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    Summer 2016$6.95 inc GST

    NORTHERN RIVERS

    Key to future growth

    The LismoreProspectus

    Is Your Business Fit forSummer?

    Avoid Fallout Fromthe Silly Season

    Ramp Up Your Sales -

    4 Easy Steps

    Banking & Finance

    Employment & Training

    Biz Tips

    MAGAZINE

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    F L Y P E L I C A N

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    J E T S T A R

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    1 7 : 2 01 5 : 5 5 S Y D N E YV I R G I N

    1 8 : 1 01 6 : 4 5 S Y D N E YJ E T S T A R

    Departs Airline Destination Arrives

    Departures

    Now up to 58flights per week.Ballina Byron Gateway Airport offers up to 7 flights a day with up to

    58 flights per week travelling to Sydney, Newcastle and Melbourne.

    There are daily services to Sydney plus regular direct flights to

    Melbourne and Newcastle travelling on Jetstar, Virgin, Rex andnew airline partner, FlyPelican. So whether your trip is for fun or for

    business, make Ballina Byron Gateway Airport your first choice and

    support your local airport.

    * the above times are indicative of a standard flight schedule and subject to change, details should be confirmed with the

    airline partner. FlyPelican commence services early December 2015.

    Gateway Airportballinabyronairport.com.au

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    Moyra Burke-SmithEditor NRBM

    NRBM is and always has been proud to only use local suppliers.

    3www.nrbm.com.au

    The weather is hotting up and so to is the tourist season. In our beautiful regionthis next financial quarter is the cornerstone of many businesses survival for the rest

    of the year, we wish you all a busy and profitable season.Our cover feature this issue is on Lismore where Lismore City Council have spent the past

    few years consulting with the community to enable them to put together a cohesive plan forthe future. The Lismore Prospectus is part of that and will be a powerful tool for the economic

    development of Lismore and surrounds. We look at a wide range of businesses old and new thathave made Lismore their base and find out how being in the heart of the region has helped them.

    Our company profile this issue showcases Epic Assist, an organisation specialising inemployment and education of people who are disadvantaged or marginalised. We talk to JockMcNamara about the business, the team and how they have become recognised as a leader indisability recruitment.

    Id like to welcome Aaron Tapp from Colourworks, Stephen Moon from Coastal Voice andData and David Bailey from Eagle Insurance to our Experts Panel, bringing with them a vastamount of knowledge to help businesses use technology to create efficiencies in their businessand make good business decisions.

    Speaking of our experts Id like to thank Jamie Cunningham and Clayton Oates who were partof our Meet The Experts workshop in Lismore in November which was a great hit with attendees.This is a program of events we are running in conjunction with Nortec where business owners andmanagers get to workshop with a select panel of experts in a full morning session. Next event is

    in March, more details will follow.Enjoy this bumper issue and finally Id like to wish a Merry Christmas and a prosperous New

    Year to all our NRBM advertisers, suppliers and readers.

    The paper used to produce this magazine is manufactured by an ISO 14001 environmentally rated mill.

    Jamie Cunningham has worked with 300+business owners around the world. Onekey result of his work is helping owners toattract and hire top talent, saving them timeand stress in their businesses and their lives.

    Clayton Oates, QA Business, our Channel7 business efficiency guru cuts throughthe red tape and helps you streamlineyour business to make things happen.Recognised as one of the Top 25 GlobalAccounting Technology Thought Leaders,the only Australian-based professionalto to be recognised with this honour.

    Greg Arnold, Effective WorkplaceSolutionshas 30 years experience asa workplace relations practitioner andmanager in a broad range of industriesincluding construction, engineering,publishing, and hospitality. He helps businessto reduce the risk and exposure to costlydisputation, court cases and prosecution.

    Aaron Tapp, Colourworkshas 27 yearsof experience in the office products/officeautomation industry. Aaron has beeninvolved in some of the most innovative andsuccessful businesses in the sector. NowGM at Colourworks (Canon) Nth RiversAaron and the team provide excellencein print management and businessprocess improvement automation.

    Gail Fuller, Byron Coastal Real Estateproviding sound real estate advice in propertymanagement, holiday rental revenue, sellingand buying property. Our team is focusedon increasing your profit and ensuring yourinvestment is maintained to a high standard.

    Kate Cameron Rochdale Accounting& Business Advisory- Kate started hercareer with PWC Sydney and movedto Lennox Head in 2005. A massive fanof Xero she seriously enjoys workingclosely with businesses to achieve resultsand positive change. With experiencein both marketing and accountancyKate brings a lot extra to businesses.

    Andrew Virtue, Newcastle PermanentBuilding Societyis Lismores home-grownBranch Lending Manager. With more than30 years of banking and finance experience,he provides guidance on how customers canmake their banking products work betterfor them and their families long term goals.

    David Bailey, Eagle Insurancewith20 years experience specialising incorporate, transport, construction andmanufacturing insurances David loves thechallenge of finding solutions for highlytechnical insurance. He helps customersget the insurance they actually need.

    Stephen Moon Coastal Voice & Data,supplying communication solutions tolocal businesses for over 25 years. Westrive to provide our clients with thehighest standards of customer service,

    value for money and the most innovativeproducts and solutions available.

    Our Experts

    NRBMT:02 6685 7569

    F:02 6685 5430

    W:www.nrbm.com.au

    P:PO Box 1777, Byron Bay, NSW, 2481

    The Small Print :

    Notice: While every effort has been made to ensure theaccuracy of the information in this publication the publisher

    accepts no responsibility or liability for any errors, omissions orresultant consequences, including any loss or damage arising

    from the reliance on information in this publication. Theviews expressed in Northern Rivers Business Magazine are notnecessarily endorsed by the editor or publisher. No part of thispublication may be reproduced, stored in a retrieval system or

    transmitted in any form, or by any means electronic, mechanical,photocopying, recording, internet or otherwise, without the

    prior written permission of the publisher.

    PublisherAshley Burke-Smith

    Editor

    Moyra Burke-Smith

    Design

    www.aguawebs.com

    [email protected]

    02 6676 2980

    ContactsEditorial Contributions:

    [email protected] Enquiries/Media Kit:

    [email protected] & General Enquiries:

    [email protected]

    Summer 2016

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    www.nrbm.com.au

    Since 1995, Tweed Day Surgery has provided high quality clinicalcare and a warm caring environment for patients from thesouthern Gold Coast and northern New South Wales.

    We recognise the integral role we play as part of the Tweed Heads/Coolangatta community. This is refected in the excellent supportprograms we offer our patients and referring doctors.

    We assist patients with questions about Tweed Day Surgery and theirstay, as well as planning resources for after hospital recuperation.

    Our surgical services include:

    To discuss available consulting times or to

    arrange a time to view the facility, please contact:

    Ms Robyn SheatherGeneral Manager

    Tweed Day Surgery

    T: 0755995522M: 0408162034

    General Surgery Gynaecology

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    17

    Summer 2016www.nrbm.com.au

    18

    1612

    20-35

    Banking & Finance 12-13Is your business fit for Summer? Find out howto make sure it is

    Employment & Training 14-16Prepare for the VUCA world and Tips forthe Christmas Party

    Insurance 17Invest time now to save future disaster

    Business Efficiency 18

    How to get closer to that Paperless Nirvana

    News 6-7Keeping you up to date with news from the region, includingThe Round Up news from the regions chambers.

    Business Matters 8-19 & 36-37Covering the issues that matter to your business: Biz Tips,

    Banking & Finance, Employment & Training, Insurance, RealEstate, Communications, Business Efficiency and Marketing.

    Company Profile 28This issue we talk to Employment Services Manager,Jock McNamara and find out more about Epic Assist

    and how they champion workplace diversity.

    Pollies Points 38Find out the key issues that your local pollie is fighting for you.

    The Lismore Prospectus 20-35Lismore has been kicking some big goals this year witha number of major projects coming to completion, morein the planning stages and winning a diverse number ofawards. In our feature this issue we look at The LismoreProspectus, a new guide for investment in the heart of theNorthern Rivers. The whole business community has cometogether to showcase why Lismore is a great place to baseyour business. Find out more on page 20.

    05

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    06 Summer 2016www.nrbm.com.au

    NEWS&EVENTS

    A Ballina councillor says the big

    four banks could lose up to $40million in investments under a

    new policy adopted at a recent

    meeting.

    The council voted to gradually

    withdraw its investments from

    financial institutions aligned with

    the fossil fuel industry.

    Jeff Johnson said conditions

    regarding a comparable rate of

    interest and a prudent investment

    policy should be easy to

    accommodate.

