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A Publication A Publication of the Lincoln of the Lincoln News Messenger News Messenger I nside I nside PRSRT STD U.S. Postage Paid Permit #57 Lincoln, CA 95648 ECRWSS Postal Customer Lincoln, CA 95648 L INCOLN LINCOLN AUGUST 2011 INSIDE... INSIDE... • What you can do to make your home safer • What you can do to make your home safer • Last minute fun before Back to School • Last minute fun before Back to School • Our school’s plan for battling obesity • Our school’s plan for battling obesity • A new Food Mart opens • A new Food Mart opens

nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

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Page 1: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

A Publication A Publication of the Lincoln of the Lincoln News Messenger News Messenger

I ns

ide

I ns

ide

PRSRT ST D U.S. Postage Pai d

Permit #57 Lincoln, CA

95648

ECRWSS

Postal Custome r

Lincoln, CA 95648

L IN

CO

LN L I

NC

OLN

AUGUST 2011

INSIDE... INSIDE... • What you can do to make your home safer • What you can do to make your home safer • Last minute fun before Back to School • Last minute fun before Back to School • Our school’s plan for battling obesity • Our school’s plan for battling obesity • A new Food Mart opens • A new Food Mart opens

Page 2: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

First of all, I have to saythat I cannot believeAugust is officially here!

It seems as if the summerhas been abbreviated byrandom weather patternsand an unending array ofactivities. My head is stillspinning.

However, I must containmyself because the tide haschanged this month andLincoln is buckling down inpreparation for the fall.

But August has a deepermeaning for me, comingfrom Pittsburgh, Pa. I am aSteelers fan. A huge, loyalSteelers fan and Augustmeans the start of a greatseason.

Zebras back on gridiron

I’d like to kick off thismonth covering (what else?)our very own Lincoln foot-ball schedule for August. Onthe 26th, Lincoln HighSchool goes up againstWoodcreek in their firstgame of the season. Gamestarts at 7:30 at LincolnHigh.

Lincoln’s Junior Zebrasare looking strong this year,

as well. The Lincoln YouthFootball and Cheer starttheir season at Lincoln HighSchool on Aug. 21st againstthe Bear River Junior Bruins.Stop by to help cheer themon! Download their sched-ule at jrzebras.com.

Mom’s day at Big M Fishery

On Aug. 6, get momhook’d on fishing at Big MFishery. Mom will get in freewith paid admission. Nofishing experience? Noproblem. Staff will giveassistance throughout theday. Both catfish or catch n’release fishing available andof course, dads are wel-come, too. Fishing starts at 9

a.m. Visit bigmfishery.comfor details.

Soccer season underway

Of course, I can’t forgetabout soccer! August is alsothe start of Lincoln soccerseason. The teams havebeen formed and practice isunderway. Stop by FoskettRanch on Aug. 6 for a funjamboree.

On Aug. 13, teams ages 10and up will be participatingin a seeding tournament atFoskett Ranch. On Aug. 20,picture day will also be heldat Foskett Ranch.

For times, team informa-tion and upcoming sched-ule, visit lincolnsoccer.org.

2 INSIDE LINCOLN • August 2011

Inside Lincoln is published the first Thursday of each month by Placer Community Newspapers, Inc.

553 F Street, Lincoln, CA. 95648www.lincolnnewsmessenger.com

General Info 916-645-7733, [email protected]

Publisher, Jean Lund, 916-774-7971, [email protected]

Editor, Carol Feineman, 916-774-7972, [email protected]

Sales Representative, Brenda Thomas, 916-774-7974, [email protected]

Sales Representative, Jennifer Parisius, 916-774-7972, [email protected]

ShannonBoisvert InsideLincoln

August is all about kids in Lincoln

Follow usBecome our Facebookfriend at facebook.com/lincolnnewsmessenger

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Page 3: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

August 2011 • INSIDE LINCOLN 3

Farmers Market features live music

The Downtown Farmers’Market is featuring somegreat performances thismonth. Groove to LincolnHighway Band on Aug. 4,Idle Fret Jazz on Aug. 11, FatFingers on Aug. 18 andGene Thorpe and the Fabu-lous Devilles on Aug. 25.

