and Regulations of the Ex-change and circularsnotices issued there under and Rules and Regulations of SEBI and relevant notifications ofGovernment authorities as may be in force from time to time
3 The client shall satisfy itself of the capacity of the stock broker to deal in securities andor deal in derivatives contractsand wishes to execute its orders through the stock broker and the client shall from time to time continue to satisfy itselfof such capability of the stock broker before executing orders through the stock broker
4 The stock broker shall continuously satisfy itself about the genuineness and financial soundness of the client andinvestment objectives relevant to the services to be provided
5 The stock broker shall take steps to make the client aware of the precise nature of the Stock brokerrsquos liability forbusiness to be conducted including any limitations the liability and the capacity in which the stock broker acts
6 The sub-broker shall provide necessary assistance and co-operate with the stock broker in all its dealings with the client(s)
CLIENT INFORMATION7 The client shall furnish all such details in full as are required by the stock broker in Account Opening Formrdquo with
supporting details made mandatory by stock exchangesSEBI from time to time8 The client shall familiarize himself with all the mandatory provisions in the Account Opening documents Any addi-
tional clauses or documents specified by the stock broker shall be non-mandatory as per terms amp conditionsaccepted by the client
9 The client shall immediately notify the stock broker in writing if there is any change in the information in the lsquoaccountopening formrsquo as provided at the time of account opening and thereafter including the information on winding uppetitioninsolvency petition or any litigation which may have material bearing on his capacity The client shall provideupdate the financial information to the stock broker on a periodic basis
10 The stock broker and sub-broker shall maintain all the details of the client as mentioned in the account opening formor any other information pertaining to the client confidentially and that they shall not disclose the same to any personauthority except as required under any lawregulatory requirements Provided however that the stock broker may sodisclose information about his client to any person or authority with the express permission of the client
MARGINS11 The client shall pay applicable initial margins withholding margins special margins or such other margins as are
considered necessary by the stock broker or the Exchange or as may be directed by SEBI from time to time asapplicable to the segment(s) in which the client trades The stock broker is permitted in its sole and absolutediscretion to collect additional margins (even though not required by the Exchange Clearing HouseClearing Corpo-ration or SEBI) and the client shall be obliged to pay such margins within the stipulated time
12 The client understands that payment of margins by the client does not necessarily imply complete satisfaction of alldues In spite of consistently having paid margins the client may on the settlement of its trade be obliged to pay (orentitled to receive) such further sums as the contract may dictaterequire
TRANSACTIONS AND SETTLEMENTS13 The client shall give any order for buy or sell of a securityderivatives contract in writing or in such form or manner as
may be mutually agreed between the client and the stock broker The stock broker shall ensure to place orders andexecute the trades of the client only in the Unique Client Code assigned to that client
14 The stock broker shall inform the client and keep him apprised about tradingsettlement cycles deliverypaymentschedules any changes therein from time to time and it shall be the responsibility in turn of the client to comply withsuch schedulesprocedures of the relevant stock exchange where the trade is executed
15 The stock broker shall ensure that the moneysecurities deposited by the client shall be kept in a separate accountdistinct from hisits own account or account of any other client and shall not be used by the stock broker for himselfitself or for any other client or for any purpose other than the purposes mentioned in Rules Regulations circularsnotices guidelines of SEBI andor Rules Regulations Bye-laws circulars and notices of Exchange
MANDATORY
40
16 Where the Exchange(s) cancels trade(s) suo moto all such trades including the trades done on behalf of theclient shall ipso facto stand cancelled stock broker shall be entitled to cancel the respective contract(s) withclient(s)
17 The transactions executed on the Exchange are subject to Rules Byelaws and Regulations and circularsnoticesissued thereunder of the Exchanges where the trade is executed and all parties to such trade shall have submittedto the jurisdiction of such court as may be specified by the Byelaws and Regulations of the Exchanges where thetrade is executed for the purpose of giving effect to the provisions of the Rules Byelaws and Regulations of theExchanges and the circularsnotices issued thereunder
BROKERAGE18 The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from time to time and as they
apply to the Clients account transactions and to the services that stock broker renders to the Client The stock brokershall not charge brokerage more than the maximum brokerage permissible as per the rules regulations and bye-laws of the relevant stock exchanges andor rules and regulations of SEBI
LIQUIDATION AND CLOSE OUT OF POSITION19 Without prejudice to the stock brokers other rights (including the right to refer a matter to arbitration) the client
understands that the stock broker shall be entitled to liquidateclose out all or any of the clients positions for non-payment of margins or other amounts outstanding debts etc and adjust the proceeds of such liquidationclose outif any against the clients liabilitiesobligations Any and all losses and financial charges on account of such liquida-tionclosing-out shall be charged to and borne by the client
20 In the event of death or insolvency of the client or hisits otherwise becoming incapable of receiving and payingfor or delivering or transferring securities which the client has ordered to be bought or sold stock broker mayclose out the transaction of the client and claim losses if any against the estate of the client The client or hisnominees successors heirs and assignee shall be entitled to any surplus which may result there from Theclient shall note that transfer of fundssecurities in favor of a Nominee shall be valid discharge by the stockbroker against the legal heir
21 The stock broker shall bring to the notice of the relevant Exchange the information about default in paymentdeliveryand related aspects by a client In case where defaulting client is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of Director(s)Promoter(s)Partner(s)Proprietor as the case may be shallalso be communicated by the stock broker to the relevant Exchange(s)
DISPUTE RESOLUTION22 The stock broker shall provide the client with the relevant contact details of the concerned Exchanges and SEBI23 The stock broker shall co-operate in redressing grievances of the client in respect of all transactions routed through
it and in removing objections for bad delivery of shares rectification of bad delivery etc
24 The client and the stock broker shall refer any claims andor disputes with respect to deposits margin money etcto arbitration as per the Rules Byelaws and Regulations of the Exchanges where the trade is executed and circularsnotices issued thereunder as may be in force from time to time
25 The stock broker shall ensure faster settlement of any arbitration proceedings arising out of the transactions enteredinto between him vis-agrave-vis the client and he shall be liable to implement the arbitration awards made in suchproceedings
26 The clientstock-broker understands that the instructions issued by an authorized representative for dispute resolu-tion if any of the clientstock-broker shall be binding on the clientstock-broker in accordance with the letter autho-rizing the said representative to deal on behalf of the said clientstock-broker
TERMINATION OF RELATIONSHIP27 This relationship between the stock broker and the client shall be terminated if the stock broker for any reason
ceases to be a member of the stock exchange including cessation of membership by reason of the stock brokersdefault death resignation or expulsion or if the certificate is cancelled by the Board
28 The stock broker sub-broker and the client shall be entitled to terminate the relationship between them without givingany reasons to the other party after giving notice in writing of not less than one month to the other parties Notwithstandingany such termination all rights liabilities and obligations of the parties arising out of or in respect of transactions enteredinto prior to the termination of this relationship shall continue to subsist and vest inbe binding on the respective partiesor hisits respective heirs executors administrators legal representatives or successors as the case may be
41
29 In the event of demiseinsolvency of the sub-broker or the cancellation of hisits registration with the Board orwithdrawal of recognition of the sub-broker by the stock exchange andor termination of the agreement with the subbroker by the stock broker for any reason whatsoever the client shall be informed of such termination and the clientshall be deemed to be the direct client of the stock broker and all clauses in the Rights and Obligations document(s)governing the stock broker sub-broker and client shall continue to be in force as it is unless the client intimates to thestock broker hisits intention to terminate their relationship by giving a notice in writing of not less than one month
ADDITIONAL RIGHTS AND OBLIGATIONS30 The stock broker shall ensure due protection to the client regarding clients rights to dividends rights or bonus
shares etc in respect of transactions routed through it and it shall not do anything which is likely to harm the interestof the client with whom and for whom they may have had transactions in securities
31 The stock broker and client shall reconcile and settle their accounts from time to time as per the Rules Regulations ByeLaws Circulars Notices and Guidelines issued by SEBI and the relevant Exchanges where the trade is executed
32 The stock broker shall issue a contract note to his constituents for trades executed in such format as may beprescribed by the Exchange from time to time containing records of all transactions including details of ordernumber trade number trade time trade price trade quantity details of the derivatives contract client codebrokerage all charges levied etc and with all other relevant details as required therein to be filled in and issuedin such manner and within such time as prescribed by the Exchange The stock broker shall send contract notesto the investors within one working day of the execution of the trades in hard copy andor in electronic form usingdigital signature
33 The stock broker shall make pay out of funds or delivery of securities as the case may be to the Client within oneworking day of receipt of the payout from the relevant Exchange where the trade is executed unless otherwisespecified by the client and subject to such terms and conditions as may be prescribed by the relevant Exchange fromtime to time where the trade is executed
34 The stock broker shall send a complete `Statement of Accounts for both funds and securities in respect of each ofits clients in such periodicity and format within such time as may be prescribed by the relevant Exchange from timeto time where the trade is executed The Statement shall also state that the client shall report errors if any in theStatement within such time as may be prescribed by the relevant Exchange from time to time where the trade wasexecuted from the receipt thereof to the Stock broker
35 The stock broker shall send daily margin statements to the clients Daily Margin statement should include inter-aliadetails of collateral deposited collateral utilized and collateral status (available balancedue from client) with breakup in terms of cash Fixed Deposit Receipts (FDRs) Bank Guarantee and securities
36 The Client shall ensure that it has the required legal capacity to and is authorized to enter into the relationship withstock broker and is capable of performing his obligations and undertakings hereunder All actions required to betaken to ensure compliance of all the transactions which the Client may enter into shall be completed by the Clientprior to such transaction being entered into
ELECTRONIC CONTRACT NOTES (ECN)37 In case client opts to receive the contract note in electronic form he shall provide an appropriate e-mail id to the
stock broker The client shall communicate to the stock broker any change in the email-id through a physical letterIf the client has opted for internet trading the request for change of email id may be made through the securedaccess by way of client specific user id and password
38 The stock broker shall ensure that all ECNs sent through the e-mail shall be digitally signed encrypted non-tamperable and in compliance with the provisions of the IT Act 2000 In case ECN is sent through e-mail as an attachmentthe attached file shall also be secured with the digital signature encrypted and non-tamperable
39 The client shall note that non-receipt of bounced mail notification by the stock broker shall amount to delivery of thecontract note at the e-mail ID of the client
40 The stock broker shall retain ECN and acknowledgement of the e-mail in a soft and non-tamperable form in themanner prescribed by the exchange in compliance with the provisions of the IT Act 2000 and as per the extant rulesregulationscircularsguidelines issued by SEBIStock Exchanges from time to time The proof of delivery ie logreport generated by the system at the time of sending the contract notes shall be maintained by the stock broker forthe specified period under the extant regulations of SEBIstock exchanges The log report shall provide the details ofthe contract notes that are not delivered to the cliente-mails rejected or bounced back The stock broker shall takeall possible steps to ensure receipt of notification of bounced mails by him at all times within the stipulated timeperiod under the extant regulations of SEBIstock exchanges
42
41 The stock broker shall continue to send contract notes in the physical mode to such clients who do not opt to receivethe contract notes in the electronic form Wherever the ECNs have not been delivered to the client or has beenrejected (bouncing of mails) by the e-mail ID of the client the stock broker shall send a physical contract note to theclient within the stipulated time under the extant regulations of SEBIstock exchanges and maintain the proof ofdelivery of such physical contract notes
42 In addition to the e-mail communication of the ECNs to the client the stock broker shall simultaneously publish theECN on his designated web-site if any in a secured way and enable relevant access to the clients and for thispurpose shall allot a unique user name and password to the client with an option to the client to save the contractnote electronically andor take a print out of the same
LAW AND JURISDICTION43 In addition to the specific rights set out in this document the stock broker sub-broker and the client shall be entitled
to exercise any other rights which the stock broker or the client may have under the Rules Bye-laws and Regulationsof the Exchanges in which the client chooses to trade and circularsnotices issued thereunder or Rules and Regu-lations of SEBI
44 The provisions of this document shall always be subject to Government notifications any rules regulations guide-lines and circularsnotices issued by SEBI and Rules Regulations and Bye laws of the relevant stock exchangeswhere the trade is executed that may be in force from time to time
45 The stock broker and the client shall abide by any award passed by the Arbitrator(s) under the Arbitration andConciliation Act 1996 However there is also a provision of appeal within the stock exchanges if either party is notsatisfied with the arbitration award
46 Words and expressions which are used in this document but which are not defined herein shall unless the contextotherwise requires have the same meaning as assigned thereto in the Rules Byelaws and Regulations and circularsnotices issued thereunder of the ExchangesSEBI
47 All additional voluntary clausesdocument added by the stock broker should not be in contravention with rulesregulationsnoticescirculars of ExchangesSEBI Any changes in such voluntary clausesdocument(s) need to bepreceded by a notice of 15 days Any changes in the rights and obligations which are specified by ExchangesSEBIshall also be brought to the notice of the clients
48 If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI orBye-laws Rules and Regulations of the relevant stock Exchanges where the trade is executed such changes shallbe deemed to have been incorporated herein in modification of the rights and obligations of the parties mentionedin this document
43
INTERNET amp WIRELESS TECHNOLOGY BASED TRADING FACILITY PROVIDED BY STOCK BROKERS TO CLIENT(All the clauses mentioned in the Rights and Obligations document(s) shall be applicable Additionally
the clauses mentioned herein shall also be applicable)
1 Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the use of wirelesstechnology that shall include the use of devices such as mobile phone laptop with data card etc which use InternetProtocol (IP) The stock broker shall comply with all requirements applicable to internet based tradingsecuritiestrading using wireless technology as may be specified by SEBI amp the Exchanges from time to time
2 The client is desirous of investingtrading in securities and for this purpose the client is desirous of using either theinternet based trading facility or the facility for securities trading through use of wireless technology The Stock brokershall provide the Stock brokers IBT Service to the Client and the Client shall avail of the Stock brokers IBT Serviceon and subject to SEBIExchanges Provisions and the terms and conditions specified on the Stock brokers IBT WebSite provided that they are in line with the norms prescribed by ExchangesSEBI
3 The stock broker shall bring to the notice of client the features risks responsibilities obligations and liabilitiesassociated with securities trading through wireless technologyinternetsmart order routing or any other technologyshould be brought to the notice of the client by the stock broker
4 The stock broker shall make the client aware that the Stock Brokers IBT system itself generates the initial passwordand its password policy as stipulated in line with norms prescribed by ExchangesSEBI
5 The Client shall be responsible for keeping the Username and Password confidential and secure and shall be solelyresponsible for all orders entered and transactions done by any person whosoever through the Stock brokers IBTSystem using the Clients Username andor Password whether or not such person was authorized to do so Also theclient is aware that authentication technologies and strict security measures are required for the internet tradingsecurities trading through wireless technology through order routed system and undertakes to ensure that thepassword of the client andor his authorized representative are not revealed to any third party including employeesand dealers of the stock broker
6 The Client shall immediately notify the Stock broker in writing if he forgets his password discovers security flaw inStock Brokers IBT System discoverssuspects discrepancies unauthorized access through his usernamepass-wordaccount with full details of such unauthorized use the date the manner and the transactions effected pursuantto such unauthorized use etc
7 The Client is fully aware of and understands the risks associated with availing of a service for routing orders over theinternetsecurities trading through wireless technology and Client shall be fully liable and responsible for any and allacts done in the Clients Usernamepassword in any manner whatsoever
8 The stock broker shall send the ordertrade confirmation through email to the client at his request The client isaware that the order trade confirmation is also provided on the web portal In case client is trading using wirelesstechnology the stock broker shall send the ordertrade confirmation on the device of the client
9 The client is aware that trading over the internet involves many uncertain factors and complex hardware softwaresystems communication lines peripherals etc are susceptible to interruptions and dislocations The Stock brokerand the Exchange do not make any representation or warranty that the Stock brokers IBT Service will be available tothe Client at all times without any interruption
10 The Client shall not have any claim against the Exchange or the Stock broker on account of any suspensioninterruption non-availability or malfunctioning of the Stock brokers IBT System or Service or the Exchanges serviceor systems or non-execution of his orders due to any linksystem failure at the ClientStock brokersExchange end forany reason beyond the control of the stock brokerExchanges
44
MANDATORY
M - IIIRISK DISCLOSURE DOCUMENT FOR CAPITAL MARKET AND DERIVATIVES SEGMENTS
This document contains important information on trading in EquitiesDerivatives Segments of the stock exchanges All prospectiveconstituents should read this document before trading in EquitiesDerivatives Segments of the Exchanges
Stock exchangesSEBI does neither singly or jointly and expressly nor impliedly guarantee nor make any representation concerning thecompleteness the adequacy or accuracy of this disclosure document nor have Stock exchanges SEBI endorsed or passed any meritsof participating in the trading segments This brief statement does not disclose all the risks and other significant aspects of trading
In the light of the risks involved you should undertake transactions only if you understand the nature of the relationship into which you areentering and the extent of your exposure to risk
You must know and appreciate that trading in Equity shares derivatives contracts or other instruments traded on the Stock Exchangewhich have varying element of risk is generally not an appropriate avenue for someone of limited resourceslimited investment andortrading experience and low risk tolerance You should therefore carefully consider whether such trading is suitable for you in the light of yourfinancial condition In case you trade on Stock exchanges and suffer adverse consequences or loss you shall be solely responsible forthe same and Stock exchangesits Clearing Corporation andor SEBI shall not be responsible in any manner whatsoever for the sameand it will not be open for you to take a plea that no adequate disclosure regarding the risks involved was made or that you were not explainedthe full risk involved by the concerned stock broker The constituent shall be solely responsible for the consequences and no contract canbe rescinded on that account You must acknowledge and accept that there can be no guarantee of profits or no exception from losses whileexecuting orders for purchase andor sale of a derivative contract being traded on Stock exchanges
It must be clearly understood by you that your dealings on Stock exchanges through a stock broker shall be subject to your fulfilling certainformalities set out by the stock broker which may inter alia include your filling the know your client form reading the rights and obligationsdos and donts etc and are subject to the Rules Byelaws and Regulations of relevant Stock exchanges its Clearing Corporationguidelines prescribed by SEBI and in force from time to time and Circulars as may be issued by Stock exchanges or its ClearingCorporation and in force from time to time
Stock exchanges does not provide or purport to provide any advice and shall not be liable to any person who enters into anybusiness relationship with any stock broker of Stock exchanges andor any third party based on any information contained in thisdocument Any information contained in this document must not be construed as business advice No consideration to trade shouldbe made without thoroughly understanding and reviewing the risks involved in such trading If you are unsure you must seekprofessional advice on the same
In considering whether to trade or authorize someone to trade for you you should be aware of or must get acquainted with the following-
1 BASIC RISKS
11 Risk of Higher Volatility
Volatility refers to the dynamic changes in price that a securityderivatives contract undergoes when trading activity continueson the Stock Exchanges Generally higher the volatility of a securityderivatives contract greater is its price swings Theremay be normally greater volatility in thinly traded securities derivatives contracts than in active securities derivativescontracts As a result of volatility your order may only be partially executed or not executed at all or the price at which yourorder got executed may be substantially different from the last traded price or change substantially thereafter resulting innotional or real losses
12 Risk of Lower Liquidity
Liquidity refers to the ability of market participants to buy andor sell securities derivatives contracts expeditiously at a competitiveprice and with minimal price difference Generally it is assumed that more the numbers of orders available in a market greateris the liquidity Liquidity is important because with greater liquidity it is easier for investors to buy andor sell securities derivativescontracts swiftly and with minimal price difference and as a result investors are more likely to pay or receive a competitive pricefor securities derivatives contracts purchased or sold There may be a risk of lower liquidity in some securities derivativescontracts as compared to active securities derivatives contracts As a result your order may only be partially executed or maybe executed with relatively greater price difference or may not be executed at all
121 Buyingselling without intention of giving andor taking delivery of a security as part of a day trading strategy may alsoresult into losses because in such a situation stocks may have to be soldpurchased at a lowhigh prices comparedto the expected price levels so as not to have any obligation to deliverreceive a security
13 Risk of Wider Spreads
Spread refers to the difference in best buy price and best sell price It represents the differential between the price of buying asecurity derivatives contract and immediately selling it or vice versa Lower liquidity and higher volatility may result in wider thannormal spreads for less liquid or illiquid securities derivatives contracts This in turn will hamper better price formation
45
14 Risk-reducing orders
The placing of orders (eg stop loss orders or limit orders) which are intended to limit losses to certain amounts may not beeffective many a time because rapid movement in market conditions may make it impossible to execute such orders
141 A market order will be executed promptly subject to availability of orders on opposite side without regard to price andthat while the customer may receive a prompt execution of a market order the execution may be at available pricesof outstanding orders which satisfy the order quantity on price time priority It may be understood that these prices maybe significantly different from the last traded price or the best price in that security derivatives contract
142 A limit order will be executed only at the limit price specified for the order or a better price However while thecustomer receives price protection there is a possibility that the order may not be executed at all
143 A stop loss order is generally placed away from the current price of a stock derivatives contract and such order getsactivated if and when the security derivatives contract reaches or trades through the stop price Sell stop orders areentered ordinarily below the current price and buy stop orders are entered ordinarily above the current price When thesecurity derivatives contract reaches the pre -determined price or trades through such price the stop loss orderconverts to a marketlimit order and is executed at the limit or better There is no assurance therefore that the limit orderwill be executable since a security derivatives contract might penetrate the pre-determined price in which case therisk of such order not getting executed arises just as with a regular limit order
15 Risk of News Announcements
News announcements that may impact the price of stock derivatives contract may occur during trading and when combinedwith lower liquidity and higher volatility may suddenly cause an unexpected positive or negative movement in the price of thesecurity contract
16 Risk of Rumors
Rumors about companies currencies at times float in the market through word of mouth newspapers websites or newsagencies etc The investors should be wary of and should desist from acting on rumors
17 System Risk
High volume trading will frequently occur at the market opening and before market close Such high volumes may also occurat any point in the day These may cause delays in order execution or confirmation
171 During periods of volatility on account of market participants continuously modifying their order quantity or prices orplacing fresh orders there may be delays in order execution and its confirmations
172 Under certain market conditions it may be difficult or impossible to liquidate a position in the market at a reasonable priceor at all when there are no outstanding orders either on the buy side or the sell side or if trading is halted in a security derivatives contract due to any action on account of unusual trading activity or security derivatives contract hittingcircuit filters or for any other reason
18 SystemNetwork Congestion
Trading on exchanges is in electronic mode based on satelliteleased line based communications combination of technologies andcomputer systems to place and route orders Thus there exists a possibility of communication failure or system problems or slowor delayed response from system or trading halt or any such other problemglitch whereby not being able to establish access to thetrading systemnetwork which may be beyond control and may result in delay in processing or not processing buy or sell orderseither in part or in full You are cautioned to note that although these problems may be temporary in nature but when you haveoutstanding open positions or unexecuted orders these represent a risk because of your obligations to settle all executed transactions
2 As far as Derivatives segments are concerned please note and get yourself acquainted with the following additionalfeatures-
21 Effect of Leverage or Gearing
In the derivatives market the amount of margin is small relative to the value of the derivatives contract so the transactions areleveraged or geared Derivatives trading which is conducted with a relatively small amount of margin provides the possibilityof great profit or loss in comparison with the margin amount But transactions in derivatives carry a high degree of risk
You should therefore completely understand the following statements before actually trading in derivatives and also trade withcaution while taking into account ones circumstances financial resources etc If the prices move against you you may lose apart of or whole margin amount in a relatively short period of time Moreover the loss may exceed the original margin amount
A Futures trading involve daily settlement of all positions Every day the open positions are marked to market based on theclosing level of the index derivatives contract If the contract has moved against you you will be required to deposit theamount of loss (notional) resulting from such movement This amount will have to be paid within a stipulated time framegenerally before commencement of trading on next day
46
B If you fail to deposit the additional amount by the deadline or if an outstanding debt occurs in your account the stock brokermay liquidate a part of or the whole position or substitute securities In this case you will be liable for any losses incurreddue to such close-outs
C Under certain market conditions an investor may find it difficult or impossible to execute transactions For example thissituation can occur due to factors such as illiquidity ie when there are insufficient bids or offers or suspension of trading dueto price limit or circuit breakers etc
D In order to maintain market stability the following steps may be adopted changes in the margin rate increases in the cashmargin rate or others These new measures may also be applied to the existing open interests In such conditions you willbe required to put up additional margins or reduce your positions
E You must ask your broker to provide the full details of derivatives contracts you plan to trade ie the contract specificationsand the associated obligations
22 Currency specific risks
1 The profit or loss in transactions in foreign currency-denominated contracts whether they are traded in your own oranother jurisdiction will be affected by fluctuations in currency rates where there is a need to convert from the currencydenomination of the contract to another currency
2 Under certain market conditions you may find it difficult or impossible to liquidate a position This can occur for examplewhen a currency is deregulated or fixed trading bands are widened
3 Currency prices are highly volatile Price movements for currencies are influenced by among other things changingsupply-demand relationships trade fiscal monetary exchange control programs and policies of governments foreignpolitical and economic events and policies changes in national and international interest rates and inflation currencydevaluation and sentiment of the market place None of these factors can be controlled by any individual advisor and noassurance can be given that an advisors advice will result in profitable trades for a participating customer or that acustomer will not incur losses from such events
23 Risk of Option holders
1 An option holder runs the risk of losing the entire amount paid for the option in a relatively short period of time This risk reflectsthe nature of an option as a wasting asset which becomes worthless when it expires An option holder who neither sells hisoption in the secondary market nor exercises it prior to its expiration will necessarily lose his entire investment in the option Ifthe price of the underlying does not change in the anticipated direction before the option expires to an extent sufficient to coverthe cost of the option the investor may lose all or a significant part of his investment in the option
2 The Exchanges may impose exercise restrictions and have absolute authority to restrict the exercise of options at certaintimes in specified circumstances
24 Risks of Option Writers
1 If the price movement of the underlying is not in the anticipated direction the option writer runs the risks of losing substantialamount
2 The risk of being an option writer may be reduced by the purchase of other options on the same underlying interest andthereby assuming a spread position or by acquiring other types of hedging positions in the options markets or othermarkets However even where the writer has assumed a spread or other hedging position the risks may still besignificant A spread position is not necessarily less risky than a simple long or short position
3 Transactions that involve buying and writing multiple options in combination or buying or writing options in combination withbuying or selling short the underlying interests present additional risks to investors Combination transactions such as optionspreads are more complex than buying or writing a single option And it should be further noted that as in any area of investinga complexity not well understood is in itself a risk factor While this is not to suggest that combination strategies should not beconsidered it is advisable as is the case with all investments in options to consult with someone who is experienced andknowledgeable with respect to the risks and potential rewards of combination transactions under various market circumstances
3 TRADING THROUGH WIRELESS TECHNOLOGY SMART ORDER ROUTING OR ANY OTHER TECHNOLOGYAny additional provisions defining the features risks responsibilities obligations and liabilities associated with securities trading throughwireless technology smart order routing or any other technology should be brought to the notice of the client by the stock broker
4 GENERAL
41 The term constituent shall mean and include a client a customer or an investor who deals with a stock broker for the purposeof acquiring andor selling of securities derivatives contracts through the mechanism provided by the Exchanges
42 The term stock broker shall mean and include a stock broker a broker or a stock broker who has been admitted as such bythe Exchanges and who holds a registration certificate from SEBI
47
M - IVGUIDANCE NOTE - DOS AND DONTS FOR TRADING ON THE EXCHANGE(S) FOR INVESTORS
BEFORE YOU BEGIN TO TRADE
1 Ensure that you deal with and through only SEBI registered intermediaries You may check their SEBI registration certificate numberfrom the list available on the Stock exchanges wwwexchangecom and SEBI website wwwsebigovin
2 Ensure that you fill the KYC form completely and strike off the blank fields in the KYC form
3 Ensure that you have read all the mandatory documents viz Rights and Obligations Risk Disclosure Document Policy andProcedure document of the stock broker
4 Ensure to read understand and then sign the voluntary clauses if any agreed between you and the stock broker Note that the clausesas agreed between you and the stock broker cannot be changed without your consent
5 Get a clear idea about all brokerage commissions fees and other charges levied by the broker on you for trading and the relevantprovisions guidelines specified by SEBIStock exchanges
6 Obtain a copy of all the documents executed by you from the stock broker free of charge
7 In case you wish to execute Power of Attorney (POA) in favour of the Stock broker authorizing it to operate your bank and demataccount please refer to the guidelines issued by SEBIExchanges in this regard
TRANSACTIONS AND SETTLEMENTS
8 The stock broker may issue electronic contract notes (ECN) if specifically authorized by you in writing You should provide your emailid to the stock broker for the same Dont opt for ECN if you are not familiar with computers
9 Dont share your internet trading accounts password with anyone
10 Dont make any payment in cash to the stock broker
11 Make the payments by account payee cheque in favour of the stock broker Dont issue cheques in the name of sub-broker Ensurethat you have a documentary proof of your paymentdeposit of securities with the stock broker stating date scrip quantity towardswhich bank demat account such money or securities deposited and from which bank demat account
12 Note that facility of Trade Verification is available on stock exchanges websites where details of trade as mentioned in the contract notemay be verified Where trade details on the website do not tally with the details mentioned in the contract note immediately get in touchwith the Investors Grievance Cell of the relevant Stock exchange
13 In case you have given specific authorization payout of funds or delivery of securities as the case may be may not be made to youwithin one working day from the receipt of payout from the Exchange Thus the stock broker may maintain a running account for yousubject to the following conditions
a) Such authorization from you shall be dated signed by you only and contains the clause that you may revoke the same at any time
b) The actual settlement of funds and securities shall be done by the stock broker at least once in a calendar quarter or monthdepending on your preference While settling the account the stock broker shall send to you a statement of accounts containingan extract from the client ledger for funds and an extract from the register of securities displaying all the receiptsdeliveries of fundsand securities The statement shall also explain the retention of funds and securities and the details of the pledged shares if any
c) On the date of settlement the stock broker may retain the requisite securitiesfunds towards outstanding obligations and may alsoretain the funds expected to be required to meet derivatives margin obligations for next 5 trading days calculated in the mannerspecified by the exchanges In respect of cash market transactions the stock broker may retain entire pay-in obligation of fundsand securities due from clients as on date of settlement and for next days business he may retain fundssecuritiesmargin to theextent of value of transactions executed on the day of such settlement in the cash market
d) You need to bring any dispute arising from the statement of account or settlement so made to the notice of the stock broker in writingpreferably within 7 (seven) working days from the date of receipt of fundssecurities or statement as the case may be In case ofdispute refer the matter in writing to the Investors Grievance Cell of the relevant Stock exchanges without delay
14 In case you have not opted for maintaining running account and pay-out of fundssecurities is not received on the next working day ofthe receipt of payout from the exchanges please refer the matter to the stock broker In case there is dispute ensure that you lodge acomplaint in writing immediately with the Investors Grievance Cell of the relevant Stock exchange
15 Please register your mobile number and email id with the stock broker to receive trade confirmation alerts details of the transactionsthrough SMS or email by the end of the trading day from the stock exchanges
48
IN CASE OF TERMINATION OF TRADING MEMBERSHIP
16 In case a stock broker surrenders his membership is expelled from membership or declared a defaulter Stock exchangesgives a public notice inviting claims relating to only the transactions executed on the trading system of Stock exchange fromthe investors Ensure that you lodge a claim with the relevant Stock exchanges within the stipulated period and with thesupporting documents
17 Familiarize yourself with the protection accorded to the money andor securities you may deposit with your stock brokerparticularly in the event of a default or the stock brokerrsquos insolvency or bankruptcy and the extent to which you may recoversuch money andor securities may be governed by the Bye-laws and Regulations of the relevant Stock exchange where thetrade was executed and the scheme of the Investorsrsquo Protection Fund in force from time to time
DISPUTES COMPLAINTS
18 Please note that the details of the arbitration proceedings penal action against the brokers and investor complaints against thestock brokers are displayed on the website of the relevant Stock exchange
19 In case your issueproblemgrievance is not being sorted out by concerned stock brokersub-broker then you may take up thematter with the concerned Stock exchange If you are not satisfied with the resolution of your complaint then you can escalatethe matter to SEBI
20 Note that all the stock brokersub-brokers have been mandated by SEBI to designate an e-mail ID of the grievance redressaldivisioncompliance officer exclusively for the purpose of registering complaints
INTRODUCTION DETAILS
Self introduction
Introduction by existing IDBI Bank Account holder (Document confirming mailing address in name of applicant to be provided)
Name
Cust ID Account No
I confirm that I am an account holder with IDBI Bank for over six months I confirm that I personally know the applicants detailed herein for ________years and confirm hisher identity and address
Signature of introducer Signature verified (for bank use)
Signature amp EIN No
PART I
Savings Account Current Account Suvidha Fixed Deposits (FD)
Firm name (for sole proprietorship) ACCOUNT IN THE NAME OF MINOR (Strike off if not applicable)
DETAILS OF APPLICANT
Welcome kit account
Please open my SoleOur JointSole Proprietorship Account at your Branch Sol
Please fill the form in CAPITAL LETTERS and BLACK INK only
I shall represent the minor in all future transaction of any description in the above account till the said minor attains majority I shall indemnify the bank against any claims of the above minor of any withdrawalstransactions made by me in hisher account
Bar Code
SBAOF PART I
Bar Code
We jointly agree and authorize IDBI Bank Limited to permit premature withdrawals of the Fixed Deposit by survivors in the event of death of the deposit holders before maturity
-1-
LINKING OF AADHAR NUMBER TO MY ACCOUNT (DECLARATION)
Declaration for Channel Services and International Debit cum ATM Card
IWe authorise IDBI Bank to issue an IDBI Bank Debit cum ATM Card to meus IWe acknowledge that the issue and usage of the card is governed by the terms and conditions as in force from time to time and agree to be bound by the same IWe accept that the terms and conditions are liable to be amended by IDBI Bank from time to time IWe further unconditionally and irrevocably authorise IDBI Bank to debit myour account with an amount equivalent to the annual fee and charges for use of the Debit cum ATM (wherever applicable amended as per the schedule of chargesfees) IWe hereby confirm that in case of Joint Accounts the operating instruction will not be jointly by all
IWe undertake to strictly utilise the card in accordance with the Exchange Control Regulations as laid down by Reserve Bank of India from time to time IWe confirm that the foreign exchange which will be used will be within the limits of the Basic Travel Quota as per Foreign Exchange Management Act 1999 IWe will adhere to guidelines which are issued by the Reserve Bank of India concerning the use of foreign exchange
IWe have read and understood the Terms and Conditions (a copy of which I am in possession of) also hosted at wwwidbicom governing the opening of an account with IDBI Bank and those relating to various channel services including but not limited to Debit cum ATM Cards Phone Banking Mobile Banking Internet Banking Bill Payment facility Account Alerts I accept and agree to be bound by the said Terms and Conditions including those excludinglimiting the Banks liability IWe authorize the applicant to access the accounts(s) via the channels selected and authorize IDBI Bank to link new accounts opened by the applicant to the channels selected
IWe understand that the Bank may at its absolute discretion discontinue any of the services completely or partially without any notice to meus I agree that the bank may debit my account for service charges as applicable from time to time (wherever applicable amended as per the schedule of chargesfees)
2nd Applicant
1st Applicant
3rd Applicant
4th Applicant
for
Name of Bank
Account Number Facility Amount
For Current Account purpose
Intimation of Address Change
DELIVERABLES
Primary Card
Add-on-Cards
Please Note
(Please submit Beneficial owner declaration attached)
-2-
SMS Alerts Hindi English
Branch Head Verification
No tax to be deducted- Form 15G15H enclosed
Name of the Branch HeadActing Branch Head
Company seal
(Please note this number till you get your customer ID)
Acknowledgment Date
Signature
For customer ID Creation onlyTo be processed on priority
We have complied with all the requirements of the KYC and AML policy KYC amp AML Master Circular of the Bank updated till now We have complied with all requirements Circularsinstructions issued by the Bank till date with regard to the proposed Product All Statutory Regulatory and Internal Guidelines issued up-to-date have been complied with regard to this AOFldquoI here by certify that all the necessary KYC documents have been obtainedverified by me I confirm that the documents are adequate to comply with KYC requirement of the Bank I hereby confirm that I have verified UN list of terrorist groups amp GOI advices amp bankrsquos guidelines amp confirm the applicants are not included in caution advicesblack list Based on this account may be opened
4
FOR CORPORATE PAYROLL ACCOUNT - To be filled for corporate salary accounts only (if applicable) -
Monthly (Discounted Basis)
MATURITYPAYMENT INSTRUCTIONS
Auto renew principal
Auto renew principal amp interest
Auto renew `
Auto renew for period
year(s) month(s) day(s)
Pay principal amp interest Pay principal
Renewal will be done at the then prevailing interest rate
By credit to 1st applicantrsquos operative account
By Payorder Demand Draft
-3-
Branch CopyApp Form No Customer CopyApp Form No
Name Name
Strike out if nominee is not a minor Where the deposit is made in the name of minor the nomination should be signed by a person lawfully entitled toact on behalf of the minor Thumb impression(s) shall be attested by two witnesses
Registration No (To be filled in by the bank)
Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules 1985 in respect of bank deposits
IWe
(Name) (Name)
Nominate the following person to whom in the event of myourminors death the amount of deposit in the account(s) particulars whereof are given below may
be returned by IDBI Bank Limited branch
Signature
Address
Date
Address
Account No Additional details if anyNature of Deposit
Address
Place
Signature
Address
Date Place
I do not wish to avail nomination facility
Witness(es)
Date of Birth (if nominee is minor)
As the nominee is a minor on this date IWe appoint ShriSmtKum
to receive the amount of the deposit in the account on behalf of the nominee in the event of myour
Name
Relationship with depositor (if any) Age (yrs)
Nominee Guardian (if nominee is minor) Father Mother Court Appointed Guardian Court Receiver Defacto Guard Others
Mailing Address
City State PIN Code
Country
Mailing Address
City State PIN Code
Country
Nominee
minorrsquos death during the minority of the nominee
Please Note- The Fixed Deposits created by way of Auto Sweep Out would carry the same Nomination as provided in the Linked SavingsCurrent Account
In the name of held with us
Please quote the Nomination Number in all your future
correspondence with us in this regard
-4-
1 No penalty for premature withdrawal on all the above deposits opened renewed with effect from 1st Jan 2011 In case the customer prefers to prematurely withdraw the deposit (FD booked before 1st Jan 2011) from the Bank the then prevailing penalty norms will be applicable
2 In case of premature withdrawal of deposits before 15 days by any category of depositors including senior citizen staff and retired staff the savings bank interest rate shall be applicable No interest is paid if the deposit is held for the tenure of below 7 days the minimum period for Term Deposits as per RBI guidelines
3 Interest payable on prematurely withdrawn deposits will be the contracted rate or the rate applicable for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit) whichever is lower The above interest payment clause on premature withdrawal of Term Deposits is applicable on all Fixed Deposits
4 The premature withdrawal allowed unless specified otherwise at the rate applicable for the period for which the deposit has run or the contracted rate whichever is lower subject to penalty if any prescribed by the Bank from time to time
5 Interest rates applied on Retail Term Deposit will be as per the prevailing rates of interest Discounted rate will be applied in case of monthly interest payouts Annual Interest Payout is calculated on Simple Interest basis
1 Current accounts are meant for customers who have to carry out business and or large number of transactions in the account every day 2 There are no restrictions on the number of transactions in current accounts3 No interest is paid on the balances in current accounts4 No minimum balance requirement5 Free Facilities would vary every month based on Monthly Average balance (MAB) maintained during the previouscurrent month
1 SB accounts may be opened for the purpose of savings and not for doing any business transactions The object of the savings bank account is to encourage private individuals to deposit their savings with the bank allowing them interest on the sums so deposited and at the same time permitting the facility of certain limited withdrawals on demand Hence firmscompanies are not allowed to open SB account Transactions of commercial nature are not permitted If the Bank at any stage finds that the Savings Bank Account is being used either for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable the Bank reserves the right to close such Savings Bank Account
2 A minimum balance shall always be maintained in the account Non-maintenance of minimum balance will attract charges as prescribed from time to time3 Applicable charge for closure of the account from time to time would be collected 4 Interest is calculated on the balance maintained in the SB account on daily balance method and credited to the account on last working day of every March and
September The rate of interest payable is subject to the directives that may be issued by RBI from time to time5 As per extant Reserve Bank of India (RBI) guidelines an account would be treated as inoperative dormant if there are no customer induced transactions in the account for
over a period of two years Operation in such inoperative accounts would be resumed restarted allowed after obtaining the revised KYC document as per the extant guidelines of the Bank
6 The Bank reserves the right to alter service charges for which the customer will be duly notified through Banks website andor branch notice board Any changes in the schedule of charges or the terms and conditions will be communicated to the customers 30 days in advance During the notice period the charges for facilities would be the same as applicable prior to the notice period
CURRENT ACCOUNT RULES
RETAIL TERM DEPOSIT RULES
Most Important Terms and Conditions (MITCs)
We submit that we have read and understood the definition of beneficial owner as per guidelines issued by Government of India (as given below) and hereby advise
that the following person entity is the beneficial owner of our entity We also provide the Identity details of the said beneficial owner for your records
DECLARATION OF BENEFICIAL OWNER IN THE CASE OF NON-PERSONAL ENTITIES (PROPRIETORSHIP ACCOUNT)
We hereby declare that the above information is true and request you to open our account as propose We also undertake to intimate you about any changes in the beneficial owner of our entity
Yours faithfully
----sd----
Name of Beneficial owner
Address
Phone Number
Proof for Identity of beneficial ownerAs per enclosure
Please obtain a copy of BCSBI Codes available with the Branch Also requested to retain a copy of Schedule of Facility (SOF) signed by you
-5-
IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
Toll Free Numbers reachable from any landlineMobile phones 1800-200-1947 1800-22-1070 Non- Toll Free Number 022-66937000
Visit us wwwidbicom
IDBI BANK OFFERS THE FOLLOWING PRODUCTS AND SERVICES
Savings Account
Flexi Current Account
Fixed amp Floating Term Deposits
Recurring Deposits
NRI Services
International Debit Card
Preferred Banking
Gift Card
WorldGlobal Currency Card
Magic Card
Capital Gains Account Scheme
Capital Market Products
Home Loan
Education Loan
Auto Loan
Loan Against Property
Home Loan Interest Saver
Locker Facility
Special Accounts for Kids YouthWomen Salaried Senior Citizen
CIN
- L
65190M
H2004G
OI1
48838
-6-
Name
Existing Customer ID
TO BE SEPARATELY FILLED BY EACH APPLICANT IN PART -II
Individual Proprietorship OthersStaff Ex-Staff EIN
MFO MSO(DDMMYYYY)
Marital Status Relationship withFirst Applicant
Motherrsquos Maiden Surname
PART II (PERSONAL DETAILS)
Transaction profile ie value of transactions likely to be routed through the account in a month quarter half year In case of new firm sales tax return of the
previous quarter or projected sales may be accepted lt`50000 lt`100000 lt`10 lakh lt`100 lakh gt`100 lakh
Signature
Service Business Line of BusinessIndustry (Pls provide detail)
RetiredSelf employed Housewife
Risk Level (Customer Profile) Basis of level categorization
Permanent Address
or orForm 60 Form 61 attached (Please )
Passport No Date of Issue Date of Expiry
Passport Details Aadhaar No
Firm name ( for sole proprietorship)
Please update above contact details address MobilePhone no email id etc
Only in new account For all account tagged under myour Cust ID
SBAOF PART II
Bar Code
Customer Constitution Male Female Proprietary Concern
-7-
2
TELL ME MORE
MY BANKING AND FINANCE
Loans
My Insurance
My credit cards
My other bankers
Gift Card
Tax Saving Investment
Office address City Pin
Type of Organisation Public Ltd Private Ltd Public Sector Proprietary
MY WORK LIFE
I like Traveling Vacationi n g Reading Partying SportsGames Eating out YogaMeditation Shopping
Performing Arts Photography Collection Fine Arts Others
The Vehicle I drive
MY LIFESTYLE
Indian Chinese Thai French Italian Mexican Home cooked foodMy favourite cuisine
Hills Coastal Cruise Religious trip Wild life Health Resorts Ancestral home My preferred vacation site
Personalities Literature History Inspirational Fiction OthersPreferred topics
Vocal Pop Remix Ghazals Western Traditional Religious My preferred music
Instrumental Others
BooksNewspapers I read Language in which I Prefer to read
I normally travel for Business Leisure Both
My favourite airline Within India Abroad
Date
Date
Name MF DOBMarital Status
(MS)Details of children
1) 2)
Present Portfolio Equity Markets Mutual Funds Property Bonds Bank FD Others
1) Issuer Name 2) Issuer Name
My car is insured by Due date for renewal
-8-
Bar Code
( FOR INDIVIDUALS)यो क लएडीमट खाता खोलन का फॉमDemat Account Opening Form
शाखा सोल ओबीएसटी कोडBranch Sol OBST Code
Documents are verified by दावजो का सापन िकसन िकया
Name of Officerअधकारी का नाम
Designation EINपदनाम ईआईएन
खाताधारक (को) का ववरण Details of Account holder(s)
यपहला धारक SoleFirst Holder
ए)A)
बीB एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क लए हालािक खाता नसगक क नाम स खोला जाएगा एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क नाम एव पन का उख नीच िकया जाना चािहए For HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc although the account is opened in the name of the natural persons the name amp PAN of the HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc should be mentioned below
नाम Name पनPAN
आईडीबीआई बक लमटडपजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई ndash 400 005 IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
सीआईएन सा(सीआईएन)एल65190एमएच2004जीओआई148838 CIN Number (CIN)L65190MH2004GOI148838
D
सहभागी का नाम Participant Name - आईडीबीआई बक लमटड IDBI Bank Limitedडीपी आईडी आईएन
DP ID IN300450(सहभागी ारा भरा जाएTo be filled by Participant)
ाहकndashआईडीClient ndashID पता- सरज हाउस तीसरी मज़ल ॉट न 90 एमआईडीसी अधरी (पव)मबई -400 093
Address - Sarju House 3rd Floor Plot No 90 MIDC Andheri (East)Mumbai - 400 093
म हम आपस नलखत ववरणो क अनसार मर हमार नाम पर िडपॉजटरी खाता खोलन का अनरोध करता करती करत ह IWe request you to open a depository account in myour name as per the following details(कपया सभी ववरणो को साफ अरो म भरPlease fill all the details in CAPITAL LETTERS only)
िदनाक Date
एफF बक ववरण Bank detailsबक खात का कार Bank account type
अ (कपया उख कर) Others (Please specify)
बचत खाता Savings Account चाल खाता Current Account
बक खाता सा Bank Account Number
बक का नाम Bank Name
शाखा का पता Branch Address
नगर शहर गाव Citytownvillage
रा State
पन कोड PIN Code
दश Country
एमआईसीआर कोडMICR Code आईएफ़एससीIFSC
ईE
In case of NRIs Foreign Nationals
आरबीआई अनमोदन क तारीखRBI Approval date
आरबीआई अनमोदन सदभ सा RBI Approval Reference Number
अनवासी वदशी नागरक क ममल म
डीD वाषक आय क सीमा (िकसी एक को िटक कर) Income Range per annum (please tick any one)
`1 लाख स कम Below `1 lac `1-5 लाख `1-5 lac `5-10 लाख `5-10 lac `10-25 लाख `10-25 lac `25लाख स अधक More than ` 25lac
सकल वाषक आय का ववरण Gross Annual Income Details
साधारण नागरक Ordinary Resident
अहता ा वदशी नागरक Qualified Foreign Investor
िहद अवभ परवारHUF अवय Minor
अनवासी ndash अावतन ीय NRI-Repatriable
वदशी नागरक Foreign National
अ (कपया उख कर) Others (Please specify)
खातो का कार Type of account
अनवासी- गर अावतन ीय NRI-Non Repatriable
सीC
माजन Marginवतक Promoter
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
दसरा धारक Second Holder
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
तीसरा धारक Third Holder
शहरCityकाtownामvillage
9) अभभावक का सपक ववरणContact Details of Guardian
10) न ामती क साथ अभभावक का सबधRelationship of Guardian with nominee
7) अ भभावक का नाम(ीीमती)Name of Guardian (MrMs)
8) अभभावक का पताAddress of Guardian
पन कोडPIN Code
रा State दश Country
(नामती क अवय होन क मामल म in case of minor nominee)
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
6) जतथ (अवय क मामल म) Date of Birth (in case of minor nominee)
एचH ायी अनदश Standing Instructions
1 म हम आपको मर हमार खात म तः िडट ा क लए ाधकत करताकरती करत ह IWe authorise you to receive credits automatically into myour account
हा Yes नही No
हा Yes नही No2 मारनामा (पीओए) ारा खाता परचालत िकया जाएगा Account to be operated through Power of Attorney (PoA)
3एसएमएस अलटस सवधा SMS Alert facilityहा Yes नही No
हा Yes नही No
हा Yes नही No
1 यपहला धारक SoleFirst Holder
2 दसरा धारक Second Holder
3 तीसरा धारक Third Holder
4 खाता ववरण ा करन का मोड [िकसी एक को िटक कर] Mode of receiving Statement of Account [Tick any one]
भौतक प म Physical Form
इलॉ नक प म Electronic Form [नोट 4 को पढ़ और यह सनत कर िक कवाईसी आवदन फॉम म ईमल-आईडी िदया गया ह Read Note 4 and ensure that email ID is provided in KYC Application Form]
जीG यद लाग हो तो कपया टक कर Please tick if applicable राजनीत स जड़ (पीईपी) Politically Exposed Person (PEP)
राजनीतक स सबधत (पीईपी) Related to a Politically Exposed Person (PEP)
अभभावक का ववरण Guardian Details (जहा एकल धारक अवय होwhere sole holder is a minor)आयI [अवय क खात क लए दो कवाईसी फॉम अव फाइल िकए जान चािहए अथात एक अभभावक क लए और दसरा अवय क लए (अभभावक ारा हार िकया जाए)For account of a minor two KYC Application Forms must be lled ie one for the guardian and another for the minor (to be signed by guardian)]
अभभावक का नामGuardian Name
पनPAN अवय स अभभावक का सबधRelationship of guardian with minor
नामाकन का वकNomination OptionजJ
म हम नामाकन करना चाहता चाहती चाहत ह तथा एतदारा नलखत को नामािकत करता करती करत ह जसको मर हमारी म क पात सभी अधकार और या मर हमार ारा उ लाभाथ ामी खात क लए िडपॉजटरी क पास धारत तभतयो क भगतान स सबधत राश ा करन का अधकार होगाIWe wish to make a nomination and do hereby nominate the following person in whom all rights and or
amount payable in respect of securities held in the Depository by me us in the said beneciary owner account shall vest in the event of my our death
म हम नामाकन करना चाहता चाहती चाहत ह IWe wish to make a nomination म नामाकन नही करना चाहता चाहती चाहत ह IWe do not wish to make a nomination[नलखत ववरण क अनसारAs per details given below] [नलखत नामाकन ववरण को काट दStrike off the nomination details below]
नामाकन ववरणNomination Details
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
4) नामती का सपक ववरण Contact details of nominee
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
5) नामती क पहचान का ववरणNominee Identification details(क) स (च) तक म स िकसी एक को िटक कर और उसका ववरण दplease tick any one from (a) to (f) and provide details of the same)
b) नामती का पनPAN of nominee
c) नामती का आधार नAadhaar number of nominee
a) (I) फोटोाफ Photograph
d) नामती का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of nomineeif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
नामती का फोटो Photograph
of nominee(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
यद नामती अवय हो तो म स 6-11तक भर Sr Nos 6-11 should be filled only if nominee is a minor
1) नामती का नाम Name of the Nominee (MrMs)
2) आवदक क साथ सबध Relationship with the Applicant(यिद कोई हो if any)
3)न ामती का पता Address of Nominee
नामती क हार Signature of nominee
डबट ाधकार Debit Authorisation
म हम आपको इस डीमट खात क भार हत म र हमार चाल बचत खाता सा स डबट करन का ाधकार दता दती दत ह IWe authorize you to debit myour currentsavings Ac number towards the service charges for this demat account
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
घोषणा Declarationखात स सबधत िडपॉजटरी और िडपॉजटरीसहभागयो स सबधतलाग नयमो और वनयमो को हमन पढ़ लया ह और समझ लया ह तथा इस खात स सबधत समय-समय पर लाग नयमो क अधीन ह और इनक पालन क सहमत दत ह हम एतवारा यह घोषणा करत ह िक उपरो ववरण हमारी जानकारी एव वास म परी तरह स स एव सही ह तथा हम इसम िकसी कर का परवतन होन पर ताल इसक सचना दन का वचन दत ह यिद उपरोजानकारी गलत या अस या गमराहकरन वाली या गलत बयानी पाई जाती ह तो हम यह मालम ह िक इसक लए हम उरदायी ठहराए जाएग म हम दावज़ ldquoलाभाथ ामी और िडपॉजटरी सहभागी क अधकार और उरदायrdquo क त क पावती दता दती दत हThe rules and regulations of the Depository and Depository Participants pertaining to an account which are in force now have been read by us and we have understood the same and we agree
to abide by and to be bound by the rules as are in force from time to time for such accounts We hereby declare that the details furnished above are true and correct to the best of our knowledge
and belief and we undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting we are
aware that we may be held liable for it Iwe acknowledge the receipt of copy of the document ldquoRights and Obligations of the Benecial Owner and Depository Participantrdquo
ाधकत हारी Authorised Signatories (ाधकत हारयो क लए बोड सक को सल कर) Enclose a Board Resolution for Authorised Signatories)
य पहला धारकअभभावक SoleFirst HolderGuardian
धारक(को) का नामName(s) of holder(s) हार Signature(s)
दसरा धारक Second Holder
तीसरा धारक Third Holder
(य पहला धारक क अवय होन क मामल मIn case sole holder is minor)
b) अभभावक का पनPAN of Guardian
c) अभभावक का आधार नAadhaar number of Guardian
a) (I) फोटोाफ Photograph
d) अभभावक का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of Guardianif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) अभभावक क डीमट खात का ववरणDemat account details of Guardian डीपी आईडीDP ID
ाहक आईडीClient ID
डीपी आईडीDP ID
ाहक आईडीClient ID
अभभावक का फोटो Photograph of Guardian
(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
अभभावक क हारSignature of Guardian
11) अभभावक क पहचान का ववरण (कपया (क)स (च) तक म स िकसी एक को टक कर और उसका ववरण द)Guardian Identification details (please tick any one from (a) to (f) and provide details of the same)
1 सभी पाचार कवल य पहल धारक क पत पर भज जाएग All communication shall be sent at the address of the SoleFirst holder only
2 अग ठ का नशान और अ जी या िहदी या भारतीय सवधान क आठवी अनसची म शामल भाषाओ को छोड़कर अ िकसी भाषा म िकए गए हार मजट या सरकारी नोटरी या वशष कायपालक मजट स अनमाणत होन चािहए Thumb impressions and thsignatures other than English or Hindi or any of the other language not contained in the 8 Schedule of the Constitution of India must be attested by a Magistrate or a Notary Public
or a Special Executive Magistrate3 नामाकन स सबधत अनदश नलखत ह Instructions related to nomination are as below
I नामाकन कवल उी यो का िकया जा सकता ह जो य अपनी ओर स एकल खात या सय खात क लाभाथ ामी हो सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत गर- वयक नामाकन नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम पर सभी सय खाताधारको क हार होग The nomination can be made only by individuals holding beneciary owner accounts on their own behalf singly or
jointly Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot nominate If the account is held jointly all joint holders will sign the nomination form
II अवय को भी नामत िकया जा सकता ह ऐस मामलो म लाभाथ ामी ारा अवय क अभभावक का नाम और पता उपल कराया जाएगा A minor can be nominated In that event the name and address of the Guardian of the
minor nominee shall be provided by the benecial owner III ास सोसायटी कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक नामती नही हो सकत ह समय-समय पर लाग वनमय नयण क अधीन अनवासी भारतीय भी नामती हो सकत ह The Nominee shall not be a trust
society body corporate partnership rm karta of Hindu Undivided Family or a power of Attorney holder A non-resident Indian can be a Nominee subject to the exchange controls in force from time to time
IV लाभाथ ामी का खाता बद होन पर लाभाथ ामी स सबधत नामाकन को भी र माना जाएगा इसी तरह तभत क अत रण होन पर तभत स सबधत नामाकन को भी र माना जाएगा Nomination in respect of the beneciary owner account
stands rescinded upon closure of the beneciary owner account Similarly the nomination in respect of the securities shall stand terminated upon transfer of the securities V िडपॉजटरी और भागीदार ारा काननी वारस क नामती क प म तभतयो का अतरण वध प स िकया जाएगा Transfer of securities in favour of a Nominee shall be valid discharge by the depository and the Participant
against the legal heir VI नामाकन को कवल उसी लाभाथ ामी ारा र िकया जाएगा जसन य अपनी ओर स एकल खात या सय खात क लाभाथ ामी क प म मल नामाकन िकया था सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत
गर- वयक नामाकन र नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम को र करन हत सभी सय खाता धारको क हार होग The cancellation of nomination can be made by individuals only holding
beneciary owner accounts on their own behalf singly or jointly by the same persons who made the original nomination Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot cancel the nomination If the beneciary owner account is held jointly all joint holders will sign the cancellation form
VII नामाकन क र होन पर नामाकन को र माना जाएगा तथा नामती क प म तभतयो क अत रण क लए िडपॉजटरी बाकारी नही होगा On cancellation of the nomination the nomination shall stand rescinded and the
depository shall not be under any obligation to transfer the securities in favour of the Nominee4 इलॉ नक प म खाता ववरण ा करन क लएFor receiving Statement of Account in electronic form
I ाहक को ईमल एकाउट क पासवड क गोपनीयता अव सनत करनी चािहए Client must ensure the condentiality of the password of the email account
II ईमल पता म परवतन होन पर ाहक को सहभागी को तर त सचना दनी चािहएClient must promptly inform the Participant if the email address has changed
III ाहक 10 िदन क पव सचना दकर इस सवधा को बद करवा सकता ह इसी तरह सहभागी भी 10 िदन क पव सचना दकर इस सवधा को बद कर सकता ह Client may opt to terminate this facility by giving 10 days prior noticeSimilarly
Participant may also terminate this facility by giving 10 days prior notice 5 जो लाग न हो उस काट द Strike off whichever is not applicable
नोट Notes
तीसर धारक क हार
Signature of 3rd holderखाता भारीपहल धारक क हार
Signature of 1st holder in charge Acदसर धारक क हार
Signature of 2nd holder
डीमट सवाए और भारो क अनसची Demat Services and Charges Schedule
सवाए Servicesनयमत
Regularफ़ड ाहक
Preferred Clientsआरएसडओएम
RSWOM
अधकतम Maximum(जहा लाग हो where
applicable)
नतम Minimum(जहा लाग होwhere
applicable)खाता जस णी क अत गत खोला जाएगा उस पर िटक लगाए Tick ( ) against the category under which the Ac will be opened4
खाता खोलना (आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for IDBI saving amp current account holders)
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
खाता खोलना (गर आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for Non IDBI saving amp current account holders)
गर-आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for Non-IDBI Sb Current Ac Holders
आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for IDBI Sb Current Ac Holders
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
माक टइटी खरीद लन-दन Market Equity Buy Transactions
लन-दन Transactions
इटी लखतो को डीमट करनाDematerialisation of Equity Instruments
ऋण लखतो को डीमट करना Dematerialisation of Debt Instruments
तभतयो का पनमतकरण Rematerialisation of Securities
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
Rs40- त माणप और डाक खचper certicate
plus postage
Rs- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
क सौ तभतयो क लए 20 या उसक बाद उसक भाग म या त माणप 20 का सीधा श जो भी अधक होRs 20 for every hundred securities or part thereof or Flat fee of Rs 20 per certicate whichever is higher
माक ट ऋण खरीद लन-दन Market Debt Buy Transactions
माक टइटी वय लन-दन Market Equity Sell Transactions
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs50- त पper scrip
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
Rs500- त पper scrip
माक ट ऋण वय लन-दनMarket Debt Sell Transactions
ऑफ माक ट इटी खरीद लन-दन Off Market Equity Buy Transaction
ऑफ माक ट ऋण खरीद लनदन Off Market Debt Buy Transaction
ऑफ माक ट इटी वय लनदन Off Market Equity Sell Transaction
ऑफ माक ट ऋण वय लनदन Off Market Debt Sell Transaction
वलब अनदश श ारभक भगतानLate instruction Fee payable upfront
इटरndashिडपॉजटरी अत रण (य) Inter-Depository Transfer (Buy)
इटरndashिडपॉजटरी अत रण (वय) Inter-Depository Transfer (Sell)
ीज़ Freeze
डी-ीज़ De-Freeze
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
015 बाज़ार म का015 of market value
010 बाज़ार म का010 of market value
015 बाज़ार म का015 of market value
गरवी Pledge
गरवी सजन करना Pledge Creation
गरवी लाग करना Pledge Invocation
गरवी समापन करनाPledge Closure
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs2500- वpa
Rs200- वpa Rs200- वpa Rs200- वpa
लाग नहीNA लाग नहीNA
ववरण Statements
डाक ारा तमाही ववरण Quarterly statement by post
डाक ारा मासक ववरण Monthly statement by post (यिद इस अवध क दौरान लन-दन हो तो) only if transactions take place during the period)
ईमल ारा मासक ववरण Monthly statement by email
अनरोध पर ववरण आईवीआर पर On request statement on IVR
आईवीआर पर दज अनरोध क लए ईमल ारा ववरण On request statement by email for requests logged over IVR
शाखा म अनरोध पर ववरण On request statement at the branch
अनरोध पर डाक ारा ववरण On request statement by post (भारत स बाहर क पत पर address outside India)
वकक मासक होग ववरण Optional monthly Holding Statement (खाता खोलन वाल महीन म अम भगतान और उसक बाद वाषक आधार पर क वष Payable in advance in the month of account opening and on anniversary basis every year thereafter)
Rs900- कeach Rs900- कeach Rs900- कeach
Rs25- कeach Rs25- कeach Rs25- कeach
नोट Noteसवा कर यथा लाग (कर ाधकरण ारा समय-समय पर जारी परवतन ो क अधीन)Service Tax as applicable subject to change as prescribed by Tax Authorities from time to time)
आईडीबीआई बक बचत चाल खाता धारको को सवा भारो क वसली क लए ायी अनदश अव दान िकए जान चािहए IDBI Bank SBCurrent Ac holders must provide Standing Instuctions for recovery of the service charges
भारो क गणना क लए लन-दन धारता का बाज़ार म एनएसडीएल कोस फ़ाइल क अनप होगाFor calculation of charges market value of transactionholding will be as per NSDL procele
अतरण क लए सभी अनदश बक क सबधत शाखाओ म नादन स एक िदन पहल 4 बज अपराहन स पहल अव ा िकए जाए उपरो समयसीमा क बाद ा अनदशो को कवल ाहक क अपन जोखम क आधार पर ही ा िकया जाएगा All instructions for transfer must be received at
respective branches of the Bank one day before the date of execution not later than 4 pm of the previous day Instructions received afer the above dedline will be acceptabed only at clients risk
सवा भारो क लए मासक आधार पर बल जारी िकया जाएगा उपरो उत भार सचीब सवाओ क लए ह उ सची म यिद कोई सवा नही शामल ह तो उसक लए लए बक क नीत अनसार अलग स भार लया जाएगाBills for service charges will be raised monthly Charges quoted above are fot the services listed Any services not listed above will be charged separately as per Banks policy
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
वर नागरकSenior Citizen
सामा खड General Clause1लाभाथ ामी और िडपॉजटरी सहभागी (डीपी) िडपॉजटरी अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयम 1996 भारतीय तभत एव वनमय बोड (सबी) क नयमो और वनयमो उनक अधीन जारी िकए गए परपोअधसचनाओिदशानदशो िडपॉजटरीज क ारा जारी
उप-वधया और कारोबार नयमपरचालन अनदश और सरकारी ाधकरणो क ासगक अधसचनाओ स आब होग जसा िक समय-समय पर लाग होगाThe Benecial Owner and the Depository participant (DP) shall be bound by the provisions of the Depositories Act 1996 SEBI (Depositories and
Participants) Regulations 1996 Rules and Regulations of Securities and Exchange Board of India (SEBI) CircularsNoticationsGuidelines issued there under Bye Laws and Business
RulesOperating Instructions issued by the Depositories and relevant notications of Government Authorities as may be in force from time to time 2समय-समय पर सबी ारा नधा रत क अनसार भर ए खाता खोलन क फॉम कवाईसी और सहायक दावज़ क ा क बाद ही डीपी िकसी लाभाथ ामी(यो) क डीमट खात िडपॉजटरी णाली म खोलग सिय करग
The DP shall openactivate demat account of a benecial owner in the depository system only after receipt of complete Account opening form KYC and supporting documents as specied
by SEBI from time to time लाभाथ ामी क जानकारी Beneficial Owner information
3डीपी लाभाथ ामी(यो) क सभी ववरण जस िक खाता खोलन क फॉम म उखत उनक ारा त िकए गए सहायक दावजो औरया लाभाथ ामी क गोपनीयता स सबधत जानकारी अपन पास रखगा और उसका कटन िकसी को नही करगा बशत इस सबध म िकसी सावधक वधक या वनयामक ाधकारी ारा अपत न हो
The DP shall maintain all the details of the benecial owner(s) as mentioned in the account opening form supporting documents submitted by them andor any other information pertaining to the benecial owner condentially and shall not disclose the same to any person except as required by any statutory legal or regulatory authority in this regard
4डीमट खात खोलन क दौरान या समय-समय पर डीपी को त िकए गए खाता खोलन क फॉम म िदए गए ववरण म कोई परवतन होन पर लाभाथ ामी ताल डीपी को लखत म अधसचत कर The Benecial Owner shall immediately notify the DP in writing if there is any change in details provided in the account opening form as submitted to the DP at the time of opening the
demat account or furnished to the DP from time to timeशभारटरफ FeesChargesTariff
5लाभाथ ामी तभतयो क धारण और अत रण डीमटरयलाइज प म करन और उ स िडपॉजटरी सवाए ा करन क डीपी ारा उपल कराई गई टरफ शीट म नधा रत क अनसार डीपी तथा लाभाथ ामी क बीच समय-समय पर िकए गए करार क अत गत लाभाथ ामी ऐस सभी भारो का भगतान डीपी को करग लाभाथ ामी को यह सचत िकया जाता ह िक ldquoडीमट खात खोलन क लए कोई भार दय नही हrdquoThe Benecial Owner shall pay such charges to the DP for the purpose of holding and transfer of securities in dematerialized form and for availing depository services as may be agreed to from time to time between the DP and the Benecial Owner as set out in the Tariff Sheet provided by the DP It may be informed to the Benecial Owner that no charges are payable for opening of demat accountsrdquo
6बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी िकए गए ासगक परपोिदशानदशोअधसचनाओ क अधीन नधा रत भार सरचना का अनपालन करगIn case of Basic Services Demat Accounts the DP shall adhere to the charge structure as laid down under the relevant SEBI andor Depository circularsdirectionsnotications issued from time to time
7डीपी नधा रत िकए गए भारोटरफ म कोई व नही करग जब तक इस सबध म लाभाथ ामी को कम स कम 30 िदन पहल लखत म एक नोिटस न िदया गया होThe DP shall not increase any chargestariff agreed upon unless it has given a notice in writing of not less than thirty days to the Benecial Owner regarding the same
डीमटरयलाइजशन Dematerialization8लाभाथ ामी को उन तभतयो को ा करन का अधकार होगा जो िडपॉजटरीज ारा नधा रत उप-वधपरचालन अनदशकारोबार नयमो क अत गत
नधा रत हो िडपॉजटरीज पर मा हो प एव णाली म डीमटरयलाइज होThe Benecial Owner shall have the right to get the securities which have been admitted on the Depositories dematerialized in the form and manner laid down under the Bye Laws
Business Rules and Operating Instructions of the depositories अलग खात Separate Accounts9डीपी क लाभाथ ामी क नाम म अलग खात खोलग और क लाभाथ ामी क तभतयो को अलग िकया जाएगा तथा अ लाभाथ ामी क तभतयो औरया डीपी क अपनी तभतयो क साथ मत नही िकया जाएगाडीमटरयलाइज प म
The DP shall open separate accounts in the name of each of the benecial owners and securities of each benecial owner shall be segregated and shall not be mixed up with the securities of other benecial owners andor DPs own securities held in dematerialized form
10डीपी लाभाथ ामी को ऐसी तभतयो क सण प स या एकल प म सजन या गरवी औरया बधक या अ कोई िहत या ऋण-भार क अनमत दान नही करगा जो िडपॉजटरीज अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयमन 1996 और िडपॉजटरीज क उप-वधपरचालन The DP shall not facilitate the Benecial Owner to create or permit any pledge and or hypothecation or any other interest or encumbrance over all or any of such securities submitted for dematerialization andor held in demat account except in the form and manner prescribed in the Depositories Act 1996 SEBI (अनदशकारोबार नयमो क अनसार नधा रत प एव णाली क अतर क लए त औरया डीमट खात म धारत ह )डीमटरयलाइजशन(Depositories and Participants) Regulations 1996 and Bye-LawsOperating InstructionsBusiness Rules of the Depositories)
तभतयो का अतरण Transfer of Securities
11लाभाथ ामी ारा यथावध ाधकत िकसी आदश अनदश नदश या अधदश क आधार पर ही डीपी लाभाथ ामी क डीमट खातो म और ारा अत रण को सप करगThe DP shall effect transfer to and from the demat accounts of the Benecial Owner only on the basis of an order instruction direction or mandate duly authorized by the Benecial Owner and the DP shall maintain the original documents and the audit trail of such authorizations
12लाभाथ ामी क पास अपन डीमट खात म तभतयो को जमा करन क सबध म ायी अनदश दन का अधकार सरत ह और डीपी ऐस अनदशो क अनसार कारवाई करगThe Benecial Owner reserves the right to give standing instructions with regard to the crediting of securities in his demat account and the DP shall act according to such instructions
खाता ववरण Statement of account
13लाभाथ ामी क साथ तय िकए गए प एव णाली तथा समय क अनसार और इस सबध म सबी लाभाथ ामी को खातो क ववरण उपल कराएगिडपॉजटरी ारा नधा रत क अनसार The DP shall provide statements of accounts to the benecial owner in such form and manner and at such time as agreed with the Benecial Owner and as specied by SEBIdepository in this regard
14तथाप यिद डीमट खात म कोई लनदन नही आ ह या यिद वष क दौरान शष राश श हो गई तो डीपी को वाषक धारता क कागजी ववरणी ऐस बीओ को भजनी चािहए और जब भी खात म कोई लनदन होत ह तब लनदन क ववरण भज जाएगHowever if there is no transaction in the demat account or if the balance has become Nil during the year the DP shall send one physical statement of holding annually to such BOs and shall resume sending the transaction statement as and when there is a transaction in the account
15डीपी इलो नक प म डीमट खातो क ववरण जारी करन क सवाए दान कर सकत ह बशत लाभाथ ामी इसक लए इक हो डीपी सचना ौोगक अधनयम 2000 क अधीन नयमो स शासत क अनसार अपन िडजटल हार सिहत डीमट खातो क ववरण लाभाथ ामी को त करग तथाप यिद डीपी क पास डीमट खात का ववरण इलो नक मोड म त करन क सवधा नही ह तब सहभागी डीमट खातो क ववरण को कागजी प म अषत करगThe DP may provide the services of issuing the statement of demat accounts in an electronic mode if the Benecial Owner so desires The DP will furnish to the Benecial Owner the statement of demat accounts under its digital signature as governed under the Information Technology Act 2000 However if the DP does not have the facility of providing the statement of demat account in the electronic mode then the Participant shall be obliged to forward the statement of demat accounts in physical form
16बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी अधदश क अनसार लनदनो क ववरण भजग In case of Basic Services Demat Accounts the DP shall send the transaction statements as mandated by SEBI andor Depository from time to time
सबी और डपॉजटरी ारा नधारत क अनसार लाभाथ ामी और डपॉजटरी सहभागी क अधकार एव सीमाएRights and Obligations of Beneficial Owner and Depository Participant as prescribed by SEBI and Depositories
घोषणापAcknowledgementआईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
Received the application from MrMs as the solerst holder alongwith
and as
ी सी स यपहल धारक होन क नात और ीसी
व ी सी स मशः दसर एव तीसर धारक होन क नात
िडपॉजटरी खाता खोलन का आवदन फॉम ा िकया कपया भव क अपन सभी पाचारो म आपको आबिटतडीपी आईडी एव ाहक आईडी (समाशोधन सद क मामल म सीएम-बीपी-आईडी) का उख कर
िदनाक Dateसहभागी क ाप व हारParticipant Stamp amp Signature
Members) in all your future correspondencethe second and third holders respectively for opening of a depository account Please quote the DP ID ampClient ID allotted to you (CM-BP-ID in case of Clearing
डीमट खात को बद करन क िया Manner of Closure of Demat account
17पी क पास लाभाथ ामी क डीमट खात कारण चाह कोई भी हो को बद करन का अधकार होगा बशत डीपी न लाभाथ ामी क साथ-साथ िडपॉजटरी को 30 िदन स कम समय क अद र लखत सचना दी हो उसी कार लाभाथ ामी को डीपी क पास धारत अपना डीमट खाता बद करन का अधकार होगा बशत उसक ारा डीपी को कोई भी बकाया भार दय न हो ऐसी त म लाभाथ ामी यह वशष प स उख करग िक उनक डीमट खात क शष राश लाभाथ ामी क िकसी अ डीपी क पास धारत अ डीमट खात म अत रत क गई ह या धारत तभत शष को पनः कागजी प म श करना हThe DP shall have the right to close the demat account of the Benecial Owner for any reasons whatsoever provided the DP has given a notice in writing of not less than thirty days to the Benecial Owner as well as to the Depository Similarly the Benecial Owner shall have the right to close hisher demat account held with the DP provided no charges are payable by himher to the DP In such an event the Benecial Owner shall specify whether the balances in their demat account should be transferred to another demat account of the Benecial Owner held with another DP or to rematerialize the security balances held
18लाभाथ ामी क अनदश क आधार पर डीपी ऐसी तभत शषराश क अत रण या इ कागजी प दन क िया िडपॉजटरी ारा समय-समय पर नधा रत िया क अनसार तीस िदनो क अद र श करग बशत िक इसक अतर डीमट खात को बद करना लाभाथ ामी या डीपी दोनो क अधकारो दयताओ और दायो को भावत नही करगा और इन पो को उनक सतोषजनक समापन तक जोड़ रखन हत जारी रहग ाBased on the instructions of the Benecial Owner the DP shall initiate the procedure for transferring such security balances or rematerialize such security balances within a period of thirty days as per procedure specied from time to time by the depository Provided further closure of demat account shall not affect the rights liabilities and obligations of either the Benecial Owner or the DP and shall continue to bind the parties to their satisfactory completion
भारो क भगतान म चक Default in payment of charges
19खड 5 एव 6 म उखत िकसी राश क माग क तारीख स तीस िदनो क अवध क भीतर भगतान म लाभाथ ामी ारा ई चक क मामल म डीपी क अधकार पर तकल भाव डाल बना लाभाथ ामी क डीमट खात को बद करन क लए डीपी ऐसी चक क अवध क लए िडपॉजटरी ारा समय-समय पर नधा रत ाज दर पर भार लगा सकता हIn event of Benecial Owner committing a default in the payment of any amount provided in Clause 5 amp 6 within a period of thirty days from the date of demand without prejudice to the right of the DP to close the demat account of the Benecial Owner the DP may charge interest at a rate as specied by the Depository from time to time for the period of such default
20लाभाथ ामी ारा उपय खड 5 एव 6 म उखत िकसी राश क भगतान म असफल रहन पर लाभाथ ामी को दो िदन का नोिटस दन क बाद डीपी क पास लाभाथ ामी क अनदशो क ोससग को उस समय तक रोकन का अधकार होगा जब तक वह ाज सिहत भगतान यिद कोई हो न कर द In case the Benecial Owner has failed to make the payment of any of the amounts as provided in Clause 5amp6 specied above the DP after giving two days notice to the Benecial Owner shall have the right to stop processing of instructions of the Benecial Owner till such time he makes the payment along with interest if any
डपॉजटरी क दयता Liability of the Depository
21 As per Section 16 of Depositories Act 1996 िडपॉजटरी अधनयम 1996 क धारा 16 क अनसार1उस समय लाग िकसी अ नयम क ावधानो पर तकल भाव डाल बना िडपॉजटरी या सहभागी क असावधानी क कारण लाभाथ ामी को ए िकसी भी नकसान क तपत िडपॉजटरी करग
Without prejudice to the provisions of any other law for the time being in force any loss caused to the benecial owner due to the negligence of the depository or the participant the depository shall indemnify such benecial owner
2यिद उपय खड (1) क अधीन सहभागी क असावधानी क कारण ए इस नकसान क तपत िडपॉजटरी ारा क गई हो तो िडपॉजटरी क पास ऐस सहभागी स उ राश को वसल करन का अधकार होगा Where the loss due to the negligence of the participant under Clause (1) above is indemnied by the depository the depository shall have the right to recover the same from such participant
खातो क ीजग डीीजग Freezing Defreezing of accounts
22उप वधयो और कारोबार नयमोपरचालन अनदशो क अत गत नधा रत िया क अनसार और अवरोधो क अधीन लाभाथ ामी डीपी क पास सचालत अपन डीमट खात पर रोक लगानरोक हटान क अधकार का योग कर सकत हThe Benecial Owner may exercise the right to freezedefreeze hisher demat account maintained with the DP in accordance with the procedure and subject to the restrictions laid down under the Bye Laws and Business RulesOperating Instructions
23डीपी या िडपॉजटरी क पास िकसी वनयामक या ायालय या अ सावधक ाधकरण स अनदशो क ा होन पर लाभाथ ामी क खातो पर रोक लगानरोक हटान का अधकार होगाThe DP or the Depository shall have the right to freezedefreeze the accounts of the Benecial Owners on receipt of instructions received from any regulator or court or any statutory authority
नवशक शकायतो का नवारण Redressal of Investor grievance
24डीपी शकायत क ा क तारीख स तीस िदनो क अवध क अद र लाभाथ ामी क डीपी क व िकए गए सभी शकायतो का नवारण करगThe DP shall redress all grievances of the Benecial Owner against the DP within a period of thirty days from the date of receipt of the complaint
ाधकत तनध Authorized representative
25यिद लाभाथ ामी कॉरपोरट नकाय या वधक नकाय ह तब वह खाता खोलन क फॉम क साथ-साथ इनक ारा अधकत उन अधकारयो क सची डीपी को त करग जो तभागी क साथ इनक ओर स तनध और सपक करग उसक बाद ऐसी सची म जोड़ घटाव या बदलाव सिहत िकसी परवतन क सचना सहभागी को दी जाएगीIf the Benecial Owner is a body corporate or a legal entity it shall along with the account opening form furnish to the DP a list of ofcials authorized by it who shall represent and interact on its behalf with the Participant Any change in such list including additions deletions or alterations thereto shall be forthwith communicated to the Participant
वध और ाधकारता Law and Jurisdiction
26इस दावज़ म नद वशष अधकारो क अतर डीपी और लाभाथ ामी उन सभी अ अधकारो क योग क हकदार होग जो सबधत िडपॉजटरी क नयमो उप-वधयो और वनयमनो क अधीन ह जसम डीमट खात खोल गए ह या सबी क नयमो और वनयमो क अत गत उ ा ह जनक अधीन परप नोिटस जारी िकए गए ह
In addition to the specic rights set out in this document the DP and the Benecial owner shall be entitled to exercise any other rights which the DP or the
Benecial Owner may have under the Rules Bye Laws and Regulations of the respective Depository in which the demat account is opened and circularsnotices issued there under or Rules
and Regulations of SEBI
27इस दावज़ क ावधान हमशा सरकारी अधसचना सबी ारा जारी िकसी नयम वनयम िदशानदश और परपो नोिटसो और सबधत िडपॉजटरी जहा लाभाथ ामी अपना खाता सचालत करत ह क समय-समय पर लाग नयमो वनयमो और उपवध स आब होगThe provisions of this document shall always be subject to Government notication any rules regulations guidelines and circulars notices issued by SEBI and Rules Regulations and Bye-laws of the relevant Depository where the Benecial Owner maintains his her account that may be in force from time to time
28लाभाथ ामी और डीपी िडपॉजटरी क उपवध क अधीन नधा रत ववाचन और सलह क िया स आब होग और ऐसी िया डीपी और लाभाथ ामी क बीच िकसी भी ववाद पर लाग होगThe Benecial Owner and the DP shall abide by the arbitration and conciliation procedure prescribed under the Bye-laws of the depository and that such procedure shall be applicable to any disputes between the DP and the Benecial Owner
29इस दावज़ म य श और अभया लिकन जो यहा परभाषत नही ह व जब तक सदभ अथा अपत न हो वही अथ लगाया जाए जो िडपॉजटरी और या सबी क अधीन जारी नयमो उपवधयो और वनयमो और परपोनोिटसो म नधा रत िकए गए हWords and expressions which are used in this document but which are not dened herein shall unless the context otherwise requires have the same meanings as assigned thereto in the Rules Bye-laws and Regulations and circularsnotices issued there under by the depository and or SEBI
30सबी िडपॉजटरीज ारा नधा रत अधकार और सीमाओ म कोई परवतन ाहक क जानकारी म ताल लाया जाएAny changes in the rights and obligations which are specied by SEBIDepositories shall also be brought to the notice of the clients at once
31सबी क नयमो और वनयमो म बदलाव क कारण यिद पाटयो क अधकार और सीमाओ म परवतन होता होता ह तो ऐस परवतन ो म इस दावज़ म उखत पाटयो क अधकारो और सीमाओ क परवतन ो म शामल िकया जाना अपत ह If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI or Bye-laws Rules and Regulations of the relevant Depository where the
Benecial Owner maintains hisher account such changes shall be deemed to have been incorporated herein in modication of the rights and obligations of the parties mentioned in this
document
आईडीबीआई बक लमटड पजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई- 400 005IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
वज़ट कर Visit us wwwidbicom
Call 022 66937000 Call Toll Free 1800 22 1070 1800 200 1947
अपन ाहक को जानए (कवाईसी) आवदन प KNOW YOUR CLIENT (KYC) APPLICATION FORM
(वयक क लए For Individuals)
आईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
कपया फॉम को अजी म और शो म भर Please fill this form in ENGLISH and in BLOCK LETTERS
फोटो Photograph
कपया हाल क पासपोट आकार का फोटो लगाए और उसक आर-पार हार कर Please afx the recent
passport size photograph and sign across it
आवदक का नाम Name of the Applicant1
पतापत का नाम FathersHusbands Name2
5
1
3
आवासीयपाचार का पताRes idence Correspondence Address
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
2
सपक ववरण Contact Details
टली(का)Tel(Off) टली (घर) Tel(Res)
फ नFax No मोबाइल नMobile No
एतदारा म हम यह घोषणा करता करती करत ह िक उपय ववरण मरी हमारी जानकारी और वास म पणत ः स और सही ह तथा इसम िकसी कार का परवतन होन पर ताल इसक सचना दन का वचन दतादती दत ह यिद उपय जानकारी गलत अस गमराह करन वाली या गलत बयानी पाई जाती ह तो इसक लए म हम उरदाई ठहराए जा सकता सकती सकत ह IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iwe undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting I amwe are aware that Iwe may be held liable for it
ाधकत हारी(यो) का नाम एव हार Name ampSignature of the Authorised Signatory(ies)
िदनाक Date
सीC-घोषणापDECLARATION
1
2
सफ कायालय उपयोग क लए FOR OFFICE USE ONLY
ववरण Particulars सSrNo
मल क जाच क गई और -अनमाणत दावजो क तया ा क गई Originals veried and Self-Attested Document copies received
गत जाच (आईपीवी) क ववरण In-Person-Verication (IPV) details
आईपीवी करन वाल का नाम Name of the person doing IPV
पदनाम Designation
स गठन का नाम Name of Organization
बीB- पता ववरणADDRESS DETAILS
एA- पहचान का ववरणIDENTITY DETAILS
एA
बीB
सीC
िदनाक Dateहार Signature
िदनाक Date
ाधकत हारी का नाम Name of the Authorised Signatory
ाधकत हारी क हार Signature
of the Authorised Signatoryम क मह र ाप
SealStamp of the intermediary
डीD
ए a) लग Gender
3 पषMale
मिहलाFemale
एकलSingle
शादी शदाMarried
बीb) ववािहक त Marital status
सीc) ज तारीख Date of Birth
एa) पन PAN
4एa) राीयताNationality
बीb) तStatus
भारतीयIndian अ Other (कपया उख करPlease specify)
नवासी वयकResident Individual अनवासीNon Resident वदशीForeign National
बीb) आधार सायद कोई होAadhaar Number if any
6जमा िकए गए पहचान क माण का उख करSpecify the proof of identity submitted
पन काडPAN card
कोई अ (कपया उख कर)Any other (Please specify)
आवासीय पताResidence Address पाचार का पताCorrespondence Address
ईमल आईडीEmail ID
4
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
(यिद उपय स अलग होIf different from aboveअनवासी आवदक अनवाय पसवदशी पता का उख करMandatory for Non-Resident Applicant to specify overseas address)ायी पताPermanent Address
आवासीय पाचार क पत क लए जमा िकए गए पता माण का ववरण Specify the proof of address submitted for Residence Correspondence address
कवाईसी फॉम भरन क लए अनद श जाच सची INSTRUCTIONS CHECK LIST FOR FILLING KYC FORM
1सभी ाहको वतक ो साझदारो कता ासयो पणक ालक नदशको और कपनी फ़म अ क ओर स तभतयो म सौदा करन क लए ाधकत यो क लए पन काड क -अनमाणत त अनवाय ह Self-attested copy of PAN card is mandatory for all clients including PromotersPartnersKartaTrustees and whole time directors and persons authorized to deal in securities on behalf of
companyrmothers
2आवदक ारा जमा िकए गए सभी दावजो क तया -अनमाणत होनी चािहए और सापन क लए उसका मल स मलान िकया जाना चािहए यिद िकसी दावज़ क मल त सापन क लए त नही क गई हो तो नलखत सची क अनसार दावजो को अनमाणत करन क लए ाधकत साओ ारा तयो को उपय प स अनमाणतकराना होगा Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for verication In case the original of any document is not produced for verication then the
copies should be properly attested by entities authorized for attesting the documents as per the below mentioned list
3यिद पहचान या पत का माण वदशी भाषा म ह तो उसका अजी अनवाद आवक होगा If any proof of identity or address is in a foreign language then translation into English is required
4कवाईसी फॉम पर उखत आवदक का नाम और पता माण क प म जमा िकए गए दावज़ क समान होना चािहए Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted
5एकल ामी आवदन को अपन वयक नाम और मता म ही तय ार करगा Sole proprietor must make the application in his individual name amp capacity
6अनवासी भारतीय और वदशी नागरको क लए (रज़व बक और फमा िदशानदशो क अधीन ापार क अनमत दी जाएगी) पासपोट पीआईओ काड ओसीआई काडऔर वदशी पता माण क त अनवाय ह For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passportPIO CardOCI Card and overseas address proof is mandatory
7वदशी साओ क लए सीआईएन वकक ह और नदशको क लए डीआईएन न नही रहन पर उनक पासपोट क त दी जानी चािहए For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given
8मचट नवी एनआरआई क मामल म नावक घोषणा या सीडीसी (सतत उोचन माणप) क सापत त जमा क जानी चािहए In Case of Merchant Navy NRIs Mariners declaration or certied copy of CDC ( Continuous Discharge Certicate) is to be submitted
9अवय क लए नपागार सहभागी या च अल फड क साथ खाता खोलन क लए उ मामक बोड ारा जारी वालय पराग माणप अक प अवय का पासपोट ज माणप क फोटो त अव उपल कराईजाए For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving Certicate Mark Sheet issued by higher Secondary BoardPassport of Minor Birth
Certicate must be provided
10राजनीत स जड़ यो का ताय ऐस यो स ह ज वदश म म सावजनक कायभार सौपा गया हो जस िक राो या सरकारो क मख वर राजनता वर सरकारी ायक सना क अधकारी रा क ाम वाल नगमो क वर कायपालकमहपण राजनीतक पाट क अधकारी इािद Politically Exposed Persons(PEP) are dened as individuals who are or have been entrusted with prominent public functions in a foreign country eg Head of States or of Governments Senior Politicians
senior Governmentjudicialmilitary ofcers senior executives of state owned corporations important political party ofcials etc
1 1 डीमट खात क क धारक क लए अलग-अलग कवाईसी भरा जाएSeparate KYC to be filled up for each holders of Demat Account
एA) महपण बद Important Points
बीB पहचान माण (पीओआई) )Proof of Identity (POI)
1वश पहचान सा यआईडी) (आधार) पासपोट मतदाता पहचान काड डा इवग लाईससUnique idenditifaction Number UID) (Aadhaar) Passport Voter ID Card Driving License
2फोटो क साथ पन काड PAN card with photograph
3नलखत म स िकसी एक क ारा जारी आवदक क फोटो क साथ पहचान प दावज़ क रा सरकार और उसक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज पशवर नकाय जस िक आईसीएआई आईसीडए आई बार काउसल इािद उनक सदऔर बक ो ारा जारी िडट काड डबट काड Identity carddocument with applicants Photo Issued by any of the following Centrals State Governmentand its Departments StatutoryRegulatory Authorities Public Sector Undertakings Scheduled Commercial Banks Public Financial Institutions Colleges afliated to Universities Professional Bodies such as ICAI ICWAI Bar Council etc to their Members and credit CardsDebit Cards issued by Banks
पहचान माण क प म ीकाय दावजो क सचीList of documents admissible as Proof of identity
सीC पत का माण (पीओए) Proof of Address (POA) पत क माण क प म ीकाय दावजो क सची List of documents admissible as Proof of Address (समा तारीख वाल दावज़ जमा करन क तारीख पर वध होन चािहए Documents having an expiry date should be valid on the date of submission)
1पासपोट मतदाता पहचान प राशन काड पजीकत पा या आवास ब करार डा इवग लाइसस ट रख-रखाव बल बीमा त PassportVoters Identity Card Ration Card Registered Lease or Sate Agreement of Residence Driving License Flat Maintenance bill Insurance Copy
2उपयोगता बल जस िक टलीफ़ोन बल (सफ लड लाइन) बजली बल या गस बल ndash ३ महीन स अधक पराना नही Utility bills like Telephone Bill (only land line) Electricity bill or Gas bill- Not more than 3 months old
3बक खाता ववरण पासबक ndash ३ महीन स अधक पराना नही Bank Account StatementPassbook ndash Not more than 3 months old
4अपन खात क सबध म नया पता दत समय उ ायालय और उतम ायालय क ायाधीशो ारा घोषणा Self-declaration by High Court and Supreme Court judges giving the newaddress in respect of their own accounts
5नलखत म स िकसी एक क ारा जारी पतका माण यिद अनसचत वाणक बक अनसचत सहकारी बक बराीय वदशी बक हो तो बक बधक राजपत अधकारी नोटरी पक वधानसभा लोकसभा क नवा चत तनध िकसी सरकारी या सावधक ाधकरण ारा जारी दावज Proof of address issued by any if the following Bank Managers if Scheduled Commercial BanksScheduled Co-operative BankMultinational Foreign BanksGazetteOfficerNotary PublicElected
representatives to the Legislative Assembly ParliamentDocuments issued by any Govt or Statutory Authority
6नलखत म िकसी एक क ारा उसक सदो को जारी पत क साथ पहचान प दावज़ क रा सरकार और उनक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज और पशवर नकाय अथात आईसीएआई आईसीडबए आई आईसीएसआई बार काउसल इािद उसक सद Identity card document with address issued by any of the following CentralState Government and its Departments Statutory Regulatory Authorities Public Sector Undertakings Scheduled Commercial
Banks Public Financial Institutions Colleges afliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their Members
7एफ़आईआई उप खाता क लए एफ़आईआई उप खाता ारा अभरक को िदया गया मारनामा (जो वधवत नोटरीकत और या िटणीकत या वाणकत हो) जसम पजीकत पत क सचना होली जानी चािहएFor FIIsub account Power of Attorney given by FII sub-account to the Custodians (which are duly notarized andor apostiled or consularised) that gives the registered address should be taken
8पत-पी क नाम पर पत का माण ीकार िकया जाए The proof of address in the name of the spouse may be accepted
डीD पन म छट ीकरणExemptions Clarification to PAN
1क सरकार और या रा सरकार और ायालय ारा नय अधकारी अथात शासकय परसमापक ायालय रसीवर इािद क ओर स लनदनो क मामल मIn case of transactions undertaken on behalf of Central Government andor State Government and by ofcials appointed by Courts eg Ofcial liquidator Court receiver etc2सम रा म नवास करन वाल नवशक Investors residing in the state of Sikkim3यएन साए बपीय एज सया ज भारत म कर भगतान कर रटन भरन स छट ा ह UN entitiesmultilateral agencies exempt from paying taxes ling tax returns in India4सागत ाहको क मामल म मतः एफ़आईआई एमएफ़ वीसीएफ़ एफ़वीसीआईअनसचत वाणक बक बपीय और िपीय वकास वीय सान रा औोगक वकास नगम कपनी अधनयम 1956 क धारा 4ए क तहत परभाषत आईआरडीए और सावजनक वीय सान क साथ पजीकत बीमा कपनया अभरक पन काड क ववरणो को मल पन काड स सापत करग और म को उ सापन पन काड क ववरणो क वधवत सापत तया उपल कराएग In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companies registered with IRDA and Public Financial Institution as dened under section 4A of the Companies Act 1956 Custodians shall verify the PAN card details with the original PAN card and provide duly certied copies of such veried PAN details to the intermediary5सहभागी अपन ाहक स मल पन काड क माग िकए बना पन का सापन आयकर वबसाइट स ऑनलाइन कर सकत ह बशत िक ाहक न पन काड क अलावा पहचान क माण क लए एक अ दावज़ िदया हो Participants may verify the Pan of their clients online at the Income Tax website without insisting on the original PAN card provided that the Client has presented a document for Proof of Identity other than the PAN card
(इस कार क दावो क समथन म पया दावजी सा ा िकए जाए Sufcient documentary evidence in support of such claims to be collected)
1नोटरी पक राजपत अधकारी अनसचत वाणक सहकारी बक या बराीय वदशी बक ो क बधक (त पर नाम पदनाम क महर लगी होनी चािहए) Notary Public GazettedOfcer Manager of a Scheduled Commercial Co-operative Bank or Multinational Foreign Banks (Name Designation Seal should be afxed of the copy)
2एनआरआई क मामल म भारत म पजीकत अनसचत वाणक बक ो क वदशी शाखाए जो ाधकत ह जस दश म ाहक नवास करत ह उस दश क नोटरी पक ायालय मजट ायाधीश भारतीय दतावासमहावाण दतावास दावजो का सापन कर सकत ह In case of NRIs authorized of overseas branches of Scheduled Commercial Banks registered in India Notary Public Court Magistrate Judge Indian EmbassyConsulate General in the country where the client resides are permitted to attest the documents
ईE दावजो क सापन क लए ाधकत यो क सची List of People Authorized To Attest the Documents
49
Acknowledgement of receipt of Client Registration Documents
IWe hereby confirm that IWe have received the copies of the Client Registration (KYC) Form Rights and ObligationsRisk Disclosure Document and all other Documents duly executed by me and forming part of this Client RegistrationApplication Form with Ms IDBI Capital Markets amp Securities Ltd
Signature of the Client
(2323)
Confirmation to be Signed by Client
IWe hereby confirm that I have understood read and signed the following documents for the purpose of opening ofTrading and Demat Account with IDBI Capital -
Mandatory Documents
Sr No Name of the Document No of Signature(s)
1 KYC form 2
2 Trading Account related details 5
3 Policies and Procedures 3
4 FATCA Declaration 1
Voluntory Documents
Sr No Name of the Document No of Signature(s)
1 Terms and Conditions 4
2 Special Power of Attorney amp Instructions 4
3 Terms amp Conditions for Trading Products 2
4 Running Account Letter 1
5 Acknowledgement of Receipt of Client Registration 1Documents
3
NON - RESIDENT INDIVIDUAL (NRI)
Photo Identity Address Proof Bank Proof Demat Proof Financial Information Proof - same as ResidentIndividual
ADDITIONAL DETAILS FOR NRI CLIENTS (Compulsory)Copy of RBI Approval for dealing in securities marketBank Verification letter indicating type of account as NRENROCopy of PassportPIO CardOCI Card amp Overseas address proof is mandatory
Note-One set or proofs should be duly attested by Overseas Banker Notary Indian Embassy Consulate General +BY SELF when client is not visiting the IDBI Capital Branch
For NRE account cheque should be given from existing NRE Ac or Overseas Bank Account
For NRO account cheque should be given from existing NROResident Bank Account Overseas Bank Account
In case client canrsquot personally visit the branch webcam should be used for inperson verification
NRIs resident in United States of America are not permitted to open a trading account
4
INSTRUCTIONSCHECK LIST FOR FILLING KYC FORM
A IMPORTANT POINTS
1 Self attested copy of PAN card is mandatory for all clients2 Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for
verification In case the original of any document is not produced for verification then the copies should be properlyattested by entities authorized for attesting the documents as per the below mentioned list
3 If any proof of identity or address is in a foreignregional language then translation into English is required4 Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted5 If correspondence amp permanent address are different then proofs for both have to be submitted6 Sole proprietor must make the application in his individual name amp capacity7 For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passport
PIO CardOCI Card and overseas address proof is mandatory8 For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given9 In case of Merchant Navy NRIrsquos Marinerrsquos declaration or certified copy of CDC (Continuous Discharge Certificate)
is to be submitted10 For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving
CertificateMark sheet issued by Higher Secondary BoardPassport of MinorBirth Certificate must be provided11 Politically Exposed Persons (PEP) are defined as individuals who are or have been entrusted with prominent public
functions in a foreign country eg Heads of States or of Governments senior politicians senior Governmentjudicial military officers senior executives of state owned corporations important political party officials etc
12 Please strike off whichever part of the application is not applicable to you Do not use whitener strike cross incaseof any correction amp countersign
B OTHER INSTRUCTIONS
Exemptionsclarifications to PAN
1 In case of transactions undertaken on behalf of Central Government andor State Government and by officialsappointed by Courts eg Official liquidator Court receiver etc
2 Investors residing in the state of Sikkim3 UN entitiesmultilateral agencies exempt from paying taxesfiling tax returns in India4 SIP of Mutual Funds upto Rs 50 000- pa5 In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and
Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companiesregistered with IRDA and Public Financial Institution as defined under section 4A of the Companies Act 1956Custodians shall verify the PAN card details with the original PAN card and provide duly certified copies of suchverified PAN details to the intermediary
List of people authorized to attest the documents
1 Notary Public Gazetted Officer Manager of a Scheduled Commercial Co-operative Bank or Multinational ForeignBanks (Name Designation amp Seal should be affixed on the copy)
2 In case of NRIs authorized officials of overseas branches of Scheduled Commercial Banks registered in IndiaNotary Public Court Magistrate Judge Indian Embassy Consulate General in the country where the client residesare permitted to attest the documents
Please look for the symbols and sign accordingly
1 Signature of the Client(s)2 Signature of the Second Holder3 Signature of the Third Holder4 Signature of the Witness5 Signature of the Nominee6 Signature of the Guardian of a minor Nominee7 Signature of the BrokerDPAny other(s)
Form checked amp found OK
Branch Incharge
5
M-I (PART - A)
KNOW YOUR CLIENT (KYC) APPLICATION FORM
Please fill this form in ENGLISH and in BLOCK LETTERS
MODE OF TRADING Online Off-line
MANDATORY
Affix recentphotograph
(Please sign acrossthe Photograph)
(123)
A IDENTITY DETAILS
1 Name of the Applicant
2 Fatherrsquos Spouse Name
3 (a) Gender Male Female (b) Marital status Single Married
(c) Date of birth D D M M Y Y Y Y
4 (a) Nationality
(b) Status Resi Individual NRI Foreign National
5 (a) PAN (b) UID No Aadhaar if any
6 Specify the proof of Identity submitted
B ADDRESS DETAILS
1 Address forcorrespondence
City Town Village Pin Code
State Country
2 Contact DetailsTelephone Office Residence
Mobile No (Mandatory for SMS Alerts) Fax
Email ID
3 Specify the proof of Address submitted
4 Permanent Address
City Town Village Pin Code
State Country
5 Specify the proof of Address submitted
(if different from above oroverseas address mandatoryfor Non-Resident Applicant)
6
FOR OFFICE USE ONLY
(Originals verified) True copies of documents received
(Self-Attested) Self Certified Document copies received
Signature of the Authorised Signatory
Date SealStamp of the intermediary
DECLARATION
I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertaketo inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I am aware that I may be held liable for it
Date Signature of the Applicant
(223)
7
M - I (PART - B)
TRADING ACCOUNT RELATED DETAILS
Please fill this in ENGLISH and in BLOCK LETTERS
MANDATORY
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
C DEPOSITORY ACCOUNT(S) DETAILS
A OTHER DETAILS
1 Gross Annual Income lt Rs 1 Lac 1-5 Lac 5-10 Lac 10-25 Lac gt 25 Lac
Or Networth as on Rs
2 Occupation Private Sector Public Sector Government Service Business Professional Agriculturist Retired Housewife Student Others (Please specify)________________________________________________________
3 Please tick if applicable Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP)
4 Any other information
(Net worth should not be older than 1 year)
B BANK ACCOUNT DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
ADDITIONAL BANK ACCOUNT(S) DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
8
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
ADDITIONAL DEPOSITORY ACCOUNT DETAILS
BSE Cash F amp O
NSE Cash F amp O
If in future the client wants to trade on any new segmentnew exchange separate authorizationletter should be taken from the client by the stock broker
D TRADING PREFERENCES (Please sign in the relevant boxes where you wish to trade The segment not chosen should be struck off by the client)
Details of any actionproceedings initiatedpending taken by SEBI Stock exchangeany other authority against the applicantconstituent or its Partnerspromoterswhole time directorsauthorized persons in charge of dealing in securities during the last 3 years
E PAST ACTIONS
If client is dealing through the sub-brokerauthorised person provide the following details
Sub-brokerrsquosAutho Name
Registered Office Add
Telephone No Fax
SEBIAP Registration No Website
Whether dealing with any other stock brokersub-broker (if case dealing with multiple stock brokerssub-brokers provide details of all)
Name of stock broker(s)
Client Code
Exchange
Details of disputesdues
pending fromto such
stock brokersub-broker
F DEALINGS THROUGH SUB-BROKERSAUTHORISED PERSON AND OTHER STOCK BROKERS
(323)
(523)
(423)
(623)
9
Mode you wish to receive Contract Note Physical Contract Note Electronic Contract Note (ECN)ECN mandatory for Online Clients
Specify your Email id if applicable
Specify you wish to avail of the facility Internet Trading Wireless Technology (default is yes) Wireless Technology not required
Number of years of InvestmentTrading Experience
Any other information
G ADDITIONAL DETAILS
I NOMINATION DETAILS (for Trading Account)
IWe wish to nominate IWe do not wish to nominate
Name of the Nominee MrMs
Address of Nominee
Telephone No PAN of Nominee
Date of Birth Relationship with(in case of Minor) the Nominee
Name of the Guardian MrMs(in case Nominee is Minor)
Address of Guardian
Telephone No
Signature of Guardian
Name Address Signature with date
MrMs
MrMs
WITNESSES (Only applicable in case the account holder has made nomination)
Name of the Introducer
Status of the Introducer Sub-broker Remisier Authorized Person Existing Client Others please specify_________________________________
Address and phone noof the Introducer
Signature of the Introducer
H INTRODUCER DETAILS (OPTIONAL)
10
FOR OFFICE USE ONLY
Documents verified with Originals Client Interviewed By In-Person Verification done by
Name of the Employee
Employee Code
Designation of the employee
Date
Signature
I We undertake that we have made the client aware of lsquoPolicy and Proceduresrsquo tariff sheet and all the non-mandatorydocuments IWe have also made the client aware of lsquoRights and Obligationsrsquo document (s) RDD and Guidance Note IWehave givensent him a copy of all the KYC documents IWe undertake that any change in the lsquoPolicy and Proceduresrsquo tariffsheet and all the non-mandatory documents would be duly intimated to the clients IWe also undertake that any change in thelsquoRights and Obligationsrsquo and RDD would be made available on myour website if any for the information of the clients
Signature of the Authorised Signatory SealStamp of the stock broker
Date
UCC Code allotted to the Client ____________________ (to be filled at HO)
DECLARATION
1 IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iweundertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I amwe are aware that Iwe may be held liable for it
2 IWe confirm having readbeen explained and understood the contents of the document on policy and procedures of the stockbroker and the tariff sheet
3 IWe further confirm having read and understood the contents of the lsquoRights and Obligationsrsquo document(s) and lsquoRisk DisclosureDocumentrsquo IWe do hereby agree to be bound by such provisions as outlined in these documents IWe have also been informed thatthe standard set of documents has been displayed for Information on stock brokerrsquos designated website if any
Place
Date Signature of the Applicant
(723)
11
M - VPOLICIES APPLICABLE TO CLIENTS OF IDBI CAPITAL MARKETS amp SECURITIES LIMITED (IDBI CAPITAL)
1 REFUSAL OF ORDERS FOR PENNY STOCKSIDBI Capital may at its discretion restrict trading in penny stocks by the clients Penny Stocks for this purpose shallmean those stocks which are highly illiquid and have a low market capitalization due to unsound fundamentals orstocks which have high chances of price manipulationsThe Exchanges from time to time provide a list of such securities categorized as Illiquid Securities IDBI Capital may atits discretion or based on directives of the Exchanges also restrict trading in such illiquid securities from time to timeClients shall not trade in securities placed in the Z group(as notified from time to time by the ExchangesRegulators)Further Intraday trading in securities in the T TS BE or such other group as notified by ExchangesIDBI Capital fromtime to time shall be prohibitedIn addition to the penny stocks restricted securitiesdeemed penny stocks specified by Exchanges from time to timeIDBI Capital may at its discretion prohibit trading in penny stocks and other securities based on market conditionsand internal policies from time to timeIDBI Capital may for this purpose introduce online blocks to prevent the client from placing orders in such penny stocksrestricted securitiesother securities through the Online Trading Platform of IDBI Capital Dealerssub brokersauthorisedperson of IDBI Capital may refuse to execute orders of the clients for trading in penny stocksrestricted securitiesother securitiesFurther in case the client is able to place an order for penny stocksrestricted securitiesother securities through the OnlineTrading Platform or otherwise IDBI Capital may at any time cancel any such order before execution on the ExchangesIDBI Capital shall not be liable for any refusalcancellation of orders for trading in penny stocksother securities and the Clientshall indemnify IDBI Capital in respect of any loss caused to IDBI Capital by virtue of the Client trading in such securities
2 SETTING UP OF CLIENTS EXPOSURE LIMITSIDBI Capital may for the purpose of risk management set exposure limits subject to which the Client may trade insecuritiestake positions in the futures and options segment Such exposure limits may be set upto a pre-determinednumber of times of the Margin (the Multiple) and the quantum of the Multiple shall be decided at the sole option ordiscretion of IDBI Capital Such Multiple may be changed at the discretion of IDBI Capital from client to client dependingon various factors which inter alia include factors like market conditions client profile and financial status of the clientClient shall abide by the exposure limits if any set by IDBI Capital or by the Exchange or Clearing Corporation or SEBIfrom time to timeThe exposure limits set by IDBI Capital do not create any right to the Client and are liable to be withdrawn at any timewithout notice and the client shall bear the loss on account of withdrawal of such limits The client agrees to compensateIDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure given andor withdrawnExposure may (at the discretion of IDBI Capital and to the extent decided by IDBI Capital from time to time) be inter aliaprovided on the following- Cash balance in the ledger to the credit of the Client (after deduction of all withdrawals by the Client)- Any Online funds transfer or hold amount through bank gateway- Beneficiary holdings and collateral holdings (after deduction of applicable hair cuts)- DP free stock and beneficiary stock (after deduction of applicable hair cuts)- Credit received against sale of- securities- Margin amount of open positions (in case of derivatives)In case of sale of Securities such sale may at the discretion of IDBI Capital be provided only to the extent of the availabilityof securities to the account of the client (DP free Stock DP lienhold marked securities beneficiary and collateral stock)Further as may be decided by IDBI Capital from time to time the credit received against sale may be used for furtherpurchases to such extent as may be decided by IDBI Capital from time to timeLimitsExposure provided shall vary based on the intraday profit loss made by the clientExposure limits shall be only against approved securities as decided by the ExchangesIDBI Capital from time to timeand subject to such haircut and valuations as may be decided by IDBI Capital from time to time IDBI Capital may fromtime to time change the applicable hair cut or apply a haircut higher than that specified by the RegulatorsExchangesIn case of derivatives Clients shall be allowed to trade only upto the applicable clientwise position limits set by theExchangesRegulators from time to time
3 RIGHT TO SELL CLIENTS SECURITIES OR CLOSE CLIENTS POSITIONS WITHOUT GIVING NOTICE TOTHE CLIENT ON ACCOUNT OF NON PAYMENT OF DUESThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligationof communicating the same to the Client in the following circumstancesa In case of Margin Trades if the open position is neither squared off nor converted to Delivery by Client(s) within the
stipulated timeb In case of Margin Trades where Mark to Market Loss on the open position has reached the stipulated of the
margins placed with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin orreduce the Mark to Market Loss
MANDATORY
(823)
12
c In all other cases where the margin or security placed by the Client(s) falls short of the requirement or the limitsgiven to the Client(s) have been breached
d where the Client(s) have defaulted on their existing obligation failed to make paymentsdeliver securities to IDBICapital within the stipulated time
The CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Marginsettlement obligations ofthe Client immediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other manner thesecurities already placed with it as Marginlying in the beneficiary account of IDBI Capital or square-off all or someof the outstanding FampO positions of the CLIENT as it deems fit at its sole discretion without further reference to theCLIENT and any resultant or associated losses that may occur due to such square -offsale shall be borne by theCLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in this behalf at all timesAny reference in these terms to sale or transfer of securities by IDBI CAPITAL shall be deemed to include sale ofsecurities which form part of the Margin maintained by the CLIENT with IDBI CAPITALIn exercise of IDBI CAPITALs right to sell securities the CLIENT agrees that the choice of specific securities to besold shall be solely at IDBI CAPITALs discretionThe resultant or associated losses that may occur due to such squaring -offclosing out of position or sale of securitiesshall be borne by the CLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in thisbehalf Such liquidation or close out of positions shall apply to any segmentexchange in which the CLIENT doesbusiness with IDBI CAPITALThe provisions specified herein do not confer any liability on IDBI Capital to square off the clients positions It shall be theresponsibility of the client to pay to IDBI Capital any amount due and payable to IDBI Capital irrespective of whether IDBICapital exercises its right to square off the positions of the client in accordance with the provisions given herein above
4 SHORTAGES IN OBLIGATIONS ARISING OUT OF NETTINGInternal Shortage PolicyIf the client defaults on its existing obligation and in the event the trade has been internally netted off by IDBI CapitalIDBI Capital shall have the right to square off the position of the client to make good the shortages arising thereofThe buyer client may not receive shares on T+2 in case there is an internal shortage situation within IDBI Capital iethe buyer and seller are both IDBI Capital clients and the seller defaults in delivery due to which the buyer may notreceive the shares IDBI Capital may buy in the required quantity in the sellers account and deliver the shares to theBuying Client or IDBI Capital may levy charges on the defaulting seller in either of the following waysi In case of an internal shortage where buy trade and sell trade match the defaulting seller would be debited with
a close rate of auction settlement day + 15 on the close rate of auction settlement day as would be applicable tothe client and the same would be credited to the buyer client
ii In case of partial Exchange Shortage and Partial Internal Shortage in case of Internal Shortage the defaultingseller would be charged proportionately at the rate being the Auction Rate as charged by the Exchange + StatutoryCharges + penal charges as may be decided by IDBI Capital from time to time and the same would be credited tothe buyer client
IDBI Capital shall not be responsible for losses to the Client on account of such square off All losses to the client onthis account shall be borne solely by the client and the Client shall indemnify IDBI Capital in this respect
5 CONDITIONS UNDER WHICH CLIENT IS NOT ALLOWED TO TAKE FURTHER POSITIONS OR BROKER MAYCLOSE EXISTING POSITIONSIDBI Capital shall have the right to refuse to execute tradesallow the client to take further positions in the following circumstances- technical failure- dealing in securities breaching the limits specified by the Exchangesregulators from time to time- securities submitted in physical form for settlement- regulatory restrictionsdirectives- other conditions as specified by IDBI Capital from time to time in view of market conditions regulatory requirements
internal policies etcIDBI Capital shall also have a right to close existing positions of the clients in the abovementioned circumstancesIDBI Capital shall not be responsible for any loss incurred and the client shall indemnify IDBI Capital in this regard
6 TEMPORARILY SUSPENDING OR CLOSING OF CLIENTS ACCOUNT AT THE CLIENTS REQUESTIDBI Capital may at any time temporarily suspend the account of the client based on a request on writing obtained from theclient Trades in the account of the client during the period of such temporary suspension shall not be permittedThe account shall be reactivated only on submission of a written request for reactivation by the clientIDBI Capital may at any time at its sole discretion and without prior notice to the CLIENT prohibit or restrict or blockthe CLIENTs access to the use of the web site or related services and the CLIENTs ability to trade due to regulatoryrequirements prevention of money laundering market conditions and other internal policies
7 DEREGISTRATION OF A CLIENTDeregistration of the clientTermination shall be after giving such notice as provided for in understanding between theclient and IDBI Capital Such deregistrationtermination shall not effect the rights and liabilities of the parties inrespect of the transactions executed before the date of such deregistrationterminationIn addition IDBI Capital may interalia terminate trading facilities due to regulatory requirements prevention of moneylaundering
(923)
13
8 DECLARATION FOR MOBILE NOI hereby designate my mobile number mentioned in the account opening form for giving me any informationalertsmscall I further authorise IDBI Capital Markets amp Securities Limited to send any informationalertsmscall at the said mobilenumber including but not limited to fundamental trading research data trading calls and promotional messages and callsI further declare the abovementioned statement is true and correct
9 CONSENT TO RECEIVE THE STATEMENTS CONTRACT NOTE BY EMAILIWe hereby consent to receive from IDBI Capital Markets amp Securities Ltd (IDBI Capital) the digital contract notes ledgerstransaction statements Demat Statement of accountholding statement(s) and such other correspondence documentsrecords by whatever name called (hereinafter referred to as statement(s)) in electronic form duly authenticated by meansof a digital signature as specified in the Information Technology Act 2000 and the rules made there under at the email idprovided by me to IDBI Capital from time to timeIWe further hereby agree that IDBI Capital shall fulfill the legal obligation if the above Statement(s) are sent electronically tothe email id provided by me from time to timeIn this regard IWe further agree that1 Email sent on the email account provided by meus which have not bounced back shall be deemed to be duly delivered
by meus2 In the event of email sent by IDBI Capital bounces back due to insufficient space in myour inbox or in the event any
network problem occurs IDBI Capital shall in no way be responsible for the same3 IDBI Capital shall not take cognizance of out-of-officeout-of-station auto replies and IWe shall be deemed to have
received such electronic mails4 Such Statements shall be deemed to have been delivered on the day when the email is sent by IDBI Capital5 IDBI Capital shall not be liable or responsible for any Statement received from frauds or impostors or any consequences
thereof6 IDBI Capital shall not be liable for any problem which arises at myour computer network because of myour receiving
any statements from IDBI Capital7 In case of any change in my email id IWe undertake to communicate the same to IDBI Capital through a letter in writing
or (through secured access if any by way of specific user id and password provided to meus by IDBI Capital incase of theonline clients)
8 IWe undertake to check the Statement and bring the discrepancies to IDBI Capital notice within the time period asspecified MyOur non-verification or not accessing the statement on regular basis shall not be a reason for disputing thesame at any time
IWe further agree that IDBI Capital will not be responsible for non-receipt of documents sent via electronic delivery due tochange inincorrect e-mail address correspondence address as mentioned or any other reason which inter-alia includetechnical reasons or malfunction of myour computer systemserverinternet connection etcIWe further agree that IDBI Capital may at its sole discretion also provide such Statement in physical form
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17
ADDITIONAL TERMS AND CONDITIONS SPECIFIC TO IDBI CAPITAL MARKETS amp SECURITIES LIMITEDThese Terms and Conditions are applicable to Clients availing Stock Broking Services from IDBI Capital Markets amp SecuritiesLimited (IDBI Capital) for Trading on Bombay Stock Exchange Limited (BSE) National Stock Exchange of India Limited andor other Stock Exchange on which IDBI Capital may be registered at any time and as may be availed of by the ClientThese Terms and Conditions ensure smooth operations and enhance transparency in the services offered by IDBI Capital andhence are applicable in addition to the Rights and Obligations of Stock Broker Sub BrokerAuthorised Persons and ClientsThe following Terms and Conditions shall apply to both OnlineOffline Trading services except if specifically mentionedto the contrary herein1 ELIGIBILITY CRITERIA
The Client shall be eligible to avail the services offered by IDBI Capital after completing the registration formalitiesand fulfilling the conditions as prescribed by IDBI Capital from time to time including inter alia as followsa The Client is of sound mind and has the financiallegal capacity to undertake contractualother liabilityb The existenceopening of a bank account and a depository account by the clientc Execution of a Power of Attorney in favor of IDBI Capital for limited purpose use of the Designated Bank DP
accounts (voluntary)d Execution of such other documents and furnishing of particulars as may be required by IDBI Capital from time
to time (Voluntary)On satisfactory verification by IDBI Capital of the information provided by the Client and the fulfillment of all requirementsas stated in sub clauses (a) to (d) above by the Client IDBI Capital shall register the Client for availing the servicesand open its account with IDBI CAPITAL
2 EXECUTION OF ORDERSa) The CLIENT understands that placing an order with IDBI Capital including a market order does not guarantee
execution of the order IDBI CAPITAL has the absolute right to reject any order that may be placed by the CLIENT forany reason whatsoever including for the breach of the requirement of maintaining the prescribed Margin in theCLIENT Account or the Bank account
b) The Exchanges may cancel the trade suo moto without giving any reason thereof IDBI CAPITAL shall be entitled tocancel such trades and or contract note with the CLIENT IDBI CAPITAL shall not be liable for any losses damageor claims on account of such rejection or cancellation of any trade for any reason whatsoever Further IDBI CAPITALmay at its sole discretion subject any order made by the CLIENT to manual review and entry which may causedelays in the execution of the CLIENTs orders In the event of any Exchange levying any monetary finepenaltycharges to IDBI CAPITAL on account of execution of trades as per hisher instructions for any reason the CLIENTagrees to pay-up such finepenalty and costs charges and expenses incurred if any in any proceedings to IDBICAPITAL
c) IDBI Capital will not be responsible for partial execution of orders placed by the Client The Client also agrees that allorders placed by the Client shall be treated as orders for that particular session only In case the Client wants theorders to be carried forward or extended for the day the Client shall communicate the same to IDBI Capital
d) The Client hereby agrees to execute all orders around market prices The Client agrees to ensure that there will beno attempt at price distortion and price rigging made through any means
3 MODE OF PLACING ORDERSOrders shall be placed only by the Client or the Authorised representative of the ClientAll orders instructions shall be placed by the client himself or by an authorized representative duly authorised vide aPoA or other specified authorization The instructions issued by an authorized representatives if any of the CLIENTshall be binding on the CLIENT in accordance with the communication authorizing the said representative to dealon behalf of the said CLIENT In the event of authorized representative being replaced or any authority revoked it shallbe the responsibility of the CLIENT to inform IDBI Capital of the change in writing failing which the CLIENT shall beresponsible for the trade obligations arising out of the actions of both the old representative as well as the newrepresentative If any transaction(s) under this arrangement with IDBI Capital or under any other agreement orotherwise with IDBI Capital hashave been placedexecuted on behalf of the CLIENT by any other person notmentioned above and the same has have been accepted by CLIENT from time to time on the basis of the contractnote(s) bills any other correspondence dispatched communicated to the CLIENT by IDBI Capital and or by partor full settlement of the said transaction(s) by the CLIENT then such transaction(s) shall be deemed to be executedby the person authorised by the CLIENT and the CLIENT hereby agrees to ratify and accept all such or other actionsof such persons and undertakes to meet all obligations arising from these transaction(s)
4 ONLINE TRADINGSECURITY CODES SECURITY PRECAUTIONS AND INFRASTRUCTURE a) Use of CLIENT-ID and Password
The CLIENT agrees that it will be the sole authorised user of the Username Passwords Customer UserIdentification Number telephone Personal Identification Number (T PIN) or other identification or security code(by whatever name called) to be given to it by IDBI CAPITAL to access the online portal or service through IDBICapital website over the telephone or in such other manner as may be permitted by IDBI CAPITAL for availingof the service the CLIENT accepts sole responsibility for use confidentiality and protection of the UsernamePasswords Customer User Identification Number T-PIN or other security code(s) as issued by IDBI CAPITALto the CLIENT from time to time (hereinafter referred to as Security codes) as well as for all orders and
VOLUNTORY
18
information changes entered into the CLIENTs account using such security codes the CLIENT shall ensurethat such security code(s) isare not to be revealed to any third party or recorded in any written or electronic formIf the CLIENT forgets the security code(s) a request for change of such Security code(s) should be sent to IDBICapital in writing On receipt of such a request IDBI Capital shall discontinue the use of the old security code(s)and shall generate a new Security code(s) for the CLIENT which shall be communicated to the CLIENTHowever the CLIENT shall be responsible and liable for all transactions that are carried out by the use of the oldSecurity code(s) Neither IDBI CAPITAL nor any of its officers directors employees agents affiliates or subsidiarieswill have any responsibility or liability to the CLIENT or to any other person whose claim may arise through theCLIENT with respect to any of the circumstances described above
b) Recording of PasswordThe CLIENT shall memorise the Security code(s) and shall not record it in written or electronic form In theevent that the CLIENT does record the Security code(s) in written or electronic form he sheit shall do so at hisherits sole risk and responsibility
c) Responsibility for Use of Security Code(s)Any order entered using the CLIENTs security code(s) either through the web site or through telephone orotherwise is deemed to be that of the CLIENT If third parties gain access to IDBI CAPITALs services through theuse of the CLIENTs security code(s) the CLIENT will be deemed to be responsible for the same and theCLIENT hereby holds harmless and agrees to indemnify IDBI CAPITAL against any liability costslosses ordamages arising out of claims or suits by or against such third parties based upon or relating to such access anduse since the responsibility for such transactions shall be that of the CLIENT The use and storage of anyinformation including without limitation the Password Portfolio information transaction activity account balancesand any other information or orders on the CLIENTs personal computer is at the CLIENTs own risk and is theCLIENTs sole responsibility
d) Communication Equipment of the CLIENTThe CLIENT is responsible for installing and maintaining the communication equipment (including personalcomputers and modems) and telephone or alternative services required at the CLIENTs end and connectivityrequired for accessing and using the web site or related services All communication costs service charges leviesand fees incurred by the CLIENT in accessing the web site or related services will be borne by the CLIENT
e) CLIENTs InfrastructureFor the purposes of these Terms it is presumed that the CLIENT has the necessary and compatible infrastructureready at its end for the purpose of accessing the web site of IDBI CAPITAL or contacting the Trade Over PhoneDeskof IDBI CAPITAL (prior to accessing the services provided pursuant to these Terms) IDBI CAPITAL will not andshall not be under any obligation to assist the CLIENT in installing the required infrastructure or obtaining thenecessary equipment permits and clearances to establish connectivity or linkages to the web site of IDBI CAPITAL
f ) Prevention of Unauthorised UseThe CLIENT will install the necessary built-in safeguards and firewall features and access restrictions toprevent unauthorised use of CLIENTs computer systems or the security codes and ensure that no unauthorisedperson can gain access to the computer systems or such security codes
g) Liability for Incorrect InstructionsThe CLIENT agrees to fully indemnify and hold harmless IDBI CAPITAL for any losses arising from the executionof incorrect ambiguous or fraudulent instructions that got entered through the system at the CLIENTs end Theclient shall be solely responsible for self entering orders at unrealistic prices if so considered by Stock Exchangeand liable for all consequences such as penaltyfine etc levied by stock exchange for such wrongdoing if soconsidered by them
h) Secure Electronic Records and Digital SignaturesIn the event that the certifying authorities and other infrastructure contemplated under the Information TechnologyAct 2000 for ensuring secure electronic records and secure digital signatures is notified by the concernedauthorities and the infrastructure to enable the same is in place IDBI Capital would have the right to require theCLIENT to authorise the various transactions on the web site by means of such secure electronic records andsecure digital signatures and discontinue the usage of the CLIENT password
i) Trade over Phone1) The CLIENT is aware that IDBI Capital offers to its CLIENTS TRADE OVER PHONE SERVICES for
placing orders for buying selling dealing in the securities through trading executives over pre-designatedtelephone numbers The CLIENT can place securities dealing orders through telephone by confirminghis User ID and Telephone personal identification number (T-Pin number) or other identification detailsThe CLIENT shall ensure proper safeguard of the user ID allotted to him and keep his personal detailsconfidential The CLIENT shall within 30 days from receipt of monthly quarterly statement notify IDBICapital in writing of any loss discrepancy or unauthorized use of the CLIENT account user ID Howeverthe CLIENT shall be responsible and liable for all transactions that have been carried out and recorded bythe use of the CLIENT user IDTPin and personal details When any of the above circumstances occurneither IDBI Capital nor any of its officers directors employees agents affiliates or subsidiaries will haveany responsibility or liability to the CLIENT or to any other person whose claim may arise with respect toany of the circumstances described above The client shall maintain confidentiality of the User Id TPINnumber at all times and shall be solely liable for unauthorised use of hisher User IDT-PIN number and allconsequences losses harm injuries caused all times
19
2) In case of Trade over Phone services the CLIENT shall ensure the availability of funds and securities inhis her its accounts which is will be required for meeting hisherits pay-in obligations at the time ofplacing order through phone trading executive IDBI Capital shall not be responsible for any claim lossdamage or compensation arising out of non-availability shortage of funds securities in the CLIENTsaccounts for meeting the pay-in obligations andor for non-execution of order for any reason
5 MISTAKEN ORDERIDBI CAPITAL shall not be responsible for any order that is placed by the CLIENT by mistake Every order that is givenby the client or its authorized representative or entered by the CLIENT through the use of the allotted user name andthe security code(s) shall be deemed to be a valid order for which the CLIENT shall be fully responsible
6 RECONFIRMATION OF CERTAIN ORDERSIDBI CAPITAL reserves the right to reject any order based on its risk perceptions or for any other reason which it isunder no obligation to disclose to the client The CLIENT hereby confirms that he it is aware that IDBI CAPITAL hasprovided on the web site a facility for reconfirmation of orders which are unusual and or large and need to beexecuted using IDBI CAPITAL s discretion These orders are subject to manual review and consequently executionof these orders may be delayed
7 PRICE OF SECURITIESThe CLIENT understands that with respect to any order the CLIENT will get the price at which the order was actuallyexecuted in the market price of which may be different from the price at which the security was trading when theCLIENTs order was placedentered into IDBI CAPITAL s system
8 CANCELLATION OR MODIFICATION OF ORDERSa) The execution of order cancellations or modifications thereof is not guaranteed Cancellation of orders is
possible only if the original order remained pending at the Exchanges Market orders are prone to immediateexecution The CLIENT shall not presume that an order has been executed or cancelled or modified and theCLIENT is required to verify the status of hisits orders
b) Unless otherwise specified by IDBI CAPITAL any order not executed at the end of the day shall stand cancelledterminated
c) Where the Exchange cancels trade(s) suo moto all such trades including the trade(s) done on behalf of theCLIENT shall ipso facto stand cancelled and IDBI CAPITAL shall be entitled to cancel the respective contract(s)with the CLIENT
d) The trade(s) may also be cancelled on account of following reasonsi There may be insufficient bids or offers or suspension of trading due to price limits or circuit breakersii The electronic trading systems either at the exchange or in IDBI CAPITALs offices are vulnerable to temporary
disruptions or failures for technical systematic reasonse) In the event of trade cancellation due to such events or vulnerabilities IDBI CAPITAL shall be entitled to cancel
relative contract(s) with the CLIENT At times due to unforeseen circumstances IDBI CAPITAL may not be ableto execute the desired transactions (either the CLIENTs own transactions or transactions for enforcing marginsas provided in these terms and conditions) on a timely basis IDBI CAPITAL does not accept responsibility for anylosses that the CLIENT may incur on account of such eventualities beyond the control of IDBI CAPITAL
9 MARGINSThe CLIENT shall make available the prescribed initial margin in the form of funds and or in the form of securities(the Margin) with IDBI CAPITAL simultaneously with the opening of the account and prior to commencement oftrading The CLIENT shall be permitted to trade upto a pre-determined number of times of the MARGIN (theMultiple) and the quantum of the Multiple on the margin shall be decided at sole option or discretion of IDBICAPITAL who shall have the irrevocable right to set-off a part or whole of the Margin ie by way of appropriation of therelevant amount of funds or by sale or transfer of all or some of the securities which form part of the margin againstany dues of the CLIENT to meet any of its obligations under these Terms Any reference in these terms to sale ortransfer of securities by IDBI CAPITAL shall be deemed to include sale of securities which form part of the Marginmaintained by the CLIENT with IDBI CAPITAL In exercise of IDBI CAPITAL s right to sell securities under the termsand conditions the CLIENT agrees that the choice of specific securities to be sold shall be solely at IDBI CAPITALs discretion IDBI CAPITAL is permitted in its sole and absolute discretion to collect additional margins (even thoughnot imposed by the Exchange the Clearing House or SEBI) and the CLIENT shall be obliged to pay such marginswithin the time limit stipulated by IDBI Capitala) Margin on Purchase
IDBI CAPITAL may require the CLIENT to deposit interest-free margin in the form of funds Such margin shall bedecided upon by IDBI CAPITAL from time to time on the price of the securities proposed to be purchased
b) Margins on SalesIDBI CAPITAL may require the CLIENT to deposit interest free margin Such margin shall be decided upon byIDBI CAPITAL from time to time on the price of the securities proposed to be sold IDBI Capital may require theclient to deposit shares proposed to be sold upfront
c) Margins in Derivatives ContractsIn the derivative segment the CLIENT is liable to pay an initial margin up-front on or before creating a positionSuch margin shall be decided upon by IDBI CAPITAL and or the Exchange from time to time Furthermore the
20
CLIENT is liable to pay (or receive) daily margins depending on whether the price of the Derivatives contractmoves for or against the position undertaken The CLIENT may also be liable to pay withholding marginsspecial margins or such other margins as are considered necessary by IDBI CAPITAL or the Exchange fromtime to time The client has understood that derivative contracts are margin centric
d) Mark To Market Margin in Derivative ContractsFor derivatives contracts IDBI CAPITAL may prepare the bills on a daily basis and on the dates when transactionis done The CLIENT agrees to pay an upfront margin at the beginning that will be sufficient to cover the marginrequirements If the cumulative Mark to Market (MTM) margin falls short of the margin available in the CLIENTsaccount the CLIENT agrees to heed to IDBI CAPITAL s additional margin calls and agrees to recoup theshortfalldeficit The CLIENT will ensure that margins are adequate at all times and will immediately make goodany shortfall that IDBI CAPITAL communicates
e) Payment through ChequeIn case where the payment by the CLIENT towards the margin is made through a cheque issued in favour of IDBICAPITAL any trade(s) would be executed by IDBI CAPITAL only upon the realisation of the funds of the saidcheque or at the discretion of IDBI CAPITAL The CLIENT agrees to mention his CLIENT code along with hisname on the reverse of any instrument through which he makes the payment to IDBI CAPITAL
f) Margin in form of SecuritiesThe CLIENT may place margin with IDBI CAPITAL in the form of securities as approved by IDBI CAPITAL Suchsecurities may at the discretion of IDBI CAPITAL be marked as lien in favour of IDBI CAPITAL from the depositoryaccount of the CLIENT or such securities may be placed in a separate depository account of IDBI CAPITALIDBI CAPITAL may at its own discretion treat the securities lying in the Brokers beneficiary account of IDBICapital in which securities are kept on behalf of the client as margin where the CLIENT has issued a Power ofAttorney in favour of IDBI CAPITALThe CLIENT may place deposit only those securities which are acceptable to IDBI CAPITAL If at any time aparticular security ceases to be on the list of approved securities the CLIENT shall provide other securities asmay be required in place of such security forthwith The CLIENT agrees and authorises IDBI CAPITAL todetermine the market value of securities placed as Margin after applying a haircut that IDBI CAPITAL deemsappropriate The CLIENTs positions are valued at the latest market price available (marked to market) on acontinuous basis by IDBI CAPITAL The CLIENT undertakes to monitor the adequacy of the collateral and themarket value of such securities on a continuous basis If due to price fluctuations there is erosion in the valueof the margins the CLIENT agrees to replenish recoup any shortfall deficit in the value of the Margins immediatelywhether or not IDBI CAPITAL intimates such shortfall
g) Type of MarginIDBI CAPITAL may at its sole discretion prescribe the payment of Margin in the form of funds instead of securitiesThe CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Margin in the form of fundsimmediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other approved manner thesecurities already placed with it as Margin or square-off all or some of the outstanding FampO positions of theCLIENT as it deems fit at its sole discretion without further reference to the CLIENT and any resultant orassociated losses that may occur due to such square -offsale shall be borne by the CLIENT and IDBI CAPITALshall be fully indemnified and held harmless by the CLIENT in this behalf at all times
h) Shortfall in margins and other provisionsi If paymentsecurities towards the Margin or shortfall in Margin is not received instantaneously to enable restoration
of sufficient Margin in the CLIENTs account all or some of the FampO positions of the CLIENT as well as thesecurities of the CLIENT in the possession or control of IDBI CAPITAL may be liquidated by IDBI CAPITAL at itssole discretion without any reference or prior notice to the CLIENT The resultant or associated losses that mayoccur due to such squaring -off or sale of such securities shall be borne by the CLIENT and IDBI CAPITAL shallbe fully indemnified and held harmless by the CLIENT in this behalf Such liquidation or close out of positionsshall apply to any segmentexchange in which the CLIENT does business with IDBI CAPITAL
ii The CLIENT is responsible for all orders including any orders that may be executed without the requiredMargin in the CLIENTs account If the CLIENTs order is executed despite a shortfall in the available Marginthe CLIENT shall whether or not IDBI CAPITAL intimates such shortfall in Margin to the CLIENT instantaneouslypay and make up the shortfall either through delivery of shares in the event of a sale or credit the requiredfunds in the Bank account via wire transfer or personal cheque cashiers bankers cheque or accounttransfer or any other approved mode as may be required by IDBI CAPITAL
i) AMENDMENT IN MARGINSAny amendment in the percentage of margins as required to be maintained under these Terms and Conditionsshall be intimated by IDBI CAPITAL to the CLIENT over the telephone and in writing and by posting the details onits website The CLIENT is required to make payment replenish the shortfall in such margins if any on demandof the same by IDBI CAPITAL or otherwise immediately
10 EXPOSURE LIMITSThe CLIENT agrees to abide by the exposure limits if any set by IDBI Capital or by the Exchange or ClearingCorporation or SEBI from time to time Such limits do not create any right and are liable to be withdrawn at any time
(1223)
21
without notice and the client shall bear the loss on account of withdrawal of such limits The client agrees tocompensate IDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure givenandor withdrawn
11 IDBI CAPITALS RIGHT TO SQUARE-OFFThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligation ofcommunicating the same to the Client in following circumstances In case of Margin Trades if the open position is neithersquared off nor converted to Delivery by Client(s) within the stipulated time In case of Margin Trades where Mark to MarketLoss on the open position has reached the stipulated as per the applicable laws rules and regulations of the marginsplaced with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin or reduce the Mark toMarket Loss In all other cases where the margin or security placed by the Client(s) falls short of the requirement or wherethe limits given to the Client(s) have been breached or where the Client(s) have defaulted on their existing obligationClient(s) agree that although the auto square off trigger point is pre-defined subsequent to which IDBI Capital couldexercise its discretion to carry out the square-off within a reasonable period of time the actual execution could happen ata price different from the trigger point and the Client(s) agree to bear the loss based on actual executed priceIDBI Capital shall also have the right to cancel any or all open order requests andor close any or all outstandingcontracts Client(s) understand that in case the Auto Square off does not take place due to certain reasons like priceband or any technical grounds or any other grounds then IDBI Capital shall at its discretion exercise the option of CD(Convert to Delivery) If CD also fails due to non-availabilityshortage of Demat shares then for the open sale positionthe Client(s) will have to face auction or close out as per the rules of the concerned Exchangeas decided by IDBICapital Consequently Client(s) will be responsible for any resulting losses and all associated costs includingpenalty levied by the Exchange If CD also fails due to insufficient fundsno funds then for the open buy position theshares will not be delivered to the Client(s) and IDBI Capital will liquidate the shares anytime and the Client(s) will beliable for any resulting losses brokerage and all associated costs incurred by IDBI Capital IDBI Capital reserves theright to square off any open margin positions if the current market price breaches a specified percentage as per theapplicable laws rules and regulation when compared with the previous days closing price for that scrip
12 CLOSE OUTa In case of Purchases
Notwithstanding the margin position in case of purchase on behalf of CLIENT the CLIENT authorises IDBICAPITAL to close out the transactions by selling the securities in case the CLIENT fails to make full payment toIDBI CAPITAL for the execution of the contract within two days of trade execution or before pay-in-day (as fixedby stock exchange for the concerned settlement period whichever is earlier unless the CLIENT already has anequivalent credit with IDBI CAPITAL The loss incurred in this regard if any will be met from the margin moneyof the CLIENT The CLIENT agrees to make good the shortfall if any immediately on being intimated of theshortfall by IDBI CAPITAL
b In case of SaleNotwithstanding the margin position in case of sales on behalf of CLIENT the CLIENT authorises IDBI CAPITAL toclose out the contract by effecting purchaseseffecting close out at IDBI Capitalrsquos descretion If the CLIENT fails todeliver the securities sold with valid transfer documents within 24 hours of the trade execution or before delivery day(as fixed by stock exchange authorities for concerned settlement period or such other date as agreed to by theClient and IDBI Capital in accordance with the extent of regulations and statutory provisions whichever is earlierLoss on transaction if any will be deductible from the margin money of the CLIENT The CLIENT agrees to makegood the shortfall if any immediately on being intimated of the shortfall by IDBI CAPITAL
c Non payment of margin and other amounts Without prejudice to IDBI CAPITALs other rights (including the right to refer a matter to arbitration) IDBI CAPITALshall be entitled to liquidate close out all or any of the CLIENTs positions for non-payment of margins or otheramounts outstanding debts etc and adjustset offappropriate the proceeds of such liquidation close out if anyagainst the CLIENTs liabilities obligations Any and all losses and financial charges on account of suchliquidation closing out shall be charged to and borne by the CLIENT
d Client(s) agree that IDBI Capital has full and complete discretion to square off liquidate the purchasesaleintraday overnight or any other position of the client(s) The client(s) agrees confirms and admits that he shallbe aware and in the know of all his positions at all times
e Lien on Clients AccountAll investment products now or hereafter held carried or maintained by IDBI Capital in their possession orcontrol for any purpose in or for the benefit of any of clients accounts now or hereafter opened including anyaccounts in which client may have an interest shall be subject to a lien in favour of IDBI Capital for the dischargeof all indebtedness and clients other obligation to IDBI Capital which are held by IDBI Capital as security for thepayment of any liability or indebtedness of clients to IDBI Capital in any of said accounts Client authorizes IDBICapital to transfer the investment products and other securities so held from or to any of the clients account withIDBI Capital whenever in the judgment of IDBI Capital it is considered that such transfer is necessary for theprotection of IDBI Capital In enforcing IDBI Capitals lien IDBI Capital shall have the right and discretion todetermine which investment product and securities are to be sold and which contractsrsquo position are to beclosed In the event of a breach or default by Client under these Terms and Conditions IDBI Capital shall haveall rights and remedies available to a secured creditor under all applicable law in addition to the rights recourseand remedies provided herein
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13 CORPORATE BENEFITS SETTLEMENT CYCLESThe CLIENT accepts responsibility of knowing the status of all corporate benefits like rights and bonus issuesdividends and stock splits of shares that heit intends to trade or which are held in hisit account The CLIENTaccepts responsibility for knowing the correct ISIN Numbers of the shares in his its account and the eligibilityvaliditygenuineness of the shares to meet share pay in obligations to the ExchangeClearing Corporation whetherreceived by way of purchase rights bonuses stock split off market transfers or otherwise
14 TRADE CONFIRMATIONIDBI CAPITAL shall send the trade confirmation to the CLIENT in the form of contract note cum bill or otherwise via maile-mail fax courier Registered AD or otherwise at the postal address telephone fax Nos e-mail addresses intimatedby the CLIENT to IDBI CAPITAL The CLIENT understands that it is clientrsquos responsibility to review or check verify thetrade confirmations the details in the contract notes the bills or statements of account immediately upon their receiptall information particulars trades contained therein shall be binding upon the CLIENT if the CLIENT does not objectin writing to any of the contents preferably within 30 days from receipt of monthly quarterly statement In all cases IDBICAPITAL reserves the right to determine the validity of the CLIENTs objection to the transaction The CLIENT agreesthat IDBI CAPITAL will not be responsible for the non- receipt of the trade confirmation due to any change in the detailscorrespondence address of the CLIENT not intimated to IDBI CAPITAL in writing Further the Client understands that incase of any non compliance of the Bye-Laws rules and regulations as laid down by SEBIExchanges andor theDepository and for any other matter that may be decided by IDBI Capital from time to time IDBI Capital may chargepenalty on the Client Such penalty amount shall be directly debited to the Clients account The Client authorizes IDBICapital to debit hisher trading account for the amount of penalty charged in hisher demat account with IDBI Capital
15 DELAYED REPORTING OF TRANSACTIONSi) If trades or transactions are reported late to IDBI CAPITAL on account of any problems at the Exchange or for any
reason the CLIENT in turn will be subject to late reporting of transactionsii) In addition any errors reported whatsoever to the CLIENT for any reason whatsoever will stand subsequently
corrected to reflect the transaction that was effected in the market16 PAY-INPAY-OUT OF SECURITIES FUNDS
A The CLIENT agrees that IDBI CAPITAL shall not be obliged to deliver any securities or pay any money to theCLIENT unless and until the same has been received by IDBI CAPITAL from the Exchange the ClearingCorporation House or the concerned Mutual Fund or other company or entity liable to make the paymentUnless IDBI CAPITAL otherwise determines and subject to IDBI CAPITAL s rights to set off and other rights asmentioned in these Terms and Conditions and other documents executed by the Client with IDBI Capital thesecurities to be delivered by IDBI CAPITAL to the CLIENT pursuant to the CLIENTs purchase transactions shallbe credited to the designated depository account of the CLIENT and the sale proceeds to be paid by IDBICapital to the CLIENT shall be deposited to the designated Bank account of the CLIENT
B In case of purchase of securities by the CLIENT at times IDBI CAPITAL may be unable to deliver the securitiesto the said purchaser on the pay-out day due to non receipt of the securities from the stock exchange(s) or incase of non receipt of the said securities from another CLIENT of IDBI CAPITAL who has sold the securitiesagainst the said purchase transaction In cases of such short delivery the securities shall be delivered to thepurchaser as per the policy of the Company as amended from time to timeClient hereby authorize IDBI Capital to movetransfer funds from anyall its accounts and or payouts resulting onaccount of sale of shares and securities andor payouts due to settlement closing of contracts andor marginrefunds from cashcapital market andor FampO of BSE andor NSE and adjust transfer set-off and appropriate thesame towards debit balances in the Clients accounts of cashcapital market andor FampO segment of BSE andor NSE and debit balances in depository account andor any other debits andor payments Further the Clientauthorised IDBI Capital to do the transfer either by passing a journal entry (backed by actual fund transfer) in itsbooks of accounts of the respective section department andor physical exchange of cheques
C At all times the CLIENT agrees to make the payment of funds only in the name of IDBI CAPITAL titled IDBI CapitalMarkets amp Securities Limited vide fund transferaccount payee cheques demand drafts or by any other permittedmodes with details of the CLIENT code and the name of the CLIENT mentioned on the reverse of the instrument
D At all times the CLIENT agrees to transfer the securities only to the designated depository account of IDBI CAPITALE The CLIENT agrees that IDBI CAPITAL shall not be responsible for any loss damages in respect of any funds
securities which are deposited transferred to any account other than that of IDBI CAPITALs designatedaccount under these Terms and Conditions
F In the eventuality of the CLIENT receiving shares in his demat account by mistake or for any reason (which he issupposed to have not received) the Client is liable to return such securities and or compensate IDBI CAPITAL
17 DELAYED PAYMENTNotwithstanding anything contained in these presents in case of any amounts which are overdue from the CLIENTtowards trading either in the cash or derivative segments includes all types of margins pay-in obligations or on accountof any other reason to IDBI CAPITAL the client will be charged delayed payment charges on the amount outstanding atthe rate of 006 per day (calculated on 365 days basis) or such other rate as may be determined by IDBI CAPITAL withreasonable notice and mutual consent by the client in writing ampor the securities lying with IDBI CAPITAL shall be soldThe CLIENT hereby authorises IDBI CAPITAL to directly debit the same to the account of the client on a daily basis oras agreed to with the CLIENT from time to time The CLIENT also agrees that any amount overdue from him (includingthe interest on delayed payment) shall be adjusted by IDBI CAPITAL from dues owed to the CLIENT The clientundertakes to make payment of such delayed payment charges charged without delay
23
18 INFORMATION OF DEFAULT IN PAYMENT DELIVERYInformation of default in payment delivery and related aspects by a CLIENT shall be brought to the notice of therelevant stock exchange(s) In case where defaulting CLIENT is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of director(s) promoter(s) partner(s) proprietor as the case may beshall also be communicated to the relevant stock exchange(s)
19 CONDITIONS FOR FampO TRANSACTIONSa The Client understands and is aware of risks in FampO trading which carry a significant risk of substantial loss
Further the client is aware that given the leverage involved the losses can occur and multiply rapidly potentiallyexceeding client funds (including securities deposited) deposited and collaterals credit balance if any formargins or for any other purpose or earmarked as risk capital
b The client is forewarned that IDBI Capital Markets amp Securities Ltd does not and can not guarantee that risksassociated with hishertheir trading in FampO Segment can be limited minimized or eliminated IDBI CapitalMarkets amp Securities Ltd in no way assumes any responsibility for monitoring hishertheir exposure openpositions margins deposits losses or changes in hishertheir net worth
c The client undertakes that the Client shall ensure that heshethey receive contract notes bills and ledgeraccount etc documents regularly from IDBI Capital Markets Services Ltd Further client shall ensure andconfirm that heshethey will read understand and verify the contents of these and other documents relatingto FampO transactions carried out in hishertheir names and codes promptly and on a daily basis Client shallremain proactive vigilant watchful and careful in regard to all aspects of FampO trading and payments ofmargins mark to market losses and debit balances in the ledger account verification thereof and other duesand prompt - in bringing hishertheir grievances if any IDBI Capital agrees confirms and admits that in nosituation the client shall hold IDBI Capital Markets amp Securities Ltd and its directors employees andor itsrepresentativesassociates responsible liable and accountable for anything and IDBI Capital Markets ampSecurities Ltd and its directors employees andor its representativesassociates before any authority courtetc shall always stand absolved from any liability claim loss harm injury counterclaim damages andclaim of such nature except for any fraud or malafide on account of IDBI Capital
d Client shall daily keep track of hishertheir FampO positions exposure movement in prices intra day marginsmark to market losses profits collaterals values etc working when live trading sessions are on or otherwisealso and at no time blame IDBI Capital Markets amp Securities Ltd for not communicating the client anyinformation or not making any call to client in any situation - ordinary or extra - ordinary Client understandsthat time and full payments of mark to market lossesmargins are the essence of FampO transactions settlementClient accepts full responsibility for hishertheir decisions to trade in FampO Segment and all consequencesthereof in all scenarios and at all times
e Client understand that in the event of IDBI Capital granting any accommodation in any manner in the matter of clientsdues margin collaterals carry forwardrollover etc the client shall not raise a groundobjection of such favours availedby client in any proceeding - civil andor criminal - between client and IDBI Capital Markets amp Securities Ltd
f Client is made aware of all F amp O transactions working (including margin mark to market losses) anddocumentation and client understands the documents including contract notes bills margin related documentsledger account etc Client clearly knows that in case of deficit shortfall in margin mark to market losses debitbalances etc dues at any point of time in clients account IDBI Capital Markets amp Securities Ltd shall be entitledto square - off close - out liquidate clients outstanding F amp O positions without even informing client (as clienthave voluntarily undertaken to keep track of hishertheir F amp O positions and obligations thereof as aforesaid) atany time at their sole discretion Client undertakes assures and promises IDBI Capital Services Ltd to pay - upall hishertheir dues losses debit balances in time and when called upon which are accounted in clientsaccount the Client shall fully indemnify IDBI Capital Services Ltd and hold it harmless at all times
20 STOCK BROKER CLIENT COMMUNICATIONa Form of Communication
Documents which may be sent by physicalelectronic delivery between the parties may be in the form ofpersonal delivery courier post an electronic mail (including any auto replies from the system of IDBI CAPITAL)an electronic mail attachment and in the form of an available download from the web site IDBI CAPITAL shallbe deemed to have fulfilled any legal obligation to deliver to the CLIENT any such document if sent via personaldelivery courier post electronic delivery or any other approved mode
b Communication of Documents(i) IDBI CAPITAL shall send to the CLIENT by personal delivery courier post electronic means or any other
approved mode the contract notetrade confirmations of the trades executed bills and account statementsor such other data relating to his trading account with IDBI CAPITAL IDBI CAPITAL will not be responsiblefor non-receipt of documents sent via courier post electronic delivery or any other approved mode due tochange in the address of the CLIENT which is not intimated to IDBI CAPITAL
(ii) IDBI CAPITAL may at any time amend the margin requirements the list of approved securities acceptedas marginetc by modifying or rescinding any of the existing provisions or conditions or by adding any newprovision or condition on its web site IDBI CAPITAL shall not be required to communicate any modificationor rescission individually to the Client either through physical or electronic form and any separate noticeof amendment or modification is deemed to be waived by the Client The continued use of the services ofIDBI CAPITAL after such notice will constitute acknowledgment and acceptance of such amendment
24
(iii) The Client hereby agrees that the Ledger Statements in respect of transactions entered into on the CashSegment of the Exchanges will be combined for the purpose of convenience of IDBI Capital and for theClients convenience and the payments received and paid by IDBI Capital will be appropriated on a first ndashin- first out basis
c Terms and Conditions for receipt of documents by the Clients in electronic form(i) The Client agrees to provide IDBI Capital with his correct e-mail ID in the account opening documents or
as intimated by the client to IDBI Capital in writing IDBI Capital shall send the documents contract notestransaction statements etc to the e-mail ID as provided by the client IDBI Capital shall not be responsiblefor e-mails sent to any wrong e-mail ID provided by the client and such documents contract notestransaction statements shall be deemed to be received if sent to the e-mail ID provided by the Client
(ii) The CLIENT understands that it is his herits responsibility to open e-mail account review upon firstreceipt whether delivered to CLIENT by mail by e-mail (including any auto replies from the system of IDBICAPITAL) other electronic means or all confirmations statements notices contracts bills and othercommunications All information contained therein shall be binding upon the CLIENT if the CLIENT doesnot object either in writing or via electronic mail in all cases IDBI CAPITAL reserves the right to determinethe validity of the Clients objection to the transaction Non verification by the Client or not accessing thedocuments on a regular basis shall not be a reason for disputing the same at a later date
(iii) Should the Client experience any difficulty in opening a document electronically delivered by IDBI CapitalIDBI Capital may on receipt of intimation from the Client in that behalf make the required delivery by anyother electronic means (e-mail fax electronic mail attachment or in the form of an available downloadfrom the back-office website) or in paper based format Failure to advise IDBI CAPITAL of such difficultypreferably within 24 hours from the date of execution of the trade shall serve as an affirmation that Clientwas able to receive and open the said document
(iv) In the event the client opts to receive contract in electronic form the Client agrees not to receive thecontract notes in paper form from IDBI Capital Provided however that in case when IDBI CAPITAL is notable to provide Contract Note to its Clients through (web based) electronic medium due to any unforeseenproblems IDBI Capital shall ensure that the contract note reaches to the Client in physical form as per thetime schedule stipulated in the Bye-Laws Rules and Regulations of the Exchanges
(v) IDBI Capital agrees that in case of receipt of bounced back notification from all the e-mail ids IDBI Capitalshall make the required delivery in paper based format immediately thereafter
(vi) The Client agrees that IDBI Capital will not be responsible for non receipt of documents due to change inincorrect email address provided by the Client for the purpose or for any reason which inter alia includeinsufficient space in the inbox of the Client technical reasons or malfunction of the Clientrsquos computersystemserverinternet connection etc It shall be the responsibility of the Client to intimate to IDBI Capitalof any change in the Clients e-mail address
(vii) IDBI Capital shall not be liable or responsible for any statement received from frauds or impostors or anyconsequences thereof
(viii) The Client is also aware that IDBI Capital duly posts the contract notesother documents (as decided byIDBI Capital) of the respective clients on the website also and that the same can be accessed by the Clienton the website with the help of the Security Code given to the Client by IDBI Capital
d Change of AddressUnless the CLIENT informs IDBI CAPITAL of the change of the address for communication in writing along withthe address proof all notices circulars communication or mail sent to the existing address shall be deemed tohave been received by the CLIENT
e Notices PoliciesCertain policies andor procedures may be further outlined on IDBI CAPITAL s web site and materialliteratureand frequently asked questions (FAQs) provided to the CLIENT Through the use of IDBI CAPITAL s web siteand services the CLIENT agrees to be bound by any and all such notices policies (including password policy)and terms of doing business
21 POWER OF ATTORNEYA client may execute a Power of Attorney for operations in the form provided to the client from time to time which wouldbe in accordance with the guidelines prescribed by SEBI Exchanges
22 INACTIVE AND DORMANT ACCOUNTSThe CLIENT agrees that if there are no debit transactions in its account for the continuous period of 6 months it willbe treated as an inactivedormant account It may be activated in accordance with the policy of IDBI Capital
23 ARRANGEMENT WITH RELATIONSHIPS BANKSIDBI CAPITAL has relationship with one or more banks (the Relationship Banks) The web site of IDBI CAPITAL has apayment window through a link to the web site of the Relationship Bank which provides the facility In such a case theCLIENT could make the payment for securities purchased by himherit by crediting the purchase amount (along withthe indicated brokerage amountother charges) directly to the account of IDBI CAPITAL with the Relationship Bank bymeans of a fund transfer Similarly in the case where the CLIENT makes an order for sale of securities IDBI CAPITAL
(1323)
25
would credit the account of the CLIENT with the Relationship Bank by means of a fund transfer on the pay-out date of therelevant Exchange on which the sale transaction is carried out IDBI CAPITAL expressly states that the payment gatewaymechanism is a service offered by the Banks with whom IDBI CAPITAL has established relations for facilitating thetransfer of funds between the CLIENTs account and IDBI CAPITALs account IDBI CAPITAL expressly excludes liabilityfor consequential loss or damage or loss of profit business revenue goodwill or anticipated savings which may arisein respect of (I) the payment gateway services offered by such Banks (ii) the Payment Mechanism
24 CONDITIONS GOVERNING AVAILMENT OF OTHER SERVICES PROVIDED BY IDBI CAPITAL TRADING INSECURITIES OTHER THAN ON THE FLOOR OF THE STOCK EXCHANGEa) The Client shall authorize IDBI Capital by executing a Power of Attorney in favour of IDBI Capital to execute
instructions of the Client or its authorized representative with regard to the transactions All instructions given bythe Client its authorized representative shall be binding on the Client IDBI Capital may furnish certified copy ofthe Power of Attorney and other documents on behalf of the Client to the Company Registrar Mutual Fund orany third party
b) The Client agrees that the instructions with regard to the transactions may be in the Clients sole name or in thename of the Client jointly with other persons
c) The CLIENT undertakes to read and understand all the relevant offer documents and addenda thereto andterms and conditions of all schemes of all mutual funds other securities including Initial Public OfferingsRights Issue Buy Back Offers etc offered through IDBI Capital website before entering into any transactionsthrough IDBI Capital and agrees to abide by the terms conditions and rules and regulations as applicable fromtime to time IDBI Capital will not be held responsible for any of the information containedomitted from anyrelated documents
d) IDBI Capital or the concerned Mutual Fund Issuer or their respective registrars shall entertain ONLINEtransactions requests and or requests made through telephone in the manner provided under these Termsand Conditions
e) IDBI Capital may refuse to act on any instructions unless they are given in the manner and form acceptable toIDBI Capital However IDBI Capital shall have no responsibility to determine the authenticity of any instructionsgiven or purported to be given by the Client The Client shall not hold IDBI Capital liable on account of IDBICapital acting in good faith on instructions given by the Client or its authorized representative
f) IDBI Capital may at its discretion not to carry out the Clients instruction when IDBI Capital has reasons to believe(which discretion of IDBI Capital the Client shall not question or dispute) that the instructions are not genuine orare otherwise improper unclear raise a doubt IDBI Capital shall not be liable if any instructions are not carriedpartly carried out for any reason whatsoever
g) In case of Mutual Funds the Client agrees and acknowledges that IDBI Capital shall provide the facilities asprovided in these Terms and Conditions only in respect of the select Mutual Funds with whom IDBI Capital hasentered into a separate arrangement
h) The Client shall ensure that the transactions through IDBI Capital are executed in accordance with the applicablelaws byelaws rules and regulations governing the specific investment product IDBI Capital may from time totime impose and vary limits on the orders which the Client may place including but not limited to exposurelimits turnover limits and limits as to numbers The Client agrees that IDBI Capital shall not be responsible forany variation or reduction that may be deemed necessary by IDBI Capital based on its risk perception and otherrelevant factors
i) The Client agrees and understands that the folio number of the Client in respect of the Mutual Fund schemesshall be received by IDBI Capital from the Asset Management Company
j) The Client agrees that the Client shall not without prior intimation amp acknowledgement of IDBI Capital dealliase with the issuer companymutual fundasset management company or its respective registrar in respect ofthe services availed under this arrangement
k) For change of address and personal details of the CLIENT the CLIENT shall send a letter or fax to IDBI Capitalsigned by all the co-holders
l) The CLIENT is requested to check up the personal and bank related details provided by him Neither IDBICapital nor any of the Mutual Funds Issuers chosen shall accept any liability which may arise as a consequenceof the erroneous information provided by the CLIENT
m) Further any change in the details of the Client including but not limited to the Demat account Bank AccountAddress shall be first intimated to IDBI Capital who may in turn liaise with the Issuer Company Mutual FundAsset Management Company or its respective Registrars to update such changes The Issuer Company Mutual Fund Asset Management Company or its respective Registrars may reject such requests and in such anevent IDBI Capital shall not be liable for any such rejection
n) The Client further agrees that the Client shall not close change the details of the Demat account Bank accountwithout prior notification to IDBI Capital and the Client agrees that IDBI Capital may instruct the DepositoryParticipant Bank of the Client to reject any such request received from the Client
o) The Client acknowledges that the purchase application instructions shall be processed by IDBI Capital onlyafter sufficient funds to cover the purchase application price and other costs and charges are received by theIDBI Capital
26
p) If after execution of any transaction it is for any reason found that IDBI Capital has not been provided withsufficient funds by the Client the Client shall pay the deficient amount to IDBI Capital forthwith on demandfailing which IDBI Capital may (but shall not be bound to) square up the transaction at any time at the Clientssole risk and cost Any loss arising on such squaring up will be borne solely by the Client and the Client shall payto IDBI Capital the additional amount that may be payable by the Client IDBI Capitals demand being conclusive
q) The Client declares and confirms that the amount being invested by the Client either directly or through itsPower of Attorney holders in any schemes of all mutual funds or other securities including but not limited toInitial Public Offerings Public Offers Rights issue and Buy Back offers is obtained through legitimate sourcesand is not held or designed for the purpose of contravention of the provisions of any Act Rules and Regulationsor any statue or legislation or any other applicable Laws or any Notifications directions issued by any Governmentalor Statutory Authority from time to time
r) In case the Client is a Non-resident Indian the Client confirms that the funds are remitted from abroad throughapproved banking channels or from the NRE NROFCNR account
s) In case of Mutual Fund the units of schemes shall be allotted redeemed or switched as the case may be at theNet Asset Value prevalent on the date of the application if the application for purchase redemption or switch isreceived by the Fund before the cut -off time as specified on the web site and consistent with terms of theScheme IDBI Capital shall take all necessary action to ensure that the NAV allotted is the NAV applicable on thedate of the transaction However IDBI Capital shall not be liable for any loss that may arise to the CLIENT as aresult of the correct NAV not being allotted to the CLIENTs transactions on the web site Any request falling dueon holiday would be processed on the next business day and respective NAV would be applicable as per theMutual Funds offer documents
t) In case of other securities the order for purchase sell offer under Buy Back etc shall be accepted by IDBICapital only if the same is received by the cut off timedate as indicated on the website and consistent with theterms of the offer
u) The CLIENT can access and view hisher its transactions on the web site and take printouts of relevantdocuments The physical copy of the transactions statement or the account statement shall be sent only onrequest to the CLIENT
v) The Client agrees and acknowledges that after the first purchase transaction in any Mutual Fund the Client maynot be permitted to transact till the folio number is allotted
w) IDBI Capital does not accept any liability for delay in processing time at the Mutual Funds Issuer or Registrarsend
x) It is explicitly stated herein that the services offered in respect of Mutual Fund schemes Offer Documents otherschemes by IDBI Capital should not be considered to have been recommended by IDBI Capital
y) The Client further agrees that IDBI Capital shall not be held responsible for non-allotment of securities eitherfully or partly to the Client for any reason whatsoever IDBI Capital shall not be held responsible in case due tosome reason the bidapplication revision instructions sent by the Client is not received by it or if the bid application revision could not be uploaded to the Stock Exchange or could not be sent to the BankersRegistrar to the issue
z) IDBI Capital shall not be held responsible for non - receipt delay in incorrect receipt of fund if any from theRegistrar Company IDBI Capital shall not be held responsible for incorrect Tax Deduction at Source (TDS) bythe Registrar company if applicable or for non-receipt or delay in incorrect receipt of TDS Certificate if anyfrom the Registrar CompanyMutual Fund
aa) IDBI Capital shall not be liable for any loss or damage caused by reason of failure or delay of the mutual fund todeliver any units purchased even though payment has been made for the same or failure or delay in makingpayment in respect of any units sold though they may have been delivered
bb) For all services provided by IDBI Capital for trading in securities other than on the floor of the Stock ExchangeIDBI Capital shall act on best effort basis to process applications made by the Client IDBI Capital shall not beliable for any loss direct or indirect caused due to delay in processing of application or any other reasonwhatsoever
cc) The Client understands that the corporate actions including but not limited to Dividends declared by the IssuerCompany Mutual Fund shall be directly paid by the Issuer Company Mutual Fund to the Client
dd) IDBI Capital shall also not be liable to the Client for any delay failure or refusal of the Mutual Fund any IssuerCompany Corporation or other body in registering or transferring units to the names of the Clients of for anyinterest dividend or other loss caused to the Client arising there from