    "There are only certain

    percentages that can be invested

    with each individual institution,

    and they have to have a credit

    rating and be term deposits," he

    said.

    "There are about 50 different

    banks and financial institutions

    that do not fund new coal and

    gas projects, so there are plenty

    of institutions for the council to

    choose from."

    Cr Johnson said the

    neighbouring Lismore and Byron

    Shire councils have already

    adopted a similar policy.

    "There's quite a growing

    campaign worldwide, not just in

    Australia for institutions and local

    government to put their money

    where their values are," he said.

    "Given Ballina and the north

    coast, we're on a low lying coastal

    flood plain area, climate change

    will impact on us.

    "The more we can do to

    encourage the shift away from

    these coal and gas projects the

    better off our communities will be

    in the future."

    Plastic-Free Shopping? YambasGot It In The BagYamba businesses are making leaps

    in the effort to drastically reduce

    Yamba's plastic footprint, with thelaunch of the newest edition of the EcoBag.

    Anti-plastic campaigner and local EcoBag representative Gina Lopez

    said the third edition bags were thoroughly embraced by stores around

    town when they were distributed last week.

    It brings the total number of reusable bags distributed in Yamba up

    to 60,000, and incredibly some people are still using bags from the first

    edition.

    "It makes me proud of the community; the people embracing

    change and reducing the impact through really simple steps. said Ms

    Lopez.

    "We don't need a lot of the stuff we consume. I'm proud of

    everybody who is brave enough to recognise they have the power to

    do something."

    Since the plastic reduction campaigns were first introduced to Yamba,

    a number of businesses have almost entirely cut back on plastic use.

    Beachside Bargains has reduced its plastic bag consumption by about

    80% and Caperberry has not bought any plastic bags at all. The Yamba

    farmers' markets are also almost packaging free.

    The behavioural change is so evident that Yamba is being used as a

    case study all through the national plastic reduction community.

    Yamba Chamber of Commerce president and Clarence Valley

    councillor Sue Hughes said the Chamber had been proactive for years

    about reducing the plastic footprint in and around Yamba.

    "It's just fantastic to see so many local businesses support the huge

    benefit of reducing plastic bags," she said.Ballina Byron Gateway New Flights,New RecordFlyPelican has announced it will be

    commencing air services between

    Newcastle and Ballina Byron

    Gateway on Monday 8th December.

    CEO of FlyPelican, Paul Graham said: FlyPelican is very excited to be

    adding another route to its network. Newcastle to Ballina (Byron Bay)

    is very well suited to our Jetstream 32 aircraft that seats 19 passengers.

    The flight time is one hour and twenty minutes and we will be operating

    a daily return service to start with and hopefully increase frequency asthe demand grows.

    The airport has also just experienced the busiest October in its history

    with more than 44,000 passengers flying into and out of the North

    Coast, continuing the airports positive start to the 2015/16 financial

    year.

    The October total of 44,076 passengers was the second highest

    month on record, finishing just behind the January 2015 total of 45,437.

    The record month comes in addition to a record 113,515 passengers

    in the first three months of the financial year, an 8.2% increase on the

    previous year and the highest September quarter documented.

    The Commonwealth Bureau of Infrastructure, Transport and

    Regional Economics (BITRE) data for September has also highlighted theBallina Byron Gateway Airport as among the fastest growing airports

    in Australia.

    Ballina Council WithdrawingInvestments From Fossil FuelSupporters

    Byron Scoops the Pool at NSWTourism AwardsByron Bay has scooped the pool at the

    annual New South Wales Tourism awards.

    Bluesfest added to its growing collection

    of gongs, being voted the state's best festival

    or event.

    Wollongbar campus of North Coast TAFE won the award for Tourism

    Education and Training.The Cape Byron State Conservation Area took home gold in the tourist

    attraction category, while the associated Arakwal Dolphin Dreaming

    program won top honours for Aboriginal and Torres Strait Islander tourism.

    Indigenous education officer, Delta Kay, said it was a proud moment.

    "Byron's done really well this year," she said. "Last year we got silver

    for Arakwal Dolphin Dreaming, so to be able to bring home the gold is

    fantastic."

    Ms Kay is a key player in the program and has taken the reigns from

    her sister who started it some time ago.

    "Dolphin Dreaming has been running for many, many years," she said.

    "We teach our local Aboriginal culture through stories, song and

    dance."It's a very hands-on program and we utilise the great outdoors of the

    Cape Byron Conservation Area when we deliver the programs."

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    THEROUNDUP

    07Summer 2016www.nrbm.com.au

    Casino Reindeer TrailHello and a Merry Christmas to you all! Casino

    Chamber is in full swing with our Christmas

    promotion, the Casino Reindeer Trail.This is our way of supporting our local economy.

    Local businesses were invited to join in the promotion

    where customers who spend $20 in 5 participating

    stores go into a draw to win $2000 worth of

    vouchers to spend in any of the participating stores.

    We filmed a small introductory video that

    gained almost 1000 views in one weekend. We then emailed out a

    campaign to draw people to our facebook page which again boosted

    momentum needed to give this promotion maximum exposure.

    So far the project is going very well with people joining up and

    keeping their dollars local.

    Well have a full report at the end of the promotion in themeantime we wish you all a busy selling season and look forward to

    catching up at our next meeting!

    Lismore Team Takes Top HonoursLismore Chamber of Commerce

    and Industry Inc. were awarded

    Best Local Chamber of Commerce

    in the Northern Rivers Regional

    Business Awards at the LismoreWorkers Club on Saturday, 26

    September.

    With an audience of more

    than 350 representatives from the regional business community, the gala

    event sponsored by the NSW Business Chamber, presented awards for

    excellence in 19 categories to businesses and leaders from the Tweed to

    Grafton. The award for Best Local Chamber of Commerce was closely

    contested between the regional chambers from Lismore, Ballina, Evans

    Head, Kyogle, Murwillumbah, Tweed Heads and Yamba.

    The Lismore Chamber of Commerce and Industry Inc., recently

    renamed to better represent the wider scope of businesses in 2480, paid

    tribute to the hard work of the Board who have worked tirelessly to make

    the chamber a strong voice for the business community and foster a

    strong alliance with the Lismore Council and other regional organisations.

    LCCI now moves on to represent the region at the State Awards

    in Sydney.

    Clarence Valley businesses responding to a recent confidence survey

    are generally positive about the year ahead.Clarence Valley Council sent the survey to a combined list of the

    five chambers of commerce and selected businesses .

    Mayor, Richie Williamson, said although the response was not as

    high as they had hoped he expected that businesses were either too

    busy to respond or were comfortable with the way things were going.

    You would expect to hear from more than that if things were

    going badly, he said. The view from those who did respond was

    they were pretty confident.

    The business confidence survey is an initiative of the Clarence

    Business Advisory Committee. It provides a snapshot to measure

    ongoing business and industry confidence across the Clarence Valley.

    Highlights include:

    57% of respondents believed they would perform better in the

    2015/16 financial year

    respondents viewed the outlook for the national economy as

    remaining the same or moderately stronger. However, they saw

    the Clarence outlook as being moderately or significantly stronger

    close to 40% of businesses reported a stronger return for the

    2014/15 financial year and 35% remained the same

    limited impact on stafng numbers reported with 43% of

    businesses saying they would remain the same

    more than half of businesses were intending to maintain their level

    of capital investment for the year

    economic climate, policy and taxes are the key issues impacting on

    Clarence business performance

    assistance is most needed in business new market options,

    marketing and e-business solutions.

    Cr Williamson said Survey responses will help decision makers get

    a collective view of business sentiment across the Clarence, he said.

    The next survey will be distributed in February.

    Byron Bay's new pay parking machines are being installed in time to be

    operational from the 17th December.

    Council's transport and traffic officer Simon Bennett said 135 new

    machines will be placed on the public footpaths and road reserves, within

    the pay parking area.

    The machines stand about 1.5 metres tall, are solar powered and will

    be spaced between 30 to 50 metres apart.

    Parking will cost $3 per hour or up to a maximum of $20 per day

    depending on where you park.

    For locals there is still an option to purchase a residents exemption

    for $50 pa.

    "If you are a resident, ratepayer or work within the pay parking area,

    you can purchase an Exemption. The annual cost for a resident Exemption

    is $50 and for a person who works within the pay parking area, but lives

    outside of Byron Shire, the cost is $100," Mr Bennett said.

    There is no cost for Byron Shire pensioners.

    The new Byron Bay Pay Parking scheme is part of Council's Fit for theFuture improvement program.

    "With over 900,000 plus day trippers coming into Byron Bay each year,

    most of the pay parking revenue is expected to come from this group.