The Farmer’s Market isopen from 5 to 8 p.m.Thursdays through Aug. 25on F Street between 5th and6th streets and BeermannPlaza. The market includesraffles, good food and ofcourse, great music.

Music on the golfcourse at Turkey Creek

On Aug. 19, Gwamba &Friends + the Posse will per-form at Turkey Creek Sum-mer Concert Series on theTurkey Creek Golf Course.

Music starts at 8 p.m. Allages welcome. $5.

Got Hot Rod? Get ready to rumble

On Aug. 20, check out thePlow Jockeys Rod Rumblein the Lowe’s parking lot.Catch classic cars, trucks,street rods, hot rods, musclecars and more. There’s liveentertainment, food, tro-phy presentation and, ofcourse, raffle prizes.

Car registration is from 7a.m. to 9 a.m. and the showstarts at 9 a.m. The rumblebenefits Friends of LincolnKids. Call Jeff Greenberg at408-7503 for details andcontest entry forms.

New school year means vaccinations

I always save the best forlast. Aug. 24 marks the firstday of school for all stu-

dents in the Western PlacerUnified School District. Anotice has been postedrequiring all seventh to 12thgraders to get a whoopingcough shot before startingthe 2011-2012 school year.Please visit wpusd.k12.ca.usfor detailed informationand an immunizationchart.

Preschool options are available

Speaking of school, theWestern Placer UnifiedSchool District is now offer-ing preschool for ages 3 toentry into Kindergarten.Various school programsand locations are offered.Call Kris Knutson at 645-6350 or visitwpusd.k12.ca.us for detailsand income qualifications.Applications are available atthe district office from 10

a.m. to 3 p.m. Mondaysthrough Fridays. The dis-trict office is located at CityHall, 600 6th St., Suite 400.

August is definitely amonth for kids, whether it isin preparation for fall sportsor shopping for school.Local attorney MarkDoughty and I discussedthe importance of pre-paredness and child safetyduring these times.

Pretty soon, neighbor-hood streets will be filledwith the familiar after-school convoy of cars andkids crossing the streetenmasse. Traffic patterns,fast food lines and hecticmornings become thenorm.

Buckle up, Lincoln. Thelaziness of summer quicklymorphs into the hustle andbustle of a busy city onceagain.

HOT AUGUST DATESThursday, Aug. 4• Lincoln Highway Band plays at Downtown Farmers’ MarketSaturday, Aug. 6• Mom’s day at Big M Fishery• Lincoln soccer season jamboree at Foskett RanchThursday, Aug. 11• Idle Fret Jazz plays at Downtown Farmers’ MarketSaturday, Aug. 13• Soccer tournament at Foskett RanchThursday, Aug. 18• Fat Fingers plays at Downtown Farmers’ MarketFriday, Aug. 19• Gwamba & Friends + the Posse will play the Turkey Creek Summer Concert SeriesSaturday, Aug. 20• Soccer picture day at Foskett Ranch• Plow Jockeys Rod Rumble in Lowe’s parking lotSunday, Aug. 21• Lincoln Junior Zebras vs. Bear River Junior BruinsWednesday, Aug. 24• Back to school Thursday, Aug. 25• Gene Thorpe and the Fabulous Devilles play atDowntown Farmers’ MarketFriday, Aug. 26• Lincoln High School Zebras vs. Woodcreek Timberwolves

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Page 4: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

BY PAUL APFELINSIDE LINCOLN CORRESPONDENT

Childhood obesity haslately been very much inthe public consciousness. Most would agree that it’sthe parent’s primaryresponsibility to raise,feed and clothe their chil-dren.

However, because ourchildren spend much oftheir waking hours in thepublic school system,schools bear a responsi-bility to ensure studentsare provided a healthybalance of nutrition and

exercise.So, while parents don’t

get off the hook to provideguidance and set exam-

ples for their children -see the sidebar on tips forparents from a registereddietitian - schools should

have active programs todeal with children’sweighty issues.

Happily, the WesternPlacer Unified School Dis-trict has installed severalprograms to help stu-dents adopt healthy eat-ing and physical activitybehaviors that are key topreventing obesity.

According to the schooldistrict’s Deputy Superin-tendent Mary Boyle,physical fitness is man-aged through exerciseand diet programs.

