Notification - hpagrisnet.gov.in 2013-14.pdf · Notification No. 20-17/2013- Udyan-IV Dated: March, 2014 The ... (Tehsil Banjar) & Nagar (Tehsil Manali & part of Tehsil Kullu). Kinnaur

Govt of Himachal Pradesh

Department of Horticulture

Notification

No. 20-17/2013- Udyan-IV Dated: March, 2014

The notification is hereby issued for crops, reference unit areas,

reference weather stations for the implementation of Weather Based Crop Insurance Scheme (WBCIS) in the State

during Rabi, 2013-14 as per administrative approval of GOI vide their letter No. 13015/02/2012-Credit-II Dated 1-11-

2013 and authorised by the State Level Coordination Committee on Crop Insurance (SLCCCI) as per decision taken in

its meeting held on 7th March, 2014 at 11:00 A.M. under the Chairmanship of the Additional Chief Secretary

(Agriculture) to the Govt. of Himachal Pradesh that the crops and area of last Rabi season will continue for the Rabi

season 2013-14 as per guidelines of the scheme given below:

1. Season

Insurance coverage under the scheme would be provided as under for Apple and Mango crops during Rabi

2013-14 season.

2. Crops to be covered

The Apple and Mango crops are to be covered during Rabi, 2013-14season in the areas mentioned below.

3. Implementing Agencies:-

A. The Agriculture Insurance Company of India Ltd. (AIC):-

The AIC will be the implementing agency for the implementation of WBCIS during Rabi 2013-14 in the

following Blocks/ Reference unit area:-

S. N. Crop District Reference Unit Area (RUA) Insurance Coverage period

1 Apple

Shimla

Dev.Block Theog (Tehsil Theog), Jubbal

Kot-khai (Tehsil Jubbal & Kot-Khai),

Rampur (Tehsil Rampur), Chopal (Tehsil

Chopal & Sub-Tehsil Nerwa).

25-03-2014 to 31-07-2014

Mandi Dev. Block Karsog (Tehsil Karsog),

Janjehalli (Tehsil Thunag & Sub-Tehsil

Bali-Chowki).

Kullu Dev. Block Ani (Sub-Tehsil Ani), Banjar

(Tehsil Banjar) & Nagar (Tehsil Manali &

part of Tehsil Kullu).

Kinnaur

Nichar Block (Tehsil Nichar)

Chamba

Dev. Block Tissa (Tehsil Churah), Salooni

(Tehsil Salooni)

2 Mango Dev. Block Block Nurpur. 25-03-2014 to 30-06-2014

Kangra Dev. Blocks Nagrota-Surian, Fatehpur,

Indora.

25-03-2014 to 15-06-2014

Hamirpur Dev Block Hamirpur, Nadaun (Tehsil

Nadaun & Sub-Tehsil Gilore) and Bamson

(Parts of Tehsil Bhoranj, Sujanpur and

Hamirpur).

25-03-2014 to 30-06-2014 Bilaspur Sadar block (Tehsil Sadar & Tehsil Naina

Devi Ji)

Una Dev. block Amb (Tehsil Amb)

Sirmaur Dev. block Ponta sahib

B. The ICICI Lombard

The ICICI Lombard shall be the implementing agency for the following area during Rabi 2013-14 season.

Sr.

No.

Crop District Reference Unit Area (RUA) Insurance Coverage period

1 Apple Shimla Nankhari (Sub-Tehsil Nankhari), Rohru

(Tehsil Rohru & Sub-Tehsil Tikkar) and

Chirgaon (Tehsil Chirgaon)

25-03-2014 to 31-07-2014

The term sheet for the District Shimla as worked out by the AIC shall be applicable to Reference Unit Areas of

Nankhari, Rohru and Chirgaon allotted to ICICI Lombard under the scheme for Rabi 2013-14.

C. THE HDFC ERGO GIC Ltd.

The HDFC ERGO GIC Ltd. shall be the implementing agency for the following area during Rabi 2013-14 season.

Sr.

No.

Crop District Reference Unit Area (RUA) Insurance Coverage period

1 Apple Shimla Narkanda (Tehsil Kumarsain) and Rampur

(Tehsil Rampur)

25-03-2014 to 31-07-2014

Kullu Nirmand (Tehsil Nirmand) 25-03-2014 to 31-07-2014

The term sheet for the District as worked out by the AIC i.e. Shimla and Kullu shall be applicable to

Reference Unit Areas of Narkanda, Rampur and Nirmand RUA allotted to HDFC ERGO under the scheme

for Rabi 2013-14.

4. Area approach

The scheme shall operate on the principle of “Area Approach” in selected notified Reference Unit Areas.

Area Approach signifies that a Reference Unit Area shall be considered as a unit area of insurance for the

purpose of acceptance of risk and assessment of compensation as well. Therefore, all insured cultivators of

a notified crop in the notified Reference Unit Area shall be deemed to be on par so far as their terms of

insurance coverage and assessment of compensation are concerned.

5. Geographical Coverage

“Reference Unit Areas are linked to specific Reference Weather Station (RWS) for providing Weather data

for the purpose of assessment of compensation. The concerned implementing agencies will ensure the

establishment or installation of Reference Weather Stations in their respective area of implementation well

before the insurance coverage period i.e. 21 st December 2012.

Detail of Reference Weather Stations /Reference Unit Areas for Apple Crop (WBCIS) Rabi-2013-14.

District Development

Block

Reference Weather

Station (RWS)

Reference

Unit area

(RUA)

Areas covered

Backup Weather

Station

SHIMLA

JUBBAL

PCDO Anu Tehsil

Jubbal Tehsil Jubbal Kotkhai

Hort. Res. Stn.

Kuftu (Kotkhai)

Tehsil

Kotkhai

Tehsil Kotkhai

Anu

NARKANDA

O/o Br. Manager,

HPMC near PCDO

Kumarsain

Tehsil

Kumarsain

Tehsil Kumarsain

Theog

THEOG

O/o HDO, Theog Part of

Tehsil Theog

List of Panchayat as

per Annexure A-1 Parala

PCDO, Parala

Part of

Tehsil Theog

(Parala)

List of Panchayats as

per

Annexure A-2

Theog

ROHRU

Rohru (O/o SMS,

Hort.)

Part of

Tehsil Rohru


per

Annexure B-1

Khadrala

PCDO Khadrala Sub-Tehsil

Tikkar

(Khadrala)


per

Annexure B-2

Rohru

CHIRGAON HEC Sandasu

Tehsil

Cirgaon

(Sandasu)

Chirgaon Tehsil Rohru

CHOPAL

O/o SMS Agri.

Chopal

Tehsil

Chopal Tehsil Chopal Nerwa

O/o Naib Tehsildar,

Nerwa

Sub-Tehsil

Nerwa Sub-Tehsil, Nerwa Chopal

RAMPUR PCDO, Sarahan Tehsil

Rampur

Tehsil Rampur O/o Br. Manager,

HPMC near PCDO

Kumarsain

NANKHARI

Gurdyal Singh S/O

Krishan Singh Vill.

Bainal, Land Line

No. 01782-225548

Sub Tehsil

Nankhari

Panchayat of Tehsil

Nankhari Annexure-

C-1

Sh. Keshav Ram

S/O Sh.Lt.Sh. Sadhu

Ram Vill.

Bagalti(Malnu)

Sub -Tehsil

Nankhari

Panchayat of Tehsil

Nankhari Annexure-

C-2

Gurdyal Singh S/O

Krishan Singh Vill.

Bainal, Land Line

No. 01782-225548

Land Line

No.01782-225910

MANDI

KARSOG

O/o Himachal

Gramin Bank,

Churag

Tehsil

Karsog


per Annexure -D

RWS

O/o Tehsildar,

Thunag

JANJEHALLI

O/o Tehsildar

Thunag

Tehsil

Thunag


per Annexure-E

Panjain

Panjain

(Ramesh Kumar S/o

Sh. Sher Singh, Vill.

& P.O. Panjain)

Part of Sub-

Tehsil Bali

Chowki

(Panjain)

Thunag

KULLU

ANI

Ani (O/oSMS)

Sub-Tehsil

Ani


per

Annexure F-1

Dalash

HEC Dalash Part of Sub-

Tehsil Ani

(Dalash)


per

Annexure F-2

Ani

BANJAR

At Vill. Dehuri

(Sh. Rishi Ram S/o

Saran Pat Vill.

Dehuri, P.O.