    "It's anticipated that Council will raise over $2 million annually from

    pay parking with the funds going back into improving Byron Shire's

    infrastructure," Mr Bennett said.

    Also changing the landscape in

    Byron are the new CCTV cameras

    and improved street lighting which

    were installed in November. It is

    hoped that these new additions

    will help to deter anti-socialbehaviour particularly over the

    busy influx during Summer.

    Clarence Business Performance

    Positive For 2015/16

    Byron Pay Parking Machines Installed

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    8

    BUSINESSMATTERS

    REALESTATE

    www.nrbm.com.auwww.nrbm.com.au

    Gail Fuller, Byron Coastal Real Estate

    One of the most wonderful aspects of working in this industry

    is that you see a cross section of humanity and how they live.Inside each home you feel and see how the occupants live

    either in disregard or by way of caring for their environment at home.What is very interesting as you get to meet the people behind

    the homes is the way in which they portray themselves in life, is notnecessarily lived in their own home behind closed doors.

    As you walk in you can see immediately if there is alcohol and/ordrug abuse happening, the unhappy relationships, and what I callhouses but not homes, many void of love.

    Sadly only a small percentage feel like a real home, you can feel itby the ease in which you walk around and the general good feelingof the property.

    Its not about having a perfect showcase home either as that canbe just as lonely and empty as an untidy, dirty home.

    Why do we take an image into the world whether in business, ourrelationships, our friends that is not a reflection of how we are living?How can we say we love someone when you can see clearly that youare not living love in your own home. How does the business personpromote business skills and training when their own environment isout of control and in disorder.

    Real estate is about people not houses. It is about the way youlive in your home, and from this understanding we sell your property.Many sales are made from one similar person to another. As agentsyou get a feel of the person it may suit and their circumstances.

    So how do we start living more true in the one common placethat every person in the world shares? Home. The place that we

    return to every day should be our foundational place, nurturing and

    supporting us as we live.So often when people are selling they finally finish the house and

    paint those last areas, fix the broken pieces, clean all the gardensand look back and wonder why they did not do it earlier. How is itthat we dont honor ourselves enough to want to live like this all thetime. Why do we make do and only complete it for someone else toget more money than to do it naturally for ourselves?

    These are the untruths and lies that I see as an agent, and yesit is how we are which I accept and understand. But I still ask thequestion why? Why pretend to be someone more than what you are.Why not be honest and then maybe you have a starting point and areason to live more harmoniously.

    Lies Exposed One Home at a Time

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    T

    o make your sales grow, you need to invest in them. WhenI say invest, Im talking about investing your focus, time and

    yes, sometimes money.There is a law that states: What you focus on grows. Staring

    at your sales figures wont make them grow but below are fourthings that, if you choose to give them your focus, will make yoursales grow. I guarantee it.

    1. Be perceived as unique and valuable in the minds of yourcustomers, clients and prospects. The key word here is perceived.The perception people have of you, and your company, is their reality.

    Your customers and prospects have specific needs and concerns,and they have to be convinced you are the person to help them.That help must be perceived as valuable and unique in comparisonto your competitors.

    What is unique and valuable about you and your company? How

    clear are you on that?

    2. Know your HVAs - your High-Value Activities. Set yourself up soyou can spend the majority of your time doing these activities. Salesall comes down to activities. If you are not doing them, then yoursales are not growing. If you are bogged down with LVAs (Low-Value Activities), you need an assistant, or you need to delegate.

    A great question to ask is if I HAD to spend 3 days per weekdoing my HVAs, how would I do it? Resist defaulting to it cantbe done. Really look at it as a challenge and get creative. Thinkof it like someone is holding a gun to your head and you HAVE tocome up with some options.

    3. Touch system - current research says it can take nine interactions

    (or touches) with a prospect before they will buy. Most people giveup after less than five and in many cases less than two. Havinga system in place that can consistently put you in front of yourprospects is a game changer. Let's be clear, those interactions mustbe valuable to your prospect - not nine instances of you trying toflog your stuff.

    Think about what they need and give it to them. It could berelevant articles or news updates about their industry. It could beconnecting them with potential staff, customer or vendor contacts.This system does not just apply to your prospects. Treating yourcustomers and clients, in the same way, builds loyalty and helps togenerate referrals.

    An interaction should create perceived value in the mind of yourprospect or customer and make them feel positive about you and

    your company.To be able to execute on this consistently, you need a system

    and a process.

    4. Measurement and Accountability - What gets measured gets

    managed. Too often we have the best of intentions but otherstuff comes up, and we lose our focus and momentum. Withoutmomentum, there is no power. Having a system of measurement,reporting and accountability creates momentum and power. If youare not doing this, you will not get results. Period.

    Some things to measure: number of touches (it helps to bespecific here e.g. calls, f2f meetings, emails, etc.), the number ofnew leads, conversion rate, the number of repeat transactions. Yourmeasurements must be simple to do and meaningful to read.

    What Ive listed here is not complex. However, it is also not easy.When you are busy doing the multitude of things to run your businessit is easy to let this stuff slide. Which is why youll find businesses thateffectively grow and scale, are those who have a focus on sales andhave people dedicated to this stuff. It is near impossible to do this

    part-time and do it successfully.If you need some more detail or guidance on what Ive written

    here, email me at [email protected].

    Ramp Up Your Sales in 4 Key StepsJamie Cunningham

    10

    BUSINESSMATTERS

    BIZTIPS

    www.nrbm.com.auwww.nrbm.com.au

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    BUSINESSMATTERS

    COMMUNICATIONS

    11www.nrbm.com.au

    Stephen Moon, Coastal Voice and Data

    CVD has supplied communication solutions to local businesses for over 25 years. Our clientsreceive the highest standards of customer service, value for money and the most innovative

    products and solutions available.

    KEEPING YOU OPEN FOR BUSINESS

    Business Quality Communications

    IT Solutions

    Cloud Services

    Mobility Solutions

    Business Application Services

    Private Network Solutions

    For the Best Advice and Solution for Your Business, Call CVD Today: www.cvd.net.au 1800 115 795 [email protected]

    Technology Solutions Perfectfor Your Business

    As the business world is growing we are diversifying into theworld of solution selling, offering a wide range of businessneeds including Phone Systems, Mobility/Apps and IT

    managed solutions.Being the only tier one Business Partner on the Northern Rivers

    enables us to offer any solutions from a wide range of Telstra products.One of the benefits of this is that it allows the products to be placedon clients' existing Telstra account saving them initial upfront costs.You also get peace of mind knowing that your provider is one thatis here for the long haul

    Tailoring solutions is part of the skill set your communicationsprovider should be able to offer you as a client. Ensuring thatthe solutions are tailored to the specific needs of the business in

    communication, mobility solution and apps, managed networkingand cloud solutions. This is a much better outcome than trying to fitinto a pre-determined package.

    As well as focusing on your business needs for the present youalso need to spend time on where you would like your business tobe in the future and what those future requirements will be.

    New technology can increase your efficiency, save you moneyand increase your security. Infrastructure As A Service (IAAS) is away businesses can access the latest technology by leasing an offsiteserver, the technology is constantly upgraded without you havingto invest in an onsite server. A simple monthly contract, provides asecure solution.

    Software as a service is thesame process but for your businessapps such as docusign and accountssoftware etc.What Kind of Upgrade Do You Need?

    A recent project we worked on was with a local company thatwas looking at upgrading their existing server that was situated ontheir premises.

    After meeting with the customer and discussing their requirementsnow and in the future we looked at their existing Telstra account andcame up with the following solution:

    1: Remove the existing server on premises and provide anInfrastructure As A Service (IAAS) where there intellectual data is

    stored in a fully secured premises. This then allows the customerto access their server from anywhere and use the dedicatedinternet tail the server sits on.

    2:Upgrade their existing ADSL service so they will have moreaccess to the IAAS server

    3:Remove their Microsoft exchange server and install Office 3653:Upgrade all the desktop devices4:Upgrade their existing telephone system

    The solution was implemented and placed on their Telstra account,it not only saved upfront costs on buying hardware that quickly getssuperseded but also by upgrading their Telstra account we managedto get some of the hardware paid for. A win win for all.

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    12 www.nrbm.com.au

    BUSINESSMATTERS

    BANKING&FINANCE

    GOLDPARTNER

    Want more time to grow your business andless time bookkeeping?

    www.rochdalehouse.com.au 02 6620 0300

    W

    iththis warm time of year comes a great amount of factorsto consider for small business in the Northern Rivers. There

    are some great online business solutions to fit all businesses,all with the aim of allowing you to do better business.