ee) The Client agrees to provide IDBI Capital with any confirmation declaration or any other document that theconcerned Issuer Asset Management Company or any other entity may from time to time require IDBI Capitalto collect from the Client in respect of the services offered under this arrangement
ff) IDBI Capital shall not be responsible for any changes in the data of any scheme as carried out in the Offerdocument or any other documents material issued by Asset Management company Issuer Company MutualFund
gg) Neither IDBI Capital nor any of the Mutual Funds nor the Issuer shall be liable for any failure to perform itsobligations to the extent that such performance has been delayed hindered or prevented by systems failuresnetwork errors delay or loss of data due to above and in circumstances of acts of God floods epidemicsquarantine riot or civil commotion and war
27
hh) IDBI Capital shall provide its services on a best efforts basis However IDBI Capital shall not be liable for anysystemequipment failure or for any loss damage or other costs arising in any way out offori System failure including failure of ancillary or associated systems or fluctuation of power or other acts of
Godforce majuereii Accident transportation neglect misuse errors frauds of the CLIENTs orhis agents or any third party oriii Any fault in any attachments or associated equipments of the CLIENTiv Any incidental special or consequential damages including loss of profitv The Client hereby authorises IDBI Capital to use the balance in the Clients trading account maintained
with IDBI Capital for the purpose of investments in such transactions and similarly to use the balance insuch Investment Account for setting off the debits in Clients Trading Account or otherwise on the basis ofClients instructions from time to time
25 PREVENTION OF MONEY LAUNDERINGa The Client confirms and understands that the tradingdemat account is opened for tradinginvestment in stock marketb The Client has read and understood the Prevention of Money Laundering Act (PMLA) 2002 Rules Circulars
made there under amp IDBI Capitalrsquos Policy for Prevention of Money Launderingc The Client agrees to abide by the Prevention of Money Laundering Act 2002 Rules Regulations there under
circulars press release KYC Norms and Policy as and when made applicable issued by any regulatoryauthority as formed there under from time to time
d The Client shall provide with all necessary information and details as required by IDBI Capital from time to timee The Client agrees that heshethey are not a person of a suspicious background or having links with any known
criminals and the Client is not involved or indulged knowingly or assist directly or indirectly in any process oractivity connected with the proceeds of crime nor is a party to it
f The Client agrees that heshethey neither involved nor have indulged knowingly or assisted directly or indirectlyin projecting any proceeds of crime as an untainted property
g The funds utilizedproposed to be utilized for the purpose of investment have been derived through propermeans and does not involve any black or hawala money in any manner
h The transfer of fundssecurities from the account maintained in the account shall be from known source and theClient shall provide clarification to IDBI Capital on request
i The Client shall be responsible for any transactions taking place in hishertheir accountj The Client shall intimate the principal officer of IDBI Capital as well as the concerned authority on knowing of any
suspicious transactions or having obtained any material which is having any link with any crime or proceeds of crimek The Client shall provide to IDBI Capital on an annual basis income and other financial details including a copy
of income tax return file with the Income tax department or any other relevant document as required by IDBICapital from time to time
l The Client agrees undertakes and authorises IDBI Capital or its agents to make references and enquiriesrelative to information in this application which IDBI Capital or their agents consider necessary
m The Client agrees and authorizes IDBI Capital and its agents to exchange share or part with all the information dataor documents relating to hishertheir application and transaction information to other IDBI Capital Group CompaniesBanksFinancial InstitutionsCredit BureausAgenciesStatutory BodiesRegulatory BodiesAuditors as IDBI Capitalmay deem necessary andor appropriate as may be required for use or processing of the said informationdata by suchperson(s) or furnishing of the proceed informationdataproducts thereof to other BanksFinancial InstitutionsCreditProvidersAgenciesUsers registeredRegulatory BodiesAuditors with such persons and the client shall not hold IDBICapital to whom such information etc is disclosed liable for the disclosure or use of such information
n The Client agrees and understands that IDBI Capital reserves the right to reject any application without providing anyreason Further the Client agrees and understands that IDBI Capital reserves the right to retain the application formsand the documents provided therewith including photographs and the same will not be returned to the Client
26 MISCELLANEOUS PROVISIONS GOVERNING THE TERMSa) The Client hereby unconditionally absolutely and irrevocably undertakes to pay immediately any amount due
and payable under these Terms and Conditions on being called upon to do so without any demur merely on ademand in writing from IDBI CAPITAL stating that the amount claimed has become due and any such demandmade on the Client shall be conclusive as regards the amount due and payable by the Client
b) The Client agrees that any notice served on the Client either by actual delivery thereof or sent by Registered Post E-mail Fax to the address of the client first mentioned hereinabove shall be deemed to have been duly served
c) One or more of the provision of these Terms and Conditions may be invoked by IDBI CAPITAL whenever thereis a loss occasioned to IDBI Capital without affecting its rights to invoke these Terms and Conditions for anyfurther loss that may devolve later
d) All trades transactions and contracts are subject to the Rules Bye-Laws and Regulations of the Exchangee) The CLIENT agrees that each participating Exchange or association or agency asserts a proprietary interest in
all of the market data it furnishes to parties that disseminate the said data The CLIENT shall use real-timequotes received on the web site of IDBI Capital only for the CLIENTs individual use and shall not furnish suchdata to any other person or entity The CLIENT is authorised to use materials which are made available by IDBICAPITALs web site for the CLIENTs own needs only and the CLIENT is not authorized to resell access to any
28
such materials or to make copies of any such materials for sale or use to by others The CLIENT shall not usemodify or delete any copyright or other intellectual property rights notices from printouts of electronically accessedmaterials from IDBI Capital web site
f) In cases where the Client has Trading account as well as demat account with IDBI Capital for the convenienceof payment of all the charges pertaining to the Clients demat account the Client authorises IDBI Capital to debithisher trading account with all the DP account charges as and when the bill is raised by IDBI Capital
g) LIMITATION OF LIABILITYIDBI CAPITAL does not guarantee and shall not be deemed to have guaranteed the timeliness sequenceaccuracy completeness reliability or content of market information or messages disseminated to the CLIENTor the execution of the orders placed by the CLIENT IDBI CAPITAL shall not be liable for any inaccuracy erroror delay in or omissions of 1) any such data information or messages or 2) the transmission or delivery of anysuch data information or messages due either to any unintentional act or omission by IDBI CAPITAL or to anyforce majeure event (eg flood extraordinary weather condition earthquake or other any act of God fire warinsurrection riot labour dispute accident action of government communication power failure shut down ofthe systems for any reason ( including on account of computer viruses) equipment or software malfunction) orotherwise or any cause beyond the reasonable control of IDBI CAPITAL 3) Cancellation or non execution of theorder placed by the CLIENT with IDBI CAPITAL
h) IDBI CAPITAL shall not be liable for any inaccuracy error false statement misrepresentation committed by any salesor other associates third parties engaged by IDBI Capital to promote the services offered by it The CLIENT agrees thathesheit places no undue reliance on such persons and will exercise due care and diligence in relying on anystatements made any persons Under no circumstances shall IDBI CAPITAL or anyone involved in creating producingdelivering or managing IDBI Capital services be liable for any direct indirect incidental special or consequentialdamages that result from the use of or inability to use the service delay in transmission of any communication in eachcase for any reason whatsoever (including on account of breakdown in systems) or otherwise
i) INTERRUPTION IN SERVICESIDBI CAPITAL does not warrant that the service will be uninterrupted or error free The service is provided on anas is and as available basis without warranties of any kind either express or implied including withoutlimitation those of merchantability and fitness for a particular purpose The CLIENT agrees that IDBI Capitalshall not be held responsible for any breakdown of the system either due to the fault of the systems of IDBICAPITAL or of the Exchanges or otherwise for any reason whatsoever
j) The CLIENT undertakes that the Client has read the relevant rules and regulations and further undertakes toabide by them at all times It shall be the responsibility of the CLIENT to comply with all trading settlementcycles delivery payment schedules any changes therein from time to time and the procedures of the relevantstock exchange as may be applicable to the CLIENT
k) TAPE RECORDING OF CONVERSATIONThe CLIENT is aware that IDBI CAPITAL tape-records the conversations between the CLIENTCLIENTsrepresentative and the IDBI Capital either personally or over the telephone and hereby specifically permits IDBICAPITAL to do so Such recordings may be relied upon by IDBI CAPITAL and the Client for valid purposes as andwhen required to resolve disputes in connection with the trading transactions or for any other purpose
l) RESTRICTIONS ON ACCESS TO WEB SITE AND TRADINGThe CLIENT understands that IDBI CAPITAL may at any time at its sole discretion and without prior notice to theCLIENT prohibit or restrict the CLIENTs access to the use of the web site or related services and the CLIENTsability to trade IDBI Capital may block the CLIENTs account at any time for any reason and without prior noticeto the CLIENT The CLIENT will bear any loss that hesheit may be faced with due to inability to execute furthertrades on account of such restriction The blocking of an account will not affect the rights andor obligations ofeither IDBI Capital or the CLIENT incurred prior to the date the account is blocked
m) INDEMNITY(i) Though orders are generally routed to the marketplace immediately after the time the order is placed by the
CLIENT on the system there may be a delay in the execution of the order due to any linksystem failure at theCLIENT IDBI Capital Exchanges end or for other reasons The CLIENT hereby specifically indemnifiesand holds IDBI CAPITAL harmless from any and all claims and agrees that IDBI Capital shall not be liablefor any loss actual or perceived caused directly or indirectly by government restriction exchange or marketregulation suspension of trading war strike equipment failure communication line failure system failuresecurity failure on the Internet shut down of systems for any reason (including on account of computerviruses) unauthorized access theft any fraud committed by any person whether in the employment of IDBICAPITAL or otherwise or any problem technological or otherwise that might prevent the CLIENT fromcontacting the PHONE TRADING SERVICES of IDBI CAPITAL or entering IDBI CAPITAL s system or fromexecuting an order or in respect of other conditions
ii) The Client agrees that the provision of indemnity shall continue to remain in force until IDBI CAPITAL inwriting discharges of the said obligations liabilities of the client
(iii) The CLIENT further agrees that hesheit will not be compensated by IDBI CAPITAL for any lost opportunity
(1423)
29
viz notional profits on buysell orders which could not be executed due to any reason whatsoever includingbut not limited due to time lag in the execution of the order or the speed at which the system of IDBI CAPITALor of the Exchanges is operating any shutting down by IDBI Capital of hisherits system for any reason orIDBI Capital disabling the CLIENT from trading on its system for any reason whatsoever
n) WARRANTIES OF CLIENTSi) The CLIENT hereby represents and warrants that the terms and conditions stated herein have been clearly
understood and that the information furnished to IDBI CAPITAL is accurate and truthful The Client agreesconfirms and admits that it shall keep IDBI Capital updated of its financial position details from time to time
ii) All actions required to be taken to ensure compliance of all the transactions which the client may enter into pursuant to this arrangement with all applicable laws shall be completed by the client prior to suchtransaction being entered into
iii If Client resides or gives any orders to from outside India Client agrees to ensure and represent that suchorders will have been given in compliance with any and all applicable law of the relevant jurisdiction fromwhich Client orders are given and laws and regulations prevalent in India and Client further agrees thatClient shall when in doubt consult or obtain legal and professional advice in or of the relevant jurisdictionClient accepts that there may be taxes duties impositions or charges payable to relevant authorities inrespect of Client residing or the giving of any order from outside India and the execution of such order andClient agrees to pay such taxes duties impositions or charges as are applicable and authorizes IDBICapital to make such payments on its behalf if required by law which shall be completely and entirelyreimbursed and paid to IDBI Capital by Client Client further agrees to indemnify IDBI Capital on demand forany claims demands actions costs and expenses IDBI Capital may suffer or incur in connection with orarising from Client residing or giving of any such order from outside India
iv) Client agrees to pay the charges as per the schedule of charges attached to the form and any revisionthereof from time to time Opening of the trading account is subject to the payment of these charges
v) Client authorises IDBI Capital to debit all the incidental chargesexpenses and credit all the transactionproceeds automatically to its trading account with IDBI Capital for the trading activitiesfacilities
vi) The Client confirms that no insolvency proceedings have been initiated against the Clients nor has theClient been adjudicated insolvent
vii) The Client confirms that the Client is not a member of the National Stock Exchange of India Ltd or BombayStock Exchange Ltd and in the event of becoming members of the respective stock exchange(s) in futurethe Client shall intimate IDBI Capital of the same and shall not execute trades through IDBI Capital
o) ASSIGNMENTThe client agrees and acknowledges that IDBI Capital may at any time during the subsistence of the arrangementas per applicable laws rules and regulations assign transfer or otherwise alienate by executing terms andconditions or in any other manner all or any of its rights and or obligations in terms of this arrangement to anyperson or entity including but not limited to its affiliates associates or sister companies and the rights and obligationsof IDBI Capital under this arrangement or any amendment or modification hereto shall vest and ensure in favour ofsuch assignee without any further act deed or thing The client may not assign any right or obligations hereunderwithout first obtaining the prior written consent by an authorized officer of IDBI Capital IDBI Capital may howeverassign the rights and obligations to any third person as per applicable laws rules and regulations
p) SEVERABILITYIn case anyone or more of the provisions contained in these Terms and Conditions becomes invalid illegal orunenforceable in any respect under any law the validity legality and enforceability of the remaining provisionscontained herein shall not in any way be affected or impaired thereto
27 TERMINATION OF SERVICEThe services may be withdrawn anytime by IDBI Capital provided the Client(s) are given a notice of one month underthe circumstances The closure of all accounts of the Client(s) will automatically terminate the services of IDBICapital IDBI Capital may suspend or terminate trading facilities without prior notice if the Client(s) have breachedthese terms and conditions or any document executed with IDBI Capital in respect of the services or IDBI Capital haslearnt of the death bankruptcy or lack of legal capacity of the Client(s) Cancellationtermination shall not effect therights and liabilities of the parties in respect of the transactions executed before the date of such notice
28 DISPUTE RESOLUTION amp JURISDICTIONa) IDBI CAPITAL and the CLIENT are aware of the provisions of the Rules Bye -laws and Regulations of the
Exchanges relating to the resolution of the disputes differences through the mechanism of arbitration providedby the Exchanges and agree to abide by the said provisions in so far as any disputes under these Terms relateto transactions that have been carried out or were to be carried out on the Exchanges
b) the courts having jurisdiction over the area in which regional arbitration centres is situated shall have jurisdictionin respect of any procedure
c) This service does not constitute an offer to sell or a solicitation of an offer to buy any shares securities or otherinstruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation This serviceis not intended to be any form of an investment advertisement investment advice or investment information and hasnot been registered under any securities law of any foreign jurisdiction and is only for the information of any person
30
in any jurisdiction where it may be lawful to offer such a service Further no information on the websites of IDBICapital is to be construed as a representation with respect to shares securities or other investments regarding thelegality of an investment therein under the respective applicable investment or similar laws or regulations of anyperson or entity accessing wwwidbidirectin or any other website maintained by IDBI Capital
29 PROPRIETARY TRADINGIDBI CAPITAL discloses herewith that it undertakes Proprietary trading The CLIENT confirms having read andunderstood the terms and conditions of IDBI CAPITAL and those relating to various services and products andaccepts and agrees to be bound by the terms and conditions including those excludinglimiting IDBI CAPITAL s andExchanges liabilities
30 AMENDMENTThese terms and conditions can be altered amended and or modified by the parties mutually in writing Providedhowever if the rights and obligations of the parties hereto are altered by virtue of change in Rules and Regulations ofSEBI or byelaws Rules and Regulations of the Exchange such changes shall be deemed to have been incorporatedherein in modification of the rights and obligations of the parties mentioned in these terms and conditions Suchamendments shall be intimated to the CLIENT In case the CLIENT continues to deal with IDBI Capital subsequentto the intimation of such amendments it shall be deemed that the CLIENT is agreeable to the new clauses Howeverthe CLIENT has the right to terminate the arrangement through communication in writing subject to the meeting ofthe financial and other obligations under these terms and conditions The provisions of these terms and conditionsshall always be subject to Government notifications any rules regulations guidelines and circulars issued by SEBIand Rules Regulations and Bye laws of the relevant stock exchange that may be in force from time to time
31 RESEARCH TRADING RECOMMENDATION RECEIVED BY THE CLIENTThe Client may at its discretion avail of the ResearchTrading recommendations provided by IDBI Capital from time totime In the regard the Client understand that IDBI Capital produces fundamental and trading research notes tradingcalls technical calls particularly on companies industry stock markets and economy from time to time (collectivelyhereinafter referred to as material) The Client authorizes IDBI Capital to provide the Client with such material throughemail or by access to the website of IDBI Capital or through SMS or any other mode on a voluntary basis The Client isaware that such material provided to the Client is only for the personal information of the Client and the Client undertakesthat the same shall not be reproduced or redistributed to any other person The Client understands that such material isnot an offer or the solicitation of an offer to buy any security By sending this material IDBI Capital or any of its officersdirectors personnel and employees shall not be liable for any loss damage of any nature including but not limited todirect indirect punitive special exemplary and consequential as also any loss of profit in any way arising from the useof this material in any manner The Client is also aware that the investments discussed in such material may not besuitable for all investors The Client shall therefore before dealing andor transacting in any of the products referred toin such material make their own investigation due diligence seek appropriate professional advice The Client aloneshall be fully responsible liable for hisherits investments disinvestments on the basis of such material The Client alsoagrees that IDBI Capital may discontinue providing such material to the Client and that it would have no responsibility toupdate any information provided to the Client nor does it represent that the information provided in such material iscomplete Further by providing such material IDBI Capital is not acting as the Clients portfolio or financial adviser nordoes it assumes any fiduciary duties
32 DISCLOSUREAs required by the Stock Exchange IDBI Capital would like to make the following disclosure The Clauses containedin the Rights and Obligations Risk Disclosure Document and Guidance Note are mandatory clauses prescribed bySEBIthe Exchanges from time to time The clauses in these terms and conditions including the clauses pertainingto internet trading are additional clauses and are voluntary at the discretion of IDBI Capital and the Client but arerequired for efficient provision of services by IDBI Capital
(1523)
31
SPECIAL POWER OF ATTORNEY amp INSTRUCTIONSTO ALL TO WHOM THESE PRESENTS SHALL COME IWe the Client described in the schedule hereto having hisher its address at theplace mentioned in the schedule hereto (hereinafter referred to as the Account HolderJoint Account HoldersClient which expression shallunless repugnant to the meaning and context thereof be deemed to mean and include his herits legal heirs representatives executorssuccessors and assigns as the case may be) do hereby nominate constitute and appointIDBI Capital Markets amp Securities Limited a Company incorporated under the Companies Act 1956 and having its registered office at 3rdFloor Mafatlal Centre Nariman Point Mumbai-400 021 (hereinafter referred to as IDBI Capitalthe Attorney which expression shall unlessrepugnant to the meaning and context thereof be deemed to mean and include its successors) acting through any of its officers or employees orany sub-agents or delegates to be myour true and lawful Agent and Attorney for meus and on myour behalf and in myour name from time totime to do and exercise or cause to be done and exercised all or any of the acts deeds powers and authorities as herein mentionedA WHEREAS the Trading Account Holder (as mentioned in the schedule hereto) wishes to participate in the onlineoffline trading facilities
andor other services being offered by IDBI Capital through its portal wwwidbidirectin or through any other channel such as IVR WAPBusiness Associates Branch Customer Service Call Center etc (or through any other portal as launched by IDBI Capital for offeringthe said services)
B AND WHEREAS the Trading Account Holder has submitted the documents required for availing stock broking and various servicesprovidedto be provided by IDBI Capital through its Portal wwwidbidirectin (or through any other portalmedium offered by IDBI Capital)andor offline trading platform to the Account Holder through Trading Account No ___________________(UCC)
C AND WHEREAS the Demat Accounts mentioned in Annexure - I hereto (or such other demat accounts as may be determined by meus from time to time and intimated to IDBI Capital) of which Iwe amare the solejoint holders shall be linked to the above mentionedTrading account for the purpose of settlement and margin obligation arising out of trades executed through the said Trading Account
D AND whereas for efficient functioning of the above-mentioned services and to facilitate proper execution of all transactions Iwe amaredesirous of appointing IDBI Capital as my our true and lawful Attorney and confer upon it the powers hereinafter stated
IWe hereby authorize the Attorney to do exercise amp perform all or any of following acts deeds and things1 Transfer securities held in myour beneficial owner account(s) as mentioned in Annexure -1 (as may be modified from time to
time by meus and duly intimated to IDBI Capital) hereto towards Stock Exchange related margin delivery obligations arising out oftrades executed by meus on the Stock Exchange through IDBI Capital
2 To instruct the DP to debit securities to the said account mentioned in Annexure -1 (as may be modified from time to time by meus andduly intimated to IDBI Capital) and or transfer securities from the said account to beneficial owners account of IDBI Capital as mentionedin Annexure 2 to the extent of shares sold through IDBI Capital for pay-in obligations as well as for margin towards any StockExchange in Cash and Derivativesother segments as may be permitted
3 To credit my our demat account(s) with any securities that are to be delivered to meus borrowed by meus4 To demand receive and give good and effectual receipt(s) and discharge(s) for all or any dividends interest bonuses or any other
sum(s) andor income arising from the shares debentures units and other investments and to sign and endorse pay ordersdividends interest warrants or certificates receive all debts sums of money principal interest dividend or other dues of whatevernature or accounts which are now or at any time due and payable and belonging to meus on any account whatsoever
5 Pledge the securities lying in myour accounts mentioned in Annexure -1(as may be modified from time to time by meus and intimatedto IDBI Capital) in favour of IDBI Capital for the purpose of meeting myour margin requirements in connection with the trades executedby meus on the Stock Exchange through IDBI Capital
6 Pursuant to myour instructions or instruction of myour Authorised Representative to apply for acquiring subscribing redeeming switching between investment products including but not limited to Mutual Funds Public Issues (shares as well as debentures) rightsoffer of shares tendering in open offers and to sell transfer and endorse the same or redeem the same or otherwise deal in the securitiesand or any other investment products pursuant to my instruction or instruction of myour Authorised Representative either throughinternet or otherwise using identification number issued by any Mutual Fund from time to time or otherwise andor to sign and to executeall transfer deeds whether as transferor or transferee and such other instruments applications and papers as may be necessary foracquiring or transferring redeeming the same marking pledge lien on such securities andor for transferring the investment in the unitsof Mutual Funds from one scheme to another or between Mutual Funds andor otherwise as may be required for dealing in securitiesor other investment products
7 Pursuant to myour instructions or instruction of myour Authorised Representative to make applications for or to renounce and signrenunciation forms in respect of bondsdebentures right shares and additional shares of any CompanyBodyAuthority and to receiveand hold such rights or additional shares bonds or debentures
8 Pursuant to myour instructions or instruction of myour Authorised Representative to issue orders and instructions for acquisition anddisposal of investments for and on myour behalf and to purchase or otherwise acquire sell or otherwise dispose off or otherwise deal invest in securities
9 To sign the necessary forms and other documents if any and to file and register the same with the company concerned entities to giveeffect to the powers conferred herein
10 To forward all applications for subscription of securities placed through the website to the online-IPOother module of the concernedExchangesauthorityconcerned entity platform
(1623)
32
11 To do all such acts and things as may be necessary to give effect to the subscription purchaseredemption or any other transactionpursuant to myour instructions or instruction of myour Authorised Representative in any securities andor Investment product forwhich services are availed from IDBI Capital
12 Transfer funds from myour bank account(s) mentioned in Annexure -1 (or such other bank accounts as may be determined by meus from time to time and intimated to IDBI Capital) andor to instruct the concerned banks in this regard for the followinga) For meeting myour settlement obligations margin requirements in connection with the trades executed by the meus on any stock
exchanges through IDBI Capital in any segment as may be permittedb) For recovering any outstanding amount due from meus arising out of myour trading activities on any of the Stock Exchanges
through IDBI Capitalc) For meeting obligations arising out of myour subscribing to such other productsfacilitiesservices like Mutual Funds Public
issues (shares as well as debentures) rights offer of shares etc through IDBI Capitald) Towards moniesfeescharges etc due to IDBI Capital payable by virtue of meus usingsubscribing to any of the facilitiesservices
availed by meus or at myour instance13 To send a consolidated summary of the Clients scrip wise buy and sell position taken with average rates to meus by way of an sms
email on a daily basis notwithstanding any other document to be disseminated as specified by SEBI from time to time14 For the purpose of the aforesaid to sign contracts agreements transfers acceptances receipts or other instruments documents and
forms to accept and carry out correspondence with such person(s) or authorityauthorities or department(s) and to do all such lawfulacts requisite for effecting the same
15 To comply andor cause to be complied with all statutory and other requirements attached to or arising out of these premises and for thispurpose to take such steps and actions necessary or proper including signing of affidavits indemnity declarations legal documentsdeeds and writings wherever required
16 To do all such acts deeds and things as may be necessary for or incidental to the powers conferred hereinPOWERS TO THE BANK ALLIANCE PARTNERSWhereas for the purpose of Trading through IDBI Capital Markets amp Securities Limited Iwe amare availing banking andor demat accountservices of __________________ a body corporate constituted under _____________________________________________________________ having its head office at ________________________________________________________________________________________________________________________________________ (hereinafter referred to as Bank Alliance Partner) which expressionshall unless repugnant to the context or meaning hereof mean and include its successors in titleAnd whereas IWe hold Bank account with the Bank Alliance partner in its capacity as Bank andor have applied to the Bank AlliancePartner for opening of bank account with it IWe hold demat account no____________________ with the Bank Alliance Partner in itscapacity of depository participants andor have applied to the Bank Alliance Partner to open a demat account with itFurther to the above powers and authorities conferred on IDBI Capital IWe hereby confer upon the Bank Alliance the authoritieshereinafter stated1 To operate block and or debit or credit the abovementioned bank account for operation and execution of all transactions on my
our behalf2 To operate block andor debit or credit the above mentioned demat account with the Bank Alliance Partner for the purpose of Stock
Exchange related margindelivery obligations arising out of trades executed by meus on the Stock Exchange through the Attorney andas instructed by the Attorney in this regard
3 Pursuant to my instructions or instruction of myour Authorised Representative to buy sell or cause to be bought and sold all kind ofsecurities stocks and shares including but not limited to government securities bonds and mutual funds etc
4 To do all such acts deeds and things as may be necessary for or incidental to including but not limited to providing services to me us and for meeting my our obligations in connection with the said bank account
For the purpose of this Specific Power of Attorney the term securities shall include securities as defined by the Securities Contracts(Regulation) Act 1956 as amended from time to time and shall include shares scrips stocks bonds warrants options futures derivativesconvertible debentures non-convertible debentures securitized debt instruments fixed return investment equity linked instruments or othermarketable Securities of a like nature in or of any incorporated Company or other body corporate negotiable instruments including usuanceBills of Exchange deposits or other money market Instruments commercial paper certificate of deposit units issued by Unit Trust of Indiaand units issued by Mutual Funds mortgage backed or other asset backed Securities issued by any institution or body corporate cumulativeconvertible preference shares issued by any incorporated company and Securities issued by any Incorporated company and Securitiesissued by the Central Government or a State Government for the purpose of raising public loan and having one of the forms specified inClause (2) of Section 2 of the Public Debt Act 1944 any other new form of capital or money market Instruments that may be issued in thefuture by any incorporated company firminstitution or GovernmentFor the purpose of this Specific Power of Attorney the list of myour Demat and Bank account to which from which securitiesfunds may bemoved are mentioned in Annexure -1 hereto Annexure -1 may be changed by meus at any time with prior intimation in writing to IDBI Capitalby submission of a revised Annexure - 1
(1723)
33
For the purpose of this Specific Power of Attorney the list of the Demat and Bank accounts of IDBI Capital from which to which securitiesfunds may be moved are mentioned in Annexure -2 hereto Annexure -2 may be changed by IDBI Capital at any time with intimation to meus in writing or through websitethrough emailIDBI Capital shall return to meus the securities or funds that may be received by it erroneously or those securities or funds that IDBI Capitalwas not entitled to receive from meusAND GENERALLY to do all such other lawful acts and things as the Attorney shall think advisable for the purposes aforesaid as fully andeffectually in all respects as Iwe could do myselfourselves and to act as fully and effectually for all intents and purposes in all dealingsand transactions between myselfourselves and the said IDBI Capital as Iwe could if personally present and acting in the matters andtransactions aforesaidAND Iwe do hereby agree to confirm and ratify all and every act or things done by the Attorney within the scope of the authority hereby conferredon it and all deeds or documents executed by it in myour name or on myour behalf under this Specific Power of Attorney shall be binding on meus as if the same were executed by meus except any act or thing done by the Attorney that results in loss or claim on account of blocking of fundsthat may be erroneously instructed by the Attorney to the Bank MyOur Attorney shall not be liable for any loss that may result from failureinabilityof electronic connectivity of rejection of myour application for any reason whatsoeverThe aforesaid Power of Attorney has been granted the instructions herein have been given and the terms and conditions herein contained havebeen agreed to by meus in consideration of the said terms and conditions and the mutual rights covenants and obligations there under and arerevocable by the meus by giving an intimation to the Attorney in writing and the cessation of this authority shall not affect or impair any act theretodone in exercise of these presents Such intimation shall be duly signed by me us and should be received at the Head Office of the Attorney Therevocation shall be subject to due receipt verification and processing of the same by the AttorneyThis Power of Attorney overrides any previous Power of Attorney given by meus in favour of IDBI Capital in respect of the Trading Accountwith IDBI CapitalThis document shall be subject to the jurisdiction of the Courts in MumbaiIN WITNESS whereof IWe have executed this power of attorney on the day date year and place herein below mentioned in the schedule
Signed and delivered by (Schedule above refered to)
Demat Ac No Holderrsquos Name Signature
1st Holder MrMs
2nd HolderMrMs
3rd Holder MrMs
Date _________________________
(1823)
For and on behalf of IDBI Capital Markets amp Securities Ltd Witness for IDBI Capital Markets amp Securities Ltd
Name 1) NameAddress IDBI Capital Markets amp Securities Limited Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal Centre 3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021 Nariman Point Mumbai - 400 021
Signature SignaturePlace 2) NameDate Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021
Signature
Witness for the ClientName Name
Address Address
Signature Signature
34
SP
AC
E F
OR
FR
AN
KIN
G
A LIST OF DEMAT ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder DP Id Client Id
ANNEXURE 1
B LIST OF BANK ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder Bank Name Bank Account No
ANNEXURE 2A LIST OF DEMAT ACCOUNT OF IDBI CAPITAL
Sr No Name of the Account holder DP Id Client Id1 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100081302 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100000043 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024584 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024775 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100281636 IDBI CAPITAL MARKETS amp SECURITIES LTD 13011900 00008531
B LIST OF BANK ACCOUNT OF THE IDBI CAPITALSr No Name of the Account holder DP Id Client Id
1 NSE CM SETTLEMENT IDBI BANK LTD 0041020000301262 BSE CM SETTLEMENT IDBI BANK LTD 0041020000301173 NSE DERIVATIVE SETTLEMENT ACCOUNT IDBI BANK LTD 0041020000301084 NSE CLIENT ACCOUNT IDBI BANK LTD 0041020000301355 BSE CLIENT ACCOUNT IDBI BANK LTD 0041020000300926 NSE DERIVATIVE CLIENT ACCOUNT IDBI BANK LTD 004102000030144
The abovementioned list of DematBank Accounts of IDBI Capital may be changed by IDBI Capital from time to time with intimation to theClients in writingthrough the website and via e-mail
Signature of the Client
(1923)
35
TRADING PRODUCTSTERMS AND CONDITIONS
The following productsfacilitiesmodes of trade are available to all clients
EN-CASHbull This facility enables the clients to receive sale proceeds on Trade day (T-day) as against the normal T+2 settlementbull The facility is available only in respect of Sell transactions in the Cash Market on BSEbull The facility is available only to Resident Indian clientsbull Funds shall be transferred to the clientrsquos account at the end of day only if the securities sold are received by IDBI Capitalbull The stock sold should be available in the clientrsquos demat account registered with IDBI Capitalbull Funds will be transferred to clientrsquos account after accounting for all other obligations due from the client to IDBI Capitalbull A flat brokerage rate of 1 shall be charged to the client for ldquoEn Cashrdquo transactionsbull In case of trades executed under this facility on a day which is a Bank or Clearing holiday settlement shall be made on
the immediate following trade daybull Orders placed under other productsfacilities cannot be converted to ENCASH similarly ENCASH orders cannot be
converted to other productsfacilities
MARGINbull This facility shall be offered for select scrips trades at the discretion of IDBI Capital from time to timebull Clients may trade in securities only by bringing in funds needed to settle the Marginensuring sufficient Margin in
their accountbull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Clients are required to settle the obligations towards margin trades by T+1 daybull In case the fundsstocks are not provided for conversion on T +1 Margin positions will be squared off by IDBI Capital
on T+2 day All losses incurred profits booked are to the clientrsquos accountbull Interest will be charged 006 (on 365 days basis)bull The facility is available only to Resident Indian clients
E-MARGINbull The E-margin productfacility enables clients to buy stocks today amp pay upto 5 days from the date of settlement of the
tradebull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Interest will be charged 006 (on 365 days basis)bull Client position may be ldquoConverted to Deliveryrdquo or Squared off by IDBI Capital at any time on account of risk considerationsbull On or before T+7 trading day E-Margin positions should be ldquoConverted to Deliveryrdquo or Squared off by the client before
1430 hours failing which these may be squared off by IDBI Capital All losses incurred profits booked upon suchsquare off shall be to the clientrsquos account
bull No further exposure will be granted if a position remains open beyond T+7 days from the day of original trade onlydelivery sell to square off the debits will be allowed
bull In case of short delivery on the settlement of the trade the short delivered quantity will be treated as Convert to Delivery(C to D) while the balance quantity will be continued under E-Margin
bull Convert to delivery for E Margin trades is based on FIFO method and brokerage shall be charged accordinglybull Brokerage for E-Margin trades is also calculated on FIFO methodbull This facility is restricted to such scrips as may be decided by IDBI Capital from time to timebull The facility is available only to Resident Indian clientsbull E-Margin positions will be continued until
- The client IDBI Capital exercises the Convert to Delivery options- Positions remain open till T+7 day from the trade date
(2023)
36
COLLATERAL SELLbull Under this facility Clients have the option to sell their securities marked as Collateral in favour of IDBI Capitalbull This facility can be availed by the client subject to availability of adequate unencumbered stockcollateral in the client
accountrsquosbull This facility is available only to clients having a DP account with a Depository Participant who is an Alliance Partner of
IDBI Capital and as permitted by IDBI Capital from time to timebull The facility is available only to Resident Indian clients
EQUITY SIPbull This facility permits the clients to invest systematically at specified intervals in securities on BSE by stating the scrips
and numberamount to be investedbull An initial set up charge of Rs 100- per equity SIP will be leviedbull The client must ensure and provide for sufficient funds for execution of the SIP on the respective datesbull A maximum of 10 scrips can be included in each SIPbull Clients are required to sign a separate Enrollment FormLogin in online for each new SIP
General Upon selection of the said product at the time of trade the client agrees that the above terms and conditions of therespective productfacility shall be applicableAdditionally the client may also trade in equities under cash and carry (CNC) and the derivatives segments as per theoptions selected by the client at the time of account opening or thereafterThe above terms and conditions are supplemental to the Additional Terms and Conditions specific to IDBI Capital MarketServices Limited agreed to by the client at the time of account opening
Note Square off brokerage will be charged for two contra legs of the same product type on the same Exchange on thesame trading day In case of Contra trades on a particular trading day across different products or across ExchangesDelivery Brokerage shall be applicable
______________________________(2123)
37
AUTHORISATION FOR MAINTAINING RUNNING ACCOUNT
I hereby authorize IDBI Capital to maintain my account both securities and funds with IDBI Capital on a running basis untilthe settlement date as given below and to consider the balances in my running fundssecurities account with IDBI Capitalfor the purpose of margin or any other obligations due to IDBI Capital across any segment of any Exchanges and alsoauthorize IDBI Capital to hold my credit in anticipation of the future debits in my accountI further authorize IDBI Capital to set offadjust any of my debitsdues in any segment of any exchanges with credits of anyother segment(s) of any Exchange(s) in my accountI We understand and agree that no interest will be payable to meus on the amounts or securities so retained with IDBICapital I understand that in the event I have outstanding obligations on the settlement date IDBI Capital may retain therequisite securitiesfunds towards such obligations and may also retain the funds expected to be required to meet marginobligations for next 5 trading days calculated in the manner specified by the exchangesI hereby authorise IDBI Capital to retain an amount of upto Rs 10000- for operational convenienceI agree to bring any dispute arising from the statement of account or settlement made by IDBI Capital to the notice of IDBICapital preferably within 7 working days from the date of receipt of fundssecurities or statements as the case may beI understand that such periodic settlement of running account shall not be necessary in the following casesi in case of margin trading if availableii for funds deposited by me towards collateralsmargin in the form of bank guarantee (BG)Fixed Deposit receipts (FDR)I understand that this authority for maintaining running account may be revoked by me at any time IWe be liable for alllosses damages and actions which may arise as consequence of your adhering to and carrying out my our directionsgiven above and further agree that you shall not be liable for any claim for loss or profit or for any consequential incidentalspecial or exemplary damages caused by retention of securities moniesI hereby agree that actual settlement of funds and securities in my account may be made at least once in a
Calendar Quarter Calendar Month
(Plese tick which is applicable)
______________________________
Date
(2223)
38
This page has been kept blank intentionally
39
M-IIRIGHTS AND OBLIGATIONS OF STOCK BROKERS SUB-BROKERS AND CLIENTS
(as prescribed by SEBI and Stock Exchanges)1 The client shall investtrade in those securitiescontractsother instruments admitted to dealings on the Exchanges
as defined in the Rules Byelaws and Regulations of Exchanges Securities and Exchange Board of India (SEBI) andcircularsnotices issued there under from time to time
2 The stock broker sub-broker and the client shall be bound by all the Rules Byelaws and Regulations of the Ex-change and circularsnotices issued there under and Rules and Regulations of SEBI and relevant notifications ofGovernment authorities as may be in force from time to time
3 The client shall satisfy itself of the capacity of the stock broker to deal in securities andor deal in derivatives contractsand wishes to execute its orders through the stock broker and the client shall from time to time continue to satisfy itselfof such capability of the stock broker before executing orders through the stock broker
4 The stock broker shall continuously satisfy itself about the genuineness and financial soundness of the client andinvestment objectives relevant to the services to be provided
5 The stock broker shall take steps to make the client aware of the precise nature of the Stock brokerrsquos liability forbusiness to be conducted including any limitations the liability and the capacity in which the stock broker acts
6 The sub-broker shall provide necessary assistance and co-operate with the stock broker in all its dealings with the client(s)
CLIENT INFORMATION7 The client shall furnish all such details in full as are required by the stock broker in Account Opening Formrdquo with
supporting details made mandatory by stock exchangesSEBI from time to time8 The client shall familiarize himself with all the mandatory provisions in the Account Opening documents Any addi-
tional clauses or documents specified by the stock broker shall be non-mandatory as per terms amp conditionsaccepted by the client
9 The client shall immediately notify the stock broker in writing if there is any change in the information in the lsquoaccountopening formrsquo as provided at the time of account opening and thereafter including the information on winding uppetitioninsolvency petition or any litigation which may have material bearing on his capacity The client shall provideupdate the financial information to the stock broker on a periodic basis
10 The stock broker and sub-broker shall maintain all the details of the client as mentioned in the account opening formor any other information pertaining to the client confidentially and that they shall not disclose the same to any personauthority except as required under any lawregulatory requirements Provided however that the stock broker may sodisclose information about his client to any person or authority with the express permission of the client
MARGINS11 The client shall pay applicable initial margins withholding margins special margins or such other margins as are
considered necessary by the stock broker or the Exchange or as may be directed by SEBI from time to time asapplicable to the segment(s) in which the client trades The stock broker is permitted in its sole and absolutediscretion to collect additional margins (even though not required by the Exchange Clearing HouseClearing Corpo-ration or SEBI) and the client shall be obliged to pay such margins within the stipulated time
12 The client understands that payment of margins by the client does not necessarily imply complete satisfaction of alldues In spite of consistently having paid margins the client may on the settlement of its trade be obliged to pay (orentitled to receive) such further sums as the contract may dictaterequire
TRANSACTIONS AND SETTLEMENTS13 The client shall give any order for buy or sell of a securityderivatives contract in writing or in such form or manner as
may be mutually agreed between the client and the stock broker The stock broker shall ensure to place orders andexecute the trades of the client only in the Unique Client Code assigned to that client
14 The stock broker shall inform the client and keep him apprised about tradingsettlement cycles deliverypaymentschedules any changes therein from time to time and it shall be the responsibility in turn of the client to comply withsuch schedulesprocedures of the relevant stock exchange where the trade is executed
15 The stock broker shall ensure that the moneysecurities deposited by the client shall be kept in a separate accountdistinct from hisits own account or account of any other client and shall not be used by the stock broker for himselfitself or for any other client or for any purpose other than the purposes mentioned in Rules Regulations circularsnotices guidelines of SEBI andor Rules Regulations Bye-laws circulars and notices of Exchange
MANDATORY
40
16 Where the Exchange(s) cancels trade(s) suo moto all such trades including the trades done on behalf of theclient shall ipso facto stand cancelled stock broker shall be entitled to cancel the respective contract(s) withclient(s)
17 The transactions executed on the Exchange are subject to Rules Byelaws and Regulations and circularsnoticesissued thereunder of the Exchanges where the trade is executed and all parties to such trade shall have submittedto the jurisdiction of such court as may be specified by the Byelaws and Regulations of the Exchanges where thetrade is executed for the purpose of giving effect to the provisions of the Rules Byelaws and Regulations of theExchanges and the circularsnotices issued thereunder
BROKERAGE18 The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from time to time and as they
apply to the Clients account transactions and to the services that stock broker renders to the Client The stock brokershall not charge brokerage more than the maximum brokerage permissible as per the rules regulations and bye-laws of the relevant stock exchanges andor rules and regulations of SEBI
LIQUIDATION AND CLOSE OUT OF POSITION19 Without prejudice to the stock brokers other rights (including the right to refer a matter to arbitration) the client
understands that the stock broker shall be entitled to liquidateclose out all or any of the clients positions for non-payment of margins or other amounts outstanding debts etc and adjust the proceeds of such liquidationclose outif any against the clients liabilitiesobligations Any and all losses and financial charges on account of such liquida-tionclosing-out shall be charged to and borne by the client
20 In the event of death or insolvency of the client or hisits otherwise becoming incapable of receiving and payingfor or delivering or transferring securities which the client has ordered to be bought or sold stock broker mayclose out the transaction of the client and claim losses if any against the estate of the client The client or hisnominees successors heirs and assignee shall be entitled to any surplus which may result there from Theclient shall note that transfer of fundssecurities in favor of a Nominee shall be valid discharge by the stockbroker against the legal heir
21 The stock broker shall bring to the notice of the relevant Exchange the information about default in paymentdeliveryand related aspects by a client In case where defaulting client is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of Director(s)Promoter(s)Partner(s)Proprietor as the case may be shallalso be communicated by the stock broker to the relevant Exchange(s)
DISPUTE RESOLUTION22 The stock broker shall provide the client with the relevant contact details of the concerned Exchanges and SEBI23 The stock broker shall co-operate in redressing grievances of the client in respect of all transactions routed through
it and in removing objections for bad delivery of shares rectification of bad delivery etc
24 The client and the stock broker shall refer any claims andor disputes with respect to deposits margin money etcto arbitration as per the Rules Byelaws and Regulations of the Exchanges where the trade is executed and circularsnotices issued thereunder as may be in force from time to time
25 The stock broker shall ensure faster settlement of any arbitration proceedings arising out of the transactions enteredinto between him vis-agrave-vis the client and he shall be liable to implement the arbitration awards made in suchproceedings
26 The clientstock-broker understands that the instructions issued by an authorized representative for dispute resolu-tion if any of the clientstock-broker shall be binding on the clientstock-broker in accordance with the letter autho-rizing the said representative to deal on behalf of the said clientstock-broker
TERMINATION OF RELATIONSHIP27 This relationship between the stock broker and the client shall be terminated if the stock broker for any reason
ceases to be a member of the stock exchange including cessation of membership by reason of the stock brokersdefault death resignation or expulsion or if the certificate is cancelled by the Board
28 The stock broker sub-broker and the client shall be entitled to terminate the relationship between them without givingany reasons to the other party after giving notice in writing of not less than one month to the other parties Notwithstandingany such termination all rights liabilities and obligations of the parties arising out of or in respect of transactions enteredinto prior to the termination of this relationship shall continue to subsist and vest inbe binding on the respective partiesor hisits respective heirs executors administrators legal representatives or successors as the case may be
41
29 In the event of demiseinsolvency of the sub-broker or the cancellation of hisits registration with the Board orwithdrawal of recognition of the sub-broker by the stock exchange andor termination of the agreement with the subbroker by the stock broker for any reason whatsoever the client shall be informed of such termination and the clientshall be deemed to be the direct client of the stock broker and all clauses in the Rights and Obligations document(s)governing the stock broker sub-broker and client shall continue to be in force as it is unless the client intimates to thestock broker hisits intention to terminate their relationship by giving a notice in writing of not less than one month
ADDITIONAL RIGHTS AND OBLIGATIONS30 The stock broker shall ensure due protection to the client regarding clients rights to dividends rights or bonus
shares etc in respect of transactions routed through it and it shall not do anything which is likely to harm the interestof the client with whom and for whom they may have had transactions in securities
31 The stock broker and client shall reconcile and settle their accounts from time to time as per the Rules Regulations ByeLaws Circulars Notices and Guidelines issued by SEBI and the relevant Exchanges where the trade is executed
32 The stock broker shall issue a contract note to his constituents for trades executed in such format as may beprescribed by the Exchange from time to time containing records of all transactions including details of ordernumber trade number trade time trade price trade quantity details of the derivatives contract client codebrokerage all charges levied etc and with all other relevant details as required therein to be filled in and issuedin such manner and within such time as prescribed by the Exchange The stock broker shall send contract notesto the investors within one working day of the execution of the trades in hard copy andor in electronic form usingdigital signature
33 The stock broker shall make pay out of funds or delivery of securities as the case may be to the Client within oneworking day of receipt of the payout from the relevant Exchange where the trade is executed unless otherwisespecified by the client and subject to such terms and conditions as may be prescribed by the relevant Exchange fromtime to time where the trade is executed
34 The stock broker shall send a complete `Statement of Accounts for both funds and securities in respect of each ofits clients in such periodicity and format within such time as may be prescribed by the relevant Exchange from timeto time where the trade is executed The Statement shall also state that the client shall report errors if any in theStatement within such time as may be prescribed by the relevant Exchange from time to time where the trade wasexecuted from the receipt thereof to the Stock broker
35 The stock broker shall send daily margin statements to the clients Daily Margin statement should include inter-aliadetails of collateral deposited collateral utilized and collateral status (available balancedue from client) with breakup in terms of cash Fixed Deposit Receipts (FDRs) Bank Guarantee and securities
36 The Client shall ensure that it has the required legal capacity to and is authorized to enter into the relationship withstock broker and is capable of performing his obligations and undertakings hereunder All actions required to betaken to ensure compliance of all the transactions which the Client may enter into shall be completed by the Clientprior to such transaction being entered into
ELECTRONIC CONTRACT NOTES (ECN)37 In case client opts to receive the contract note in electronic form he shall provide an appropriate e-mail id to the
stock broker The client shall communicate to the stock broker any change in the email-id through a physical letterIf the client has opted for internet trading the request for change of email id may be made through the securedaccess by way of client specific user id and password
38 The stock broker shall ensure that all ECNs sent through the e-mail shall be digitally signed encrypted non-tamperable and in compliance with the provisions of the IT Act 2000 In case ECN is sent through e-mail as an attachmentthe attached file shall also be secured with the digital signature encrypted and non-tamperable
39 The client shall note that non-receipt of bounced mail notification by the stock broker shall amount to delivery of thecontract note at the e-mail ID of the client
40 The stock broker shall retain ECN and acknowledgement of the e-mail in a soft and non-tamperable form in themanner prescribed by the exchange in compliance with the provisions of the IT Act 2000 and as per the extant rulesregulationscircularsguidelines issued by SEBIStock Exchanges from time to time The proof of delivery ie logreport generated by the system at the time of sending the contract notes shall be maintained by the stock broker forthe specified period under the extant regulations of SEBIstock exchanges The log report shall provide the details ofthe contract notes that are not delivered to the cliente-mails rejected or bounced back The stock broker shall takeall possible steps to ensure receipt of notification of bounced mails by him at all times within the stipulated timeperiod under the extant regulations of SEBIstock exchanges
42
41 The stock broker shall continue to send contract notes in the physical mode to such clients who do not opt to receivethe contract notes in the electronic form Wherever the ECNs have not been delivered to the client or has beenrejected (bouncing of mails) by the e-mail ID of the client the stock broker shall send a physical contract note to theclient within the stipulated time under the extant regulations of SEBIstock exchanges and maintain the proof ofdelivery of such physical contract notes
42 In addition to the e-mail communication of the ECNs to the client the stock broker shall simultaneously publish theECN on his designated web-site if any in a secured way and enable relevant access to the clients and for thispurpose shall allot a unique user name and password to the client with an option to the client to save the contractnote electronically andor take a print out of the same
LAW AND JURISDICTION43 In addition to the specific rights set out in this document the stock broker sub-broker and the client shall be entitled
to exercise any other rights which the stock broker or the client may have under the Rules Bye-laws and Regulationsof the Exchanges in which the client chooses to trade and circularsnotices issued thereunder or Rules and Regu-lations of SEBI
44 The provisions of this document shall always be subject to Government notifications any rules regulations guide-lines and circularsnotices issued by SEBI and Rules Regulations and Bye laws of the relevant stock exchangeswhere the trade is executed that may be in force from time to time
45 The stock broker and the client shall abide by any award passed by the Arbitrator(s) under the Arbitration andConciliation Act 1996 However there is also a provision of appeal within the stock exchanges if either party is notsatisfied with the arbitration award
46 Words and expressions which are used in this document but which are not defined herein shall unless the contextotherwise requires have the same meaning as assigned thereto in the Rules Byelaws and Regulations and circularsnotices issued thereunder of the ExchangesSEBI
47 All additional voluntary clausesdocument added by the stock broker should not be in contravention with rulesregulationsnoticescirculars of ExchangesSEBI Any changes in such voluntary clausesdocument(s) need to bepreceded by a notice of 15 days Any changes in the rights and obligations which are specified by ExchangesSEBIshall also be brought to the notice of the clients
48 If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI orBye-laws Rules and Regulations of the relevant stock Exchanges where the trade is executed such changes shallbe deemed to have been incorporated herein in modification of the rights and obligations of the parties mentionedin this document
43
INTERNET amp WIRELESS TECHNOLOGY BASED TRADING FACILITY PROVIDED BY STOCK BROKERS TO CLIENT(All the clauses mentioned in the Rights and Obligations document(s) shall be applicable Additionally
the clauses mentioned herein shall also be applicable)
1 Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the use of wirelesstechnology that shall include the use of devices such as mobile phone laptop with data card etc which use InternetProtocol (IP) The stock broker shall comply with all requirements applicable to internet based tradingsecuritiestrading using wireless technology as may be specified by SEBI amp the Exchanges from time to time
2 The client is desirous of investingtrading in securities and for this purpose the client is desirous of using either theinternet based trading facility or the facility for securities trading through use of wireless technology The Stock brokershall provide the Stock brokers IBT Service to the Client and the Client shall avail of the Stock brokers IBT Serviceon and subject to SEBIExchanges Provisions and the terms and conditions specified on the Stock brokers IBT WebSite provided that they are in line with the norms prescribed by ExchangesSEBI
3 The stock broker shall bring to the notice of client the features risks responsibilities obligations and liabilitiesassociated with securities trading through wireless technologyinternetsmart order routing or any other technologyshould be brought to the notice of the client by the stock broker
4 The stock broker shall make the client aware that the Stock Brokers IBT system itself generates the initial passwordand its password policy as stipulated in line with norms prescribed by ExchangesSEBI
5 The Client shall be responsible for keeping the Username and Password confidential and secure and shall be solelyresponsible for all orders entered and transactions done by any person whosoever through the Stock brokers IBTSystem using the Clients Username andor Password whether or not such person was authorized to do so Also theclient is aware that authentication technologies and strict security measures are required for the internet tradingsecurities trading through wireless technology through order routed system and undertakes to ensure that thepassword of the client andor his authorized representative are not revealed to any third party including employeesand dealers of the stock broker
6 The Client shall immediately notify the Stock broker in writing if he forgets his password discovers security flaw inStock Brokers IBT System discoverssuspects discrepancies unauthorized access through his usernamepass-wordaccount with full details of such unauthorized use the date the manner and the transactions effected pursuantto such unauthorized use etc
7 The Client is fully aware of and understands the risks associated with availing of a service for routing orders over theinternetsecurities trading through wireless technology and Client shall be fully liable and responsible for any and allacts done in the Clients Usernamepassword in any manner whatsoever
8 The stock broker shall send the ordertrade confirmation through email to the client at his request The client isaware that the order trade confirmation is also provided on the web portal In case client is trading using wirelesstechnology the stock broker shall send the ordertrade confirmation on the device of the client
9 The client is aware that trading over the internet involves many uncertain factors and complex hardware softwaresystems communication lines peripherals etc are susceptible to interruptions and dislocations The Stock brokerand the Exchange do not make any representation or warranty that the Stock brokers IBT Service will be available tothe Client at all times without any interruption
10 The Client shall not have any claim against the Exchange or the Stock broker on account of any suspensioninterruption non-availability or malfunctioning of the Stock brokers IBT System or Service or the Exchanges serviceor systems or non-execution of his orders due to any linksystem failure at the ClientStock brokersExchange end forany reason beyond the control of the stock brokerExchanges
44
MANDATORY
M - IIIRISK DISCLOSURE DOCUMENT FOR CAPITAL MARKET AND DERIVATIVES SEGMENTS
This document contains important information on trading in EquitiesDerivatives Segments of the stock exchanges All prospectiveconstituents should read this document before trading in EquitiesDerivatives Segments of the Exchanges
Stock exchangesSEBI does neither singly or jointly and expressly nor impliedly guarantee nor make any representation concerning thecompleteness the adequacy or accuracy of this disclosure document nor have Stock exchanges SEBI endorsed or passed any meritsof participating in the trading segments This brief statement does not disclose all the risks and other significant aspects of trading
In the light of the risks involved you should undertake transactions only if you understand the nature of the relationship into which you areentering and the extent of your exposure to risk
You must know and appreciate that trading in Equity shares derivatives contracts or other instruments traded on the Stock Exchangewhich have varying element of risk is generally not an appropriate avenue for someone of limited resourceslimited investment andortrading experience and low risk tolerance You should therefore carefully consider whether such trading is suitable for you in the light of yourfinancial condition In case you trade on Stock exchanges and suffer adverse consequences or loss you shall be solely responsible forthe same and Stock exchangesits Clearing Corporation andor SEBI shall not be responsible in any manner whatsoever for the sameand it will not be open for you to take a plea that no adequate disclosure regarding the risks involved was made or that you were not explainedthe full risk involved by the concerned stock broker The constituent shall be solely responsible for the consequences and no contract canbe rescinded on that account You must acknowledge and accept that there can be no guarantee of profits or no exception from losses whileexecuting orders for purchase andor sale of a derivative contract being traded on Stock exchanges
It must be clearly understood by you that your dealings on Stock exchanges through a stock broker shall be subject to your fulfilling certainformalities set out by the stock broker which may inter alia include your filling the know your client form reading the rights and obligationsdos and donts etc and are subject to the Rules Byelaws and Regulations of relevant Stock exchanges its Clearing Corporationguidelines prescribed by SEBI and in force from time to time and Circulars as may be issued by Stock exchanges or its ClearingCorporation and in force from time to time
Stock exchanges does not provide or purport to provide any advice and shall not be liable to any person who enters into anybusiness relationship with any stock broker of Stock exchanges andor any third party based on any information contained in thisdocument Any information contained in this document must not be construed as business advice No consideration to trade shouldbe made without thoroughly understanding and reviewing the risks involved in such trading If you are unsure you must seekprofessional advice on the same
In considering whether to trade or authorize someone to trade for you you should be aware of or must get acquainted with the following-
1 BASIC RISKS
11 Risk of Higher Volatility
Volatility refers to the dynamic changes in price that a securityderivatives contract undergoes when trading activity continueson the Stock Exchanges Generally higher the volatility of a securityderivatives contract greater is its price swings Theremay be normally greater volatility in thinly traded securities derivatives contracts than in active securities derivativescontracts As a result of volatility your order may only be partially executed or not executed at all or the price at which yourorder got executed may be substantially different from the last traded price or change substantially thereafter resulting innotional or real losses
12 Risk of Lower Liquidity
Liquidity refers to the ability of market participants to buy andor sell securities derivatives contracts expeditiously at a competitiveprice and with minimal price difference Generally it is assumed that more the numbers of orders available in a market greateris the liquidity Liquidity is important because with greater liquidity it is easier for investors to buy andor sell securities derivativescontracts swiftly and with minimal price difference and as a result investors are more likely to pay or receive a competitive pricefor securities derivatives contracts purchased or sold There may be a risk of lower liquidity in some securities derivativescontracts as compared to active securities derivatives contracts As a result your order may only be partially executed or maybe executed with relatively greater price difference or may not be executed at all
121 Buyingselling without intention of giving andor taking delivery of a security as part of a day trading strategy may alsoresult into losses because in such a situation stocks may have to be soldpurchased at a lowhigh prices comparedto the expected price levels so as not to have any obligation to deliverreceive a security
13 Risk of Wider Spreads
Spread refers to the difference in best buy price and best sell price It represents the differential between the price of buying asecurity derivatives contract and immediately selling it or vice versa Lower liquidity and higher volatility may result in wider thannormal spreads for less liquid or illiquid securities derivatives contracts This in turn will hamper better price formation
45
14 Risk-reducing orders
The placing of orders (eg stop loss orders or limit orders) which are intended to limit losses to certain amounts may not beeffective many a time because rapid movement in market conditions may make it impossible to execute such orders
141 A market order will be executed promptly subject to availability of orders on opposite side without regard to price andthat while the customer may receive a prompt execution of a market order the execution may be at available pricesof outstanding orders which satisfy the order quantity on price time priority It may be understood that these prices maybe significantly different from the last traded price or the best price in that security derivatives contract
142 A limit order will be executed only at the limit price specified for the order or a better price However while thecustomer receives price protection there is a possibility that the order may not be executed at all
143 A stop loss order is generally placed away from the current price of a stock derivatives contract and such order getsactivated if and when the security derivatives contract reaches or trades through the stop price Sell stop orders areentered ordinarily below the current price and buy stop orders are entered ordinarily above the current price When thesecurity derivatives contract reaches the pre -determined price or trades through such price the stop loss orderconverts to a marketlimit order and is executed at the limit or better There is no assurance therefore that the limit orderwill be executable since a security derivatives contract might penetrate the pre-determined price in which case therisk of such order not getting executed arises just as with a regular limit order
15 Risk of News Announcements
News announcements that may impact the price of stock derivatives contract may occur during trading and when combinedwith lower liquidity and higher volatility may suddenly cause an unexpected positive or negative movement in the price of thesecurity contract
16 Risk of Rumors
Rumors about companies currencies at times float in the market through word of mouth newspapers websites or newsagencies etc The investors should be wary of and should desist from acting on rumors
17 System Risk
High volume trading will frequently occur at the market opening and before market close Such high volumes may also occurat any point in the day These may cause delays in order execution or confirmation
171 During periods of volatility on account of market participants continuously modifying their order quantity or prices orplacing fresh orders there may be delays in order execution and its confirmations
172 Under certain market conditions it may be difficult or impossible to liquidate a position in the market at a reasonable priceor at all when there are no outstanding orders either on the buy side or the sell side or if trading is halted in a security derivatives contract due to any action on account of unusual trading activity or security derivatives contract hittingcircuit filters or for any other reason
18 SystemNetwork Congestion
Trading on exchanges is in electronic mode based on satelliteleased line based communications combination of technologies andcomputer systems to place and route orders Thus there exists a possibility of communication failure or system problems or slowor delayed response from system or trading halt or any such other problemglitch whereby not being able to establish access to thetrading systemnetwork which may be beyond control and may result in delay in processing or not processing buy or sell orderseither in part or in full You are cautioned to note that although these problems may be temporary in nature but when you haveoutstanding open positions or unexecuted orders these represent a risk because of your obligations to settle all executed transactions
2 As far as Derivatives segments are concerned please note and get yourself acquainted with the following additionalfeatures-
21 Effect of Leverage or Gearing
In the derivatives market the amount of margin is small relative to the value of the derivatives contract so the transactions areleveraged or geared Derivatives trading which is conducted with a relatively small amount of margin provides the possibilityof great profit or loss in comparison with the margin amount But transactions in derivatives carry a high degree of risk
You should therefore completely understand the following statements before actually trading in derivatives and also trade withcaution while taking into account ones circumstances financial resources etc If the prices move against you you may lose apart of or whole margin amount in a relatively short period of time Moreover the loss may exceed the original margin amount
A Futures trading involve daily settlement of all positions Every day the open positions are marked to market based on theclosing level of the index derivatives contract If the contract has moved against you you will be required to deposit theamount of loss (notional) resulting from such movement This amount will have to be paid within a stipulated time framegenerally before commencement of trading on next day
46
B If you fail to deposit the additional amount by the deadline or if an outstanding debt occurs in your account the stock brokermay liquidate a part of or the whole position or substitute securities In this case you will be liable for any losses incurreddue to such close-outs
C Under certain market conditions an investor may find it difficult or impossible to execute transactions For example thissituation can occur due to factors such as illiquidity ie when there are insufficient bids or offers or suspension of trading dueto price limit or circuit breakers etc
D In order to maintain market stability the following steps may be adopted changes in the margin rate increases in the cashmargin rate or others These new measures may also be applied to the existing open interests In such conditions you willbe required to put up additional margins or reduce your positions
E You must ask your broker to provide the full details of derivatives contracts you plan to trade ie the contract specificationsand the associated obligations
22 Currency specific risks
1 The profit or loss in transactions in foreign currency-denominated contracts whether they are traded in your own oranother jurisdiction will be affected by fluctuations in currency rates where there is a need to convert from the currencydenomination of the contract to another currency
2 Under certain market conditions you may find it difficult or impossible to liquidate a position This can occur for examplewhen a currency is deregulated or fixed trading bands are widened
3 Currency prices are highly volatile Price movements for currencies are influenced by among other things changingsupply-demand relationships trade fiscal monetary exchange control programs and policies of governments foreignpolitical and economic events and policies changes in national and international interest rates and inflation currencydevaluation and sentiment of the market place None of these factors can be controlled by any individual advisor and noassurance can be given that an advisors advice will result in profitable trades for a participating customer or that acustomer will not incur losses from such events
23 Risk of Option holders
1 An option holder runs the risk of losing the entire amount paid for the option in a relatively short period of time This risk reflectsthe nature of an option as a wasting asset which becomes worthless when it expires An option holder who neither sells hisoption in the secondary market nor exercises it prior to its expiration will necessarily lose his entire investment in the option Ifthe price of the underlying does not change in the anticipated direction before the option expires to an extent sufficient to coverthe cost of the option the investor may lose all or a significant part of his investment in the option
2 The Exchanges may impose exercise restrictions and have absolute authority to restrict the exercise of options at certaintimes in specified circumstances
24 Risks of Option Writers
1 If the price movement of the underlying is not in the anticipated direction the option writer runs the risks of losing substantialamount
2 The risk of being an option writer may be reduced by the purchase of other options on the same underlying interest andthereby assuming a spread position or by acquiring other types of hedging positions in the options markets or othermarkets However even where the writer has assumed a spread or other hedging position the risks may still besignificant A spread position is not necessarily less risky than a simple long or short position
3 Transactions that involve buying and writing multiple options in combination or buying or writing options in combination withbuying or selling short the underlying interests present additional risks to investors Combination transactions such as optionspreads are more complex than buying or writing a single option And it should be further noted that as in any area of investinga complexity not well understood is in itself a risk factor While this is not to suggest that combination strategies should not beconsidered it is advisable as is the case with all investments in options to consult with someone who is experienced andknowledgeable with respect to the risks and potential rewards of combination transactions under various market circumstances
3 TRADING THROUGH WIRELESS TECHNOLOGY SMART ORDER ROUTING OR ANY OTHER TECHNOLOGYAny additional provisions defining the features risks responsibilities obligations and liabilities associated with securities trading throughwireless technology smart order routing or any other technology should be brought to the notice of the client by the stock broker
4 GENERAL
41 The term constituent shall mean and include a client a customer or an investor who deals with a stock broker for the purposeof acquiring andor selling of securities derivatives contracts through the mechanism provided by the Exchanges
42 The term stock broker shall mean and include a stock broker a broker or a stock broker who has been admitted as such bythe Exchanges and who holds a registration certificate from SEBI
47
M - IVGUIDANCE NOTE - DOS AND DONTS FOR TRADING ON THE EXCHANGE(S) FOR INVESTORS
BEFORE YOU BEGIN TO TRADE
1 Ensure that you deal with and through only SEBI registered intermediaries You may check their SEBI registration certificate numberfrom the list available on the Stock exchanges wwwexchangecom and SEBI website wwwsebigovin
2 Ensure that you fill the KYC form completely and strike off the blank fields in the KYC form
3 Ensure that you have read all the mandatory documents viz Rights and Obligations Risk Disclosure Document Policy andProcedure document of the stock broker
4 Ensure to read understand and then sign the voluntary clauses if any agreed between you and the stock broker Note that the clausesas agreed between you and the stock broker cannot be changed without your consent
5 Get a clear idea about all brokerage commissions fees and other charges levied by the broker on you for trading and the relevantprovisions guidelines specified by SEBIStock exchanges
6 Obtain a copy of all the documents executed by you from the stock broker free of charge
7 In case you wish to execute Power of Attorney (POA) in favour of the Stock broker authorizing it to operate your bank and demataccount please refer to the guidelines issued by SEBIExchanges in this regard
TRANSACTIONS AND SETTLEMENTS
8 The stock broker may issue electronic contract notes (ECN) if specifically authorized by you in writing You should provide your emailid to the stock broker for the same Dont opt for ECN if you are not familiar with computers
9 Dont share your internet trading accounts password with anyone
10 Dont make any payment in cash to the stock broker
11 Make the payments by account payee cheque in favour of the stock broker Dont issue cheques in the name of sub-broker Ensurethat you have a documentary proof of your paymentdeposit of securities with the stock broker stating date scrip quantity towardswhich bank demat account such money or securities deposited and from which bank demat account
12 Note that facility of Trade Verification is available on stock exchanges websites where details of trade as mentioned in the contract notemay be verified Where trade details on the website do not tally with the details mentioned in the contract note immediately get in touchwith the Investors Grievance Cell of the relevant Stock exchange
13 In case you have given specific authorization payout of funds or delivery of securities as the case may be may not be made to youwithin one working day from the receipt of payout from the Exchange Thus the stock broker may maintain a running account for yousubject to the following conditions
a) Such authorization from you shall be dated signed by you only and contains the clause that you may revoke the same at any time
b) The actual settlement of funds and securities shall be done by the stock broker at least once in a calendar quarter or monthdepending on your preference While settling the account the stock broker shall send to you a statement of accounts containingan extract from the client ledger for funds and an extract from the register of securities displaying all the receiptsdeliveries of fundsand securities The statement shall also explain the retention of funds and securities and the details of the pledged shares if any
c) On the date of settlement the stock broker may retain the requisite securitiesfunds towards outstanding obligations and may alsoretain the funds expected to be required to meet derivatives margin obligations for next 5 trading days calculated in the mannerspecified by the exchanges In respect of cash market transactions the stock broker may retain entire pay-in obligation of fundsand securities due from clients as on date of settlement and for next days business he may retain fundssecuritiesmargin to theextent of value of transactions executed on the day of such settlement in the cash market
d) You need to bring any dispute arising from the statement of account or settlement so made to the notice of the stock broker in writingpreferably within 7 (seven) working days from the date of receipt of fundssecurities or statement as the case may be In case ofdispute refer the matter in writing to the Investors Grievance Cell of the relevant Stock exchanges without delay
14 In case you have not opted for maintaining running account and pay-out of fundssecurities is not received on the next working day ofthe receipt of payout from the exchanges please refer the matter to the stock broker In case there is dispute ensure that you lodge acomplaint in writing immediately with the Investors Grievance Cell of the relevant Stock exchange
15 Please register your mobile number and email id with the stock broker to receive trade confirmation alerts details of the transactionsthrough SMS or email by the end of the trading day from the stock exchanges
48
IN CASE OF TERMINATION OF TRADING MEMBERSHIP
16 In case a stock broker surrenders his membership is expelled from membership or declared a defaulter Stock exchangesgives a public notice inviting claims relating to only the transactions executed on the trading system of Stock exchange fromthe investors Ensure that you lodge a claim with the relevant Stock exchanges within the stipulated period and with thesupporting documents
17 Familiarize yourself with the protection accorded to the money andor securities you may deposit with your stock brokerparticularly in the event of a default or the stock brokerrsquos insolvency or bankruptcy and the extent to which you may recoversuch money andor securities may be governed by the Bye-laws and Regulations of the relevant Stock exchange where thetrade was executed and the scheme of the Investorsrsquo Protection Fund in force from time to time
DISPUTES COMPLAINTS
18 Please note that the details of the arbitration proceedings penal action against the brokers and investor complaints against thestock brokers are displayed on the website of the relevant Stock exchange
19 In case your issueproblemgrievance is not being sorted out by concerned stock brokersub-broker then you may take up thematter with the concerned Stock exchange If you are not satisfied with the resolution of your complaint then you can escalatethe matter to SEBI
20 Note that all the stock brokersub-brokers have been mandated by SEBI to designate an e-mail ID of the grievance redressaldivisioncompliance officer exclusively for the purpose of registering complaints
INTRODUCTION DETAILS
Self introduction
Introduction by existing IDBI Bank Account holder (Document confirming mailing address in name of applicant to be provided)
Name
Cust ID Account No
I confirm that I am an account holder with IDBI Bank for over six months I confirm that I personally know the applicants detailed herein for ________years and confirm hisher identity and address
Signature of introducer Signature verified (for bank use)
Signature amp EIN No
PART I
Savings Account Current Account Suvidha Fixed Deposits (FD)
Firm name (for sole proprietorship) ACCOUNT IN THE NAME OF MINOR (Strike off if not applicable)
DETAILS OF APPLICANT
Welcome kit account
Please open my SoleOur JointSole Proprietorship Account at your Branch Sol
Please fill the form in CAPITAL LETTERS and BLACK INK only
I shall represent the minor in all future transaction of any description in the above account till the said minor attains majority I shall indemnify the bank against any claims of the above minor of any withdrawalstransactions made by me in hisher account
Bar Code
SBAOF PART I
Bar Code
We jointly agree and authorize IDBI Bank Limited to permit premature withdrawals of the Fixed Deposit by survivors in the event of death of the deposit holders before maturity
-1-
LINKING OF AADHAR NUMBER TO MY ACCOUNT (DECLARATION)
Declaration for Channel Services and International Debit cum ATM Card
IWe authorise IDBI Bank to issue an IDBI Bank Debit cum ATM Card to meus IWe acknowledge that the issue and usage of the card is governed by the terms and conditions as in force from time to time and agree to be bound by the same IWe accept that the terms and conditions are liable to be amended by IDBI Bank from time to time IWe further unconditionally and irrevocably authorise IDBI Bank to debit myour account with an amount equivalent to the annual fee and charges for use of the Debit cum ATM (wherever applicable amended as per the schedule of chargesfees) IWe hereby confirm that in case of Joint Accounts the operating instruction will not be jointly by all
IWe undertake to strictly utilise the card in accordance with the Exchange Control Regulations as laid down by Reserve Bank of India from time to time IWe confirm that the foreign exchange which will be used will be within the limits of the Basic Travel Quota as per Foreign Exchange Management Act 1999 IWe will adhere to guidelines which are issued by the Reserve Bank of India concerning the use of foreign exchange
IWe have read and understood the Terms and Conditions (a copy of which I am in possession of) also hosted at wwwidbicom governing the opening of an account with IDBI Bank and those relating to various channel services including but not limited to Debit cum ATM Cards Phone Banking Mobile Banking Internet Banking Bill Payment facility Account Alerts I accept and agree to be bound by the said Terms and Conditions including those excludinglimiting the Banks liability IWe authorize the applicant to access the accounts(s) via the channels selected and authorize IDBI Bank to link new accounts opened by the applicant to the channels selected
IWe understand that the Bank may at its absolute discretion discontinue any of the services completely or partially without any notice to meus I agree that the bank may debit my account for service charges as applicable from time to time (wherever applicable amended as per the schedule of chargesfees)
2nd Applicant
1st Applicant
3rd Applicant
4th Applicant
for
Name of Bank
Account Number Facility Amount
For Current Account purpose
Intimation of Address Change
DELIVERABLES
Primary Card
Add-on-Cards
Please Note
(Please submit Beneficial owner declaration attached)
-2-
SMS Alerts Hindi English
Branch Head Verification
No tax to be deducted- Form 15G15H enclosed
Name of the Branch HeadActing Branch Head
Company seal
(Please note this number till you get your customer ID)
Acknowledgment Date
Signature
For customer ID Creation onlyTo be processed on priority
We have complied with all the requirements of the KYC and AML policy KYC amp AML Master Circular of the Bank updated till now We have complied with all requirements Circularsinstructions issued by the Bank till date with regard to the proposed Product All Statutory Regulatory and Internal Guidelines issued up-to-date have been complied with regard to this AOFldquoI here by certify that all the necessary KYC documents have been obtainedverified by me I confirm that the documents are adequate to comply with KYC requirement of the Bank I hereby confirm that I have verified UN list of terrorist groups amp GOI advices amp bankrsquos guidelines amp confirm the applicants are not included in caution advicesblack list Based on this account may be opened
4
FOR CORPORATE PAYROLL ACCOUNT - To be filled for corporate salary accounts only (if applicable) -
Monthly (Discounted Basis)
MATURITYPAYMENT INSTRUCTIONS
Auto renew principal
Auto renew principal amp interest
Auto renew `
Auto renew for period
year(s) month(s) day(s)
Pay principal amp interest Pay principal
Renewal will be done at the then prevailing interest rate
By credit to 1st applicantrsquos operative account
By Payorder Demand Draft
-3-
Branch CopyApp Form No Customer CopyApp Form No
Name Name
Strike out if nominee is not a minor Where the deposit is made in the name of minor the nomination should be signed by a person lawfully entitled toact on behalf of the minor Thumb impression(s) shall be attested by two witnesses
Registration No (To be filled in by the bank)
Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules 1985 in respect of bank deposits
IWe
(Name) (Name)
Nominate the following person to whom in the event of myourminors death the amount of deposit in the account(s) particulars whereof are given below may
be returned by IDBI Bank Limited branch
Signature
Address
Date
Address
Account No Additional details if anyNature of Deposit
Address
Place
Signature
Address
Date Place
I do not wish to avail nomination facility
Witness(es)
Date of Birth (if nominee is minor)
As the nominee is a minor on this date IWe appoint ShriSmtKum
to receive the amount of the deposit in the account on behalf of the nominee in the event of myour
Name
Relationship with depositor (if any) Age (yrs)
Nominee Guardian (if nominee is minor) Father Mother Court Appointed Guardian Court Receiver Defacto Guard Others
Mailing Address
City State PIN Code
Country
Mailing Address
City State PIN Code
Country
Nominee
minorrsquos death during the minority of the nominee
Please Note- The Fixed Deposits created by way of Auto Sweep Out would carry the same Nomination as provided in the Linked SavingsCurrent Account
In the name of held with us
Please quote the Nomination Number in all your future
correspondence with us in this regard
-4-
1 No penalty for premature withdrawal on all the above deposits opened renewed with effect from 1st Jan 2011 In case the customer prefers to prematurely withdraw the deposit (FD booked before 1st Jan 2011) from the Bank the then prevailing penalty norms will be applicable
2 In case of premature withdrawal of deposits before 15 days by any category of depositors including senior citizen staff and retired staff the savings bank interest rate shall be applicable No interest is paid if the deposit is held for the tenure of below 7 days the minimum period for Term Deposits as per RBI guidelines
3 Interest payable on prematurely withdrawn deposits will be the contracted rate or the rate applicable for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit) whichever is lower The above interest payment clause on premature withdrawal of Term Deposits is applicable on all Fixed Deposits
4 The premature withdrawal allowed unless specified otherwise at the rate applicable for the period for which the deposit has run or the contracted rate whichever is lower subject to penalty if any prescribed by the Bank from time to time
5 Interest rates applied on Retail Term Deposit will be as per the prevailing rates of interest Discounted rate will be applied in case of monthly interest payouts Annual Interest Payout is calculated on Simple Interest basis
1 Current accounts are meant for customers who have to carry out business and or large number of transactions in the account every day 2 There are no restrictions on the number of transactions in current accounts3 No interest is paid on the balances in current accounts4 No minimum balance requirement5 Free Facilities would vary every month based on Monthly Average balance (MAB) maintained during the previouscurrent month
1 SB accounts may be opened for the purpose of savings and not for doing any business transactions The object of the savings bank account is to encourage private individuals to deposit their savings with the bank allowing them interest on the sums so deposited and at the same time permitting the facility of certain limited withdrawals on demand Hence firmscompanies are not allowed to open SB account Transactions of commercial nature are not permitted If the Bank at any stage finds that the Savings Bank Account is being used either for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable the Bank reserves the right to close such Savings Bank Account
2 A minimum balance shall always be maintained in the account Non-maintenance of minimum balance will attract charges as prescribed from time to time3 Applicable charge for closure of the account from time to time would be collected 4 Interest is calculated on the balance maintained in the SB account on daily balance method and credited to the account on last working day of every March and
September The rate of interest payable is subject to the directives that may be issued by RBI from time to time5 As per extant Reserve Bank of India (RBI) guidelines an account would be treated as inoperative dormant if there are no customer induced transactions in the account for
over a period of two years Operation in such inoperative accounts would be resumed restarted allowed after obtaining the revised KYC document as per the extant guidelines of the Bank
6 The Bank reserves the right to alter service charges for which the customer will be duly notified through Banks website andor branch notice board Any changes in the schedule of charges or the terms and conditions will be communicated to the customers 30 days in advance During the notice period the charges for facilities would be the same as applicable prior to the notice period
CURRENT ACCOUNT RULES
RETAIL TERM DEPOSIT RULES
Most Important Terms and Conditions (MITCs)
We submit that we have read and understood the definition of beneficial owner as per guidelines issued by Government of India (as given below) and hereby advise
that the following person entity is the beneficial owner of our entity We also provide the Identity details of the said beneficial owner for your records
DECLARATION OF BENEFICIAL OWNER IN THE CASE OF NON-PERSONAL ENTITIES (PROPRIETORSHIP ACCOUNT)
We hereby declare that the above information is true and request you to open our account as propose We also undertake to intimate you about any changes in the beneficial owner of our entity
Yours faithfully
----sd----
Name of Beneficial owner
Address
Phone Number
Proof for Identity of beneficial ownerAs per enclosure
Please obtain a copy of BCSBI Codes available with the Branch Also requested to retain a copy of Schedule of Facility (SOF) signed by you
-5-
IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
Toll Free Numbers reachable from any landlineMobile phones 1800-200-1947 1800-22-1070 Non- Toll Free Number 022-66937000
Visit us wwwidbicom
IDBI BANK OFFERS THE FOLLOWING PRODUCTS AND SERVICES
Savings Account
Flexi Current Account
Fixed amp Floating Term Deposits
Recurring Deposits
NRI Services
International Debit Card
Preferred Banking
Gift Card
WorldGlobal Currency Card
Magic Card
Capital Gains Account Scheme
Capital Market Products
Home Loan
Education Loan
Auto Loan
Loan Against Property
Home Loan Interest Saver
Locker Facility
Special Accounts for Kids YouthWomen Salaried Senior Citizen
CIN
- L
65190M
H2004G
OI1
48838
-6-
Name
Existing Customer ID
TO BE SEPARATELY FILLED BY EACH APPLICANT IN PART -II
Individual Proprietorship OthersStaff Ex-Staff EIN
MFO MSO(DDMMYYYY)
Marital Status Relationship withFirst Applicant
Motherrsquos Maiden Surname
PART II (PERSONAL DETAILS)
Transaction profile ie value of transactions likely to be routed through the account in a month quarter half year In case of new firm sales tax return of the
previous quarter or projected sales may be accepted lt`50000 lt`100000 lt`10 lakh lt`100 lakh gt`100 lakh
Signature
Service Business Line of BusinessIndustry (Pls provide detail)
RetiredSelf employed Housewife
Risk Level (Customer Profile) Basis of level categorization
Permanent Address
or orForm 60 Form 61 attached (Please )
Passport No Date of Issue Date of Expiry
Passport Details Aadhaar No
Firm name ( for sole proprietorship)
Please update above contact details address MobilePhone no email id etc
Only in new account For all account tagged under myour Cust ID
SBAOF PART II
Bar Code
Customer Constitution Male Female Proprietary Concern
-7-
2
TELL ME MORE
MY BANKING AND FINANCE
Loans
My Insurance
My credit cards
My other bankers
Gift Card
Tax Saving Investment
Office address City Pin
Type of Organisation Public Ltd Private Ltd Public Sector Proprietary
MY WORK LIFE
I like Traveling Vacationi n g Reading Partying SportsGames Eating out YogaMeditation Shopping
Performing Arts Photography Collection Fine Arts Others
The Vehicle I drive
MY LIFESTYLE
Indian Chinese Thai French Italian Mexican Home cooked foodMy favourite cuisine
Hills Coastal Cruise Religious trip Wild life Health Resorts Ancestral home My preferred vacation site
Personalities Literature History Inspirational Fiction OthersPreferred topics
Vocal Pop Remix Ghazals Western Traditional Religious My preferred music
Instrumental Others
BooksNewspapers I read Language in which I Prefer to read
I normally travel for Business Leisure Both
My favourite airline Within India Abroad
Date
Date
Name MF DOBMarital Status
(MS)Details of children
1) 2)
Present Portfolio Equity Markets Mutual Funds Property Bonds Bank FD Others
1) Issuer Name 2) Issuer Name
My car is insured by Due date for renewal
-8-
Bar Code
( FOR INDIVIDUALS)यो क लएडीमट खाता खोलन का फॉमDemat Account Opening Form
शाखा सोल ओबीएसटी कोडBranch Sol OBST Code
Documents are verified by दावजो का सापन िकसन िकया
Name of Officerअधकारी का नाम
Designation EINपदनाम ईआईएन
खाताधारक (को) का ववरण Details of Account holder(s)
यपहला धारक SoleFirst Holder
ए)A)
बीB एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क लए हालािक खाता नसगक क नाम स खोला जाएगा एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क नाम एव पन का उख नीच िकया जाना चािहए For HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc although the account is opened in the name of the natural persons the name amp PAN of the HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc should be mentioned below
नाम Name पनPAN
आईडीबीआई बक लमटडपजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई ndash 400 005 IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
सीआईएन सा(सीआईएन)एल65190एमएच2004जीओआई148838 CIN Number (CIN)L65190MH2004GOI148838
D
सहभागी का नाम Participant Name - आईडीबीआई बक लमटड IDBI Bank Limitedडीपी आईडी आईएन
DP ID IN300450(सहभागी ारा भरा जाएTo be filled by Participant)
ाहकndashआईडीClient ndashID पता- सरज हाउस तीसरी मज़ल ॉट न 90 एमआईडीसी अधरी (पव)मबई -400 093
Address - Sarju House 3rd Floor Plot No 90 MIDC Andheri (East)Mumbai - 400 093
म हम आपस नलखत ववरणो क अनसार मर हमार नाम पर िडपॉजटरी खाता खोलन का अनरोध करता करती करत ह IWe request you to open a depository account in myour name as per the following details(कपया सभी ववरणो को साफ अरो म भरPlease fill all the details in CAPITAL LETTERS only)
िदनाक Date
एफF बक ववरण Bank detailsबक खात का कार Bank account type
अ (कपया उख कर) Others (Please specify)
बचत खाता Savings Account चाल खाता Current Account
बक खाता सा Bank Account Number
बक का नाम Bank Name
शाखा का पता Branch Address
नगर शहर गाव Citytownvillage
रा State
पन कोड PIN Code
दश Country
एमआईसीआर कोडMICR Code आईएफ़एससीIFSC
ईE
In case of NRIs Foreign Nationals
आरबीआई अनमोदन क तारीखRBI Approval date
आरबीआई अनमोदन सदभ सा RBI Approval Reference Number
अनवासी वदशी नागरक क ममल म
डीD वाषक आय क सीमा (िकसी एक को िटक कर) Income Range per annum (please tick any one)
`1 लाख स कम Below `1 lac `1-5 लाख `1-5 lac `5-10 लाख `5-10 lac `10-25 लाख `10-25 lac `25लाख स अधक More than ` 25lac
सकल वाषक आय का ववरण Gross Annual Income Details
साधारण नागरक Ordinary Resident
अहता ा वदशी नागरक Qualified Foreign Investor
िहद अवभ परवारHUF अवय Minor
अनवासी ndash अावतन ीय NRI-Repatriable
वदशी नागरक Foreign National
अ (कपया उख कर) Others (Please specify)
खातो का कार Type of account
अनवासी- गर अावतन ीय NRI-Non Repatriable
सीC
माजन Marginवतक Promoter
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
दसरा धारक Second Holder
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
तीसरा धारक Third Holder
शहरCityकाtownामvillage
9) अभभावक का सपक ववरणContact Details of Guardian
10) न ामती क साथ अभभावक का सबधRelationship of Guardian with nominee
7) अ भभावक का नाम(ीीमती)Name of Guardian (MrMs)
8) अभभावक का पताAddress of Guardian
पन कोडPIN Code
रा State दश Country
(नामती क अवय होन क मामल म in case of minor nominee)
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
6) जतथ (अवय क मामल म) Date of Birth (in case of minor nominee)
एचH ायी अनदश Standing Instructions
1 म हम आपको मर हमार खात म तः िडट ा क लए ाधकत करताकरती करत ह IWe authorise you to receive credits automatically into myour account
हा Yes नही No
हा Yes नही No2 मारनामा (पीओए) ारा खाता परचालत िकया जाएगा Account to be operated through Power of Attorney (PoA)
3एसएमएस अलटस सवधा SMS Alert facilityहा Yes नही No
हा Yes नही No
हा Yes नही No
1 यपहला धारक SoleFirst Holder
2 दसरा धारक Second Holder
3 तीसरा धारक Third Holder
4 खाता ववरण ा करन का मोड [िकसी एक को िटक कर] Mode of receiving Statement of Account [Tick any one]
भौतक प म Physical Form
इलॉ नक प म Electronic Form [नोट 4 को पढ़ और यह सनत कर िक कवाईसी आवदन फॉम म ईमल-आईडी िदया गया ह Read Note 4 and ensure that email ID is provided in KYC Application Form]
जीG यद लाग हो तो कपया टक कर Please tick if applicable राजनीत स जड़ (पीईपी) Politically Exposed Person (PEP)
राजनीतक स सबधत (पीईपी) Related to a Politically Exposed Person (PEP)
अभभावक का ववरण Guardian Details (जहा एकल धारक अवय होwhere sole holder is a minor)आयI [अवय क खात क लए दो कवाईसी फॉम अव फाइल िकए जान चािहए अथात एक अभभावक क लए और दसरा अवय क लए (अभभावक ारा हार िकया जाए)For account of a minor two KYC Application Forms must be lled ie one for the guardian and another for the minor (to be signed by guardian)]
अभभावक का नामGuardian Name
पनPAN अवय स अभभावक का सबधRelationship of guardian with minor
नामाकन का वकNomination OptionजJ
म हम नामाकन करना चाहता चाहती चाहत ह तथा एतदारा नलखत को नामािकत करता करती करत ह जसको मर हमारी म क पात सभी अधकार और या मर हमार ारा उ लाभाथ ामी खात क लए िडपॉजटरी क पास धारत तभतयो क भगतान स सबधत राश ा करन का अधकार होगाIWe wish to make a nomination and do hereby nominate the following person in whom all rights and or
amount payable in respect of securities held in the Depository by me us in the said beneciary owner account shall vest in the event of my our death
म हम नामाकन करना चाहता चाहती चाहत ह IWe wish to make a nomination म नामाकन नही करना चाहता चाहती चाहत ह IWe do not wish to make a nomination[नलखत ववरण क अनसारAs per details given below] [नलखत नामाकन ववरण को काट दStrike off the nomination details below]
नामाकन ववरणNomination Details
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
4) नामती का सपक ववरण Contact details of nominee
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
5) नामती क पहचान का ववरणNominee Identification details(क) स (च) तक म स िकसी एक को िटक कर और उसका ववरण दplease tick any one from (a) to (f) and provide details of the same)
b) नामती का पनPAN of nominee
c) नामती का आधार नAadhaar number of nominee
a) (I) फोटोाफ Photograph
d) नामती का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of nomineeif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
नामती का फोटो Photograph
of nominee(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
यद नामती अवय हो तो म स 6-11तक भर Sr Nos 6-11 should be filled only if nominee is a minor
1) नामती का नाम Name of the Nominee (MrMs)
2) आवदक क साथ सबध Relationship with the Applicant(यिद कोई हो if any)
3)न ामती का पता Address of Nominee
नामती क हार Signature of nominee
डबट ाधकार Debit Authorisation
म हम आपको इस डीमट खात क भार हत म र हमार चाल बचत खाता सा स डबट करन का ाधकार दता दती दत ह IWe authorize you to debit myour currentsavings Ac number towards the service charges for this demat account
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
घोषणा Declarationखात स सबधत िडपॉजटरी और िडपॉजटरीसहभागयो स सबधतलाग नयमो और वनयमो को हमन पढ़ लया ह और समझ लया ह तथा इस खात स सबधत समय-समय पर लाग नयमो क अधीन ह और इनक पालन क सहमत दत ह हम एतवारा यह घोषणा करत ह िक उपरो ववरण हमारी जानकारी एव वास म परी तरह स स एव सही ह तथा हम इसम िकसी कर का परवतन होन पर ताल इसक सचना दन का वचन दत ह यिद उपरोजानकारी गलत या अस या गमराहकरन वाली या गलत बयानी पाई जाती ह तो हम यह मालम ह िक इसक लए हम उरदायी ठहराए जाएग म हम दावज़ ldquoलाभाथ ामी और िडपॉजटरी सहभागी क अधकार और उरदायrdquo क त क पावती दता दती दत हThe rules and regulations of the Depository and Depository Participants pertaining to an account which are in force now have been read by us and we have understood the same and we agree
to abide by and to be bound by the rules as are in force from time to time for such accounts We hereby declare that the details furnished above are true and correct to the best of our knowledge
and belief and we undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting we are
aware that we may be held liable for it Iwe acknowledge the receipt of copy of the document ldquoRights and Obligations of the Benecial Owner and Depository Participantrdquo
ाधकत हारी Authorised Signatories (ाधकत हारयो क लए बोड सक को सल कर) Enclose a Board Resolution for Authorised Signatories)
य पहला धारकअभभावक SoleFirst HolderGuardian
धारक(को) का नामName(s) of holder(s) हार Signature(s)
दसरा धारक Second Holder
तीसरा धारक Third Holder
(य पहला धारक क अवय होन क मामल मIn case sole holder is minor)
b) अभभावक का पनPAN of Guardian
c) अभभावक का आधार नAadhaar number of Guardian
a) (I) फोटोाफ Photograph
d) अभभावक का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of Guardianif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) अभभावक क डीमट खात का ववरणDemat account details of Guardian डीपी आईडीDP ID
ाहक आईडीClient ID
डीपी आईडीDP ID
ाहक आईडीClient ID
अभभावक का फोटो Photograph of Guardian
(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
अभभावक क हारSignature of Guardian
11) अभभावक क पहचान का ववरण (कपया (क)स (च) तक म स िकसी एक को टक कर और उसका ववरण द)Guardian Identification details (please tick any one from (a) to (f) and provide details of the same)
1 सभी पाचार कवल य पहल धारक क पत पर भज जाएग All communication shall be sent at the address of the SoleFirst holder only
2 अग ठ का नशान और अ जी या िहदी या भारतीय सवधान क आठवी अनसची म शामल भाषाओ को छोड़कर अ िकसी भाषा म िकए गए हार मजट या सरकारी नोटरी या वशष कायपालक मजट स अनमाणत होन चािहए Thumb impressions and thsignatures other than English or Hindi or any of the other language not contained in the 8 Schedule of the Constitution of India must be attested by a Magistrate or a Notary Public
or a Special Executive Magistrate3 नामाकन स सबधत अनदश नलखत ह Instructions related to nomination are as below
I नामाकन कवल उी यो का िकया जा सकता ह जो य अपनी ओर स एकल खात या सय खात क लाभाथ ामी हो सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत गर- वयक नामाकन नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम पर सभी सय खाताधारको क हार होग The nomination can be made only by individuals holding beneciary owner accounts on their own behalf singly or
jointly Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot nominate If the account is held jointly all joint holders will sign the nomination form
II अवय को भी नामत िकया जा सकता ह ऐस मामलो म लाभाथ ामी ारा अवय क अभभावक का नाम और पता उपल कराया जाएगा A minor can be nominated In that event the name and address of the Guardian of the
minor nominee shall be provided by the benecial owner III ास सोसायटी कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक नामती नही हो सकत ह समय-समय पर लाग वनमय नयण क अधीन अनवासी भारतीय भी नामती हो सकत ह The Nominee shall not be a trust
society body corporate partnership rm karta of Hindu Undivided Family or a power of Attorney holder A non-resident Indian can be a Nominee subject to the exchange controls in force from time to time
IV लाभाथ ामी का खाता बद होन पर लाभाथ ामी स सबधत नामाकन को भी र माना जाएगा इसी तरह तभत क अत रण होन पर तभत स सबधत नामाकन को भी र माना जाएगा Nomination in respect of the beneciary owner account
stands rescinded upon closure of the beneciary owner account Similarly the nomination in respect of the securities shall stand terminated upon transfer of the securities V िडपॉजटरी और भागीदार ारा काननी वारस क नामती क प म तभतयो का अतरण वध प स िकया जाएगा Transfer of securities in favour of a Nominee shall be valid discharge by the depository and the Participant
against the legal heir VI नामाकन को कवल उसी लाभाथ ामी ारा र िकया जाएगा जसन य अपनी ओर स एकल खात या सय खात क लाभाथ ामी क प म मल नामाकन िकया था सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत
गर- वयक नामाकन र नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम को र करन हत सभी सय खाता धारको क हार होग The cancellation of nomination can be made by individuals only holding
beneciary owner accounts on their own behalf singly or jointly by the same persons who made the original nomination Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot cancel the nomination If the beneciary owner account is held jointly all joint holders will sign the cancellation form
VII नामाकन क र होन पर नामाकन को र माना जाएगा तथा नामती क प म तभतयो क अत रण क लए िडपॉजटरी बाकारी नही होगा On cancellation of the nomination the nomination shall stand rescinded and the
depository shall not be under any obligation to transfer the securities in favour of the Nominee4 इलॉ नक प म खाता ववरण ा करन क लएFor receiving Statement of Account in electronic form
I ाहक को ईमल एकाउट क पासवड क गोपनीयता अव सनत करनी चािहए Client must ensure the condentiality of the password of the email account
II ईमल पता म परवतन होन पर ाहक को सहभागी को तर त सचना दनी चािहएClient must promptly inform the Participant if the email address has changed
III ाहक 10 िदन क पव सचना दकर इस सवधा को बद करवा सकता ह इसी तरह सहभागी भी 10 िदन क पव सचना दकर इस सवधा को बद कर सकता ह Client may opt to terminate this facility by giving 10 days prior noticeSimilarly
Participant may also terminate this facility by giving 10 days prior notice 5 जो लाग न हो उस काट द Strike off whichever is not applicable
नोट Notes
तीसर धारक क हार
Signature of 3rd holderखाता भारीपहल धारक क हार
Signature of 1st holder in charge Acदसर धारक क हार
Signature of 2nd holder
डीमट सवाए और भारो क अनसची Demat Services and Charges Schedule
सवाए Servicesनयमत
Regularफ़ड ाहक
Preferred Clientsआरएसडओएम
RSWOM
अधकतम Maximum(जहा लाग हो where
applicable)
नतम Minimum(जहा लाग होwhere
applicable)खाता जस णी क अत गत खोला जाएगा उस पर िटक लगाए Tick ( ) against the category under which the Ac will be opened4
खाता खोलना (आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for IDBI saving amp current account holders)
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
खाता खोलना (गर आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for Non IDBI saving amp current account holders)
गर-आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for Non-IDBI Sb Current Ac Holders
आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for IDBI Sb Current Ac Holders
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
माक टइटी खरीद लन-दन Market Equity Buy Transactions
लन-दन Transactions
इटी लखतो को डीमट करनाDematerialisation of Equity Instruments
ऋण लखतो को डीमट करना Dematerialisation of Debt Instruments
तभतयो का पनमतकरण Rematerialisation of Securities
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
Rs40- त माणप और डाक खचper certicate
plus postage
Rs- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
क सौ तभतयो क लए 20 या उसक बाद उसक भाग म या त माणप 20 का सीधा श जो भी अधक होRs 20 for every hundred securities or part thereof or Flat fee of Rs 20 per certicate whichever is higher
माक ट ऋण खरीद लन-दन Market Debt Buy Transactions
माक टइटी वय लन-दन Market Equity Sell Transactions
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs50- त पper scrip
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
Rs500- त पper scrip
माक ट ऋण वय लन-दनMarket Debt Sell Transactions
ऑफ माक ट इटी खरीद लन-दन Off Market Equity Buy Transaction
ऑफ माक ट ऋण खरीद लनदन Off Market Debt Buy Transaction
ऑफ माक ट इटी वय लनदन Off Market Equity Sell Transaction
ऑफ माक ट ऋण वय लनदन Off Market Debt Sell Transaction
वलब अनदश श ारभक भगतानLate instruction Fee payable upfront
इटरndashिडपॉजटरी अत रण (य) Inter-Depository Transfer (Buy)
इटरndashिडपॉजटरी अत रण (वय) Inter-Depository Transfer (Sell)
ीज़ Freeze
डी-ीज़ De-Freeze
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
015 बाज़ार म का015 of market value
010 बाज़ार म का010 of market value
015 बाज़ार म का015 of market value
गरवी Pledge
गरवी सजन करना Pledge Creation
गरवी लाग करना Pledge Invocation
गरवी समापन करनाPledge Closure
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs2500- वpa
Rs200- वpa Rs200- वpa Rs200- वpa
लाग नहीNA लाग नहीNA
ववरण Statements
डाक ारा तमाही ववरण Quarterly statement by post
डाक ारा मासक ववरण Monthly statement by post (यिद इस अवध क दौरान लन-दन हो तो) only if transactions take place during the period)
ईमल ारा मासक ववरण Monthly statement by email
अनरोध पर ववरण आईवीआर पर On request statement on IVR
आईवीआर पर दज अनरोध क लए ईमल ारा ववरण On request statement by email for requests logged over IVR
शाखा म अनरोध पर ववरण On request statement at the branch
अनरोध पर डाक ारा ववरण On request statement by post (भारत स बाहर क पत पर address outside India)
वकक मासक होग ववरण Optional monthly Holding Statement (खाता खोलन वाल महीन म अम भगतान और उसक बाद वाषक आधार पर क वष Payable in advance in the month of account opening and on anniversary basis every year thereafter)
Rs900- कeach Rs900- कeach Rs900- कeach
Rs25- कeach Rs25- कeach Rs25- कeach
नोट Noteसवा कर यथा लाग (कर ाधकरण ारा समय-समय पर जारी परवतन ो क अधीन)Service Tax as applicable subject to change as prescribed by Tax Authorities from time to time)
आईडीबीआई बक बचत चाल खाता धारको को सवा भारो क वसली क लए ायी अनदश अव दान िकए जान चािहए IDBI Bank SBCurrent Ac holders must provide Standing Instuctions for recovery of the service charges
भारो क गणना क लए लन-दन धारता का बाज़ार म एनएसडीएल कोस फ़ाइल क अनप होगाFor calculation of charges market value of transactionholding will be as per NSDL procele
अतरण क लए सभी अनदश बक क सबधत शाखाओ म नादन स एक िदन पहल 4 बज अपराहन स पहल अव ा िकए जाए उपरो समयसीमा क बाद ा अनदशो को कवल ाहक क अपन जोखम क आधार पर ही ा िकया जाएगा All instructions for transfer must be received at
respective branches of the Bank one day before the date of execution not later than 4 pm of the previous day Instructions received afer the above dedline will be acceptabed only at clients risk
सवा भारो क लए मासक आधार पर बल जारी िकया जाएगा उपरो उत भार सचीब सवाओ क लए ह उ सची म यिद कोई सवा नही शामल ह तो उसक लए लए बक क नीत अनसार अलग स भार लया जाएगाBills for service charges will be raised monthly Charges quoted above are fot the services listed Any services not listed above will be charged separately as per Banks policy
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
वर नागरकSenior Citizen
सामा खड General Clause1लाभाथ ामी और िडपॉजटरी सहभागी (डीपी) िडपॉजटरी अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयम 1996 भारतीय तभत एव वनमय बोड (सबी) क नयमो और वनयमो उनक अधीन जारी िकए गए परपोअधसचनाओिदशानदशो िडपॉजटरीज क ारा जारी
उप-वधया और कारोबार नयमपरचालन अनदश और सरकारी ाधकरणो क ासगक अधसचनाओ स आब होग जसा िक समय-समय पर लाग होगाThe Benecial Owner and the Depository participant (DP) shall be bound by the provisions of the Depositories Act 1996 SEBI (Depositories and
Participants) Regulations 1996 Rules and Regulations of Securities and Exchange Board of India (SEBI) CircularsNoticationsGuidelines issued there under Bye Laws and Business
RulesOperating Instructions issued by the Depositories and relevant notications of Government Authorities as may be in force from time to time 2समय-समय पर सबी ारा नधा रत क अनसार भर ए खाता खोलन क फॉम कवाईसी और सहायक दावज़ क ा क बाद ही डीपी िकसी लाभाथ ामी(यो) क डीमट खात िडपॉजटरी णाली म खोलग सिय करग
The DP shall openactivate demat account of a benecial owner in the depository system only after receipt of complete Account opening form KYC and supporting documents as specied
by SEBI from time to time लाभाथ ामी क जानकारी Beneficial Owner information
3डीपी लाभाथ ामी(यो) क सभी ववरण जस िक खाता खोलन क फॉम म उखत उनक ारा त िकए गए सहायक दावजो औरया लाभाथ ामी क गोपनीयता स सबधत जानकारी अपन पास रखगा और उसका कटन िकसी को नही करगा बशत इस सबध म िकसी सावधक वधक या वनयामक ाधकारी ारा अपत न हो
The DP shall maintain all the details of the benecial owner(s) as mentioned in the account opening form supporting documents submitted by them andor any other information pertaining to the benecial owner condentially and shall not disclose the same to any person except as required by any statutory legal or regulatory authority in this regard
4डीमट खात खोलन क दौरान या समय-समय पर डीपी को त िकए गए खाता खोलन क फॉम म िदए गए ववरण म कोई परवतन होन पर लाभाथ ामी ताल डीपी को लखत म अधसचत कर The Benecial Owner shall immediately notify the DP in writing if there is any change in details provided in the account opening form as submitted to the DP at the time of opening the
demat account or furnished to the DP from time to timeशभारटरफ FeesChargesTariff
5लाभाथ ामी तभतयो क धारण और अत रण डीमटरयलाइज प म करन और उ स िडपॉजटरी सवाए ा करन क डीपी ारा उपल कराई गई टरफ शीट म नधा रत क अनसार डीपी तथा लाभाथ ामी क बीच समय-समय पर िकए गए करार क अत गत लाभाथ ामी ऐस सभी भारो का भगतान डीपी को करग लाभाथ ामी को यह सचत िकया जाता ह िक ldquoडीमट खात खोलन क लए कोई भार दय नही हrdquoThe Benecial Owner shall pay such charges to the DP for the purpose of holding and transfer of securities in dematerialized form and for availing depository services as may be agreed to from time to time between the DP and the Benecial Owner as set out in the Tariff Sheet provided by the DP It may be informed to the Benecial Owner that no charges are payable for opening of demat accountsrdquo
6बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी िकए गए ासगक परपोिदशानदशोअधसचनाओ क अधीन नधा रत भार सरचना का अनपालन करगIn case of Basic Services Demat Accounts the DP shall adhere to the charge structure as laid down under the relevant SEBI andor Depository circularsdirectionsnotications issued from time to time
7डीपी नधा रत िकए गए भारोटरफ म कोई व नही करग जब तक इस सबध म लाभाथ ामी को कम स कम 30 िदन पहल लखत म एक नोिटस न िदया गया होThe DP shall not increase any chargestariff agreed upon unless it has given a notice in writing of not less than thirty days to the Benecial Owner regarding the same
डीमटरयलाइजशन Dematerialization8लाभाथ ामी को उन तभतयो को ा करन का अधकार होगा जो िडपॉजटरीज ारा नधा रत उप-वधपरचालन अनदशकारोबार नयमो क अत गत
नधा रत हो िडपॉजटरीज पर मा हो प एव णाली म डीमटरयलाइज होThe Benecial Owner shall have the right to get the securities which have been admitted on the Depositories dematerialized in the form and manner laid down under the Bye Laws
Business Rules and Operating Instructions of the depositories अलग खात Separate Accounts9डीपी क लाभाथ ामी क नाम म अलग खात खोलग और क लाभाथ ामी क तभतयो को अलग िकया जाएगा तथा अ लाभाथ ामी क तभतयो औरया डीपी क अपनी तभतयो क साथ मत नही िकया जाएगाडीमटरयलाइज प म
The DP shall open separate accounts in the name of each of the benecial owners and securities of each benecial owner shall be segregated and shall not be mixed up with the securities of other benecial owners andor DPs own securities held in dematerialized form
10डीपी लाभाथ ामी को ऐसी तभतयो क सण प स या एकल प म सजन या गरवी औरया बधक या अ कोई िहत या ऋण-भार क अनमत दान नही करगा जो िडपॉजटरीज अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयमन 1996 और िडपॉजटरीज क उप-वधपरचालन The DP shall not facilitate the Benecial Owner to create or permit any pledge and or hypothecation or any other interest or encumbrance over all or any of such securities submitted for dematerialization andor held in demat account except in the form and manner prescribed in the Depositories Act 1996 SEBI (अनदशकारोबार नयमो क अनसार नधा रत प एव णाली क अतर क लए त औरया डीमट खात म धारत ह )डीमटरयलाइजशन(Depositories and Participants) Regulations 1996 and Bye-LawsOperating InstructionsBusiness Rules of the Depositories)
तभतयो का अतरण Transfer of Securities
11लाभाथ ामी ारा यथावध ाधकत िकसी आदश अनदश नदश या अधदश क आधार पर ही डीपी लाभाथ ामी क डीमट खातो म और ारा अत रण को सप करगThe DP shall effect transfer to and from the demat accounts of the Benecial Owner only on the basis of an order instruction direction or mandate duly authorized by the Benecial Owner and the DP shall maintain the original documents and the audit trail of such authorizations
12लाभाथ ामी क पास अपन डीमट खात म तभतयो को जमा करन क सबध म ायी अनदश दन का अधकार सरत ह और डीपी ऐस अनदशो क अनसार कारवाई करगThe Benecial Owner reserves the right to give standing instructions with regard to the crediting of securities in his demat account and the DP shall act according to such instructions
खाता ववरण Statement of account
13लाभाथ ामी क साथ तय िकए गए प एव णाली तथा समय क अनसार और इस सबध म सबी लाभाथ ामी को खातो क ववरण उपल कराएगिडपॉजटरी ारा नधा रत क अनसार The DP shall provide statements of accounts to the benecial owner in such form and manner and at such time as agreed with the Benecial Owner and as specied by SEBIdepository in this regard
14तथाप यिद डीमट खात म कोई लनदन नही आ ह या यिद वष क दौरान शष राश श हो गई तो डीपी को वाषक धारता क कागजी ववरणी ऐस बीओ को भजनी चािहए और जब भी खात म कोई लनदन होत ह तब लनदन क ववरण भज जाएगHowever if there is no transaction in the demat account or if the balance has become Nil during the year the DP shall send one physical statement of holding annually to such BOs and shall resume sending the transaction statement as and when there is a transaction in the account
15डीपी इलो नक प म डीमट खातो क ववरण जारी करन क सवाए दान कर सकत ह बशत लाभाथ ामी इसक लए इक हो डीपी सचना ौोगक अधनयम 2000 क अधीन नयमो स शासत क अनसार अपन िडजटल हार सिहत डीमट खातो क ववरण लाभाथ ामी को त करग तथाप यिद डीपी क पास डीमट खात का ववरण इलो नक मोड म त करन क सवधा नही ह तब सहभागी डीमट खातो क ववरण को कागजी प म अषत करगThe DP may provide the services of issuing the statement of demat accounts in an electronic mode if the Benecial Owner so desires The DP will furnish to the Benecial Owner the statement of demat accounts under its digital signature as governed under the Information Technology Act 2000 However if the DP does not have the facility of providing the statement of demat account in the electronic mode then the Participant shall be obliged to forward the statement of demat accounts in physical form
16बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी अधदश क अनसार लनदनो क ववरण भजग In case of Basic Services Demat Accounts the DP shall send the transaction statements as mandated by SEBI andor Depository from time to time
सबी और डपॉजटरी ारा नधारत क अनसार लाभाथ ामी और डपॉजटरी सहभागी क अधकार एव सीमाएRights and Obligations of Beneficial Owner and Depository Participant as prescribed by SEBI and Depositories
घोषणापAcknowledgementआईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
Received the application from MrMs as the solerst holder alongwith
and as
ी सी स यपहल धारक होन क नात और ीसी
व ी सी स मशः दसर एव तीसर धारक होन क नात
िडपॉजटरी खाता खोलन का आवदन फॉम ा िकया कपया भव क अपन सभी पाचारो म आपको आबिटतडीपी आईडी एव ाहक आईडी (समाशोधन सद क मामल म सीएम-बीपी-आईडी) का उख कर
िदनाक Dateसहभागी क ाप व हारParticipant Stamp amp Signature
Members) in all your future correspondencethe second and third holders respectively for opening of a depository account Please quote the DP ID ampClient ID allotted to you (CM-BP-ID in case of Clearing
डीमट खात को बद करन क िया Manner of Closure of Demat account
17पी क पास लाभाथ ामी क डीमट खात कारण चाह कोई भी हो को बद करन का अधकार होगा बशत डीपी न लाभाथ ामी क साथ-साथ िडपॉजटरी को 30 िदन स कम समय क अद र लखत सचना दी हो उसी कार लाभाथ ामी को डीपी क पास धारत अपना डीमट खाता बद करन का अधकार होगा बशत उसक ारा डीपी को कोई भी बकाया भार दय न हो ऐसी त म लाभाथ ामी यह वशष प स उख करग िक उनक डीमट खात क शष राश लाभाथ ामी क िकसी अ डीपी क पास धारत अ डीमट खात म अत रत क गई ह या धारत तभत शष को पनः कागजी प म श करना हThe DP shall have the right to close the demat account of the Benecial Owner for any reasons whatsoever provided the DP has given a notice in writing of not less than thirty days to the Benecial Owner as well as to the Depository Similarly the Benecial Owner shall have the right to close hisher demat account held with the DP provided no charges are payable by himher to the DP In such an event the Benecial Owner shall specify whether the balances in their demat account should be transferred to another demat account of the Benecial Owner held with another DP or to rematerialize the security balances held
18लाभाथ ामी क अनदश क आधार पर डीपी ऐसी तभत शषराश क अत रण या इ कागजी प दन क िया िडपॉजटरी ारा समय-समय पर नधा रत िया क अनसार तीस िदनो क अद र श करग बशत िक इसक अतर डीमट खात को बद करना लाभाथ ामी या डीपी दोनो क अधकारो दयताओ और दायो को भावत नही करगा और इन पो को उनक सतोषजनक समापन तक जोड़ रखन हत जारी रहग ाBased on the instructions of the Benecial Owner the DP shall initiate the procedure for transferring such security balances or rematerialize such security balances within a period of thirty days as per procedure specied from time to time by the depository Provided further closure of demat account shall not affect the rights liabilities and obligations of either the Benecial Owner or the DP and shall continue to bind the parties to their satisfactory completion
भारो क भगतान म चक Default in payment of charges
19खड 5 एव 6 म उखत िकसी राश क माग क तारीख स तीस िदनो क अवध क भीतर भगतान म लाभाथ ामी ारा ई चक क मामल म डीपी क अधकार पर तकल भाव डाल बना लाभाथ ामी क डीमट खात को बद करन क लए डीपी ऐसी चक क अवध क लए िडपॉजटरी ारा समय-समय पर नधा रत ाज दर पर भार लगा सकता हIn event of Benecial Owner committing a default in the payment of any amount provided in Clause 5 amp 6 within a period of thirty days from the date of demand without prejudice to the right of the DP to close the demat account of the Benecial Owner the DP may charge interest at a rate as specied by the Depository from time to time for the period of such default
20लाभाथ ामी ारा उपय खड 5 एव 6 म उखत िकसी राश क भगतान म असफल रहन पर लाभाथ ामी को दो िदन का नोिटस दन क बाद डीपी क पास लाभाथ ामी क अनदशो क ोससग को उस समय तक रोकन का अधकार होगा जब तक वह ाज सिहत भगतान यिद कोई हो न कर द In case the Benecial Owner has failed to make the payment of any of the amounts as provided in Clause 5amp6 specied above the DP after giving two days notice to the Benecial Owner shall have the right to stop processing of instructions of the Benecial Owner till such time he makes the payment along with interest if any
डपॉजटरी क दयता Liability of the Depository
21 As per Section 16 of Depositories Act 1996 िडपॉजटरी अधनयम 1996 क धारा 16 क अनसार1उस समय लाग िकसी अ नयम क ावधानो पर तकल भाव डाल बना िडपॉजटरी या सहभागी क असावधानी क कारण लाभाथ ामी को ए िकसी भी नकसान क तपत िडपॉजटरी करग
Without prejudice to the provisions of any other law for the time being in force any loss caused to the benecial owner due to the negligence of the depository or the participant the depository shall indemnify such benecial owner
2यिद उपय खड (1) क अधीन सहभागी क असावधानी क कारण ए इस नकसान क तपत िडपॉजटरी ारा क गई हो तो िडपॉजटरी क पास ऐस सहभागी स उ राश को वसल करन का अधकार होगा Where the loss due to the negligence of the participant under Clause (1) above is indemnied by the depository the depository shall have the right to recover the same from such participant
खातो क ीजग डीीजग Freezing Defreezing of accounts
22उप वधयो और कारोबार नयमोपरचालन अनदशो क अत गत नधा रत िया क अनसार और अवरोधो क अधीन लाभाथ ामी डीपी क पास सचालत अपन डीमट खात पर रोक लगानरोक हटान क अधकार का योग कर सकत हThe Benecial Owner may exercise the right to freezedefreeze hisher demat account maintained with the DP in accordance with the procedure and subject to the restrictions laid down under the Bye Laws and Business RulesOperating Instructions
23डीपी या िडपॉजटरी क पास िकसी वनयामक या ायालय या अ सावधक ाधकरण स अनदशो क ा होन पर लाभाथ ामी क खातो पर रोक लगानरोक हटान का अधकार होगाThe DP or the Depository shall have the right to freezedefreeze the accounts of the Benecial Owners on receipt of instructions received from any regulator or court or any statutory authority
नवशक शकायतो का नवारण Redressal of Investor grievance
24डीपी शकायत क ा क तारीख स तीस िदनो क अवध क अद र लाभाथ ामी क डीपी क व िकए गए सभी शकायतो का नवारण करगThe DP shall redress all grievances of the Benecial Owner against the DP within a period of thirty days from the date of receipt of the complaint
ाधकत तनध Authorized representative
25यिद लाभाथ ामी कॉरपोरट नकाय या वधक नकाय ह तब वह खाता खोलन क फॉम क साथ-साथ इनक ारा अधकत उन अधकारयो क सची डीपी को त करग जो तभागी क साथ इनक ओर स तनध और सपक करग उसक बाद ऐसी सची म जोड़ घटाव या बदलाव सिहत िकसी परवतन क सचना सहभागी को दी जाएगीIf the Benecial Owner is a body corporate or a legal entity it shall along with the account opening form furnish to the DP a list of ofcials authorized by it who shall represent and interact on its behalf with the Participant Any change in such list including additions deletions or alterations thereto shall be forthwith communicated to the Participant
वध और ाधकारता Law and Jurisdiction
26इस दावज़ म नद वशष अधकारो क अतर डीपी और लाभाथ ामी उन सभी अ अधकारो क योग क हकदार होग जो सबधत िडपॉजटरी क नयमो उप-वधयो और वनयमनो क अधीन ह जसम डीमट खात खोल गए ह या सबी क नयमो और वनयमो क अत गत उ ा ह जनक अधीन परप नोिटस जारी िकए गए ह
In addition to the specic rights set out in this document the DP and the Benecial owner shall be entitled to exercise any other rights which the DP or the
Benecial Owner may have under the Rules Bye Laws and Regulations of the respective Depository in which the demat account is opened and circularsnotices issued there under or Rules
and Regulations of SEBI
27इस दावज़ क ावधान हमशा सरकारी अधसचना सबी ारा जारी िकसी नयम वनयम िदशानदश और परपो नोिटसो और सबधत िडपॉजटरी जहा लाभाथ ामी अपना खाता सचालत करत ह क समय-समय पर लाग नयमो वनयमो और उपवध स आब होगThe provisions of this document shall always be subject to Government notication any rules regulations guidelines and circulars notices issued by SEBI and Rules Regulations and Bye-laws of the relevant Depository where the Benecial Owner maintains his her account that may be in force from time to time
28लाभाथ ामी और डीपी िडपॉजटरी क उपवध क अधीन नधा रत ववाचन और सलह क िया स आब होग और ऐसी िया डीपी और लाभाथ ामी क बीच िकसी भी ववाद पर लाग होगThe Benecial Owner and the DP shall abide by the arbitration and conciliation procedure prescribed under the Bye-laws of the depository and that such procedure shall be applicable to any disputes between the DP and the Benecial Owner
29इस दावज़ म य श और अभया लिकन जो यहा परभाषत नही ह व जब तक सदभ अथा अपत न हो वही अथ लगाया जाए जो िडपॉजटरी और या सबी क अधीन जारी नयमो उपवधयो और वनयमो और परपोनोिटसो म नधा रत िकए गए हWords and expressions which are used in this document but which are not dened herein shall unless the context otherwise requires have the same meanings as assigned thereto in the Rules Bye-laws and Regulations and circularsnotices issued there under by the depository and or SEBI
30सबी िडपॉजटरीज ारा नधा रत अधकार और सीमाओ म कोई परवतन ाहक क जानकारी म ताल लाया जाएAny changes in the rights and obligations which are specied by SEBIDepositories shall also be brought to the notice of the clients at once
31सबी क नयमो और वनयमो म बदलाव क कारण यिद पाटयो क अधकार और सीमाओ म परवतन होता होता ह तो ऐस परवतन ो म इस दावज़ म उखत पाटयो क अधकारो और सीमाओ क परवतन ो म शामल िकया जाना अपत ह If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI or Bye-laws Rules and Regulations of the relevant Depository where the
Benecial Owner maintains hisher account such changes shall be deemed to have been incorporated herein in modication of the rights and obligations of the parties mentioned in this
document
आईडीबीआई बक लमटड पजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई- 400 005IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
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अपन ाहक को जानए (कवाईसी) आवदन प KNOW YOUR CLIENT (KYC) APPLICATION FORM
(वयक क लए For Individuals)
आईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
कपया फॉम को अजी म और शो म भर Please fill this form in ENGLISH and in BLOCK LETTERS
फोटो Photograph
कपया हाल क पासपोट आकार का फोटो लगाए और उसक आर-पार हार कर Please afx the recent
passport size photograph and sign across it
आवदक का नाम Name of the Applicant1
पतापत का नाम FathersHusbands Name2
5
1
3
आवासीयपाचार का पताRes idence Correspondence Address
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
2
सपक ववरण Contact Details
टली(का)Tel(Off) टली (घर) Tel(Res)
फ नFax No मोबाइल नMobile No
एतदारा म हम यह घोषणा करता करती करत ह िक उपय ववरण मरी हमारी जानकारी और वास म पणत ः स और सही ह तथा इसम िकसी कार का परवतन होन पर ताल इसक सचना दन का वचन दतादती दत ह यिद उपय जानकारी गलत अस गमराह करन वाली या गलत बयानी पाई जाती ह तो इसक लए म हम उरदाई ठहराए जा सकता सकती सकत ह IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iwe undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting I amwe are aware that Iwe may be held liable for it
ाधकत हारी(यो) का नाम एव हार Name ampSignature of the Authorised Signatory(ies)
िदनाक Date
सीC-घोषणापDECLARATION
1
2
सफ कायालय उपयोग क लए FOR OFFICE USE ONLY
ववरण Particulars सSrNo
मल क जाच क गई और -अनमाणत दावजो क तया ा क गई Originals veried and Self-Attested Document copies received
गत जाच (आईपीवी) क ववरण In-Person-Verication (IPV) details
आईपीवी करन वाल का नाम Name of the person doing IPV
पदनाम Designation
स गठन का नाम Name of Organization
बीB- पता ववरणADDRESS DETAILS
एA- पहचान का ववरणIDENTITY DETAILS
एA
बीB
सीC
िदनाक Dateहार Signature
िदनाक Date
ाधकत हारी का नाम Name of the Authorised Signatory
ाधकत हारी क हार Signature
of the Authorised Signatoryम क मह र ाप
SealStamp of the intermediary
डीD
ए a) लग Gender
3 पषMale
मिहलाFemale
एकलSingle
शादी शदाMarried
बीb) ववािहक त Marital status
सीc) ज तारीख Date of Birth
एa) पन PAN
4एa) राीयताNationality
बीb) तStatus
भारतीयIndian अ Other (कपया उख करPlease specify)
नवासी वयकResident Individual अनवासीNon Resident वदशीForeign National
बीb) आधार सायद कोई होAadhaar Number if any
6जमा िकए गए पहचान क माण का उख करSpecify the proof of identity submitted
पन काडPAN card
कोई अ (कपया उख कर)Any other (Please specify)
आवासीय पताResidence Address पाचार का पताCorrespondence Address
ईमल आईडीEmail ID
4
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
(यिद उपय स अलग होIf different from aboveअनवासी आवदक अनवाय पसवदशी पता का उख करMandatory for Non-Resident Applicant to specify overseas address)ायी पताPermanent Address
आवासीय पाचार क पत क लए जमा िकए गए पता माण का ववरण Specify the proof of address submitted for Residence Correspondence address
कवाईसी फॉम भरन क लए अनद श जाच सची INSTRUCTIONS CHECK LIST FOR FILLING KYC FORM
1सभी ाहको वतक ो साझदारो कता ासयो पणक ालक नदशको और कपनी फ़म अ क ओर स तभतयो म सौदा करन क लए ाधकत यो क लए पन काड क -अनमाणत त अनवाय ह Self-attested copy of PAN card is mandatory for all clients including PromotersPartnersKartaTrustees and whole time directors and persons authorized to deal in securities on behalf of
companyrmothers
2आवदक ारा जमा िकए गए सभी दावजो क तया -अनमाणत होनी चािहए और सापन क लए उसका मल स मलान िकया जाना चािहए यिद िकसी दावज़ क मल त सापन क लए त नही क गई हो तो नलखत सची क अनसार दावजो को अनमाणत करन क लए ाधकत साओ ारा तयो को उपय प स अनमाणतकराना होगा Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for verication In case the original of any document is not produced for verication then the
copies should be properly attested by entities authorized for attesting the documents as per the below mentioned list
3यिद पहचान या पत का माण वदशी भाषा म ह तो उसका अजी अनवाद आवक होगा If any proof of identity or address is in a foreign language then translation into English is required
4कवाईसी फॉम पर उखत आवदक का नाम और पता माण क प म जमा िकए गए दावज़ क समान होना चािहए Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted
5एकल ामी आवदन को अपन वयक नाम और मता म ही तय ार करगा Sole proprietor must make the application in his individual name amp capacity
6अनवासी भारतीय और वदशी नागरको क लए (रज़व बक और फमा िदशानदशो क अधीन ापार क अनमत दी जाएगी) पासपोट पीआईओ काड ओसीआई काडऔर वदशी पता माण क त अनवाय ह For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passportPIO CardOCI Card and overseas address proof is mandatory
7वदशी साओ क लए सीआईएन वकक ह और नदशको क लए डीआईएन न नही रहन पर उनक पासपोट क त दी जानी चािहए For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given
8मचट नवी एनआरआई क मामल म नावक घोषणा या सीडीसी (सतत उोचन माणप) क सापत त जमा क जानी चािहए In Case of Merchant Navy NRIs Mariners declaration or certied copy of CDC ( Continuous Discharge Certicate) is to be submitted
9अवय क लए नपागार सहभागी या च अल फड क साथ खाता खोलन क लए उ मामक बोड ारा जारी वालय पराग माणप अक प अवय का पासपोट ज माणप क फोटो त अव उपल कराईजाए For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving Certicate Mark Sheet issued by higher Secondary BoardPassport of Minor Birth
Certicate must be provided
10राजनीत स जड़ यो का ताय ऐस यो स ह ज वदश म म सावजनक कायभार सौपा गया हो जस िक राो या सरकारो क मख वर राजनता वर सरकारी ायक सना क अधकारी रा क ाम वाल नगमो क वर कायपालकमहपण राजनीतक पाट क अधकारी इािद Politically Exposed Persons(PEP) are dened as individuals who are or have been entrusted with prominent public functions in a foreign country eg Head of States or of Governments Senior Politicians
senior Governmentjudicialmilitary ofcers senior executives of state owned corporations important political party ofcials etc
1 1 डीमट खात क क धारक क लए अलग-अलग कवाईसी भरा जाएSeparate KYC to be filled up for each holders of Demat Account
एA) महपण बद Important Points
बीB पहचान माण (पीओआई) )Proof of Identity (POI)
1वश पहचान सा यआईडी) (आधार) पासपोट मतदाता पहचान काड डा इवग लाईससUnique idenditifaction Number UID) (Aadhaar) Passport Voter ID Card Driving License
2फोटो क साथ पन काड PAN card with photograph
3नलखत म स िकसी एक क ारा जारी आवदक क फोटो क साथ पहचान प दावज़ क रा सरकार और उसक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज पशवर नकाय जस िक आईसीएआई आईसीडए आई बार काउसल इािद उनक सदऔर बक ो ारा जारी िडट काड डबट काड Identity carddocument with applicants Photo Issued by any of the following Centrals State Governmentand its Departments StatutoryRegulatory Authorities Public Sector Undertakings Scheduled Commercial Banks Public Financial Institutions Colleges afliated to Universities Professional Bodies such as ICAI ICWAI Bar Council etc to their Members and credit CardsDebit Cards issued by Banks
पहचान माण क प म ीकाय दावजो क सचीList of documents admissible as Proof of identity
सीC पत का माण (पीओए) Proof of Address (POA) पत क माण क प म ीकाय दावजो क सची List of documents admissible as Proof of Address (समा तारीख वाल दावज़ जमा करन क तारीख पर वध होन चािहए Documents having an expiry date should be valid on the date of submission)
1पासपोट मतदाता पहचान प राशन काड पजीकत पा या आवास ब करार डा इवग लाइसस ट रख-रखाव बल बीमा त PassportVoters Identity Card Ration Card Registered Lease or Sate Agreement of Residence Driving License Flat Maintenance bill Insurance Copy
2उपयोगता बल जस िक टलीफ़ोन बल (सफ लड लाइन) बजली बल या गस बल ndash ३ महीन स अधक पराना नही Utility bills like Telephone Bill (only land line) Electricity bill or Gas bill- Not more than 3 months old
3बक खाता ववरण पासबक ndash ३ महीन स अधक पराना नही Bank Account StatementPassbook ndash Not more than 3 months old
4अपन खात क सबध म नया पता दत समय उ ायालय और उतम ायालय क ायाधीशो ारा घोषणा Self-declaration by High Court and Supreme Court judges giving the newaddress in respect of their own accounts
5नलखत म स िकसी एक क ारा जारी पतका माण यिद अनसचत वाणक बक अनसचत सहकारी बक बराीय वदशी बक हो तो बक बधक राजपत अधकारी नोटरी पक वधानसभा लोकसभा क नवा चत तनध िकसी सरकारी या सावधक ाधकरण ारा जारी दावज Proof of address issued by any if the following Bank Managers if Scheduled Commercial BanksScheduled Co-operative BankMultinational Foreign BanksGazetteOfficerNotary PublicElected
representatives to the Legislative Assembly ParliamentDocuments issued by any Govt or Statutory Authority
6नलखत म िकसी एक क ारा उसक सदो को जारी पत क साथ पहचान प दावज़ क रा सरकार और उनक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज और पशवर नकाय अथात आईसीएआई आईसीडबए आई आईसीएसआई बार काउसल इािद उसक सद Identity card document with address issued by any of the following CentralState Government and its Departments Statutory Regulatory Authorities Public Sector Undertakings Scheduled Commercial
Banks Public Financial Institutions Colleges afliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their Members
7एफ़आईआई उप खाता क लए एफ़आईआई उप खाता ारा अभरक को िदया गया मारनामा (जो वधवत नोटरीकत और या िटणीकत या वाणकत हो) जसम पजीकत पत क सचना होली जानी चािहएFor FIIsub account Power of Attorney given by FII sub-account to the Custodians (which are duly notarized andor apostiled or consularised) that gives the registered address should be taken
8पत-पी क नाम पर पत का माण ीकार िकया जाए The proof of address in the name of the spouse may be accepted
डीD पन म छट ीकरणExemptions Clarification to PAN
1क सरकार और या रा सरकार और ायालय ारा नय अधकारी अथात शासकय परसमापक ायालय रसीवर इािद क ओर स लनदनो क मामल मIn case of transactions undertaken on behalf of Central Government andor State Government and by ofcials appointed by Courts eg Ofcial liquidator Court receiver etc2सम रा म नवास करन वाल नवशक Investors residing in the state of Sikkim3यएन साए बपीय एज सया ज भारत म कर भगतान कर रटन भरन स छट ा ह UN entitiesmultilateral agencies exempt from paying taxes ling tax returns in India4सागत ाहको क मामल म मतः एफ़आईआई एमएफ़ वीसीएफ़ एफ़वीसीआईअनसचत वाणक बक बपीय और िपीय वकास वीय सान रा औोगक वकास नगम कपनी अधनयम 1956 क धारा 4ए क तहत परभाषत आईआरडीए और सावजनक वीय सान क साथ पजीकत बीमा कपनया अभरक पन काड क ववरणो को मल पन काड स सापत करग और म को उ सापन पन काड क ववरणो क वधवत सापत तया उपल कराएग In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companies registered with IRDA and Public Financial Institution as dened under section 4A of the Companies Act 1956 Custodians shall verify the PAN card details with the original PAN card and provide duly certied copies of such veried PAN details to the intermediary5सहभागी अपन ाहक स मल पन काड क माग िकए बना पन का सापन आयकर वबसाइट स ऑनलाइन कर सकत ह बशत िक ाहक न पन काड क अलावा पहचान क माण क लए एक अ दावज़ िदया हो Participants may verify the Pan of their clients online at the Income Tax website without insisting on the original PAN card provided that the Client has presented a document for Proof of Identity other than the PAN card
(इस कार क दावो क समथन म पया दावजी सा ा िकए जाए Sufcient documentary evidence in support of such claims to be collected)
1नोटरी पक राजपत अधकारी अनसचत वाणक सहकारी बक या बराीय वदशी बक ो क बधक (त पर नाम पदनाम क महर लगी होनी चािहए) Notary Public GazettedOfcer Manager of a Scheduled Commercial Co-operative Bank or Multinational Foreign Banks (Name Designation Seal should be afxed of the copy)
2एनआरआई क मामल म भारत म पजीकत अनसचत वाणक बक ो क वदशी शाखाए जो ाधकत ह जस दश म ाहक नवास करत ह उस दश क नोटरी पक ायालय मजट ायाधीश भारतीय दतावासमहावाण दतावास दावजो का सापन कर सकत ह In case of NRIs authorized of overseas branches of Scheduled Commercial Banks registered in India Notary Public Court Magistrate Judge Indian EmbassyConsulate General in the country where the client resides are permitted to attest the documents
ईE दावजो क सापन क लए ाधकत यो क सची List of People Authorized To Attest the Documents
49
Acknowledgement of receipt of Client Registration Documents
IWe hereby confirm that IWe have received the copies of the Client Registration (KYC) Form Rights and ObligationsRisk Disclosure Document and all other Documents duly executed by me and forming part of this Client RegistrationApplication Form with Ms IDBI Capital Markets amp Securities Ltd
Signature of the Client
(2323)
Confirmation to be Signed by Client
IWe hereby confirm that I have understood read and signed the following documents for the purpose of opening ofTrading and Demat Account with IDBI Capital -
Mandatory Documents
Sr No Name of the Document No of Signature(s)
1 KYC form 2
2 Trading Account related details 5
3 Policies and Procedures 3
4 FATCA Declaration 1
Voluntory Documents
Sr No Name of the Document No of Signature(s)
1 Terms and Conditions 4
2 Special Power of Attorney amp Instructions 4
3 Terms amp Conditions for Trading Products 2
4 Running Account Letter 1
5 Acknowledgement of Receipt of Client Registration 1Documents
4
INSTRUCTIONSCHECK LIST FOR FILLING KYC FORM
A IMPORTANT POINTS
1 Self attested copy of PAN card is mandatory for all clients2 Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for
verification In case the original of any document is not produced for verification then the copies should be properlyattested by entities authorized for attesting the documents as per the below mentioned list
3 If any proof of identity or address is in a foreignregional language then translation into English is required4 Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted5 If correspondence amp permanent address are different then proofs for both have to be submitted6 Sole proprietor must make the application in his individual name amp capacity7 For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passport
PIO CardOCI Card and overseas address proof is mandatory8 For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given9 In case of Merchant Navy NRIrsquos Marinerrsquos declaration or certified copy of CDC (Continuous Discharge Certificate)
is to be submitted10 For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving
CertificateMark sheet issued by Higher Secondary BoardPassport of MinorBirth Certificate must be provided11 Politically Exposed Persons (PEP) are defined as individuals who are or have been entrusted with prominent public
functions in a foreign country eg Heads of States or of Governments senior politicians senior Governmentjudicial military officers senior executives of state owned corporations important political party officials etc
12 Please strike off whichever part of the application is not applicable to you Do not use whitener strike cross incaseof any correction amp countersign
B OTHER INSTRUCTIONS
Exemptionsclarifications to PAN
1 In case of transactions undertaken on behalf of Central Government andor State Government and by officialsappointed by Courts eg Official liquidator Court receiver etc
2 Investors residing in the state of Sikkim3 UN entitiesmultilateral agencies exempt from paying taxesfiling tax returns in India4 SIP of Mutual Funds upto Rs 50 000- pa5 In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and
Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companiesregistered with IRDA and Public Financial Institution as defined under section 4A of the Companies Act 1956Custodians shall verify the PAN card details with the original PAN card and provide duly certified copies of suchverified PAN details to the intermediary
List of people authorized to attest the documents
1 Notary Public Gazetted Officer Manager of a Scheduled Commercial Co-operative Bank or Multinational ForeignBanks (Name Designation amp Seal should be affixed on the copy)
2 In case of NRIs authorized officials of overseas branches of Scheduled Commercial Banks registered in IndiaNotary Public Court Magistrate Judge Indian Embassy Consulate General in the country where the client residesare permitted to attest the documents
Please look for the symbols and sign accordingly
1 Signature of the Client(s)2 Signature of the Second Holder3 Signature of the Third Holder4 Signature of the Witness5 Signature of the Nominee6 Signature of the Guardian of a minor Nominee7 Signature of the BrokerDPAny other(s)
Form checked amp found OK
Branch Incharge
5
M-I (PART - A)
KNOW YOUR CLIENT (KYC) APPLICATION FORM
Please fill this form in ENGLISH and in BLOCK LETTERS
MODE OF TRADING Online Off-line
MANDATORY
Affix recentphotograph
(Please sign acrossthe Photograph)
(123)
A IDENTITY DETAILS
1 Name of the Applicant
2 Fatherrsquos Spouse Name
3 (a) Gender Male Female (b) Marital status Single Married
(c) Date of birth D D M M Y Y Y Y
4 (a) Nationality
(b) Status Resi Individual NRI Foreign National
5 (a) PAN (b) UID No Aadhaar if any
6 Specify the proof of Identity submitted
B ADDRESS DETAILS
1 Address forcorrespondence
City Town Village Pin Code
State Country
2 Contact DetailsTelephone Office Residence
Mobile No (Mandatory for SMS Alerts) Fax
Email ID
3 Specify the proof of Address submitted
4 Permanent Address
City Town Village Pin Code
State Country
5 Specify the proof of Address submitted
(if different from above oroverseas address mandatoryfor Non-Resident Applicant)
6
FOR OFFICE USE ONLY
(Originals verified) True copies of documents received
(Self-Attested) Self Certified Document copies received
Signature of the Authorised Signatory
Date SealStamp of the intermediary
DECLARATION
I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertaketo inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I am aware that I may be held liable for it
Date Signature of the Applicant
(223)
7
M - I (PART - B)
TRADING ACCOUNT RELATED DETAILS
Please fill this in ENGLISH and in BLOCK LETTERS
MANDATORY
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
C DEPOSITORY ACCOUNT(S) DETAILS
A OTHER DETAILS
1 Gross Annual Income lt Rs 1 Lac 1-5 Lac 5-10 Lac 10-25 Lac gt 25 Lac
Or Networth as on Rs
2 Occupation Private Sector Public Sector Government Service Business Professional Agriculturist Retired Housewife Student Others (Please specify)________________________________________________________
3 Please tick if applicable Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP)
4 Any other information
(Net worth should not be older than 1 year)
B BANK ACCOUNT DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
ADDITIONAL BANK ACCOUNT(S) DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
8
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
ADDITIONAL DEPOSITORY ACCOUNT DETAILS
BSE Cash F amp O
NSE Cash F amp O
If in future the client wants to trade on any new segmentnew exchange separate authorizationletter should be taken from the client by the stock broker
D TRADING PREFERENCES (Please sign in the relevant boxes where you wish to trade The segment not chosen should be struck off by the client)
Details of any actionproceedings initiatedpending taken by SEBI Stock exchangeany other authority against the applicantconstituent or its Partnerspromoterswhole time directorsauthorized persons in charge of dealing in securities during the last 3 years
E PAST ACTIONS
If client is dealing through the sub-brokerauthorised person provide the following details
Sub-brokerrsquosAutho Name
Registered Office Add
Telephone No Fax
SEBIAP Registration No Website
Whether dealing with any other stock brokersub-broker (if case dealing with multiple stock brokerssub-brokers provide details of all)
Name of stock broker(s)
Client Code
Exchange
Details of disputesdues
pending fromto such
stock brokersub-broker
F DEALINGS THROUGH SUB-BROKERSAUTHORISED PERSON AND OTHER STOCK BROKERS
(323)
(523)
(423)
(623)
9
Mode you wish to receive Contract Note Physical Contract Note Electronic Contract Note (ECN)ECN mandatory for Online Clients
Specify your Email id if applicable
Specify you wish to avail of the facility Internet Trading Wireless Technology (default is yes) Wireless Technology not required
Number of years of InvestmentTrading Experience
Any other information
G ADDITIONAL DETAILS
I NOMINATION DETAILS (for Trading Account)
IWe wish to nominate IWe do not wish to nominate
Name of the Nominee MrMs
Address of Nominee
Telephone No PAN of Nominee
Date of Birth Relationship with(in case of Minor) the Nominee
Name of the Guardian MrMs(in case Nominee is Minor)
Address of Guardian
Telephone No
Signature of Guardian
Name Address Signature with date
MrMs
MrMs
WITNESSES (Only applicable in case the account holder has made nomination)
Name of the Introducer
Status of the Introducer Sub-broker Remisier Authorized Person Existing Client Others please specify_________________________________
Address and phone noof the Introducer
Signature of the Introducer
H INTRODUCER DETAILS (OPTIONAL)
10
FOR OFFICE USE ONLY
Documents verified with Originals Client Interviewed By In-Person Verification done by
Name of the Employee
Employee Code
Designation of the employee
Date
Signature
I We undertake that we have made the client aware of lsquoPolicy and Proceduresrsquo tariff sheet and all the non-mandatorydocuments IWe have also made the client aware of lsquoRights and Obligationsrsquo document (s) RDD and Guidance Note IWehave givensent him a copy of all the KYC documents IWe undertake that any change in the lsquoPolicy and Proceduresrsquo tariffsheet and all the non-mandatory documents would be duly intimated to the clients IWe also undertake that any change in thelsquoRights and Obligationsrsquo and RDD would be made available on myour website if any for the information of the clients
Signature of the Authorised Signatory SealStamp of the stock broker
Date
UCC Code allotted to the Client ____________________ (to be filled at HO)
DECLARATION
1 IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iweundertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I amwe are aware that Iwe may be held liable for it
2 IWe confirm having readbeen explained and understood the contents of the document on policy and procedures of the stockbroker and the tariff sheet
3 IWe further confirm having read and understood the contents of the lsquoRights and Obligationsrsquo document(s) and lsquoRisk DisclosureDocumentrsquo IWe do hereby agree to be bound by such provisions as outlined in these documents IWe have also been informed thatthe standard set of documents has been displayed for Information on stock brokerrsquos designated website if any
Place
Date Signature of the Applicant
(723)
11
M - VPOLICIES APPLICABLE TO CLIENTS OF IDBI CAPITAL MARKETS amp SECURITIES LIMITED (IDBI CAPITAL)
1 REFUSAL OF ORDERS FOR PENNY STOCKSIDBI Capital may at its discretion restrict trading in penny stocks by the clients Penny Stocks for this purpose shallmean those stocks which are highly illiquid and have a low market capitalization due to unsound fundamentals orstocks which have high chances of price manipulationsThe Exchanges from time to time provide a list of such securities categorized as Illiquid Securities IDBI Capital may atits discretion or based on directives of the Exchanges also restrict trading in such illiquid securities from time to timeClients shall not trade in securities placed in the Z group(as notified from time to time by the ExchangesRegulators)Further Intraday trading in securities in the T TS BE or such other group as notified by ExchangesIDBI Capital fromtime to time shall be prohibitedIn addition to the penny stocks restricted securitiesdeemed penny stocks specified by Exchanges from time to timeIDBI Capital may at its discretion prohibit trading in penny stocks and other securities based on market conditionsand internal policies from time to timeIDBI Capital may for this purpose introduce online blocks to prevent the client from placing orders in such penny stocksrestricted securitiesother securities through the Online Trading Platform of IDBI Capital Dealerssub brokersauthorisedperson of IDBI Capital may refuse to execute orders of the clients for trading in penny stocksrestricted securitiesother securitiesFurther in case the client is able to place an order for penny stocksrestricted securitiesother securities through the OnlineTrading Platform or otherwise IDBI Capital may at any time cancel any such order before execution on the ExchangesIDBI Capital shall not be liable for any refusalcancellation of orders for trading in penny stocksother securities and the Clientshall indemnify IDBI Capital in respect of any loss caused to IDBI Capital by virtue of the Client trading in such securities
2 SETTING UP OF CLIENTS EXPOSURE LIMITSIDBI Capital may for the purpose of risk management set exposure limits subject to which the Client may trade insecuritiestake positions in the futures and options segment Such exposure limits may be set upto a pre-determinednumber of times of the Margin (the Multiple) and the quantum of the Multiple shall be decided at the sole option ordiscretion of IDBI Capital Such Multiple may be changed at the discretion of IDBI Capital from client to client dependingon various factors which inter alia include factors like market conditions client profile and financial status of the clientClient shall abide by the exposure limits if any set by IDBI Capital or by the Exchange or Clearing Corporation or SEBIfrom time to timeThe exposure limits set by IDBI Capital do not create any right to the Client and are liable to be withdrawn at any timewithout notice and the client shall bear the loss on account of withdrawal of such limits The client agrees to compensateIDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure given andor withdrawnExposure may (at the discretion of IDBI Capital and to the extent decided by IDBI Capital from time to time) be inter aliaprovided on the following- Cash balance in the ledger to the credit of the Client (after deduction of all withdrawals by the Client)- Any Online funds transfer or hold amount through bank gateway- Beneficiary holdings and collateral holdings (after deduction of applicable hair cuts)- DP free stock and beneficiary stock (after deduction of applicable hair cuts)- Credit received against sale of- securities- Margin amount of open positions (in case of derivatives)In case of sale of Securities such sale may at the discretion of IDBI Capital be provided only to the extent of the availabilityof securities to the account of the client (DP free Stock DP lienhold marked securities beneficiary and collateral stock)Further as may be decided by IDBI Capital from time to time the credit received against sale may be used for furtherpurchases to such extent as may be decided by IDBI Capital from time to timeLimitsExposure provided shall vary based on the intraday profit loss made by the clientExposure limits shall be only against approved securities as decided by the ExchangesIDBI Capital from time to timeand subject to such haircut and valuations as may be decided by IDBI Capital from time to time IDBI Capital may fromtime to time change the applicable hair cut or apply a haircut higher than that specified by the RegulatorsExchangesIn case of derivatives Clients shall be allowed to trade only upto the applicable clientwise position limits set by theExchangesRegulators from time to time
3 RIGHT TO SELL CLIENTS SECURITIES OR CLOSE CLIENTS POSITIONS WITHOUT GIVING NOTICE TOTHE CLIENT ON ACCOUNT OF NON PAYMENT OF DUESThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligationof communicating the same to the Client in the following circumstancesa In case of Margin Trades if the open position is neither squared off nor converted to Delivery by Client(s) within the
stipulated timeb In case of Margin Trades where Mark to Market Loss on the open position has reached the stipulated of the
margins placed with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin orreduce the Mark to Market Loss
MANDATORY
(823)
12
c In all other cases where the margin or security placed by the Client(s) falls short of the requirement or the limitsgiven to the Client(s) have been breached
d where the Client(s) have defaulted on their existing obligation failed to make paymentsdeliver securities to IDBICapital within the stipulated time
The CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Marginsettlement obligations ofthe Client immediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other manner thesecurities already placed with it as Marginlying in the beneficiary account of IDBI Capital or square-off all or someof the outstanding FampO positions of the CLIENT as it deems fit at its sole discretion without further reference to theCLIENT and any resultant or associated losses that may occur due to such square -offsale shall be borne by theCLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in this behalf at all timesAny reference in these terms to sale or transfer of securities by IDBI CAPITAL shall be deemed to include sale ofsecurities which form part of the Margin maintained by the CLIENT with IDBI CAPITALIn exercise of IDBI CAPITALs right to sell securities the CLIENT agrees that the choice of specific securities to besold shall be solely at IDBI CAPITALs discretionThe resultant or associated losses that may occur due to such squaring -offclosing out of position or sale of securitiesshall be borne by the CLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in thisbehalf Such liquidation or close out of positions shall apply to any segmentexchange in which the CLIENT doesbusiness with IDBI CAPITALThe provisions specified herein do not confer any liability on IDBI Capital to square off the clients positions It shall be theresponsibility of the client to pay to IDBI Capital any amount due and payable to IDBI Capital irrespective of whether IDBICapital exercises its right to square off the positions of the client in accordance with the provisions given herein above
4 SHORTAGES IN OBLIGATIONS ARISING OUT OF NETTINGInternal Shortage PolicyIf the client defaults on its existing obligation and in the event the trade has been internally netted off by IDBI CapitalIDBI Capital shall have the right to square off the position of the client to make good the shortages arising thereofThe buyer client may not receive shares on T+2 in case there is an internal shortage situation within IDBI Capital iethe buyer and seller are both IDBI Capital clients and the seller defaults in delivery due to which the buyer may notreceive the shares IDBI Capital may buy in the required quantity in the sellers account and deliver the shares to theBuying Client or IDBI Capital may levy charges on the defaulting seller in either of the following waysi In case of an internal shortage where buy trade and sell trade match the defaulting seller would be debited with
a close rate of auction settlement day + 15 on the close rate of auction settlement day as would be applicable tothe client and the same would be credited to the buyer client
ii In case of partial Exchange Shortage and Partial Internal Shortage in case of Internal Shortage the defaultingseller would be charged proportionately at the rate being the Auction Rate as charged by the Exchange + StatutoryCharges + penal charges as may be decided by IDBI Capital from time to time and the same would be credited tothe buyer client
IDBI Capital shall not be responsible for losses to the Client on account of such square off All losses to the client onthis account shall be borne solely by the client and the Client shall indemnify IDBI Capital in this respect
5 CONDITIONS UNDER WHICH CLIENT IS NOT ALLOWED TO TAKE FURTHER POSITIONS OR BROKER MAYCLOSE EXISTING POSITIONSIDBI Capital shall have the right to refuse to execute tradesallow the client to take further positions in the following circumstances- technical failure- dealing in securities breaching the limits specified by the Exchangesregulators from time to time- securities submitted in physical form for settlement- regulatory restrictionsdirectives- other conditions as specified by IDBI Capital from time to time in view of market conditions regulatory requirements
internal policies etcIDBI Capital shall also have a right to close existing positions of the clients in the abovementioned circumstancesIDBI Capital shall not be responsible for any loss incurred and the client shall indemnify IDBI Capital in this regard
6 TEMPORARILY SUSPENDING OR CLOSING OF CLIENTS ACCOUNT AT THE CLIENTS REQUESTIDBI Capital may at any time temporarily suspend the account of the client based on a request on writing obtained from theclient Trades in the account of the client during the period of such temporary suspension shall not be permittedThe account shall be reactivated only on submission of a written request for reactivation by the clientIDBI Capital may at any time at its sole discretion and without prior notice to the CLIENT prohibit or restrict or blockthe CLIENTs access to the use of the web site or related services and the CLIENTs ability to trade due to regulatoryrequirements prevention of money laundering market conditions and other internal policies
7 DEREGISTRATION OF A CLIENTDeregistration of the clientTermination shall be after giving such notice as provided for in understanding between theclient and IDBI Capital Such deregistrationtermination shall not effect the rights and liabilities of the parties inrespect of the transactions executed before the date of such deregistrationterminationIn addition IDBI Capital may interalia terminate trading facilities due to regulatory requirements prevention of moneylaundering
(923)
13
8 DECLARATION FOR MOBILE NOI hereby designate my mobile number mentioned in the account opening form for giving me any informationalertsmscall I further authorise IDBI Capital Markets amp Securities Limited to send any informationalertsmscall at the said mobilenumber including but not limited to fundamental trading research data trading calls and promotional messages and callsI further declare the abovementioned statement is true and correct
9 CONSENT TO RECEIVE THE STATEMENTS CONTRACT NOTE BY EMAILIWe hereby consent to receive from IDBI Capital Markets amp Securities Ltd (IDBI Capital) the digital contract notes ledgerstransaction statements Demat Statement of accountholding statement(s) and such other correspondence documentsrecords by whatever name called (hereinafter referred to as statement(s)) in electronic form duly authenticated by meansof a digital signature as specified in the Information Technology Act 2000 and the rules made there under at the email idprovided by me to IDBI Capital from time to timeIWe further hereby agree that IDBI Capital shall fulfill the legal obligation if the above Statement(s) are sent electronically tothe email id provided by me from time to timeIn this regard IWe further agree that1 Email sent on the email account provided by meus which have not bounced back shall be deemed to be duly delivered
by meus2 In the event of email sent by IDBI Capital bounces back due to insufficient space in myour inbox or in the event any
network problem occurs IDBI Capital shall in no way be responsible for the same3 IDBI Capital shall not take cognizance of out-of-officeout-of-station auto replies and IWe shall be deemed to have
received such electronic mails4 Such Statements shall be deemed to have been delivered on the day when the email is sent by IDBI Capital5 IDBI Capital shall not be liable or responsible for any Statement received from frauds or impostors or any consequences
thereof6 IDBI Capital shall not be liable for any problem which arises at myour computer network because of myour receiving
any statements from IDBI Capital7 In case of any change in my email id IWe undertake to communicate the same to IDBI Capital through a letter in writing
or (through secured access if any by way of specific user id and password provided to meus by IDBI Capital incase of theonline clients)
8 IWe undertake to check the Statement and bring the discrepancies to IDBI Capital notice within the time period asspecified MyOur non-verification or not accessing the statement on regular basis shall not be a reason for disputing thesame at any time
IWe further agree that IDBI Capital will not be responsible for non-receipt of documents sent via electronic delivery due tochange inincorrect e-mail address correspondence address as mentioned or any other reason which inter-alia includetechnical reasons or malfunction of myour computer systemserverinternet connection etcIWe further agree that IDBI Capital may at its sole discretion also provide such Statement in physical form
(1023)
17
ADDITIONAL TERMS AND CONDITIONS SPECIFIC TO IDBI CAPITAL MARKETS amp SECURITIES LIMITEDThese Terms and Conditions are applicable to Clients availing Stock Broking Services from IDBI Capital Markets amp SecuritiesLimited (IDBI Capital) for Trading on Bombay Stock Exchange Limited (BSE) National Stock Exchange of India Limited andor other Stock Exchange on which IDBI Capital may be registered at any time and as may be availed of by the ClientThese Terms and Conditions ensure smooth operations and enhance transparency in the services offered by IDBI Capital andhence are applicable in addition to the Rights and Obligations of Stock Broker Sub BrokerAuthorised Persons and ClientsThe following Terms and Conditions shall apply to both OnlineOffline Trading services except if specifically mentionedto the contrary herein1 ELIGIBILITY CRITERIA
The Client shall be eligible to avail the services offered by IDBI Capital after completing the registration formalitiesand fulfilling the conditions as prescribed by IDBI Capital from time to time including inter alia as followsa The Client is of sound mind and has the financiallegal capacity to undertake contractualother liabilityb The existenceopening of a bank account and a depository account by the clientc Execution of a Power of Attorney in favor of IDBI Capital for limited purpose use of the Designated Bank DP
accounts (voluntary)d Execution of such other documents and furnishing of particulars as may be required by IDBI Capital from time
to time (Voluntary)On satisfactory verification by IDBI Capital of the information provided by the Client and the fulfillment of all requirementsas stated in sub clauses (a) to (d) above by the Client IDBI Capital shall register the Client for availing the servicesand open its account with IDBI CAPITAL
2 EXECUTION OF ORDERSa) The CLIENT understands that placing an order with IDBI Capital including a market order does not guarantee
execution of the order IDBI CAPITAL has the absolute right to reject any order that may be placed by the CLIENT forany reason whatsoever including for the breach of the requirement of maintaining the prescribed Margin in theCLIENT Account or the Bank account
b) The Exchanges may cancel the trade suo moto without giving any reason thereof IDBI CAPITAL shall be entitled tocancel such trades and or contract note with the CLIENT IDBI CAPITAL shall not be liable for any losses damageor claims on account of such rejection or cancellation of any trade for any reason whatsoever Further IDBI CAPITALmay at its sole discretion subject any order made by the CLIENT to manual review and entry which may causedelays in the execution of the CLIENTs orders In the event of any Exchange levying any monetary finepenaltycharges to IDBI CAPITAL on account of execution of trades as per hisher instructions for any reason the CLIENTagrees to pay-up such finepenalty and costs charges and expenses incurred if any in any proceedings to IDBICAPITAL
c) IDBI Capital will not be responsible for partial execution of orders placed by the Client The Client also agrees that allorders placed by the Client shall be treated as orders for that particular session only In case the Client wants theorders to be carried forward or extended for the day the Client shall communicate the same to IDBI Capital
d) The Client hereby agrees to execute all orders around market prices The Client agrees to ensure that there will beno attempt at price distortion and price rigging made through any means
3 MODE OF PLACING ORDERSOrders shall be placed only by the Client or the Authorised representative of the ClientAll orders instructions shall be placed by the client himself or by an authorized representative duly authorised vide aPoA or other specified authorization The instructions issued by an authorized representatives if any of the CLIENTshall be binding on the CLIENT in accordance with the communication authorizing the said representative to dealon behalf of the said CLIENT In the event of authorized representative being replaced or any authority revoked it shallbe the responsibility of the CLIENT to inform IDBI Capital of the change in writing failing which the CLIENT shall beresponsible for the trade obligations arising out of the actions of both the old representative as well as the newrepresentative If any transaction(s) under this arrangement with IDBI Capital or under any other agreement orotherwise with IDBI Capital hashave been placedexecuted on behalf of the CLIENT by any other person notmentioned above and the same has have been accepted by CLIENT from time to time on the basis of the contractnote(s) bills any other correspondence dispatched communicated to the CLIENT by IDBI Capital and or by partor full settlement of the said transaction(s) by the CLIENT then such transaction(s) shall be deemed to be executedby the person authorised by the CLIENT and the CLIENT hereby agrees to ratify and accept all such or other actionsof such persons and undertakes to meet all obligations arising from these transaction(s)
4 ONLINE TRADINGSECURITY CODES SECURITY PRECAUTIONS AND INFRASTRUCTURE a) Use of CLIENT-ID and Password
The CLIENT agrees that it will be the sole authorised user of the Username Passwords Customer UserIdentification Number telephone Personal Identification Number (T PIN) or other identification or security code(by whatever name called) to be given to it by IDBI CAPITAL to access the online portal or service through IDBICapital website over the telephone or in such other manner as may be permitted by IDBI CAPITAL for availingof the service the CLIENT accepts sole responsibility for use confidentiality and protection of the UsernamePasswords Customer User Identification Number T-PIN or other security code(s) as issued by IDBI CAPITALto the CLIENT from time to time (hereinafter referred to as Security codes) as well as for all orders and
VOLUNTORY
18
information changes entered into the CLIENTs account using such security codes the CLIENT shall ensurethat such security code(s) isare not to be revealed to any third party or recorded in any written or electronic formIf the CLIENT forgets the security code(s) a request for change of such Security code(s) should be sent to IDBICapital in writing On receipt of such a request IDBI Capital shall discontinue the use of the old security code(s)and shall generate a new Security code(s) for the CLIENT which shall be communicated to the CLIENTHowever the CLIENT shall be responsible and liable for all transactions that are carried out by the use of the oldSecurity code(s) Neither IDBI CAPITAL nor any of its officers directors employees agents affiliates or subsidiarieswill have any responsibility or liability to the CLIENT or to any other person whose claim may arise through theCLIENT with respect to any of the circumstances described above
b) Recording of PasswordThe CLIENT shall memorise the Security code(s) and shall not record it in written or electronic form In theevent that the CLIENT does record the Security code(s) in written or electronic form he sheit shall do so at hisherits sole risk and responsibility
c) Responsibility for Use of Security Code(s)Any order entered using the CLIENTs security code(s) either through the web site or through telephone orotherwise is deemed to be that of the CLIENT If third parties gain access to IDBI CAPITALs services through theuse of the CLIENTs security code(s) the CLIENT will be deemed to be responsible for the same and theCLIENT hereby holds harmless and agrees to indemnify IDBI CAPITAL against any liability costslosses ordamages arising out of claims or suits by or against such third parties based upon or relating to such access anduse since the responsibility for such transactions shall be that of the CLIENT The use and storage of anyinformation including without limitation the Password Portfolio information transaction activity account balancesand any other information or orders on the CLIENTs personal computer is at the CLIENTs own risk and is theCLIENTs sole responsibility
d) Communication Equipment of the CLIENTThe CLIENT is responsible for installing and maintaining the communication equipment (including personalcomputers and modems) and telephone or alternative services required at the CLIENTs end and connectivityrequired for accessing and using the web site or related services All communication costs service charges leviesand fees incurred by the CLIENT in accessing the web site or related services will be borne by the CLIENT
e) CLIENTs InfrastructureFor the purposes of these Terms it is presumed that the CLIENT has the necessary and compatible infrastructureready at its end for the purpose of accessing the web site of IDBI CAPITAL or contacting the Trade Over PhoneDeskof IDBI CAPITAL (prior to accessing the services provided pursuant to these Terms) IDBI CAPITAL will not andshall not be under any obligation to assist the CLIENT in installing the required infrastructure or obtaining thenecessary equipment permits and clearances to establish connectivity or linkages to the web site of IDBI CAPITAL
f ) Prevention of Unauthorised UseThe CLIENT will install the necessary built-in safeguards and firewall features and access restrictions toprevent unauthorised use of CLIENTs computer systems or the security codes and ensure that no unauthorisedperson can gain access to the computer systems or such security codes
g) Liability for Incorrect InstructionsThe CLIENT agrees to fully indemnify and hold harmless IDBI CAPITAL for any losses arising from the executionof incorrect ambiguous or fraudulent instructions that got entered through the system at the CLIENTs end Theclient shall be solely responsible for self entering orders at unrealistic prices if so considered by Stock Exchangeand liable for all consequences such as penaltyfine etc levied by stock exchange for such wrongdoing if soconsidered by them
h) Secure Electronic Records and Digital SignaturesIn the event that the certifying authorities and other infrastructure contemplated under the Information TechnologyAct 2000 for ensuring secure electronic records and secure digital signatures is notified by the concernedauthorities and the infrastructure to enable the same is in place IDBI Capital would have the right to require theCLIENT to authorise the various transactions on the web site by means of such secure electronic records andsecure digital signatures and discontinue the usage of the CLIENT password
i) Trade over Phone1) The CLIENT is aware that IDBI Capital offers to its CLIENTS TRADE OVER PHONE SERVICES for
