Northamptonshire NN18 Investment Brochure

8/7/2019 Northamptonshire NN18 Investment Brochure

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12 Year Lease Option Northamptonshire, NN18

3 Bed Terraced HousePackaged Property Deals, Leaving you time for more important things.

Lease Option Deal - 73,730 Gross Profit

NORTHAMPTONSHIRE, NN18


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Accommodation comprises of:Living room, dining room, hall, 3 bedrooms, bathroom

Structure of deal:

Market value 94,000Estimated rent 460 per month (single let)Mortgage payments 174Investment required - 5,992+vatLegals includedRental profit 240 per month12 year lease option available

Financial details:

Investment required is 5,992+vat

Profit (gross) example = 73,730Capital Growth (3%) = 39,170Rental Profit (gross) for term - 240x12x12 = 34,560Recommended & experienced solicitors usedReservation 1,000+vat

Financial Details


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Executive SummaryLease Option - Executive Summary

House 3 Bed

Valuation

Discount

Discounted price

Assumed rent / month

Assumed rent / year

Yield @ current value

Yield @ discounted price

ii) Investment Requirement

Reservation Fee 1,000 (+vat)

Total Cost of Deal 5,992 (+vat)

iii) Cash Flow

Debt Term Type Monthly Payment Total Owed

Debt 1 0 0 174 94,000

Debt 2 0 0 - -

other Debt 0 0 - -

174 94,000

Cash from Buyer

to Vendor - 2000Cash from

Vendor to Buyer - 0

Debt to be paid

by Vendor on

Exchange - 0

Debt to be paid

by Buyer on

Exchange 174 0.00

96,000

Debt to be cleared by buyer at purchase (lump sum) - 0

94,000

174

Ground rent / month 0

0

Management fee / month 10.00% 46

Total Costs / month 220

Total Costs / year 2,640

Rental rate / week 106

Rental rate/ month 460

Rental rate / year 5,520

Net cash flow / month (Assumes 100% occupancy) 240

Net cash flow / year (See be low for occupancy variables) 2,880

Northamptonshire, NN18

460

94,000

Total Montly Cost

5.9%

5.9%

Total Debt attached to property

Service charges / month


Debt on Property

Total Cost

Debt Remaining on Property

0.0%

Est. Debt on Property after Exchange


5,520

94,000

94,000


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Sales Comparable


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Rental Comparable


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Neighbourhood Profile

Often, many of the people who live in this sort of postcode will be low income

with routine jobs living in terraces and flats. These are known as type 46 in the

ACORN classification and 1.4% of the UK's population live in this type.

The biggest concentrations of neighbourhoods fitting this profile are in Scotland.

Other places with high levels include Nottingham, Harlow, Corby and Norwich.

These postcodes are often council estates housing young families and singles.

Many of the families are single parent households. Incomes are low. People haveew, if any educational qualifications and their routine jobs are in shops and

actories. Unemployment is high, and, despite the overall youthfulness of these

areas, there are a number of people suffering long-term illness.

People generally live in terraced houses and purpose built low-rise flats. Homes

are rented from either the local council or Housing Association. They are

ypically two bedroom and thus quite crowded for the size of household.

People in this type are on tight budgets and food bills are low relative to the sizeof the families. However, children are given the odd fast food treat. Phone bills

are much smaller than average, and people make use of the finance options of

catalogue shopping.

A number feel they are likely to require a loan in the near future. Betting and the

ottery are perceived to offer the chance of more money and a better standard

of living. Leisure activities are restricted to low cost activities such as angling,

bingo, listening to music and watching television. There is some uptake of cable

TV and digital television.


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Property Training Wealth Creation

3 Bed Terraced HousePackaged Property Deals, Leaving you time for more important things.

12 Year Lease Option Deal

Profit Warning - 73,730

Documents

Northamptonshire NN18 Investment Brochure