Boyle said that the staterequires 200 minutes ofphysical education every10 days for first throughsixth graders. That means

generally 20 minutes dai-ly. For students in sevenththrough 12th grades, thatdaily requirement rises to40 minutes or a total of400 minutes every 10days.

Students in ninththrough 12th grades canbe exempt from physicaleducation if they pass fiveof the six physical fitnesstest areas.

Boyle described a phys-ical-fitness test “requiredfor all students in gradesfive, seven and 9 to meas-ure fitness in six areas:aerobic capacity, bodycomposition, abdominalstrength, trunk extensorstrength, upper bodystrength and flexibility.”

There is no state-man-dated testing requirement

4 INSIDE LINCOLN • August 2011

Schools and parents work together for children’s healthy habitsDIETARY TIPS FOR PARENTSMargaret Scheller, a registered dietitianwith Sutter Health, has provided a seriesof tips for parents to help their childrenas well as themselves to eat healthy andavoid obesity for a lifetime.

EAT AS A FAMILY. As a parent, set the example and makehealthy food and beverage choices.

EXERCISE PORTION CONTROL. Make more healthy food items available.

Provide high fiber/low added-sugar cere-al, low-fat milk, fresh fruits and vegeta-bles cut up and ready to eat.

INVOLVE CHILDREN IN SHOPPINGAND COOKING. No good or bad foods, just better choic-es (whole-wheat flour tortilla withpeanut butter and banana instead ofdoughnut and cookies).

PRAISE AND ENCOURAGE CHILDRENTO MAKE BETTER CHOICES. Limit fast food or make up fast food at

home (veggie burgers on whole-wheatbuns or bean burritos and low-fatcheese.)

AVOID/LIMIT HIGH-SUGAR BEVERAGES. Listen to what healthy foods your chil-dren will eat and have them available.

ENCOURAGE EXERCISE AND LESS TVAND COMPUTER TIME. Inform children of the health risks associ-ated with obesity: diabetes, heart dis-ease, asthma and high-blood pressure.

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Page 5: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

August 2011 • INSIDE LINCOLN 5

for the other grades.The school district’s

food and nutrition pro-gram emphasizes healthyeating at breakfast andlunch, including wholegrains and one-percentlow fat milk. Deep-friedfoods are not allowed andsalt and sugar intake isrestricted and monitoredclosely.

Jeff Dardis, the schooldistrict’s director of childnutrition, noted thatvending machines onschool campuses mustmeet state guidelines forhealthy snacks. Sugar-laden drinks are not per-mitted.

Dardis also noted thatthe school district is pur-chasing fruits and pro-duce directly from PlacerCounty farmers. The dis-trict currently buys man-darin oranges and kiwifruits locally and, accord-ing to Dardis is looking toexpand that into othervegetables and fruits inthe near future.

Boyle also mentionedthat in 2010, the district’semployee health commit-tee started an annual10,000 steps challenge toencourage employees toexercise more often and toincrease awareness ofwalking for themselvesand their students. Thishas resulted in severalteachers now walking atlunch with their students,encouraging, according toBoyle “a team approach to

healthy exercise.”The school district pro-

vides breakfast and lunchfor its students. Costs vary. For example, breakfast forelementary and middleschool students is provid-ed for $1.75 while highschool students pay $2. Lunch for elementary stu-dents is $2.50, $2.75 formiddle school studentsand $3 for high school.

The CDC has identifiedhealthy eating and physi-cal activity as key behav-iors in preventing obesityand providing for ahealthy lifestyle.

There is considerableevidence that the WesternPlacer Unified School Dis-trict is actively supportingmeasures to ensure both.

THE CALIFORNIASTATE EDUCATIONCODE FITNESS TEST• Measures aerobic capacityin an endurance run • Measures abdominalstrength in a series of curl-up exercises• Measures upper bodystrength with pushups andpull-ups• Measures body composi-tion and body mass indexwith a bioelectric imped-ance analyzer• Measures trunk strengthand flexibility in trunk liftexercises• Measures flexibility withback and shoulder stretch-ing movements.