placing orders for buying selling dealing in the securities through trading executives over pre-designatedtelephone numbers The CLIENT can place securities dealing orders through telephone by confirminghis User ID and Telephone personal identification number (T-Pin number) or other identification detailsThe CLIENT shall ensure proper safeguard of the user ID allotted to him and keep his personal detailsconfidential The CLIENT shall within 30 days from receipt of monthly quarterly statement notify IDBICapital in writing of any loss discrepancy or unauthorized use of the CLIENT account user ID Howeverthe CLIENT shall be responsible and liable for all transactions that have been carried out and recorded bythe use of the CLIENT user IDTPin and personal details When any of the above circumstances occurneither IDBI Capital nor any of its officers directors employees agents affiliates or subsidiaries will haveany responsibility or liability to the CLIENT or to any other person whose claim may arise with respect toany of the circumstances described above The client shall maintain confidentiality of the User Id TPINnumber at all times and shall be solely liable for unauthorised use of hisher User IDT-PIN number and allconsequences losses harm injuries caused all times
19
2) In case of Trade over Phone services the CLIENT shall ensure the availability of funds and securities inhis her its accounts which is will be required for meeting hisherits pay-in obligations at the time ofplacing order through phone trading executive IDBI Capital shall not be responsible for any claim lossdamage or compensation arising out of non-availability shortage of funds securities in the CLIENTsaccounts for meeting the pay-in obligations andor for non-execution of order for any reason
5 MISTAKEN ORDERIDBI CAPITAL shall not be responsible for any order that is placed by the CLIENT by mistake Every order that is givenby the client or its authorized representative or entered by the CLIENT through the use of the allotted user name andthe security code(s) shall be deemed to be a valid order for which the CLIENT shall be fully responsible
6 RECONFIRMATION OF CERTAIN ORDERSIDBI CAPITAL reserves the right to reject any order based on its risk perceptions or for any other reason which it isunder no obligation to disclose to the client The CLIENT hereby confirms that he it is aware that IDBI CAPITAL hasprovided on the web site a facility for reconfirmation of orders which are unusual and or large and need to beexecuted using IDBI CAPITAL s discretion These orders are subject to manual review and consequently executionof these orders may be delayed
7 PRICE OF SECURITIESThe CLIENT understands that with respect to any order the CLIENT will get the price at which the order was actuallyexecuted in the market price of which may be different from the price at which the security was trading when theCLIENTs order was placedentered into IDBI CAPITAL s system
8 CANCELLATION OR MODIFICATION OF ORDERSa) The execution of order cancellations or modifications thereof is not guaranteed Cancellation of orders is
possible only if the original order remained pending at the Exchanges Market orders are prone to immediateexecution The CLIENT shall not presume that an order has been executed or cancelled or modified and theCLIENT is required to verify the status of hisits orders
b) Unless otherwise specified by IDBI CAPITAL any order not executed at the end of the day shall stand cancelledterminated
c) Where the Exchange cancels trade(s) suo moto all such trades including the trade(s) done on behalf of theCLIENT shall ipso facto stand cancelled and IDBI CAPITAL shall be entitled to cancel the respective contract(s)with the CLIENT
d) The trade(s) may also be cancelled on account of following reasonsi There may be insufficient bids or offers or suspension of trading due to price limits or circuit breakersii The electronic trading systems either at the exchange or in IDBI CAPITALs offices are vulnerable to temporary
disruptions or failures for technical systematic reasonse) In the event of trade cancellation due to such events or vulnerabilities IDBI CAPITAL shall be entitled to cancel
relative contract(s) with the CLIENT At times due to unforeseen circumstances IDBI CAPITAL may not be ableto execute the desired transactions (either the CLIENTs own transactions or transactions for enforcing marginsas provided in these terms and conditions) on a timely basis IDBI CAPITAL does not accept responsibility for anylosses that the CLIENT may incur on account of such eventualities beyond the control of IDBI CAPITAL
9 MARGINSThe CLIENT shall make available the prescribed initial margin in the form of funds and or in the form of securities(the Margin) with IDBI CAPITAL simultaneously with the opening of the account and prior to commencement oftrading The CLIENT shall be permitted to trade upto a pre-determined number of times of the MARGIN (theMultiple) and the quantum of the Multiple on the margin shall be decided at sole option or discretion of IDBICAPITAL who shall have the irrevocable right to set-off a part or whole of the Margin ie by way of appropriation of therelevant amount of funds or by sale or transfer of all or some of the securities which form part of the margin againstany dues of the CLIENT to meet any of its obligations under these Terms Any reference in these terms to sale ortransfer of securities by IDBI CAPITAL shall be deemed to include sale of securities which form part of the Marginmaintained by the CLIENT with IDBI CAPITAL In exercise of IDBI CAPITAL s right to sell securities under the termsand conditions the CLIENT agrees that the choice of specific securities to be sold shall be solely at IDBI CAPITALs discretion IDBI CAPITAL is permitted in its sole and absolute discretion to collect additional margins (even thoughnot imposed by the Exchange the Clearing House or SEBI) and the CLIENT shall be obliged to pay such marginswithin the time limit stipulated by IDBI Capitala) Margin on Purchase
IDBI CAPITAL may require the CLIENT to deposit interest-free margin in the form of funds Such margin shall bedecided upon by IDBI CAPITAL from time to time on the price of the securities proposed to be purchased
b) Margins on SalesIDBI CAPITAL may require the CLIENT to deposit interest free margin Such margin shall be decided upon byIDBI CAPITAL from time to time on the price of the securities proposed to be sold IDBI Capital may require theclient to deposit shares proposed to be sold upfront
c) Margins in Derivatives ContractsIn the derivative segment the CLIENT is liable to pay an initial margin up-front on or before creating a positionSuch margin shall be decided upon by IDBI CAPITAL and or the Exchange from time to time Furthermore the
20
CLIENT is liable to pay (or receive) daily margins depending on whether the price of the Derivatives contractmoves for or against the position undertaken The CLIENT may also be liable to pay withholding marginsspecial margins or such other margins as are considered necessary by IDBI CAPITAL or the Exchange fromtime to time The client has understood that derivative contracts are margin centric
d) Mark To Market Margin in Derivative ContractsFor derivatives contracts IDBI CAPITAL may prepare the bills on a daily basis and on the dates when transactionis done The CLIENT agrees to pay an upfront margin at the beginning that will be sufficient to cover the marginrequirements If the cumulative Mark to Market (MTM) margin falls short of the margin available in the CLIENTsaccount the CLIENT agrees to heed to IDBI CAPITAL s additional margin calls and agrees to recoup theshortfalldeficit The CLIENT will ensure that margins are adequate at all times and will immediately make goodany shortfall that IDBI CAPITAL communicates
e) Payment through ChequeIn case where the payment by the CLIENT towards the margin is made through a cheque issued in favour of IDBICAPITAL any trade(s) would be executed by IDBI CAPITAL only upon the realisation of the funds of the saidcheque or at the discretion of IDBI CAPITAL The CLIENT agrees to mention his CLIENT code along with hisname on the reverse of any instrument through which he makes the payment to IDBI CAPITAL
f) Margin in form of SecuritiesThe CLIENT may place margin with IDBI CAPITAL in the form of securities as approved by IDBI CAPITAL Suchsecurities may at the discretion of IDBI CAPITAL be marked as lien in favour of IDBI CAPITAL from the depositoryaccount of the CLIENT or such securities may be placed in a separate depository account of IDBI CAPITALIDBI CAPITAL may at its own discretion treat the securities lying in the Brokers beneficiary account of IDBICapital in which securities are kept on behalf of the client as margin where the CLIENT has issued a Power ofAttorney in favour of IDBI CAPITALThe CLIENT may place deposit only those securities which are acceptable to IDBI CAPITAL If at any time aparticular security ceases to be on the list of approved securities the CLIENT shall provide other securities asmay be required in place of such security forthwith The CLIENT agrees and authorises IDBI CAPITAL todetermine the market value of securities placed as Margin after applying a haircut that IDBI CAPITAL deemsappropriate The CLIENTs positions are valued at the latest market price available (marked to market) on acontinuous basis by IDBI CAPITAL The CLIENT undertakes to monitor the adequacy of the collateral and themarket value of such securities on a continuous basis If due to price fluctuations there is erosion in the valueof the margins the CLIENT agrees to replenish recoup any shortfall deficit in the value of the Margins immediatelywhether or not IDBI CAPITAL intimates such shortfall
g) Type of MarginIDBI CAPITAL may at its sole discretion prescribe the payment of Margin in the form of funds instead of securitiesThe CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Margin in the form of fundsimmediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other approved manner thesecurities already placed with it as Margin or square-off all or some of the outstanding FampO positions of theCLIENT as it deems fit at its sole discretion without further reference to the CLIENT and any resultant orassociated losses that may occur due to such square -offsale shall be borne by the CLIENT and IDBI CAPITALshall be fully indemnified and held harmless by the CLIENT in this behalf at all times
h) Shortfall in margins and other provisionsi If paymentsecurities towards the Margin or shortfall in Margin is not received instantaneously to enable restoration
of sufficient Margin in the CLIENTs account all or some of the FampO positions of the CLIENT as well as thesecurities of the CLIENT in the possession or control of IDBI CAPITAL may be liquidated by IDBI CAPITAL at itssole discretion without any reference or prior notice to the CLIENT The resultant or associated losses that mayoccur due to such squaring -off or sale of such securities shall be borne by the CLIENT and IDBI CAPITAL shallbe fully indemnified and held harmless by the CLIENT in this behalf Such liquidation or close out of positionsshall apply to any segmentexchange in which the CLIENT does business with IDBI CAPITAL
ii The CLIENT is responsible for all orders including any orders that may be executed without the requiredMargin in the CLIENTs account If the CLIENTs order is executed despite a shortfall in the available Marginthe CLIENT shall whether or not IDBI CAPITAL intimates such shortfall in Margin to the CLIENT instantaneouslypay and make up the shortfall either through delivery of shares in the event of a sale or credit the requiredfunds in the Bank account via wire transfer or personal cheque cashiers bankers cheque or accounttransfer or any other approved mode as may be required by IDBI CAPITAL
i) AMENDMENT IN MARGINSAny amendment in the percentage of margins as required to be maintained under these Terms and Conditionsshall be intimated by IDBI CAPITAL to the CLIENT over the telephone and in writing and by posting the details onits website The CLIENT is required to make payment replenish the shortfall in such margins if any on demandof the same by IDBI CAPITAL or otherwise immediately
10 EXPOSURE LIMITSThe CLIENT agrees to abide by the exposure limits if any set by IDBI Capital or by the Exchange or ClearingCorporation or SEBI from time to time Such limits do not create any right and are liable to be withdrawn at any time
(1223)
21
without notice and the client shall bear the loss on account of withdrawal of such limits The client agrees tocompensate IDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure givenandor withdrawn
11 IDBI CAPITALS RIGHT TO SQUARE-OFFThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligation ofcommunicating the same to the Client in following circumstances In case of Margin Trades if the open position is neithersquared off nor converted to Delivery by Client(s) within the stipulated time In case of Margin Trades where Mark to MarketLoss on the open position has reached the stipulated as per the applicable laws rules and regulations of the marginsplaced with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin or reduce the Mark toMarket Loss In all other cases where the margin or security placed by the Client(s) falls short of the requirement or wherethe limits given to the Client(s) have been breached or where the Client(s) have defaulted on their existing obligationClient(s) agree that although the auto square off trigger point is pre-defined subsequent to which IDBI Capital couldexercise its discretion to carry out the square-off within a reasonable period of time the actual execution could happen ata price different from the trigger point and the Client(s) agree to bear the loss based on actual executed priceIDBI Capital shall also have the right to cancel any or all open order requests andor close any or all outstandingcontracts Client(s) understand that in case the Auto Square off does not take place due to certain reasons like priceband or any technical grounds or any other grounds then IDBI Capital shall at its discretion exercise the option of CD(Convert to Delivery) If CD also fails due to non-availabilityshortage of Demat shares then for the open sale positionthe Client(s) will have to face auction or close out as per the rules of the concerned Exchangeas decided by IDBICapital Consequently Client(s) will be responsible for any resulting losses and all associated costs includingpenalty levied by the Exchange If CD also fails due to insufficient fundsno funds then for the open buy position theshares will not be delivered to the Client(s) and IDBI Capital will liquidate the shares anytime and the Client(s) will beliable for any resulting losses brokerage and all associated costs incurred by IDBI Capital IDBI Capital reserves theright to square off any open margin positions if the current market price breaches a specified percentage as per theapplicable laws rules and regulation when compared with the previous days closing price for that scrip
12 CLOSE OUTa In case of Purchases
Notwithstanding the margin position in case of purchase on behalf of CLIENT the CLIENT authorises IDBICAPITAL to close out the transactions by selling the securities in case the CLIENT fails to make full payment toIDBI CAPITAL for the execution of the contract within two days of trade execution or before pay-in-day (as fixedby stock exchange for the concerned settlement period whichever is earlier unless the CLIENT already has anequivalent credit with IDBI CAPITAL The loss incurred in this regard if any will be met from the margin moneyof the CLIENT The CLIENT agrees to make good the shortfall if any immediately on being intimated of theshortfall by IDBI CAPITAL
b In case of SaleNotwithstanding the margin position in case of sales on behalf of CLIENT the CLIENT authorises IDBI CAPITAL toclose out the contract by effecting purchaseseffecting close out at IDBI Capitalrsquos descretion If the CLIENT fails todeliver the securities sold with valid transfer documents within 24 hours of the trade execution or before delivery day(as fixed by stock exchange authorities for concerned settlement period or such other date as agreed to by theClient and IDBI Capital in accordance with the extent of regulations and statutory provisions whichever is earlierLoss on transaction if any will be deductible from the margin money of the CLIENT The CLIENT agrees to makegood the shortfall if any immediately on being intimated of the shortfall by IDBI CAPITAL
c Non payment of margin and other amounts Without prejudice to IDBI CAPITALs other rights (including the right to refer a matter to arbitration) IDBI CAPITALshall be entitled to liquidate close out all or any of the CLIENTs positions for non-payment of margins or otheramounts outstanding debts etc and adjustset offappropriate the proceeds of such liquidation close out if anyagainst the CLIENTs liabilities obligations Any and all losses and financial charges on account of suchliquidation closing out shall be charged to and borne by the CLIENT
d Client(s) agree that IDBI Capital has full and complete discretion to square off liquidate the purchasesaleintraday overnight or any other position of the client(s) The client(s) agrees confirms and admits that he shallbe aware and in the know of all his positions at all times
e Lien on Clients AccountAll investment products now or hereafter held carried or maintained by IDBI Capital in their possession orcontrol for any purpose in or for the benefit of any of clients accounts now or hereafter opened including anyaccounts in which client may have an interest shall be subject to a lien in favour of IDBI Capital for the dischargeof all indebtedness and clients other obligation to IDBI Capital which are held by IDBI Capital as security for thepayment of any liability or indebtedness of clients to IDBI Capital in any of said accounts Client authorizes IDBICapital to transfer the investment products and other securities so held from or to any of the clients account withIDBI Capital whenever in the judgment of IDBI Capital it is considered that such transfer is necessary for theprotection of IDBI Capital In enforcing IDBI Capitals lien IDBI Capital shall have the right and discretion todetermine which investment product and securities are to be sold and which contractsrsquo position are to beclosed In the event of a breach or default by Client under these Terms and Conditions IDBI Capital shall haveall rights and remedies available to a secured creditor under all applicable law in addition to the rights recourseand remedies provided herein
22
13 CORPORATE BENEFITS SETTLEMENT CYCLESThe CLIENT accepts responsibility of knowing the status of all corporate benefits like rights and bonus issuesdividends and stock splits of shares that heit intends to trade or which are held in hisit account The CLIENTaccepts responsibility for knowing the correct ISIN Numbers of the shares in his its account and the eligibilityvaliditygenuineness of the shares to meet share pay in obligations to the ExchangeClearing Corporation whetherreceived by way of purchase rights bonuses stock split off market transfers or otherwise
14 TRADE CONFIRMATIONIDBI CAPITAL shall send the trade confirmation to the CLIENT in the form of contract note cum bill or otherwise via maile-mail fax courier Registered AD or otherwise at the postal address telephone fax Nos e-mail addresses intimatedby the CLIENT to IDBI CAPITAL The CLIENT understands that it is clientrsquos responsibility to review or check verify thetrade confirmations the details in the contract notes the bills or statements of account immediately upon their receiptall information particulars trades contained therein shall be binding upon the CLIENT if the CLIENT does not objectin writing to any of the contents preferably within 30 days from receipt of monthly quarterly statement In all cases IDBICAPITAL reserves the right to determine the validity of the CLIENTs objection to the transaction The CLIENT agreesthat IDBI CAPITAL will not be responsible for the non- receipt of the trade confirmation due to any change in the detailscorrespondence address of the CLIENT not intimated to IDBI CAPITAL in writing Further the Client understands that incase of any non compliance of the Bye-Laws rules and regulations as laid down by SEBIExchanges andor theDepository and for any other matter that may be decided by IDBI Capital from time to time IDBI Capital may chargepenalty on the Client Such penalty amount shall be directly debited to the Clients account The Client authorizes IDBICapital to debit hisher trading account for the amount of penalty charged in hisher demat account with IDBI Capital
15 DELAYED REPORTING OF TRANSACTIONSi) If trades or transactions are reported late to IDBI CAPITAL on account of any problems at the Exchange or for any
reason the CLIENT in turn will be subject to late reporting of transactionsii) In addition any errors reported whatsoever to the CLIENT for any reason whatsoever will stand subsequently
corrected to reflect the transaction that was effected in the market16 PAY-INPAY-OUT OF SECURITIES FUNDS
A The CLIENT agrees that IDBI CAPITAL shall not be obliged to deliver any securities or pay any money to theCLIENT unless and until the same has been received by IDBI CAPITAL from the Exchange the ClearingCorporation House or the concerned Mutual Fund or other company or entity liable to make the paymentUnless IDBI CAPITAL otherwise determines and subject to IDBI CAPITAL s rights to set off and other rights asmentioned in these Terms and Conditions and other documents executed by the Client with IDBI Capital thesecurities to be delivered by IDBI CAPITAL to the CLIENT pursuant to the CLIENTs purchase transactions shallbe credited to the designated depository account of the CLIENT and the sale proceeds to be paid by IDBICapital to the CLIENT shall be deposited to the designated Bank account of the CLIENT
B In case of purchase of securities by the CLIENT at times IDBI CAPITAL may be unable to deliver the securitiesto the said purchaser on the pay-out day due to non receipt of the securities from the stock exchange(s) or incase of non receipt of the said securities from another CLIENT of IDBI CAPITAL who has sold the securitiesagainst the said purchase transaction In cases of such short delivery the securities shall be delivered to thepurchaser as per the policy of the Company as amended from time to timeClient hereby authorize IDBI Capital to movetransfer funds from anyall its accounts and or payouts resulting onaccount of sale of shares and securities andor payouts due to settlement closing of contracts andor marginrefunds from cashcapital market andor FampO of BSE andor NSE and adjust transfer set-off and appropriate thesame towards debit balances in the Clients accounts of cashcapital market andor FampO segment of BSE andor NSE and debit balances in depository account andor any other debits andor payments Further the Clientauthorised IDBI Capital to do the transfer either by passing a journal entry (backed by actual fund transfer) in itsbooks of accounts of the respective section department andor physical exchange of cheques
C At all times the CLIENT agrees to make the payment of funds only in the name of IDBI CAPITAL titled IDBI CapitalMarkets amp Securities Limited vide fund transferaccount payee cheques demand drafts or by any other permittedmodes with details of the CLIENT code and the name of the CLIENT mentioned on the reverse of the instrument
D At all times the CLIENT agrees to transfer the securities only to the designated depository account of IDBI CAPITALE The CLIENT agrees that IDBI CAPITAL shall not be responsible for any loss damages in respect of any funds
securities which are deposited transferred to any account other than that of IDBI CAPITALs designatedaccount under these Terms and Conditions
F In the eventuality of the CLIENT receiving shares in his demat account by mistake or for any reason (which he issupposed to have not received) the Client is liable to return such securities and or compensate IDBI CAPITAL
17 DELAYED PAYMENTNotwithstanding anything contained in these presents in case of any amounts which are overdue from the CLIENTtowards trading either in the cash or derivative segments includes all types of margins pay-in obligations or on accountof any other reason to IDBI CAPITAL the client will be charged delayed payment charges on the amount outstanding atthe rate of 006 per day (calculated on 365 days basis) or such other rate as may be determined by IDBI CAPITAL withreasonable notice and mutual consent by the client in writing ampor the securities lying with IDBI CAPITAL shall be soldThe CLIENT hereby authorises IDBI CAPITAL to directly debit the same to the account of the client on a daily basis oras agreed to with the CLIENT from time to time The CLIENT also agrees that any amount overdue from him (includingthe interest on delayed payment) shall be adjusted by IDBI CAPITAL from dues owed to the CLIENT The clientundertakes to make payment of such delayed payment charges charged without delay
23
18 INFORMATION OF DEFAULT IN PAYMENT DELIVERYInformation of default in payment delivery and related aspects by a CLIENT shall be brought to the notice of therelevant stock exchange(s) In case where defaulting CLIENT is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of director(s) promoter(s) partner(s) proprietor as the case may beshall also be communicated to the relevant stock exchange(s)
19 CONDITIONS FOR FampO TRANSACTIONSa The Client understands and is aware of risks in FampO trading which carry a significant risk of substantial loss
Further the client is aware that given the leverage involved the losses can occur and multiply rapidly potentiallyexceeding client funds (including securities deposited) deposited and collaterals credit balance if any formargins or for any other purpose or earmarked as risk capital
b The client is forewarned that IDBI Capital Markets amp Securities Ltd does not and can not guarantee that risksassociated with hishertheir trading in FampO Segment can be limited minimized or eliminated IDBI CapitalMarkets amp Securities Ltd in no way assumes any responsibility for monitoring hishertheir exposure openpositions margins deposits losses or changes in hishertheir net worth
c The client undertakes that the Client shall ensure that heshethey receive contract notes bills and ledgeraccount etc documents regularly from IDBI Capital Markets Services Ltd Further client shall ensure andconfirm that heshethey will read understand and verify the contents of these and other documents relatingto FampO transactions carried out in hishertheir names and codes promptly and on a daily basis Client shallremain proactive vigilant watchful and careful in regard to all aspects of FampO trading and payments ofmargins mark to market losses and debit balances in the ledger account verification thereof and other duesand prompt - in bringing hishertheir grievances if any IDBI Capital agrees confirms and admits that in nosituation the client shall hold IDBI Capital Markets amp Securities Ltd and its directors employees andor itsrepresentativesassociates responsible liable and accountable for anything and IDBI Capital Markets ampSecurities Ltd and its directors employees andor its representativesassociates before any authority courtetc shall always stand absolved from any liability claim loss harm injury counterclaim damages andclaim of such nature except for any fraud or malafide on account of IDBI Capital
d Client shall daily keep track of hishertheir FampO positions exposure movement in prices intra day marginsmark to market losses profits collaterals values etc working when live trading sessions are on or otherwisealso and at no time blame IDBI Capital Markets amp Securities Ltd for not communicating the client anyinformation or not making any call to client in any situation - ordinary or extra - ordinary Client understandsthat time and full payments of mark to market lossesmargins are the essence of FampO transactions settlementClient accepts full responsibility for hishertheir decisions to trade in FampO Segment and all consequencesthereof in all scenarios and at all times
e Client understand that in the event of IDBI Capital granting any accommodation in any manner in the matter of clientsdues margin collaterals carry forwardrollover etc the client shall not raise a groundobjection of such favours availedby client in any proceeding - civil andor criminal - between client and IDBI Capital Markets amp Securities Ltd
f Client is made aware of all F amp O transactions working (including margin mark to market losses) anddocumentation and client understands the documents including contract notes bills margin related documentsledger account etc Client clearly knows that in case of deficit shortfall in margin mark to market losses debitbalances etc dues at any point of time in clients account IDBI Capital Markets amp Securities Ltd shall be entitledto square - off close - out liquidate clients outstanding F amp O positions without even informing client (as clienthave voluntarily undertaken to keep track of hishertheir F amp O positions and obligations thereof as aforesaid) atany time at their sole discretion Client undertakes assures and promises IDBI Capital Services Ltd to pay - upall hishertheir dues losses debit balances in time and when called upon which are accounted in clientsaccount the Client shall fully indemnify IDBI Capital Services Ltd and hold it harmless at all times
20 STOCK BROKER CLIENT COMMUNICATIONa Form of Communication
Documents which may be sent by physicalelectronic delivery between the parties may be in the form ofpersonal delivery courier post an electronic mail (including any auto replies from the system of IDBI CAPITAL)an electronic mail attachment and in the form of an available download from the web site IDBI CAPITAL shallbe deemed to have fulfilled any legal obligation to deliver to the CLIENT any such document if sent via personaldelivery courier post electronic delivery or any other approved mode
b Communication of Documents(i) IDBI CAPITAL shall send to the CLIENT by personal delivery courier post electronic means or any other
approved mode the contract notetrade confirmations of the trades executed bills and account statementsor such other data relating to his trading account with IDBI CAPITAL IDBI CAPITAL will not be responsiblefor non-receipt of documents sent via courier post electronic delivery or any other approved mode due tochange in the address of the CLIENT which is not intimated to IDBI CAPITAL
(ii) IDBI CAPITAL may at any time amend the margin requirements the list of approved securities acceptedas marginetc by modifying or rescinding any of the existing provisions or conditions or by adding any newprovision or condition on its web site IDBI CAPITAL shall not be required to communicate any modificationor rescission individually to the Client either through physical or electronic form and any separate noticeof amendment or modification is deemed to be waived by the Client The continued use of the services ofIDBI CAPITAL after such notice will constitute acknowledgment and acceptance of such amendment
24
(iii) The Client hereby agrees that the Ledger Statements in respect of transactions entered into on the CashSegment of the Exchanges will be combined for the purpose of convenience of IDBI Capital and for theClients convenience and the payments received and paid by IDBI Capital will be appropriated on a first ndashin- first out basis
c Terms and Conditions for receipt of documents by the Clients in electronic form(i) The Client agrees to provide IDBI Capital with his correct e-mail ID in the account opening documents or
as intimated by the client to IDBI Capital in writing IDBI Capital shall send the documents contract notestransaction statements etc to the e-mail ID as provided by the client IDBI Capital shall not be responsiblefor e-mails sent to any wrong e-mail ID provided by the client and such documents contract notestransaction statements shall be deemed to be received if sent to the e-mail ID provided by the Client
(ii) The CLIENT understands that it is his herits responsibility to open e-mail account review upon firstreceipt whether delivered to CLIENT by mail by e-mail (including any auto replies from the system of IDBICAPITAL) other electronic means or all confirmations statements notices contracts bills and othercommunications All information contained therein shall be binding upon the CLIENT if the CLIENT doesnot object either in writing or via electronic mail in all cases IDBI CAPITAL reserves the right to determinethe validity of the Clients objection to the transaction Non verification by the Client or not accessing thedocuments on a regular basis shall not be a reason for disputing the same at a later date
(iii) Should the Client experience any difficulty in opening a document electronically delivered by IDBI CapitalIDBI Capital may on receipt of intimation from the Client in that behalf make the required delivery by anyother electronic means (e-mail fax electronic mail attachment or in the form of an available downloadfrom the back-office website) or in paper based format Failure to advise IDBI CAPITAL of such difficultypreferably within 24 hours from the date of execution of the trade shall serve as an affirmation that Clientwas able to receive and open the said document
(iv) In the event the client opts to receive contract in electronic form the Client agrees not to receive thecontract notes in paper form from IDBI Capital Provided however that in case when IDBI CAPITAL is notable to provide Contract Note to its Clients through (web based) electronic medium due to any unforeseenproblems IDBI Capital shall ensure that the contract note reaches to the Client in physical form as per thetime schedule stipulated in the Bye-Laws Rules and Regulations of the Exchanges
(v) IDBI Capital agrees that in case of receipt of bounced back notification from all the e-mail ids IDBI Capitalshall make the required delivery in paper based format immediately thereafter
(vi) The Client agrees that IDBI Capital will not be responsible for non receipt of documents due to change inincorrect email address provided by the Client for the purpose or for any reason which inter alia includeinsufficient space in the inbox of the Client technical reasons or malfunction of the Clientrsquos computersystemserverinternet connection etc It shall be the responsibility of the Client to intimate to IDBI Capitalof any change in the Clients e-mail address
(vii) IDBI Capital shall not be liable or responsible for any statement received from frauds or impostors or anyconsequences thereof
(viii) The Client is also aware that IDBI Capital duly posts the contract notesother documents (as decided byIDBI Capital) of the respective clients on the website also and that the same can be accessed by the Clienton the website with the help of the Security Code given to the Client by IDBI Capital
d Change of AddressUnless the CLIENT informs IDBI CAPITAL of the change of the address for communication in writing along withthe address proof all notices circulars communication or mail sent to the existing address shall be deemed tohave been received by the CLIENT
e Notices PoliciesCertain policies andor procedures may be further outlined on IDBI CAPITAL s web site and materialliteratureand frequently asked questions (FAQs) provided to the CLIENT Through the use of IDBI CAPITAL s web siteand services the CLIENT agrees to be bound by any and all such notices policies (including password policy)and terms of doing business
21 POWER OF ATTORNEYA client may execute a Power of Attorney for operations in the form provided to the client from time to time which wouldbe in accordance with the guidelines prescribed by SEBI Exchanges
22 INACTIVE AND DORMANT ACCOUNTSThe CLIENT agrees that if there are no debit transactions in its account for the continuous period of 6 months it willbe treated as an inactivedormant account It may be activated in accordance with the policy of IDBI Capital
23 ARRANGEMENT WITH RELATIONSHIPS BANKSIDBI CAPITAL has relationship with one or more banks (the Relationship Banks) The web site of IDBI CAPITAL has apayment window through a link to the web site of the Relationship Bank which provides the facility In such a case theCLIENT could make the payment for securities purchased by himherit by crediting the purchase amount (along withthe indicated brokerage amountother charges) directly to the account of IDBI CAPITAL with the Relationship Bank bymeans of a fund transfer Similarly in the case where the CLIENT makes an order for sale of securities IDBI CAPITAL
(1323)
25
would credit the account of the CLIENT with the Relationship Bank by means of a fund transfer on the pay-out date of therelevant Exchange on which the sale transaction is carried out IDBI CAPITAL expressly states that the payment gatewaymechanism is a service offered by the Banks with whom IDBI CAPITAL has established relations for facilitating thetransfer of funds between the CLIENTs account and IDBI CAPITALs account IDBI CAPITAL expressly excludes liabilityfor consequential loss or damage or loss of profit business revenue goodwill or anticipated savings which may arisein respect of (I) the payment gateway services offered by such Banks (ii) the Payment Mechanism
24 CONDITIONS GOVERNING AVAILMENT OF OTHER SERVICES PROVIDED BY IDBI CAPITAL TRADING INSECURITIES OTHER THAN ON THE FLOOR OF THE STOCK EXCHANGEa) The Client shall authorize IDBI Capital by executing a Power of Attorney in favour of IDBI Capital to execute
instructions of the Client or its authorized representative with regard to the transactions All instructions given bythe Client its authorized representative shall be binding on the Client IDBI Capital may furnish certified copy ofthe Power of Attorney and other documents on behalf of the Client to the Company Registrar Mutual Fund orany third party
b) The Client agrees that the instructions with regard to the transactions may be in the Clients sole name or in thename of the Client jointly with other persons
c) The CLIENT undertakes to read and understand all the relevant offer documents and addenda thereto andterms and conditions of all schemes of all mutual funds other securities including Initial Public OfferingsRights Issue Buy Back Offers etc offered through IDBI Capital website before entering into any transactionsthrough IDBI Capital and agrees to abide by the terms conditions and rules and regulations as applicable fromtime to time IDBI Capital will not be held responsible for any of the information containedomitted from anyrelated documents
d) IDBI Capital or the concerned Mutual Fund Issuer or their respective registrars shall entertain ONLINEtransactions requests and or requests made through telephone in the manner provided under these Termsand Conditions
e) IDBI Capital may refuse to act on any instructions unless they are given in the manner and form acceptable toIDBI Capital However IDBI Capital shall have no responsibility to determine the authenticity of any instructionsgiven or purported to be given by the Client The Client shall not hold IDBI Capital liable on account of IDBICapital acting in good faith on instructions given by the Client or its authorized representative
f) IDBI Capital may at its discretion not to carry out the Clients instruction when IDBI Capital has reasons to believe(which discretion of IDBI Capital the Client shall not question or dispute) that the instructions are not genuine orare otherwise improper unclear raise a doubt IDBI Capital shall not be liable if any instructions are not carriedpartly carried out for any reason whatsoever
g) In case of Mutual Funds the Client agrees and acknowledges that IDBI Capital shall provide the facilities asprovided in these Terms and Conditions only in respect of the select Mutual Funds with whom IDBI Capital hasentered into a separate arrangement
h) The Client shall ensure that the transactions through IDBI Capital are executed in accordance with the applicablelaws byelaws rules and regulations governing the specific investment product IDBI Capital may from time totime impose and vary limits on the orders which the Client may place including but not limited to exposurelimits turnover limits and limits as to numbers The Client agrees that IDBI Capital shall not be responsible forany variation or reduction that may be deemed necessary by IDBI Capital based on its risk perception and otherrelevant factors
i) The Client agrees and understands that the folio number of the Client in respect of the Mutual Fund schemesshall be received by IDBI Capital from the Asset Management Company
j) The Client agrees that the Client shall not without prior intimation amp acknowledgement of IDBI Capital dealliase with the issuer companymutual fundasset management company or its respective registrar in respect ofthe services availed under this arrangement
k) For change of address and personal details of the CLIENT the CLIENT shall send a letter or fax to IDBI Capitalsigned by all the co-holders
l) The CLIENT is requested to check up the personal and bank related details provided by him Neither IDBICapital nor any of the Mutual Funds Issuers chosen shall accept any liability which may arise as a consequenceof the erroneous information provided by the CLIENT
m) Further any change in the details of the Client including but not limited to the Demat account Bank AccountAddress shall be first intimated to IDBI Capital who may in turn liaise with the Issuer Company Mutual FundAsset Management Company or its respective Registrars to update such changes The Issuer Company Mutual Fund Asset Management Company or its respective Registrars may reject such requests and in such anevent IDBI Capital shall not be liable for any such rejection
n) The Client further agrees that the Client shall not close change the details of the Demat account Bank accountwithout prior notification to IDBI Capital and the Client agrees that IDBI Capital may instruct the DepositoryParticipant Bank of the Client to reject any such request received from the Client
o) The Client acknowledges that the purchase application instructions shall be processed by IDBI Capital onlyafter sufficient funds to cover the purchase application price and other costs and charges are received by theIDBI Capital
26
p) If after execution of any transaction it is for any reason found that IDBI Capital has not been provided withsufficient funds by the Client the Client shall pay the deficient amount to IDBI Capital forthwith on demandfailing which IDBI Capital may (but shall not be bound to) square up the transaction at any time at the Clientssole risk and cost Any loss arising on such squaring up will be borne solely by the Client and the Client shall payto IDBI Capital the additional amount that may be payable by the Client IDBI Capitals demand being conclusive
q) The Client declares and confirms that the amount being invested by the Client either directly or through itsPower of Attorney holders in any schemes of all mutual funds or other securities including but not limited toInitial Public Offerings Public Offers Rights issue and Buy Back offers is obtained through legitimate sourcesand is not held or designed for the purpose of contravention of the provisions of any Act Rules and Regulationsor any statue or legislation or any other applicable Laws or any Notifications directions issued by any Governmentalor Statutory Authority from time to time
r) In case the Client is a Non-resident Indian the Client confirms that the funds are remitted from abroad throughapproved banking channels or from the NRE NROFCNR account
s) In case of Mutual Fund the units of schemes shall be allotted redeemed or switched as the case may be at theNet Asset Value prevalent on the date of the application if the application for purchase redemption or switch isreceived by the Fund before the cut -off time as specified on the web site and consistent with terms of theScheme IDBI Capital shall take all necessary action to ensure that the NAV allotted is the NAV applicable on thedate of the transaction However IDBI Capital shall not be liable for any loss that may arise to the CLIENT as aresult of the correct NAV not being allotted to the CLIENTs transactions on the web site Any request falling dueon holiday would be processed on the next business day and respective NAV would be applicable as per theMutual Funds offer documents
t) In case of other securities the order for purchase sell offer under Buy Back etc shall be accepted by IDBICapital only if the same is received by the cut off timedate as indicated on the website and consistent with theterms of the offer
u) The CLIENT can access and view hisher its transactions on the web site and take printouts of relevantdocuments The physical copy of the transactions statement or the account statement shall be sent only onrequest to the CLIENT
v) The Client agrees and acknowledges that after the first purchase transaction in any Mutual Fund the Client maynot be permitted to transact till the folio number is allotted
w) IDBI Capital does not accept any liability for delay in processing time at the Mutual Funds Issuer or Registrarsend
x) It is explicitly stated herein that the services offered in respect of Mutual Fund schemes Offer Documents otherschemes by IDBI Capital should not be considered to have been recommended by IDBI Capital
y) The Client further agrees that IDBI Capital shall not be held responsible for non-allotment of securities eitherfully or partly to the Client for any reason whatsoever IDBI Capital shall not be held responsible in case due tosome reason the bidapplication revision instructions sent by the Client is not received by it or if the bid application revision could not be uploaded to the Stock Exchange or could not be sent to the BankersRegistrar to the issue
z) IDBI Capital shall not be held responsible for non - receipt delay in incorrect receipt of fund if any from theRegistrar Company IDBI Capital shall not be held responsible for incorrect Tax Deduction at Source (TDS) bythe Registrar company if applicable or for non-receipt or delay in incorrect receipt of TDS Certificate if anyfrom the Registrar CompanyMutual Fund
aa) IDBI Capital shall not be liable for any loss or damage caused by reason of failure or delay of the mutual fund todeliver any units purchased even though payment has been made for the same or failure or delay in makingpayment in respect of any units sold though they may have been delivered
bb) For all services provided by IDBI Capital for trading in securities other than on the floor of the Stock ExchangeIDBI Capital shall act on best effort basis to process applications made by the Client IDBI Capital shall not beliable for any loss direct or indirect caused due to delay in processing of application or any other reasonwhatsoever
cc) The Client understands that the corporate actions including but not limited to Dividends declared by the IssuerCompany Mutual Fund shall be directly paid by the Issuer Company Mutual Fund to the Client
dd) IDBI Capital shall also not be liable to the Client for any delay failure or refusal of the Mutual Fund any IssuerCompany Corporation or other body in registering or transferring units to the names of the Clients of for anyinterest dividend or other loss caused to the Client arising there from
ee) The Client agrees to provide IDBI Capital with any confirmation declaration or any other document that theconcerned Issuer Asset Management Company or any other entity may from time to time require IDBI Capitalto collect from the Client in respect of the services offered under this arrangement
ff) IDBI Capital shall not be responsible for any changes in the data of any scheme as carried out in the Offerdocument or any other documents material issued by Asset Management company Issuer Company MutualFund
gg) Neither IDBI Capital nor any of the Mutual Funds nor the Issuer shall be liable for any failure to perform itsobligations to the extent that such performance has been delayed hindered or prevented by systems failuresnetwork errors delay or loss of data due to above and in circumstances of acts of God floods epidemicsquarantine riot or civil commotion and war
27
hh) IDBI Capital shall provide its services on a best efforts basis However IDBI Capital shall not be liable for anysystemequipment failure or for any loss damage or other costs arising in any way out offori System failure including failure of ancillary or associated systems or fluctuation of power or other acts of
Godforce majuereii Accident transportation neglect misuse errors frauds of the CLIENTs orhis agents or any third party oriii Any fault in any attachments or associated equipments of the CLIENTiv Any incidental special or consequential damages including loss of profitv The Client hereby authorises IDBI Capital to use the balance in the Clients trading account maintained
with IDBI Capital for the purpose of investments in such transactions and similarly to use the balance insuch Investment Account for setting off the debits in Clients Trading Account or otherwise on the basis ofClients instructions from time to time
25 PREVENTION OF MONEY LAUNDERINGa The Client confirms and understands that the tradingdemat account is opened for tradinginvestment in stock marketb The Client has read and understood the Prevention of Money Laundering Act (PMLA) 2002 Rules Circulars
made there under amp IDBI Capitalrsquos Policy for Prevention of Money Launderingc The Client agrees to abide by the Prevention of Money Laundering Act 2002 Rules Regulations there under
circulars press release KYC Norms and Policy as and when made applicable issued by any regulatoryauthority as formed there under from time to time
d The Client shall provide with all necessary information and details as required by IDBI Capital from time to timee The Client agrees that heshethey are not a person of a suspicious background or having links with any known
criminals and the Client is not involved or indulged knowingly or assist directly or indirectly in any process oractivity connected with the proceeds of crime nor is a party to it
f The Client agrees that heshethey neither involved nor have indulged knowingly or assisted directly or indirectlyin projecting any proceeds of crime as an untainted property
g The funds utilizedproposed to be utilized for the purpose of investment have been derived through propermeans and does not involve any black or hawala money in any manner
h The transfer of fundssecurities from the account maintained in the account shall be from known source and theClient shall provide clarification to IDBI Capital on request
i The Client shall be responsible for any transactions taking place in hishertheir accountj The Client shall intimate the principal officer of IDBI Capital as well as the concerned authority on knowing of any
suspicious transactions or having obtained any material which is having any link with any crime or proceeds of crimek The Client shall provide to IDBI Capital on an annual basis income and other financial details including a copy
of income tax return file with the Income tax department or any other relevant document as required by IDBICapital from time to time
l The Client agrees undertakes and authorises IDBI Capital or its agents to make references and enquiriesrelative to information in this application which IDBI Capital or their agents consider necessary
m The Client agrees and authorizes IDBI Capital and its agents to exchange share or part with all the information dataor documents relating to hishertheir application and transaction information to other IDBI Capital Group CompaniesBanksFinancial InstitutionsCredit BureausAgenciesStatutory BodiesRegulatory BodiesAuditors as IDBI Capitalmay deem necessary andor appropriate as may be required for use or processing of the said informationdata by suchperson(s) or furnishing of the proceed informationdataproducts thereof to other BanksFinancial InstitutionsCreditProvidersAgenciesUsers registeredRegulatory BodiesAuditors with such persons and the client shall not hold IDBICapital to whom such information etc is disclosed liable for the disclosure or use of such information
n The Client agrees and understands that IDBI Capital reserves the right to reject any application without providing anyreason Further the Client agrees and understands that IDBI Capital reserves the right to retain the application formsand the documents provided therewith including photographs and the same will not be returned to the Client
26 MISCELLANEOUS PROVISIONS GOVERNING THE TERMSa) The Client hereby unconditionally absolutely and irrevocably undertakes to pay immediately any amount due
and payable under these Terms and Conditions on being called upon to do so without any demur merely on ademand in writing from IDBI CAPITAL stating that the amount claimed has become due and any such demandmade on the Client shall be conclusive as regards the amount due and payable by the Client
b) The Client agrees that any notice served on the Client either by actual delivery thereof or sent by Registered Post E-mail Fax to the address of the client first mentioned hereinabove shall be deemed to have been duly served
c) One or more of the provision of these Terms and Conditions may be invoked by IDBI CAPITAL whenever thereis a loss occasioned to IDBI Capital without affecting its rights to invoke these Terms and Conditions for anyfurther loss that may devolve later
d) All trades transactions and contracts are subject to the Rules Bye-Laws and Regulations of the Exchangee) The CLIENT agrees that each participating Exchange or association or agency asserts a proprietary interest in
all of the market data it furnishes to parties that disseminate the said data The CLIENT shall use real-timequotes received on the web site of IDBI Capital only for the CLIENTs individual use and shall not furnish suchdata to any other person or entity The CLIENT is authorised to use materials which are made available by IDBICAPITALs web site for the CLIENTs own needs only and the CLIENT is not authorized to resell access to any
28
such materials or to make copies of any such materials for sale or use to by others The CLIENT shall not usemodify or delete any copyright or other intellectual property rights notices from printouts of electronically accessedmaterials from IDBI Capital web site
f) In cases where the Client has Trading account as well as demat account with IDBI Capital for the convenienceof payment of all the charges pertaining to the Clients demat account the Client authorises IDBI Capital to debithisher trading account with all the DP account charges as and when the bill is raised by IDBI Capital
g) LIMITATION OF LIABILITYIDBI CAPITAL does not guarantee and shall not be deemed to have guaranteed the timeliness sequenceaccuracy completeness reliability or content of market information or messages disseminated to the CLIENTor the execution of the orders placed by the CLIENT IDBI CAPITAL shall not be liable for any inaccuracy erroror delay in or omissions of 1) any such data information or messages or 2) the transmission or delivery of anysuch data information or messages due either to any unintentional act or omission by IDBI CAPITAL or to anyforce majeure event (eg flood extraordinary weather condition earthquake or other any act of God fire warinsurrection riot labour dispute accident action of government communication power failure shut down ofthe systems for any reason ( including on account of computer viruses) equipment or software malfunction) orotherwise or any cause beyond the reasonable control of IDBI CAPITAL 3) Cancellation or non execution of theorder placed by the CLIENT with IDBI CAPITAL
h) IDBI CAPITAL shall not be liable for any inaccuracy error false statement misrepresentation committed by any salesor other associates third parties engaged by IDBI Capital to promote the services offered by it The CLIENT agrees thathesheit places no undue reliance on such persons and will exercise due care and diligence in relying on anystatements made any persons Under no circumstances shall IDBI CAPITAL or anyone involved in creating producingdelivering or managing IDBI Capital services be liable for any direct indirect incidental special or consequentialdamages that result from the use of or inability to use the service delay in transmission of any communication in eachcase for any reason whatsoever (including on account of breakdown in systems) or otherwise
i) INTERRUPTION IN SERVICESIDBI CAPITAL does not warrant that the service will be uninterrupted or error free The service is provided on anas is and as available basis without warranties of any kind either express or implied including withoutlimitation those of merchantability and fitness for a particular purpose The CLIENT agrees that IDBI Capitalshall not be held responsible for any breakdown of the system either due to the fault of the systems of IDBICAPITAL or of the Exchanges or otherwise for any reason whatsoever
j) The CLIENT undertakes that the Client has read the relevant rules and regulations and further undertakes toabide by them at all times It shall be the responsibility of the CLIENT to comply with all trading settlementcycles delivery payment schedules any changes therein from time to time and the procedures of the relevantstock exchange as may be applicable to the CLIENT
k) TAPE RECORDING OF CONVERSATIONThe CLIENT is aware that IDBI CAPITAL tape-records the conversations between the CLIENTCLIENTsrepresentative and the IDBI Capital either personally or over the telephone and hereby specifically permits IDBICAPITAL to do so Such recordings may be relied upon by IDBI CAPITAL and the Client for valid purposes as andwhen required to resolve disputes in connection with the trading transactions or for any other purpose
l) RESTRICTIONS ON ACCESS TO WEB SITE AND TRADINGThe CLIENT understands that IDBI CAPITAL may at any time at its sole discretion and without prior notice to theCLIENT prohibit or restrict the CLIENTs access to the use of the web site or related services and the CLIENTsability to trade IDBI Capital may block the CLIENTs account at any time for any reason and without prior noticeto the CLIENT The CLIENT will bear any loss that hesheit may be faced with due to inability to execute furthertrades on account of such restriction The blocking of an account will not affect the rights andor obligations ofeither IDBI Capital or the CLIENT incurred prior to the date the account is blocked
m) INDEMNITY(i) Though orders are generally routed to the marketplace immediately after the time the order is placed by the
CLIENT on the system there may be a delay in the execution of the order due to any linksystem failure at theCLIENT IDBI Capital Exchanges end or for other reasons The CLIENT hereby specifically indemnifiesand holds IDBI CAPITAL harmless from any and all claims and agrees that IDBI Capital shall not be liablefor any loss actual or perceived caused directly or indirectly by government restriction exchange or marketregulation suspension of trading war strike equipment failure communication line failure system failuresecurity failure on the Internet shut down of systems for any reason (including on account of computerviruses) unauthorized access theft any fraud committed by any person whether in the employment of IDBICAPITAL or otherwise or any problem technological or otherwise that might prevent the CLIENT fromcontacting the PHONE TRADING SERVICES of IDBI CAPITAL or entering IDBI CAPITAL s system or fromexecuting an order or in respect of other conditions
ii) The Client agrees that the provision of indemnity shall continue to remain in force until IDBI CAPITAL inwriting discharges of the said obligations liabilities of the client
(iii) The CLIENT further agrees that hesheit will not be compensated by IDBI CAPITAL for any lost opportunity
(1423)
29
viz notional profits on buysell orders which could not be executed due to any reason whatsoever includingbut not limited due to time lag in the execution of the order or the speed at which the system of IDBI CAPITALor of the Exchanges is operating any shutting down by IDBI Capital of hisherits system for any reason orIDBI Capital disabling the CLIENT from trading on its system for any reason whatsoever
n) WARRANTIES OF CLIENTSi) The CLIENT hereby represents and warrants that the terms and conditions stated herein have been clearly
understood and that the information furnished to IDBI CAPITAL is accurate and truthful The Client agreesconfirms and admits that it shall keep IDBI Capital updated of its financial position details from time to time
ii) All actions required to be taken to ensure compliance of all the transactions which the client may enter into pursuant to this arrangement with all applicable laws shall be completed by the client prior to suchtransaction being entered into
iii If Client resides or gives any orders to from outside India Client agrees to ensure and represent that suchorders will have been given in compliance with any and all applicable law of the relevant jurisdiction fromwhich Client orders are given and laws and regulations prevalent in India and Client further agrees thatClient shall when in doubt consult or obtain legal and professional advice in or of the relevant jurisdictionClient accepts that there may be taxes duties impositions or charges payable to relevant authorities inrespect of Client residing or the giving of any order from outside India and the execution of such order andClient agrees to pay such taxes duties impositions or charges as are applicable and authorizes IDBICapital to make such payments on its behalf if required by law which shall be completely and entirelyreimbursed and paid to IDBI Capital by Client Client further agrees to indemnify IDBI Capital on demand forany claims demands actions costs and expenses IDBI Capital may suffer or incur in connection with orarising from Client residing or giving of any such order from outside India
iv) Client agrees to pay the charges as per the schedule of charges attached to the form and any revisionthereof from time to time Opening of the trading account is subject to the payment of these charges
v) Client authorises IDBI Capital to debit all the incidental chargesexpenses and credit all the transactionproceeds automatically to its trading account with IDBI Capital for the trading activitiesfacilities
vi) The Client confirms that no insolvency proceedings have been initiated against the Clients nor has theClient been adjudicated insolvent
vii) The Client confirms that the Client is not a member of the National Stock Exchange of India Ltd or BombayStock Exchange Ltd and in the event of becoming members of the respective stock exchange(s) in futurethe Client shall intimate IDBI Capital of the same and shall not execute trades through IDBI Capital
o) ASSIGNMENTThe client agrees and acknowledges that IDBI Capital may at any time during the subsistence of the arrangementas per applicable laws rules and regulations assign transfer or otherwise alienate by executing terms andconditions or in any other manner all or any of its rights and or obligations in terms of this arrangement to anyperson or entity including but not limited to its affiliates associates or sister companies and the rights and obligationsof IDBI Capital under this arrangement or any amendment or modification hereto shall vest and ensure in favour ofsuch assignee without any further act deed or thing The client may not assign any right or obligations hereunderwithout first obtaining the prior written consent by an authorized officer of IDBI Capital IDBI Capital may howeverassign the rights and obligations to any third person as per applicable laws rules and regulations
p) SEVERABILITYIn case anyone or more of the provisions contained in these Terms and Conditions becomes invalid illegal orunenforceable in any respect under any law the validity legality and enforceability of the remaining provisionscontained herein shall not in any way be affected or impaired thereto
27 TERMINATION OF SERVICEThe services may be withdrawn anytime by IDBI Capital provided the Client(s) are given a notice of one month underthe circumstances The closure of all accounts of the Client(s) will automatically terminate the services of IDBICapital IDBI Capital may suspend or terminate trading facilities without prior notice if the Client(s) have breachedthese terms and conditions or any document executed with IDBI Capital in respect of the services or IDBI Capital haslearnt of the death bankruptcy or lack of legal capacity of the Client(s) Cancellationtermination shall not effect therights and liabilities of the parties in respect of the transactions executed before the date of such notice
28 DISPUTE RESOLUTION amp JURISDICTIONa) IDBI CAPITAL and the CLIENT are aware of the provisions of the Rules Bye -laws and Regulations of the
Exchanges relating to the resolution of the disputes differences through the mechanism of arbitration providedby the Exchanges and agree to abide by the said provisions in so far as any disputes under these Terms relateto transactions that have been carried out or were to be carried out on the Exchanges
b) the courts having jurisdiction over the area in which regional arbitration centres is situated shall have jurisdictionin respect of any procedure
c) This service does not constitute an offer to sell or a solicitation of an offer to buy any shares securities or otherinstruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation This serviceis not intended to be any form of an investment advertisement investment advice or investment information and hasnot been registered under any securities law of any foreign jurisdiction and is only for the information of any person
30
in any jurisdiction where it may be lawful to offer such a service Further no information on the websites of IDBICapital is to be construed as a representation with respect to shares securities or other investments regarding thelegality of an investment therein under the respective applicable investment or similar laws or regulations of anyperson or entity accessing wwwidbidirectin or any other website maintained by IDBI Capital
29 PROPRIETARY TRADINGIDBI CAPITAL discloses herewith that it undertakes Proprietary trading The CLIENT confirms having read andunderstood the terms and conditions of IDBI CAPITAL and those relating to various services and products andaccepts and agrees to be bound by the terms and conditions including those excludinglimiting IDBI CAPITAL s andExchanges liabilities
30 AMENDMENTThese terms and conditions can be altered amended and or modified by the parties mutually in writing Providedhowever if the rights and obligations of the parties hereto are altered by virtue of change in Rules and Regulations ofSEBI or byelaws Rules and Regulations of the Exchange such changes shall be deemed to have been incorporatedherein in modification of the rights and obligations of the parties mentioned in these terms and conditions Suchamendments shall be intimated to the CLIENT In case the CLIENT continues to deal with IDBI Capital subsequentto the intimation of such amendments it shall be deemed that the CLIENT is agreeable to the new clauses Howeverthe CLIENT has the right to terminate the arrangement through communication in writing subject to the meeting ofthe financial and other obligations under these terms and conditions The provisions of these terms and conditionsshall always be subject to Government notifications any rules regulations guidelines and circulars issued by SEBIand Rules Regulations and Bye laws of the relevant stock exchange that may be in force from time to time
31 RESEARCH TRADING RECOMMENDATION RECEIVED BY THE CLIENTThe Client may at its discretion avail of the ResearchTrading recommendations provided by IDBI Capital from time totime In the regard the Client understand that IDBI Capital produces fundamental and trading research notes tradingcalls technical calls particularly on companies industry stock markets and economy from time to time (collectivelyhereinafter referred to as material) The Client authorizes IDBI Capital to provide the Client with such material throughemail or by access to the website of IDBI Capital or through SMS or any other mode on a voluntary basis The Client isaware that such material provided to the Client is only for the personal information of the Client and the Client undertakesthat the same shall not be reproduced or redistributed to any other person The Client understands that such material isnot an offer or the solicitation of an offer to buy any security By sending this material IDBI Capital or any of its officersdirectors personnel and employees shall not be liable for any loss damage of any nature including but not limited todirect indirect punitive special exemplary and consequential as also any loss of profit in any way arising from the useof this material in any manner The Client is also aware that the investments discussed in such material may not besuitable for all investors The Client shall therefore before dealing andor transacting in any of the products referred toin such material make their own investigation due diligence seek appropriate professional advice The Client aloneshall be fully responsible liable for hisherits investments disinvestments on the basis of such material The Client alsoagrees that IDBI Capital may discontinue providing such material to the Client and that it would have no responsibility toupdate any information provided to the Client nor does it represent that the information provided in such material iscomplete Further by providing such material IDBI Capital is not acting as the Clients portfolio or financial adviser nordoes it assumes any fiduciary duties
32 DISCLOSUREAs required by the Stock Exchange IDBI Capital would like to make the following disclosure The Clauses containedin the Rights and Obligations Risk Disclosure Document and Guidance Note are mandatory clauses prescribed bySEBIthe Exchanges from time to time The clauses in these terms and conditions including the clauses pertainingto internet trading are additional clauses and are voluntary at the discretion of IDBI Capital and the Client but arerequired for efficient provision of services by IDBI Capital
(1523)
31
SPECIAL POWER OF ATTORNEY amp INSTRUCTIONSTO ALL TO WHOM THESE PRESENTS SHALL COME IWe the Client described in the schedule hereto having hisher its address at theplace mentioned in the schedule hereto (hereinafter referred to as the Account HolderJoint Account HoldersClient which expression shallunless repugnant to the meaning and context thereof be deemed to mean and include his herits legal heirs representatives executorssuccessors and assigns as the case may be) do hereby nominate constitute and appointIDBI Capital Markets amp Securities Limited a Company incorporated under the Companies Act 1956 and having its registered office at 3rdFloor Mafatlal Centre Nariman Point Mumbai-400 021 (hereinafter referred to as IDBI Capitalthe Attorney which expression shall unlessrepugnant to the meaning and context thereof be deemed to mean and include its successors) acting through any of its officers or employees orany sub-agents or delegates to be myour true and lawful Agent and Attorney for meus and on myour behalf and in myour name from time totime to do and exercise or cause to be done and exercised all or any of the acts deeds powers and authorities as herein mentionedA WHEREAS the Trading Account Holder (as mentioned in the schedule hereto) wishes to participate in the onlineoffline trading facilities
andor other services being offered by IDBI Capital through its portal wwwidbidirectin or through any other channel such as IVR WAPBusiness Associates Branch Customer Service Call Center etc (or through any other portal as launched by IDBI Capital for offeringthe said services)
B AND WHEREAS the Trading Account Holder has submitted the documents required for availing stock broking and various servicesprovidedto be provided by IDBI Capital through its Portal wwwidbidirectin (or through any other portalmedium offered by IDBI Capital)andor offline trading platform to the Account Holder through Trading Account No ___________________(UCC)
C AND WHEREAS the Demat Accounts mentioned in Annexure - I hereto (or such other demat accounts as may be determined by meus from time to time and intimated to IDBI Capital) of which Iwe amare the solejoint holders shall be linked to the above mentionedTrading account for the purpose of settlement and margin obligation arising out of trades executed through the said Trading Account
D AND whereas for efficient functioning of the above-mentioned services and to facilitate proper execution of all transactions Iwe amaredesirous of appointing IDBI Capital as my our true and lawful Attorney and confer upon it the powers hereinafter stated
IWe hereby authorize the Attorney to do exercise amp perform all or any of following acts deeds and things1 Transfer securities held in myour beneficial owner account(s) as mentioned in Annexure -1 (as may be modified from time to
time by meus and duly intimated to IDBI Capital) hereto towards Stock Exchange related margin delivery obligations arising out oftrades executed by meus on the Stock Exchange through IDBI Capital
2 To instruct the DP to debit securities to the said account mentioned in Annexure -1 (as may be modified from time to time by meus andduly intimated to IDBI Capital) and or transfer securities from the said account to beneficial owners account of IDBI Capital as mentionedin Annexure 2 to the extent of shares sold through IDBI Capital for pay-in obligations as well as for margin towards any StockExchange in Cash and Derivativesother segments as may be permitted
3 To credit my our demat account(s) with any securities that are to be delivered to meus borrowed by meus4 To demand receive and give good and effectual receipt(s) and discharge(s) for all or any dividends interest bonuses or any other
sum(s) andor income arising from the shares debentures units and other investments and to sign and endorse pay ordersdividends interest warrants or certificates receive all debts sums of money principal interest dividend or other dues of whatevernature or accounts which are now or at any time due and payable and belonging to meus on any account whatsoever
5 Pledge the securities lying in myour accounts mentioned in Annexure -1(as may be modified from time to time by meus and intimatedto IDBI Capital) in favour of IDBI Capital for the purpose of meeting myour margin requirements in connection with the trades executedby meus on the Stock Exchange through IDBI Capital
6 Pursuant to myour instructions or instruction of myour Authorised Representative to apply for acquiring subscribing redeeming switching between investment products including but not limited to Mutual Funds Public Issues (shares as well as debentures) rightsoffer of shares tendering in open offers and to sell transfer and endorse the same or redeem the same or otherwise deal in the securitiesand or any other investment products pursuant to my instruction or instruction of myour Authorised Representative either throughinternet or otherwise using identification number issued by any Mutual Fund from time to time or otherwise andor to sign and to executeall transfer deeds whether as transferor or transferee and such other instruments applications and papers as may be necessary foracquiring or transferring redeeming the same marking pledge lien on such securities andor for transferring the investment in the unitsof Mutual Funds from one scheme to another or between Mutual Funds andor otherwise as may be required for dealing in securitiesor other investment products
7 Pursuant to myour instructions or instruction of myour Authorised Representative to make applications for or to renounce and signrenunciation forms in respect of bondsdebentures right shares and additional shares of any CompanyBodyAuthority and to receiveand hold such rights or additional shares bonds or debentures
8 Pursuant to myour instructions or instruction of myour Authorised Representative to issue orders and instructions for acquisition anddisposal of investments for and on myour behalf and to purchase or otherwise acquire sell or otherwise dispose off or otherwise deal invest in securities
9 To sign the necessary forms and other documents if any and to file and register the same with the company concerned entities to giveeffect to the powers conferred herein
10 To forward all applications for subscription of securities placed through the website to the online-IPOother module of the concernedExchangesauthorityconcerned entity platform
(1623)
32
11 To do all such acts and things as may be necessary to give effect to the subscription purchaseredemption or any other transactionpursuant to myour instructions or instruction of myour Authorised Representative in any securities andor Investment product forwhich services are availed from IDBI Capital
12 Transfer funds from myour bank account(s) mentioned in Annexure -1 (or such other bank accounts as may be determined by meus from time to time and intimated to IDBI Capital) andor to instruct the concerned banks in this regard for the followinga) For meeting myour settlement obligations margin requirements in connection with the trades executed by the meus on any stock
exchanges through IDBI Capital in any segment as may be permittedb) For recovering any outstanding amount due from meus arising out of myour trading activities on any of the Stock Exchanges
through IDBI Capitalc) For meeting obligations arising out of myour subscribing to such other productsfacilitiesservices like Mutual Funds Public
issues (shares as well as debentures) rights offer of shares etc through IDBI Capitald) Towards moniesfeescharges etc due to IDBI Capital payable by virtue of meus usingsubscribing to any of the facilitiesservices
availed by meus or at myour instance13 To send a consolidated summary of the Clients scrip wise buy and sell position taken with average rates to meus by way of an sms
email on a daily basis notwithstanding any other document to be disseminated as specified by SEBI from time to time14 For the purpose of the aforesaid to sign contracts agreements transfers acceptances receipts or other instruments documents and
forms to accept and carry out correspondence with such person(s) or authorityauthorities or department(s) and to do all such lawfulacts requisite for effecting the same
15 To comply andor cause to be complied with all statutory and other requirements attached to or arising out of these premises and for thispurpose to take such steps and actions necessary or proper including signing of affidavits indemnity declarations legal documentsdeeds and writings wherever required
16 To do all such acts deeds and things as may be necessary for or incidental to the powers conferred hereinPOWERS TO THE BANK ALLIANCE PARTNERSWhereas for the purpose of Trading through IDBI Capital Markets amp Securities Limited Iwe amare availing banking andor demat accountservices of __________________ a body corporate constituted under _____________________________________________________________ having its head office at ________________________________________________________________________________________________________________________________________ (hereinafter referred to as Bank Alliance Partner) which expressionshall unless repugnant to the context or meaning hereof mean and include its successors in titleAnd whereas IWe hold Bank account with the Bank Alliance partner in its capacity as Bank andor have applied to the Bank AlliancePartner for opening of bank account with it IWe hold demat account no____________________ with the Bank Alliance Partner in itscapacity of depository participants andor have applied to the Bank Alliance Partner to open a demat account with itFurther to the above powers and authorities conferred on IDBI Capital IWe hereby confer upon the Bank Alliance the authoritieshereinafter stated1 To operate block and or debit or credit the abovementioned bank account for operation and execution of all transactions on my
our behalf2 To operate block andor debit or credit the above mentioned demat account with the Bank Alliance Partner for the purpose of Stock
Exchange related margindelivery obligations arising out of trades executed by meus on the Stock Exchange through the Attorney andas instructed by the Attorney in this regard
3 Pursuant to my instructions or instruction of myour Authorised Representative to buy sell or cause to be bought and sold all kind ofsecurities stocks and shares including but not limited to government securities bonds and mutual funds etc
4 To do all such acts deeds and things as may be necessary for or incidental to including but not limited to providing services to me us and for meeting my our obligations in connection with the said bank account
For the purpose of this Specific Power of Attorney the term securities shall include securities as defined by the Securities Contracts(Regulation) Act 1956 as amended from time to time and shall include shares scrips stocks bonds warrants options futures derivativesconvertible debentures non-convertible debentures securitized debt instruments fixed return investment equity linked instruments or othermarketable Securities of a like nature in or of any incorporated Company or other body corporate negotiable instruments including usuanceBills of Exchange deposits or other money market Instruments commercial paper certificate of deposit units issued by Unit Trust of Indiaand units issued by Mutual Funds mortgage backed or other asset backed Securities issued by any institution or body corporate cumulativeconvertible preference shares issued by any incorporated company and Securities issued by any Incorporated company and Securitiesissued by the Central Government or a State Government for the purpose of raising public loan and having one of the forms specified inClause (2) of Section 2 of the Public Debt Act 1944 any other new form of capital or money market Instruments that may be issued in thefuture by any incorporated company firminstitution or GovernmentFor the purpose of this Specific Power of Attorney the list of myour Demat and Bank account to which from which securitiesfunds may bemoved are mentioned in Annexure -1 hereto Annexure -1 may be changed by meus at any time with prior intimation in writing to IDBI Capitalby submission of a revised Annexure - 1
(1723)
33
For the purpose of this Specific Power of Attorney the list of the Demat and Bank accounts of IDBI Capital from which to which securitiesfunds may be moved are mentioned in Annexure -2 hereto Annexure -2 may be changed by IDBI Capital at any time with intimation to meus in writing or through websitethrough emailIDBI Capital shall return to meus the securities or funds that may be received by it erroneously or those securities or funds that IDBI Capitalwas not entitled to receive from meusAND GENERALLY to do all such other lawful acts and things as the Attorney shall think advisable for the purposes aforesaid as fully andeffectually in all respects as Iwe could do myselfourselves and to act as fully and effectually for all intents and purposes in all dealingsand transactions between myselfourselves and the said IDBI Capital as Iwe could if personally present and acting in the matters andtransactions aforesaidAND Iwe do hereby agree to confirm and ratify all and every act or things done by the Attorney within the scope of the authority hereby conferredon it and all deeds or documents executed by it in myour name or on myour behalf under this Specific Power of Attorney shall be binding on meus as if the same were executed by meus except any act or thing done by the Attorney that results in loss or claim on account of blocking of fundsthat may be erroneously instructed by the Attorney to the Bank MyOur Attorney shall not be liable for any loss that may result from failureinabilityof electronic connectivity of rejection of myour application for any reason whatsoeverThe aforesaid Power of Attorney has been granted the instructions herein have been given and the terms and conditions herein contained havebeen agreed to by meus in consideration of the said terms and conditions and the mutual rights covenants and obligations there under and arerevocable by the meus by giving an intimation to the Attorney in writing and the cessation of this authority shall not affect or impair any act theretodone in exercise of these presents Such intimation shall be duly signed by me us and should be received at the Head Office of the Attorney Therevocation shall be subject to due receipt verification and processing of the same by the AttorneyThis Power of Attorney overrides any previous Power of Attorney given by meus in favour of IDBI Capital in respect of the Trading Accountwith IDBI CapitalThis document shall be subject to the jurisdiction of the Courts in MumbaiIN WITNESS whereof IWe have executed this power of attorney on the day date year and place herein below mentioned in the schedule
Signed and delivered by (Schedule above refered to)
Demat Ac No Holderrsquos Name Signature
1st Holder MrMs
2nd HolderMrMs
3rd Holder MrMs
Date _________________________
(1823)
For and on behalf of IDBI Capital Markets amp Securities Ltd Witness for IDBI Capital Markets amp Securities Ltd
Name 1) NameAddress IDBI Capital Markets amp Securities Limited Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal Centre 3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021 Nariman Point Mumbai - 400 021
Signature SignaturePlace 2) NameDate Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021
Signature
Witness for the ClientName Name
Address Address
Signature Signature
34
SP
AC
E F
OR
FR
AN
KIN
G
A LIST OF DEMAT ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder DP Id Client Id
ANNEXURE 1
B LIST OF BANK ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder Bank Name Bank Account No
ANNEXURE 2A LIST OF DEMAT ACCOUNT OF IDBI CAPITAL
Sr No Name of the Account holder DP Id Client Id1 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100081302 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100000043 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024584 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024775 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100281636 IDBI CAPITAL MARKETS amp SECURITIES LTD 13011900 00008531
B LIST OF BANK ACCOUNT OF THE IDBI CAPITALSr No Name of the Account holder DP Id Client Id
1 NSE CM SETTLEMENT IDBI BANK LTD 0041020000301262 BSE CM SETTLEMENT IDBI BANK LTD 0041020000301173 NSE DERIVATIVE SETTLEMENT ACCOUNT IDBI BANK LTD 0041020000301084 NSE CLIENT ACCOUNT IDBI BANK LTD 0041020000301355 BSE CLIENT ACCOUNT IDBI BANK LTD 0041020000300926 NSE DERIVATIVE CLIENT ACCOUNT IDBI BANK LTD 004102000030144
The abovementioned list of DematBank Accounts of IDBI Capital may be changed by IDBI Capital from time to time with intimation to theClients in writingthrough the website and via e-mail
Signature of the Client
(1923)
35
TRADING PRODUCTSTERMS AND CONDITIONS
The following productsfacilitiesmodes of trade are available to all clients
EN-CASHbull This facility enables the clients to receive sale proceeds on Trade day (T-day) as against the normal T+2 settlementbull The facility is available only in respect of Sell transactions in the Cash Market on BSEbull The facility is available only to Resident Indian clientsbull Funds shall be transferred to the clientrsquos account at the end of day only if the securities sold are received by IDBI Capitalbull The stock sold should be available in the clientrsquos demat account registered with IDBI Capitalbull Funds will be transferred to clientrsquos account after accounting for all other obligations due from the client to IDBI Capitalbull A flat brokerage rate of 1 shall be charged to the client for ldquoEn Cashrdquo transactionsbull In case of trades executed under this facility on a day which is a Bank or Clearing holiday settlement shall be made on
the immediate following trade daybull Orders placed under other productsfacilities cannot be converted to ENCASH similarly ENCASH orders cannot be
converted to other productsfacilities
MARGINbull This facility shall be offered for select scrips trades at the discretion of IDBI Capital from time to timebull Clients may trade in securities only by bringing in funds needed to settle the Marginensuring sufficient Margin in
their accountbull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Clients are required to settle the obligations towards margin trades by T+1 daybull In case the fundsstocks are not provided for conversion on T +1 Margin positions will be squared off by IDBI Capital
on T+2 day All losses incurred profits booked are to the clientrsquos accountbull Interest will be charged 006 (on 365 days basis)bull The facility is available only to Resident Indian clients
E-MARGINbull The E-margin productfacility enables clients to buy stocks today amp pay upto 5 days from the date of settlement of the
tradebull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Interest will be charged 006 (on 365 days basis)bull Client position may be ldquoConverted to Deliveryrdquo or Squared off by IDBI Capital at any time on account of risk considerationsbull On or before T+7 trading day E-Margin positions should be ldquoConverted to Deliveryrdquo or Squared off by the client before
1430 hours failing which these may be squared off by IDBI Capital All losses incurred profits booked upon suchsquare off shall be to the clientrsquos account
bull No further exposure will be granted if a position remains open beyond T+7 days from the day of original trade onlydelivery sell to square off the debits will be allowed
bull In case of short delivery on the settlement of the trade the short delivered quantity will be treated as Convert to Delivery(C to D) while the balance quantity will be continued under E-Margin
bull Convert to delivery for E Margin trades is based on FIFO method and brokerage shall be charged accordinglybull Brokerage for E-Margin trades is also calculated on FIFO methodbull This facility is restricted to such scrips as may be decided by IDBI Capital from time to timebull The facility is available only to Resident Indian clientsbull E-Margin positions will be continued until
- The client IDBI Capital exercises the Convert to Delivery options- Positions remain open till T+7 day from the trade date
(2023)
36
COLLATERAL SELLbull Under this facility Clients have the option to sell their securities marked as Collateral in favour of IDBI Capitalbull This facility can be availed by the client subject to availability of adequate unencumbered stockcollateral in the client
accountrsquosbull This facility is available only to clients having a DP account with a Depository Participant who is an Alliance Partner of
IDBI Capital and as permitted by IDBI Capital from time to timebull The facility is available only to Resident Indian clients
EQUITY SIPbull This facility permits the clients to invest systematically at specified intervals in securities on BSE by stating the scrips
and numberamount to be investedbull An initial set up charge of Rs 100- per equity SIP will be leviedbull The client must ensure and provide for sufficient funds for execution of the SIP on the respective datesbull A maximum of 10 scrips can be included in each SIPbull Clients are required to sign a separate Enrollment FormLogin in online for each new SIP
General Upon selection of the said product at the time of trade the client agrees that the above terms and conditions of therespective productfacility shall be applicableAdditionally the client may also trade in equities under cash and carry (CNC) and the derivatives segments as per theoptions selected by the client at the time of account opening or thereafterThe above terms and conditions are supplemental to the Additional Terms and Conditions specific to IDBI Capital MarketServices Limited agreed to by the client at the time of account opening
Note Square off brokerage will be charged for two contra legs of the same product type on the same Exchange on thesame trading day In case of Contra trades on a particular trading day across different products or across ExchangesDelivery Brokerage shall be applicable
______________________________(2123)
37
AUTHORISATION FOR MAINTAINING RUNNING ACCOUNT
I hereby authorize IDBI Capital to maintain my account both securities and funds with IDBI Capital on a running basis untilthe settlement date as given below and to consider the balances in my running fundssecurities account with IDBI Capitalfor the purpose of margin or any other obligations due to IDBI Capital across any segment of any Exchanges and alsoauthorize IDBI Capital to hold my credit in anticipation of the future debits in my accountI further authorize IDBI Capital to set offadjust any of my debitsdues in any segment of any exchanges with credits of anyother segment(s) of any Exchange(s) in my accountI We understand and agree that no interest will be payable to meus on the amounts or securities so retained with IDBICapital I understand that in the event I have outstanding obligations on the settlement date IDBI Capital may retain therequisite securitiesfunds towards such obligations and may also retain the funds expected to be required to meet marginobligations for next 5 trading days calculated in the manner specified by the exchangesI hereby authorise IDBI Capital to retain an amount of upto Rs 10000- for operational convenienceI agree to bring any dispute arising from the statement of account or settlement made by IDBI Capital to the notice of IDBICapital preferably within 7 working days from the date of receipt of fundssecurities or statements as the case may beI understand that such periodic settlement of running account shall not be necessary in the following casesi in case of margin trading if availableii for funds deposited by me towards collateralsmargin in the form of bank guarantee (BG)Fixed Deposit receipts (FDR)I understand that this authority for maintaining running account may be revoked by me at any time IWe be liable for alllosses damages and actions which may arise as consequence of your adhering to and carrying out my our directionsgiven above and further agree that you shall not be liable for any claim for loss or profit or for any consequential incidentalspecial or exemplary damages caused by retention of securities moniesI hereby agree that actual settlement of funds and securities in my account may be made at least once in a
Calendar Quarter Calendar Month
(Plese tick which is applicable)
______________________________
Date
(2223)
38
This page has been kept blank intentionally
39
M-IIRIGHTS AND OBLIGATIONS OF STOCK BROKERS SUB-BROKERS AND CLIENTS
(as prescribed by SEBI and Stock Exchanges)1 The client shall investtrade in those securitiescontractsother instruments admitted to dealings on the Exchanges
as defined in the Rules Byelaws and Regulations of Exchanges Securities and Exchange Board of India (SEBI) andcircularsnotices issued there under from time to time
2 The stock broker sub-broker and the client shall be bound by all the Rules Byelaws and Regulations of the Ex-change and circularsnotices issued there under and Rules and Regulations of SEBI and relevant notifications ofGovernment authorities as may be in force from time to time
3 The client shall satisfy itself of the capacity of the stock broker to deal in securities andor deal in derivatives contractsand wishes to execute its orders through the stock broker and the client shall from time to time continue to satisfy itselfof such capability of the stock broker before executing orders through the stock broker
4 The stock broker shall continuously satisfy itself about the genuineness and financial soundness of the client andinvestment objectives relevant to the services to be provided
5 The stock broker shall take steps to make the client aware of the precise nature of the Stock brokerrsquos liability forbusiness to be conducted including any limitations the liability and the capacity in which the stock broker acts
6 The sub-broker shall provide necessary assistance and co-operate with the stock broker in all its dealings with the client(s)
CLIENT INFORMATION7 The client shall furnish all such details in full as are required by the stock broker in Account Opening Formrdquo with
supporting details made mandatory by stock exchangesSEBI from time to time8 The client shall familiarize himself with all the mandatory provisions in the Account Opening documents Any addi-
tional clauses or documents specified by the stock broker shall be non-mandatory as per terms amp conditionsaccepted by the client
9 The client shall immediately notify the stock broker in writing if there is any change in the information in the lsquoaccountopening formrsquo as provided at the time of account opening and thereafter including the information on winding uppetitioninsolvency petition or any litigation which may have material bearing on his capacity The client shall provideupdate the financial information to the stock broker on a periodic basis
10 The stock broker and sub-broker shall maintain all the details of the client as mentioned in the account opening formor any other information pertaining to the client confidentially and that they shall not disclose the same to any personauthority except as required under any lawregulatory requirements Provided however that the stock broker may sodisclose information about his client to any person or authority with the express permission of the client
MARGINS11 The client shall pay applicable initial margins withholding margins special margins or such other margins as are
considered necessary by the stock broker or the Exchange or as may be directed by SEBI from time to time asapplicable to the segment(s) in which the client trades The stock broker is permitted in its sole and absolutediscretion to collect additional margins (even though not required by the Exchange Clearing HouseClearing Corpo-ration or SEBI) and the client shall be obliged to pay such margins within the stipulated time
12 The client understands that payment of margins by the client does not necessarily imply complete satisfaction of alldues In spite of consistently having paid margins the client may on the settlement of its trade be obliged to pay (orentitled to receive) such further sums as the contract may dictaterequire
TRANSACTIONS AND SETTLEMENTS13 The client shall give any order for buy or sell of a securityderivatives contract in writing or in such form or manner as
may be mutually agreed between the client and the stock broker The stock broker shall ensure to place orders andexecute the trades of the client only in the Unique Client Code assigned to that client
14 The stock broker shall inform the client and keep him apprised about tradingsettlement cycles deliverypaymentschedules any changes therein from time to time and it shall be the responsibility in turn of the client to comply withsuch schedulesprocedures of the relevant stock exchange where the trade is executed
15 The stock broker shall ensure that the moneysecurities deposited by the client shall be kept in a separate accountdistinct from hisits own account or account of any other client and shall not be used by the stock broker for himselfitself or for any other client or for any purpose other than the purposes mentioned in Rules Regulations circularsnotices guidelines of SEBI andor Rules Regulations Bye-laws circulars and notices of Exchange
MANDATORY
40
16 Where the Exchange(s) cancels trade(s) suo moto all such trades including the trades done on behalf of theclient shall ipso facto stand cancelled stock broker shall be entitled to cancel the respective contract(s) withclient(s)
17 The transactions executed on the Exchange are subject to Rules Byelaws and Regulations and circularsnoticesissued thereunder of the Exchanges where the trade is executed and all parties to such trade shall have submittedto the jurisdiction of such court as may be specified by the Byelaws and Regulations of the Exchanges where thetrade is executed for the purpose of giving effect to the provisions of the Rules Byelaws and Regulations of theExchanges and the circularsnotices issued thereunder
BROKERAGE18 The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from time to time and as they
apply to the Clients account transactions and to the services that stock broker renders to the Client The stock brokershall not charge brokerage more than the maximum brokerage permissible as per the rules regulations and bye-laws of the relevant stock exchanges andor rules and regulations of SEBI
LIQUIDATION AND CLOSE OUT OF POSITION19 Without prejudice to the stock brokers other rights (including the right to refer a matter to arbitration) the client
understands that the stock broker shall be entitled to liquidateclose out all or any of the clients positions for non-payment of margins or other amounts outstanding debts etc and adjust the proceeds of such liquidationclose outif any against the clients liabilitiesobligations Any and all losses and financial charges on account of such liquida-tionclosing-out shall be charged to and borne by the client
20 In the event of death or insolvency of the client or hisits otherwise becoming incapable of receiving and payingfor or delivering or transferring securities which the client has ordered to be bought or sold stock broker mayclose out the transaction of the client and claim losses if any against the estate of the client The client or hisnominees successors heirs and assignee shall be entitled to any surplus which may result there from Theclient shall note that transfer of fundssecurities in favor of a Nominee shall be valid discharge by the stockbroker against the legal heir
21 The stock broker shall bring to the notice of the relevant Exchange the information about default in paymentdeliveryand related aspects by a client In case where defaulting client is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of Director(s)Promoter(s)Partner(s)Proprietor as the case may be shallalso be communicated by the stock broker to the relevant Exchange(s)
DISPUTE RESOLUTION22 The stock broker shall provide the client with the relevant contact details of the concerned Exchanges and SEBI23 The stock broker shall co-operate in redressing grievances of the client in respect of all transactions routed through
it and in removing objections for bad delivery of shares rectification of bad delivery etc
24 The client and the stock broker shall refer any claims andor disputes with respect to deposits margin money etcto arbitration as per the Rules Byelaws and Regulations of the Exchanges where the trade is executed and circularsnotices issued thereunder as may be in force from time to time
25 The stock broker shall ensure faster settlement of any arbitration proceedings arising out of the transactions enteredinto between him vis-agrave-vis the client and he shall be liable to implement the arbitration awards made in suchproceedings
26 The clientstock-broker understands that the instructions issued by an authorized representative for dispute resolu-tion if any of the clientstock-broker shall be binding on the clientstock-broker in accordance with the letter autho-rizing the said representative to deal on behalf of the said clientstock-broker
TERMINATION OF RELATIONSHIP27 This relationship between the stock broker and the client shall be terminated if the stock broker for any reason
ceases to be a member of the stock exchange including cessation of membership by reason of the stock brokersdefault death resignation or expulsion or if the certificate is cancelled by the Board
28 The stock broker sub-broker and the client shall be entitled to terminate the relationship between them without givingany reasons to the other party after giving notice in writing of not less than one month to the other parties Notwithstandingany such termination all rights liabilities and obligations of the parties arising out of or in respect of transactions enteredinto prior to the termination of this relationship shall continue to subsist and vest inbe binding on the respective partiesor hisits respective heirs executors administrators legal representatives or successors as the case may be
41
29 In the event of demiseinsolvency of the sub-broker or the cancellation of hisits registration with the Board orwithdrawal of recognition of the sub-broker by the stock exchange andor termination of the agreement with the subbroker by the stock broker for any reason whatsoever the client shall be informed of such termination and the clientshall be deemed to be the direct client of the stock broker and all clauses in the Rights and Obligations document(s)governing the stock broker sub-broker and client shall continue to be in force as it is unless the client intimates to thestock broker hisits intention to terminate their relationship by giving a notice in writing of not less than one month
ADDITIONAL RIGHTS AND OBLIGATIONS30 The stock broker shall ensure due protection to the client regarding clients rights to dividends rights or bonus
shares etc in respect of transactions routed through it and it shall not do anything which is likely to harm the interestof the client with whom and for whom they may have had transactions in securities
31 The stock broker and client shall reconcile and settle their accounts from time to time as per the Rules Regulations ByeLaws Circulars Notices and Guidelines issued by SEBI and the relevant Exchanges where the trade is executed
32 The stock broker shall issue a contract note to his constituents for trades executed in such format as may beprescribed by the Exchange from time to time containing records of all transactions including details of ordernumber trade number trade time trade price trade quantity details of the derivatives contract client codebrokerage all charges levied etc and with all other relevant details as required therein to be filled in and issuedin such manner and within such time as prescribed by the Exchange The stock broker shall send contract notesto the investors within one working day of the execution of the trades in hard copy andor in electronic form usingdigital signature
33 The stock broker shall make pay out of funds or delivery of securities as the case may be to the Client within oneworking day of receipt of the payout from the relevant Exchange where the trade is executed unless otherwisespecified by the client and subject to such terms and conditions as may be prescribed by the relevant Exchange fromtime to time where the trade is executed
34 The stock broker shall send a complete `Statement of Accounts for both funds and securities in respect of each ofits clients in such periodicity and format within such time as may be prescribed by the relevant Exchange from timeto time where the trade is executed The Statement shall also state that the client shall report errors if any in theStatement within such time as may be prescribed by the relevant Exchange from time to time where the trade wasexecuted from the receipt thereof to the Stock broker
35 The stock broker shall send daily margin statements to the clients Daily Margin statement should include inter-aliadetails of collateral deposited collateral utilized and collateral status (available balancedue from client) with breakup in terms of cash Fixed Deposit Receipts (FDRs) Bank Guarantee and securities
36 The Client shall ensure that it has the required legal capacity to and is authorized to enter into the relationship withstock broker and is capable of performing his obligations and undertakings hereunder All actions required to betaken to ensure compliance of all the transactions which the Client may enter into shall be completed by the Clientprior to such transaction being entered into
ELECTRONIC CONTRACT NOTES (ECN)37 In case client opts to receive the contract note in electronic form he shall provide an appropriate e-mail id to the
stock broker The client shall communicate to the stock broker any change in the email-id through a physical letterIf the client has opted for internet trading the request for change of email id may be made through the securedaccess by way of client specific user id and password
38 The stock broker shall ensure that all ECNs sent through the e-mail shall be digitally signed encrypted non-tamperable and in compliance with the provisions of the IT Act 2000 In case ECN is sent through e-mail as an attachmentthe attached file shall also be secured with the digital signature encrypted and non-tamperable
39 The client shall note that non-receipt of bounced mail notification by the stock broker shall amount to delivery of thecontract note at the e-mail ID of the client
40 The stock broker shall retain ECN and acknowledgement of the e-mail in a soft and non-tamperable form in themanner prescribed by the exchange in compliance with the provisions of the IT Act 2000 and as per the extant rulesregulationscircularsguidelines issued by SEBIStock Exchanges from time to time The proof of delivery ie logreport generated by the system at the time of sending the contract notes shall be maintained by the stock broker forthe specified period under the extant regulations of SEBIstock exchanges The log report shall provide the details ofthe contract notes that are not delivered to the cliente-mails rejected or bounced back The stock broker shall takeall possible steps to ensure receipt of notification of bounced mails by him at all times within the stipulated timeperiod under the extant regulations of SEBIstock exchanges
42
41 The stock broker shall continue to send contract notes in the physical mode to such clients who do not opt to receivethe contract notes in the electronic form Wherever the ECNs have not been delivered to the client or has beenrejected (bouncing of mails) by the e-mail ID of the client the stock broker shall send a physical contract note to theclient within the stipulated time under the extant regulations of SEBIstock exchanges and maintain the proof ofdelivery of such physical contract notes
42 In addition to the e-mail communication of the ECNs to the client the stock broker shall simultaneously publish theECN on his designated web-site if any in a secured way and enable relevant access to the clients and for thispurpose shall allot a unique user name and password to the client with an option to the client to save the contractnote electronically andor take a print out of the same
LAW AND JURISDICTION43 In addition to the specific rights set out in this document the stock broker sub-broker and the client shall be entitled
to exercise any other rights which the stock broker or the client may have under the Rules Bye-laws and Regulationsof the Exchanges in which the client chooses to trade and circularsnotices issued thereunder or Rules and Regu-lations of SEBI
44 The provisions of this document shall always be subject to Government notifications any rules regulations guide-lines and circularsnotices issued by SEBI and Rules Regulations and Bye laws of the relevant stock exchangeswhere the trade is executed that may be in force from time to time
45 The stock broker and the client shall abide by any award passed by the Arbitrator(s) under the Arbitration andConciliation Act 1996 However there is also a provision of appeal within the stock exchanges if either party is notsatisfied with the arbitration award
46 Words and expressions which are used in this document but which are not defined herein shall unless the contextotherwise requires have the same meaning as assigned thereto in the Rules Byelaws and Regulations and circularsnotices issued thereunder of the ExchangesSEBI
47 All additional voluntary clausesdocument added by the stock broker should not be in contravention with rulesregulationsnoticescirculars of ExchangesSEBI Any changes in such voluntary clausesdocument(s) need to bepreceded by a notice of 15 days Any changes in the rights and obligations which are specified by ExchangesSEBIshall also be brought to the notice of the clients
48 If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI orBye-laws Rules and Regulations of the relevant stock Exchanges where the trade is executed such changes shallbe deemed to have been incorporated herein in modification of the rights and obligations of the parties mentionedin this document
43
INTERNET amp WIRELESS TECHNOLOGY BASED TRADING FACILITY PROVIDED BY STOCK BROKERS TO CLIENT(All the clauses mentioned in the Rights and Obligations document(s) shall be applicable Additionally
the clauses mentioned herein shall also be applicable)
1 Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the use of wirelesstechnology that shall include the use of devices such as mobile phone laptop with data card etc which use InternetProtocol (IP) The stock broker shall comply with all requirements applicable to internet based tradingsecuritiestrading using wireless technology as may be specified by SEBI amp the Exchanges from time to time
2 The client is desirous of investingtrading in securities and for this purpose the client is desirous of using either theinternet based trading facility or the facility for securities trading through use of wireless technology The Stock brokershall provide the Stock brokers IBT Service to the Client and the Client shall avail of the Stock brokers IBT Serviceon and subject to SEBIExchanges Provisions and the terms and conditions specified on the Stock brokers IBT WebSite provided that they are in line with the norms prescribed by ExchangesSEBI
3 The stock broker shall bring to the notice of client the features risks responsibilities obligations and liabilitiesassociated with securities trading through wireless technologyinternetsmart order routing or any other technologyshould be brought to the notice of the client by the stock broker
4 The stock broker shall make the client aware that the Stock Brokers IBT system itself generates the initial passwordand its password policy as stipulated in line with norms prescribed by ExchangesSEBI
5 The Client shall be responsible for keeping the Username and Password confidential and secure and shall be solelyresponsible for all orders entered and transactions done by any person whosoever through the Stock brokers IBTSystem using the Clients Username andor Password whether or not such person was authorized to do so Also theclient is aware that authentication technologies and strict security measures are required for the internet tradingsecurities trading through wireless technology through order routed system and undertakes to ensure that thepassword of the client andor his authorized representative are not revealed to any third party including employeesand dealers of the stock broker
6 The Client shall immediately notify the Stock broker in writing if he forgets his password discovers security flaw inStock Brokers IBT System discoverssuspects discrepancies unauthorized access through his usernamepass-wordaccount with full details of such unauthorized use the date the manner and the transactions effected pursuantto such unauthorized use etc
7 The Client is fully aware of and understands the risks associated with availing of a service for routing orders over theinternetsecurities trading through wireless technology and Client shall be fully liable and responsible for any and allacts done in the Clients Usernamepassword in any manner whatsoever
8 The stock broker shall send the ordertrade confirmation through email to the client at his request The client isaware that the order trade confirmation is also provided on the web portal In case client is trading using wirelesstechnology the stock broker shall send the ordertrade confirmation on the device of the client
9 The client is aware that trading over the internet involves many uncertain factors and complex hardware softwaresystems communication lines peripherals etc are susceptible to interruptions and dislocations The Stock brokerand the Exchange do not make any representation or warranty that the Stock brokers IBT Service will be available tothe Client at all times without any interruption
10 The Client shall not have any claim against the Exchange or the Stock broker on account of any suspensioninterruption non-availability or malfunctioning of the Stock brokers IBT System or Service or the Exchanges serviceor systems or non-execution of his orders due to any linksystem failure at the ClientStock brokersExchange end forany reason beyond the control of the stock brokerExchanges
44
MANDATORY
M - IIIRISK DISCLOSURE DOCUMENT FOR CAPITAL MARKET AND DERIVATIVES SEGMENTS
This document contains important information on trading in EquitiesDerivatives Segments of the stock exchanges All prospectiveconstituents should read this document before trading in EquitiesDerivatives Segments of the Exchanges
Stock exchangesSEBI does neither singly or jointly and expressly nor impliedly guarantee nor make any representation concerning thecompleteness the adequacy or accuracy of this disclosure document nor have Stock exchanges SEBI endorsed or passed any meritsof participating in the trading segments This brief statement does not disclose all the risks and other significant aspects of trading
In the light of the risks involved you should undertake transactions only if you understand the nature of the relationship into which you areentering and the extent of your exposure to risk
You must know and appreciate that trading in Equity shares derivatives contracts or other instruments traded on the Stock Exchangewhich have varying element of risk is generally not an appropriate avenue for someone of limited resourceslimited investment andortrading experience and low risk tolerance You should therefore carefully consider whether such trading is suitable for you in the light of yourfinancial condition In case you trade on Stock exchanges and suffer adverse consequences or loss you shall be solely responsible forthe same and Stock exchangesits Clearing Corporation andor SEBI shall not be responsible in any manner whatsoever for the sameand it will not be open for you to take a plea that no adequate disclosure regarding the risks involved was made or that you were not explainedthe full risk involved by the concerned stock broker The constituent shall be solely responsible for the consequences and no contract canbe rescinded on that account You must acknowledge and accept that there can be no guarantee of profits or no exception from losses whileexecuting orders for purchase andor sale of a derivative contract being traded on Stock exchanges
It must be clearly understood by you that your dealings on Stock exchanges through a stock broker shall be subject to your fulfilling certainformalities set out by the stock broker which may inter alia include your filling the know your client form reading the rights and obligationsdos and donts etc and are subject to the Rules Byelaws and Regulations of relevant Stock exchanges its Clearing Corporationguidelines prescribed by SEBI and in force from time to time and Circulars as may be issued by Stock exchanges or its ClearingCorporation and in force from time to time
Stock exchanges does not provide or purport to provide any advice and shall not be liable to any person who enters into anybusiness relationship with any stock broker of Stock exchanges andor any third party based on any information contained in thisdocument Any information contained in this document must not be construed as business advice No consideration to trade shouldbe made without thoroughly understanding and reviewing the risks involved in such trading If you are unsure you must seekprofessional advice on the same
In considering whether to trade or authorize someone to trade for you you should be aware of or must get acquainted with the following-
1 BASIC RISKS
11 Risk of Higher Volatility
Volatility refers to the dynamic changes in price that a securityderivatives contract undergoes when trading activity continueson the Stock Exchanges Generally higher the volatility of a securityderivatives contract greater is its price swings Theremay be normally greater volatility in thinly traded securities derivatives contracts than in active securities derivativescontracts As a result of volatility your order may only be partially executed or not executed at all or the price at which yourorder got executed may be substantially different from the last traded price or change substantially thereafter resulting innotional or real losses
12 Risk of Lower Liquidity
Liquidity refers to the ability of market participants to buy andor sell securities derivatives contracts expeditiously at a competitiveprice and with minimal price difference Generally it is assumed that more the numbers of orders available in a market greateris the liquidity Liquidity is important because with greater liquidity it is easier for investors to buy andor sell securities derivativescontracts swiftly and with minimal price difference and as a result investors are more likely to pay or receive a competitive pricefor securities derivatives contracts purchased or sold There may be a risk of lower liquidity in some securities derivativescontracts as compared to active securities derivatives contracts As a result your order may only be partially executed or maybe executed with relatively greater price difference or may not be executed at all
121 Buyingselling without intention of giving andor taking delivery of a security as part of a day trading strategy may alsoresult into losses because in such a situation stocks may have to be soldpurchased at a lowhigh prices comparedto the expected price levels so as not to have any obligation to deliverreceive a security
13 Risk of Wider Spreads
Spread refers to the difference in best buy price and best sell price It represents the differential between the price of buying asecurity derivatives contract and immediately selling it or vice versa Lower liquidity and higher volatility may result in wider thannormal spreads for less liquid or illiquid securities derivatives contracts This in turn will hamper better price formation
45
14 Risk-reducing orders
The placing of orders (eg stop loss orders or limit orders) which are intended to limit losses to certain amounts may not beeffective many a time because rapid movement in market conditions may make it impossible to execute such orders
141 A market order will be executed promptly subject to availability of orders on opposite side without regard to price andthat while the customer may receive a prompt execution of a market order the execution may be at available pricesof outstanding orders which satisfy the order quantity on price time priority It may be understood that these prices maybe significantly different from the last traded price or the best price in that security derivatives contract
142 A limit order will be executed only at the limit price specified for the order or a better price However while thecustomer receives price protection there is a possibility that the order may not be executed at all
143 A stop loss order is generally placed away from the current price of a stock derivatives contract and such order getsactivated if and when the security derivatives contract reaches or trades through the stop price Sell stop orders areentered ordinarily below the current price and buy stop orders are entered ordinarily above the current price When thesecurity derivatives contract reaches the pre -determined price or trades through such price the stop loss orderconverts to a marketlimit order and is executed at the limit or better There is no assurance therefore that the limit orderwill be executable since a security derivatives contract might penetrate the pre-determined price in which case therisk of such order not getting executed arises just as with a regular limit order
15 Risk of News Announcements
News announcements that may impact the price of stock derivatives contract may occur during trading and when combinedwith lower liquidity and higher volatility may suddenly cause an unexpected positive or negative movement in the price of thesecurity contract
16 Risk of Rumors
Rumors about companies currencies at times float in the market through word of mouth newspapers websites or newsagencies etc The investors should be wary of and should desist from acting on rumors
17 System Risk
High volume trading will frequently occur at the market opening and before market close Such high volumes may also occurat any point in the day These may cause delays in order execution or confirmation
171 During periods of volatility on account of market participants continuously modifying their order quantity or prices orplacing fresh orders there may be delays in order execution and its confirmations
172 Under certain market conditions it may be difficult or impossible to liquidate a position in the market at a reasonable priceor at all when there are no outstanding orders either on the buy side or the sell side or if trading is halted in a security derivatives contract due to any action on account of unusual trading activity or security derivatives contract hittingcircuit filters or for any other reason
18 SystemNetwork Congestion
Trading on exchanges is in electronic mode based on satelliteleased line based communications combination of technologies andcomputer systems to place and route orders Thus there exists a possibility of communication failure or system problems or slowor delayed response from system or trading halt or any such other problemglitch whereby not being able to establish access to thetrading systemnetwork which may be beyond control and may result in delay in processing or not processing buy or sell orderseither in part or in full You are cautioned to note that although these problems may be temporary in nature but when you haveoutstanding open positions or unexecuted orders these represent a risk because of your obligations to settle all executed transactions
2 As far as Derivatives segments are concerned please note and get yourself acquainted with the following additionalfeatures-
21 Effect of Leverage or Gearing
In the derivatives market the amount of margin is small relative to the value of the derivatives contract so the transactions areleveraged or geared Derivatives trading which is conducted with a relatively small amount of margin provides the possibilityof great profit or loss in comparison with the margin amount But transactions in derivatives carry a high degree of risk
You should therefore completely understand the following statements before actually trading in derivatives and also trade withcaution while taking into account ones circumstances financial resources etc If the prices move against you you may lose apart of or whole margin amount in a relatively short period of time Moreover the loss may exceed the original margin amount
A Futures trading involve daily settlement of all positions Every day the open positions are marked to market based on theclosing level of the index derivatives contract If the contract has moved against you you will be required to deposit theamount of loss (notional) resulting from such movement This amount will have to be paid within a stipulated time framegenerally before commencement of trading on next day
46
B If you fail to deposit the additional amount by the deadline or if an outstanding debt occurs in your account the stock brokermay liquidate a part of or the whole position or substitute securities In this case you will be liable for any losses incurreddue to such close-outs
C Under certain market conditions an investor may find it difficult or impossible to execute transactions For example thissituation can occur due to factors such as illiquidity ie when there are insufficient bids or offers or suspension of trading dueto price limit or circuit breakers etc
D In order to maintain market stability the following steps may be adopted changes in the margin rate increases in the cashmargin rate or others These new measures may also be applied to the existing open interests In such conditions you willbe required to put up additional margins or reduce your positions
E You must ask your broker to provide the full details of derivatives contracts you plan to trade ie the contract specificationsand the associated obligations
22 Currency specific risks
1 The profit or loss in transactions in foreign currency-denominated contracts whether they are traded in your own oranother jurisdiction will be affected by fluctuations in currency rates where there is a need to convert from the currencydenomination of the contract to another currency
2 Under certain market conditions you may find it difficult or impossible to liquidate a position This can occur for examplewhen a currency is deregulated or fixed trading bands are widened
3 Currency prices are highly volatile Price movements for currencies are influenced by among other things changingsupply-demand relationships trade fiscal monetary exchange control programs and policies of governments foreignpolitical and economic events and policies changes in national and international interest rates and inflation currencydevaluation and sentiment of the market place None of these factors can be controlled by any individual advisor and noassurance can be given that an advisors advice will result in profitable trades for a participating customer or that acustomer will not incur losses from such events
23 Risk of Option holders
1 An option holder runs the risk of losing the entire amount paid for the option in a relatively short period of time This risk reflectsthe nature of an option as a wasting asset which becomes worthless when it expires An option holder who neither sells hisoption in the secondary market nor exercises it prior to its expiration will necessarily lose his entire investment in the option Ifthe price of the underlying does not change in the anticipated direction before the option expires to an extent sufficient to coverthe cost of the option the investor may lose all or a significant part of his investment in the option
2 The Exchanges may impose exercise restrictions and have absolute authority to restrict the exercise of options at certaintimes in specified circumstances
24 Risks of Option Writers
1 If the price movement of the underlying is not in the anticipated direction the option writer runs the risks of losing substantialamount
2 The risk of being an option writer may be reduced by the purchase of other options on the same underlying interest andthereby assuming a spread position or by acquiring other types of hedging positions in the options markets or othermarkets However even where the writer has assumed a spread or other hedging position the risks may still besignificant A spread position is not necessarily less risky than a simple long or short position
3 Transactions that involve buying and writing multiple options in combination or buying or writing options in combination withbuying or selling short the underlying interests present additional risks to investors Combination transactions such as optionspreads are more complex than buying or writing a single option And it should be further noted that as in any area of investinga complexity not well understood is in itself a risk factor While this is not to suggest that combination strategies should not beconsidered it is advisable as is the case with all investments in options to consult with someone who is experienced andknowledgeable with respect to the risks and potential rewards of combination transactions under various market circumstances
3 TRADING THROUGH WIRELESS TECHNOLOGY SMART ORDER ROUTING OR ANY OTHER TECHNOLOGYAny additional provisions defining the features risks responsibilities obligations and liabilities associated with securities trading throughwireless technology smart order routing or any other technology should be brought to the notice of the client by the stock broker
4 GENERAL
41 The term constituent shall mean and include a client a customer or an investor who deals with a stock broker for the purposeof acquiring andor selling of securities derivatives contracts through the mechanism provided by the Exchanges
42 The term stock broker shall mean and include a stock broker a broker or a stock broker who has been admitted as such bythe Exchanges and who holds a registration certificate from SEBI
47
M - IVGUIDANCE NOTE - DOS AND DONTS FOR TRADING ON THE EXCHANGE(S) FOR INVESTORS
BEFORE YOU BEGIN TO TRADE
1 Ensure that you deal with and through only SEBI registered intermediaries You may check their SEBI registration certificate numberfrom the list available on the Stock exchanges wwwexchangecom and SEBI website wwwsebigovin
2 Ensure that you fill the KYC form completely and strike off the blank fields in the KYC form
3 Ensure that you have read all the mandatory documents viz Rights and Obligations Risk Disclosure Document Policy andProcedure document of the stock broker
4 Ensure to read understand and then sign the voluntary clauses if any agreed between you and the stock broker Note that the clausesas agreed between you and the stock broker cannot be changed without your consent
5 Get a clear idea about all brokerage commissions fees and other charges levied by the broker on you for trading and the relevantprovisions guidelines specified by SEBIStock exchanges
6 Obtain a copy of all the documents executed by you from the stock broker free of charge
7 In case you wish to execute Power of Attorney (POA) in favour of the Stock broker authorizing it to operate your bank and demataccount please refer to the guidelines issued by SEBIExchanges in this regard
TRANSACTIONS AND SETTLEMENTS
8 The stock broker may issue electronic contract notes (ECN) if specifically authorized by you in writing You should provide your emailid to the stock broker for the same Dont opt for ECN if you are not familiar with computers
9 Dont share your internet trading accounts password with anyone
10 Dont make any payment in cash to the stock broker
11 Make the payments by account payee cheque in favour of the stock broker Dont issue cheques in the name of sub-broker Ensurethat you have a documentary proof of your paymentdeposit of securities with the stock broker stating date scrip quantity towardswhich bank demat account such money or securities deposited and from which bank demat account
12 Note that facility of Trade Verification is available on stock exchanges websites where details of trade as mentioned in the contract notemay be verified Where trade details on the website do not tally with the details mentioned in the contract note immediately get in touchwith the Investors Grievance Cell of the relevant Stock exchange
13 In case you have given specific authorization payout of funds or delivery of securities as the case may be may not be made to youwithin one working day from the receipt of payout from the Exchange Thus the stock broker may maintain a running account for yousubject to the following conditions
a) Such authorization from you shall be dated signed by you only and contains the clause that you may revoke the same at any time
b) The actual settlement of funds and securities shall be done by the stock broker at least once in a calendar quarter or monthdepending on your preference While settling the account the stock broker shall send to you a statement of accounts containingan extract from the client ledger for funds and an extract from the register of securities displaying all the receiptsdeliveries of fundsand securities The statement shall also explain the retention of funds and securities and the details of the pledged shares if any
c) On the date of settlement the stock broker may retain the requisite securitiesfunds towards outstanding obligations and may alsoretain the funds expected to be required to meet derivatives margin obligations for next 5 trading days calculated in the mannerspecified by the exchanges In respect of cash market transactions the stock broker may retain entire pay-in obligation of fundsand securities due from clients as on date of settlement and for next days business he may retain fundssecuritiesmargin to theextent of value of transactions executed on the day of such settlement in the cash market
d) You need to bring any dispute arising from the statement of account or settlement so made to the notice of the stock broker in writingpreferably within 7 (seven) working days from the date of receipt of fundssecurities or statement as the case may be In case ofdispute refer the matter in writing to the Investors Grievance Cell of the relevant Stock exchanges without delay
14 In case you have not opted for maintaining running account and pay-out of fundssecurities is not received on the next working day ofthe receipt of payout from the exchanges please refer the matter to the stock broker In case there is dispute ensure that you lodge acomplaint in writing immediately with the Investors Grievance Cell of the relevant Stock exchange
15 Please register your mobile number and email id with the stock broker to receive trade confirmation alerts details of the transactionsthrough SMS or email by the end of the trading day from the stock exchanges
48
IN CASE OF TERMINATION OF TRADING MEMBERSHIP
16 In case a stock broker surrenders his membership is expelled from membership or declared a defaulter Stock exchangesgives a public notice inviting claims relating to only the transactions executed on the trading system of Stock exchange fromthe investors Ensure that you lodge a claim with the relevant Stock exchanges within the stipulated period and with thesupporting documents
17 Familiarize yourself with the protection accorded to the money andor securities you may deposit with your stock brokerparticularly in the event of a default or the stock brokerrsquos insolvency or bankruptcy and the extent to which you may recoversuch money andor securities may be governed by the Bye-laws and Regulations of the relevant Stock exchange where thetrade was executed and the scheme of the Investorsrsquo Protection Fund in force from time to time
DISPUTES COMPLAINTS
18 Please note that the details of the arbitration proceedings penal action against the brokers and investor complaints against thestock brokers are displayed on the website of the relevant Stock exchange
19 In case your issueproblemgrievance is not being sorted out by concerned stock brokersub-broker then you may take up thematter with the concerned Stock exchange If you are not satisfied with the resolution of your complaint then you can escalatethe matter to SEBI
20 Note that all the stock brokersub-brokers have been mandated by SEBI to designate an e-mail ID of the grievance redressaldivisioncompliance officer exclusively for the purpose of registering complaints
INTRODUCTION DETAILS
Self introduction
Introduction by existing IDBI Bank Account holder (Document confirming mailing address in name of applicant to be provided)
Name
Cust ID Account No
I confirm that I am an account holder with IDBI Bank for over six months I confirm that I personally know the applicants detailed herein for ________years and confirm hisher identity and address
Signature of introducer Signature verified (for bank use)
Signature amp EIN No
PART I
Savings Account Current Account Suvidha Fixed Deposits (FD)
Firm name (for sole proprietorship) ACCOUNT IN THE NAME OF MINOR (Strike off if not applicable)
DETAILS OF APPLICANT
Welcome kit account
Please open my SoleOur JointSole Proprietorship Account at your Branch Sol
Please fill the form in CAPITAL LETTERS and BLACK INK only
I shall represent the minor in all future transaction of any description in the above account till the said minor attains majority I shall indemnify the bank against any claims of the above minor of any withdrawalstransactions made by me in hisher account
Bar Code
SBAOF PART I
Bar Code
We jointly agree and authorize IDBI Bank Limited to permit premature withdrawals of the Fixed Deposit by survivors in the event of death of the deposit holders before maturity
-1-
LINKING OF AADHAR NUMBER TO MY ACCOUNT (DECLARATION)
Declaration for Channel Services and International Debit cum ATM Card
IWe authorise IDBI Bank to issue an IDBI Bank Debit cum ATM Card to meus IWe acknowledge that the issue and usage of the card is governed by the terms and conditions as in force from time to time and agree to be bound by the same IWe accept that the terms and conditions are liable to be amended by IDBI Bank from time to time IWe further unconditionally and irrevocably authorise IDBI Bank to debit myour account with an amount equivalent to the annual fee and charges for use of the Debit cum ATM (wherever applicable amended as per the schedule of chargesfees) IWe hereby confirm that in case of Joint Accounts the operating instruction will not be jointly by all
IWe undertake to strictly utilise the card in accordance with the Exchange Control Regulations as laid down by Reserve Bank of India from time to time IWe confirm that the foreign exchange which will be used will be within the limits of the Basic Travel Quota as per Foreign Exchange Management Act 1999 IWe will adhere to guidelines which are issued by the Reserve Bank of India concerning the use of foreign exchange
IWe have read and understood the Terms and Conditions (a copy of which I am in possession of) also hosted at wwwidbicom governing the opening of an account with IDBI Bank and those relating to various channel services including but not limited to Debit cum ATM Cards Phone Banking Mobile Banking Internet Banking Bill Payment facility Account Alerts I accept and agree to be bound by the said Terms and Conditions including those excludinglimiting the Banks liability IWe authorize the applicant to access the accounts(s) via the channels selected and authorize IDBI Bank to link new accounts opened by the applicant to the channels selected
IWe understand that the Bank may at its absolute discretion discontinue any of the services completely or partially without any notice to meus I agree that the bank may debit my account for service charges as applicable from time to time (wherever applicable amended as per the schedule of chargesfees)
2nd Applicant
1st Applicant
3rd Applicant
4th Applicant
for
Name of Bank
Account Number Facility Amount
For Current Account purpose
Intimation of Address Change
DELIVERABLES
Primary Card
Add-on-Cards
Please Note
(Please submit Beneficial owner declaration attached)
-2-
SMS Alerts Hindi English
Branch Head Verification
No tax to be deducted- Form 15G15H enclosed
Name of the Branch HeadActing Branch Head
Company seal
(Please note this number till you get your customer ID)
Acknowledgment Date
Signature
For customer ID Creation onlyTo be processed on priority
We have complied with all the requirements of the KYC and AML policy KYC amp AML Master Circular of the Bank updated till now We have complied with all requirements Circularsinstructions issued by the Bank till date with regard to the proposed Product All Statutory Regulatory and Internal Guidelines issued up-to-date have been complied with regard to this AOFldquoI here by certify that all the necessary KYC documents have been obtainedverified by me I confirm that the documents are adequate to comply with KYC requirement of the Bank I hereby confirm that I have verified UN list of terrorist groups amp GOI advices amp bankrsquos guidelines amp confirm the applicants are not included in caution advicesblack list Based on this account may be opened
4
FOR CORPORATE PAYROLL ACCOUNT - To be filled for corporate salary accounts only (if applicable) -
Monthly (Discounted Basis)
MATURITYPAYMENT INSTRUCTIONS
Auto renew principal
Auto renew principal amp interest
Auto renew `
Auto renew for period
year(s) month(s) day(s)
Pay principal amp interest Pay principal
Renewal will be done at the then prevailing interest rate
By credit to 1st applicantrsquos operative account
By Payorder Demand Draft
-3-
Branch CopyApp Form No Customer CopyApp Form No
Name Name
Strike out if nominee is not a minor Where the deposit is made in the name of minor the nomination should be signed by a person lawfully entitled toact on behalf of the minor Thumb impression(s) shall be attested by two witnesses
Registration No (To be filled in by the bank)
Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules 1985 in respect of bank deposits
IWe
(Name) (Name)
Nominate the following person to whom in the event of myourminors death the amount of deposit in the account(s) particulars whereof are given below may
be returned by IDBI Bank Limited branch
Signature
Address
Date
Address
Account No Additional details if anyNature of Deposit
Address
Place
Signature
Address
Date Place
I do not wish to avail nomination facility
Witness(es)
Date of Birth (if nominee is minor)
As the nominee is a minor on this date IWe appoint ShriSmtKum
to receive the amount of the deposit in the account on behalf of the nominee in the event of myour
Name
Relationship with depositor (if any) Age (yrs)
Nominee Guardian (if nominee is minor) Father Mother Court Appointed Guardian Court Receiver Defacto Guard Others
Mailing Address
City State PIN Code
Country
Mailing Address
City State PIN Code
Country
Nominee
minorrsquos death during the minority of the nominee
Please Note- The Fixed Deposits created by way of Auto Sweep Out would carry the same Nomination as provided in the Linked SavingsCurrent Account
In the name of held with us
Please quote the Nomination Number in all your future
correspondence with us in this regard
-4-
1 No penalty for premature withdrawal on all the above deposits opened renewed with effect from 1st Jan 2011 In case the customer prefers to prematurely withdraw the deposit (FD booked before 1st Jan 2011) from the Bank the then prevailing penalty norms will be applicable
2 In case of premature withdrawal of deposits before 15 days by any category of depositors including senior citizen staff and retired staff the savings bank interest rate shall be applicable No interest is paid if the deposit is held for the tenure of below 7 days the minimum period for Term Deposits as per RBI guidelines
3 Interest payable on prematurely withdrawn deposits will be the contracted rate or the rate applicable for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit) whichever is lower The above interest payment clause on premature withdrawal of Term Deposits is applicable on all Fixed Deposits
4 The premature withdrawal allowed unless specified otherwise at the rate applicable for the period for which the deposit has run or the contracted rate whichever is lower subject to penalty if any prescribed by the Bank from time to time
5 Interest rates applied on Retail Term Deposit will be as per the prevailing rates of interest Discounted rate will be applied in case of monthly interest payouts Annual Interest Payout is calculated on Simple Interest basis
1 Current accounts are meant for customers who have to carry out business and or large number of transactions in the account every day 2 There are no restrictions on the number of transactions in current accounts3 No interest is paid on the balances in current accounts4 No minimum balance requirement5 Free Facilities would vary every month based on Monthly Average balance (MAB) maintained during the previouscurrent month
1 SB accounts may be opened for the purpose of savings and not for doing any business transactions The object of the savings bank account is to encourage private individuals to deposit their savings with the bank allowing them interest on the sums so deposited and at the same time permitting the facility of certain limited withdrawals on demand Hence firmscompanies are not allowed to open SB account Transactions of commercial nature are not permitted If the Bank at any stage finds that the Savings Bank Account is being used either for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable the Bank reserves the right to close such Savings Bank Account
2 A minimum balance shall always be maintained in the account Non-maintenance of minimum balance will attract charges as prescribed from time to time3 Applicable charge for closure of the account from time to time would be collected 4 Interest is calculated on the balance maintained in the SB account on daily balance method and credited to the account on last working day of every March and
September The rate of interest payable is subject to the directives that may be issued by RBI from time to time5 As per extant Reserve Bank of India (RBI) guidelines an account would be treated as inoperative dormant if there are no customer induced transactions in the account for
over a period of two years Operation in such inoperative accounts would be resumed restarted allowed after obtaining the revised KYC document as per the extant guidelines of the Bank
6 The Bank reserves the right to alter service charges for which the customer will be duly notified through Banks website andor branch notice board Any changes in the schedule of charges or the terms and conditions will be communicated to the customers 30 days in advance During the notice period the charges for facilities would be the same as applicable prior to the notice period
CURRENT ACCOUNT RULES
RETAIL TERM DEPOSIT RULES
Most Important Terms and Conditions (MITCs)
We submit that we have read and understood the definition of beneficial owner as per guidelines issued by Government of India (as given below) and hereby advise
that the following person entity is the beneficial owner of our entity We also provide the Identity details of the said beneficial owner for your records
DECLARATION OF BENEFICIAL OWNER IN THE CASE OF NON-PERSONAL ENTITIES (PROPRIETORSHIP ACCOUNT)
We hereby declare that the above information is true and request you to open our account as propose We also undertake to intimate you about any changes in the beneficial owner of our entity
Yours faithfully
----sd----
Name of Beneficial owner
Address
Phone Number
Proof for Identity of beneficial ownerAs per enclosure
Please obtain a copy of BCSBI Codes available with the Branch Also requested to retain a copy of Schedule of Facility (SOF) signed by you
-5-
IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
Toll Free Numbers reachable from any landlineMobile phones 1800-200-1947 1800-22-1070 Non- Toll Free Number 022-66937000
Visit us wwwidbicom
IDBI BANK OFFERS THE FOLLOWING PRODUCTS AND SERVICES
Savings Account
Flexi Current Account
Fixed amp Floating Term Deposits
Recurring Deposits
NRI Services
International Debit Card
Preferred Banking
Gift Card
WorldGlobal Currency Card
Magic Card
Capital Gains Account Scheme
Capital Market Products
Home Loan
Education Loan
Auto Loan
Loan Against Property
Home Loan Interest Saver
Locker Facility
Special Accounts for Kids YouthWomen Salaried Senior Citizen
CIN
- L
65190M
H2004G
OI1
48838
-6-
Name
Existing Customer ID
TO BE SEPARATELY FILLED BY EACH APPLICANT IN PART -II
Individual Proprietorship OthersStaff Ex-Staff EIN
MFO MSO(DDMMYYYY)
Marital Status Relationship withFirst Applicant
Motherrsquos Maiden Surname
PART II (PERSONAL DETAILS)
Transaction profile ie value of transactions likely to be routed through the account in a month quarter half year In case of new firm sales tax return of the
previous quarter or projected sales may be accepted lt`50000 lt`100000 lt`10 lakh lt`100 lakh gt`100 lakh
Signature
Service Business Line of BusinessIndustry (Pls provide detail)
RetiredSelf employed Housewife
Risk Level (Customer Profile) Basis of level categorization
Permanent Address
or orForm 60 Form 61 attached (Please )
Passport No Date of Issue Date of Expiry
Passport Details Aadhaar No
Firm name ( for sole proprietorship)
Please update above contact details address MobilePhone no email id etc
Only in new account For all account tagged under myour Cust ID
SBAOF PART II
Bar Code
Customer Constitution Male Female Proprietary Concern
-7-
2
TELL ME MORE
MY BANKING AND FINANCE
Loans
My Insurance
My credit cards
My other bankers
Gift Card
Tax Saving Investment
Office address City Pin
Type of Organisation Public Ltd Private Ltd Public Sector Proprietary
MY WORK LIFE
I like Traveling Vacationi n g Reading Partying SportsGames Eating out YogaMeditation Shopping
Performing Arts Photography Collection Fine Arts Others
The Vehicle I drive
MY LIFESTYLE
Indian Chinese Thai French Italian Mexican Home cooked foodMy favourite cuisine
Hills Coastal Cruise Religious trip Wild life Health Resorts Ancestral home My preferred vacation site
Personalities Literature History Inspirational Fiction OthersPreferred topics
Vocal Pop Remix Ghazals Western Traditional Religious My preferred music
Instrumental Others
BooksNewspapers I read Language in which I Prefer to read
I normally travel for Business Leisure Both
My favourite airline Within India Abroad
Date
Date
Name MF DOBMarital Status
(MS)Details of children
1) 2)
Present Portfolio Equity Markets Mutual Funds Property Bonds Bank FD Others
1) Issuer Name 2) Issuer Name
My car is insured by Due date for renewal
-8-
Bar Code
( FOR INDIVIDUALS)यो क लएडीमट खाता खोलन का फॉमDemat Account Opening Form
शाखा सोल ओबीएसटी कोडBranch Sol OBST Code
Documents are verified by दावजो का सापन िकसन िकया
Name of Officerअधकारी का नाम
Designation EINपदनाम ईआईएन
खाताधारक (को) का ववरण Details of Account holder(s)
यपहला धारक SoleFirst Holder
ए)A)
बीB एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क लए हालािक खाता नसगक क नाम स खोला जाएगा एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क नाम एव पन का उख नीच िकया जाना चािहए For HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc although the account is opened in the name of the natural persons the name amp PAN of the HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc should be mentioned below
नाम Name पनPAN
आईडीबीआई बक लमटडपजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई ndash 400 005 IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
सीआईएन सा(सीआईएन)एल65190एमएच2004जीओआई148838 CIN Number (CIN)L65190MH2004GOI148838
D
सहभागी का नाम Participant Name - आईडीबीआई बक लमटड IDBI Bank Limitedडीपी आईडी आईएन
DP ID IN300450(सहभागी ारा भरा जाएTo be filled by Participant)
ाहकndashआईडीClient ndashID पता- सरज हाउस तीसरी मज़ल ॉट न 90 एमआईडीसी अधरी (पव)मबई -400 093
Address - Sarju House 3rd Floor Plot No 90 MIDC Andheri (East)Mumbai - 400 093
म हम आपस नलखत ववरणो क अनसार मर हमार नाम पर िडपॉजटरी खाता खोलन का अनरोध करता करती करत ह IWe request you to open a depository account in myour name as per the following details(कपया सभी ववरणो को साफ अरो म भरPlease fill all the details in CAPITAL LETTERS only)
िदनाक Date
एफF बक ववरण Bank detailsबक खात का कार Bank account type
अ (कपया उख कर) Others (Please specify)
बचत खाता Savings Account चाल खाता Current Account
बक खाता सा Bank Account Number
बक का नाम Bank Name
शाखा का पता Branch Address
नगर शहर गाव Citytownvillage
रा State
पन कोड PIN Code
दश Country
एमआईसीआर कोडMICR Code आईएफ़एससीIFSC
ईE
In case of NRIs Foreign Nationals
आरबीआई अनमोदन क तारीखRBI Approval date
आरबीआई अनमोदन सदभ सा RBI Approval Reference Number
अनवासी वदशी नागरक क ममल म
डीD वाषक आय क सीमा (िकसी एक को िटक कर) Income Range per annum (please tick any one)
`1 लाख स कम Below `1 lac `1-5 लाख `1-5 lac `5-10 लाख `5-10 lac `10-25 लाख `10-25 lac `25लाख स अधक More than ` 25lac
सकल वाषक आय का ववरण Gross Annual Income Details
साधारण नागरक Ordinary Resident
अहता ा वदशी नागरक Qualified Foreign Investor
िहद अवभ परवारHUF अवय Minor
अनवासी ndash अावतन ीय NRI-Repatriable
वदशी नागरक Foreign National
अ (कपया उख कर) Others (Please specify)
खातो का कार Type of account
अनवासी- गर अावतन ीय NRI-Non Repatriable
सीC
माजन Marginवतक Promoter
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
दसरा धारक Second Holder
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
तीसरा धारक Third Holder
शहरCityकाtownामvillage
9) अभभावक का सपक ववरणContact Details of Guardian
10) न ामती क साथ अभभावक का सबधRelationship of Guardian with nominee
7) अ भभावक का नाम(ीीमती)Name of Guardian (MrMs)
8) अभभावक का पताAddress of Guardian
पन कोडPIN Code
रा State दश Country
(नामती क अवय होन क मामल म in case of minor nominee)
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
6) जतथ (अवय क मामल म) Date of Birth (in case of minor nominee)
एचH ायी अनदश Standing Instructions
1 म हम आपको मर हमार खात म तः िडट ा क लए ाधकत करताकरती करत ह IWe authorise you to receive credits automatically into myour account
हा Yes नही No
हा Yes नही No2 मारनामा (पीओए) ारा खाता परचालत िकया जाएगा Account to be operated through Power of Attorney (PoA)
3एसएमएस अलटस सवधा SMS Alert facilityहा Yes नही No
हा Yes नही No
हा Yes नही No
1 यपहला धारक SoleFirst Holder
2 दसरा धारक Second Holder
3 तीसरा धारक Third Holder
4 खाता ववरण ा करन का मोड [िकसी एक को िटक कर] Mode of receiving Statement of Account [Tick any one]
भौतक प म Physical Form
इलॉ नक प म Electronic Form [नोट 4 को पढ़ और यह सनत कर िक कवाईसी आवदन फॉम म ईमल-आईडी िदया गया ह Read Note 4 and ensure that email ID is provided in KYC Application Form]
जीG यद लाग हो तो कपया टक कर Please tick if applicable राजनीत स जड़ (पीईपी) Politically Exposed Person (PEP)
राजनीतक स सबधत (पीईपी) Related to a Politically Exposed Person (PEP)
अभभावक का ववरण Guardian Details (जहा एकल धारक अवय होwhere sole holder is a minor)आयI [अवय क खात क लए दो कवाईसी फॉम अव फाइल िकए जान चािहए अथात एक अभभावक क लए और दसरा अवय क लए (अभभावक ारा हार िकया जाए)For account of a minor two KYC Application Forms must be lled ie one for the guardian and another for the minor (to be signed by guardian)]
अभभावक का नामGuardian Name
पनPAN अवय स अभभावक का सबधRelationship of guardian with minor
नामाकन का वकNomination OptionजJ
म हम नामाकन करना चाहता चाहती चाहत ह तथा एतदारा नलखत को नामािकत करता करती करत ह जसको मर हमारी म क पात सभी अधकार और या मर हमार ारा उ लाभाथ ामी खात क लए िडपॉजटरी क पास धारत तभतयो क भगतान स सबधत राश ा करन का अधकार होगाIWe wish to make a nomination and do hereby nominate the following person in whom all rights and or
amount payable in respect of securities held in the Depository by me us in the said beneciary owner account shall vest in the event of my our death
म हम नामाकन करना चाहता चाहती चाहत ह IWe wish to make a nomination म नामाकन नही करना चाहता चाहती चाहत ह IWe do not wish to make a nomination[नलखत ववरण क अनसारAs per details given below] [नलखत नामाकन ववरण को काट दStrike off the nomination details below]
नामाकन ववरणNomination Details
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
4) नामती का सपक ववरण Contact details of nominee
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
5) नामती क पहचान का ववरणNominee Identification details(क) स (च) तक म स िकसी एक को िटक कर और उसका ववरण दplease tick any one from (a) to (f) and provide details of the same)
b) नामती का पनPAN of nominee
c) नामती का आधार नAadhaar number of nominee
a) (I) फोटोाफ Photograph
d) नामती का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of nomineeif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
नामती का फोटो Photograph
of nominee(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
यद नामती अवय हो तो म स 6-11तक भर Sr Nos 6-11 should be filled only if nominee is a minor
1) नामती का नाम Name of the Nominee (MrMs)
2) आवदक क साथ सबध Relationship with the Applicant(यिद कोई हो if any)
3)न ामती का पता Address of Nominee
नामती क हार Signature of nominee
डबट ाधकार Debit Authorisation
म हम आपको इस डीमट खात क भार हत म र हमार चाल बचत खाता सा स डबट करन का ाधकार दता दती दत ह IWe authorize you to debit myour currentsavings Ac number towards the service charges for this demat account
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
घोषणा Declarationखात स सबधत िडपॉजटरी और िडपॉजटरीसहभागयो स सबधतलाग नयमो और वनयमो को हमन पढ़ लया ह और समझ लया ह तथा इस खात स सबधत समय-समय पर लाग नयमो क अधीन ह और इनक पालन क सहमत दत ह हम एतवारा यह घोषणा करत ह िक उपरो ववरण हमारी जानकारी एव वास म परी तरह स स एव सही ह तथा हम इसम िकसी कर का परवतन होन पर ताल इसक सचना दन का वचन दत ह यिद उपरोजानकारी गलत या अस या गमराहकरन वाली या गलत बयानी पाई जाती ह तो हम यह मालम ह िक इसक लए हम उरदायी ठहराए जाएग म हम दावज़ ldquoलाभाथ ामी और िडपॉजटरी सहभागी क अधकार और उरदायrdquo क त क पावती दता दती दत हThe rules and regulations of the Depository and Depository Participants pertaining to an account which are in force now have been read by us and we have understood the same and we agree
to abide by and to be bound by the rules as are in force from time to time for such accounts We hereby declare that the details furnished above are true and correct to the best of our knowledge
and belief and we undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting we are
aware that we may be held liable for it Iwe acknowledge the receipt of copy of the document ldquoRights and Obligations of the Benecial Owner and Depository Participantrdquo
ाधकत हारी Authorised Signatories (ाधकत हारयो क लए बोड सक को सल कर) Enclose a Board Resolution for Authorised Signatories)
य पहला धारकअभभावक SoleFirst HolderGuardian
धारक(को) का नामName(s) of holder(s) हार Signature(s)
दसरा धारक Second Holder
तीसरा धारक Third Holder
(य पहला धारक क अवय होन क मामल मIn case sole holder is minor)
b) अभभावक का पनPAN of Guardian
c) अभभावक का आधार नAadhaar number of Guardian
a) (I) फोटोाफ Photograph
d) अभभावक का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of Guardianif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) अभभावक क डीमट खात का ववरणDemat account details of Guardian डीपी आईडीDP ID
ाहक आईडीClient ID
डीपी आईडीDP ID
ाहक आईडीClient ID
अभभावक का फोटो Photograph of Guardian
(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
अभभावक क हारSignature of Guardian
11) अभभावक क पहचान का ववरण (कपया (क)स (च) तक म स िकसी एक को टक कर और उसका ववरण द)Guardian Identification details (please tick any one from (a) to (f) and provide details of the same)
1 सभी पाचार कवल य पहल धारक क पत पर भज जाएग All communication shall be sent at the address of the SoleFirst holder only
2 अग ठ का नशान और अ जी या िहदी या भारतीय सवधान क आठवी अनसची म शामल भाषाओ को छोड़कर अ िकसी भाषा म िकए गए हार मजट या सरकारी नोटरी या वशष कायपालक मजट स अनमाणत होन चािहए Thumb impressions and thsignatures other than English or Hindi or any of the other language not contained in the 8 Schedule of the Constitution of India must be attested by a Magistrate or a Notary Public
or a Special Executive Magistrate3 नामाकन स सबधत अनदश नलखत ह Instructions related to nomination are as below
I नामाकन कवल उी यो का िकया जा सकता ह जो य अपनी ओर स एकल खात या सय खात क लाभाथ ामी हो सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत गर- वयक नामाकन नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम पर सभी सय खाताधारको क हार होग The nomination can be made only by individuals holding beneciary owner accounts on their own behalf singly or
jointly Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot nominate If the account is held jointly all joint holders will sign the nomination form
II अवय को भी नामत िकया जा सकता ह ऐस मामलो म लाभाथ ामी ारा अवय क अभभावक का नाम और पता उपल कराया जाएगा A minor can be nominated In that event the name and address of the Guardian of the
minor nominee shall be provided by the benecial owner III ास सोसायटी कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक नामती नही हो सकत ह समय-समय पर लाग वनमय नयण क अधीन अनवासी भारतीय भी नामती हो सकत ह The Nominee shall not be a trust
society body corporate partnership rm karta of Hindu Undivided Family or a power of Attorney holder A non-resident Indian can be a Nominee subject to the exchange controls in force from time to time
IV लाभाथ ामी का खाता बद होन पर लाभाथ ामी स सबधत नामाकन को भी र माना जाएगा इसी तरह तभत क अत रण होन पर तभत स सबधत नामाकन को भी र माना जाएगा Nomination in respect of the beneciary owner account
stands rescinded upon closure of the beneciary owner account Similarly the nomination in respect of the securities shall stand terminated upon transfer of the securities V िडपॉजटरी और भागीदार ारा काननी वारस क नामती क प म तभतयो का अतरण वध प स िकया जाएगा Transfer of securities in favour of a Nominee shall be valid discharge by the depository and the Participant
against the legal heir VI नामाकन को कवल उसी लाभाथ ामी ारा र िकया जाएगा जसन य अपनी ओर स एकल खात या सय खात क लाभाथ ामी क प म मल नामाकन िकया था सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत
गर- वयक नामाकन र नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम को र करन हत सभी सय खाता धारको क हार होग The cancellation of nomination can be made by individuals only holding
beneciary owner accounts on their own behalf singly or jointly by the same persons who made the original nomination Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot cancel the nomination If the beneciary owner account is held jointly all joint holders will sign the cancellation form
VII नामाकन क र होन पर नामाकन को र माना जाएगा तथा नामती क प म तभतयो क अत रण क लए िडपॉजटरी बाकारी नही होगा On cancellation of the nomination the nomination shall stand rescinded and the
depository shall not be under any obligation to transfer the securities in favour of the Nominee4 इलॉ नक प म खाता ववरण ा करन क लएFor receiving Statement of Account in electronic form
I ाहक को ईमल एकाउट क पासवड क गोपनीयता अव सनत करनी चािहए Client must ensure the condentiality of the password of the email account
II ईमल पता म परवतन होन पर ाहक को सहभागी को तर त सचना दनी चािहएClient must promptly inform the Participant if the email address has changed
III ाहक 10 िदन क पव सचना दकर इस सवधा को बद करवा सकता ह इसी तरह सहभागी भी 10 िदन क पव सचना दकर इस सवधा को बद कर सकता ह Client may opt to terminate this facility by giving 10 days prior noticeSimilarly
Participant may also terminate this facility by giving 10 days prior notice 5 जो लाग न हो उस काट द Strike off whichever is not applicable
नोट Notes
तीसर धारक क हार
Signature of 3rd holderखाता भारीपहल धारक क हार
Signature of 1st holder in charge Acदसर धारक क हार
Signature of 2nd holder
डीमट सवाए और भारो क अनसची Demat Services and Charges Schedule
सवाए Servicesनयमत
Regularफ़ड ाहक
Preferred Clientsआरएसडओएम
RSWOM
अधकतम Maximum(जहा लाग हो where
applicable)
नतम Minimum(जहा लाग होwhere
applicable)खाता जस णी क अत गत खोला जाएगा उस पर िटक लगाए Tick ( ) against the category under which the Ac will be opened4
खाता खोलना (आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for IDBI saving amp current account holders)
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
खाता खोलना (गर आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for Non IDBI saving amp current account holders)
गर-आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for Non-IDBI Sb Current Ac Holders
आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for IDBI Sb Current Ac Holders
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
माक टइटी खरीद लन-दन Market Equity Buy Transactions
लन-दन Transactions
इटी लखतो को डीमट करनाDematerialisation of Equity Instruments
ऋण लखतो को डीमट करना Dematerialisation of Debt Instruments
तभतयो का पनमतकरण Rematerialisation of Securities
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
Rs40- त माणप और डाक खचper certicate
plus postage
Rs- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
क सौ तभतयो क लए 20 या उसक बाद उसक भाग म या त माणप 20 का सीधा श जो भी अधक होRs 20 for every hundred securities or part thereof or Flat fee of Rs 20 per certicate whichever is higher
माक ट ऋण खरीद लन-दन Market Debt Buy Transactions
माक टइटी वय लन-दन Market Equity Sell Transactions
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs50- त पper scrip
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
Rs500- त पper scrip
माक ट ऋण वय लन-दनMarket Debt Sell Transactions
ऑफ माक ट इटी खरीद लन-दन Off Market Equity Buy Transaction
ऑफ माक ट ऋण खरीद लनदन Off Market Debt Buy Transaction
ऑफ माक ट इटी वय लनदन Off Market Equity Sell Transaction
ऑफ माक ट ऋण वय लनदन Off Market Debt Sell Transaction
वलब अनदश श ारभक भगतानLate instruction Fee payable upfront
इटरndashिडपॉजटरी अत रण (य) Inter-Depository Transfer (Buy)
इटरndashिडपॉजटरी अत रण (वय) Inter-Depository Transfer (Sell)
ीज़ Freeze
डी-ीज़ De-Freeze
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
015 बाज़ार म का015 of market value
010 बाज़ार म का010 of market value
015 बाज़ार म का015 of market value
गरवी Pledge
गरवी सजन करना Pledge Creation
गरवी लाग करना Pledge Invocation
गरवी समापन करनाPledge Closure
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs2500- वpa
Rs200- वpa Rs200- वpa Rs200- वpa
लाग नहीNA लाग नहीNA
ववरण Statements
डाक ारा तमाही ववरण Quarterly statement by post
डाक ारा मासक ववरण Monthly statement by post (यिद इस अवध क दौरान लन-दन हो तो) only if transactions take place during the period)
ईमल ारा मासक ववरण Monthly statement by email
अनरोध पर ववरण आईवीआर पर On request statement on IVR
आईवीआर पर दज अनरोध क लए ईमल ारा ववरण On request statement by email for requests logged over IVR
शाखा म अनरोध पर ववरण On request statement at the branch
अनरोध पर डाक ारा ववरण On request statement by post (भारत स बाहर क पत पर address outside India)
वकक मासक होग ववरण Optional monthly Holding Statement (खाता खोलन वाल महीन म अम भगतान और उसक बाद वाषक आधार पर क वष Payable in advance in the month of account opening and on anniversary basis every year thereafter)
Rs900- कeach Rs900- कeach Rs900- कeach
Rs25- कeach Rs25- कeach Rs25- कeach
नोट Noteसवा कर यथा लाग (कर ाधकरण ारा समय-समय पर जारी परवतन ो क अधीन)Service Tax as applicable subject to change as prescribed by Tax Authorities from time to time)
आईडीबीआई बक बचत चाल खाता धारको को सवा भारो क वसली क लए ायी अनदश अव दान िकए जान चािहए IDBI Bank SBCurrent Ac holders must provide Standing Instuctions for recovery of the service charges
भारो क गणना क लए लन-दन धारता का बाज़ार म एनएसडीएल कोस फ़ाइल क अनप होगाFor calculation of charges market value of transactionholding will be as per NSDL procele
अतरण क लए सभी अनदश बक क सबधत शाखाओ म नादन स एक िदन पहल 4 बज अपराहन स पहल अव ा िकए जाए उपरो समयसीमा क बाद ा अनदशो को कवल ाहक क अपन जोखम क आधार पर ही ा िकया जाएगा All instructions for transfer must be received at
respective branches of the Bank one day before the date of execution not later than 4 pm of the previous day Instructions received afer the above dedline will be acceptabed only at clients risk
सवा भारो क लए मासक आधार पर बल जारी िकया जाएगा उपरो उत भार सचीब सवाओ क लए ह उ सची म यिद कोई सवा नही शामल ह तो उसक लए लए बक क नीत अनसार अलग स भार लया जाएगाBills for service charges will be raised monthly Charges quoted above are fot the services listed Any services not listed above will be charged separately as per Banks policy
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
वर नागरकSenior Citizen
सामा खड General Clause1लाभाथ ामी और िडपॉजटरी सहभागी (डीपी) िडपॉजटरी अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयम 1996 भारतीय तभत एव वनमय बोड (सबी) क नयमो और वनयमो उनक अधीन जारी िकए गए परपोअधसचनाओिदशानदशो िडपॉजटरीज क ारा जारी
उप-वधया और कारोबार नयमपरचालन अनदश और सरकारी ाधकरणो क ासगक अधसचनाओ स आब होग जसा िक समय-समय पर लाग होगाThe Benecial Owner and the Depository participant (DP) shall be bound by the provisions of the Depositories Act 1996 SEBI (Depositories and
Participants) Regulations 1996 Rules and Regulations of Securities and Exchange Board of India (SEBI) CircularsNoticationsGuidelines issued there under Bye Laws and Business
RulesOperating Instructions issued by the Depositories and relevant notications of Government Authorities as may be in force from time to time 2समय-समय पर सबी ारा नधा रत क अनसार भर ए खाता खोलन क फॉम कवाईसी और सहायक दावज़ क ा क बाद ही डीपी िकसी लाभाथ ामी(यो) क डीमट खात िडपॉजटरी णाली म खोलग सिय करग
The DP shall openactivate demat account of a benecial owner in the depository system only after receipt of complete Account opening form KYC and supporting documents as specied
by SEBI from time to time लाभाथ ामी क जानकारी Beneficial Owner information
3डीपी लाभाथ ामी(यो) क सभी ववरण जस िक खाता खोलन क फॉम म उखत उनक ारा त िकए गए सहायक दावजो औरया लाभाथ ामी क गोपनीयता स सबधत जानकारी अपन पास रखगा और उसका कटन िकसी को नही करगा बशत इस सबध म िकसी सावधक वधक या वनयामक ाधकारी ारा अपत न हो
The DP shall maintain all the details of the benecial owner(s) as mentioned in the account opening form supporting documents submitted by them andor any other information pertaining to the benecial owner condentially and shall not disclose the same to any person except as required by any statutory legal or regulatory authority in this regard
4डीमट खात खोलन क दौरान या समय-समय पर डीपी को त िकए गए खाता खोलन क फॉम म िदए गए ववरण म कोई परवतन होन पर लाभाथ ामी ताल डीपी को लखत म अधसचत कर The Benecial Owner shall immediately notify the DP in writing if there is any change in details provided in the account opening form as submitted to the DP at the time of opening the
demat account or furnished to the DP from time to timeशभारटरफ FeesChargesTariff
5लाभाथ ामी तभतयो क धारण और अत रण डीमटरयलाइज प म करन और उ स िडपॉजटरी सवाए ा करन क डीपी ारा उपल कराई गई टरफ शीट म नधा रत क अनसार डीपी तथा लाभाथ ामी क बीच समय-समय पर िकए गए करार क अत गत लाभाथ ामी ऐस सभी भारो का भगतान डीपी को करग लाभाथ ामी को यह सचत िकया जाता ह िक ldquoडीमट खात खोलन क लए कोई भार दय नही हrdquoThe Benecial Owner shall pay such charges to the DP for the purpose of holding and transfer of securities in dematerialized form and for availing depository services as may be agreed to from time to time between the DP and the Benecial Owner as set out in the Tariff Sheet provided by the DP It may be informed to the Benecial Owner that no charges are payable for opening of demat accountsrdquo
6बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी िकए गए ासगक परपोिदशानदशोअधसचनाओ क अधीन नधा रत भार सरचना का अनपालन करगIn case of Basic Services Demat Accounts the DP shall adhere to the charge structure as laid down under the relevant SEBI andor Depository circularsdirectionsnotications issued from time to time
7डीपी नधा रत िकए गए भारोटरफ म कोई व नही करग जब तक इस सबध म लाभाथ ामी को कम स कम 30 िदन पहल लखत म एक नोिटस न िदया गया होThe DP shall not increase any chargestariff agreed upon unless it has given a notice in writing of not less than thirty days to the Benecial Owner regarding the same
डीमटरयलाइजशन Dematerialization8लाभाथ ामी को उन तभतयो को ा करन का अधकार होगा जो िडपॉजटरीज ारा नधा रत उप-वधपरचालन अनदशकारोबार नयमो क अत गत
नधा रत हो िडपॉजटरीज पर मा हो प एव णाली म डीमटरयलाइज होThe Benecial Owner shall have the right to get the securities which have been admitted on the Depositories dematerialized in the form and manner laid down under the Bye Laws
Business Rules and Operating Instructions of the depositories अलग खात Separate Accounts9डीपी क लाभाथ ामी क नाम म अलग खात खोलग और क लाभाथ ामी क तभतयो को अलग िकया जाएगा तथा अ लाभाथ ामी क तभतयो औरया डीपी क अपनी तभतयो क साथ मत नही िकया जाएगाडीमटरयलाइज प म
The DP shall open separate accounts in the name of each of the benecial owners and securities of each benecial owner shall be segregated and shall not be mixed up with the securities of other benecial owners andor DPs own securities held in dematerialized form
10डीपी लाभाथ ामी को ऐसी तभतयो क सण प स या एकल प म सजन या गरवी औरया बधक या अ कोई िहत या ऋण-भार क अनमत दान नही करगा जो िडपॉजटरीज अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयमन 1996 और िडपॉजटरीज क उप-वधपरचालन The DP shall not facilitate the Benecial Owner to create or permit any pledge and or hypothecation or any other interest or encumbrance over all or any of such securities submitted for dematerialization andor held in demat account except in the form and manner prescribed in the Depositories Act 1996 SEBI (अनदशकारोबार नयमो क अनसार नधा रत प एव णाली क अतर क लए त औरया डीमट खात म धारत ह )डीमटरयलाइजशन(Depositories and Participants) Regulations 1996 and Bye-LawsOperating InstructionsBusiness Rules of the Depositories)
तभतयो का अतरण Transfer of Securities
11लाभाथ ामी ारा यथावध ाधकत िकसी आदश अनदश नदश या अधदश क आधार पर ही डीपी लाभाथ ामी क डीमट खातो म और ारा अत रण को सप करगThe DP shall effect transfer to and from the demat accounts of the Benecial Owner only on the basis of an order instruction direction or mandate duly authorized by the Benecial Owner and the DP shall maintain the original documents and the audit trail of such authorizations
12लाभाथ ामी क पास अपन डीमट खात म तभतयो को जमा करन क सबध म ायी अनदश दन का अधकार सरत ह और डीपी ऐस अनदशो क अनसार कारवाई करगThe Benecial Owner reserves the right to give standing instructions with regard to the crediting of securities in his demat account and the DP shall act according to such instructions
खाता ववरण Statement of account
13लाभाथ ामी क साथ तय िकए गए प एव णाली तथा समय क अनसार और इस सबध म सबी लाभाथ ामी को खातो क ववरण उपल कराएगिडपॉजटरी ारा नधा रत क अनसार The DP shall provide statements of accounts to the benecial owner in such form and manner and at such time as agreed with the Benecial Owner and as specied by SEBIdepository in this regard
14तथाप यिद डीमट खात म कोई लनदन नही आ ह या यिद वष क दौरान शष राश श हो गई तो डीपी को वाषक धारता क कागजी ववरणी ऐस बीओ को भजनी चािहए और जब भी खात म कोई लनदन होत ह तब लनदन क ववरण भज जाएगHowever if there is no transaction in the demat account or if the balance has become Nil during the year the DP shall send one physical statement of holding annually to such BOs and shall resume sending the transaction statement as and when there is a transaction in the account
15डीपी इलो नक प म डीमट खातो क ववरण जारी करन क सवाए दान कर सकत ह बशत लाभाथ ामी इसक लए इक हो डीपी सचना ौोगक अधनयम 2000 क अधीन नयमो स शासत क अनसार अपन िडजटल हार सिहत डीमट खातो क ववरण लाभाथ ामी को त करग तथाप यिद डीपी क पास डीमट खात का ववरण इलो नक मोड म त करन क सवधा नही ह तब सहभागी डीमट खातो क ववरण को कागजी प म अषत करगThe DP may provide the services of issuing the statement of demat accounts in an electronic mode if the Benecial Owner so desires The DP will furnish to the Benecial Owner the statement of demat accounts under its digital signature as governed under the Information Technology Act 2000 However if the DP does not have the facility of providing the statement of demat account in the electronic mode then the Participant shall be obliged to forward the statement of demat accounts in physical form
16बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी अधदश क अनसार लनदनो क ववरण भजग In case of Basic Services Demat Accounts the DP shall send the transaction statements as mandated by SEBI andor Depository from time to time
सबी और डपॉजटरी ारा नधारत क अनसार लाभाथ ामी और डपॉजटरी सहभागी क अधकार एव सीमाएRights and Obligations of Beneficial Owner and Depository Participant as prescribed by SEBI and Depositories
घोषणापAcknowledgementआईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
Received the application from MrMs as the solerst holder alongwith
and as
ी सी स यपहल धारक होन क नात और ीसी
व ी सी स मशः दसर एव तीसर धारक होन क नात
िडपॉजटरी खाता खोलन का आवदन फॉम ा िकया कपया भव क अपन सभी पाचारो म आपको आबिटतडीपी आईडी एव ाहक आईडी (समाशोधन सद क मामल म सीएम-बीपी-आईडी) का उख कर
िदनाक Dateसहभागी क ाप व हारParticipant Stamp amp Signature
Members) in all your future correspondencethe second and third holders respectively for opening of a depository account Please quote the DP ID ampClient ID allotted to you (CM-BP-ID in case of Clearing
डीमट खात को बद करन क िया Manner of Closure of Demat account
17पी क पास लाभाथ ामी क डीमट खात कारण चाह कोई भी हो को बद करन का अधकार होगा बशत डीपी न लाभाथ ामी क साथ-साथ िडपॉजटरी को 30 िदन स कम समय क अद र लखत सचना दी हो उसी कार लाभाथ ामी को डीपी क पास धारत अपना डीमट खाता बद करन का अधकार होगा बशत उसक ारा डीपी को कोई भी बकाया भार दय न हो ऐसी त म लाभाथ ामी यह वशष प स उख करग िक उनक डीमट खात क शष राश लाभाथ ामी क िकसी अ डीपी क पास धारत अ डीमट खात म अत रत क गई ह या धारत तभत शष को पनः कागजी प म श करना हThe DP shall have the right to close the demat account of the Benecial Owner for any reasons whatsoever provided the DP has given a notice in writing of not less than thirty days to the Benecial Owner as well as to the Depository Similarly the Benecial Owner shall have the right to close hisher demat account held with the DP provided no charges are payable by himher to the DP In such an event the Benecial Owner shall specify whether the balances in their demat account should be transferred to another demat account of the Benecial Owner held with another DP or to rematerialize the security balances held
18लाभाथ ामी क अनदश क आधार पर डीपी ऐसी तभत शषराश क अत रण या इ कागजी प दन क िया िडपॉजटरी ारा समय-समय पर नधा रत िया क अनसार तीस िदनो क अद र श करग बशत िक इसक अतर डीमट खात को बद करना लाभाथ ामी या डीपी दोनो क अधकारो दयताओ और दायो को भावत नही करगा और इन पो को उनक सतोषजनक समापन तक जोड़ रखन हत जारी रहग ाBased on the instructions of the Benecial Owner the DP shall initiate the procedure for transferring such security balances or rematerialize such security balances within a period of thirty days as per procedure specied from time to time by the depository Provided further closure of demat account shall not affect the rights liabilities and obligations of either the Benecial Owner or the DP and shall continue to bind the parties to their satisfactory completion
भारो क भगतान म चक Default in payment of charges
19खड 5 एव 6 म उखत िकसी राश क माग क तारीख स तीस िदनो क अवध क भीतर भगतान म लाभाथ ामी ारा ई चक क मामल म डीपी क अधकार पर तकल भाव डाल बना लाभाथ ामी क डीमट खात को बद करन क लए डीपी ऐसी चक क अवध क लए िडपॉजटरी ारा समय-समय पर नधा रत ाज दर पर भार लगा सकता हIn event of Benecial Owner committing a default in the payment of any amount provided in Clause 5 amp 6 within a period of thirty days from the date of demand without prejudice to the right of the DP to close the demat account of the Benecial Owner the DP may charge interest at a rate as specied by the Depository from time to time for the period of such default
20लाभाथ ामी ारा उपय खड 5 एव 6 म उखत िकसी राश क भगतान म असफल रहन पर लाभाथ ामी को दो िदन का नोिटस दन क बाद डीपी क पास लाभाथ ामी क अनदशो क ोससग को उस समय तक रोकन का अधकार होगा जब तक वह ाज सिहत भगतान यिद कोई हो न कर द In case the Benecial Owner has failed to make the payment of any of the amounts as provided in Clause 5amp6 specied above the DP after giving two days notice to the Benecial Owner shall have the right to stop processing of instructions of the Benecial Owner till such time he makes the payment along with interest if any
डपॉजटरी क दयता Liability of the Depository
21 As per Section 16 of Depositories Act 1996 िडपॉजटरी अधनयम 1996 क धारा 16 क अनसार1उस समय लाग िकसी अ नयम क ावधानो पर तकल भाव डाल बना िडपॉजटरी या सहभागी क असावधानी क कारण लाभाथ ामी को ए िकसी भी नकसान क तपत िडपॉजटरी करग
Without prejudice to the provisions of any other law for the time being in force any loss caused to the benecial owner due to the negligence of the depository or the participant the depository shall indemnify such benecial owner
2यिद उपय खड (1) क अधीन सहभागी क असावधानी क कारण ए इस नकसान क तपत िडपॉजटरी ारा क गई हो तो िडपॉजटरी क पास ऐस सहभागी स उ राश को वसल करन का अधकार होगा Where the loss due to the negligence of the participant under Clause (1) above is indemnied by the depository the depository shall have the right to recover the same from such participant
खातो क ीजग डीीजग Freezing Defreezing of accounts
22उप वधयो और कारोबार नयमोपरचालन अनदशो क अत गत नधा रत िया क अनसार और अवरोधो क अधीन लाभाथ ामी डीपी क पास सचालत अपन डीमट खात पर रोक लगानरोक हटान क अधकार का योग कर सकत हThe Benecial Owner may exercise the right to freezedefreeze hisher demat account maintained with the DP in accordance with the procedure and subject to the restrictions laid down under the Bye Laws and Business RulesOperating Instructions
23डीपी या िडपॉजटरी क पास िकसी वनयामक या ायालय या अ सावधक ाधकरण स अनदशो क ा होन पर लाभाथ ामी क खातो पर रोक लगानरोक हटान का अधकार होगाThe DP or the Depository shall have the right to freezedefreeze the accounts of the Benecial Owners on receipt of instructions received from any regulator or court or any statutory authority
नवशक शकायतो का नवारण Redressal of Investor grievance
24डीपी शकायत क ा क तारीख स तीस िदनो क अवध क अद र लाभाथ ामी क डीपी क व िकए गए सभी शकायतो का नवारण करगThe DP shall redress all grievances of the Benecial Owner against the DP within a period of thirty days from the date of receipt of the complaint
ाधकत तनध Authorized representative
25यिद लाभाथ ामी कॉरपोरट नकाय या वधक नकाय ह तब वह खाता खोलन क फॉम क साथ-साथ इनक ारा अधकत उन अधकारयो क सची डीपी को त करग जो तभागी क साथ इनक ओर स तनध और सपक करग उसक बाद ऐसी सची म जोड़ घटाव या बदलाव सिहत िकसी परवतन क सचना सहभागी को दी जाएगीIf the Benecial Owner is a body corporate or a legal entity it shall along with the account opening form furnish to the DP a list of ofcials authorized by it who shall represent and interact on its behalf with the Participant Any change in such list including additions deletions or alterations thereto shall be forthwith communicated to the Participant
वध और ाधकारता Law and Jurisdiction
26इस दावज़ म नद वशष अधकारो क अतर डीपी और लाभाथ ामी उन सभी अ अधकारो क योग क हकदार होग जो सबधत िडपॉजटरी क नयमो उप-वधयो और वनयमनो क अधीन ह जसम डीमट खात खोल गए ह या सबी क नयमो और वनयमो क अत गत उ ा ह जनक अधीन परप नोिटस जारी िकए गए ह
In addition to the specic rights set out in this document the DP and the Benecial owner shall be entitled to exercise any other rights which the DP or the
Benecial Owner may have under the Rules Bye Laws and Regulations of the respective Depository in which the demat account is opened and circularsnotices issued there under or Rules
and Regulations of SEBI
27इस दावज़ क ावधान हमशा सरकारी अधसचना सबी ारा जारी िकसी नयम वनयम िदशानदश और परपो नोिटसो और सबधत िडपॉजटरी जहा लाभाथ ामी अपना खाता सचालत करत ह क समय-समय पर लाग नयमो वनयमो और उपवध स आब होगThe provisions of this document shall always be subject to Government notication any rules regulations guidelines and circulars notices issued by SEBI and Rules Regulations and Bye-laws of the relevant Depository where the Benecial Owner maintains his her account that may be in force from time to time
28लाभाथ ामी और डीपी िडपॉजटरी क उपवध क अधीन नधा रत ववाचन और सलह क िया स आब होग और ऐसी िया डीपी और लाभाथ ामी क बीच िकसी भी ववाद पर लाग होगThe Benecial Owner and the DP shall abide by the arbitration and conciliation procedure prescribed under the Bye-laws of the depository and that such procedure shall be applicable to any disputes between the DP and the Benecial Owner
29इस दावज़ म य श और अभया लिकन जो यहा परभाषत नही ह व जब तक सदभ अथा अपत न हो वही अथ लगाया जाए जो िडपॉजटरी और या सबी क अधीन जारी नयमो उपवधयो और वनयमो और परपोनोिटसो म नधा रत िकए गए हWords and expressions which are used in this document but which are not dened herein shall unless the context otherwise requires have the same meanings as assigned thereto in the Rules Bye-laws and Regulations and circularsnotices issued there under by the depository and or SEBI
30सबी िडपॉजटरीज ारा नधा रत अधकार और सीमाओ म कोई परवतन ाहक क जानकारी म ताल लाया जाएAny changes in the rights and obligations which are specied by SEBIDepositories shall also be brought to the notice of the clients at once
31सबी क नयमो और वनयमो म बदलाव क कारण यिद पाटयो क अधकार और सीमाओ म परवतन होता होता ह तो ऐस परवतन ो म इस दावज़ म उखत पाटयो क अधकारो और सीमाओ क परवतन ो म शामल िकया जाना अपत ह If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI or Bye-laws Rules and Regulations of the relevant Depository where the
Benecial Owner maintains hisher account such changes shall be deemed to have been incorporated herein in modication of the rights and obligations of the parties mentioned in this