Kalnari, Tehsil

Banjar.

01903-225022 )

Tehsil

Banjar


per

Annexure G

O/o SMS Agri.

Patlikuhl

NIRMAND

Dayal Singh S/O sh.

Dayal Singh VPO

NIther

Land line No.

01904-265439

Tehsil

Nirmand

List of Panchayat

enclosed at

Annexure- H-1

Sh. Jhalli Ram

S/O Sh. Bhagat

Ram VIll. Damehli

Land line No.

01904-258361

Sh. Jhalli Ram S/O

Sh. Bhagat Ram

VIll. Damehli

Land line No.

01904-258361

Tehsil

Nirmand

List of Panchayat

enclosed at

Annexure-H-2

Dayal Singh S/O

sh. Dayal Singh

VPO NIther

Land line No.

01904-265439

NAGAR

O/o SMS Agri.

Patlikuhl

Tehsil

Manali &

Part of

Tehsil Kullu

Tehsil Manali & part

of Kullu Tehsil

(Annexure I)

RWS Vill. Dehuri

KINNAUR NICHAR

Vill. Nigani

(Sh. Laxman Negi

S/o Gangawar Negi,

Near PCDO Nichar)

Tehsil

Nichar

Tehsil Nichar PCDO Sarahan

CHAMBA

TISSA O/o B.D.O, at

Bhanjradu(Tissa)

Tehsil

Churah

Tissa Block/Tehsil

Churah

RWS O/o BDO,

Salooni

SALOONI O/o B.D.O, Salooni. Tehsil

Salooni Tehsil Salooni

RWS O/o BDO,

Bhanjradu

Detail of Reference Weather Station /Reference Unit Areas for Mango Crop (WBCIS) Rabi-2013-14

District Block Reference Weather

Station (RWS)

Reference Unit

area (RUA)

Area covered Backup

Weather Station

KANGRA

Nurpur Vill Baret Nurpur Nurpur Block Indora

Nagrota-Surian Dhan Nagrota-Suriyan Nagrota-Surian

Block Fatehpur

Fatehpur Raja ka Talab Fatehpur Fatehpur Block Nagrota-Surian

Indora PCDO Indpur Indora Indora Block Nurpur

HAMIRPUR

Hamirpur O/o DDH, Hamirpur Hamirpur Hamirpur Block RWS Nadaun

Nadaun

O/o SMS Agri. Nadaun Nadaun Tehsil Nadaun RWS Gilore

O/o Naib Tehsildar,

Sub- Tehsil Gilore

Sub-Tehsil

Gilore

Sub-Tehsil

Gilore Nadaun

Bamson

Sh. Balbir Singh S/O

Sh. Hima Ram Vill.

Hayor PO. Awah Devi

Land Line No. 01972-

275131

Bamson Block

Part of Tehsil

Bhoranj,

Sujanpur and

Hamirpur

Nadaun

BILASPUR Sadar O/o DDH, Bilaspur

Bilaspur &

Tehsil Naina

Devi Ji

Tehsil Bilaspur

& Tehsil Shri

Naina Devi Ji

Hamirpur

UNA Amb

At Vill. Jawal

(Sh. Yash pal Thakur

S/oTara Chand, V&PO

Jawal).

Part of Tehsil

Amb

List of Panchayat

at Annexure J-1

RWS B.D.O,

Amb

O/o B.D.O, Amb Part of Tehsil

Amb

List of Panchayat

at Annexure J-2

RWS Jawal

SIRMOUR Paonta Sahib

O/O Fruit Technologist

, Deptt of Horticulture

01704-257427

Tehsil Paonta

Sahib

Entire Tehsil

Paonta Sahib

RWS B.D.O.

Amb

6. Eligibility Criteria

All the cultivators (including share croppers and tenant cultivators) growing Apple and Mango crops in

any Reference Unit Area shall be eligible for coverage. The scheme shall be Compulsory for all Loanee

applicant cultivators i.e. those who have sanctioned credit limit from a Financial Institution as on 25th

December 2012 for Apple and Mango crop in the notified RUAs and voluntary for Non Loanee

cultivators i.e. those who do not have sanctioned credit limit from any Financial Institution. Financial

Institution, for the purpose of the scheme includes all District, Central Cooperative Bank and also the PACs

affiliated to them, all Commercial Banks and all Regional Rural Banks.

7. Risks Covered

Following weather perils, which are deemed to cause “Adverse Weather Incidence”, leading to crop loss,

would be covered under the scheme;

S.N. Nature of peril Remarks

Apple Mango The timing and duration

applicable for each peril is

given as per term sheet

(Annexure I to XVIII).

1 Temperature

fluctuations during

flowering

Temperature

fluctuations during

flowering

2 Unseasonal/excess rains

during flowering

Unseasonal/excess

rains during flowering

3 Deficit Rainfall wind speed

8. Risk Period (i.e. Insurance Period)

The crop wise risk period is as mentioned in the term sheets.

9. Seasonality Discipline:

The Cut off dates for covering loanee farmers, accepting the crop insurance proposals from non loanee

farmers at PAC’s / Bank branches and submission of declarations by the banks to implementing agency i.e.

Agriculture Insurance Company of India Ltd, ICICI Lombard and HDFC ERGO GIC Ltd. would be accepted as

per table given below.

Crop Type of farmer Cut off period Last date for submission of

Declarations by Banks /

Intermediaries to AIC

Apple

&

Mango

Loanee Credit limit sanctioned up to

25th

March,2014

25-04-2014

Non Loanee Proposals to be accepted by banks

from non loanee farmers up to 25-03-

2014

29-03-2014

Proposals to be accepted by

Intermediaries up to

25-03-2014

28-03-2014

Note: No insurance coverage is allowed once these dates are over.

10. Coverage Procedure

(a) Insurance coverage of Loanee Applicant Cultivators shall be through the existing network of Financial

Institutions (FI) at the grass-root level, using Nodal Bank system.

(b) Insurance coverage of Non-loanee Cultivators shall be through the existing network of Financial

Institutions at the grass root level; the Insurance Intermediaries and Authorized Representatives of AIC.

(c) Nodal Bank Branches shall be paid by AIC and other private sector companies, a service charges of

5% on the actual Premium amount (excluding Service Tax) remitted by them, being in the nature of sharing

the incidental management expenses incurred by them for servicing the scheme.

11. Sum Insured

Sum insured is equivalent to the ‘cost of cultivation’ and is further sub divided into various covers as given

in the term sheets. The sum insured for an individual cultivator shall be the product of the cultivator’s

declared ‘area under cultivation for Apple and Mango crops and the sum insured given in the term sheet

per tree.

An individual Cultivator’s ‘area under cultivation’ for a Notified Crop in a notified Reference Unit Aarea

shall be declared by him as follows:

a. Loanee Applicant Cultivators:

‘Area under cultivation’ for the Notified Crop as already declared by him in the Loan Application Form for

the purpose of fixing his “Maximum Credit Limit (MCL) by the Lending Financial institutions. For Apple

and Mango crops, where the MCL have been sanctioned for area under the crop, the farmer shall give a self

declaration to the bank indicating age group wise number of trees grown.

b. Non Loanee Cultivators. The cultivator shall declare the ‘area under cultivation’ for the Notified

Crop in the Insurance Proposal Form.

12. Premium Rates

Actuarial Premium Rates for these crops have been calculated by AIC using standard Premium Rating

methodology and it is 11.50% .

13. Premium Sharing and Subsidy

Of the total Premium, 50% shall be payable by the insured cultivator and the balance shall be borne by the

Central and the State Govt. on 50:50 basis.

14. Premium Remittance

The Banks should prepare separate demand drafts for the loanee and non loanee farmers in the name of

“Agriculture Insurance Company of India Ltd payable at Axis Bank A/C No. 041010200007856”

payable at Chandigarh and should be sent to the Agriculture Insurance Company of India Ltd, SCO 64-65,

Sector 8C, Chandigarh. The premium in respect of private companies namely ICICI Bank may be

deposited in account NO. 000405004572, IFSC code No. ICIC 0000004 PAN No. AAACI 7904 G and in

respect of HDFC ERGO Bank account NO. 00600350068606 IFSC code NO. HDFC 0000060, PAN

NO. AABCH0738E respectively.

15. Compensation (Payout)

(I) AIC ,ICICI Lombard and HDFC ERGO GIC Ltd shall be responsible for all Payouts arising out of

“Adverse Weather Incidence” strictly in terms of the Scheme terms & conditions read with the relevant

Premium & Payout table (Term Sheet) or the insurance products as fixed by the AIC. The term sheet of the

implementing agencies is enclosed at (Annexure-I to XVIII).