    Trades are in their busiest time of year. Schedules are tight andclients more demanding than ever. Managing your resources andworkflow is key to businesses maintaining momentum, optimisingcashflow and often provide the opportunity for a lot of business ownersto earn a well-earned break with family. Cloud based workforce andjob management products like simPRO and GeoOp are fantasticfor trade businesses. They allow seamless quoting, invoicing, staffmanagement, job management all the while integrating with Xeroaccounting software. Your financials stay as up to date as your jobs doand your cashflow can be managed from any device wherever you are.This software allows productivity to be maximised, allowing business

    owners more time in the crucial role of winning and completing jobs

    and keeping clients happy.Retail and hospitality businesses are gearing up for their busiest

    time of year. Stock levels need to be optimised, costs of sales andstaffing resources need to be tightly controlled and managed.Deputy is a great online Cloud software tool to take the stress outof managing a casual workforce. Rosters and shifts can be planned,managed and published to staffs mobile devices. New shifts can becreated in seconds and staff notified with the opportunity to take ashift that becomes available or needing to be filled. Casual workerscan clock on and off and shift times managed and integrated uponapproval into Xero at the press of a button taking the headache outof payroll function too. Online stock management can be completed

    in a range of products such as Unleashed, Fishbowl, DEAR Inventoryand tradegecko.

    Professional businesses are gearing up for Christmas breaks andclosures and usually a slower month in January with a lot of clients andstaff on family holidays. This period for these businesses often meanscashflow can get tighter and management of costs throughout thistime is key. As a professional practice, we use cloud based job andstaff management programs as well as run our financials in Xero. Thisensures I can review business results as they happen, act swiftly whereneeded, plan for 2016, all from wherever I am over the holiday break.

    We love helping clients implement solutions to improve the waythey do business. Anything that allows more efficient and betterbusiness decision making is certainly a winner. To see how yourbusiness could benefit from cloud solutions call 02 6620 0300.

    Is Your Business Fit for Summer?Kate Cameron, Rochdale Accounting and Business Advisory

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    M

    any business owners may view theirbusiness as their superannuation fund,

    meaning they dont contribute tosuperannuation or see the importance ofputting funds aside, instead planningto sell their business to fund theirretirement.

    This may be a good idea in theory,however due to the dynamic natureof modern business, things havechanged in more recent times and weneed to be mindful of the impact ofthese changes. You only have to lookat the impacts of the GFC and howthe stability of a country can change

    overnight, so having alternative options

    in place should help mitigate some of theunknowns.

    Succession planning is about having arealistic plan in place for when you want to exityour business.

    Some of the options available to business owners are to sellor lease the business, appoint an employee to run the business or passthe business on to a family member. It is important that business ownersask themselves some important questions about each of these options.

    If you plan to sell the business, is there someone willing and able topurchase it from you? Can it be sold within your required time frame,and at the price you need?

    Is there someone who could lease your business ifthats what youre hoping to do? This approach

    and selling the business both rely heavily on itsprofitability, based on the financial accounts.

    If you choose to appoint someone torun the business for you, you will stillbe reliant upon the profit from thebusiness to support your retirement.Is the profit sustainable if youre notactively involved in the businesssoperations?

    Be very careful if you are assuminga family member will take over yourbusiness, its not uncommon for the

    family member not to realise this isthe expectation. Communication is key

    so make sure you have this conversationearly on, keep a record of it and maintain

    expectations of timing that work for bothparties, with a contingency plan in case their

    circumstances change.Succession planning is also important to ensure your

    financial wellbeing in case something happens to you or anotherstakeholder in the business at any time, so dont leave it until youreplanning retirement. Any business issues should be reviewed on aregular basis using what if scenarios, including back up plans shouldthings not go according to plan.

    Now is always a good time to make a plan.

    Have You Planned Your Exit?

    13www.nrbm.com.au

    BUSINESSMATTERS

    BANKING&FINANCE

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    T

    raining company HVTC has led the field again with two of itsemployees taking out top honours at the NSW & ACTGroup Training Association (GTA) Awards and

    a host employer receiving accolades at theNSW Training Awards.

    At the GTA Awards in October,engineering mechanical apprenticeKyle Kruger beat nine other finaliststo take out the Apprentice of theYear award. Hospitality School-based trainee Harry Mitchellwas one of three finalists in hiscategory and named School-based Apprentice/Trainee of theYear.

    The Apprentice of the Yearaward tops off a very successful

    year for Mr Kruger. The 24 year oldwas also a finalist in the NSW TrainingAwards and he was named OverallApprentice of the Year at the 2015 HVTCExcellence Awards in April.

    Mr Kruger, who is based in the Illawarra, was employedas an Engineering Mechanical apprentice before completing hisapprenticeship in order to take up a full time role with his hostemployer South32, formerly known as BHP Billiton Illawarra Coal.

    Year 12 student Harry Mitchell from Macksville successfullycompleted a Hospitality Food and Beverage Stream CertificateII while attending school and undertaking work placement at

    Nambucca Valley Care.In April the Macksville High School Captain was named School-based Apprentice/Trainee of the Year at the HVTC Excellence

    Awards. He was also named Head Chef and won the LeastFood Miles competition for sourcing local produce

    in the 2014 Coffs Harbour Regions Future ChefChallenge.

    Bale Defence Industries in Port Macquariereceived state-wide recognition for itscommitment to skills development and trainingwhen the company received the prestigiousNSW Training Award for Small Employer ofthe Year in September.

    HVTC Manager Northern Regions, GrantReeves, said, Bale Defence Industries has

    supported the training and development ofapprentices for many years, sharing a strong

    partnership with HVTC for over two decades.HVTC CEO Sharon Smith congratulated HVTCs

    winners and finalists on their achievements. Thisresult is an absolute credit to our talented trainees,

    apprentices and dedicated and experienced staff.Most importantly, these awards also reflect the significant role

    our business and industry partners play in making sure our youngpeople secure quality employment outcomes, Ms Smith said.

    HVTC has offices across NSW from Northern Rivers to theSouth Coast. It was Australias first group training company andhas provided employment and training opportunities to more than20,000 people over the past 34 years.

    HVTC Wins Three Top State Awards

    Tweed, Northern Rivers, North Coast, North West, Mid Coast, Hunter, Hunter-V-Tec,Sydney, Illawarra, Southern Tablelands, Shoalhaven, South Coast

    At HVTC we recruit, employ and arrange formal

    training for your apprentice or trainee, leaving you

    free to focus on productive work that boosts

    your business.

    We take care of everything for you and are specialists

    in recruitment, VET regulation, WHS and HR.

    HVTC will manage all of the paperwork and payroll.

    You receive one weekly invoice... simple!

    Call us today!

    02 6622 1363

    hvtc.com.au

    Over 27 years

    experience in the

    Northern Rivers

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    and traineeships

    made simple

    You take care of business, well take care of the rest

    14

    BUSINESSMATTERS

    EMPLOYMENT&TRAINING

    www.nrbm.com.auwww.nrbm.com.au

    Bale Defence IndustriesManager, Link Bale

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    BUSINESSMATTERS

    EMPLOYMENT&TRAINING

    15www.nrbm.com.au

    T

    here is enormous change going on in the world of work.The military coined the acronym VUCA to describe the

    environment in which we live and work: volatile, uncertain,complex and ambiguous. Soundfamiliar?

    Because evolving technologiesand truly globalised markets aredisrupting many business modelsand placing power into the handsand minds of customers everywhere,business has to adapt incrediblyquickly to stay competitive.According to global research byMcKinsey & Company, 40% ofemployers around the world say theycant get people with the skills to

    achieve the quick adaptation needed,while many millions of highly educatedpeople remain unemployed.

    So we all have to think differently about skill-sets and learning for this new VUCA world.

    Here on the North Coast of NSW, businessis necessarily more dependent on networking,entrepreneurialism and directly contacting customerslocally and globally to deliver goods and services to them.Accordingly, businesses must find a way to ensure that current andprospective employees have an agile set of capabilities centred onfinding - and keeping - customers for their lifetime.

    Welcome to the T-shaped learner and worker. The T-shape learnerand worker has (traditionally) skills, knowledge and competencies

    with technical depth (the upright of the T) but also has broad softskills: good work ethic, an adaptive,enterprising nature and highly effectivecommunication and social skills (thehorizontal cross bar of the T).

    The key challenge for individualsto become and stay employed is tobe constant learners and acquirean holistic, malleable T-shapedskillset that expands, contracts and isreinvented as customer (and employer)demand comes, goes and evolves.