document
आईडीबीआई बक लमटड पजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई- 400 005IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
वज़ट कर Visit us wwwidbicom
Call 022 66937000 Call Toll Free 1800 22 1070 1800 200 1947
अपन ाहक को जानए (कवाईसी) आवदन प KNOW YOUR CLIENT (KYC) APPLICATION FORM
(वयक क लए For Individuals)
आईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
कपया फॉम को अजी म और शो म भर Please fill this form in ENGLISH and in BLOCK LETTERS
फोटो Photograph
कपया हाल क पासपोट आकार का फोटो लगाए और उसक आर-पार हार कर Please afx the recent
passport size photograph and sign across it
आवदक का नाम Name of the Applicant1
पतापत का नाम FathersHusbands Name2
5
1
3
आवासीयपाचार का पताRes idence Correspondence Address
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
2
सपक ववरण Contact Details
टली(का)Tel(Off) टली (घर) Tel(Res)
फ नFax No मोबाइल नMobile No
एतदारा म हम यह घोषणा करता करती करत ह िक उपय ववरण मरी हमारी जानकारी और वास म पणत ः स और सही ह तथा इसम िकसी कार का परवतन होन पर ताल इसक सचना दन का वचन दतादती दत ह यिद उपय जानकारी गलत अस गमराह करन वाली या गलत बयानी पाई जाती ह तो इसक लए म हम उरदाई ठहराए जा सकता सकती सकत ह IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iwe undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting I amwe are aware that Iwe may be held liable for it
ाधकत हारी(यो) का नाम एव हार Name ampSignature of the Authorised Signatory(ies)
िदनाक Date
सीC-घोषणापDECLARATION
1
2
सफ कायालय उपयोग क लए FOR OFFICE USE ONLY
ववरण Particulars सSrNo
मल क जाच क गई और -अनमाणत दावजो क तया ा क गई Originals veried and Self-Attested Document copies received
गत जाच (आईपीवी) क ववरण In-Person-Verication (IPV) details
आईपीवी करन वाल का नाम Name of the person doing IPV
पदनाम Designation
स गठन का नाम Name of Organization
बीB- पता ववरणADDRESS DETAILS
एA- पहचान का ववरणIDENTITY DETAILS
एA
बीB
सीC
िदनाक Dateहार Signature
िदनाक Date
ाधकत हारी का नाम Name of the Authorised Signatory
ाधकत हारी क हार Signature
of the Authorised Signatoryम क मह र ाप
SealStamp of the intermediary
डीD
ए a) लग Gender
3 पषMale
मिहलाFemale
एकलSingle
शादी शदाMarried
बीb) ववािहक त Marital status
सीc) ज तारीख Date of Birth
एa) पन PAN
4एa) राीयताNationality
बीb) तStatus
भारतीयIndian अ Other (कपया उख करPlease specify)
नवासी वयकResident Individual अनवासीNon Resident वदशीForeign National
बीb) आधार सायद कोई होAadhaar Number if any
6जमा िकए गए पहचान क माण का उख करSpecify the proof of identity submitted
पन काडPAN card
कोई अ (कपया उख कर)Any other (Please specify)
आवासीय पताResidence Address पाचार का पताCorrespondence Address
ईमल आईडीEmail ID
4
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
(यिद उपय स अलग होIf different from aboveअनवासी आवदक अनवाय पसवदशी पता का उख करMandatory for Non-Resident Applicant to specify overseas address)ायी पताPermanent Address
आवासीय पाचार क पत क लए जमा िकए गए पता माण का ववरण Specify the proof of address submitted for Residence Correspondence address
कवाईसी फॉम भरन क लए अनद श जाच सची INSTRUCTIONS CHECK LIST FOR FILLING KYC FORM
1सभी ाहको वतक ो साझदारो कता ासयो पणक ालक नदशको और कपनी फ़म अ क ओर स तभतयो म सौदा करन क लए ाधकत यो क लए पन काड क -अनमाणत त अनवाय ह Self-attested copy of PAN card is mandatory for all clients including PromotersPartnersKartaTrustees and whole time directors and persons authorized to deal in securities on behalf of
companyrmothers
2आवदक ारा जमा िकए गए सभी दावजो क तया -अनमाणत होनी चािहए और सापन क लए उसका मल स मलान िकया जाना चािहए यिद िकसी दावज़ क मल त सापन क लए त नही क गई हो तो नलखत सची क अनसार दावजो को अनमाणत करन क लए ाधकत साओ ारा तयो को उपय प स अनमाणतकराना होगा Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for verication In case the original of any document is not produced for verication then the
copies should be properly attested by entities authorized for attesting the documents as per the below mentioned list
3यिद पहचान या पत का माण वदशी भाषा म ह तो उसका अजी अनवाद आवक होगा If any proof of identity or address is in a foreign language then translation into English is required
4कवाईसी फॉम पर उखत आवदक का नाम और पता माण क प म जमा िकए गए दावज़ क समान होना चािहए Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted
5एकल ामी आवदन को अपन वयक नाम और मता म ही तय ार करगा Sole proprietor must make the application in his individual name amp capacity
6अनवासी भारतीय और वदशी नागरको क लए (रज़व बक और फमा िदशानदशो क अधीन ापार क अनमत दी जाएगी) पासपोट पीआईओ काड ओसीआई काडऔर वदशी पता माण क त अनवाय ह For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passportPIO CardOCI Card and overseas address proof is mandatory
7वदशी साओ क लए सीआईएन वकक ह और नदशको क लए डीआईएन न नही रहन पर उनक पासपोट क त दी जानी चािहए For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given
8मचट नवी एनआरआई क मामल म नावक घोषणा या सीडीसी (सतत उोचन माणप) क सापत त जमा क जानी चािहए In Case of Merchant Navy NRIs Mariners declaration or certied copy of CDC ( Continuous Discharge Certicate) is to be submitted
9अवय क लए नपागार सहभागी या च अल फड क साथ खाता खोलन क लए उ मामक बोड ारा जारी वालय पराग माणप अक प अवय का पासपोट ज माणप क फोटो त अव उपल कराईजाए For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving Certicate Mark Sheet issued by higher Secondary BoardPassport of Minor Birth
Certicate must be provided
10राजनीत स जड़ यो का ताय ऐस यो स ह ज वदश म म सावजनक कायभार सौपा गया हो जस िक राो या सरकारो क मख वर राजनता वर सरकारी ायक सना क अधकारी रा क ाम वाल नगमो क वर कायपालकमहपण राजनीतक पाट क अधकारी इािद Politically Exposed Persons(PEP) are dened as individuals who are or have been entrusted with prominent public functions in a foreign country eg Head of States or of Governments Senior Politicians
senior Governmentjudicialmilitary ofcers senior executives of state owned corporations important political party ofcials etc
1 1 डीमट खात क क धारक क लए अलग-अलग कवाईसी भरा जाएSeparate KYC to be filled up for each holders of Demat Account
एA) महपण बद Important Points
बीB पहचान माण (पीओआई) )Proof of Identity (POI)
1वश पहचान सा यआईडी) (आधार) पासपोट मतदाता पहचान काड डा इवग लाईससUnique idenditifaction Number UID) (Aadhaar) Passport Voter ID Card Driving License
2फोटो क साथ पन काड PAN card with photograph
3नलखत म स िकसी एक क ारा जारी आवदक क फोटो क साथ पहचान प दावज़ क रा सरकार और उसक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज पशवर नकाय जस िक आईसीएआई आईसीडए आई बार काउसल इािद उनक सदऔर बक ो ारा जारी िडट काड डबट काड Identity carddocument with applicants Photo Issued by any of the following Centrals State Governmentand its Departments StatutoryRegulatory Authorities Public Sector Undertakings Scheduled Commercial Banks Public Financial Institutions Colleges afliated to Universities Professional Bodies such as ICAI ICWAI Bar Council etc to their Members and credit CardsDebit Cards issued by Banks
पहचान माण क प म ीकाय दावजो क सचीList of documents admissible as Proof of identity
सीC पत का माण (पीओए) Proof of Address (POA) पत क माण क प म ीकाय दावजो क सची List of documents admissible as Proof of Address (समा तारीख वाल दावज़ जमा करन क तारीख पर वध होन चािहए Documents having an expiry date should be valid on the date of submission)
1पासपोट मतदाता पहचान प राशन काड पजीकत पा या आवास ब करार डा इवग लाइसस ट रख-रखाव बल बीमा त PassportVoters Identity Card Ration Card Registered Lease or Sate Agreement of Residence Driving License Flat Maintenance bill Insurance Copy
2उपयोगता बल जस िक टलीफ़ोन बल (सफ लड लाइन) बजली बल या गस बल ndash ३ महीन स अधक पराना नही Utility bills like Telephone Bill (only land line) Electricity bill or Gas bill- Not more than 3 months old
3बक खाता ववरण पासबक ndash ३ महीन स अधक पराना नही Bank Account StatementPassbook ndash Not more than 3 months old
4अपन खात क सबध म नया पता दत समय उ ायालय और उतम ायालय क ायाधीशो ारा घोषणा Self-declaration by High Court and Supreme Court judges giving the newaddress in respect of their own accounts
5नलखत म स िकसी एक क ारा जारी पतका माण यिद अनसचत वाणक बक अनसचत सहकारी बक बराीय वदशी बक हो तो बक बधक राजपत अधकारी नोटरी पक वधानसभा लोकसभा क नवा चत तनध िकसी सरकारी या सावधक ाधकरण ारा जारी दावज Proof of address issued by any if the following Bank Managers if Scheduled Commercial BanksScheduled Co-operative BankMultinational Foreign BanksGazetteOfficerNotary PublicElected
representatives to the Legislative Assembly ParliamentDocuments issued by any Govt or Statutory Authority
6नलखत म िकसी एक क ारा उसक सदो को जारी पत क साथ पहचान प दावज़ क रा सरकार और उनक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज और पशवर नकाय अथात आईसीएआई आईसीडबए आई आईसीएसआई बार काउसल इािद उसक सद Identity card document with address issued by any of the following CentralState Government and its Departments Statutory Regulatory Authorities Public Sector Undertakings Scheduled Commercial
Banks Public Financial Institutions Colleges afliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their Members
7एफ़आईआई उप खाता क लए एफ़आईआई उप खाता ारा अभरक को िदया गया मारनामा (जो वधवत नोटरीकत और या िटणीकत या वाणकत हो) जसम पजीकत पत क सचना होली जानी चािहएFor FIIsub account Power of Attorney given by FII sub-account to the Custodians (which are duly notarized andor apostiled or consularised) that gives the registered address should be taken
8पत-पी क नाम पर पत का माण ीकार िकया जाए The proof of address in the name of the spouse may be accepted
डीD पन म छट ीकरणExemptions Clarification to PAN
1क सरकार और या रा सरकार और ायालय ारा नय अधकारी अथात शासकय परसमापक ायालय रसीवर इािद क ओर स लनदनो क मामल मIn case of transactions undertaken on behalf of Central Government andor State Government and by ofcials appointed by Courts eg Ofcial liquidator Court receiver etc2सम रा म नवास करन वाल नवशक Investors residing in the state of Sikkim3यएन साए बपीय एज सया ज भारत म कर भगतान कर रटन भरन स छट ा ह UN entitiesmultilateral agencies exempt from paying taxes ling tax returns in India4सागत ाहको क मामल म मतः एफ़आईआई एमएफ़ वीसीएफ़ एफ़वीसीआईअनसचत वाणक बक बपीय और िपीय वकास वीय सान रा औोगक वकास नगम कपनी अधनयम 1956 क धारा 4ए क तहत परभाषत आईआरडीए और सावजनक वीय सान क साथ पजीकत बीमा कपनया अभरक पन काड क ववरणो को मल पन काड स सापत करग और म को उ सापन पन काड क ववरणो क वधवत सापत तया उपल कराएग In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companies registered with IRDA and Public Financial Institution as dened under section 4A of the Companies Act 1956 Custodians shall verify the PAN card details with the original PAN card and provide duly certied copies of such veried PAN details to the intermediary5सहभागी अपन ाहक स मल पन काड क माग िकए बना पन का सापन आयकर वबसाइट स ऑनलाइन कर सकत ह बशत िक ाहक न पन काड क अलावा पहचान क माण क लए एक अ दावज़ िदया हो Participants may verify the Pan of their clients online at the Income Tax website without insisting on the original PAN card provided that the Client has presented a document for Proof of Identity other than the PAN card
(इस कार क दावो क समथन म पया दावजी सा ा िकए जाए Sufcient documentary evidence in support of such claims to be collected)
1नोटरी पक राजपत अधकारी अनसचत वाणक सहकारी बक या बराीय वदशी बक ो क बधक (त पर नाम पदनाम क महर लगी होनी चािहए) Notary Public GazettedOfcer Manager of a Scheduled Commercial Co-operative Bank or Multinational Foreign Banks (Name Designation Seal should be afxed of the copy)
2एनआरआई क मामल म भारत म पजीकत अनसचत वाणक बक ो क वदशी शाखाए जो ाधकत ह जस दश म ाहक नवास करत ह उस दश क नोटरी पक ायालय मजट ायाधीश भारतीय दतावासमहावाण दतावास दावजो का सापन कर सकत ह In case of NRIs authorized of overseas branches of Scheduled Commercial Banks registered in India Notary Public Court Magistrate Judge Indian EmbassyConsulate General in the country where the client resides are permitted to attest the documents
ईE दावजो क सापन क लए ाधकत यो क सची List of People Authorized To Attest the Documents
49
Acknowledgement of receipt of Client Registration Documents
IWe hereby confirm that IWe have received the copies of the Client Registration (KYC) Form Rights and ObligationsRisk Disclosure Document and all other Documents duly executed by me and forming part of this Client RegistrationApplication Form with Ms IDBI Capital Markets amp Securities Ltd
Signature of the Client
(2323)
Confirmation to be Signed by Client
IWe hereby confirm that I have understood read and signed the following documents for the purpose of opening ofTrading and Demat Account with IDBI Capital -
Mandatory Documents
Sr No Name of the Document No of Signature(s)
1 KYC form 2
2 Trading Account related details 5
3 Policies and Procedures 3
4 FATCA Declaration 1
Voluntory Documents
Sr No Name of the Document No of Signature(s)
1 Terms and Conditions 4
2 Special Power of Attorney amp Instructions 4
3 Terms amp Conditions for Trading Products 2
4 Running Account Letter 1
5 Acknowledgement of Receipt of Client Registration 1Documents
5
M-I (PART - A)
KNOW YOUR CLIENT (KYC) APPLICATION FORM
Please fill this form in ENGLISH and in BLOCK LETTERS
MODE OF TRADING Online Off-line
MANDATORY
Affix recentphotograph
(Please sign acrossthe Photograph)
(123)
A IDENTITY DETAILS
1 Name of the Applicant
2 Fatherrsquos Spouse Name
3 (a) Gender Male Female (b) Marital status Single Married
(c) Date of birth D D M M Y Y Y Y
4 (a) Nationality
(b) Status Resi Individual NRI Foreign National
5 (a) PAN (b) UID No Aadhaar if any
6 Specify the proof of Identity submitted
B ADDRESS DETAILS
1 Address forcorrespondence
City Town Village Pin Code
State Country
2 Contact DetailsTelephone Office Residence
Mobile No (Mandatory for SMS Alerts) Fax
Email ID
3 Specify the proof of Address submitted
4 Permanent Address
City Town Village Pin Code
State Country
5 Specify the proof of Address submitted
(if different from above oroverseas address mandatoryfor Non-Resident Applicant)
6
FOR OFFICE USE ONLY
(Originals verified) True copies of documents received
(Self-Attested) Self Certified Document copies received
Signature of the Authorised Signatory
Date SealStamp of the intermediary
DECLARATION
I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertaketo inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I am aware that I may be held liable for it
Date Signature of the Applicant
(223)
7
M - I (PART - B)
TRADING ACCOUNT RELATED DETAILS
Please fill this in ENGLISH and in BLOCK LETTERS
MANDATORY
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
C DEPOSITORY ACCOUNT(S) DETAILS
A OTHER DETAILS
1 Gross Annual Income lt Rs 1 Lac 1-5 Lac 5-10 Lac 10-25 Lac gt 25 Lac
Or Networth as on Rs
2 Occupation Private Sector Public Sector Government Service Business Professional Agriculturist Retired Housewife Student Others (Please specify)________________________________________________________
3 Please tick if applicable Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP)
4 Any other information
(Net worth should not be older than 1 year)
B BANK ACCOUNT DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
ADDITIONAL BANK ACCOUNT(S) DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
8
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
ADDITIONAL DEPOSITORY ACCOUNT DETAILS
BSE Cash F amp O
NSE Cash F amp O
If in future the client wants to trade on any new segmentnew exchange separate authorizationletter should be taken from the client by the stock broker
D TRADING PREFERENCES (Please sign in the relevant boxes where you wish to trade The segment not chosen should be struck off by the client)
Details of any actionproceedings initiatedpending taken by SEBI Stock exchangeany other authority against the applicantconstituent or its Partnerspromoterswhole time directorsauthorized persons in charge of dealing in securities during the last 3 years
E PAST ACTIONS
If client is dealing through the sub-brokerauthorised person provide the following details
Sub-brokerrsquosAutho Name
Registered Office Add
Telephone No Fax
SEBIAP Registration No Website
Whether dealing with any other stock brokersub-broker (if case dealing with multiple stock brokerssub-brokers provide details of all)
Name of stock broker(s)
Client Code
Exchange
Details of disputesdues
pending fromto such
stock brokersub-broker
F DEALINGS THROUGH SUB-BROKERSAUTHORISED PERSON AND OTHER STOCK BROKERS
(323)
(523)
(423)
(623)
9
Mode you wish to receive Contract Note Physical Contract Note Electronic Contract Note (ECN)ECN mandatory for Online Clients
Specify your Email id if applicable
Specify you wish to avail of the facility Internet Trading Wireless Technology (default is yes) Wireless Technology not required
Number of years of InvestmentTrading Experience
Any other information
G ADDITIONAL DETAILS
I NOMINATION DETAILS (for Trading Account)
IWe wish to nominate IWe do not wish to nominate
Name of the Nominee MrMs
Address of Nominee
Telephone No PAN of Nominee
Date of Birth Relationship with(in case of Minor) the Nominee
Name of the Guardian MrMs(in case Nominee is Minor)
Address of Guardian
Telephone No
Signature of Guardian
Name Address Signature with date
MrMs
MrMs
WITNESSES (Only applicable in case the account holder has made nomination)
Name of the Introducer
Status of the Introducer Sub-broker Remisier Authorized Person Existing Client Others please specify_________________________________
Address and phone noof the Introducer
Signature of the Introducer
H INTRODUCER DETAILS (OPTIONAL)
10
FOR OFFICE USE ONLY
Documents verified with Originals Client Interviewed By In-Person Verification done by
Name of the Employee
Employee Code
Designation of the employee
Date
Signature
I We undertake that we have made the client aware of lsquoPolicy and Proceduresrsquo tariff sheet and all the non-mandatorydocuments IWe have also made the client aware of lsquoRights and Obligationsrsquo document (s) RDD and Guidance Note IWehave givensent him a copy of all the KYC documents IWe undertake that any change in the lsquoPolicy and Proceduresrsquo tariffsheet and all the non-mandatory documents would be duly intimated to the clients IWe also undertake that any change in thelsquoRights and Obligationsrsquo and RDD would be made available on myour website if any for the information of the clients
Signature of the Authorised Signatory SealStamp of the stock broker
Date
UCC Code allotted to the Client ____________________ (to be filled at HO)
DECLARATION
1 IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iweundertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I amwe are aware that Iwe may be held liable for it
2 IWe confirm having readbeen explained and understood the contents of the document on policy and procedures of the stockbroker and the tariff sheet
3 IWe further confirm having read and understood the contents of the lsquoRights and Obligationsrsquo document(s) and lsquoRisk DisclosureDocumentrsquo IWe do hereby agree to be bound by such provisions as outlined in these documents IWe have also been informed thatthe standard set of documents has been displayed for Information on stock brokerrsquos designated website if any
Place
Date Signature of the Applicant
(723)
11
M - VPOLICIES APPLICABLE TO CLIENTS OF IDBI CAPITAL MARKETS amp SECURITIES LIMITED (IDBI CAPITAL)
1 REFUSAL OF ORDERS FOR PENNY STOCKSIDBI Capital may at its discretion restrict trading in penny stocks by the clients Penny Stocks for this purpose shallmean those stocks which are highly illiquid and have a low market capitalization due to unsound fundamentals orstocks which have high chances of price manipulationsThe Exchanges from time to time provide a list of such securities categorized as Illiquid Securities IDBI Capital may atits discretion or based on directives of the Exchanges also restrict trading in such illiquid securities from time to timeClients shall not trade in securities placed in the Z group(as notified from time to time by the ExchangesRegulators)Further Intraday trading in securities in the T TS BE or such other group as notified by ExchangesIDBI Capital fromtime to time shall be prohibitedIn addition to the penny stocks restricted securitiesdeemed penny stocks specified by Exchanges from time to timeIDBI Capital may at its discretion prohibit trading in penny stocks and other securities based on market conditionsand internal policies from time to timeIDBI Capital may for this purpose introduce online blocks to prevent the client from placing orders in such penny stocksrestricted securitiesother securities through the Online Trading Platform of IDBI Capital Dealerssub brokersauthorisedperson of IDBI Capital may refuse to execute orders of the clients for trading in penny stocksrestricted securitiesother securitiesFurther in case the client is able to place an order for penny stocksrestricted securitiesother securities through the OnlineTrading Platform or otherwise IDBI Capital may at any time cancel any such order before execution on the ExchangesIDBI Capital shall not be liable for any refusalcancellation of orders for trading in penny stocksother securities and the Clientshall indemnify IDBI Capital in respect of any loss caused to IDBI Capital by virtue of the Client trading in such securities
2 SETTING UP OF CLIENTS EXPOSURE LIMITSIDBI Capital may for the purpose of risk management set exposure limits subject to which the Client may trade insecuritiestake positions in the futures and options segment Such exposure limits may be set upto a pre-determinednumber of times of the Margin (the Multiple) and the quantum of the Multiple shall be decided at the sole option ordiscretion of IDBI Capital Such Multiple may be changed at the discretion of IDBI Capital from client to client dependingon various factors which inter alia include factors like market conditions client profile and financial status of the clientClient shall abide by the exposure limits if any set by IDBI Capital or by the Exchange or Clearing Corporation or SEBIfrom time to timeThe exposure limits set by IDBI Capital do not create any right to the Client and are liable to be withdrawn at any timewithout notice and the client shall bear the loss on account of withdrawal of such limits The client agrees to compensateIDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure given andor withdrawnExposure may (at the discretion of IDBI Capital and to the extent decided by IDBI Capital from time to time) be inter aliaprovided on the following- Cash balance in the ledger to the credit of the Client (after deduction of all withdrawals by the Client)- Any Online funds transfer or hold amount through bank gateway- Beneficiary holdings and collateral holdings (after deduction of applicable hair cuts)- DP free stock and beneficiary stock (after deduction of applicable hair cuts)- Credit received against sale of- securities- Margin amount of open positions (in case of derivatives)In case of sale of Securities such sale may at the discretion of IDBI Capital be provided only to the extent of the availabilityof securities to the account of the client (DP free Stock DP lienhold marked securities beneficiary and collateral stock)Further as may be decided by IDBI Capital from time to time the credit received against sale may be used for furtherpurchases to such extent as may be decided by IDBI Capital from time to timeLimitsExposure provided shall vary based on the intraday profit loss made by the clientExposure limits shall be only against approved securities as decided by the ExchangesIDBI Capital from time to timeand subject to such haircut and valuations as may be decided by IDBI Capital from time to time IDBI Capital may fromtime to time change the applicable hair cut or apply a haircut higher than that specified by the RegulatorsExchangesIn case of derivatives Clients shall be allowed to trade only upto the applicable clientwise position limits set by theExchangesRegulators from time to time
3 RIGHT TO SELL CLIENTS SECURITIES OR CLOSE CLIENTS POSITIONS WITHOUT GIVING NOTICE TOTHE CLIENT ON ACCOUNT OF NON PAYMENT OF DUESThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligationof communicating the same to the Client in the following circumstancesa In case of Margin Trades if the open position is neither squared off nor converted to Delivery by Client(s) within the
stipulated timeb In case of Margin Trades where Mark to Market Loss on the open position has reached the stipulated of the
margins placed with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin orreduce the Mark to Market Loss
MANDATORY
(823)
12
c In all other cases where the margin or security placed by the Client(s) falls short of the requirement or the limitsgiven to the Client(s) have been breached
d where the Client(s) have defaulted on their existing obligation failed to make paymentsdeliver securities to IDBICapital within the stipulated time
The CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Marginsettlement obligations ofthe Client immediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other manner thesecurities already placed with it as Marginlying in the beneficiary account of IDBI Capital or square-off all or someof the outstanding FampO positions of the CLIENT as it deems fit at its sole discretion without further reference to theCLIENT and any resultant or associated losses that may occur due to such square -offsale shall be borne by theCLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in this behalf at all timesAny reference in these terms to sale or transfer of securities by IDBI CAPITAL shall be deemed to include sale ofsecurities which form part of the Margin maintained by the CLIENT with IDBI CAPITALIn exercise of IDBI CAPITALs right to sell securities the CLIENT agrees that the choice of specific securities to besold shall be solely at IDBI CAPITALs discretionThe resultant or associated losses that may occur due to such squaring -offclosing out of position or sale of securitiesshall be borne by the CLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in thisbehalf Such liquidation or close out of positions shall apply to any segmentexchange in which the CLIENT doesbusiness with IDBI CAPITALThe provisions specified herein do not confer any liability on IDBI Capital to square off the clients positions It shall be theresponsibility of the client to pay to IDBI Capital any amount due and payable to IDBI Capital irrespective of whether IDBICapital exercises its right to square off the positions of the client in accordance with the provisions given herein above
4 SHORTAGES IN OBLIGATIONS ARISING OUT OF NETTINGInternal Shortage PolicyIf the client defaults on its existing obligation and in the event the trade has been internally netted off by IDBI CapitalIDBI Capital shall have the right to square off the position of the client to make good the shortages arising thereofThe buyer client may not receive shares on T+2 in case there is an internal shortage situation within IDBI Capital iethe buyer and seller are both IDBI Capital clients and the seller defaults in delivery due to which the buyer may notreceive the shares IDBI Capital may buy in the required quantity in the sellers account and deliver the shares to theBuying Client or IDBI Capital may levy charges on the defaulting seller in either of the following waysi In case of an internal shortage where buy trade and sell trade match the defaulting seller would be debited with
a close rate of auction settlement day + 15 on the close rate of auction settlement day as would be applicable tothe client and the same would be credited to the buyer client
ii In case of partial Exchange Shortage and Partial Internal Shortage in case of Internal Shortage the defaultingseller would be charged proportionately at the rate being the Auction Rate as charged by the Exchange + StatutoryCharges + penal charges as may be decided by IDBI Capital from time to time and the same would be credited tothe buyer client
IDBI Capital shall not be responsible for losses to the Client on account of such square off All losses to the client onthis account shall be borne solely by the client and the Client shall indemnify IDBI Capital in this respect
5 CONDITIONS UNDER WHICH CLIENT IS NOT ALLOWED TO TAKE FURTHER POSITIONS OR BROKER MAYCLOSE EXISTING POSITIONSIDBI Capital shall have the right to refuse to execute tradesallow the client to take further positions in the following circumstances- technical failure- dealing in securities breaching the limits specified by the Exchangesregulators from time to time- securities submitted in physical form for settlement- regulatory restrictionsdirectives- other conditions as specified by IDBI Capital from time to time in view of market conditions regulatory requirements
internal policies etcIDBI Capital shall also have a right to close existing positions of the clients in the abovementioned circumstancesIDBI Capital shall not be responsible for any loss incurred and the client shall indemnify IDBI Capital in this regard
6 TEMPORARILY SUSPENDING OR CLOSING OF CLIENTS ACCOUNT AT THE CLIENTS REQUESTIDBI Capital may at any time temporarily suspend the account of the client based on a request on writing obtained from theclient Trades in the account of the client during the period of such temporary suspension shall not be permittedThe account shall be reactivated only on submission of a written request for reactivation by the clientIDBI Capital may at any time at its sole discretion and without prior notice to the CLIENT prohibit or restrict or blockthe CLIENTs access to the use of the web site or related services and the CLIENTs ability to trade due to regulatoryrequirements prevention of money laundering market conditions and other internal policies
7 DEREGISTRATION OF A CLIENTDeregistration of the clientTermination shall be after giving such notice as provided for in understanding between theclient and IDBI Capital Such deregistrationtermination shall not effect the rights and liabilities of the parties inrespect of the transactions executed before the date of such deregistrationterminationIn addition IDBI Capital may interalia terminate trading facilities due to regulatory requirements prevention of moneylaundering
(923)
13
8 DECLARATION FOR MOBILE NOI hereby designate my mobile number mentioned in the account opening form for giving me any informationalertsmscall I further authorise IDBI Capital Markets amp Securities Limited to send any informationalertsmscall at the said mobilenumber including but not limited to fundamental trading research data trading calls and promotional messages and callsI further declare the abovementioned statement is true and correct
9 CONSENT TO RECEIVE THE STATEMENTS CONTRACT NOTE BY EMAILIWe hereby consent to receive from IDBI Capital Markets amp Securities Ltd (IDBI Capital) the digital contract notes ledgerstransaction statements Demat Statement of accountholding statement(s) and such other correspondence documentsrecords by whatever name called (hereinafter referred to as statement(s)) in electronic form duly authenticated by meansof a digital signature as specified in the Information Technology Act 2000 and the rules made there under at the email idprovided by me to IDBI Capital from time to timeIWe further hereby agree that IDBI Capital shall fulfill the legal obligation if the above Statement(s) are sent electronically tothe email id provided by me from time to timeIn this regard IWe further agree that1 Email sent on the email account provided by meus which have not bounced back shall be deemed to be duly delivered
by meus2 In the event of email sent by IDBI Capital bounces back due to insufficient space in myour inbox or in the event any
network problem occurs IDBI Capital shall in no way be responsible for the same3 IDBI Capital shall not take cognizance of out-of-officeout-of-station auto replies and IWe shall be deemed to have
received such electronic mails4 Such Statements shall be deemed to have been delivered on the day when the email is sent by IDBI Capital5 IDBI Capital shall not be liable or responsible for any Statement received from frauds or impostors or any consequences
thereof6 IDBI Capital shall not be liable for any problem which arises at myour computer network because of myour receiving
any statements from IDBI Capital7 In case of any change in my email id IWe undertake to communicate the same to IDBI Capital through a letter in writing
or (through secured access if any by way of specific user id and password provided to meus by IDBI Capital incase of theonline clients)
8 IWe undertake to check the Statement and bring the discrepancies to IDBI Capital notice within the time period asspecified MyOur non-verification or not accessing the statement on regular basis shall not be a reason for disputing thesame at any time
IWe further agree that IDBI Capital will not be responsible for non-receipt of documents sent via electronic delivery due tochange inincorrect e-mail address correspondence address as mentioned or any other reason which inter-alia includetechnical reasons or malfunction of myour computer systemserverinternet connection etcIWe further agree that IDBI Capital may at its sole discretion also provide such Statement in physical form
(1023)
17
ADDITIONAL TERMS AND CONDITIONS SPECIFIC TO IDBI CAPITAL MARKETS amp SECURITIES LIMITEDThese Terms and Conditions are applicable to Clients availing Stock Broking Services from IDBI Capital Markets amp SecuritiesLimited (IDBI Capital) for Trading on Bombay Stock Exchange Limited (BSE) National Stock Exchange of India Limited andor other Stock Exchange on which IDBI Capital may be registered at any time and as may be availed of by the ClientThese Terms and Conditions ensure smooth operations and enhance transparency in the services offered by IDBI Capital andhence are applicable in addition to the Rights and Obligations of Stock Broker Sub BrokerAuthorised Persons and ClientsThe following Terms and Conditions shall apply to both OnlineOffline Trading services except if specifically mentionedto the contrary herein1 ELIGIBILITY CRITERIA
The Client shall be eligible to avail the services offered by IDBI Capital after completing the registration formalitiesand fulfilling the conditions as prescribed by IDBI Capital from time to time including inter alia as followsa The Client is of sound mind and has the financiallegal capacity to undertake contractualother liabilityb The existenceopening of a bank account and a depository account by the clientc Execution of a Power of Attorney in favor of IDBI Capital for limited purpose use of the Designated Bank DP
accounts (voluntary)d Execution of such other documents and furnishing of particulars as may be required by IDBI Capital from time
to time (Voluntary)On satisfactory verification by IDBI Capital of the information provided by the Client and the fulfillment of all requirementsas stated in sub clauses (a) to (d) above by the Client IDBI Capital shall register the Client for availing the servicesand open its account with IDBI CAPITAL
2 EXECUTION OF ORDERSa) The CLIENT understands that placing an order with IDBI Capital including a market order does not guarantee
execution of the order IDBI CAPITAL has the absolute right to reject any order that may be placed by the CLIENT forany reason whatsoever including for the breach of the requirement of maintaining the prescribed Margin in theCLIENT Account or the Bank account
b) The Exchanges may cancel the trade suo moto without giving any reason thereof IDBI CAPITAL shall be entitled tocancel such trades and or contract note with the CLIENT IDBI CAPITAL shall not be liable for any losses damageor claims on account of such rejection or cancellation of any trade for any reason whatsoever Further IDBI CAPITALmay at its sole discretion subject any order made by the CLIENT to manual review and entry which may causedelays in the execution of the CLIENTs orders In the event of any Exchange levying any monetary finepenaltycharges to IDBI CAPITAL on account of execution of trades as per hisher instructions for any reason the CLIENTagrees to pay-up such finepenalty and costs charges and expenses incurred if any in any proceedings to IDBICAPITAL
c) IDBI Capital will not be responsible for partial execution of orders placed by the Client The Client also agrees that allorders placed by the Client shall be treated as orders for that particular session only In case the Client wants theorders to be carried forward or extended for the day the Client shall communicate the same to IDBI Capital
d) The Client hereby agrees to execute all orders around market prices The Client agrees to ensure that there will beno attempt at price distortion and price rigging made through any means
3 MODE OF PLACING ORDERSOrders shall be placed only by the Client or the Authorised representative of the ClientAll orders instructions shall be placed by the client himself or by an authorized representative duly authorised vide aPoA or other specified authorization The instructions issued by an authorized representatives if any of the CLIENTshall be binding on the CLIENT in accordance with the communication authorizing the said representative to dealon behalf of the said CLIENT In the event of authorized representative being replaced or any authority revoked it shallbe the responsibility of the CLIENT to inform IDBI Capital of the change in writing failing which the CLIENT shall beresponsible for the trade obligations arising out of the actions of both the old representative as well as the newrepresentative If any transaction(s) under this arrangement with IDBI Capital or under any other agreement orotherwise with IDBI Capital hashave been placedexecuted on behalf of the CLIENT by any other person notmentioned above and the same has have been accepted by CLIENT from time to time on the basis of the contractnote(s) bills any other correspondence dispatched communicated to the CLIENT by IDBI Capital and or by partor full settlement of the said transaction(s) by the CLIENT then such transaction(s) shall be deemed to be executedby the person authorised by the CLIENT and the CLIENT hereby agrees to ratify and accept all such or other actionsof such persons and undertakes to meet all obligations arising from these transaction(s)
4 ONLINE TRADINGSECURITY CODES SECURITY PRECAUTIONS AND INFRASTRUCTURE a) Use of CLIENT-ID and Password
The CLIENT agrees that it will be the sole authorised user of the Username Passwords Customer UserIdentification Number telephone Personal Identification Number (T PIN) or other identification or security code(by whatever name called) to be given to it by IDBI CAPITAL to access the online portal or service through IDBICapital website over the telephone or in such other manner as may be permitted by IDBI CAPITAL for availingof the service the CLIENT accepts sole responsibility for use confidentiality and protection of the UsernamePasswords Customer User Identification Number T-PIN or other security code(s) as issued by IDBI CAPITALto the CLIENT from time to time (hereinafter referred to as Security codes) as well as for all orders and
VOLUNTORY
18
information changes entered into the CLIENTs account using such security codes the CLIENT shall ensurethat such security code(s) isare not to be revealed to any third party or recorded in any written or electronic formIf the CLIENT forgets the security code(s) a request for change of such Security code(s) should be sent to IDBICapital in writing On receipt of such a request IDBI Capital shall discontinue the use of the old security code(s)and shall generate a new Security code(s) for the CLIENT which shall be communicated to the CLIENTHowever the CLIENT shall be responsible and liable for all transactions that are carried out by the use of the oldSecurity code(s) Neither IDBI CAPITAL nor any of its officers directors employees agents affiliates or subsidiarieswill have any responsibility or liability to the CLIENT or to any other person whose claim may arise through theCLIENT with respect to any of the circumstances described above
b) Recording of PasswordThe CLIENT shall memorise the Security code(s) and shall not record it in written or electronic form In theevent that the CLIENT does record the Security code(s) in written or electronic form he sheit shall do so at hisherits sole risk and responsibility
c) Responsibility for Use of Security Code(s)Any order entered using the CLIENTs security code(s) either through the web site or through telephone orotherwise is deemed to be that of the CLIENT If third parties gain access to IDBI CAPITALs services through theuse of the CLIENTs security code(s) the CLIENT will be deemed to be responsible for the same and theCLIENT hereby holds harmless and agrees to indemnify IDBI CAPITAL against any liability costslosses ordamages arising out of claims or suits by or against such third parties based upon or relating to such access anduse since the responsibility for such transactions shall be that of the CLIENT The use and storage of anyinformation including without limitation the Password Portfolio information transaction activity account balancesand any other information or orders on the CLIENTs personal computer is at the CLIENTs own risk and is theCLIENTs sole responsibility
d) Communication Equipment of the CLIENTThe CLIENT is responsible for installing and maintaining the communication equipment (including personalcomputers and modems) and telephone or alternative services required at the CLIENTs end and connectivityrequired for accessing and using the web site or related services All communication costs service charges leviesand fees incurred by the CLIENT in accessing the web site or related services will be borne by the CLIENT
e) CLIENTs InfrastructureFor the purposes of these Terms it is presumed that the CLIENT has the necessary and compatible infrastructureready at its end for the purpose of accessing the web site of IDBI CAPITAL or contacting the Trade Over PhoneDeskof IDBI CAPITAL (prior to accessing the services provided pursuant to these Terms) IDBI CAPITAL will not andshall not be under any obligation to assist the CLIENT in installing the required infrastructure or obtaining thenecessary equipment permits and clearances to establish connectivity or linkages to the web site of IDBI CAPITAL
f ) Prevention of Unauthorised UseThe CLIENT will install the necessary built-in safeguards and firewall features and access restrictions toprevent unauthorised use of CLIENTs computer systems or the security codes and ensure that no unauthorisedperson can gain access to the computer systems or such security codes
g) Liability for Incorrect InstructionsThe CLIENT agrees to fully indemnify and hold harmless IDBI CAPITAL for any losses arising from the executionof incorrect ambiguous or fraudulent instructions that got entered through the system at the CLIENTs end Theclient shall be solely responsible for self entering orders at unrealistic prices if so considered by Stock Exchangeand liable for all consequences such as penaltyfine etc levied by stock exchange for such wrongdoing if soconsidered by them
h) Secure Electronic Records and Digital SignaturesIn the event that the certifying authorities and other infrastructure contemplated under the Information TechnologyAct 2000 for ensuring secure electronic records and secure digital signatures is notified by the concernedauthorities and the infrastructure to enable the same is in place IDBI Capital would have the right to require theCLIENT to authorise the various transactions on the web site by means of such secure electronic records andsecure digital signatures and discontinue the usage of the CLIENT password
i) Trade over Phone1) The CLIENT is aware that IDBI Capital offers to its CLIENTS TRADE OVER PHONE SERVICES for
placing orders for buying selling dealing in the securities through trading executives over pre-designatedtelephone numbers The CLIENT can place securities dealing orders through telephone by confirminghis User ID and Telephone personal identification number (T-Pin number) or other identification detailsThe CLIENT shall ensure proper safeguard of the user ID allotted to him and keep his personal detailsconfidential The CLIENT shall within 30 days from receipt of monthly quarterly statement notify IDBICapital in writing of any loss discrepancy or unauthorized use of the CLIENT account user ID Howeverthe CLIENT shall be responsible and liable for all transactions that have been carried out and recorded bythe use of the CLIENT user IDTPin and personal details When any of the above circumstances occurneither IDBI Capital nor any of its officers directors employees agents affiliates or subsidiaries will haveany responsibility or liability to the CLIENT or to any other person whose claim may arise with respect toany of the circumstances described above The client shall maintain confidentiality of the User Id TPINnumber at all times and shall be solely liable for unauthorised use of hisher User IDT-PIN number and allconsequences losses harm injuries caused all times
19
2) In case of Trade over Phone services the CLIENT shall ensure the availability of funds and securities inhis her its accounts which is will be required for meeting hisherits pay-in obligations at the time ofplacing order through phone trading executive IDBI Capital shall not be responsible for any claim lossdamage or compensation arising out of non-availability shortage of funds securities in the CLIENTsaccounts for meeting the pay-in obligations andor for non-execution of order for any reason
5 MISTAKEN ORDERIDBI CAPITAL shall not be responsible for any order that is placed by the CLIENT by mistake Every order that is givenby the client or its authorized representative or entered by the CLIENT through the use of the allotted user name andthe security code(s) shall be deemed to be a valid order for which the CLIENT shall be fully responsible
6 RECONFIRMATION OF CERTAIN ORDERSIDBI CAPITAL reserves the right to reject any order based on its risk perceptions or for any other reason which it isunder no obligation to disclose to the client The CLIENT hereby confirms that he it is aware that IDBI CAPITAL hasprovided on the web site a facility for reconfirmation of orders which are unusual and or large and need to beexecuted using IDBI CAPITAL s discretion These orders are subject to manual review and consequently executionof these orders may be delayed
7 PRICE OF SECURITIESThe CLIENT understands that with respect to any order the CLIENT will get the price at which the order was actuallyexecuted in the market price of which may be different from the price at which the security was trading when theCLIENTs order was placedentered into IDBI CAPITAL s system
8 CANCELLATION OR MODIFICATION OF ORDERSa) The execution of order cancellations or modifications thereof is not guaranteed Cancellation of orders is
possible only if the original order remained pending at the Exchanges Market orders are prone to immediateexecution The CLIENT shall not presume that an order has been executed or cancelled or modified and theCLIENT is required to verify the status of hisits orders
b) Unless otherwise specified by IDBI CAPITAL any order not executed at the end of the day shall stand cancelledterminated
c) Where the Exchange cancels trade(s) suo moto all such trades including the trade(s) done on behalf of theCLIENT shall ipso facto stand cancelled and IDBI CAPITAL shall be entitled to cancel the respective contract(s)with the CLIENT
d) The trade(s) may also be cancelled on account of following reasonsi There may be insufficient bids or offers or suspension of trading due to price limits or circuit breakersii The electronic trading systems either at the exchange or in IDBI CAPITALs offices are vulnerable to temporary
disruptions or failures for technical systematic reasonse) In the event of trade cancellation due to such events or vulnerabilities IDBI CAPITAL shall be entitled to cancel
relative contract(s) with the CLIENT At times due to unforeseen circumstances IDBI CAPITAL may not be ableto execute the desired transactions (either the CLIENTs own transactions or transactions for enforcing marginsas provided in these terms and conditions) on a timely basis IDBI CAPITAL does not accept responsibility for anylosses that the CLIENT may incur on account of such eventualities beyond the control of IDBI CAPITAL
9 MARGINSThe CLIENT shall make available the prescribed initial margin in the form of funds and or in the form of securities(the Margin) with IDBI CAPITAL simultaneously with the opening of the account and prior to commencement oftrading The CLIENT shall be permitted to trade upto a pre-determined number of times of the MARGIN (theMultiple) and the quantum of the Multiple on the margin shall be decided at sole option or discretion of IDBICAPITAL who shall have the irrevocable right to set-off a part or whole of the Margin ie by way of appropriation of therelevant amount of funds or by sale or transfer of all or some of the securities which form part of the margin againstany dues of the CLIENT to meet any of its obligations under these Terms Any reference in these terms to sale ortransfer of securities by IDBI CAPITAL shall be deemed to include sale of securities which form part of the Marginmaintained by the CLIENT with IDBI CAPITAL In exercise of IDBI CAPITAL s right to sell securities under the termsand conditions the CLIENT agrees that the choice of specific securities to be sold shall be solely at IDBI CAPITALs discretion IDBI CAPITAL is permitted in its sole and absolute discretion to collect additional margins (even thoughnot imposed by the Exchange the Clearing House or SEBI) and the CLIENT shall be obliged to pay such marginswithin the time limit stipulated by IDBI Capitala) Margin on Purchase
IDBI CAPITAL may require the CLIENT to deposit interest-free margin in the form of funds Such margin shall bedecided upon by IDBI CAPITAL from time to time on the price of the securities proposed to be purchased
b) Margins on SalesIDBI CAPITAL may require the CLIENT to deposit interest free margin Such margin shall be decided upon byIDBI CAPITAL from time to time on the price of the securities proposed to be sold IDBI Capital may require theclient to deposit shares proposed to be sold upfront
c) Margins in Derivatives ContractsIn the derivative segment the CLIENT is liable to pay an initial margin up-front on or before creating a positionSuch margin shall be decided upon by IDBI CAPITAL and or the Exchange from time to time Furthermore the
20
CLIENT is liable to pay (or receive) daily margins depending on whether the price of the Derivatives contractmoves for or against the position undertaken The CLIENT may also be liable to pay withholding marginsspecial margins or such other margins as are considered necessary by IDBI CAPITAL or the Exchange fromtime to time The client has understood that derivative contracts are margin centric
d) Mark To Market Margin in Derivative ContractsFor derivatives contracts IDBI CAPITAL may prepare the bills on a daily basis and on the dates when transactionis done The CLIENT agrees to pay an upfront margin at the beginning that will be sufficient to cover the marginrequirements If the cumulative Mark to Market (MTM) margin falls short of the margin available in the CLIENTsaccount the CLIENT agrees to heed to IDBI CAPITAL s additional margin calls and agrees to recoup theshortfalldeficit The CLIENT will ensure that margins are adequate at all times and will immediately make goodany shortfall that IDBI CAPITAL communicates
e) Payment through ChequeIn case where the payment by the CLIENT towards the margin is made through a cheque issued in favour of IDBICAPITAL any trade(s) would be executed by IDBI CAPITAL only upon the realisation of the funds of the saidcheque or at the discretion of IDBI CAPITAL The CLIENT agrees to mention his CLIENT code along with hisname on the reverse of any instrument through which he makes the payment to IDBI CAPITAL
f) Margin in form of SecuritiesThe CLIENT may place margin with IDBI CAPITAL in the form of securities as approved by IDBI CAPITAL Suchsecurities may at the discretion of IDBI CAPITAL be marked as lien in favour of IDBI CAPITAL from the depositoryaccount of the CLIENT or such securities may be placed in a separate depository account of IDBI CAPITALIDBI CAPITAL may at its own discretion treat the securities lying in the Brokers beneficiary account of IDBICapital in which securities are kept on behalf of the client as margin where the CLIENT has issued a Power ofAttorney in favour of IDBI CAPITALThe CLIENT may place deposit only those securities which are acceptable to IDBI CAPITAL If at any time aparticular security ceases to be on the list of approved securities the CLIENT shall provide other securities asmay be required in place of such security forthwith The CLIENT agrees and authorises IDBI CAPITAL todetermine the market value of securities placed as Margin after applying a haircut that IDBI CAPITAL deemsappropriate The CLIENTs positions are valued at the latest market price available (marked to market) on acontinuous basis by IDBI CAPITAL The CLIENT undertakes to monitor the adequacy of the collateral and themarket value of such securities on a continuous basis If due to price fluctuations there is erosion in the valueof the margins the CLIENT agrees to replenish recoup any shortfall deficit in the value of the Margins immediatelywhether or not IDBI CAPITAL intimates such shortfall
g) Type of MarginIDBI CAPITAL may at its sole discretion prescribe the payment of Margin in the form of funds instead of securitiesThe CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Margin in the form of fundsimmediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other approved manner thesecurities already placed with it as Margin or square-off all or some of the outstanding FampO positions of theCLIENT as it deems fit at its sole discretion without further reference to the CLIENT and any resultant orassociated losses that may occur due to such square -offsale shall be borne by the CLIENT and IDBI CAPITALshall be fully indemnified and held harmless by the CLIENT in this behalf at all times
h) Shortfall in margins and other provisionsi If paymentsecurities towards the Margin or shortfall in Margin is not received instantaneously to enable restoration
of sufficient Margin in the CLIENTs account all or some of the FampO positions of the CLIENT as well as thesecurities of the CLIENT in the possession or control of IDBI CAPITAL may be liquidated by IDBI CAPITAL at itssole discretion without any reference or prior notice to the CLIENT The resultant or associated losses that mayoccur due to such squaring -off or sale of such securities shall be borne by the CLIENT and IDBI CAPITAL shallbe fully indemnified and held harmless by the CLIENT in this behalf Such liquidation or close out of positionsshall apply to any segmentexchange in which the CLIENT does business with IDBI CAPITAL
ii The CLIENT is responsible for all orders including any orders that may be executed without the requiredMargin in the CLIENTs account If the CLIENTs order is executed despite a shortfall in the available Marginthe CLIENT shall whether or not IDBI CAPITAL intimates such shortfall in Margin to the CLIENT instantaneouslypay and make up the shortfall either through delivery of shares in the event of a sale or credit the requiredfunds in the Bank account via wire transfer or personal cheque cashiers bankers cheque or accounttransfer or any other approved mode as may be required by IDBI CAPITAL
i) AMENDMENT IN MARGINSAny amendment in the percentage of margins as required to be maintained under these Terms and Conditionsshall be intimated by IDBI CAPITAL to the CLIENT over the telephone and in writing and by posting the details onits website The CLIENT is required to make payment replenish the shortfall in such margins if any on demandof the same by IDBI CAPITAL or otherwise immediately
10 EXPOSURE LIMITSThe CLIENT agrees to abide by the exposure limits if any set by IDBI Capital or by the Exchange or ClearingCorporation or SEBI from time to time Such limits do not create any right and are liable to be withdrawn at any time
(1223)
21
without notice and the client shall bear the loss on account of withdrawal of such limits The client agrees tocompensate IDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure givenandor withdrawn
11 IDBI CAPITALS RIGHT TO SQUARE-OFFThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligation ofcommunicating the same to the Client in following circumstances In case of Margin Trades if the open position is neithersquared off nor converted to Delivery by Client(s) within the stipulated time In case of Margin Trades where Mark to MarketLoss on the open position has reached the stipulated as per the applicable laws rules and regulations of the marginsplaced with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin or reduce the Mark toMarket Loss In all other cases where the margin or security placed by the Client(s) falls short of the requirement or wherethe limits given to the Client(s) have been breached or where the Client(s) have defaulted on their existing obligationClient(s) agree that although the auto square off trigger point is pre-defined subsequent to which IDBI Capital couldexercise its discretion to carry out the square-off within a reasonable period of time the actual execution could happen ata price different from the trigger point and the Client(s) agree to bear the loss based on actual executed priceIDBI Capital shall also have the right to cancel any or all open order requests andor close any or all outstandingcontracts Client(s) understand that in case the Auto Square off does not take place due to certain reasons like priceband or any technical grounds or any other grounds then IDBI Capital shall at its discretion exercise the option of CD(Convert to Delivery) If CD also fails due to non-availabilityshortage of Demat shares then for the open sale positionthe Client(s) will have to face auction or close out as per the rules of the concerned Exchangeas decided by IDBICapital Consequently Client(s) will be responsible for any resulting losses and all associated costs includingpenalty levied by the Exchange If CD also fails due to insufficient fundsno funds then for the open buy position theshares will not be delivered to the Client(s) and IDBI Capital will liquidate the shares anytime and the Client(s) will beliable for any resulting losses brokerage and all associated costs incurred by IDBI Capital IDBI Capital reserves theright to square off any open margin positions if the current market price breaches a specified percentage as per theapplicable laws rules and regulation when compared with the previous days closing price for that scrip
12 CLOSE OUTa In case of Purchases
Notwithstanding the margin position in case of purchase on behalf of CLIENT the CLIENT authorises IDBICAPITAL to close out the transactions by selling the securities in case the CLIENT fails to make full payment toIDBI CAPITAL for the execution of the contract within two days of trade execution or before pay-in-day (as fixedby stock exchange for the concerned settlement period whichever is earlier unless the CLIENT already has anequivalent credit with IDBI CAPITAL The loss incurred in this regard if any will be met from the margin moneyof the CLIENT The CLIENT agrees to make good the shortfall if any immediately on being intimated of theshortfall by IDBI CAPITAL
b In case of SaleNotwithstanding the margin position in case of sales on behalf of CLIENT the CLIENT authorises IDBI CAPITAL toclose out the contract by effecting purchaseseffecting close out at IDBI Capitalrsquos descretion If the CLIENT fails todeliver the securities sold with valid transfer documents within 24 hours of the trade execution or before delivery day(as fixed by stock exchange authorities for concerned settlement period or such other date as agreed to by theClient and IDBI Capital in accordance with the extent of regulations and statutory provisions whichever is earlierLoss on transaction if any will be deductible from the margin money of the CLIENT The CLIENT agrees to makegood the shortfall if any immediately on being intimated of the shortfall by IDBI CAPITAL
c Non payment of margin and other amounts Without prejudice to IDBI CAPITALs other rights (including the right to refer a matter to arbitration) IDBI CAPITALshall be entitled to liquidate close out all or any of the CLIENTs positions for non-payment of margins or otheramounts outstanding debts etc and adjustset offappropriate the proceeds of such liquidation close out if anyagainst the CLIENTs liabilities obligations Any and all losses and financial charges on account of suchliquidation closing out shall be charged to and borne by the CLIENT
d Client(s) agree that IDBI Capital has full and complete discretion to square off liquidate the purchasesaleintraday overnight or any other position of the client(s) The client(s) agrees confirms and admits that he shallbe aware and in the know of all his positions at all times
e Lien on Clients AccountAll investment products now or hereafter held carried or maintained by IDBI Capital in their possession orcontrol for any purpose in or for the benefit of any of clients accounts now or hereafter opened including anyaccounts in which client may have an interest shall be subject to a lien in favour of IDBI Capital for the dischargeof all indebtedness and clients other obligation to IDBI Capital which are held by IDBI Capital as security for thepayment of any liability or indebtedness of clients to IDBI Capital in any of said accounts Client authorizes IDBICapital to transfer the investment products and other securities so held from or to any of the clients account withIDBI Capital whenever in the judgment of IDBI Capital it is considered that such transfer is necessary for theprotection of IDBI Capital In enforcing IDBI Capitals lien IDBI Capital shall have the right and discretion todetermine which investment product and securities are to be sold and which contractsrsquo position are to beclosed In the event of a breach or default by Client under these Terms and Conditions IDBI Capital shall haveall rights and remedies available to a secured creditor under all applicable law in addition to the rights recourseand remedies provided herein
22
13 CORPORATE BENEFITS SETTLEMENT CYCLESThe CLIENT accepts responsibility of knowing the status of all corporate benefits like rights and bonus issuesdividends and stock splits of shares that heit intends to trade or which are held in hisit account The CLIENTaccepts responsibility for knowing the correct ISIN Numbers of the shares in his its account and the eligibilityvaliditygenuineness of the shares to meet share pay in obligations to the ExchangeClearing Corporation whetherreceived by way of purchase rights bonuses stock split off market transfers or otherwise
14 TRADE CONFIRMATIONIDBI CAPITAL shall send the trade confirmation to the CLIENT in the form of contract note cum bill or otherwise via maile-mail fax courier Registered AD or otherwise at the postal address telephone fax Nos e-mail addresses intimatedby the CLIENT to IDBI CAPITAL The CLIENT understands that it is clientrsquos responsibility to review or check verify thetrade confirmations the details in the contract notes the bills or statements of account immediately upon their receiptall information particulars trades contained therein shall be binding upon the CLIENT if the CLIENT does not objectin writing to any of the contents preferably within 30 days from receipt of monthly quarterly statement In all cases IDBICAPITAL reserves the right to determine the validity of the CLIENTs objection to the transaction The CLIENT agreesthat IDBI CAPITAL will not be responsible for the non- receipt of the trade confirmation due to any change in the detailscorrespondence address of the CLIENT not intimated to IDBI CAPITAL in writing Further the Client understands that incase of any non compliance of the Bye-Laws rules and regulations as laid down by SEBIExchanges andor theDepository and for any other matter that may be decided by IDBI Capital from time to time IDBI Capital may chargepenalty on the Client Such penalty amount shall be directly debited to the Clients account The Client authorizes IDBICapital to debit hisher trading account for the amount of penalty charged in hisher demat account with IDBI Capital
15 DELAYED REPORTING OF TRANSACTIONSi) If trades or transactions are reported late to IDBI CAPITAL on account of any problems at the Exchange or for any
reason the CLIENT in turn will be subject to late reporting of transactionsii) In addition any errors reported whatsoever to the CLIENT for any reason whatsoever will stand subsequently
corrected to reflect the transaction that was effected in the market16 PAY-INPAY-OUT OF SECURITIES FUNDS
A The CLIENT agrees that IDBI CAPITAL shall not be obliged to deliver any securities or pay any money to theCLIENT unless and until the same has been received by IDBI CAPITAL from the Exchange the ClearingCorporation House or the concerned Mutual Fund or other company or entity liable to make the paymentUnless IDBI CAPITAL otherwise determines and subject to IDBI CAPITAL s rights to set off and other rights asmentioned in these Terms and Conditions and other documents executed by the Client with IDBI Capital thesecurities to be delivered by IDBI CAPITAL to the CLIENT pursuant to the CLIENTs purchase transactions shallbe credited to the designated depository account of the CLIENT and the sale proceeds to be paid by IDBICapital to the CLIENT shall be deposited to the designated Bank account of the CLIENT
B In case of purchase of securities by the CLIENT at times IDBI CAPITAL may be unable to deliver the securitiesto the said purchaser on the pay-out day due to non receipt of the securities from the stock exchange(s) or incase of non receipt of the said securities from another CLIENT of IDBI CAPITAL who has sold the securitiesagainst the said purchase transaction In cases of such short delivery the securities shall be delivered to thepurchaser as per the policy of the Company as amended from time to timeClient hereby authorize IDBI Capital to movetransfer funds from anyall its accounts and or payouts resulting onaccount of sale of shares and securities andor payouts due to settlement closing of contracts andor marginrefunds from cashcapital market andor FampO of BSE andor NSE and adjust transfer set-off and appropriate thesame towards debit balances in the Clients accounts of cashcapital market andor FampO segment of BSE andor NSE and debit balances in depository account andor any other debits andor payments Further the Clientauthorised IDBI Capital to do the transfer either by passing a journal entry (backed by actual fund transfer) in itsbooks of accounts of the respective section department andor physical exchange of cheques
C At all times the CLIENT agrees to make the payment of funds only in the name of IDBI CAPITAL titled IDBI CapitalMarkets amp Securities Limited vide fund transferaccount payee cheques demand drafts or by any other permittedmodes with details of the CLIENT code and the name of the CLIENT mentioned on the reverse of the instrument
D At all times the CLIENT agrees to transfer the securities only to the designated depository account of IDBI CAPITALE The CLIENT agrees that IDBI CAPITAL shall not be responsible for any loss damages in respect of any funds
securities which are deposited transferred to any account other than that of IDBI CAPITALs designatedaccount under these Terms and Conditions
F In the eventuality of the CLIENT receiving shares in his demat account by mistake or for any reason (which he issupposed to have not received) the Client is liable to return such securities and or compensate IDBI CAPITAL
17 DELAYED PAYMENTNotwithstanding anything contained in these presents in case of any amounts which are overdue from the CLIENTtowards trading either in the cash or derivative segments includes all types of margins pay-in obligations or on accountof any other reason to IDBI CAPITAL the client will be charged delayed payment charges on the amount outstanding atthe rate of 006 per day (calculated on 365 days basis) or such other rate as may be determined by IDBI CAPITAL withreasonable notice and mutual consent by the client in writing ampor the securities lying with IDBI CAPITAL shall be soldThe CLIENT hereby authorises IDBI CAPITAL to directly debit the same to the account of the client on a daily basis oras agreed to with the CLIENT from time to time The CLIENT also agrees that any amount overdue from him (includingthe interest on delayed payment) shall be adjusted by IDBI CAPITAL from dues owed to the CLIENT The clientundertakes to make payment of such delayed payment charges charged without delay
23
18 INFORMATION OF DEFAULT IN PAYMENT DELIVERYInformation of default in payment delivery and related aspects by a CLIENT shall be brought to the notice of therelevant stock exchange(s) In case where defaulting CLIENT is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of director(s) promoter(s) partner(s) proprietor as the case may beshall also be communicated to the relevant stock exchange(s)
19 CONDITIONS FOR FampO TRANSACTIONSa The Client understands and is aware of risks in FampO trading which carry a significant risk of substantial loss
Further the client is aware that given the leverage involved the losses can occur and multiply rapidly potentiallyexceeding client funds (including securities deposited) deposited and collaterals credit balance if any formargins or for any other purpose or earmarked as risk capital
b The client is forewarned that IDBI Capital Markets amp Securities Ltd does not and can not guarantee that risksassociated with hishertheir trading in FampO Segment can be limited minimized or eliminated IDBI CapitalMarkets amp Securities Ltd in no way assumes any responsibility for monitoring hishertheir exposure openpositions margins deposits losses or changes in hishertheir net worth
c The client undertakes that the Client shall ensure that heshethey receive contract notes bills and ledgeraccount etc documents regularly from IDBI Capital Markets Services Ltd Further client shall ensure andconfirm that heshethey will read understand and verify the contents of these and other documents relatingto FampO transactions carried out in hishertheir names and codes promptly and on a daily basis Client shallremain proactive vigilant watchful and careful in regard to all aspects of FampO trading and payments ofmargins mark to market losses and debit balances in the ledger account verification thereof and other duesand prompt - in bringing hishertheir grievances if any IDBI Capital agrees confirms and admits that in nosituation the client shall hold IDBI Capital Markets amp Securities Ltd and its directors employees andor itsrepresentativesassociates responsible liable and accountable for anything and IDBI Capital Markets ampSecurities Ltd and its directors employees andor its representativesassociates before any authority courtetc shall always stand absolved from any liability claim loss harm injury counterclaim damages andclaim of such nature except for any fraud or malafide on account of IDBI Capital
d Client shall daily keep track of hishertheir FampO positions exposure movement in prices intra day marginsmark to market losses profits collaterals values etc working when live trading sessions are on or otherwisealso and at no time blame IDBI Capital Markets amp Securities Ltd for not communicating the client anyinformation or not making any call to client in any situation - ordinary or extra - ordinary Client understandsthat time and full payments of mark to market lossesmargins are the essence of FampO transactions settlementClient accepts full responsibility for hishertheir decisions to trade in FampO Segment and all consequencesthereof in all scenarios and at all times
e Client understand that in the event of IDBI Capital granting any accommodation in any manner in the matter of clientsdues margin collaterals carry forwardrollover etc the client shall not raise a groundobjection of such favours availedby client in any proceeding - civil andor criminal - between client and IDBI Capital Markets amp Securities Ltd
f Client is made aware of all F amp O transactions working (including margin mark to market losses) anddocumentation and client understands the documents including contract notes bills margin related documentsledger account etc Client clearly knows that in case of deficit shortfall in margin mark to market losses debitbalances etc dues at any point of time in clients account IDBI Capital Markets amp Securities Ltd shall be entitledto square - off close - out liquidate clients outstanding F amp O positions without even informing client (as clienthave voluntarily undertaken to keep track of hishertheir F amp O positions and obligations thereof as aforesaid) atany time at their sole discretion Client undertakes assures and promises IDBI Capital Services Ltd to pay - upall hishertheir dues losses debit balances in time and when called upon which are accounted in clientsaccount the Client shall fully indemnify IDBI Capital Services Ltd and hold it harmless at all times
20 STOCK BROKER CLIENT COMMUNICATIONa Form of Communication
Documents which may be sent by physicalelectronic delivery between the parties may be in the form ofpersonal delivery courier post an electronic mail (including any auto replies from the system of IDBI CAPITAL)an electronic mail attachment and in the form of an available download from the web site IDBI CAPITAL shallbe deemed to have fulfilled any legal obligation to deliver to the CLIENT any such document if sent via personaldelivery courier post electronic delivery or any other approved mode
b Communication of Documents(i) IDBI CAPITAL shall send to the CLIENT by personal delivery courier post electronic means or any other
approved mode the contract notetrade confirmations of the trades executed bills and account statementsor such other data relating to his trading account with IDBI CAPITAL IDBI CAPITAL will not be responsiblefor non-receipt of documents sent via courier post electronic delivery or any other approved mode due tochange in the address of the CLIENT which is not intimated to IDBI CAPITAL
(ii) IDBI CAPITAL may at any time amend the margin requirements the list of approved securities acceptedas marginetc by modifying or rescinding any of the existing provisions or conditions or by adding any newprovision or condition on its web site IDBI CAPITAL shall not be required to communicate any modificationor rescission individually to the Client either through physical or electronic form and any separate noticeof amendment or modification is deemed to be waived by the Client The continued use of the services ofIDBI CAPITAL after such notice will constitute acknowledgment and acceptance of such amendment
24
(iii) The Client hereby agrees that the Ledger Statements in respect of transactions entered into on the CashSegment of the Exchanges will be combined for the purpose of convenience of IDBI Capital and for theClients convenience and the payments received and paid by IDBI Capital will be appropriated on a first ndashin- first out basis
c Terms and Conditions for receipt of documents by the Clients in electronic form(i) The Client agrees to provide IDBI Capital with his correct e-mail ID in the account opening documents or
as intimated by the client to IDBI Capital in writing IDBI Capital shall send the documents contract notestransaction statements etc to the e-mail ID as provided by the client IDBI Capital shall not be responsiblefor e-mails sent to any wrong e-mail ID provided by the client and such documents contract notestransaction statements shall be deemed to be received if sent to the e-mail ID provided by the Client
(ii) The CLIENT understands that it is his herits responsibility to open e-mail account review upon firstreceipt whether delivered to CLIENT by mail by e-mail (including any auto replies from the system of IDBICAPITAL) other electronic means or all confirmations statements notices contracts bills and othercommunications All information contained therein shall be binding upon the CLIENT if the CLIENT doesnot object either in writing or via electronic mail in all cases IDBI CAPITAL reserves the right to determinethe validity of the Clients objection to the transaction Non verification by the Client or not accessing thedocuments on a regular basis shall not be a reason for disputing the same at a later date
(iii) Should the Client experience any difficulty in opening a document electronically delivered by IDBI CapitalIDBI Capital may on receipt of intimation from the Client in that behalf make the required delivery by anyother electronic means (e-mail fax electronic mail attachment or in the form of an available downloadfrom the back-office website) or in paper based format Failure to advise IDBI CAPITAL of such difficultypreferably within 24 hours from the date of execution of the trade shall serve as an affirmation that Clientwas able to receive and open the said document
(iv) In the event the client opts to receive contract in electronic form the Client agrees not to receive thecontract notes in paper form from IDBI Capital Provided however that in case when IDBI CAPITAL is notable to provide Contract Note to its Clients through (web based) electronic medium due to any unforeseenproblems IDBI Capital shall ensure that the contract note reaches to the Client in physical form as per thetime schedule stipulated in the Bye-Laws Rules and Regulations of the Exchanges
(v) IDBI Capital agrees that in case of receipt of bounced back notification from all the e-mail ids IDBI Capitalshall make the required delivery in paper based format immediately thereafter
(vi) The Client agrees that IDBI Capital will not be responsible for non receipt of documents due to change inincorrect email address provided by the Client for the purpose or for any reason which inter alia includeinsufficient space in the inbox of the Client technical reasons or malfunction of the Clientrsquos computersystemserverinternet connection etc It shall be the responsibility of the Client to intimate to IDBI Capitalof any change in the Clients e-mail address
(vii) IDBI Capital shall not be liable or responsible for any statement received from frauds or impostors or anyconsequences thereof
(viii) The Client is also aware that IDBI Capital duly posts the contract notesother documents (as decided byIDBI Capital) of the respective clients on the website also and that the same can be accessed by the Clienton the website with the help of the Security Code given to the Client by IDBI Capital
d Change of AddressUnless the CLIENT informs IDBI CAPITAL of the change of the address for communication in writing along withthe address proof all notices circulars communication or mail sent to the existing address shall be deemed tohave been received by the CLIENT
e Notices PoliciesCertain policies andor procedures may be further outlined on IDBI CAPITAL s web site and materialliteratureand frequently asked questions (FAQs) provided to the CLIENT Through the use of IDBI CAPITAL s web siteand services the CLIENT agrees to be bound by any and all such notices policies (including password policy)and terms of doing business
21 POWER OF ATTORNEYA client may execute a Power of Attorney for operations in the form provided to the client from time to time which wouldbe in accordance with the guidelines prescribed by SEBI Exchanges
22 INACTIVE AND DORMANT ACCOUNTSThe CLIENT agrees that if there are no debit transactions in its account for the continuous period of 6 months it willbe treated as an inactivedormant account It may be activated in accordance with the policy of IDBI Capital
23 ARRANGEMENT WITH RELATIONSHIPS BANKSIDBI CAPITAL has relationship with one or more banks (the Relationship Banks) The web site of IDBI CAPITAL has apayment window through a link to the web site of the Relationship Bank which provides the facility In such a case theCLIENT could make the payment for securities purchased by himherit by crediting the purchase amount (along withthe indicated brokerage amountother charges) directly to the account of IDBI CAPITAL with the Relationship Bank bymeans of a fund transfer Similarly in the case where the CLIENT makes an order for sale of securities IDBI CAPITAL
(1323)
25
would credit the account of the CLIENT with the Relationship Bank by means of a fund transfer on the pay-out date of therelevant Exchange on which the sale transaction is carried out IDBI CAPITAL expressly states that the payment gatewaymechanism is a service offered by the Banks with whom IDBI CAPITAL has established relations for facilitating thetransfer of funds between the CLIENTs account and IDBI CAPITALs account IDBI CAPITAL expressly excludes liabilityfor consequential loss or damage or loss of profit business revenue goodwill or anticipated savings which may arisein respect of (I) the payment gateway services offered by such Banks (ii) the Payment Mechanism
24 CONDITIONS GOVERNING AVAILMENT OF OTHER SERVICES PROVIDED BY IDBI CAPITAL TRADING INSECURITIES OTHER THAN ON THE FLOOR OF THE STOCK EXCHANGEa) The Client shall authorize IDBI Capital by executing a Power of Attorney in favour of IDBI Capital to execute
instructions of the Client or its authorized representative with regard to the transactions All instructions given bythe Client its authorized representative shall be binding on the Client IDBI Capital may furnish certified copy ofthe Power of Attorney and other documents on behalf of the Client to the Company Registrar Mutual Fund orany third party
b) The Client agrees that the instructions with regard to the transactions may be in the Clients sole name or in thename of the Client jointly with other persons
c) The CLIENT undertakes to read and understand all the relevant offer documents and addenda thereto andterms and conditions of all schemes of all mutual funds other securities including Initial Public OfferingsRights Issue Buy Back Offers etc offered through IDBI Capital website before entering into any transactionsthrough IDBI Capital and agrees to abide by the terms conditions and rules and regulations as applicable fromtime to time IDBI Capital will not be held responsible for any of the information containedomitted from anyrelated documents
d) IDBI Capital or the concerned Mutual Fund Issuer or their respective registrars shall entertain ONLINEtransactions requests and or requests made through telephone in the manner provided under these Termsand Conditions
e) IDBI Capital may refuse to act on any instructions unless they are given in the manner and form acceptable toIDBI Capital However IDBI Capital shall have no responsibility to determine the authenticity of any instructionsgiven or purported to be given by the Client The Client shall not hold IDBI Capital liable on account of IDBICapital acting in good faith on instructions given by the Client or its authorized representative
f) IDBI Capital may at its discretion not to carry out the Clients instruction when IDBI Capital has reasons to believe(which discretion of IDBI Capital the Client shall not question or dispute) that the instructions are not genuine orare otherwise improper unclear raise a doubt IDBI Capital shall not be liable if any instructions are not carriedpartly carried out for any reason whatsoever
g) In case of Mutual Funds the Client agrees and acknowledges that IDBI Capital shall provide the facilities asprovided in these Terms and Conditions only in respect of the select Mutual Funds with whom IDBI Capital hasentered into a separate arrangement
h) The Client shall ensure that the transactions through IDBI Capital are executed in accordance with the applicablelaws byelaws rules and regulations governing the specific investment product IDBI Capital may from time totime impose and vary limits on the orders which the Client may place including but not limited to exposurelimits turnover limits and limits as to numbers The Client agrees that IDBI Capital shall not be responsible forany variation or reduction that may be deemed necessary by IDBI Capital based on its risk perception and otherrelevant factors
i) The Client agrees and understands that the folio number of the Client in respect of the Mutual Fund schemesshall be received by IDBI Capital from the Asset Management Company
j) The Client agrees that the Client shall not without prior intimation amp acknowledgement of IDBI Capital dealliase with the issuer companymutual fundasset management company or its respective registrar in respect ofthe services availed under this arrangement
k) For change of address and personal details of the CLIENT the CLIENT shall send a letter or fax to IDBI Capitalsigned by all the co-holders
l) The CLIENT is requested to check up the personal and bank related details provided by him Neither IDBICapital nor any of the Mutual Funds Issuers chosen shall accept any liability which may arise as a consequenceof the erroneous information provided by the CLIENT
m) Further any change in the details of the Client including but not limited to the Demat account Bank AccountAddress shall be first intimated to IDBI Capital who may in turn liaise with the Issuer Company Mutual FundAsset Management Company or its respective Registrars to update such changes The Issuer Company Mutual Fund Asset Management Company or its respective Registrars may reject such requests and in such anevent IDBI Capital shall not be liable for any such rejection
n) The Client further agrees that the Client shall not close change the details of the Demat account Bank accountwithout prior notification to IDBI Capital and the Client agrees that IDBI Capital may instruct the DepositoryParticipant Bank of the Client to reject any such request received from the Client
o) The Client acknowledges that the purchase application instructions shall be processed by IDBI Capital onlyafter sufficient funds to cover the purchase application price and other costs and charges are received by theIDBI Capital
26
p) If after execution of any transaction it is for any reason found that IDBI Capital has not been provided withsufficient funds by the Client the Client shall pay the deficient amount to IDBI Capital forthwith on demandfailing which IDBI Capital may (but shall not be bound to) square up the transaction at any time at the Clientssole risk and cost Any loss arising on such squaring up will be borne solely by the Client and the Client shall payto IDBI Capital the additional amount that may be payable by the Client IDBI Capitals demand being conclusive
q) The Client declares and confirms that the amount being invested by the Client either directly or through itsPower of Attorney holders in any schemes of all mutual funds or other securities including but not limited toInitial Public Offerings Public Offers Rights issue and Buy Back offers is obtained through legitimate sourcesand is not held or designed for the purpose of contravention of the provisions of any Act Rules and Regulationsor any statue or legislation or any other applicable Laws or any Notifications directions issued by any Governmentalor Statutory Authority from time to time
r) In case the Client is a Non-resident Indian the Client confirms that the funds are remitted from abroad throughapproved banking channels or from the NRE NROFCNR account
s) In case of Mutual Fund the units of schemes shall be allotted redeemed or switched as the case may be at theNet Asset Value prevalent on the date of the application if the application for purchase redemption or switch isreceived by the Fund before the cut -off time as specified on the web site and consistent with terms of theScheme IDBI Capital shall take all necessary action to ensure that the NAV allotted is the NAV applicable on thedate of the transaction However IDBI Capital shall not be liable for any loss that may arise to the CLIENT as aresult of the correct NAV not being allotted to the CLIENTs transactions on the web site Any request falling dueon holiday would be processed on the next business day and respective NAV would be applicable as per theMutual Funds offer documents
t) In case of other securities the order for purchase sell offer under Buy Back etc shall be accepted by IDBICapital only if the same is received by the cut off timedate as indicated on the website and consistent with theterms of the offer
u) The CLIENT can access and view hisher its transactions on the web site and take printouts of relevantdocuments The physical copy of the transactions statement or the account statement shall be sent only onrequest to the CLIENT
v) The Client agrees and acknowledges that after the first purchase transaction in any Mutual Fund the Client maynot be permitted to transact till the folio number is allotted
w) IDBI Capital does not accept any liability for delay in processing time at the Mutual Funds Issuer or Registrarsend
x) It is explicitly stated herein that the services offered in respect of Mutual Fund schemes Offer Documents otherschemes by IDBI Capital should not be considered to have been recommended by IDBI Capital
y) The Client further agrees that IDBI Capital shall not be held responsible for non-allotment of securities eitherfully or partly to the Client for any reason whatsoever IDBI Capital shall not be held responsible in case due tosome reason the bidapplication revision instructions sent by the Client is not received by it or if the bid application revision could not be uploaded to the Stock Exchange or could not be sent to the BankersRegistrar to the issue
z) IDBI Capital shall not be held responsible for non - receipt delay in incorrect receipt of fund if any from theRegistrar Company IDBI Capital shall not be held responsible for incorrect Tax Deduction at Source (TDS) bythe Registrar company if applicable or for non-receipt or delay in incorrect receipt of TDS Certificate if anyfrom the Registrar CompanyMutual Fund
aa) IDBI Capital shall not be liable for any loss or damage caused by reason of failure or delay of the mutual fund todeliver any units purchased even though payment has been made for the same or failure or delay in makingpayment in respect of any units sold though they may have been delivered
bb) For all services provided by IDBI Capital for trading in securities other than on the floor of the Stock ExchangeIDBI Capital shall act on best effort basis to process applications made by the Client IDBI Capital shall not beliable for any loss direct or indirect caused due to delay in processing of application or any other reasonwhatsoever
cc) The Client understands that the corporate actions including but not limited to Dividends declared by the IssuerCompany Mutual Fund shall be directly paid by the Issuer Company Mutual Fund to the Client
dd) IDBI Capital shall also not be liable to the Client for any delay failure or refusal of the Mutual Fund any IssuerCompany Corporation or other body in registering or transferring units to the names of the Clients of for anyinterest dividend or other loss caused to the Client arising there from
ee) The Client agrees to provide IDBI Capital with any confirmation declaration or any other document that theconcerned Issuer Asset Management Company or any other entity may from time to time require IDBI Capitalto collect from the Client in respect of the services offered under this arrangement
ff) IDBI Capital shall not be responsible for any changes in the data of any scheme as carried out in the Offerdocument or any other documents material issued by Asset Management company Issuer Company MutualFund
gg) Neither IDBI Capital nor any of the Mutual Funds nor the Issuer shall be liable for any failure to perform itsobligations to the extent that such performance has been delayed hindered or prevented by systems failuresnetwork errors delay or loss of data due to above and in circumstances of acts of God floods epidemicsquarantine riot or civil commotion and war
27
hh) IDBI Capital shall provide its services on a best efforts basis However IDBI Capital shall not be liable for anysystemequipment failure or for any loss damage or other costs arising in any way out offori System failure including failure of ancillary or associated systems or fluctuation of power or other acts of
Godforce majuereii Accident transportation neglect misuse errors frauds of the CLIENTs orhis agents or any third party oriii Any fault in any attachments or associated equipments of the CLIENTiv Any incidental special or consequential damages including loss of profitv The Client hereby authorises IDBI Capital to use the balance in the Clients trading account maintained
with IDBI Capital for the purpose of investments in such transactions and similarly to use the balance insuch Investment Account for setting off the debits in Clients Trading Account or otherwise on the basis ofClients instructions from time to time
25 PREVENTION OF MONEY LAUNDERINGa The Client confirms and understands that the tradingdemat account is opened for tradinginvestment in stock marketb The Client has read and understood the Prevention of Money Laundering Act (PMLA) 2002 Rules Circulars
made there under amp IDBI Capitalrsquos Policy for Prevention of Money Launderingc The Client agrees to abide by the Prevention of Money Laundering Act 2002 Rules Regulations there under
circulars press release KYC Norms and Policy as and when made applicable issued by any regulatoryauthority as formed there under from time to time
d The Client shall provide with all necessary information and details as required by IDBI Capital from time to timee The Client agrees that heshethey are not a person of a suspicious background or having links with any known
criminals and the Client is not involved or indulged knowingly or assist directly or indirectly in any process oractivity connected with the proceeds of crime nor is a party to it
f The Client agrees that heshethey neither involved nor have indulged knowingly or assisted directly or indirectlyin projecting any proceeds of crime as an untainted property
g The funds utilizedproposed to be utilized for the purpose of investment have been derived through propermeans and does not involve any black or hawala money in any manner
h The transfer of fundssecurities from the account maintained in the account shall be from known source and theClient shall provide clarification to IDBI Capital on request
i The Client shall be responsible for any transactions taking place in hishertheir accountj The Client shall intimate the principal officer of IDBI Capital as well as the concerned authority on knowing of any
suspicious transactions or having obtained any material which is having any link with any crime or proceeds of crimek The Client shall provide to IDBI Capital on an annual basis income and other financial details including a copy
of income tax return file with the Income tax department or any other relevant document as required by IDBICapital from time to time
l The Client agrees undertakes and authorises IDBI Capital or its agents to make references and enquiriesrelative to information in this application which IDBI Capital or their agents consider necessary
m The Client agrees and authorizes IDBI Capital and its agents to exchange share or part with all the information dataor documents relating to hishertheir application and transaction information to other IDBI Capital Group CompaniesBanksFinancial InstitutionsCredit BureausAgenciesStatutory BodiesRegulatory BodiesAuditors as IDBI Capitalmay deem necessary andor appropriate as may be required for use or processing of the said informationdata by suchperson(s) or furnishing of the proceed informationdataproducts thereof to other BanksFinancial InstitutionsCreditProvidersAgenciesUsers registeredRegulatory BodiesAuditors with such persons and the client shall not hold IDBICapital to whom such information etc is disclosed liable for the disclosure or use of such information
n The Client agrees and understands that IDBI Capital reserves the right to reject any application without providing anyreason Further the Client agrees and understands that IDBI Capital reserves the right to retain the application formsand the documents provided therewith including photographs and the same will not be returned to the Client
26 MISCELLANEOUS PROVISIONS GOVERNING THE TERMSa) The Client hereby unconditionally absolutely and irrevocably undertakes to pay immediately any amount due
and payable under these Terms and Conditions on being called upon to do so without any demur merely on ademand in writing from IDBI CAPITAL stating that the amount claimed has become due and any such demandmade on the Client shall be conclusive as regards the amount due and payable by the Client
b) The Client agrees that any notice served on the Client either by actual delivery thereof or sent by Registered Post E-mail Fax to the address of the client first mentioned hereinabove shall be deemed to have been duly served
c) One or more of the provision of these Terms and Conditions may be invoked by IDBI CAPITAL whenever thereis a loss occasioned to IDBI Capital without affecting its rights to invoke these Terms and Conditions for anyfurther loss that may devolve later
d) All trades transactions and contracts are subject to the Rules Bye-Laws and Regulations of the Exchangee) The CLIENT agrees that each participating Exchange or association or agency asserts a proprietary interest in
all of the market data it furnishes to parties that disseminate the said data The CLIENT shall use real-timequotes received on the web site of IDBI Capital only for the CLIENTs individual use and shall not furnish suchdata to any other person or entity The CLIENT is authorised to use materials which are made available by IDBICAPITALs web site for the CLIENTs own needs only and the CLIENT is not authorized to resell access to any
28
such materials or to make copies of any such materials for sale or use to by others The CLIENT shall not usemodify or delete any copyright or other intellectual property rights notices from printouts of electronically accessedmaterials from IDBI Capital web site
f) In cases where the Client has Trading account as well as demat account with IDBI Capital for the convenienceof payment of all the charges pertaining to the Clients demat account the Client authorises IDBI Capital to debithisher trading account with all the DP account charges as and when the bill is raised by IDBI Capital
g) LIMITATION OF LIABILITYIDBI CAPITAL does not guarantee and shall not be deemed to have guaranteed the timeliness sequenceaccuracy completeness reliability or content of market information or messages disseminated to the CLIENTor the execution of the orders placed by the CLIENT IDBI CAPITAL shall not be liable for any inaccuracy erroror delay in or omissions of 1) any such data information or messages or 2) the transmission or delivery of anysuch data information or messages due either to any unintentional act or omission by IDBI CAPITAL or to anyforce majeure event (eg flood extraordinary weather condition earthquake or other any act of God fire warinsurrection riot labour dispute accident action of government communication power failure shut down ofthe systems for any reason ( including on account of computer viruses) equipment or software malfunction) orotherwise or any cause beyond the reasonable control of IDBI CAPITAL 3) Cancellation or non execution of theorder placed by the CLIENT with IDBI CAPITAL
h) IDBI CAPITAL shall not be liable for any inaccuracy error false statement misrepresentation committed by any salesor other associates third parties engaged by IDBI Capital to promote the services offered by it The CLIENT agrees thathesheit places no undue reliance on such persons and will exercise due care and diligence in relying on anystatements made any persons Under no circumstances shall IDBI CAPITAL or anyone involved in creating producingdelivering or managing IDBI Capital services be liable for any direct indirect incidental special or consequentialdamages that result from the use of or inability to use the service delay in transmission of any communication in eachcase for any reason whatsoever (including on account of breakdown in systems) or otherwise
i) INTERRUPTION IN SERVICESIDBI CAPITAL does not warrant that the service will be uninterrupted or error free The service is provided on anas is and as available basis without warranties of any kind either express or implied including withoutlimitation those of merchantability and fitness for a particular purpose The CLIENT agrees that IDBI Capitalshall not be held responsible for any breakdown of the system either due to the fault of the systems of IDBICAPITAL or of the Exchanges or otherwise for any reason whatsoever
j) The CLIENT undertakes that the Client has read the relevant rules and regulations and further undertakes toabide by them at all times It shall be the responsibility of the CLIENT to comply with all trading settlementcycles delivery payment schedules any changes therein from time to time and the procedures of the relevantstock exchange as may be applicable to the CLIENT
k) TAPE RECORDING OF CONVERSATIONThe CLIENT is aware that IDBI CAPITAL tape-records the conversations between the CLIENTCLIENTsrepresentative and the IDBI Capital either personally or over the telephone and hereby specifically permits IDBICAPITAL to do so Such recordings may be relied upon by IDBI CAPITAL and the Client for valid purposes as andwhen required to resolve disputes in connection with the trading transactions or for any other purpose
l) RESTRICTIONS ON ACCESS TO WEB SITE AND TRADINGThe CLIENT understands that IDBI CAPITAL may at any time at its sole discretion and without prior notice to theCLIENT prohibit or restrict the CLIENTs access to the use of the web site or related services and the CLIENTsability to trade IDBI Capital may block the CLIENTs account at any time for any reason and without prior noticeto the CLIENT The CLIENT will bear any loss that hesheit may be faced with due to inability to execute furthertrades on account of such restriction The blocking of an account will not affect the rights andor obligations ofeither IDBI Capital or the CLIENT incurred prior to the date the account is blocked
m) INDEMNITY(i) Though orders are generally routed to the marketplace immediately after the time the order is placed by the
CLIENT on the system there may be a delay in the execution of the order due to any linksystem failure at theCLIENT IDBI Capital Exchanges end or for other reasons The CLIENT hereby specifically indemnifiesand holds IDBI CAPITAL harmless from any and all claims and agrees that IDBI Capital shall not be liablefor any loss actual or perceived caused directly or indirectly by government restriction exchange or marketregulation suspension of trading war strike equipment failure communication line failure system failuresecurity failure on the Internet shut down of systems for any reason (including on account of computerviruses) unauthorized access theft any fraud committed by any person whether in the employment of IDBICAPITAL or otherwise or any problem technological or otherwise that might prevent the CLIENT fromcontacting the PHONE TRADING SERVICES of IDBI CAPITAL or entering IDBI CAPITAL s system or fromexecuting an order or in respect of other conditions
ii) The Client agrees that the provision of indemnity shall continue to remain in force until IDBI CAPITAL inwriting discharges of the said obligations liabilities of the client
(iii) The CLIENT further agrees that hesheit will not be compensated by IDBI CAPITAL for any lost opportunity
(1423)
29
viz notional profits on buysell orders which could not be executed due to any reason whatsoever includingbut not limited due to time lag in the execution of the order or the speed at which the system of IDBI CAPITALor of the Exchanges is operating any shutting down by IDBI Capital of hisherits system for any reason orIDBI Capital disabling the CLIENT from trading on its system for any reason whatsoever
n) WARRANTIES OF CLIENTSi) The CLIENT hereby represents and warrants that the terms and conditions stated herein have been clearly
understood and that the information furnished to IDBI CAPITAL is accurate and truthful The Client agreesconfirms and admits that it shall keep IDBI Capital updated of its financial position details from time to time
ii) All actions required to be taken to ensure compliance of all the transactions which the client may enter into pursuant to this arrangement with all applicable laws shall be completed by the client prior to suchtransaction being entered into
iii If Client resides or gives any orders to from outside India Client agrees to ensure and represent that suchorders will have been given in compliance with any and all applicable law of the relevant jurisdiction fromwhich Client orders are given and laws and regulations prevalent in India and Client further agrees thatClient shall when in doubt consult or obtain legal and professional advice in or of the relevant jurisdictionClient accepts that there may be taxes duties impositions or charges payable to relevant authorities inrespect of Client residing or the giving of any order from outside India and the execution of such order andClient agrees to pay such taxes duties impositions or charges as are applicable and authorizes IDBICapital to make such payments on its behalf if required by law which shall be completely and entirelyreimbursed and paid to IDBI Capital by Client Client further agrees to indemnify IDBI Capital on demand forany claims demands actions costs and expenses IDBI Capital may suffer or incur in connection with orarising from Client residing or giving of any such order from outside India
iv) Client agrees to pay the charges as per the schedule of charges attached to the form and any revisionthereof from time to time Opening of the trading account is subject to the payment of these charges
v) Client authorises IDBI Capital to debit all the incidental chargesexpenses and credit all the transactionproceeds automatically to its trading account with IDBI Capital for the trading activitiesfacilities
vi) The Client confirms that no insolvency proceedings have been initiated against the Clients nor has theClient been adjudicated insolvent
vii) The Client confirms that the Client is not a member of the National Stock Exchange of India Ltd or BombayStock Exchange Ltd and in the event of becoming members of the respective stock exchange(s) in futurethe Client shall intimate IDBI Capital of the same and shall not execute trades through IDBI Capital
o) ASSIGNMENTThe client agrees and acknowledges that IDBI Capital may at any time during the subsistence of the arrangementas per applicable laws rules and regulations assign transfer or otherwise alienate by executing terms andconditions or in any other manner all or any of its rights and or obligations in terms of this arrangement to anyperson or entity including but not limited to its affiliates associates or sister companies and the rights and obligationsof IDBI Capital under this arrangement or any amendment or modification hereto shall vest and ensure in favour ofsuch assignee without any further act deed or thing The client may not assign any right or obligations hereunderwithout first obtaining the prior written consent by an authorized officer of IDBI Capital IDBI Capital may howeverassign the rights and obligations to any third person as per applicable laws rules and regulations
p) SEVERABILITYIn case anyone or more of the provisions contained in these Terms and Conditions becomes invalid illegal orunenforceable in any respect under any law the validity legality and enforceability of the remaining provisionscontained herein shall not in any way be affected or impaired thereto
27 TERMINATION OF SERVICEThe services may be withdrawn anytime by IDBI Capital provided the Client(s) are given a notice of one month underthe circumstances The closure of all accounts of the Client(s) will automatically terminate the services of IDBICapital IDBI Capital may suspend or terminate trading facilities without prior notice if the Client(s) have breachedthese terms and conditions or any document executed with IDBI Capital in respect of the services or IDBI Capital haslearnt of the death bankruptcy or lack of legal capacity of the Client(s) Cancellationtermination shall not effect therights and liabilities of the parties in respect of the transactions executed before the date of such notice
28 DISPUTE RESOLUTION amp JURISDICTIONa) IDBI CAPITAL and the CLIENT are aware of the provisions of the Rules Bye -laws and Regulations of the
Exchanges relating to the resolution of the disputes differences through the mechanism of arbitration providedby the Exchanges and agree to abide by the said provisions in so far as any disputes under these Terms relateto transactions that have been carried out or were to be carried out on the Exchanges
b) the courts having jurisdiction over the area in which regional arbitration centres is situated shall have jurisdictionin respect of any procedure
c) This service does not constitute an offer to sell or a solicitation of an offer to buy any shares securities or otherinstruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation This serviceis not intended to be any form of an investment advertisement investment advice or investment information and hasnot been registered under any securities law of any foreign jurisdiction and is only for the information of any person
30
in any jurisdiction where it may be lawful to offer such a service Further no information on the websites of IDBICapital is to be construed as a representation with respect to shares securities or other investments regarding thelegality of an investment therein under the respective applicable investment or similar laws or regulations of anyperson or entity accessing wwwidbidirectin or any other website maintained by IDBI Capital
29 PROPRIETARY TRADINGIDBI CAPITAL discloses herewith that it undertakes Proprietary trading The CLIENT confirms having read andunderstood the terms and conditions of IDBI CAPITAL and those relating to various services and products andaccepts and agrees to be bound by the terms and conditions including those excludinglimiting IDBI CAPITAL s andExchanges liabilities
30 AMENDMENTThese terms and conditions can be altered amended and or modified by the parties mutually in writing Providedhowever if the rights and obligations of the parties hereto are altered by virtue of change in Rules and Regulations ofSEBI or byelaws Rules and Regulations of the Exchange such changes shall be deemed to have been incorporatedherein in modification of the rights and obligations of the parties mentioned in these terms and conditions Suchamendments shall be intimated to the CLIENT In case the CLIENT continues to deal with IDBI Capital subsequentto the intimation of such amendments it shall be deemed that the CLIENT is agreeable to the new clauses Howeverthe CLIENT has the right to terminate the arrangement through communication in writing subject to the meeting ofthe financial and other obligations under these terms and conditions The provisions of these terms and conditionsshall always be subject to Government notifications any rules regulations guidelines and circulars issued by SEBIand Rules Regulations and Bye laws of the relevant stock exchange that may be in force from time to time
31 RESEARCH TRADING RECOMMENDATION RECEIVED BY THE CLIENTThe Client may at its discretion avail of the ResearchTrading recommendations provided by IDBI Capital from time totime In the regard the Client understand that IDBI Capital produces fundamental and trading research notes tradingcalls technical calls particularly on companies industry stock markets and economy from time to time (collectivelyhereinafter referred to as material) The Client authorizes IDBI Capital to provide the Client with such material throughemail or by access to the website of IDBI Capital or through SMS or any other mode on a voluntary basis The Client isaware that such material provided to the Client is only for the personal information of the Client and the Client undertakesthat the same shall not be reproduced or redistributed to any other person The Client understands that such material isnot an offer or the solicitation of an offer to buy any security By sending this material IDBI Capital or any of its officersdirectors personnel and employees shall not be liable for any loss damage of any nature including but not limited todirect indirect punitive special exemplary and consequential as also any loss of profit in any way arising from the useof this material in any manner The Client is also aware that the investments discussed in such material may not besuitable for all investors The Client shall therefore before dealing andor transacting in any of the products referred toin such material make their own investigation due diligence seek appropriate professional advice The Client aloneshall be fully responsible liable for hisherits investments disinvestments on the basis of such material The Client alsoagrees that IDBI Capital may discontinue providing such material to the Client and that it would have no responsibility toupdate any information provided to the Client nor does it represent that the information provided in such material iscomplete Further by providing such material IDBI Capital is not acting as the Clients portfolio or financial adviser nordoes it assumes any fiduciary duties
32 DISCLOSUREAs required by the Stock Exchange IDBI Capital would like to make the following disclosure The Clauses containedin the Rights and Obligations Risk Disclosure Document and Guidance Note are mandatory clauses prescribed bySEBIthe Exchanges from time to time The clauses in these terms and conditions including the clauses pertainingto internet trading are additional clauses and are voluntary at the discretion of IDBI Capital and the Client but arerequired for efficient provision of services by IDBI Capital
(1523)
31
SPECIAL POWER OF ATTORNEY amp INSTRUCTIONSTO ALL TO WHOM THESE PRESENTS SHALL COME IWe the Client described in the schedule hereto having hisher its address at theplace mentioned in the schedule hereto (hereinafter referred to as the Account HolderJoint Account HoldersClient which expression shallunless repugnant to the meaning and context thereof be deemed to mean and include his herits legal heirs representatives executorssuccessors and assigns as the case may be) do hereby nominate constitute and appointIDBI Capital Markets amp Securities Limited a Company incorporated under the Companies Act 1956 and having its registered office at 3rdFloor Mafatlal Centre Nariman Point Mumbai-400 021 (hereinafter referred to as IDBI Capitalthe Attorney which expression shall unlessrepugnant to the meaning and context thereof be deemed to mean and include its successors) acting through any of its officers or employees orany sub-agents or delegates to be myour true and lawful Agent and Attorney for meus and on myour behalf and in myour name from time totime to do and exercise or cause to be done and exercised all or any of the acts deeds powers and authorities as herein mentionedA WHEREAS the Trading Account Holder (as mentioned in the schedule hereto) wishes to participate in the onlineoffline trading facilities
andor other services being offered by IDBI Capital through its portal wwwidbidirectin or through any other channel such as IVR WAPBusiness Associates Branch Customer Service Call Center etc (or through any other portal as launched by IDBI Capital for offeringthe said services)
B AND WHEREAS the Trading Account Holder has submitted the documents required for availing stock broking and various servicesprovidedto be provided by IDBI Capital through its Portal wwwidbidirectin (or through any other portalmedium offered by IDBI Capital)andor offline trading platform to the Account Holder through Trading Account No ___________________(UCC)
C AND WHEREAS the Demat Accounts mentioned in Annexure - I hereto (or such other demat accounts as may be determined by meus from time to time and intimated to IDBI Capital) of which Iwe amare the solejoint holders shall be linked to the above mentionedTrading account for the purpose of settlement and margin obligation arising out of trades executed through the said Trading Account
D AND whereas for efficient functioning of the above-mentioned services and to facilitate proper execution of all transactions Iwe amaredesirous of appointing IDBI Capital as my our true and lawful Attorney and confer upon it the powers hereinafter stated
IWe hereby authorize the Attorney to do exercise amp perform all or any of following acts deeds and things1 Transfer securities held in myour beneficial owner account(s) as mentioned in Annexure -1 (as may be modified from time to
time by meus and duly intimated to IDBI Capital) hereto towards Stock Exchange related margin delivery obligations arising out oftrades executed by meus on the Stock Exchange through IDBI Capital
2 To instruct the DP to debit securities to the said account mentioned in Annexure -1 (as may be modified from time to time by meus andduly intimated to IDBI Capital) and or transfer securities from the said account to beneficial owners account of IDBI Capital as mentionedin Annexure 2 to the extent of shares sold through IDBI Capital for pay-in obligations as well as for margin towards any StockExchange in Cash and Derivativesother segments as may be permitted
3 To credit my our demat account(s) with any securities that are to be delivered to meus borrowed by meus4 To demand receive and give good and effectual receipt(s) and discharge(s) for all or any dividends interest bonuses or any other
sum(s) andor income arising from the shares debentures units and other investments and to sign and endorse pay ordersdividends interest warrants or certificates receive all debts sums of money principal interest dividend or other dues of whatevernature or accounts which are now or at any time due and payable and belonging to meus on any account whatsoever
5 Pledge the securities lying in myour accounts mentioned in Annexure -1(as may be modified from time to time by meus and intimatedto IDBI Capital) in favour of IDBI Capital for the purpose of meeting myour margin requirements in connection with the trades executedby meus on the Stock Exchange through IDBI Capital
6 Pursuant to myour instructions or instruction of myour Authorised Representative to apply for acquiring subscribing redeeming switching between investment products including but not limited to Mutual Funds Public Issues (shares as well as debentures) rightsoffer of shares tendering in open offers and to sell transfer and endorse the same or redeem the same or otherwise deal in the securitiesand or any other investment products pursuant to my instruction or instruction of myour Authorised Representative either throughinternet or otherwise using identification number issued by any Mutual Fund from time to time or otherwise andor to sign and to executeall transfer deeds whether as transferor or transferee and such other instruments applications and papers as may be necessary foracquiring or transferring redeeming the same marking pledge lien on such securities andor for transferring the investment in the unitsof Mutual Funds from one scheme to another or between Mutual Funds andor otherwise as may be required for dealing in securitiesor other investment products
7 Pursuant to myour instructions or instruction of myour Authorised Representative to make applications for or to renounce and signrenunciation forms in respect of bondsdebentures right shares and additional shares of any CompanyBodyAuthority and to receiveand hold such rights or additional shares bonds or debentures
8 Pursuant to myour instructions or instruction of myour Authorised Representative to issue orders and instructions for acquisition anddisposal of investments for and on myour behalf and to purchase or otherwise acquire sell or otherwise dispose off or otherwise deal invest in securities
9 To sign the necessary forms and other documents if any and to file and register the same with the company concerned entities to giveeffect to the powers conferred herein
10 To forward all applications for subscription of securities placed through the website to the online-IPOother module of the concernedExchangesauthorityconcerned entity platform
(1623)
32
11 To do all such acts and things as may be necessary to give effect to the subscription purchaseredemption or any other transactionpursuant to myour instructions or instruction of myour Authorised Representative in any securities andor Investment product forwhich services are availed from IDBI Capital
12 Transfer funds from myour bank account(s) mentioned in Annexure -1 (or such other bank accounts as may be determined by meus from time to time and intimated to IDBI Capital) andor to instruct the concerned banks in this regard for the followinga) For meeting myour settlement obligations margin requirements in connection with the trades executed by the meus on any stock
exchanges through IDBI Capital in any segment as may be permittedb) For recovering any outstanding amount due from meus arising out of myour trading activities on any of the Stock Exchanges
through IDBI Capitalc) For meeting obligations arising out of myour subscribing to such other productsfacilitiesservices like Mutual Funds Public
issues (shares as well as debentures) rights offer of shares etc through IDBI Capitald) Towards moniesfeescharges etc due to IDBI Capital payable by virtue of meus usingsubscribing to any of the facilitiesservices
availed by meus or at myour instance13 To send a consolidated summary of the Clients scrip wise buy and sell position taken with average rates to meus by way of an sms
email on a daily basis notwithstanding any other document to be disseminated as specified by SEBI from time to time14 For the purpose of the aforesaid to sign contracts agreements transfers acceptances receipts or other instruments documents and
forms to accept and carry out correspondence with such person(s) or authorityauthorities or department(s) and to do all such lawfulacts requisite for effecting the same
15 To comply andor cause to be complied with all statutory and other requirements attached to or arising out of these premises and for thispurpose to take such steps and actions necessary or proper including signing of affidavits indemnity declarations legal documentsdeeds and writings wherever required
16 To do all such acts deeds and things as may be necessary for or incidental to the powers conferred hereinPOWERS TO THE BANK ALLIANCE PARTNERSWhereas for the purpose of Trading through IDBI Capital Markets amp Securities Limited Iwe amare availing banking andor demat accountservices of __________________ a body corporate constituted under _____________________________________________________________ having its head office at ________________________________________________________________________________________________________________________________________ (hereinafter referred to as Bank Alliance Partner) which expressionshall unless repugnant to the context or meaning hereof mean and include its successors in titleAnd whereas IWe hold Bank account with the Bank Alliance partner in its capacity as Bank andor have applied to the Bank AlliancePartner for opening of bank account with it IWe hold demat account no____________________ with the Bank Alliance Partner in itscapacity of depository participants andor have applied to the Bank Alliance Partner to open a demat account with itFurther to the above powers and authorities conferred on IDBI Capital IWe hereby confer upon the Bank Alliance the authoritieshereinafter stated1 To operate block and or debit or credit the abovementioned bank account for operation and execution of all transactions on my
our behalf2 To operate block andor debit or credit the above mentioned demat account with the Bank Alliance Partner for the purpose of Stock
Exchange related margindelivery obligations arising out of trades executed by meus on the Stock Exchange through the Attorney andas instructed by the Attorney in this regard
3 Pursuant to my instructions or instruction of myour Authorised Representative to buy sell or cause to be bought and sold all kind ofsecurities stocks and shares including but not limited to government securities bonds and mutual funds etc
4 To do all such acts deeds and things as may be necessary for or incidental to including but not limited to providing services to me us and for meeting my our obligations in connection with the said bank account
For the purpose of this Specific Power of Attorney the term securities shall include securities as defined by the Securities Contracts(Regulation) Act 1956 as amended from time to time and shall include shares scrips stocks bonds warrants options futures derivativesconvertible debentures non-convertible debentures securitized debt instruments fixed return investment equity linked instruments or othermarketable Securities of a like nature in or of any incorporated Company or other body corporate negotiable instruments including usuanceBills of Exchange deposits or other money market Instruments commercial paper certificate of deposit units issued by Unit Trust of Indiaand units issued by Mutual Funds mortgage backed or other asset backed Securities issued by any institution or body corporate cumulativeconvertible preference shares issued by any incorporated company and Securities issued by any Incorporated company and Securitiesissued by the Central Government or a State Government for the purpose of raising public loan and having one of the forms specified inClause (2) of Section 2 of the Public Debt Act 1944 any other new form of capital or money market Instruments that may be issued in thefuture by any incorporated company firminstitution or GovernmentFor the purpose of this Specific Power of Attorney the list of myour Demat and Bank account to which from which securitiesfunds may bemoved are mentioned in Annexure -1 hereto Annexure -1 may be changed by meus at any time with prior intimation in writing to IDBI Capitalby submission of a revised Annexure - 1
(1723)
33
For the purpose of this Specific Power of Attorney the list of the Demat and Bank accounts of IDBI Capital from which to which securitiesfunds may be moved are mentioned in Annexure -2 hereto Annexure -2 may be changed by IDBI Capital at any time with intimation to meus in writing or through websitethrough emailIDBI Capital shall return to meus the securities or funds that may be received by it erroneously or those securities or funds that IDBI Capitalwas not entitled to receive from meusAND GENERALLY to do all such other lawful acts and things as the Attorney shall think advisable for the purposes aforesaid as fully andeffectually in all respects as Iwe could do myselfourselves and to act as fully and effectually for all intents and purposes in all dealingsand transactions between myselfourselves and the said IDBI Capital as Iwe could if personally present and acting in the matters andtransactions aforesaidAND Iwe do hereby agree to confirm and ratify all and every act or things done by the Attorney within the scope of the authority hereby conferredon it and all deeds or documents executed by it in myour name or on myour behalf under this Specific Power of Attorney shall be binding on meus as if the same were executed by meus except any act or thing done by the Attorney that results in loss or claim on account of blocking of fundsthat may be erroneously instructed by the Attorney to the Bank MyOur Attorney shall not be liable for any loss that may result from failureinabilityof electronic connectivity of rejection of myour application for any reason whatsoeverThe aforesaid Power of Attorney has been granted the instructions herein have been given and the terms and conditions herein contained havebeen agreed to by meus in consideration of the said terms and conditions and the mutual rights covenants and obligations there under and arerevocable by the meus by giving an intimation to the Attorney in writing and the cessation of this authority shall not affect or impair any act theretodone in exercise of these presents Such intimation shall be duly signed by me us and should be received at the Head Office of the Attorney Therevocation shall be subject to due receipt verification and processing of the same by the AttorneyThis Power of Attorney overrides any previous Power of Attorney given by meus in favour of IDBI Capital in respect of the Trading Accountwith IDBI CapitalThis document shall be subject to the jurisdiction of the Courts in MumbaiIN WITNESS whereof IWe have executed this power of attorney on the day date year and place herein below mentioned in the schedule
Signed and delivered by (Schedule above refered to)
Demat Ac No Holderrsquos Name Signature
1st Holder MrMs
2nd HolderMrMs
3rd Holder MrMs
Date _________________________
(1823)
For and on behalf of IDBI Capital Markets amp Securities Ltd Witness for IDBI Capital Markets amp Securities Ltd
Name 1) NameAddress IDBI Capital Markets amp Securities Limited Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal Centre 3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021 Nariman Point Mumbai - 400 021
Signature SignaturePlace 2) NameDate Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021
Signature
Witness for the ClientName Name
Address Address
Signature Signature
34
SP
AC
E F
OR
FR
AN
KIN
G
A LIST OF DEMAT ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder DP Id Client Id
ANNEXURE 1
B LIST OF BANK ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder Bank Name Bank Account No
ANNEXURE 2A LIST OF DEMAT ACCOUNT OF IDBI CAPITAL
Sr No Name of the Account holder DP Id Client Id1 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100081302 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100000043 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024584 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024775 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100281636 IDBI CAPITAL MARKETS amp SECURITIES LTD 13011900 00008531
B LIST OF BANK ACCOUNT OF THE IDBI CAPITALSr No Name of the Account holder DP Id Client Id
1 NSE CM SETTLEMENT IDBI BANK LTD 0041020000301262 BSE CM SETTLEMENT IDBI BANK LTD 0041020000301173 NSE DERIVATIVE SETTLEMENT ACCOUNT IDBI BANK LTD 0041020000301084 NSE CLIENT ACCOUNT IDBI BANK LTD 0041020000301355 BSE CLIENT ACCOUNT IDBI BANK LTD 0041020000300926 NSE DERIVATIVE CLIENT ACCOUNT IDBI BANK LTD 004102000030144
The abovementioned list of DematBank Accounts of IDBI Capital may be changed by IDBI Capital from time to time with intimation to theClients in writingthrough the website and via e-mail
Signature of the Client
(1923)
35
TRADING PRODUCTSTERMS AND CONDITIONS
The following productsfacilitiesmodes of trade are available to all clients
EN-CASHbull This facility enables the clients to receive sale proceeds on Trade day (T-day) as against the normal T+2 settlementbull The facility is available only in respect of Sell transactions in the Cash Market on BSEbull The facility is available only to Resident Indian clientsbull Funds shall be transferred to the clientrsquos account at the end of day only if the securities sold are received by IDBI Capitalbull The stock sold should be available in the clientrsquos demat account registered with IDBI Capitalbull Funds will be transferred to clientrsquos account after accounting for all other obligations due from the client to IDBI Capitalbull A flat brokerage rate of 1 shall be charged to the client for ldquoEn Cashrdquo transactionsbull In case of trades executed under this facility on a day which is a Bank or Clearing holiday settlement shall be made on
the immediate following trade daybull Orders placed under other productsfacilities cannot be converted to ENCASH similarly ENCASH orders cannot be
converted to other productsfacilities
MARGINbull This facility shall be offered for select scrips trades at the discretion of IDBI Capital from time to timebull Clients may trade in securities only by bringing in funds needed to settle the Marginensuring sufficient Margin in
their accountbull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Clients are required to settle the obligations towards margin trades by T+1 daybull In case the fundsstocks are not provided for conversion on T +1 Margin positions will be squared off by IDBI Capital
on T+2 day All losses incurred profits booked are to the clientrsquos accountbull Interest will be charged 006 (on 365 days basis)bull The facility is available only to Resident Indian clients
E-MARGINbull The E-margin productfacility enables clients to buy stocks today amp pay upto 5 days from the date of settlement of the
tradebull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Interest will be charged 006 (on 365 days basis)bull Client position may be ldquoConverted to Deliveryrdquo or Squared off by IDBI Capital at any time on account of risk considerationsbull On or before T+7 trading day E-Margin positions should be ldquoConverted to Deliveryrdquo or Squared off by the client before
1430 hours failing which these may be squared off by IDBI Capital All losses incurred profits booked upon suchsquare off shall be to the clientrsquos account
bull No further exposure will be granted if a position remains open beyond T+7 days from the day of original trade onlydelivery sell to square off the debits will be allowed
bull In case of short delivery on the settlement of the trade the short delivered quantity will be treated as Convert to Delivery(C to D) while the balance quantity will be continued under E-Margin
bull Convert to delivery for E Margin trades is based on FIFO method and brokerage shall be charged accordinglybull Brokerage for E-Margin trades is also calculated on FIFO methodbull This facility is restricted to such scrips as may be decided by IDBI Capital from time to timebull The facility is available only to Resident Indian clientsbull E-Margin positions will be continued until
- The client IDBI Capital exercises the Convert to Delivery options- Positions remain open till T+7 day from the trade date
(2023)
36
COLLATERAL SELLbull Under this facility Clients have the option to sell their securities marked as Collateral in favour of IDBI Capitalbull This facility can be availed by the client subject to availability of adequate unencumbered stockcollateral in the client
accountrsquosbull This facility is available only to clients having a DP account with a Depository Participant who is an Alliance Partner of
IDBI Capital and as permitted by IDBI Capital from time to timebull The facility is available only to Resident Indian clients
EQUITY SIPbull This facility permits the clients to invest systematically at specified intervals in securities on BSE by stating the scrips
and numberamount to be investedbull An initial set up charge of Rs 100- per equity SIP will be leviedbull The client must ensure and provide for sufficient funds for execution of the SIP on the respective datesbull A maximum of 10 scrips can be included in each SIPbull Clients are required to sign a separate Enrollment FormLogin in online for each new SIP
General Upon selection of the said product at the time of trade the client agrees that the above terms and conditions of therespective productfacility shall be applicableAdditionally the client may also trade in equities under cash and carry (CNC) and the derivatives segments as per theoptions selected by the client at the time of account opening or thereafterThe above terms and conditions are supplemental to the Additional Terms and Conditions specific to IDBI Capital MarketServices Limited agreed to by the client at the time of account opening
Note Square off brokerage will be charged for two contra legs of the same product type on the same Exchange on thesame trading day In case of Contra trades on a particular trading day across different products or across ExchangesDelivery Brokerage shall be applicable
______________________________(2123)
37
AUTHORISATION FOR MAINTAINING RUNNING ACCOUNT
I hereby authorize IDBI Capital to maintain my account both securities and funds with IDBI Capital on a running basis untilthe settlement date as given below and to consider the balances in my running fundssecurities account with IDBI Capitalfor the purpose of margin or any other obligations due to IDBI Capital across any segment of any Exchanges and alsoauthorize IDBI Capital to hold my credit in anticipation of the future debits in my accountI further authorize IDBI Capital to set offadjust any of my debitsdues in any segment of any exchanges with credits of anyother segment(s) of any Exchange(s) in my accountI We understand and agree that no interest will be payable to meus on the amounts or securities so retained with IDBICapital I understand that in the event I have outstanding obligations on the settlement date IDBI Capital may retain therequisite securitiesfunds towards such obligations and may also retain the funds expected to be required to meet marginobligations for next 5 trading days calculated in the manner specified by the exchangesI hereby authorise IDBI Capital to retain an amount of upto Rs 10000- for operational convenienceI agree to bring any dispute arising from the statement of account or settlement made by IDBI Capital to the notice of IDBICapital preferably within 7 working days from the date of receipt of fundssecurities or statements as the case may beI understand that such periodic settlement of running account shall not be necessary in the following casesi in case of margin trading if availableii for funds deposited by me towards collateralsmargin in the form of bank guarantee (BG)Fixed Deposit receipts (FDR)I understand that this authority for maintaining running account may be revoked by me at any time IWe be liable for alllosses damages and actions which may arise as consequence of your adhering to and carrying out my our directionsgiven above and further agree that you shall not be liable for any claim for loss or profit or for any consequential incidentalspecial or exemplary damages caused by retention of securities moniesI hereby agree that actual settlement of funds and securities in my account may be made at least once in a
Calendar Quarter Calendar Month
(Plese tick which is applicable)
______________________________
Date
(2223)
38
This page has been kept blank intentionally
39
M-IIRIGHTS AND OBLIGATIONS OF STOCK BROKERS SUB-BROKERS AND CLIENTS
(as prescribed by SEBI and Stock Exchanges)1 The client shall investtrade in those securitiescontractsother instruments admitted to dealings on the Exchanges
as defined in the Rules Byelaws and Regulations of Exchanges Securities and Exchange Board of India (SEBI) andcircularsnotices issued there under from time to time
2 The stock broker sub-broker and the client shall be bound by all the Rules Byelaws and Regulations of the Ex-change and circularsnotices issued there under and Rules and Regulations of SEBI and relevant notifications ofGovernment authorities as may be in force from time to time
3 The client shall satisfy itself of the capacity of the stock broker to deal in securities andor deal in derivatives contractsand wishes to execute its orders through the stock broker and the client shall from time to time continue to satisfy itselfof such capability of the stock broker before executing orders through the stock broker
4 The stock broker shall continuously satisfy itself about the genuineness and financial soundness of the client andinvestment objectives relevant to the services to be provided
5 The stock broker shall take steps to make the client aware of the precise nature of the Stock brokerrsquos liability forbusiness to be conducted including any limitations the liability and the capacity in which the stock broker acts
6 The sub-broker shall provide necessary assistance and co-operate with the stock broker in all its dealings with the client(s)
CLIENT INFORMATION7 The client shall furnish all such details in full as are required by the stock broker in Account Opening Formrdquo with
supporting details made mandatory by stock exchangesSEBI from time to time8 The client shall familiarize himself with all the mandatory provisions in the Account Opening documents Any addi-
tional clauses or documents specified by the stock broker shall be non-mandatory as per terms amp conditionsaccepted by the client
9 The client shall immediately notify the stock broker in writing if there is any change in the information in the lsquoaccountopening formrsquo as provided at the time of account opening and thereafter including the information on winding uppetitioninsolvency petition or any litigation which may have material bearing on his capacity The client shall provideupdate the financial information to the stock broker on a periodic basis
10 The stock broker and sub-broker shall maintain all the details of the client as mentioned in the account opening formor any other information pertaining to the client confidentially and that they shall not disclose the same to any personauthority except as required under any lawregulatory requirements Provided however that the stock broker may sodisclose information about his client to any person or authority with the express permission of the client
MARGINS11 The client shall pay applicable initial margins withholding margins special margins or such other margins as are
considered necessary by the stock broker or the Exchange or as may be directed by SEBI from time to time asapplicable to the segment(s) in which the client trades The stock broker is permitted in its sole and absolutediscretion to collect additional margins (even though not required by the Exchange Clearing HouseClearing Corpo-ration or SEBI) and the client shall be obliged to pay such margins within the stipulated time
12 The client understands that payment of margins by the client does not necessarily imply complete satisfaction of alldues In spite of consistently having paid margins the client may on the settlement of its trade be obliged to pay (orentitled to receive) such further sums as the contract may dictaterequire
TRANSACTIONS AND SETTLEMENTS13 The client shall give any order for buy or sell of a securityderivatives contract in writing or in such form or manner as
may be mutually agreed between the client and the stock broker The stock broker shall ensure to place orders andexecute the trades of the client only in the Unique Client Code assigned to that client
14 The stock broker shall inform the client and keep him apprised about tradingsettlement cycles deliverypaymentschedules any changes therein from time to time and it shall be the responsibility in turn of the client to comply withsuch schedulesprocedures of the relevant stock exchange where the trade is executed
15 The stock broker shall ensure that the moneysecurities deposited by the client shall be kept in a separate accountdistinct from hisits own account or account of any other client and shall not be used by the stock broker for himselfitself or for any other client or for any purpose other than the purposes mentioned in Rules Regulations circularsnotices guidelines of SEBI andor Rules Regulations Bye-laws circulars and notices of Exchange
MANDATORY
40
16 Where the Exchange(s) cancels trade(s) suo moto all such trades including the trades done on behalf of theclient shall ipso facto stand cancelled stock broker shall be entitled to cancel the respective contract(s) withclient(s)
17 The transactions executed on the Exchange are subject to Rules Byelaws and Regulations and circularsnoticesissued thereunder of the Exchanges where the trade is executed and all parties to such trade shall have submittedto the jurisdiction of such court as may be specified by the Byelaws and Regulations of the Exchanges where thetrade is executed for the purpose of giving effect to the provisions of the Rules Byelaws and Regulations of theExchanges and the circularsnotices issued thereunder
BROKERAGE18 The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from time to time and as they
apply to the Clients account transactions and to the services that stock broker renders to the Client The stock brokershall not charge brokerage more than the maximum brokerage permissible as per the rules regulations and bye-laws of the relevant stock exchanges andor rules and regulations of SEBI
LIQUIDATION AND CLOSE OUT OF POSITION19 Without prejudice to the stock brokers other rights (including the right to refer a matter to arbitration) the client
understands that the stock broker shall be entitled to liquidateclose out all or any of the clients positions for non-payment of margins or other amounts outstanding debts etc and adjust the proceeds of such liquidationclose outif any against the clients liabilitiesobligations Any and all losses and financial charges on account of such liquida-tionclosing-out shall be charged to and borne by the client
20 In the event of death or insolvency of the client or hisits otherwise becoming incapable of receiving and payingfor or delivering or transferring securities which the client has ordered to be bought or sold stock broker mayclose out the transaction of the client and claim losses if any against the estate of the client The client or hisnominees successors heirs and assignee shall be entitled to any surplus which may result there from Theclient shall note that transfer of fundssecurities in favor of a Nominee shall be valid discharge by the stockbroker against the legal heir
21 The stock broker shall bring to the notice of the relevant Exchange the information about default in paymentdeliveryand related aspects by a client In case where defaulting client is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of Director(s)Promoter(s)Partner(s)Proprietor as the case may be shallalso be communicated by the stock broker to the relevant Exchange(s)
DISPUTE RESOLUTION22 The stock broker shall provide the client with the relevant contact details of the concerned Exchanges and SEBI23 The stock broker shall co-operate in redressing grievances of the client in respect of all transactions routed through
it and in removing objections for bad delivery of shares rectification of bad delivery etc
24 The client and the stock broker shall refer any claims andor disputes with respect to deposits margin money etcto arbitration as per the Rules Byelaws and Regulations of the Exchanges where the trade is executed and circularsnotices issued thereunder as may be in force from time to time
25 The stock broker shall ensure faster settlement of any arbitration proceedings arising out of the transactions enteredinto between him vis-agrave-vis the client and he shall be liable to implement the arbitration awards made in suchproceedings
26 The clientstock-broker understands that the instructions issued by an authorized representative for dispute resolu-tion if any of the clientstock-broker shall be binding on the clientstock-broker in accordance with the letter autho-rizing the said representative to deal on behalf of the said clientstock-broker
TERMINATION OF RELATIONSHIP27 This relationship between the stock broker and the client shall be terminated if the stock broker for any reason
ceases to be a member of the stock exchange including cessation of membership by reason of the stock brokersdefault death resignation or expulsion or if the certificate is cancelled by the Board
28 The stock broker sub-broker and the client shall be entitled to terminate the relationship between them without givingany reasons to the other party after giving notice in writing of not less than one month to the other parties Notwithstandingany such termination all rights liabilities and obligations of the parties arising out of or in respect of transactions enteredinto prior to the termination of this relationship shall continue to subsist and vest inbe binding on the respective partiesor hisits respective heirs executors administrators legal representatives or successors as the case may be
41
29 In the event of demiseinsolvency of the sub-broker or the cancellation of hisits registration with the Board orwithdrawal of recognition of the sub-broker by the stock exchange andor termination of the agreement with the subbroker by the stock broker for any reason whatsoever the client shall be informed of such termination and the clientshall be deemed to be the direct client of the stock broker and all clauses in the Rights and Obligations document(s)governing the stock broker sub-broker and client shall continue to be in force as it is unless the client intimates to thestock broker hisits intention to terminate their relationship by giving a notice in writing of not less than one month
ADDITIONAL RIGHTS AND OBLIGATIONS30 The stock broker shall ensure due protection to the client regarding clients rights to dividends rights or bonus
shares etc in respect of transactions routed through it and it shall not do anything which is likely to harm the interestof the client with whom and for whom they may have had transactions in securities
31 The stock broker and client shall reconcile and settle their accounts from time to time as per the Rules Regulations ByeLaws Circulars Notices and Guidelines issued by SEBI and the relevant Exchanges where the trade is executed
32 The stock broker shall issue a contract note to his constituents for trades executed in such format as may beprescribed by the Exchange from time to time containing records of all transactions including details of ordernumber trade number trade time trade price trade quantity details of the derivatives contract client codebrokerage all charges levied etc and with all other relevant details as required therein to be filled in and issuedin such manner and within such time as prescribed by the Exchange The stock broker shall send contract notesto the investors within one working day of the execution of the trades in hard copy andor in electronic form usingdigital signature
33 The stock broker shall make pay out of funds or delivery of securities as the case may be to the Client within oneworking day of receipt of the payout from the relevant Exchange where the trade is executed unless otherwisespecified by the client and subject to such terms and conditions as may be prescribed by the relevant Exchange fromtime to time where the trade is executed
34 The stock broker shall send a complete `Statement of Accounts for both funds and securities in respect of each ofits clients in such periodicity and format within such time as may be prescribed by the relevant Exchange from timeto time where the trade is executed The Statement shall also state that the client shall report errors if any in theStatement within such time as may be prescribed by the relevant Exchange from time to time where the trade wasexecuted from the receipt thereof to the Stock broker
35 The stock broker shall send daily margin statements to the clients Daily Margin statement should include inter-aliadetails of collateral deposited collateral utilized and collateral status (available balancedue from client) with breakup in terms of cash Fixed Deposit Receipts (FDRs) Bank Guarantee and securities
36 The Client shall ensure that it has the required legal capacity to and is authorized to enter into the relationship withstock broker and is capable of performing his obligations and undertakings hereunder All actions required to betaken to ensure compliance of all the transactions which the Client may enter into shall be completed by the Clientprior to such transaction being entered into
ELECTRONIC CONTRACT NOTES (ECN)37 In case client opts to receive the contract note in electronic form he shall provide an appropriate e-mail id to the
stock broker The client shall communicate to the stock broker any change in the email-id through a physical letterIf the client has opted for internet trading the request for change of email id may be made through the securedaccess by way of client specific user id and password
38 The stock broker shall ensure that all ECNs sent through the e-mail shall be digitally signed encrypted non-tamperable and in compliance with the provisions of the IT Act 2000 In case ECN is sent through e-mail as an attachmentthe attached file shall also be secured with the digital signature encrypted and non-tamperable
39 The client shall note that non-receipt of bounced mail notification by the stock broker shall amount to delivery of thecontract note at the e-mail ID of the client
40 The stock broker shall retain ECN and acknowledgement of the e-mail in a soft and non-tamperable form in themanner prescribed by the exchange in compliance with the provisions of the IT Act 2000 and as per the extant rulesregulationscircularsguidelines issued by SEBIStock Exchanges from time to time The proof of delivery ie logreport generated by the system at the time of sending the contract notes shall be maintained by the stock broker forthe specified period under the extant regulations of SEBIstock exchanges The log report shall provide the details ofthe contract notes that are not delivered to the cliente-mails rejected or bounced back The stock broker shall takeall possible steps to ensure receipt of notification of bounced mails by him at all times within the stipulated timeperiod under the extant regulations of SEBIstock exchanges
42
41 The stock broker shall continue to send contract notes in the physical mode to such clients who do not opt to receivethe contract notes in the electronic form Wherever the ECNs have not been delivered to the client or has beenrejected (bouncing of mails) by the e-mail ID of the client the stock broker shall send a physical contract note to theclient within the stipulated time under the extant regulations of SEBIstock exchanges and maintain the proof ofdelivery of such physical contract notes
42 In addition to the e-mail communication of the ECNs to the client the stock broker shall simultaneously publish theECN on his designated web-site if any in a secured way and enable relevant access to the clients and for thispurpose shall allot a unique user name and password to the client with an option to the client to save the contractnote electronically andor take a print out of the same
LAW AND JURISDICTION43 In addition to the specific rights set out in this document the stock broker sub-broker and the client shall be entitled
to exercise any other rights which the stock broker or the client may have under the Rules Bye-laws and Regulationsof the Exchanges in which the client chooses to trade and circularsnotices issued thereunder or Rules and Regu-lations of SEBI
44 The provisions of this document shall always be subject to Government notifications any rules regulations guide-lines and circularsnotices issued by SEBI and Rules Regulations and Bye laws of the relevant stock exchangeswhere the trade is executed that may be in force from time to time
45 The stock broker and the client shall abide by any award passed by the Arbitrator(s) under the Arbitration andConciliation Act 1996 However there is also a provision of appeal within the stock exchanges if either party is notsatisfied with the arbitration award
46 Words and expressions which are used in this document but which are not defined herein shall unless the contextotherwise requires have the same meaning as assigned thereto in the Rules Byelaws and Regulations and circularsnotices issued thereunder of the ExchangesSEBI
47 All additional voluntary clausesdocument added by the stock broker should not be in contravention with rulesregulationsnoticescirculars of ExchangesSEBI Any changes in such voluntary clausesdocument(s) need to bepreceded by a notice of 15 days Any changes in the rights and obligations which are specified by ExchangesSEBIshall also be brought to the notice of the clients
48 If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI orBye-laws Rules and Regulations of the relevant stock Exchanges where the trade is executed such changes shallbe deemed to have been incorporated herein in modification of the rights and obligations of the parties mentionedin this document
43
INTERNET amp WIRELESS TECHNOLOGY BASED TRADING FACILITY PROVIDED BY STOCK BROKERS TO CLIENT(All the clauses mentioned in the Rights and Obligations document(s) shall be applicable Additionally
the clauses mentioned herein shall also be applicable)
1 Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the use of wirelesstechnology that shall include the use of devices such as mobile phone laptop with data card etc which use InternetProtocol (IP) The stock broker shall comply with all requirements applicable to internet based tradingsecuritiestrading using wireless technology as may be specified by SEBI amp the Exchanges from time to time
2 The client is desirous of investingtrading in securities and for this purpose the client is desirous of using either theinternet based trading facility or the facility for securities trading through use of wireless technology The Stock brokershall provide the Stock brokers IBT Service to the Client and the Client shall avail of the Stock brokers IBT Serviceon and subject to SEBIExchanges Provisions and the terms and conditions specified on the Stock brokers IBT WebSite provided that they are in line with the norms prescribed by ExchangesSEBI
3 The stock broker shall bring to the notice of client the features risks responsibilities obligations and liabilitiesassociated with securities trading through wireless technologyinternetsmart order routing or any other technologyshould be brought to the notice of the client by the stock broker
4 The stock broker shall make the client aware that the Stock Brokers IBT system itself generates the initial passwordand its password policy as stipulated in line with norms prescribed by ExchangesSEBI
5 The Client shall be responsible for keeping the Username and Password confidential and secure and shall be solelyresponsible for all orders entered and transactions done by any person whosoever through the Stock brokers IBTSystem using the Clients Username andor Password whether or not such person was authorized to do so Also theclient is aware that authentication technologies and strict security measures are required for the internet tradingsecurities trading through wireless technology through order routed system and undertakes to ensure that thepassword of the client andor his authorized representative are not revealed to any third party including employeesand dealers of the stock broker
6 The Client shall immediately notify the Stock broker in writing if he forgets his password discovers security flaw inStock Brokers IBT System discoverssuspects discrepancies unauthorized access through his usernamepass-wordaccount with full details of such unauthorized use the date the manner and the transactions effected pursuantto such unauthorized use etc
7 The Client is fully aware of and understands the risks associated with availing of a service for routing orders over theinternetsecurities trading through wireless technology and Client shall be fully liable and responsible for any and allacts done in the Clients Usernamepassword in any manner whatsoever
8 The stock broker shall send the ordertrade confirmation through email to the client at his request The client isaware that the order trade confirmation is also provided on the web portal In case client is trading using wirelesstechnology the stock broker shall send the ordertrade confirmation on the device of the client
9 The client is aware that trading over the internet involves many uncertain factors and complex hardware softwaresystems communication lines peripherals etc are susceptible to interruptions and dislocations The Stock brokerand the Exchange do not make any representation or warranty that the Stock brokers IBT Service will be available tothe Client at all times without any interruption
10 The Client shall not have any claim against the Exchange or the Stock broker on account of any suspensioninterruption non-availability or malfunctioning of the Stock brokers IBT System or Service or the Exchanges serviceor systems or non-execution of his orders due to any linksystem failure at the ClientStock brokersExchange end forany reason beyond the control of the stock brokerExchanges
44
MANDATORY
M - IIIRISK DISCLOSURE DOCUMENT FOR CAPITAL MARKET AND DERIVATIVES SEGMENTS
This document contains important information on trading in EquitiesDerivatives Segments of the stock exchanges All prospectiveconstituents should read this document before trading in EquitiesDerivatives Segments of the Exchanges
Stock exchangesSEBI does neither singly or jointly and expressly nor impliedly guarantee nor make any representation concerning thecompleteness the adequacy or accuracy of this disclosure document nor have Stock exchanges SEBI endorsed or passed any meritsof participating in the trading segments This brief statement does not disclose all the risks and other significant aspects of trading
In the light of the risks involved you should undertake transactions only if you understand the nature of the relationship into which you areentering and the extent of your exposure to risk
You must know and appreciate that trading in Equity shares derivatives contracts or other instruments traded on the Stock Exchangewhich have varying element of risk is generally not an appropriate avenue for someone of limited resourceslimited investment andortrading experience and low risk tolerance You should therefore carefully consider whether such trading is suitable for you in the light of yourfinancial condition In case you trade on Stock exchanges and suffer adverse consequences or loss you shall be solely responsible forthe same and Stock exchangesits Clearing Corporation andor SEBI shall not be responsible in any manner whatsoever for the sameand it will not be open for you to take a plea that no adequate disclosure regarding the risks involved was made or that you were not explainedthe full risk involved by the concerned stock broker The constituent shall be solely responsible for the consequences and no contract canbe rescinded on that account You must acknowledge and accept that there can be no guarantee of profits or no exception from losses whileexecuting orders for purchase andor sale of a derivative contract being traded on Stock exchanges
It must be clearly understood by you that your dealings on Stock exchanges through a stock broker shall be subject to your fulfilling certainformalities set out by the stock broker which may inter alia include your filling the know your client form reading the rights and obligationsdos and donts etc and are subject to the Rules Byelaws and Regulations of relevant Stock exchanges its Clearing Corporationguidelines prescribed by SEBI and in force from time to time and Circulars as may be issued by Stock exchanges or its ClearingCorporation and in force from time to time
Stock exchanges does not provide or purport to provide any advice and shall not be liable to any person who enters into anybusiness relationship with any stock broker of Stock exchanges andor any third party based on any information contained in thisdocument Any information contained in this document must not be construed as business advice No consideration to trade shouldbe made without thoroughly understanding and reviewing the risks involved in such trading If you are unsure you must seekprofessional advice on the same
In considering whether to trade or authorize someone to trade for you you should be aware of or must get acquainted with the following-
1 BASIC RISKS
11 Risk of Higher Volatility
Volatility refers to the dynamic changes in price that a securityderivatives contract undergoes when trading activity continueson the Stock Exchanges Generally higher the volatility of a securityderivatives contract greater is its price swings Theremay be normally greater volatility in thinly traded securities derivatives contracts than in active securities derivativescontracts As a result of volatility your order may only be partially executed or not executed at all or the price at which yourorder got executed may be substantially different from the last traded price or change substantially thereafter resulting innotional or real losses
12 Risk of Lower Liquidity
Liquidity refers to the ability of market participants to buy andor sell securities derivatives contracts expeditiously at a competitiveprice and with minimal price difference Generally it is assumed that more the numbers of orders available in a market greateris the liquidity Liquidity is important because with greater liquidity it is easier for investors to buy andor sell securities derivativescontracts swiftly and with minimal price difference and as a result investors are more likely to pay or receive a competitive pricefor securities derivatives contracts purchased or sold There may be a risk of lower liquidity in some securities derivativescontracts as compared to active securities derivatives contracts As a result your order may only be partially executed or maybe executed with relatively greater price difference or may not be executed at all
121 Buyingselling without intention of giving andor taking delivery of a security as part of a day trading strategy may alsoresult into losses because in such a situation stocks may have to be soldpurchased at a lowhigh prices comparedto the expected price levels so as not to have any obligation to deliverreceive a security
13 Risk of Wider Spreads
Spread refers to the difference in best buy price and best sell price It represents the differential between the price of buying asecurity derivatives contract and immediately selling it or vice versa Lower liquidity and higher volatility may result in wider thannormal spreads for less liquid or illiquid securities derivatives contracts This in turn will hamper better price formation
45
14 Risk-reducing orders
The placing of orders (eg stop loss orders or limit orders) which are intended to limit losses to certain amounts may not beeffective many a time because rapid movement in market conditions may make it impossible to execute such orders
141 A market order will be executed promptly subject to availability of orders on opposite side without regard to price andthat while the customer may receive a prompt execution of a market order the execution may be at available pricesof outstanding orders which satisfy the order quantity on price time priority It may be understood that these prices maybe significantly different from the last traded price or the best price in that security derivatives contract
142 A limit order will be executed only at the limit price specified for the order or a better price However while thecustomer receives price protection there is a possibility that the order may not be executed at all
143 A stop loss order is generally placed away from the current price of a stock derivatives contract and such order getsactivated if and when the security derivatives contract reaches or trades through the stop price Sell stop orders areentered ordinarily below the current price and buy stop orders are entered ordinarily above the current price When thesecurity derivatives contract reaches the pre -determined price or trades through such price the stop loss orderconverts to a marketlimit order and is executed at the limit or better There is no assurance therefore that the limit orderwill be executable since a security derivatives contract might penetrate the pre-determined price in which case therisk of such order not getting executed arises just as with a regular limit order
15 Risk of News Announcements
News announcements that may impact the price of stock derivatives contract may occur during trading and when combinedwith lower liquidity and higher volatility may suddenly cause an unexpected positive or negative movement in the price of thesecurity contract
16 Risk of Rumors
Rumors about companies currencies at times float in the market through word of mouth newspapers websites or newsagencies etc The investors should be wary of and should desist from acting on rumors
17 System Risk
High volume trading will frequently occur at the market opening and before market close Such high volumes may also occurat any point in the day These may cause delays in order execution or confirmation
171 During periods of volatility on account of market participants continuously modifying their order quantity or prices orplacing fresh orders there may be delays in order execution and its confirmations
172 Under certain market conditions it may be difficult or impossible to liquidate a position in the market at a reasonable priceor at all when there are no outstanding orders either on the buy side or the sell side or if trading is halted in a security derivatives contract due to any action on account of unusual trading activity or security derivatives contract hittingcircuit filters or for any other reason
18 SystemNetwork Congestion
Trading on exchanges is in electronic mode based on satelliteleased line based communications combination of technologies andcomputer systems to place and route orders Thus there exists a possibility of communication failure or system problems or slowor delayed response from system or trading halt or any such other problemglitch whereby not being able to establish access to thetrading systemnetwork which may be beyond control and may result in delay in processing or not processing buy or sell orderseither in part or in full You are cautioned to note that although these problems may be temporary in nature but when you haveoutstanding open positions or unexecuted orders these represent a risk because of your obligations to settle all executed transactions
2 As far as Derivatives segments are concerned please note and get yourself acquainted with the following additionalfeatures-
21 Effect of Leverage or Gearing
In the derivatives market the amount of margin is small relative to the value of the derivatives contract so the transactions areleveraged or geared Derivatives trading which is conducted with a relatively small amount of margin provides the possibilityof great profit or loss in comparison with the margin amount But transactions in derivatives carry a high degree of risk
You should therefore completely understand the following statements before actually trading in derivatives and also trade withcaution while taking into account ones circumstances financial resources etc If the prices move against you you may lose apart of or whole margin amount in a relatively short period of time Moreover the loss may exceed the original margin amount
A Futures trading involve daily settlement of all positions Every day the open positions are marked to market based on theclosing level of the index derivatives contract If the contract has moved against you you will be required to deposit theamount of loss (notional) resulting from such movement This amount will have to be paid within a stipulated time framegenerally before commencement of trading on next day
46
B If you fail to deposit the additional amount by the deadline or if an outstanding debt occurs in your account the stock brokermay liquidate a part of or the whole position or substitute securities In this case you will be liable for any losses incurreddue to such close-outs
C Under certain market conditions an investor may find it difficult or impossible to execute transactions For example thissituation can occur due to factors such as illiquidity ie when there are insufficient bids or offers or suspension of trading dueto price limit or circuit breakers etc
D In order to maintain market stability the following steps may be adopted changes in the margin rate increases in the cashmargin rate or others These new measures may also be applied to the existing open interests In such conditions you willbe required to put up additional margins or reduce your positions
E You must ask your broker to provide the full details of derivatives contracts you plan to trade ie the contract specificationsand the associated obligations
22 Currency specific risks
1 The profit or loss in transactions in foreign currency-denominated contracts whether they are traded in your own oranother jurisdiction will be affected by fluctuations in currency rates where there is a need to convert from the currencydenomination of the contract to another currency
2 Under certain market conditions you may find it difficult or impossible to liquidate a position This can occur for examplewhen a currency is deregulated or fixed trading bands are widened
3 Currency prices are highly volatile Price movements for currencies are influenced by among other things changingsupply-demand relationships trade fiscal monetary exchange control programs and policies of governments foreignpolitical and economic events and policies changes in national and international interest rates and inflation currencydevaluation and sentiment of the market place None of these factors can be controlled by any individual advisor and noassurance can be given that an advisors advice will result in profitable trades for a participating customer or that acustomer will not incur losses from such events
23 Risk of Option holders
1 An option holder runs the risk of losing the entire amount paid for the option in a relatively short period of time This risk reflectsthe nature of an option as a wasting asset which becomes worthless when it expires An option holder who neither sells hisoption in the secondary market nor exercises it prior to its expiration will necessarily lose his entire investment in the option Ifthe price of the underlying does not change in the anticipated direction before the option expires to an extent sufficient to coverthe cost of the option the investor may lose all or a significant part of his investment in the option
2 The Exchanges may impose exercise restrictions and have absolute authority to restrict the exercise of options at certaintimes in specified circumstances
24 Risks of Option Writers
1 If the price movement of the underlying is not in the anticipated direction the option writer runs the risks of losing substantialamount
2 The risk of being an option writer may be reduced by the purchase of other options on the same underlying interest andthereby assuming a spread position or by acquiring other types of hedging positions in the options markets or othermarkets However even where the writer has assumed a spread or other hedging position the risks may still besignificant A spread position is not necessarily less risky than a simple long or short position
3 Transactions that involve buying and writing multiple options in combination or buying or writing options in combination withbuying or selling short the underlying interests present additional risks to investors Combination transactions such as optionspreads are more complex than buying or writing a single option And it should be further noted that as in any area of investinga complexity not well understood is in itself a risk factor While this is not to suggest that combination strategies should not beconsidered it is advisable as is the case with all investments in options to consult with someone who is experienced andknowledgeable with respect to the risks and potential rewards of combination transactions under various market circumstances
3 TRADING THROUGH WIRELESS TECHNOLOGY SMART ORDER ROUTING OR ANY OTHER TECHNOLOGYAny additional provisions defining the features risks responsibilities obligations and liabilities associated with securities trading throughwireless technology smart order routing or any other technology should be brought to the notice of the client by the stock broker
4 GENERAL
41 The term constituent shall mean and include a client a customer or an investor who deals with a stock broker for the purposeof acquiring andor selling of securities derivatives contracts through the mechanism provided by the Exchanges
42 The term stock broker shall mean and include a stock broker a broker or a stock broker who has been admitted as such bythe Exchanges and who holds a registration certificate from SEBI
47
M - IVGUIDANCE NOTE - DOS AND DONTS FOR TRADING ON THE EXCHANGE(S) FOR INVESTORS
BEFORE YOU BEGIN TO TRADE
1 Ensure that you deal with and through only SEBI registered intermediaries You may check their SEBI registration certificate numberfrom the list available on the Stock exchanges wwwexchangecom and SEBI website wwwsebigovin
2 Ensure that you fill the KYC form completely and strike off the blank fields in the KYC form
3 Ensure that you have read all the mandatory documents viz Rights and Obligations Risk Disclosure Document Policy andProcedure document of the stock broker
4 Ensure to read understand and then sign the voluntary clauses if any agreed between you and the stock broker Note that the clausesas agreed between you and the stock broker cannot be changed without your consent
5 Get a clear idea about all brokerage commissions fees and other charges levied by the broker on you for trading and the relevantprovisions guidelines specified by SEBIStock exchanges
6 Obtain a copy of all the documents executed by you from the stock broker free of charge
7 In case you wish to execute Power of Attorney (POA) in favour of the Stock broker authorizing it to operate your bank and demataccount please refer to the guidelines issued by SEBIExchanges in this regard
TRANSACTIONS AND SETTLEMENTS
8 The stock broker may issue electronic contract notes (ECN) if specifically authorized by you in writing You should provide your emailid to the stock broker for the same Dont opt for ECN if you are not familiar with computers
9 Dont share your internet trading accounts password with anyone
10 Dont make any payment in cash to the stock broker
11 Make the payments by account payee cheque in favour of the stock broker Dont issue cheques in the name of sub-broker Ensurethat you have a documentary proof of your paymentdeposit of securities with the stock broker stating date scrip quantity towardswhich bank demat account such money or securities deposited and from which bank demat account
12 Note that facility of Trade Verification is available on stock exchanges websites where details of trade as mentioned in the contract notemay be verified Where trade details on the website do not tally with the details mentioned in the contract note immediately get in touchwith the Investors Grievance Cell of the relevant Stock exchange
13 In case you have given specific authorization payout of funds or delivery of securities as the case may be may not be made to youwithin one working day from the receipt of payout from the Exchange Thus the stock broker may maintain a running account for yousubject to the following conditions
a) Such authorization from you shall be dated signed by you only and contains the clause that you may revoke the same at any time
b) The actual settlement of funds and securities shall be done by the stock broker at least once in a calendar quarter or monthdepending on your preference While settling the account the stock broker shall send to you a statement of accounts containingan extract from the client ledger for funds and an extract from the register of securities displaying all the receiptsdeliveries of fundsand securities The statement shall also explain the retention of funds and securities and the details of the pledged shares if any
c) On the date of settlement the stock broker may retain the requisite securitiesfunds towards outstanding obligations and may alsoretain the funds expected to be required to meet derivatives margin obligations for next 5 trading days calculated in the mannerspecified by the exchanges In respect of cash market transactions the stock broker may retain entire pay-in obligation of fundsand securities due from clients as on date of settlement and for next days business he may retain fundssecuritiesmargin to theextent of value of transactions executed on the day of such settlement in the cash market
d) You need to bring any dispute arising from the statement of account or settlement so made to the notice of the stock broker in writingpreferably within 7 (seven) working days from the date of receipt of fundssecurities or statement as the case may be In case ofdispute refer the matter in writing to the Investors Grievance Cell of the relevant Stock exchanges without delay
14 In case you have not opted for maintaining running account and pay-out of fundssecurities is not received on the next working day ofthe receipt of payout from the exchanges please refer the matter to the stock broker In case there is dispute ensure that you lodge acomplaint in writing immediately with the Investors Grievance Cell of the relevant Stock exchange
15 Please register your mobile number and email id with the stock broker to receive trade confirmation alerts details of the transactionsthrough SMS or email by the end of the trading day from the stock exchanges
48
IN CASE OF TERMINATION OF TRADING MEMBERSHIP
16 In case a stock broker surrenders his membership is expelled from membership or declared a defaulter Stock exchangesgives a public notice inviting claims relating to only the transactions executed on the trading system of Stock exchange fromthe investors Ensure that you lodge a claim with the relevant Stock exchanges within the stipulated period and with thesupporting documents
17 Familiarize yourself with the protection accorded to the money andor securities you may deposit with your stock brokerparticularly in the event of a default or the stock brokerrsquos insolvency or bankruptcy and the extent to which you may recoversuch money andor securities may be governed by the Bye-laws and Regulations of the relevant Stock exchange where thetrade was executed and the scheme of the Investorsrsquo Protection Fund in force from time to time
DISPUTES COMPLAINTS
18 Please note that the details of the arbitration proceedings penal action against the brokers and investor complaints against thestock brokers are displayed on the website of the relevant Stock exchange
19 In case your issueproblemgrievance is not being sorted out by concerned stock brokersub-broker then you may take up thematter with the concerned Stock exchange If you are not satisfied with the resolution of your complaint then you can escalatethe matter to SEBI
20 Note that all the stock brokersub-brokers have been mandated by SEBI to designate an e-mail ID of the grievance redressaldivisioncompliance officer exclusively for the purpose of registering complaints
INTRODUCTION DETAILS
Self introduction
Introduction by existing IDBI Bank Account holder (Document confirming mailing address in name of applicant to be provided)
Name
Cust ID Account No
I confirm that I am an account holder with IDBI Bank for over six months I confirm that I personally know the applicants detailed herein for ________years and confirm hisher identity and address
Signature of introducer Signature verified (for bank use)
Signature amp EIN No
PART I
Savings Account Current Account Suvidha Fixed Deposits (FD)
Firm name (for sole proprietorship) ACCOUNT IN THE NAME OF MINOR (Strike off if not applicable)
DETAILS OF APPLICANT
Welcome kit account
Please open my SoleOur JointSole Proprietorship Account at your Branch Sol
Please fill the form in CAPITAL LETTERS and BLACK INK only
I shall represent the minor in all future transaction of any description in the above account till the said minor attains majority I shall indemnify the bank against any claims of the above minor of any withdrawalstransactions made by me in hisher account
Bar Code
SBAOF PART I
Bar Code
We jointly agree and authorize IDBI Bank Limited to permit premature withdrawals of the Fixed Deposit by survivors in the event of death of the deposit holders before maturity
-1-
LINKING OF AADHAR NUMBER TO MY ACCOUNT (DECLARATION)
Declaration for Channel Services and International Debit cum ATM Card
IWe authorise IDBI Bank to issue an IDBI Bank Debit cum ATM Card to meus IWe acknowledge that the issue and usage of the card is governed by the terms and conditions as in force from time to time and agree to be bound by the same IWe accept that the terms and conditions are liable to be amended by IDBI Bank from time to time IWe further unconditionally and irrevocably authorise IDBI Bank to debit myour account with an amount equivalent to the annual fee and charges for use of the Debit cum ATM (wherever applicable amended as per the schedule of chargesfees) IWe hereby confirm that in case of Joint Accounts the operating instruction will not be jointly by all
IWe undertake to strictly utilise the card in accordance with the Exchange Control Regulations as laid down by Reserve Bank of India from time to time IWe confirm that the foreign exchange which will be used will be within the limits of the Basic Travel Quota as per Foreign Exchange Management Act 1999 IWe will adhere to guidelines which are issued by the Reserve Bank of India concerning the use of foreign exchange
IWe have read and understood the Terms and Conditions (a copy of which I am in possession of) also hosted at wwwidbicom governing the opening of an account with IDBI Bank and those relating to various channel services including but not limited to Debit cum ATM Cards Phone Banking Mobile Banking Internet Banking Bill Payment facility Account Alerts I accept and agree to be bound by the said Terms and Conditions including those excludinglimiting the Banks liability IWe authorize the applicant to access the accounts(s) via the channels selected and authorize IDBI Bank to link new accounts opened by the applicant to the channels selected
IWe understand that the Bank may at its absolute discretion discontinue any of the services completely or partially without any notice to meus I agree that the bank may debit my account for service charges as applicable from time to time (wherever applicable amended as per the schedule of chargesfees)
2nd Applicant
1st Applicant
3rd Applicant
4th Applicant
for
Name of Bank
Account Number Facility Amount
For Current Account purpose
Intimation of Address Change
DELIVERABLES
Primary Card
Add-on-Cards
Please Note
(Please submit Beneficial owner declaration attached)
-2-
SMS Alerts Hindi English
Branch Head Verification
No tax to be deducted- Form 15G15H enclosed
Name of the Branch HeadActing Branch Head
Company seal
(Please note this number till you get your customer ID)
Acknowledgment Date
Signature
For customer ID Creation onlyTo be processed on priority
We have complied with all the requirements of the KYC and AML policy KYC amp AML Master Circular of the Bank updated till now We have complied with all requirements Circularsinstructions issued by the Bank till date with regard to the proposed Product All Statutory Regulatory and Internal Guidelines issued up-to-date have been complied with regard to this AOFldquoI here by certify that all the necessary KYC documents have been obtainedverified by me I confirm that the documents are adequate to comply with KYC requirement of the Bank I hereby confirm that I have verified UN list of terrorist groups amp GOI advices amp bankrsquos guidelines amp confirm the applicants are not included in caution advicesblack list Based on this account may be opened