(II) Pay-out shall arise only in case of Adverse Weather Incidence. Adverse Weather Incidence is

equivalent to the deviation between “Trigger Weather” and “Actual Weather” Data recorded at a

“Reference Weather Station” during the specified time period. Trigger Weather is a pre-defined Weather

Parameter applicable to a Notified Crop in a notified Reference Unit. In case of Adverse Weather

Incidence (AWI), all the insured cultivators growing the Notified Crop in the Reference Unit Area shall be

deemed to have suffered the same level of AWI and the same proportion of crop-loss, and become eligible

for the same rate of payouts.

(III) Pay-Out Disbursement

(a) Pay-outs would normally be made by AIC, ICICI Lombard and HDFC ERGO GIC Ltd to the

Nodal Banks within 45 days of closing of insurance period subject to receipt of the necessary actual

weather data.

(b) So far as the Insured is concerned, the Pay-outs procedure shall be automatic; that is to say,

Payouts would be automatically computed by AIC, ICICI Lombard and HDFC ERGO GIC Ltd on the

basis of Actual Weather Data received, and the Payouts would be automatically credited to the insured’s

Bank Account through the concerned Nodal Bank / Financial Institution.

16. Rrole of various agencies

i) The State Level Bankers Committee (SLBC), The Lead Bank Managers, the Cooperative Banks

and Agriculture Insurance Co. of India Ltd, ICICI Lombard and HDFC ERGO GIC Ltd

(Implementing Agencies) shall take immediate necessary action to ensure the implementation of

the scheme in the State as detailed above.

ii) The Implementing Agency i.e. Agriculture Insurance Co. of India Ltd, ICICI Lombard and HDFC

ERGO GIC Ltd shall ensure that claims are paid at the earliest after release of State Govt.

share of premium. Litigations, if any, for delay in payment of claims and if any other, shall be the

sole responsibility of the Implementing Agencies.

iii) The banks on receipt of the communication on notification of crops and areas from the State Govt,

the Nodal bank Branches/points will communicate the same to the branch offices under their

control.

iv) The banks should ensure that the sanctioned credit limit/the eligible crop loans/seasonal

operational loans availed for notified crop(s) are fully insured and the conditions stated in the

Declarations submitted have been complied with.

vi) The banks would also ensure that the claims amount is released/ disbursed to the beneficiaries

within a fortnight from the date of receipt of claims amount from the Implementing Agencies.

vi) The Implementing Agencies shall make necessary arrangements to give wide publicity to the

scheme.

vii) The Convener, District Level Bankers Committee will monitor the progress of this scheme in its

periodical meetings time to time.

Separate guidelines of Weather Based Crop Insurance Scheme (WBCIS) shall be provided by the

Agriculture Insurance Co. of India Ltd. for Banks / Financial Institutions and they are requested to strictly adhere

to the said guidelines.

Encls: - As above. Yours faithfully,

Director of Horticulture,

Himachal Pradesh, Shimla-2

Endst. No. 20-17/2014-Udyan-IV Dated the Shimla-2 2014

Copy along with a copy of the information referred to above is sent to the following for

information and necessary action:-

1. The Additional Chief Secretary (Agriculture) to the Govt. of H.P., Shimla-2.

2. The Additional Chief Secretary (Horticulture) to the Govt. of H.P., Shimla-2.

3. The Addl. Secretary (Agri.) to the Govt. of India, Ministry of Agriculture, Department of Agriculture &

Cooperation, Krishi Bhawan, New Delhi 110114 w.r.t. their letter No. 13011/01/2008 Credit-II dated the

7th March, 2012.

4. The Chairman-cum- Managing Director, Agriculture Insurance Co. of India Ltd., 13th Floor Ambadeep

Building, 14 Kasturba Gandhi Marg, Connaught Place, New Delhi-110001.

5. The Principal Secretary (Finance) to the Govt. of H.P., Shimla-2.

6. The Additional Chief Secretary (Revenue) to the Govt. of H.P., Shimla-2.

7. The Secretary (Coop.) to the Govt. of Himachal Pradesh, Shimla-2.

8. The Principal Secretary (Planning) to the Govt. of H.P., Shimla-2.

9. The Registrar Cooperative Societies, Himachal Pradesh, Shimla-171009.

10. All Deputy Commissioner in Himachal Pradesh (Except Solan and Lahul & Spiti).

11. The Managing Director,H.P. State Cooperative Bank Ltd.,The Mall, Shimla-171001.

12. The General Manager & Convener, State Level Bankers Committee, H.P., UCO Bank, G.M. Office,

Himland Hotel Annexe, Circular Road, Shimla-171001.

13. The General Manager, National Bank for Agriculture and Rural Development (NABARD), Block No.31,

SDA Complex, Shimla-171009.

14. The Managing Director, Kangra Central Cooperative Bank Ltd., Dharamsala, Distt. Kangra, H.P.

15. The Managing Director, HP State Cooperative Bank Ltd H.O. The Mall, Shimla Distt.Shimla, H.P.

16. The Director, Information & Public Relation Department, H.P., Shimla-2 for wide publicity of the

Weather Based Crop Insurance Scheme.

17. The Director of Land Records, Himachal Pradesh, Shimla-9.

18. The Director, Rural Development Department, H.P., Shimla-9.

19. The Director of Agriculture, Himachal Pradesh, Shimla-5.

20. The Regional Manager, Agriculture Insurance Co. of India Ltd., Regional Office, SCO No.64-

65,Ground Floor, Sector 8-C, Madhya Marg, Chandigarh 160009.

21. Area Manger, ICICI Lombard, SCO 24-25, Ist Floor, Sector8-C, Madhya Marg,Chandigrah -

160008.

22. Area Manger, HDFC ERGO GIC Ltd., SCO, 124-125, Sector 8 Madhya Marg, Chandigrah -

160008.

23. The Deputy Director of Horticulture, Shimla, Mandi, Kullu, Kinnaur & Chamba in Himachal Pradesh.

24. The Deputy Director of Horticulture, Kangra, Hamirpur, Bilaspur, Una and Sirmour in Himachal Pradesh.

25. The Subject Matter Specialist, Ani, Rohru and Rampur in Himachal Pradesh.

26. The Agricultural Statistical Officer-cum-Member Secretary, State Level Coordination Committee on Crop

Insurance, Himachal Pradesh, Shimla-5 for information and necessary action.

27. The Asstt. Registrar, Cooperative Societies, Shimla, Mandi, Kullu, Kinnaur, Chamba and Kangra,

Hamirpur, Bilaspur, Una and Sirmour in Himachal Pradesh.

28. The Lead Distt. Manager, Lead Bank Office, UCO Bank, Dharamshala, Distt Kangra, Hamirpur, Distt.

Bilaspur, Distt. Una and Distt. Sirmour in H.P.

29. The Lead Distt. Manager, Lead Bank Office, UCO Bank, Shimla, Mandi, Kullu, Kinnaur at Rekong Peo

and Chamba in H.P.

30. The Administrative Officer, Parvatiya Gramin Bank, Head Office Chamba, Distt. Chamba, H.P.

31. The Station Director, All India Radio, Shimla-4, H.P. for wide publicity of the scheme.

32. The Station Director, Doordarshan Kendra, Shimla-171004 for wide publicity of the scheme.

33. The Deputy Director of Horticultural (Information), Directorate of Horticulture, H.P., Shimla for wide

publicity of the Weather Based Crop Insurance Scheme.

Director of Horticulture,

Himachal Pradesh,Shimla-2.