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Page 6: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

6 INSIDE LINCOLN • August 2011

Iknow it is hard to con-vince yourself all thisheat is really necessary

but just wait until youtaste the fruit. Wow! Whata difference a few warmdays make.

We farmers were get-ting pretty discouragedlately with the unseason-ably cool weather. Noth-ing was ripening on time,the fruit size was smallerand the flavor was lessthan spectacular.

But now, after a week ofhigher temperatures, weare slammed with pro-duce.

Last week, we werebehind schedule and, bynext week, we will bedrowning in produce. Wewill be going crazy trying

to pick and sell everythingbefore it gets over ripe.

For you, the consumer,that means better-tastingfruit, more choices andsome fantastic “heat wavesales.”

Peaches in particularwill be outstanding in fla-vor and price. Be sure toask for a sample beforeyou make your purchasesbecause you may want tobuy extra. Tomatoes,tomatoes and moretomatoes, especially the

Sun Gold cherry tomatoesand the red sweet 100’staking over the gardens.

Gordon from Willow

Creek said he could pickall day and still not getthem all picked. The heir-loom tomatoes are just

taking their time but willbe arriving soon.

As for us, that is how wefeel about the blackber-

ries: we pick in the morn-ing and, by evening, haveto pick again. We are get-ting a huge amount from

COURTESY • BILLIE JEAN SALLE

Tomatoes and squash are multiplying in the garden right now. That growth will be reflected at Farmers’Market booths.

Billie JeanSalleFarmers’Market

Heat is sweet! High temperatures help local fruit

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Page 7: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

our little patch. But I’drather pick blackberriesthan cherry tomatoes.

It seems there is neveran end to tomatoes. Andbesides, I like to sample asI pick and I do love black-berries.

Squash is loving thewarmer weather and isanother crop that youcould pick twice a day tokeep it manageable. Thegood thing about squashis .... everything. It can beeaten morning, noon andnight and even fordessert. I was given a fan-tastic squash recipe lastweek that was unbeliev-able. Squash Pie. You

would swear it was anapple pie. This veryunique pie was enjoyedby all who were luckyenough to get a bite.

Speaking of apples, yesthey are ripening too. Wehave started picking theGinger Gold apple, whichis similar to an early Gold-en Delicious but denserwith a nice flavor.

Apricots are history.Sadly, the heat picked theremainder of the crop. Ijust hope we got enoughdried for the winter.

Pears are just gettingsugar and will be readysoon. Strangely enough,plums are slow to ripen

and are in short supplynow.

It is time to get yourcanning jars readybecause the peak of can-ning season is upon us.

Cucumbers for picklingare perfect and not show-ing any signs of heatstress. Best get thembefore they becomestressed and bitter.Cucumbers are so healthyfor your system becausethey help naturalize theacid and lower PH levels.

Try slicing them on asandwich with a littlecream cheese; it’s verylight and refreshing.

Sweet corn has beengreat and both white andyellow are available.

Garden beans are liter-ally being picked by thefive-gallon bucketfuls. Doyou realize how muchlabor and time that takes?Next time you’re checkingout the green beans, thinkof the farmers bending orcrawling on their knees

and picking them one byone!

The farmers haveearned every cent theycharge for that bean. Thelarge commercial growersmachine harvest theirbeans in minutes. Ahuman hand doesn’t eventouch them.

The real heat lovers ofthe garden, peppers, egg-plants and okra; haveflooded the market inonly a week.

Yes, it is finally summer!

I love to walk theDowntown Lincoln Farm-ers’ Market every Thurs-day and enjoy the differ-ent tables and appreciatethe hard work of our ded-icated farmers.

Take a moment, standback and admire thebeautiful colors, texturesand aromas of summer,and say thank you. Thankyou for doing this for me.

Billie Jean Salle is the Sierra FreshFarmers manager.

August 2011 • INSIDE LINCOLN 7

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Page 8: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

BY PAUL APFEL INSIDE LINCOLN CORRESPONDENT

With the opening of theLincoln Food Mart onemonth ago on July 4, onemore business has shownevidence of its confidencein Lincoln’s economicfuture.

The Lincoln Food Mart,located in the small busi-ness center at 421 A St. atthe corner of A Street andHighway 193, is one ofLincoln’s newest busi-nesses and certainly itsnewest food and beveragestore.