4
FOR CORPORATE PAYROLL ACCOUNT - To be filled for corporate salary accounts only (if applicable) -
Monthly (Discounted Basis)
MATURITYPAYMENT INSTRUCTIONS
Auto renew principal
Auto renew principal amp interest
Auto renew `
Auto renew for period
year(s) month(s) day(s)
Pay principal amp interest Pay principal
Renewal will be done at the then prevailing interest rate
By credit to 1st applicantrsquos operative account
By Payorder Demand Draft
-3-
Branch CopyApp Form No Customer CopyApp Form No
Name Name
Strike out if nominee is not a minor Where the deposit is made in the name of minor the nomination should be signed by a person lawfully entitled toact on behalf of the minor Thumb impression(s) shall be attested by two witnesses
Registration No (To be filled in by the bank)
Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules 1985 in respect of bank deposits
IWe
(Name) (Name)
Nominate the following person to whom in the event of myourminors death the amount of deposit in the account(s) particulars whereof are given below may
be returned by IDBI Bank Limited branch
Signature
Address
Date
Address
Account No Additional details if anyNature of Deposit
Address
Place
Signature
Address
Date Place
I do not wish to avail nomination facility
Witness(es)
Date of Birth (if nominee is minor)
As the nominee is a minor on this date IWe appoint ShriSmtKum
to receive the amount of the deposit in the account on behalf of the nominee in the event of myour
Name
Relationship with depositor (if any) Age (yrs)
Nominee Guardian (if nominee is minor) Father Mother Court Appointed Guardian Court Receiver Defacto Guard Others
Mailing Address
City State PIN Code
Country
Mailing Address
City State PIN Code
Country
Nominee
minorrsquos death during the minority of the nominee
Please Note- The Fixed Deposits created by way of Auto Sweep Out would carry the same Nomination as provided in the Linked SavingsCurrent Account
In the name of held with us
Please quote the Nomination Number in all your future
correspondence with us in this regard
-4-
1 No penalty for premature withdrawal on all the above deposits opened renewed with effect from 1st Jan 2011 In case the customer prefers to prematurely withdraw the deposit (FD booked before 1st Jan 2011) from the Bank the then prevailing penalty norms will be applicable
2 In case of premature withdrawal of deposits before 15 days by any category of depositors including senior citizen staff and retired staff the savings bank interest rate shall be applicable No interest is paid if the deposit is held for the tenure of below 7 days the minimum period for Term Deposits as per RBI guidelines
3 Interest payable on prematurely withdrawn deposits will be the contracted rate or the rate applicable for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit) whichever is lower The above interest payment clause on premature withdrawal of Term Deposits is applicable on all Fixed Deposits
4 The premature withdrawal allowed unless specified otherwise at the rate applicable for the period for which the deposit has run or the contracted rate whichever is lower subject to penalty if any prescribed by the Bank from time to time
5 Interest rates applied on Retail Term Deposit will be as per the prevailing rates of interest Discounted rate will be applied in case of monthly interest payouts Annual Interest Payout is calculated on Simple Interest basis
1 Current accounts are meant for customers who have to carry out business and or large number of transactions in the account every day 2 There are no restrictions on the number of transactions in current accounts3 No interest is paid on the balances in current accounts4 No minimum balance requirement5 Free Facilities would vary every month based on Monthly Average balance (MAB) maintained during the previouscurrent month
1 SB accounts may be opened for the purpose of savings and not for doing any business transactions The object of the savings bank account is to encourage private individuals to deposit their savings with the bank allowing them interest on the sums so deposited and at the same time permitting the facility of certain limited withdrawals on demand Hence firmscompanies are not allowed to open SB account Transactions of commercial nature are not permitted If the Bank at any stage finds that the Savings Bank Account is being used either for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable the Bank reserves the right to close such Savings Bank Account
2 A minimum balance shall always be maintained in the account Non-maintenance of minimum balance will attract charges as prescribed from time to time3 Applicable charge for closure of the account from time to time would be collected 4 Interest is calculated on the balance maintained in the SB account on daily balance method and credited to the account on last working day of every March and
September The rate of interest payable is subject to the directives that may be issued by RBI from time to time5 As per extant Reserve Bank of India (RBI) guidelines an account would be treated as inoperative dormant if there are no customer induced transactions in the account for
over a period of two years Operation in such inoperative accounts would be resumed restarted allowed after obtaining the revised KYC document as per the extant guidelines of the Bank
6 The Bank reserves the right to alter service charges for which the customer will be duly notified through Banks website andor branch notice board Any changes in the schedule of charges or the terms and conditions will be communicated to the customers 30 days in advance During the notice period the charges for facilities would be the same as applicable prior to the notice period
CURRENT ACCOUNT RULES
RETAIL TERM DEPOSIT RULES
Most Important Terms and Conditions (MITCs)
We submit that we have read and understood the definition of beneficial owner as per guidelines issued by Government of India (as given below) and hereby advise
that the following person entity is the beneficial owner of our entity We also provide the Identity details of the said beneficial owner for your records
DECLARATION OF BENEFICIAL OWNER IN THE CASE OF NON-PERSONAL ENTITIES (PROPRIETORSHIP ACCOUNT)
We hereby declare that the above information is true and request you to open our account as propose We also undertake to intimate you about any changes in the beneficial owner of our entity
Yours faithfully
----sd----
Name of Beneficial owner
Address
Phone Number
Proof for Identity of beneficial ownerAs per enclosure
Please obtain a copy of BCSBI Codes available with the Branch Also requested to retain a copy of Schedule of Facility (SOF) signed by you
-5-
IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
Toll Free Numbers reachable from any landlineMobile phones 1800-200-1947 1800-22-1070 Non- Toll Free Number 022-66937000
Visit us wwwidbicom
IDBI BANK OFFERS THE FOLLOWING PRODUCTS AND SERVICES
Savings Account
Flexi Current Account
Fixed amp Floating Term Deposits
Recurring Deposits
NRI Services
International Debit Card
Preferred Banking
Gift Card
WorldGlobal Currency Card
Magic Card
Capital Gains Account Scheme
Capital Market Products
Home Loan
Education Loan
Auto Loan
Loan Against Property
Home Loan Interest Saver
Locker Facility
Special Accounts for Kids YouthWomen Salaried Senior Citizen
CIN
- L
65190M
H2004G
OI1
48838
-6-
Name
Existing Customer ID
TO BE SEPARATELY FILLED BY EACH APPLICANT IN PART -II
Individual Proprietorship OthersStaff Ex-Staff EIN
MFO MSO(DDMMYYYY)
Marital Status Relationship withFirst Applicant
Motherrsquos Maiden Surname
PART II (PERSONAL DETAILS)
Transaction profile ie value of transactions likely to be routed through the account in a month quarter half year In case of new firm sales tax return of the
previous quarter or projected sales may be accepted lt`50000 lt`100000 lt`10 lakh lt`100 lakh gt`100 lakh
Signature
Service Business Line of BusinessIndustry (Pls provide detail)
RetiredSelf employed Housewife
Risk Level (Customer Profile) Basis of level categorization
Permanent Address
or orForm 60 Form 61 attached (Please )
Passport No Date of Issue Date of Expiry
Passport Details Aadhaar No
Firm name ( for sole proprietorship)
Please update above contact details address MobilePhone no email id etc
Only in new account For all account tagged under myour Cust ID
SBAOF PART II
Bar Code
Customer Constitution Male Female Proprietary Concern
-7-
2
TELL ME MORE
MY BANKING AND FINANCE
Loans
My Insurance
My credit cards
My other bankers
Gift Card
Tax Saving Investment
Office address City Pin
Type of Organisation Public Ltd Private Ltd Public Sector Proprietary
MY WORK LIFE
I like Traveling Vacationi n g Reading Partying SportsGames Eating out YogaMeditation Shopping
Performing Arts Photography Collection Fine Arts Others
The Vehicle I drive
MY LIFESTYLE
Indian Chinese Thai French Italian Mexican Home cooked foodMy favourite cuisine
Hills Coastal Cruise Religious trip Wild life Health Resorts Ancestral home My preferred vacation site
Personalities Literature History Inspirational Fiction OthersPreferred topics
Vocal Pop Remix Ghazals Western Traditional Religious My preferred music
Instrumental Others
BooksNewspapers I read Language in which I Prefer to read
I normally travel for Business Leisure Both
My favourite airline Within India Abroad
Date
Date
Name MF DOBMarital Status
(MS)Details of children
1) 2)
Present Portfolio Equity Markets Mutual Funds Property Bonds Bank FD Others
1) Issuer Name 2) Issuer Name
My car is insured by Due date for renewal
-8-
Bar Code
( FOR INDIVIDUALS)यो क लएडीमट खाता खोलन का फॉमDemat Account Opening Form
शाखा सोल ओबीएसटी कोडBranch Sol OBST Code
Documents are verified by दावजो का सापन िकसन िकया
Name of Officerअधकारी का नाम
Designation EINपदनाम ईआईएन
खाताधारक (को) का ववरण Details of Account holder(s)
यपहला धारक SoleFirst Holder
ए)A)
बीB एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क लए हालािक खाता नसगक क नाम स खोला जाएगा एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क नाम एव पन का उख नीच िकया जाना चािहए For HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc although the account is opened in the name of the natural persons the name amp PAN of the HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc should be mentioned below
नाम Name पनPAN
आईडीबीआई बक लमटडपजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई ndash 400 005 IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
सीआईएन सा(सीआईएन)एल65190एमएच2004जीओआई148838 CIN Number (CIN)L65190MH2004GOI148838
D
सहभागी का नाम Participant Name - आईडीबीआई बक लमटड IDBI Bank Limitedडीपी आईडी आईएन
DP ID IN300450(सहभागी ारा भरा जाएTo be filled by Participant)
ाहकndashआईडीClient ndashID पता- सरज हाउस तीसरी मज़ल ॉट न 90 एमआईडीसी अधरी (पव)मबई -400 093
Address - Sarju House 3rd Floor Plot No 90 MIDC Andheri (East)Mumbai - 400 093
म हम आपस नलखत ववरणो क अनसार मर हमार नाम पर िडपॉजटरी खाता खोलन का अनरोध करता करती करत ह IWe request you to open a depository account in myour name as per the following details(कपया सभी ववरणो को साफ अरो म भरPlease fill all the details in CAPITAL LETTERS only)
िदनाक Date
एफF बक ववरण Bank detailsबक खात का कार Bank account type
अ (कपया उख कर) Others (Please specify)
बचत खाता Savings Account चाल खाता Current Account
बक खाता सा Bank Account Number
बक का नाम Bank Name
शाखा का पता Branch Address
नगर शहर गाव Citytownvillage
रा State
पन कोड PIN Code
दश Country
एमआईसीआर कोडMICR Code आईएफ़एससीIFSC
ईE
In case of NRIs Foreign Nationals
आरबीआई अनमोदन क तारीखRBI Approval date
आरबीआई अनमोदन सदभ सा RBI Approval Reference Number
अनवासी वदशी नागरक क ममल म
डीD वाषक आय क सीमा (िकसी एक को िटक कर) Income Range per annum (please tick any one)
`1 लाख स कम Below `1 lac `1-5 लाख `1-5 lac `5-10 लाख `5-10 lac `10-25 लाख `10-25 lac `25लाख स अधक More than ` 25lac
सकल वाषक आय का ववरण Gross Annual Income Details
साधारण नागरक Ordinary Resident
अहता ा वदशी नागरक Qualified Foreign Investor
िहद अवभ परवारHUF अवय Minor
अनवासी ndash अावतन ीय NRI-Repatriable
वदशी नागरक Foreign National
अ (कपया उख कर) Others (Please specify)
खातो का कार Type of account
अनवासी- गर अावतन ीय NRI-Non Repatriable
सीC
माजन Marginवतक Promoter
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
दसरा धारक Second Holder
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
तीसरा धारक Third Holder
शहरCityकाtownामvillage
9) अभभावक का सपक ववरणContact Details of Guardian
10) न ामती क साथ अभभावक का सबधRelationship of Guardian with nominee
7) अ भभावक का नाम(ीीमती)Name of Guardian (MrMs)
8) अभभावक का पताAddress of Guardian
पन कोडPIN Code
रा State दश Country
(नामती क अवय होन क मामल म in case of minor nominee)
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
6) जतथ (अवय क मामल म) Date of Birth (in case of minor nominee)
एचH ायी अनदश Standing Instructions
1 म हम आपको मर हमार खात म तः िडट ा क लए ाधकत करताकरती करत ह IWe authorise you to receive credits automatically into myour account
हा Yes नही No
हा Yes नही No2 मारनामा (पीओए) ारा खाता परचालत िकया जाएगा Account to be operated through Power of Attorney (PoA)
3एसएमएस अलटस सवधा SMS Alert facilityहा Yes नही No
हा Yes नही No
हा Yes नही No
1 यपहला धारक SoleFirst Holder
2 दसरा धारक Second Holder
3 तीसरा धारक Third Holder
4 खाता ववरण ा करन का मोड [िकसी एक को िटक कर] Mode of receiving Statement of Account [Tick any one]
भौतक प म Physical Form
इलॉ नक प म Electronic Form [नोट 4 को पढ़ और यह सनत कर िक कवाईसी आवदन फॉम म ईमल-आईडी िदया गया ह Read Note 4 and ensure that email ID is provided in KYC Application Form]
जीG यद लाग हो तो कपया टक कर Please tick if applicable राजनीत स जड़ (पीईपी) Politically Exposed Person (PEP)
राजनीतक स सबधत (पीईपी) Related to a Politically Exposed Person (PEP)
अभभावक का ववरण Guardian Details (जहा एकल धारक अवय होwhere sole holder is a minor)आयI [अवय क खात क लए दो कवाईसी फॉम अव फाइल िकए जान चािहए अथात एक अभभावक क लए और दसरा अवय क लए (अभभावक ारा हार िकया जाए)For account of a minor two KYC Application Forms must be lled ie one for the guardian and another for the minor (to be signed by guardian)]
अभभावक का नामGuardian Name
पनPAN अवय स अभभावक का सबधRelationship of guardian with minor
नामाकन का वकNomination OptionजJ
म हम नामाकन करना चाहता चाहती चाहत ह तथा एतदारा नलखत को नामािकत करता करती करत ह जसको मर हमारी म क पात सभी अधकार और या मर हमार ारा उ लाभाथ ामी खात क लए िडपॉजटरी क पास धारत तभतयो क भगतान स सबधत राश ा करन का अधकार होगाIWe wish to make a nomination and do hereby nominate the following person in whom all rights and or
amount payable in respect of securities held in the Depository by me us in the said beneciary owner account shall vest in the event of my our death
म हम नामाकन करना चाहता चाहती चाहत ह IWe wish to make a nomination म नामाकन नही करना चाहता चाहती चाहत ह IWe do not wish to make a nomination[नलखत ववरण क अनसारAs per details given below] [नलखत नामाकन ववरण को काट दStrike off the nomination details below]
नामाकन ववरणNomination Details
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
4) नामती का सपक ववरण Contact details of nominee
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
5) नामती क पहचान का ववरणNominee Identification details(क) स (च) तक म स िकसी एक को िटक कर और उसका ववरण दplease tick any one from (a) to (f) and provide details of the same)
b) नामती का पनPAN of nominee
c) नामती का आधार नAadhaar number of nominee
a) (I) फोटोाफ Photograph
d) नामती का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of nomineeif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
नामती का फोटो Photograph
of nominee(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
यद नामती अवय हो तो म स 6-11तक भर Sr Nos 6-11 should be filled only if nominee is a minor
1) नामती का नाम Name of the Nominee (MrMs)
2) आवदक क साथ सबध Relationship with the Applicant(यिद कोई हो if any)
3)न ामती का पता Address of Nominee
नामती क हार Signature of nominee
डबट ाधकार Debit Authorisation
म हम आपको इस डीमट खात क भार हत म र हमार चाल बचत खाता सा स डबट करन का ाधकार दता दती दत ह IWe authorize you to debit myour currentsavings Ac number towards the service charges for this demat account
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
घोषणा Declarationखात स सबधत िडपॉजटरी और िडपॉजटरीसहभागयो स सबधतलाग नयमो और वनयमो को हमन पढ़ लया ह और समझ लया ह तथा इस खात स सबधत समय-समय पर लाग नयमो क अधीन ह और इनक पालन क सहमत दत ह हम एतवारा यह घोषणा करत ह िक उपरो ववरण हमारी जानकारी एव वास म परी तरह स स एव सही ह तथा हम इसम िकसी कर का परवतन होन पर ताल इसक सचना दन का वचन दत ह यिद उपरोजानकारी गलत या अस या गमराहकरन वाली या गलत बयानी पाई जाती ह तो हम यह मालम ह िक इसक लए हम उरदायी ठहराए जाएग म हम दावज़ ldquoलाभाथ ामी और िडपॉजटरी सहभागी क अधकार और उरदायrdquo क त क पावती दता दती दत हThe rules and regulations of the Depository and Depository Participants pertaining to an account which are in force now have been read by us and we have understood the same and we agree
to abide by and to be bound by the rules as are in force from time to time for such accounts We hereby declare that the details furnished above are true and correct to the best of our knowledge
and belief and we undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting we are
aware that we may be held liable for it Iwe acknowledge the receipt of copy of the document ldquoRights and Obligations of the Benecial Owner and Depository Participantrdquo
ाधकत हारी Authorised Signatories (ाधकत हारयो क लए बोड सक को सल कर) Enclose a Board Resolution for Authorised Signatories)
य पहला धारकअभभावक SoleFirst HolderGuardian
धारक(को) का नामName(s) of holder(s) हार Signature(s)
दसरा धारक Second Holder
तीसरा धारक Third Holder
(य पहला धारक क अवय होन क मामल मIn case sole holder is minor)
b) अभभावक का पनPAN of Guardian
c) अभभावक का आधार नAadhaar number of Guardian
a) (I) फोटोाफ Photograph
d) अभभावक का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of Guardianif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) अभभावक क डीमट खात का ववरणDemat account details of Guardian डीपी आईडीDP ID
ाहक आईडीClient ID
डीपी आईडीDP ID
ाहक आईडीClient ID
अभभावक का फोटो Photograph of Guardian
(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
अभभावक क हारSignature of Guardian
11) अभभावक क पहचान का ववरण (कपया (क)स (च) तक म स िकसी एक को टक कर और उसका ववरण द)Guardian Identification details (please tick any one from (a) to (f) and provide details of the same)
1 सभी पाचार कवल य पहल धारक क पत पर भज जाएग All communication shall be sent at the address of the SoleFirst holder only
2 अग ठ का नशान और अ जी या िहदी या भारतीय सवधान क आठवी अनसची म शामल भाषाओ को छोड़कर अ िकसी भाषा म िकए गए हार मजट या सरकारी नोटरी या वशष कायपालक मजट स अनमाणत होन चािहए Thumb impressions and thsignatures other than English or Hindi or any of the other language not contained in the 8 Schedule of the Constitution of India must be attested by a Magistrate or a Notary Public
or a Special Executive Magistrate3 नामाकन स सबधत अनदश नलखत ह Instructions related to nomination are as below
I नामाकन कवल उी यो का िकया जा सकता ह जो य अपनी ओर स एकल खात या सय खात क लाभाथ ामी हो सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत गर- वयक नामाकन नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम पर सभी सय खाताधारको क हार होग The nomination can be made only by individuals holding beneciary owner accounts on their own behalf singly or
jointly Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot nominate If the account is held jointly all joint holders will sign the nomination form
II अवय को भी नामत िकया जा सकता ह ऐस मामलो म लाभाथ ामी ारा अवय क अभभावक का नाम और पता उपल कराया जाएगा A minor can be nominated In that event the name and address of the Guardian of the
minor nominee shall be provided by the benecial owner III ास सोसायटी कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक नामती नही हो सकत ह समय-समय पर लाग वनमय नयण क अधीन अनवासी भारतीय भी नामती हो सकत ह The Nominee shall not be a trust
society body corporate partnership rm karta of Hindu Undivided Family or a power of Attorney holder A non-resident Indian can be a Nominee subject to the exchange controls in force from time to time
IV लाभाथ ामी का खाता बद होन पर लाभाथ ामी स सबधत नामाकन को भी र माना जाएगा इसी तरह तभत क अत रण होन पर तभत स सबधत नामाकन को भी र माना जाएगा Nomination in respect of the beneciary owner account
stands rescinded upon closure of the beneciary owner account Similarly the nomination in respect of the securities shall stand terminated upon transfer of the securities V िडपॉजटरी और भागीदार ारा काननी वारस क नामती क प म तभतयो का अतरण वध प स िकया जाएगा Transfer of securities in favour of a Nominee shall be valid discharge by the depository and the Participant
against the legal heir VI नामाकन को कवल उसी लाभाथ ामी ारा र िकया जाएगा जसन य अपनी ओर स एकल खात या सय खात क लाभाथ ामी क प म मल नामाकन िकया था सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत
गर- वयक नामाकन र नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम को र करन हत सभी सय खाता धारको क हार होग The cancellation of nomination can be made by individuals only holding
beneciary owner accounts on their own behalf singly or jointly by the same persons who made the original nomination Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot cancel the nomination If the beneciary owner account is held jointly all joint holders will sign the cancellation form
VII नामाकन क र होन पर नामाकन को र माना जाएगा तथा नामती क प म तभतयो क अत रण क लए िडपॉजटरी बाकारी नही होगा On cancellation of the nomination the nomination shall stand rescinded and the
depository shall not be under any obligation to transfer the securities in favour of the Nominee4 इलॉ नक प म खाता ववरण ा करन क लएFor receiving Statement of Account in electronic form
I ाहक को ईमल एकाउट क पासवड क गोपनीयता अव सनत करनी चािहए Client must ensure the condentiality of the password of the email account
II ईमल पता म परवतन होन पर ाहक को सहभागी को तर त सचना दनी चािहएClient must promptly inform the Participant if the email address has changed
III ाहक 10 िदन क पव सचना दकर इस सवधा को बद करवा सकता ह इसी तरह सहभागी भी 10 िदन क पव सचना दकर इस सवधा को बद कर सकता ह Client may opt to terminate this facility by giving 10 days prior noticeSimilarly
Participant may also terminate this facility by giving 10 days prior notice 5 जो लाग न हो उस काट द Strike off whichever is not applicable
नोट Notes
तीसर धारक क हार
Signature of 3rd holderखाता भारीपहल धारक क हार
Signature of 1st holder in charge Acदसर धारक क हार
Signature of 2nd holder
डीमट सवाए और भारो क अनसची Demat Services and Charges Schedule
सवाए Servicesनयमत
Regularफ़ड ाहक
Preferred Clientsआरएसडओएम
RSWOM
अधकतम Maximum(जहा लाग हो where
applicable)
नतम Minimum(जहा लाग होwhere
applicable)खाता जस णी क अत गत खोला जाएगा उस पर िटक लगाए Tick ( ) against the category under which the Ac will be opened4
खाता खोलना (आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for IDBI saving amp current account holders)
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
खाता खोलना (गर आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for Non IDBI saving amp current account holders)
गर-आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for Non-IDBI Sb Current Ac Holders
आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for IDBI Sb Current Ac Holders
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
माक टइटी खरीद लन-दन Market Equity Buy Transactions
लन-दन Transactions
इटी लखतो को डीमट करनाDematerialisation of Equity Instruments
ऋण लखतो को डीमट करना Dematerialisation of Debt Instruments
तभतयो का पनमतकरण Rematerialisation of Securities
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
Rs40- त माणप और डाक खचper certicate
plus postage
Rs- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
क सौ तभतयो क लए 20 या उसक बाद उसक भाग म या त माणप 20 का सीधा श जो भी अधक होRs 20 for every hundred securities or part thereof or Flat fee of Rs 20 per certicate whichever is higher
माक ट ऋण खरीद लन-दन Market Debt Buy Transactions
माक टइटी वय लन-दन Market Equity Sell Transactions
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs50- त पper scrip
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
Rs500- त पper scrip
माक ट ऋण वय लन-दनMarket Debt Sell Transactions
ऑफ माक ट इटी खरीद लन-दन Off Market Equity Buy Transaction
ऑफ माक ट ऋण खरीद लनदन Off Market Debt Buy Transaction
ऑफ माक ट इटी वय लनदन Off Market Equity Sell Transaction
ऑफ माक ट ऋण वय लनदन Off Market Debt Sell Transaction
वलब अनदश श ारभक भगतानLate instruction Fee payable upfront
इटरndashिडपॉजटरी अत रण (य) Inter-Depository Transfer (Buy)
इटरndashिडपॉजटरी अत रण (वय) Inter-Depository Transfer (Sell)
ीज़ Freeze
डी-ीज़ De-Freeze
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
015 बाज़ार म का015 of market value
010 बाज़ार म का010 of market value
015 बाज़ार म का015 of market value
गरवी Pledge
गरवी सजन करना Pledge Creation
गरवी लाग करना Pledge Invocation
गरवी समापन करनाPledge Closure
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs2500- वpa
Rs200- वpa Rs200- वpa Rs200- वpa
लाग नहीNA लाग नहीNA
ववरण Statements
डाक ारा तमाही ववरण Quarterly statement by post
डाक ारा मासक ववरण Monthly statement by post (यिद इस अवध क दौरान लन-दन हो तो) only if transactions take place during the period)
ईमल ारा मासक ववरण Monthly statement by email
अनरोध पर ववरण आईवीआर पर On request statement on IVR
आईवीआर पर दज अनरोध क लए ईमल ारा ववरण On request statement by email for requests logged over IVR
शाखा म अनरोध पर ववरण On request statement at the branch
अनरोध पर डाक ारा ववरण On request statement by post (भारत स बाहर क पत पर address outside India)
वकक मासक होग ववरण Optional monthly Holding Statement (खाता खोलन वाल महीन म अम भगतान और उसक बाद वाषक आधार पर क वष Payable in advance in the month of account opening and on anniversary basis every year thereafter)
Rs900- कeach Rs900- कeach Rs900- कeach
Rs25- कeach Rs25- कeach Rs25- कeach
नोट Noteसवा कर यथा लाग (कर ाधकरण ारा समय-समय पर जारी परवतन ो क अधीन)Service Tax as applicable subject to change as prescribed by Tax Authorities from time to time)
आईडीबीआई बक बचत चाल खाता धारको को सवा भारो क वसली क लए ायी अनदश अव दान िकए जान चािहए IDBI Bank SBCurrent Ac holders must provide Standing Instuctions for recovery of the service charges
भारो क गणना क लए लन-दन धारता का बाज़ार म एनएसडीएल कोस फ़ाइल क अनप होगाFor calculation of charges market value of transactionholding will be as per NSDL procele
अतरण क लए सभी अनदश बक क सबधत शाखाओ म नादन स एक िदन पहल 4 बज अपराहन स पहल अव ा िकए जाए उपरो समयसीमा क बाद ा अनदशो को कवल ाहक क अपन जोखम क आधार पर ही ा िकया जाएगा All instructions for transfer must be received at
respective branches of the Bank one day before the date of execution not later than 4 pm of the previous day Instructions received afer the above dedline will be acceptabed only at clients risk
सवा भारो क लए मासक आधार पर बल जारी िकया जाएगा उपरो उत भार सचीब सवाओ क लए ह उ सची म यिद कोई सवा नही शामल ह तो उसक लए लए बक क नीत अनसार अलग स भार लया जाएगाBills for service charges will be raised monthly Charges quoted above are fot the services listed Any services not listed above will be charged separately as per Banks policy
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
वर नागरकSenior Citizen
सामा खड General Clause1लाभाथ ामी और िडपॉजटरी सहभागी (डीपी) िडपॉजटरी अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयम 1996 भारतीय तभत एव वनमय बोड (सबी) क नयमो और वनयमो उनक अधीन जारी िकए गए परपोअधसचनाओिदशानदशो िडपॉजटरीज क ारा जारी
उप-वधया और कारोबार नयमपरचालन अनदश और सरकारी ाधकरणो क ासगक अधसचनाओ स आब होग जसा िक समय-समय पर लाग होगाThe Benecial Owner and the Depository participant (DP) shall be bound by the provisions of the Depositories Act 1996 SEBI (Depositories and
Participants) Regulations 1996 Rules and Regulations of Securities and Exchange Board of India (SEBI) CircularsNoticationsGuidelines issued there under Bye Laws and Business
RulesOperating Instructions issued by the Depositories and relevant notications of Government Authorities as may be in force from time to time 2समय-समय पर सबी ारा नधा रत क अनसार भर ए खाता खोलन क फॉम कवाईसी और सहायक दावज़ क ा क बाद ही डीपी िकसी लाभाथ ामी(यो) क डीमट खात िडपॉजटरी णाली म खोलग सिय करग
The DP shall openactivate demat account of a benecial owner in the depository system only after receipt of complete Account opening form KYC and supporting documents as specied
by SEBI from time to time लाभाथ ामी क जानकारी Beneficial Owner information
3डीपी लाभाथ ामी(यो) क सभी ववरण जस िक खाता खोलन क फॉम म उखत उनक ारा त िकए गए सहायक दावजो औरया लाभाथ ामी क गोपनीयता स सबधत जानकारी अपन पास रखगा और उसका कटन िकसी को नही करगा बशत इस सबध म िकसी सावधक वधक या वनयामक ाधकारी ारा अपत न हो
The DP shall maintain all the details of the benecial owner(s) as mentioned in the account opening form supporting documents submitted by them andor any other information pertaining to the benecial owner condentially and shall not disclose the same to any person except as required by any statutory legal or regulatory authority in this regard
4डीमट खात खोलन क दौरान या समय-समय पर डीपी को त िकए गए खाता खोलन क फॉम म िदए गए ववरण म कोई परवतन होन पर लाभाथ ामी ताल डीपी को लखत म अधसचत कर The Benecial Owner shall immediately notify the DP in writing if there is any change in details provided in the account opening form as submitted to the DP at the time of opening the
demat account or furnished to the DP from time to timeशभारटरफ FeesChargesTariff
5लाभाथ ामी तभतयो क धारण और अत रण डीमटरयलाइज प म करन और उ स िडपॉजटरी सवाए ा करन क डीपी ारा उपल कराई गई टरफ शीट म नधा रत क अनसार डीपी तथा लाभाथ ामी क बीच समय-समय पर िकए गए करार क अत गत लाभाथ ामी ऐस सभी भारो का भगतान डीपी को करग लाभाथ ामी को यह सचत िकया जाता ह िक ldquoडीमट खात खोलन क लए कोई भार दय नही हrdquoThe Benecial Owner shall pay such charges to the DP for the purpose of holding and transfer of securities in dematerialized form and for availing depository services as may be agreed to from time to time between the DP and the Benecial Owner as set out in the Tariff Sheet provided by the DP It may be informed to the Benecial Owner that no charges are payable for opening of demat accountsrdquo
6बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी िकए गए ासगक परपोिदशानदशोअधसचनाओ क अधीन नधा रत भार सरचना का अनपालन करगIn case of Basic Services Demat Accounts the DP shall adhere to the charge structure as laid down under the relevant SEBI andor Depository circularsdirectionsnotications issued from time to time
7डीपी नधा रत िकए गए भारोटरफ म कोई व नही करग जब तक इस सबध म लाभाथ ामी को कम स कम 30 िदन पहल लखत म एक नोिटस न िदया गया होThe DP shall not increase any chargestariff agreed upon unless it has given a notice in writing of not less than thirty days to the Benecial Owner regarding the same
डीमटरयलाइजशन Dematerialization8लाभाथ ामी को उन तभतयो को ा करन का अधकार होगा जो िडपॉजटरीज ारा नधा रत उप-वधपरचालन अनदशकारोबार नयमो क अत गत
नधा रत हो िडपॉजटरीज पर मा हो प एव णाली म डीमटरयलाइज होThe Benecial Owner shall have the right to get the securities which have been admitted on the Depositories dematerialized in the form and manner laid down under the Bye Laws
Business Rules and Operating Instructions of the depositories अलग खात Separate Accounts9डीपी क लाभाथ ामी क नाम म अलग खात खोलग और क लाभाथ ामी क तभतयो को अलग िकया जाएगा तथा अ लाभाथ ामी क तभतयो औरया डीपी क अपनी तभतयो क साथ मत नही िकया जाएगाडीमटरयलाइज प म
The DP shall open separate accounts in the name of each of the benecial owners and securities of each benecial owner shall be segregated and shall not be mixed up with the securities of other benecial owners andor DPs own securities held in dematerialized form
10डीपी लाभाथ ामी को ऐसी तभतयो क सण प स या एकल प म सजन या गरवी औरया बधक या अ कोई िहत या ऋण-भार क अनमत दान नही करगा जो िडपॉजटरीज अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयमन 1996 और िडपॉजटरीज क उप-वधपरचालन The DP shall not facilitate the Benecial Owner to create or permit any pledge and or hypothecation or any other interest or encumbrance over all or any of such securities submitted for dematerialization andor held in demat account except in the form and manner prescribed in the Depositories Act 1996 SEBI (अनदशकारोबार नयमो क अनसार नधा रत प एव णाली क अतर क लए त औरया डीमट खात म धारत ह )डीमटरयलाइजशन(Depositories and Participants) Regulations 1996 and Bye-LawsOperating InstructionsBusiness Rules of the Depositories)
तभतयो का अतरण Transfer of Securities
11लाभाथ ामी ारा यथावध ाधकत िकसी आदश अनदश नदश या अधदश क आधार पर ही डीपी लाभाथ ामी क डीमट खातो म और ारा अत रण को सप करगThe DP shall effect transfer to and from the demat accounts of the Benecial Owner only on the basis of an order instruction direction or mandate duly authorized by the Benecial Owner and the DP shall maintain the original documents and the audit trail of such authorizations
12लाभाथ ामी क पास अपन डीमट खात म तभतयो को जमा करन क सबध म ायी अनदश दन का अधकार सरत ह और डीपी ऐस अनदशो क अनसार कारवाई करगThe Benecial Owner reserves the right to give standing instructions with regard to the crediting of securities in his demat account and the DP shall act according to such instructions
खाता ववरण Statement of account
13लाभाथ ामी क साथ तय िकए गए प एव णाली तथा समय क अनसार और इस सबध म सबी लाभाथ ामी को खातो क ववरण उपल कराएगिडपॉजटरी ारा नधा रत क अनसार The DP shall provide statements of accounts to the benecial owner in such form and manner and at such time as agreed with the Benecial Owner and as specied by SEBIdepository in this regard
14तथाप यिद डीमट खात म कोई लनदन नही आ ह या यिद वष क दौरान शष राश श हो गई तो डीपी को वाषक धारता क कागजी ववरणी ऐस बीओ को भजनी चािहए और जब भी खात म कोई लनदन होत ह तब लनदन क ववरण भज जाएगHowever if there is no transaction in the demat account or if the balance has become Nil during the year the DP shall send one physical statement of holding annually to such BOs and shall resume sending the transaction statement as and when there is a transaction in the account
15डीपी इलो नक प म डीमट खातो क ववरण जारी करन क सवाए दान कर सकत ह बशत लाभाथ ामी इसक लए इक हो डीपी सचना ौोगक अधनयम 2000 क अधीन नयमो स शासत क अनसार अपन िडजटल हार सिहत डीमट खातो क ववरण लाभाथ ामी को त करग तथाप यिद डीपी क पास डीमट खात का ववरण इलो नक मोड म त करन क सवधा नही ह तब सहभागी डीमट खातो क ववरण को कागजी प म अषत करगThe DP may provide the services of issuing the statement of demat accounts in an electronic mode if the Benecial Owner so desires The DP will furnish to the Benecial Owner the statement of demat accounts under its digital signature as governed under the Information Technology Act 2000 However if the DP does not have the facility of providing the statement of demat account in the electronic mode then the Participant shall be obliged to forward the statement of demat accounts in physical form
16बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी अधदश क अनसार लनदनो क ववरण भजग In case of Basic Services Demat Accounts the DP shall send the transaction statements as mandated by SEBI andor Depository from time to time
सबी और डपॉजटरी ारा नधारत क अनसार लाभाथ ामी और डपॉजटरी सहभागी क अधकार एव सीमाएRights and Obligations of Beneficial Owner and Depository Participant as prescribed by SEBI and Depositories
घोषणापAcknowledgementआईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
Received the application from MrMs as the solerst holder alongwith
and as
ी सी स यपहल धारक होन क नात और ीसी
व ी सी स मशः दसर एव तीसर धारक होन क नात
िडपॉजटरी खाता खोलन का आवदन फॉम ा िकया कपया भव क अपन सभी पाचारो म आपको आबिटतडीपी आईडी एव ाहक आईडी (समाशोधन सद क मामल म सीएम-बीपी-आईडी) का उख कर
िदनाक Dateसहभागी क ाप व हारParticipant Stamp amp Signature
Members) in all your future correspondencethe second and third holders respectively for opening of a depository account Please quote the DP ID ampClient ID allotted to you (CM-BP-ID in case of Clearing
डीमट खात को बद करन क िया Manner of Closure of Demat account
17पी क पास लाभाथ ामी क डीमट खात कारण चाह कोई भी हो को बद करन का अधकार होगा बशत डीपी न लाभाथ ामी क साथ-साथ िडपॉजटरी को 30 िदन स कम समय क अद र लखत सचना दी हो उसी कार लाभाथ ामी को डीपी क पास धारत अपना डीमट खाता बद करन का अधकार होगा बशत उसक ारा डीपी को कोई भी बकाया भार दय न हो ऐसी त म लाभाथ ामी यह वशष प स उख करग िक उनक डीमट खात क शष राश लाभाथ ामी क िकसी अ डीपी क पास धारत अ डीमट खात म अत रत क गई ह या धारत तभत शष को पनः कागजी प म श करना हThe DP shall have the right to close the demat account of the Benecial Owner for any reasons whatsoever provided the DP has given a notice in writing of not less than thirty days to the Benecial Owner as well as to the Depository Similarly the Benecial Owner shall have the right to close hisher demat account held with the DP provided no charges are payable by himher to the DP In such an event the Benecial Owner shall specify whether the balances in their demat account should be transferred to another demat account of the Benecial Owner held with another DP or to rematerialize the security balances held
18लाभाथ ामी क अनदश क आधार पर डीपी ऐसी तभत शषराश क अत रण या इ कागजी प दन क िया िडपॉजटरी ारा समय-समय पर नधा रत िया क अनसार तीस िदनो क अद र श करग बशत िक इसक अतर डीमट खात को बद करना लाभाथ ामी या डीपी दोनो क अधकारो दयताओ और दायो को भावत नही करगा और इन पो को उनक सतोषजनक समापन तक जोड़ रखन हत जारी रहग ाBased on the instructions of the Benecial Owner the DP shall initiate the procedure for transferring such security balances or rematerialize such security balances within a period of thirty days as per procedure specied from time to time by the depository Provided further closure of demat account shall not affect the rights liabilities and obligations of either the Benecial Owner or the DP and shall continue to bind the parties to their satisfactory completion
भारो क भगतान म चक Default in payment of charges
19खड 5 एव 6 म उखत िकसी राश क माग क तारीख स तीस िदनो क अवध क भीतर भगतान म लाभाथ ामी ारा ई चक क मामल म डीपी क अधकार पर तकल भाव डाल बना लाभाथ ामी क डीमट खात को बद करन क लए डीपी ऐसी चक क अवध क लए िडपॉजटरी ारा समय-समय पर नधा रत ाज दर पर भार लगा सकता हIn event of Benecial Owner committing a default in the payment of any amount provided in Clause 5 amp 6 within a period of thirty days from the date of demand without prejudice to the right of the DP to close the demat account of the Benecial Owner the DP may charge interest at a rate as specied by the Depository from time to time for the period of such default
20लाभाथ ामी ारा उपय खड 5 एव 6 म उखत िकसी राश क भगतान म असफल रहन पर लाभाथ ामी को दो िदन का नोिटस दन क बाद डीपी क पास लाभाथ ामी क अनदशो क ोससग को उस समय तक रोकन का अधकार होगा जब तक वह ाज सिहत भगतान यिद कोई हो न कर द In case the Benecial Owner has failed to make the payment of any of the amounts as provided in Clause 5amp6 specied above the DP after giving two days notice to the Benecial Owner shall have the right to stop processing of instructions of the Benecial Owner till such time he makes the payment along with interest if any
डपॉजटरी क दयता Liability of the Depository
21 As per Section 16 of Depositories Act 1996 िडपॉजटरी अधनयम 1996 क धारा 16 क अनसार1उस समय लाग िकसी अ नयम क ावधानो पर तकल भाव डाल बना िडपॉजटरी या सहभागी क असावधानी क कारण लाभाथ ामी को ए िकसी भी नकसान क तपत िडपॉजटरी करग
Without prejudice to the provisions of any other law for the time being in force any loss caused to the benecial owner due to the negligence of the depository or the participant the depository shall indemnify such benecial owner
2यिद उपय खड (1) क अधीन सहभागी क असावधानी क कारण ए इस नकसान क तपत िडपॉजटरी ारा क गई हो तो िडपॉजटरी क पास ऐस सहभागी स उ राश को वसल करन का अधकार होगा Where the loss due to the negligence of the participant under Clause (1) above is indemnied by the depository the depository shall have the right to recover the same from such participant
खातो क ीजग डीीजग Freezing Defreezing of accounts
22उप वधयो और कारोबार नयमोपरचालन अनदशो क अत गत नधा रत िया क अनसार और अवरोधो क अधीन लाभाथ ामी डीपी क पास सचालत अपन डीमट खात पर रोक लगानरोक हटान क अधकार का योग कर सकत हThe Benecial Owner may exercise the right to freezedefreeze hisher demat account maintained with the DP in accordance with the procedure and subject to the restrictions laid down under the Bye Laws and Business RulesOperating Instructions
23डीपी या िडपॉजटरी क पास िकसी वनयामक या ायालय या अ सावधक ाधकरण स अनदशो क ा होन पर लाभाथ ामी क खातो पर रोक लगानरोक हटान का अधकार होगाThe DP or the Depository shall have the right to freezedefreeze the accounts of the Benecial Owners on receipt of instructions received from any regulator or court or any statutory authority
नवशक शकायतो का नवारण Redressal of Investor grievance
24डीपी शकायत क ा क तारीख स तीस िदनो क अवध क अद र लाभाथ ामी क डीपी क व िकए गए सभी शकायतो का नवारण करगThe DP shall redress all grievances of the Benecial Owner against the DP within a period of thirty days from the date of receipt of the complaint
ाधकत तनध Authorized representative
25यिद लाभाथ ामी कॉरपोरट नकाय या वधक नकाय ह तब वह खाता खोलन क फॉम क साथ-साथ इनक ारा अधकत उन अधकारयो क सची डीपी को त करग जो तभागी क साथ इनक ओर स तनध और सपक करग उसक बाद ऐसी सची म जोड़ घटाव या बदलाव सिहत िकसी परवतन क सचना सहभागी को दी जाएगीIf the Benecial Owner is a body corporate or a legal entity it shall along with the account opening form furnish to the DP a list of ofcials authorized by it who shall represent and interact on its behalf with the Participant Any change in such list including additions deletions or alterations thereto shall be forthwith communicated to the Participant
वध और ाधकारता Law and Jurisdiction
26इस दावज़ म नद वशष अधकारो क अतर डीपी और लाभाथ ामी उन सभी अ अधकारो क योग क हकदार होग जो सबधत िडपॉजटरी क नयमो उप-वधयो और वनयमनो क अधीन ह जसम डीमट खात खोल गए ह या सबी क नयमो और वनयमो क अत गत उ ा ह जनक अधीन परप नोिटस जारी िकए गए ह
In addition to the specic rights set out in this document the DP and the Benecial owner shall be entitled to exercise any other rights which the DP or the
Benecial Owner may have under the Rules Bye Laws and Regulations of the respective Depository in which the demat account is opened and circularsnotices issued there under or Rules
and Regulations of SEBI
27इस दावज़ क ावधान हमशा सरकारी अधसचना सबी ारा जारी िकसी नयम वनयम िदशानदश और परपो नोिटसो और सबधत िडपॉजटरी जहा लाभाथ ामी अपना खाता सचालत करत ह क समय-समय पर लाग नयमो वनयमो और उपवध स आब होगThe provisions of this document shall always be subject to Government notication any rules regulations guidelines and circulars notices issued by SEBI and Rules Regulations and Bye-laws of the relevant Depository where the Benecial Owner maintains his her account that may be in force from time to time
28लाभाथ ामी और डीपी िडपॉजटरी क उपवध क अधीन नधा रत ववाचन और सलह क िया स आब होग और ऐसी िया डीपी और लाभाथ ामी क बीच िकसी भी ववाद पर लाग होगThe Benecial Owner and the DP shall abide by the arbitration and conciliation procedure prescribed under the Bye-laws of the depository and that such procedure shall be applicable to any disputes between the DP and the Benecial Owner
29इस दावज़ म य श और अभया लिकन जो यहा परभाषत नही ह व जब तक सदभ अथा अपत न हो वही अथ लगाया जाए जो िडपॉजटरी और या सबी क अधीन जारी नयमो उपवधयो और वनयमो और परपोनोिटसो म नधा रत िकए गए हWords and expressions which are used in this document but which are not dened herein shall unless the context otherwise requires have the same meanings as assigned thereto in the Rules Bye-laws and Regulations and circularsnotices issued there under by the depository and or SEBI
30सबी िडपॉजटरीज ारा नधा रत अधकार और सीमाओ म कोई परवतन ाहक क जानकारी म ताल लाया जाएAny changes in the rights and obligations which are specied by SEBIDepositories shall also be brought to the notice of the clients at once
31सबी क नयमो और वनयमो म बदलाव क कारण यिद पाटयो क अधकार और सीमाओ म परवतन होता होता ह तो ऐस परवतन ो म इस दावज़ म उखत पाटयो क अधकारो और सीमाओ क परवतन ो म शामल िकया जाना अपत ह If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI or Bye-laws Rules and Regulations of the relevant Depository where the
Benecial Owner maintains hisher account such changes shall be deemed to have been incorporated herein in modication of the rights and obligations of the parties mentioned in this
document
आईडीबीआई बक लमटड पजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई- 400 005IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
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Call 022 66937000 Call Toll Free 1800 22 1070 1800 200 1947
अपन ाहक को जानए (कवाईसी) आवदन प KNOW YOUR CLIENT (KYC) APPLICATION FORM
(वयक क लए For Individuals)
आईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
कपया फॉम को अजी म और शो म भर Please fill this form in ENGLISH and in BLOCK LETTERS
फोटो Photograph
कपया हाल क पासपोट आकार का फोटो लगाए और उसक आर-पार हार कर Please afx the recent
passport size photograph and sign across it
आवदक का नाम Name of the Applicant1
पतापत का नाम FathersHusbands Name2
5
1
3
आवासीयपाचार का पताRes idence Correspondence Address
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
2
सपक ववरण Contact Details
टली(का)Tel(Off) टली (घर) Tel(Res)
फ नFax No मोबाइल नMobile No
एतदारा म हम यह घोषणा करता करती करत ह िक उपय ववरण मरी हमारी जानकारी और वास म पणत ः स और सही ह तथा इसम िकसी कार का परवतन होन पर ताल इसक सचना दन का वचन दतादती दत ह यिद उपय जानकारी गलत अस गमराह करन वाली या गलत बयानी पाई जाती ह तो इसक लए म हम उरदाई ठहराए जा सकता सकती सकत ह IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iwe undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting I amwe are aware that Iwe may be held liable for it
ाधकत हारी(यो) का नाम एव हार Name ampSignature of the Authorised Signatory(ies)
िदनाक Date
सीC-घोषणापDECLARATION
1
2
सफ कायालय उपयोग क लए FOR OFFICE USE ONLY
ववरण Particulars सSrNo
मल क जाच क गई और -अनमाणत दावजो क तया ा क गई Originals veried and Self-Attested Document copies received
गत जाच (आईपीवी) क ववरण In-Person-Verication (IPV) details
आईपीवी करन वाल का नाम Name of the person doing IPV
पदनाम Designation
स गठन का नाम Name of Organization
बीB- पता ववरणADDRESS DETAILS
एA- पहचान का ववरणIDENTITY DETAILS
एA
बीB
सीC
िदनाक Dateहार Signature
िदनाक Date
ाधकत हारी का नाम Name of the Authorised Signatory
ाधकत हारी क हार Signature
of the Authorised Signatoryम क मह र ाप
SealStamp of the intermediary
डीD
ए a) लग Gender
3 पषMale
मिहलाFemale
एकलSingle
शादी शदाMarried
बीb) ववािहक त Marital status
सीc) ज तारीख Date of Birth
एa) पन PAN
4एa) राीयताNationality
बीb) तStatus
भारतीयIndian अ Other (कपया उख करPlease specify)
नवासी वयकResident Individual अनवासीNon Resident वदशीForeign National
बीb) आधार सायद कोई होAadhaar Number if any
6जमा िकए गए पहचान क माण का उख करSpecify the proof of identity submitted
पन काडPAN card
कोई अ (कपया उख कर)Any other (Please specify)
आवासीय पताResidence Address पाचार का पताCorrespondence Address
ईमल आईडीEmail ID
4
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
(यिद उपय स अलग होIf different from aboveअनवासी आवदक अनवाय पसवदशी पता का उख करMandatory for Non-Resident Applicant to specify overseas address)ायी पताPermanent Address
आवासीय पाचार क पत क लए जमा िकए गए पता माण का ववरण Specify the proof of address submitted for Residence Correspondence address
कवाईसी फॉम भरन क लए अनद श जाच सची INSTRUCTIONS CHECK LIST FOR FILLING KYC FORM
1सभी ाहको वतक ो साझदारो कता ासयो पणक ालक नदशको और कपनी फ़म अ क ओर स तभतयो म सौदा करन क लए ाधकत यो क लए पन काड क -अनमाणत त अनवाय ह Self-attested copy of PAN card is mandatory for all clients including PromotersPartnersKartaTrustees and whole time directors and persons authorized to deal in securities on behalf of
companyrmothers
2आवदक ारा जमा िकए गए सभी दावजो क तया -अनमाणत होनी चािहए और सापन क लए उसका मल स मलान िकया जाना चािहए यिद िकसी दावज़ क मल त सापन क लए त नही क गई हो तो नलखत सची क अनसार दावजो को अनमाणत करन क लए ाधकत साओ ारा तयो को उपय प स अनमाणतकराना होगा Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for verication In case the original of any document is not produced for verication then the
copies should be properly attested by entities authorized for attesting the documents as per the below mentioned list
3यिद पहचान या पत का माण वदशी भाषा म ह तो उसका अजी अनवाद आवक होगा If any proof of identity or address is in a foreign language then translation into English is required
4कवाईसी फॉम पर उखत आवदक का नाम और पता माण क प म जमा िकए गए दावज़ क समान होना चािहए Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted
5एकल ामी आवदन को अपन वयक नाम और मता म ही तय ार करगा Sole proprietor must make the application in his individual name amp capacity
6अनवासी भारतीय और वदशी नागरको क लए (रज़व बक और फमा िदशानदशो क अधीन ापार क अनमत दी जाएगी) पासपोट पीआईओ काड ओसीआई काडऔर वदशी पता माण क त अनवाय ह For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passportPIO CardOCI Card and overseas address proof is mandatory
7वदशी साओ क लए सीआईएन वकक ह और नदशको क लए डीआईएन न नही रहन पर उनक पासपोट क त दी जानी चािहए For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given
8मचट नवी एनआरआई क मामल म नावक घोषणा या सीडीसी (सतत उोचन माणप) क सापत त जमा क जानी चािहए In Case of Merchant Navy NRIs Mariners declaration or certied copy of CDC ( Continuous Discharge Certicate) is to be submitted
9अवय क लए नपागार सहभागी या च अल फड क साथ खाता खोलन क लए उ मामक बोड ारा जारी वालय पराग माणप अक प अवय का पासपोट ज माणप क फोटो त अव उपल कराईजाए For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving Certicate Mark Sheet issued by higher Secondary BoardPassport of Minor Birth
Certicate must be provided
10राजनीत स जड़ यो का ताय ऐस यो स ह ज वदश म म सावजनक कायभार सौपा गया हो जस िक राो या सरकारो क मख वर राजनता वर सरकारी ायक सना क अधकारी रा क ाम वाल नगमो क वर कायपालकमहपण राजनीतक पाट क अधकारी इािद Politically Exposed Persons(PEP) are dened as individuals who are or have been entrusted with prominent public functions in a foreign country eg Head of States or of Governments Senior Politicians
senior Governmentjudicialmilitary ofcers senior executives of state owned corporations important political party ofcials etc
1 1 डीमट खात क क धारक क लए अलग-अलग कवाईसी भरा जाएSeparate KYC to be filled up for each holders of Demat Account
एA) महपण बद Important Points
बीB पहचान माण (पीओआई) )Proof of Identity (POI)
1वश पहचान सा यआईडी) (आधार) पासपोट मतदाता पहचान काड डा इवग लाईससUnique idenditifaction Number UID) (Aadhaar) Passport Voter ID Card Driving License
2फोटो क साथ पन काड PAN card with photograph
3नलखत म स िकसी एक क ारा जारी आवदक क फोटो क साथ पहचान प दावज़ क रा सरकार और उसक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज पशवर नकाय जस िक आईसीएआई आईसीडए आई बार काउसल इािद उनक सदऔर बक ो ारा जारी िडट काड डबट काड Identity carddocument with applicants Photo Issued by any of the following Centrals State Governmentand its Departments StatutoryRegulatory Authorities Public Sector Undertakings Scheduled Commercial Banks Public Financial Institutions Colleges afliated to Universities Professional Bodies such as ICAI ICWAI Bar Council etc to their Members and credit CardsDebit Cards issued by Banks
पहचान माण क प म ीकाय दावजो क सचीList of documents admissible as Proof of identity
सीC पत का माण (पीओए) Proof of Address (POA) पत क माण क प म ीकाय दावजो क सची List of documents admissible as Proof of Address (समा तारीख वाल दावज़ जमा करन क तारीख पर वध होन चािहए Documents having an expiry date should be valid on the date of submission)
1पासपोट मतदाता पहचान प राशन काड पजीकत पा या आवास ब करार डा इवग लाइसस ट रख-रखाव बल बीमा त PassportVoters Identity Card Ration Card Registered Lease or Sate Agreement of Residence Driving License Flat Maintenance bill Insurance Copy
2उपयोगता बल जस िक टलीफ़ोन बल (सफ लड लाइन) बजली बल या गस बल ndash ३ महीन स अधक पराना नही Utility bills like Telephone Bill (only land line) Electricity bill or Gas bill- Not more than 3 months old
3बक खाता ववरण पासबक ndash ३ महीन स अधक पराना नही Bank Account StatementPassbook ndash Not more than 3 months old
4अपन खात क सबध म नया पता दत समय उ ायालय और उतम ायालय क ायाधीशो ारा घोषणा Self-declaration by High Court and Supreme Court judges giving the newaddress in respect of their own accounts
5नलखत म स िकसी एक क ारा जारी पतका माण यिद अनसचत वाणक बक अनसचत सहकारी बक बराीय वदशी बक हो तो बक बधक राजपत अधकारी नोटरी पक वधानसभा लोकसभा क नवा चत तनध िकसी सरकारी या सावधक ाधकरण ारा जारी दावज Proof of address issued by any if the following Bank Managers if Scheduled Commercial BanksScheduled Co-operative BankMultinational Foreign BanksGazetteOfficerNotary PublicElected
representatives to the Legislative Assembly ParliamentDocuments issued by any Govt or Statutory Authority
6नलखत म िकसी एक क ारा उसक सदो को जारी पत क साथ पहचान प दावज़ क रा सरकार और उनक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज और पशवर नकाय अथात आईसीएआई आईसीडबए आई आईसीएसआई बार काउसल इािद उसक सद Identity card document with address issued by any of the following CentralState Government and its Departments Statutory Regulatory Authorities Public Sector Undertakings Scheduled Commercial
Banks Public Financial Institutions Colleges afliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their Members
7एफ़आईआई उप खाता क लए एफ़आईआई उप खाता ारा अभरक को िदया गया मारनामा (जो वधवत नोटरीकत और या िटणीकत या वाणकत हो) जसम पजीकत पत क सचना होली जानी चािहएFor FIIsub account Power of Attorney given by FII sub-account to the Custodians (which are duly notarized andor apostiled or consularised) that gives the registered address should be taken
8पत-पी क नाम पर पत का माण ीकार िकया जाए The proof of address in the name of the spouse may be accepted
डीD पन म छट ीकरणExemptions Clarification to PAN
1क सरकार और या रा सरकार और ायालय ारा नय अधकारी अथात शासकय परसमापक ायालय रसीवर इािद क ओर स लनदनो क मामल मIn case of transactions undertaken on behalf of Central Government andor State Government and by ofcials appointed by Courts eg Ofcial liquidator Court receiver etc2सम रा म नवास करन वाल नवशक Investors residing in the state of Sikkim3यएन साए बपीय एज सया ज भारत म कर भगतान कर रटन भरन स छट ा ह UN entitiesmultilateral agencies exempt from paying taxes ling tax returns in India4सागत ाहको क मामल म मतः एफ़आईआई एमएफ़ वीसीएफ़ एफ़वीसीआईअनसचत वाणक बक बपीय और िपीय वकास वीय सान रा औोगक वकास नगम कपनी अधनयम 1956 क धारा 4ए क तहत परभाषत आईआरडीए और सावजनक वीय सान क साथ पजीकत बीमा कपनया अभरक पन काड क ववरणो को मल पन काड स सापत करग और म को उ सापन पन काड क ववरणो क वधवत सापत तया उपल कराएग In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companies registered with IRDA and Public Financial Institution as dened under section 4A of the Companies Act 1956 Custodians shall verify the PAN card details with the original PAN card and provide duly certied copies of such veried PAN details to the intermediary5सहभागी अपन ाहक स मल पन काड क माग िकए बना पन का सापन आयकर वबसाइट स ऑनलाइन कर सकत ह बशत िक ाहक न पन काड क अलावा पहचान क माण क लए एक अ दावज़ िदया हो Participants may verify the Pan of their clients online at the Income Tax website without insisting on the original PAN card provided that the Client has presented a document for Proof of Identity other than the PAN card
(इस कार क दावो क समथन म पया दावजी सा ा िकए जाए Sufcient documentary evidence in support of such claims to be collected)
1नोटरी पक राजपत अधकारी अनसचत वाणक सहकारी बक या बराीय वदशी बक ो क बधक (त पर नाम पदनाम क महर लगी होनी चािहए) Notary Public GazettedOfcer Manager of a Scheduled Commercial Co-operative Bank or Multinational Foreign Banks (Name Designation Seal should be afxed of the copy)
2एनआरआई क मामल म भारत म पजीकत अनसचत वाणक बक ो क वदशी शाखाए जो ाधकत ह जस दश म ाहक नवास करत ह उस दश क नोटरी पक ायालय मजट ायाधीश भारतीय दतावासमहावाण दतावास दावजो का सापन कर सकत ह In case of NRIs authorized of overseas branches of Scheduled Commercial Banks registered in India Notary Public Court Magistrate Judge Indian EmbassyConsulate General in the country where the client resides are permitted to attest the documents
ईE दावजो क सापन क लए ाधकत यो क सची List of People Authorized To Attest the Documents
49
Acknowledgement of receipt of Client Registration Documents
IWe hereby confirm that IWe have received the copies of the Client Registration (KYC) Form Rights and ObligationsRisk Disclosure Document and all other Documents duly executed by me and forming part of this Client RegistrationApplication Form with Ms IDBI Capital Markets amp Securities Ltd
Signature of the Client
(2323)
Confirmation to be Signed by Client
IWe hereby confirm that I have understood read and signed the following documents for the purpose of opening ofTrading and Demat Account with IDBI Capital -
Mandatory Documents
Sr No Name of the Document No of Signature(s)
1 KYC form 2
2 Trading Account related details 5
3 Policies and Procedures 3
4 FATCA Declaration 1
Voluntory Documents
Sr No Name of the Document No of Signature(s)
1 Terms and Conditions 4
2 Special Power of Attorney amp Instructions 4
3 Terms amp Conditions for Trading Products 2
4 Running Account Letter 1
5 Acknowledgement of Receipt of Client Registration 1Documents
6
FOR OFFICE USE ONLY
(Originals verified) True copies of documents received
(Self-Attested) Self Certified Document copies received
Signature of the Authorised Signatory
Date SealStamp of the intermediary
DECLARATION
I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertaketo inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I am aware that I may be held liable for it
Date Signature of the Applicant
(223)
7
M - I (PART - B)
TRADING ACCOUNT RELATED DETAILS
Please fill this in ENGLISH and in BLOCK LETTERS
MANDATORY
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
C DEPOSITORY ACCOUNT(S) DETAILS
A OTHER DETAILS
1 Gross Annual Income lt Rs 1 Lac 1-5 Lac 5-10 Lac 10-25 Lac gt 25 Lac
Or Networth as on Rs
2 Occupation Private Sector Public Sector Government Service Business Professional Agriculturist Retired Housewife Student Others (Please specify)________________________________________________________
3 Please tick if applicable Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP)
4 Any other information
(Net worth should not be older than 1 year)
B BANK ACCOUNT DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
ADDITIONAL BANK ACCOUNT(S) DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
8
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
ADDITIONAL DEPOSITORY ACCOUNT DETAILS
BSE Cash F amp O
NSE Cash F amp O
If in future the client wants to trade on any new segmentnew exchange separate authorizationletter should be taken from the client by the stock broker
D TRADING PREFERENCES (Please sign in the relevant boxes where you wish to trade The segment not chosen should be struck off by the client)
Details of any actionproceedings initiatedpending taken by SEBI Stock exchangeany other authority against the applicantconstituent or its Partnerspromoterswhole time directorsauthorized persons in charge of dealing in securities during the last 3 years
E PAST ACTIONS
If client is dealing through the sub-brokerauthorised person provide the following details
Sub-brokerrsquosAutho Name
Registered Office Add
Telephone No Fax
SEBIAP Registration No Website
Whether dealing with any other stock brokersub-broker (if case dealing with multiple stock brokerssub-brokers provide details of all)
Name of stock broker(s)
Client Code
Exchange
Details of disputesdues
pending fromto such
stock brokersub-broker
F DEALINGS THROUGH SUB-BROKERSAUTHORISED PERSON AND OTHER STOCK BROKERS
(323)
(523)
(423)
(623)
9
Mode you wish to receive Contract Note Physical Contract Note Electronic Contract Note (ECN)ECN mandatory for Online Clients
Specify your Email id if applicable
Specify you wish to avail of the facility Internet Trading Wireless Technology (default is yes) Wireless Technology not required
Number of years of InvestmentTrading Experience
Any other information
G ADDITIONAL DETAILS
I NOMINATION DETAILS (for Trading Account)
IWe wish to nominate IWe do not wish to nominate
Name of the Nominee MrMs
Address of Nominee
Telephone No PAN of Nominee
Date of Birth Relationship with(in case of Minor) the Nominee
Name of the Guardian MrMs(in case Nominee is Minor)
Address of Guardian
Telephone No
Signature of Guardian
Name Address Signature with date
MrMs
MrMs
WITNESSES (Only applicable in case the account holder has made nomination)
Name of the Introducer
Status of the Introducer Sub-broker Remisier Authorized Person Existing Client Others please specify_________________________________
Address and phone noof the Introducer
Signature of the Introducer
H INTRODUCER DETAILS (OPTIONAL)
10
FOR OFFICE USE ONLY
Documents verified with Originals Client Interviewed By In-Person Verification done by
Name of the Employee
Employee Code
Designation of the employee
Date
Signature
I We undertake that we have made the client aware of lsquoPolicy and Proceduresrsquo tariff sheet and all the non-mandatorydocuments IWe have also made the client aware of lsquoRights and Obligationsrsquo document (s) RDD and Guidance Note IWehave givensent him a copy of all the KYC documents IWe undertake that any change in the lsquoPolicy and Proceduresrsquo tariffsheet and all the non-mandatory documents would be duly intimated to the clients IWe also undertake that any change in thelsquoRights and Obligationsrsquo and RDD would be made available on myour website if any for the information of the clients
Signature of the Authorised Signatory SealStamp of the stock broker
Date
UCC Code allotted to the Client ____________________ (to be filled at HO)
DECLARATION
1 IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iweundertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I amwe are aware that Iwe may be held liable for it
2 IWe confirm having readbeen explained and understood the contents of the document on policy and procedures of the stockbroker and the tariff sheet
3 IWe further confirm having read and understood the contents of the lsquoRights and Obligationsrsquo document(s) and lsquoRisk DisclosureDocumentrsquo IWe do hereby agree to be bound by such provisions as outlined in these documents IWe have also been informed thatthe standard set of documents has been displayed for Information on stock brokerrsquos designated website if any
Place
Date Signature of the Applicant
(723)
11
M - VPOLICIES APPLICABLE TO CLIENTS OF IDBI CAPITAL MARKETS amp SECURITIES LIMITED (IDBI CAPITAL)
1 REFUSAL OF ORDERS FOR PENNY STOCKSIDBI Capital may at its discretion restrict trading in penny stocks by the clients Penny Stocks for this purpose shallmean those stocks which are highly illiquid and have a low market capitalization due to unsound fundamentals orstocks which have high chances of price manipulationsThe Exchanges from time to time provide a list of such securities categorized as Illiquid Securities IDBI Capital may atits discretion or based on directives of the Exchanges also restrict trading in such illiquid securities from time to timeClients shall not trade in securities placed in the Z group(as notified from time to time by the ExchangesRegulators)Further Intraday trading in securities in the T TS BE or such other group as notified by ExchangesIDBI Capital fromtime to time shall be prohibitedIn addition to the penny stocks restricted securitiesdeemed penny stocks specified by Exchanges from time to timeIDBI Capital may at its discretion prohibit trading in penny stocks and other securities based on market conditionsand internal policies from time to timeIDBI Capital may for this purpose introduce online blocks to prevent the client from placing orders in such penny stocksrestricted securitiesother securities through the Online Trading Platform of IDBI Capital Dealerssub brokersauthorisedperson of IDBI Capital may refuse to execute orders of the clients for trading in penny stocksrestricted securitiesother securitiesFurther in case the client is able to place an order for penny stocksrestricted securitiesother securities through the OnlineTrading Platform or otherwise IDBI Capital may at any time cancel any such order before execution on the ExchangesIDBI Capital shall not be liable for any refusalcancellation of orders for trading in penny stocksother securities and the Clientshall indemnify IDBI Capital in respect of any loss caused to IDBI Capital by virtue of the Client trading in such securities
2 SETTING UP OF CLIENTS EXPOSURE LIMITSIDBI Capital may for the purpose of risk management set exposure limits subject to which the Client may trade insecuritiestake positions in the futures and options segment Such exposure limits may be set upto a pre-determinednumber of times of the Margin (the Multiple) and the quantum of the Multiple shall be decided at the sole option ordiscretion of IDBI Capital Such Multiple may be changed at the discretion of IDBI Capital from client to client dependingon various factors which inter alia include factors like market conditions client profile and financial status of the clientClient shall abide by the exposure limits if any set by IDBI Capital or by the Exchange or Clearing Corporation or SEBIfrom time to timeThe exposure limits set by IDBI Capital do not create any right to the Client and are liable to be withdrawn at any timewithout notice and the client shall bear the loss on account of withdrawal of such limits The client agrees to compensateIDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure given andor withdrawnExposure may (at the discretion of IDBI Capital and to the extent decided by IDBI Capital from time to time) be inter aliaprovided on the following- Cash balance in the ledger to the credit of the Client (after deduction of all withdrawals by the Client)- Any Online funds transfer or hold amount through bank gateway- Beneficiary holdings and collateral holdings (after deduction of applicable hair cuts)- DP free stock and beneficiary stock (after deduction of applicable hair cuts)- Credit received against sale of- securities- Margin amount of open positions (in case of derivatives)In case of sale of Securities such sale may at the discretion of IDBI Capital be provided only to the extent of the availabilityof securities to the account of the client (DP free Stock DP lienhold marked securities beneficiary and collateral stock)Further as may be decided by IDBI Capital from time to time the credit received against sale may be used for furtherpurchases to such extent as may be decided by IDBI Capital from time to timeLimitsExposure provided shall vary based on the intraday profit loss made by the clientExposure limits shall be only against approved securities as decided by the ExchangesIDBI Capital from time to timeand subject to such haircut and valuations as may be decided by IDBI Capital from time to time IDBI Capital may fromtime to time change the applicable hair cut or apply a haircut higher than that specified by the RegulatorsExchangesIn case of derivatives Clients shall be allowed to trade only upto the applicable clientwise position limits set by theExchangesRegulators from time to time
3 RIGHT TO SELL CLIENTS SECURITIES OR CLOSE CLIENTS POSITIONS WITHOUT GIVING NOTICE TOTHE CLIENT ON ACCOUNT OF NON PAYMENT OF DUESThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligationof communicating the same to the Client in the following circumstancesa In case of Margin Trades if the open position is neither squared off nor converted to Delivery by Client(s) within the
stipulated timeb In case of Margin Trades where Mark to Market Loss on the open position has reached the stipulated of the
margins placed with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin orreduce the Mark to Market Loss
MANDATORY
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c In all other cases where the margin or security placed by the Client(s) falls short of the requirement or the limitsgiven to the Client(s) have been breached
d where the Client(s) have defaulted on their existing obligation failed to make paymentsdeliver securities to IDBICapital within the stipulated time
The CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Marginsettlement obligations ofthe Client immediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other manner thesecurities already placed with it as Marginlying in the beneficiary account of IDBI Capital or square-off all or someof the outstanding FampO positions of the CLIENT as it deems fit at its sole discretion without further reference to theCLIENT and any resultant or associated losses that may occur due to such square -offsale shall be borne by theCLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in this behalf at all timesAny reference in these terms to sale or transfer of securities by IDBI CAPITAL shall be deemed to include sale ofsecurities which form part of the Margin maintained by the CLIENT with IDBI CAPITALIn exercise of IDBI CAPITALs right to sell securities the CLIENT agrees that the choice of specific securities to besold shall be solely at IDBI CAPITALs discretionThe resultant or associated losses that may occur due to such squaring -offclosing out of position or sale of securitiesshall be borne by the CLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in thisbehalf Such liquidation or close out of positions shall apply to any segmentexchange in which the CLIENT doesbusiness with IDBI CAPITALThe provisions specified herein do not confer any liability on IDBI Capital to square off the clients positions It shall be theresponsibility of the client to pay to IDBI Capital any amount due and payable to IDBI Capital irrespective of whether IDBICapital exercises its right to square off the positions of the client in accordance with the provisions given herein above
4 SHORTAGES IN OBLIGATIONS ARISING OUT OF NETTINGInternal Shortage PolicyIf the client defaults on its existing obligation and in the event the trade has been internally netted off by IDBI CapitalIDBI Capital shall have the right to square off the position of the client to make good the shortages arising thereofThe buyer client may not receive shares on T+2 in case there is an internal shortage situation within IDBI Capital iethe buyer and seller are both IDBI Capital clients and the seller defaults in delivery due to which the buyer may notreceive the shares IDBI Capital may buy in the required quantity in the sellers account and deliver the shares to theBuying Client or IDBI Capital may levy charges on the defaulting seller in either of the following waysi In case of an internal shortage where buy trade and sell trade match the defaulting seller would be debited with
a close rate of auction settlement day + 15 on the close rate of auction settlement day as would be applicable tothe client and the same would be credited to the buyer client
ii In case of partial Exchange Shortage and Partial Internal Shortage in case of Internal Shortage the defaultingseller would be charged proportionately at the rate being the Auction Rate as charged by the Exchange + StatutoryCharges + penal charges as may be decided by IDBI Capital from time to time and the same would be credited tothe buyer client
IDBI Capital shall not be responsible for losses to the Client on account of such square off All losses to the client onthis account shall be borne solely by the client and the Client shall indemnify IDBI Capital in this respect
5 CONDITIONS UNDER WHICH CLIENT IS NOT ALLOWED TO TAKE FURTHER POSITIONS OR BROKER MAYCLOSE EXISTING POSITIONSIDBI Capital shall have the right to refuse to execute tradesallow the client to take further positions in the following circumstances- technical failure- dealing in securities breaching the limits specified by the Exchangesregulators from time to time- securities submitted in physical form for settlement- regulatory restrictionsdirectives- other conditions as specified by IDBI Capital from time to time in view of market conditions regulatory requirements
internal policies etcIDBI Capital shall also have a right to close existing positions of the clients in the abovementioned circumstancesIDBI Capital shall not be responsible for any loss incurred and the client shall indemnify IDBI Capital in this regard
6 TEMPORARILY SUSPENDING OR CLOSING OF CLIENTS ACCOUNT AT THE CLIENTS REQUESTIDBI Capital may at any time temporarily suspend the account of the client based on a request on writing obtained from theclient Trades in the account of the client during the period of such temporary suspension shall not be permittedThe account shall be reactivated only on submission of a written request for reactivation by the clientIDBI Capital may at any time at its sole discretion and without prior notice to the CLIENT prohibit or restrict or blockthe CLIENTs access to the use of the web site or related services and the CLIENTs ability to trade due to regulatoryrequirements prevention of money laundering market conditions and other internal policies
7 DEREGISTRATION OF A CLIENTDeregistration of the clientTermination shall be after giving such notice as provided for in understanding between theclient and IDBI Capital Such deregistrationtermination shall not effect the rights and liabilities of the parties inrespect of the transactions executed before the date of such deregistrationterminationIn addition IDBI Capital may interalia terminate trading facilities due to regulatory requirements prevention of moneylaundering
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8 DECLARATION FOR MOBILE NOI hereby designate my mobile number mentioned in the account opening form for giving me any informationalertsmscall I further authorise IDBI Capital Markets amp Securities Limited to send any informationalertsmscall at the said mobilenumber including but not limited to fundamental trading research data trading calls and promotional messages and callsI further declare the abovementioned statement is true and correct
9 CONSENT TO RECEIVE THE STATEMENTS CONTRACT NOTE BY EMAILIWe hereby consent to receive from IDBI Capital Markets amp Securities Ltd (IDBI Capital) the digital contract notes ledgerstransaction statements Demat Statement of accountholding statement(s) and such other correspondence documentsrecords by whatever name called (hereinafter referred to as statement(s)) in electronic form duly authenticated by meansof a digital signature as specified in the Information Technology Act 2000 and the rules made there under at the email idprovided by me to IDBI Capital from time to timeIWe further hereby agree that IDBI Capital shall fulfill the legal obligation if the above Statement(s) are sent electronically tothe email id provided by me from time to timeIn this regard IWe further agree that1 Email sent on the email account provided by meus which have not bounced back shall be deemed to be duly delivered
by meus2 In the event of email sent by IDBI Capital bounces back due to insufficient space in myour inbox or in the event any
network problem occurs IDBI Capital shall in no way be responsible for the same3 IDBI Capital shall not take cognizance of out-of-officeout-of-station auto replies and IWe shall be deemed to have
received such electronic mails4 Such Statements shall be deemed to have been delivered on the day when the email is sent by IDBI Capital5 IDBI Capital shall not be liable or responsible for any Statement received from frauds or impostors or any consequences
thereof6 IDBI Capital shall not be liable for any problem which arises at myour computer network because of myour receiving
any statements from IDBI Capital7 In case of any change in my email id IWe undertake to communicate the same to IDBI Capital through a letter in writing
or (through secured access if any by way of specific user id and password provided to meus by IDBI Capital incase of theonline clients)
8 IWe undertake to check the Statement and bring the discrepancies to IDBI Capital notice within the time period asspecified MyOur non-verification or not accessing the statement on regular basis shall not be a reason for disputing thesame at any time
IWe further agree that IDBI Capital will not be responsible for non-receipt of documents sent via electronic delivery due tochange inincorrect e-mail address correspondence address as mentioned or any other reason which inter-alia includetechnical reasons or malfunction of myour computer systemserverinternet connection etcIWe further agree that IDBI Capital may at its sole discretion also provide such Statement in physical form
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ADDITIONAL TERMS AND CONDITIONS SPECIFIC TO IDBI CAPITAL MARKETS amp SECURITIES LIMITEDThese Terms and Conditions are applicable to Clients availing Stock Broking Services from IDBI Capital Markets amp SecuritiesLimited (IDBI Capital) for Trading on Bombay Stock Exchange Limited (BSE) National Stock Exchange of India Limited andor other Stock Exchange on which IDBI Capital may be registered at any time and as may be availed of by the ClientThese Terms and Conditions ensure smooth operations and enhance transparency in the services offered by IDBI Capital andhence are applicable in addition to the Rights and Obligations of Stock Broker Sub BrokerAuthorised Persons and ClientsThe following Terms and Conditions shall apply to both OnlineOffline Trading services except if specifically mentionedto the contrary herein1 ELIGIBILITY CRITERIA
The Client shall be eligible to avail the services offered by IDBI Capital after completing the registration formalitiesand fulfilling the conditions as prescribed by IDBI Capital from time to time including inter alia as followsa The Client is of sound mind and has the financiallegal capacity to undertake contractualother liabilityb The existenceopening of a bank account and a depository account by the clientc Execution of a Power of Attorney in favor of IDBI Capital for limited purpose use of the Designated Bank DP
accounts (voluntary)d Execution of such other documents and furnishing of particulars as may be required by IDBI Capital from time
to time (Voluntary)On satisfactory verification by IDBI Capital of the information provided by the Client and the fulfillment of all requirementsas stated in sub clauses (a) to (d) above by the Client IDBI Capital shall register the Client for availing the servicesand open its account with IDBI CAPITAL
2 EXECUTION OF ORDERSa) The CLIENT understands that placing an order with IDBI Capital including a market order does not guarantee
execution of the order IDBI CAPITAL has the absolute right to reject any order that may be placed by the CLIENT forany reason whatsoever including for the breach of the requirement of maintaining the prescribed Margin in theCLIENT Account or the Bank account
b) The Exchanges may cancel the trade suo moto without giving any reason thereof IDBI CAPITAL shall be entitled tocancel such trades and or contract note with the CLIENT IDBI CAPITAL shall not be liable for any losses damageor claims on account of such rejection or cancellation of any trade for any reason whatsoever Further IDBI CAPITALmay at its sole discretion subject any order made by the CLIENT to manual review and entry which may causedelays in the execution of the CLIENTs orders In the event of any Exchange levying any monetary finepenaltycharges to IDBI CAPITAL on account of execution of trades as per hisher instructions for any reason the CLIENTagrees to pay-up such finepenalty and costs charges and expenses incurred if any in any proceedings to IDBICAPITAL
c) IDBI Capital will not be responsible for partial execution of orders placed by the Client The Client also agrees that allorders placed by the Client shall be treated as orders for that particular session only In case the Client wants theorders to be carried forward or extended for the day the Client shall communicate the same to IDBI Capital
d) The Client hereby agrees to execute all orders around market prices The Client agrees to ensure that there will beno attempt at price distortion and price rigging made through any means
3 MODE OF PLACING ORDERSOrders shall be placed only by the Client or the Authorised representative of the ClientAll orders instructions shall be placed by the client himself or by an authorized representative duly authorised vide aPoA or other specified authorization The instructions issued by an authorized representatives if any of the CLIENTshall be binding on the CLIENT in accordance with the communication authorizing the said representative to dealon behalf of the said CLIENT In the event of authorized representative being replaced or any authority revoked it shallbe the responsibility of the CLIENT to inform IDBI Capital of the change in writing failing which the CLIENT shall beresponsible for the trade obligations arising out of the actions of both the old representative as well as the newrepresentative If any transaction(s) under this arrangement with IDBI Capital or under any other agreement orotherwise with IDBI Capital hashave been placedexecuted on behalf of the CLIENT by any other person notmentioned above and the same has have been accepted by CLIENT from time to time on the basis of the contractnote(s) bills any other correspondence dispatched communicated to the CLIENT by IDBI Capital and or by partor full settlement of the said transaction(s) by the CLIENT then such transaction(s) shall be deemed to be executedby the person authorised by the CLIENT and the CLIENT hereby agrees to ratify and accept all such or other actionsof such persons and undertakes to meet all obligations arising from these transaction(s)
4 ONLINE TRADINGSECURITY CODES SECURITY PRECAUTIONS AND INFRASTRUCTURE a) Use of CLIENT-ID and Password
The CLIENT agrees that it will be the sole authorised user of the Username Passwords Customer UserIdentification Number telephone Personal Identification Number (T PIN) or other identification or security code(by whatever name called) to be given to it by IDBI CAPITAL to access the online portal or service through IDBICapital website over the telephone or in such other manner as may be permitted by IDBI CAPITAL for availingof the service the CLIENT accepts sole responsibility for use confidentiality and protection of the UsernamePasswords Customer User Identification Number T-PIN or other security code(s) as issued by IDBI CAPITALto the CLIENT from time to time (hereinafter referred to as Security codes) as well as for all orders and
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information changes entered into the CLIENTs account using such security codes the CLIENT shall ensurethat such security code(s) isare not to be revealed to any third party or recorded in any written or electronic formIf the CLIENT forgets the security code(s) a request for change of such Security code(s) should be sent to IDBICapital in writing On receipt of such a request IDBI Capital shall discontinue the use of the old security code(s)and shall generate a new Security code(s) for the CLIENT which shall be communicated to the CLIENTHowever the CLIENT shall be responsible and liable for all transactions that are carried out by the use of the oldSecurity code(s) Neither IDBI CAPITAL nor any of its officers directors employees agents affiliates or subsidiarieswill have any responsibility or liability to the CLIENT or to any other person whose claim may arise through theCLIENT with respect to any of the circumstances described above
b) Recording of PasswordThe CLIENT shall memorise the Security code(s) and shall not record it in written or electronic form In theevent that the CLIENT does record the Security code(s) in written or electronic form he sheit shall do so at hisherits sole risk and responsibility
c) Responsibility for Use of Security Code(s)Any order entered using the CLIENTs security code(s) either through the web site or through telephone orotherwise is deemed to be that of the CLIENT If third parties gain access to IDBI CAPITALs services through theuse of the CLIENTs security code(s) the CLIENT will be deemed to be responsible for the same and theCLIENT hereby holds harmless and agrees to indemnify IDBI CAPITAL against any liability costslosses ordamages arising out of claims or suits by or against such third parties based upon or relating to such access anduse since the responsibility for such transactions shall be that of the CLIENT The use and storage of anyinformation including without limitation the Password Portfolio information transaction activity account balancesand any other information or orders on the CLIENTs personal computer is at the CLIENTs own risk and is theCLIENTs sole responsibility
d) Communication Equipment of the CLIENTThe CLIENT is responsible for installing and maintaining the communication equipment (including personalcomputers and modems) and telephone or alternative services required at the CLIENTs end and connectivityrequired for accessing and using the web site or related services All communication costs service charges leviesand fees incurred by the CLIENT in accessing the web site or related services will be borne by the CLIENT
e) CLIENTs InfrastructureFor the purposes of these Terms it is presumed that the CLIENT has the necessary and compatible infrastructureready at its end for the purpose of accessing the web site of IDBI CAPITAL or contacting the Trade Over PhoneDeskof IDBI CAPITAL (prior to accessing the services provided pursuant to these Terms) IDBI CAPITAL will not andshall not be under any obligation to assist the CLIENT in installing the required infrastructure or obtaining thenecessary equipment permits and clearances to establish connectivity or linkages to the web site of IDBI CAPITAL
f ) Prevention of Unauthorised UseThe CLIENT will install the necessary built-in safeguards and firewall features and access restrictions toprevent unauthorised use of CLIENTs computer systems or the security codes and ensure that no unauthorisedperson can gain access to the computer systems or such security codes
g) Liability for Incorrect InstructionsThe CLIENT agrees to fully indemnify and hold harmless IDBI CAPITAL for any losses arising from the executionof incorrect ambiguous or fraudulent instructions that got entered through the system at the CLIENTs end Theclient shall be solely responsible for self entering orders at unrealistic prices if so considered by Stock Exchangeand liable for all consequences such as penaltyfine etc levied by stock exchange for such wrongdoing if soconsidered by them
h) Secure Electronic Records and Digital SignaturesIn the event that the certifying authorities and other infrastructure contemplated under the Information TechnologyAct 2000 for ensuring secure electronic records and secure digital signatures is notified by the concernedauthorities and the infrastructure to enable the same is in place IDBI Capital would have the right to require theCLIENT to authorise the various transactions on the web site by means of such secure electronic records andsecure digital signatures and discontinue the usage of the CLIENT password
i) Trade over Phone1) The CLIENT is aware that IDBI Capital offers to its CLIENTS TRADE OVER PHONE SERVICES for
placing orders for buying selling dealing in the securities through trading executives over pre-designatedtelephone numbers The CLIENT can place securities dealing orders through telephone by confirminghis User ID and Telephone personal identification number (T-Pin number) or other identification detailsThe CLIENT shall ensure proper safeguard of the user ID allotted to him and keep his personal detailsconfidential The CLIENT shall within 30 days from receipt of monthly quarterly statement notify IDBICapital in writing of any loss discrepancy or unauthorized use of the CLIENT account user ID Howeverthe CLIENT shall be responsible and liable for all transactions that have been carried out and recorded bythe use of the CLIENT user IDTPin and personal details When any of the above circumstances occurneither IDBI Capital nor any of its officers directors employees agents affiliates or subsidiaries will haveany responsibility or liability to the CLIENT or to any other person whose claim may arise with respect toany of the circumstances described above The client shall maintain confidentiality of the User Id TPINnumber at all times and shall be solely liable for unauthorised use of hisher User IDT-PIN number and allconsequences losses harm injuries caused all times
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2) In case of Trade over Phone services the CLIENT shall ensure the availability of funds and securities inhis her its accounts which is will be required for meeting hisherits pay-in obligations at the time ofplacing order through phone trading executive IDBI Capital shall not be responsible for any claim lossdamage or compensation arising out of non-availability shortage of funds securities in the CLIENTsaccounts for meeting the pay-in obligations andor for non-execution of order for any reason
5 MISTAKEN ORDERIDBI CAPITAL shall not be responsible for any order that is placed by the CLIENT by mistake Every order that is givenby the client or its authorized representative or entered by the CLIENT through the use of the allotted user name andthe security code(s) shall be deemed to be a valid order for which the CLIENT shall be fully responsible
6 RECONFIRMATION OF CERTAIN ORDERSIDBI CAPITAL reserves the right to reject any order based on its risk perceptions or for any other reason which it isunder no obligation to disclose to the client The CLIENT hereby confirms that he it is aware that IDBI CAPITAL hasprovided on the web site a facility for reconfirmation of orders which are unusual and or large and need to beexecuted using IDBI CAPITAL s discretion These orders are subject to manual review and consequently executionof these orders may be delayed
7 PRICE OF SECURITIESThe CLIENT understands that with respect to any order the CLIENT will get the price at which the order was actuallyexecuted in the market price of which may be different from the price at which the security was trading when theCLIENTs order was placedentered into IDBI CAPITAL s system
8 CANCELLATION OR MODIFICATION OF ORDERSa) The execution of order cancellations or modifications thereof is not guaranteed Cancellation of orders is
possible only if the original order remained pending at the Exchanges Market orders are prone to immediateexecution The CLIENT shall not presume that an order has been executed or cancelled or modified and theCLIENT is required to verify the status of hisits orders
b) Unless otherwise specified by IDBI CAPITAL any order not executed at the end of the day shall stand cancelledterminated
c) Where the Exchange cancels trade(s) suo moto all such trades including the trade(s) done on behalf of theCLIENT shall ipso facto stand cancelled and IDBI CAPITAL shall be entitled to cancel the respective contract(s)with the CLIENT
d) The trade(s) may also be cancelled on account of following reasonsi There may be insufficient bids or offers or suspension of trading due to price limits or circuit breakersii The electronic trading systems either at the exchange or in IDBI CAPITALs offices are vulnerable to temporary
disruptions or failures for technical systematic reasonse) In the event of trade cancellation due to such events or vulnerabilities IDBI CAPITAL shall be entitled to cancel
relative contract(s) with the CLIENT At times due to unforeseen circumstances IDBI CAPITAL may not be ableto execute the desired transactions (either the CLIENTs own transactions or transactions for enforcing marginsas provided in these terms and conditions) on a timely basis IDBI CAPITAL does not accept responsibility for anylosses that the CLIENT may incur on account of such eventualities beyond the control of IDBI CAPITAL
9 MARGINSThe CLIENT shall make available the prescribed initial margin in the form of funds and or in the form of securities(the Margin) with IDBI CAPITAL simultaneously with the opening of the account and prior to commencement oftrading The CLIENT shall be permitted to trade upto a pre-determined number of times of the MARGIN (theMultiple) and the quantum of the Multiple on the margin shall be decided at sole option or discretion of IDBICAPITAL who shall have the irrevocable right to set-off a part or whole of the Margin ie by way of appropriation of therelevant amount of funds or by sale or transfer of all or some of the securities which form part of the margin againstany dues of the CLIENT to meet any of its obligations under these Terms Any reference in these terms to sale ortransfer of securities by IDBI CAPITAL shall be deemed to include sale of securities which form part of the Marginmaintained by the CLIENT with IDBI CAPITAL In exercise of IDBI CAPITAL s right to sell securities under the termsand conditions the CLIENT agrees that the choice of specific securities to be sold shall be solely at IDBI CAPITALs discretion IDBI CAPITAL is permitted in its sole and absolute discretion to collect additional margins (even thoughnot imposed by the Exchange the Clearing House or SEBI) and the CLIENT shall be obliged to pay such marginswithin the time limit stipulated by IDBI Capitala) Margin on Purchase
IDBI CAPITAL may require the CLIENT to deposit interest-free margin in the form of funds Such margin shall bedecided upon by IDBI CAPITAL from time to time on the price of the securities proposed to be purchased
b) Margins on SalesIDBI CAPITAL may require the CLIENT to deposit interest free margin Such margin shall be decided upon byIDBI CAPITAL from time to time on the price of the securities proposed to be sold IDBI Capital may require theclient to deposit shares proposed to be sold upfront
c) Margins in Derivatives ContractsIn the derivative segment the CLIENT is liable to pay an initial margin up-front on or before creating a positionSuch margin shall be decided upon by IDBI CAPITAL and or the Exchange from time to time Furthermore the
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CLIENT is liable to pay (or receive) daily margins depending on whether the price of the Derivatives contractmoves for or against the position undertaken The CLIENT may also be liable to pay withholding marginsspecial margins or such other margins as are considered necessary by IDBI CAPITAL or the Exchange fromtime to time The client has understood that derivative contracts are margin centric
d) Mark To Market Margin in Derivative ContractsFor derivatives contracts IDBI CAPITAL may prepare the bills on a daily basis and on the dates when transactionis done The CLIENT agrees to pay an upfront margin at the beginning that will be sufficient to cover the marginrequirements If the cumulative Mark to Market (MTM) margin falls short of the margin available in the CLIENTsaccount the CLIENT agrees to heed to IDBI CAPITAL s additional margin calls and agrees to recoup theshortfalldeficit The CLIENT will ensure that margins are adequate at all times and will immediately make goodany shortfall that IDBI CAPITAL communicates
e) Payment through ChequeIn case where the payment by the CLIENT towards the margin is made through a cheque issued in favour of IDBICAPITAL any trade(s) would be executed by IDBI CAPITAL only upon the realisation of the funds of the saidcheque or at the discretion of IDBI CAPITAL The CLIENT agrees to mention his CLIENT code along with hisname on the reverse of any instrument through which he makes the payment to IDBI CAPITAL
f) Margin in form of SecuritiesThe CLIENT may place margin with IDBI CAPITAL in the form of securities as approved by IDBI CAPITAL Suchsecurities may at the discretion of IDBI CAPITAL be marked as lien in favour of IDBI CAPITAL from the depositoryaccount of the CLIENT or such securities may be placed in a separate depository account of IDBI CAPITALIDBI CAPITAL may at its own discretion treat the securities lying in the Brokers beneficiary account of IDBICapital in which securities are kept on behalf of the client as margin where the CLIENT has issued a Power ofAttorney in favour of IDBI CAPITALThe CLIENT may place deposit only those securities which are acceptable to IDBI CAPITAL If at any time aparticular security ceases to be on the list of approved securities the CLIENT shall provide other securities asmay be required in place of such security forthwith The CLIENT agrees and authorises IDBI CAPITAL todetermine the market value of securities placed as Margin after applying a haircut that IDBI CAPITAL deemsappropriate The CLIENTs positions are valued at the latest market price available (marked to market) on acontinuous basis by IDBI CAPITAL The CLIENT undertakes to monitor the adequacy of the collateral and themarket value of such securities on a continuous basis If due to price fluctuations there is erosion in the valueof the margins the CLIENT agrees to replenish recoup any shortfall deficit in the value of the Margins immediatelywhether or not IDBI CAPITAL intimates such shortfall
g) Type of MarginIDBI CAPITAL may at its sole discretion prescribe the payment of Margin in the form of funds instead of securitiesThe CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Margin in the form of fundsimmediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other approved manner thesecurities already placed with it as Margin or square-off all or some of the outstanding FampO positions of theCLIENT as it deems fit at its sole discretion without further reference to the CLIENT and any resultant orassociated losses that may occur due to such square -offsale shall be borne by the CLIENT and IDBI CAPITALshall be fully indemnified and held harmless by the CLIENT in this behalf at all times
h) Shortfall in margins and other provisionsi If paymentsecurities towards the Margin or shortfall in Margin is not received instantaneously to enable restoration
of sufficient Margin in the CLIENTs account all or some of the FampO positions of the CLIENT as well as thesecurities of the CLIENT in the possession or control of IDBI CAPITAL may be liquidated by IDBI CAPITAL at itssole discretion without any reference or prior notice to the CLIENT The resultant or associated losses that mayoccur due to such squaring -off or sale of such securities shall be borne by the CLIENT and IDBI CAPITAL shallbe fully indemnified and held harmless by the CLIENT in this behalf Such liquidation or close out of positionsshall apply to any segmentexchange in which the CLIENT does business with IDBI CAPITAL
ii The CLIENT is responsible for all orders including any orders that may be executed without the requiredMargin in the CLIENTs account If the CLIENTs order is executed despite a shortfall in the available Marginthe CLIENT shall whether or not IDBI CAPITAL intimates such shortfall in Margin to the CLIENT instantaneouslypay and make up the shortfall either through delivery of shares in the event of a sale or credit the requiredfunds in the Bank account via wire transfer or personal cheque cashiers bankers cheque or accounttransfer or any other approved mode as may be required by IDBI CAPITAL
i) AMENDMENT IN MARGINSAny amendment in the percentage of margins as required to be maintained under these Terms and Conditionsshall be intimated by IDBI CAPITAL to the CLIENT over the telephone and in writing and by posting the details onits website The CLIENT is required to make payment replenish the shortfall in such margins if any on demandof the same by IDBI CAPITAL or otherwise immediately
10 EXPOSURE LIMITSThe CLIENT agrees to abide by the exposure limits if any set by IDBI Capital or by the Exchange or ClearingCorporation or SEBI from time to time Such limits do not create any right and are liable to be withdrawn at any time
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without notice and the client shall bear the loss on account of withdrawal of such limits The client agrees tocompensate IDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure givenandor withdrawn
11 IDBI CAPITALS RIGHT TO SQUARE-OFFThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligation ofcommunicating the same to the Client in following circumstances In case of Margin Trades if the open position is neithersquared off nor converted to Delivery by Client(s) within the stipulated time In case of Margin Trades where Mark to MarketLoss on the open position has reached the stipulated as per the applicable laws rules and regulations of the marginsplaced with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin or reduce the Mark toMarket Loss In all other cases where the margin or security placed by the Client(s) falls short of the requirement or wherethe limits given to the Client(s) have been breached or where the Client(s) have defaulted on their existing obligationClient(s) agree that although the auto square off trigger point is pre-defined subsequent to which IDBI Capital couldexercise its discretion to carry out the square-off within a reasonable period of time the actual execution could happen ata price different from the trigger point and the Client(s) agree to bear the loss based on actual executed priceIDBI Capital shall also have the right to cancel any or all open order requests andor close any or all outstandingcontracts Client(s) understand that in case the Auto Square off does not take place due to certain reasons like priceband or any technical grounds or any other grounds then IDBI Capital shall at its discretion exercise the option of CD(Convert to Delivery) If CD also fails due to non-availabilityshortage of Demat shares then for the open sale positionthe Client(s) will have to face auction or close out as per the rules of the concerned Exchangeas decided by IDBICapital Consequently Client(s) will be responsible for any resulting losses and all associated costs includingpenalty levied by the Exchange If CD also fails due to insufficient fundsno funds then for the open buy position theshares will not be delivered to the Client(s) and IDBI Capital will liquidate the shares anytime and the Client(s) will beliable for any resulting losses brokerage and all associated costs incurred by IDBI Capital IDBI Capital reserves theright to square off any open margin positions if the current market price breaches a specified percentage as per theapplicable laws rules and regulation when compared with the previous days closing price for that scrip
12 CLOSE OUTa In case of Purchases
Notwithstanding the margin position in case of purchase on behalf of CLIENT the CLIENT authorises IDBICAPITAL to close out the transactions by selling the securities in case the CLIENT fails to make full payment toIDBI CAPITAL for the execution of the contract within two days of trade execution or before pay-in-day (as fixedby stock exchange for the concerned settlement period whichever is earlier unless the CLIENT already has anequivalent credit with IDBI CAPITAL The loss incurred in this regard if any will be met from the margin moneyof the CLIENT The CLIENT agrees to make good the shortfall if any immediately on being intimated of theshortfall by IDBI CAPITAL
b In case of SaleNotwithstanding the margin position in case of sales on behalf of CLIENT the CLIENT authorises IDBI CAPITAL toclose out the contract by effecting purchaseseffecting close out at IDBI Capitalrsquos descretion If the CLIENT fails todeliver the securities sold with valid transfer documents within 24 hours of the trade execution or before delivery day(as fixed by stock exchange authorities for concerned settlement period or such other date as agreed to by theClient and IDBI Capital in accordance with the extent of regulations and statutory provisions whichever is earlierLoss on transaction if any will be deductible from the margin money of the CLIENT The CLIENT agrees to makegood the shortfall if any immediately on being intimated of the shortfall by IDBI CAPITAL
c Non payment of margin and other amounts Without prejudice to IDBI CAPITALs other rights (including the right to refer a matter to arbitration) IDBI CAPITALshall be entitled to liquidate close out all or any of the CLIENTs positions for non-payment of margins or otheramounts outstanding debts etc and adjustset offappropriate the proceeds of such liquidation close out if anyagainst the CLIENTs liabilities obligations Any and all losses and financial charges on account of suchliquidation closing out shall be charged to and borne by the CLIENT
d Client(s) agree that IDBI Capital has full and complete discretion to square off liquidate the purchasesaleintraday overnight or any other position of the client(s) The client(s) agrees confirms and admits that he shallbe aware and in the know of all his positions at all times
e Lien on Clients AccountAll investment products now or hereafter held carried or maintained by IDBI Capital in their possession orcontrol for any purpose in or for the benefit of any of clients accounts now or hereafter opened including anyaccounts in which client may have an interest shall be subject to a lien in favour of IDBI Capital for the dischargeof all indebtedness and clients other obligation to IDBI Capital which are held by IDBI Capital as security for thepayment of any liability or indebtedness of clients to IDBI Capital in any of said accounts Client authorizes IDBICapital to transfer the investment products and other securities so held from or to any of the clients account withIDBI Capital whenever in the judgment of IDBI Capital it is considered that such transfer is necessary for theprotection of IDBI Capital In enforcing IDBI Capitals lien IDBI Capital shall have the right and discretion todetermine which investment product and securities are to be sold and which contractsrsquo position are to beclosed In the event of a breach or default by Client under these Terms and Conditions IDBI Capital shall haveall rights and remedies available to a secured creditor under all applicable law in addition to the rights recourseand remedies provided herein
22
13 CORPORATE BENEFITS SETTLEMENT CYCLESThe CLIENT accepts responsibility of knowing the status of all corporate benefits like rights and bonus issuesdividends and stock splits of shares that heit intends to trade or which are held in hisit account The CLIENTaccepts responsibility for knowing the correct ISIN Numbers of the shares in his its account and the eligibilityvaliditygenuineness of the shares to meet share pay in obligations to the ExchangeClearing Corporation whetherreceived by way of purchase rights bonuses stock split off market transfers or otherwise
14 TRADE CONFIRMATIONIDBI CAPITAL shall send the trade confirmation to the CLIENT in the form of contract note cum bill or otherwise via maile-mail fax courier Registered AD or otherwise at the postal address telephone fax Nos e-mail addresses intimatedby the CLIENT to IDBI CAPITAL The CLIENT understands that it is clientrsquos responsibility to review or check verify thetrade confirmations the details in the contract notes the bills or statements of account immediately upon their receiptall information particulars trades contained therein shall be binding upon the CLIENT if the CLIENT does not objectin writing to any of the contents preferably within 30 days from receipt of monthly quarterly statement In all cases IDBICAPITAL reserves the right to determine the validity of the CLIENTs objection to the transaction The CLIENT agreesthat IDBI CAPITAL will not be responsible for the non- receipt of the trade confirmation due to any change in the detailscorrespondence address of the CLIENT not intimated to IDBI CAPITAL in writing Further the Client understands that incase of any non compliance of the Bye-Laws rules and regulations as laid down by SEBIExchanges andor theDepository and for any other matter that may be decided by IDBI Capital from time to time IDBI Capital may chargepenalty on the Client Such penalty amount shall be directly debited to the Clients account The Client authorizes IDBICapital to debit hisher trading account for the amount of penalty charged in hisher demat account with IDBI Capital
15 DELAYED REPORTING OF TRANSACTIONSi) If trades or transactions are reported late to IDBI CAPITAL on account of any problems at the Exchange or for any
reason the CLIENT in turn will be subject to late reporting of transactionsii) In addition any errors reported whatsoever to the CLIENT for any reason whatsoever will stand subsequently
corrected to reflect the transaction that was effected in the market16 PAY-INPAY-OUT OF SECURITIES FUNDS
A The CLIENT agrees that IDBI CAPITAL shall not be obliged to deliver any securities or pay any money to theCLIENT unless and until the same has been received by IDBI CAPITAL from the Exchange the ClearingCorporation House or the concerned Mutual Fund or other company or entity liable to make the paymentUnless IDBI CAPITAL otherwise determines and subject to IDBI CAPITAL s rights to set off and other rights asmentioned in these Terms and Conditions and other documents executed by the Client with IDBI Capital thesecurities to be delivered by IDBI CAPITAL to the CLIENT pursuant to the CLIENTs purchase transactions shallbe credited to the designated depository account of the CLIENT and the sale proceeds to be paid by IDBICapital to the CLIENT shall be deposited to the designated Bank account of the CLIENT
B In case of purchase of securities by the CLIENT at times IDBI CAPITAL may be unable to deliver the securitiesto the said purchaser on the pay-out day due to non receipt of the securities from the stock exchange(s) or incase of non receipt of the said securities from another CLIENT of IDBI CAPITAL who has sold the securitiesagainst the said purchase transaction In cases of such short delivery the securities shall be delivered to thepurchaser as per the policy of the Company as amended from time to timeClient hereby authorize IDBI Capital to movetransfer funds from anyall its accounts and or payouts resulting onaccount of sale of shares and securities andor payouts due to settlement closing of contracts andor marginrefunds from cashcapital market andor FampO of BSE andor NSE and adjust transfer set-off and appropriate thesame towards debit balances in the Clients accounts of cashcapital market andor FampO segment of BSE andor NSE and debit balances in depository account andor any other debits andor payments Further the Clientauthorised IDBI Capital to do the transfer either by passing a journal entry (backed by actual fund transfer) in itsbooks of accounts of the respective section department andor physical exchange of cheques
C At all times the CLIENT agrees to make the payment of funds only in the name of IDBI CAPITAL titled IDBI CapitalMarkets amp Securities Limited vide fund transferaccount payee cheques demand drafts or by any other permittedmodes with details of the CLIENT code and the name of the CLIENT mentioned on the reverse of the instrument
D At all times the CLIENT agrees to transfer the securities only to the designated depository account of IDBI CAPITALE The CLIENT agrees that IDBI CAPITAL shall not be responsible for any loss damages in respect of any funds
securities which are deposited transferred to any account other than that of IDBI CAPITALs designatedaccount under these Terms and Conditions
F In the eventuality of the CLIENT receiving shares in his demat account by mistake or for any reason (which he issupposed to have not received) the Client is liable to return such securities and or compensate IDBI CAPITAL
17 DELAYED PAYMENTNotwithstanding anything contained in these presents in case of any amounts which are overdue from the CLIENTtowards trading either in the cash or derivative segments includes all types of margins pay-in obligations or on accountof any other reason to IDBI CAPITAL the client will be charged delayed payment charges on the amount outstanding atthe rate of 006 per day (calculated on 365 days basis) or such other rate as may be determined by IDBI CAPITAL withreasonable notice and mutual consent by the client in writing ampor the securities lying with IDBI CAPITAL shall be soldThe CLIENT hereby authorises IDBI CAPITAL to directly debit the same to the account of the client on a daily basis oras agreed to with the CLIENT from time to time The CLIENT also agrees that any amount overdue from him (includingthe interest on delayed payment) shall be adjusted by IDBI CAPITAL from dues owed to the CLIENT The clientundertakes to make payment of such delayed payment charges charged without delay
23
18 INFORMATION OF DEFAULT IN PAYMENT DELIVERYInformation of default in payment delivery and related aspects by a CLIENT shall be brought to the notice of therelevant stock exchange(s) In case where defaulting CLIENT is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of director(s) promoter(s) partner(s) proprietor as the case may beshall also be communicated to the relevant stock exchange(s)
19 CONDITIONS FOR FampO TRANSACTIONSa The Client understands and is aware of risks in FampO trading which carry a significant risk of substantial loss
Further the client is aware that given the leverage involved the losses can occur and multiply rapidly potentiallyexceeding client funds (including securities deposited) deposited and collaterals credit balance if any formargins or for any other purpose or earmarked as risk capital
b The client is forewarned that IDBI Capital Markets amp Securities Ltd does not and can not guarantee that risksassociated with hishertheir trading in FampO Segment can be limited minimized or eliminated IDBI CapitalMarkets amp Securities Ltd in no way assumes any responsibility for monitoring hishertheir exposure openpositions margins deposits losses or changes in hishertheir net worth
c The client undertakes that the Client shall ensure that heshethey receive contract notes bills and ledgeraccount etc documents regularly from IDBI Capital Markets Services Ltd Further client shall ensure andconfirm that heshethey will read understand and verify the contents of these and other documents relatingto FampO transactions carried out in hishertheir names and codes promptly and on a daily basis Client shallremain proactive vigilant watchful and careful in regard to all aspects of FampO trading and payments ofmargins mark to market losses and debit balances in the ledger account verification thereof and other duesand prompt - in bringing hishertheir grievances if any IDBI Capital agrees confirms and admits that in nosituation the client shall hold IDBI Capital Markets amp Securities Ltd and its directors employees andor itsrepresentativesassociates responsible liable and accountable for anything and IDBI Capital Markets ampSecurities Ltd and its directors employees andor its representativesassociates before any authority courtetc shall always stand absolved from any liability claim loss harm injury counterclaim damages andclaim of such nature except for any fraud or malafide on account of IDBI Capital
d Client shall daily keep track of hishertheir FampO positions exposure movement in prices intra day marginsmark to market losses profits collaterals values etc working when live trading sessions are on or otherwisealso and at no time blame IDBI Capital Markets amp Securities Ltd for not communicating the client anyinformation or not making any call to client in any situation - ordinary or extra - ordinary Client understandsthat time and full payments of mark to market lossesmargins are the essence of FampO transactions settlementClient accepts full responsibility for hishertheir decisions to trade in FampO Segment and all consequencesthereof in all scenarios and at all times
e Client understand that in the event of IDBI Capital granting any accommodation in any manner in the matter of clientsdues margin collaterals carry forwardrollover etc the client shall not raise a groundobjection of such favours availedby client in any proceeding - civil andor criminal - between client and IDBI Capital Markets amp Securities Ltd
f Client is made aware of all F amp O transactions working (including margin mark to market losses) anddocumentation and client understands the documents including contract notes bills margin related documentsledger account etc Client clearly knows that in case of deficit shortfall in margin mark to market losses debitbalances etc dues at any point of time in clients account IDBI Capital Markets amp Securities Ltd shall be entitledto square - off close - out liquidate clients outstanding F amp O positions without even informing client (as clienthave voluntarily undertaken to keep track of hishertheir F amp O positions and obligations thereof as aforesaid) atany time at their sole discretion Client undertakes assures and promises IDBI Capital Services Ltd to pay - upall hishertheir dues losses debit balances in time and when called upon which are accounted in clientsaccount the Client shall fully indemnify IDBI Capital Services Ltd and hold it harmless at all times
20 STOCK BROKER CLIENT COMMUNICATIONa Form of Communication
Documents which may be sent by physicalelectronic delivery between the parties may be in the form ofpersonal delivery courier post an electronic mail (including any auto replies from the system of IDBI CAPITAL)an electronic mail attachment and in the form of an available download from the web site IDBI CAPITAL shallbe deemed to have fulfilled any legal obligation to deliver to the CLIENT any such document if sent via personaldelivery courier post electronic delivery or any other approved mode
b Communication of Documents(i) IDBI CAPITAL shall send to the CLIENT by personal delivery courier post electronic means or any other
approved mode the contract notetrade confirmations of the trades executed bills and account statementsor such other data relating to his trading account with IDBI CAPITAL IDBI CAPITAL will not be responsiblefor non-receipt of documents sent via courier post electronic delivery or any other approved mode due tochange in the address of the CLIENT which is not intimated to IDBI CAPITAL
(ii) IDBI CAPITAL may at any time amend the margin requirements the list of approved securities acceptedas marginetc by modifying or rescinding any of the existing provisions or conditions or by adding any newprovision or condition on its web site IDBI CAPITAL shall not be required to communicate any modificationor rescission individually to the Client either through physical or electronic form and any separate noticeof amendment or modification is deemed to be waived by the Client The continued use of the services ofIDBI CAPITAL after such notice will constitute acknowledgment and acceptance of such amendment
24
(iii) The Client hereby agrees that the Ledger Statements in respect of transactions entered into on the CashSegment of the Exchanges will be combined for the purpose of convenience of IDBI Capital and for theClients convenience and the payments received and paid by IDBI Capital will be appropriated on a first ndashin- first out basis
c Terms and Conditions for receipt of documents by the Clients in electronic form(i) The Client agrees to provide IDBI Capital with his correct e-mail ID in the account opening documents or
as intimated by the client to IDBI Capital in writing IDBI Capital shall send the documents contract notestransaction statements etc to the e-mail ID as provided by the client IDBI Capital shall not be responsiblefor e-mails sent to any wrong e-mail ID provided by the client and such documents contract notestransaction statements shall be deemed to be received if sent to the e-mail ID provided by the Client
(ii) The CLIENT understands that it is his herits responsibility to open e-mail account review upon firstreceipt whether delivered to CLIENT by mail by e-mail (including any auto replies from the system of IDBICAPITAL) other electronic means or all confirmations statements notices contracts bills and othercommunications All information contained therein shall be binding upon the CLIENT if the CLIENT doesnot object either in writing or via electronic mail in all cases IDBI CAPITAL reserves the right to determinethe validity of the Clients objection to the transaction Non verification by the Client or not accessing thedocuments on a regular basis shall not be a reason for disputing the same at a later date
(iii) Should the Client experience any difficulty in opening a document electronically delivered by IDBI CapitalIDBI Capital may on receipt of intimation from the Client in that behalf make the required delivery by anyother electronic means (e-mail fax electronic mail attachment or in the form of an available downloadfrom the back-office website) or in paper based format Failure to advise IDBI CAPITAL of such difficultypreferably within 24 hours from the date of execution of the trade shall serve as an affirmation that Clientwas able to receive and open the said document
(iv) In the event the client opts to receive contract in electronic form the Client agrees not to receive thecontract notes in paper form from IDBI Capital Provided however that in case when IDBI CAPITAL is notable to provide Contract Note to its Clients through (web based) electronic medium due to any unforeseenproblems IDBI Capital shall ensure that the contract note reaches to the Client in physical form as per thetime schedule stipulated in the Bye-Laws Rules and Regulations of the Exchanges
(v) IDBI Capital agrees that in case of receipt of bounced back notification from all the e-mail ids IDBI Capitalshall make the required delivery in paper based format immediately thereafter
(vi) The Client agrees that IDBI Capital will not be responsible for non receipt of documents due to change inincorrect email address provided by the Client for the purpose or for any reason which inter alia includeinsufficient space in the inbox of the Client technical reasons or malfunction of the Clientrsquos computersystemserverinternet connection etc It shall be the responsibility of the Client to intimate to IDBI Capitalof any change in the Clients e-mail address
(vii) IDBI Capital shall not be liable or responsible for any statement received from frauds or impostors or anyconsequences thereof
(viii) The Client is also aware that IDBI Capital duly posts the contract notesother documents (as decided byIDBI Capital) of the respective clients on the website also and that the same can be accessed by the Clienton the website with the help of the Security Code given to the Client by IDBI Capital
d Change of AddressUnless the CLIENT informs IDBI CAPITAL of the change of the address for communication in writing along withthe address proof all notices circulars communication or mail sent to the existing address shall be deemed tohave been received by the CLIENT
e Notices PoliciesCertain policies andor procedures may be further outlined on IDBI CAPITAL s web site and materialliteratureand frequently asked questions (FAQs) provided to the CLIENT Through the use of IDBI CAPITAL s web siteand services the CLIENT agrees to be bound by any and all such notices policies (including password policy)and terms of doing business
21 POWER OF ATTORNEYA client may execute a Power of Attorney for operations in the form provided to the client from time to time which wouldbe in accordance with the guidelines prescribed by SEBI Exchanges
22 INACTIVE AND DORMANT ACCOUNTSThe CLIENT agrees that if there are no debit transactions in its account for the continuous period of 6 months it willbe treated as an inactivedormant account It may be activated in accordance with the policy of IDBI Capital
23 ARRANGEMENT WITH RELATIONSHIPS BANKSIDBI CAPITAL has relationship with one or more banks (the Relationship Banks) The web site of IDBI CAPITAL has apayment window through a link to the web site of the Relationship Bank which provides the facility In such a case theCLIENT could make the payment for securities purchased by himherit by crediting the purchase amount (along withthe indicated brokerage amountother charges) directly to the account of IDBI CAPITAL with the Relationship Bank bymeans of a fund transfer Similarly in the case where the CLIENT makes an order for sale of securities IDBI CAPITAL
(1323)
25
would credit the account of the CLIENT with the Relationship Bank by means of a fund transfer on the pay-out date of therelevant Exchange on which the sale transaction is carried out IDBI CAPITAL expressly states that the payment gatewaymechanism is a service offered by the Banks with whom IDBI CAPITAL has established relations for facilitating thetransfer of funds between the CLIENTs account and IDBI CAPITALs account IDBI CAPITAL expressly excludes liabilityfor consequential loss or damage or loss of profit business revenue goodwill or anticipated savings which may arisein respect of (I) the payment gateway services offered by such Banks (ii) the Payment Mechanism
24 CONDITIONS GOVERNING AVAILMENT OF OTHER SERVICES PROVIDED BY IDBI CAPITAL TRADING INSECURITIES OTHER THAN ON THE FLOOR OF THE STOCK EXCHANGEa) The Client shall authorize IDBI Capital by executing a Power of Attorney in favour of IDBI Capital to execute
instructions of the Client or its authorized representative with regard to the transactions All instructions given bythe Client its authorized representative shall be binding on the Client IDBI Capital may furnish certified copy ofthe Power of Attorney and other documents on behalf of the Client to the Company Registrar Mutual Fund orany third party
b) The Client agrees that the instructions with regard to the transactions may be in the Clients sole name or in thename of the Client jointly with other persons
c) The CLIENT undertakes to read and understand all the relevant offer documents and addenda thereto andterms and conditions of all schemes of all mutual funds other securities including Initial Public OfferingsRights Issue Buy Back Offers etc offered through IDBI Capital website before entering into any transactionsthrough IDBI Capital and agrees to abide by the terms conditions and rules and regulations as applicable fromtime to time IDBI Capital will not be held responsible for any of the information containedomitted from anyrelated documents
d) IDBI Capital or the concerned Mutual Fund Issuer or their respective registrars shall entertain ONLINEtransactions requests and or requests made through telephone in the manner provided under these Termsand Conditions
e) IDBI Capital may refuse to act on any instructions unless they are given in the manner and form acceptable toIDBI Capital However IDBI Capital shall have no responsibility to determine the authenticity of any instructionsgiven or purported to be given by the Client The Client shall not hold IDBI Capital liable on account of IDBICapital acting in good faith on instructions given by the Client or its authorized representative
f) IDBI Capital may at its discretion not to carry out the Clients instruction when IDBI Capital has reasons to believe(which discretion of IDBI Capital the Client shall not question or dispute) that the instructions are not genuine orare otherwise improper unclear raise a doubt IDBI Capital shall not be liable if any instructions are not carriedpartly carried out for any reason whatsoever
g) In case of Mutual Funds the Client agrees and acknowledges that IDBI Capital shall provide the facilities asprovided in these Terms and Conditions only in respect of the select Mutual Funds with whom IDBI Capital hasentered into a separate arrangement
h) The Client shall ensure that the transactions through IDBI Capital are executed in accordance with the applicablelaws byelaws rules and regulations governing the specific investment product IDBI Capital may from time totime impose and vary limits on the orders which the Client may place including but not limited to exposurelimits turnover limits and limits as to numbers The Client agrees that IDBI Capital shall not be responsible forany variation or reduction that may be deemed necessary by IDBI Capital based on its risk perception and otherrelevant factors
i) The Client agrees and understands that the folio number of the Client in respect of the Mutual Fund schemesshall be received by IDBI Capital from the Asset Management Company
j) The Client agrees that the Client shall not without prior intimation amp acknowledgement of IDBI Capital dealliase with the issuer companymutual fundasset management company or its respective registrar in respect ofthe services availed under this arrangement
k) For change of address and personal details of the CLIENT the CLIENT shall send a letter or fax to IDBI Capitalsigned by all the co-holders
l) The CLIENT is requested to check up the personal and bank related details provided by him Neither IDBICapital nor any of the Mutual Funds Issuers chosen shall accept any liability which may arise as a consequenceof the erroneous information provided by the CLIENT
m) Further any change in the details of the Client including but not limited to the Demat account Bank AccountAddress shall be first intimated to IDBI Capital who may in turn liaise with the Issuer Company Mutual FundAsset Management Company or its respective Registrars to update such changes The Issuer Company Mutual Fund Asset Management Company or its respective Registrars may reject such requests and in such anevent IDBI Capital shall not be liable for any such rejection
n) The Client further agrees that the Client shall not close change the details of the Demat account Bank accountwithout prior notification to IDBI Capital and the Client agrees that IDBI Capital may instruct the DepositoryParticipant Bank of the Client to reject any such request received from the Client
o) The Client acknowledges that the purchase application instructions shall be processed by IDBI Capital onlyafter sufficient funds to cover the purchase application price and other costs and charges are received by theIDBI Capital
26
p) If after execution of any transaction it is for any reason found that IDBI Capital has not been provided withsufficient funds by the Client the Client shall pay the deficient amount to IDBI Capital forthwith on demandfailing which IDBI Capital may (but shall not be bound to) square up the transaction at any time at the Clientssole risk and cost Any loss arising on such squaring up will be borne solely by the Client and the Client shall payto IDBI Capital the additional amount that may be payable by the Client IDBI Capitals demand being conclusive
q) The Client declares and confirms that the amount being invested by the Client either directly or through itsPower of Attorney holders in any schemes of all mutual funds or other securities including but not limited toInitial Public Offerings Public Offers Rights issue and Buy Back offers is obtained through legitimate sourcesand is not held or designed for the purpose of contravention of the provisions of any Act Rules and Regulationsor any statue or legislation or any other applicable Laws or any Notifications directions issued by any Governmentalor Statutory Authority from time to time
r) In case the Client is a Non-resident Indian the Client confirms that the funds are remitted from abroad throughapproved banking channels or from the NRE NROFCNR account
s) In case of Mutual Fund the units of schemes shall be allotted redeemed or switched as the case may be at theNet Asset Value prevalent on the date of the application if the application for purchase redemption or switch isreceived by the Fund before the cut -off time as specified on the web site and consistent with terms of theScheme IDBI Capital shall take all necessary action to ensure that the NAV allotted is the NAV applicable on thedate of the transaction However IDBI Capital shall not be liable for any loss that may arise to the CLIENT as aresult of the correct NAV not being allotted to the CLIENTs transactions on the web site Any request falling dueon holiday would be processed on the next business day and respective NAV would be applicable as per theMutual Funds offer documents
t) In case of other securities the order for purchase sell offer under Buy Back etc shall be accepted by IDBICapital only if the same is received by the cut off timedate as indicated on the website and consistent with theterms of the offer
u) The CLIENT can access and view hisher its transactions on the web site and take printouts of relevantdocuments The physical copy of the transactions statement or the account statement shall be sent only onrequest to the CLIENT
v) The Client agrees and acknowledges that after the first purchase transaction in any Mutual Fund the Client maynot be permitted to transact till the folio number is allotted
w) IDBI Capital does not accept any liability for delay in processing time at the Mutual Funds Issuer or Registrarsend
x) It is explicitly stated herein that the services offered in respect of Mutual Fund schemes Offer Documents otherschemes by IDBI Capital should not be considered to have been recommended by IDBI Capital
y) The Client further agrees that IDBI Capital shall not be held responsible for non-allotment of securities eitherfully or partly to the Client for any reason whatsoever IDBI Capital shall not be held responsible in case due tosome reason the bidapplication revision instructions sent by the Client is not received by it or if the bid application revision could not be uploaded to the Stock Exchange or could not be sent to the BankersRegistrar to the issue
z) IDBI Capital shall not be held responsible for non - receipt delay in incorrect receipt of fund if any from theRegistrar Company IDBI Capital shall not be held responsible for incorrect Tax Deduction at Source (TDS) bythe Registrar company if applicable or for non-receipt or delay in incorrect receipt of TDS Certificate if anyfrom the Registrar CompanyMutual Fund
aa) IDBI Capital shall not be liable for any loss or damage caused by reason of failure or delay of the mutual fund todeliver any units purchased even though payment has been made for the same or failure or delay in makingpayment in respect of any units sold though they may have been delivered
bb) For all services provided by IDBI Capital for trading in securities other than on the floor of the Stock ExchangeIDBI Capital shall act on best effort basis to process applications made by the Client IDBI Capital shall not beliable for any loss direct or indirect caused due to delay in processing of application or any other reasonwhatsoever
cc) The Client understands that the corporate actions including but not limited to Dividends declared by the IssuerCompany Mutual Fund shall be directly paid by the Issuer Company Mutual Fund to the Client
dd) IDBI Capital shall also not be liable to the Client for any delay failure or refusal of the Mutual Fund any IssuerCompany Corporation or other body in registering or transferring units to the names of the Clients of for anyinterest dividend or other loss caused to the Client arising there from
ee) The Client agrees to provide IDBI Capital with any confirmation declaration or any other document that theconcerned Issuer Asset Management Company or any other entity may from time to time require IDBI Capitalto collect from the Client in respect of the services offered under this arrangement
ff) IDBI Capital shall not be responsible for any changes in the data of any scheme as carried out in the Offerdocument or any other documents material issued by Asset Management company Issuer Company MutualFund
gg) Neither IDBI Capital nor any of the Mutual Funds nor the Issuer shall be liable for any failure to perform itsobligations to the extent that such performance has been delayed hindered or prevented by systems failuresnetwork errors delay or loss of data due to above and in circumstances of acts of God floods epidemicsquarantine riot or civil commotion and war
27
hh) IDBI Capital shall provide its services on a best efforts basis However IDBI Capital shall not be liable for anysystemequipment failure or for any loss damage or other costs arising in any way out offori System failure including failure of ancillary or associated systems or fluctuation of power or other acts of
Godforce majuereii Accident transportation neglect misuse errors frauds of the CLIENTs orhis agents or any third party oriii Any fault in any attachments or associated equipments of the CLIENTiv Any incidental special or consequential damages including loss of profitv The Client hereby authorises IDBI Capital to use the balance in the Clients trading account maintained
with IDBI Capital for the purpose of investments in such transactions and similarly to use the balance insuch Investment Account for setting off the debits in Clients Trading Account or otherwise on the basis ofClients instructions from time to time
25 PREVENTION OF MONEY LAUNDERINGa The Client confirms and understands that the tradingdemat account is opened for tradinginvestment in stock marketb The Client has read and understood the Prevention of Money Laundering Act (PMLA) 2002 Rules Circulars
made there under amp IDBI Capitalrsquos Policy for Prevention of Money Launderingc The Client agrees to abide by the Prevention of Money Laundering Act 2002 Rules Regulations there under
circulars press release KYC Norms and Policy as and when made applicable issued by any regulatoryauthority as formed there under from time to time
d The Client shall provide with all necessary information and details as required by IDBI Capital from time to timee The Client agrees that heshethey are not a person of a suspicious background or having links with any known
criminals and the Client is not involved or indulged knowingly or assist directly or indirectly in any process oractivity connected with the proceeds of crime nor is a party to it
f The Client agrees that heshethey neither involved nor have indulged knowingly or assisted directly or indirectlyin projecting any proceeds of crime as an untainted property
g The funds utilizedproposed to be utilized for the purpose of investment have been derived through propermeans and does not involve any black or hawala money in any manner
h The transfer of fundssecurities from the account maintained in the account shall be from known source and theClient shall provide clarification to IDBI Capital on request
i The Client shall be responsible for any transactions taking place in hishertheir accountj The Client shall intimate the principal officer of IDBI Capital as well as the concerned authority on knowing of any
suspicious transactions or having obtained any material which is having any link with any crime or proceeds of crimek The Client shall provide to IDBI Capital on an annual basis income and other financial details including a copy
of income tax return file with the Income tax department or any other relevant document as required by IDBICapital from time to time
l The Client agrees undertakes and authorises IDBI Capital or its agents to make references and enquiriesrelative to information in this application which IDBI Capital or their agents consider necessary
m The Client agrees and authorizes IDBI Capital and its agents to exchange share or part with all the information dataor documents relating to hishertheir application and transaction information to other IDBI Capital Group CompaniesBanksFinancial InstitutionsCredit BureausAgenciesStatutory BodiesRegulatory BodiesAuditors as IDBI Capitalmay deem necessary andor appropriate as may be required for use or processing of the said informationdata by suchperson(s) or furnishing of the proceed informationdataproducts thereof to other BanksFinancial InstitutionsCreditProvidersAgenciesUsers registeredRegulatory BodiesAuditors with such persons and the client shall not hold IDBICapital to whom such information etc is disclosed liable for the disclosure or use of such information
n The Client agrees and understands that IDBI Capital reserves the right to reject any application without providing anyreason Further the Client agrees and understands that IDBI Capital reserves the right to retain the application formsand the documents provided therewith including photographs and the same will not be returned to the Client
26 MISCELLANEOUS PROVISIONS GOVERNING THE TERMSa) The Client hereby unconditionally absolutely and irrevocably undertakes to pay immediately any amount due
and payable under these Terms and Conditions on being called upon to do so without any demur merely on ademand in writing from IDBI CAPITAL stating that the amount claimed has become due and any such demandmade on the Client shall be conclusive as regards the amount due and payable by the Client
b) The Client agrees that any notice served on the Client either by actual delivery thereof or sent by Registered Post E-mail Fax to the address of the client first mentioned hereinabove shall be deemed to have been duly served
c) One or more of the provision of these Terms and Conditions may be invoked by IDBI CAPITAL whenever thereis a loss occasioned to IDBI Capital without affecting its rights to invoke these Terms and Conditions for anyfurther loss that may devolve later
d) All trades transactions and contracts are subject to the Rules Bye-Laws and Regulations of the Exchangee) The CLIENT agrees that each participating Exchange or association or agency asserts a proprietary interest in
all of the market data it furnishes to parties that disseminate the said data The CLIENT shall use real-timequotes received on the web site of IDBI Capital only for the CLIENTs individual use and shall not furnish suchdata to any other person or entity The CLIENT is authorised to use materials which are made available by IDBICAPITALs web site for the CLIENTs own needs only and the CLIENT is not authorized to resell access to any
28
such materials or to make copies of any such materials for sale or use to by others The CLIENT shall not usemodify or delete any copyright or other intellectual property rights notices from printouts of electronically accessedmaterials from IDBI Capital web site
f) In cases where the Client has Trading account as well as demat account with IDBI Capital for the convenienceof payment of all the charges pertaining to the Clients demat account the Client authorises IDBI Capital to debithisher trading account with all the DP account charges as and when the bill is raised by IDBI Capital
g) LIMITATION OF LIABILITYIDBI CAPITAL does not guarantee and shall not be deemed to have guaranteed the timeliness sequenceaccuracy completeness reliability or content of market information or messages disseminated to the CLIENTor the execution of the orders placed by the CLIENT IDBI CAPITAL shall not be liable for any inaccuracy erroror delay in or omissions of 1) any such data information or messages or 2) the transmission or delivery of anysuch data information or messages due either to any unintentional act or omission by IDBI CAPITAL or to anyforce majeure event (eg flood extraordinary weather condition earthquake or other any act of God fire warinsurrection riot labour dispute accident action of government communication power failure shut down ofthe systems for any reason ( including on account of computer viruses) equipment or software malfunction) orotherwise or any cause beyond the reasonable control of IDBI CAPITAL 3) Cancellation or non execution of theorder placed by the CLIENT with IDBI CAPITAL
h) IDBI CAPITAL shall not be liable for any inaccuracy error false statement misrepresentation committed by any salesor other associates third parties engaged by IDBI Capital to promote the services offered by it The CLIENT agrees thathesheit places no undue reliance on such persons and will exercise due care and diligence in relying on anystatements made any persons Under no circumstances shall IDBI CAPITAL or anyone involved in creating producingdelivering or managing IDBI Capital services be liable for any direct indirect incidental special or consequentialdamages that result from the use of or inability to use the service delay in transmission of any communication in eachcase for any reason whatsoever (including on account of breakdown in systems) or otherwise
i) INTERRUPTION IN SERVICESIDBI CAPITAL does not warrant that the service will be uninterrupted or error free The service is provided on anas is and as available basis without warranties of any kind either express or implied including withoutlimitation those of merchantability and fitness for a particular purpose The CLIENT agrees that IDBI Capitalshall not be held responsible for any breakdown of the system either due to the fault of the systems of IDBICAPITAL or of the Exchanges or otherwise for any reason whatsoever
j) The CLIENT undertakes that the Client has read the relevant rules and regulations and further undertakes toabide by them at all times It shall be the responsibility of the CLIENT to comply with all trading settlementcycles delivery payment schedules any changes therein from time to time and the procedures of the relevantstock exchange as may be applicable to the CLIENT
k) TAPE RECORDING OF CONVERSATIONThe CLIENT is aware that IDBI CAPITAL tape-records the conversations between the CLIENTCLIENTsrepresentative and the IDBI Capital either personally or over the telephone and hereby specifically permits IDBICAPITAL to do so Such recordings may be relied upon by IDBI CAPITAL and the Client for valid purposes as andwhen required to resolve disputes in connection with the trading transactions or for any other purpose
l) RESTRICTIONS ON ACCESS TO WEB SITE AND TRADINGThe CLIENT understands that IDBI CAPITAL may at any time at its sole discretion and without prior notice to theCLIENT prohibit or restrict the CLIENTs access to the use of the web site or related services and the CLIENTsability to trade IDBI Capital may block the CLIENTs account at any time for any reason and without prior noticeto the CLIENT The CLIENT will bear any loss that hesheit may be faced with due to inability to execute furthertrades on account of such restriction The blocking of an account will not affect the rights andor obligations ofeither IDBI Capital or the CLIENT incurred prior to the date the account is blocked
m) INDEMNITY(i) Though orders are generally routed to the marketplace immediately after the time the order is placed by the
CLIENT on the system there may be a delay in the execution of the order due to any linksystem failure at theCLIENT IDBI Capital Exchanges end or for other reasons The CLIENT hereby specifically indemnifiesand holds IDBI CAPITAL harmless from any and all claims and agrees that IDBI Capital shall not be liablefor any loss actual or perceived caused directly or indirectly by government restriction exchange or marketregulation suspension of trading war strike equipment failure communication line failure system failuresecurity failure on the Internet shut down of systems for any reason (including on account of computerviruses) unauthorized access theft any fraud committed by any person whether in the employment of IDBICAPITAL or otherwise or any problem technological or otherwise that might prevent the CLIENT fromcontacting the PHONE TRADING SERVICES of IDBI CAPITAL or entering IDBI CAPITAL s system or fromexecuting an order or in respect of other conditions
ii) The Client agrees that the provision of indemnity shall continue to remain in force until IDBI CAPITAL inwriting discharges of the said obligations liabilities of the client
(iii) The CLIENT further agrees that hesheit will not be compensated by IDBI CAPITAL for any lost opportunity
(1423)
29
viz notional profits on buysell orders which could not be executed due to any reason whatsoever includingbut not limited due to time lag in the execution of the order or the speed at which the system of IDBI CAPITALor of the Exchanges is operating any shutting down by IDBI Capital of hisherits system for any reason orIDBI Capital disabling the CLIENT from trading on its system for any reason whatsoever
n) WARRANTIES OF CLIENTSi) The CLIENT hereby represents and warrants that the terms and conditions stated herein have been clearly
understood and that the information furnished to IDBI CAPITAL is accurate and truthful The Client agreesconfirms and admits that it shall keep IDBI Capital updated of its financial position details from time to time
ii) All actions required to be taken to ensure compliance of all the transactions which the client may enter into pursuant to this arrangement with all applicable laws shall be completed by the client prior to suchtransaction being entered into
iii If Client resides or gives any orders to from outside India Client agrees to ensure and represent that suchorders will have been given in compliance with any and all applicable law of the relevant jurisdiction fromwhich Client orders are given and laws and regulations prevalent in India and Client further agrees thatClient shall when in doubt consult or obtain legal and professional advice in or of the relevant jurisdictionClient accepts that there may be taxes duties impositions or charges payable to relevant authorities inrespect of Client residing or the giving of any order from outside India and the execution of such order andClient agrees to pay such taxes duties impositions or charges as are applicable and authorizes IDBICapital to make such payments on its behalf if required by law which shall be completely and entirelyreimbursed and paid to IDBI Capital by Client Client further agrees to indemnify IDBI Capital on demand forany claims demands actions costs and expenses IDBI Capital may suffer or incur in connection with orarising from Client residing or giving of any such order from outside India
iv) Client agrees to pay the charges as per the schedule of charges attached to the form and any revisionthereof from time to time Opening of the trading account is subject to the payment of these charges
v) Client authorises IDBI Capital to debit all the incidental chargesexpenses and credit all the transactionproceeds automatically to its trading account with IDBI Capital for the trading activitiesfacilities
vi) The Client confirms that no insolvency proceedings have been initiated against the Clients nor has theClient been adjudicated insolvent
vii) The Client confirms that the Client is not a member of the National Stock Exchange of India Ltd or BombayStock Exchange Ltd and in the event of becoming members of the respective stock exchange(s) in futurethe Client shall intimate IDBI Capital of the same and shall not execute trades through IDBI Capital
o) ASSIGNMENTThe client agrees and acknowledges that IDBI Capital may at any time during the subsistence of the arrangementas per applicable laws rules and regulations assign transfer or otherwise alienate by executing terms andconditions or in any other manner all or any of its rights and or obligations in terms of this arrangement to anyperson or entity including but not limited to its affiliates associates or sister companies and the rights and obligationsof IDBI Capital under this arrangement or any amendment or modification hereto shall vest and ensure in favour ofsuch assignee without any further act deed or thing The client may not assign any right or obligations hereunderwithout first obtaining the prior written consent by an authorized officer of IDBI Capital IDBI Capital may howeverassign the rights and obligations to any third person as per applicable laws rules and regulations
p) SEVERABILITYIn case anyone or more of the provisions contained in these Terms and Conditions becomes invalid illegal orunenforceable in any respect under any law the validity legality and enforceability of the remaining provisionscontained herein shall not in any way be affected or impaired thereto
27 TERMINATION OF SERVICEThe services may be withdrawn anytime by IDBI Capital provided the Client(s) are given a notice of one month underthe circumstances The closure of all accounts of the Client(s) will automatically terminate the services of IDBICapital IDBI Capital may suspend or terminate trading facilities without prior notice if the Client(s) have breachedthese terms and conditions or any document executed with IDBI Capital in respect of the services or IDBI Capital haslearnt of the death bankruptcy or lack of legal capacity of the Client(s) Cancellationtermination shall not effect therights and liabilities of the parties in respect of the transactions executed before the date of such notice
28 DISPUTE RESOLUTION amp JURISDICTIONa) IDBI CAPITAL and the CLIENT are aware of the provisions of the Rules Bye -laws and Regulations of the
Exchanges relating to the resolution of the disputes differences through the mechanism of arbitration providedby the Exchanges and agree to abide by the said provisions in so far as any disputes under these Terms relateto transactions that have been carried out or were to be carried out on the Exchanges
b) the courts having jurisdiction over the area in which regional arbitration centres is situated shall have jurisdictionin respect of any procedure
c) This service does not constitute an offer to sell or a solicitation of an offer to buy any shares securities or otherinstruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation This serviceis not intended to be any form of an investment advertisement investment advice or investment information and hasnot been registered under any securities law of any foreign jurisdiction and is only for the information of any person
30
in any jurisdiction where it may be lawful to offer such a service Further no information on the websites of IDBICapital is to be construed as a representation with respect to shares securities or other investments regarding thelegality of an investment therein under the respective applicable investment or similar laws or regulations of anyperson or entity accessing wwwidbidirectin or any other website maintained by IDBI Capital
29 PROPRIETARY TRADINGIDBI CAPITAL discloses herewith that it undertakes Proprietary trading The CLIENT confirms having read andunderstood the terms and conditions of IDBI CAPITAL and those relating to various services and products andaccepts and agrees to be bound by the terms and conditions including those excludinglimiting IDBI CAPITAL s andExchanges liabilities
30 AMENDMENTThese terms and conditions can be altered amended and or modified by the parties mutually in writing Providedhowever if the rights and obligations of the parties hereto are altered by virtue of change in Rules and Regulations ofSEBI or byelaws Rules and Regulations of the Exchange such changes shall be deemed to have been incorporatedherein in modification of the rights and obligations of the parties mentioned in these terms and conditions Suchamendments shall be intimated to the CLIENT In case the CLIENT continues to deal with IDBI Capital subsequentto the intimation of such amendments it shall be deemed that the CLIENT is agreeable to the new clauses Howeverthe CLIENT has the right to terminate the arrangement through communication in writing subject to the meeting ofthe financial and other obligations under these terms and conditions The provisions of these terms and conditionsshall always be subject to Government notifications any rules regulations guidelines and circulars issued by SEBIand Rules Regulations and Bye laws of the relevant stock exchange that may be in force from time to time
31 RESEARCH TRADING RECOMMENDATION RECEIVED BY THE CLIENTThe Client may at its discretion avail of the ResearchTrading recommendations provided by IDBI Capital from time totime In the regard the Client understand that IDBI Capital produces fundamental and trading research notes tradingcalls technical calls particularly on companies industry stock markets and economy from time to time (collectivelyhereinafter referred to as material) The Client authorizes IDBI Capital to provide the Client with such material throughemail or by access to the website of IDBI Capital or through SMS or any other mode on a voluntary basis The Client isaware that such material provided to the Client is only for the personal information of the Client and the Client undertakesthat the same shall not be reproduced or redistributed to any other person The Client understands that such material isnot an offer or the solicitation of an offer to buy any security By sending this material IDBI Capital or any of its officersdirectors personnel and employees shall not be liable for any loss damage of any nature including but not limited todirect indirect punitive special exemplary and consequential as also any loss of profit in any way arising from the useof this material in any manner The Client is also aware that the investments discussed in such material may not besuitable for all investors The Client shall therefore before dealing andor transacting in any of the products referred toin such material make their own investigation due diligence seek appropriate professional advice The Client aloneshall be fully responsible liable for hisherits investments disinvestments on the basis of such material The Client alsoagrees that IDBI Capital may discontinue providing such material to the Client and that it would have no responsibility toupdate any information provided to the Client nor does it represent that the information provided in such material iscomplete Further by providing such material IDBI Capital is not acting as the Clients portfolio or financial adviser nordoes it assumes any fiduciary duties
32 DISCLOSUREAs required by the Stock Exchange IDBI Capital would like to make the following disclosure The Clauses containedin the Rights and Obligations Risk Disclosure Document and Guidance Note are mandatory clauses prescribed bySEBIthe Exchanges from time to time The clauses in these terms and conditions including the clauses pertainingto internet trading are additional clauses and are voluntary at the discretion of IDBI Capital and the Client but arerequired for efficient provision of services by IDBI Capital
(1523)
31
SPECIAL POWER OF ATTORNEY amp INSTRUCTIONSTO ALL TO WHOM THESE PRESENTS SHALL COME IWe the Client described in the schedule hereto having hisher its address at theplace mentioned in the schedule hereto (hereinafter referred to as the Account HolderJoint Account HoldersClient which expression shallunless repugnant to the meaning and context thereof be deemed to mean and include his herits legal heirs representatives executorssuccessors and assigns as the case may be) do hereby nominate constitute and appointIDBI Capital Markets amp Securities Limited a Company incorporated under the Companies Act 1956 and having its registered office at 3rdFloor Mafatlal Centre Nariman Point Mumbai-400 021 (hereinafter referred to as IDBI Capitalthe Attorney which expression shall unlessrepugnant to the meaning and context thereof be deemed to mean and include its successors) acting through any of its officers or employees orany sub-agents or delegates to be myour true and lawful Agent and Attorney for meus and on myour behalf and in myour name from time totime to do and exercise or cause to be done and exercised all or any of the acts deeds powers and authorities as herein mentionedA WHEREAS the Trading Account Holder (as mentioned in the schedule hereto) wishes to participate in the onlineoffline trading facilities
andor other services being offered by IDBI Capital through its portal wwwidbidirectin or through any other channel such as IVR WAPBusiness Associates Branch Customer Service Call Center etc (or through any other portal as launched by IDBI Capital for offeringthe said services)
B AND WHEREAS the Trading Account Holder has submitted the documents required for availing stock broking and various servicesprovidedto be provided by IDBI Capital through its Portal wwwidbidirectin (or through any other portalmedium offered by IDBI Capital)andor offline trading platform to the Account Holder through Trading Account No ___________________(UCC)
C AND WHEREAS the Demat Accounts mentioned in Annexure - I hereto (or such other demat accounts as may be determined by meus from time to time and intimated to IDBI Capital) of which Iwe amare the solejoint holders shall be linked to the above mentionedTrading account for the purpose of settlement and margin obligation arising out of trades executed through the said Trading Account
D AND whereas for efficient functioning of the above-mentioned services and to facilitate proper execution of all transactions Iwe amaredesirous of appointing IDBI Capital as my our true and lawful Attorney and confer upon it the powers hereinafter stated
IWe hereby authorize the Attorney to do exercise amp perform all or any of following acts deeds and things1 Transfer securities held in myour beneficial owner account(s) as mentioned in Annexure -1 (as may be modified from time to
time by meus and duly intimated to IDBI Capital) hereto towards Stock Exchange related margin delivery obligations arising out oftrades executed by meus on the Stock Exchange through IDBI Capital
2 To instruct the DP to debit securities to the said account mentioned in Annexure -1 (as may be modified from time to time by meus andduly intimated to IDBI Capital) and or transfer securities from the said account to beneficial owners account of IDBI Capital as mentionedin Annexure 2 to the extent of shares sold through IDBI Capital for pay-in obligations as well as for margin towards any StockExchange in Cash and Derivativesother segments as may be permitted
3 To credit my our demat account(s) with any securities that are to be delivered to meus borrowed by meus4 To demand receive and give good and effectual receipt(s) and discharge(s) for all or any dividends interest bonuses or any other
sum(s) andor income arising from the shares debentures units and other investments and to sign and endorse pay ordersdividends interest warrants or certificates receive all debts sums of money principal interest dividend or other dues of whatevernature or accounts which are now or at any time due and payable and belonging to meus on any account whatsoever
5 Pledge the securities lying in myour accounts mentioned in Annexure -1(as may be modified from time to time by meus and intimatedto IDBI Capital) in favour of IDBI Capital for the purpose of meeting myour margin requirements in connection with the trades executedby meus on the Stock Exchange through IDBI Capital
6 Pursuant to myour instructions or instruction of myour Authorised Representative to apply for acquiring subscribing redeeming switching between investment products including but not limited to Mutual Funds Public Issues (shares as well as debentures) rightsoffer of shares tendering in open offers and to sell transfer and endorse the same or redeem the same or otherwise deal in the securitiesand or any other investment products pursuant to my instruction or instruction of myour Authorised Representative either throughinternet or otherwise using identification number issued by any Mutual Fund from time to time or otherwise andor to sign and to executeall transfer deeds whether as transferor or transferee and such other instruments applications and papers as may be necessary foracquiring or transferring redeeming the same marking pledge lien on such securities andor for transferring the investment in the unitsof Mutual Funds from one scheme to another or between Mutual Funds andor otherwise as may be required for dealing in securitiesor other investment products
7 Pursuant to myour instructions or instruction of myour Authorised Representative to make applications for or to renounce and signrenunciation forms in respect of bondsdebentures right shares and additional shares of any CompanyBodyAuthority and to receiveand hold such rights or additional shares bonds or debentures
8 Pursuant to myour instructions or instruction of myour Authorised Representative to issue orders and instructions for acquisition anddisposal of investments for and on myour behalf and to purchase or otherwise acquire sell or otherwise dispose off or otherwise deal invest in securities
9 To sign the necessary forms and other documents if any and to file and register the same with the company concerned entities to giveeffect to the powers conferred herein
10 To forward all applications for subscription of securities placed through the website to the online-IPOother module of the concernedExchangesauthorityconcerned entity platform
(1623)
32
11 To do all such acts and things as may be necessary to give effect to the subscription purchaseredemption or any other transactionpursuant to myour instructions or instruction of myour Authorised Representative in any securities andor Investment product forwhich services are availed from IDBI Capital
12 Transfer funds from myour bank account(s) mentioned in Annexure -1 (or such other bank accounts as may be determined by meus from time to time and intimated to IDBI Capital) andor to instruct the concerned banks in this regard for the followinga) For meeting myour settlement obligations margin requirements in connection with the trades executed by the meus on any stock
exchanges through IDBI Capital in any segment as may be permittedb) For recovering any outstanding amount due from meus arising out of myour trading activities on any of the Stock Exchanges
through IDBI Capitalc) For meeting obligations arising out of myour subscribing to such other productsfacilitiesservices like Mutual Funds Public
issues (shares as well as debentures) rights offer of shares etc through IDBI Capitald) Towards moniesfeescharges etc due to IDBI Capital payable by virtue of meus usingsubscribing to any of the facilitiesservices
availed by meus or at myour instance13 To send a consolidated summary of the Clients scrip wise buy and sell position taken with average rates to meus by way of an sms
email on a daily basis notwithstanding any other document to be disseminated as specified by SEBI from time to time14 For the purpose of the aforesaid to sign contracts agreements transfers acceptances receipts or other instruments documents and
forms to accept and carry out correspondence with such person(s) or authorityauthorities or department(s) and to do all such lawfulacts requisite for effecting the same
15 To comply andor cause to be complied with all statutory and other requirements attached to or arising out of these premises and for thispurpose to take such steps and actions necessary or proper including signing of affidavits indemnity declarations legal documentsdeeds and writings wherever required
16 To do all such acts deeds and things as may be necessary for or incidental to the powers conferred hereinPOWERS TO THE BANK ALLIANCE PARTNERSWhereas for the purpose of Trading through IDBI Capital Markets amp Securities Limited Iwe amare availing banking andor demat accountservices of __________________ a body corporate constituted under _____________________________________________________________ having its head office at ________________________________________________________________________________________________________________________________________ (hereinafter referred to as Bank Alliance Partner) which expressionshall unless repugnant to the context or meaning hereof mean and include its successors in titleAnd whereas IWe hold Bank account with the Bank Alliance partner in its capacity as Bank andor have applied to the Bank AlliancePartner for opening of bank account with it IWe hold demat account no____________________ with the Bank Alliance Partner in itscapacity of depository participants andor have applied to the Bank Alliance Partner to open a demat account with itFurther to the above powers and authorities conferred on IDBI Capital IWe hereby confer upon the Bank Alliance the authoritieshereinafter stated1 To operate block and or debit or credit the abovementioned bank account for operation and execution of all transactions on my
our behalf2 To operate block andor debit or credit the above mentioned demat account with the Bank Alliance Partner for the purpose of Stock
Exchange related margindelivery obligations arising out of trades executed by meus on the Stock Exchange through the Attorney andas instructed by the Attorney in this regard
3 Pursuant to my instructions or instruction of myour Authorised Representative to buy sell or cause to be bought and sold all kind ofsecurities stocks and shares including but not limited to government securities bonds and mutual funds etc
4 To do all such acts deeds and things as may be necessary for or incidental to including but not limited to providing services to me us and for meeting my our obligations in connection with the said bank account
For the purpose of this Specific Power of Attorney the term securities shall include securities as defined by the Securities Contracts(Regulation) Act 1956 as amended from time to time and shall include shares scrips stocks bonds warrants options futures derivativesconvertible debentures non-convertible debentures securitized debt instruments fixed return investment equity linked instruments or othermarketable Securities of a like nature in or of any incorporated Company or other body corporate negotiable instruments including usuanceBills of Exchange deposits or other money market Instruments commercial paper certificate of deposit units issued by Unit Trust of Indiaand units issued by Mutual Funds mortgage backed or other asset backed Securities issued by any institution or body corporate cumulativeconvertible preference shares issued by any incorporated company and Securities issued by any Incorporated company and Securitiesissued by the Central Government or a State Government for the purpose of raising public loan and having one of the forms specified inClause (2) of Section 2 of the Public Debt Act 1944 any other new form of capital or money market Instruments that may be issued in thefuture by any incorporated company firminstitution or GovernmentFor the purpose of this Specific Power of Attorney the list of myour Demat and Bank account to which from which securitiesfunds may bemoved are mentioned in Annexure -1 hereto Annexure -1 may be changed by meus at any time with prior intimation in writing to IDBI Capitalby submission of a revised Annexure - 1
(1723)
33
For the purpose of this Specific Power of Attorney the list of the Demat and Bank accounts of IDBI Capital from which to which securitiesfunds may be moved are mentioned in Annexure -2 hereto Annexure -2 may be changed by IDBI Capital at any time with intimation to meus in writing or through websitethrough emailIDBI Capital shall return to meus the securities or funds that may be received by it erroneously or those securities or funds that IDBI Capitalwas not entitled to receive from meusAND GENERALLY to do all such other lawful acts and things as the Attorney shall think advisable for the purposes aforesaid as fully andeffectually in all respects as Iwe could do myselfourselves and to act as fully and effectually for all intents and purposes in all dealingsand transactions between myselfourselves and the said IDBI Capital as Iwe could if personally present and acting in the matters andtransactions aforesaidAND Iwe do hereby agree to confirm and ratify all and every act or things done by the Attorney within the scope of the authority hereby conferredon it and all deeds or documents executed by it in myour name or on myour behalf under this Specific Power of Attorney shall be binding on meus as if the same were executed by meus except any act or thing done by the Attorney that results in loss or claim on account of blocking of fundsthat may be erroneously instructed by the Attorney to the Bank MyOur Attorney shall not be liable for any loss that may result from failureinabilityof electronic connectivity of rejection of myour application for any reason whatsoeverThe aforesaid Power of Attorney has been granted the instructions herein have been given and the terms and conditions herein contained havebeen agreed to by meus in consideration of the said terms and conditions and the mutual rights covenants and obligations there under and arerevocable by the meus by giving an intimation to the Attorney in writing and the cessation of this authority shall not affect or impair any act theretodone in exercise of these presents Such intimation shall be duly signed by me us and should be received at the Head Office of the Attorney Therevocation shall be subject to due receipt verification and processing of the same by the AttorneyThis Power of Attorney overrides any previous Power of Attorney given by meus in favour of IDBI Capital in respect of the Trading Accountwith IDBI CapitalThis document shall be subject to the jurisdiction of the Courts in MumbaiIN WITNESS whereof IWe have executed this power of attorney on the day date year and place herein below mentioned in the schedule
Signed and delivered by (Schedule above refered to)
Demat Ac No Holderrsquos Name Signature
1st Holder MrMs
2nd HolderMrMs
3rd Holder MrMs
Date _________________________
(1823)
For and on behalf of IDBI Capital Markets amp Securities Ltd Witness for IDBI Capital Markets amp Securities Ltd
Name 1) NameAddress IDBI Capital Markets amp Securities Limited Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal Centre 3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021 Nariman Point Mumbai - 400 021
Signature SignaturePlace 2) NameDate Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021
Signature
Witness for the ClientName Name
Address Address
Signature Signature
34
SP
AC
E F
OR
FR
AN
KIN
G
A LIST OF DEMAT ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder DP Id Client Id
ANNEXURE 1
B LIST OF BANK ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder Bank Name Bank Account No
ANNEXURE 2A LIST OF DEMAT ACCOUNT OF IDBI CAPITAL
Sr No Name of the Account holder DP Id Client Id1 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100081302 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100000043 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024584 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024775 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100281636 IDBI CAPITAL MARKETS amp SECURITIES LTD 13011900 00008531
B LIST OF BANK ACCOUNT OF THE IDBI CAPITALSr No Name of the Account holder DP Id Client Id
1 NSE CM SETTLEMENT IDBI BANK LTD 0041020000301262 BSE CM SETTLEMENT IDBI BANK LTD 0041020000301173 NSE DERIVATIVE SETTLEMENT ACCOUNT IDBI BANK LTD 0041020000301084 NSE CLIENT ACCOUNT IDBI BANK LTD 0041020000301355 BSE CLIENT ACCOUNT IDBI BANK LTD 0041020000300926 NSE DERIVATIVE CLIENT ACCOUNT IDBI BANK LTD 004102000030144
The abovementioned list of DematBank Accounts of IDBI Capital may be changed by IDBI Capital from time to time with intimation to theClients in writingthrough the website and via e-mail
Signature of the Client
(1923)
35
TRADING PRODUCTSTERMS AND CONDITIONS
The following productsfacilitiesmodes of trade are available to all clients
EN-CASHbull This facility enables the clients to receive sale proceeds on Trade day (T-day) as against the normal T+2 settlementbull The facility is available only in respect of Sell transactions in the Cash Market on BSEbull The facility is available only to Resident Indian clientsbull Funds shall be transferred to the clientrsquos account at the end of day only if the securities sold are received by IDBI Capitalbull The stock sold should be available in the clientrsquos demat account registered with IDBI Capitalbull Funds will be transferred to clientrsquos account after accounting for all other obligations due from the client to IDBI Capitalbull A flat brokerage rate of 1 shall be charged to the client for ldquoEn Cashrdquo transactionsbull In case of trades executed under this facility on a day which is a Bank or Clearing holiday settlement shall be made on
the immediate following trade daybull Orders placed under other productsfacilities cannot be converted to ENCASH similarly ENCASH orders cannot be
converted to other productsfacilities
MARGINbull This facility shall be offered for select scrips trades at the discretion of IDBI Capital from time to timebull Clients may trade in securities only by bringing in funds needed to settle the Marginensuring sufficient Margin in
their accountbull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Clients are required to settle the obligations towards margin trades by T+1 daybull In case the fundsstocks are not provided for conversion on T +1 Margin positions will be squared off by IDBI Capital
on T+2 day All losses incurred profits booked are to the clientrsquos accountbull Interest will be charged 006 (on 365 days basis)bull The facility is available only to Resident Indian clients
E-MARGINbull The E-margin productfacility enables clients to buy stocks today amp pay upto 5 days from the date of settlement of the
tradebull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Interest will be charged 006 (on 365 days basis)bull Client position may be ldquoConverted to Deliveryrdquo or Squared off by IDBI Capital at any time on account of risk considerationsbull On or before T+7 trading day E-Margin positions should be ldquoConverted to Deliveryrdquo or Squared off by the client before
1430 hours failing which these may be squared off by IDBI Capital All losses incurred profits booked upon suchsquare off shall be to the clientrsquos account
bull No further exposure will be granted if a position remains open beyond T+7 days from the day of original trade onlydelivery sell to square off the debits will be allowed
bull In case of short delivery on the settlement of the trade the short delivered quantity will be treated as Convert to Delivery(C to D) while the balance quantity will be continued under E-Margin
bull Convert to delivery for E Margin trades is based on FIFO method and brokerage shall be charged accordinglybull Brokerage for E-Margin trades is also calculated on FIFO methodbull This facility is restricted to such scrips as may be decided by IDBI Capital from time to timebull The facility is available only to Resident Indian clientsbull E-Margin positions will be continued until
- The client IDBI Capital exercises the Convert to Delivery options- Positions remain open till T+7 day from the trade date
(2023)
36
COLLATERAL SELLbull Under this facility Clients have the option to sell their securities marked as Collateral in favour of IDBI Capitalbull This facility can be availed by the client subject to availability of adequate unencumbered stockcollateral in the client
accountrsquosbull This facility is available only to clients having a DP account with a Depository Participant who is an Alliance Partner of
IDBI Capital and as permitted by IDBI Capital from time to timebull The facility is available only to Resident Indian clients
EQUITY SIPbull This facility permits the clients to invest systematically at specified intervals in securities on BSE by stating the scrips
and numberamount to be investedbull An initial set up charge of Rs 100- per equity SIP will be leviedbull The client must ensure and provide for sufficient funds for execution of the SIP on the respective datesbull A maximum of 10 scrips can be included in each SIPbull Clients are required to sign a separate Enrollment FormLogin in online for each new SIP
General Upon selection of the said product at the time of trade the client agrees that the above terms and conditions of therespective productfacility shall be applicableAdditionally the client may also trade in equities under cash and carry (CNC) and the derivatives segments as per theoptions selected by the client at the time of account opening or thereafterThe above terms and conditions are supplemental to the Additional Terms and Conditions specific to IDBI Capital MarketServices Limited agreed to by the client at the time of account opening
Note Square off brokerage will be charged for two contra legs of the same product type on the same Exchange on thesame trading day In case of Contra trades on a particular trading day across different products or across ExchangesDelivery Brokerage shall be applicable
______________________________(2123)
37
AUTHORISATION FOR MAINTAINING RUNNING ACCOUNT
I hereby authorize IDBI Capital to maintain my account both securities and funds with IDBI Capital on a running basis untilthe settlement date as given below and to consider the balances in my running fundssecurities account with IDBI Capitalfor the purpose of margin or any other obligations due to IDBI Capital across any segment of any Exchanges and alsoauthorize IDBI Capital to hold my credit in anticipation of the future debits in my accountI further authorize IDBI Capital to set offadjust any of my debitsdues in any segment of any exchanges with credits of anyother segment(s) of any Exchange(s) in my accountI We understand and agree that no interest will be payable to meus on the amounts or securities so retained with IDBICapital I understand that in the event I have outstanding obligations on the settlement date IDBI Capital may retain therequisite securitiesfunds towards such obligations and may also retain the funds expected to be required to meet marginobligations for next 5 trading days calculated in the manner specified by the exchangesI hereby authorise IDBI Capital to retain an amount of upto Rs 10000- for operational convenienceI agree to bring any dispute arising from the statement of account or settlement made by IDBI Capital to the notice of IDBICapital preferably within 7 working days from the date of receipt of fundssecurities or statements as the case may beI understand that such periodic settlement of running account shall not be necessary in the following casesi in case of margin trading if availableii for funds deposited by me towards collateralsmargin in the form of bank guarantee (BG)Fixed Deposit receipts (FDR)I understand that this authority for maintaining running account may be revoked by me at any time IWe be liable for alllosses damages and actions which may arise as consequence of your adhering to and carrying out my our directionsgiven above and further agree that you shall not be liable for any claim for loss or profit or for any consequential incidentalspecial or exemplary damages caused by retention of securities moniesI hereby agree that actual settlement of funds and securities in my account may be made at least once in a
Calendar Quarter Calendar Month
(Plese tick which is applicable)
______________________________
Date
(2223)
38
This page has been kept blank intentionally
39
M-IIRIGHTS AND OBLIGATIONS OF STOCK BROKERS SUB-BROKERS AND CLIENTS
(as prescribed by SEBI and Stock Exchanges)1 The client shall investtrade in those securitiescontractsother instruments admitted to dealings on the Exchanges
as defined in the Rules Byelaws and Regulations of Exchanges Securities and Exchange Board of India (SEBI) andcircularsnotices issued there under from time to time
2 The stock broker sub-broker and the client shall be bound by all the Rules Byelaws and Regulations of the Ex-change and circularsnotices issued there under and Rules and Regulations of SEBI and relevant notifications ofGovernment authorities as may be in force from time to time
3 The client shall satisfy itself of the capacity of the stock broker to deal in securities andor deal in derivatives contractsand wishes to execute its orders through the stock broker and the client shall from time to time continue to satisfy itselfof such capability of the stock broker before executing orders through the stock broker
4 The stock broker shall continuously satisfy itself about the genuineness and financial soundness of the client andinvestment objectives relevant to the services to be provided
5 The stock broker shall take steps to make the client aware of the precise nature of the Stock brokerrsquos liability forbusiness to be conducted including any limitations the liability and the capacity in which the stock broker acts
6 The sub-broker shall provide necessary assistance and co-operate with the stock broker in all its dealings with the client(s)
CLIENT INFORMATION7 The client shall furnish all such details in full as are required by the stock broker in Account Opening Formrdquo with
supporting details made mandatory by stock exchangesSEBI from time to time8 The client shall familiarize himself with all the mandatory provisions in the Account Opening documents Any addi-
tional clauses or documents specified by the stock broker shall be non-mandatory as per terms amp conditionsaccepted by the client
9 The client shall immediately notify the stock broker in writing if there is any change in the information in the lsquoaccountopening formrsquo as provided at the time of account opening and thereafter including the information on winding uppetitioninsolvency petition or any litigation which may have material bearing on his capacity The client shall provideupdate the financial information to the stock broker on a periodic basis
10 The stock broker and sub-broker shall maintain all the details of the client as mentioned in the account opening formor any other information pertaining to the client confidentially and that they shall not disclose the same to any personauthority except as required under any lawregulatory requirements Provided however that the stock broker may sodisclose information about his client to any person or authority with the express permission of the client
MARGINS11 The client shall pay applicable initial margins withholding margins special margins or such other margins as are
considered necessary by the stock broker or the Exchange or as may be directed by SEBI from time to time asapplicable to the segment(s) in which the client trades The stock broker is permitted in its sole and absolutediscretion to collect additional margins (even though not required by the Exchange Clearing HouseClearing Corpo-ration or SEBI) and the client shall be obliged to pay such margins within the stipulated time
12 The client understands that payment of margins by the client does not necessarily imply complete satisfaction of alldues In spite of consistently having paid margins the client may on the settlement of its trade be obliged to pay (orentitled to receive) such further sums as the contract may dictaterequire
TRANSACTIONS AND SETTLEMENTS13 The client shall give any order for buy or sell of a securityderivatives contract in writing or in such form or manner as
may be mutually agreed between the client and the stock broker The stock broker shall ensure to place orders andexecute the trades of the client only in the Unique Client Code assigned to that client
14 The stock broker shall inform the client and keep him apprised about tradingsettlement cycles deliverypaymentschedules any changes therein from time to time and it shall be the responsibility in turn of the client to comply withsuch schedulesprocedures of the relevant stock exchange where the trade is executed
15 The stock broker shall ensure that the moneysecurities deposited by the client shall be kept in a separate accountdistinct from hisits own account or account of any other client and shall not be used by the stock broker for himselfitself or for any other client or for any purpose other than the purposes mentioned in Rules Regulations circularsnotices guidelines of SEBI andor Rules Regulations Bye-laws circulars and notices of Exchange
MANDATORY
40
16 Where the Exchange(s) cancels trade(s) suo moto all such trades including the trades done on behalf of theclient shall ipso facto stand cancelled stock broker shall be entitled to cancel the respective contract(s) withclient(s)