Annexure-A-1

List of Gram Panchayats falling under Reference Unit Area (RUA) Theog

Sr. No. Name of weather station Reference Unit

Area (RUA)

Name of Gram Panchayat covered

1 RWS -1, Theog

O/O HDO, Theog

Theog Bani

2 Barog

3 Basa Theog

4 Basadhar

5 Bharada

6 Bharana

7 Cheog

8 Chikhar

9 Deorighat

10 Deothi

11 Dharkandroo

12 Dharech

13 Ghoond

14 Kaleend

15 Kaleend Matiyana

16 Kalzer Matiyana

17 Kathog

18 Kot Shilaroo

19 Kuthar

20 Mahog

21 Majhar

22 Pargaya

23 Roni Matyana

24 Sandhu

25 Sari Matyana

26 Sariun

27 Sarog

28 Sharmala

29 Tikkar

Annexure-A-2

List of Gram Panchayats falling under Reference Unit Area (RUA) Parala


Area (RUA)


1 RWS -2

PCDO Parala (Theog)

Theog Bagain

2 Bagri

3 Balag

4 Balghar

5 Ghorna

6 Dadas

7 Dhamandri

8 Dharampur

9 Jais

10 Kamah

11 Kayar

12 Kelvi

13 Kiara

14 Kiartoo

15 Mahori

16 Mundu

17 Nahol

18 Sainj

19 Satog

20 Shataiyan

21 Tiyali

22

Annexure-B-1

List of Gram Panchayats falling under Reference Unit Area (RUA) Rohroo


Area (RUA)


1 RWS-1 Rohroo

O/o SMS, Rohroo

Rohroo Bhamnoli

2 Bhalara

3 Barasli

4 Jagoti

5 Karasa

6 Karalash

7 Kui

8 Kutara

9 Lower koti

10 Mahendli Ukli

11 Munchhara

12 Pujarli-4

13 Samoli

14 Seema

15 Shekhal

16 Summerkot

Annexure-B-2

List of Gram Panchayats falling under Reference Unit Area (RUA) Rohroo


Area (RUA)


1 RWS Rohroo-2

PCDO, Khadrala

Khadrala Khangteri

2 Kathari

3 Kadiun

4 Samara

5 Astari

6 Dharara

7 Tikkar

8 Kuthari

9 Karchhari

10 Sheel

11 Baral

12 Katlah

13 Bhaloon

14 Dalgaon

15 Arhal

16 Bashala

Annexure –C-1

List of Gram Panchayat falling under Reference Unit Area (RUA) Nankhari

Sr.No. Name of Weather Station Reference Unit Area

(RUA)

Name of Gram

Panchayat Covered

1 RWS -1 Nankhari

Gurdyal Singh S/O Krishan Singh Vill.

Bainal

Land Line No. 01782-225548

Panchayats of Tehsil

Nankhari

Nankhari

2 Adu

3 Gahan

4 Kungal Balti

5 Jahu

6 Sholli

7 Khamadi

8 Barog

9 Majholi Tipper

Annexure-C-2

List of Gram Panchayat falling under Reference Unit Area (RUA) Nankhari

S.N. Name of Weather Station Panchayats of Tehsil

Nankhari

Name of Gram

Panchayat Covered

1 RWS-2 Nankhari

Keshav Ram S/O Sh. Sh. Sadhu

Ram Vill. Malnu Po. Danawali

Phone No. 01782-225910

Kharan

2 Delath

3 Brach

4 Karangla

5 Kaleda Majhoti

6 Thalli Chakti

7 Khuni Panoli

8 Bagalti

Annexure-D

List of Gram Panchayats falling under Reference Unit Area (RUA) Karsog


Area (RUA)


1 RWS Karsog

O/o Himachal Gramin

Bank, Churag

Tehsil Karsog Churag

2 Sapnaut

3 Mahunag

4 Sartiula

5 Khill

6 Bagshaid

7 Mehran

8 Balar

9 Pangna

10 Pressi

11 Rohari

12 Bali Sahi

13 Kalasana

14 Bhakhrot

15 Seri

16 Chauridhar

17 Sainj-Bagra

18 Sorta

19 Khadra

20 Mahog

21 Gawalpur

22 Manola

23 Kanda

24 Thakur-Thana

25 Kelodhar

26 Richhni

27 Kuther

28 Maher

29 Teban

30 Pokhi

31 Sarahan

32 Shawat

33 Mendhi

34 Kharan

35 Dabrot

36 Kuno

37 Matehal

38 Bagaila

39 Lower Karsog

40 Kahno

41 Mashog

42 Mihri

43 Badehan

44 Dachhehen

45 Bhanera

46 Gadoli

Annexure-E

List of Gram Panchayats falling under Reference Unit Area (RUA) Janjhelli (Tehsil Thunag and Sub Tehsil

Bali Chowki)


Area (RUA)


1 RWS Janjhelli

O/o Tehsildar Thunag

Tehsil Thunag Thunag

2 Balidhar

3 Lambathach

4 Shilibagi

5 Thana

6 Kalni

7 Chilni

1 Panjain

(Ramash Kumar S/o Sh.

Sher Singh, Vill. & P.O.

Panjain)

Sub-Tehsil Bali

Chowki

Panjain

2 Thachhi

3 Sudharani

4 Koa

5 Somnachan

6 Khani

7 Chaniar

8 Mani

9 Devidhar

Annexure-F-1

List of Gram Panchayats falling under Reference Unit Area (RUA) Ani

Sr. No. Name of weather station Reference Unit Area

(RUA)


1 RWS Ani-1

O/O SMS Ani

01904-253409

Ani Ani

2 Behna

3 Bishladhar

4 Karana

5 Kungas

6 Kamand

7 Munndash

8 Taluna

9 Ropa

10 Palahi

Annexure-F-2

List of Gram Panchayats falling under Reference Unit Area (RUA) Ani


Area (RUA)


1

RWS Ani-2 (Dalash)

Sh. Rajesh Kumar S/O Sh.

Sanki Ram VPO Dalash-

01904-256677

Dalash Beongal

2 Buchhes

3 Bakhnao

4 Chuwai

5 Deothi

6 Dalash

7 Dingidhar

8 Fanonti

9 Jaban

10 Karshaigad

11 Karad

12 Kohila

13 Kuther

14 Khani

15 Khanog

16 Lagoti

17 Lajheri

18 Muhan

19 Namhong

20 Pokhri

21 Shilli

22 Takresi

Annexure-G

List of Gram Panchayat falling under Reference Unit Area (RUA) Banjar

Sr.

No.

Name of Weather

Station

Reference Unit Area

(RUA)

Name of Gram Panchayat Covered

1 RWS Banjar

(Sh. Rishi Ram S/o Sh.

Saran Pat Vill. Dehuri

P.O. Kalnari, Tehsil

Banjar Ph. 01903-

225022)

Tehsil Banjar Charurtha

2 Kotla

3 Larjee

4 Deutha

5 Chanog

6 Kalavari

7 Srikot

8 Gopalpur

9 Thativeed

10 Manglor

11 Mohini

12 Plahach

13 Nohanda

14 Tung

15 Mashiar

16 Khadagarh

17 Tandi

18 Bahu

19 Shikari (Ghat)

20 Balaghad

21 Shilhi

22 Sharchi

23 Kandighar

24 Kothi Chehani

25 Khaval

26 Saraj

27 Teel

28 Kanon

29 Dhaugi

30 Dushahar

31 Banogi

32 Suchehan

33 Shanghar

34 Garaparli

35 Shenshar

36 Deuridhar

Annexure H-1

List of Gram Panchayat falling under Reference Unit Area (RUA) Nirmand


(RUA)

Name of Gram

Panchayat Covered

1 RWS -1 (Nirmand)

Sh Dayal Singh S/O Sh. Hari

Chand

Vill. And PO Nither

01904-265439


Nirmand

Nither

2 Durah

3 Lot

4 Shilli

5 Gamog

6 Rahnu

7 Ghattu

8 Nore

9 Sarahan

10 Chail

11 Dehra

Annexure- H-2

List of Gram Panchayat falling under Reference Unit Area (RUA) Nirmand

Name of Weather Station Reference Unit Area

(RUA)

Name of Gram

Panchayat Covered

1 RWS -2 (Nirmand)

Sh. Jhalli Ram S/O Sh. Bhagat Ram

VIll. Damrahli Tehsil Nirmand

01904-258361


Nirmand

Deem

2 Arsu

3 Kot

4 Bari

5 Nishani

6 Twar

7 Bhalti

8 Nimand

9 Poshna

10 Sargha

11 Khushwa

12 Kharga

13 Tunan

14 Bahadva

Annexure-I

List of Gram Panxchayat falling under Reference Unit Area (RUA) Nagar( Tehsil Manli and Kullu)

Sr. No. Name of Weather

Station

Reference Unit

Area (RUA)

Name of Gram Panchayat Covered

1 RWS Nagar

O/o SMS Agri.