    This holistic skill set cant belearnt just in a classroom, or on the

    job, or online. It can be learnt througha collaborative approach in which learner/

    workers are exposed early and almost in parallelto experiences in the workplace, in structured

    learning environments and in the community that helpform the vertical and horizontal capabilities together.The key challenge for businesses, training providers and

    job service providers is to achieve this working in parallelmodel together. Its a new way of thinking about skills, capabilities

    and recruitment for your business.It starts with a conversation if youre interested in exploring this

    with us, contact us on 1300 628 233.

    A New Way of Thinking

    Source: EnterprisingFutures: The changing

    landscape and newpossibilities for furthereducation Gazelle Global

    Adapted extract from a speech by Elizabeth McGregor, Institute Director, North Coast TAFE

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    16

    BUSINESSMATTERS

    EMPLOYMENT&TRAINING

    www.nrbm.com.auwww.nrbm.com.au

    They call It The Silly Season

    S

    ome tips to avoid the fallout from staff Christmas functionsChristmas functions are great for team-building and rewarding

    staff, and a chance for staff and management to relax and un-windand celebrate the successes (or otherwise) of the past 12 months.

    However, when staff and management let their hair down in thespirit of the season, especially when alcohol is involved, anything canhappen and, unfortunately often does! Heres some advice to getthrough the silly season unscathed.Harassment and WH&S

    Unfortunately employers can be held to be vicariously liable forinappropriate statements and conduct that occurs at work-relatedChristmas celebrations. Such conduct can amount to sexual harassmentor other forms of harassment (such as racial harassment). Particulardanger areas include Kris Kringle gift giving, joke staff awards andskits/performances that may offend certain persons and groups.

    Employers also have responsibilities to ensure the safety of all

    employees at work-related Christmas functions, by taking steps toprevent inappropriate conduct, including: ensuring responsible service and consumption of alcohol together

    with the supply of appropriate quantities of food and non-alcoholicbeverages

    having a code of conduct and drug and alcohol policy in placeprior to Christmas functions and reminding employees of thosepolicies before the function

    training and advising employees and managers in relation to theexpectation and standard of conduct required at work functions;

    making appropriate transport arrangements if alcoholic beveragesare served

    having appropriatemonitoring and

    supervision at theparty

    having a complaints process

    taking appropriate and timely action if issues arise.These steps are designed to ensure compliance with WHS obligations,

    and mitigate against workers compensation claims, breaches of WHSobligations, and other harassment claims.Clear policies

    It is also important to have clear policies and procedures governingthe conduct, behaviour and expectations of employees at Christmasfunctions (and indeed all staff social functions), to enable the employerto take disciplinary action against non-complying employees inappropriate cases.Prepare

    It is important for employers to prepare for Christmas functionsbecause it is easier to take appropriate steps before the function toavoid Christmas party fiascos than having to deal with any aftermath.

    Note: These steps and policies and procedures can be applied toall staff and corporate functions, not just Christmas parties, and it ishighly recommended that a broad policy relating conduct at staff andcorporate functions that applies equally to management and staff beincluded in your Staff Manual.

    For further information about this issue, introducing appropriatepolicies or Staff Manual, or you need advice on the fallout from a staffparty, please do not hesitate to contact Effective Workplace Solutions on(02) 6676 3445 or email us at [email protected].

    Greg Arnold, Effective Workplace Solutions

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    BUSINESSMATTERS

    INSURANCE

    17www.nrbm.com.au

    I

    f youve ever dealt with the staff at Eagle Insurance Brokers youllnotice one thing, they love their job. In an area that most of usonly think about because its necessary, Eagle really see their role

    as going the extra mile for you so you get the best combinationof policy and price.

    Managing Director David Bailey explains the amount ofprofessional responsibility brokers have to their clients and why staffeducation and qualifications combined with rigorous professionalstandards make broking one of the most accountable occupations.

    Just like an accountant or solicitor, a broker works on theirclients behalf. We represent our client to the insurance companyand do all the negotiating on their behalf. People are busy with theirown lives and businesses and some types of insurance packages orsituations are complicated. Our role is to identify what particularpolicy requirements clients have and then approach the mostsuitable insurance companies and submit the insurance requestto the market. One area of expertise we deal with is professional

    indemnity, and as a company, we obviously have enormous legalresponsibility and professional indemnity obligations to our clientsas well.

    Eagle Insurance Brokers have access to more than 120 companiesin Australia and internationally, including Lloyds of London. Thechoice of underwriter varies and is determined on what type of risksyou wish to insure against. The 28 strong Eagle team is spread overfour branch locations and with three representatives located outsidethe branches, they cover the entire mid-north and far-north coastacross seven locations.

    The latest staff recruitment is a dedicated claims manager, JenniferMcPherson, who has a ten year background in handling insurance

    claims and also holds aBA Law. We believeits really important

    to have one personhandl ing yourcase if you needto make a claim.Some claims canbe quite complexand having ahighly trained andexperienced personnegotiating with theinsurers is the best wayto look after our clients.

    When asked what themost common mistakes made

    when buying insurance David commented:Firstly that they think will never use it so dont invest time in

    the purchase. We see first-hand in our local area the results ofstorms, fires, burglaries and other issues. At any given time we havea couple of hundred open claims in our business.

    Secondly that it covers everything. Unfortunately insurance is oneof those things that is a grudge purchase. Nobody really wants topay for it but everybody expects to be covered for everything whensomething goes wrong. So give your purchase the time it deserves,its a major business expense for the year, so really understand whatyou are buying and that you have the right cover. Brokers are hereto offer that service.

    Going the Extra Mile

    SYDNEY

    Phone 02 9797 9096

    Freefax 1800 650 453

    [email protected]

    PO Box 85, Haberfield, NSW 2045

    BALLINA

    Phone 02 6681 5128

    Freefax 1800 650 453

    [email protected]

    PO Box 2176, Byron Bay, NSW 2481

    BYRON BAY

    Freecall 1800 132 453

    Freefax 1800 650 453

    [email protected]

    PO Box 2176, Byron Bay, NSW 2481

    www.eagleinsurance.com.au

    Insurance you cancount on whenyou need it most!

    Why wait until you make a claim before finding out how good your insurance policy

    is? Dont risk it! Our insurance brokers are objective and can make sure that your

    policy covers your businesses needs. At Eagle we can help you:

    Make an informed decision

    Avoid paying for what you dont want

    Access the full range of offers and products

    Objectively assess what covers your business needs

    Save time and focus on your business let us shop around for you.

    Our brokers live locally so you dont have to speak to a call centre in another

    state (or country!).

    We know insurance so you dont have to.

    Call Eagle today for a no obligation, free assessment of your insurances.

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    Business Efficiency

    Specialists in CloudBased Business SolutionsAccounting, CRM,Payroll, Consulting,Training & Support

    E: [email protected] T:1300 289 846 W: www.qabusiness.com.au

    CreatingTime for Moments

    That Matter

    Call us for a complimentary assessment to determine if the cloud is right for your business

    Check in with your business anywhere / anytime(formerly referred to as QuickBooks in Australia)

    18 www.nrbm.com.au

    BUSINESSMATTERS

    BUSINESSEFFICIENCY

    T

    here has been a long held belief that computers andtechnology would eliminate the need for paper in

    the office. Ironically the opposite has actuallyoccurred, over the past 20 years the volume ofpaper used in businesses has more than doubled,with the average office worker consuming morethan 10,000 sheets of paper per year, 45% ofwhich is discarded and much of the remainderis locked up in filing cabinets never to be viewedagain.

    Whilst we have been long dreaming of a total

    Paperless Nirvana perhaps now is the time weshould awake from our slumber and focus onchipping away at using Less Paper, by scrutinisingone business process at a time. So where do westart?

    One area that can be completely automated and papereliminated, is the process of Employee Expense Management.

    For those of you that travel and the office is your mobile phone orlaptop, one of the first jobs when you return home from a businesstrip is to empty your pockets of a myriad of travel receipts thatneed to be unravelled, coded, annotated and entered into theaccounting system for claiming and reimbursing. Not to mentionthat you probably will also need to photocopy most of the receiptsthat will fade beyond recognition due to the fact they wereprinted on thermal paper and the originals will fail to satisfy thesubstantiation rules for a future GST audit by the ATO. In many casesyou will also need to match these receipts against the corporate

    credit card statement when it arrives or fillout a tedious, time consuming, Expense

    Claim Re-imbursement Form (in Wordor Excel) in order to recover those out

    of pocket expenses that you paidfor with your own cash.

    Now imagine a scenario whereyou simply take a photo of thereceipt on an App on your mobilephone and you throw away thereceipt (or dont even take it fromthe supplier in the first place). The

    system automatically scans andinterprets the document identifying

    key information such as, SupplierName, ABN, Address, GST, Total and

    even the General Ledger Code to allocatethe transaction to. This information is then

    automatically matched against the credit cardtransaction and is fed directly into your accounting system (all withthe ability to enable customisation of an optional approval processthat suits the way you do business). This entire process can occurAutomagically without any paper being retained and with low H.I.(Human Interference).