17 The transactions executed on the Exchange are subject to Rules Byelaws and Regulations and circularsnoticesissued thereunder of the Exchanges where the trade is executed and all parties to such trade shall have submittedto the jurisdiction of such court as may be specified by the Byelaws and Regulations of the Exchanges where thetrade is executed for the purpose of giving effect to the provisions of the Rules Byelaws and Regulations of theExchanges and the circularsnotices issued thereunder
BROKERAGE18 The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from time to time and as they
apply to the Clients account transactions and to the services that stock broker renders to the Client The stock brokershall not charge brokerage more than the maximum brokerage permissible as per the rules regulations and bye-laws of the relevant stock exchanges andor rules and regulations of SEBI
LIQUIDATION AND CLOSE OUT OF POSITION19 Without prejudice to the stock brokers other rights (including the right to refer a matter to arbitration) the client
understands that the stock broker shall be entitled to liquidateclose out all or any of the clients positions for non-payment of margins or other amounts outstanding debts etc and adjust the proceeds of such liquidationclose outif any against the clients liabilitiesobligations Any and all losses and financial charges on account of such liquida-tionclosing-out shall be charged to and borne by the client
20 In the event of death or insolvency of the client or hisits otherwise becoming incapable of receiving and payingfor or delivering or transferring securities which the client has ordered to be bought or sold stock broker mayclose out the transaction of the client and claim losses if any against the estate of the client The client or hisnominees successors heirs and assignee shall be entitled to any surplus which may result there from Theclient shall note that transfer of fundssecurities in favor of a Nominee shall be valid discharge by the stockbroker against the legal heir
21 The stock broker shall bring to the notice of the relevant Exchange the information about default in paymentdeliveryand related aspects by a client In case where defaulting client is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of Director(s)Promoter(s)Partner(s)Proprietor as the case may be shallalso be communicated by the stock broker to the relevant Exchange(s)
DISPUTE RESOLUTION22 The stock broker shall provide the client with the relevant contact details of the concerned Exchanges and SEBI23 The stock broker shall co-operate in redressing grievances of the client in respect of all transactions routed through
it and in removing objections for bad delivery of shares rectification of bad delivery etc
24 The client and the stock broker shall refer any claims andor disputes with respect to deposits margin money etcto arbitration as per the Rules Byelaws and Regulations of the Exchanges where the trade is executed and circularsnotices issued thereunder as may be in force from time to time
25 The stock broker shall ensure faster settlement of any arbitration proceedings arising out of the transactions enteredinto between him vis-agrave-vis the client and he shall be liable to implement the arbitration awards made in suchproceedings
26 The clientstock-broker understands that the instructions issued by an authorized representative for dispute resolu-tion if any of the clientstock-broker shall be binding on the clientstock-broker in accordance with the letter autho-rizing the said representative to deal on behalf of the said clientstock-broker
TERMINATION OF RELATIONSHIP27 This relationship between the stock broker and the client shall be terminated if the stock broker for any reason
ceases to be a member of the stock exchange including cessation of membership by reason of the stock brokersdefault death resignation or expulsion or if the certificate is cancelled by the Board
28 The stock broker sub-broker and the client shall be entitled to terminate the relationship between them without givingany reasons to the other party after giving notice in writing of not less than one month to the other parties Notwithstandingany such termination all rights liabilities and obligations of the parties arising out of or in respect of transactions enteredinto prior to the termination of this relationship shall continue to subsist and vest inbe binding on the respective partiesor hisits respective heirs executors administrators legal representatives or successors as the case may be
41
29 In the event of demiseinsolvency of the sub-broker or the cancellation of hisits registration with the Board orwithdrawal of recognition of the sub-broker by the stock exchange andor termination of the agreement with the subbroker by the stock broker for any reason whatsoever the client shall be informed of such termination and the clientshall be deemed to be the direct client of the stock broker and all clauses in the Rights and Obligations document(s)governing the stock broker sub-broker and client shall continue to be in force as it is unless the client intimates to thestock broker hisits intention to terminate their relationship by giving a notice in writing of not less than one month
ADDITIONAL RIGHTS AND OBLIGATIONS30 The stock broker shall ensure due protection to the client regarding clients rights to dividends rights or bonus
shares etc in respect of transactions routed through it and it shall not do anything which is likely to harm the interestof the client with whom and for whom they may have had transactions in securities
31 The stock broker and client shall reconcile and settle their accounts from time to time as per the Rules Regulations ByeLaws Circulars Notices and Guidelines issued by SEBI and the relevant Exchanges where the trade is executed
32 The stock broker shall issue a contract note to his constituents for trades executed in such format as may beprescribed by the Exchange from time to time containing records of all transactions including details of ordernumber trade number trade time trade price trade quantity details of the derivatives contract client codebrokerage all charges levied etc and with all other relevant details as required therein to be filled in and issuedin such manner and within such time as prescribed by the Exchange The stock broker shall send contract notesto the investors within one working day of the execution of the trades in hard copy andor in electronic form usingdigital signature
33 The stock broker shall make pay out of funds or delivery of securities as the case may be to the Client within oneworking day of receipt of the payout from the relevant Exchange where the trade is executed unless otherwisespecified by the client and subject to such terms and conditions as may be prescribed by the relevant Exchange fromtime to time where the trade is executed
34 The stock broker shall send a complete `Statement of Accounts for both funds and securities in respect of each ofits clients in such periodicity and format within such time as may be prescribed by the relevant Exchange from timeto time where the trade is executed The Statement shall also state that the client shall report errors if any in theStatement within such time as may be prescribed by the relevant Exchange from time to time where the trade wasexecuted from the receipt thereof to the Stock broker
35 The stock broker shall send daily margin statements to the clients Daily Margin statement should include inter-aliadetails of collateral deposited collateral utilized and collateral status (available balancedue from client) with breakup in terms of cash Fixed Deposit Receipts (FDRs) Bank Guarantee and securities
36 The Client shall ensure that it has the required legal capacity to and is authorized to enter into the relationship withstock broker and is capable of performing his obligations and undertakings hereunder All actions required to betaken to ensure compliance of all the transactions which the Client may enter into shall be completed by the Clientprior to such transaction being entered into
ELECTRONIC CONTRACT NOTES (ECN)37 In case client opts to receive the contract note in electronic form he shall provide an appropriate e-mail id to the
stock broker The client shall communicate to the stock broker any change in the email-id through a physical letterIf the client has opted for internet trading the request for change of email id may be made through the securedaccess by way of client specific user id and password
38 The stock broker shall ensure that all ECNs sent through the e-mail shall be digitally signed encrypted non-tamperable and in compliance with the provisions of the IT Act 2000 In case ECN is sent through e-mail as an attachmentthe attached file shall also be secured with the digital signature encrypted and non-tamperable
39 The client shall note that non-receipt of bounced mail notification by the stock broker shall amount to delivery of thecontract note at the e-mail ID of the client
40 The stock broker shall retain ECN and acknowledgement of the e-mail in a soft and non-tamperable form in themanner prescribed by the exchange in compliance with the provisions of the IT Act 2000 and as per the extant rulesregulationscircularsguidelines issued by SEBIStock Exchanges from time to time The proof of delivery ie logreport generated by the system at the time of sending the contract notes shall be maintained by the stock broker forthe specified period under the extant regulations of SEBIstock exchanges The log report shall provide the details ofthe contract notes that are not delivered to the cliente-mails rejected or bounced back The stock broker shall takeall possible steps to ensure receipt of notification of bounced mails by him at all times within the stipulated timeperiod under the extant regulations of SEBIstock exchanges
42
41 The stock broker shall continue to send contract notes in the physical mode to such clients who do not opt to receivethe contract notes in the electronic form Wherever the ECNs have not been delivered to the client or has beenrejected (bouncing of mails) by the e-mail ID of the client the stock broker shall send a physical contract note to theclient within the stipulated time under the extant regulations of SEBIstock exchanges and maintain the proof ofdelivery of such physical contract notes
42 In addition to the e-mail communication of the ECNs to the client the stock broker shall simultaneously publish theECN on his designated web-site if any in a secured way and enable relevant access to the clients and for thispurpose shall allot a unique user name and password to the client with an option to the client to save the contractnote electronically andor take a print out of the same
LAW AND JURISDICTION43 In addition to the specific rights set out in this document the stock broker sub-broker and the client shall be entitled
to exercise any other rights which the stock broker or the client may have under the Rules Bye-laws and Regulationsof the Exchanges in which the client chooses to trade and circularsnotices issued thereunder or Rules and Regu-lations of SEBI
44 The provisions of this document shall always be subject to Government notifications any rules regulations guide-lines and circularsnotices issued by SEBI and Rules Regulations and Bye laws of the relevant stock exchangeswhere the trade is executed that may be in force from time to time
45 The stock broker and the client shall abide by any award passed by the Arbitrator(s) under the Arbitration andConciliation Act 1996 However there is also a provision of appeal within the stock exchanges if either party is notsatisfied with the arbitration award
46 Words and expressions which are used in this document but which are not defined herein shall unless the contextotherwise requires have the same meaning as assigned thereto in the Rules Byelaws and Regulations and circularsnotices issued thereunder of the ExchangesSEBI
47 All additional voluntary clausesdocument added by the stock broker should not be in contravention with rulesregulationsnoticescirculars of ExchangesSEBI Any changes in such voluntary clausesdocument(s) need to bepreceded by a notice of 15 days Any changes in the rights and obligations which are specified by ExchangesSEBIshall also be brought to the notice of the clients
48 If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI orBye-laws Rules and Regulations of the relevant stock Exchanges where the trade is executed such changes shallbe deemed to have been incorporated herein in modification of the rights and obligations of the parties mentionedin this document
43
INTERNET amp WIRELESS TECHNOLOGY BASED TRADING FACILITY PROVIDED BY STOCK BROKERS TO CLIENT(All the clauses mentioned in the Rights and Obligations document(s) shall be applicable Additionally
the clauses mentioned herein shall also be applicable)
1 Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the use of wirelesstechnology that shall include the use of devices such as mobile phone laptop with data card etc which use InternetProtocol (IP) The stock broker shall comply with all requirements applicable to internet based tradingsecuritiestrading using wireless technology as may be specified by SEBI amp the Exchanges from time to time
2 The client is desirous of investingtrading in securities and for this purpose the client is desirous of using either theinternet based trading facility or the facility for securities trading through use of wireless technology The Stock brokershall provide the Stock brokers IBT Service to the Client and the Client shall avail of the Stock brokers IBT Serviceon and subject to SEBIExchanges Provisions and the terms and conditions specified on the Stock brokers IBT WebSite provided that they are in line with the norms prescribed by ExchangesSEBI
3 The stock broker shall bring to the notice of client the features risks responsibilities obligations and liabilitiesassociated with securities trading through wireless technologyinternetsmart order routing or any other technologyshould be brought to the notice of the client by the stock broker
4 The stock broker shall make the client aware that the Stock Brokers IBT system itself generates the initial passwordand its password policy as stipulated in line with norms prescribed by ExchangesSEBI
5 The Client shall be responsible for keeping the Username and Password confidential and secure and shall be solelyresponsible for all orders entered and transactions done by any person whosoever through the Stock brokers IBTSystem using the Clients Username andor Password whether or not such person was authorized to do so Also theclient is aware that authentication technologies and strict security measures are required for the internet tradingsecurities trading through wireless technology through order routed system and undertakes to ensure that thepassword of the client andor his authorized representative are not revealed to any third party including employeesand dealers of the stock broker
6 The Client shall immediately notify the Stock broker in writing if he forgets his password discovers security flaw inStock Brokers IBT System discoverssuspects discrepancies unauthorized access through his usernamepass-wordaccount with full details of such unauthorized use the date the manner and the transactions effected pursuantto such unauthorized use etc
7 The Client is fully aware of and understands the risks associated with availing of a service for routing orders over theinternetsecurities trading through wireless technology and Client shall be fully liable and responsible for any and allacts done in the Clients Usernamepassword in any manner whatsoever
8 The stock broker shall send the ordertrade confirmation through email to the client at his request The client isaware that the order trade confirmation is also provided on the web portal In case client is trading using wirelesstechnology the stock broker shall send the ordertrade confirmation on the device of the client
9 The client is aware that trading over the internet involves many uncertain factors and complex hardware softwaresystems communication lines peripherals etc are susceptible to interruptions and dislocations The Stock brokerand the Exchange do not make any representation or warranty that the Stock brokers IBT Service will be available tothe Client at all times without any interruption
10 The Client shall not have any claim against the Exchange or the Stock broker on account of any suspensioninterruption non-availability or malfunctioning of the Stock brokers IBT System or Service or the Exchanges serviceor systems or non-execution of his orders due to any linksystem failure at the ClientStock brokersExchange end forany reason beyond the control of the stock brokerExchanges
44
MANDATORY
M - IIIRISK DISCLOSURE DOCUMENT FOR CAPITAL MARKET AND DERIVATIVES SEGMENTS
This document contains important information on trading in EquitiesDerivatives Segments of the stock exchanges All prospectiveconstituents should read this document before trading in EquitiesDerivatives Segments of the Exchanges
Stock exchangesSEBI does neither singly or jointly and expressly nor impliedly guarantee nor make any representation concerning thecompleteness the adequacy or accuracy of this disclosure document nor have Stock exchanges SEBI endorsed or passed any meritsof participating in the trading segments This brief statement does not disclose all the risks and other significant aspects of trading
In the light of the risks involved you should undertake transactions only if you understand the nature of the relationship into which you areentering and the extent of your exposure to risk
You must know and appreciate that trading in Equity shares derivatives contracts or other instruments traded on the Stock Exchangewhich have varying element of risk is generally not an appropriate avenue for someone of limited resourceslimited investment andortrading experience and low risk tolerance You should therefore carefully consider whether such trading is suitable for you in the light of yourfinancial condition In case you trade on Stock exchanges and suffer adverse consequences or loss you shall be solely responsible forthe same and Stock exchangesits Clearing Corporation andor SEBI shall not be responsible in any manner whatsoever for the sameand it will not be open for you to take a plea that no adequate disclosure regarding the risks involved was made or that you were not explainedthe full risk involved by the concerned stock broker The constituent shall be solely responsible for the consequences and no contract canbe rescinded on that account You must acknowledge and accept that there can be no guarantee of profits or no exception from losses whileexecuting orders for purchase andor sale of a derivative contract being traded on Stock exchanges
It must be clearly understood by you that your dealings on Stock exchanges through a stock broker shall be subject to your fulfilling certainformalities set out by the stock broker which may inter alia include your filling the know your client form reading the rights and obligationsdos and donts etc and are subject to the Rules Byelaws and Regulations of relevant Stock exchanges its Clearing Corporationguidelines prescribed by SEBI and in force from time to time and Circulars as may be issued by Stock exchanges or its ClearingCorporation and in force from time to time
Stock exchanges does not provide or purport to provide any advice and shall not be liable to any person who enters into anybusiness relationship with any stock broker of Stock exchanges andor any third party based on any information contained in thisdocument Any information contained in this document must not be construed as business advice No consideration to trade shouldbe made without thoroughly understanding and reviewing the risks involved in such trading If you are unsure you must seekprofessional advice on the same
In considering whether to trade or authorize someone to trade for you you should be aware of or must get acquainted with the following-
1 BASIC RISKS
11 Risk of Higher Volatility
Volatility refers to the dynamic changes in price that a securityderivatives contract undergoes when trading activity continueson the Stock Exchanges Generally higher the volatility of a securityderivatives contract greater is its price swings Theremay be normally greater volatility in thinly traded securities derivatives contracts than in active securities derivativescontracts As a result of volatility your order may only be partially executed or not executed at all or the price at which yourorder got executed may be substantially different from the last traded price or change substantially thereafter resulting innotional or real losses
12 Risk of Lower Liquidity
Liquidity refers to the ability of market participants to buy andor sell securities derivatives contracts expeditiously at a competitiveprice and with minimal price difference Generally it is assumed that more the numbers of orders available in a market greateris the liquidity Liquidity is important because with greater liquidity it is easier for investors to buy andor sell securities derivativescontracts swiftly and with minimal price difference and as a result investors are more likely to pay or receive a competitive pricefor securities derivatives contracts purchased or sold There may be a risk of lower liquidity in some securities derivativescontracts as compared to active securities derivatives contracts As a result your order may only be partially executed or maybe executed with relatively greater price difference or may not be executed at all
121 Buyingselling without intention of giving andor taking delivery of a security as part of a day trading strategy may alsoresult into losses because in such a situation stocks may have to be soldpurchased at a lowhigh prices comparedto the expected price levels so as not to have any obligation to deliverreceive a security
13 Risk of Wider Spreads
Spread refers to the difference in best buy price and best sell price It represents the differential between the price of buying asecurity derivatives contract and immediately selling it or vice versa Lower liquidity and higher volatility may result in wider thannormal spreads for less liquid or illiquid securities derivatives contracts This in turn will hamper better price formation
45
14 Risk-reducing orders
The placing of orders (eg stop loss orders or limit orders) which are intended to limit losses to certain amounts may not beeffective many a time because rapid movement in market conditions may make it impossible to execute such orders
141 A market order will be executed promptly subject to availability of orders on opposite side without regard to price andthat while the customer may receive a prompt execution of a market order the execution may be at available pricesof outstanding orders which satisfy the order quantity on price time priority It may be understood that these prices maybe significantly different from the last traded price or the best price in that security derivatives contract
142 A limit order will be executed only at the limit price specified for the order or a better price However while thecustomer receives price protection there is a possibility that the order may not be executed at all
143 A stop loss order is generally placed away from the current price of a stock derivatives contract and such order getsactivated if and when the security derivatives contract reaches or trades through the stop price Sell stop orders areentered ordinarily below the current price and buy stop orders are entered ordinarily above the current price When thesecurity derivatives contract reaches the pre -determined price or trades through such price the stop loss orderconverts to a marketlimit order and is executed at the limit or better There is no assurance therefore that the limit orderwill be executable since a security derivatives contract might penetrate the pre-determined price in which case therisk of such order not getting executed arises just as with a regular limit order
15 Risk of News Announcements
News announcements that may impact the price of stock derivatives contract may occur during trading and when combinedwith lower liquidity and higher volatility may suddenly cause an unexpected positive or negative movement in the price of thesecurity contract
16 Risk of Rumors
Rumors about companies currencies at times float in the market through word of mouth newspapers websites or newsagencies etc The investors should be wary of and should desist from acting on rumors
17 System Risk
High volume trading will frequently occur at the market opening and before market close Such high volumes may also occurat any point in the day These may cause delays in order execution or confirmation
171 During periods of volatility on account of market participants continuously modifying their order quantity or prices orplacing fresh orders there may be delays in order execution and its confirmations
172 Under certain market conditions it may be difficult or impossible to liquidate a position in the market at a reasonable priceor at all when there are no outstanding orders either on the buy side or the sell side or if trading is halted in a security derivatives contract due to any action on account of unusual trading activity or security derivatives contract hittingcircuit filters or for any other reason
18 SystemNetwork Congestion
Trading on exchanges is in electronic mode based on satelliteleased line based communications combination of technologies andcomputer systems to place and route orders Thus there exists a possibility of communication failure or system problems or slowor delayed response from system or trading halt or any such other problemglitch whereby not being able to establish access to thetrading systemnetwork which may be beyond control and may result in delay in processing or not processing buy or sell orderseither in part or in full You are cautioned to note that although these problems may be temporary in nature but when you haveoutstanding open positions or unexecuted orders these represent a risk because of your obligations to settle all executed transactions
2 As far as Derivatives segments are concerned please note and get yourself acquainted with the following additionalfeatures-
21 Effect of Leverage or Gearing
In the derivatives market the amount of margin is small relative to the value of the derivatives contract so the transactions areleveraged or geared Derivatives trading which is conducted with a relatively small amount of margin provides the possibilityof great profit or loss in comparison with the margin amount But transactions in derivatives carry a high degree of risk
You should therefore completely understand the following statements before actually trading in derivatives and also trade withcaution while taking into account ones circumstances financial resources etc If the prices move against you you may lose apart of or whole margin amount in a relatively short period of time Moreover the loss may exceed the original margin amount
A Futures trading involve daily settlement of all positions Every day the open positions are marked to market based on theclosing level of the index derivatives contract If the contract has moved against you you will be required to deposit theamount of loss (notional) resulting from such movement This amount will have to be paid within a stipulated time framegenerally before commencement of trading on next day
46
B If you fail to deposit the additional amount by the deadline or if an outstanding debt occurs in your account the stock brokermay liquidate a part of or the whole position or substitute securities In this case you will be liable for any losses incurreddue to such close-outs
C Under certain market conditions an investor may find it difficult or impossible to execute transactions For example thissituation can occur due to factors such as illiquidity ie when there are insufficient bids or offers or suspension of trading dueto price limit or circuit breakers etc
D In order to maintain market stability the following steps may be adopted changes in the margin rate increases in the cashmargin rate or others These new measures may also be applied to the existing open interests In such conditions you willbe required to put up additional margins or reduce your positions
E You must ask your broker to provide the full details of derivatives contracts you plan to trade ie the contract specificationsand the associated obligations
22 Currency specific risks
1 The profit or loss in transactions in foreign currency-denominated contracts whether they are traded in your own oranother jurisdiction will be affected by fluctuations in currency rates where there is a need to convert from the currencydenomination of the contract to another currency
2 Under certain market conditions you may find it difficult or impossible to liquidate a position This can occur for examplewhen a currency is deregulated or fixed trading bands are widened
3 Currency prices are highly volatile Price movements for currencies are influenced by among other things changingsupply-demand relationships trade fiscal monetary exchange control programs and policies of governments foreignpolitical and economic events and policies changes in national and international interest rates and inflation currencydevaluation and sentiment of the market place None of these factors can be controlled by any individual advisor and noassurance can be given that an advisors advice will result in profitable trades for a participating customer or that acustomer will not incur losses from such events
23 Risk of Option holders
1 An option holder runs the risk of losing the entire amount paid for the option in a relatively short period of time This risk reflectsthe nature of an option as a wasting asset which becomes worthless when it expires An option holder who neither sells hisoption in the secondary market nor exercises it prior to its expiration will necessarily lose his entire investment in the option Ifthe price of the underlying does not change in the anticipated direction before the option expires to an extent sufficient to coverthe cost of the option the investor may lose all or a significant part of his investment in the option
2 The Exchanges may impose exercise restrictions and have absolute authority to restrict the exercise of options at certaintimes in specified circumstances
24 Risks of Option Writers
1 If the price movement of the underlying is not in the anticipated direction the option writer runs the risks of losing substantialamount
2 The risk of being an option writer may be reduced by the purchase of other options on the same underlying interest andthereby assuming a spread position or by acquiring other types of hedging positions in the options markets or othermarkets However even where the writer has assumed a spread or other hedging position the risks may still besignificant A spread position is not necessarily less risky than a simple long or short position
3 Transactions that involve buying and writing multiple options in combination or buying or writing options in combination withbuying or selling short the underlying interests present additional risks to investors Combination transactions such as optionspreads are more complex than buying or writing a single option And it should be further noted that as in any area of investinga complexity not well understood is in itself a risk factor While this is not to suggest that combination strategies should not beconsidered it is advisable as is the case with all investments in options to consult with someone who is experienced andknowledgeable with respect to the risks and potential rewards of combination transactions under various market circumstances
3 TRADING THROUGH WIRELESS TECHNOLOGY SMART ORDER ROUTING OR ANY OTHER TECHNOLOGYAny additional provisions defining the features risks responsibilities obligations and liabilities associated with securities trading throughwireless technology smart order routing or any other technology should be brought to the notice of the client by the stock broker
4 GENERAL
41 The term constituent shall mean and include a client a customer or an investor who deals with a stock broker for the purposeof acquiring andor selling of securities derivatives contracts through the mechanism provided by the Exchanges
42 The term stock broker shall mean and include a stock broker a broker or a stock broker who has been admitted as such bythe Exchanges and who holds a registration certificate from SEBI
47
M - IVGUIDANCE NOTE - DOS AND DONTS FOR TRADING ON THE EXCHANGE(S) FOR INVESTORS
BEFORE YOU BEGIN TO TRADE
1 Ensure that you deal with and through only SEBI registered intermediaries You may check their SEBI registration certificate numberfrom the list available on the Stock exchanges wwwexchangecom and SEBI website wwwsebigovin
2 Ensure that you fill the KYC form completely and strike off the blank fields in the KYC form
3 Ensure that you have read all the mandatory documents viz Rights and Obligations Risk Disclosure Document Policy andProcedure document of the stock broker
4 Ensure to read understand and then sign the voluntary clauses if any agreed between you and the stock broker Note that the clausesas agreed between you and the stock broker cannot be changed without your consent
5 Get a clear idea about all brokerage commissions fees and other charges levied by the broker on you for trading and the relevantprovisions guidelines specified by SEBIStock exchanges
6 Obtain a copy of all the documents executed by you from the stock broker free of charge
7 In case you wish to execute Power of Attorney (POA) in favour of the Stock broker authorizing it to operate your bank and demataccount please refer to the guidelines issued by SEBIExchanges in this regard
TRANSACTIONS AND SETTLEMENTS
8 The stock broker may issue electronic contract notes (ECN) if specifically authorized by you in writing You should provide your emailid to the stock broker for the same Dont opt for ECN if you are not familiar with computers
9 Dont share your internet trading accounts password with anyone
10 Dont make any payment in cash to the stock broker
11 Make the payments by account payee cheque in favour of the stock broker Dont issue cheques in the name of sub-broker Ensurethat you have a documentary proof of your paymentdeposit of securities with the stock broker stating date scrip quantity towardswhich bank demat account such money or securities deposited and from which bank demat account
12 Note that facility of Trade Verification is available on stock exchanges websites where details of trade as mentioned in the contract notemay be verified Where trade details on the website do not tally with the details mentioned in the contract note immediately get in touchwith the Investors Grievance Cell of the relevant Stock exchange
13 In case you have given specific authorization payout of funds or delivery of securities as the case may be may not be made to youwithin one working day from the receipt of payout from the Exchange Thus the stock broker may maintain a running account for yousubject to the following conditions
a) Such authorization from you shall be dated signed by you only and contains the clause that you may revoke the same at any time
b) The actual settlement of funds and securities shall be done by the stock broker at least once in a calendar quarter or monthdepending on your preference While settling the account the stock broker shall send to you a statement of accounts containingan extract from the client ledger for funds and an extract from the register of securities displaying all the receiptsdeliveries of fundsand securities The statement shall also explain the retention of funds and securities and the details of the pledged shares if any
c) On the date of settlement the stock broker may retain the requisite securitiesfunds towards outstanding obligations and may alsoretain the funds expected to be required to meet derivatives margin obligations for next 5 trading days calculated in the mannerspecified by the exchanges In respect of cash market transactions the stock broker may retain entire pay-in obligation of fundsand securities due from clients as on date of settlement and for next days business he may retain fundssecuritiesmargin to theextent of value of transactions executed on the day of such settlement in the cash market
d) You need to bring any dispute arising from the statement of account or settlement so made to the notice of the stock broker in writingpreferably within 7 (seven) working days from the date of receipt of fundssecurities or statement as the case may be In case ofdispute refer the matter in writing to the Investors Grievance Cell of the relevant Stock exchanges without delay
14 In case you have not opted for maintaining running account and pay-out of fundssecurities is not received on the next working day ofthe receipt of payout from the exchanges please refer the matter to the stock broker In case there is dispute ensure that you lodge acomplaint in writing immediately with the Investors Grievance Cell of the relevant Stock exchange
15 Please register your mobile number and email id with the stock broker to receive trade confirmation alerts details of the transactionsthrough SMS or email by the end of the trading day from the stock exchanges
48
IN CASE OF TERMINATION OF TRADING MEMBERSHIP
16 In case a stock broker surrenders his membership is expelled from membership or declared a defaulter Stock exchangesgives a public notice inviting claims relating to only the transactions executed on the trading system of Stock exchange fromthe investors Ensure that you lodge a claim with the relevant Stock exchanges within the stipulated period and with thesupporting documents
17 Familiarize yourself with the protection accorded to the money andor securities you may deposit with your stock brokerparticularly in the event of a default or the stock brokerrsquos insolvency or bankruptcy and the extent to which you may recoversuch money andor securities may be governed by the Bye-laws and Regulations of the relevant Stock exchange where thetrade was executed and the scheme of the Investorsrsquo Protection Fund in force from time to time
DISPUTES COMPLAINTS
18 Please note that the details of the arbitration proceedings penal action against the brokers and investor complaints against thestock brokers are displayed on the website of the relevant Stock exchange
19 In case your issueproblemgrievance is not being sorted out by concerned stock brokersub-broker then you may take up thematter with the concerned Stock exchange If you are not satisfied with the resolution of your complaint then you can escalatethe matter to SEBI
20 Note that all the stock brokersub-brokers have been mandated by SEBI to designate an e-mail ID of the grievance redressaldivisioncompliance officer exclusively for the purpose of registering complaints
INTRODUCTION DETAILS
Self introduction
Introduction by existing IDBI Bank Account holder (Document confirming mailing address in name of applicant to be provided)
Name
Cust ID Account No
I confirm that I am an account holder with IDBI Bank for over six months I confirm that I personally know the applicants detailed herein for ________years and confirm hisher identity and address
Signature of introducer Signature verified (for bank use)
Signature amp EIN No
PART I
Savings Account Current Account Suvidha Fixed Deposits (FD)
Firm name (for sole proprietorship) ACCOUNT IN THE NAME OF MINOR (Strike off if not applicable)
DETAILS OF APPLICANT
Welcome kit account
Please open my SoleOur JointSole Proprietorship Account at your Branch Sol
Please fill the form in CAPITAL LETTERS and BLACK INK only
I shall represent the minor in all future transaction of any description in the above account till the said minor attains majority I shall indemnify the bank against any claims of the above minor of any withdrawalstransactions made by me in hisher account
Bar Code
SBAOF PART I
Bar Code
We jointly agree and authorize IDBI Bank Limited to permit premature withdrawals of the Fixed Deposit by survivors in the event of death of the deposit holders before maturity
-1-
LINKING OF AADHAR NUMBER TO MY ACCOUNT (DECLARATION)
Declaration for Channel Services and International Debit cum ATM Card
IWe authorise IDBI Bank to issue an IDBI Bank Debit cum ATM Card to meus IWe acknowledge that the issue and usage of the card is governed by the terms and conditions as in force from time to time and agree to be bound by the same IWe accept that the terms and conditions are liable to be amended by IDBI Bank from time to time IWe further unconditionally and irrevocably authorise IDBI Bank to debit myour account with an amount equivalent to the annual fee and charges for use of the Debit cum ATM (wherever applicable amended as per the schedule of chargesfees) IWe hereby confirm that in case of Joint Accounts the operating instruction will not be jointly by all
IWe undertake to strictly utilise the card in accordance with the Exchange Control Regulations as laid down by Reserve Bank of India from time to time IWe confirm that the foreign exchange which will be used will be within the limits of the Basic Travel Quota as per Foreign Exchange Management Act 1999 IWe will adhere to guidelines which are issued by the Reserve Bank of India concerning the use of foreign exchange
IWe have read and understood the Terms and Conditions (a copy of which I am in possession of) also hosted at wwwidbicom governing the opening of an account with IDBI Bank and those relating to various channel services including but not limited to Debit cum ATM Cards Phone Banking Mobile Banking Internet Banking Bill Payment facility Account Alerts I accept and agree to be bound by the said Terms and Conditions including those excludinglimiting the Banks liability IWe authorize the applicant to access the accounts(s) via the channels selected and authorize IDBI Bank to link new accounts opened by the applicant to the channels selected
IWe understand that the Bank may at its absolute discretion discontinue any of the services completely or partially without any notice to meus I agree that the bank may debit my account for service charges as applicable from time to time (wherever applicable amended as per the schedule of chargesfees)
2nd Applicant
1st Applicant
3rd Applicant
4th Applicant
for
Name of Bank
Account Number Facility Amount
For Current Account purpose
Intimation of Address Change
DELIVERABLES
Primary Card
Add-on-Cards
Please Note
(Please submit Beneficial owner declaration attached)
-2-
SMS Alerts Hindi English
Branch Head Verification
No tax to be deducted- Form 15G15H enclosed
Name of the Branch HeadActing Branch Head
Company seal
(Please note this number till you get your customer ID)
Acknowledgment Date
Signature
For customer ID Creation onlyTo be processed on priority
We have complied with all the requirements of the KYC and AML policy KYC amp AML Master Circular of the Bank updated till now We have complied with all requirements Circularsinstructions issued by the Bank till date with regard to the proposed Product All Statutory Regulatory and Internal Guidelines issued up-to-date have been complied with regard to this AOFldquoI here by certify that all the necessary KYC documents have been obtainedverified by me I confirm that the documents are adequate to comply with KYC requirement of the Bank I hereby confirm that I have verified UN list of terrorist groups amp GOI advices amp bankrsquos guidelines amp confirm the applicants are not included in caution advicesblack list Based on this account may be opened
4
FOR CORPORATE PAYROLL ACCOUNT - To be filled for corporate salary accounts only (if applicable) -
Monthly (Discounted Basis)
MATURITYPAYMENT INSTRUCTIONS
Auto renew principal
Auto renew principal amp interest
Auto renew `
Auto renew for period
year(s) month(s) day(s)
Pay principal amp interest Pay principal
Renewal will be done at the then prevailing interest rate
By credit to 1st applicantrsquos operative account
By Payorder Demand Draft
-3-
Branch CopyApp Form No Customer CopyApp Form No
Name Name
Strike out if nominee is not a minor Where the deposit is made in the name of minor the nomination should be signed by a person lawfully entitled toact on behalf of the minor Thumb impression(s) shall be attested by two witnesses
Registration No (To be filled in by the bank)
Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules 1985 in respect of bank deposits
IWe
(Name) (Name)
Nominate the following person to whom in the event of myourminors death the amount of deposit in the account(s) particulars whereof are given below may
be returned by IDBI Bank Limited branch
Signature
Address
Date
Address
Account No Additional details if anyNature of Deposit
Address
Place
Signature
Address
Date Place
I do not wish to avail nomination facility
Witness(es)
Date of Birth (if nominee is minor)
As the nominee is a minor on this date IWe appoint ShriSmtKum
to receive the amount of the deposit in the account on behalf of the nominee in the event of myour
Name
Relationship with depositor (if any) Age (yrs)
Nominee Guardian (if nominee is minor) Father Mother Court Appointed Guardian Court Receiver Defacto Guard Others
Mailing Address
City State PIN Code
Country
Mailing Address
City State PIN Code
Country
Nominee
minorrsquos death during the minority of the nominee
Please Note- The Fixed Deposits created by way of Auto Sweep Out would carry the same Nomination as provided in the Linked SavingsCurrent Account
In the name of held with us
Please quote the Nomination Number in all your future
correspondence with us in this regard
-4-
1 No penalty for premature withdrawal on all the above deposits opened renewed with effect from 1st Jan 2011 In case the customer prefers to prematurely withdraw the deposit (FD booked before 1st Jan 2011) from the Bank the then prevailing penalty norms will be applicable
2 In case of premature withdrawal of deposits before 15 days by any category of depositors including senior citizen staff and retired staff the savings bank interest rate shall be applicable No interest is paid if the deposit is held for the tenure of below 7 days the minimum period for Term Deposits as per RBI guidelines
3 Interest payable on prematurely withdrawn deposits will be the contracted rate or the rate applicable for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit) whichever is lower The above interest payment clause on premature withdrawal of Term Deposits is applicable on all Fixed Deposits
4 The premature withdrawal allowed unless specified otherwise at the rate applicable for the period for which the deposit has run or the contracted rate whichever is lower subject to penalty if any prescribed by the Bank from time to time
5 Interest rates applied on Retail Term Deposit will be as per the prevailing rates of interest Discounted rate will be applied in case of monthly interest payouts Annual Interest Payout is calculated on Simple Interest basis
1 Current accounts are meant for customers who have to carry out business and or large number of transactions in the account every day 2 There are no restrictions on the number of transactions in current accounts3 No interest is paid on the balances in current accounts4 No minimum balance requirement5 Free Facilities would vary every month based on Monthly Average balance (MAB) maintained during the previouscurrent month
1 SB accounts may be opened for the purpose of savings and not for doing any business transactions The object of the savings bank account is to encourage private individuals to deposit their savings with the bank allowing them interest on the sums so deposited and at the same time permitting the facility of certain limited withdrawals on demand Hence firmscompanies are not allowed to open SB account Transactions of commercial nature are not permitted If the Bank at any stage finds that the Savings Bank Account is being used either for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable the Bank reserves the right to close such Savings Bank Account
2 A minimum balance shall always be maintained in the account Non-maintenance of minimum balance will attract charges as prescribed from time to time3 Applicable charge for closure of the account from time to time would be collected 4 Interest is calculated on the balance maintained in the SB account on daily balance method and credited to the account on last working day of every March and
September The rate of interest payable is subject to the directives that may be issued by RBI from time to time5 As per extant Reserve Bank of India (RBI) guidelines an account would be treated as inoperative dormant if there are no customer induced transactions in the account for
over a period of two years Operation in such inoperative accounts would be resumed restarted allowed after obtaining the revised KYC document as per the extant guidelines of the Bank
6 The Bank reserves the right to alter service charges for which the customer will be duly notified through Banks website andor branch notice board Any changes in the schedule of charges or the terms and conditions will be communicated to the customers 30 days in advance During the notice period the charges for facilities would be the same as applicable prior to the notice period
CURRENT ACCOUNT RULES
RETAIL TERM DEPOSIT RULES
Most Important Terms and Conditions (MITCs)
We submit that we have read and understood the definition of beneficial owner as per guidelines issued by Government of India (as given below) and hereby advise
that the following person entity is the beneficial owner of our entity We also provide the Identity details of the said beneficial owner for your records
DECLARATION OF BENEFICIAL OWNER IN THE CASE OF NON-PERSONAL ENTITIES (PROPRIETORSHIP ACCOUNT)
We hereby declare that the above information is true and request you to open our account as propose We also undertake to intimate you about any changes in the beneficial owner of our entity
Yours faithfully
----sd----
Name of Beneficial owner
Address
Phone Number
Proof for Identity of beneficial ownerAs per enclosure
Please obtain a copy of BCSBI Codes available with the Branch Also requested to retain a copy of Schedule of Facility (SOF) signed by you
-5-
IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
Toll Free Numbers reachable from any landlineMobile phones 1800-200-1947 1800-22-1070 Non- Toll Free Number 022-66937000
Visit us wwwidbicom
IDBI BANK OFFERS THE FOLLOWING PRODUCTS AND SERVICES
Savings Account
Flexi Current Account
Fixed amp Floating Term Deposits
Recurring Deposits
NRI Services
International Debit Card
Preferred Banking
Gift Card
WorldGlobal Currency Card
Magic Card
Capital Gains Account Scheme
Capital Market Products
Home Loan
Education Loan
Auto Loan
Loan Against Property
Home Loan Interest Saver
Locker Facility
Special Accounts for Kids YouthWomen Salaried Senior Citizen
CIN
- L
65190M
H2004G
OI1
48838
-6-
Name
Existing Customer ID
TO BE SEPARATELY FILLED BY EACH APPLICANT IN PART -II
Individual Proprietorship OthersStaff Ex-Staff EIN
MFO MSO(DDMMYYYY)
Marital Status Relationship withFirst Applicant
Motherrsquos Maiden Surname
PART II (PERSONAL DETAILS)
Transaction profile ie value of transactions likely to be routed through the account in a month quarter half year In case of new firm sales tax return of the
previous quarter or projected sales may be accepted lt`50000 lt`100000 lt`10 lakh lt`100 lakh gt`100 lakh
Signature
Service Business Line of BusinessIndustry (Pls provide detail)
RetiredSelf employed Housewife
Risk Level (Customer Profile) Basis of level categorization
Permanent Address
or orForm 60 Form 61 attached (Please )
Passport No Date of Issue Date of Expiry
Passport Details Aadhaar No
Firm name ( for sole proprietorship)
Please update above contact details address MobilePhone no email id etc
Only in new account For all account tagged under myour Cust ID
SBAOF PART II
Bar Code
Customer Constitution Male Female Proprietary Concern
-7-
2
TELL ME MORE
MY BANKING AND FINANCE
Loans
My Insurance
My credit cards
My other bankers
Gift Card
Tax Saving Investment
Office address City Pin
Type of Organisation Public Ltd Private Ltd Public Sector Proprietary
MY WORK LIFE
I like Traveling Vacationi n g Reading Partying SportsGames Eating out YogaMeditation Shopping
Performing Arts Photography Collection Fine Arts Others
The Vehicle I drive
MY LIFESTYLE
Indian Chinese Thai French Italian Mexican Home cooked foodMy favourite cuisine
Hills Coastal Cruise Religious trip Wild life Health Resorts Ancestral home My preferred vacation site
Personalities Literature History Inspirational Fiction OthersPreferred topics
Vocal Pop Remix Ghazals Western Traditional Religious My preferred music
Instrumental Others
BooksNewspapers I read Language in which I Prefer to read
I normally travel for Business Leisure Both
My favourite airline Within India Abroad
Date
Date
Name MF DOBMarital Status
(MS)Details of children
1) 2)
Present Portfolio Equity Markets Mutual Funds Property Bonds Bank FD Others
1) Issuer Name 2) Issuer Name
My car is insured by Due date for renewal
-8-
Bar Code
( FOR INDIVIDUALS)यो क लएडीमट खाता खोलन का फॉमDemat Account Opening Form
शाखा सोल ओबीएसटी कोडBranch Sol OBST Code
Documents are verified by दावजो का सापन िकसन िकया
Name of Officerअधकारी का नाम
Designation EINपदनाम ईआईएन
खाताधारक (को) का ववरण Details of Account holder(s)
यपहला धारक SoleFirst Holder
ए)A)
बीB एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क लए हालािक खाता नसगक क नाम स खोला जाएगा एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क नाम एव पन का उख नीच िकया जाना चािहए For HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc although the account is opened in the name of the natural persons the name amp PAN of the HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc should be mentioned below
नाम Name पनPAN
आईडीबीआई बक लमटडपजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई ndash 400 005 IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
सीआईएन सा(सीआईएन)एल65190एमएच2004जीओआई148838 CIN Number (CIN)L65190MH2004GOI148838
D
सहभागी का नाम Participant Name - आईडीबीआई बक लमटड IDBI Bank Limitedडीपी आईडी आईएन
DP ID IN300450(सहभागी ारा भरा जाएTo be filled by Participant)
ाहकndashआईडीClient ndashID पता- सरज हाउस तीसरी मज़ल ॉट न 90 एमआईडीसी अधरी (पव)मबई -400 093
Address - Sarju House 3rd Floor Plot No 90 MIDC Andheri (East)Mumbai - 400 093
म हम आपस नलखत ववरणो क अनसार मर हमार नाम पर िडपॉजटरी खाता खोलन का अनरोध करता करती करत ह IWe request you to open a depository account in myour name as per the following details(कपया सभी ववरणो को साफ अरो म भरPlease fill all the details in CAPITAL LETTERS only)
िदनाक Date
एफF बक ववरण Bank detailsबक खात का कार Bank account type
अ (कपया उख कर) Others (Please specify)
बचत खाता Savings Account चाल खाता Current Account
बक खाता सा Bank Account Number
बक का नाम Bank Name
शाखा का पता Branch Address
नगर शहर गाव Citytownvillage
रा State
पन कोड PIN Code
दश Country
एमआईसीआर कोडMICR Code आईएफ़एससीIFSC
ईE
In case of NRIs Foreign Nationals
आरबीआई अनमोदन क तारीखRBI Approval date
आरबीआई अनमोदन सदभ सा RBI Approval Reference Number
अनवासी वदशी नागरक क ममल म
डीD वाषक आय क सीमा (िकसी एक को िटक कर) Income Range per annum (please tick any one)
`1 लाख स कम Below `1 lac `1-5 लाख `1-5 lac `5-10 लाख `5-10 lac `10-25 लाख `10-25 lac `25लाख स अधक More than ` 25lac
सकल वाषक आय का ववरण Gross Annual Income Details
साधारण नागरक Ordinary Resident
अहता ा वदशी नागरक Qualified Foreign Investor
िहद अवभ परवारHUF अवय Minor
अनवासी ndash अावतन ीय NRI-Repatriable
वदशी नागरक Foreign National
अ (कपया उख कर) Others (Please specify)
खातो का कार Type of account
अनवासी- गर अावतन ीय NRI-Non Repatriable
सीC
माजन Marginवतक Promoter
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
दसरा धारक Second Holder
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
तीसरा धारक Third Holder
शहरCityकाtownामvillage
9) अभभावक का सपक ववरणContact Details of Guardian
10) न ामती क साथ अभभावक का सबधRelationship of Guardian with nominee
7) अ भभावक का नाम(ीीमती)Name of Guardian (MrMs)
8) अभभावक का पताAddress of Guardian
पन कोडPIN Code
रा State दश Country
(नामती क अवय होन क मामल म in case of minor nominee)
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
6) जतथ (अवय क मामल म) Date of Birth (in case of minor nominee)
एचH ायी अनदश Standing Instructions
1 म हम आपको मर हमार खात म तः िडट ा क लए ाधकत करताकरती करत ह IWe authorise you to receive credits automatically into myour account
हा Yes नही No
हा Yes नही No2 मारनामा (पीओए) ारा खाता परचालत िकया जाएगा Account to be operated through Power of Attorney (PoA)
3एसएमएस अलटस सवधा SMS Alert facilityहा Yes नही No
हा Yes नही No
हा Yes नही No
1 यपहला धारक SoleFirst Holder
2 दसरा धारक Second Holder
3 तीसरा धारक Third Holder
4 खाता ववरण ा करन का मोड [िकसी एक को िटक कर] Mode of receiving Statement of Account [Tick any one]
भौतक प म Physical Form
इलॉ नक प म Electronic Form [नोट 4 को पढ़ और यह सनत कर िक कवाईसी आवदन फॉम म ईमल-आईडी िदया गया ह Read Note 4 and ensure that email ID is provided in KYC Application Form]
जीG यद लाग हो तो कपया टक कर Please tick if applicable राजनीत स जड़ (पीईपी) Politically Exposed Person (PEP)
राजनीतक स सबधत (पीईपी) Related to a Politically Exposed Person (PEP)
अभभावक का ववरण Guardian Details (जहा एकल धारक अवय होwhere sole holder is a minor)आयI [अवय क खात क लए दो कवाईसी फॉम अव फाइल िकए जान चािहए अथात एक अभभावक क लए और दसरा अवय क लए (अभभावक ारा हार िकया जाए)For account of a minor two KYC Application Forms must be lled ie one for the guardian and another for the minor (to be signed by guardian)]
अभभावक का नामGuardian Name
पनPAN अवय स अभभावक का सबधRelationship of guardian with minor
नामाकन का वकNomination OptionजJ
म हम नामाकन करना चाहता चाहती चाहत ह तथा एतदारा नलखत को नामािकत करता करती करत ह जसको मर हमारी म क पात सभी अधकार और या मर हमार ारा उ लाभाथ ामी खात क लए िडपॉजटरी क पास धारत तभतयो क भगतान स सबधत राश ा करन का अधकार होगाIWe wish to make a nomination and do hereby nominate the following person in whom all rights and or
amount payable in respect of securities held in the Depository by me us in the said beneciary owner account shall vest in the event of my our death
म हम नामाकन करना चाहता चाहती चाहत ह IWe wish to make a nomination म नामाकन नही करना चाहता चाहती चाहत ह IWe do not wish to make a nomination[नलखत ववरण क अनसारAs per details given below] [नलखत नामाकन ववरण को काट दStrike off the nomination details below]
नामाकन ववरणNomination Details
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
4) नामती का सपक ववरण Contact details of nominee
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
5) नामती क पहचान का ववरणNominee Identification details(क) स (च) तक म स िकसी एक को िटक कर और उसका ववरण दplease tick any one from (a) to (f) and provide details of the same)
b) नामती का पनPAN of nominee
c) नामती का आधार नAadhaar number of nominee
a) (I) फोटोाफ Photograph
d) नामती का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of nomineeif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
नामती का फोटो Photograph
of nominee(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
यद नामती अवय हो तो म स 6-11तक भर Sr Nos 6-11 should be filled only if nominee is a minor
1) नामती का नाम Name of the Nominee (MrMs)
2) आवदक क साथ सबध Relationship with the Applicant(यिद कोई हो if any)
3)न ामती का पता Address of Nominee
नामती क हार Signature of nominee
डबट ाधकार Debit Authorisation
म हम आपको इस डीमट खात क भार हत म र हमार चाल बचत खाता सा स डबट करन का ाधकार दता दती दत ह IWe authorize you to debit myour currentsavings Ac number towards the service charges for this demat account
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
घोषणा Declarationखात स सबधत िडपॉजटरी और िडपॉजटरीसहभागयो स सबधतलाग नयमो और वनयमो को हमन पढ़ लया ह और समझ लया ह तथा इस खात स सबधत समय-समय पर लाग नयमो क अधीन ह और इनक पालन क सहमत दत ह हम एतवारा यह घोषणा करत ह िक उपरो ववरण हमारी जानकारी एव वास म परी तरह स स एव सही ह तथा हम इसम िकसी कर का परवतन होन पर ताल इसक सचना दन का वचन दत ह यिद उपरोजानकारी गलत या अस या गमराहकरन वाली या गलत बयानी पाई जाती ह तो हम यह मालम ह िक इसक लए हम उरदायी ठहराए जाएग म हम दावज़ ldquoलाभाथ ामी और िडपॉजटरी सहभागी क अधकार और उरदायrdquo क त क पावती दता दती दत हThe rules and regulations of the Depository and Depository Participants pertaining to an account which are in force now have been read by us and we have understood the same and we agree
to abide by and to be bound by the rules as are in force from time to time for such accounts We hereby declare that the details furnished above are true and correct to the best of our knowledge
and belief and we undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting we are
aware that we may be held liable for it Iwe acknowledge the receipt of copy of the document ldquoRights and Obligations of the Benecial Owner and Depository Participantrdquo
ाधकत हारी Authorised Signatories (ाधकत हारयो क लए बोड सक को सल कर) Enclose a Board Resolution for Authorised Signatories)
य पहला धारकअभभावक SoleFirst HolderGuardian
धारक(को) का नामName(s) of holder(s) हार Signature(s)
दसरा धारक Second Holder
तीसरा धारक Third Holder
(य पहला धारक क अवय होन क मामल मIn case sole holder is minor)
b) अभभावक का पनPAN of Guardian
c) अभभावक का आधार नAadhaar number of Guardian
a) (I) फोटोाफ Photograph
d) अभभावक का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of Guardianif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) अभभावक क डीमट खात का ववरणDemat account details of Guardian डीपी आईडीDP ID
ाहक आईडीClient ID
डीपी आईडीDP ID
ाहक आईडीClient ID
अभभावक का फोटो Photograph of Guardian
(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
अभभावक क हारSignature of Guardian
11) अभभावक क पहचान का ववरण (कपया (क)स (च) तक म स िकसी एक को टक कर और उसका ववरण द)Guardian Identification details (please tick any one from (a) to (f) and provide details of the same)
1 सभी पाचार कवल य पहल धारक क पत पर भज जाएग All communication shall be sent at the address of the SoleFirst holder only
2 अग ठ का नशान और अ जी या िहदी या भारतीय सवधान क आठवी अनसची म शामल भाषाओ को छोड़कर अ िकसी भाषा म िकए गए हार मजट या सरकारी नोटरी या वशष कायपालक मजट स अनमाणत होन चािहए Thumb impressions and thsignatures other than English or Hindi or any of the other language not contained in the 8 Schedule of the Constitution of India must be attested by a Magistrate or a Notary Public
or a Special Executive Magistrate3 नामाकन स सबधत अनदश नलखत ह Instructions related to nomination are as below
I नामाकन कवल उी यो का िकया जा सकता ह जो य अपनी ओर स एकल खात या सय खात क लाभाथ ामी हो सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत गर- वयक नामाकन नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम पर सभी सय खाताधारको क हार होग The nomination can be made only by individuals holding beneciary owner accounts on their own behalf singly or
jointly Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot nominate If the account is held jointly all joint holders will sign the nomination form
II अवय को भी नामत िकया जा सकता ह ऐस मामलो म लाभाथ ामी ारा अवय क अभभावक का नाम और पता उपल कराया जाएगा A minor can be nominated In that event the name and address of the Guardian of the
minor nominee shall be provided by the benecial owner III ास सोसायटी कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक नामती नही हो सकत ह समय-समय पर लाग वनमय नयण क अधीन अनवासी भारतीय भी नामती हो सकत ह The Nominee shall not be a trust
society body corporate partnership rm karta of Hindu Undivided Family or a power of Attorney holder A non-resident Indian can be a Nominee subject to the exchange controls in force from time to time
IV लाभाथ ामी का खाता बद होन पर लाभाथ ामी स सबधत नामाकन को भी र माना जाएगा इसी तरह तभत क अत रण होन पर तभत स सबधत नामाकन को भी र माना जाएगा Nomination in respect of the beneciary owner account
stands rescinded upon closure of the beneciary owner account Similarly the nomination in respect of the securities shall stand terminated upon transfer of the securities V िडपॉजटरी और भागीदार ारा काननी वारस क नामती क प म तभतयो का अतरण वध प स िकया जाएगा Transfer of securities in favour of a Nominee shall be valid discharge by the depository and the Participant
against the legal heir VI नामाकन को कवल उसी लाभाथ ामी ारा र िकया जाएगा जसन य अपनी ओर स एकल खात या सय खात क लाभाथ ामी क प म मल नामाकन िकया था सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत
गर- वयक नामाकन र नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम को र करन हत सभी सय खाता धारको क हार होग The cancellation of nomination can be made by individuals only holding
beneciary owner accounts on their own behalf singly or jointly by the same persons who made the original nomination Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot cancel the nomination If the beneciary owner account is held jointly all joint holders will sign the cancellation form
VII नामाकन क र होन पर नामाकन को र माना जाएगा तथा नामती क प म तभतयो क अत रण क लए िडपॉजटरी बाकारी नही होगा On cancellation of the nomination the nomination shall stand rescinded and the
depository shall not be under any obligation to transfer the securities in favour of the Nominee4 इलॉ नक प म खाता ववरण ा करन क लएFor receiving Statement of Account in electronic form
I ाहक को ईमल एकाउट क पासवड क गोपनीयता अव सनत करनी चािहए Client must ensure the condentiality of the password of the email account
II ईमल पता म परवतन होन पर ाहक को सहभागी को तर त सचना दनी चािहएClient must promptly inform the Participant if the email address has changed
III ाहक 10 िदन क पव सचना दकर इस सवधा को बद करवा सकता ह इसी तरह सहभागी भी 10 िदन क पव सचना दकर इस सवधा को बद कर सकता ह Client may opt to terminate this facility by giving 10 days prior noticeSimilarly
Participant may also terminate this facility by giving 10 days prior notice 5 जो लाग न हो उस काट द Strike off whichever is not applicable
नोट Notes
तीसर धारक क हार
Signature of 3rd holderखाता भारीपहल धारक क हार
Signature of 1st holder in charge Acदसर धारक क हार
Signature of 2nd holder
डीमट सवाए और भारो क अनसची Demat Services and Charges Schedule
सवाए Servicesनयमत
Regularफ़ड ाहक
Preferred Clientsआरएसडओएम
RSWOM
अधकतम Maximum(जहा लाग हो where
applicable)
नतम Minimum(जहा लाग होwhere
applicable)खाता जस णी क अत गत खोला जाएगा उस पर िटक लगाए Tick ( ) against the category under which the Ac will be opened4
खाता खोलना (आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for IDBI saving amp current account holders)
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
खाता खोलना (गर आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for Non IDBI saving amp current account holders)
गर-आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for Non-IDBI Sb Current Ac Holders
आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for IDBI Sb Current Ac Holders
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
माक टइटी खरीद लन-दन Market Equity Buy Transactions
लन-दन Transactions
इटी लखतो को डीमट करनाDematerialisation of Equity Instruments
ऋण लखतो को डीमट करना Dematerialisation of Debt Instruments
तभतयो का पनमतकरण Rematerialisation of Securities
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
Rs40- त माणप और डाक खचper certicate
plus postage
Rs- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
क सौ तभतयो क लए 20 या उसक बाद उसक भाग म या त माणप 20 का सीधा श जो भी अधक होRs 20 for every hundred securities or part thereof or Flat fee of Rs 20 per certicate whichever is higher
माक ट ऋण खरीद लन-दन Market Debt Buy Transactions
माक टइटी वय लन-दन Market Equity Sell Transactions
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs50- त पper scrip
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
Rs500- त पper scrip
माक ट ऋण वय लन-दनMarket Debt Sell Transactions
ऑफ माक ट इटी खरीद लन-दन Off Market Equity Buy Transaction
ऑफ माक ट ऋण खरीद लनदन Off Market Debt Buy Transaction
ऑफ माक ट इटी वय लनदन Off Market Equity Sell Transaction
ऑफ माक ट ऋण वय लनदन Off Market Debt Sell Transaction
वलब अनदश श ारभक भगतानLate instruction Fee payable upfront
इटरndashिडपॉजटरी अत रण (य) Inter-Depository Transfer (Buy)
इटरndashिडपॉजटरी अत रण (वय) Inter-Depository Transfer (Sell)
ीज़ Freeze
डी-ीज़ De-Freeze
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
015 बाज़ार म का015 of market value
010 बाज़ार म का010 of market value
015 बाज़ार म का015 of market value
गरवी Pledge
गरवी सजन करना Pledge Creation
गरवी लाग करना Pledge Invocation
गरवी समापन करनाPledge Closure
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs2500- वpa
Rs200- वpa Rs200- वpa Rs200- वpa
लाग नहीNA लाग नहीNA
ववरण Statements
डाक ारा तमाही ववरण Quarterly statement by post
डाक ारा मासक ववरण Monthly statement by post (यिद इस अवध क दौरान लन-दन हो तो) only if transactions take place during the period)
ईमल ारा मासक ववरण Monthly statement by email
अनरोध पर ववरण आईवीआर पर On request statement on IVR
आईवीआर पर दज अनरोध क लए ईमल ारा ववरण On request statement by email for requests logged over IVR
शाखा म अनरोध पर ववरण On request statement at the branch
अनरोध पर डाक ारा ववरण On request statement by post (भारत स बाहर क पत पर address outside India)
वकक मासक होग ववरण Optional monthly Holding Statement (खाता खोलन वाल महीन म अम भगतान और उसक बाद वाषक आधार पर क वष Payable in advance in the month of account opening and on anniversary basis every year thereafter)
Rs900- कeach Rs900- कeach Rs900- कeach
Rs25- कeach Rs25- कeach Rs25- कeach
नोट Noteसवा कर यथा लाग (कर ाधकरण ारा समय-समय पर जारी परवतन ो क अधीन)Service Tax as applicable subject to change as prescribed by Tax Authorities from time to time)
आईडीबीआई बक बचत चाल खाता धारको को सवा भारो क वसली क लए ायी अनदश अव दान िकए जान चािहए IDBI Bank SBCurrent Ac holders must provide Standing Instuctions for recovery of the service charges
भारो क गणना क लए लन-दन धारता का बाज़ार म एनएसडीएल कोस फ़ाइल क अनप होगाFor calculation of charges market value of transactionholding will be as per NSDL procele
अतरण क लए सभी अनदश बक क सबधत शाखाओ म नादन स एक िदन पहल 4 बज अपराहन स पहल अव ा िकए जाए उपरो समयसीमा क बाद ा अनदशो को कवल ाहक क अपन जोखम क आधार पर ही ा िकया जाएगा All instructions for transfer must be received at
respective branches of the Bank one day before the date of execution not later than 4 pm of the previous day Instructions received afer the above dedline will be acceptabed only at clients risk
सवा भारो क लए मासक आधार पर बल जारी िकया जाएगा उपरो उत भार सचीब सवाओ क लए ह उ सची म यिद कोई सवा नही शामल ह तो उसक लए लए बक क नीत अनसार अलग स भार लया जाएगाBills for service charges will be raised monthly Charges quoted above are fot the services listed Any services not listed above will be charged separately as per Banks policy
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
वर नागरकSenior Citizen
सामा खड General Clause1लाभाथ ामी और िडपॉजटरी सहभागी (डीपी) िडपॉजटरी अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयम 1996 भारतीय तभत एव वनमय बोड (सबी) क नयमो और वनयमो उनक अधीन जारी िकए गए परपोअधसचनाओिदशानदशो िडपॉजटरीज क ारा जारी
उप-वधया और कारोबार नयमपरचालन अनदश और सरकारी ाधकरणो क ासगक अधसचनाओ स आब होग जसा िक समय-समय पर लाग होगाThe Benecial Owner and the Depository participant (DP) shall be bound by the provisions of the Depositories Act 1996 SEBI (Depositories and
Participants) Regulations 1996 Rules and Regulations of Securities and Exchange Board of India (SEBI) CircularsNoticationsGuidelines issued there under Bye Laws and Business
RulesOperating Instructions issued by the Depositories and relevant notications of Government Authorities as may be in force from time to time 2समय-समय पर सबी ारा नधा रत क अनसार भर ए खाता खोलन क फॉम कवाईसी और सहायक दावज़ क ा क बाद ही डीपी िकसी लाभाथ ामी(यो) क डीमट खात िडपॉजटरी णाली म खोलग सिय करग
The DP shall openactivate demat account of a benecial owner in the depository system only after receipt of complete Account opening form KYC and supporting documents as specied
by SEBI from time to time लाभाथ ामी क जानकारी Beneficial Owner information
3डीपी लाभाथ ामी(यो) क सभी ववरण जस िक खाता खोलन क फॉम म उखत उनक ारा त िकए गए सहायक दावजो औरया लाभाथ ामी क गोपनीयता स सबधत जानकारी अपन पास रखगा और उसका कटन िकसी को नही करगा बशत इस सबध म िकसी सावधक वधक या वनयामक ाधकारी ारा अपत न हो
The DP shall maintain all the details of the benecial owner(s) as mentioned in the account opening form supporting documents submitted by them andor any other information pertaining to the benecial owner condentially and shall not disclose the same to any person except as required by any statutory legal or regulatory authority in this regard
4डीमट खात खोलन क दौरान या समय-समय पर डीपी को त िकए गए खाता खोलन क फॉम म िदए गए ववरण म कोई परवतन होन पर लाभाथ ामी ताल डीपी को लखत म अधसचत कर The Benecial Owner shall immediately notify the DP in writing if there is any change in details provided in the account opening form as submitted to the DP at the time of opening the
demat account or furnished to the DP from time to timeशभारटरफ FeesChargesTariff
5लाभाथ ामी तभतयो क धारण और अत रण डीमटरयलाइज प म करन और उ स िडपॉजटरी सवाए ा करन क डीपी ारा उपल कराई गई टरफ शीट म नधा रत क अनसार डीपी तथा लाभाथ ामी क बीच समय-समय पर िकए गए करार क अत गत लाभाथ ामी ऐस सभी भारो का भगतान डीपी को करग लाभाथ ामी को यह सचत िकया जाता ह िक ldquoडीमट खात खोलन क लए कोई भार दय नही हrdquoThe Benecial Owner shall pay such charges to the DP for the purpose of holding and transfer of securities in dematerialized form and for availing depository services as may be agreed to from time to time between the DP and the Benecial Owner as set out in the Tariff Sheet provided by the DP It may be informed to the Benecial Owner that no charges are payable for opening of demat accountsrdquo
6बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी िकए गए ासगक परपोिदशानदशोअधसचनाओ क अधीन नधा रत भार सरचना का अनपालन करगIn case of Basic Services Demat Accounts the DP shall adhere to the charge structure as laid down under the relevant SEBI andor Depository circularsdirectionsnotications issued from time to time
7डीपी नधा रत िकए गए भारोटरफ म कोई व नही करग जब तक इस सबध म लाभाथ ामी को कम स कम 30 िदन पहल लखत म एक नोिटस न िदया गया होThe DP shall not increase any chargestariff agreed upon unless it has given a notice in writing of not less than thirty days to the Benecial Owner regarding the same
डीमटरयलाइजशन Dematerialization8लाभाथ ामी को उन तभतयो को ा करन का अधकार होगा जो िडपॉजटरीज ारा नधा रत उप-वधपरचालन अनदशकारोबार नयमो क अत गत
नधा रत हो िडपॉजटरीज पर मा हो प एव णाली म डीमटरयलाइज होThe Benecial Owner shall have the right to get the securities which have been admitted on the Depositories dematerialized in the form and manner laid down under the Bye Laws
Business Rules and Operating Instructions of the depositories अलग खात Separate Accounts9डीपी क लाभाथ ामी क नाम म अलग खात खोलग और क लाभाथ ामी क तभतयो को अलग िकया जाएगा तथा अ लाभाथ ामी क तभतयो औरया डीपी क अपनी तभतयो क साथ मत नही िकया जाएगाडीमटरयलाइज प म
The DP shall open separate accounts in the name of each of the benecial owners and securities of each benecial owner shall be segregated and shall not be mixed up with the securities of other benecial owners andor DPs own securities held in dematerialized form
10डीपी लाभाथ ामी को ऐसी तभतयो क सण प स या एकल प म सजन या गरवी औरया बधक या अ कोई िहत या ऋण-भार क अनमत दान नही करगा जो िडपॉजटरीज अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयमन 1996 और िडपॉजटरीज क उप-वधपरचालन The DP shall not facilitate the Benecial Owner to create or permit any pledge and or hypothecation or any other interest or encumbrance over all or any of such securities submitted for dematerialization andor held in demat account except in the form and manner prescribed in the Depositories Act 1996 SEBI (अनदशकारोबार नयमो क अनसार नधा रत प एव णाली क अतर क लए त औरया डीमट खात म धारत ह )डीमटरयलाइजशन(Depositories and Participants) Regulations 1996 and Bye-LawsOperating InstructionsBusiness Rules of the Depositories)
तभतयो का अतरण Transfer of Securities
11लाभाथ ामी ारा यथावध ाधकत िकसी आदश अनदश नदश या अधदश क आधार पर ही डीपी लाभाथ ामी क डीमट खातो म और ारा अत रण को सप करगThe DP shall effect transfer to and from the demat accounts of the Benecial Owner only on the basis of an order instruction direction or mandate duly authorized by the Benecial Owner and the DP shall maintain the original documents and the audit trail of such authorizations
12लाभाथ ामी क पास अपन डीमट खात म तभतयो को जमा करन क सबध म ायी अनदश दन का अधकार सरत ह और डीपी ऐस अनदशो क अनसार कारवाई करगThe Benecial Owner reserves the right to give standing instructions with regard to the crediting of securities in his demat account and the DP shall act according to such instructions
खाता ववरण Statement of account
13लाभाथ ामी क साथ तय िकए गए प एव णाली तथा समय क अनसार और इस सबध म सबी लाभाथ ामी को खातो क ववरण उपल कराएगिडपॉजटरी ारा नधा रत क अनसार The DP shall provide statements of accounts to the benecial owner in such form and manner and at such time as agreed with the Benecial Owner and as specied by SEBIdepository in this regard
14तथाप यिद डीमट खात म कोई लनदन नही आ ह या यिद वष क दौरान शष राश श हो गई तो डीपी को वाषक धारता क कागजी ववरणी ऐस बीओ को भजनी चािहए और जब भी खात म कोई लनदन होत ह तब लनदन क ववरण भज जाएगHowever if there is no transaction in the demat account or if the balance has become Nil during the year the DP shall send one physical statement of holding annually to such BOs and shall resume sending the transaction statement as and when there is a transaction in the account
15डीपी इलो नक प म डीमट खातो क ववरण जारी करन क सवाए दान कर सकत ह बशत लाभाथ ामी इसक लए इक हो डीपी सचना ौोगक अधनयम 2000 क अधीन नयमो स शासत क अनसार अपन िडजटल हार सिहत डीमट खातो क ववरण लाभाथ ामी को त करग तथाप यिद डीपी क पास डीमट खात का ववरण इलो नक मोड म त करन क सवधा नही ह तब सहभागी डीमट खातो क ववरण को कागजी प म अषत करगThe DP may provide the services of issuing the statement of demat accounts in an electronic mode if the Benecial Owner so desires The DP will furnish to the Benecial Owner the statement of demat accounts under its digital signature as governed under the Information Technology Act 2000 However if the DP does not have the facility of providing the statement of demat account in the electronic mode then the Participant shall be obliged to forward the statement of demat accounts in physical form
16बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी अधदश क अनसार लनदनो क ववरण भजग In case of Basic Services Demat Accounts the DP shall send the transaction statements as mandated by SEBI andor Depository from time to time
सबी और डपॉजटरी ारा नधारत क अनसार लाभाथ ामी और डपॉजटरी सहभागी क अधकार एव सीमाएRights and Obligations of Beneficial Owner and Depository Participant as prescribed by SEBI and Depositories
घोषणापAcknowledgementआईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
Received the application from MrMs as the solerst holder alongwith
and as
ी सी स यपहल धारक होन क नात और ीसी
व ी सी स मशः दसर एव तीसर धारक होन क नात
िडपॉजटरी खाता खोलन का आवदन फॉम ा िकया कपया भव क अपन सभी पाचारो म आपको आबिटतडीपी आईडी एव ाहक आईडी (समाशोधन सद क मामल म सीएम-बीपी-आईडी) का उख कर
िदनाक Dateसहभागी क ाप व हारParticipant Stamp amp Signature
Members) in all your future correspondencethe second and third holders respectively for opening of a depository account Please quote the DP ID ampClient ID allotted to you (CM-BP-ID in case of Clearing
डीमट खात को बद करन क िया Manner of Closure of Demat account
17पी क पास लाभाथ ामी क डीमट खात कारण चाह कोई भी हो को बद करन का अधकार होगा बशत डीपी न लाभाथ ामी क साथ-साथ िडपॉजटरी को 30 िदन स कम समय क अद र लखत सचना दी हो उसी कार लाभाथ ामी को डीपी क पास धारत अपना डीमट खाता बद करन का अधकार होगा बशत उसक ारा डीपी को कोई भी बकाया भार दय न हो ऐसी त म लाभाथ ामी यह वशष प स उख करग िक उनक डीमट खात क शष राश लाभाथ ामी क िकसी अ डीपी क पास धारत अ डीमट खात म अत रत क गई ह या धारत तभत शष को पनः कागजी प म श करना हThe DP shall have the right to close the demat account of the Benecial Owner for any reasons whatsoever provided the DP has given a notice in writing of not less than thirty days to the Benecial Owner as well as to the Depository Similarly the Benecial Owner shall have the right to close hisher demat account held with the DP provided no charges are payable by himher to the DP In such an event the Benecial Owner shall specify whether the balances in their demat account should be transferred to another demat account of the Benecial Owner held with another DP or to rematerialize the security balances held
18लाभाथ ामी क अनदश क आधार पर डीपी ऐसी तभत शषराश क अत रण या इ कागजी प दन क िया िडपॉजटरी ारा समय-समय पर नधा रत िया क अनसार तीस िदनो क अद र श करग बशत िक इसक अतर डीमट खात को बद करना लाभाथ ामी या डीपी दोनो क अधकारो दयताओ और दायो को भावत नही करगा और इन पो को उनक सतोषजनक समापन तक जोड़ रखन हत जारी रहग ाBased on the instructions of the Benecial Owner the DP shall initiate the procedure for transferring such security balances or rematerialize such security balances within a period of thirty days as per procedure specied from time to time by the depository Provided further closure of demat account shall not affect the rights liabilities and obligations of either the Benecial Owner or the DP and shall continue to bind the parties to their satisfactory completion
भारो क भगतान म चक Default in payment of charges
19खड 5 एव 6 म उखत िकसी राश क माग क तारीख स तीस िदनो क अवध क भीतर भगतान म लाभाथ ामी ारा ई चक क मामल म डीपी क अधकार पर तकल भाव डाल बना लाभाथ ामी क डीमट खात को बद करन क लए डीपी ऐसी चक क अवध क लए िडपॉजटरी ारा समय-समय पर नधा रत ाज दर पर भार लगा सकता हIn event of Benecial Owner committing a default in the payment of any amount provided in Clause 5 amp 6 within a period of thirty days from the date of demand without prejudice to the right of the DP to close the demat account of the Benecial Owner the DP may charge interest at a rate as specied by the Depository from time to time for the period of such default
20लाभाथ ामी ारा उपय खड 5 एव 6 म उखत िकसी राश क भगतान म असफल रहन पर लाभाथ ामी को दो िदन का नोिटस दन क बाद डीपी क पास लाभाथ ामी क अनदशो क ोससग को उस समय तक रोकन का अधकार होगा जब तक वह ाज सिहत भगतान यिद कोई हो न कर द In case the Benecial Owner has failed to make the payment of any of the amounts as provided in Clause 5amp6 specied above the DP after giving two days notice to the Benecial Owner shall have the right to stop processing of instructions of the Benecial Owner till such time he makes the payment along with interest if any
डपॉजटरी क दयता Liability of the Depository
21 As per Section 16 of Depositories Act 1996 िडपॉजटरी अधनयम 1996 क धारा 16 क अनसार1उस समय लाग िकसी अ नयम क ावधानो पर तकल भाव डाल बना िडपॉजटरी या सहभागी क असावधानी क कारण लाभाथ ामी को ए िकसी भी नकसान क तपत िडपॉजटरी करग
Without prejudice to the provisions of any other law for the time being in force any loss caused to the benecial owner due to the negligence of the depository or the participant the depository shall indemnify such benecial owner
2यिद उपय खड (1) क अधीन सहभागी क असावधानी क कारण ए इस नकसान क तपत िडपॉजटरी ारा क गई हो तो िडपॉजटरी क पास ऐस सहभागी स उ राश को वसल करन का अधकार होगा Where the loss due to the negligence of the participant under Clause (1) above is indemnied by the depository the depository shall have the right to recover the same from such participant
खातो क ीजग डीीजग Freezing Defreezing of accounts
22उप वधयो और कारोबार नयमोपरचालन अनदशो क अत गत नधा रत िया क अनसार और अवरोधो क अधीन लाभाथ ामी डीपी क पास सचालत अपन डीमट खात पर रोक लगानरोक हटान क अधकार का योग कर सकत हThe Benecial Owner may exercise the right to freezedefreeze hisher demat account maintained with the DP in accordance with the procedure and subject to the restrictions laid down under the Bye Laws and Business RulesOperating Instructions
23डीपी या िडपॉजटरी क पास िकसी वनयामक या ायालय या अ सावधक ाधकरण स अनदशो क ा होन पर लाभाथ ामी क खातो पर रोक लगानरोक हटान का अधकार होगाThe DP or the Depository shall have the right to freezedefreeze the accounts of the Benecial Owners on receipt of instructions received from any regulator or court or any statutory authority
नवशक शकायतो का नवारण Redressal of Investor grievance
24डीपी शकायत क ा क तारीख स तीस िदनो क अवध क अद र लाभाथ ामी क डीपी क व िकए गए सभी शकायतो का नवारण करगThe DP shall redress all grievances of the Benecial Owner against the DP within a period of thirty days from the date of receipt of the complaint
ाधकत तनध Authorized representative
25यिद लाभाथ ामी कॉरपोरट नकाय या वधक नकाय ह तब वह खाता खोलन क फॉम क साथ-साथ इनक ारा अधकत उन अधकारयो क सची डीपी को त करग जो तभागी क साथ इनक ओर स तनध और सपक करग उसक बाद ऐसी सची म जोड़ घटाव या बदलाव सिहत िकसी परवतन क सचना सहभागी को दी जाएगीIf the Benecial Owner is a body corporate or a legal entity it shall along with the account opening form furnish to the DP a list of ofcials authorized by it who shall represent and interact on its behalf with the Participant Any change in such list including additions deletions or alterations thereto shall be forthwith communicated to the Participant
वध और ाधकारता Law and Jurisdiction
26इस दावज़ म नद वशष अधकारो क अतर डीपी और लाभाथ ामी उन सभी अ अधकारो क योग क हकदार होग जो सबधत िडपॉजटरी क नयमो उप-वधयो और वनयमनो क अधीन ह जसम डीमट खात खोल गए ह या सबी क नयमो और वनयमो क अत गत उ ा ह जनक अधीन परप नोिटस जारी िकए गए ह
In addition to the specic rights set out in this document the DP and the Benecial owner shall be entitled to exercise any other rights which the DP or the
Benecial Owner may have under the Rules Bye Laws and Regulations of the respective Depository in which the demat account is opened and circularsnotices issued there under or Rules
and Regulations of SEBI
27इस दावज़ क ावधान हमशा सरकारी अधसचना सबी ारा जारी िकसी नयम वनयम िदशानदश और परपो नोिटसो और सबधत िडपॉजटरी जहा लाभाथ ामी अपना खाता सचालत करत ह क समय-समय पर लाग नयमो वनयमो और उपवध स आब होगThe provisions of this document shall always be subject to Government notication any rules regulations guidelines and circulars notices issued by SEBI and Rules Regulations and Bye-laws of the relevant Depository where the Benecial Owner maintains his her account that may be in force from time to time
28लाभाथ ामी और डीपी िडपॉजटरी क उपवध क अधीन नधा रत ववाचन और सलह क िया स आब होग और ऐसी िया डीपी और लाभाथ ामी क बीच िकसी भी ववाद पर लाग होगThe Benecial Owner and the DP shall abide by the arbitration and conciliation procedure prescribed under the Bye-laws of the depository and that such procedure shall be applicable to any disputes between the DP and the Benecial Owner
29इस दावज़ म य श और अभया लिकन जो यहा परभाषत नही ह व जब तक सदभ अथा अपत न हो वही अथ लगाया जाए जो िडपॉजटरी और या सबी क अधीन जारी नयमो उपवधयो और वनयमो और परपोनोिटसो म नधा रत िकए गए हWords and expressions which are used in this document but which are not dened herein shall unless the context otherwise requires have the same meanings as assigned thereto in the Rules Bye-laws and Regulations and circularsnotices issued there under by the depository and or SEBI
30सबी िडपॉजटरीज ारा नधा रत अधकार और सीमाओ म कोई परवतन ाहक क जानकारी म ताल लाया जाएAny changes in the rights and obligations which are specied by SEBIDepositories shall also be brought to the notice of the clients at once
31सबी क नयमो और वनयमो म बदलाव क कारण यिद पाटयो क अधकार और सीमाओ म परवतन होता होता ह तो ऐस परवतन ो म इस दावज़ म उखत पाटयो क अधकारो और सीमाओ क परवतन ो म शामल िकया जाना अपत ह If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI or Bye-laws Rules and Regulations of the relevant Depository where the
Benecial Owner maintains hisher account such changes shall be deemed to have been incorporated herein in modication of the rights and obligations of the parties mentioned in this
document
आईडीबीआई बक लमटड पजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई- 400 005IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
वज़ट कर Visit us wwwidbicom
Call 022 66937000 Call Toll Free 1800 22 1070 1800 200 1947
अपन ाहक को जानए (कवाईसी) आवदन प KNOW YOUR CLIENT (KYC) APPLICATION FORM
(वयक क लए For Individuals)
आईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
कपया फॉम को अजी म और शो म भर Please fill this form in ENGLISH and in BLOCK LETTERS
फोटो Photograph
कपया हाल क पासपोट आकार का फोटो लगाए और उसक आर-पार हार कर Please afx the recent
passport size photograph and sign across it
आवदक का नाम Name of the Applicant1
पतापत का नाम FathersHusbands Name2
5
1
3
आवासीयपाचार का पताRes idence Correspondence Address
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
2
सपक ववरण Contact Details
टली(का)Tel(Off) टली (घर) Tel(Res)
फ नFax No मोबाइल नMobile No
एतदारा म हम यह घोषणा करता करती करत ह िक उपय ववरण मरी हमारी जानकारी और वास म पणत ः स और सही ह तथा इसम िकसी कार का परवतन होन पर ताल इसक सचना दन का वचन दतादती दत ह यिद उपय जानकारी गलत अस गमराह करन वाली या गलत बयानी पाई जाती ह तो इसक लए म हम उरदाई ठहराए जा सकता सकती सकत ह IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iwe undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting I amwe are aware that Iwe may be held liable for it
ाधकत हारी(यो) का नाम एव हार Name ampSignature of the Authorised Signatory(ies)
िदनाक Date
सीC-घोषणापDECLARATION
1
2
सफ कायालय उपयोग क लए FOR OFFICE USE ONLY
ववरण Particulars सSrNo
मल क जाच क गई और -अनमाणत दावजो क तया ा क गई Originals veried and Self-Attested Document copies received
गत जाच (आईपीवी) क ववरण In-Person-Verication (IPV) details
आईपीवी करन वाल का नाम Name of the person doing IPV
पदनाम Designation
स गठन का नाम Name of Organization
बीB- पता ववरणADDRESS DETAILS
एA- पहचान का ववरणIDENTITY DETAILS
एA
बीB
सीC
िदनाक Dateहार Signature
िदनाक Date
ाधकत हारी का नाम Name of the Authorised Signatory
ाधकत हारी क हार Signature
of the Authorised Signatoryम क मह र ाप
SealStamp of the intermediary
डीD
ए a) लग Gender
3 पषMale
मिहलाFemale
एकलSingle
शादी शदाMarried
बीb) ववािहक त Marital status
सीc) ज तारीख Date of Birth
एa) पन PAN
4एa) राीयताNationality
बीb) तStatus
भारतीयIndian अ Other (कपया उख करPlease specify)
नवासी वयकResident Individual अनवासीNon Resident वदशीForeign National
बीb) आधार सायद कोई होAadhaar Number if any
6जमा िकए गए पहचान क माण का उख करSpecify the proof of identity submitted
पन काडPAN card
कोई अ (कपया उख कर)Any other (Please specify)
आवासीय पताResidence Address पाचार का पताCorrespondence Address
ईमल आईडीEmail ID
4
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
(यिद उपय स अलग होIf different from aboveअनवासी आवदक अनवाय पसवदशी पता का उख करMandatory for Non-Resident Applicant to specify overseas address)ायी पताPermanent Address
आवासीय पाचार क पत क लए जमा िकए गए पता माण का ववरण Specify the proof of address submitted for Residence Correspondence address
कवाईसी फॉम भरन क लए अनद श जाच सची INSTRUCTIONS CHECK LIST FOR FILLING KYC FORM
1सभी ाहको वतक ो साझदारो कता ासयो पणक ालक नदशको और कपनी फ़म अ क ओर स तभतयो म सौदा करन क लए ाधकत यो क लए पन काड क -अनमाणत त अनवाय ह Self-attested copy of PAN card is mandatory for all clients including PromotersPartnersKartaTrustees and whole time directors and persons authorized to deal in securities on behalf of
companyrmothers
2आवदक ारा जमा िकए गए सभी दावजो क तया -अनमाणत होनी चािहए और सापन क लए उसका मल स मलान िकया जाना चािहए यिद िकसी दावज़ क मल त सापन क लए त नही क गई हो तो नलखत सची क अनसार दावजो को अनमाणत करन क लए ाधकत साओ ारा तयो को उपय प स अनमाणतकराना होगा Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for verication In case the original of any document is not produced for verication then the
copies should be properly attested by entities authorized for attesting the documents as per the below mentioned list
3यिद पहचान या पत का माण वदशी भाषा म ह तो उसका अजी अनवाद आवक होगा If any proof of identity or address is in a foreign language then translation into English is required
4कवाईसी फॉम पर उखत आवदक का नाम और पता माण क प म जमा िकए गए दावज़ क समान होना चािहए Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted
5एकल ामी आवदन को अपन वयक नाम और मता म ही तय ार करगा Sole proprietor must make the application in his individual name amp capacity
6अनवासी भारतीय और वदशी नागरको क लए (रज़व बक और फमा िदशानदशो क अधीन ापार क अनमत दी जाएगी) पासपोट पीआईओ काड ओसीआई काडऔर वदशी पता माण क त अनवाय ह For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passportPIO CardOCI Card and overseas address proof is mandatory
7वदशी साओ क लए सीआईएन वकक ह और नदशको क लए डीआईएन न नही रहन पर उनक पासपोट क त दी जानी चािहए For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given
8मचट नवी एनआरआई क मामल म नावक घोषणा या सीडीसी (सतत उोचन माणप) क सापत त जमा क जानी चािहए In Case of Merchant Navy NRIs Mariners declaration or certied copy of CDC ( Continuous Discharge Certicate) is to be submitted
9अवय क लए नपागार सहभागी या च अल फड क साथ खाता खोलन क लए उ मामक बोड ारा जारी वालय पराग माणप अक प अवय का पासपोट ज माणप क फोटो त अव उपल कराईजाए For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving Certicate Mark Sheet issued by higher Secondary BoardPassport of Minor Birth
Certicate must be provided
10राजनीत स जड़ यो का ताय ऐस यो स ह ज वदश म म सावजनक कायभार सौपा गया हो जस िक राो या सरकारो क मख वर राजनता वर सरकारी ायक सना क अधकारी रा क ाम वाल नगमो क वर कायपालकमहपण राजनीतक पाट क अधकारी इािद Politically Exposed Persons(PEP) are dened as individuals who are or have been entrusted with prominent public functions in a foreign country eg Head of States or of Governments Senior Politicians
senior Governmentjudicialmilitary ofcers senior executives of state owned corporations important political party ofcials etc
1 1 डीमट खात क क धारक क लए अलग-अलग कवाईसी भरा जाएSeparate KYC to be filled up for each holders of Demat Account
एA) महपण बद Important Points
बीB पहचान माण (पीओआई) )Proof of Identity (POI)
1वश पहचान सा यआईडी) (आधार) पासपोट मतदाता पहचान काड डा इवग लाईससUnique idenditifaction Number UID) (Aadhaar) Passport Voter ID Card Driving License
2फोटो क साथ पन काड PAN card with photograph
3नलखत म स िकसी एक क ारा जारी आवदक क फोटो क साथ पहचान प दावज़ क रा सरकार और उसक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज पशवर नकाय जस िक आईसीएआई आईसीडए आई बार काउसल इािद उनक सदऔर बक ो ारा जारी िडट काड डबट काड Identity carddocument with applicants Photo Issued by any of the following Centrals State Governmentand its Departments StatutoryRegulatory Authorities Public Sector Undertakings Scheduled Commercial Banks Public Financial Institutions Colleges afliated to Universities Professional Bodies such as ICAI ICWAI Bar Council etc to their Members and credit CardsDebit Cards issued by Banks
पहचान माण क प म ीकाय दावजो क सचीList of documents admissible as Proof of identity
सीC पत का माण (पीओए) Proof of Address (POA) पत क माण क प म ीकाय दावजो क सची List of documents admissible as Proof of Address (समा तारीख वाल दावज़ जमा करन क तारीख पर वध होन चािहए Documents having an expiry date should be valid on the date of submission)
1पासपोट मतदाता पहचान प राशन काड पजीकत पा या आवास ब करार डा इवग लाइसस ट रख-रखाव बल बीमा त PassportVoters Identity Card Ration Card Registered Lease or Sate Agreement of Residence Driving License Flat Maintenance bill Insurance Copy
2उपयोगता बल जस िक टलीफ़ोन बल (सफ लड लाइन) बजली बल या गस बल ndash ३ महीन स अधक पराना नही Utility bills like Telephone Bill (only land line) Electricity bill or Gas bill- Not more than 3 months old
3बक खाता ववरण पासबक ndash ३ महीन स अधक पराना नही Bank Account StatementPassbook ndash Not more than 3 months old
4अपन खात क सबध म नया पता दत समय उ ायालय और उतम ायालय क ायाधीशो ारा घोषणा Self-declaration by High Court and Supreme Court judges giving the newaddress in respect of their own accounts
5नलखत म स िकसी एक क ारा जारी पतका माण यिद अनसचत वाणक बक अनसचत सहकारी बक बराीय वदशी बक हो तो बक बधक राजपत अधकारी नोटरी पक वधानसभा लोकसभा क नवा चत तनध िकसी सरकारी या सावधक ाधकरण ारा जारी दावज Proof of address issued by any if the following Bank Managers if Scheduled Commercial BanksScheduled Co-operative BankMultinational Foreign BanksGazetteOfficerNotary PublicElected
representatives to the Legislative Assembly ParliamentDocuments issued by any Govt or Statutory Authority
6नलखत म िकसी एक क ारा उसक सदो को जारी पत क साथ पहचान प दावज़ क रा सरकार और उनक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज और पशवर नकाय अथात आईसीएआई आईसीडबए आई आईसीएसआई बार काउसल इािद उसक सद Identity card document with address issued by any of the following CentralState Government and its Departments Statutory Regulatory Authorities Public Sector Undertakings Scheduled Commercial
Banks Public Financial Institutions Colleges afliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their Members
7एफ़आईआई उप खाता क लए एफ़आईआई उप खाता ारा अभरक को िदया गया मारनामा (जो वधवत नोटरीकत और या िटणीकत या वाणकत हो) जसम पजीकत पत क सचना होली जानी चािहएFor FIIsub account Power of Attorney given by FII sub-account to the Custodians (which are duly notarized andor apostiled or consularised) that gives the registered address should be taken
8पत-पी क नाम पर पत का माण ीकार िकया जाए The proof of address in the name of the spouse may be accepted
डीD पन म छट ीकरणExemptions Clarification to PAN
1क सरकार और या रा सरकार और ायालय ारा नय अधकारी अथात शासकय परसमापक ायालय रसीवर इािद क ओर स लनदनो क मामल मIn case of transactions undertaken on behalf of Central Government andor State Government and by ofcials appointed by Courts eg Ofcial liquidator Court receiver etc2सम रा म नवास करन वाल नवशक Investors residing in the state of Sikkim3यएन साए बपीय एज सया ज भारत म कर भगतान कर रटन भरन स छट ा ह UN entitiesmultilateral agencies exempt from paying taxes ling tax returns in India4सागत ाहको क मामल म मतः एफ़आईआई एमएफ़ वीसीएफ़ एफ़वीसीआईअनसचत वाणक बक बपीय और िपीय वकास वीय सान रा औोगक वकास नगम कपनी अधनयम 1956 क धारा 4ए क तहत परभाषत आईआरडीए और सावजनक वीय सान क साथ पजीकत बीमा कपनया अभरक पन काड क ववरणो को मल पन काड स सापत करग और म को उ सापन पन काड क ववरणो क वधवत सापत तया उपल कराएग In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companies registered with IRDA and Public Financial Institution as dened under section 4A of the Companies Act 1956 Custodians shall verify the PAN card details with the original PAN card and provide duly certied copies of such veried PAN details to the intermediary5सहभागी अपन ाहक स मल पन काड क माग िकए बना पन का सापन आयकर वबसाइट स ऑनलाइन कर सकत ह बशत िक ाहक न पन काड क अलावा पहचान क माण क लए एक अ दावज़ िदया हो Participants may verify the Pan of their clients online at the Income Tax website without insisting on the original PAN card provided that the Client has presented a document for Proof of Identity other than the PAN card
(इस कार क दावो क समथन म पया दावजी सा ा िकए जाए Sufcient documentary evidence in support of such claims to be collected)
1नोटरी पक राजपत अधकारी अनसचत वाणक सहकारी बक या बराीय वदशी बक ो क बधक (त पर नाम पदनाम क महर लगी होनी चािहए) Notary Public GazettedOfcer Manager of a Scheduled Commercial Co-operative Bank or Multinational Foreign Banks (Name Designation Seal should be afxed of the copy)
2एनआरआई क मामल म भारत म पजीकत अनसचत वाणक बक ो क वदशी शाखाए जो ाधकत ह जस दश म ाहक नवास करत ह उस दश क नोटरी पक ायालय मजट ायाधीश भारतीय दतावासमहावाण दतावास दावजो का सापन कर सकत ह In case of NRIs authorized of overseas branches of Scheduled Commercial Banks registered in India Notary Public Court Magistrate Judge Indian EmbassyConsulate General in the country where the client resides are permitted to attest the documents
ईE दावजो क सापन क लए ाधकत यो क सची List of People Authorized To Attest the Documents
49
Acknowledgement of receipt of Client Registration Documents
IWe hereby confirm that IWe have received the copies of the Client Registration (KYC) Form Rights and ObligationsRisk Disclosure Document and all other Documents duly executed by me and forming part of this Client RegistrationApplication Form with Ms IDBI Capital Markets amp Securities Ltd
Signature of the Client
(2323)
Confirmation to be Signed by Client
IWe hereby confirm that I have understood read and signed the following documents for the purpose of opening ofTrading and Demat Account with IDBI Capital -
Mandatory Documents
Sr No Name of the Document No of Signature(s)
1 KYC form 2
2 Trading Account related details 5
3 Policies and Procedures 3
4 FATCA Declaration 1
Voluntory Documents
Sr No Name of the Document No of Signature(s)
1 Terms and Conditions 4
2 Special Power of Attorney amp Instructions 4
3 Terms amp Conditions for Trading Products 2
4 Running Account Letter 1
5 Acknowledgement of Receipt of Client Registration 1Documents
7
M - I (PART - B)
TRADING ACCOUNT RELATED DETAILS
Please fill this in ENGLISH and in BLOCK LETTERS
MANDATORY
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
C DEPOSITORY ACCOUNT(S) DETAILS
A OTHER DETAILS
1 Gross Annual Income lt Rs 1 Lac 1-5 Lac 5-10 Lac 10-25 Lac gt 25 Lac
Or Networth as on Rs
2 Occupation Private Sector Public Sector Government Service Business Professional Agriculturist Retired Housewife Student Others (Please specify)________________________________________________________
3 Please tick if applicable Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP)
4 Any other information
(Net worth should not be older than 1 year)
B BANK ACCOUNT DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
ADDITIONAL BANK ACCOUNT(S) DETAILS
Bank Name
Branch Address
City Pin Code
Bank Account No
Account Type Saving Ac Current Ac Others (In case of NRINRENRO) ___________________
MICR Code IFSC Code
8
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
ADDITIONAL DEPOSITORY ACCOUNT DETAILS
BSE Cash F amp O
NSE Cash F amp O
If in future the client wants to trade on any new segmentnew exchange separate authorizationletter should be taken from the client by the stock broker
D TRADING PREFERENCES (Please sign in the relevant boxes where you wish to trade The segment not chosen should be struck off by the client)
Details of any actionproceedings initiatedpending taken by SEBI Stock exchangeany other authority against the applicantconstituent or its Partnerspromoterswhole time directorsauthorized persons in charge of dealing in securities during the last 3 years
E PAST ACTIONS
If client is dealing through the sub-brokerauthorised person provide the following details
Sub-brokerrsquosAutho Name
Registered Office Add
Telephone No Fax
SEBIAP Registration No Website
Whether dealing with any other stock brokersub-broker (if case dealing with multiple stock brokerssub-brokers provide details of all)
Name of stock broker(s)
Client Code
Exchange
Details of disputesdues
pending fromto such
stock brokersub-broker
F DEALINGS THROUGH SUB-BROKERSAUTHORISED PERSON AND OTHER STOCK BROKERS
(323)
(523)
(423)
(623)
9
Mode you wish to receive Contract Note Physical Contract Note Electronic Contract Note (ECN)ECN mandatory for Online Clients
Specify your Email id if applicable
Specify you wish to avail of the facility Internet Trading Wireless Technology (default is yes) Wireless Technology not required
Number of years of InvestmentTrading Experience
Any other information
G ADDITIONAL DETAILS
I NOMINATION DETAILS (for Trading Account)
IWe wish to nominate IWe do not wish to nominate
Name of the Nominee MrMs
Address of Nominee
Telephone No PAN of Nominee
Date of Birth Relationship with(in case of Minor) the Nominee
Name of the Guardian MrMs(in case Nominee is Minor)
Address of Guardian
Telephone No
Signature of Guardian
Name Address Signature with date
MrMs
MrMs
WITNESSES (Only applicable in case the account holder has made nomination)
Name of the Introducer
Status of the Introducer Sub-broker Remisier Authorized Person Existing Client Others please specify_________________________________
Address and phone noof the Introducer
Signature of the Introducer
H INTRODUCER DETAILS (OPTIONAL)
10
FOR OFFICE USE ONLY
Documents verified with Originals Client Interviewed By In-Person Verification done by
Name of the Employee
Employee Code
Designation of the employee
Date
Signature
I We undertake that we have made the client aware of lsquoPolicy and Proceduresrsquo tariff sheet and all the non-mandatorydocuments IWe have also made the client aware of lsquoRights and Obligationsrsquo document (s) RDD and Guidance Note IWehave givensent him a copy of all the KYC documents IWe undertake that any change in the lsquoPolicy and Proceduresrsquo tariffsheet and all the non-mandatory documents would be duly intimated to the clients IWe also undertake that any change in thelsquoRights and Obligationsrsquo and RDD would be made available on myour website if any for the information of the clients
Signature of the Authorised Signatory SealStamp of the stock broker
Date
UCC Code allotted to the Client ____________________ (to be filled at HO)
DECLARATION
1 IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iweundertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I amwe are aware that Iwe may be held liable for it
2 IWe confirm having readbeen explained and understood the contents of the document on policy and procedures of the stockbroker and the tariff sheet
3 IWe further confirm having read and understood the contents of the lsquoRights and Obligationsrsquo document(s) and lsquoRisk DisclosureDocumentrsquo IWe do hereby agree to be bound by such provisions as outlined in these documents IWe have also been informed thatthe standard set of documents has been displayed for Information on stock brokerrsquos designated website if any
Place
Date Signature of the Applicant
(723)
11
M - VPOLICIES APPLICABLE TO CLIENTS OF IDBI CAPITAL MARKETS amp SECURITIES LIMITED (IDBI CAPITAL)
1 REFUSAL OF ORDERS FOR PENNY STOCKSIDBI Capital may at its discretion restrict trading in penny stocks by the clients Penny Stocks for this purpose shallmean those stocks which are highly illiquid and have a low market capitalization due to unsound fundamentals orstocks which have high chances of price manipulationsThe Exchanges from time to time provide a list of such securities categorized as Illiquid Securities IDBI Capital may atits discretion or based on directives of the Exchanges also restrict trading in such illiquid securities from time to timeClients shall not trade in securities placed in the Z group(as notified from time to time by the ExchangesRegulators)Further Intraday trading in securities in the T TS BE or such other group as notified by ExchangesIDBI Capital fromtime to time shall be prohibitedIn addition to the penny stocks restricted securitiesdeemed penny stocks specified by Exchanges from time to timeIDBI Capital may at its discretion prohibit trading in penny stocks and other securities based on market conditionsand internal policies from time to timeIDBI Capital may for this purpose introduce online blocks to prevent the client from placing orders in such penny stocksrestricted securitiesother securities through the Online Trading Platform of IDBI Capital Dealerssub brokersauthorisedperson of IDBI Capital may refuse to execute orders of the clients for trading in penny stocksrestricted securitiesother securitiesFurther in case the client is able to place an order for penny stocksrestricted securitiesother securities through the OnlineTrading Platform or otherwise IDBI Capital may at any time cancel any such order before execution on the ExchangesIDBI Capital shall not be liable for any refusalcancellation of orders for trading in penny stocksother securities and the Clientshall indemnify IDBI Capital in respect of any loss caused to IDBI Capital by virtue of the Client trading in such securities
2 SETTING UP OF CLIENTS EXPOSURE LIMITSIDBI Capital may for the purpose of risk management set exposure limits subject to which the Client may trade insecuritiestake positions in the futures and options segment Such exposure limits may be set upto a pre-determinednumber of times of the Margin (the Multiple) and the quantum of the Multiple shall be decided at the sole option ordiscretion of IDBI Capital Such Multiple may be changed at the discretion of IDBI Capital from client to client dependingon various factors which inter alia include factors like market conditions client profile and financial status of the clientClient shall abide by the exposure limits if any set by IDBI Capital or by the Exchange or Clearing Corporation or SEBIfrom time to timeThe exposure limits set by IDBI Capital do not create any right to the Client and are liable to be withdrawn at any timewithout notice and the client shall bear the loss on account of withdrawal of such limits The client agrees to compensateIDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure given andor withdrawnExposure may (at the discretion of IDBI Capital and to the extent decided by IDBI Capital from time to time) be inter aliaprovided on the following- Cash balance in the ledger to the credit of the Client (after deduction of all withdrawals by the Client)- Any Online funds transfer or hold amount through bank gateway- Beneficiary holdings and collateral holdings (after deduction of applicable hair cuts)- DP free stock and beneficiary stock (after deduction of applicable hair cuts)- Credit received against sale of- securities- Margin amount of open positions (in case of derivatives)In case of sale of Securities such sale may at the discretion of IDBI Capital be provided only to the extent of the availabilityof securities to the account of the client (DP free Stock DP lienhold marked securities beneficiary and collateral stock)Further as may be decided by IDBI Capital from time to time the credit received against sale may be used for furtherpurchases to such extent as may be decided by IDBI Capital from time to timeLimitsExposure provided shall vary based on the intraday profit loss made by the clientExposure limits shall be only against approved securities as decided by the ExchangesIDBI Capital from time to timeand subject to such haircut and valuations as may be decided by IDBI Capital from time to time IDBI Capital may fromtime to time change the applicable hair cut or apply a haircut higher than that specified by the RegulatorsExchangesIn case of derivatives Clients shall be allowed to trade only upto the applicable clientwise position limits set by theExchangesRegulators from time to time
3 RIGHT TO SELL CLIENTS SECURITIES OR CLOSE CLIENTS POSITIONS WITHOUT GIVING NOTICE TOTHE CLIENT ON ACCOUNT OF NON PAYMENT OF DUESThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligationof communicating the same to the Client in the following circumstancesa In case of Margin Trades if the open position is neither squared off nor converted to Delivery by Client(s) within the
stipulated timeb In case of Margin Trades where Mark to Market Loss on the open position has reached the stipulated of the
margins placed with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin orreduce the Mark to Market Loss
MANDATORY
(823)
12
c In all other cases where the margin or security placed by the Client(s) falls short of the requirement or the limitsgiven to the Client(s) have been breached
d where the Client(s) have defaulted on their existing obligation failed to make paymentsdeliver securities to IDBICapital within the stipulated time
The CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Marginsettlement obligations ofthe Client immediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other manner thesecurities already placed with it as Marginlying in the beneficiary account of IDBI Capital or square-off all or someof the outstanding FampO positions of the CLIENT as it deems fit at its sole discretion without further reference to theCLIENT and any resultant or associated losses that may occur due to such square -offsale shall be borne by theCLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in this behalf at all timesAny reference in these terms to sale or transfer of securities by IDBI CAPITAL shall be deemed to include sale ofsecurities which form part of the Margin maintained by the CLIENT with IDBI CAPITALIn exercise of IDBI CAPITALs right to sell securities the CLIENT agrees that the choice of specific securities to besold shall be solely at IDBI CAPITALs discretionThe resultant or associated losses that may occur due to such squaring -offclosing out of position or sale of securitiesshall be borne by the CLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in thisbehalf Such liquidation or close out of positions shall apply to any segmentexchange in which the CLIENT doesbusiness with IDBI CAPITALThe provisions specified herein do not confer any liability on IDBI Capital to square off the clients positions It shall be theresponsibility of the client to pay to IDBI Capital any amount due and payable to IDBI Capital irrespective of whether IDBICapital exercises its right to square off the positions of the client in accordance with the provisions given herein above
4 SHORTAGES IN OBLIGATIONS ARISING OUT OF NETTINGInternal Shortage PolicyIf the client defaults on its existing obligation and in the event the trade has been internally netted off by IDBI CapitalIDBI Capital shall have the right to square off the position of the client to make good the shortages arising thereofThe buyer client may not receive shares on T+2 in case there is an internal shortage situation within IDBI Capital iethe buyer and seller are both IDBI Capital clients and the seller defaults in delivery due to which the buyer may notreceive the shares IDBI Capital may buy in the required quantity in the sellers account and deliver the shares to theBuying Client or IDBI Capital may levy charges on the defaulting seller in either of the following waysi In case of an internal shortage where buy trade and sell trade match the defaulting seller would be debited with
a close rate of auction settlement day + 15 on the close rate of auction settlement day as would be applicable tothe client and the same would be credited to the buyer client
ii In case of partial Exchange Shortage and Partial Internal Shortage in case of Internal Shortage the defaultingseller would be charged proportionately at the rate being the Auction Rate as charged by the Exchange + StatutoryCharges + penal charges as may be decided by IDBI Capital from time to time and the same would be credited tothe buyer client
IDBI Capital shall not be responsible for losses to the Client on account of such square off All losses to the client onthis account shall be borne solely by the client and the Client shall indemnify IDBI Capital in this respect
5 CONDITIONS UNDER WHICH CLIENT IS NOT ALLOWED TO TAKE FURTHER POSITIONS OR BROKER MAYCLOSE EXISTING POSITIONSIDBI Capital shall have the right to refuse to execute tradesallow the client to take further positions in the following circumstances- technical failure- dealing in securities breaching the limits specified by the Exchangesregulators from time to time- securities submitted in physical form for settlement- regulatory restrictionsdirectives- other conditions as specified by IDBI Capital from time to time in view of market conditions regulatory requirements
internal policies etcIDBI Capital shall also have a right to close existing positions of the clients in the abovementioned circumstancesIDBI Capital shall not be responsible for any loss incurred and the client shall indemnify IDBI Capital in this regard
6 TEMPORARILY SUSPENDING OR CLOSING OF CLIENTS ACCOUNT AT THE CLIENTS REQUESTIDBI Capital may at any time temporarily suspend the account of the client based on a request on writing obtained from theclient Trades in the account of the client during the period of such temporary suspension shall not be permittedThe account shall be reactivated only on submission of a written request for reactivation by the clientIDBI Capital may at any time at its sole discretion and without prior notice to the CLIENT prohibit or restrict or blockthe CLIENTs access to the use of the web site or related services and the CLIENTs ability to trade due to regulatoryrequirements prevention of money laundering market conditions and other internal policies
7 DEREGISTRATION OF A CLIENTDeregistration of the clientTermination shall be after giving such notice as provided for in understanding between theclient and IDBI Capital Such deregistrationtermination shall not effect the rights and liabilities of the parties inrespect of the transactions executed before the date of such deregistrationterminationIn addition IDBI Capital may interalia terminate trading facilities due to regulatory requirements prevention of moneylaundering
(923)
13
8 DECLARATION FOR MOBILE NOI hereby designate my mobile number mentioned in the account opening form for giving me any informationalertsmscall I further authorise IDBI Capital Markets amp Securities Limited to send any informationalertsmscall at the said mobilenumber including but not limited to fundamental trading research data trading calls and promotional messages and callsI further declare the abovementioned statement is true and correct
9 CONSENT TO RECEIVE THE STATEMENTS CONTRACT NOTE BY EMAILIWe hereby consent to receive from IDBI Capital Markets amp Securities Ltd (IDBI Capital) the digital contract notes ledgerstransaction statements Demat Statement of accountholding statement(s) and such other correspondence documentsrecords by whatever name called (hereinafter referred to as statement(s)) in electronic form duly authenticated by meansof a digital signature as specified in the Information Technology Act 2000 and the rules made there under at the email idprovided by me to IDBI Capital from time to timeIWe further hereby agree that IDBI Capital shall fulfill the legal obligation if the above Statement(s) are sent electronically tothe email id provided by me from time to timeIn this regard IWe further agree that1 Email sent on the email account provided by meus which have not bounced back shall be deemed to be duly delivered
by meus2 In the event of email sent by IDBI Capital bounces back due to insufficient space in myour inbox or in the event any
network problem occurs IDBI Capital shall in no way be responsible for the same3 IDBI Capital shall not take cognizance of out-of-officeout-of-station auto replies and IWe shall be deemed to have
received such electronic mails4 Such Statements shall be deemed to have been delivered on the day when the email is sent by IDBI Capital5 IDBI Capital shall not be liable or responsible for any Statement received from frauds or impostors or any consequences
thereof6 IDBI Capital shall not be liable for any problem which arises at myour computer network because of myour receiving
any statements from IDBI Capital7 In case of any change in my email id IWe undertake to communicate the same to IDBI Capital through a letter in writing
or (through secured access if any by way of specific user id and password provided to meus by IDBI Capital incase of theonline clients)
8 IWe undertake to check the Statement and bring the discrepancies to IDBI Capital notice within the time period asspecified MyOur non-verification or not accessing the statement on regular basis shall not be a reason for disputing thesame at any time
IWe further agree that IDBI Capital will not be responsible for non-receipt of documents sent via electronic delivery due tochange inincorrect e-mail address correspondence address as mentioned or any other reason which inter-alia includetechnical reasons or malfunction of myour computer systemserverinternet connection etcIWe further agree that IDBI Capital may at its sole discretion also provide such Statement in physical form
(1023)
17
ADDITIONAL TERMS AND CONDITIONS SPECIFIC TO IDBI CAPITAL MARKETS amp SECURITIES LIMITEDThese Terms and Conditions are applicable to Clients availing Stock Broking Services from IDBI Capital Markets amp SecuritiesLimited (IDBI Capital) for Trading on Bombay Stock Exchange Limited (BSE) National Stock Exchange of India Limited andor other Stock Exchange on which IDBI Capital may be registered at any time and as may be availed of by the ClientThese Terms and Conditions ensure smooth operations and enhance transparency in the services offered by IDBI Capital andhence are applicable in addition to the Rights and Obligations of Stock Broker Sub BrokerAuthorised Persons and ClientsThe following Terms and Conditions shall apply to both OnlineOffline Trading services except if specifically mentionedto the contrary herein1 ELIGIBILITY CRITERIA
The Client shall be eligible to avail the services offered by IDBI Capital after completing the registration formalitiesand fulfilling the conditions as prescribed by IDBI Capital from time to time including inter alia as followsa The Client is of sound mind and has the financiallegal capacity to undertake contractualother liabilityb The existenceopening of a bank account and a depository account by the clientc Execution of a Power of Attorney in favor of IDBI Capital for limited purpose use of the Designated Bank DP
accounts (voluntary)d Execution of such other documents and furnishing of particulars as may be required by IDBI Capital from time
to time (Voluntary)On satisfactory verification by IDBI Capital of the information provided by the Client and the fulfillment of all requirementsas stated in sub clauses (a) to (d) above by the Client IDBI Capital shall register the Client for availing the servicesand open its account with IDBI CAPITAL
2 EXECUTION OF ORDERSa) The CLIENT understands that placing an order with IDBI Capital including a market order does not guarantee
execution of the order IDBI CAPITAL has the absolute right to reject any order that may be placed by the CLIENT forany reason whatsoever including for the breach of the requirement of maintaining the prescribed Margin in theCLIENT Account or the Bank account
b) The Exchanges may cancel the trade suo moto without giving any reason thereof IDBI CAPITAL shall be entitled tocancel such trades and or contract note with the CLIENT IDBI CAPITAL shall not be liable for any losses damageor claims on account of such rejection or cancellation of any trade for any reason whatsoever Further IDBI CAPITALmay at its sole discretion subject any order made by the CLIENT to manual review and entry which may causedelays in the execution of the CLIENTs orders In the event of any Exchange levying any monetary finepenaltycharges to IDBI CAPITAL on account of execution of trades as per hisher instructions for any reason the CLIENTagrees to pay-up such finepenalty and costs charges and expenses incurred if any in any proceedings to IDBICAPITAL
c) IDBI Capital will not be responsible for partial execution of orders placed by the Client The Client also agrees that allorders placed by the Client shall be treated as orders for that particular session only In case the Client wants theorders to be carried forward or extended for the day the Client shall communicate the same to IDBI Capital
d) The Client hereby agrees to execute all orders around market prices The Client agrees to ensure that there will beno attempt at price distortion and price rigging made through any means
3 MODE OF PLACING ORDERSOrders shall be placed only by the Client or the Authorised representative of the ClientAll orders instructions shall be placed by the client himself or by an authorized representative duly authorised vide aPoA or other specified authorization The instructions issued by an authorized representatives if any of the CLIENTshall be binding on the CLIENT in accordance with the communication authorizing the said representative to dealon behalf of the said CLIENT In the event of authorized representative being replaced or any authority revoked it shallbe the responsibility of the CLIENT to inform IDBI Capital of the change in writing failing which the CLIENT shall beresponsible for the trade obligations arising out of the actions of both the old representative as well as the newrepresentative If any transaction(s) under this arrangement with IDBI Capital or under any other agreement orotherwise with IDBI Capital hashave been placedexecuted on behalf of the CLIENT by any other person notmentioned above and the same has have been accepted by CLIENT from time to time on the basis of the contractnote(s) bills any other correspondence dispatched communicated to the CLIENT by IDBI Capital and or by partor full settlement of the said transaction(s) by the CLIENT then such transaction(s) shall be deemed to be executedby the person authorised by the CLIENT and the CLIENT hereby agrees to ratify and accept all such or other actionsof such persons and undertakes to meet all obligations arising from these transaction(s)
4 ONLINE TRADINGSECURITY CODES SECURITY PRECAUTIONS AND INFRASTRUCTURE a) Use of CLIENT-ID and Password
The CLIENT agrees that it will be the sole authorised user of the Username Passwords Customer UserIdentification Number telephone Personal Identification Number (T PIN) or other identification or security code(by whatever name called) to be given to it by IDBI CAPITAL to access the online portal or service through IDBICapital website over the telephone or in such other manner as may be permitted by IDBI CAPITAL for availingof the service the CLIENT accepts sole responsibility for use confidentiality and protection of the UsernamePasswords Customer User Identification Number T-PIN or other security code(s) as issued by IDBI CAPITALto the CLIENT from time to time (hereinafter referred to as Security codes) as well as for all orders and
VOLUNTORY
18
information changes entered into the CLIENTs account using such security codes the CLIENT shall ensurethat such security code(s) isare not to be revealed to any third party or recorded in any written or electronic formIf the CLIENT forgets the security code(s) a request for change of such Security code(s) should be sent to IDBICapital in writing On receipt of such a request IDBI Capital shall discontinue the use of the old security code(s)and shall generate a new Security code(s) for the CLIENT which shall be communicated to the CLIENTHowever the CLIENT shall be responsible and liable for all transactions that are carried out by the use of the oldSecurity code(s) Neither IDBI CAPITAL nor any of its officers directors employees agents affiliates or subsidiarieswill have any responsibility or liability to the CLIENT or to any other person whose claim may arise through theCLIENT with respect to any of the circumstances described above
b) Recording of PasswordThe CLIENT shall memorise the Security code(s) and shall not record it in written or electronic form In theevent that the CLIENT does record the Security code(s) in written or electronic form he sheit shall do so at hisherits sole risk and responsibility
c) Responsibility for Use of Security Code(s)Any order entered using the CLIENTs security code(s) either through the web site or through telephone orotherwise is deemed to be that of the CLIENT If third parties gain access to IDBI CAPITALs services through theuse of the CLIENTs security code(s) the CLIENT will be deemed to be responsible for the same and theCLIENT hereby holds harmless and agrees to indemnify IDBI CAPITAL against any liability costslosses ordamages arising out of claims or suits by or against such third parties based upon or relating to such access anduse since the responsibility for such transactions shall be that of the CLIENT The use and storage of anyinformation including without limitation the Password Portfolio information transaction activity account balancesand any other information or orders on the CLIENTs personal computer is at the CLIENTs own risk and is theCLIENTs sole responsibility
d) Communication Equipment of the CLIENTThe CLIENT is responsible for installing and maintaining the communication equipment (including personalcomputers and modems) and telephone or alternative services required at the CLIENTs end and connectivityrequired for accessing and using the web site or related services All communication costs service charges leviesand fees incurred by the CLIENT in accessing the web site or related services will be borne by the CLIENT
e) CLIENTs InfrastructureFor the purposes of these Terms it is presumed that the CLIENT has the necessary and compatible infrastructureready at its end for the purpose of accessing the web site of IDBI CAPITAL or contacting the Trade Over PhoneDeskof IDBI CAPITAL (prior to accessing the services provided pursuant to these Terms) IDBI CAPITAL will not andshall not be under any obligation to assist the CLIENT in installing the required infrastructure or obtaining thenecessary equipment permits and clearances to establish connectivity or linkages to the web site of IDBI CAPITAL
f ) Prevention of Unauthorised UseThe CLIENT will install the necessary built-in safeguards and firewall features and access restrictions toprevent unauthorised use of CLIENTs computer systems or the security codes and ensure that no unauthorisedperson can gain access to the computer systems or such security codes
g) Liability for Incorrect InstructionsThe CLIENT agrees to fully indemnify and hold harmless IDBI CAPITAL for any losses arising from the executionof incorrect ambiguous or fraudulent instructions that got entered through the system at the CLIENTs end Theclient shall be solely responsible for self entering orders at unrealistic prices if so considered by Stock Exchangeand liable for all consequences such as penaltyfine etc levied by stock exchange for such wrongdoing if soconsidered by them
h) Secure Electronic Records and Digital SignaturesIn the event that the certifying authorities and other infrastructure contemplated under the Information TechnologyAct 2000 for ensuring secure electronic records and secure digital signatures is notified by the concernedauthorities and the infrastructure to enable the same is in place IDBI Capital would have the right to require theCLIENT to authorise the various transactions on the web site by means of such secure electronic records andsecure digital signatures and discontinue the usage of the CLIENT password
i) Trade over Phone1) The CLIENT is aware that IDBI Capital offers to its CLIENTS TRADE OVER PHONE SERVICES for
placing orders for buying selling dealing in the securities through trading executives over pre-designatedtelephone numbers The CLIENT can place securities dealing orders through telephone by confirminghis User ID and Telephone personal identification number (T-Pin number) or other identification detailsThe CLIENT shall ensure proper safeguard of the user ID allotted to him and keep his personal detailsconfidential The CLIENT shall within 30 days from receipt of monthly quarterly statement notify IDBICapital in writing of any loss discrepancy or unauthorized use of the CLIENT account user ID Howeverthe CLIENT shall be responsible and liable for all transactions that have been carried out and recorded bythe use of the CLIENT user IDTPin and personal details When any of the above circumstances occurneither IDBI Capital nor any of its officers directors employees agents affiliates or subsidiaries will haveany responsibility or liability to the CLIENT or to any other person whose claim may arise with respect toany of the circumstances described above The client shall maintain confidentiality of the User Id TPINnumber at all times and shall be solely liable for unauthorised use of hisher User IDT-PIN number and allconsequences losses harm injuries caused all times
19
2) In case of Trade over Phone services the CLIENT shall ensure the availability of funds and securities inhis her its accounts which is will be required for meeting hisherits pay-in obligations at the time ofplacing order through phone trading executive IDBI Capital shall not be responsible for any claim lossdamage or compensation arising out of non-availability shortage of funds securities in the CLIENTsaccounts for meeting the pay-in obligations andor for non-execution of order for any reason
5 MISTAKEN ORDERIDBI CAPITAL shall not be responsible for any order that is placed by the CLIENT by mistake Every order that is givenby the client or its authorized representative or entered by the CLIENT through the use of the allotted user name andthe security code(s) shall be deemed to be a valid order for which the CLIENT shall be fully responsible
6 RECONFIRMATION OF CERTAIN ORDERSIDBI CAPITAL reserves the right to reject any order based on its risk perceptions or for any other reason which it isunder no obligation to disclose to the client The CLIENT hereby confirms that he it is aware that IDBI CAPITAL hasprovided on the web site a facility for reconfirmation of orders which are unusual and or large and need to beexecuted using IDBI CAPITAL s discretion These orders are subject to manual review and consequently executionof these orders may be delayed
7 PRICE OF SECURITIESThe CLIENT understands that with respect to any order the CLIENT will get the price at which the order was actuallyexecuted in the market price of which may be different from the price at which the security was trading when theCLIENTs order was placedentered into IDBI CAPITAL s system
8 CANCELLATION OR MODIFICATION OF ORDERSa) The execution of order cancellations or modifications thereof is not guaranteed Cancellation of orders is
possible only if the original order remained pending at the Exchanges Market orders are prone to immediateexecution The CLIENT shall not presume that an order has been executed or cancelled or modified and theCLIENT is required to verify the status of hisits orders
b) Unless otherwise specified by IDBI CAPITAL any order not executed at the end of the day shall stand cancelledterminated
c) Where the Exchange cancels trade(s) suo moto all such trades including the trade(s) done on behalf of theCLIENT shall ipso facto stand cancelled and IDBI CAPITAL shall be entitled to cancel the respective contract(s)with the CLIENT
d) The trade(s) may also be cancelled on account of following reasonsi There may be insufficient bids or offers or suspension of trading due to price limits or circuit breakersii The electronic trading systems either at the exchange or in IDBI CAPITALs offices are vulnerable to temporary
disruptions or failures for technical systematic reasonse) In the event of trade cancellation due to such events or vulnerabilities IDBI CAPITAL shall be entitled to cancel
relative contract(s) with the CLIENT At times due to unforeseen circumstances IDBI CAPITAL may not be ableto execute the desired transactions (either the CLIENTs own transactions or transactions for enforcing marginsas provided in these terms and conditions) on a timely basis IDBI CAPITAL does not accept responsibility for anylosses that the CLIENT may incur on account of such eventualities beyond the control of IDBI CAPITAL
9 MARGINSThe CLIENT shall make available the prescribed initial margin in the form of funds and or in the form of securities(the Margin) with IDBI CAPITAL simultaneously with the opening of the account and prior to commencement oftrading The CLIENT shall be permitted to trade upto a pre-determined number of times of the MARGIN (theMultiple) and the quantum of the Multiple on the margin shall be decided at sole option or discretion of IDBICAPITAL who shall have the irrevocable right to set-off a part or whole of the Margin ie by way of appropriation of therelevant amount of funds or by sale or transfer of all or some of the securities which form part of the margin againstany dues of the CLIENT to meet any of its obligations under these Terms Any reference in these terms to sale ortransfer of securities by IDBI CAPITAL shall be deemed to include sale of securities which form part of the Marginmaintained by the CLIENT with IDBI CAPITAL In exercise of IDBI CAPITAL s right to sell securities under the termsand conditions the CLIENT agrees that the choice of specific securities to be sold shall be solely at IDBI CAPITALs discretion IDBI CAPITAL is permitted in its sole and absolute discretion to collect additional margins (even thoughnot imposed by the Exchange the Clearing House or SEBI) and the CLIENT shall be obliged to pay such marginswithin the time limit stipulated by IDBI Capitala) Margin on Purchase
IDBI CAPITAL may require the CLIENT to deposit interest-free margin in the form of funds Such margin shall bedecided upon by IDBI CAPITAL from time to time on the price of the securities proposed to be purchased
b) Margins on SalesIDBI CAPITAL may require the CLIENT to deposit interest free margin Such margin shall be decided upon byIDBI CAPITAL from time to time on the price of the securities proposed to be sold IDBI Capital may require theclient to deposit shares proposed to be sold upfront
c) Margins in Derivatives ContractsIn the derivative segment the CLIENT is liable to pay an initial margin up-front on or before creating a positionSuch margin shall be decided upon by IDBI CAPITAL and or the Exchange from time to time Furthermore the
20
CLIENT is liable to pay (or receive) daily margins depending on whether the price of the Derivatives contractmoves for or against the position undertaken The CLIENT may also be liable to pay withholding marginsspecial margins or such other margins as are considered necessary by IDBI CAPITAL or the Exchange fromtime to time The client has understood that derivative contracts are margin centric
d) Mark To Market Margin in Derivative ContractsFor derivatives contracts IDBI CAPITAL may prepare the bills on a daily basis and on the dates when transactionis done The CLIENT agrees to pay an upfront margin at the beginning that will be sufficient to cover the marginrequirements If the cumulative Mark to Market (MTM) margin falls short of the margin available in the CLIENTsaccount the CLIENT agrees to heed to IDBI CAPITAL s additional margin calls and agrees to recoup theshortfalldeficit The CLIENT will ensure that margins are adequate at all times and will immediately make goodany shortfall that IDBI CAPITAL communicates
e) Payment through ChequeIn case where the payment by the CLIENT towards the margin is made through a cheque issued in favour of IDBICAPITAL any trade(s) would be executed by IDBI CAPITAL only upon the realisation of the funds of the saidcheque or at the discretion of IDBI CAPITAL The CLIENT agrees to mention his CLIENT code along with hisname on the reverse of any instrument through which he makes the payment to IDBI CAPITAL
f) Margin in form of SecuritiesThe CLIENT may place margin with IDBI CAPITAL in the form of securities as approved by IDBI CAPITAL Suchsecurities may at the discretion of IDBI CAPITAL be marked as lien in favour of IDBI CAPITAL from the depositoryaccount of the CLIENT or such securities may be placed in a separate depository account of IDBI CAPITALIDBI CAPITAL may at its own discretion treat the securities lying in the Brokers beneficiary account of IDBICapital in which securities are kept on behalf of the client as margin where the CLIENT has issued a Power ofAttorney in favour of IDBI CAPITALThe CLIENT may place deposit only those securities which are acceptable to IDBI CAPITAL If at any time aparticular security ceases to be on the list of approved securities the CLIENT shall provide other securities asmay be required in place of such security forthwith The CLIENT agrees and authorises IDBI CAPITAL todetermine the market value of securities placed as Margin after applying a haircut that IDBI CAPITAL deemsappropriate The CLIENTs positions are valued at the latest market price available (marked to market) on acontinuous basis by IDBI CAPITAL The CLIENT undertakes to monitor the adequacy of the collateral and themarket value of such securities on a continuous basis If due to price fluctuations there is erosion in the valueof the margins the CLIENT agrees to replenish recoup any shortfall deficit in the value of the Margins immediatelywhether or not IDBI CAPITAL intimates such shortfall
g) Type of MarginIDBI CAPITAL may at its sole discretion prescribe the payment of Margin in the form of funds instead of securitiesThe CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Margin in the form of fundsimmediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other approved manner thesecurities already placed with it as Margin or square-off all or some of the outstanding FampO positions of theCLIENT as it deems fit at its sole discretion without further reference to the CLIENT and any resultant orassociated losses that may occur due to such square -offsale shall be borne by the CLIENT and IDBI CAPITALshall be fully indemnified and held harmless by the CLIENT in this behalf at all times
h) Shortfall in margins and other provisionsi If paymentsecurities towards the Margin or shortfall in Margin is not received instantaneously to enable restoration
of sufficient Margin in the CLIENTs account all or some of the FampO positions of the CLIENT as well as thesecurities of the CLIENT in the possession or control of IDBI CAPITAL may be liquidated by IDBI CAPITAL at itssole discretion without any reference or prior notice to the CLIENT The resultant or associated losses that mayoccur due to such squaring -off or sale of such securities shall be borne by the CLIENT and IDBI CAPITAL shallbe fully indemnified and held harmless by the CLIENT in this behalf Such liquidation or close out of positionsshall apply to any segmentexchange in which the CLIENT does business with IDBI CAPITAL
ii The CLIENT is responsible for all orders including any orders that may be executed without the requiredMargin in the CLIENTs account If the CLIENTs order is executed despite a shortfall in the available Marginthe CLIENT shall whether or not IDBI CAPITAL intimates such shortfall in Margin to the CLIENT instantaneouslypay and make up the shortfall either through delivery of shares in the event of a sale or credit the requiredfunds in the Bank account via wire transfer or personal cheque cashiers bankers cheque or accounttransfer or any other approved mode as may be required by IDBI CAPITAL
i) AMENDMENT IN MARGINSAny amendment in the percentage of margins as required to be maintained under these Terms and Conditionsshall be intimated by IDBI CAPITAL to the CLIENT over the telephone and in writing and by posting the details onits website The CLIENT is required to make payment replenish the shortfall in such margins if any on demandof the same by IDBI CAPITAL or otherwise immediately
10 EXPOSURE LIMITSThe CLIENT agrees to abide by the exposure limits if any set by IDBI Capital or by the Exchange or ClearingCorporation or SEBI from time to time Such limits do not create any right and are liable to be withdrawn at any time
(1223)
21
without notice and the client shall bear the loss on account of withdrawal of such limits The client agrees tocompensate IDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure givenandor withdrawn
11 IDBI CAPITALS RIGHT TO SQUARE-OFFThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligation ofcommunicating the same to the Client in following circumstances In case of Margin Trades if the open position is neithersquared off nor converted to Delivery by Client(s) within the stipulated time In case of Margin Trades where Mark to MarketLoss on the open position has reached the stipulated as per the applicable laws rules and regulations of the marginsplaced with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin or reduce the Mark toMarket Loss In all other cases where the margin or security placed by the Client(s) falls short of the requirement or wherethe limits given to the Client(s) have been breached or where the Client(s) have defaulted on their existing obligationClient(s) agree that although the auto square off trigger point is pre-defined subsequent to which IDBI Capital couldexercise its discretion to carry out the square-off within a reasonable period of time the actual execution could happen ata price different from the trigger point and the Client(s) agree to bear the loss based on actual executed priceIDBI Capital shall also have the right to cancel any or all open order requests andor close any or all outstandingcontracts Client(s) understand that in case the Auto Square off does not take place due to certain reasons like priceband or any technical grounds or any other grounds then IDBI Capital shall at its discretion exercise the option of CD(Convert to Delivery) If CD also fails due to non-availabilityshortage of Demat shares then for the open sale positionthe Client(s) will have to face auction or close out as per the rules of the concerned Exchangeas decided by IDBICapital Consequently Client(s) will be responsible for any resulting losses and all associated costs includingpenalty levied by the Exchange If CD also fails due to insufficient fundsno funds then for the open buy position theshares will not be delivered to the Client(s) and IDBI Capital will liquidate the shares anytime and the Client(s) will beliable for any resulting losses brokerage and all associated costs incurred by IDBI Capital IDBI Capital reserves theright to square off any open margin positions if the current market price breaches a specified percentage as per theapplicable laws rules and regulation when compared with the previous days closing price for that scrip
12 CLOSE OUTa In case of Purchases
Notwithstanding the margin position in case of purchase on behalf of CLIENT the CLIENT authorises IDBICAPITAL to close out the transactions by selling the securities in case the CLIENT fails to make full payment toIDBI CAPITAL for the execution of the contract within two days of trade execution or before pay-in-day (as fixedby stock exchange for the concerned settlement period whichever is earlier unless the CLIENT already has anequivalent credit with IDBI CAPITAL The loss incurred in this regard if any will be met from the margin moneyof the CLIENT The CLIENT agrees to make good the shortfall if any immediately on being intimated of theshortfall by IDBI CAPITAL
b In case of SaleNotwithstanding the margin position in case of sales on behalf of CLIENT the CLIENT authorises IDBI CAPITAL toclose out the contract by effecting purchaseseffecting close out at IDBI Capitalrsquos descretion If the CLIENT fails todeliver the securities sold with valid transfer documents within 24 hours of the trade execution or before delivery day(as fixed by stock exchange authorities for concerned settlement period or such other date as agreed to by theClient and IDBI Capital in accordance with the extent of regulations and statutory provisions whichever is earlierLoss on transaction if any will be deductible from the margin money of the CLIENT The CLIENT agrees to makegood the shortfall if any immediately on being intimated of the shortfall by IDBI CAPITAL
c Non payment of margin and other amounts Without prejudice to IDBI CAPITALs other rights (including the right to refer a matter to arbitration) IDBI CAPITALshall be entitled to liquidate close out all or any of the CLIENTs positions for non-payment of margins or otheramounts outstanding debts etc and adjustset offappropriate the proceeds of such liquidation close out if anyagainst the CLIENTs liabilities obligations Any and all losses and financial charges on account of suchliquidation closing out shall be charged to and borne by the CLIENT
d Client(s) agree that IDBI Capital has full and complete discretion to square off liquidate the purchasesaleintraday overnight or any other position of the client(s) The client(s) agrees confirms and admits that he shallbe aware and in the know of all his positions at all times
e Lien on Clients AccountAll investment products now or hereafter held carried or maintained by IDBI Capital in their possession orcontrol for any purpose in or for the benefit of any of clients accounts now or hereafter opened including anyaccounts in which client may have an interest shall be subject to a lien in favour of IDBI Capital for the dischargeof all indebtedness and clients other obligation to IDBI Capital which are held by IDBI Capital as security for thepayment of any liability or indebtedness of clients to IDBI Capital in any of said accounts Client authorizes IDBICapital to transfer the investment products and other securities so held from or to any of the clients account withIDBI Capital whenever in the judgment of IDBI Capital it is considered that such transfer is necessary for theprotection of IDBI Capital In enforcing IDBI Capitals lien IDBI Capital shall have the right and discretion todetermine which investment product and securities are to be sold and which contractsrsquo position are to beclosed In the event of a breach or default by Client under these Terms and Conditions IDBI Capital shall haveall rights and remedies available to a secured creditor under all applicable law in addition to the rights recourseand remedies provided herein
22
13 CORPORATE BENEFITS SETTLEMENT CYCLESThe CLIENT accepts responsibility of knowing the status of all corporate benefits like rights and bonus issuesdividends and stock splits of shares that heit intends to trade or which are held in hisit account The CLIENTaccepts responsibility for knowing the correct ISIN Numbers of the shares in his its account and the eligibilityvaliditygenuineness of the shares to meet share pay in obligations to the ExchangeClearing Corporation whetherreceived by way of purchase rights bonuses stock split off market transfers or otherwise
14 TRADE CONFIRMATIONIDBI CAPITAL shall send the trade confirmation to the CLIENT in the form of contract note cum bill or otherwise via maile-mail fax courier Registered AD or otherwise at the postal address telephone fax Nos e-mail addresses intimatedby the CLIENT to IDBI CAPITAL The CLIENT understands that it is clientrsquos responsibility to review or check verify thetrade confirmations the details in the contract notes the bills or statements of account immediately upon their receiptall information particulars trades contained therein shall be binding upon the CLIENT if the CLIENT does not objectin writing to any of the contents preferably within 30 days from receipt of monthly quarterly statement In all cases IDBICAPITAL reserves the right to determine the validity of the CLIENTs objection to the transaction The CLIENT agreesthat IDBI CAPITAL will not be responsible for the non- receipt of the trade confirmation due to any change in the detailscorrespondence address of the CLIENT not intimated to IDBI CAPITAL in writing Further the Client understands that incase of any non compliance of the Bye-Laws rules and regulations as laid down by SEBIExchanges andor theDepository and for any other matter that may be decided by IDBI Capital from time to time IDBI Capital may chargepenalty on the Client Such penalty amount shall be directly debited to the Clients account The Client authorizes IDBICapital to debit hisher trading account for the amount of penalty charged in hisher demat account with IDBI Capital
15 DELAYED REPORTING OF TRANSACTIONSi) If trades or transactions are reported late to IDBI CAPITAL on account of any problems at the Exchange or for any
reason the CLIENT in turn will be subject to late reporting of transactionsii) In addition any errors reported whatsoever to the CLIENT for any reason whatsoever will stand subsequently
corrected to reflect the transaction that was effected in the market16 PAY-INPAY-OUT OF SECURITIES FUNDS
A The CLIENT agrees that IDBI CAPITAL shall not be obliged to deliver any securities or pay any money to theCLIENT unless and until the same has been received by IDBI CAPITAL from the Exchange the ClearingCorporation House or the concerned Mutual Fund or other company or entity liable to make the paymentUnless IDBI CAPITAL otherwise determines and subject to IDBI CAPITAL s rights to set off and other rights asmentioned in these Terms and Conditions and other documents executed by the Client with IDBI Capital thesecurities to be delivered by IDBI CAPITAL to the CLIENT pursuant to the CLIENTs purchase transactions shallbe credited to the designated depository account of the CLIENT and the sale proceeds to be paid by IDBICapital to the CLIENT shall be deposited to the designated Bank account of the CLIENT
B In case of purchase of securities by the CLIENT at times IDBI CAPITAL may be unable to deliver the securitiesto the said purchaser on the pay-out day due to non receipt of the securities from the stock exchange(s) or incase of non receipt of the said securities from another CLIENT of IDBI CAPITAL who has sold the securitiesagainst the said purchase transaction In cases of such short delivery the securities shall be delivered to thepurchaser as per the policy of the Company as amended from time to timeClient hereby authorize IDBI Capital to movetransfer funds from anyall its accounts and or payouts resulting onaccount of sale of shares and securities andor payouts due to settlement closing of contracts andor marginrefunds from cashcapital market andor FampO of BSE andor NSE and adjust transfer set-off and appropriate thesame towards debit balances in the Clients accounts of cashcapital market andor FampO segment of BSE andor NSE and debit balances in depository account andor any other debits andor payments Further the Clientauthorised IDBI Capital to do the transfer either by passing a journal entry (backed by actual fund transfer) in itsbooks of accounts of the respective section department andor physical exchange of cheques
C At all times the CLIENT agrees to make the payment of funds only in the name of IDBI CAPITAL titled IDBI CapitalMarkets amp Securities Limited vide fund transferaccount payee cheques demand drafts or by any other permittedmodes with details of the CLIENT code and the name of the CLIENT mentioned on the reverse of the instrument
D At all times the CLIENT agrees to transfer the securities only to the designated depository account of IDBI CAPITALE The CLIENT agrees that IDBI CAPITAL shall not be responsible for any loss damages in respect of any funds
securities which are deposited transferred to any account other than that of IDBI CAPITALs designatedaccount under these Terms and Conditions
F In the eventuality of the CLIENT receiving shares in his demat account by mistake or for any reason (which he issupposed to have not received) the Client is liable to return such securities and or compensate IDBI CAPITAL
17 DELAYED PAYMENTNotwithstanding anything contained in these presents in case of any amounts which are overdue from the CLIENTtowards trading either in the cash or derivative segments includes all types of margins pay-in obligations or on accountof any other reason to IDBI CAPITAL the client will be charged delayed payment charges on the amount outstanding atthe rate of 006 per day (calculated on 365 days basis) or such other rate as may be determined by IDBI CAPITAL withreasonable notice and mutual consent by the client in writing ampor the securities lying with IDBI CAPITAL shall be soldThe CLIENT hereby authorises IDBI CAPITAL to directly debit the same to the account of the client on a daily basis oras agreed to with the CLIENT from time to time The CLIENT also agrees that any amount overdue from him (includingthe interest on delayed payment) shall be adjusted by IDBI CAPITAL from dues owed to the CLIENT The clientundertakes to make payment of such delayed payment charges charged without delay
23
18 INFORMATION OF DEFAULT IN PAYMENT DELIVERYInformation of default in payment delivery and related aspects by a CLIENT shall be brought to the notice of therelevant stock exchange(s) In case where defaulting CLIENT is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of director(s) promoter(s) partner(s) proprietor as the case may beshall also be communicated to the relevant stock exchange(s)
19 CONDITIONS FOR FampO TRANSACTIONSa The Client understands and is aware of risks in FampO trading which carry a significant risk of substantial loss
Further the client is aware that given the leverage involved the losses can occur and multiply rapidly potentiallyexceeding client funds (including securities deposited) deposited and collaterals credit balance if any formargins or for any other purpose or earmarked as risk capital
b The client is forewarned that IDBI Capital Markets amp Securities Ltd does not and can not guarantee that risksassociated with hishertheir trading in FampO Segment can be limited minimized or eliminated IDBI CapitalMarkets amp Securities Ltd in no way assumes any responsibility for monitoring hishertheir exposure openpositions margins deposits losses or changes in hishertheir net worth
c The client undertakes that the Client shall ensure that heshethey receive contract notes bills and ledgeraccount etc documents regularly from IDBI Capital Markets Services Ltd Further client shall ensure andconfirm that heshethey will read understand and verify the contents of these and other documents relatingto FampO transactions carried out in hishertheir names and codes promptly and on a daily basis Client shallremain proactive vigilant watchful and careful in regard to all aspects of FampO trading and payments ofmargins mark to market losses and debit balances in the ledger account verification thereof and other duesand prompt - in bringing hishertheir grievances if any IDBI Capital agrees confirms and admits that in nosituation the client shall hold IDBI Capital Markets amp Securities Ltd and its directors employees andor itsrepresentativesassociates responsible liable and accountable for anything and IDBI Capital Markets ampSecurities Ltd and its directors employees andor its representativesassociates before any authority courtetc shall always stand absolved from any liability claim loss harm injury counterclaim damages andclaim of such nature except for any fraud or malafide on account of IDBI Capital
d Client shall daily keep track of hishertheir FampO positions exposure movement in prices intra day marginsmark to market losses profits collaterals values etc working when live trading sessions are on or otherwisealso and at no time blame IDBI Capital Markets amp Securities Ltd for not communicating the client anyinformation or not making any call to client in any situation - ordinary or extra - ordinary Client understandsthat time and full payments of mark to market lossesmargins are the essence of FampO transactions settlementClient accepts full responsibility for hishertheir decisions to trade in FampO Segment and all consequencesthereof in all scenarios and at all times
e Client understand that in the event of IDBI Capital granting any accommodation in any manner in the matter of clientsdues margin collaterals carry forwardrollover etc the client shall not raise a groundobjection of such favours availedby client in any proceeding - civil andor criminal - between client and IDBI Capital Markets amp Securities Ltd
f Client is made aware of all F amp O transactions working (including margin mark to market losses) anddocumentation and client understands the documents including contract notes bills margin related documentsledger account etc Client clearly knows that in case of deficit shortfall in margin mark to market losses debitbalances etc dues at any point of time in clients account IDBI Capital Markets amp Securities Ltd shall be entitledto square - off close - out liquidate clients outstanding F amp O positions without even informing client (as clienthave voluntarily undertaken to keep track of hishertheir F amp O positions and obligations thereof as aforesaid) atany time at their sole discretion Client undertakes assures and promises IDBI Capital Services Ltd to pay - upall hishertheir dues losses debit balances in time and when called upon which are accounted in clientsaccount the Client shall fully indemnify IDBI Capital Services Ltd and hold it harmless at all times
20 STOCK BROKER CLIENT COMMUNICATIONa Form of Communication
Documents which may be sent by physicalelectronic delivery between the parties may be in the form ofpersonal delivery courier post an electronic mail (including any auto replies from the system of IDBI CAPITAL)an electronic mail attachment and in the form of an available download from the web site IDBI CAPITAL shallbe deemed to have fulfilled any legal obligation to deliver to the CLIENT any such document if sent via personaldelivery courier post electronic delivery or any other approved mode
b Communication of Documents(i) IDBI CAPITAL shall send to the CLIENT by personal delivery courier post electronic means or any other
approved mode the contract notetrade confirmations of the trades executed bills and account statementsor such other data relating to his trading account with IDBI CAPITAL IDBI CAPITAL will not be responsiblefor non-receipt of documents sent via courier post electronic delivery or any other approved mode due tochange in the address of the CLIENT which is not intimated to IDBI CAPITAL
(ii) IDBI CAPITAL may at any time amend the margin requirements the list of approved securities acceptedas marginetc by modifying or rescinding any of the existing provisions or conditions or by adding any newprovision or condition on its web site IDBI CAPITAL shall not be required to communicate any modificationor rescission individually to the Client either through physical or electronic form and any separate noticeof amendment or modification is deemed to be waived by the Client The continued use of the services ofIDBI CAPITAL after such notice will constitute acknowledgment and acceptance of such amendment
24
(iii) The Client hereby agrees that the Ledger Statements in respect of transactions entered into on the CashSegment of the Exchanges will be combined for the purpose of convenience of IDBI Capital and for theClients convenience and the payments received and paid by IDBI Capital will be appropriated on a first ndashin- first out basis
c Terms and Conditions for receipt of documents by the Clients in electronic form(i) The Client agrees to provide IDBI Capital with his correct e-mail ID in the account opening documents or
as intimated by the client to IDBI Capital in writing IDBI Capital shall send the documents contract notestransaction statements etc to the e-mail ID as provided by the client IDBI Capital shall not be responsiblefor e-mails sent to any wrong e-mail ID provided by the client and such documents contract notestransaction statements shall be deemed to be received if sent to the e-mail ID provided by the Client
(ii) The CLIENT understands that it is his herits responsibility to open e-mail account review upon firstreceipt whether delivered to CLIENT by mail by e-mail (including any auto replies from the system of IDBICAPITAL) other electronic means or all confirmations statements notices contracts bills and othercommunications All information contained therein shall be binding upon the CLIENT if the CLIENT doesnot object either in writing or via electronic mail in all cases IDBI CAPITAL reserves the right to determinethe validity of the Clients objection to the transaction Non verification by the Client or not accessing thedocuments on a regular basis shall not be a reason for disputing the same at a later date
(iii) Should the Client experience any difficulty in opening a document electronically delivered by IDBI CapitalIDBI Capital may on receipt of intimation from the Client in that behalf make the required delivery by anyother electronic means (e-mail fax electronic mail attachment or in the form of an available downloadfrom the back-office website) or in paper based format Failure to advise IDBI CAPITAL of such difficultypreferably within 24 hours from the date of execution of the trade shall serve as an affirmation that Clientwas able to receive and open the said document
(iv) In the event the client opts to receive contract in electronic form the Client agrees not to receive thecontract notes in paper form from IDBI Capital Provided however that in case when IDBI CAPITAL is notable to provide Contract Note to its Clients through (web based) electronic medium due to any unforeseenproblems IDBI Capital shall ensure that the contract note reaches to the Client in physical form as per thetime schedule stipulated in the Bye-Laws Rules and Regulations of the Exchanges
(v) IDBI Capital agrees that in case of receipt of bounced back notification from all the e-mail ids IDBI Capitalshall make the required delivery in paper based format immediately thereafter
(vi) The Client agrees that IDBI Capital will not be responsible for non receipt of documents due to change inincorrect email address provided by the Client for the purpose or for any reason which inter alia includeinsufficient space in the inbox of the Client technical reasons or malfunction of the Clientrsquos computersystemserverinternet connection etc It shall be the responsibility of the Client to intimate to IDBI Capitalof any change in the Clients e-mail address
(vii) IDBI Capital shall not be liable or responsible for any statement received from frauds or impostors or anyconsequences thereof
(viii) The Client is also aware that IDBI Capital duly posts the contract notesother documents (as decided byIDBI Capital) of the respective clients on the website also and that the same can be accessed by the Clienton the website with the help of the Security Code given to the Client by IDBI Capital
d Change of AddressUnless the CLIENT informs IDBI CAPITAL of the change of the address for communication in writing along withthe address proof all notices circulars communication or mail sent to the existing address shall be deemed tohave been received by the CLIENT
e Notices PoliciesCertain policies andor procedures may be further outlined on IDBI CAPITAL s web site and materialliteratureand frequently asked questions (FAQs) provided to the CLIENT Through the use of IDBI CAPITAL s web siteand services the CLIENT agrees to be bound by any and all such notices policies (including password policy)and terms of doing business
21 POWER OF ATTORNEYA client may execute a Power of Attorney for operations in the form provided to the client from time to time which wouldbe in accordance with the guidelines prescribed by SEBI Exchanges
22 INACTIVE AND DORMANT ACCOUNTSThe CLIENT agrees that if there are no debit transactions in its account for the continuous period of 6 months it willbe treated as an inactivedormant account It may be activated in accordance with the policy of IDBI Capital
23 ARRANGEMENT WITH RELATIONSHIPS BANKSIDBI CAPITAL has relationship with one or more banks (the Relationship Banks) The web site of IDBI CAPITAL has apayment window through a link to the web site of the Relationship Bank which provides the facility In such a case theCLIENT could make the payment for securities purchased by himherit by crediting the purchase amount (along withthe indicated brokerage amountother charges) directly to the account of IDBI CAPITAL with the Relationship Bank bymeans of a fund transfer Similarly in the case where the CLIENT makes an order for sale of securities IDBI CAPITAL
(1323)
25
would credit the account of the CLIENT with the Relationship Bank by means of a fund transfer on the pay-out date of therelevant Exchange on which the sale transaction is carried out IDBI CAPITAL expressly states that the payment gatewaymechanism is a service offered by the Banks with whom IDBI CAPITAL has established relations for facilitating thetransfer of funds between the CLIENTs account and IDBI CAPITALs account IDBI CAPITAL expressly excludes liabilityfor consequential loss or damage or loss of profit business revenue goodwill or anticipated savings which may arisein respect of (I) the payment gateway services offered by such Banks (ii) the Payment Mechanism
24 CONDITIONS GOVERNING AVAILMENT OF OTHER SERVICES PROVIDED BY IDBI CAPITAL TRADING INSECURITIES OTHER THAN ON THE FLOOR OF THE STOCK EXCHANGEa) The Client shall authorize IDBI Capital by executing a Power of Attorney in favour of IDBI Capital to execute
instructions of the Client or its authorized representative with regard to the transactions All instructions given bythe Client its authorized representative shall be binding on the Client IDBI Capital may furnish certified copy ofthe Power of Attorney and other documents on behalf of the Client to the Company Registrar Mutual Fund orany third party
b) The Client agrees that the instructions with regard to the transactions may be in the Clients sole name or in thename of the Client jointly with other persons
c) The CLIENT undertakes to read and understand all the relevant offer documents and addenda thereto andterms and conditions of all schemes of all mutual funds other securities including Initial Public OfferingsRights Issue Buy Back Offers etc offered through IDBI Capital website before entering into any transactionsthrough IDBI Capital and agrees to abide by the terms conditions and rules and regulations as applicable fromtime to time IDBI Capital will not be held responsible for any of the information containedomitted from anyrelated documents
d) IDBI Capital or the concerned Mutual Fund Issuer or their respective registrars shall entertain ONLINEtransactions requests and or requests made through telephone in the manner provided under these Termsand Conditions
e) IDBI Capital may refuse to act on any instructions unless they are given in the manner and form acceptable toIDBI Capital However IDBI Capital shall have no responsibility to determine the authenticity of any instructionsgiven or purported to be given by the Client The Client shall not hold IDBI Capital liable on account of IDBICapital acting in good faith on instructions given by the Client or its authorized representative
f) IDBI Capital may at its discretion not to carry out the Clients instruction when IDBI Capital has reasons to believe(which discretion of IDBI Capital the Client shall not question or dispute) that the instructions are not genuine orare otherwise improper unclear raise a doubt IDBI Capital shall not be liable if any instructions are not carriedpartly carried out for any reason whatsoever
g) In case of Mutual Funds the Client agrees and acknowledges that IDBI Capital shall provide the facilities asprovided in these Terms and Conditions only in respect of the select Mutual Funds with whom IDBI Capital hasentered into a separate arrangement
h) The Client shall ensure that the transactions through IDBI Capital are executed in accordance with the applicablelaws byelaws rules and regulations governing the specific investment product IDBI Capital may from time totime impose and vary limits on the orders which the Client may place including but not limited to exposurelimits turnover limits and limits as to numbers The Client agrees that IDBI Capital shall not be responsible forany variation or reduction that may be deemed necessary by IDBI Capital based on its risk perception and otherrelevant factors
i) The Client agrees and understands that the folio number of the Client in respect of the Mutual Fund schemesshall be received by IDBI Capital from the Asset Management Company
j) The Client agrees that the Client shall not without prior intimation amp acknowledgement of IDBI Capital dealliase with the issuer companymutual fundasset management company or its respective registrar in respect ofthe services availed under this arrangement
k) For change of address and personal details of the CLIENT the CLIENT shall send a letter or fax to IDBI Capitalsigned by all the co-holders
l) The CLIENT is requested to check up the personal and bank related details provided by him Neither IDBICapital nor any of the Mutual Funds Issuers chosen shall accept any liability which may arise as a consequenceof the erroneous information provided by the CLIENT
m) Further any change in the details of the Client including but not limited to the Demat account Bank AccountAddress shall be first intimated to IDBI Capital who may in turn liaise with the Issuer Company Mutual FundAsset Management Company or its respective Registrars to update such changes The Issuer Company Mutual Fund Asset Management Company or its respective Registrars may reject such requests and in such anevent IDBI Capital shall not be liable for any such rejection
n) The Client further agrees that the Client shall not close change the details of the Demat account Bank accountwithout prior notification to IDBI Capital and the Client agrees that IDBI Capital may instruct the DepositoryParticipant Bank of the Client to reject any such request received from the Client
o) The Client acknowledges that the purchase application instructions shall be processed by IDBI Capital onlyafter sufficient funds to cover the purchase application price and other costs and charges are received by theIDBI Capital
26
p) If after execution of any transaction it is for any reason found that IDBI Capital has not been provided withsufficient funds by the Client the Client shall pay the deficient amount to IDBI Capital forthwith on demandfailing which IDBI Capital may (but shall not be bound to) square up the transaction at any time at the Clientssole risk and cost Any loss arising on such squaring up will be borne solely by the Client and the Client shall payto IDBI Capital the additional amount that may be payable by the Client IDBI Capitals demand being conclusive
q) The Client declares and confirms that the amount being invested by the Client either directly or through itsPower of Attorney holders in any schemes of all mutual funds or other securities including but not limited toInitial Public Offerings Public Offers Rights issue and Buy Back offers is obtained through legitimate sourcesand is not held or designed for the purpose of contravention of the provisions of any Act Rules and Regulationsor any statue or legislation or any other applicable Laws or any Notifications directions issued by any Governmentalor Statutory Authority from time to time
r) In case the Client is a Non-resident Indian the Client confirms that the funds are remitted from abroad throughapproved banking channels or from the NRE NROFCNR account
s) In case of Mutual Fund the units of schemes shall be allotted redeemed or switched as the case may be at theNet Asset Value prevalent on the date of the application if the application for purchase redemption or switch isreceived by the Fund before the cut -off time as specified on the web site and consistent with terms of theScheme IDBI Capital shall take all necessary action to ensure that the NAV allotted is the NAV applicable on thedate of the transaction However IDBI Capital shall not be liable for any loss that may arise to the CLIENT as aresult of the correct NAV not being allotted to the CLIENTs transactions on the web site Any request falling dueon holiday would be processed on the next business day and respective NAV would be applicable as per theMutual Funds offer documents
t) In case of other securities the order for purchase sell offer under Buy Back etc shall be accepted by IDBICapital only if the same is received by the cut off timedate as indicated on the website and consistent with theterms of the offer
u) The CLIENT can access and view hisher its transactions on the web site and take printouts of relevantdocuments The physical copy of the transactions statement or the account statement shall be sent only onrequest to the CLIENT
v) The Client agrees and acknowledges that after the first purchase transaction in any Mutual Fund the Client maynot be permitted to transact till the folio number is allotted
w) IDBI Capital does not accept any liability for delay in processing time at the Mutual Funds Issuer or Registrarsend
x) It is explicitly stated herein that the services offered in respect of Mutual Fund schemes Offer Documents otherschemes by IDBI Capital should not be considered to have been recommended by IDBI Capital
y) The Client further agrees that IDBI Capital shall not be held responsible for non-allotment of securities eitherfully or partly to the Client for any reason whatsoever IDBI Capital shall not be held responsible in case due tosome reason the bidapplication revision instructions sent by the Client is not received by it or if the bid application revision could not be uploaded to the Stock Exchange or could not be sent to the BankersRegistrar to the issue
z) IDBI Capital shall not be held responsible for non - receipt delay in incorrect receipt of fund if any from theRegistrar Company IDBI Capital shall not be held responsible for incorrect Tax Deduction at Source (TDS) bythe Registrar company if applicable or for non-receipt or delay in incorrect receipt of TDS Certificate if anyfrom the Registrar CompanyMutual Fund
aa) IDBI Capital shall not be liable for any loss or damage caused by reason of failure or delay of the mutual fund todeliver any units purchased even though payment has been made for the same or failure or delay in makingpayment in respect of any units sold though they may have been delivered
bb) For all services provided by IDBI Capital for trading in securities other than on the floor of the Stock ExchangeIDBI Capital shall act on best effort basis to process applications made by the Client IDBI Capital shall not beliable for any loss direct or indirect caused due to delay in processing of application or any other reasonwhatsoever
cc) The Client understands that the corporate actions including but not limited to Dividends declared by the IssuerCompany Mutual Fund shall be directly paid by the Issuer Company Mutual Fund to the Client
dd) IDBI Capital shall also not be liable to the Client for any delay failure or refusal of the Mutual Fund any IssuerCompany Corporation or other body in registering or transferring units to the names of the Clients of for anyinterest dividend or other loss caused to the Client arising there from
ee) The Client agrees to provide IDBI Capital with any confirmation declaration or any other document that theconcerned Issuer Asset Management Company or any other entity may from time to time require IDBI Capitalto collect from the Client in respect of the services offered under this arrangement
ff) IDBI Capital shall not be responsible for any changes in the data of any scheme as carried out in the Offerdocument or any other documents material issued by Asset Management company Issuer Company MutualFund
gg) Neither IDBI Capital nor any of the Mutual Funds nor the Issuer shall be liable for any failure to perform itsobligations to the extent that such performance has been delayed hindered or prevented by systems failuresnetwork errors delay or loss of data due to above and in circumstances of acts of God floods epidemicsquarantine riot or civil commotion and war
27
hh) IDBI Capital shall provide its services on a best efforts basis However IDBI Capital shall not be liable for anysystemequipment failure or for any loss damage or other costs arising in any way out offori System failure including failure of ancillary or associated systems or fluctuation of power or other acts of
Godforce majuereii Accident transportation neglect misuse errors frauds of the CLIENTs orhis agents or any third party oriii Any fault in any attachments or associated equipments of the CLIENTiv Any incidental special or consequential damages including loss of profitv The Client hereby authorises IDBI Capital to use the balance in the Clients trading account maintained
with IDBI Capital for the purpose of investments in such transactions and similarly to use the balance insuch Investment Account for setting off the debits in Clients Trading Account or otherwise on the basis ofClients instructions from time to time
25 PREVENTION OF MONEY LAUNDERINGa The Client confirms and understands that the tradingdemat account is opened for tradinginvestment in stock marketb The Client has read and understood the Prevention of Money Laundering Act (PMLA) 2002 Rules Circulars
made there under amp IDBI Capitalrsquos Policy for Prevention of Money Launderingc The Client agrees to abide by the Prevention of Money Laundering Act 2002 Rules Regulations there under
circulars press release KYC Norms and Policy as and when made applicable issued by any regulatoryauthority as formed there under from time to time
d The Client shall provide with all necessary information and details as required by IDBI Capital from time to timee The Client agrees that heshethey are not a person of a suspicious background or having links with any known
criminals and the Client is not involved or indulged knowingly or assist directly or indirectly in any process oractivity connected with the proceeds of crime nor is a party to it
f The Client agrees that heshethey neither involved nor have indulged knowingly or assisted directly or indirectlyin projecting any proceeds of crime as an untainted property
g The funds utilizedproposed to be utilized for the purpose of investment have been derived through propermeans and does not involve any black or hawala money in any manner
h The transfer of fundssecurities from the account maintained in the account shall be from known source and theClient shall provide clarification to IDBI Capital on request
i The Client shall be responsible for any transactions taking place in hishertheir accountj The Client shall intimate the principal officer of IDBI Capital as well as the concerned authority on knowing of any
suspicious transactions or having obtained any material which is having any link with any crime or proceeds of crimek The Client shall provide to IDBI Capital on an annual basis income and other financial details including a copy
of income tax return file with the Income tax department or any other relevant document as required by IDBICapital from time to time
l The Client agrees undertakes and authorises IDBI Capital or its agents to make references and enquiriesrelative to information in this application which IDBI Capital or their agents consider necessary
m The Client agrees and authorizes IDBI Capital and its agents to exchange share or part with all the information dataor documents relating to hishertheir application and transaction information to other IDBI Capital Group CompaniesBanksFinancial InstitutionsCredit BureausAgenciesStatutory BodiesRegulatory BodiesAuditors as IDBI Capitalmay deem necessary andor appropriate as may be required for use or processing of the said informationdata by suchperson(s) or furnishing of the proceed informationdataproducts thereof to other BanksFinancial InstitutionsCreditProvidersAgenciesUsers registeredRegulatory BodiesAuditors with such persons and the client shall not hold IDBICapital to whom such information etc is disclosed liable for the disclosure or use of such information
n The Client agrees and understands that IDBI Capital reserves the right to reject any application without providing anyreason Further the Client agrees and understands that IDBI Capital reserves the right to retain the application formsand the documents provided therewith including photographs and the same will not be returned to the Client
26 MISCELLANEOUS PROVISIONS GOVERNING THE TERMSa) The Client hereby unconditionally absolutely and irrevocably undertakes to pay immediately any amount due
and payable under these Terms and Conditions on being called upon to do so without any demur merely on ademand in writing from IDBI CAPITAL stating that the amount claimed has become due and any such demandmade on the Client shall be conclusive as regards the amount due and payable by the Client
b) The Client agrees that any notice served on the Client either by actual delivery thereof or sent by Registered Post E-mail Fax to the address of the client first mentioned hereinabove shall be deemed to have been duly served
c) One or more of the provision of these Terms and Conditions may be invoked by IDBI CAPITAL whenever thereis a loss occasioned to IDBI Capital without affecting its rights to invoke these Terms and Conditions for anyfurther loss that may devolve later
d) All trades transactions and contracts are subject to the Rules Bye-Laws and Regulations of the Exchangee) The CLIENT agrees that each participating Exchange or association or agency asserts a proprietary interest in
all of the market data it furnishes to parties that disseminate the said data The CLIENT shall use real-timequotes received on the web site of IDBI Capital only for the CLIENTs individual use and shall not furnish suchdata to any other person or entity The CLIENT is authorised to use materials which are made available by IDBICAPITALs web site for the CLIENTs own needs only and the CLIENT is not authorized to resell access to any
28
such materials or to make copies of any such materials for sale or use to by others The CLIENT shall not usemodify or delete any copyright or other intellectual property rights notices from printouts of electronically accessedmaterials from IDBI Capital web site
f) In cases where the Client has Trading account as well as demat account with IDBI Capital for the convenienceof payment of all the charges pertaining to the Clients demat account the Client authorises IDBI Capital to debithisher trading account with all the DP account charges as and when the bill is raised by IDBI Capital
g) LIMITATION OF LIABILITYIDBI CAPITAL does not guarantee and shall not be deemed to have guaranteed the timeliness sequenceaccuracy completeness reliability or content of market information or messages disseminated to the CLIENTor the execution of the orders placed by the CLIENT IDBI CAPITAL shall not be liable for any inaccuracy erroror delay in or omissions of 1) any such data information or messages or 2) the transmission or delivery of anysuch data information or messages due either to any unintentional act or omission by IDBI CAPITAL or to anyforce majeure event (eg flood extraordinary weather condition earthquake or other any act of God fire warinsurrection riot labour dispute accident action of government communication power failure shut down ofthe systems for any reason ( including on account of computer viruses) equipment or software malfunction) orotherwise or any cause beyond the reasonable control of IDBI CAPITAL 3) Cancellation or non execution of theorder placed by the CLIENT with IDBI CAPITAL
h) IDBI CAPITAL shall not be liable for any inaccuracy error false statement misrepresentation committed by any salesor other associates third parties engaged by IDBI Capital to promote the services offered by it The CLIENT agrees thathesheit places no undue reliance on such persons and will exercise due care and diligence in relying on anystatements made any persons Under no circumstances shall IDBI CAPITAL or anyone involved in creating producingdelivering or managing IDBI Capital services be liable for any direct indirect incidental special or consequentialdamages that result from the use of or inability to use the service delay in transmission of any communication in eachcase for any reason whatsoever (including on account of breakdown in systems) or otherwise
i) INTERRUPTION IN SERVICESIDBI CAPITAL does not warrant that the service will be uninterrupted or error free The service is provided on anas is and as available basis without warranties of any kind either express or implied including withoutlimitation those of merchantability and fitness for a particular purpose The CLIENT agrees that IDBI Capitalshall not be held responsible for any breakdown of the system either due to the fault of the systems of IDBICAPITAL or of the Exchanges or otherwise for any reason whatsoever
j) The CLIENT undertakes that the Client has read the relevant rules and regulations and further undertakes toabide by them at all times It shall be the responsibility of the CLIENT to comply with all trading settlementcycles delivery payment schedules any changes therein from time to time and the procedures of the relevantstock exchange as may be applicable to the CLIENT
k) TAPE RECORDING OF CONVERSATIONThe CLIENT is aware that IDBI CAPITAL tape-records the conversations between the CLIENTCLIENTsrepresentative and the IDBI Capital either personally or over the telephone and hereby specifically permits IDBICAPITAL to do so Such recordings may be relied upon by IDBI CAPITAL and the Client for valid purposes as andwhen required to resolve disputes in connection with the trading transactions or for any other purpose