Patlikuhl

Tehsil Manali &

part of Tehsil Kullu

Archandi

2 Jana

3 Nagar

4 Hallan-1

5 Devgarh

6 Mandalgarh

7 Hurang

8 Pichalihar

9 Duwara

10 Katrain

11 Hallan-II

12 Baragran

13 Pangan

14 Riyara

15 Shirad

16 Nathan

17 Soyal

18 Gojra

19 Jagatsukh

20 Prini

21 Shanag

22 Vashshath

23 Palchan

24 Burwa

25 Manali

26 Nasogi

27 Shaleen

28 Bran

29 Seugi

30 Pued

31 Neuli

32 Kais

33 Gahar

34 Kararsu

35 Malana

36 Chansari

37 Talogi

38 Benchi

39 Raison

40 Karjan

Annexure J-1

List of Gram Panchayat falling under Reference Unit Area (RUA) Amb

Sr. No. Name of Weather

Station

Reference Unit Area (RUA) Name of Gram Panchayat

Covered

1 RWS-1 Amb

Vill. Jawal

(Sh. Yash pal

Thakur S/o Sh. Tara

Chand Vill. & P.O.

Jawal-Ph. 01976-

255373)

Panchayats of Tehsil Amb Ghangret

2 Gindpur

3 Kharoh

4 Behar-Bhater

5 Dharamshala Mahanta-1

6 Dharamshala Mahanta-II

7 Badmana

8 Jawal

9 Chhaproh

10 Dhuhal Bangwalan

11 Dhuhal Batwalan

12 Sidh Chaler

13 Jawar

14 Sapori

15 Raipur Jaswan

16 Lohara

17 Bhehra

18 Mairi

19 Nehri Khulsu

20 Noranga

21 Panjoa

22 Ripoh Misran

23 Suri

24 Polian Purohitan

Annexure J-2

List of Gram Panxchayat falling under Reference Unit Area (RUA) Amb


(RUA)

Name of Gram

Panchayat Covered

1 RWS -2 Amb

O/o BDO Amb

Panchayats of Tehsil Amb Chururu

2 Humboli

3 Bhaira

4 Diara

5 Dusara

6 Takarla

7 Thuthal

8 Nandpur

9 Satothar

10 Amb

11 Mubarikpur

12 Mandholi

13 Saloohi

14 Andora-1

15 Andora-II

16 Kurluhi

17 Katohar Kalan

18 Kuthera

19 Khairla

Agriculture Insurance Company of India Limited

WEATHER BASED CROP INSURANCE SCHEME 2013-14 TERMSHEET

State: HIMACHAL PRADESH Crop: MANGO

District: UNA

Block: As per table below

RWS: As per table

below

District Development Block

Reference Weather Station (RWS)

Reference Unit area

(RUA)

Areas covered

Backup Weather Station (BWS)

UNA Amb

At Vill. Jawal

Part of Tehsil Amb

List of Panchayat at Anexure

G-1

RWS B.D.O, Amb

(Sh. Yash pal Thakur

S/oTara Chand, V&PO Jawal).

O/o B.D.O,

Amb Part of

Tehsil Amb

List of Panchayat at Anexure

G-2

RWS Jawal

COVER 1: Temperature fluctuations

Event

Definition:

Cumulative deviations of mean temperature more / less than 3 degrees from

the trigger.

Cover period:

25-Mar to 15-Apr

Fortnight 25-Mar 5-Apr 6-Apr 15-Apr

Trigger (°C) 20.5 22.5

Threshold 7 UNITS

Exit 32 UNITS

Payout:

Age group of trees 5-10 years 10-40 years > 40

years

Sum Insured / Max. Payout (Rs.) 100 154 124

Payout per unit (Rs.) 4.00 6.16

4.96

page 1 of 2 UNA

Nature of payout: Consolidated payout for the entire cover period

Cover 2: Un-seasonal Rainfall

Event Definition: Daily Rainfall over the trigger during the policy period in various months.

Cover Period: 25-Mar to 15-Apr

Daily Rainfall Trigger(mm) 20

Exit 120

Cumulative units 100

Payout:


years


Payout per mm (Rs.) 0.70 1.08 0.88

Nature of payout: Multiple payouts (subject to a maximum of Sum Insured under the cover)

Cover 3: High Wind Speed

Definition:

Cumulative deviation in max. wind speed over the trigger in the policy period.

Cover Period:

1-May to 30-Jun

Maximum wind speed trigger: KMPH

Period May June

Max Wind Speed Trigger 50 40

Payout:


years


Trigger (cumulative deviation) 20 20 20

Exit 60 60 60

Payout per unit 1.75 2.70 2.20


Product Summary (all

covers together)


years

Total Sum Insured / Max. Payout

Per Tree (Rs.)

240 370 300

Total Premium (Rs.) 27.60 42.55 34.50

Central Govt. Premium(Rs.): 6.90 10.64 8.63

State Govt. Premium(Rs.): 6.90 10.64 8.63 page 2 of 2

Farmer Premium(Rs.): 13.80 21.28 17.25 UNA




District: SIRMAUR Block: As per table below RWS: As per table below

District Development Block Reference Weather

Station (RWS)

Reference Unit area

(RUA)

Areas covered


SIRMOUR Paonta-Sahib

O/o F.T. Dhaula Kuan

Paonta-Sahib Tehsil

Paonta-Sahib

RWS O/o B.D.O, Amb


Event

Definition:


the trigger.

Cover period:

25-Mar to 15-Apr


Trigger (°C) 21 23

Threshold 7 UNITS

Exit 32 UNITS

Payout:


years


Payout per unit (Rs.) 4.00 6.16 4.96 page 1 of 2 SIRMAUR






Exit 120


Payout:


years


Payout per mm (Rs.) 0.70 1.08 0.88



Definition:


Cover Period:

1-May to

30-

Jun


Period May June


Payout:

Age group of trees 5-10 years 10-40 years > 40 years



Exit 60 60 60



Product Summary (all covers together)



Per Tree (Rs.)

240 370 300

Total Premium (Rs.) 27.60 42.55 34.50


State Govt. Premium(Rs.): 6.90 10.64 8.63

Farmer Premium(Rs.): 13.80 21.28 17.25 page 2 of 2 SIRMAUR




District: KANGRA Block: NURPUR RWS: As per table below

District Block


Reference Unit area

(RUA)

Areas covered


KANGRA Nurpur Vill Baret Nurpur Nurpur Block

Indora


Event

Definition:


the trigger.

Cover period:

25-Mar to 15-Apr


Trigger (°C) 19.5 21.5

Threshold 7 UNITS

Exit 32 UNITS

Payout:


years


Payout per unit (Rs.) 4.00 6.16 4.96 page 1 of 2 KANGRA

Nature of payout: Consolidated payout for the entire cover period NURPUR





Exit 120


Payout:


years


Payout per mm (Rs.) 0.70 1.08 0.88



Definition:


Cover Period:

1-May to 30-Jun


Period May June


Payout:


years



Exit 60 60 60





years

Total Sum Insured / Max. Payout Per

Tree (Rs.)

240 370 300

Total Premium (Rs.) 27.60 42.55 34.50



Farmer Premium(Rs.): 13.80 21.28 17.25 page 2 of 2 KANGRA

NURPUR


WEATHER BASED CROP INSURANCE SCHEME 2013-14

TERMSHEET


District:

KANGRA

Block: NAGROTA

SURIYAN

RWS: As per table below

District Block


Reference Unit area

(RUA)

Areas covered


KANGRA Nagrota-Surian Dhan Nagrota-Suriyan

Nagrota-Surian Block

Fatehpur


Event Definition:

Cumulative deviations of mean temperature more / less than 3 degrees from the trigger.

Cover period:

25-Mar to 15-Apr


Trigger (°C) 19.5 21.5

Threshold 7 UNITS

Exit 32 UNITS

Payout:


years


Payout per unit (Rs.) 4.00 6.16 4.96 page 1 of 2 KANGRA

Nature of payout: Consolidated payout for the entire cover period NAGROTA SURIYAN





Exit 120


Payout:



Payout per mm (Rs.) 0.70 1.08 0.88



Definition:


Cover Period:

16-Apr to 15-Jun


Period 16th Apr-15th May 16th May-15th June


Payout:




Exit 60 60 60



Product Summary (all covers

together)



Per Tree (Rs.)

240 370 300

Total Premium (Rs.) 27.60 42.55 34.50


State Govt. Premium(Rs.): 6.90 10.64 8.63 KANGRA

NAGROTA SURIYAN

Farmer Premium(Rs.): 13.80 21.28

17.25 page 2 of 2



TERMSHEET


District: KANGRA Block: INDORA RWS: As per table below

District Block Reference Weather

Station (RWS)

Reference Unit area (RUA)

Areas covered


KANGRA Indora PCDO Indpur Indora Indora Block Nurpur


Event Definition:

Cumulative deviations of mean temperature more / less than 3

degrees

from the

trigger.