    This technology is available now and being used by savvy smallbusiness owners and operators to drive efficiencies in their businessand just another example of how the use of carefully selectedapplications can enable you to Buy Time from your business.

    Less Paper, More EfficiencyClayton Oates, QA Business

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    BUSINESSMATTERS

    BUSINESSEFFICIENCY

    19www.nrbm.com.au

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    Most small to medium business owners have made this commentand others such as how do I grow my business faster andspend less time in my business? or how do we free up staff

    time to work at more productive tasks that gain growth for the business?

    Unfortunately most business owners feel they are too busy to take thetime to solve them.

    So whats the solution and whats available? You can empower staffand streamline the business to automate and rid yourself of many painpoints around mundane, manual business administrative processes.Its about working with current systems, not replacing them.

    There are a lot of ERPs (the software systems that run your business)available to businesses. Most organisations have a good ERP in place andsystems and processes that work in with them.

    The solution is not to replace these ERP systems but to find ways to

    automate the manual processes, with your existing technologies.There are solutions available that can integrate into most ERP systems

    and accounting solutions from bespoke accounting software, MYOB,Quickbooks, XERO etc.

    It is in nearly every discussion with existing clients, prospective clients,their advisers, staff and accountants they discover, through mappingof existing processes, what is available to the business through a smartautomation solution. In most cases it results in a reduction of approximately75% of staff time.

    The solutions that are available are completely customised andaffordable for small to medium business. They allow business ownersand staff to:

    free up their time have a complete audit trail over work being completed on the

    business, even remotely

    set tasks with time frames for completion

    provide a reduction in manual labour around tedious data entry andadministrative tasks

    have improved efficiency on average by 75%Information can be automatically extracted from hard copy

    documents, emails, and placed wherever it is required.Is it for you?

    Its easy to identify if your business efficiencies can improve. Twoobvious signs are:

    1. If you or your staff are keying data, scanning documents to files oremails, you dont have a system in place to have complete visibility

    over your workflow in your business remotely and digitally.2. If you are using in trays (hard copy or email) to have information

    processed into your ERP system, then your business could do with ahealth check to enable you and your staff to work on your businessinstead of in it.

    Data and document data content can flow easily and accuratelywithout the requirement for manual human intervention, the outcomesare extremely powerful and most business stake holders are completelyamazed at the power that the solutions offer, how accurate and specificthey are in relation to integration into their business processes and systemsvia customisation. For more information visit: www.colourworks.com.auor www.go-paperless.com.au

    Start Working On Your Business InsteadOf In ItAaron Tapp, Colourworks

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    Summer 2016

    Lismore City Council has positioned itselfto lobby for big ticket public funding andprivate investment with the development of

    the new Lismore Prospectus. The document waspresented to local state and federal politiciansat a jam-packed breakfast launch on 8 October,with the aim of the prospectus ending up on thedesks of cabinet ministers in Canberra, seniorcivil servants in Macquarie Street and privateinvestors throughout Australia.

    At the launch, NSW State MP Thomas Georgesaid that hed be able immediately to put theprospectus to good use, whilst Federal MP KevinHogan announced that hed established a high-

    powered task force to maximise outcomes fromthe document.

    The 32-page Lismore Prospectus providesa comprehensive guide to private sectorinvestment and public sector funding in a bidto attract multi-million dollar investments andprojects to the city whilst promoting the benefitsof Lismore. These include the citys role as

    the business centre of the Northern Rivers, a stable and skilledworkforce, the largest retail and professional services sector in theregion, a business-friendly council and excellent transport links toSydney and Brisbane.

    How it came about

    The prospectus is the brainchild of Lismore City Councilsexecutive director for sustainable development Brent McAlister.Brent explains that until the production of The Lismore Prospectus,Council would tend to approach potential investors for specificprojects on an ad hoc basis: there was no single documentthat encapsulated Lismores growth prospects and key offers topotential private and public sector investors.

    Now we have the perfect tool to sell Lismore, enthusesBrent. Reaction to The Lismore Prospectus since the launch has

    20

    been so positive weve had to organise two reprints and orderextra thumb drives for the e-version of the document.

    The Lismore advocates

    As Lismores Mayor Cr. Jenny Dowell explains, Before producingThe Lismore Prospectus we agreed that it was important to featureone of our greatest strengths the people who make the citytick and who have achieved success in their respective fields. Wedescribe them as 'Lismore advocates' and their belief in the city'sprospects for growth is immediately apparent.

    The Lismore Advocates are from sectors such as health,education, business, development, the arts and sport. A samplingof these individual champions is included in this feature, alongwith their (abridged) supportive comments which appear in theprospectus.

    Lismores role as the regional hub

    Lismore City generates almost $2billion in GRP annually and theLismore LGA is host to some 4,000 businesses and over 20,000

    The LismoreProspectus

    COVERFEATURE

    Mick McKinlay, Managing Director, North Coast Petroleum -Factors such as the availabilityof talented people to build our team, along with the cooperation we receive from Council andlocal business houses, have all contributed greatly to the success of our business. I have the utmost

    confidence in the economic future of Lismore.

    Dr. Austin Curtin, Surgeon, St Vincents Private Hospital -The new infrastructure being builton the Lismore Base Hospital site will lead to the development of clinical academic departments. Ipredict that this will be the basis of a new explosion in medical services in Lismore.

    LismoreMayor JennyDowe

    ll,withMPsThomas

    GeorgeandKevinHoganatth

    elaunchofTheLismore

    Prospectus.

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    Summer 2016

    COVERFEATURE

    21www.nrbm.com.au

    jobs. The city is serviced by daily commuter flights to Sydney, witheasy access to international flights out of the Gold Coast and thefreeway to Brisbane. Health, education, community services andretail trade are the dominant employment sectors in Lismore, with

    construction, finance, insurance, property and business servicesexpanding significantly of late.

    Lismores workforce has the highest level of bachelor degreeand post graduate qualified workers in the Northern Rivers and thecity also enjoys the highest level of vocationally trained workersin the region. With an annual budget of $130m+ Lismore CityCouncil is also a key employer in the LGA, providing over 400

    jobs directly.In a reflection of Lismore's role as the regional hub, the city

    has seen considerable construction and development activity oflate. Major projects completed recently include Southern CrossUniversity's $28m hi-tech Learning Centre, the $10m renovation ofthe Woolworths Lismore Central shopping centre, the constructionof Councils $15m Goonellabah Sports and Aquatic Centre, theconstruction of the $6m Gateway Motel accommodation andconference facility, the building of a brand new $10m Woolworthssupermarket and retail premises at Goonellabah shopping centre

    and the $6m refurbishment of Lismore City Hall.Recent development at the South Lismore

    Industrial Precinct has been matched bysignificant investment in land for residentialhousing by the Lismore Catholic Archdioceseand private sector developers. These activities

    have been complemented by the first stages of a$270m expansion of Lismore Base Hospital.

    Projected population increase

    The Lismore Local Government Areas currentpopulation is 44,700 and is predicted to grow by5,900 residents over the next 20 years. Lismorespopulation is growing at a sustainable level,with the citys residents maintaining the highesthousehold income for the region. The majorfactor helping to generate population growth isthe employment opportunities contained withinthe major economic growth sectors which

    underpin Lismores position as the heart of theNorthern Rivers.

    Key growth sectors in lismore

    Health:This sector cements the citys strategic regional

    importance and includes:The Lismore headquarters of the Northern NSWLocal Health District, with a staff of 3,600

    Lismore Base Hospital, with 985 employeesand currently undergoing massive changes,including the staged expansion of the LismoreBase Hospital and construction of a 520-vehicle

    multi-story car park, at a total cost of $270mThe Lismore Health Precinct, which is pr imedfor new medium density housing and otherdevelopment

    St Vincents P rivate Hospital campus in EastLismore: voted one of the top 10 privatehospitals in Australia in 2015

    Southern Cross University Health Clinic, whichis currently servicing 7,000 patients per quarterand expanding rapidly.

    Education:Lismore contains important tertiary, secondary and other educationassets, including: Southern Cross University, which contributed $220.8m in gross

    regional product, $135.1m in household income and 1652 full-time equivalent jobs in the Lismore LGA in 2013

    The University Centre for Rural Health (North Coast).Lismore is also the administrative centre for the North Coast

    Institute of TAFE and home to the largest number of public andprivate primary and secondary schools in the region.