l) RESTRICTIONS ON ACCESS TO WEB SITE AND TRADINGThe CLIENT understands that IDBI CAPITAL may at any time at its sole discretion and without prior notice to theCLIENT prohibit or restrict the CLIENTs access to the use of the web site or related services and the CLIENTsability to trade IDBI Capital may block the CLIENTs account at any time for any reason and without prior noticeto the CLIENT The CLIENT will bear any loss that hesheit may be faced with due to inability to execute furthertrades on account of such restriction The blocking of an account will not affect the rights andor obligations ofeither IDBI Capital or the CLIENT incurred prior to the date the account is blocked
m) INDEMNITY(i) Though orders are generally routed to the marketplace immediately after the time the order is placed by the
CLIENT on the system there may be a delay in the execution of the order due to any linksystem failure at theCLIENT IDBI Capital Exchanges end or for other reasons The CLIENT hereby specifically indemnifiesand holds IDBI CAPITAL harmless from any and all claims and agrees that IDBI Capital shall not be liablefor any loss actual or perceived caused directly or indirectly by government restriction exchange or marketregulation suspension of trading war strike equipment failure communication line failure system failuresecurity failure on the Internet shut down of systems for any reason (including on account of computerviruses) unauthorized access theft any fraud committed by any person whether in the employment of IDBICAPITAL or otherwise or any problem technological or otherwise that might prevent the CLIENT fromcontacting the PHONE TRADING SERVICES of IDBI CAPITAL or entering IDBI CAPITAL s system or fromexecuting an order or in respect of other conditions
ii) The Client agrees that the provision of indemnity shall continue to remain in force until IDBI CAPITAL inwriting discharges of the said obligations liabilities of the client
(iii) The CLIENT further agrees that hesheit will not be compensated by IDBI CAPITAL for any lost opportunity
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viz notional profits on buysell orders which could not be executed due to any reason whatsoever includingbut not limited due to time lag in the execution of the order or the speed at which the system of IDBI CAPITALor of the Exchanges is operating any shutting down by IDBI Capital of hisherits system for any reason orIDBI Capital disabling the CLIENT from trading on its system for any reason whatsoever
n) WARRANTIES OF CLIENTSi) The CLIENT hereby represents and warrants that the terms and conditions stated herein have been clearly
understood and that the information furnished to IDBI CAPITAL is accurate and truthful The Client agreesconfirms and admits that it shall keep IDBI Capital updated of its financial position details from time to time
ii) All actions required to be taken to ensure compliance of all the transactions which the client may enter into pursuant to this arrangement with all applicable laws shall be completed by the client prior to suchtransaction being entered into
iii If Client resides or gives any orders to from outside India Client agrees to ensure and represent that suchorders will have been given in compliance with any and all applicable law of the relevant jurisdiction fromwhich Client orders are given and laws and regulations prevalent in India and Client further agrees thatClient shall when in doubt consult or obtain legal and professional advice in or of the relevant jurisdictionClient accepts that there may be taxes duties impositions or charges payable to relevant authorities inrespect of Client residing or the giving of any order from outside India and the execution of such order andClient agrees to pay such taxes duties impositions or charges as are applicable and authorizes IDBICapital to make such payments on its behalf if required by law which shall be completely and entirelyreimbursed and paid to IDBI Capital by Client Client further agrees to indemnify IDBI Capital on demand forany claims demands actions costs and expenses IDBI Capital may suffer or incur in connection with orarising from Client residing or giving of any such order from outside India
iv) Client agrees to pay the charges as per the schedule of charges attached to the form and any revisionthereof from time to time Opening of the trading account is subject to the payment of these charges
v) Client authorises IDBI Capital to debit all the incidental chargesexpenses and credit all the transactionproceeds automatically to its trading account with IDBI Capital for the trading activitiesfacilities
vi) The Client confirms that no insolvency proceedings have been initiated against the Clients nor has theClient been adjudicated insolvent
vii) The Client confirms that the Client is not a member of the National Stock Exchange of India Ltd or BombayStock Exchange Ltd and in the event of becoming members of the respective stock exchange(s) in futurethe Client shall intimate IDBI Capital of the same and shall not execute trades through IDBI Capital
o) ASSIGNMENTThe client agrees and acknowledges that IDBI Capital may at any time during the subsistence of the arrangementas per applicable laws rules and regulations assign transfer or otherwise alienate by executing terms andconditions or in any other manner all or any of its rights and or obligations in terms of this arrangement to anyperson or entity including but not limited to its affiliates associates or sister companies and the rights and obligationsof IDBI Capital under this arrangement or any amendment or modification hereto shall vest and ensure in favour ofsuch assignee without any further act deed or thing The client may not assign any right or obligations hereunderwithout first obtaining the prior written consent by an authorized officer of IDBI Capital IDBI Capital may howeverassign the rights and obligations to any third person as per applicable laws rules and regulations
p) SEVERABILITYIn case anyone or more of the provisions contained in these Terms and Conditions becomes invalid illegal orunenforceable in any respect under any law the validity legality and enforceability of the remaining provisionscontained herein shall not in any way be affected or impaired thereto
27 TERMINATION OF SERVICEThe services may be withdrawn anytime by IDBI Capital provided the Client(s) are given a notice of one month underthe circumstances The closure of all accounts of the Client(s) will automatically terminate the services of IDBICapital IDBI Capital may suspend or terminate trading facilities without prior notice if the Client(s) have breachedthese terms and conditions or any document executed with IDBI Capital in respect of the services or IDBI Capital haslearnt of the death bankruptcy or lack of legal capacity of the Client(s) Cancellationtermination shall not effect therights and liabilities of the parties in respect of the transactions executed before the date of such notice
28 DISPUTE RESOLUTION amp JURISDICTIONa) IDBI CAPITAL and the CLIENT are aware of the provisions of the Rules Bye -laws and Regulations of the
Exchanges relating to the resolution of the disputes differences through the mechanism of arbitration providedby the Exchanges and agree to abide by the said provisions in so far as any disputes under these Terms relateto transactions that have been carried out or were to be carried out on the Exchanges
b) the courts having jurisdiction over the area in which regional arbitration centres is situated shall have jurisdictionin respect of any procedure
c) This service does not constitute an offer to sell or a solicitation of an offer to buy any shares securities or otherinstruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation This serviceis not intended to be any form of an investment advertisement investment advice or investment information and hasnot been registered under any securities law of any foreign jurisdiction and is only for the information of any person
30
in any jurisdiction where it may be lawful to offer such a service Further no information on the websites of IDBICapital is to be construed as a representation with respect to shares securities or other investments regarding thelegality of an investment therein under the respective applicable investment or similar laws or regulations of anyperson or entity accessing wwwidbidirectin or any other website maintained by IDBI Capital
29 PROPRIETARY TRADINGIDBI CAPITAL discloses herewith that it undertakes Proprietary trading The CLIENT confirms having read andunderstood the terms and conditions of IDBI CAPITAL and those relating to various services and products andaccepts and agrees to be bound by the terms and conditions including those excludinglimiting IDBI CAPITAL s andExchanges liabilities
30 AMENDMENTThese terms and conditions can be altered amended and or modified by the parties mutually in writing Providedhowever if the rights and obligations of the parties hereto are altered by virtue of change in Rules and Regulations ofSEBI or byelaws Rules and Regulations of the Exchange such changes shall be deemed to have been incorporatedherein in modification of the rights and obligations of the parties mentioned in these terms and conditions Suchamendments shall be intimated to the CLIENT In case the CLIENT continues to deal with IDBI Capital subsequentto the intimation of such amendments it shall be deemed that the CLIENT is agreeable to the new clauses Howeverthe CLIENT has the right to terminate the arrangement through communication in writing subject to the meeting ofthe financial and other obligations under these terms and conditions The provisions of these terms and conditionsshall always be subject to Government notifications any rules regulations guidelines and circulars issued by SEBIand Rules Regulations and Bye laws of the relevant stock exchange that may be in force from time to time
31 RESEARCH TRADING RECOMMENDATION RECEIVED BY THE CLIENTThe Client may at its discretion avail of the ResearchTrading recommendations provided by IDBI Capital from time totime In the regard the Client understand that IDBI Capital produces fundamental and trading research notes tradingcalls technical calls particularly on companies industry stock markets and economy from time to time (collectivelyhereinafter referred to as material) The Client authorizes IDBI Capital to provide the Client with such material throughemail or by access to the website of IDBI Capital or through SMS or any other mode on a voluntary basis The Client isaware that such material provided to the Client is only for the personal information of the Client and the Client undertakesthat the same shall not be reproduced or redistributed to any other person The Client understands that such material isnot an offer or the solicitation of an offer to buy any security By sending this material IDBI Capital or any of its officersdirectors personnel and employees shall not be liable for any loss damage of any nature including but not limited todirect indirect punitive special exemplary and consequential as also any loss of profit in any way arising from the useof this material in any manner The Client is also aware that the investments discussed in such material may not besuitable for all investors The Client shall therefore before dealing andor transacting in any of the products referred toin such material make their own investigation due diligence seek appropriate professional advice The Client aloneshall be fully responsible liable for hisherits investments disinvestments on the basis of such material The Client alsoagrees that IDBI Capital may discontinue providing such material to the Client and that it would have no responsibility toupdate any information provided to the Client nor does it represent that the information provided in such material iscomplete Further by providing such material IDBI Capital is not acting as the Clients portfolio or financial adviser nordoes it assumes any fiduciary duties
32 DISCLOSUREAs required by the Stock Exchange IDBI Capital would like to make the following disclosure The Clauses containedin the Rights and Obligations Risk Disclosure Document and Guidance Note are mandatory clauses prescribed bySEBIthe Exchanges from time to time The clauses in these terms and conditions including the clauses pertainingto internet trading are additional clauses and are voluntary at the discretion of IDBI Capital and the Client but arerequired for efficient provision of services by IDBI Capital
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SPECIAL POWER OF ATTORNEY amp INSTRUCTIONSTO ALL TO WHOM THESE PRESENTS SHALL COME IWe the Client described in the schedule hereto having hisher its address at theplace mentioned in the schedule hereto (hereinafter referred to as the Account HolderJoint Account HoldersClient which expression shallunless repugnant to the meaning and context thereof be deemed to mean and include his herits legal heirs representatives executorssuccessors and assigns as the case may be) do hereby nominate constitute and appointIDBI Capital Markets amp Securities Limited a Company incorporated under the Companies Act 1956 and having its registered office at 3rdFloor Mafatlal Centre Nariman Point Mumbai-400 021 (hereinafter referred to as IDBI Capitalthe Attorney which expression shall unlessrepugnant to the meaning and context thereof be deemed to mean and include its successors) acting through any of its officers or employees orany sub-agents or delegates to be myour true and lawful Agent and Attorney for meus and on myour behalf and in myour name from time totime to do and exercise or cause to be done and exercised all or any of the acts deeds powers and authorities as herein mentionedA WHEREAS the Trading Account Holder (as mentioned in the schedule hereto) wishes to participate in the onlineoffline trading facilities
andor other services being offered by IDBI Capital through its portal wwwidbidirectin or through any other channel such as IVR WAPBusiness Associates Branch Customer Service Call Center etc (or through any other portal as launched by IDBI Capital for offeringthe said services)
B AND WHEREAS the Trading Account Holder has submitted the documents required for availing stock broking and various servicesprovidedto be provided by IDBI Capital through its Portal wwwidbidirectin (or through any other portalmedium offered by IDBI Capital)andor offline trading platform to the Account Holder through Trading Account No ___________________(UCC)
C AND WHEREAS the Demat Accounts mentioned in Annexure - I hereto (or such other demat accounts as may be determined by meus from time to time and intimated to IDBI Capital) of which Iwe amare the solejoint holders shall be linked to the above mentionedTrading account for the purpose of settlement and margin obligation arising out of trades executed through the said Trading Account
D AND whereas for efficient functioning of the above-mentioned services and to facilitate proper execution of all transactions Iwe amaredesirous of appointing IDBI Capital as my our true and lawful Attorney and confer upon it the powers hereinafter stated
IWe hereby authorize the Attorney to do exercise amp perform all or any of following acts deeds and things1 Transfer securities held in myour beneficial owner account(s) as mentioned in Annexure -1 (as may be modified from time to
time by meus and duly intimated to IDBI Capital) hereto towards Stock Exchange related margin delivery obligations arising out oftrades executed by meus on the Stock Exchange through IDBI Capital
2 To instruct the DP to debit securities to the said account mentioned in Annexure -1 (as may be modified from time to time by meus andduly intimated to IDBI Capital) and or transfer securities from the said account to beneficial owners account of IDBI Capital as mentionedin Annexure 2 to the extent of shares sold through IDBI Capital for pay-in obligations as well as for margin towards any StockExchange in Cash and Derivativesother segments as may be permitted
3 To credit my our demat account(s) with any securities that are to be delivered to meus borrowed by meus4 To demand receive and give good and effectual receipt(s) and discharge(s) for all or any dividends interest bonuses or any other
sum(s) andor income arising from the shares debentures units and other investments and to sign and endorse pay ordersdividends interest warrants or certificates receive all debts sums of money principal interest dividend or other dues of whatevernature or accounts which are now or at any time due and payable and belonging to meus on any account whatsoever
5 Pledge the securities lying in myour accounts mentioned in Annexure -1(as may be modified from time to time by meus and intimatedto IDBI Capital) in favour of IDBI Capital for the purpose of meeting myour margin requirements in connection with the trades executedby meus on the Stock Exchange through IDBI Capital
6 Pursuant to myour instructions or instruction of myour Authorised Representative to apply for acquiring subscribing redeeming switching between investment products including but not limited to Mutual Funds Public Issues (shares as well as debentures) rightsoffer of shares tendering in open offers and to sell transfer and endorse the same or redeem the same or otherwise deal in the securitiesand or any other investment products pursuant to my instruction or instruction of myour Authorised Representative either throughinternet or otherwise using identification number issued by any Mutual Fund from time to time or otherwise andor to sign and to executeall transfer deeds whether as transferor or transferee and such other instruments applications and papers as may be necessary foracquiring or transferring redeeming the same marking pledge lien on such securities andor for transferring the investment in the unitsof Mutual Funds from one scheme to another or between Mutual Funds andor otherwise as may be required for dealing in securitiesor other investment products
7 Pursuant to myour instructions or instruction of myour Authorised Representative to make applications for or to renounce and signrenunciation forms in respect of bondsdebentures right shares and additional shares of any CompanyBodyAuthority and to receiveand hold such rights or additional shares bonds or debentures
8 Pursuant to myour instructions or instruction of myour Authorised Representative to issue orders and instructions for acquisition anddisposal of investments for and on myour behalf and to purchase or otherwise acquire sell or otherwise dispose off or otherwise deal invest in securities
9 To sign the necessary forms and other documents if any and to file and register the same with the company concerned entities to giveeffect to the powers conferred herein
10 To forward all applications for subscription of securities placed through the website to the online-IPOother module of the concernedExchangesauthorityconcerned entity platform
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32
11 To do all such acts and things as may be necessary to give effect to the subscription purchaseredemption or any other transactionpursuant to myour instructions or instruction of myour Authorised Representative in any securities andor Investment product forwhich services are availed from IDBI Capital
12 Transfer funds from myour bank account(s) mentioned in Annexure -1 (or such other bank accounts as may be determined by meus from time to time and intimated to IDBI Capital) andor to instruct the concerned banks in this regard for the followinga) For meeting myour settlement obligations margin requirements in connection with the trades executed by the meus on any stock
exchanges through IDBI Capital in any segment as may be permittedb) For recovering any outstanding amount due from meus arising out of myour trading activities on any of the Stock Exchanges
through IDBI Capitalc) For meeting obligations arising out of myour subscribing to such other productsfacilitiesservices like Mutual Funds Public
issues (shares as well as debentures) rights offer of shares etc through IDBI Capitald) Towards moniesfeescharges etc due to IDBI Capital payable by virtue of meus usingsubscribing to any of the facilitiesservices
availed by meus or at myour instance13 To send a consolidated summary of the Clients scrip wise buy and sell position taken with average rates to meus by way of an sms
email on a daily basis notwithstanding any other document to be disseminated as specified by SEBI from time to time14 For the purpose of the aforesaid to sign contracts agreements transfers acceptances receipts or other instruments documents and
forms to accept and carry out correspondence with such person(s) or authorityauthorities or department(s) and to do all such lawfulacts requisite for effecting the same
15 To comply andor cause to be complied with all statutory and other requirements attached to or arising out of these premises and for thispurpose to take such steps and actions necessary or proper including signing of affidavits indemnity declarations legal documentsdeeds and writings wherever required
16 To do all such acts deeds and things as may be necessary for or incidental to the powers conferred hereinPOWERS TO THE BANK ALLIANCE PARTNERSWhereas for the purpose of Trading through IDBI Capital Markets amp Securities Limited Iwe amare availing banking andor demat accountservices of __________________ a body corporate constituted under _____________________________________________________________ having its head office at ________________________________________________________________________________________________________________________________________ (hereinafter referred to as Bank Alliance Partner) which expressionshall unless repugnant to the context or meaning hereof mean and include its successors in titleAnd whereas IWe hold Bank account with the Bank Alliance partner in its capacity as Bank andor have applied to the Bank AlliancePartner for opening of bank account with it IWe hold demat account no____________________ with the Bank Alliance Partner in itscapacity of depository participants andor have applied to the Bank Alliance Partner to open a demat account with itFurther to the above powers and authorities conferred on IDBI Capital IWe hereby confer upon the Bank Alliance the authoritieshereinafter stated1 To operate block and or debit or credit the abovementioned bank account for operation and execution of all transactions on my
our behalf2 To operate block andor debit or credit the above mentioned demat account with the Bank Alliance Partner for the purpose of Stock
Exchange related margindelivery obligations arising out of trades executed by meus on the Stock Exchange through the Attorney andas instructed by the Attorney in this regard
3 Pursuant to my instructions or instruction of myour Authorised Representative to buy sell or cause to be bought and sold all kind ofsecurities stocks and shares including but not limited to government securities bonds and mutual funds etc
4 To do all such acts deeds and things as may be necessary for or incidental to including but not limited to providing services to me us and for meeting my our obligations in connection with the said bank account
For the purpose of this Specific Power of Attorney the term securities shall include securities as defined by the Securities Contracts(Regulation) Act 1956 as amended from time to time and shall include shares scrips stocks bonds warrants options futures derivativesconvertible debentures non-convertible debentures securitized debt instruments fixed return investment equity linked instruments or othermarketable Securities of a like nature in or of any incorporated Company or other body corporate negotiable instruments including usuanceBills of Exchange deposits or other money market Instruments commercial paper certificate of deposit units issued by Unit Trust of Indiaand units issued by Mutual Funds mortgage backed or other asset backed Securities issued by any institution or body corporate cumulativeconvertible preference shares issued by any incorporated company and Securities issued by any Incorporated company and Securitiesissued by the Central Government or a State Government for the purpose of raising public loan and having one of the forms specified inClause (2) of Section 2 of the Public Debt Act 1944 any other new form of capital or money market Instruments that may be issued in thefuture by any incorporated company firminstitution or GovernmentFor the purpose of this Specific Power of Attorney the list of myour Demat and Bank account to which from which securitiesfunds may bemoved are mentioned in Annexure -1 hereto Annexure -1 may be changed by meus at any time with prior intimation in writing to IDBI Capitalby submission of a revised Annexure - 1
(1723)
33
For the purpose of this Specific Power of Attorney the list of the Demat and Bank accounts of IDBI Capital from which to which securitiesfunds may be moved are mentioned in Annexure -2 hereto Annexure -2 may be changed by IDBI Capital at any time with intimation to meus in writing or through websitethrough emailIDBI Capital shall return to meus the securities or funds that may be received by it erroneously or those securities or funds that IDBI Capitalwas not entitled to receive from meusAND GENERALLY to do all such other lawful acts and things as the Attorney shall think advisable for the purposes aforesaid as fully andeffectually in all respects as Iwe could do myselfourselves and to act as fully and effectually for all intents and purposes in all dealingsand transactions between myselfourselves and the said IDBI Capital as Iwe could if personally present and acting in the matters andtransactions aforesaidAND Iwe do hereby agree to confirm and ratify all and every act or things done by the Attorney within the scope of the authority hereby conferredon it and all deeds or documents executed by it in myour name or on myour behalf under this Specific Power of Attorney shall be binding on meus as if the same were executed by meus except any act or thing done by the Attorney that results in loss or claim on account of blocking of fundsthat may be erroneously instructed by the Attorney to the Bank MyOur Attorney shall not be liable for any loss that may result from failureinabilityof electronic connectivity of rejection of myour application for any reason whatsoeverThe aforesaid Power of Attorney has been granted the instructions herein have been given and the terms and conditions herein contained havebeen agreed to by meus in consideration of the said terms and conditions and the mutual rights covenants and obligations there under and arerevocable by the meus by giving an intimation to the Attorney in writing and the cessation of this authority shall not affect or impair any act theretodone in exercise of these presents Such intimation shall be duly signed by me us and should be received at the Head Office of the Attorney Therevocation shall be subject to due receipt verification and processing of the same by the AttorneyThis Power of Attorney overrides any previous Power of Attorney given by meus in favour of IDBI Capital in respect of the Trading Accountwith IDBI CapitalThis document shall be subject to the jurisdiction of the Courts in MumbaiIN WITNESS whereof IWe have executed this power of attorney on the day date year and place herein below mentioned in the schedule
Signed and delivered by (Schedule above refered to)
Demat Ac No Holderrsquos Name Signature
1st Holder MrMs
2nd HolderMrMs
3rd Holder MrMs
Date _________________________
(1823)
For and on behalf of IDBI Capital Markets amp Securities Ltd Witness for IDBI Capital Markets amp Securities Ltd
Name 1) NameAddress IDBI Capital Markets amp Securities Limited Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal Centre 3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021 Nariman Point Mumbai - 400 021
Signature SignaturePlace 2) NameDate Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021
Signature
Witness for the ClientName Name
Address Address
Signature Signature
34
SP
AC
E F
OR
FR
AN
KIN
G
A LIST OF DEMAT ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder DP Id Client Id
ANNEXURE 1
B LIST OF BANK ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder Bank Name Bank Account No
ANNEXURE 2A LIST OF DEMAT ACCOUNT OF IDBI CAPITAL
Sr No Name of the Account holder DP Id Client Id1 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100081302 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100000043 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024584 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024775 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100281636 IDBI CAPITAL MARKETS amp SECURITIES LTD 13011900 00008531
B LIST OF BANK ACCOUNT OF THE IDBI CAPITALSr No Name of the Account holder DP Id Client Id
1 NSE CM SETTLEMENT IDBI BANK LTD 0041020000301262 BSE CM SETTLEMENT IDBI BANK LTD 0041020000301173 NSE DERIVATIVE SETTLEMENT ACCOUNT IDBI BANK LTD 0041020000301084 NSE CLIENT ACCOUNT IDBI BANK LTD 0041020000301355 BSE CLIENT ACCOUNT IDBI BANK LTD 0041020000300926 NSE DERIVATIVE CLIENT ACCOUNT IDBI BANK LTD 004102000030144
The abovementioned list of DematBank Accounts of IDBI Capital may be changed by IDBI Capital from time to time with intimation to theClients in writingthrough the website and via e-mail
Signature of the Client
(1923)
35
TRADING PRODUCTSTERMS AND CONDITIONS
The following productsfacilitiesmodes of trade are available to all clients
EN-CASHbull This facility enables the clients to receive sale proceeds on Trade day (T-day) as against the normal T+2 settlementbull The facility is available only in respect of Sell transactions in the Cash Market on BSEbull The facility is available only to Resident Indian clientsbull Funds shall be transferred to the clientrsquos account at the end of day only if the securities sold are received by IDBI Capitalbull The stock sold should be available in the clientrsquos demat account registered with IDBI Capitalbull Funds will be transferred to clientrsquos account after accounting for all other obligations due from the client to IDBI Capitalbull A flat brokerage rate of 1 shall be charged to the client for ldquoEn Cashrdquo transactionsbull In case of trades executed under this facility on a day which is a Bank or Clearing holiday settlement shall be made on
the immediate following trade daybull Orders placed under other productsfacilities cannot be converted to ENCASH similarly ENCASH orders cannot be
converted to other productsfacilities
MARGINbull This facility shall be offered for select scrips trades at the discretion of IDBI Capital from time to timebull Clients may trade in securities only by bringing in funds needed to settle the Marginensuring sufficient Margin in
their accountbull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Clients are required to settle the obligations towards margin trades by T+1 daybull In case the fundsstocks are not provided for conversion on T +1 Margin positions will be squared off by IDBI Capital
on T+2 day All losses incurred profits booked are to the clientrsquos accountbull Interest will be charged 006 (on 365 days basis)bull The facility is available only to Resident Indian clients
E-MARGINbull The E-margin productfacility enables clients to buy stocks today amp pay upto 5 days from the date of settlement of the
tradebull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Interest will be charged 006 (on 365 days basis)bull Client position may be ldquoConverted to Deliveryrdquo or Squared off by IDBI Capital at any time on account of risk considerationsbull On or before T+7 trading day E-Margin positions should be ldquoConverted to Deliveryrdquo or Squared off by the client before
1430 hours failing which these may be squared off by IDBI Capital All losses incurred profits booked upon suchsquare off shall be to the clientrsquos account
bull No further exposure will be granted if a position remains open beyond T+7 days from the day of original trade onlydelivery sell to square off the debits will be allowed
bull In case of short delivery on the settlement of the trade the short delivered quantity will be treated as Convert to Delivery(C to D) while the balance quantity will be continued under E-Margin
bull Convert to delivery for E Margin trades is based on FIFO method and brokerage shall be charged accordinglybull Brokerage for E-Margin trades is also calculated on FIFO methodbull This facility is restricted to such scrips as may be decided by IDBI Capital from time to timebull The facility is available only to Resident Indian clientsbull E-Margin positions will be continued until
- The client IDBI Capital exercises the Convert to Delivery options- Positions remain open till T+7 day from the trade date
(2023)
36
COLLATERAL SELLbull Under this facility Clients have the option to sell their securities marked as Collateral in favour of IDBI Capitalbull This facility can be availed by the client subject to availability of adequate unencumbered stockcollateral in the client
accountrsquosbull This facility is available only to clients having a DP account with a Depository Participant who is an Alliance Partner of
IDBI Capital and as permitted by IDBI Capital from time to timebull The facility is available only to Resident Indian clients
EQUITY SIPbull This facility permits the clients to invest systematically at specified intervals in securities on BSE by stating the scrips
and numberamount to be investedbull An initial set up charge of Rs 100- per equity SIP will be leviedbull The client must ensure and provide for sufficient funds for execution of the SIP on the respective datesbull A maximum of 10 scrips can be included in each SIPbull Clients are required to sign a separate Enrollment FormLogin in online for each new SIP
General Upon selection of the said product at the time of trade the client agrees that the above terms and conditions of therespective productfacility shall be applicableAdditionally the client may also trade in equities under cash and carry (CNC) and the derivatives segments as per theoptions selected by the client at the time of account opening or thereafterThe above terms and conditions are supplemental to the Additional Terms and Conditions specific to IDBI Capital MarketServices Limited agreed to by the client at the time of account opening
Note Square off brokerage will be charged for two contra legs of the same product type on the same Exchange on thesame trading day In case of Contra trades on a particular trading day across different products or across ExchangesDelivery Brokerage shall be applicable
______________________________(2123)
37
AUTHORISATION FOR MAINTAINING RUNNING ACCOUNT
I hereby authorize IDBI Capital to maintain my account both securities and funds with IDBI Capital on a running basis untilthe settlement date as given below and to consider the balances in my running fundssecurities account with IDBI Capitalfor the purpose of margin or any other obligations due to IDBI Capital across any segment of any Exchanges and alsoauthorize IDBI Capital to hold my credit in anticipation of the future debits in my accountI further authorize IDBI Capital to set offadjust any of my debitsdues in any segment of any exchanges with credits of anyother segment(s) of any Exchange(s) in my accountI We understand and agree that no interest will be payable to meus on the amounts or securities so retained with IDBICapital I understand that in the event I have outstanding obligations on the settlement date IDBI Capital may retain therequisite securitiesfunds towards such obligations and may also retain the funds expected to be required to meet marginobligations for next 5 trading days calculated in the manner specified by the exchangesI hereby authorise IDBI Capital to retain an amount of upto Rs 10000- for operational convenienceI agree to bring any dispute arising from the statement of account or settlement made by IDBI Capital to the notice of IDBICapital preferably within 7 working days from the date of receipt of fundssecurities or statements as the case may beI understand that such periodic settlement of running account shall not be necessary in the following casesi in case of margin trading if availableii for funds deposited by me towards collateralsmargin in the form of bank guarantee (BG)Fixed Deposit receipts (FDR)I understand that this authority for maintaining running account may be revoked by me at any time IWe be liable for alllosses damages and actions which may arise as consequence of your adhering to and carrying out my our directionsgiven above and further agree that you shall not be liable for any claim for loss or profit or for any consequential incidentalspecial or exemplary damages caused by retention of securities moniesI hereby agree that actual settlement of funds and securities in my account may be made at least once in a
Calendar Quarter Calendar Month
(Plese tick which is applicable)
______________________________
Date
(2223)
38
This page has been kept blank intentionally
39
M-IIRIGHTS AND OBLIGATIONS OF STOCK BROKERS SUB-BROKERS AND CLIENTS
(as prescribed by SEBI and Stock Exchanges)1 The client shall investtrade in those securitiescontractsother instruments admitted to dealings on the Exchanges
as defined in the Rules Byelaws and Regulations of Exchanges Securities and Exchange Board of India (SEBI) andcircularsnotices issued there under from time to time
2 The stock broker sub-broker and the client shall be bound by all the Rules Byelaws and Regulations of the Ex-change and circularsnotices issued there under and Rules and Regulations of SEBI and relevant notifications ofGovernment authorities as may be in force from time to time
3 The client shall satisfy itself of the capacity of the stock broker to deal in securities andor deal in derivatives contractsand wishes to execute its orders through the stock broker and the client shall from time to time continue to satisfy itselfof such capability of the stock broker before executing orders through the stock broker
4 The stock broker shall continuously satisfy itself about the genuineness and financial soundness of the client andinvestment objectives relevant to the services to be provided
5 The stock broker shall take steps to make the client aware of the precise nature of the Stock brokerrsquos liability forbusiness to be conducted including any limitations the liability and the capacity in which the stock broker acts
6 The sub-broker shall provide necessary assistance and co-operate with the stock broker in all its dealings with the client(s)
CLIENT INFORMATION7 The client shall furnish all such details in full as are required by the stock broker in Account Opening Formrdquo with
supporting details made mandatory by stock exchangesSEBI from time to time8 The client shall familiarize himself with all the mandatory provisions in the Account Opening documents Any addi-
tional clauses or documents specified by the stock broker shall be non-mandatory as per terms amp conditionsaccepted by the client
9 The client shall immediately notify the stock broker in writing if there is any change in the information in the lsquoaccountopening formrsquo as provided at the time of account opening and thereafter including the information on winding uppetitioninsolvency petition or any litigation which may have material bearing on his capacity The client shall provideupdate the financial information to the stock broker on a periodic basis
10 The stock broker and sub-broker shall maintain all the details of the client as mentioned in the account opening formor any other information pertaining to the client confidentially and that they shall not disclose the same to any personauthority except as required under any lawregulatory requirements Provided however that the stock broker may sodisclose information about his client to any person or authority with the express permission of the client
MARGINS11 The client shall pay applicable initial margins withholding margins special margins or such other margins as are
considered necessary by the stock broker or the Exchange or as may be directed by SEBI from time to time asapplicable to the segment(s) in which the client trades The stock broker is permitted in its sole and absolutediscretion to collect additional margins (even though not required by the Exchange Clearing HouseClearing Corpo-ration or SEBI) and the client shall be obliged to pay such margins within the stipulated time
12 The client understands that payment of margins by the client does not necessarily imply complete satisfaction of alldues In spite of consistently having paid margins the client may on the settlement of its trade be obliged to pay (orentitled to receive) such further sums as the contract may dictaterequire
TRANSACTIONS AND SETTLEMENTS13 The client shall give any order for buy or sell of a securityderivatives contract in writing or in such form or manner as
may be mutually agreed between the client and the stock broker The stock broker shall ensure to place orders andexecute the trades of the client only in the Unique Client Code assigned to that client
14 The stock broker shall inform the client and keep him apprised about tradingsettlement cycles deliverypaymentschedules any changes therein from time to time and it shall be the responsibility in turn of the client to comply withsuch schedulesprocedures of the relevant stock exchange where the trade is executed
15 The stock broker shall ensure that the moneysecurities deposited by the client shall be kept in a separate accountdistinct from hisits own account or account of any other client and shall not be used by the stock broker for himselfitself or for any other client or for any purpose other than the purposes mentioned in Rules Regulations circularsnotices guidelines of SEBI andor Rules Regulations Bye-laws circulars and notices of Exchange
MANDATORY
40
16 Where the Exchange(s) cancels trade(s) suo moto all such trades including the trades done on behalf of theclient shall ipso facto stand cancelled stock broker shall be entitled to cancel the respective contract(s) withclient(s)
17 The transactions executed on the Exchange are subject to Rules Byelaws and Regulations and circularsnoticesissued thereunder of the Exchanges where the trade is executed and all parties to such trade shall have submittedto the jurisdiction of such court as may be specified by the Byelaws and Regulations of the Exchanges where thetrade is executed for the purpose of giving effect to the provisions of the Rules Byelaws and Regulations of theExchanges and the circularsnotices issued thereunder
BROKERAGE18 The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from time to time and as they
apply to the Clients account transactions and to the services that stock broker renders to the Client The stock brokershall not charge brokerage more than the maximum brokerage permissible as per the rules regulations and bye-laws of the relevant stock exchanges andor rules and regulations of SEBI
LIQUIDATION AND CLOSE OUT OF POSITION19 Without prejudice to the stock brokers other rights (including the right to refer a matter to arbitration) the client
understands that the stock broker shall be entitled to liquidateclose out all or any of the clients positions for non-payment of margins or other amounts outstanding debts etc and adjust the proceeds of such liquidationclose outif any against the clients liabilitiesobligations Any and all losses and financial charges on account of such liquida-tionclosing-out shall be charged to and borne by the client
20 In the event of death or insolvency of the client or hisits otherwise becoming incapable of receiving and payingfor or delivering or transferring securities which the client has ordered to be bought or sold stock broker mayclose out the transaction of the client and claim losses if any against the estate of the client The client or hisnominees successors heirs and assignee shall be entitled to any surplus which may result there from Theclient shall note that transfer of fundssecurities in favor of a Nominee shall be valid discharge by the stockbroker against the legal heir
21 The stock broker shall bring to the notice of the relevant Exchange the information about default in paymentdeliveryand related aspects by a client In case where defaulting client is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of Director(s)Promoter(s)Partner(s)Proprietor as the case may be shallalso be communicated by the stock broker to the relevant Exchange(s)
DISPUTE RESOLUTION22 The stock broker shall provide the client with the relevant contact details of the concerned Exchanges and SEBI23 The stock broker shall co-operate in redressing grievances of the client in respect of all transactions routed through
it and in removing objections for bad delivery of shares rectification of bad delivery etc
24 The client and the stock broker shall refer any claims andor disputes with respect to deposits margin money etcto arbitration as per the Rules Byelaws and Regulations of the Exchanges where the trade is executed and circularsnotices issued thereunder as may be in force from time to time
25 The stock broker shall ensure faster settlement of any arbitration proceedings arising out of the transactions enteredinto between him vis-agrave-vis the client and he shall be liable to implement the arbitration awards made in suchproceedings
26 The clientstock-broker understands that the instructions issued by an authorized representative for dispute resolu-tion if any of the clientstock-broker shall be binding on the clientstock-broker in accordance with the letter autho-rizing the said representative to deal on behalf of the said clientstock-broker
TERMINATION OF RELATIONSHIP27 This relationship between the stock broker and the client shall be terminated if the stock broker for any reason
ceases to be a member of the stock exchange including cessation of membership by reason of the stock brokersdefault death resignation or expulsion or if the certificate is cancelled by the Board
28 The stock broker sub-broker and the client shall be entitled to terminate the relationship between them without givingany reasons to the other party after giving notice in writing of not less than one month to the other parties Notwithstandingany such termination all rights liabilities and obligations of the parties arising out of or in respect of transactions enteredinto prior to the termination of this relationship shall continue to subsist and vest inbe binding on the respective partiesor hisits respective heirs executors administrators legal representatives or successors as the case may be
41
29 In the event of demiseinsolvency of the sub-broker or the cancellation of hisits registration with the Board orwithdrawal of recognition of the sub-broker by the stock exchange andor termination of the agreement with the subbroker by the stock broker for any reason whatsoever the client shall be informed of such termination and the clientshall be deemed to be the direct client of the stock broker and all clauses in the Rights and Obligations document(s)governing the stock broker sub-broker and client shall continue to be in force as it is unless the client intimates to thestock broker hisits intention to terminate their relationship by giving a notice in writing of not less than one month
ADDITIONAL RIGHTS AND OBLIGATIONS30 The stock broker shall ensure due protection to the client regarding clients rights to dividends rights or bonus
shares etc in respect of transactions routed through it and it shall not do anything which is likely to harm the interestof the client with whom and for whom they may have had transactions in securities
31 The stock broker and client shall reconcile and settle their accounts from time to time as per the Rules Regulations ByeLaws Circulars Notices and Guidelines issued by SEBI and the relevant Exchanges where the trade is executed
32 The stock broker shall issue a contract note to his constituents for trades executed in such format as may beprescribed by the Exchange from time to time containing records of all transactions including details of ordernumber trade number trade time trade price trade quantity details of the derivatives contract client codebrokerage all charges levied etc and with all other relevant details as required therein to be filled in and issuedin such manner and within such time as prescribed by the Exchange The stock broker shall send contract notesto the investors within one working day of the execution of the trades in hard copy andor in electronic form usingdigital signature
33 The stock broker shall make pay out of funds or delivery of securities as the case may be to the Client within oneworking day of receipt of the payout from the relevant Exchange where the trade is executed unless otherwisespecified by the client and subject to such terms and conditions as may be prescribed by the relevant Exchange fromtime to time where the trade is executed
34 The stock broker shall send a complete `Statement of Accounts for both funds and securities in respect of each ofits clients in such periodicity and format within such time as may be prescribed by the relevant Exchange from timeto time where the trade is executed The Statement shall also state that the client shall report errors if any in theStatement within such time as may be prescribed by the relevant Exchange from time to time where the trade wasexecuted from the receipt thereof to the Stock broker
35 The stock broker shall send daily margin statements to the clients Daily Margin statement should include inter-aliadetails of collateral deposited collateral utilized and collateral status (available balancedue from client) with breakup in terms of cash Fixed Deposit Receipts (FDRs) Bank Guarantee and securities
36 The Client shall ensure that it has the required legal capacity to and is authorized to enter into the relationship withstock broker and is capable of performing his obligations and undertakings hereunder All actions required to betaken to ensure compliance of all the transactions which the Client may enter into shall be completed by the Clientprior to such transaction being entered into
ELECTRONIC CONTRACT NOTES (ECN)37 In case client opts to receive the contract note in electronic form he shall provide an appropriate e-mail id to the
stock broker The client shall communicate to the stock broker any change in the email-id through a physical letterIf the client has opted for internet trading the request for change of email id may be made through the securedaccess by way of client specific user id and password
38 The stock broker shall ensure that all ECNs sent through the e-mail shall be digitally signed encrypted non-tamperable and in compliance with the provisions of the IT Act 2000 In case ECN is sent through e-mail as an attachmentthe attached file shall also be secured with the digital signature encrypted and non-tamperable
39 The client shall note that non-receipt of bounced mail notification by the stock broker shall amount to delivery of thecontract note at the e-mail ID of the client
40 The stock broker shall retain ECN and acknowledgement of the e-mail in a soft and non-tamperable form in themanner prescribed by the exchange in compliance with the provisions of the IT Act 2000 and as per the extant rulesregulationscircularsguidelines issued by SEBIStock Exchanges from time to time The proof of delivery ie logreport generated by the system at the time of sending the contract notes shall be maintained by the stock broker forthe specified period under the extant regulations of SEBIstock exchanges The log report shall provide the details ofthe contract notes that are not delivered to the cliente-mails rejected or bounced back The stock broker shall takeall possible steps to ensure receipt of notification of bounced mails by him at all times within the stipulated timeperiod under the extant regulations of SEBIstock exchanges
42
41 The stock broker shall continue to send contract notes in the physical mode to such clients who do not opt to receivethe contract notes in the electronic form Wherever the ECNs have not been delivered to the client or has beenrejected (bouncing of mails) by the e-mail ID of the client the stock broker shall send a physical contract note to theclient within the stipulated time under the extant regulations of SEBIstock exchanges and maintain the proof ofdelivery of such physical contract notes
42 In addition to the e-mail communication of the ECNs to the client the stock broker shall simultaneously publish theECN on his designated web-site if any in a secured way and enable relevant access to the clients and for thispurpose shall allot a unique user name and password to the client with an option to the client to save the contractnote electronically andor take a print out of the same
LAW AND JURISDICTION43 In addition to the specific rights set out in this document the stock broker sub-broker and the client shall be entitled
to exercise any other rights which the stock broker or the client may have under the Rules Bye-laws and Regulationsof the Exchanges in which the client chooses to trade and circularsnotices issued thereunder or Rules and Regu-lations of SEBI
44 The provisions of this document shall always be subject to Government notifications any rules regulations guide-lines and circularsnotices issued by SEBI and Rules Regulations and Bye laws of the relevant stock exchangeswhere the trade is executed that may be in force from time to time
45 The stock broker and the client shall abide by any award passed by the Arbitrator(s) under the Arbitration andConciliation Act 1996 However there is also a provision of appeal within the stock exchanges if either party is notsatisfied with the arbitration award
46 Words and expressions which are used in this document but which are not defined herein shall unless the contextotherwise requires have the same meaning as assigned thereto in the Rules Byelaws and Regulations and circularsnotices issued thereunder of the ExchangesSEBI
47 All additional voluntary clausesdocument added by the stock broker should not be in contravention with rulesregulationsnoticescirculars of ExchangesSEBI Any changes in such voluntary clausesdocument(s) need to bepreceded by a notice of 15 days Any changes in the rights and obligations which are specified by ExchangesSEBIshall also be brought to the notice of the clients
48 If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI orBye-laws Rules and Regulations of the relevant stock Exchanges where the trade is executed such changes shallbe deemed to have been incorporated herein in modification of the rights and obligations of the parties mentionedin this document
43
INTERNET amp WIRELESS TECHNOLOGY BASED TRADING FACILITY PROVIDED BY STOCK BROKERS TO CLIENT(All the clauses mentioned in the Rights and Obligations document(s) shall be applicable Additionally
the clauses mentioned herein shall also be applicable)
1 Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the use of wirelesstechnology that shall include the use of devices such as mobile phone laptop with data card etc which use InternetProtocol (IP) The stock broker shall comply with all requirements applicable to internet based tradingsecuritiestrading using wireless technology as may be specified by SEBI amp the Exchanges from time to time
2 The client is desirous of investingtrading in securities and for this purpose the client is desirous of using either theinternet based trading facility or the facility for securities trading through use of wireless technology The Stock brokershall provide the Stock brokers IBT Service to the Client and the Client shall avail of the Stock brokers IBT Serviceon and subject to SEBIExchanges Provisions and the terms and conditions specified on the Stock brokers IBT WebSite provided that they are in line with the norms prescribed by ExchangesSEBI
3 The stock broker shall bring to the notice of client the features risks responsibilities obligations and liabilitiesassociated with securities trading through wireless technologyinternetsmart order routing or any other technologyshould be brought to the notice of the client by the stock broker
4 The stock broker shall make the client aware that the Stock Brokers IBT system itself generates the initial passwordand its password policy as stipulated in line with norms prescribed by ExchangesSEBI
5 The Client shall be responsible for keeping the Username and Password confidential and secure and shall be solelyresponsible for all orders entered and transactions done by any person whosoever through the Stock brokers IBTSystem using the Clients Username andor Password whether or not such person was authorized to do so Also theclient is aware that authentication technologies and strict security measures are required for the internet tradingsecurities trading through wireless technology through order routed system and undertakes to ensure that thepassword of the client andor his authorized representative are not revealed to any third party including employeesand dealers of the stock broker
6 The Client shall immediately notify the Stock broker in writing if he forgets his password discovers security flaw inStock Brokers IBT System discoverssuspects discrepancies unauthorized access through his usernamepass-wordaccount with full details of such unauthorized use the date the manner and the transactions effected pursuantto such unauthorized use etc
7 The Client is fully aware of and understands the risks associated with availing of a service for routing orders over theinternetsecurities trading through wireless technology and Client shall be fully liable and responsible for any and allacts done in the Clients Usernamepassword in any manner whatsoever
8 The stock broker shall send the ordertrade confirmation through email to the client at his request The client isaware that the order trade confirmation is also provided on the web portal In case client is trading using wirelesstechnology the stock broker shall send the ordertrade confirmation on the device of the client
9 The client is aware that trading over the internet involves many uncertain factors and complex hardware softwaresystems communication lines peripherals etc are susceptible to interruptions and dislocations The Stock brokerand the Exchange do not make any representation or warranty that the Stock brokers IBT Service will be available tothe Client at all times without any interruption
10 The Client shall not have any claim against the Exchange or the Stock broker on account of any suspensioninterruption non-availability or malfunctioning of the Stock brokers IBT System or Service or the Exchanges serviceor systems or non-execution of his orders due to any linksystem failure at the ClientStock brokersExchange end forany reason beyond the control of the stock brokerExchanges
44
MANDATORY
M - IIIRISK DISCLOSURE DOCUMENT FOR CAPITAL MARKET AND DERIVATIVES SEGMENTS
This document contains important information on trading in EquitiesDerivatives Segments of the stock exchanges All prospectiveconstituents should read this document before trading in EquitiesDerivatives Segments of the Exchanges
Stock exchangesSEBI does neither singly or jointly and expressly nor impliedly guarantee nor make any representation concerning thecompleteness the adequacy or accuracy of this disclosure document nor have Stock exchanges SEBI endorsed or passed any meritsof participating in the trading segments This brief statement does not disclose all the risks and other significant aspects of trading
In the light of the risks involved you should undertake transactions only if you understand the nature of the relationship into which you areentering and the extent of your exposure to risk
You must know and appreciate that trading in Equity shares derivatives contracts or other instruments traded on the Stock Exchangewhich have varying element of risk is generally not an appropriate avenue for someone of limited resourceslimited investment andortrading experience and low risk tolerance You should therefore carefully consider whether such trading is suitable for you in the light of yourfinancial condition In case you trade on Stock exchanges and suffer adverse consequences or loss you shall be solely responsible forthe same and Stock exchangesits Clearing Corporation andor SEBI shall not be responsible in any manner whatsoever for the sameand it will not be open for you to take a plea that no adequate disclosure regarding the risks involved was made or that you were not explainedthe full risk involved by the concerned stock broker The constituent shall be solely responsible for the consequences and no contract canbe rescinded on that account You must acknowledge and accept that there can be no guarantee of profits or no exception from losses whileexecuting orders for purchase andor sale of a derivative contract being traded on Stock exchanges
It must be clearly understood by you that your dealings on Stock exchanges through a stock broker shall be subject to your fulfilling certainformalities set out by the stock broker which may inter alia include your filling the know your client form reading the rights and obligationsdos and donts etc and are subject to the Rules Byelaws and Regulations of relevant Stock exchanges its Clearing Corporationguidelines prescribed by SEBI and in force from time to time and Circulars as may be issued by Stock exchanges or its ClearingCorporation and in force from time to time
Stock exchanges does not provide or purport to provide any advice and shall not be liable to any person who enters into anybusiness relationship with any stock broker of Stock exchanges andor any third party based on any information contained in thisdocument Any information contained in this document must not be construed as business advice No consideration to trade shouldbe made without thoroughly understanding and reviewing the risks involved in such trading If you are unsure you must seekprofessional advice on the same
In considering whether to trade or authorize someone to trade for you you should be aware of or must get acquainted with the following-
1 BASIC RISKS
11 Risk of Higher Volatility
Volatility refers to the dynamic changes in price that a securityderivatives contract undergoes when trading activity continueson the Stock Exchanges Generally higher the volatility of a securityderivatives contract greater is its price swings Theremay be normally greater volatility in thinly traded securities derivatives contracts than in active securities derivativescontracts As a result of volatility your order may only be partially executed or not executed at all or the price at which yourorder got executed may be substantially different from the last traded price or change substantially thereafter resulting innotional or real losses
12 Risk of Lower Liquidity
Liquidity refers to the ability of market participants to buy andor sell securities derivatives contracts expeditiously at a competitiveprice and with minimal price difference Generally it is assumed that more the numbers of orders available in a market greateris the liquidity Liquidity is important because with greater liquidity it is easier for investors to buy andor sell securities derivativescontracts swiftly and with minimal price difference and as a result investors are more likely to pay or receive a competitive pricefor securities derivatives contracts purchased or sold There may be a risk of lower liquidity in some securities derivativescontracts as compared to active securities derivatives contracts As a result your order may only be partially executed or maybe executed with relatively greater price difference or may not be executed at all
121 Buyingselling without intention of giving andor taking delivery of a security as part of a day trading strategy may alsoresult into losses because in such a situation stocks may have to be soldpurchased at a lowhigh prices comparedto the expected price levels so as not to have any obligation to deliverreceive a security
13 Risk of Wider Spreads
Spread refers to the difference in best buy price and best sell price It represents the differential between the price of buying asecurity derivatives contract and immediately selling it or vice versa Lower liquidity and higher volatility may result in wider thannormal spreads for less liquid or illiquid securities derivatives contracts This in turn will hamper better price formation
45
14 Risk-reducing orders
The placing of orders (eg stop loss orders or limit orders) which are intended to limit losses to certain amounts may not beeffective many a time because rapid movement in market conditions may make it impossible to execute such orders
141 A market order will be executed promptly subject to availability of orders on opposite side without regard to price andthat while the customer may receive a prompt execution of a market order the execution may be at available pricesof outstanding orders which satisfy the order quantity on price time priority It may be understood that these prices maybe significantly different from the last traded price or the best price in that security derivatives contract
142 A limit order will be executed only at the limit price specified for the order or a better price However while thecustomer receives price protection there is a possibility that the order may not be executed at all
143 A stop loss order is generally placed away from the current price of a stock derivatives contract and such order getsactivated if and when the security derivatives contract reaches or trades through the stop price Sell stop orders areentered ordinarily below the current price and buy stop orders are entered ordinarily above the current price When thesecurity derivatives contract reaches the pre -determined price or trades through such price the stop loss orderconverts to a marketlimit order and is executed at the limit or better There is no assurance therefore that the limit orderwill be executable since a security derivatives contract might penetrate the pre-determined price in which case therisk of such order not getting executed arises just as with a regular limit order
15 Risk of News Announcements
News announcements that may impact the price of stock derivatives contract may occur during trading and when combinedwith lower liquidity and higher volatility may suddenly cause an unexpected positive or negative movement in the price of thesecurity contract
16 Risk of Rumors
Rumors about companies currencies at times float in the market through word of mouth newspapers websites or newsagencies etc The investors should be wary of and should desist from acting on rumors
17 System Risk
High volume trading will frequently occur at the market opening and before market close Such high volumes may also occurat any point in the day These may cause delays in order execution or confirmation
171 During periods of volatility on account of market participants continuously modifying their order quantity or prices orplacing fresh orders there may be delays in order execution and its confirmations
172 Under certain market conditions it may be difficult or impossible to liquidate a position in the market at a reasonable priceor at all when there are no outstanding orders either on the buy side or the sell side or if trading is halted in a security derivatives contract due to any action on account of unusual trading activity or security derivatives contract hittingcircuit filters or for any other reason
18 SystemNetwork Congestion
Trading on exchanges is in electronic mode based on satelliteleased line based communications combination of technologies andcomputer systems to place and route orders Thus there exists a possibility of communication failure or system problems or slowor delayed response from system or trading halt or any such other problemglitch whereby not being able to establish access to thetrading systemnetwork which may be beyond control and may result in delay in processing or not processing buy or sell orderseither in part or in full You are cautioned to note that although these problems may be temporary in nature but when you haveoutstanding open positions or unexecuted orders these represent a risk because of your obligations to settle all executed transactions
2 As far as Derivatives segments are concerned please note and get yourself acquainted with the following additionalfeatures-
21 Effect of Leverage or Gearing
In the derivatives market the amount of margin is small relative to the value of the derivatives contract so the transactions areleveraged or geared Derivatives trading which is conducted with a relatively small amount of margin provides the possibilityof great profit or loss in comparison with the margin amount But transactions in derivatives carry a high degree of risk
You should therefore completely understand the following statements before actually trading in derivatives and also trade withcaution while taking into account ones circumstances financial resources etc If the prices move against you you may lose apart of or whole margin amount in a relatively short period of time Moreover the loss may exceed the original margin amount
A Futures trading involve daily settlement of all positions Every day the open positions are marked to market based on theclosing level of the index derivatives contract If the contract has moved against you you will be required to deposit theamount of loss (notional) resulting from such movement This amount will have to be paid within a stipulated time framegenerally before commencement of trading on next day
46
B If you fail to deposit the additional amount by the deadline or if an outstanding debt occurs in your account the stock brokermay liquidate a part of or the whole position or substitute securities In this case you will be liable for any losses incurreddue to such close-outs
C Under certain market conditions an investor may find it difficult or impossible to execute transactions For example thissituation can occur due to factors such as illiquidity ie when there are insufficient bids or offers or suspension of trading dueto price limit or circuit breakers etc
D In order to maintain market stability the following steps may be adopted changes in the margin rate increases in the cashmargin rate or others These new measures may also be applied to the existing open interests In such conditions you willbe required to put up additional margins or reduce your positions
E You must ask your broker to provide the full details of derivatives contracts you plan to trade ie the contract specificationsand the associated obligations
22 Currency specific risks
1 The profit or loss in transactions in foreign currency-denominated contracts whether they are traded in your own oranother jurisdiction will be affected by fluctuations in currency rates where there is a need to convert from the currencydenomination of the contract to another currency
2 Under certain market conditions you may find it difficult or impossible to liquidate a position This can occur for examplewhen a currency is deregulated or fixed trading bands are widened
3 Currency prices are highly volatile Price movements for currencies are influenced by among other things changingsupply-demand relationships trade fiscal monetary exchange control programs and policies of governments foreignpolitical and economic events and policies changes in national and international interest rates and inflation currencydevaluation and sentiment of the market place None of these factors can be controlled by any individual advisor and noassurance can be given that an advisors advice will result in profitable trades for a participating customer or that acustomer will not incur losses from such events
23 Risk of Option holders
1 An option holder runs the risk of losing the entire amount paid for the option in a relatively short period of time This risk reflectsthe nature of an option as a wasting asset which becomes worthless when it expires An option holder who neither sells hisoption in the secondary market nor exercises it prior to its expiration will necessarily lose his entire investment in the option Ifthe price of the underlying does not change in the anticipated direction before the option expires to an extent sufficient to coverthe cost of the option the investor may lose all or a significant part of his investment in the option
2 The Exchanges may impose exercise restrictions and have absolute authority to restrict the exercise of options at certaintimes in specified circumstances
24 Risks of Option Writers
1 If the price movement of the underlying is not in the anticipated direction the option writer runs the risks of losing substantialamount
2 The risk of being an option writer may be reduced by the purchase of other options on the same underlying interest andthereby assuming a spread position or by acquiring other types of hedging positions in the options markets or othermarkets However even where the writer has assumed a spread or other hedging position the risks may still besignificant A spread position is not necessarily less risky than a simple long or short position
3 Transactions that involve buying and writing multiple options in combination or buying or writing options in combination withbuying or selling short the underlying interests present additional risks to investors Combination transactions such as optionspreads are more complex than buying or writing a single option And it should be further noted that as in any area of investinga complexity not well understood is in itself a risk factor While this is not to suggest that combination strategies should not beconsidered it is advisable as is the case with all investments in options to consult with someone who is experienced andknowledgeable with respect to the risks and potential rewards of combination transactions under various market circumstances
3 TRADING THROUGH WIRELESS TECHNOLOGY SMART ORDER ROUTING OR ANY OTHER TECHNOLOGYAny additional provisions defining the features risks responsibilities obligations and liabilities associated with securities trading throughwireless technology smart order routing or any other technology should be brought to the notice of the client by the stock broker
4 GENERAL
41 The term constituent shall mean and include a client a customer or an investor who deals with a stock broker for the purposeof acquiring andor selling of securities derivatives contracts through the mechanism provided by the Exchanges
42 The term stock broker shall mean and include a stock broker a broker or a stock broker who has been admitted as such bythe Exchanges and who holds a registration certificate from SEBI
47
M - IVGUIDANCE NOTE - DOS AND DONTS FOR TRADING ON THE EXCHANGE(S) FOR INVESTORS
BEFORE YOU BEGIN TO TRADE
1 Ensure that you deal with and through only SEBI registered intermediaries You may check their SEBI registration certificate numberfrom the list available on the Stock exchanges wwwexchangecom and SEBI website wwwsebigovin
2 Ensure that you fill the KYC form completely and strike off the blank fields in the KYC form
3 Ensure that you have read all the mandatory documents viz Rights and Obligations Risk Disclosure Document Policy andProcedure document of the stock broker
4 Ensure to read understand and then sign the voluntary clauses if any agreed between you and the stock broker Note that the clausesas agreed between you and the stock broker cannot be changed without your consent
5 Get a clear idea about all brokerage commissions fees and other charges levied by the broker on you for trading and the relevantprovisions guidelines specified by SEBIStock exchanges
6 Obtain a copy of all the documents executed by you from the stock broker free of charge
7 In case you wish to execute Power of Attorney (POA) in favour of the Stock broker authorizing it to operate your bank and demataccount please refer to the guidelines issued by SEBIExchanges in this regard
TRANSACTIONS AND SETTLEMENTS
8 The stock broker may issue electronic contract notes (ECN) if specifically authorized by you in writing You should provide your emailid to the stock broker for the same Dont opt for ECN if you are not familiar with computers
9 Dont share your internet trading accounts password with anyone
10 Dont make any payment in cash to the stock broker
11 Make the payments by account payee cheque in favour of the stock broker Dont issue cheques in the name of sub-broker Ensurethat you have a documentary proof of your paymentdeposit of securities with the stock broker stating date scrip quantity towardswhich bank demat account such money or securities deposited and from which bank demat account
12 Note that facility of Trade Verification is available on stock exchanges websites where details of trade as mentioned in the contract notemay be verified Where trade details on the website do not tally with the details mentioned in the contract note immediately get in touchwith the Investors Grievance Cell of the relevant Stock exchange
13 In case you have given specific authorization payout of funds or delivery of securities as the case may be may not be made to youwithin one working day from the receipt of payout from the Exchange Thus the stock broker may maintain a running account for yousubject to the following conditions
a) Such authorization from you shall be dated signed by you only and contains the clause that you may revoke the same at any time
b) The actual settlement of funds and securities shall be done by the stock broker at least once in a calendar quarter or monthdepending on your preference While settling the account the stock broker shall send to you a statement of accounts containingan extract from the client ledger for funds and an extract from the register of securities displaying all the receiptsdeliveries of fundsand securities The statement shall also explain the retention of funds and securities and the details of the pledged shares if any
c) On the date of settlement the stock broker may retain the requisite securitiesfunds towards outstanding obligations and may alsoretain the funds expected to be required to meet derivatives margin obligations for next 5 trading days calculated in the mannerspecified by the exchanges In respect of cash market transactions the stock broker may retain entire pay-in obligation of fundsand securities due from clients as on date of settlement and for next days business he may retain fundssecuritiesmargin to theextent of value of transactions executed on the day of such settlement in the cash market
d) You need to bring any dispute arising from the statement of account or settlement so made to the notice of the stock broker in writingpreferably within 7 (seven) working days from the date of receipt of fundssecurities or statement as the case may be In case ofdispute refer the matter in writing to the Investors Grievance Cell of the relevant Stock exchanges without delay
14 In case you have not opted for maintaining running account and pay-out of fundssecurities is not received on the next working day ofthe receipt of payout from the exchanges please refer the matter to the stock broker In case there is dispute ensure that you lodge acomplaint in writing immediately with the Investors Grievance Cell of the relevant Stock exchange
15 Please register your mobile number and email id with the stock broker to receive trade confirmation alerts details of the transactionsthrough SMS or email by the end of the trading day from the stock exchanges
48
IN CASE OF TERMINATION OF TRADING MEMBERSHIP
16 In case a stock broker surrenders his membership is expelled from membership or declared a defaulter Stock exchangesgives a public notice inviting claims relating to only the transactions executed on the trading system of Stock exchange fromthe investors Ensure that you lodge a claim with the relevant Stock exchanges within the stipulated period and with thesupporting documents
17 Familiarize yourself with the protection accorded to the money andor securities you may deposit with your stock brokerparticularly in the event of a default or the stock brokerrsquos insolvency or bankruptcy and the extent to which you may recoversuch money andor securities may be governed by the Bye-laws and Regulations of the relevant Stock exchange where thetrade was executed and the scheme of the Investorsrsquo Protection Fund in force from time to time
DISPUTES COMPLAINTS
18 Please note that the details of the arbitration proceedings penal action against the brokers and investor complaints against thestock brokers are displayed on the website of the relevant Stock exchange
19 In case your issueproblemgrievance is not being sorted out by concerned stock brokersub-broker then you may take up thematter with the concerned Stock exchange If you are not satisfied with the resolution of your complaint then you can escalatethe matter to SEBI
20 Note that all the stock brokersub-brokers have been mandated by SEBI to designate an e-mail ID of the grievance redressaldivisioncompliance officer exclusively for the purpose of registering complaints
INTRODUCTION DETAILS
Self introduction
Introduction by existing IDBI Bank Account holder (Document confirming mailing address in name of applicant to be provided)
Name
Cust ID Account No
I confirm that I am an account holder with IDBI Bank for over six months I confirm that I personally know the applicants detailed herein for ________years and confirm hisher identity and address
Signature of introducer Signature verified (for bank use)
Signature amp EIN No
PART I
Savings Account Current Account Suvidha Fixed Deposits (FD)
Firm name (for sole proprietorship) ACCOUNT IN THE NAME OF MINOR (Strike off if not applicable)
DETAILS OF APPLICANT
Welcome kit account
Please open my SoleOur JointSole Proprietorship Account at your Branch Sol
Please fill the form in CAPITAL LETTERS and BLACK INK only
I shall represent the minor in all future transaction of any description in the above account till the said minor attains majority I shall indemnify the bank against any claims of the above minor of any withdrawalstransactions made by me in hisher account
Bar Code
SBAOF PART I
Bar Code
We jointly agree and authorize IDBI Bank Limited to permit premature withdrawals of the Fixed Deposit by survivors in the event of death of the deposit holders before maturity
-1-
LINKING OF AADHAR NUMBER TO MY ACCOUNT (DECLARATION)
Declaration for Channel Services and International Debit cum ATM Card
IWe authorise IDBI Bank to issue an IDBI Bank Debit cum ATM Card to meus IWe acknowledge that the issue and usage of the card is governed by the terms and conditions as in force from time to time and agree to be bound by the same IWe accept that the terms and conditions are liable to be amended by IDBI Bank from time to time IWe further unconditionally and irrevocably authorise IDBI Bank to debit myour account with an amount equivalent to the annual fee and charges for use of the Debit cum ATM (wherever applicable amended as per the schedule of chargesfees) IWe hereby confirm that in case of Joint Accounts the operating instruction will not be jointly by all
IWe undertake to strictly utilise the card in accordance with the Exchange Control Regulations as laid down by Reserve Bank of India from time to time IWe confirm that the foreign exchange which will be used will be within the limits of the Basic Travel Quota as per Foreign Exchange Management Act 1999 IWe will adhere to guidelines which are issued by the Reserve Bank of India concerning the use of foreign exchange
IWe have read and understood the Terms and Conditions (a copy of which I am in possession of) also hosted at wwwidbicom governing the opening of an account with IDBI Bank and those relating to various channel services including but not limited to Debit cum ATM Cards Phone Banking Mobile Banking Internet Banking Bill Payment facility Account Alerts I accept and agree to be bound by the said Terms and Conditions including those excludinglimiting the Banks liability IWe authorize the applicant to access the accounts(s) via the channels selected and authorize IDBI Bank to link new accounts opened by the applicant to the channels selected
IWe understand that the Bank may at its absolute discretion discontinue any of the services completely or partially without any notice to meus I agree that the bank may debit my account for service charges as applicable from time to time (wherever applicable amended as per the schedule of chargesfees)
2nd Applicant
1st Applicant
3rd Applicant
4th Applicant
for
Name of Bank
Account Number Facility Amount
For Current Account purpose
Intimation of Address Change
DELIVERABLES
Primary Card
Add-on-Cards
Please Note
(Please submit Beneficial owner declaration attached)
-2-
SMS Alerts Hindi English
Branch Head Verification
No tax to be deducted- Form 15G15H enclosed
Name of the Branch HeadActing Branch Head
Company seal
(Please note this number till you get your customer ID)
Acknowledgment Date
Signature
For customer ID Creation onlyTo be processed on priority
We have complied with all the requirements of the KYC and AML policy KYC amp AML Master Circular of the Bank updated till now We have complied with all requirements Circularsinstructions issued by the Bank till date with regard to the proposed Product All Statutory Regulatory and Internal Guidelines issued up-to-date have been complied with regard to this AOFldquoI here by certify that all the necessary KYC documents have been obtainedverified by me I confirm that the documents are adequate to comply with KYC requirement of the Bank I hereby confirm that I have verified UN list of terrorist groups amp GOI advices amp bankrsquos guidelines amp confirm the applicants are not included in caution advicesblack list Based on this account may be opened
4
FOR CORPORATE PAYROLL ACCOUNT - To be filled for corporate salary accounts only (if applicable) -
Monthly (Discounted Basis)
MATURITYPAYMENT INSTRUCTIONS
Auto renew principal
Auto renew principal amp interest
Auto renew `
Auto renew for period
year(s) month(s) day(s)
Pay principal amp interest Pay principal
Renewal will be done at the then prevailing interest rate
By credit to 1st applicantrsquos operative account
By Payorder Demand Draft
-3-
Branch CopyApp Form No Customer CopyApp Form No
Name Name
Strike out if nominee is not a minor Where the deposit is made in the name of minor the nomination should be signed by a person lawfully entitled toact on behalf of the minor Thumb impression(s) shall be attested by two witnesses
Registration No (To be filled in by the bank)
Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules 1985 in respect of bank deposits
IWe
(Name) (Name)
Nominate the following person to whom in the event of myourminors death the amount of deposit in the account(s) particulars whereof are given below may
be returned by IDBI Bank Limited branch
Signature
Address
Date
Address
Account No Additional details if anyNature of Deposit
Address
Place
Signature
Address
Date Place
I do not wish to avail nomination facility
Witness(es)
Date of Birth (if nominee is minor)
As the nominee is a minor on this date IWe appoint ShriSmtKum
to receive the amount of the deposit in the account on behalf of the nominee in the event of myour
Name
Relationship with depositor (if any) Age (yrs)
Nominee Guardian (if nominee is minor) Father Mother Court Appointed Guardian Court Receiver Defacto Guard Others
Mailing Address
City State PIN Code
Country
Mailing Address
City State PIN Code
Country
Nominee
minorrsquos death during the minority of the nominee
Please Note- The Fixed Deposits created by way of Auto Sweep Out would carry the same Nomination as provided in the Linked SavingsCurrent Account
In the name of held with us
Please quote the Nomination Number in all your future
correspondence with us in this regard
-4-
1 No penalty for premature withdrawal on all the above deposits opened renewed with effect from 1st Jan 2011 In case the customer prefers to prematurely withdraw the deposit (FD booked before 1st Jan 2011) from the Bank the then prevailing penalty norms will be applicable
2 In case of premature withdrawal of deposits before 15 days by any category of depositors including senior citizen staff and retired staff the savings bank interest rate shall be applicable No interest is paid if the deposit is held for the tenure of below 7 days the minimum period for Term Deposits as per RBI guidelines
3 Interest payable on prematurely withdrawn deposits will be the contracted rate or the rate applicable for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit) whichever is lower The above interest payment clause on premature withdrawal of Term Deposits is applicable on all Fixed Deposits
4 The premature withdrawal allowed unless specified otherwise at the rate applicable for the period for which the deposit has run or the contracted rate whichever is lower subject to penalty if any prescribed by the Bank from time to time
5 Interest rates applied on Retail Term Deposit will be as per the prevailing rates of interest Discounted rate will be applied in case of monthly interest payouts Annual Interest Payout is calculated on Simple Interest basis
1 Current accounts are meant for customers who have to carry out business and or large number of transactions in the account every day 2 There are no restrictions on the number of transactions in current accounts3 No interest is paid on the balances in current accounts4 No minimum balance requirement5 Free Facilities would vary every month based on Monthly Average balance (MAB) maintained during the previouscurrent month
1 SB accounts may be opened for the purpose of savings and not for doing any business transactions The object of the savings bank account is to encourage private individuals to deposit their savings with the bank allowing them interest on the sums so deposited and at the same time permitting the facility of certain limited withdrawals on demand Hence firmscompanies are not allowed to open SB account Transactions of commercial nature are not permitted If the Bank at any stage finds that the Savings Bank Account is being used either for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable the Bank reserves the right to close such Savings Bank Account
2 A minimum balance shall always be maintained in the account Non-maintenance of minimum balance will attract charges as prescribed from time to time3 Applicable charge for closure of the account from time to time would be collected 4 Interest is calculated on the balance maintained in the SB account on daily balance method and credited to the account on last working day of every March and
September The rate of interest payable is subject to the directives that may be issued by RBI from time to time5 As per extant Reserve Bank of India (RBI) guidelines an account would be treated as inoperative dormant if there are no customer induced transactions in the account for
over a period of two years Operation in such inoperative accounts would be resumed restarted allowed after obtaining the revised KYC document as per the extant guidelines of the Bank
6 The Bank reserves the right to alter service charges for which the customer will be duly notified through Banks website andor branch notice board Any changes in the schedule of charges or the terms and conditions will be communicated to the customers 30 days in advance During the notice period the charges for facilities would be the same as applicable prior to the notice period
CURRENT ACCOUNT RULES
RETAIL TERM DEPOSIT RULES
Most Important Terms and Conditions (MITCs)
We submit that we have read and understood the definition of beneficial owner as per guidelines issued by Government of India (as given below) and hereby advise
that the following person entity is the beneficial owner of our entity We also provide the Identity details of the said beneficial owner for your records
DECLARATION OF BENEFICIAL OWNER IN THE CASE OF NON-PERSONAL ENTITIES (PROPRIETORSHIP ACCOUNT)
We hereby declare that the above information is true and request you to open our account as propose We also undertake to intimate you about any changes in the beneficial owner of our entity
Yours faithfully
----sd----
Name of Beneficial owner
Address
Phone Number
Proof for Identity of beneficial ownerAs per enclosure
Please obtain a copy of BCSBI Codes available with the Branch Also requested to retain a copy of Schedule of Facility (SOF) signed by you
-5-
IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
Toll Free Numbers reachable from any landlineMobile phones 1800-200-1947 1800-22-1070 Non- Toll Free Number 022-66937000
Visit us wwwidbicom
IDBI BANK OFFERS THE FOLLOWING PRODUCTS AND SERVICES
Savings Account
Flexi Current Account
Fixed amp Floating Term Deposits
Recurring Deposits
NRI Services
International Debit Card
Preferred Banking
Gift Card
WorldGlobal Currency Card
Magic Card
Capital Gains Account Scheme
Capital Market Products
Home Loan
Education Loan
Auto Loan
Loan Against Property
Home Loan Interest Saver
Locker Facility
Special Accounts for Kids YouthWomen Salaried Senior Citizen
CIN
- L
65190M
H2004G
OI1
48838
-6-
Name
Existing Customer ID
TO BE SEPARATELY FILLED BY EACH APPLICANT IN PART -II
Individual Proprietorship OthersStaff Ex-Staff EIN
MFO MSO(DDMMYYYY)
Marital Status Relationship withFirst Applicant
Motherrsquos Maiden Surname
PART II (PERSONAL DETAILS)
Transaction profile ie value of transactions likely to be routed through the account in a month quarter half year In case of new firm sales tax return of the
previous quarter or projected sales may be accepted lt`50000 lt`100000 lt`10 lakh lt`100 lakh gt`100 lakh
Signature
Service Business Line of BusinessIndustry (Pls provide detail)
RetiredSelf employed Housewife
Risk Level (Customer Profile) Basis of level categorization
Permanent Address
or orForm 60 Form 61 attached (Please )
Passport No Date of Issue Date of Expiry
Passport Details Aadhaar No
Firm name ( for sole proprietorship)
Please update above contact details address MobilePhone no email id etc
Only in new account For all account tagged under myour Cust ID
SBAOF PART II
Bar Code
Customer Constitution Male Female Proprietary Concern
-7-
2
TELL ME MORE
MY BANKING AND FINANCE
Loans
My Insurance
My credit cards
My other bankers
Gift Card
Tax Saving Investment
Office address City Pin
Type of Organisation Public Ltd Private Ltd Public Sector Proprietary
MY WORK LIFE
I like Traveling Vacationi n g Reading Partying SportsGames Eating out YogaMeditation Shopping
Performing Arts Photography Collection Fine Arts Others
The Vehicle I drive
MY LIFESTYLE
Indian Chinese Thai French Italian Mexican Home cooked foodMy favourite cuisine
Hills Coastal Cruise Religious trip Wild life Health Resorts Ancestral home My preferred vacation site
Personalities Literature History Inspirational Fiction OthersPreferred topics
Vocal Pop Remix Ghazals Western Traditional Religious My preferred music
Instrumental Others
BooksNewspapers I read Language in which I Prefer to read
I normally travel for Business Leisure Both
My favourite airline Within India Abroad
Date
Date
Name MF DOBMarital Status
(MS)Details of children
1) 2)
Present Portfolio Equity Markets Mutual Funds Property Bonds Bank FD Others
1) Issuer Name 2) Issuer Name
My car is insured by Due date for renewal
-8-
Bar Code
( FOR INDIVIDUALS)यो क लएडीमट खाता खोलन का फॉमDemat Account Opening Form
शाखा सोल ओबीएसटी कोडBranch Sol OBST Code
Documents are verified by दावजो का सापन िकसन िकया
Name of Officerअधकारी का नाम
Designation EINपदनाम ईआईएन
खाताधारक (को) का ववरण Details of Account holder(s)
यपहला धारक SoleFirst Holder
ए)A)
बीB एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क लए हालािक खाता नसगक क नाम स खोला जाएगा एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क नाम एव पन का उख नीच िकया जाना चािहए For HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc although the account is opened in the name of the natural persons the name amp PAN of the HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc should be mentioned below
नाम Name पनPAN
आईडीबीआई बक लमटडपजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई ndash 400 005 IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
सीआईएन सा(सीआईएन)एल65190एमएच2004जीओआई148838 CIN Number (CIN)L65190MH2004GOI148838
D
सहभागी का नाम Participant Name - आईडीबीआई बक लमटड IDBI Bank Limitedडीपी आईडी आईएन
DP ID IN300450(सहभागी ारा भरा जाएTo be filled by Participant)
ाहकndashआईडीClient ndashID पता- सरज हाउस तीसरी मज़ल ॉट न 90 एमआईडीसी अधरी (पव)मबई -400 093
Address - Sarju House 3rd Floor Plot No 90 MIDC Andheri (East)Mumbai - 400 093
म हम आपस नलखत ववरणो क अनसार मर हमार नाम पर िडपॉजटरी खाता खोलन का अनरोध करता करती करत ह IWe request you to open a depository account in myour name as per the following details(कपया सभी ववरणो को साफ अरो म भरPlease fill all the details in CAPITAL LETTERS only)
िदनाक Date
एफF बक ववरण Bank detailsबक खात का कार Bank account type
अ (कपया उख कर) Others (Please specify)
बचत खाता Savings Account चाल खाता Current Account
बक खाता सा Bank Account Number
बक का नाम Bank Name
शाखा का पता Branch Address
नगर शहर गाव Citytownvillage
रा State
पन कोड PIN Code
दश Country
एमआईसीआर कोडMICR Code आईएफ़एससीIFSC
ईE
In case of NRIs Foreign Nationals
आरबीआई अनमोदन क तारीखRBI Approval date
आरबीआई अनमोदन सदभ सा RBI Approval Reference Number
अनवासी वदशी नागरक क ममल म
डीD वाषक आय क सीमा (िकसी एक को िटक कर) Income Range per annum (please tick any one)
`1 लाख स कम Below `1 lac `1-5 लाख `1-5 lac `5-10 लाख `5-10 lac `10-25 लाख `10-25 lac `25लाख स अधक More than ` 25lac
सकल वाषक आय का ववरण Gross Annual Income Details
साधारण नागरक Ordinary Resident
अहता ा वदशी नागरक Qualified Foreign Investor
िहद अवभ परवारHUF अवय Minor
अनवासी ndash अावतन ीय NRI-Repatriable
वदशी नागरक Foreign National
अ (कपया उख कर) Others (Please specify)
खातो का कार Type of account
अनवासी- गर अावतन ीय NRI-Non Repatriable
सीC
माजन Marginवतक Promoter
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
दसरा धारक Second Holder
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
तीसरा धारक Third Holder
शहरCityकाtownामvillage
9) अभभावक का सपक ववरणContact Details of Guardian
10) न ामती क साथ अभभावक का सबधRelationship of Guardian with nominee
7) अ भभावक का नाम(ीीमती)Name of Guardian (MrMs)
8) अभभावक का पताAddress of Guardian
पन कोडPIN Code
रा State दश Country
(नामती क अवय होन क मामल म in case of minor nominee)
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
6) जतथ (अवय क मामल म) Date of Birth (in case of minor nominee)
एचH ायी अनदश Standing Instructions
1 म हम आपको मर हमार खात म तः िडट ा क लए ाधकत करताकरती करत ह IWe authorise you to receive credits automatically into myour account
हा Yes नही No
हा Yes नही No2 मारनामा (पीओए) ारा खाता परचालत िकया जाएगा Account to be operated through Power of Attorney (PoA)
3एसएमएस अलटस सवधा SMS Alert facilityहा Yes नही No
हा Yes नही No
हा Yes नही No
1 यपहला धारक SoleFirst Holder
2 दसरा धारक Second Holder
3 तीसरा धारक Third Holder
4 खाता ववरण ा करन का मोड [िकसी एक को िटक कर] Mode of receiving Statement of Account [Tick any one]
भौतक प म Physical Form
इलॉ नक प म Electronic Form [नोट 4 को पढ़ और यह सनत कर िक कवाईसी आवदन फॉम म ईमल-आईडी िदया गया ह Read Note 4 and ensure that email ID is provided in KYC Application Form]
जीG यद लाग हो तो कपया टक कर Please tick if applicable राजनीत स जड़ (पीईपी) Politically Exposed Person (PEP)
राजनीतक स सबधत (पीईपी) Related to a Politically Exposed Person (PEP)
अभभावक का ववरण Guardian Details (जहा एकल धारक अवय होwhere sole holder is a minor)आयI [अवय क खात क लए दो कवाईसी फॉम अव फाइल िकए जान चािहए अथात एक अभभावक क लए और दसरा अवय क लए (अभभावक ारा हार िकया जाए)For account of a minor two KYC Application Forms must be lled ie one for the guardian and another for the minor (to be signed by guardian)]
अभभावक का नामGuardian Name
पनPAN अवय स अभभावक का सबधRelationship of guardian with minor
नामाकन का वकNomination OptionजJ
म हम नामाकन करना चाहता चाहती चाहत ह तथा एतदारा नलखत को नामािकत करता करती करत ह जसको मर हमारी म क पात सभी अधकार और या मर हमार ारा उ लाभाथ ामी खात क लए िडपॉजटरी क पास धारत तभतयो क भगतान स सबधत राश ा करन का अधकार होगाIWe wish to make a nomination and do hereby nominate the following person in whom all rights and or
amount payable in respect of securities held in the Depository by me us in the said beneciary owner account shall vest in the event of my our death
म हम नामाकन करना चाहता चाहती चाहत ह IWe wish to make a nomination म नामाकन नही करना चाहता चाहती चाहत ह IWe do not wish to make a nomination[नलखत ववरण क अनसारAs per details given below] [नलखत नामाकन ववरण को काट दStrike off the nomination details below]
नामाकन ववरणNomination Details
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
4) नामती का सपक ववरण Contact details of nominee
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
5) नामती क पहचान का ववरणNominee Identification details(क) स (च) तक म स िकसी एक को िटक कर और उसका ववरण दplease tick any one from (a) to (f) and provide details of the same)
b) नामती का पनPAN of nominee
c) नामती का आधार नAadhaar number of nominee
a) (I) फोटोाफ Photograph
d) नामती का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of nomineeif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
नामती का फोटो Photograph
of nominee(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
यद नामती अवय हो तो म स 6-11तक भर Sr Nos 6-11 should be filled only if nominee is a minor
1) नामती का नाम Name of the Nominee (MrMs)
2) आवदक क साथ सबध Relationship with the Applicant(यिद कोई हो if any)
3)न ामती का पता Address of Nominee
नामती क हार Signature of nominee
डबट ाधकार Debit Authorisation
म हम आपको इस डीमट खात क भार हत म र हमार चाल बचत खाता सा स डबट करन का ाधकार दता दती दत ह IWe authorize you to debit myour currentsavings Ac number towards the service charges for this demat account
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
घोषणा Declarationखात स सबधत िडपॉजटरी और िडपॉजटरीसहभागयो स सबधतलाग नयमो और वनयमो को हमन पढ़ लया ह और समझ लया ह तथा इस खात स सबधत समय-समय पर लाग नयमो क अधीन ह और इनक पालन क सहमत दत ह हम एतवारा यह घोषणा करत ह िक उपरो ववरण हमारी जानकारी एव वास म परी तरह स स एव सही ह तथा हम इसम िकसी कर का परवतन होन पर ताल इसक सचना दन का वचन दत ह यिद उपरोजानकारी गलत या अस या गमराहकरन वाली या गलत बयानी पाई जाती ह तो हम यह मालम ह िक इसक लए हम उरदायी ठहराए जाएग म हम दावज़ ldquoलाभाथ ामी और िडपॉजटरी सहभागी क अधकार और उरदायrdquo क त क पावती दता दती दत हThe rules and regulations of the Depository and Depository Participants pertaining to an account which are in force now have been read by us and we have understood the same and we agree
to abide by and to be bound by the rules as are in force from time to time for such accounts We hereby declare that the details furnished above are true and correct to the best of our knowledge
and belief and we undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting we are
aware that we may be held liable for it Iwe acknowledge the receipt of copy of the document ldquoRights and Obligations of the Benecial Owner and Depository Participantrdquo
ाधकत हारी Authorised Signatories (ाधकत हारयो क लए बोड सक को सल कर) Enclose a Board Resolution for Authorised Signatories)
य पहला धारकअभभावक SoleFirst HolderGuardian
धारक(को) का नामName(s) of holder(s) हार Signature(s)
दसरा धारक Second Holder
तीसरा धारक Third Holder
(य पहला धारक क अवय होन क मामल मIn case sole holder is minor)
b) अभभावक का पनPAN of Guardian
c) अभभावक का आधार नAadhaar number of Guardian
a) (I) फोटोाफ Photograph
d) अभभावक का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of Guardianif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) अभभावक क डीमट खात का ववरणDemat account details of Guardian डीपी आईडीDP ID
ाहक आईडीClient ID
डीपी आईडीDP ID
ाहक आईडीClient ID
अभभावक का फोटो Photograph of Guardian
(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
अभभावक क हारSignature of Guardian
11) अभभावक क पहचान का ववरण (कपया (क)स (च) तक म स िकसी एक को टक कर और उसका ववरण द)Guardian Identification details (please tick any one from (a) to (f) and provide details of the same)
1 सभी पाचार कवल य पहल धारक क पत पर भज जाएग All communication shall be sent at the address of the SoleFirst holder only
2 अग ठ का नशान और अ जी या िहदी या भारतीय सवधान क आठवी अनसची म शामल भाषाओ को छोड़कर अ िकसी भाषा म िकए गए हार मजट या सरकारी नोटरी या वशष कायपालक मजट स अनमाणत होन चािहए Thumb impressions and thsignatures other than English or Hindi or any of the other language not contained in the 8 Schedule of the Constitution of India must be attested by a Magistrate or a Notary Public
or a Special Executive Magistrate3 नामाकन स सबधत अनदश नलखत ह Instructions related to nomination are as below
I नामाकन कवल उी यो का िकया जा सकता ह जो य अपनी ओर स एकल खात या सय खात क लाभाथ ामी हो सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत गर- वयक नामाकन नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम पर सभी सय खाताधारको क हार होग The nomination can be made only by individuals holding beneciary owner accounts on their own behalf singly or
jointly Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot nominate If the account is held jointly all joint holders will sign the nomination form
II अवय को भी नामत िकया जा सकता ह ऐस मामलो म लाभाथ ामी ारा अवय क अभभावक का नाम और पता उपल कराया जाएगा A minor can be nominated In that event the name and address of the Guardian of the
minor nominee shall be provided by the benecial owner III ास सोसायटी कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक नामती नही हो सकत ह समय-समय पर लाग वनमय नयण क अधीन अनवासी भारतीय भी नामती हो सकत ह The Nominee shall not be a trust
society body corporate partnership rm karta of Hindu Undivided Family or a power of Attorney holder A non-resident Indian can be a Nominee subject to the exchange controls in force from time to time
IV लाभाथ ामी का खाता बद होन पर लाभाथ ामी स सबधत नामाकन को भी र माना जाएगा इसी तरह तभत क अत रण होन पर तभत स सबधत नामाकन को भी र माना जाएगा Nomination in respect of the beneciary owner account
stands rescinded upon closure of the beneciary owner account Similarly the nomination in respect of the securities shall stand terminated upon transfer of the securities V िडपॉजटरी और भागीदार ारा काननी वारस क नामती क प म तभतयो का अतरण वध प स िकया जाएगा Transfer of securities in favour of a Nominee shall be valid discharge by the depository and the Participant
against the legal heir VI नामाकन को कवल उसी लाभाथ ामी ारा र िकया जाएगा जसन य अपनी ओर स एकल खात या सय खात क लाभाथ ामी क प म मल नामाकन िकया था सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत
गर- वयक नामाकन र नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम को र करन हत सभी सय खाता धारको क हार होग The cancellation of nomination can be made by individuals only holding
beneciary owner accounts on their own behalf singly or jointly by the same persons who made the original nomination Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot cancel the nomination If the beneciary owner account is held jointly all joint holders will sign the cancellation form
VII नामाकन क र होन पर नामाकन को र माना जाएगा तथा नामती क प म तभतयो क अत रण क लए िडपॉजटरी बाकारी नही होगा On cancellation of the nomination the nomination shall stand rescinded and the
depository shall not be under any obligation to transfer the securities in favour of the Nominee4 इलॉ नक प म खाता ववरण ा करन क लएFor receiving Statement of Account in electronic form
I ाहक को ईमल एकाउट क पासवड क गोपनीयता अव सनत करनी चािहए Client must ensure the condentiality of the password of the email account
II ईमल पता म परवतन होन पर ाहक को सहभागी को तर त सचना दनी चािहएClient must promptly inform the Participant if the email address has changed
III ाहक 10 िदन क पव सचना दकर इस सवधा को बद करवा सकता ह इसी तरह सहभागी भी 10 िदन क पव सचना दकर इस सवधा को बद कर सकता ह Client may opt to terminate this facility by giving 10 days prior noticeSimilarly
Participant may also terminate this facility by giving 10 days prior notice 5 जो लाग न हो उस काट द Strike off whichever is not applicable
नोट Notes
तीसर धारक क हार
Signature of 3rd holderखाता भारीपहल धारक क हार
Signature of 1st holder in charge Acदसर धारक क हार
Signature of 2nd holder
डीमट सवाए और भारो क अनसची Demat Services and Charges Schedule
सवाए Servicesनयमत
Regularफ़ड ाहक
Preferred Clientsआरएसडओएम
RSWOM
अधकतम Maximum(जहा लाग हो where
applicable)
नतम Minimum(जहा लाग होwhere
applicable)खाता जस णी क अत गत खोला जाएगा उस पर िटक लगाए Tick ( ) against the category under which the Ac will be opened4
खाता खोलना (आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for IDBI saving amp current account holders)
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
खाता खोलना (गर आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for Non IDBI saving amp current account holders)
गर-आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for Non-IDBI Sb Current Ac Holders
आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for IDBI Sb Current Ac Holders
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
माक टइटी खरीद लन-दन Market Equity Buy Transactions
लन-दन Transactions
इटी लखतो को डीमट करनाDematerialisation of Equity Instruments
ऋण लखतो को डीमट करना Dematerialisation of Debt Instruments
तभतयो का पनमतकरण Rematerialisation of Securities
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
Rs40- त माणप और डाक खचper certicate
plus postage
Rs- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
क सौ तभतयो क लए 20 या उसक बाद उसक भाग म या त माणप 20 का सीधा श जो भी अधक होRs 20 for every hundred securities or part thereof or Flat fee of Rs 20 per certicate whichever is higher
माक ट ऋण खरीद लन-दन Market Debt Buy Transactions
माक टइटी वय लन-दन Market Equity Sell Transactions
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs50- त पper scrip
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
Rs500- त पper scrip
माक ट ऋण वय लन-दनMarket Debt Sell Transactions
ऑफ माक ट इटी खरीद लन-दन Off Market Equity Buy Transaction
ऑफ माक ट ऋण खरीद लनदन Off Market Debt Buy Transaction
ऑफ माक ट इटी वय लनदन Off Market Equity Sell Transaction
ऑफ माक ट ऋण वय लनदन Off Market Debt Sell Transaction
वलब अनदश श ारभक भगतानLate instruction Fee payable upfront
इटरndashिडपॉजटरी अत रण (य) Inter-Depository Transfer (Buy)
इटरndashिडपॉजटरी अत रण (वय) Inter-Depository Transfer (Sell)
ीज़ Freeze
डी-ीज़ De-Freeze
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
015 बाज़ार म का015 of market value
010 बाज़ार म का010 of market value
015 बाज़ार म का015 of market value
गरवी Pledge
गरवी सजन करना Pledge Creation
गरवी लाग करना Pledge Invocation
गरवी समापन करनाPledge Closure
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs2500- वpa
Rs200- वpa Rs200- वpa Rs200- वpa
लाग नहीNA लाग नहीNA
ववरण Statements
डाक ारा तमाही ववरण Quarterly statement by post
डाक ारा मासक ववरण Monthly statement by post (यिद इस अवध क दौरान लन-दन हो तो) only if transactions take place during the period)
ईमल ारा मासक ववरण Monthly statement by email
अनरोध पर ववरण आईवीआर पर On request statement on IVR
आईवीआर पर दज अनरोध क लए ईमल ारा ववरण On request statement by email for requests logged over IVR
शाखा म अनरोध पर ववरण On request statement at the branch
अनरोध पर डाक ारा ववरण On request statement by post (भारत स बाहर क पत पर address outside India)
वकक मासक होग ववरण Optional monthly Holding Statement (खाता खोलन वाल महीन म अम भगतान और उसक बाद वाषक आधार पर क वष Payable in advance in the month of account opening and on anniversary basis every year thereafter)
Rs900- कeach Rs900- कeach Rs900- कeach
Rs25- कeach Rs25- कeach Rs25- कeach
नोट Noteसवा कर यथा लाग (कर ाधकरण ारा समय-समय पर जारी परवतन ो क अधीन)Service Tax as applicable subject to change as prescribed by Tax Authorities from time to time)
आईडीबीआई बक बचत चाल खाता धारको को सवा भारो क वसली क लए ायी अनदश अव दान िकए जान चािहए IDBI Bank SBCurrent Ac holders must provide Standing Instuctions for recovery of the service charges
भारो क गणना क लए लन-दन धारता का बाज़ार म एनएसडीएल कोस फ़ाइल क अनप होगाFor calculation of charges market value of transactionholding will be as per NSDL procele
अतरण क लए सभी अनदश बक क सबधत शाखाओ म नादन स एक िदन पहल 4 बज अपराहन स पहल अव ा िकए जाए उपरो समयसीमा क बाद ा अनदशो को कवल ाहक क अपन जोखम क आधार पर ही ा िकया जाएगा All instructions for transfer must be received at
respective branches of the Bank one day before the date of execution not later than 4 pm of the previous day Instructions received afer the above dedline will be acceptabed only at clients risk
सवा भारो क लए मासक आधार पर बल जारी िकया जाएगा उपरो उत भार सचीब सवाओ क लए ह उ सची म यिद कोई सवा नही शामल ह तो उसक लए लए बक क नीत अनसार अलग स भार लया जाएगाBills for service charges will be raised monthly Charges quoted above are fot the services listed Any services not listed above will be charged separately as per Banks policy
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
वर नागरकSenior Citizen
सामा खड General Clause1लाभाथ ामी और िडपॉजटरी सहभागी (डीपी) िडपॉजटरी अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयम 1996 भारतीय तभत एव वनमय बोड (सबी) क नयमो और वनयमो उनक अधीन जारी िकए गए परपोअधसचनाओिदशानदशो िडपॉजटरीज क ारा जारी
उप-वधया और कारोबार नयमपरचालन अनदश और सरकारी ाधकरणो क ासगक अधसचनाओ स आब होग जसा िक समय-समय पर लाग होगाThe Benecial Owner and the Depository participant (DP) shall be bound by the provisions of the Depositories Act 1996 SEBI (Depositories and
Participants) Regulations 1996 Rules and Regulations of Securities and Exchange Board of India (SEBI) CircularsNoticationsGuidelines issued there under Bye Laws and Business
RulesOperating Instructions issued by the Depositories and relevant notications of Government Authorities as may be in force from time to time 2समय-समय पर सबी ारा नधा रत क अनसार भर ए खाता खोलन क फॉम कवाईसी और सहायक दावज़ क ा क बाद ही डीपी िकसी लाभाथ ामी(यो) क डीमट खात िडपॉजटरी णाली म खोलग सिय करग
The DP shall openactivate demat account of a benecial owner in the depository system only after receipt of complete Account opening form KYC and supporting documents as specied
by SEBI from time to time लाभाथ ामी क जानकारी Beneficial Owner information
3डीपी लाभाथ ामी(यो) क सभी ववरण जस िक खाता खोलन क फॉम म उखत उनक ारा त िकए गए सहायक दावजो औरया लाभाथ ामी क गोपनीयता स सबधत जानकारी अपन पास रखगा और उसका कटन िकसी को नही करगा बशत इस सबध म िकसी सावधक वधक या वनयामक ाधकारी ारा अपत न हो
The DP shall maintain all the details of the benecial owner(s) as mentioned in the account opening form supporting documents submitted by them andor any other information pertaining to the benecial owner condentially and shall not disclose the same to any person except as required by any statutory legal or regulatory authority in this regard
4डीमट खात खोलन क दौरान या समय-समय पर डीपी को त िकए गए खाता खोलन क फॉम म िदए गए ववरण म कोई परवतन होन पर लाभाथ ामी ताल डीपी को लखत म अधसचत कर The Benecial Owner shall immediately notify the DP in writing if there is any change in details provided in the account opening form as submitted to the DP at the time of opening the
demat account or furnished to the DP from time to timeशभारटरफ FeesChargesTariff
5लाभाथ ामी तभतयो क धारण और अत रण डीमटरयलाइज प म करन और उ स िडपॉजटरी सवाए ा करन क डीपी ारा उपल कराई गई टरफ शीट म नधा रत क अनसार डीपी तथा लाभाथ ामी क बीच समय-समय पर िकए गए करार क अत गत लाभाथ ामी ऐस सभी भारो का भगतान डीपी को करग लाभाथ ामी को यह सचत िकया जाता ह िक ldquoडीमट खात खोलन क लए कोई भार दय नही हrdquoThe Benecial Owner shall pay such charges to the DP for the purpose of holding and transfer of securities in dematerialized form and for availing depository services as may be agreed to from time to time between the DP and the Benecial Owner as set out in the Tariff Sheet provided by the DP It may be informed to the Benecial Owner that no charges are payable for opening of demat accountsrdquo
6बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी िकए गए ासगक परपोिदशानदशोअधसचनाओ क अधीन नधा रत भार सरचना का अनपालन करगIn case of Basic Services Demat Accounts the DP shall adhere to the charge structure as laid down under the relevant SEBI andor Depository circularsdirectionsnotications issued from time to time
7डीपी नधा रत िकए गए भारोटरफ म कोई व नही करग जब तक इस सबध म लाभाथ ामी को कम स कम 30 िदन पहल लखत म एक नोिटस न िदया गया होThe DP shall not increase any chargestariff agreed upon unless it has given a notice in writing of not less than thirty days to the Benecial Owner regarding the same
डीमटरयलाइजशन Dematerialization8लाभाथ ामी को उन तभतयो को ा करन का अधकार होगा जो िडपॉजटरीज ारा नधा रत उप-वधपरचालन अनदशकारोबार नयमो क अत गत
नधा रत हो िडपॉजटरीज पर मा हो प एव णाली म डीमटरयलाइज होThe Benecial Owner shall have the right to get the securities which have been admitted on the Depositories dematerialized in the form and manner laid down under the Bye Laws
Business Rules and Operating Instructions of the depositories अलग खात Separate Accounts9डीपी क लाभाथ ामी क नाम म अलग खात खोलग और क लाभाथ ामी क तभतयो को अलग िकया जाएगा तथा अ लाभाथ ामी क तभतयो औरया डीपी क अपनी तभतयो क साथ मत नही िकया जाएगाडीमटरयलाइज प म
The DP shall open separate accounts in the name of each of the benecial owners and securities of each benecial owner shall be segregated and shall not be mixed up with the securities of other benecial owners andor DPs own securities held in dematerialized form
10डीपी लाभाथ ामी को ऐसी तभतयो क सण प स या एकल प म सजन या गरवी औरया बधक या अ कोई िहत या ऋण-भार क अनमत दान नही करगा जो िडपॉजटरीज अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयमन 1996 और िडपॉजटरीज क उप-वधपरचालन The DP shall not facilitate the Benecial Owner to create or permit any pledge and or hypothecation or any other interest or encumbrance over all or any of such securities submitted for dematerialization andor held in demat account except in the form and manner prescribed in the Depositories Act 1996 SEBI (अनदशकारोबार नयमो क अनसार नधा रत प एव णाली क अतर क लए त औरया डीमट खात म धारत ह )डीमटरयलाइजशन(Depositories and Participants) Regulations 1996 and Bye-LawsOperating InstructionsBusiness Rules of the Depositories)
तभतयो का अतरण Transfer of Securities
11लाभाथ ामी ारा यथावध ाधकत िकसी आदश अनदश नदश या अधदश क आधार पर ही डीपी लाभाथ ामी क डीमट खातो म और ारा अत रण को सप करगThe DP shall effect transfer to and from the demat accounts of the Benecial Owner only on the basis of an order instruction direction or mandate duly authorized by the Benecial Owner and the DP shall maintain the original documents and the audit trail of such authorizations
12लाभाथ ामी क पास अपन डीमट खात म तभतयो को जमा करन क सबध म ायी अनदश दन का अधकार सरत ह और डीपी ऐस अनदशो क अनसार कारवाई करगThe Benecial Owner reserves the right to give standing instructions with regard to the crediting of securities in his demat account and the DP shall act according to such instructions
खाता ववरण Statement of account
13लाभाथ ामी क साथ तय िकए गए प एव णाली तथा समय क अनसार और इस सबध म सबी लाभाथ ामी को खातो क ववरण उपल कराएगिडपॉजटरी ारा नधा रत क अनसार The DP shall provide statements of accounts to the benecial owner in such form and manner and at such time as agreed with the Benecial Owner and as specied by SEBIdepository in this regard
14तथाप यिद डीमट खात म कोई लनदन नही आ ह या यिद वष क दौरान शष राश श हो गई तो डीपी को वाषक धारता क कागजी ववरणी ऐस बीओ को भजनी चािहए और जब भी खात म कोई लनदन होत ह तब लनदन क ववरण भज जाएगHowever if there is no transaction in the demat account or if the balance has become Nil during the year the DP shall send one physical statement of holding annually to such BOs and shall resume sending the transaction statement as and when there is a transaction in the account
15डीपी इलो नक प म डीमट खातो क ववरण जारी करन क सवाए दान कर सकत ह बशत लाभाथ ामी इसक लए इक हो डीपी सचना ौोगक अधनयम 2000 क अधीन नयमो स शासत क अनसार अपन िडजटल हार सिहत डीमट खातो क ववरण लाभाथ ामी को त करग तथाप यिद डीपी क पास डीमट खात का ववरण इलो नक मोड म त करन क सवधा नही ह तब सहभागी डीमट खातो क ववरण को कागजी प म अषत करगThe DP may provide the services of issuing the statement of demat accounts in an electronic mode if the Benecial Owner so desires The DP will furnish to the Benecial Owner the statement of demat accounts under its digital signature as governed under the Information Technology Act 2000 However if the DP does not have the facility of providing the statement of demat account in the electronic mode then the Participant shall be obliged to forward the statement of demat accounts in physical form
16बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी अधदश क अनसार लनदनो क ववरण भजग In case of Basic Services Demat Accounts the DP shall send the transaction statements as mandated by SEBI andor Depository from time to time
सबी और डपॉजटरी ारा नधारत क अनसार लाभाथ ामी और डपॉजटरी सहभागी क अधकार एव सीमाएRights and Obligations of Beneficial Owner and Depository Participant as prescribed by SEBI and Depositories
घोषणापAcknowledgementआईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
Received the application from MrMs as the solerst holder alongwith
and as
ी सी स यपहल धारक होन क नात और ीसी
व ी सी स मशः दसर एव तीसर धारक होन क नात
िडपॉजटरी खाता खोलन का आवदन फॉम ा िकया कपया भव क अपन सभी पाचारो म आपको आबिटतडीपी आईडी एव ाहक आईडी (समाशोधन सद क मामल म सीएम-बीपी-आईडी) का उख कर
िदनाक Dateसहभागी क ाप व हारParticipant Stamp amp Signature
Members) in all your future correspondencethe second and third holders respectively for opening of a depository account Please quote the DP ID ampClient ID allotted to you (CM-BP-ID in case of Clearing
डीमट खात को बद करन क िया Manner of Closure of Demat account
17पी क पास लाभाथ ामी क डीमट खात कारण चाह कोई भी हो को बद करन का अधकार होगा बशत डीपी न लाभाथ ामी क साथ-साथ िडपॉजटरी को 30 िदन स कम समय क अद र लखत सचना दी हो उसी कार लाभाथ ामी को डीपी क पास धारत अपना डीमट खाता बद करन का अधकार होगा बशत उसक ारा डीपी को कोई भी बकाया भार दय न हो ऐसी त म लाभाथ ामी यह वशष प स उख करग िक उनक डीमट खात क शष राश लाभाथ ामी क िकसी अ डीपी क पास धारत अ डीमट खात म अत रत क गई ह या धारत तभत शष को पनः कागजी प म श करना हThe DP shall have the right to close the demat account of the Benecial Owner for any reasons whatsoever provided the DP has given a notice in writing of not less than thirty days to the Benecial Owner as well as to the Depository Similarly the Benecial Owner shall have the right to close hisher demat account held with the DP provided no charges are payable by himher to the DP In such an event the Benecial Owner shall specify whether the balances in their demat account should be transferred to another demat account of the Benecial Owner held with another DP or to rematerialize the security balances held
18लाभाथ ामी क अनदश क आधार पर डीपी ऐसी तभत शषराश क अत रण या इ कागजी प दन क िया िडपॉजटरी ारा समय-समय पर नधा रत िया क अनसार तीस िदनो क अद र श करग बशत िक इसक अतर डीमट खात को बद करना लाभाथ ामी या डीपी दोनो क अधकारो दयताओ और दायो को भावत नही करगा और इन पो को उनक सतोषजनक समापन तक जोड़ रखन हत जारी रहग ाBased on the instructions of the Benecial Owner the DP shall initiate the procedure for transferring such security balances or rematerialize such security balances within a period of thirty days as per procedure specied from time to time by the depository Provided further closure of demat account shall not affect the rights liabilities and obligations of either the Benecial Owner or the DP and shall continue to bind the parties to their satisfactory completion
भारो क भगतान म चक Default in payment of charges
19खड 5 एव 6 म उखत िकसी राश क माग क तारीख स तीस िदनो क अवध क भीतर भगतान म लाभाथ ामी ारा ई चक क मामल म डीपी क अधकार पर तकल भाव डाल बना लाभाथ ामी क डीमट खात को बद करन क लए डीपी ऐसी चक क अवध क लए िडपॉजटरी ारा समय-समय पर नधा रत ाज दर पर भार लगा सकता हIn event of Benecial Owner committing a default in the payment of any amount provided in Clause 5 amp 6 within a period of thirty days from the date of demand without prejudice to the right of the DP to close the demat account of the Benecial Owner the DP may charge interest at a rate as specied by the Depository from time to time for the period of such default
20लाभाथ ामी ारा उपय खड 5 एव 6 म उखत िकसी राश क भगतान म असफल रहन पर लाभाथ ामी को दो िदन का नोिटस दन क बाद डीपी क पास लाभाथ ामी क अनदशो क ोससग को उस समय तक रोकन का अधकार होगा जब तक वह ाज सिहत भगतान यिद कोई हो न कर द In case the Benecial Owner has failed to make the payment of any of the amounts as provided in Clause 5amp6 specied above the DP after giving two days notice to the Benecial Owner shall have the right to stop processing of instructions of the Benecial Owner till such time he makes the payment along with interest if any
डपॉजटरी क दयता Liability of the Depository
21 As per Section 16 of Depositories Act 1996 िडपॉजटरी अधनयम 1996 क धारा 16 क अनसार1उस समय लाग िकसी अ नयम क ावधानो पर तकल भाव डाल बना िडपॉजटरी या सहभागी क असावधानी क कारण लाभाथ ामी को ए िकसी भी नकसान क तपत िडपॉजटरी करग
Without prejudice to the provisions of any other law for the time being in force any loss caused to the benecial owner due to the negligence of the depository or the participant the depository shall indemnify such benecial owner
2यिद उपय खड (1) क अधीन सहभागी क असावधानी क कारण ए इस नकसान क तपत िडपॉजटरी ारा क गई हो तो िडपॉजटरी क पास ऐस सहभागी स उ राश को वसल करन का अधकार होगा Where the loss due to the negligence of the participant under Clause (1) above is indemnied by the depository the depository shall have the right to recover the same from such participant
खातो क ीजग डीीजग Freezing Defreezing of accounts
22उप वधयो और कारोबार नयमोपरचालन अनदशो क अत गत नधा रत िया क अनसार और अवरोधो क अधीन लाभाथ ामी डीपी क पास सचालत अपन डीमट खात पर रोक लगानरोक हटान क अधकार का योग कर सकत हThe Benecial Owner may exercise the right to freezedefreeze hisher demat account maintained with the DP in accordance with the procedure and subject to the restrictions laid down under the Bye Laws and Business RulesOperating Instructions
23डीपी या िडपॉजटरी क पास िकसी वनयामक या ायालय या अ सावधक ाधकरण स अनदशो क ा होन पर लाभाथ ामी क खातो पर रोक लगानरोक हटान का अधकार होगाThe DP or the Depository shall have the right to freezedefreeze the accounts of the Benecial Owners on receipt of instructions received from any regulator or court or any statutory authority
नवशक शकायतो का नवारण Redressal of Investor grievance
24डीपी शकायत क ा क तारीख स तीस िदनो क अवध क अद र लाभाथ ामी क डीपी क व िकए गए सभी शकायतो का नवारण करगThe DP shall redress all grievances of the Benecial Owner against the DP within a period of thirty days from the date of receipt of the complaint
ाधकत तनध Authorized representative
25यिद लाभाथ ामी कॉरपोरट नकाय या वधक नकाय ह तब वह खाता खोलन क फॉम क साथ-साथ इनक ारा अधकत उन अधकारयो क सची डीपी को त करग जो तभागी क साथ इनक ओर स तनध और सपक करग उसक बाद ऐसी सची म जोड़ घटाव या बदलाव सिहत िकसी परवतन क सचना सहभागी को दी जाएगीIf the Benecial Owner is a body corporate or a legal entity it shall along with the account opening form furnish to the DP a list of ofcials authorized by it who shall represent and interact on its behalf with the Participant Any change in such list including additions deletions or alterations thereto shall be forthwith communicated to the Participant
वध और ाधकारता Law and Jurisdiction
26इस दावज़ म नद वशष अधकारो क अतर डीपी और लाभाथ ामी उन सभी अ अधकारो क योग क हकदार होग जो सबधत िडपॉजटरी क नयमो उप-वधयो और वनयमनो क अधीन ह जसम डीमट खात खोल गए ह या सबी क नयमो और वनयमो क अत गत उ ा ह जनक अधीन परप नोिटस जारी िकए गए ह
In addition to the specic rights set out in this document the DP and the Benecial owner shall be entitled to exercise any other rights which the DP or the
Benecial Owner may have under the Rules Bye Laws and Regulations of the respective Depository in which the demat account is opened and circularsnotices issued there under or Rules
and Regulations of SEBI
27इस दावज़ क ावधान हमशा सरकारी अधसचना सबी ारा जारी िकसी नयम वनयम िदशानदश और परपो नोिटसो और सबधत िडपॉजटरी जहा लाभाथ ामी अपना खाता सचालत करत ह क समय-समय पर लाग नयमो वनयमो और उपवध स आब होगThe provisions of this document shall always be subject to Government notication any rules regulations guidelines and circulars notices issued by SEBI and Rules Regulations and Bye-laws of the relevant Depository where the Benecial Owner maintains his her account that may be in force from time to time
28लाभाथ ामी और डीपी िडपॉजटरी क उपवध क अधीन नधा रत ववाचन और सलह क िया स आब होग और ऐसी िया डीपी और लाभाथ ामी क बीच िकसी भी ववाद पर लाग होगThe Benecial Owner and the DP shall abide by the arbitration and conciliation procedure prescribed under the Bye-laws of the depository and that such procedure shall be applicable to any disputes between the DP and the Benecial Owner
29इस दावज़ म य श और अभया लिकन जो यहा परभाषत नही ह व जब तक सदभ अथा अपत न हो वही अथ लगाया जाए जो िडपॉजटरी और या सबी क अधीन जारी नयमो उपवधयो और वनयमो और परपोनोिटसो म नधा रत िकए गए हWords and expressions which are used in this document but which are not dened herein shall unless the context otherwise requires have the same meanings as assigned thereto in the Rules Bye-laws and Regulations and circularsnotices issued there under by the depository and or SEBI
30सबी िडपॉजटरीज ारा नधा रत अधकार और सीमाओ म कोई परवतन ाहक क जानकारी म ताल लाया जाएAny changes in the rights and obligations which are specied by SEBIDepositories shall also be brought to the notice of the clients at once
31सबी क नयमो और वनयमो म बदलाव क कारण यिद पाटयो क अधकार और सीमाओ म परवतन होता होता ह तो ऐस परवतन ो म इस दावज़ म उखत पाटयो क अधकारो और सीमाओ क परवतन ो म शामल िकया जाना अपत ह If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI or Bye-laws Rules and Regulations of the relevant Depository where the
Benecial Owner maintains hisher account such changes shall be deemed to have been incorporated herein in modication of the rights and obligations of the parties mentioned in this
document
आईडीबीआई बक लमटड पजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई- 400 005IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
वज़ट कर Visit us wwwidbicom
Call 022 66937000 Call Toll Free 1800 22 1070 1800 200 1947
अपन ाहक को जानए (कवाईसी) आवदन प KNOW YOUR CLIENT (KYC) APPLICATION FORM
(वयक क लए For Individuals)
आईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
कपया फॉम को अजी म और शो म भर Please fill this form in ENGLISH and in BLOCK LETTERS
फोटो Photograph
कपया हाल क पासपोट आकार का फोटो लगाए और उसक आर-पार हार कर Please afx the recent
passport size photograph and sign across it
आवदक का नाम Name of the Applicant1
पतापत का नाम FathersHusbands Name2
5
1
3
आवासीयपाचार का पताRes idence Correspondence Address
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
2
सपक ववरण Contact Details
टली(का)Tel(Off) टली (घर) Tel(Res)
फ नFax No मोबाइल नMobile No
एतदारा म हम यह घोषणा करता करती करत ह िक उपय ववरण मरी हमारी जानकारी और वास म पणत ः स और सही ह तथा इसम िकसी कार का परवतन होन पर ताल इसक सचना दन का वचन दतादती दत ह यिद उपय जानकारी गलत अस गमराह करन वाली या गलत बयानी पाई जाती ह तो इसक लए म हम उरदाई ठहराए जा सकता सकती सकत ह IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iwe undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting I amwe are aware that Iwe may be held liable for it
ाधकत हारी(यो) का नाम एव हार Name ampSignature of the Authorised Signatory(ies)
िदनाक Date
सीC-घोषणापDECLARATION
1
2
सफ कायालय उपयोग क लए FOR OFFICE USE ONLY
ववरण Particulars सSrNo
मल क जाच क गई और -अनमाणत दावजो क तया ा क गई Originals veried and Self-Attested Document copies received
गत जाच (आईपीवी) क ववरण In-Person-Verication (IPV) details
आईपीवी करन वाल का नाम Name of the person doing IPV
पदनाम Designation
स गठन का नाम Name of Organization
बीB- पता ववरणADDRESS DETAILS
एA- पहचान का ववरणIDENTITY DETAILS
एA
बीB
सीC
िदनाक Dateहार Signature
िदनाक Date
ाधकत हारी का नाम Name of the Authorised Signatory
ाधकत हारी क हार Signature
of the Authorised Signatoryम क मह र ाप
SealStamp of the intermediary
डीD
ए a) लग Gender
3 पषMale
मिहलाFemale
एकलSingle
शादी शदाMarried
बीb) ववािहक त Marital status
सीc) ज तारीख Date of Birth
एa) पन PAN
4एa) राीयताNationality
बीb) तStatus
भारतीयIndian अ Other (कपया उख करPlease specify)
नवासी वयकResident Individual अनवासीNon Resident वदशीForeign National
बीb) आधार सायद कोई होAadhaar Number if any
6जमा िकए गए पहचान क माण का उख करSpecify the proof of identity submitted
पन काडPAN card
कोई अ (कपया उख कर)Any other (Please specify)
आवासीय पताResidence Address पाचार का पताCorrespondence Address
ईमल आईडीEmail ID
4
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
(यिद उपय स अलग होIf different from aboveअनवासी आवदक अनवाय पसवदशी पता का उख करMandatory for Non-Resident Applicant to specify overseas address)ायी पताPermanent Address
आवासीय पाचार क पत क लए जमा िकए गए पता माण का ववरण Specify the proof of address submitted for Residence Correspondence address
कवाईसी फॉम भरन क लए अनद श जाच सची INSTRUCTIONS CHECK LIST FOR FILLING KYC FORM
1सभी ाहको वतक ो साझदारो कता ासयो पणक ालक नदशको और कपनी फ़म अ क ओर स तभतयो म सौदा करन क लए ाधकत यो क लए पन काड क -अनमाणत त अनवाय ह Self-attested copy of PAN card is mandatory for all clients including PromotersPartnersKartaTrustees and whole time directors and persons authorized to deal in securities on behalf of
companyrmothers
2आवदक ारा जमा िकए गए सभी दावजो क तया -अनमाणत होनी चािहए और सापन क लए उसका मल स मलान िकया जाना चािहए यिद िकसी दावज़ क मल त सापन क लए त नही क गई हो तो नलखत सची क अनसार दावजो को अनमाणत करन क लए ाधकत साओ ारा तयो को उपय प स अनमाणतकराना होगा Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for verication In case the original of any document is not produced for verication then the
copies should be properly attested by entities authorized for attesting the documents as per the below mentioned list
3यिद पहचान या पत का माण वदशी भाषा म ह तो उसका अजी अनवाद आवक होगा If any proof of identity or address is in a foreign language then translation into English is required
4कवाईसी फॉम पर उखत आवदक का नाम और पता माण क प म जमा िकए गए दावज़ क समान होना चािहए Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted
5एकल ामी आवदन को अपन वयक नाम और मता म ही तय ार करगा Sole proprietor must make the application in his individual name amp capacity
6अनवासी भारतीय और वदशी नागरको क लए (रज़व बक और फमा िदशानदशो क अधीन ापार क अनमत दी जाएगी) पासपोट पीआईओ काड ओसीआई काडऔर वदशी पता माण क त अनवाय ह For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passportPIO CardOCI Card and overseas address proof is mandatory
7वदशी साओ क लए सीआईएन वकक ह और नदशको क लए डीआईएन न नही रहन पर उनक पासपोट क त दी जानी चािहए For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given
8मचट नवी एनआरआई क मामल म नावक घोषणा या सीडीसी (सतत उोचन माणप) क सापत त जमा क जानी चािहए In Case of Merchant Navy NRIs Mariners declaration or certied copy of CDC ( Continuous Discharge Certicate) is to be submitted
9अवय क लए नपागार सहभागी या च अल फड क साथ खाता खोलन क लए उ मामक बोड ारा जारी वालय पराग माणप अक प अवय का पासपोट ज माणप क फोटो त अव उपल कराईजाए For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving Certicate Mark Sheet issued by higher Secondary BoardPassport of Minor Birth
Certicate must be provided
10राजनीत स जड़ यो का ताय ऐस यो स ह ज वदश म म सावजनक कायभार सौपा गया हो जस िक राो या सरकारो क मख वर राजनता वर सरकारी ायक सना क अधकारी रा क ाम वाल नगमो क वर कायपालकमहपण राजनीतक पाट क अधकारी इािद Politically Exposed Persons(PEP) are dened as individuals who are or have been entrusted with prominent public functions in a foreign country eg Head of States or of Governments Senior Politicians
senior Governmentjudicialmilitary ofcers senior executives of state owned corporations important political party ofcials etc
1 1 डीमट खात क क धारक क लए अलग-अलग कवाईसी भरा जाएSeparate KYC to be filled up for each holders of Demat Account
एA) महपण बद Important Points
बीB पहचान माण (पीओआई) )Proof of Identity (POI)
1वश पहचान सा यआईडी) (आधार) पासपोट मतदाता पहचान काड डा इवग लाईससUnique idenditifaction Number UID) (Aadhaar) Passport Voter ID Card Driving License
2फोटो क साथ पन काड PAN card with photograph
3नलखत म स िकसी एक क ारा जारी आवदक क फोटो क साथ पहचान प दावज़ क रा सरकार और उसक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज पशवर नकाय जस िक आईसीएआई आईसीडए आई बार काउसल इािद उनक सदऔर बक ो ारा जारी िडट काड डबट काड Identity carddocument with applicants Photo Issued by any of the following Centrals State Governmentand its Departments StatutoryRegulatory Authorities Public Sector Undertakings Scheduled Commercial Banks Public Financial Institutions Colleges afliated to Universities Professional Bodies such as ICAI ICWAI Bar Council etc to their Members and credit CardsDebit Cards issued by Banks
पहचान माण क प म ीकाय दावजो क सचीList of documents admissible as Proof of identity
सीC पत का माण (पीओए) Proof of Address (POA) पत क माण क प म ीकाय दावजो क सची List of documents admissible as Proof of Address (समा तारीख वाल दावज़ जमा करन क तारीख पर वध होन चािहए Documents having an expiry date should be valid on the date of submission)
1पासपोट मतदाता पहचान प राशन काड पजीकत पा या आवास ब करार डा इवग लाइसस ट रख-रखाव बल बीमा त PassportVoters Identity Card Ration Card Registered Lease or Sate Agreement of Residence Driving License Flat Maintenance bill Insurance Copy
2उपयोगता बल जस िक टलीफ़ोन बल (सफ लड लाइन) बजली बल या गस बल ndash ३ महीन स अधक पराना नही Utility bills like Telephone Bill (only land line) Electricity bill or Gas bill- Not more than 3 months old
3बक खाता ववरण पासबक ndash ३ महीन स अधक पराना नही Bank Account StatementPassbook ndash Not more than 3 months old
4अपन खात क सबध म नया पता दत समय उ ायालय और उतम ायालय क ायाधीशो ारा घोषणा Self-declaration by High Court and Supreme Court judges giving the newaddress in respect of their own accounts
5नलखत म स िकसी एक क ारा जारी पतका माण यिद अनसचत वाणक बक अनसचत सहकारी बक बराीय वदशी बक हो तो बक बधक राजपत अधकारी नोटरी पक वधानसभा लोकसभा क नवा चत तनध िकसी सरकारी या सावधक ाधकरण ारा जारी दावज Proof of address issued by any if the following Bank Managers if Scheduled Commercial BanksScheduled Co-operative BankMultinational Foreign BanksGazetteOfficerNotary PublicElected
representatives to the Legislative Assembly ParliamentDocuments issued by any Govt or Statutory Authority
6नलखत म िकसी एक क ारा उसक सदो को जारी पत क साथ पहचान प दावज़ क रा सरकार और उनक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज और पशवर नकाय अथात आईसीएआई आईसीडबए आई आईसीएसआई बार काउसल इािद उसक सद Identity card document with address issued by any of the following CentralState Government and its Departments Statutory Regulatory Authorities Public Sector Undertakings Scheduled Commercial
Banks Public Financial Institutions Colleges afliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their Members
7एफ़आईआई उप खाता क लए एफ़आईआई उप खाता ारा अभरक को िदया गया मारनामा (जो वधवत नोटरीकत और या िटणीकत या वाणकत हो) जसम पजीकत पत क सचना होली जानी चािहएFor FIIsub account Power of Attorney given by FII sub-account to the Custodians (which are duly notarized andor apostiled or consularised) that gives the registered address should be taken
8पत-पी क नाम पर पत का माण ीकार िकया जाए The proof of address in the name of the spouse may be accepted
डीD पन म छट ीकरणExemptions Clarification to PAN
1क सरकार और या रा सरकार और ायालय ारा नय अधकारी अथात शासकय परसमापक ायालय रसीवर इािद क ओर स लनदनो क मामल मIn case of transactions undertaken on behalf of Central Government andor State Government and by ofcials appointed by Courts eg Ofcial liquidator Court receiver etc2सम रा म नवास करन वाल नवशक Investors residing in the state of Sikkim3यएन साए बपीय एज सया ज भारत म कर भगतान कर रटन भरन स छट ा ह UN entitiesmultilateral agencies exempt from paying taxes ling tax returns in India4सागत ाहको क मामल म मतः एफ़आईआई एमएफ़ वीसीएफ़ एफ़वीसीआईअनसचत वाणक बक बपीय और िपीय वकास वीय सान रा औोगक वकास नगम कपनी अधनयम 1956 क धारा 4ए क तहत परभाषत आईआरडीए और सावजनक वीय सान क साथ पजीकत बीमा कपनया अभरक पन काड क ववरणो को मल पन काड स सापत करग और म को उ सापन पन काड क ववरणो क वधवत सापत तया उपल कराएग In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companies registered with IRDA and Public Financial Institution as dened under section 4A of the Companies Act 1956 Custodians shall verify the PAN card details with the original PAN card and provide duly certied copies of such veried PAN details to the intermediary5सहभागी अपन ाहक स मल पन काड क माग िकए बना पन का सापन आयकर वबसाइट स ऑनलाइन कर सकत ह बशत िक ाहक न पन काड क अलावा पहचान क माण क लए एक अ दावज़ िदया हो Participants may verify the Pan of their clients online at the Income Tax website without insisting on the original PAN card provided that the Client has presented a document for Proof of Identity other than the PAN card
(इस कार क दावो क समथन म पया दावजी सा ा िकए जाए Sufcient documentary evidence in support of such claims to be collected)
1नोटरी पक राजपत अधकारी अनसचत वाणक सहकारी बक या बराीय वदशी बक ो क बधक (त पर नाम पदनाम क महर लगी होनी चािहए) Notary Public GazettedOfcer Manager of a Scheduled Commercial Co-operative Bank or Multinational Foreign Banks (Name Designation Seal should be afxed of the copy)
2एनआरआई क मामल म भारत म पजीकत अनसचत वाणक बक ो क वदशी शाखाए जो ाधकत ह जस दश म ाहक नवास करत ह उस दश क नोटरी पक ायालय मजट ायाधीश भारतीय दतावासमहावाण दतावास दावजो का सापन कर सकत ह In case of NRIs authorized of overseas branches of Scheduled Commercial Banks registered in India Notary Public Court Magistrate Judge Indian EmbassyConsulate General in the country where the client resides are permitted to attest the documents
ईE दावजो क सापन क लए ाधकत यो क सची List of People Authorized To Attest the Documents
49
Acknowledgement of receipt of Client Registration Documents
IWe hereby confirm that IWe have received the copies of the Client Registration (KYC) Form Rights and ObligationsRisk Disclosure Document and all other Documents duly executed by me and forming part of this Client RegistrationApplication Form with Ms IDBI Capital Markets amp Securities Ltd
Signature of the Client
(2323)
Confirmation to be Signed by Client
IWe hereby confirm that I have understood read and signed the following documents for the purpose of opening ofTrading and Demat Account with IDBI Capital -
Mandatory Documents
Sr No Name of the Document No of Signature(s)
1 KYC form 2
2 Trading Account related details 5
3 Policies and Procedures 3
4 FATCA Declaration 1
Voluntory Documents
Sr No Name of the Document No of Signature(s)
1 Terms and Conditions 4
2 Special Power of Attorney amp Instructions 4
3 Terms amp Conditions for Trading Products 2
4 Running Account Letter 1
5 Acknowledgement of Receipt of Client Registration 1Documents
8
Depository Participant Name
Depository Name NSDL CDSL
BO Name
DP ID
BO ID
ADDITIONAL DEPOSITORY ACCOUNT DETAILS
BSE Cash F amp O
NSE Cash F amp O
If in future the client wants to trade on any new segmentnew exchange separate authorizationletter should be taken from the client by the stock broker
D TRADING PREFERENCES (Please sign in the relevant boxes where you wish to trade The segment not chosen should be struck off by the client)
Details of any actionproceedings initiatedpending taken by SEBI Stock exchangeany other authority against the applicantconstituent or its Partnerspromoterswhole time directorsauthorized persons in charge of dealing in securities during the last 3 years
E PAST ACTIONS
If client is dealing through the sub-brokerauthorised person provide the following details
Sub-brokerrsquosAutho Name
Registered Office Add
Telephone No Fax
SEBIAP Registration No Website
Whether dealing with any other stock brokersub-broker (if case dealing with multiple stock brokerssub-brokers provide details of all)
Name of stock broker(s)
Client Code
Exchange
Details of disputesdues
pending fromto such
stock brokersub-broker
F DEALINGS THROUGH SUB-BROKERSAUTHORISED PERSON AND OTHER STOCK BROKERS
(323)
(523)
(423)
(623)
9
Mode you wish to receive Contract Note Physical Contract Note Electronic Contract Note (ECN)ECN mandatory for Online Clients
Specify your Email id if applicable
Specify you wish to avail of the facility Internet Trading Wireless Technology (default is yes) Wireless Technology not required
Number of years of InvestmentTrading Experience
Any other information
G ADDITIONAL DETAILS
I NOMINATION DETAILS (for Trading Account)
IWe wish to nominate IWe do not wish to nominate
Name of the Nominee MrMs
Address of Nominee
Telephone No PAN of Nominee
Date of Birth Relationship with(in case of Minor) the Nominee
Name of the Guardian MrMs(in case Nominee is Minor)
Address of Guardian
Telephone No
Signature of Guardian
Name Address Signature with date
MrMs
MrMs
WITNESSES (Only applicable in case the account holder has made nomination)
Name of the Introducer
Status of the Introducer Sub-broker Remisier Authorized Person Existing Client Others please specify_________________________________
Address and phone noof the Introducer
Signature of the Introducer
H INTRODUCER DETAILS (OPTIONAL)
10
FOR OFFICE USE ONLY
Documents verified with Originals Client Interviewed By In-Person Verification done by
Name of the Employee
Employee Code
Designation of the employee
Date
Signature
I We undertake that we have made the client aware of lsquoPolicy and Proceduresrsquo tariff sheet and all the non-mandatorydocuments IWe have also made the client aware of lsquoRights and Obligationsrsquo document (s) RDD and Guidance Note IWehave givensent him a copy of all the KYC documents IWe undertake that any change in the lsquoPolicy and Proceduresrsquo tariffsheet and all the non-mandatory documents would be duly intimated to the clients IWe also undertake that any change in thelsquoRights and Obligationsrsquo and RDD would be made available on myour website if any for the information of the clients
Signature of the Authorised Signatory SealStamp of the stock broker
Date
UCC Code allotted to the Client ____________________ (to be filled at HO)
DECLARATION
1 IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iweundertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue ormisleading or misrepresenting I amwe are aware that Iwe may be held liable for it
2 IWe confirm having readbeen explained and understood the contents of the document on policy and procedures of the stockbroker and the tariff sheet
3 IWe further confirm having read and understood the contents of the lsquoRights and Obligationsrsquo document(s) and lsquoRisk DisclosureDocumentrsquo IWe do hereby agree to be bound by such provisions as outlined in these documents IWe have also been informed thatthe standard set of documents has been displayed for Information on stock brokerrsquos designated website if any
Place
Date Signature of the Applicant
(723)
11
M - VPOLICIES APPLICABLE TO CLIENTS OF IDBI CAPITAL MARKETS amp SECURITIES LIMITED (IDBI CAPITAL)
1 REFUSAL OF ORDERS FOR PENNY STOCKSIDBI Capital may at its discretion restrict trading in penny stocks by the clients Penny Stocks for this purpose shallmean those stocks which are highly illiquid and have a low market capitalization due to unsound fundamentals orstocks which have high chances of price manipulationsThe Exchanges from time to time provide a list of such securities categorized as Illiquid Securities IDBI Capital may atits discretion or based on directives of the Exchanges also restrict trading in such illiquid securities from time to timeClients shall not trade in securities placed in the Z group(as notified from time to time by the ExchangesRegulators)Further Intraday trading in securities in the T TS BE or such other group as notified by ExchangesIDBI Capital fromtime to time shall be prohibitedIn addition to the penny stocks restricted securitiesdeemed penny stocks specified by Exchanges from time to timeIDBI Capital may at its discretion prohibit trading in penny stocks and other securities based on market conditionsand internal policies from time to timeIDBI Capital may for this purpose introduce online blocks to prevent the client from placing orders in such penny stocksrestricted securitiesother securities through the Online Trading Platform of IDBI Capital Dealerssub brokersauthorisedperson of IDBI Capital may refuse to execute orders of the clients for trading in penny stocksrestricted securitiesother securitiesFurther in case the client is able to place an order for penny stocksrestricted securitiesother securities through the OnlineTrading Platform or otherwise IDBI Capital may at any time cancel any such order before execution on the ExchangesIDBI Capital shall not be liable for any refusalcancellation of orders for trading in penny stocksother securities and the Clientshall indemnify IDBI Capital in respect of any loss caused to IDBI Capital by virtue of the Client trading in such securities
2 SETTING UP OF CLIENTS EXPOSURE LIMITSIDBI Capital may for the purpose of risk management set exposure limits subject to which the Client may trade insecuritiestake positions in the futures and options segment Such exposure limits may be set upto a pre-determinednumber of times of the Margin (the Multiple) and the quantum of the Multiple shall be decided at the sole option ordiscretion of IDBI Capital Such Multiple may be changed at the discretion of IDBI Capital from client to client dependingon various factors which inter alia include factors like market conditions client profile and financial status of the clientClient shall abide by the exposure limits if any set by IDBI Capital or by the Exchange or Clearing Corporation or SEBIfrom time to timeThe exposure limits set by IDBI Capital do not create any right to the Client and are liable to be withdrawn at any timewithout notice and the client shall bear the loss on account of withdrawal of such limits The client agrees to compensateIDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure given andor withdrawnExposure may (at the discretion of IDBI Capital and to the extent decided by IDBI Capital from time to time) be inter aliaprovided on the following- Cash balance in the ledger to the credit of the Client (after deduction of all withdrawals by the Client)- Any Online funds transfer or hold amount through bank gateway- Beneficiary holdings and collateral holdings (after deduction of applicable hair cuts)- DP free stock and beneficiary stock (after deduction of applicable hair cuts)- Credit received against sale of- securities- Margin amount of open positions (in case of derivatives)In case of sale of Securities such sale may at the discretion of IDBI Capital be provided only to the extent of the availabilityof securities to the account of the client (DP free Stock DP lienhold marked securities beneficiary and collateral stock)Further as may be decided by IDBI Capital from time to time the credit received against sale may be used for furtherpurchases to such extent as may be decided by IDBI Capital from time to timeLimitsExposure provided shall vary based on the intraday profit loss made by the clientExposure limits shall be only against approved securities as decided by the ExchangesIDBI Capital from time to timeand subject to such haircut and valuations as may be decided by IDBI Capital from time to time IDBI Capital may fromtime to time change the applicable hair cut or apply a haircut higher than that specified by the RegulatorsExchangesIn case of derivatives Clients shall be allowed to trade only upto the applicable clientwise position limits set by theExchangesRegulators from time to time
3 RIGHT TO SELL CLIENTS SECURITIES OR CLOSE CLIENTS POSITIONS WITHOUT GIVING NOTICE TOTHE CLIENT ON ACCOUNT OF NON PAYMENT OF DUESThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligationof communicating the same to the Client in the following circumstancesa In case of Margin Trades if the open position is neither squared off nor converted to Delivery by Client(s) within the
stipulated timeb In case of Margin Trades where Mark to Market Loss on the open position has reached the stipulated of the
margins placed with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin orreduce the Mark to Market Loss
MANDATORY
(823)
12
c In all other cases where the margin or security placed by the Client(s) falls short of the requirement or the limitsgiven to the Client(s) have been breached
d where the Client(s) have defaulted on their existing obligation failed to make paymentsdeliver securities to IDBICapital within the stipulated time
The CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Marginsettlement obligations ofthe Client immediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other manner thesecurities already placed with it as Marginlying in the beneficiary account of IDBI Capital or square-off all or someof the outstanding FampO positions of the CLIENT as it deems fit at its sole discretion without further reference to theCLIENT and any resultant or associated losses that may occur due to such square -offsale shall be borne by theCLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in this behalf at all timesAny reference in these terms to sale or transfer of securities by IDBI CAPITAL shall be deemed to include sale ofsecurities which form part of the Margin maintained by the CLIENT with IDBI CAPITALIn exercise of IDBI CAPITALs right to sell securities the CLIENT agrees that the choice of specific securities to besold shall be solely at IDBI CAPITALs discretionThe resultant or associated losses that may occur due to such squaring -offclosing out of position or sale of securitiesshall be borne by the CLIENT and IDBI CAPITAL shall be fully indemnified and held harmless by the CLIENT in thisbehalf Such liquidation or close out of positions shall apply to any segmentexchange in which the CLIENT doesbusiness with IDBI CAPITALThe provisions specified herein do not confer any liability on IDBI Capital to square off the clients positions It shall be theresponsibility of the client to pay to IDBI Capital any amount due and payable to IDBI Capital irrespective of whether IDBICapital exercises its right to square off the positions of the client in accordance with the provisions given herein above
4 SHORTAGES IN OBLIGATIONS ARISING OUT OF NETTINGInternal Shortage PolicyIf the client defaults on its existing obligation and in the event the trade has been internally netted off by IDBI CapitalIDBI Capital shall have the right to square off the position of the client to make good the shortages arising thereofThe buyer client may not receive shares on T+2 in case there is an internal shortage situation within IDBI Capital iethe buyer and seller are both IDBI Capital clients and the seller defaults in delivery due to which the buyer may notreceive the shares IDBI Capital may buy in the required quantity in the sellers account and deliver the shares to theBuying Client or IDBI Capital may levy charges on the defaulting seller in either of the following waysi In case of an internal shortage where buy trade and sell trade match the defaulting seller would be debited with
a close rate of auction settlement day + 15 on the close rate of auction settlement day as would be applicable tothe client and the same would be credited to the buyer client
ii In case of partial Exchange Shortage and Partial Internal Shortage in case of Internal Shortage the defaultingseller would be charged proportionately at the rate being the Auction Rate as charged by the Exchange + StatutoryCharges + penal charges as may be decided by IDBI Capital from time to time and the same would be credited tothe buyer client
IDBI Capital shall not be responsible for losses to the Client on account of such square off All losses to the client onthis account shall be borne solely by the client and the Client shall indemnify IDBI Capital in this respect
5 CONDITIONS UNDER WHICH CLIENT IS NOT ALLOWED TO TAKE FURTHER POSITIONS OR BROKER MAYCLOSE EXISTING POSITIONSIDBI Capital shall have the right to refuse to execute tradesallow the client to take further positions in the following circumstances- technical failure- dealing in securities breaching the limits specified by the Exchangesregulators from time to time- securities submitted in physical form for settlement- regulatory restrictionsdirectives- other conditions as specified by IDBI Capital from time to time in view of market conditions regulatory requirements
internal policies etcIDBI Capital shall also have a right to close existing positions of the clients in the abovementioned circumstancesIDBI Capital shall not be responsible for any loss incurred and the client shall indemnify IDBI Capital in this regard
6 TEMPORARILY SUSPENDING OR CLOSING OF CLIENTS ACCOUNT AT THE CLIENTS REQUESTIDBI Capital may at any time temporarily suspend the account of the client based on a request on writing obtained from theclient Trades in the account of the client during the period of such temporary suspension shall not be permittedThe account shall be reactivated only on submission of a written request for reactivation by the clientIDBI Capital may at any time at its sole discretion and without prior notice to the CLIENT prohibit or restrict or blockthe CLIENTs access to the use of the web site or related services and the CLIENTs ability to trade due to regulatoryrequirements prevention of money laundering market conditions and other internal policies
7 DEREGISTRATION OF A CLIENTDeregistration of the clientTermination shall be after giving such notice as provided for in understanding between theclient and IDBI Capital Such deregistrationtermination shall not effect the rights and liabilities of the parties inrespect of the transactions executed before the date of such deregistrationterminationIn addition IDBI Capital may interalia terminate trading facilities due to regulatory requirements prevention of moneylaundering
(923)
13
8 DECLARATION FOR MOBILE NOI hereby designate my mobile number mentioned in the account opening form for giving me any informationalertsmscall I further authorise IDBI Capital Markets amp Securities Limited to send any informationalertsmscall at the said mobilenumber including but not limited to fundamental trading research data trading calls and promotional messages and callsI further declare the abovementioned statement is true and correct
9 CONSENT TO RECEIVE THE STATEMENTS CONTRACT NOTE BY EMAILIWe hereby consent to receive from IDBI Capital Markets amp Securities Ltd (IDBI Capital) the digital contract notes ledgerstransaction statements Demat Statement of accountholding statement(s) and such other correspondence documentsrecords by whatever name called (hereinafter referred to as statement(s)) in electronic form duly authenticated by meansof a digital signature as specified in the Information Technology Act 2000 and the rules made there under at the email idprovided by me to IDBI Capital from time to timeIWe further hereby agree that IDBI Capital shall fulfill the legal obligation if the above Statement(s) are sent electronically tothe email id provided by me from time to timeIn this regard IWe further agree that1 Email sent on the email account provided by meus which have not bounced back shall be deemed to be duly delivered
by meus2 In the event of email sent by IDBI Capital bounces back due to insufficient space in myour inbox or in the event any
network problem occurs IDBI Capital shall in no way be responsible for the same3 IDBI Capital shall not take cognizance of out-of-officeout-of-station auto replies and IWe shall be deemed to have
received such electronic mails4 Such Statements shall be deemed to have been delivered on the day when the email is sent by IDBI Capital5 IDBI Capital shall not be liable or responsible for any Statement received from frauds or impostors or any consequences
thereof6 IDBI Capital shall not be liable for any problem which arises at myour computer network because of myour receiving
any statements from IDBI Capital7 In case of any change in my email id IWe undertake to communicate the same to IDBI Capital through a letter in writing
or (through secured access if any by way of specific user id and password provided to meus by IDBI Capital incase of theonline clients)
8 IWe undertake to check the Statement and bring the discrepancies to IDBI Capital notice within the time period asspecified MyOur non-verification or not accessing the statement on regular basis shall not be a reason for disputing thesame at any time
IWe further agree that IDBI Capital will not be responsible for non-receipt of documents sent via electronic delivery due tochange inincorrect e-mail address correspondence address as mentioned or any other reason which inter-alia includetechnical reasons or malfunction of myour computer systemserverinternet connection etcIWe further agree that IDBI Capital may at its sole discretion also provide such Statement in physical form
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17
ADDITIONAL TERMS AND CONDITIONS SPECIFIC TO IDBI CAPITAL MARKETS amp SECURITIES LIMITEDThese Terms and Conditions are applicable to Clients availing Stock Broking Services from IDBI Capital Markets amp SecuritiesLimited (IDBI Capital) for Trading on Bombay Stock Exchange Limited (BSE) National Stock Exchange of India Limited andor other Stock Exchange on which IDBI Capital may be registered at any time and as may be availed of by the ClientThese Terms and Conditions ensure smooth operations and enhance transparency in the services offered by IDBI Capital andhence are applicable in addition to the Rights and Obligations of Stock Broker Sub BrokerAuthorised Persons and ClientsThe following Terms and Conditions shall apply to both OnlineOffline Trading services except if specifically mentionedto the contrary herein1 ELIGIBILITY CRITERIA
The Client shall be eligible to avail the services offered by IDBI Capital after completing the registration formalitiesand fulfilling the conditions as prescribed by IDBI Capital from time to time including inter alia as followsa The Client is of sound mind and has the financiallegal capacity to undertake contractualother liabilityb The existenceopening of a bank account and a depository account by the clientc Execution of a Power of Attorney in favor of IDBI Capital for limited purpose use of the Designated Bank DP
accounts (voluntary)d Execution of such other documents and furnishing of particulars as may be required by IDBI Capital from time
to time (Voluntary)On satisfactory verification by IDBI Capital of the information provided by the Client and the fulfillment of all requirementsas stated in sub clauses (a) to (d) above by the Client IDBI Capital shall register the Client for availing the servicesand open its account with IDBI CAPITAL
2 EXECUTION OF ORDERSa) The CLIENT understands that placing an order with IDBI Capital including a market order does not guarantee
execution of the order IDBI CAPITAL has the absolute right to reject any order that may be placed by the CLIENT forany reason whatsoever including for the breach of the requirement of maintaining the prescribed Margin in theCLIENT Account or the Bank account
b) The Exchanges may cancel the trade suo moto without giving any reason thereof IDBI CAPITAL shall be entitled tocancel such trades and or contract note with the CLIENT IDBI CAPITAL shall not be liable for any losses damageor claims on account of such rejection or cancellation of any trade for any reason whatsoever Further IDBI CAPITALmay at its sole discretion subject any order made by the CLIENT to manual review and entry which may causedelays in the execution of the CLIENTs orders In the event of any Exchange levying any monetary finepenaltycharges to IDBI CAPITAL on account of execution of trades as per hisher instructions for any reason the CLIENTagrees to pay-up such finepenalty and costs charges and expenses incurred if any in any proceedings to IDBICAPITAL
c) IDBI Capital will not be responsible for partial execution of orders placed by the Client The Client also agrees that allorders placed by the Client shall be treated as orders for that particular session only In case the Client wants theorders to be carried forward or extended for the day the Client shall communicate the same to IDBI Capital
d) The Client hereby agrees to execute all orders around market prices The Client agrees to ensure that there will beno attempt at price distortion and price rigging made through any means
3 MODE OF PLACING ORDERSOrders shall be placed only by the Client or the Authorised representative of the ClientAll orders instructions shall be placed by the client himself or by an authorized representative duly authorised vide aPoA or other specified authorization The instructions issued by an authorized representatives if any of the CLIENTshall be binding on the CLIENT in accordance with the communication authorizing the said representative to dealon behalf of the said CLIENT In the event of authorized representative being replaced or any authority revoked it shallbe the responsibility of the CLIENT to inform IDBI Capital of the change in writing failing which the CLIENT shall beresponsible for the trade obligations arising out of the actions of both the old representative as well as the newrepresentative If any transaction(s) under this arrangement with IDBI Capital or under any other agreement orotherwise with IDBI Capital hashave been placedexecuted on behalf of the CLIENT by any other person notmentioned above and the same has have been accepted by CLIENT from time to time on the basis of the contractnote(s) bills any other correspondence dispatched communicated to the CLIENT by IDBI Capital and or by partor full settlement of the said transaction(s) by the CLIENT then such transaction(s) shall be deemed to be executedby the person authorised by the CLIENT and the CLIENT hereby agrees to ratify and accept all such or other actionsof such persons and undertakes to meet all obligations arising from these transaction(s)
4 ONLINE TRADINGSECURITY CODES SECURITY PRECAUTIONS AND INFRASTRUCTURE a) Use of CLIENT-ID and Password
The CLIENT agrees that it will be the sole authorised user of the Username Passwords Customer UserIdentification Number telephone Personal Identification Number (T PIN) or other identification or security code(by whatever name called) to be given to it by IDBI CAPITAL to access the online portal or service through IDBICapital website over the telephone or in such other manner as may be permitted by IDBI CAPITAL for availingof the service the CLIENT accepts sole responsibility for use confidentiality and protection of the UsernamePasswords Customer User Identification Number T-PIN or other security code(s) as issued by IDBI CAPITALto the CLIENT from time to time (hereinafter referred to as Security codes) as well as for all orders and
VOLUNTORY
18
information changes entered into the CLIENTs account using such security codes the CLIENT shall ensurethat such security code(s) isare not to be revealed to any third party or recorded in any written or electronic formIf the CLIENT forgets the security code(s) a request for change of such Security code(s) should be sent to IDBICapital in writing On receipt of such a request IDBI Capital shall discontinue the use of the old security code(s)and shall generate a new Security code(s) for the CLIENT which shall be communicated to the CLIENTHowever the CLIENT shall be responsible and liable for all transactions that are carried out by the use of the oldSecurity code(s) Neither IDBI CAPITAL nor any of its officers directors employees agents affiliates or subsidiarieswill have any responsibility or liability to the CLIENT or to any other person whose claim may arise through theCLIENT with respect to any of the circumstances described above
b) Recording of PasswordThe CLIENT shall memorise the Security code(s) and shall not record it in written or electronic form In theevent that the CLIENT does record the Security code(s) in written or electronic form he sheit shall do so at hisherits sole risk and responsibility
c) Responsibility for Use of Security Code(s)Any order entered using the CLIENTs security code(s) either through the web site or through telephone orotherwise is deemed to be that of the CLIENT If third parties gain access to IDBI CAPITALs services through theuse of the CLIENTs security code(s) the CLIENT will be deemed to be responsible for the same and theCLIENT hereby holds harmless and agrees to indemnify IDBI CAPITAL against any liability costslosses ordamages arising out of claims or suits by or against such third parties based upon or relating to such access anduse since the responsibility for such transactions shall be that of the CLIENT The use and storage of anyinformation including without limitation the Password Portfolio information transaction activity account balancesand any other information or orders on the CLIENTs personal computer is at the CLIENTs own risk and is theCLIENTs sole responsibility
d) Communication Equipment of the CLIENTThe CLIENT is responsible for installing and maintaining the communication equipment (including personalcomputers and modems) and telephone or alternative services required at the CLIENTs end and connectivityrequired for accessing and using the web site or related services All communication costs service charges leviesand fees incurred by the CLIENT in accessing the web site or related services will be borne by the CLIENT
e) CLIENTs InfrastructureFor the purposes of these Terms it is presumed that the CLIENT has the necessary and compatible infrastructureready at its end for the purpose of accessing the web site of IDBI CAPITAL or contacting the Trade Over PhoneDeskof IDBI CAPITAL (prior to accessing the services provided pursuant to these Terms) IDBI CAPITAL will not andshall not be under any obligation to assist the CLIENT in installing the required infrastructure or obtaining thenecessary equipment permits and clearances to establish connectivity or linkages to the web site of IDBI CAPITAL
f ) Prevention of Unauthorised UseThe CLIENT will install the necessary built-in safeguards and firewall features and access restrictions toprevent unauthorised use of CLIENTs computer systems or the security codes and ensure that no unauthorisedperson can gain access to the computer systems or such security codes
g) Liability for Incorrect InstructionsThe CLIENT agrees to fully indemnify and hold harmless IDBI CAPITAL for any losses arising from the executionof incorrect ambiguous or fraudulent instructions that got entered through the system at the CLIENTs end Theclient shall be solely responsible for self entering orders at unrealistic prices if so considered by Stock Exchangeand liable for all consequences such as penaltyfine etc levied by stock exchange for such wrongdoing if soconsidered by them
h) Secure Electronic Records and Digital SignaturesIn the event that the certifying authorities and other infrastructure contemplated under the Information TechnologyAct 2000 for ensuring secure electronic records and secure digital signatures is notified by the concernedauthorities and the infrastructure to enable the same is in place IDBI Capital would have the right to require theCLIENT to authorise the various transactions on the web site by means of such secure electronic records andsecure digital signatures and discontinue the usage of the CLIENT password
i) Trade over Phone1) The CLIENT is aware that IDBI Capital offers to its CLIENTS TRADE OVER PHONE SERVICES for
placing orders for buying selling dealing in the securities through trading executives over pre-designatedtelephone numbers The CLIENT can place securities dealing orders through telephone by confirminghis User ID and Telephone personal identification number (T-Pin number) or other identification detailsThe CLIENT shall ensure proper safeguard of the user ID allotted to him and keep his personal detailsconfidential The CLIENT shall within 30 days from receipt of monthly quarterly statement notify IDBICapital in writing of any loss discrepancy or unauthorized use of the CLIENT account user ID Howeverthe CLIENT shall be responsible and liable for all transactions that have been carried out and recorded bythe use of the CLIENT user IDTPin and personal details When any of the above circumstances occurneither IDBI Capital nor any of its officers directors employees agents affiliates or subsidiaries will haveany responsibility or liability to the CLIENT or to any other person whose claim may arise with respect toany of the circumstances described above The client shall maintain confidentiality of the User Id TPINnumber at all times and shall be solely liable for unauthorised use of hisher User IDT-PIN number and allconsequences losses harm injuries caused all times
19
2) In case of Trade over Phone services the CLIENT shall ensure the availability of funds and securities inhis her its accounts which is will be required for meeting hisherits pay-in obligations at the time ofplacing order through phone trading executive IDBI Capital shall not be responsible for any claim lossdamage or compensation arising out of non-availability shortage of funds securities in the CLIENTsaccounts for meeting the pay-in obligations andor for non-execution of order for any reason
5 MISTAKEN ORDERIDBI CAPITAL shall not be responsible for any order that is placed by the CLIENT by mistake Every order that is givenby the client or its authorized representative or entered by the CLIENT through the use of the allotted user name andthe security code(s) shall be deemed to be a valid order for which the CLIENT shall be fully responsible
6 RECONFIRMATION OF CERTAIN ORDERSIDBI CAPITAL reserves the right to reject any order based on its risk perceptions or for any other reason which it isunder no obligation to disclose to the client The CLIENT hereby confirms that he it is aware that IDBI CAPITAL hasprovided on the web site a facility for reconfirmation of orders which are unusual and or large and need to beexecuted using IDBI CAPITAL s discretion These orders are subject to manual review and consequently executionof these orders may be delayed
7 PRICE OF SECURITIESThe CLIENT understands that with respect to any order the CLIENT will get the price at which the order was actuallyexecuted in the market price of which may be different from the price at which the security was trading when theCLIENTs order was placedentered into IDBI CAPITAL s system
8 CANCELLATION OR MODIFICATION OF ORDERSa) The execution of order cancellations or modifications thereof is not guaranteed Cancellation of orders is
possible only if the original order remained pending at the Exchanges Market orders are prone to immediateexecution The CLIENT shall not presume that an order has been executed or cancelled or modified and theCLIENT is required to verify the status of hisits orders
b) Unless otherwise specified by IDBI CAPITAL any order not executed at the end of the day shall stand cancelledterminated
c) Where the Exchange cancels trade(s) suo moto all such trades including the trade(s) done on behalf of theCLIENT shall ipso facto stand cancelled and IDBI CAPITAL shall be entitled to cancel the respective contract(s)with the CLIENT
d) The trade(s) may also be cancelled on account of following reasonsi There may be insufficient bids or offers or suspension of trading due to price limits or circuit breakersii The electronic trading systems either at the exchange or in IDBI CAPITALs offices are vulnerable to temporary
disruptions or failures for technical systematic reasonse) In the event of trade cancellation due to such events or vulnerabilities IDBI CAPITAL shall be entitled to cancel
relative contract(s) with the CLIENT At times due to unforeseen circumstances IDBI CAPITAL may not be ableto execute the desired transactions (either the CLIENTs own transactions or transactions for enforcing marginsas provided in these terms and conditions) on a timely basis IDBI CAPITAL does not accept responsibility for anylosses that the CLIENT may incur on account of such eventualities beyond the control of IDBI CAPITAL
9 MARGINSThe CLIENT shall make available the prescribed initial margin in the form of funds and or in the form of securities(the Margin) with IDBI CAPITAL simultaneously with the opening of the account and prior to commencement oftrading The CLIENT shall be permitted to trade upto a pre-determined number of times of the MARGIN (theMultiple) and the quantum of the Multiple on the margin shall be decided at sole option or discretion of IDBICAPITAL who shall have the irrevocable right to set-off a part or whole of the Margin ie by way of appropriation of therelevant amount of funds or by sale or transfer of all or some of the securities which form part of the margin againstany dues of the CLIENT to meet any of its obligations under these Terms Any reference in these terms to sale ortransfer of securities by IDBI CAPITAL shall be deemed to include sale of securities which form part of the Marginmaintained by the CLIENT with IDBI CAPITAL In exercise of IDBI CAPITAL s right to sell securities under the termsand conditions the CLIENT agrees that the choice of specific securities to be sold shall be solely at IDBI CAPITALs discretion IDBI CAPITAL is permitted in its sole and absolute discretion to collect additional margins (even thoughnot imposed by the Exchange the Clearing House or SEBI) and the CLIENT shall be obliged to pay such marginswithin the time limit stipulated by IDBI Capitala) Margin on Purchase
IDBI CAPITAL may require the CLIENT to deposit interest-free margin in the form of funds Such margin shall bedecided upon by IDBI CAPITAL from time to time on the price of the securities proposed to be purchased
b) Margins on SalesIDBI CAPITAL may require the CLIENT to deposit interest free margin Such margin shall be decided upon byIDBI CAPITAL from time to time on the price of the securities proposed to be sold IDBI Capital may require theclient to deposit shares proposed to be sold upfront
c) Margins in Derivatives ContractsIn the derivative segment the CLIENT is liable to pay an initial margin up-front on or before creating a positionSuch margin shall be decided upon by IDBI CAPITAL and or the Exchange from time to time Furthermore the
20
CLIENT is liable to pay (or receive) daily margins depending on whether the price of the Derivatives contractmoves for or against the position undertaken The CLIENT may also be liable to pay withholding marginsspecial margins or such other margins as are considered necessary by IDBI CAPITAL or the Exchange fromtime to time The client has understood that derivative contracts are margin centric
d) Mark To Market Margin in Derivative ContractsFor derivatives contracts IDBI CAPITAL may prepare the bills on a daily basis and on the dates when transactionis done The CLIENT agrees to pay an upfront margin at the beginning that will be sufficient to cover the marginrequirements If the cumulative Mark to Market (MTM) margin falls short of the margin available in the CLIENTsaccount the CLIENT agrees to heed to IDBI CAPITAL s additional margin calls and agrees to recoup theshortfalldeficit The CLIENT will ensure that margins are adequate at all times and will immediately make goodany shortfall that IDBI CAPITAL communicates
e) Payment through ChequeIn case where the payment by the CLIENT towards the margin is made through a cheque issued in favour of IDBICAPITAL any trade(s) would be executed by IDBI CAPITAL only upon the realisation of the funds of the saidcheque or at the discretion of IDBI CAPITAL The CLIENT agrees to mention his CLIENT code along with hisname on the reverse of any instrument through which he makes the payment to IDBI CAPITAL
f) Margin in form of SecuritiesThe CLIENT may place margin with IDBI CAPITAL in the form of securities as approved by IDBI CAPITAL Suchsecurities may at the discretion of IDBI CAPITAL be marked as lien in favour of IDBI CAPITAL from the depositoryaccount of the CLIENT or such securities may be placed in a separate depository account of IDBI CAPITALIDBI CAPITAL may at its own discretion treat the securities lying in the Brokers beneficiary account of IDBICapital in which securities are kept on behalf of the client as margin where the CLIENT has issued a Power ofAttorney in favour of IDBI CAPITALThe CLIENT may place deposit only those securities which are acceptable to IDBI CAPITAL If at any time aparticular security ceases to be on the list of approved securities the CLIENT shall provide other securities asmay be required in place of such security forthwith The CLIENT agrees and authorises IDBI CAPITAL todetermine the market value of securities placed as Margin after applying a haircut that IDBI CAPITAL deemsappropriate The CLIENTs positions are valued at the latest market price available (marked to market) on acontinuous basis by IDBI CAPITAL The CLIENT undertakes to monitor the adequacy of the collateral and themarket value of such securities on a continuous basis If due to price fluctuations there is erosion in the valueof the margins the CLIENT agrees to replenish recoup any shortfall deficit in the value of the Margins immediatelywhether or not IDBI CAPITAL intimates such shortfall
g) Type of MarginIDBI CAPITAL may at its sole discretion prescribe the payment of Margin in the form of funds instead of securitiesThe CLIENT accepts to comply with IDBI CAPITALs requirement of payment of Margin in the form of fundsimmediately failing which IDBI CAPITAL may sell dispose transfer or deal in any other approved manner thesecurities already placed with it as Margin or square-off all or some of the outstanding FampO positions of theCLIENT as it deems fit at its sole discretion without further reference to the CLIENT and any resultant orassociated losses that may occur due to such square -offsale shall be borne by the CLIENT and IDBI CAPITALshall be fully indemnified and held harmless by the CLIENT in this behalf at all times
h) Shortfall in margins and other provisionsi If paymentsecurities towards the Margin or shortfall in Margin is not received instantaneously to enable restoration
of sufficient Margin in the CLIENTs account all or some of the FampO positions of the CLIENT as well as thesecurities of the CLIENT in the possession or control of IDBI CAPITAL may be liquidated by IDBI CAPITAL at itssole discretion without any reference or prior notice to the CLIENT The resultant or associated losses that mayoccur due to such squaring -off or sale of such securities shall be borne by the CLIENT and IDBI CAPITAL shallbe fully indemnified and held harmless by the CLIENT in this behalf Such liquidation or close out of positionsshall apply to any segmentexchange in which the CLIENT does business with IDBI CAPITAL
ii The CLIENT is responsible for all orders including any orders that may be executed without the requiredMargin in the CLIENTs account If the CLIENTs order is executed despite a shortfall in the available Marginthe CLIENT shall whether or not IDBI CAPITAL intimates such shortfall in Margin to the CLIENT instantaneouslypay and make up the shortfall either through delivery of shares in the event of a sale or credit the requiredfunds in the Bank account via wire transfer or personal cheque cashiers bankers cheque or accounttransfer or any other approved mode as may be required by IDBI CAPITAL
i) AMENDMENT IN MARGINSAny amendment in the percentage of margins as required to be maintained under these Terms and Conditionsshall be intimated by IDBI CAPITAL to the CLIENT over the telephone and in writing and by posting the details onits website The CLIENT is required to make payment replenish the shortfall in such margins if any on demandof the same by IDBI CAPITAL or otherwise immediately
10 EXPOSURE LIMITSThe CLIENT agrees to abide by the exposure limits if any set by IDBI Capital or by the Exchange or ClearingCorporation or SEBI from time to time Such limits do not create any right and are liable to be withdrawn at any time
(1223)
21
without notice and the client shall bear the loss on account of withdrawal of such limits The client agrees tocompensate IDBI Capital in the event of IDBI Capital suffering any loss harm or injury on account of exposure givenandor withdrawn
11 IDBI CAPITALS RIGHT TO SQUARE-OFFThe Client agrees that IDBI Capital would have the discretion to square off the position of the Client with no obligation ofcommunicating the same to the Client in following circumstances In case of Margin Trades if the open position is neithersquared off nor converted to Delivery by Client(s) within the stipulated time In case of Margin Trades where Mark to MarketLoss on the open position has reached the stipulated as per the applicable laws rules and regulations of the marginsplaced with IDBI Capital and the Client(s) have not taken any steps either to replenish the margin or reduce the Mark toMarket Loss In all other cases where the margin or security placed by the Client(s) falls short of the requirement or wherethe limits given to the Client(s) have been breached or where the Client(s) have defaulted on their existing obligationClient(s) agree that although the auto square off trigger point is pre-defined subsequent to which IDBI Capital couldexercise its discretion to carry out the square-off within a reasonable period of time the actual execution could happen ata price different from the trigger point and the Client(s) agree to bear the loss based on actual executed priceIDBI Capital shall also have the right to cancel any or all open order requests andor close any or all outstandingcontracts Client(s) understand that in case the Auto Square off does not take place due to certain reasons like priceband or any technical grounds or any other grounds then IDBI Capital shall at its discretion exercise the option of CD(Convert to Delivery) If CD also fails due to non-availabilityshortage of Demat shares then for the open sale positionthe Client(s) will have to face auction or close out as per the rules of the concerned Exchangeas decided by IDBICapital Consequently Client(s) will be responsible for any resulting losses and all associated costs includingpenalty levied by the Exchange If CD also fails due to insufficient fundsno funds then for the open buy position theshares will not be delivered to the Client(s) and IDBI Capital will liquidate the shares anytime and the Client(s) will beliable for any resulting losses brokerage and all associated costs incurred by IDBI Capital IDBI Capital reserves theright to square off any open margin positions if the current market price breaches a specified percentage as per theapplicable laws rules and regulation when compared with the previous days closing price for that scrip
12 CLOSE OUTa In case of Purchases
Notwithstanding the margin position in case of purchase on behalf of CLIENT the CLIENT authorises IDBICAPITAL to close out the transactions by selling the securities in case the CLIENT fails to make full payment toIDBI CAPITAL for the execution of the contract within two days of trade execution or before pay-in-day (as fixedby stock exchange for the concerned settlement period whichever is earlier unless the CLIENT already has anequivalent credit with IDBI CAPITAL The loss incurred in this regard if any will be met from the margin moneyof the CLIENT The CLIENT agrees to make good the shortfall if any immediately on being intimated of theshortfall by IDBI CAPITAL