Cover period:

25-Mar to 15-Apr


Trigger (°C) 21 23

Threshold 7 UNITS

Exit 32 UNITS

Payout:


years


Payout per unit (Rs.)

4.00 6.16

4.96

page 1 of 2 KANGRA

Nature of payout: Consolidated payout for the entire cover period INDORA



Cover Period: 25-Mar To 15-Apr


Exit 120


Payout: Age group of trees 5-10 years 10-40 years > 40 years


Payout per mm (Rs.) 0.70 1.08 0.88



Definition:


Cover Period:

16-Apr To 15-Jun


Period 16th Apr-15th May 16th May-15th June


Payout:




Exit 60 60 60





Total Sum Insured / Max. Payout Per Tree (Rs.) 240 370 300 page 2 of 2

Total Premium (Rs.) 27.60 42.55 34.50

Central Govt. Premium(Rs.): 6.90 10.64 8.63 KANGRA

State Govt. Premium(Rs.): 6.90 10.64 8.63 INDORA

Farmer Premium(Rs.): 13.80 21.28 17.25



TERMSHEET


District: KANGRA Block: FATEHPUR RWS: As per table below

District Block


Reference Unit area

(RUA)

Areas covered


KANGRA Fatehpur

Raja ka Talab

Fatehpur Fatehpur

Block Nagrota-Surian


Event

Definition:

Cumulative deviations of mean temperature more / less than 3

degrees from the

trigger.

Cover period:

25-Mar to 15-Apr


Trigger (°C) 18 20

Threshold 7 UNITS

Exit 32 UNITS

Payout:

Age group of trees 5-10 years 10-40 years > 40 years page 1 of 2 KANGRA

Sum Insured / Max. Payout (Rs.) 100 154 124 FATEHPUR

Payout per unit (Rs.) 4.00 6.16 4.96






Exit 120


Payout: Age group of trees 5-10 years 10-40 years > 40 years


Payout per mm (Rs.) 0.70 1.08 0.88



Definition:


Cover Period:

16-Apr to 15-Jun


Period 16th Apr-15th May 16th May-15th

June


Payout:


years



Exit 60 60 60





years Total Sum Insured / Max. Payout Per Tree (Rs.) 240 370 300

page 2 of 2 Total Premium (Rs.) 27.60 42.55 34.50

Central Govt. Premium(Rs.): 6.90 10.64 8.63 KANGRA

State Govt. Premium(Rs.): 6.90 10.64 8.63 FATEHPUR




TERMSHEET


District: HAMIRPUR Block: As per table below RWS: As per table below


Block

Reference Weather Station

(RWS)

Reference Unit area

(RUA) Areas covered


HAMIRPUR

Hamirpur O/o DDH, Hamirpur

Hamirpur Hamirpur Block RWS Nadaun

Nadaun

O/o SMS Agri. Nadaun

Nadaun Tehsil Nadaun RWS Gilore

O/o Naib Tehsildar, Tehsil

Gilore Gilore Sub-Tehsil Gilore Nadaun

Bamson

Sh. Balbir Singh S/o Sh. Hima Ram

vill Hayor, PO Awah Devi, Land line No. 01972-

275131

Bamson Block

Part of Tehsil Bhoranj,

Sujanpur and Hamirpur

Nadaun


Event Definition: Cumulative deviations of mean temperature more / less than 3 .

Cover period: 25-Mar to 15-Apr degrees from the trigger

Fortnight 25-Mar 5-Apr 6-Apr 15-

Apr

Trigger (°C) 19.5 21.5

Threshold 7 UNITS

Exit 32 UNITS

Payout: page 1 of 2



Payout per unit (Rs.) 4.00 6.16 4.96 Hamirpur HAMIRPUR






Exit 120


Payout:



Payout per mm (Rs.) 0.70 1.08 0.88



Definition: Cumulative deviation in max. wind speed over the trigger in the policy period.

Cover Period: 1-May to 30-Jun


Period May June


Payout:




Exit 60 60 60





Total Sum Insured / Max. Payout Per Tree (Rs.) 240 370 300

Total Premium (Rs.) 27.60 42.55 34.50



Farmer Premium(Rs.): 13.80 21.28 17.25 page 2 of 2 HAMIRPUR



TERMSHEET


District: BILASPUR Block: As per table below RWS: As per table below


Block


Reference Unit area

(RUA)

Areas covered


BILASPUR

Sadar O/o DDH, Bilaspur

Bilaspur & Tehsil

Naina Devi Ji

Tehsil Bilaspur & Tehsil

Shri Naina Devi Ji

Hamirpur


Event

Definition:

Cumulative deviations of mean temperature more / less

than 3 degrees from the

trigger.

Cover period:

25-Mar to 15-Apr


Trigger (°C) 19.5 21.5

Threshold 7 UNITS

Exit 32 UNITS

Payout:


years


Payout per unit (Rs.) 4.00 6.16

4.96

page 1 of 2 BILASPUR




Cover Period: 25-Mar To 15-Apr


Exit 120


Payout:



Payout per mm (Rs.) 0.70 1.08 0.88



Definition:


Cover Period:

1-May To 30-Jun


Period May June


Payout:




Exit 60 60 60





Total Sum Insured / Max. Payout Per Tree

(Rs.)

240 370 300

Total Premium (Rs.) 27.60 42.55 34.50

Central Govt. Premium(Rs.): 6.90 10.64 8.63 page 2 of 2 BILASPUR



Agriculture Insurance Company of India


Crop: APPLE

State: Himanchal Pradesh

Unit : Tree

District Shimla

RWS :

As per details in the Table below

Block(s):As shown in table below




Areas covered Backup Weather

Station(BWS)

SHIMLA

JUBBAL

PCDO Anu Tehsil Jubbal Tehsil Jubbal Kotkhai

Hort. Res. Stn. Kuftu (Kotkhai)

Tehsil Kotkhai Tehsil Kotkhai Anu

NARKANDA O/O Branch Manager,

HPMC near PCDO Kumarsain

Tehsil Kumarsain Tehsil Kumarsain Theog

THEOG

O/o HDO, Theog Part of Tehsil Theog List of Panchayat as per

Annexure A-1 Parala

PCDO, Parala Part of Tehsil Theog

(Parala) List of Panchayats as per

Annexure A-2 Theog

ROHRU

Rohru (O/o SMS, Hort.) Part of Tehsil Rohru List of Panchayats as per

Annexure B-1 Khadrala

PCDO Khadrala Sub-Tehsil Tikkar

(Khadrala) List of Panchayats as per

Annexure B-2 Rohru

CHIRGAON HEC Sandasu Tehsil Cirgaon

(Sandasu) Tehsil Cirgaon Rohru

CHOPAL

O/o SMS Agri. Chopal Tehsil Chopal Tehsil Chopal Nerwa

O/o Naib Tehsildar, Nerwa

Sub-Tehsil Nerwa Sub-Tehsil, Nerwa Chopal

RAMPUR PCDO, Sarahan Tehsil Rampur Tehsil Rampur O/O Branch

Manager, HPMC near PCDO Kumarsain


Cover objective: To Cover anticipated yield loss due to tempearture fluctuations during flowering

Cover period: 25-Mar to 7-May

Cover definition: Sum of upward deviation of daily Max. Temperature and downward deviation of daily Min. Temperature

from the trigger temperature given below for the entire cover period.

Phase Period Trigger Max Temperature

Trigger Min Temperature

1 25/Mar to 31/Mar 25.0 4.5

2 1/Apr to 7/Apr 25.5 5.0

3 8/Apr to 14/Apr 26.0 5.0

4 15/Apr to 22/Apr 27.0 5.5

5 23/Apr to 30/Apr 27.5 5.5

6 1/May to 7/May 28.0 6.5

Payout Begins At: 18

Exit (100%) Payout 72

Age group of trees → 5-15 Years 15-40 Years

Payment per degree C (Rs.): 1.62 3.24

Sum Insured (Rs.): 87.5 175

Nature of Payout: Consolidated payout for the entire period.

COVER 2: Rainfall requirement.

Cover objective: To Cover anticipated yield loss due to deficit in aggregate rainfall across different phases.

