NFP provides a breadth of benefits, insurance and wealth management solutions that are difficult to match to employers and high net worth individuals who are seeking long-term success. Some people call that scale. Others call it diversity. We call it the most effective way to accomplish your goals.

However you choose to take advantage of NFP’s extensive capabilities, you’ll partner with some of the most elite professionals around. Our professionals not only excel in their own areas of specialty, they share access to the entire network of knowledge that is NFP — and a commitment to connecting you to that knowledge when you need it.

The NFP Solution

COMMERCIAL INSURANCE

EMPLOYEE BENEFITS _________________________________________________________

• Health care plans• Health & wellness programs• Ancillary benefits• Technology/benefits management• International benefits• Group, medical, dental and vision• Voluntary benefits• Long-term care• Limited medical• Consumer-driven health plans (HSAs and HRAs)

• Flexible spending accounts• COBRA administration• Pharmacy benefit management• Stop-loss insurance• Employee assistance programs• Benefits compliance• Third-party administration• Health advocacy services• Employee communications• Professional employer organization services

CORPORATE BENEFITS

COVERAGE EXPERTISE _________________________________________________________

• Property & general liability• Cyber liability • Real and personal property• Management liability• Business income exposure• Workers’ compensation• Machinery and equipment• Domestic and foreign transit• Premises operations and product liability• Auto liability

• Professional liability• Marine• Reps and warranties• International insurance• Umbrella/excess liability• Credit insurance• Advisory• Claims advocacy • Loss prevention • Actuarial

SPECIALTIES/DIVISIONS _______________________________________________________

• Private Client Group• Sports & entertainment• Medical malpractice• Surety and fidelity bonds

• Chiropractic • Aviation• Auto services• Reinsurance

SERVICES _________________________________________________________________

• Risk consulting • Business analytics• Industry expertise

• Claim support• Enterprise risk management• Alternative risk transfers

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC or Executive Services Securities, LLC, member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS) an affiliate of Kestra IS. Insurance services offered through a licensed subsidiary of NFP Corp. (NFP) or a member of PartnersFinancial or Benefits Partners, which are platforms of NFP Insurance Services, Inc. (NFPISI), a subsidiary of NFP. ESS is affiliated with NFP and NFPISI. Neither Kestra IS nor Kestra AS are affiliated with NFP or NFPISI.

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CORPORATEBENEFITS

CONTINUED

RETIREMENT PLANS – QUALIFIED ________________________________________________

Services:• Plan governance• Plan design• Provider benchmarking• Investment advice• Target-date fund consulting• Fiduciary compliance• Participant outcomes• Individual financial consulting

Types of Plans:• 401(k)• 403(b)• 457 governmental plans• Defined benefit plans• Cash balance plans• Profit sharing plans• Simplified employee pension plans, SIMPLE, Solo(k)

EXECUTIVE BENEFIT PLANS _____________________________________________________

• Plan design & administration• Executive bonus plans• Supplemental executive retirement plans (SERP)• Nonqualified deferred compensation• Disability income protection solutions• Compensation consulting• Bank-owned life insurance

• Corporate-owned life insurance• Global executive plans• Carried interest plans• Executive life carve-out• Profit sharing• 409A deferred compensation• Executive compensation consulting

HR CONSULTING _____________________________________________________________

• Benefits administration• HR services• HR outsourcing • HR audits • Legal compliance• Employment process

• Employee handbook• Wage and hour • Compensation• Performance management • Employee relations• Payroll, benefits and HR administration systems

PERSONAL INSURANCE / PRIVATE CLIENT GROUP ______________________________________

• Homeowners, farm and ranch• Watercraft and yachts• Personal aviation and aircraft• Secondary and seasonal homes• Group excess programs

• Flood insurance and excess flood• Rental properties• Automobiles, including antique and

recreational vehicles• Valuable personal property, jewelry, fine art and wines• Personal families and kidnap & ransom

ESTATE PLANNING / LIFE INSURANCE ______________________________________________

• Life insurance• Expert medical and financial underwriting• Policy valuation• Alliances with international tax and legal firms,

and policy valuation firms• Disability insurance

• High-limit disability insurance• Long-term care insurance• International insurance solutions• Structured settlements• Buy-sell• Business planning

WEALTH MANAGEMENT _______________________________________________________

• Financial planning• Portfolio reporting• Investment consulting• Research• Retirement planning

• Alternative investment strategies• Asset allocation• Asset management• Retirement distribution• Wealth accumulation planning

PRIVATE CLIENT

RESOURCES