    Professional services:Lismore has the greatest number and widest range of professionalservice providers in the region, including: Major state and federal governmental institutions such as

    health, justice and community services Accountants, legal practitioners, financial institutions and

    investment advisors Town planners, surveyors and other specialist services linked

    to building and development.

    ulie Dickson, Founder & Managing Director, Black Sombrero - As the epicentre of ancknowledged clean, green food bowl, Lismore is superbly placed for a business like Black Sombrero:

    we benefit from having top quality fresh produce at our fingertips and a Council that is on the ' war-

    ath' to reduce red-tape for its business constituents.

    Karey Patterson, Founder , eReserve -Lismore is an innovative and creative hub that providesertile ground for global ventures such as ours. The city punches above its weight in terms of servicesnd facilities and there is a large and well educated population of university graduates that seek workere.

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    Summer 2016

    The city has the largest number of Real Estateagencies in the region. Other significant economicsectors and elements contributing to Lismorescurrent success and future growth prospectsinclude tourism, agriculture, the arts, residentialdevelopment, retail, transport, industrial services

    and the ongoing revitalisation of the CBD andnearby riverside recreational precinct.

    A snapshot of investment opportunities in theprospectus

    Potential private investment opportunitiesin Lismore include a medi-hotel and servicedapartments for the medium-density healthprecinct around Lismore Base Hospital; a largetransportation hub in South Lismore; a majorevents and entertainment centre on the outskirtsof the city; and large greenfield developments toprovide housing for Lismores projected population

    increase of just under 6000 people over the nexttwo decades.

    Public sector funding opportunities include theLismore Quadrangle project that encompassesrelocation of the Lismore Regional Gallery;Lismore Park being redeveloped as a 'destination'recreational facility such as Hyde Park in Sydney;and major infrastructure upgrades such as

    a bridge over the Wilsons Rivers on the edge of the CBD, to serviceNorth Lismore Plateau, and a major new road, the Goonellabah Link,which is planned to alleviate traffic density on Ballina Road and theBruxner Highway.

    Many more business and investment opportunities have beenidentified. These are summarised on the 'at a glance' advertisementon the accompanying page - and covered in more detail in thedocument.

    A business-friendly council

    Lismore City Council has earned a reputation as a proactiveorganisation with a proven track record of assisting partnersinvolved in major planning projects, developers and business ingeneral. Council's economic development manager is responsible forsignificant procurement and partnering initiatives and is the single

    22

    point of contact for existing businesses that need support in suchareas as finding new markets, relocating to Lismore, or upskilling theirworkforces.

    Help for developers and business investors

    Council has a can do approach in terms of new development;routinely providing pre-lodgement meetings to ensure all issues andinformation required from applicants are identified upfront. Councilemploys an experienced strategic property development manager formajor developments, and the services of an in-house urban designerare brought to bear on larger DAs. In regard to the future rezoningof residential land, Council offers a fee-based and unique designcharrette service for larger rezoning projects.

    The organisation is committed to making continuous improvements:it conducts annual development industry satisfaction surveys and holdsregular focus group meetings to ensure that the assistance offered todevelopers and business is relevant, consistent and effective.

    To access The Lismore Prospectus in full visit www.lismore.nsw.gov.au to view a pdf or emailable version; or contact Mark Batten,Manager Economic Development, Lismore City Council.

    COVERFEATURE

    Adam Gilchrist, Australian test cricketer -I have fond memories of playing first grade cricket inLismore at the age of 14 as a student at Kadina High, and it is exciting to see the planned developmentof Oakes Oval the home of cricket in the Northern Rivers. I can think of no other regional sporting

    hub in Australia with as much potential for so many sporting codes as Lismore."

    Ben Lamont, CEO, North Coast Cabinets -We made the move from Casino to the South Lismoreindustrial estate to be close to many of our suppliers, and to establish a stronger presence for our currentand potential customers. Lismore has provided us with such strong growth in operations that we arenow planning to build our own greenfield factory here in the near future."

    ChrisHarley,MDofNorthCo

    astCommercialReal

    Estate,whoisalsofeaturedin

    theprospectus.

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    THELISMORE PROSPECTUSAT A GLANCEKEY

    REGIONAL

    STRATEGICADVANTAGES

    Business centre of the

    Northern Rivers

    Stable and highly

    skilled workforce

    Vibrant CBD with largest retail

    sector in the region

    Proactive and business-

    friendly Council

    Health Precinctgrowth corridor Professional Services

    (finance, justice and health)

    Rural residential

    lifestyle housing

    Higher Education

    Southern Cross University

    University Centre for Rural Health

    Centre of excellence for the

    Creative Arts

    Sporting capital of the

    Far North Coast

    Air/road links and proximity

    to South EastQueensland

    KEY

    INVESTMENT

    OFFERS PRIVATE SECTOR

    Medi-hotel inthe proposed

    medium density zone of the

    health precinct

    Serviced apartmentsfor

    professional staff (health,

    justice, and financial sector)

    A grade office space in CBDfor

    regional professional services and

    Council relocation

    Medium density housing in healthprecinct growth corridor

    Establishment of large lot

    transport hubin South Lismore

    Bulky goods retail in southern

    growth corridor

    Residential greenfield land

    development

    Secondary dwellings and

    modular construction (especially

    1 to 2 bedrooms)

    Greater CBD retailexpansion opportunities

    Major events and

    entertainment centre

    Council asset sales

    Lismore Regional Airport

    expanded uses including aviation

    industry training

    CBD shop top housing

    KEY

    INVESTMENT

    OFFERS PUBLIC SECTOR

    Lismore Quadrangle project

    relocation of the Lismore

    Regional Gallery

    Lismore Park major passive

    recreation area

    Infrastructure projects, including

    new link road, bridges and sewage

    pump stations

    Oakes Oval and Crozier field

    major upgrades to football andcricket facilities

    Albert Park baseball

    complex development

    Hepburn Park hockey

    fields upgrade

    Parks, walkways and

    cycleways improvements

    Weatherproofing CBD

    car parks (with optionfor solar)

    Equipping Lismore Showground

    for increased exhibitions andevents activity

    Improvements to safe driver

    trainingfacility for young people

    Restoration of historic Lismore

    Wharf on the Wilsons River

    For information on any aspect of investingor doing business in Lismore please contact:

    Mark Batten

    Manager Economic Development

    Lismore City Council

    PO Box 23A, Lismore NSW 2480

    43 Oliver Avenue Goonellabah, Lismore

    T:+61 2 6625 0458 M:0427 003 645

    [email protected]

    www.lismore.nsw.gov.au

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    T

    he City of Lismore has had an award-winning year. Lismore Councilreceived 2 Green Globes, for Local Government Sustainability andthe Regional Sustainability, and won the NSW Local Government

    Excellence Award in the Partnerships for Growth category for itsinnovative Lismore Health Precinct project.

    This recognition follows several years of investment of time and moneyinto research and identifying a cohesive strategy to take Lismore into thefuture with a sound economy and thriving community.

    The key has been the involvement ofbusiness, community and council workingtogether to achieve results across theboard. The Lismore Chamber ofCommerce also recently won theaward for best local chamber at theNorthern Rivers Regional BusinessAwards.

    The Imagine Lismore 10

    Year Plan brought together thecommunity to look at the futureof not just the economy but alsothe environment, community, sport,youth and the arts.

    The result is a new vigour about theplace, new building projects such as theLismore City Hall and Lismore Base Hospitalupgrades as well as new businesses opening in townjoining the already established, diverse, award winning, businesses.

    This wealth of opportunity for businesses looking to establish or growin Lismore also offers an enviable lifestyle for all manner of business

    24

    owners, workers and specialists wanting to swap the pressures of thecapital cities for a rewarding healthy and family life without sacrificingstrong financial returns.

    This feature showcases a range of business services that makeLismore tick: from property to petroleum and education to energy.Many of Lismores businesses have been around for decades and evengenerations, providing a sturdy platform to support new and growingbusinesses throughout the region. Lismore is at the heart of everything.

    North Coast Commercial Real Estate

    North Coast Commercial Real Estate is a professional organisationwith experienced people working hard to achieve a premium

    result for their clients.They have expertise in property development and feasibility

    analysis and have direct links to all the business bankingspecialists and other critical players in the corporate arena.

    No other active commercial agents on the North Coasthave more corporate real estate experience. Their office

    has undergone rapid growth and they are well respectedfor their specialist knowledge in Commercial and Industrialproperty on the Far North Coast.