Cover period: 1-May to 31-Jul

5-15 Year 15-40Year

Phase Period Trigger Exit Rate/mm Max payout Rate/mm Max payout

1 1/May to 31/May 25.0 0.0 1.63 40.8 3.27 81.7

2 1/Jun to 30/Jun 75.0 15.0 0.68 40.8 1.36 81.7

3 1/Jul to 31/Jul 150.0 25.0 0.33 40.8 0.65 81.7

Nature of Payout: Payout shall be given phase-wise. Total 122.5 Total 245.0

COVER 3: Unseasonal / Excess Rainfall.

Cover objective: To Cover anticipated yield loss because of higher number of rainy days during the cover

period (flowering)

Cover period: 25-Mar to 30-Apr

Cover definition: A day with a rainfall of 2.5 mm or more will be counted as rainy day.

Payout Begins At:> 8 days

Exit (100%) Payout 18 days


Payment per day (Rs.): 7.00 14.00

Sum Insured (Rs.): 70 140


PRODUCT SUMMARY

Age group of trees → 5-15 Years of age. 15-40 Years of age

Total Sum Insured per tree (Rs.): 280 560

Total Premium per tree (Rs.): 32.20 64.40

Central Govt. Share in Prem. (Rs.) 8.05 16.10

State Govt. Share in Prem. (Rs.) 8.05 16.10

Farmer's Share in Prem. (Rs.) 16.10 32.20 page 2 of 2 Shimla



Crop: APPLE

State: Himanchal Pradesh

Unit : Tree

District : Mandi

RWS : As per details in the Table below

Block(s):As shown in table below




Areas covered Backup Weather Station

(BWS)

MANDI

KARSOG O/o Himachal Gramin

Bank, Churag Tehsil Karsog

List of Panchayat as per Annexure -C

RWS

O/o Tehsildar, Thunag

JANJEHALLI

O/o Tehsildar Thunag Tehsil Thunag

List of Panchayat as per Annexure- D

Panjain

Panjain

Part of Sub-Tehsil Bali Chowki (Panjain)

Thunag

(Ramesh Kumar S/o Sh. Sher Singh, Vill. & P.O.

Panjain)






Phase Period Trigger Max Temperature Trigger Min Temperature

1 25/Mar to 31/Mar 25.0 5.5

2 1/Apr to 7/Apr 26.0 6.0

3 8/Apr to 14/Apr 26.0 6.0

4 15/Apr to 22/Apr 27.5 6.5

5 23/Apr to 30/Apr 28.0 6.5

6 1/May to 7/May 28.5 7.0






Nature of Payout: Consolidated payout for the entire period. page 1 of

2



5-15 Year 15-40Year

Phase Period Trigger Exit Rate/mm Max

payout Rate/mm Max

payout

1 1/May to 31/May 20.0 0.0 2.04 40.8 4.08 81.7

2 1/Jun to 30/Jun 40.0 5.0 1.17 40.8 2.33 81.7

3 1/Jul to 31/Jul 100.0 15.0 0.48 40.8 0.96 81.7




period (flowering)









PRODUCT SUMMARY






Farmer's Share in Prem. (Rs.) 16.10 32.20 page 2 of 2



Crop: APPLE

State: Himanchal Pradesh Unit : Tree

District : Kullu RWS : As per details in the Table below Block(s):As shown in table below

District

Development Block

Reference Weather Station (RWS) Reference Unit area

(RUA) Areas covered


KULLU

ANI

Ani (O/o SMS) Sub-Tehsil Ani List of Panchayats as per

Annexure E-1 Dalash

HEC Dalash

Part of Sub-Tehsil Ani (Dalash)

List of Panchayats as per Annexure E-2

Ani

BANJAR

At Vill. Dehuri

Tehsil Banjar List of Panchayats as per

Annexure F-1 O/o SMS Agri.

Patlikuhl

(Sh. Rishi Ram S/o Saran Pat Vill. Dehuri, P.O. Kalnari, Tehsil Banjar.

01903-225022 )

NAGAR O/o SMS Agri. Patlikuhl

Tehsil Manali & Part of Tehsil Kullu

Tehsil Manali & part of Kullu Tehsil (Annexure F-2)

RWS Vill. Dehuri


Cover objective:

To Cover anticipated yield loss due to deficit in aggregate rainfall across different phases.

Cover period: 1-

May to 31-Jul

5-15 Year 15-40Year


payout Rate/mm Max

payout 1 1/May to 31/May 20.0 0.0 2.04 40.8 4.08 81.7 2 1/Jun to 30/Jun 40.0 5.0 1.17 40.8 2.33 81.7 3 1/Jul to 31/Jul 100.0 15.0 0.48 40.8 0.96 81.7

Nature of Payout: Payout shall be given phase-wise.

Total 122.5 Total 245.0


Cover objective:

To Cover anticipated field loss because of higher number of rainy days during the cover

period (flowering)


Cover definition: A day with a rainfall of 2.5






mm or more will be counted as rainy day.


PRODUCT SUMMARY




Central Govt. Share in Prem. (Rs.) 8.05 16.10 page 2 of 2


Farmer's Share in Prem. (Rs.) 16.10 32.20 Kullu



Crop: APPLE


District : Kinnaur RWS : As per details in the Table below Block(s):As shown in table below




Areas covered Backup

Weather Station (BWS)

KINNAUR NICHAR

Vill. Nigani

Tehsil Nichar Tehsil Nichar PCDO Sarahan

(Sh. Laxman Negi S/o Gangawar Negi, Near

PCDO Nichar)






Phase Period Trigger Max Temperature Trigger Min Temperature

1 25/Mar to 31/Mar 21.0 5.0

2 1/Apr to 7/Apr 22.0 6.0

3 8/Apr to 14/Apr 23.0 6.0

4 15/Apr to 22/Apr 24.0 6.5

5 23/Apr to 30/Apr 25.0 6.5

6 1/May to 7/May 26.0 7.0






Nature of Payout: Consolidated payout for the entire period. page 1 of 2




5-15 Year 15-40Year

Phase Period Trigger Exit Rate/mm Max payout Rate/mm Max

payout

1 1/May to 31/May 25.0 0.0 1.63 40.8 3.27 81.7

2 1/Jun to 30/Jun 80.0 10.0 0.58 40.8 1.17 81.7

3 1/Jul to 31/Jul 140.0 30.0 0.37 40.8 0.74 81.7




period (flowering)


Cover definition: A day with a rainfall of 2.5

mm or more will be counted as rainy day.







PRODUCT SUMMARY






Farmer's Share in Prem. (Rs.) 16.10 32.20 page 2 of 2 Kinnaur



Crop: APPLE


District : Chamba RWS : As per details in the Table below Block(s):As shown in table below

District Development Block Reference Weather

Station (RWS) Reference Unit

area (RUA) Areas covered


CHAMBA

TISSA O/o B.D.O, at

Bhanjradu (Tissa) Tehsil Churah

Tissa Block/ Tehsil Churah

RWS O/o BDO, Salooni

SALOONI O/o B.D.O, Salooni. Tehsil Salooni Tehsil Salooni RWS O/o BDO,

Bhanjradu






Phase Period Trigger Max Temperature Trigger Min

Temperature

1 25/Mar to 31/Mar 24.0 4.5

2 1/Apr to 7/Apr 24.5 6.0

3 8/Apr to 14/Apr 25.0 6.0

4 15/Apr to 22/Apr 26.0 6.0

5 23/Apr to 30/Apr 27.0 6.0

6 1/May to 7/May 28.0 7.0






Nature of Payout:

Consolidated payout for the entire period. page 1 of 2

Chamba




5-15 Year 15-40Year


payout

Rate/mm

Max payout

1 1/May to 31/May 30.0 0.0 1.36 40.8 2.72 81.7

2 1/Jun to 30/Jun 60.0 10.0 0.82 40.8

1.63 81.7

3 1/Jul to 31/Jul 110.0 20.0 0.45 40.8

0.91 81.7




period (flowering)









PRODUCT SUMMARY






page 2 of 2

Farmer's Share in Prem. (Rs.) 16.10 32.20

Chamba

INDEX - B TEMPERATURE FLUCTUATIONS

Definition : Total Sum of upward Deviation of daily Max. Temp. and downward Dev. Of daily Min. Temp. from the trigger temperature given below for the entire cover period.