b In case of SaleNotwithstanding the margin position in case of sales on behalf of CLIENT the CLIENT authorises IDBI CAPITAL toclose out the contract by effecting purchaseseffecting close out at IDBI Capitalrsquos descretion If the CLIENT fails todeliver the securities sold with valid transfer documents within 24 hours of the trade execution or before delivery day(as fixed by stock exchange authorities for concerned settlement period or such other date as agreed to by theClient and IDBI Capital in accordance with the extent of regulations and statutory provisions whichever is earlierLoss on transaction if any will be deductible from the margin money of the CLIENT The CLIENT agrees to makegood the shortfall if any immediately on being intimated of the shortfall by IDBI CAPITAL
c Non payment of margin and other amounts Without prejudice to IDBI CAPITALs other rights (including the right to refer a matter to arbitration) IDBI CAPITALshall be entitled to liquidate close out all or any of the CLIENTs positions for non-payment of margins or otheramounts outstanding debts etc and adjustset offappropriate the proceeds of such liquidation close out if anyagainst the CLIENTs liabilities obligations Any and all losses and financial charges on account of suchliquidation closing out shall be charged to and borne by the CLIENT
d Client(s) agree that IDBI Capital has full and complete discretion to square off liquidate the purchasesaleintraday overnight or any other position of the client(s) The client(s) agrees confirms and admits that he shallbe aware and in the know of all his positions at all times
e Lien on Clients AccountAll investment products now or hereafter held carried or maintained by IDBI Capital in their possession orcontrol for any purpose in or for the benefit of any of clients accounts now or hereafter opened including anyaccounts in which client may have an interest shall be subject to a lien in favour of IDBI Capital for the dischargeof all indebtedness and clients other obligation to IDBI Capital which are held by IDBI Capital as security for thepayment of any liability or indebtedness of clients to IDBI Capital in any of said accounts Client authorizes IDBICapital to transfer the investment products and other securities so held from or to any of the clients account withIDBI Capital whenever in the judgment of IDBI Capital it is considered that such transfer is necessary for theprotection of IDBI Capital In enforcing IDBI Capitals lien IDBI Capital shall have the right and discretion todetermine which investment product and securities are to be sold and which contractsrsquo position are to beclosed In the event of a breach or default by Client under these Terms and Conditions IDBI Capital shall haveall rights and remedies available to a secured creditor under all applicable law in addition to the rights recourseand remedies provided herein
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13 CORPORATE BENEFITS SETTLEMENT CYCLESThe CLIENT accepts responsibility of knowing the status of all corporate benefits like rights and bonus issuesdividends and stock splits of shares that heit intends to trade or which are held in hisit account The CLIENTaccepts responsibility for knowing the correct ISIN Numbers of the shares in his its account and the eligibilityvaliditygenuineness of the shares to meet share pay in obligations to the ExchangeClearing Corporation whetherreceived by way of purchase rights bonuses stock split off market transfers or otherwise
14 TRADE CONFIRMATIONIDBI CAPITAL shall send the trade confirmation to the CLIENT in the form of contract note cum bill or otherwise via maile-mail fax courier Registered AD or otherwise at the postal address telephone fax Nos e-mail addresses intimatedby the CLIENT to IDBI CAPITAL The CLIENT understands that it is clientrsquos responsibility to review or check verify thetrade confirmations the details in the contract notes the bills or statements of account immediately upon their receiptall information particulars trades contained therein shall be binding upon the CLIENT if the CLIENT does not objectin writing to any of the contents preferably within 30 days from receipt of monthly quarterly statement In all cases IDBICAPITAL reserves the right to determine the validity of the CLIENTs objection to the transaction The CLIENT agreesthat IDBI CAPITAL will not be responsible for the non- receipt of the trade confirmation due to any change in the detailscorrespondence address of the CLIENT not intimated to IDBI CAPITAL in writing Further the Client understands that incase of any non compliance of the Bye-Laws rules and regulations as laid down by SEBIExchanges andor theDepository and for any other matter that may be decided by IDBI Capital from time to time IDBI Capital may chargepenalty on the Client Such penalty amount shall be directly debited to the Clients account The Client authorizes IDBICapital to debit hisher trading account for the amount of penalty charged in hisher demat account with IDBI Capital
15 DELAYED REPORTING OF TRANSACTIONSi) If trades or transactions are reported late to IDBI CAPITAL on account of any problems at the Exchange or for any
reason the CLIENT in turn will be subject to late reporting of transactionsii) In addition any errors reported whatsoever to the CLIENT for any reason whatsoever will stand subsequently
corrected to reflect the transaction that was effected in the market16 PAY-INPAY-OUT OF SECURITIES FUNDS
A The CLIENT agrees that IDBI CAPITAL shall not be obliged to deliver any securities or pay any money to theCLIENT unless and until the same has been received by IDBI CAPITAL from the Exchange the ClearingCorporation House or the concerned Mutual Fund or other company or entity liable to make the paymentUnless IDBI CAPITAL otherwise determines and subject to IDBI CAPITAL s rights to set off and other rights asmentioned in these Terms and Conditions and other documents executed by the Client with IDBI Capital thesecurities to be delivered by IDBI CAPITAL to the CLIENT pursuant to the CLIENTs purchase transactions shallbe credited to the designated depository account of the CLIENT and the sale proceeds to be paid by IDBICapital to the CLIENT shall be deposited to the designated Bank account of the CLIENT
B In case of purchase of securities by the CLIENT at times IDBI CAPITAL may be unable to deliver the securitiesto the said purchaser on the pay-out day due to non receipt of the securities from the stock exchange(s) or incase of non receipt of the said securities from another CLIENT of IDBI CAPITAL who has sold the securitiesagainst the said purchase transaction In cases of such short delivery the securities shall be delivered to thepurchaser as per the policy of the Company as amended from time to timeClient hereby authorize IDBI Capital to movetransfer funds from anyall its accounts and or payouts resulting onaccount of sale of shares and securities andor payouts due to settlement closing of contracts andor marginrefunds from cashcapital market andor FampO of BSE andor NSE and adjust transfer set-off and appropriate thesame towards debit balances in the Clients accounts of cashcapital market andor FampO segment of BSE andor NSE and debit balances in depository account andor any other debits andor payments Further the Clientauthorised IDBI Capital to do the transfer either by passing a journal entry (backed by actual fund transfer) in itsbooks of accounts of the respective section department andor physical exchange of cheques
C At all times the CLIENT agrees to make the payment of funds only in the name of IDBI CAPITAL titled IDBI CapitalMarkets amp Securities Limited vide fund transferaccount payee cheques demand drafts or by any other permittedmodes with details of the CLIENT code and the name of the CLIENT mentioned on the reverse of the instrument
D At all times the CLIENT agrees to transfer the securities only to the designated depository account of IDBI CAPITALE The CLIENT agrees that IDBI CAPITAL shall not be responsible for any loss damages in respect of any funds
securities which are deposited transferred to any account other than that of IDBI CAPITALs designatedaccount under these Terms and Conditions
F In the eventuality of the CLIENT receiving shares in his demat account by mistake or for any reason (which he issupposed to have not received) the Client is liable to return such securities and or compensate IDBI CAPITAL
17 DELAYED PAYMENTNotwithstanding anything contained in these presents in case of any amounts which are overdue from the CLIENTtowards trading either in the cash or derivative segments includes all types of margins pay-in obligations or on accountof any other reason to IDBI CAPITAL the client will be charged delayed payment charges on the amount outstanding atthe rate of 006 per day (calculated on 365 days basis) or such other rate as may be determined by IDBI CAPITAL withreasonable notice and mutual consent by the client in writing ampor the securities lying with IDBI CAPITAL shall be soldThe CLIENT hereby authorises IDBI CAPITAL to directly debit the same to the account of the client on a daily basis oras agreed to with the CLIENT from time to time The CLIENT also agrees that any amount overdue from him (includingthe interest on delayed payment) shall be adjusted by IDBI CAPITAL from dues owed to the CLIENT The clientundertakes to make payment of such delayed payment charges charged without delay
23
18 INFORMATION OF DEFAULT IN PAYMENT DELIVERYInformation of default in payment delivery and related aspects by a CLIENT shall be brought to the notice of therelevant stock exchange(s) In case where defaulting CLIENT is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of director(s) promoter(s) partner(s) proprietor as the case may beshall also be communicated to the relevant stock exchange(s)
19 CONDITIONS FOR FampO TRANSACTIONSa The Client understands and is aware of risks in FampO trading which carry a significant risk of substantial loss
Further the client is aware that given the leverage involved the losses can occur and multiply rapidly potentiallyexceeding client funds (including securities deposited) deposited and collaterals credit balance if any formargins or for any other purpose or earmarked as risk capital
b The client is forewarned that IDBI Capital Markets amp Securities Ltd does not and can not guarantee that risksassociated with hishertheir trading in FampO Segment can be limited minimized or eliminated IDBI CapitalMarkets amp Securities Ltd in no way assumes any responsibility for monitoring hishertheir exposure openpositions margins deposits losses or changes in hishertheir net worth
c The client undertakes that the Client shall ensure that heshethey receive contract notes bills and ledgeraccount etc documents regularly from IDBI Capital Markets Services Ltd Further client shall ensure andconfirm that heshethey will read understand and verify the contents of these and other documents relatingto FampO transactions carried out in hishertheir names and codes promptly and on a daily basis Client shallremain proactive vigilant watchful and careful in regard to all aspects of FampO trading and payments ofmargins mark to market losses and debit balances in the ledger account verification thereof and other duesand prompt - in bringing hishertheir grievances if any IDBI Capital agrees confirms and admits that in nosituation the client shall hold IDBI Capital Markets amp Securities Ltd and its directors employees andor itsrepresentativesassociates responsible liable and accountable for anything and IDBI Capital Markets ampSecurities Ltd and its directors employees andor its representativesassociates before any authority courtetc shall always stand absolved from any liability claim loss harm injury counterclaim damages andclaim of such nature except for any fraud or malafide on account of IDBI Capital
d Client shall daily keep track of hishertheir FampO positions exposure movement in prices intra day marginsmark to market losses profits collaterals values etc working when live trading sessions are on or otherwisealso and at no time blame IDBI Capital Markets amp Securities Ltd for not communicating the client anyinformation or not making any call to client in any situation - ordinary or extra - ordinary Client understandsthat time and full payments of mark to market lossesmargins are the essence of FampO transactions settlementClient accepts full responsibility for hishertheir decisions to trade in FampO Segment and all consequencesthereof in all scenarios and at all times
e Client understand that in the event of IDBI Capital granting any accommodation in any manner in the matter of clientsdues margin collaterals carry forwardrollover etc the client shall not raise a groundobjection of such favours availedby client in any proceeding - civil andor criminal - between client and IDBI Capital Markets amp Securities Ltd
f Client is made aware of all F amp O transactions working (including margin mark to market losses) anddocumentation and client understands the documents including contract notes bills margin related documentsledger account etc Client clearly knows that in case of deficit shortfall in margin mark to market losses debitbalances etc dues at any point of time in clients account IDBI Capital Markets amp Securities Ltd shall be entitledto square - off close - out liquidate clients outstanding F amp O positions without even informing client (as clienthave voluntarily undertaken to keep track of hishertheir F amp O positions and obligations thereof as aforesaid) atany time at their sole discretion Client undertakes assures and promises IDBI Capital Services Ltd to pay - upall hishertheir dues losses debit balances in time and when called upon which are accounted in clientsaccount the Client shall fully indemnify IDBI Capital Services Ltd and hold it harmless at all times
20 STOCK BROKER CLIENT COMMUNICATIONa Form of Communication
Documents which may be sent by physicalelectronic delivery between the parties may be in the form ofpersonal delivery courier post an electronic mail (including any auto replies from the system of IDBI CAPITAL)an electronic mail attachment and in the form of an available download from the web site IDBI CAPITAL shallbe deemed to have fulfilled any legal obligation to deliver to the CLIENT any such document if sent via personaldelivery courier post electronic delivery or any other approved mode
b Communication of Documents(i) IDBI CAPITAL shall send to the CLIENT by personal delivery courier post electronic means or any other
approved mode the contract notetrade confirmations of the trades executed bills and account statementsor such other data relating to his trading account with IDBI CAPITAL IDBI CAPITAL will not be responsiblefor non-receipt of documents sent via courier post electronic delivery or any other approved mode due tochange in the address of the CLIENT which is not intimated to IDBI CAPITAL
(ii) IDBI CAPITAL may at any time amend the margin requirements the list of approved securities acceptedas marginetc by modifying or rescinding any of the existing provisions or conditions or by adding any newprovision or condition on its web site IDBI CAPITAL shall not be required to communicate any modificationor rescission individually to the Client either through physical or electronic form and any separate noticeof amendment or modification is deemed to be waived by the Client The continued use of the services ofIDBI CAPITAL after such notice will constitute acknowledgment and acceptance of such amendment
24
(iii) The Client hereby agrees that the Ledger Statements in respect of transactions entered into on the CashSegment of the Exchanges will be combined for the purpose of convenience of IDBI Capital and for theClients convenience and the payments received and paid by IDBI Capital will be appropriated on a first ndashin- first out basis
c Terms and Conditions for receipt of documents by the Clients in electronic form(i) The Client agrees to provide IDBI Capital with his correct e-mail ID in the account opening documents or
as intimated by the client to IDBI Capital in writing IDBI Capital shall send the documents contract notestransaction statements etc to the e-mail ID as provided by the client IDBI Capital shall not be responsiblefor e-mails sent to any wrong e-mail ID provided by the client and such documents contract notestransaction statements shall be deemed to be received if sent to the e-mail ID provided by the Client
(ii) The CLIENT understands that it is his herits responsibility to open e-mail account review upon firstreceipt whether delivered to CLIENT by mail by e-mail (including any auto replies from the system of IDBICAPITAL) other electronic means or all confirmations statements notices contracts bills and othercommunications All information contained therein shall be binding upon the CLIENT if the CLIENT doesnot object either in writing or via electronic mail in all cases IDBI CAPITAL reserves the right to determinethe validity of the Clients objection to the transaction Non verification by the Client or not accessing thedocuments on a regular basis shall not be a reason for disputing the same at a later date
(iii) Should the Client experience any difficulty in opening a document electronically delivered by IDBI CapitalIDBI Capital may on receipt of intimation from the Client in that behalf make the required delivery by anyother electronic means (e-mail fax electronic mail attachment or in the form of an available downloadfrom the back-office website) or in paper based format Failure to advise IDBI CAPITAL of such difficultypreferably within 24 hours from the date of execution of the trade shall serve as an affirmation that Clientwas able to receive and open the said document
(iv) In the event the client opts to receive contract in electronic form the Client agrees not to receive thecontract notes in paper form from IDBI Capital Provided however that in case when IDBI CAPITAL is notable to provide Contract Note to its Clients through (web based) electronic medium due to any unforeseenproblems IDBI Capital shall ensure that the contract note reaches to the Client in physical form as per thetime schedule stipulated in the Bye-Laws Rules and Regulations of the Exchanges
(v) IDBI Capital agrees that in case of receipt of bounced back notification from all the e-mail ids IDBI Capitalshall make the required delivery in paper based format immediately thereafter
(vi) The Client agrees that IDBI Capital will not be responsible for non receipt of documents due to change inincorrect email address provided by the Client for the purpose or for any reason which inter alia includeinsufficient space in the inbox of the Client technical reasons or malfunction of the Clientrsquos computersystemserverinternet connection etc It shall be the responsibility of the Client to intimate to IDBI Capitalof any change in the Clients e-mail address
(vii) IDBI Capital shall not be liable or responsible for any statement received from frauds or impostors or anyconsequences thereof
(viii) The Client is also aware that IDBI Capital duly posts the contract notesother documents (as decided byIDBI Capital) of the respective clients on the website also and that the same can be accessed by the Clienton the website with the help of the Security Code given to the Client by IDBI Capital
d Change of AddressUnless the CLIENT informs IDBI CAPITAL of the change of the address for communication in writing along withthe address proof all notices circulars communication or mail sent to the existing address shall be deemed tohave been received by the CLIENT
e Notices PoliciesCertain policies andor procedures may be further outlined on IDBI CAPITAL s web site and materialliteratureand frequently asked questions (FAQs) provided to the CLIENT Through the use of IDBI CAPITAL s web siteand services the CLIENT agrees to be bound by any and all such notices policies (including password policy)and terms of doing business
21 POWER OF ATTORNEYA client may execute a Power of Attorney for operations in the form provided to the client from time to time which wouldbe in accordance with the guidelines prescribed by SEBI Exchanges
22 INACTIVE AND DORMANT ACCOUNTSThe CLIENT agrees that if there are no debit transactions in its account for the continuous period of 6 months it willbe treated as an inactivedormant account It may be activated in accordance with the policy of IDBI Capital
23 ARRANGEMENT WITH RELATIONSHIPS BANKSIDBI CAPITAL has relationship with one or more banks (the Relationship Banks) The web site of IDBI CAPITAL has apayment window through a link to the web site of the Relationship Bank which provides the facility In such a case theCLIENT could make the payment for securities purchased by himherit by crediting the purchase amount (along withthe indicated brokerage amountother charges) directly to the account of IDBI CAPITAL with the Relationship Bank bymeans of a fund transfer Similarly in the case where the CLIENT makes an order for sale of securities IDBI CAPITAL
(1323)
25
would credit the account of the CLIENT with the Relationship Bank by means of a fund transfer on the pay-out date of therelevant Exchange on which the sale transaction is carried out IDBI CAPITAL expressly states that the payment gatewaymechanism is a service offered by the Banks with whom IDBI CAPITAL has established relations for facilitating thetransfer of funds between the CLIENTs account and IDBI CAPITALs account IDBI CAPITAL expressly excludes liabilityfor consequential loss or damage or loss of profit business revenue goodwill or anticipated savings which may arisein respect of (I) the payment gateway services offered by such Banks (ii) the Payment Mechanism
24 CONDITIONS GOVERNING AVAILMENT OF OTHER SERVICES PROVIDED BY IDBI CAPITAL TRADING INSECURITIES OTHER THAN ON THE FLOOR OF THE STOCK EXCHANGEa) The Client shall authorize IDBI Capital by executing a Power of Attorney in favour of IDBI Capital to execute
instructions of the Client or its authorized representative with regard to the transactions All instructions given bythe Client its authorized representative shall be binding on the Client IDBI Capital may furnish certified copy ofthe Power of Attorney and other documents on behalf of the Client to the Company Registrar Mutual Fund orany third party
b) The Client agrees that the instructions with regard to the transactions may be in the Clients sole name or in thename of the Client jointly with other persons
c) The CLIENT undertakes to read and understand all the relevant offer documents and addenda thereto andterms and conditions of all schemes of all mutual funds other securities including Initial Public OfferingsRights Issue Buy Back Offers etc offered through IDBI Capital website before entering into any transactionsthrough IDBI Capital and agrees to abide by the terms conditions and rules and regulations as applicable fromtime to time IDBI Capital will not be held responsible for any of the information containedomitted from anyrelated documents
d) IDBI Capital or the concerned Mutual Fund Issuer or their respective registrars shall entertain ONLINEtransactions requests and or requests made through telephone in the manner provided under these Termsand Conditions
e) IDBI Capital may refuse to act on any instructions unless they are given in the manner and form acceptable toIDBI Capital However IDBI Capital shall have no responsibility to determine the authenticity of any instructionsgiven or purported to be given by the Client The Client shall not hold IDBI Capital liable on account of IDBICapital acting in good faith on instructions given by the Client or its authorized representative
f) IDBI Capital may at its discretion not to carry out the Clients instruction when IDBI Capital has reasons to believe(which discretion of IDBI Capital the Client shall not question or dispute) that the instructions are not genuine orare otherwise improper unclear raise a doubt IDBI Capital shall not be liable if any instructions are not carriedpartly carried out for any reason whatsoever
g) In case of Mutual Funds the Client agrees and acknowledges that IDBI Capital shall provide the facilities asprovided in these Terms and Conditions only in respect of the select Mutual Funds with whom IDBI Capital hasentered into a separate arrangement
h) The Client shall ensure that the transactions through IDBI Capital are executed in accordance with the applicablelaws byelaws rules and regulations governing the specific investment product IDBI Capital may from time totime impose and vary limits on the orders which the Client may place including but not limited to exposurelimits turnover limits and limits as to numbers The Client agrees that IDBI Capital shall not be responsible forany variation or reduction that may be deemed necessary by IDBI Capital based on its risk perception and otherrelevant factors
i) The Client agrees and understands that the folio number of the Client in respect of the Mutual Fund schemesshall be received by IDBI Capital from the Asset Management Company
j) The Client agrees that the Client shall not without prior intimation amp acknowledgement of IDBI Capital dealliase with the issuer companymutual fundasset management company or its respective registrar in respect ofthe services availed under this arrangement
k) For change of address and personal details of the CLIENT the CLIENT shall send a letter or fax to IDBI Capitalsigned by all the co-holders
l) The CLIENT is requested to check up the personal and bank related details provided by him Neither IDBICapital nor any of the Mutual Funds Issuers chosen shall accept any liability which may arise as a consequenceof the erroneous information provided by the CLIENT
m) Further any change in the details of the Client including but not limited to the Demat account Bank AccountAddress shall be first intimated to IDBI Capital who may in turn liaise with the Issuer Company Mutual FundAsset Management Company or its respective Registrars to update such changes The Issuer Company Mutual Fund Asset Management Company or its respective Registrars may reject such requests and in such anevent IDBI Capital shall not be liable for any such rejection
n) The Client further agrees that the Client shall not close change the details of the Demat account Bank accountwithout prior notification to IDBI Capital and the Client agrees that IDBI Capital may instruct the DepositoryParticipant Bank of the Client to reject any such request received from the Client
o) The Client acknowledges that the purchase application instructions shall be processed by IDBI Capital onlyafter sufficient funds to cover the purchase application price and other costs and charges are received by theIDBI Capital
26
p) If after execution of any transaction it is for any reason found that IDBI Capital has not been provided withsufficient funds by the Client the Client shall pay the deficient amount to IDBI Capital forthwith on demandfailing which IDBI Capital may (but shall not be bound to) square up the transaction at any time at the Clientssole risk and cost Any loss arising on such squaring up will be borne solely by the Client and the Client shall payto IDBI Capital the additional amount that may be payable by the Client IDBI Capitals demand being conclusive
q) The Client declares and confirms that the amount being invested by the Client either directly or through itsPower of Attorney holders in any schemes of all mutual funds or other securities including but not limited toInitial Public Offerings Public Offers Rights issue and Buy Back offers is obtained through legitimate sourcesand is not held or designed for the purpose of contravention of the provisions of any Act Rules and Regulationsor any statue or legislation or any other applicable Laws or any Notifications directions issued by any Governmentalor Statutory Authority from time to time
r) In case the Client is a Non-resident Indian the Client confirms that the funds are remitted from abroad throughapproved banking channels or from the NRE NROFCNR account
s) In case of Mutual Fund the units of schemes shall be allotted redeemed or switched as the case may be at theNet Asset Value prevalent on the date of the application if the application for purchase redemption or switch isreceived by the Fund before the cut -off time as specified on the web site and consistent with terms of theScheme IDBI Capital shall take all necessary action to ensure that the NAV allotted is the NAV applicable on thedate of the transaction However IDBI Capital shall not be liable for any loss that may arise to the CLIENT as aresult of the correct NAV not being allotted to the CLIENTs transactions on the web site Any request falling dueon holiday would be processed on the next business day and respective NAV would be applicable as per theMutual Funds offer documents
t) In case of other securities the order for purchase sell offer under Buy Back etc shall be accepted by IDBICapital only if the same is received by the cut off timedate as indicated on the website and consistent with theterms of the offer
u) The CLIENT can access and view hisher its transactions on the web site and take printouts of relevantdocuments The physical copy of the transactions statement or the account statement shall be sent only onrequest to the CLIENT
v) The Client agrees and acknowledges that after the first purchase transaction in any Mutual Fund the Client maynot be permitted to transact till the folio number is allotted
w) IDBI Capital does not accept any liability for delay in processing time at the Mutual Funds Issuer or Registrarsend
x) It is explicitly stated herein that the services offered in respect of Mutual Fund schemes Offer Documents otherschemes by IDBI Capital should not be considered to have been recommended by IDBI Capital
y) The Client further agrees that IDBI Capital shall not be held responsible for non-allotment of securities eitherfully or partly to the Client for any reason whatsoever IDBI Capital shall not be held responsible in case due tosome reason the bidapplication revision instructions sent by the Client is not received by it or if the bid application revision could not be uploaded to the Stock Exchange or could not be sent to the BankersRegistrar to the issue
z) IDBI Capital shall not be held responsible for non - receipt delay in incorrect receipt of fund if any from theRegistrar Company IDBI Capital shall not be held responsible for incorrect Tax Deduction at Source (TDS) bythe Registrar company if applicable or for non-receipt or delay in incorrect receipt of TDS Certificate if anyfrom the Registrar CompanyMutual Fund
aa) IDBI Capital shall not be liable for any loss or damage caused by reason of failure or delay of the mutual fund todeliver any units purchased even though payment has been made for the same or failure or delay in makingpayment in respect of any units sold though they may have been delivered
bb) For all services provided by IDBI Capital for trading in securities other than on the floor of the Stock ExchangeIDBI Capital shall act on best effort basis to process applications made by the Client IDBI Capital shall not beliable for any loss direct or indirect caused due to delay in processing of application or any other reasonwhatsoever
cc) The Client understands that the corporate actions including but not limited to Dividends declared by the IssuerCompany Mutual Fund shall be directly paid by the Issuer Company Mutual Fund to the Client
dd) IDBI Capital shall also not be liable to the Client for any delay failure or refusal of the Mutual Fund any IssuerCompany Corporation or other body in registering or transferring units to the names of the Clients of for anyinterest dividend or other loss caused to the Client arising there from
ee) The Client agrees to provide IDBI Capital with any confirmation declaration or any other document that theconcerned Issuer Asset Management Company or any other entity may from time to time require IDBI Capitalto collect from the Client in respect of the services offered under this arrangement
ff) IDBI Capital shall not be responsible for any changes in the data of any scheme as carried out in the Offerdocument or any other documents material issued by Asset Management company Issuer Company MutualFund
gg) Neither IDBI Capital nor any of the Mutual Funds nor the Issuer shall be liable for any failure to perform itsobligations to the extent that such performance has been delayed hindered or prevented by systems failuresnetwork errors delay or loss of data due to above and in circumstances of acts of God floods epidemicsquarantine riot or civil commotion and war
27
hh) IDBI Capital shall provide its services on a best efforts basis However IDBI Capital shall not be liable for anysystemequipment failure or for any loss damage or other costs arising in any way out offori System failure including failure of ancillary or associated systems or fluctuation of power or other acts of
Godforce majuereii Accident transportation neglect misuse errors frauds of the CLIENTs orhis agents or any third party oriii Any fault in any attachments or associated equipments of the CLIENTiv Any incidental special or consequential damages including loss of profitv The Client hereby authorises IDBI Capital to use the balance in the Clients trading account maintained
with IDBI Capital for the purpose of investments in such transactions and similarly to use the balance insuch Investment Account for setting off the debits in Clients Trading Account or otherwise on the basis ofClients instructions from time to time
25 PREVENTION OF MONEY LAUNDERINGa The Client confirms and understands that the tradingdemat account is opened for tradinginvestment in stock marketb The Client has read and understood the Prevention of Money Laundering Act (PMLA) 2002 Rules Circulars
made there under amp IDBI Capitalrsquos Policy for Prevention of Money Launderingc The Client agrees to abide by the Prevention of Money Laundering Act 2002 Rules Regulations there under
circulars press release KYC Norms and Policy as and when made applicable issued by any regulatoryauthority as formed there under from time to time
d The Client shall provide with all necessary information and details as required by IDBI Capital from time to timee The Client agrees that heshethey are not a person of a suspicious background or having links with any known
criminals and the Client is not involved or indulged knowingly or assist directly or indirectly in any process oractivity connected with the proceeds of crime nor is a party to it
f The Client agrees that heshethey neither involved nor have indulged knowingly or assisted directly or indirectlyin projecting any proceeds of crime as an untainted property
g The funds utilizedproposed to be utilized for the purpose of investment have been derived through propermeans and does not involve any black or hawala money in any manner
h The transfer of fundssecurities from the account maintained in the account shall be from known source and theClient shall provide clarification to IDBI Capital on request
i The Client shall be responsible for any transactions taking place in hishertheir accountj The Client shall intimate the principal officer of IDBI Capital as well as the concerned authority on knowing of any
suspicious transactions or having obtained any material which is having any link with any crime or proceeds of crimek The Client shall provide to IDBI Capital on an annual basis income and other financial details including a copy
of income tax return file with the Income tax department or any other relevant document as required by IDBICapital from time to time
l The Client agrees undertakes and authorises IDBI Capital or its agents to make references and enquiriesrelative to information in this application which IDBI Capital or their agents consider necessary
m The Client agrees and authorizes IDBI Capital and its agents to exchange share or part with all the information dataor documents relating to hishertheir application and transaction information to other IDBI Capital Group CompaniesBanksFinancial InstitutionsCredit BureausAgenciesStatutory BodiesRegulatory BodiesAuditors as IDBI Capitalmay deem necessary andor appropriate as may be required for use or processing of the said informationdata by suchperson(s) or furnishing of the proceed informationdataproducts thereof to other BanksFinancial InstitutionsCreditProvidersAgenciesUsers registeredRegulatory BodiesAuditors with such persons and the client shall not hold IDBICapital to whom such information etc is disclosed liable for the disclosure or use of such information
n The Client agrees and understands that IDBI Capital reserves the right to reject any application without providing anyreason Further the Client agrees and understands that IDBI Capital reserves the right to retain the application formsand the documents provided therewith including photographs and the same will not be returned to the Client
26 MISCELLANEOUS PROVISIONS GOVERNING THE TERMSa) The Client hereby unconditionally absolutely and irrevocably undertakes to pay immediately any amount due
and payable under these Terms and Conditions on being called upon to do so without any demur merely on ademand in writing from IDBI CAPITAL stating that the amount claimed has become due and any such demandmade on the Client shall be conclusive as regards the amount due and payable by the Client
b) The Client agrees that any notice served on the Client either by actual delivery thereof or sent by Registered Post E-mail Fax to the address of the client first mentioned hereinabove shall be deemed to have been duly served
c) One or more of the provision of these Terms and Conditions may be invoked by IDBI CAPITAL whenever thereis a loss occasioned to IDBI Capital without affecting its rights to invoke these Terms and Conditions for anyfurther loss that may devolve later
d) All trades transactions and contracts are subject to the Rules Bye-Laws and Regulations of the Exchangee) The CLIENT agrees that each participating Exchange or association or agency asserts a proprietary interest in
all of the market data it furnishes to parties that disseminate the said data The CLIENT shall use real-timequotes received on the web site of IDBI Capital only for the CLIENTs individual use and shall not furnish suchdata to any other person or entity The CLIENT is authorised to use materials which are made available by IDBICAPITALs web site for the CLIENTs own needs only and the CLIENT is not authorized to resell access to any
28
such materials or to make copies of any such materials for sale or use to by others The CLIENT shall not usemodify or delete any copyright or other intellectual property rights notices from printouts of electronically accessedmaterials from IDBI Capital web site
f) In cases where the Client has Trading account as well as demat account with IDBI Capital for the convenienceof payment of all the charges pertaining to the Clients demat account the Client authorises IDBI Capital to debithisher trading account with all the DP account charges as and when the bill is raised by IDBI Capital
g) LIMITATION OF LIABILITYIDBI CAPITAL does not guarantee and shall not be deemed to have guaranteed the timeliness sequenceaccuracy completeness reliability or content of market information or messages disseminated to the CLIENTor the execution of the orders placed by the CLIENT IDBI CAPITAL shall not be liable for any inaccuracy erroror delay in or omissions of 1) any such data information or messages or 2) the transmission or delivery of anysuch data information or messages due either to any unintentional act or omission by IDBI CAPITAL or to anyforce majeure event (eg flood extraordinary weather condition earthquake or other any act of God fire warinsurrection riot labour dispute accident action of government communication power failure shut down ofthe systems for any reason ( including on account of computer viruses) equipment or software malfunction) orotherwise or any cause beyond the reasonable control of IDBI CAPITAL 3) Cancellation or non execution of theorder placed by the CLIENT with IDBI CAPITAL
h) IDBI CAPITAL shall not be liable for any inaccuracy error false statement misrepresentation committed by any salesor other associates third parties engaged by IDBI Capital to promote the services offered by it The CLIENT agrees thathesheit places no undue reliance on such persons and will exercise due care and diligence in relying on anystatements made any persons Under no circumstances shall IDBI CAPITAL or anyone involved in creating producingdelivering or managing IDBI Capital services be liable for any direct indirect incidental special or consequentialdamages that result from the use of or inability to use the service delay in transmission of any communication in eachcase for any reason whatsoever (including on account of breakdown in systems) or otherwise
i) INTERRUPTION IN SERVICESIDBI CAPITAL does not warrant that the service will be uninterrupted or error free The service is provided on anas is and as available basis without warranties of any kind either express or implied including withoutlimitation those of merchantability and fitness for a particular purpose The CLIENT agrees that IDBI Capitalshall not be held responsible for any breakdown of the system either due to the fault of the systems of IDBICAPITAL or of the Exchanges or otherwise for any reason whatsoever
j) The CLIENT undertakes that the Client has read the relevant rules and regulations and further undertakes toabide by them at all times It shall be the responsibility of the CLIENT to comply with all trading settlementcycles delivery payment schedules any changes therein from time to time and the procedures of the relevantstock exchange as may be applicable to the CLIENT
k) TAPE RECORDING OF CONVERSATIONThe CLIENT is aware that IDBI CAPITAL tape-records the conversations between the CLIENTCLIENTsrepresentative and the IDBI Capital either personally or over the telephone and hereby specifically permits IDBICAPITAL to do so Such recordings may be relied upon by IDBI CAPITAL and the Client for valid purposes as andwhen required to resolve disputes in connection with the trading transactions or for any other purpose
l) RESTRICTIONS ON ACCESS TO WEB SITE AND TRADINGThe CLIENT understands that IDBI CAPITAL may at any time at its sole discretion and without prior notice to theCLIENT prohibit or restrict the CLIENTs access to the use of the web site or related services and the CLIENTsability to trade IDBI Capital may block the CLIENTs account at any time for any reason and without prior noticeto the CLIENT The CLIENT will bear any loss that hesheit may be faced with due to inability to execute furthertrades on account of such restriction The blocking of an account will not affect the rights andor obligations ofeither IDBI Capital or the CLIENT incurred prior to the date the account is blocked
m) INDEMNITY(i) Though orders are generally routed to the marketplace immediately after the time the order is placed by the
CLIENT on the system there may be a delay in the execution of the order due to any linksystem failure at theCLIENT IDBI Capital Exchanges end or for other reasons The CLIENT hereby specifically indemnifiesand holds IDBI CAPITAL harmless from any and all claims and agrees that IDBI Capital shall not be liablefor any loss actual or perceived caused directly or indirectly by government restriction exchange or marketregulation suspension of trading war strike equipment failure communication line failure system failuresecurity failure on the Internet shut down of systems for any reason (including on account of computerviruses) unauthorized access theft any fraud committed by any person whether in the employment of IDBICAPITAL or otherwise or any problem technological or otherwise that might prevent the CLIENT fromcontacting the PHONE TRADING SERVICES of IDBI CAPITAL or entering IDBI CAPITAL s system or fromexecuting an order or in respect of other conditions
ii) The Client agrees that the provision of indemnity shall continue to remain in force until IDBI CAPITAL inwriting discharges of the said obligations liabilities of the client
(iii) The CLIENT further agrees that hesheit will not be compensated by IDBI CAPITAL for any lost opportunity
(1423)
29
viz notional profits on buysell orders which could not be executed due to any reason whatsoever includingbut not limited due to time lag in the execution of the order or the speed at which the system of IDBI CAPITALor of the Exchanges is operating any shutting down by IDBI Capital of hisherits system for any reason orIDBI Capital disabling the CLIENT from trading on its system for any reason whatsoever
n) WARRANTIES OF CLIENTSi) The CLIENT hereby represents and warrants that the terms and conditions stated herein have been clearly
understood and that the information furnished to IDBI CAPITAL is accurate and truthful The Client agreesconfirms and admits that it shall keep IDBI Capital updated of its financial position details from time to time
ii) All actions required to be taken to ensure compliance of all the transactions which the client may enter into pursuant to this arrangement with all applicable laws shall be completed by the client prior to suchtransaction being entered into
iii If Client resides or gives any orders to from outside India Client agrees to ensure and represent that suchorders will have been given in compliance with any and all applicable law of the relevant jurisdiction fromwhich Client orders are given and laws and regulations prevalent in India and Client further agrees thatClient shall when in doubt consult or obtain legal and professional advice in or of the relevant jurisdictionClient accepts that there may be taxes duties impositions or charges payable to relevant authorities inrespect of Client residing or the giving of any order from outside India and the execution of such order andClient agrees to pay such taxes duties impositions or charges as are applicable and authorizes IDBICapital to make such payments on its behalf if required by law which shall be completely and entirelyreimbursed and paid to IDBI Capital by Client Client further agrees to indemnify IDBI Capital on demand forany claims demands actions costs and expenses IDBI Capital may suffer or incur in connection with orarising from Client residing or giving of any such order from outside India
iv) Client agrees to pay the charges as per the schedule of charges attached to the form and any revisionthereof from time to time Opening of the trading account is subject to the payment of these charges
v) Client authorises IDBI Capital to debit all the incidental chargesexpenses and credit all the transactionproceeds automatically to its trading account with IDBI Capital for the trading activitiesfacilities
vi) The Client confirms that no insolvency proceedings have been initiated against the Clients nor has theClient been adjudicated insolvent
vii) The Client confirms that the Client is not a member of the National Stock Exchange of India Ltd or BombayStock Exchange Ltd and in the event of becoming members of the respective stock exchange(s) in futurethe Client shall intimate IDBI Capital of the same and shall not execute trades through IDBI Capital
o) ASSIGNMENTThe client agrees and acknowledges that IDBI Capital may at any time during the subsistence of the arrangementas per applicable laws rules and regulations assign transfer or otherwise alienate by executing terms andconditions or in any other manner all or any of its rights and or obligations in terms of this arrangement to anyperson or entity including but not limited to its affiliates associates or sister companies and the rights and obligationsof IDBI Capital under this arrangement or any amendment or modification hereto shall vest and ensure in favour ofsuch assignee without any further act deed or thing The client may not assign any right or obligations hereunderwithout first obtaining the prior written consent by an authorized officer of IDBI Capital IDBI Capital may howeverassign the rights and obligations to any third person as per applicable laws rules and regulations
p) SEVERABILITYIn case anyone or more of the provisions contained in these Terms and Conditions becomes invalid illegal orunenforceable in any respect under any law the validity legality and enforceability of the remaining provisionscontained herein shall not in any way be affected or impaired thereto
27 TERMINATION OF SERVICEThe services may be withdrawn anytime by IDBI Capital provided the Client(s) are given a notice of one month underthe circumstances The closure of all accounts of the Client(s) will automatically terminate the services of IDBICapital IDBI Capital may suspend or terminate trading facilities without prior notice if the Client(s) have breachedthese terms and conditions or any document executed with IDBI Capital in respect of the services or IDBI Capital haslearnt of the death bankruptcy or lack of legal capacity of the Client(s) Cancellationtermination shall not effect therights and liabilities of the parties in respect of the transactions executed before the date of such notice
28 DISPUTE RESOLUTION amp JURISDICTIONa) IDBI CAPITAL and the CLIENT are aware of the provisions of the Rules Bye -laws and Regulations of the
Exchanges relating to the resolution of the disputes differences through the mechanism of arbitration providedby the Exchanges and agree to abide by the said provisions in so far as any disputes under these Terms relateto transactions that have been carried out or were to be carried out on the Exchanges
b) the courts having jurisdiction over the area in which regional arbitration centres is situated shall have jurisdictionin respect of any procedure
c) This service does not constitute an offer to sell or a solicitation of an offer to buy any shares securities or otherinstruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation This serviceis not intended to be any form of an investment advertisement investment advice or investment information and hasnot been registered under any securities law of any foreign jurisdiction and is only for the information of any person
30
in any jurisdiction where it may be lawful to offer such a service Further no information on the websites of IDBICapital is to be construed as a representation with respect to shares securities or other investments regarding thelegality of an investment therein under the respective applicable investment or similar laws or regulations of anyperson or entity accessing wwwidbidirectin or any other website maintained by IDBI Capital
29 PROPRIETARY TRADINGIDBI CAPITAL discloses herewith that it undertakes Proprietary trading The CLIENT confirms having read andunderstood the terms and conditions of IDBI CAPITAL and those relating to various services and products andaccepts and agrees to be bound by the terms and conditions including those excludinglimiting IDBI CAPITAL s andExchanges liabilities
30 AMENDMENTThese terms and conditions can be altered amended and or modified by the parties mutually in writing Providedhowever if the rights and obligations of the parties hereto are altered by virtue of change in Rules and Regulations ofSEBI or byelaws Rules and Regulations of the Exchange such changes shall be deemed to have been incorporatedherein in modification of the rights and obligations of the parties mentioned in these terms and conditions Suchamendments shall be intimated to the CLIENT In case the CLIENT continues to deal with IDBI Capital subsequentto the intimation of such amendments it shall be deemed that the CLIENT is agreeable to the new clauses Howeverthe CLIENT has the right to terminate the arrangement through communication in writing subject to the meeting ofthe financial and other obligations under these terms and conditions The provisions of these terms and conditionsshall always be subject to Government notifications any rules regulations guidelines and circulars issued by SEBIand Rules Regulations and Bye laws of the relevant stock exchange that may be in force from time to time
31 RESEARCH TRADING RECOMMENDATION RECEIVED BY THE CLIENTThe Client may at its discretion avail of the ResearchTrading recommendations provided by IDBI Capital from time totime In the regard the Client understand that IDBI Capital produces fundamental and trading research notes tradingcalls technical calls particularly on companies industry stock markets and economy from time to time (collectivelyhereinafter referred to as material) The Client authorizes IDBI Capital to provide the Client with such material throughemail or by access to the website of IDBI Capital or through SMS or any other mode on a voluntary basis The Client isaware that such material provided to the Client is only for the personal information of the Client and the Client undertakesthat the same shall not be reproduced or redistributed to any other person The Client understands that such material isnot an offer or the solicitation of an offer to buy any security By sending this material IDBI Capital or any of its officersdirectors personnel and employees shall not be liable for any loss damage of any nature including but not limited todirect indirect punitive special exemplary and consequential as also any loss of profit in any way arising from the useof this material in any manner The Client is also aware that the investments discussed in such material may not besuitable for all investors The Client shall therefore before dealing andor transacting in any of the products referred toin such material make their own investigation due diligence seek appropriate professional advice The Client aloneshall be fully responsible liable for hisherits investments disinvestments on the basis of such material The Client alsoagrees that IDBI Capital may discontinue providing such material to the Client and that it would have no responsibility toupdate any information provided to the Client nor does it represent that the information provided in such material iscomplete Further by providing such material IDBI Capital is not acting as the Clients portfolio or financial adviser nordoes it assumes any fiduciary duties
32 DISCLOSUREAs required by the Stock Exchange IDBI Capital would like to make the following disclosure The Clauses containedin the Rights and Obligations Risk Disclosure Document and Guidance Note are mandatory clauses prescribed bySEBIthe Exchanges from time to time The clauses in these terms and conditions including the clauses pertainingto internet trading are additional clauses and are voluntary at the discretion of IDBI Capital and the Client but arerequired for efficient provision of services by IDBI Capital
(1523)
31
SPECIAL POWER OF ATTORNEY amp INSTRUCTIONSTO ALL TO WHOM THESE PRESENTS SHALL COME IWe the Client described in the schedule hereto having hisher its address at theplace mentioned in the schedule hereto (hereinafter referred to as the Account HolderJoint Account HoldersClient which expression shallunless repugnant to the meaning and context thereof be deemed to mean and include his herits legal heirs representatives executorssuccessors and assigns as the case may be) do hereby nominate constitute and appointIDBI Capital Markets amp Securities Limited a Company incorporated under the Companies Act 1956 and having its registered office at 3rdFloor Mafatlal Centre Nariman Point Mumbai-400 021 (hereinafter referred to as IDBI Capitalthe Attorney which expression shall unlessrepugnant to the meaning and context thereof be deemed to mean and include its successors) acting through any of its officers or employees orany sub-agents or delegates to be myour true and lawful Agent and Attorney for meus and on myour behalf and in myour name from time totime to do and exercise or cause to be done and exercised all or any of the acts deeds powers and authorities as herein mentionedA WHEREAS the Trading Account Holder (as mentioned in the schedule hereto) wishes to participate in the onlineoffline trading facilities
andor other services being offered by IDBI Capital through its portal wwwidbidirectin or through any other channel such as IVR WAPBusiness Associates Branch Customer Service Call Center etc (or through any other portal as launched by IDBI Capital for offeringthe said services)
B AND WHEREAS the Trading Account Holder has submitted the documents required for availing stock broking and various servicesprovidedto be provided by IDBI Capital through its Portal wwwidbidirectin (or through any other portalmedium offered by IDBI Capital)andor offline trading platform to the Account Holder through Trading Account No ___________________(UCC)
C AND WHEREAS the Demat Accounts mentioned in Annexure - I hereto (or such other demat accounts as may be determined by meus from time to time and intimated to IDBI Capital) of which Iwe amare the solejoint holders shall be linked to the above mentionedTrading account for the purpose of settlement and margin obligation arising out of trades executed through the said Trading Account
D AND whereas for efficient functioning of the above-mentioned services and to facilitate proper execution of all transactions Iwe amaredesirous of appointing IDBI Capital as my our true and lawful Attorney and confer upon it the powers hereinafter stated
IWe hereby authorize the Attorney to do exercise amp perform all or any of following acts deeds and things1 Transfer securities held in myour beneficial owner account(s) as mentioned in Annexure -1 (as may be modified from time to
time by meus and duly intimated to IDBI Capital) hereto towards Stock Exchange related margin delivery obligations arising out oftrades executed by meus on the Stock Exchange through IDBI Capital
2 To instruct the DP to debit securities to the said account mentioned in Annexure -1 (as may be modified from time to time by meus andduly intimated to IDBI Capital) and or transfer securities from the said account to beneficial owners account of IDBI Capital as mentionedin Annexure 2 to the extent of shares sold through IDBI Capital for pay-in obligations as well as for margin towards any StockExchange in Cash and Derivativesother segments as may be permitted
3 To credit my our demat account(s) with any securities that are to be delivered to meus borrowed by meus4 To demand receive and give good and effectual receipt(s) and discharge(s) for all or any dividends interest bonuses or any other
sum(s) andor income arising from the shares debentures units and other investments and to sign and endorse pay ordersdividends interest warrants or certificates receive all debts sums of money principal interest dividend or other dues of whatevernature or accounts which are now or at any time due and payable and belonging to meus on any account whatsoever
5 Pledge the securities lying in myour accounts mentioned in Annexure -1(as may be modified from time to time by meus and intimatedto IDBI Capital) in favour of IDBI Capital for the purpose of meeting myour margin requirements in connection with the trades executedby meus on the Stock Exchange through IDBI Capital
6 Pursuant to myour instructions or instruction of myour Authorised Representative to apply for acquiring subscribing redeeming switching between investment products including but not limited to Mutual Funds Public Issues (shares as well as debentures) rightsoffer of shares tendering in open offers and to sell transfer and endorse the same or redeem the same or otherwise deal in the securitiesand or any other investment products pursuant to my instruction or instruction of myour Authorised Representative either throughinternet or otherwise using identification number issued by any Mutual Fund from time to time or otherwise andor to sign and to executeall transfer deeds whether as transferor or transferee and such other instruments applications and papers as may be necessary foracquiring or transferring redeeming the same marking pledge lien on such securities andor for transferring the investment in the unitsof Mutual Funds from one scheme to another or between Mutual Funds andor otherwise as may be required for dealing in securitiesor other investment products
7 Pursuant to myour instructions or instruction of myour Authorised Representative to make applications for or to renounce and signrenunciation forms in respect of bondsdebentures right shares and additional shares of any CompanyBodyAuthority and to receiveand hold such rights or additional shares bonds or debentures
8 Pursuant to myour instructions or instruction of myour Authorised Representative to issue orders and instructions for acquisition anddisposal of investments for and on myour behalf and to purchase or otherwise acquire sell or otherwise dispose off or otherwise deal invest in securities
9 To sign the necessary forms and other documents if any and to file and register the same with the company concerned entities to giveeffect to the powers conferred herein
10 To forward all applications for subscription of securities placed through the website to the online-IPOother module of the concernedExchangesauthorityconcerned entity platform
(1623)
32
11 To do all such acts and things as may be necessary to give effect to the subscription purchaseredemption or any other transactionpursuant to myour instructions or instruction of myour Authorised Representative in any securities andor Investment product forwhich services are availed from IDBI Capital
12 Transfer funds from myour bank account(s) mentioned in Annexure -1 (or such other bank accounts as may be determined by meus from time to time and intimated to IDBI Capital) andor to instruct the concerned banks in this regard for the followinga) For meeting myour settlement obligations margin requirements in connection with the trades executed by the meus on any stock
exchanges through IDBI Capital in any segment as may be permittedb) For recovering any outstanding amount due from meus arising out of myour trading activities on any of the Stock Exchanges
through IDBI Capitalc) For meeting obligations arising out of myour subscribing to such other productsfacilitiesservices like Mutual Funds Public
issues (shares as well as debentures) rights offer of shares etc through IDBI Capitald) Towards moniesfeescharges etc due to IDBI Capital payable by virtue of meus usingsubscribing to any of the facilitiesservices
availed by meus or at myour instance13 To send a consolidated summary of the Clients scrip wise buy and sell position taken with average rates to meus by way of an sms
email on a daily basis notwithstanding any other document to be disseminated as specified by SEBI from time to time14 For the purpose of the aforesaid to sign contracts agreements transfers acceptances receipts or other instruments documents and
forms to accept and carry out correspondence with such person(s) or authorityauthorities or department(s) and to do all such lawfulacts requisite for effecting the same
15 To comply andor cause to be complied with all statutory and other requirements attached to or arising out of these premises and for thispurpose to take such steps and actions necessary or proper including signing of affidavits indemnity declarations legal documentsdeeds and writings wherever required
16 To do all such acts deeds and things as may be necessary for or incidental to the powers conferred hereinPOWERS TO THE BANK ALLIANCE PARTNERSWhereas for the purpose of Trading through IDBI Capital Markets amp Securities Limited Iwe amare availing banking andor demat accountservices of __________________ a body corporate constituted under _____________________________________________________________ having its head office at ________________________________________________________________________________________________________________________________________ (hereinafter referred to as Bank Alliance Partner) which expressionshall unless repugnant to the context or meaning hereof mean and include its successors in titleAnd whereas IWe hold Bank account with the Bank Alliance partner in its capacity as Bank andor have applied to the Bank AlliancePartner for opening of bank account with it IWe hold demat account no____________________ with the Bank Alliance Partner in itscapacity of depository participants andor have applied to the Bank Alliance Partner to open a demat account with itFurther to the above powers and authorities conferred on IDBI Capital IWe hereby confer upon the Bank Alliance the authoritieshereinafter stated1 To operate block and or debit or credit the abovementioned bank account for operation and execution of all transactions on my
our behalf2 To operate block andor debit or credit the above mentioned demat account with the Bank Alliance Partner for the purpose of Stock
Exchange related margindelivery obligations arising out of trades executed by meus on the Stock Exchange through the Attorney andas instructed by the Attorney in this regard
3 Pursuant to my instructions or instruction of myour Authorised Representative to buy sell or cause to be bought and sold all kind ofsecurities stocks and shares including but not limited to government securities bonds and mutual funds etc
4 To do all such acts deeds and things as may be necessary for or incidental to including but not limited to providing services to me us and for meeting my our obligations in connection with the said bank account
For the purpose of this Specific Power of Attorney the term securities shall include securities as defined by the Securities Contracts(Regulation) Act 1956 as amended from time to time and shall include shares scrips stocks bonds warrants options futures derivativesconvertible debentures non-convertible debentures securitized debt instruments fixed return investment equity linked instruments or othermarketable Securities of a like nature in or of any incorporated Company or other body corporate negotiable instruments including usuanceBills of Exchange deposits or other money market Instruments commercial paper certificate of deposit units issued by Unit Trust of Indiaand units issued by Mutual Funds mortgage backed or other asset backed Securities issued by any institution or body corporate cumulativeconvertible preference shares issued by any incorporated company and Securities issued by any Incorporated company and Securitiesissued by the Central Government or a State Government for the purpose of raising public loan and having one of the forms specified inClause (2) of Section 2 of the Public Debt Act 1944 any other new form of capital or money market Instruments that may be issued in thefuture by any incorporated company firminstitution or GovernmentFor the purpose of this Specific Power of Attorney the list of myour Demat and Bank account to which from which securitiesfunds may bemoved are mentioned in Annexure -1 hereto Annexure -1 may be changed by meus at any time with prior intimation in writing to IDBI Capitalby submission of a revised Annexure - 1
(1723)
33
For the purpose of this Specific Power of Attorney the list of the Demat and Bank accounts of IDBI Capital from which to which securitiesfunds may be moved are mentioned in Annexure -2 hereto Annexure -2 may be changed by IDBI Capital at any time with intimation to meus in writing or through websitethrough emailIDBI Capital shall return to meus the securities or funds that may be received by it erroneously or those securities or funds that IDBI Capitalwas not entitled to receive from meusAND GENERALLY to do all such other lawful acts and things as the Attorney shall think advisable for the purposes aforesaid as fully andeffectually in all respects as Iwe could do myselfourselves and to act as fully and effectually for all intents and purposes in all dealingsand transactions between myselfourselves and the said IDBI Capital as Iwe could if personally present and acting in the matters andtransactions aforesaidAND Iwe do hereby agree to confirm and ratify all and every act or things done by the Attorney within the scope of the authority hereby conferredon it and all deeds or documents executed by it in myour name or on myour behalf under this Specific Power of Attorney shall be binding on meus as if the same were executed by meus except any act or thing done by the Attorney that results in loss or claim on account of blocking of fundsthat may be erroneously instructed by the Attorney to the Bank MyOur Attorney shall not be liable for any loss that may result from failureinabilityof electronic connectivity of rejection of myour application for any reason whatsoeverThe aforesaid Power of Attorney has been granted the instructions herein have been given and the terms and conditions herein contained havebeen agreed to by meus in consideration of the said terms and conditions and the mutual rights covenants and obligations there under and arerevocable by the meus by giving an intimation to the Attorney in writing and the cessation of this authority shall not affect or impair any act theretodone in exercise of these presents Such intimation shall be duly signed by me us and should be received at the Head Office of the Attorney Therevocation shall be subject to due receipt verification and processing of the same by the AttorneyThis Power of Attorney overrides any previous Power of Attorney given by meus in favour of IDBI Capital in respect of the Trading Accountwith IDBI CapitalThis document shall be subject to the jurisdiction of the Courts in MumbaiIN WITNESS whereof IWe have executed this power of attorney on the day date year and place herein below mentioned in the schedule
Signed and delivered by (Schedule above refered to)
Demat Ac No Holderrsquos Name Signature
1st Holder MrMs
2nd HolderMrMs
3rd Holder MrMs
Date _________________________
(1823)
For and on behalf of IDBI Capital Markets amp Securities Ltd Witness for IDBI Capital Markets amp Securities Ltd
Name 1) NameAddress IDBI Capital Markets amp Securities Limited Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal Centre 3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021 Nariman Point Mumbai - 400 021
Signature SignaturePlace 2) NameDate Address IDBI Capital Markets amp Securities Limited
3rd Floor Mafatlal CentreNariman Point Mumbai - 400 021
Signature
Witness for the ClientName Name
Address Address
Signature Signature
34
SP
AC
E F
OR
FR
AN
KIN
G
A LIST OF DEMAT ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder DP Id Client Id
ANNEXURE 1
B LIST OF BANK ACCOUNT OF THE CLIENTS
Sr No Name of the Account holder Bank Name Bank Account No
ANNEXURE 2A LIST OF DEMAT ACCOUNT OF IDBI CAPITAL
Sr No Name of the Account holder DP Id Client Id1 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100081302 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100000043 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024584 IDBI CAPITAL MARKETS amp SECURITIES LTD 16010100 000024775 IDBI CAPITAL MARKETS amp SECURITIES LTD IN300079 100281636 IDBI CAPITAL MARKETS amp SECURITIES LTD 13011900 00008531
B LIST OF BANK ACCOUNT OF THE IDBI CAPITALSr No Name of the Account holder DP Id Client Id
1 NSE CM SETTLEMENT IDBI BANK LTD 0041020000301262 BSE CM SETTLEMENT IDBI BANK LTD 0041020000301173 NSE DERIVATIVE SETTLEMENT ACCOUNT IDBI BANK LTD 0041020000301084 NSE CLIENT ACCOUNT IDBI BANK LTD 0041020000301355 BSE CLIENT ACCOUNT IDBI BANK LTD 0041020000300926 NSE DERIVATIVE CLIENT ACCOUNT IDBI BANK LTD 004102000030144
The abovementioned list of DematBank Accounts of IDBI Capital may be changed by IDBI Capital from time to time with intimation to theClients in writingthrough the website and via e-mail
Signature of the Client
(1923)
35
TRADING PRODUCTSTERMS AND CONDITIONS
The following productsfacilitiesmodes of trade are available to all clients
EN-CASHbull This facility enables the clients to receive sale proceeds on Trade day (T-day) as against the normal T+2 settlementbull The facility is available only in respect of Sell transactions in the Cash Market on BSEbull The facility is available only to Resident Indian clientsbull Funds shall be transferred to the clientrsquos account at the end of day only if the securities sold are received by IDBI Capitalbull The stock sold should be available in the clientrsquos demat account registered with IDBI Capitalbull Funds will be transferred to clientrsquos account after accounting for all other obligations due from the client to IDBI Capitalbull A flat brokerage rate of 1 shall be charged to the client for ldquoEn Cashrdquo transactionsbull In case of trades executed under this facility on a day which is a Bank or Clearing holiday settlement shall be made on
the immediate following trade daybull Orders placed under other productsfacilities cannot be converted to ENCASH similarly ENCASH orders cannot be
converted to other productsfacilities
MARGINbull This facility shall be offered for select scrips trades at the discretion of IDBI Capital from time to timebull Clients may trade in securities only by bringing in funds needed to settle the Marginensuring sufficient Margin in
their accountbull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Clients are required to settle the obligations towards margin trades by T+1 daybull In case the fundsstocks are not provided for conversion on T +1 Margin positions will be squared off by IDBI Capital
on T+2 day All losses incurred profits booked are to the clientrsquos accountbull Interest will be charged 006 (on 365 days basis)bull The facility is available only to Resident Indian clients
E-MARGINbull The E-margin productfacility enables clients to buy stocks today amp pay upto 5 days from the date of settlement of the
tradebull Margins will be levied at 25 MTM loss will also be charged to margin and are subject to change based on market
conditions internal and external regulationsbull Interest will be charged 006 (on 365 days basis)bull Client position may be ldquoConverted to Deliveryrdquo or Squared off by IDBI Capital at any time on account of risk considerationsbull On or before T+7 trading day E-Margin positions should be ldquoConverted to Deliveryrdquo or Squared off by the client before
1430 hours failing which these may be squared off by IDBI Capital All losses incurred profits booked upon suchsquare off shall be to the clientrsquos account
bull No further exposure will be granted if a position remains open beyond T+7 days from the day of original trade onlydelivery sell to square off the debits will be allowed
bull In case of short delivery on the settlement of the trade the short delivered quantity will be treated as Convert to Delivery(C to D) while the balance quantity will be continued under E-Margin
bull Convert to delivery for E Margin trades is based on FIFO method and brokerage shall be charged accordinglybull Brokerage for E-Margin trades is also calculated on FIFO methodbull This facility is restricted to such scrips as may be decided by IDBI Capital from time to timebull The facility is available only to Resident Indian clientsbull E-Margin positions will be continued until
- The client IDBI Capital exercises the Convert to Delivery options- Positions remain open till T+7 day from the trade date
(2023)
36
COLLATERAL SELLbull Under this facility Clients have the option to sell their securities marked as Collateral in favour of IDBI Capitalbull This facility can be availed by the client subject to availability of adequate unencumbered stockcollateral in the client
accountrsquosbull This facility is available only to clients having a DP account with a Depository Participant who is an Alliance Partner of
IDBI Capital and as permitted by IDBI Capital from time to timebull The facility is available only to Resident Indian clients
EQUITY SIPbull This facility permits the clients to invest systematically at specified intervals in securities on BSE by stating the scrips
and numberamount to be investedbull An initial set up charge of Rs 100- per equity SIP will be leviedbull The client must ensure and provide for sufficient funds for execution of the SIP on the respective datesbull A maximum of 10 scrips can be included in each SIPbull Clients are required to sign a separate Enrollment FormLogin in online for each new SIP
General Upon selection of the said product at the time of trade the client agrees that the above terms and conditions of therespective productfacility shall be applicableAdditionally the client may also trade in equities under cash and carry (CNC) and the derivatives segments as per theoptions selected by the client at the time of account opening or thereafterThe above terms and conditions are supplemental to the Additional Terms and Conditions specific to IDBI Capital MarketServices Limited agreed to by the client at the time of account opening
Note Square off brokerage will be charged for two contra legs of the same product type on the same Exchange on thesame trading day In case of Contra trades on a particular trading day across different products or across ExchangesDelivery Brokerage shall be applicable
______________________________(2123)
37
AUTHORISATION FOR MAINTAINING RUNNING ACCOUNT
I hereby authorize IDBI Capital to maintain my account both securities and funds with IDBI Capital on a running basis untilthe settlement date as given below and to consider the balances in my running fundssecurities account with IDBI Capitalfor the purpose of margin or any other obligations due to IDBI Capital across any segment of any Exchanges and alsoauthorize IDBI Capital to hold my credit in anticipation of the future debits in my accountI further authorize IDBI Capital to set offadjust any of my debitsdues in any segment of any exchanges with credits of anyother segment(s) of any Exchange(s) in my accountI We understand and agree that no interest will be payable to meus on the amounts or securities so retained with IDBICapital I understand that in the event I have outstanding obligations on the settlement date IDBI Capital may retain therequisite securitiesfunds towards such obligations and may also retain the funds expected to be required to meet marginobligations for next 5 trading days calculated in the manner specified by the exchangesI hereby authorise IDBI Capital to retain an amount of upto Rs 10000- for operational convenienceI agree to bring any dispute arising from the statement of account or settlement made by IDBI Capital to the notice of IDBICapital preferably within 7 working days from the date of receipt of fundssecurities or statements as the case may beI understand that such periodic settlement of running account shall not be necessary in the following casesi in case of margin trading if availableii for funds deposited by me towards collateralsmargin in the form of bank guarantee (BG)Fixed Deposit receipts (FDR)I understand that this authority for maintaining running account may be revoked by me at any time IWe be liable for alllosses damages and actions which may arise as consequence of your adhering to and carrying out my our directionsgiven above and further agree that you shall not be liable for any claim for loss or profit or for any consequential incidentalspecial or exemplary damages caused by retention of securities moniesI hereby agree that actual settlement of funds and securities in my account may be made at least once in a
Calendar Quarter Calendar Month
(Plese tick which is applicable)
______________________________
Date
(2223)
38
This page has been kept blank intentionally
39
M-IIRIGHTS AND OBLIGATIONS OF STOCK BROKERS SUB-BROKERS AND CLIENTS
(as prescribed by SEBI and Stock Exchanges)1 The client shall investtrade in those securitiescontractsother instruments admitted to dealings on the Exchanges
as defined in the Rules Byelaws and Regulations of Exchanges Securities and Exchange Board of India (SEBI) andcircularsnotices issued there under from time to time
2 The stock broker sub-broker and the client shall be bound by all the Rules Byelaws and Regulations of the Ex-change and circularsnotices issued there under and Rules and Regulations of SEBI and relevant notifications ofGovernment authorities as may be in force from time to time
3 The client shall satisfy itself of the capacity of the stock broker to deal in securities andor deal in derivatives contractsand wishes to execute its orders through the stock broker and the client shall from time to time continue to satisfy itselfof such capability of the stock broker before executing orders through the stock broker
4 The stock broker shall continuously satisfy itself about the genuineness and financial soundness of the client andinvestment objectives relevant to the services to be provided
5 The stock broker shall take steps to make the client aware of the precise nature of the Stock brokerrsquos liability forbusiness to be conducted including any limitations the liability and the capacity in which the stock broker acts
6 The sub-broker shall provide necessary assistance and co-operate with the stock broker in all its dealings with the client(s)
CLIENT INFORMATION7 The client shall furnish all such details in full as are required by the stock broker in Account Opening Formrdquo with
supporting details made mandatory by stock exchangesSEBI from time to time8 The client shall familiarize himself with all the mandatory provisions in the Account Opening documents Any addi-
tional clauses or documents specified by the stock broker shall be non-mandatory as per terms amp conditionsaccepted by the client
9 The client shall immediately notify the stock broker in writing if there is any change in the information in the lsquoaccountopening formrsquo as provided at the time of account opening and thereafter including the information on winding uppetitioninsolvency petition or any litigation which may have material bearing on his capacity The client shall provideupdate the financial information to the stock broker on a periodic basis
10 The stock broker and sub-broker shall maintain all the details of the client as mentioned in the account opening formor any other information pertaining to the client confidentially and that they shall not disclose the same to any personauthority except as required under any lawregulatory requirements Provided however that the stock broker may sodisclose information about his client to any person or authority with the express permission of the client
MARGINS11 The client shall pay applicable initial margins withholding margins special margins or such other margins as are
considered necessary by the stock broker or the Exchange or as may be directed by SEBI from time to time asapplicable to the segment(s) in which the client trades The stock broker is permitted in its sole and absolutediscretion to collect additional margins (even though not required by the Exchange Clearing HouseClearing Corpo-ration or SEBI) and the client shall be obliged to pay such margins within the stipulated time
12 The client understands that payment of margins by the client does not necessarily imply complete satisfaction of alldues In spite of consistently having paid margins the client may on the settlement of its trade be obliged to pay (orentitled to receive) such further sums as the contract may dictaterequire
TRANSACTIONS AND SETTLEMENTS13 The client shall give any order for buy or sell of a securityderivatives contract in writing or in such form or manner as
may be mutually agreed between the client and the stock broker The stock broker shall ensure to place orders andexecute the trades of the client only in the Unique Client Code assigned to that client
14 The stock broker shall inform the client and keep him apprised about tradingsettlement cycles deliverypaymentschedules any changes therein from time to time and it shall be the responsibility in turn of the client to comply withsuch schedulesprocedures of the relevant stock exchange where the trade is executed
15 The stock broker shall ensure that the moneysecurities deposited by the client shall be kept in a separate accountdistinct from hisits own account or account of any other client and shall not be used by the stock broker for himselfitself or for any other client or for any purpose other than the purposes mentioned in Rules Regulations circularsnotices guidelines of SEBI andor Rules Regulations Bye-laws circulars and notices of Exchange
MANDATORY
40
16 Where the Exchange(s) cancels trade(s) suo moto all such trades including the trades done on behalf of theclient shall ipso facto stand cancelled stock broker shall be entitled to cancel the respective contract(s) withclient(s)
17 The transactions executed on the Exchange are subject to Rules Byelaws and Regulations and circularsnoticesissued thereunder of the Exchanges where the trade is executed and all parties to such trade shall have submittedto the jurisdiction of such court as may be specified by the Byelaws and Regulations of the Exchanges where thetrade is executed for the purpose of giving effect to the provisions of the Rules Byelaws and Regulations of theExchanges and the circularsnotices issued thereunder
BROKERAGE18 The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from time to time and as they
apply to the Clients account transactions and to the services that stock broker renders to the Client The stock brokershall not charge brokerage more than the maximum brokerage permissible as per the rules regulations and bye-laws of the relevant stock exchanges andor rules and regulations of SEBI
LIQUIDATION AND CLOSE OUT OF POSITION19 Without prejudice to the stock brokers other rights (including the right to refer a matter to arbitration) the client
understands that the stock broker shall be entitled to liquidateclose out all or any of the clients positions for non-payment of margins or other amounts outstanding debts etc and adjust the proceeds of such liquidationclose outif any against the clients liabilitiesobligations Any and all losses and financial charges on account of such liquida-tionclosing-out shall be charged to and borne by the client
20 In the event of death or insolvency of the client or hisits otherwise becoming incapable of receiving and payingfor or delivering or transferring securities which the client has ordered to be bought or sold stock broker mayclose out the transaction of the client and claim losses if any against the estate of the client The client or hisnominees successors heirs and assignee shall be entitled to any surplus which may result there from Theclient shall note that transfer of fundssecurities in favor of a Nominee shall be valid discharge by the stockbroker against the legal heir
21 The stock broker shall bring to the notice of the relevant Exchange the information about default in paymentdeliveryand related aspects by a client In case where defaulting client is a corporate entitypartnershipproprietary firm or anyother artificial legal entity then the name(s) of Director(s)Promoter(s)Partner(s)Proprietor as the case may be shallalso be communicated by the stock broker to the relevant Exchange(s)
DISPUTE RESOLUTION22 The stock broker shall provide the client with the relevant contact details of the concerned Exchanges and SEBI23 The stock broker shall co-operate in redressing grievances of the client in respect of all transactions routed through
it and in removing objections for bad delivery of shares rectification of bad delivery etc
24 The client and the stock broker shall refer any claims andor disputes with respect to deposits margin money etcto arbitration as per the Rules Byelaws and Regulations of the Exchanges where the trade is executed and circularsnotices issued thereunder as may be in force from time to time
25 The stock broker shall ensure faster settlement of any arbitration proceedings arising out of the transactions enteredinto between him vis-agrave-vis the client and he shall be liable to implement the arbitration awards made in suchproceedings
26 The clientstock-broker understands that the instructions issued by an authorized representative for dispute resolu-tion if any of the clientstock-broker shall be binding on the clientstock-broker in accordance with the letter autho-rizing the said representative to deal on behalf of the said clientstock-broker
TERMINATION OF RELATIONSHIP27 This relationship between the stock broker and the client shall be terminated if the stock broker for any reason
ceases to be a member of the stock exchange including cessation of membership by reason of the stock brokersdefault death resignation or expulsion or if the certificate is cancelled by the Board
28 The stock broker sub-broker and the client shall be entitled to terminate the relationship between them without givingany reasons to the other party after giving notice in writing of not less than one month to the other parties Notwithstandingany such termination all rights liabilities and obligations of the parties arising out of or in respect of transactions enteredinto prior to the termination of this relationship shall continue to subsist and vest inbe binding on the respective partiesor hisits respective heirs executors administrators legal representatives or successors as the case may be
41
29 In the event of demiseinsolvency of the sub-broker or the cancellation of hisits registration with the Board orwithdrawal of recognition of the sub-broker by the stock exchange andor termination of the agreement with the subbroker by the stock broker for any reason whatsoever the client shall be informed of such termination and the clientshall be deemed to be the direct client of the stock broker and all clauses in the Rights and Obligations document(s)governing the stock broker sub-broker and client shall continue to be in force as it is unless the client intimates to thestock broker hisits intention to terminate their relationship by giving a notice in writing of not less than one month
ADDITIONAL RIGHTS AND OBLIGATIONS30 The stock broker shall ensure due protection to the client regarding clients rights to dividends rights or bonus
shares etc in respect of transactions routed through it and it shall not do anything which is likely to harm the interestof the client with whom and for whom they may have had transactions in securities
31 The stock broker and client shall reconcile and settle their accounts from time to time as per the Rules Regulations ByeLaws Circulars Notices and Guidelines issued by SEBI and the relevant Exchanges where the trade is executed
32 The stock broker shall issue a contract note to his constituents for trades executed in such format as may beprescribed by the Exchange from time to time containing records of all transactions including details of ordernumber trade number trade time trade price trade quantity details of the derivatives contract client codebrokerage all charges levied etc and with all other relevant details as required therein to be filled in and issuedin such manner and within such time as prescribed by the Exchange The stock broker shall send contract notesto the investors within one working day of the execution of the trades in hard copy andor in electronic form usingdigital signature
33 The stock broker shall make pay out of funds or delivery of securities as the case may be to the Client within oneworking day of receipt of the payout from the relevant Exchange where the trade is executed unless otherwisespecified by the client and subject to such terms and conditions as may be prescribed by the relevant Exchange fromtime to time where the trade is executed
34 The stock broker shall send a complete `Statement of Accounts for both funds and securities in respect of each ofits clients in such periodicity and format within such time as may be prescribed by the relevant Exchange from timeto time where the trade is executed The Statement shall also state that the client shall report errors if any in theStatement within such time as may be prescribed by the relevant Exchange from time to time where the trade wasexecuted from the receipt thereof to the Stock broker
35 The stock broker shall send daily margin statements to the clients Daily Margin statement should include inter-aliadetails of collateral deposited collateral utilized and collateral status (available balancedue from client) with breakup in terms of cash Fixed Deposit Receipts (FDRs) Bank Guarantee and securities
36 The Client shall ensure that it has the required legal capacity to and is authorized to enter into the relationship withstock broker and is capable of performing his obligations and undertakings hereunder All actions required to betaken to ensure compliance of all the transactions which the Client may enter into shall be completed by the Clientprior to such transaction being entered into
ELECTRONIC CONTRACT NOTES (ECN)37 In case client opts to receive the contract note in electronic form he shall provide an appropriate e-mail id to the
stock broker The client shall communicate to the stock broker any change in the email-id through a physical letterIf the client has opted for internet trading the request for change of email id may be made through the securedaccess by way of client specific user id and password
38 The stock broker shall ensure that all ECNs sent through the e-mail shall be digitally signed encrypted non-tamperable and in compliance with the provisions of the IT Act 2000 In case ECN is sent through e-mail as an attachmentthe attached file shall also be secured with the digital signature encrypted and non-tamperable
39 The client shall note that non-receipt of bounced mail notification by the stock broker shall amount to delivery of thecontract note at the e-mail ID of the client
40 The stock broker shall retain ECN and acknowledgement of the e-mail in a soft and non-tamperable form in themanner prescribed by the exchange in compliance with the provisions of the IT Act 2000 and as per the extant rulesregulationscircularsguidelines issued by SEBIStock Exchanges from time to time The proof of delivery ie logreport generated by the system at the time of sending the contract notes shall be maintained by the stock broker forthe specified period under the extant regulations of SEBIstock exchanges The log report shall provide the details ofthe contract notes that are not delivered to the cliente-mails rejected or bounced back The stock broker shall takeall possible steps to ensure receipt of notification of bounced mails by him at all times within the stipulated timeperiod under the extant regulations of SEBIstock exchanges
42
41 The stock broker shall continue to send contract notes in the physical mode to such clients who do not opt to receivethe contract notes in the electronic form Wherever the ECNs have not been delivered to the client or has beenrejected (bouncing of mails) by the e-mail ID of the client the stock broker shall send a physical contract note to theclient within the stipulated time under the extant regulations of SEBIstock exchanges and maintain the proof ofdelivery of such physical contract notes
42 In addition to the e-mail communication of the ECNs to the client the stock broker shall simultaneously publish theECN on his designated web-site if any in a secured way and enable relevant access to the clients and for thispurpose shall allot a unique user name and password to the client with an option to the client to save the contractnote electronically andor take a print out of the same
LAW AND JURISDICTION43 In addition to the specific rights set out in this document the stock broker sub-broker and the client shall be entitled
to exercise any other rights which the stock broker or the client may have under the Rules Bye-laws and Regulationsof the Exchanges in which the client chooses to trade and circularsnotices issued thereunder or Rules and Regu-lations of SEBI
44 The provisions of this document shall always be subject to Government notifications any rules regulations guide-lines and circularsnotices issued by SEBI and Rules Regulations and Bye laws of the relevant stock exchangeswhere the trade is executed that may be in force from time to time
45 The stock broker and the client shall abide by any award passed by the Arbitrator(s) under the Arbitration andConciliation Act 1996 However there is also a provision of appeal within the stock exchanges if either party is notsatisfied with the arbitration award
46 Words and expressions which are used in this document but which are not defined herein shall unless the contextotherwise requires have the same meaning as assigned thereto in the Rules Byelaws and Regulations and circularsnotices issued thereunder of the ExchangesSEBI
47 All additional voluntary clausesdocument added by the stock broker should not be in contravention with rulesregulationsnoticescirculars of ExchangesSEBI Any changes in such voluntary clausesdocument(s) need to bepreceded by a notice of 15 days Any changes in the rights and obligations which are specified by ExchangesSEBIshall also be brought to the notice of the clients
48 If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI orBye-laws Rules and Regulations of the relevant stock Exchanges where the trade is executed such changes shallbe deemed to have been incorporated herein in modification of the rights and obligations of the parties mentionedin this document
43
INTERNET amp WIRELESS TECHNOLOGY BASED TRADING FACILITY PROVIDED BY STOCK BROKERS TO CLIENT(All the clauses mentioned in the Rights and Obligations document(s) shall be applicable Additionally
the clauses mentioned herein shall also be applicable)
1 Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the use of wirelesstechnology that shall include the use of devices such as mobile phone laptop with data card etc which use InternetProtocol (IP) The stock broker shall comply with all requirements applicable to internet based tradingsecuritiestrading using wireless technology as may be specified by SEBI amp the Exchanges from time to time
2 The client is desirous of investingtrading in securities and for this purpose the client is desirous of using either theinternet based trading facility or the facility for securities trading through use of wireless technology The Stock brokershall provide the Stock brokers IBT Service to the Client and the Client shall avail of the Stock brokers IBT Serviceon and subject to SEBIExchanges Provisions and the terms and conditions specified on the Stock brokers IBT WebSite provided that they are in line with the norms prescribed by ExchangesSEBI
3 The stock broker shall bring to the notice of client the features risks responsibilities obligations and liabilitiesassociated with securities trading through wireless technologyinternetsmart order routing or any other technologyshould be brought to the notice of the client by the stock broker
4 The stock broker shall make the client aware that the Stock Brokers IBT system itself generates the initial passwordand its password policy as stipulated in line with norms prescribed by ExchangesSEBI
5 The Client shall be responsible for keeping the Username and Password confidential and secure and shall be solelyresponsible for all orders entered and transactions done by any person whosoever through the Stock brokers IBTSystem using the Clients Username andor Password whether or not such person was authorized to do so Also theclient is aware that authentication technologies and strict security measures are required for the internet tradingsecurities trading through wireless technology through order routed system and undertakes to ensure that thepassword of the client andor his authorized representative are not revealed to any third party including employeesand dealers of the stock broker
6 The Client shall immediately notify the Stock broker in writing if he forgets his password discovers security flaw inStock Brokers IBT System discoverssuspects discrepancies unauthorized access through his usernamepass-wordaccount with full details of such unauthorized use the date the manner and the transactions effected pursuantto such unauthorized use etc
7 The Client is fully aware of and understands the risks associated with availing of a service for routing orders over theinternetsecurities trading through wireless technology and Client shall be fully liable and responsible for any and allacts done in the Clients Usernamepassword in any manner whatsoever
8 The stock broker shall send the ordertrade confirmation through email to the client at his request The client isaware that the order trade confirmation is also provided on the web portal In case client is trading using wirelesstechnology the stock broker shall send the ordertrade confirmation on the device of the client
9 The client is aware that trading over the internet involves many uncertain factors and complex hardware softwaresystems communication lines peripherals etc are susceptible to interruptions and dislocations The Stock brokerand the Exchange do not make any representation or warranty that the Stock brokers IBT Service will be available tothe Client at all times without any interruption
10 The Client shall not have any claim against the Exchange or the Stock broker on account of any suspensioninterruption non-availability or malfunctioning of the Stock brokers IBT System or Service or the Exchanges serviceor systems or non-execution of his orders due to any linksystem failure at the ClientStock brokersExchange end forany reason beyond the control of the stock brokerExchanges
44
MANDATORY
M - IIIRISK DISCLOSURE DOCUMENT FOR CAPITAL MARKET AND DERIVATIVES SEGMENTS
This document contains important information on trading in EquitiesDerivatives Segments of the stock exchanges All prospectiveconstituents should read this document before trading in EquitiesDerivatives Segments of the Exchanges
Stock exchangesSEBI does neither singly or jointly and expressly nor impliedly guarantee nor make any representation concerning thecompleteness the adequacy or accuracy of this disclosure document nor have Stock exchanges SEBI endorsed or passed any meritsof participating in the trading segments This brief statement does not disclose all the risks and other significant aspects of trading
In the light of the risks involved you should undertake transactions only if you understand the nature of the relationship into which you areentering and the extent of your exposure to risk
You must know and appreciate that trading in Equity shares derivatives contracts or other instruments traded on the Stock Exchangewhich have varying element of risk is generally not an appropriate avenue for someone of limited resourceslimited investment andortrading experience and low risk tolerance You should therefore carefully consider whether such trading is suitable for you in the light of yourfinancial condition In case you trade on Stock exchanges and suffer adverse consequences or loss you shall be solely responsible forthe same and Stock exchangesits Clearing Corporation andor SEBI shall not be responsible in any manner whatsoever for the sameand it will not be open for you to take a plea that no adequate disclosure regarding the risks involved was made or that you were not explainedthe full risk involved by the concerned stock broker The constituent shall be solely responsible for the consequences and no contract canbe rescinded on that account You must acknowledge and accept that there can be no guarantee of profits or no exception from losses whileexecuting orders for purchase andor sale of a derivative contract being traded on Stock exchanges
It must be clearly understood by you that your dealings on Stock exchanges through a stock broker shall be subject to your fulfilling certainformalities set out by the stock broker which may inter alia include your filling the know your client form reading the rights and obligationsdos and donts etc and are subject to the Rules Byelaws and Regulations of relevant Stock exchanges its Clearing Corporationguidelines prescribed by SEBI and in force from time to time and Circulars as may be issued by Stock exchanges or its ClearingCorporation and in force from time to time
Stock exchanges does not provide or purport to provide any advice and shall not be liable to any person who enters into anybusiness relationship with any stock broker of Stock exchanges andor any third party based on any information contained in thisdocument Any information contained in this document must not be construed as business advice No consideration to trade shouldbe made without thoroughly understanding and reviewing the risks involved in such trading If you are unsure you must seekprofessional advice on the same
In considering whether to trade or authorize someone to trade for you you should be aware of or must get acquainted with the following-
1 BASIC RISKS
11 Risk of Higher Volatility
Volatility refers to the dynamic changes in price that a securityderivatives contract undergoes when trading activity continueson the Stock Exchanges Generally higher the volatility of a securityderivatives contract greater is its price swings Theremay be normally greater volatility in thinly traded securities derivatives contracts than in active securities derivativescontracts As a result of volatility your order may only be partially executed or not executed at all or the price at which yourorder got executed may be substantially different from the last traded price or change substantially thereafter resulting innotional or real losses
12 Risk of Lower Liquidity
Liquidity refers to the ability of market participants to buy andor sell securities derivatives contracts expeditiously at a competitiveprice and with minimal price difference Generally it is assumed that more the numbers of orders available in a market greateris the liquidity Liquidity is important because with greater liquidity it is easier for investors to buy andor sell securities derivativescontracts swiftly and with minimal price difference and as a result investors are more likely to pay or receive a competitive pricefor securities derivatives contracts purchased or sold There may be a risk of lower liquidity in some securities derivativescontracts as compared to active securities derivatives contracts As a result your order may only be partially executed or maybe executed with relatively greater price difference or may not be executed at all
121 Buyingselling without intention of giving andor taking delivery of a security as part of a day trading strategy may alsoresult into losses because in such a situation stocks may have to be soldpurchased at a lowhigh prices comparedto the expected price levels so as not to have any obligation to deliverreceive a security
13 Risk of Wider Spreads
Spread refers to the difference in best buy price and best sell price It represents the differential between the price of buying asecurity derivatives contract and immediately selling it or vice versa Lower liquidity and higher volatility may result in wider thannormal spreads for less liquid or illiquid securities derivatives contracts This in turn will hamper better price formation
45
14 Risk-reducing orders
The placing of orders (eg stop loss orders or limit orders) which are intended to limit losses to certain amounts may not beeffective many a time because rapid movement in market conditions may make it impossible to execute such orders
141 A market order will be executed promptly subject to availability of orders on opposite side without regard to price andthat while the customer may receive a prompt execution of a market order the execution may be at available pricesof outstanding orders which satisfy the order quantity on price time priority It may be understood that these prices maybe significantly different from the last traded price or the best price in that security derivatives contract
142 A limit order will be executed only at the limit price specified for the order or a better price However while thecustomer receives price protection there is a possibility that the order may not be executed at all
143 A stop loss order is generally placed away from the current price of a stock derivatives contract and such order getsactivated if and when the security derivatives contract reaches or trades through the stop price Sell stop orders areentered ordinarily below the current price and buy stop orders are entered ordinarily above the current price When thesecurity derivatives contract reaches the pre -determined price or trades through such price the stop loss orderconverts to a marketlimit order and is executed at the limit or better There is no assurance therefore that the limit orderwill be executable since a security derivatives contract might penetrate the pre-determined price in which case therisk of such order not getting executed arises just as with a regular limit order
15 Risk of News Announcements
News announcements that may impact the price of stock derivatives contract may occur during trading and when combinedwith lower liquidity and higher volatility may suddenly cause an unexpected positive or negative movement in the price of thesecurity contract
16 Risk of Rumors
Rumors about companies currencies at times float in the market through word of mouth newspapers websites or newsagencies etc The investors should be wary of and should desist from acting on rumors
17 System Risk
High volume trading will frequently occur at the market opening and before market close Such high volumes may also occurat any point in the day These may cause delays in order execution or confirmation
171 During periods of volatility on account of market participants continuously modifying their order quantity or prices orplacing fresh orders there may be delays in order execution and its confirmations
172 Under certain market conditions it may be difficult or impossible to liquidate a position in the market at a reasonable priceor at all when there are no outstanding orders either on the buy side or the sell side or if trading is halted in a security derivatives contract due to any action on account of unusual trading activity or security derivatives contract hittingcircuit filters or for any other reason
18 SystemNetwork Congestion
Trading on exchanges is in electronic mode based on satelliteleased line based communications combination of technologies andcomputer systems to place and route orders Thus there exists a possibility of communication failure or system problems or slowor delayed response from system or trading halt or any such other problemglitch whereby not being able to establish access to thetrading systemnetwork which may be beyond control and may result in delay in processing or not processing buy or sell orderseither in part or in full You are cautioned to note that although these problems may be temporary in nature but when you haveoutstanding open positions or unexecuted orders these represent a risk because of your obligations to settle all executed transactions
2 As far as Derivatives segments are concerned please note and get yourself acquainted with the following additionalfeatures-
21 Effect of Leverage or Gearing
In the derivatives market the amount of margin is small relative to the value of the derivatives contract so the transactions areleveraged or geared Derivatives trading which is conducted with a relatively small amount of margin provides the possibilityof great profit or loss in comparison with the margin amount But transactions in derivatives carry a high degree of risk
You should therefore completely understand the following statements before actually trading in derivatives and also trade withcaution while taking into account ones circumstances financial resources etc If the prices move against you you may lose apart of or whole margin amount in a relatively short period of time Moreover the loss may exceed the original margin amount
A Futures trading involve daily settlement of all positions Every day the open positions are marked to market based on theclosing level of the index derivatives contract If the contract has moved against you you will be required to deposit theamount of loss (notional) resulting from such movement This amount will have to be paid within a stipulated time framegenerally before commencement of trading on next day
46
B If you fail to deposit the additional amount by the deadline or if an outstanding debt occurs in your account the stock brokermay liquidate a part of or the whole position or substitute securities In this case you will be liable for any losses incurreddue to such close-outs
C Under certain market conditions an investor may find it difficult or impossible to execute transactions For example thissituation can occur due to factors such as illiquidity ie when there are insufficient bids or offers or suspension of trading dueto price limit or circuit breakers etc
D In order to maintain market stability the following steps may be adopted changes in the margin rate increases in the cashmargin rate or others These new measures may also be applied to the existing open interests In such conditions you willbe required to put up additional margins or reduce your positions
E You must ask your broker to provide the full details of derivatives contracts you plan to trade ie the contract specificationsand the associated obligations
22 Currency specific risks
1 The profit or loss in transactions in foreign currency-denominated contracts whether they are traded in your own oranother jurisdiction will be affected by fluctuations in currency rates where there is a need to convert from the currencydenomination of the contract to another currency
2 Under certain market conditions you may find it difficult or impossible to liquidate a position This can occur for examplewhen a currency is deregulated or fixed trading bands are widened
3 Currency prices are highly volatile Price movements for currencies are influenced by among other things changingsupply-demand relationships trade fiscal monetary exchange control programs and policies of governments foreignpolitical and economic events and policies changes in national and international interest rates and inflation currencydevaluation and sentiment of the market place None of these factors can be controlled by any individual advisor and noassurance can be given that an advisors advice will result in profitable trades for a participating customer or that acustomer will not incur losses from such events
23 Risk of Option holders
1 An option holder runs the risk of losing the entire amount paid for the option in a relatively short period of time This risk reflectsthe nature of an option as a wasting asset which becomes worthless when it expires An option holder who neither sells hisoption in the secondary market nor exercises it prior to its expiration will necessarily lose his entire investment in the option Ifthe price of the underlying does not change in the anticipated direction before the option expires to an extent sufficient to coverthe cost of the option the investor may lose all or a significant part of his investment in the option
2 The Exchanges may impose exercise restrictions and have absolute authority to restrict the exercise of options at certaintimes in specified circumstances
24 Risks of Option Writers
1 If the price movement of the underlying is not in the anticipated direction the option writer runs the risks of losing substantialamount
2 The risk of being an option writer may be reduced by the purchase of other options on the same underlying interest andthereby assuming a spread position or by acquiring other types of hedging positions in the options markets or othermarkets However even where the writer has assumed a spread or other hedging position the risks may still besignificant A spread position is not necessarily less risky than a simple long or short position
3 Transactions that involve buying and writing multiple options in combination or buying or writing options in combination withbuying or selling short the underlying interests present additional risks to investors Combination transactions such as optionspreads are more complex than buying or writing a single option And it should be further noted that as in any area of investinga complexity not well understood is in itself a risk factor While this is not to suggest that combination strategies should not beconsidered it is advisable as is the case with all investments in options to consult with someone who is experienced andknowledgeable with respect to the risks and potential rewards of combination transactions under various market circumstances
3 TRADING THROUGH WIRELESS TECHNOLOGY SMART ORDER ROUTING OR ANY OTHER TECHNOLOGYAny additional provisions defining the features risks responsibilities obligations and liabilities associated with securities trading throughwireless technology smart order routing or any other technology should be brought to the notice of the client by the stock broker
4 GENERAL
41 The term constituent shall mean and include a client a customer or an investor who deals with a stock broker for the purposeof acquiring andor selling of securities derivatives contracts through the mechanism provided by the Exchanges
42 The term stock broker shall mean and include a stock broker a broker or a stock broker who has been admitted as such bythe Exchanges and who holds a registration certificate from SEBI
47
M - IVGUIDANCE NOTE - DOS AND DONTS FOR TRADING ON THE EXCHANGE(S) FOR INVESTORS
BEFORE YOU BEGIN TO TRADE
1 Ensure that you deal with and through only SEBI registered intermediaries You may check their SEBI registration certificate numberfrom the list available on the Stock exchanges wwwexchangecom and SEBI website wwwsebigovin
2 Ensure that you fill the KYC form completely and strike off the blank fields in the KYC form
3 Ensure that you have read all the mandatory documents viz Rights and Obligations Risk Disclosure Document Policy andProcedure document of the stock broker
4 Ensure to read understand and then sign the voluntary clauses if any agreed between you and the stock broker Note that the clausesas agreed between you and the stock broker cannot be changed without your consent
5 Get a clear idea about all brokerage commissions fees and other charges levied by the broker on you for trading and the relevantprovisions guidelines specified by SEBIStock exchanges
6 Obtain a copy of all the documents executed by you from the stock broker free of charge
7 In case you wish to execute Power of Attorney (POA) in favour of the Stock broker authorizing it to operate your bank and demataccount please refer to the guidelines issued by SEBIExchanges in this regard
TRANSACTIONS AND SETTLEMENTS
8 The stock broker may issue electronic contract notes (ECN) if specifically authorized by you in writing You should provide your emailid to the stock broker for the same Dont opt for ECN if you are not familiar with computers
9 Dont share your internet trading accounts password with anyone
10 Dont make any payment in cash to the stock broker
11 Make the payments by account payee cheque in favour of the stock broker Dont issue cheques in the name of sub-broker Ensurethat you have a documentary proof of your paymentdeposit of securities with the stock broker stating date scrip quantity towardswhich bank demat account such money or securities deposited and from which bank demat account
12 Note that facility of Trade Verification is available on stock exchanges websites where details of trade as mentioned in the contract notemay be verified Where trade details on the website do not tally with the details mentioned in the contract note immediately get in touchwith the Investors Grievance Cell of the relevant Stock exchange
13 In case you have given specific authorization payout of funds or delivery of securities as the case may be may not be made to youwithin one working day from the receipt of payout from the Exchange Thus the stock broker may maintain a running account for yousubject to the following conditions
a) Such authorization from you shall be dated signed by you only and contains the clause that you may revoke the same at any time
b) The actual settlement of funds and securities shall be done by the stock broker at least once in a calendar quarter or monthdepending on your preference While settling the account the stock broker shall send to you a statement of accounts containingan extract from the client ledger for funds and an extract from the register of securities displaying all the receiptsdeliveries of fundsand securities The statement shall also explain the retention of funds and securities and the details of the pledged shares if any
c) On the date of settlement the stock broker may retain the requisite securitiesfunds towards outstanding obligations and may alsoretain the funds expected to be required to meet derivatives margin obligations for next 5 trading days calculated in the mannerspecified by the exchanges In respect of cash market transactions the stock broker may retain entire pay-in obligation of fundsand securities due from clients as on date of settlement and for next days business he may retain fundssecuritiesmargin to theextent of value of transactions executed on the day of such settlement in the cash market
d) You need to bring any dispute arising from the statement of account or settlement so made to the notice of the stock broker in writingpreferably within 7 (seven) working days from the date of receipt of fundssecurities or statement as the case may be In case ofdispute refer the matter in writing to the Investors Grievance Cell of the relevant Stock exchanges without delay
14 In case you have not opted for maintaining running account and pay-out of fundssecurities is not received on the next working day ofthe receipt of payout from the exchanges please refer the matter to the stock broker In case there is dispute ensure that you lodge acomplaint in writing immediately with the Investors Grievance Cell of the relevant Stock exchange
15 Please register your mobile number and email id with the stock broker to receive trade confirmation alerts details of the transactionsthrough SMS or email by the end of the trading day from the stock exchanges
48
IN CASE OF TERMINATION OF TRADING MEMBERSHIP
16 In case a stock broker surrenders his membership is expelled from membership or declared a defaulter Stock exchangesgives a public notice inviting claims relating to only the transactions executed on the trading system of Stock exchange fromthe investors Ensure that you lodge a claim with the relevant Stock exchanges within the stipulated period and with thesupporting documents
17 Familiarize yourself with the protection accorded to the money andor securities you may deposit with your stock brokerparticularly in the event of a default or the stock brokerrsquos insolvency or bankruptcy and the extent to which you may recoversuch money andor securities may be governed by the Bye-laws and Regulations of the relevant Stock exchange where thetrade was executed and the scheme of the Investorsrsquo Protection Fund in force from time to time
DISPUTES COMPLAINTS
18 Please note that the details of the arbitration proceedings penal action against the brokers and investor complaints against thestock brokers are displayed on the website of the relevant Stock exchange
19 In case your issueproblemgrievance is not being sorted out by concerned stock brokersub-broker then you may take up thematter with the concerned Stock exchange If you are not satisfied with the resolution of your complaint then you can escalatethe matter to SEBI
20 Note that all the stock brokersub-brokers have been mandated by SEBI to designate an e-mail ID of the grievance redressaldivisioncompliance officer exclusively for the purpose of registering complaints
INTRODUCTION DETAILS
Self introduction
Introduction by existing IDBI Bank Account holder (Document confirming mailing address in name of applicant to be provided)
Name
Cust ID Account No
I confirm that I am an account holder with IDBI Bank for over six months I confirm that I personally know the applicants detailed herein for ________years and confirm hisher identity and address
Signature of introducer Signature verified (for bank use)
Signature amp EIN No
PART I
Savings Account Current Account Suvidha Fixed Deposits (FD)
Firm name (for sole proprietorship) ACCOUNT IN THE NAME OF MINOR (Strike off if not applicable)
DETAILS OF APPLICANT
Welcome kit account
Please open my SoleOur JointSole Proprietorship Account at your Branch Sol
Please fill the form in CAPITAL LETTERS and BLACK INK only
I shall represent the minor in all future transaction of any description in the above account till the said minor attains majority I shall indemnify the bank against any claims of the above minor of any withdrawalstransactions made by me in hisher account
Bar Code
SBAOF PART I
Bar Code
We jointly agree and authorize IDBI Bank Limited to permit premature withdrawals of the Fixed Deposit by survivors in the event of death of the deposit holders before maturity
-1-
LINKING OF AADHAR NUMBER TO MY ACCOUNT (DECLARATION)
Declaration for Channel Services and International Debit cum ATM Card
IWe authorise IDBI Bank to issue an IDBI Bank Debit cum ATM Card to meus IWe acknowledge that the issue and usage of the card is governed by the terms and conditions as in force from time to time and agree to be bound by the same IWe accept that the terms and conditions are liable to be amended by IDBI Bank from time to time IWe further unconditionally and irrevocably authorise IDBI Bank to debit myour account with an amount equivalent to the annual fee and charges for use of the Debit cum ATM (wherever applicable amended as per the schedule of chargesfees) IWe hereby confirm that in case of Joint Accounts the operating instruction will not be jointly by all
IWe undertake to strictly utilise the card in accordance with the Exchange Control Regulations as laid down by Reserve Bank of India from time to time IWe confirm that the foreign exchange which will be used will be within the limits of the Basic Travel Quota as per Foreign Exchange Management Act 1999 IWe will adhere to guidelines which are issued by the Reserve Bank of India concerning the use of foreign exchange
IWe have read and understood the Terms and Conditions (a copy of which I am in possession of) also hosted at wwwidbicom governing the opening of an account with IDBI Bank and those relating to various channel services including but not limited to Debit cum ATM Cards Phone Banking Mobile Banking Internet Banking Bill Payment facility Account Alerts I accept and agree to be bound by the said Terms and Conditions including those excludinglimiting the Banks liability IWe authorize the applicant to access the accounts(s) via the channels selected and authorize IDBI Bank to link new accounts opened by the applicant to the channels selected
IWe understand that the Bank may at its absolute discretion discontinue any of the services completely or partially without any notice to meus I agree that the bank may debit my account for service charges as applicable from time to time (wherever applicable amended as per the schedule of chargesfees)
2nd Applicant
1st Applicant
3rd Applicant
4th Applicant
for
Name of Bank
Account Number Facility Amount
For Current Account purpose
Intimation of Address Change
DELIVERABLES
Primary Card
Add-on-Cards
Please Note
(Please submit Beneficial owner declaration attached)
-2-
SMS Alerts Hindi English
Branch Head Verification
No tax to be deducted- Form 15G15H enclosed
Name of the Branch HeadActing Branch Head
Company seal
(Please note this number till you get your customer ID)
Acknowledgment Date
Signature
For customer ID Creation onlyTo be processed on priority
We have complied with all the requirements of the KYC and AML policy KYC amp AML Master Circular of the Bank updated till now We have complied with all requirements Circularsinstructions issued by the Bank till date with regard to the proposed Product All Statutory Regulatory and Internal Guidelines issued up-to-date have been complied with regard to this AOFldquoI here by certify that all the necessary KYC documents have been obtainedverified by me I confirm that the documents are adequate to comply with KYC requirement of the Bank I hereby confirm that I have verified UN list of terrorist groups amp GOI advices amp bankrsquos guidelines amp confirm the applicants are not included in caution advicesblack list Based on this account may be opened
4
FOR CORPORATE PAYROLL ACCOUNT - To be filled for corporate salary accounts only (if applicable) -
Monthly (Discounted Basis)
MATURITYPAYMENT INSTRUCTIONS
Auto renew principal
Auto renew principal amp interest
Auto renew `
Auto renew for period
year(s) month(s) day(s)
Pay principal amp interest Pay principal
Renewal will be done at the then prevailing interest rate
By credit to 1st applicantrsquos operative account
By Payorder Demand Draft
-3-
Branch CopyApp Form No Customer CopyApp Form No
Name Name
Strike out if nominee is not a minor Where the deposit is made in the name of minor the nomination should be signed by a person lawfully entitled toact on behalf of the minor Thumb impression(s) shall be attested by two witnesses
Registration No (To be filled in by the bank)
Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules 1985 in respect of bank deposits
IWe
(Name) (Name)
Nominate the following person to whom in the event of myourminors death the amount of deposit in the account(s) particulars whereof are given below may
be returned by IDBI Bank Limited branch
Signature
Address
Date
Address
Account No Additional details if anyNature of Deposit
Address
Place
Signature
Address
Date Place
I do not wish to avail nomination facility
Witness(es)
Date of Birth (if nominee is minor)
As the nominee is a minor on this date IWe appoint ShriSmtKum
to receive the amount of the deposit in the account on behalf of the nominee in the event of myour
Name
Relationship with depositor (if any) Age (yrs)
Nominee Guardian (if nominee is minor) Father Mother Court Appointed Guardian Court Receiver Defacto Guard Others
Mailing Address
City State PIN Code
Country
Mailing Address
City State PIN Code
Country
Nominee
minorrsquos death during the minority of the nominee
Please Note- The Fixed Deposits created by way of Auto Sweep Out would carry the same Nomination as provided in the Linked SavingsCurrent Account
In the name of held with us
Please quote the Nomination Number in all your future
correspondence with us in this regard
-4-
1 No penalty for premature withdrawal on all the above deposits opened renewed with effect from 1st Jan 2011 In case the customer prefers to prematurely withdraw the deposit (FD booked before 1st Jan 2011) from the Bank the then prevailing penalty norms will be applicable
2 In case of premature withdrawal of deposits before 15 days by any category of depositors including senior citizen staff and retired staff the savings bank interest rate shall be applicable No interest is paid if the deposit is held for the tenure of below 7 days the minimum period for Term Deposits as per RBI guidelines
3 Interest payable on prematurely withdrawn deposits will be the contracted rate or the rate applicable for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit) whichever is lower The above interest payment clause on premature withdrawal of Term Deposits is applicable on all Fixed Deposits
4 The premature withdrawal allowed unless specified otherwise at the rate applicable for the period for which the deposit has run or the contracted rate whichever is lower subject to penalty if any prescribed by the Bank from time to time
5 Interest rates applied on Retail Term Deposit will be as per the prevailing rates of interest Discounted rate will be applied in case of monthly interest payouts Annual Interest Payout is calculated on Simple Interest basis
1 Current accounts are meant for customers who have to carry out business and or large number of transactions in the account every day 2 There are no restrictions on the number of transactions in current accounts3 No interest is paid on the balances in current accounts4 No minimum balance requirement5 Free Facilities would vary every month based on Monthly Average balance (MAB) maintained during the previouscurrent month
1 SB accounts may be opened for the purpose of savings and not for doing any business transactions The object of the savings bank account is to encourage private individuals to deposit their savings with the bank allowing them interest on the sums so deposited and at the same time permitting the facility of certain limited withdrawals on demand Hence firmscompanies are not allowed to open SB account Transactions of commercial nature are not permitted If the Bank at any stage finds that the Savings Bank Account is being used either for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable the Bank reserves the right to close such Savings Bank Account
2 A minimum balance shall always be maintained in the account Non-maintenance of minimum balance will attract charges as prescribed from time to time3 Applicable charge for closure of the account from time to time would be collected 4 Interest is calculated on the balance maintained in the SB account on daily balance method and credited to the account on last working day of every March and
September The rate of interest payable is subject to the directives that may be issued by RBI from time to time5 As per extant Reserve Bank of India (RBI) guidelines an account would be treated as inoperative dormant if there are no customer induced transactions in the account for
over a period of two years Operation in such inoperative accounts would be resumed restarted allowed after obtaining the revised KYC document as per the extant guidelines of the Bank
6 The Bank reserves the right to alter service charges for which the customer will be duly notified through Banks website andor branch notice board Any changes in the schedule of charges or the terms and conditions will be communicated to the customers 30 days in advance During the notice period the charges for facilities would be the same as applicable prior to the notice period
CURRENT ACCOUNT RULES
RETAIL TERM DEPOSIT RULES
Most Important Terms and Conditions (MITCs)
We submit that we have read and understood the definition of beneficial owner as per guidelines issued by Government of India (as given below) and hereby advise
that the following person entity is the beneficial owner of our entity We also provide the Identity details of the said beneficial owner for your records
DECLARATION OF BENEFICIAL OWNER IN THE CASE OF NON-PERSONAL ENTITIES (PROPRIETORSHIP ACCOUNT)
We hereby declare that the above information is true and request you to open our account as propose We also undertake to intimate you about any changes in the beneficial owner of our entity
Yours faithfully
----sd----
Name of Beneficial owner
Address
Phone Number
Proof for Identity of beneficial ownerAs per enclosure
Please obtain a copy of BCSBI Codes available with the Branch Also requested to retain a copy of Schedule of Facility (SOF) signed by you
-5-
IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
Toll Free Numbers reachable from any landlineMobile phones 1800-200-1947 1800-22-1070 Non- Toll Free Number 022-66937000
Visit us wwwidbicom
IDBI BANK OFFERS THE FOLLOWING PRODUCTS AND SERVICES
Savings Account
Flexi Current Account
Fixed amp Floating Term Deposits
Recurring Deposits
NRI Services
International Debit Card
Preferred Banking
Gift Card
WorldGlobal Currency Card
Magic Card
Capital Gains Account Scheme
Capital Market Products
Home Loan
Education Loan
Auto Loan
Loan Against Property
Home Loan Interest Saver
Locker Facility
Special Accounts for Kids YouthWomen Salaried Senior Citizen
CIN
- L
65190M
H2004G
OI1
48838
-6-
Name
Existing Customer ID
TO BE SEPARATELY FILLED BY EACH APPLICANT IN PART -II
Individual Proprietorship OthersStaff Ex-Staff EIN
MFO MSO(DDMMYYYY)
Marital Status Relationship withFirst Applicant
Motherrsquos Maiden Surname
PART II (PERSONAL DETAILS)
Transaction profile ie value of transactions likely to be routed through the account in a month quarter half year In case of new firm sales tax return of the
previous quarter or projected sales may be accepted lt`50000 lt`100000 lt`10 lakh lt`100 lakh gt`100 lakh
Signature
Service Business Line of BusinessIndustry (Pls provide detail)
RetiredSelf employed Housewife
Risk Level (Customer Profile) Basis of level categorization
Permanent Address
or orForm 60 Form 61 attached (Please )
Passport No Date of Issue Date of Expiry
Passport Details Aadhaar No
Firm name ( for sole proprietorship)
Please update above contact details address MobilePhone no email id etc
Only in new account For all account tagged under myour Cust ID
SBAOF PART II
Bar Code
Customer Constitution Male Female Proprietary Concern
-7-
2
TELL ME MORE
MY BANKING AND FINANCE
Loans
My Insurance
My credit cards
My other bankers
Gift Card
Tax Saving Investment
Office address City Pin
Type of Organisation Public Ltd Private Ltd Public Sector Proprietary
MY WORK LIFE
I like Traveling Vacationi n g Reading Partying SportsGames Eating out YogaMeditation Shopping
Performing Arts Photography Collection Fine Arts Others
The Vehicle I drive
MY LIFESTYLE
Indian Chinese Thai French Italian Mexican Home cooked foodMy favourite cuisine
Hills Coastal Cruise Religious trip Wild life Health Resorts Ancestral home My preferred vacation site
Personalities Literature History Inspirational Fiction OthersPreferred topics
Vocal Pop Remix Ghazals Western Traditional Religious My preferred music
Instrumental Others
BooksNewspapers I read Language in which I Prefer to read
I normally travel for Business Leisure Both
My favourite airline Within India Abroad
Date
Date
Name MF DOBMarital Status
(MS)Details of children
1) 2)
Present Portfolio Equity Markets Mutual Funds Property Bonds Bank FD Others
1) Issuer Name 2) Issuer Name
My car is insured by Due date for renewal
-8-
Bar Code
( FOR INDIVIDUALS)यो क लएडीमट खाता खोलन का फॉमDemat Account Opening Form
शाखा सोल ओबीएसटी कोडBranch Sol OBST Code
Documents are verified by दावजो का सापन िकसन िकया
Name of Officerअधकारी का नाम
Designation EINपदनाम ईआईएन
खाताधारक (को) का ववरण Details of Account holder(s)
यपहला धारक SoleFirst Holder
ए)A)
बीB एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क लए हालािक खाता नसगक क नाम स खोला जाएगा एचयएफ़ भागीदारी फ़म अपजीकत ास यो का सघ (एओपी) इािद क नाम एव पन का उख नीच िकया जाना चािहए For HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc although the account is opened in the name of the natural persons the name amp PAN of the HUF Association of Persons (AOP) Partnership Firm Unregistered Trust etc should be mentioned below
नाम Name पनPAN
आईडीबीआई बक लमटडपजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई ndash 400 005 IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
सीआईएन सा(सीआईएन)एल65190एमएच2004जीओआई148838 CIN Number (CIN)L65190MH2004GOI148838
D
सहभागी का नाम Participant Name - आईडीबीआई बक लमटड IDBI Bank Limitedडीपी आईडी आईएन
DP ID IN300450(सहभागी ारा भरा जाएTo be filled by Participant)
ाहकndashआईडीClient ndashID पता- सरज हाउस तीसरी मज़ल ॉट न 90 एमआईडीसी अधरी (पव)मबई -400 093
Address - Sarju House 3rd Floor Plot No 90 MIDC Andheri (East)Mumbai - 400 093
म हम आपस नलखत ववरणो क अनसार मर हमार नाम पर िडपॉजटरी खाता खोलन का अनरोध करता करती करत ह IWe request you to open a depository account in myour name as per the following details(कपया सभी ववरणो को साफ अरो म भरPlease fill all the details in CAPITAL LETTERS only)
िदनाक Date
एफF बक ववरण Bank detailsबक खात का कार Bank account type
अ (कपया उख कर) Others (Please specify)
बचत खाता Savings Account चाल खाता Current Account
बक खाता सा Bank Account Number
बक का नाम Bank Name
शाखा का पता Branch Address
नगर शहर गाव Citytownvillage
रा State
पन कोड PIN Code
दश Country
एमआईसीआर कोडMICR Code आईएफ़एससीIFSC
ईE
In case of NRIs Foreign Nationals
आरबीआई अनमोदन क तारीखRBI Approval date
आरबीआई अनमोदन सदभ सा RBI Approval Reference Number
अनवासी वदशी नागरक क ममल म
डीD वाषक आय क सीमा (िकसी एक को िटक कर) Income Range per annum (please tick any one)
`1 लाख स कम Below `1 lac `1-5 लाख `1-5 lac `5-10 लाख `5-10 lac `10-25 लाख `10-25 lac `25लाख स अधक More than ` 25lac
सकल वाषक आय का ववरण Gross Annual Income Details
साधारण नागरक Ordinary Resident
अहता ा वदशी नागरक Qualified Foreign Investor
िहद अवभ परवारHUF अवय Minor
अनवासी ndash अावतन ीय NRI-Repatriable
वदशी नागरक Foreign National
अ (कपया उख कर) Others (Please specify)
खातो का कार Type of account
अनवासी- गर अावतन ीय NRI-Non Repatriable
सीC
माजन Marginवतक Promoter
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
दसरा धारक Second Holder
नाम Name पनPAN
ावसायOccupation(कपया िकसी एक को िटक कर और स ववरण द please tick anyone and givebrief details)
नजी Private Sector कषक Agriculturist सावजनक Public Sector सवानवत Retired
सरकारी नौकरीGovt Service गिहणीHousewife कारोबारBusiness वाथStudent
पशवरProfessional अ (कपया उख कर)Others (Please specify)
तीसरा धारक Third Holder
शहरCityकाtownामvillage
9) अभभावक का सपक ववरणContact Details of Guardian
10) न ामती क साथ अभभावक का सबधRelationship of Guardian with nominee
7) अ भभावक का नाम(ीीमती)Name of Guardian (MrMs)
8) अभभावक का पताAddress of Guardian
पन कोडPIN Code
रा State दश Country
(नामती क अवय होन क मामल म in case of minor nominee)
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
6) जतथ (अवय क मामल म) Date of Birth (in case of minor nominee)
एचH ायी अनदश Standing Instructions
1 म हम आपको मर हमार खात म तः िडट ा क लए ाधकत करताकरती करत ह IWe authorise you to receive credits automatically into myour account
हा Yes नही No
हा Yes नही No2 मारनामा (पीओए) ारा खाता परचालत िकया जाएगा Account to be operated through Power of Attorney (PoA)
3एसएमएस अलटस सवधा SMS Alert facilityहा Yes नही No
हा Yes नही No
हा Yes नही No
1 यपहला धारक SoleFirst Holder
2 दसरा धारक Second Holder
3 तीसरा धारक Third Holder
4 खाता ववरण ा करन का मोड [िकसी एक को िटक कर] Mode of receiving Statement of Account [Tick any one]
भौतक प म Physical Form
इलॉ नक प म Electronic Form [नोट 4 को पढ़ और यह सनत कर िक कवाईसी आवदन फॉम म ईमल-आईडी िदया गया ह Read Note 4 and ensure that email ID is provided in KYC Application Form]
जीG यद लाग हो तो कपया टक कर Please tick if applicable राजनीत स जड़ (पीईपी) Politically Exposed Person (PEP)
राजनीतक स सबधत (पीईपी) Related to a Politically Exposed Person (PEP)
अभभावक का ववरण Guardian Details (जहा एकल धारक अवय होwhere sole holder is a minor)आयI [अवय क खात क लए दो कवाईसी फॉम अव फाइल िकए जान चािहए अथात एक अभभावक क लए और दसरा अवय क लए (अभभावक ारा हार िकया जाए)For account of a minor two KYC Application Forms must be lled ie one for the guardian and another for the minor (to be signed by guardian)]
अभभावक का नामGuardian Name
पनPAN अवय स अभभावक का सबधRelationship of guardian with minor
नामाकन का वकNomination OptionजJ
म हम नामाकन करना चाहता चाहती चाहत ह तथा एतदारा नलखत को नामािकत करता करती करत ह जसको मर हमारी म क पात सभी अधकार और या मर हमार ारा उ लाभाथ ामी खात क लए िडपॉजटरी क पास धारत तभतयो क भगतान स सबधत राश ा करन का अधकार होगाIWe wish to make a nomination and do hereby nominate the following person in whom all rights and or
amount payable in respect of securities held in the Depository by me us in the said beneciary owner account shall vest in the event of my our death
म हम नामाकन करना चाहता चाहती चाहत ह IWe wish to make a nomination म नामाकन नही करना चाहता चाहती चाहत ह IWe do not wish to make a nomination[नलखत ववरण क अनसारAs per details given below] [नलखत नामाकन ववरण को काट दStrike off the nomination details below]
नामाकन ववरणNomination Details
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
4) नामती का सपक ववरण Contact details of nominee
टली(का)Tel(Off)
फ नFax No
टली (घर) Tel(Res)
मोबाइल नMobile No
ईमल आईडीEmail ID
5) नामती क पहचान का ववरणNominee Identification details(क) स (च) तक म स िकसी एक को िटक कर और उसका ववरण दplease tick any one from (a) to (f) and provide details of the same)
b) नामती का पनPAN of nominee
c) नामती का आधार नAadhaar number of nominee
a) (I) फोटोाफ Photograph
d) नामती का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of nomineeif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
f) नामती क डीमट खात का ववरणDemat account details of nominee डीपी आईडीDP ID
ाहक आईडीClient ID
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
नामती का फोटो Photograph
of nominee(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
यद नामती अवय हो तो म स 6-11तक भर Sr Nos 6-11 should be filled only if nominee is a minor
1) नामती का नाम Name of the Nominee (MrMs)
2) आवदक क साथ सबध Relationship with the Applicant(यिद कोई हो if any)
3)न ामती का पता Address of Nominee
नामती क हार Signature of nominee
डबट ाधकार Debit Authorisation
म हम आपको इस डीमट खात क भार हत म र हमार चाल बचत खाता सा स डबट करन का ाधकार दता दती दत ह IWe authorize you to debit myour currentsavings Ac number towards the service charges for this demat account
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
घोषणा Declarationखात स सबधत िडपॉजटरी और िडपॉजटरीसहभागयो स सबधतलाग नयमो और वनयमो को हमन पढ़ लया ह और समझ लया ह तथा इस खात स सबधत समय-समय पर लाग नयमो क अधीन ह और इनक पालन क सहमत दत ह हम एतवारा यह घोषणा करत ह िक उपरो ववरण हमारी जानकारी एव वास म परी तरह स स एव सही ह तथा हम इसम िकसी कर का परवतन होन पर ताल इसक सचना दन का वचन दत ह यिद उपरोजानकारी गलत या अस या गमराहकरन वाली या गलत बयानी पाई जाती ह तो हम यह मालम ह िक इसक लए हम उरदायी ठहराए जाएग म हम दावज़ ldquoलाभाथ ामी और िडपॉजटरी सहभागी क अधकार और उरदायrdquo क त क पावती दता दती दत हThe rules and regulations of the Depository and Depository Participants pertaining to an account which are in force now have been read by us and we have understood the same and we agree
to abide by and to be bound by the rules as are in force from time to time for such accounts We hereby declare that the details furnished above are true and correct to the best of our knowledge
and belief and we undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting we are
aware that we may be held liable for it Iwe acknowledge the receipt of copy of the document ldquoRights and Obligations of the Benecial Owner and Depository Participantrdquo
ाधकत हारी Authorised Signatories (ाधकत हारयो क लए बोड सक को सल कर) Enclose a Board Resolution for Authorised Signatories)
य पहला धारकअभभावक SoleFirst HolderGuardian
धारक(को) का नामName(s) of holder(s) हार Signature(s)
दसरा धारक Second Holder
तीसरा धारक Third Holder
(य पहला धारक क अवय होन क मामल मIn case sole holder is minor)
b) अभभावक का पनPAN of Guardian
c) अभभावक का आधार नAadhaar number of Guardian
a) (I) फोटोाफ Photograph
d) अभभावक का बचत खाता सा यिद उसी सहभागी क पास हो तो Savings bank account number of Guardianif maintained with the same Participant
e) िकसी पहचान माण दावज़ क कोई तCopy of any proof of identity document
f) अभभावक क डीमट खात का ववरणDemat account details of Guardian डीपी आईडीDP ID
ाहक आईडीClient ID
डीपी आईडीDP ID
ाहक आईडीClient ID
अभभावक का फोटो Photograph of Guardian
(फोटो पर नामती क आरपार हार Signature of
nominee across photograph)
(II) हार Signature
(सापन क लए मल त भी साथ म होनी चािहए या दावज़ सापन क लए अधकत इकाई स सापत होना चािहए जसा क अनबध जबी म िदया गया ह Accompanied by original for verication or duly attested by any entity authorized for attestingthe documents as provided in Annexure JB)
अभभावक क हारSignature of Guardian
11) अभभावक क पहचान का ववरण (कपया (क)स (च) तक म स िकसी एक को टक कर और उसका ववरण द)Guardian Identification details (please tick any one from (a) to (f) and provide details of the same)
1 सभी पाचार कवल य पहल धारक क पत पर भज जाएग All communication shall be sent at the address of the SoleFirst holder only
2 अग ठ का नशान और अ जी या िहदी या भारतीय सवधान क आठवी अनसची म शामल भाषाओ को छोड़कर अ िकसी भाषा म िकए गए हार मजट या सरकारी नोटरी या वशष कायपालक मजट स अनमाणत होन चािहए Thumb impressions and thsignatures other than English or Hindi or any of the other language not contained in the 8 Schedule of the Constitution of India must be attested by a Magistrate or a Notary Public
or a Special Executive Magistrate3 नामाकन स सबधत अनदश नलखत ह Instructions related to nomination are as below
I नामाकन कवल उी यो का िकया जा सकता ह जो य अपनी ओर स एकल खात या सय खात क लाभाथ ामी हो सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत गर- वयक नामाकन नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम पर सभी सय खाताधारको क हार होग The nomination can be made only by individuals holding beneciary owner accounts on their own behalf singly or
jointly Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot nominate If the account is held jointly all joint holders will sign the nomination form
II अवय को भी नामत िकया जा सकता ह ऐस मामलो म लाभाथ ामी ारा अवय क अभभावक का नाम और पता उपल कराया जाएगा A minor can be nominated In that event the name and address of the Guardian of the
minor nominee shall be provided by the benecial owner III ास सोसायटी कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक नामती नही हो सकत ह समय-समय पर लाग वनमय नयण क अधीन अनवासी भारतीय भी नामती हो सकत ह The Nominee shall not be a trust
society body corporate partnership rm karta of Hindu Undivided Family or a power of Attorney holder A non-resident Indian can be a Nominee subject to the exchange controls in force from time to time
IV लाभाथ ामी का खाता बद होन पर लाभाथ ामी स सबधत नामाकन को भी र माना जाएगा इसी तरह तभत क अत रण होन पर तभत स सबधत नामाकन को भी र माना जाएगा Nomination in respect of the beneciary owner account
stands rescinded upon closure of the beneciary owner account Similarly the nomination in respect of the securities shall stand terminated upon transfer of the securities V िडपॉजटरी और भागीदार ारा काननी वारस क नामती क प म तभतयो का अतरण वध प स िकया जाएगा Transfer of securities in favour of a Nominee shall be valid discharge by the depository and the Participant
against the legal heir VI नामाकन को कवल उसी लाभाथ ामी ारा र िकया जाएगा जसन य अपनी ओर स एकल खात या सय खात क लाभाथ ामी क प म मल नामाकन िकया था सोसाइटी ास कॉरपोरट नकाय भागीदारी फ़म िहद अवभाजत परवार क कता या मारनामा धारक सिहत
गर- वयक नामाकन र नही कर सकत ह यिद खाता सय प स धारत ह तो नामाकन फॉम को र करन हत सभी सय खाता धारको क हार होग The cancellation of nomination can be made by individuals only holding
beneciary owner accounts on their own behalf singly or jointly by the same persons who made the original nomination Non- individuals including society trust body corporate partnership rm karta of Hindu Undivided Family holder of power of attorney cannot cancel the nomination If the beneciary owner account is held jointly all joint holders will sign the cancellation form
VII नामाकन क र होन पर नामाकन को र माना जाएगा तथा नामती क प म तभतयो क अत रण क लए िडपॉजटरी बाकारी नही होगा On cancellation of the nomination the nomination shall stand rescinded and the
depository shall not be under any obligation to transfer the securities in favour of the Nominee4 इलॉ नक प म खाता ववरण ा करन क लएFor receiving Statement of Account in electronic form
I ाहक को ईमल एकाउट क पासवड क गोपनीयता अव सनत करनी चािहए Client must ensure the condentiality of the password of the email account
II ईमल पता म परवतन होन पर ाहक को सहभागी को तर त सचना दनी चािहएClient must promptly inform the Participant if the email address has changed
III ाहक 10 िदन क पव सचना दकर इस सवधा को बद करवा सकता ह इसी तरह सहभागी भी 10 िदन क पव सचना दकर इस सवधा को बद कर सकता ह Client may opt to terminate this facility by giving 10 days prior noticeSimilarly
Participant may also terminate this facility by giving 10 days prior notice 5 जो लाग न हो उस काट द Strike off whichever is not applicable
नोट Notes
तीसर धारक क हार
Signature of 3rd holderखाता भारीपहल धारक क हार
Signature of 1st holder in charge Acदसर धारक क हार
Signature of 2nd holder
डीमट सवाए और भारो क अनसची Demat Services and Charges Schedule
सवाए Servicesनयमत
Regularफ़ड ाहक
Preferred Clientsआरएसडओएम
RSWOM
अधकतम Maximum(जहा लाग हो where
applicable)
नतम Minimum(जहा लाग होwhere
applicable)खाता जस णी क अत गत खोला जाएगा उस पर िटक लगाए Tick ( ) against the category under which the Ac will be opened4
खाता खोलना (आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for IDBI saving amp current account holders)
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
नःश Free नःश Free नःश Free
खाता खोलना (गर आईडीबीआई बचत एव चाल खाता धारको क लए) Account Opening (for Non IDBI saving amp current account holders)
गर-आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for Non-IDBI Sb Current Ac Holders
आईडीबीआई बचत चाल खाता धारको क लए खाता परचालन भार Account Maintenance for IDBI Sb Current Ac Holders
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free
नःश Free नःश Free नःश Free
माक टइटी खरीद लन-दन Market Equity Buy Transactions
लन-दन Transactions
इटी लखतो को डीमट करनाDematerialisation of Equity Instruments
ऋण लखतो को डीमट करना Dematerialisation of Debt Instruments
तभतयो का पनमतकरण Rematerialisation of Securities
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
Rs40- त माणप और डाक खचper certicate
plus postage
Rs- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
5- त माणप और डाक खचper certicate
plus postage
क सौ तभतयो क लए 20 या उसक बाद उसक भाग म या त माणप 20 का सीधा श जो भी अधक होRs 20 for every hundred securities or part thereof or Flat fee of Rs 20 per certicate whichever is higher
माक ट ऋण खरीद लन-दन Market Debt Buy Transactions
माक टइटी वय लन-दन Market Equity Sell Transactions
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs30- त पper scrip
Rs50- त पper scrip
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
004 बाज़ार म का004 of market value
001 बाज़ार म का001 of market value
004 बाज़ार म का004 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
Rs500- त पper scrip
माक ट ऋण वय लन-दनMarket Debt Sell Transactions
ऑफ माक ट इटी खरीद लन-दन Off Market Equity Buy Transaction
ऑफ माक ट ऋण खरीद लनदन Off Market Debt Buy Transaction
ऑफ माक ट इटी वय लनदन Off Market Equity Sell Transaction
ऑफ माक ट ऋण वय लनदन Off Market Debt Sell Transaction
वलब अनदश श ारभक भगतानLate instruction Fee payable upfront
इटरndashिडपॉजटरी अत रण (य) Inter-Depository Transfer (Buy)
इटरndashिडपॉजटरी अत रण (वय) Inter-Depository Transfer (Sell)
ीज़ Freeze
डी-ीज़ De-Freeze
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
100- त अनदश Rs100- per instruction
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
0025 बाज़ार म का0025 of market value
0025 बाज़ार म का0025 of market value
005 बाज़ार म का005 of market value
005 बाज़ार म का005 of market value
015 बाज़ार म का015 of market value
010 बाज़ार म का010 of market value
015 बाज़ार म का015 of market value
गरवी Pledge
गरवी सजन करना Pledge Creation
गरवी लाग करना Pledge Invocation
गरवी समापन करनाPledge Closure
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs25- त लनदनper transaction
Rs2500- वpa
Rs200- वpa Rs200- वpa Rs200- वpa
लाग नहीNA लाग नहीNA
ववरण Statements
डाक ारा तमाही ववरण Quarterly statement by post
डाक ारा मासक ववरण Monthly statement by post (यिद इस अवध क दौरान लन-दन हो तो) only if transactions take place during the period)
ईमल ारा मासक ववरण Monthly statement by email
अनरोध पर ववरण आईवीआर पर On request statement on IVR
आईवीआर पर दज अनरोध क लए ईमल ारा ववरण On request statement by email for requests logged over IVR
शाखा म अनरोध पर ववरण On request statement at the branch
अनरोध पर डाक ारा ववरण On request statement by post (भारत स बाहर क पत पर address outside India)
वकक मासक होग ववरण Optional monthly Holding Statement (खाता खोलन वाल महीन म अम भगतान और उसक बाद वाषक आधार पर क वष Payable in advance in the month of account opening and on anniversary basis every year thereafter)
Rs900- कeach Rs900- कeach Rs900- कeach
Rs25- कeach Rs25- कeach Rs25- कeach
नोट Noteसवा कर यथा लाग (कर ाधकरण ारा समय-समय पर जारी परवतन ो क अधीन)Service Tax as applicable subject to change as prescribed by Tax Authorities from time to time)
आईडीबीआई बक बचत चाल खाता धारको को सवा भारो क वसली क लए ायी अनदश अव दान िकए जान चािहए IDBI Bank SBCurrent Ac holders must provide Standing Instuctions for recovery of the service charges
भारो क गणना क लए लन-दन धारता का बाज़ार म एनएसडीएल कोस फ़ाइल क अनप होगाFor calculation of charges market value of transactionholding will be as per NSDL procele
अतरण क लए सभी अनदश बक क सबधत शाखाओ म नादन स एक िदन पहल 4 बज अपराहन स पहल अव ा िकए जाए उपरो समयसीमा क बाद ा अनदशो को कवल ाहक क अपन जोखम क आधार पर ही ा िकया जाएगा All instructions for transfer must be received at
respective branches of the Bank one day before the date of execution not later than 4 pm of the previous day Instructions received afer the above dedline will be acceptabed only at clients risk
सवा भारो क लए मासक आधार पर बल जारी िकया जाएगा उपरो उत भार सचीब सवाओ क लए ह उ सची म यिद कोई सवा नही शामल ह तो उसक लए लए बक क नीत अनसार अलग स भार लया जाएगाBills for service charges will be raised monthly Charges quoted above are fot the services listed Any services not listed above will be charged separately as per Banks policy
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
Rs450- वpa
वार नागरक-Rs350- वpa
(Rs450- वpaईमल ारा मासक ववरण लनवाल खाता धारको क लयfor customers receiving statements by e-mail)
वर नागरकSenior Citizen
सामा खड General Clause1लाभाथ ामी और िडपॉजटरी सहभागी (डीपी) िडपॉजटरी अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयम 1996 भारतीय तभत एव वनमय बोड (सबी) क नयमो और वनयमो उनक अधीन जारी िकए गए परपोअधसचनाओिदशानदशो िडपॉजटरीज क ारा जारी
उप-वधया और कारोबार नयमपरचालन अनदश और सरकारी ाधकरणो क ासगक अधसचनाओ स आब होग जसा िक समय-समय पर लाग होगाThe Benecial Owner and the Depository participant (DP) shall be bound by the provisions of the Depositories Act 1996 SEBI (Depositories and
Participants) Regulations 1996 Rules and Regulations of Securities and Exchange Board of India (SEBI) CircularsNoticationsGuidelines issued there under Bye Laws and Business
RulesOperating Instructions issued by the Depositories and relevant notications of Government Authorities as may be in force from time to time 2समय-समय पर सबी ारा नधा रत क अनसार भर ए खाता खोलन क फॉम कवाईसी और सहायक दावज़ क ा क बाद ही डीपी िकसी लाभाथ ामी(यो) क डीमट खात िडपॉजटरी णाली म खोलग सिय करग
The DP shall openactivate demat account of a benecial owner in the depository system only after receipt of complete Account opening form KYC and supporting documents as specied
by SEBI from time to time लाभाथ ामी क जानकारी Beneficial Owner information
3डीपी लाभाथ ामी(यो) क सभी ववरण जस िक खाता खोलन क फॉम म उखत उनक ारा त िकए गए सहायक दावजो औरया लाभाथ ामी क गोपनीयता स सबधत जानकारी अपन पास रखगा और उसका कटन िकसी को नही करगा बशत इस सबध म िकसी सावधक वधक या वनयामक ाधकारी ारा अपत न हो
The DP shall maintain all the details of the benecial owner(s) as mentioned in the account opening form supporting documents submitted by them andor any other information pertaining to the benecial owner condentially and shall not disclose the same to any person except as required by any statutory legal or regulatory authority in this regard
4डीमट खात खोलन क दौरान या समय-समय पर डीपी को त िकए गए खाता खोलन क फॉम म िदए गए ववरण म कोई परवतन होन पर लाभाथ ामी ताल डीपी को लखत म अधसचत कर The Benecial Owner shall immediately notify the DP in writing if there is any change in details provided in the account opening form as submitted to the DP at the time of opening the
demat account or furnished to the DP from time to timeशभारटरफ FeesChargesTariff
5लाभाथ ामी तभतयो क धारण और अत रण डीमटरयलाइज प म करन और उ स िडपॉजटरी सवाए ा करन क डीपी ारा उपल कराई गई टरफ शीट म नधा रत क अनसार डीपी तथा लाभाथ ामी क बीच समय-समय पर िकए गए करार क अत गत लाभाथ ामी ऐस सभी भारो का भगतान डीपी को करग लाभाथ ामी को यह सचत िकया जाता ह िक ldquoडीमट खात खोलन क लए कोई भार दय नही हrdquoThe Benecial Owner shall pay such charges to the DP for the purpose of holding and transfer of securities in dematerialized form and for availing depository services as may be agreed to from time to time between the DP and the Benecial Owner as set out in the Tariff Sheet provided by the DP It may be informed to the Benecial Owner that no charges are payable for opening of demat accountsrdquo
6बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी िकए गए ासगक परपोिदशानदशोअधसचनाओ क अधीन नधा रत भार सरचना का अनपालन करगIn case of Basic Services Demat Accounts the DP shall adhere to the charge structure as laid down under the relevant SEBI andor Depository circularsdirectionsnotications issued from time to time
7डीपी नधा रत िकए गए भारोटरफ म कोई व नही करग जब तक इस सबध म लाभाथ ामी को कम स कम 30 िदन पहल लखत म एक नोिटस न िदया गया होThe DP shall not increase any chargestariff agreed upon unless it has given a notice in writing of not less than thirty days to the Benecial Owner regarding the same
डीमटरयलाइजशन Dematerialization8लाभाथ ामी को उन तभतयो को ा करन का अधकार होगा जो िडपॉजटरीज ारा नधा रत उप-वधपरचालन अनदशकारोबार नयमो क अत गत
नधा रत हो िडपॉजटरीज पर मा हो प एव णाली म डीमटरयलाइज होThe Benecial Owner shall have the right to get the securities which have been admitted on the Depositories dematerialized in the form and manner laid down under the Bye Laws
Business Rules and Operating Instructions of the depositories अलग खात Separate Accounts9डीपी क लाभाथ ामी क नाम म अलग खात खोलग और क लाभाथ ामी क तभतयो को अलग िकया जाएगा तथा अ लाभाथ ामी क तभतयो औरया डीपी क अपनी तभतयो क साथ मत नही िकया जाएगाडीमटरयलाइज प म
The DP shall open separate accounts in the name of each of the benecial owners and securities of each benecial owner shall be segregated and shall not be mixed up with the securities of other benecial owners andor DPs own securities held in dematerialized form
10डीपी लाभाथ ामी को ऐसी तभतयो क सण प स या एकल प म सजन या गरवी औरया बधक या अ कोई िहत या ऋण-भार क अनमत दान नही करगा जो िडपॉजटरीज अधनयम 1996 सबी (िडपॉजटरीज और सहभागी) वनयमन 1996 और िडपॉजटरीज क उप-वधपरचालन The DP shall not facilitate the Benecial Owner to create or permit any pledge and or hypothecation or any other interest or encumbrance over all or any of such securities submitted for dematerialization andor held in demat account except in the form and manner prescribed in the Depositories Act 1996 SEBI (अनदशकारोबार नयमो क अनसार नधा रत प एव णाली क अतर क लए त औरया डीमट खात म धारत ह )डीमटरयलाइजशन(Depositories and Participants) Regulations 1996 and Bye-LawsOperating InstructionsBusiness Rules of the Depositories)
तभतयो का अतरण Transfer of Securities
11लाभाथ ामी ारा यथावध ाधकत िकसी आदश अनदश नदश या अधदश क आधार पर ही डीपी लाभाथ ामी क डीमट खातो म और ारा अत रण को सप करगThe DP shall effect transfer to and from the demat accounts of the Benecial Owner only on the basis of an order instruction direction or mandate duly authorized by the Benecial Owner and the DP shall maintain the original documents and the audit trail of such authorizations
12लाभाथ ामी क पास अपन डीमट खात म तभतयो को जमा करन क सबध म ायी अनदश दन का अधकार सरत ह और डीपी ऐस अनदशो क अनसार कारवाई करगThe Benecial Owner reserves the right to give standing instructions with regard to the crediting of securities in his demat account and the DP shall act according to such instructions
खाता ववरण Statement of account
13लाभाथ ामी क साथ तय िकए गए प एव णाली तथा समय क अनसार और इस सबध म सबी लाभाथ ामी को खातो क ववरण उपल कराएगिडपॉजटरी ारा नधा रत क अनसार The DP shall provide statements of accounts to the benecial owner in such form and manner and at such time as agreed with the Benecial Owner and as specied by SEBIdepository in this regard
14तथाप यिद डीमट खात म कोई लनदन नही आ ह या यिद वष क दौरान शष राश श हो गई तो डीपी को वाषक धारता क कागजी ववरणी ऐस बीओ को भजनी चािहए और जब भी खात म कोई लनदन होत ह तब लनदन क ववरण भज जाएगHowever if there is no transaction in the demat account or if the balance has become Nil during the year the DP shall send one physical statement of holding annually to such BOs and shall resume sending the transaction statement as and when there is a transaction in the account
15डीपी इलो नक प म डीमट खातो क ववरण जारी करन क सवाए दान कर सकत ह बशत लाभाथ ामी इसक लए इक हो डीपी सचना ौोगक अधनयम 2000 क अधीन नयमो स शासत क अनसार अपन िडजटल हार सिहत डीमट खातो क ववरण लाभाथ ामी को त करग तथाप यिद डीपी क पास डीमट खात का ववरण इलो नक मोड म त करन क सवधा नही ह तब सहभागी डीमट खातो क ववरण को कागजी प म अषत करगThe DP may provide the services of issuing the statement of demat accounts in an electronic mode if the Benecial Owner so desires The DP will furnish to the Benecial Owner the statement of demat accounts under its digital signature as governed under the Information Technology Act 2000 However if the DP does not have the facility of providing the statement of demat account in the electronic mode then the Participant shall be obliged to forward the statement of demat accounts in physical form
16बसक सवस डीमट खातो क मामल म डीपी सबी औरया िडपॉजटरी ारा समय-समय पर जारी अधदश क अनसार लनदनो क ववरण भजग In case of Basic Services Demat Accounts the DP shall send the transaction statements as mandated by SEBI andor Depository from time to time
सबी और डपॉजटरी ारा नधारत क अनसार लाभाथ ामी और डपॉजटरी सहभागी क अधकार एव सीमाएRights and Obligations of Beneficial Owner and Depository Participant as prescribed by SEBI and Depositories
घोषणापAcknowledgementआईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
Received the application from MrMs as the solerst holder alongwith
and as
ी सी स यपहल धारक होन क नात और ीसी
व ी सी स मशः दसर एव तीसर धारक होन क नात
िडपॉजटरी खाता खोलन का आवदन फॉम ा िकया कपया भव क अपन सभी पाचारो म आपको आबिटतडीपी आईडी एव ाहक आईडी (समाशोधन सद क मामल म सीएम-बीपी-आईडी) का उख कर
िदनाक Dateसहभागी क ाप व हारParticipant Stamp amp Signature
Members) in all your future correspondencethe second and third holders respectively for opening of a depository account Please quote the DP ID ampClient ID allotted to you (CM-BP-ID in case of Clearing
डीमट खात को बद करन क िया Manner of Closure of Demat account
17पी क पास लाभाथ ामी क डीमट खात कारण चाह कोई भी हो को बद करन का अधकार होगा बशत डीपी न लाभाथ ामी क साथ-साथ िडपॉजटरी को 30 िदन स कम समय क अद र लखत सचना दी हो उसी कार लाभाथ ामी को डीपी क पास धारत अपना डीमट खाता बद करन का अधकार होगा बशत उसक ारा डीपी को कोई भी बकाया भार दय न हो ऐसी त म लाभाथ ामी यह वशष प स उख करग िक उनक डीमट खात क शष राश लाभाथ ामी क िकसी अ डीपी क पास धारत अ डीमट खात म अत रत क गई ह या धारत तभत शष को पनः कागजी प म श करना हThe DP shall have the right to close the demat account of the Benecial Owner for any reasons whatsoever provided the DP has given a notice in writing of not less than thirty days to the Benecial Owner as well as to the Depository Similarly the Benecial Owner shall have the right to close hisher demat account held with the DP provided no charges are payable by himher to the DP In such an event the Benecial Owner shall specify whether the balances in their demat account should be transferred to another demat account of the Benecial Owner held with another DP or to rematerialize the security balances held
18लाभाथ ामी क अनदश क आधार पर डीपी ऐसी तभत शषराश क अत रण या इ कागजी प दन क िया िडपॉजटरी ारा समय-समय पर नधा रत िया क अनसार तीस िदनो क अद र श करग बशत िक इसक अतर डीमट खात को बद करना लाभाथ ामी या डीपी दोनो क अधकारो दयताओ और दायो को भावत नही करगा और इन पो को उनक सतोषजनक समापन तक जोड़ रखन हत जारी रहग ाBased on the instructions of the Benecial Owner the DP shall initiate the procedure for transferring such security balances or rematerialize such security balances within a period of thirty days as per procedure specied from time to time by the depository Provided further closure of demat account shall not affect the rights liabilities and obligations of either the Benecial Owner or the DP and shall continue to bind the parties to their satisfactory completion
भारो क भगतान म चक Default in payment of charges
19खड 5 एव 6 म उखत िकसी राश क माग क तारीख स तीस िदनो क अवध क भीतर भगतान म लाभाथ ामी ारा ई चक क मामल म डीपी क अधकार पर तकल भाव डाल बना लाभाथ ामी क डीमट खात को बद करन क लए डीपी ऐसी चक क अवध क लए िडपॉजटरी ारा समय-समय पर नधा रत ाज दर पर भार लगा सकता हIn event of Benecial Owner committing a default in the payment of any amount provided in Clause 5 amp 6 within a period of thirty days from the date of demand without prejudice to the right of the DP to close the demat account of the Benecial Owner the DP may charge interest at a rate as specied by the Depository from time to time for the period of such default
20लाभाथ ामी ारा उपय खड 5 एव 6 म उखत िकसी राश क भगतान म असफल रहन पर लाभाथ ामी को दो िदन का नोिटस दन क बाद डीपी क पास लाभाथ ामी क अनदशो क ोससग को उस समय तक रोकन का अधकार होगा जब तक वह ाज सिहत भगतान यिद कोई हो न कर द In case the Benecial Owner has failed to make the payment of any of the amounts as provided in Clause 5amp6 specied above the DP after giving two days notice to the Benecial Owner shall have the right to stop processing of instructions of the Benecial Owner till such time he makes the payment along with interest if any
डपॉजटरी क दयता Liability of the Depository
21 As per Section 16 of Depositories Act 1996 िडपॉजटरी अधनयम 1996 क धारा 16 क अनसार1उस समय लाग िकसी अ नयम क ावधानो पर तकल भाव डाल बना िडपॉजटरी या सहभागी क असावधानी क कारण लाभाथ ामी को ए िकसी भी नकसान क तपत िडपॉजटरी करग
Without prejudice to the provisions of any other law for the time being in force any loss caused to the benecial owner due to the negligence of the depository or the participant the depository shall indemnify such benecial owner
2यिद उपय खड (1) क अधीन सहभागी क असावधानी क कारण ए इस नकसान क तपत िडपॉजटरी ारा क गई हो तो िडपॉजटरी क पास ऐस सहभागी स उ राश को वसल करन का अधकार होगा Where the loss due to the negligence of the participant under Clause (1) above is indemnied by the depository the depository shall have the right to recover the same from such participant
खातो क ीजग डीीजग Freezing Defreezing of accounts
22उप वधयो और कारोबार नयमोपरचालन अनदशो क अत गत नधा रत िया क अनसार और अवरोधो क अधीन लाभाथ ामी डीपी क पास सचालत अपन डीमट खात पर रोक लगानरोक हटान क अधकार का योग कर सकत हThe Benecial Owner may exercise the right to freezedefreeze hisher demat account maintained with the DP in accordance with the procedure and subject to the restrictions laid down under the Bye Laws and Business RulesOperating Instructions
23डीपी या िडपॉजटरी क पास िकसी वनयामक या ायालय या अ सावधक ाधकरण स अनदशो क ा होन पर लाभाथ ामी क खातो पर रोक लगानरोक हटान का अधकार होगाThe DP or the Depository shall have the right to freezedefreeze the accounts of the Benecial Owners on receipt of instructions received from any regulator or court or any statutory authority
नवशक शकायतो का नवारण Redressal of Investor grievance
24डीपी शकायत क ा क तारीख स तीस िदनो क अवध क अद र लाभाथ ामी क डीपी क व िकए गए सभी शकायतो का नवारण करगThe DP shall redress all grievances of the Benecial Owner against the DP within a period of thirty days from the date of receipt of the complaint
ाधकत तनध Authorized representative
25यिद लाभाथ ामी कॉरपोरट नकाय या वधक नकाय ह तब वह खाता खोलन क फॉम क साथ-साथ इनक ारा अधकत उन अधकारयो क सची डीपी को त करग जो तभागी क साथ इनक ओर स तनध और सपक करग उसक बाद ऐसी सची म जोड़ घटाव या बदलाव सिहत िकसी परवतन क सचना सहभागी को दी जाएगीIf the Benecial Owner is a body corporate or a legal entity it shall along with the account opening form furnish to the DP a list of ofcials authorized by it who shall represent and interact on its behalf with the Participant Any change in such list including additions deletions or alterations thereto shall be forthwith communicated to the Participant
वध और ाधकारता Law and Jurisdiction
26इस दावज़ म नद वशष अधकारो क अतर डीपी और लाभाथ ामी उन सभी अ अधकारो क योग क हकदार होग जो सबधत िडपॉजटरी क नयमो उप-वधयो और वनयमनो क अधीन ह जसम डीमट खात खोल गए ह या सबी क नयमो और वनयमो क अत गत उ ा ह जनक अधीन परप नोिटस जारी िकए गए ह
In addition to the specic rights set out in this document the DP and the Benecial owner shall be entitled to exercise any other rights which the DP or the
Benecial Owner may have under the Rules Bye Laws and Regulations of the respective Depository in which the demat account is opened and circularsnotices issued there under or Rules
and Regulations of SEBI
27इस दावज़ क ावधान हमशा सरकारी अधसचना सबी ारा जारी िकसी नयम वनयम िदशानदश और परपो नोिटसो और सबधत िडपॉजटरी जहा लाभाथ ामी अपना खाता सचालत करत ह क समय-समय पर लाग नयमो वनयमो और उपवध स आब होगThe provisions of this document shall always be subject to Government notication any rules regulations guidelines and circulars notices issued by SEBI and Rules Regulations and Bye-laws of the relevant Depository where the Benecial Owner maintains his her account that may be in force from time to time
28लाभाथ ामी और डीपी िडपॉजटरी क उपवध क अधीन नधा रत ववाचन और सलह क िया स आब होग और ऐसी िया डीपी और लाभाथ ामी क बीच िकसी भी ववाद पर लाग होगThe Benecial Owner and the DP shall abide by the arbitration and conciliation procedure prescribed under the Bye-laws of the depository and that such procedure shall be applicable to any disputes between the DP and the Benecial Owner
29इस दावज़ म य श और अभया लिकन जो यहा परभाषत नही ह व जब तक सदभ अथा अपत न हो वही अथ लगाया जाए जो िडपॉजटरी और या सबी क अधीन जारी नयमो उपवधयो और वनयमो और परपोनोिटसो म नधा रत िकए गए हWords and expressions which are used in this document but which are not dened herein shall unless the context otherwise requires have the same meanings as assigned thereto in the Rules Bye-laws and Regulations and circularsnotices issued there under by the depository and or SEBI
30सबी िडपॉजटरीज ारा नधा रत अधकार और सीमाओ म कोई परवतन ाहक क जानकारी म ताल लाया जाएAny changes in the rights and obligations which are specied by SEBIDepositories shall also be brought to the notice of the clients at once
31सबी क नयमो और वनयमो म बदलाव क कारण यिद पाटयो क अधकार और सीमाओ म परवतन होता होता ह तो ऐस परवतन ो म इस दावज़ म उखत पाटयो क अधकारो और सीमाओ क परवतन ो म शामल िकया जाना अपत ह If the rights and obligations of the parties hereto are altered by virtue of change in Rules and regulations of SEBI or Bye-laws Rules and Regulations of the relevant Depository where the
Benecial Owner maintains hisher account such changes shall be deemed to have been incorporated herein in modication of the rights and obligations of the parties mentioned in this
document
आईडीबीआई बक लमटड पजीकत कायालय आईडीबीआई टॉवर डट ीसी कॉ कफ़ परड मबई- 400 005IDBI Bank Limited Regd Office IDBI Tower WTC Complex Cuffe Parade Mumbai ndash 400 005
तीसर धारक क हार
Signature of 3rd holder
खाता भारीपहल धारक क हारSignature of 1st holder in charge Ac
दसर धारक क हारSignature of 2nd holder
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अपन ाहक को जानए (कवाईसी) आवदन प KNOW YOUR CLIENT (KYC) APPLICATION FORM
(वयक क लए For Individuals)
आईडीबीआई बक लमटड सरज हाउस तीसरी मजल ॉट न 90 एमआईडीसी अधरी (पव) मबई -400 093 IDBI Bank Limited Sarju House 3rd Floor Plot No 90 MIDC Andheri (East) Mumbai - 400 093
डीपी आईडी DP ID ndash आईएन IN300450
कपया फॉम को अजी म और शो म भर Please fill this form in ENGLISH and in BLOCK LETTERS
फोटो Photograph
कपया हाल क पासपोट आकार का फोटो लगाए और उसक आर-पार हार कर Please afx the recent
passport size photograph and sign across it
आवदक का नाम Name of the Applicant1
पतापत का नाम FathersHusbands Name2
5
1
3
आवासीयपाचार का पताRes idence Correspondence Address
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
2
सपक ववरण Contact Details
टली(का)Tel(Off) टली (घर) Tel(Res)
फ नFax No मोबाइल नMobile No
एतदारा म हम यह घोषणा करता करती करत ह िक उपय ववरण मरी हमारी जानकारी और वास म पणत ः स और सही ह तथा इसम िकसी कार का परवतन होन पर ताल इसक सचना दन का वचन दतादती दत ह यिद उपय जानकारी गलत अस गमराह करन वाली या गलत बयानी पाई जाती ह तो इसक लए म हम उरदाई ठहराए जा सकता सकती सकत ह IWe hereby declare that the details furnished above are true and correct to the best of myour knowledge and belief and Iwe undertake to inform you of any changes therein immediately In case any of the above information is found to be false or untrue or misleading or misrepresenting I amwe are aware that Iwe may be held liable for it
ाधकत हारी(यो) का नाम एव हार Name ampSignature of the Authorised Signatory(ies)
िदनाक Date
सीC-घोषणापDECLARATION
1
2
सफ कायालय उपयोग क लए FOR OFFICE USE ONLY
ववरण Particulars सSrNo
मल क जाच क गई और -अनमाणत दावजो क तया ा क गई Originals veried and Self-Attested Document copies received
गत जाच (आईपीवी) क ववरण In-Person-Verication (IPV) details
आईपीवी करन वाल का नाम Name of the person doing IPV
पदनाम Designation
स गठन का नाम Name of Organization
बीB- पता ववरणADDRESS DETAILS
एA- पहचान का ववरणIDENTITY DETAILS
एA
बीB
सीC
िदनाक Dateहार Signature
िदनाक Date
ाधकत हारी का नाम Name of the Authorised Signatory
ाधकत हारी क हार Signature
of the Authorised Signatoryम क मह र ाप
SealStamp of the intermediary
डीD
ए a) लग Gender
3 पषMale
मिहलाFemale
एकलSingle
शादी शदाMarried
बीb) ववािहक त Marital status
सीc) ज तारीख Date of Birth
एa) पन PAN
4एa) राीयताNationality
बीb) तStatus
भारतीयIndian अ Other (कपया उख करPlease specify)
नवासी वयकResident Individual अनवासीNon Resident वदशीForeign National
बीb) आधार सायद कोई होAadhaar Number if any
6जमा िकए गए पहचान क माण का उख करSpecify the proof of identity submitted
पन काडPAN card
कोई अ (कपया उख कर)Any other (Please specify)
आवासीय पताResidence Address पाचार का पताCorrespondence Address
ईमल आईडीEmail ID
4
शहरCityकाtownामvillage पन कोडPIN Code
रा State दश Country
(यिद उपय स अलग होIf different from aboveअनवासी आवदक अनवाय पसवदशी पता का उख करMandatory for Non-Resident Applicant to specify overseas address)ायी पताPermanent Address
आवासीय पाचार क पत क लए जमा िकए गए पता माण का ववरण Specify the proof of address submitted for Residence Correspondence address
कवाईसी फॉम भरन क लए अनद श जाच सची INSTRUCTIONS CHECK LIST FOR FILLING KYC FORM
1सभी ाहको वतक ो साझदारो कता ासयो पणक ालक नदशको और कपनी फ़म अ क ओर स तभतयो म सौदा करन क लए ाधकत यो क लए पन काड क -अनमाणत त अनवाय ह Self-attested copy of PAN card is mandatory for all clients including PromotersPartnersKartaTrustees and whole time directors and persons authorized to deal in securities on behalf of
companyrmothers
2आवदक ारा जमा िकए गए सभी दावजो क तया -अनमाणत होनी चािहए और सापन क लए उसका मल स मलान िकया जाना चािहए यिद िकसी दावज़ क मल त सापन क लए त नही क गई हो तो नलखत सची क अनसार दावजो को अनमाणत करन क लए ाधकत साओ ारा तयो को उपय प स अनमाणतकराना होगा Copies of all the documents submitted by the applicant should be self-attested and accompanied by originals for verication In case the original of any document is not produced for verication then the
copies should be properly attested by entities authorized for attesting the documents as per the below mentioned list
3यिद पहचान या पत का माण वदशी भाषा म ह तो उसका अजी अनवाद आवक होगा If any proof of identity or address is in a foreign language then translation into English is required
4कवाईसी फॉम पर उखत आवदक का नाम और पता माण क प म जमा िकए गए दावज़ क समान होना चािहए Name amp address of the applicant mentioned on the KYC form should match with the documentary proof submitted
5एकल ामी आवदन को अपन वयक नाम और मता म ही तय ार करगा Sole proprietor must make the application in his individual name amp capacity
6अनवासी भारतीय और वदशी नागरको क लए (रज़व बक और फमा िदशानदशो क अधीन ापार क अनमत दी जाएगी) पासपोट पीआईओ काड ओसीआई काडऔर वदशी पता माण क त अनवाय ह For non-residents and foreign nationals (allowed to trade subject to RBI and FEMA guidelines) copy of passportPIO CardOCI Card and overseas address proof is mandatory
7वदशी साओ क लए सीआईएन वकक ह और नदशको क लए डीआईएन न नही रहन पर उनक पासपोट क त दी जानी चािहए For foreign entities CIN is optional and in the absence of DIN no for the directors their passport copy should be given
8मचट नवी एनआरआई क मामल म नावक घोषणा या सीडीसी (सतत उोचन माणप) क सापत त जमा क जानी चािहए In Case of Merchant Navy NRIs Mariners declaration or certied copy of CDC ( Continuous Discharge Certicate) is to be submitted
9अवय क लए नपागार सहभागी या च अल फड क साथ खाता खोलन क लए उ मामक बोड ारा जारी वालय पराग माणप अक प अवय का पासपोट ज माणप क फोटो त अव उपल कराईजाए For opening an account with Depository participant or Mutual Fund for a minor photocopy of the School Leaving Certicate Mark Sheet issued by higher Secondary BoardPassport of Minor Birth
Certicate must be provided
10राजनीत स जड़ यो का ताय ऐस यो स ह ज वदश म म सावजनक कायभार सौपा गया हो जस िक राो या सरकारो क मख वर राजनता वर सरकारी ायक सना क अधकारी रा क ाम वाल नगमो क वर कायपालकमहपण राजनीतक पाट क अधकारी इािद Politically Exposed Persons(PEP) are dened as individuals who are or have been entrusted with prominent public functions in a foreign country eg Head of States or of Governments Senior Politicians
senior Governmentjudicialmilitary ofcers senior executives of state owned corporations important political party ofcials etc
1 1 डीमट खात क क धारक क लए अलग-अलग कवाईसी भरा जाएSeparate KYC to be filled up for each holders of Demat Account
एA) महपण बद Important Points
बीB पहचान माण (पीओआई) )Proof of Identity (POI)
1वश पहचान सा यआईडी) (आधार) पासपोट मतदाता पहचान काड डा इवग लाईससUnique idenditifaction Number UID) (Aadhaar) Passport Voter ID Card Driving License
2फोटो क साथ पन काड PAN card with photograph
3नलखत म स िकसी एक क ारा जारी आवदक क फोटो क साथ पहचान प दावज़ क रा सरकार और उसक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज पशवर नकाय जस िक आईसीएआई आईसीडए आई बार काउसल इािद उनक सदऔर बक ो ारा जारी िडट काड डबट काड Identity carddocument with applicants Photo Issued by any of the following Centrals State Governmentand its Departments StatutoryRegulatory Authorities Public Sector Undertakings Scheduled Commercial Banks Public Financial Institutions Colleges afliated to Universities Professional Bodies such as ICAI ICWAI Bar Council etc to their Members and credit CardsDebit Cards issued by Banks
पहचान माण क प म ीकाय दावजो क सचीList of documents admissible as Proof of identity
सीC पत का माण (पीओए) Proof of Address (POA) पत क माण क प म ीकाय दावजो क सची List of documents admissible as Proof of Address (समा तारीख वाल दावज़ जमा करन क तारीख पर वध होन चािहए Documents having an expiry date should be valid on the date of submission)
1पासपोट मतदाता पहचान प राशन काड पजीकत पा या आवास ब करार डा इवग लाइसस ट रख-रखाव बल बीमा त PassportVoters Identity Card Ration Card Registered Lease or Sate Agreement of Residence Driving License Flat Maintenance bill Insurance Copy
2उपयोगता बल जस िक टलीफ़ोन बल (सफ लड लाइन) बजली बल या गस बल ndash ३ महीन स अधक पराना नही Utility bills like Telephone Bill (only land line) Electricity bill or Gas bill- Not more than 3 months old
3बक खाता ववरण पासबक ndash ३ महीन स अधक पराना नही Bank Account StatementPassbook ndash Not more than 3 months old
4अपन खात क सबध म नया पता दत समय उ ायालय और उतम ायालय क ायाधीशो ारा घोषणा Self-declaration by High Court and Supreme Court judges giving the newaddress in respect of their own accounts
5नलखत म स िकसी एक क ारा जारी पतका माण यिद अनसचत वाणक बक अनसचत सहकारी बक बराीय वदशी बक हो तो बक बधक राजपत अधकारी नोटरी पक वधानसभा लोकसभा क नवा चत तनध िकसी सरकारी या सावधक ाधकरण ारा जारी दावज Proof of address issued by any if the following Bank Managers if Scheduled Commercial BanksScheduled Co-operative BankMultinational Foreign BanksGazetteOfficerNotary PublicElected
representatives to the Legislative Assembly ParliamentDocuments issued by any Govt or Statutory Authority
6नलखत म िकसी एक क ारा उसक सदो को जारी पत क साथ पहचान प दावज़ क रा सरकार और उनक वभाग सावधक वनयामक ाधकरण सावजनक क उपम अनसचत वाणक बक सावजनक वीय सान ववालयो स सब कॉलज और पशवर नकाय अथात आईसीएआई आईसीडबए आई आईसीएसआई बार काउसल इािद उसक सद Identity card document with address issued by any of the following CentralState Government and its Departments Statutory Regulatory Authorities Public Sector Undertakings Scheduled Commercial
Banks Public Financial Institutions Colleges afliated to Universities and Professional Bodies such as ICAI ICWAI ICSI Bar Council etc to their Members
7एफ़आईआई उप खाता क लए एफ़आईआई उप खाता ारा अभरक को िदया गया मारनामा (जो वधवत नोटरीकत और या िटणीकत या वाणकत हो) जसम पजीकत पत क सचना होली जानी चािहएFor FIIsub account Power of Attorney given by FII sub-account to the Custodians (which are duly notarized andor apostiled or consularised) that gives the registered address should be taken
8पत-पी क नाम पर पत का माण ीकार िकया जाए The proof of address in the name of the spouse may be accepted
डीD पन म छट ीकरणExemptions Clarification to PAN
1क सरकार और या रा सरकार और ायालय ारा नय अधकारी अथात शासकय परसमापक ायालय रसीवर इािद क ओर स लनदनो क मामल मIn case of transactions undertaken on behalf of Central Government andor State Government and by ofcials appointed by Courts eg Ofcial liquidator Court receiver etc2सम रा म नवास करन वाल नवशक Investors residing in the state of Sikkim3यएन साए बपीय एज सया ज भारत म कर भगतान कर रटन भरन स छट ा ह UN entitiesmultilateral agencies exempt from paying taxes ling tax returns in India4सागत ाहको क मामल म मतः एफ़आईआई एमएफ़ वीसीएफ़ एफ़वीसीआईअनसचत वाणक बक बपीय और िपीय वकास वीय सान रा औोगक वकास नगम कपनी अधनयम 1956 क धारा 4ए क तहत परभाषत आईआरडीए और सावजनक वीय सान क साथ पजीकत बीमा कपनया अभरक पन काड क ववरणो को मल पन काड स सापत करग और म को उ सापन पन काड क ववरणो क वधवत सापत तया उपल कराएग In case of institutional clients namely FIIs MFs VCFs FVCIs Scheduled Commercial Banks Multilateral and Bilateral Development Financial Institutions State Industrial Development Corporations Insurance Companies registered with IRDA and Public Financial Institution as dened under section 4A of the Companies Act 1956 Custodians shall verify the PAN card details with the original PAN card and provide duly certied copies of such veried PAN details to the intermediary5सहभागी अपन ाहक स मल पन काड क माग िकए बना पन का सापन आयकर वबसाइट स ऑनलाइन कर सकत ह बशत िक ाहक न पन काड क अलावा पहचान क माण क लए एक अ दावज़ िदया हो Participants may verify the Pan of their clients online at the Income Tax website without insisting on the original PAN card provided that the Client has presented a document for Proof of Identity other than the PAN card
(इस कार क दावो क समथन म पया दावजी सा ा िकए जाए Sufcient documentary evidence in support of such claims to be collected)
1नोटरी पक राजपत अधकारी अनसचत वाणक सहकारी बक या बराीय वदशी बक ो क बधक (त पर नाम पदनाम क महर लगी होनी चािहए) Notary Public GazettedOfcer Manager of a Scheduled Commercial Co-operative Bank or Multinational Foreign Banks (Name Designation Seal should be afxed of the copy)
2एनआरआई क मामल म भारत म पजीकत अनसचत वाणक बक ो क वदशी शाखाए जो ाधकत ह जस दश म ाहक नवास करत ह उस दश क नोटरी पक ायालय मजट ायाधीश भारतीय दतावासमहावाण दतावास दावजो का सापन कर सकत ह In case of NRIs authorized of overseas branches of Scheduled Commercial Banks registered in India Notary Public Court Magistrate Judge Indian EmbassyConsulate General in the country where the client resides are permitted to attest the documents
ईE दावजो क सापन क लए ाधकत यो क सची List of People Authorized To Attest the Documents
49
Acknowledgement of receipt of Client Registration Documents
IWe hereby confirm that IWe have received the copies of the Client Registration (KYC) Form Rights and ObligationsRisk Disclosure Document and all other Documents duly executed by me and forming part of this Client RegistrationApplication Form with Ms IDBI Capital Markets amp Securities Ltd
Signature of the Client
(2323)
Confirmation to be Signed by Client
IWe hereby confirm that I have understood read and signed the following documents for the purpose of opening ofTrading and Demat Account with IDBI Capital -
Mandatory Documents
Sr No Name of the Document No of Signature(s)
1 KYC form 2
2 Trading Account related details 5
3 Policies and Procedures 3
4 FATCA Declaration 1
Voluntory Documents
Sr No Name of the Document No of Signature(s)
1 Terms and Conditions 4
2 Special Power of Attorney amp Instructions 4
3 Terms amp Conditions for Trading Products 2
4 Running Account Letter 1
5 Acknowledgement of Receipt of Client Registration 1Documents