    As well as a Lismore base they cover an area fromMurwillumbah to Grafton and beyond. Clients are both local

    and national and very interested in the Far North Coast due tothe rapid expansion in population and coastal tourist destination

    qualities.Their network of clients is focussed on the facets of commercial and

    industrial property, particularly in this growing region.Chris Harley has a long established relationship dealing in commercial

    real estate with an outstanding reputation for success and achieving high

    Lismore, The Heart for Business

    COVERFEATURE

    Commercial Property Management / Sales

    The leading commercial and indus-trial real estate specialists servicing

    the North Coast of NSW.

    For all you commercial needsincluding managing, leasing and

    sales contactChris Harley 0412 758 830.

    1300 721 816www.northcoastcommercial.com.au

    Lismore

    Winner of HIA Awards

    Featured in Harpers

    Bazaar and Kitchen &

    Bathroom Magazines

    T: 02 6622 3644E: [email protected]

    W: northcoastcabinets.com.au

    - Kitchens

    - Bathrooms

    - Domestic

    - Commercial

    From Concept to Design

    to Building to Installation

    We Make Sure YourCabinetry Exceeds

    Your Expectations

    LocallyOwned Since

    2001

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    COVERFEATURE

    25www.nrbm.com.au

    expectations for both sellers and buyers.Southern Cross University

    Southern Cross University offers a rangeof undergraduate and postgraduatebusiness, information and technologyand tourism degrees, which can

    be studied on-campus and bydistance education.

    A key feature of the degreesis the internships, whichprovide valuable hands-onskills and experience and canprovide a taste of the careerchoices in the workplace.

    Alexander Sexton isRelationship Manager, WestpacCommercial, based in Lismore.

    He completed a Bachelor ofBusiness with majors in Accountingand Finance, which he said provided

    an enormous benefit in securing his job and inproviding banking advice for his customers.

    We are fortunate enough to look after the agricultural sector,commercial property investments, property development, invoice finance,cash flow lending, deposit management and specialist transactionalsolutions for large businesses, which makes for a really interesting anddiverse career, Alexander said.

    The most important thing with doing a university degree is that itteaches you how to learn. When coming into a job like this you need to

    be able to adapt and learn really quickly. I still use a lot of what I learnt inthat degree in conversations with my clients, for example when discussingtaxation, foreign exchange and hedging.

    Degrees in the School of Business and Tourism in 2016 includeBusiness, Business Administration, Information Technology and Tourismand Hospitality Management. Applications for study on-campus can bemade via UAC or QTAC and online direct to Southern Cross Universityfor distance education.

    For information on the full suite of courses visit scu.edu.au

    Newton Denny ChapelleNewton Denny Chapelle is a local integrated development

    consultancy with offices in Lismore and Casino. They offerclients an innovative combination of planning, engineeringand surveying services with more than 30 years experiencethroughout the Northern Rivers.

    They provide a complete service in land development andhave the expertise, associations and experience to take every

    project from conception to completion. Key services include:Town Planning

    The planning team specialises in the fields of urban and ruralplanning and can assist in the preparation of all forms of development

    applications throughout NSW, including liaising with local and stategovernment authorities.

    The team can provide full planning and application services in thefollowing areas:

    Residential, industrial, commercial & tourist developments Urban, rural, urban, industrial and commercial subdivisions Environmental Impact Statements Rezoning of land Expert witness reports Feasibility assessment reports

    Civil EngineeringBeing an integrated development consultancy they provide a field

    to finish product. Their experienced Civil Engineering team offers theContinued on page 30...

    Fast trackyour careerwith a degree in Business,

    IT or Tourism

    Apply now for 2016Study on-campus and online.

    15302

    scu.edu.au/businessIts all aboutU

    Newton Denny Chapelleprovidesintegrated development consultancy,

    offering clients an innovativecombination of planning, surveying and

    engineering services, for:

    Development Applications All forms of Land Survey Engineering Civil Design

    LISMORE Suite 1,31 Carrington Street, Lismore

    Ph: (02) 6622 1011

    CASINO Cassino Court,100 Barker Street, Casino

    Ph: (02) 6662 5000

    www.newtondennychapelle.com.au

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    26 www.nrbm.com.au

    COVERFEATURE

    NorthCoast Petroleum (NCP) is a wholly Australian, familyowned company that began in Lismore in 1999with a small retail network. Today, NCP has

    expanded its operations to service the fuel andoil needs of rural, commercial, industrial, andretail customers from Sydney to Bundabergand out west to Brewarrina. We talk to theman behind North Coast Petroleum, MickMcKinlay

    How did the business come about?Themajor oil companies were closing downregional facilities at the time and we werehaving trouble getting reliable supply toour own small retail service station sites. Ibought a truck, did the necessary trainingand before long I had other independentservice stations knocking on the door to ask

    if I could supply them as well.What do you put your success down to?

    Being fair and honest and giving people a fair go.Sure, we have done long hours and continue to do

    so, however, when I look back on it, some of our bestopportunities have come about by helping out other smallbusinesses when they have been doing it a bit tough.

    How do you ensure such high quality customer service?Serviceand flexibility have always been two of the biggest focus pointsin our business. I also believe we have benefited by recruiting theright people along with the development of specialised systems thatsupport our customers business needs. I think it mostly boils down

    to the people in our business, every day I see themgo that extra mile to best serve our customers.

    The team works hard and I think we have a

    lot of fun at the same time.As a team what sets you apart?

    Focussed and dedicated peoplethat enjoy working at NCP anda management focus on everyperson in the business being justas important as another.

    Why do you find Lismorea good base to do businessfrom? Excellent geographicallocation and a good supplyof talented people to work in

    our business. I am also gratefulto our community who have

    certainly supported us, I think inpart because we are a local business.

    On a personal note, I couldnt thinkof a better place to bring up my family,

    particularly in regard to their education.What has NCP got planned for the future?

    Maintain our high standard of service and continuallyimprove our offer to the community; Invest in upgrading our localfacilities; New Lismore CBD head office (Plans are currently withCouncil for approval) and continuing to support other local businessas much as possible. At the same time we are working on someexpansion into other regional areas. Weve got a bit on!

    North Coast Petroleum

    North Coast PetroleumFast, quality, bulk fuel supplies by a local companyemploying local people

    CALL US on 02 6622 8229Or visit 19-21 Kyogle St, South Lismore 2480

    Bulk Fuels - Service Stations, On Farm, Earth Moving, Transport Operators, Industrial & Commercial

    Distributors of Valvoline, Gulf Western, Mobil & Shell Lubricants

    Suppliers of quality refuelling and lubrication equipment

    24 hour account card available

    Weighbridge

    ADBLUE available at the pump

    Quality fuel guaranteed

    Mick McKinlaywith wife Louise

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    MakingThings

    Happen

    02 6621 8544

    31 Keen Street, Lismore

    www.tnr.com.au

    At any time, there are countless issuesdemanding your attention. They candistract and slow you down, preventingyou from making things happen.

    We're not simply accountants. We're

    financialand business advisers - using ourknowledge and experience to provideeffective business solutions and ensureyour financialsuccess.

    TNRhas a team of over 70skilledprofessionals. We are smart,down-to-earth people whose passion ispartnering with clients to help themachieve their business dreams.

    For a team that can help youmake things happen, contact us.

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    From our humble beginnings in Brisbane,Queensland in 1990, EPIC Assist has grownto over 300 staff and now operates fromapproximately 50 service centres.

    In 2005 we opened a small service centre inLismore with only 25 participants. In 2013 weexpanded across the Northern Rivers opening

    full time centres at Grafton, Lismore, Ballina andTweed Heads with part time services at Yamba,Byron Bay, Casino, Evans Head and Kyogle.

    We now support over 400 participants with180 or 45% of them currently working and stillreceiving some support from us. Many othershave found work with our help and no longerneed our support.

    As of 1 July 2015, EPIC Employment Servicerelaunched as EPIC Assist, broadening its servicesfor people with disability and to encouragedisability confidence in the community andworkplace.

    We are passionate about workplace diversity,creating disability confident workplaces andassisting jobseekers and employers to realisewhats possible.

    Our services include recruitment servicesthat provide employers access to the hiddentalent pool, disability employment services thatassist people with disability finding meaningfulemployment and individual support services(e.g. Your Life Your Choice and NDIS). As an RTOwe offer education and training for employersand people with disability. As a registered BASAgent we provide professional outsourcingservices (e.g. bookkeeping).

    Person-centred approach: We cater to

    your individual needs, whether you are anemployer or person with disability and workwith everyone involved to ensure everyonesneeds have been met.

    Care and kindness: We genuinely care forour jobseekers and employers and do whatsbest for them, we do not treat them like anumber.Solution focussed: We remove barriers and

    find the best possible employment solutionsfor our jobseek