Period To Trigger

Tmin. ( ºC)

Cover Phase, From 25-Mar-14 Phase Period From

Trigger Tmax. ( ºC)

To 7-May-14

Strike (degree celsius) 35.00 1 25-Mar-14 31-Mar-

14 5 23.5

Exit (degree celsius) 75.00 2 1-Apr-14 14-Apr-

14

5.5 24

3 15-Apr-14 8-Apr-14 5.5 24.5 24.5

Age group of Trees = 5 - 15 Year 15 - 40 Year 4 23-Apr-14 22-Apr-

14 6 25

Standard Loss Rate between Strike and Exit- Notional (Rs /degree celsius/Tree) 2.19 4.38 5 1-May-14

30-Apr-14 6 25.5

Phase Limit (Rs / Tree) 87.50 175.00 6

7-May-14 7 26

INDEX - C EXCESS RAINFALL Definition : Total No. of Rainy Days ( A Day when Daily Rainfall >= Benchmark Rainfall i.e.

2.5 mm) during the cover phase

Cover Phase, From 25-Mar-14 To 30-Apr-14 Benchmark Rainfall ( in MM) 2.5 Strike (Days) 9.00 Exit (Days) 17.00

Age group of Trees = 5 - 15 Year 15 - 40 Year

Standard Loss Rate between Strike and Exit- Notional (Rs /Day/Tree) 8.75 17.50

Phase Limit (Rs / Tree) 70.00 140.00 INDEX - D (DEFICIT RAINFALL)

Definition : Aggregate Rainfall during the different Sub- Phases during whole Cover Phase

Cover Phase, From 1-May-14 1-Jun-14 1-Jul-14 To 31-May-14 30-Jun-14 31-Jul-14 Strike (mm) 25 120 210

Exit (mm) 5 40 55

15 - 40 Year

5 - 15 Year

Age group of Trees = 5 - 15 Year 15 - 40 Year 5 - 15 Year 1.02 0.3

15 - 40 Year

Standard Loss Rate between Strike and Exit- Notional (Rs / mm / Tree) 2.0 4.08 0.5 81.67 40.83 0.53 Policy Limit (Rs / Tree) 40.83 81.67 40.83

81.67

Age Group of trees = 5 - 15 Year 15 - 40 Year Combined Sum Insured ( Rs./ Tree) 280 560 Policy Premium ( Rs./Tree) 32.20 64.40 Farmer's Share ( Rs.) 16.10 32.20

Settlement Date Thirty days after the data release by vendor and verified by Insurer.

TERMSHET FOR WEATHER INDEX INSURANCE

ICICI LOMBARD GIC LTD Crop Apple

District Chamba Reference Weather Station



Cover Phase, From 25-Mar-14 Phase Period From

Period To

Trigger Tmin. ( ºC)


To 7-May-14

Strike (degree celsius) 50.00 2 25-Mar-14 31-

Mar-14 6.5 28

Exit (degree celsius) 100.00 3 1-Apr-14 7-Apr-

14 7.5 29

4 8-Apr-14 14-

Apr-14 7.5 30

Age group of Trees = 5 - 15 Year

15 - 40 Year 5 15-Apr-14

22-Apr-14 8 31

Standard Loss Rate between Strike and Exit- Notional (Rs /degree celsius/Tree) 1.75 3.50 6 23-Apr-14

30-Apr-14 8 32

Phase Limit (Rs / Tree) 87.50 175.00 7 1-May-14 7-May-

14 8.5 33

INDEX - C EXCESS RAINFALL

Definition : Total No. of Rainy Days ( A Day when Daily Rainfall >= Benchmark Rainfall i.e. 2.5 mm) during the cover phase



15 - 40 Year




Cover Phase, From 1-May-14 1-Jun-14 1-Jul-14 To 31-May-14 30-Jun-14 31-Jul-14 Strike (mm) 20 40 75 Exit (mm) 0 5 10


15 - 40 Year

5 - 15 Year

15 - 40 Year

5 - 15 Year 15 - 40 Year

Standard Loss Rate between Strike and Exit- Notional (Rs / mm / Tree) 2.0 4.08 1.2 2.33 0.6 1.26

Policy Limit (Rs / Tree) 40.83 81.67 40.83 81.67 40.83 81.67

Age Group of trees = 5 - 15 Year

15 - 40 Year

Combined Sum Insured ( Rs./ Tree) 279.99

560.01

Policy Premium ( Rs./Tree) 32.20

64.40

Farmer's Share ( Rs.) 16.10

32.20

Settlement Date Thirty days after the data release by IMD and verified by Insurer.



Cover Phase, From 25-Mar-14 Phase Period From Period To

Trigger Tmin. ( ºC) Trigger Tmax. ( ºC)

To 7-May-14 1 Strike (degree celsius) 50.00 2 25-Mar-14 31-Mar-14 6.5 28

Exit (degree celsius) 100.00 3 1-Apr-14 7-Apr-14 7.5 29

4 8-Apr-14 14-Apr-14 7.5 30

Age group of Trees = 5 - 15 Year 15 - 40 Year 5 15-Apr-14 22-Apr-14 8 31

Standard Loss Rate between Strike and Exit- Notional (Rs /degree celsius/Tree) 1.75 3.50 6 23-Apr-14 30-Apr-14 8 32

Phase Limit (Rs / Tree) 87.50 175.00 7 1-May-14 7-May-14 8.5 33

INDEX - C EXCESS RAINFALL Definition : Total No. of Rainy Days ( A Day when Daily Rainfall >=

Benchmark Rainfall i.e. 2.5 mm) during the cover phase

Cover Phase, From 25-Mar-14

To 30-Apr-14 Benchmark Rainfall ( in MM) 2.5

Strike (Days) 12.00 Exit (Days) 25.00

Age group of Trees = 5 - 15 Year 15 - 40 Year






15 - 40 Year 5 - 15 Year

15 - 40 Year

5 - 15 Year 15 - 40 Year




15 - 40 Year

Combined Sum Insured ( Rs./ Tree) 280 560

Policy Premium ( Rs./Tree) 32.20 64.40

Farmer's Share ( Rs.) 16.10 32.20


TERMSHET FOR WEATHER INDEX INSURANCE ICICI LOMBARD GIC LTD

Crop Apple District Mandi Reference Weather Station






To 7-May-14 Strike (degree celsius) 25.00 2 25-Mar-14 31-Mar-14 4.5 22.5

Exit (degree celsius) 75.00 3 1-Apr-14 7-Apr-14 5.5 24.5

4 8-Apr-14 14-Apr-14 5.5 25


15 - 40 Year 5 15-Apr-14 22-Apr-14 5.5 25

Standard Loss Rate between Strike and Exit- Notional (Rs /degree celsius/Tree) 1.75 3.50 6 23-Apr-14 30-Apr-14 5.5 25.5

Phase Limit (Rs / Tree) 87.50 175.00 7 1-May-14 7-May-14 6.5 27.5





15 - 40 Year






15 - 40 Year

5 - 15 Year

15 - 40 Year

5 - 15 Year 15 - 40 Year




15 - 40 Year


560.01


64.40


32.20


TERMSHET FOR WEATHER INDEX INSURANCE

ICICI LOMBARD GIC LTD Crop Apple

District Kinnaur Reference Weather Station






To 7-May-14 1 Strike (degree celsius) 25.00 2 25-Mar-14 31-Mar-14 4.5 22.5

Exit (degree celsius) 75.00 3 1-Apr-14 7-Apr-14 5.5 24

4 8-Apr-14 14-Apr-14 5.5 25


15 - 40 Year 5 15-Apr-14 22-Apr-14 5.5 26

Standard Loss Rate between Strike and Exit- Notional (Rs /degree celsius/Tree) 1.75 3.50 6 23-Apr-14 30-Apr-14 5.5 26.5

Phase Limit (Rs / Tree) 87.50 175.00 7 1-May-14 7-May-14 6.5 27.5





15 - 40 Year


Phase Limit (Rs / Tree) 70.00 140.00

INDEX - D (DEFICIT RAINFALL) Definition : Aggregate Rainfall during the different Sub- Phases during whole Cover Phase



15 - 40 Year

5 - 15 Year

15 - 40 Year

5 - 15 Year 15 - 40 Year




15 - 40 Year


560.01


64.40


32.20


Documents

Notification - hpagrisnet.gov.in 2013-14.pdf · Notification No. 20-17/2013- Udyan-IV Dated: March, 2014 The ... (Tehsil Banjar) & Nagar (Tehsil Manali & part of Tehsil Kullu). Kinnaur