Store manager Humay-oom Lodhi cited his 20

years in the wine andspirits industry and therelationships he estab-lished over those years asa key factor in being ableto bring reasonablypriced beverages into Lin-coln.

“I wanted to open aconvenience mart” saidLodhi, “one that wouldstock wines and beersthat are not carried byother stores.”

This inventory includesorganic wines not seen onother area beverage storeshelves plus an assort-

ment of locally-producedwines from Lincoln andneighboring foothill com-munities.

Although beverages areplenty at this mini-mart,the store stocks otherproducts ranging frommotor oil to charcoal bri-quets to frozen dinners.

And it serves coffee, freecoffee in fact for com-muters using Highway193 during the 6-10 a.m.daily commute.

The store is owned bySharali Davis, a limitedliability corporation inDavis. When asked whythe corporation choseLincoln for this store,

Lodhi cited several factorsthat weighed into thedecision.

Lodhi noted the excel-lent quality of the schools,the housing growth and

affordability, and his ownmarket research intoneighborhood demandsas critical elements. Healso liked Lincoln’s loca-tion with its proximity to

Roseville and easy accessto Auburn.

Lodhi said that severalcommuters use Highway193 as a shortcut toAuburn and other foothillcommunities. So, in addi-tion to serving Lincolncustomers, he has anopportunity to servesome of the commutersas well.

Lodhi said his currentgoal is to establish a pres-ence and grow his busi-ness by serving the com-munity while offeringsome unique productsand competitive pricing.

Asked how his store isdoing financially, Lodhiresponded, “business ismore than we expected.”

Lincoln Food Mart isopen seven days perweek. Hours are 6 a.m. to10 p.m. Monday throughThursday, 6 a.m. to 11p.m. Friday and Saturdayand 8 a.m. to 10 p.m onSundays.

8 INSIDE LINCOLN • August 2011

Commuters, check out Food Mart for early morning free coffeeMERCHANT PROFILE

COURTESY • PAUL APFEL

The Lincoln Food Mart at the corner of A Streetand Highway 193 is one of Lincoln’s newest foodand beverage store.

LINCOLN FOOD MARTWhere: 421 A St., Lincoln Hours: 6 a.m. to 10 p.m.Monday through Thursday;6 a.m. to 11 p.m. Friday andSaturday; 8 a.m. to 10 p.mSundays

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Page 9: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

August 2011 • INSIDE LINCOLN 9

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Page 10: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

10 INSIDE LINCOLN • August 2011

BY DR. DONNA GALANTESPECIAL TO INSIDE LINCOLN

Sleep disordered breathing isa common and growingproblem affecting the health

of children. Studies show closeto 20 percent of all childrensnore and grind their teeth atnight.

Of the group that snores,about 20 percent of those chil-dren will have more severeforms of obstructive sleepapnea.

Clinical symptoms ofuntreated sleep disorderedbreathing may include exces-sive daytime sleepiness, bed-wetting, behavioral problems,failure to grow and, in somecases, heart complications. Ifleft untreated, these heartissues can become even moreproblematic in adulthood.

The dental signs of sleep dis-ordered breathing are extremewear of the teeth (due to grind-ing), cheek biting, narrow arch-es with severely crowded teethor teeth in cross bite. A crossbite can be noticed when thechild bites down and his or herjaw shifts to one side when clos-ing or chewing.

Another common sign ofsleep disordered breathing isabnormal tongue swallowingand positioning. Often, thesepatients breathe chronicallythrough their mouth and posi-tion their tongue in a forwardposition to allow for mouthbreathing to occur.

An increasing number of chil-dren with behavioral problemsare diagnosed with attentiondeficit hyperactivity disorder.Many studies have shown that alarge number of these childrendiagnosed with this disorderwere later shown to have a sleep

disorder that caused them toexhibit behavior problems dur-ing the day, due to lack of ade-quate sleep at night.

What should you as a parentdo?

See your pediatrician and tellthem about your concerns.They will most likely evaluatethe tonsils and adenoids andmake a recommendation if theyfeel it is necessary, to have anevaluation by an ear, nose andthroat specialist.

Your family dentist is also agood source for referral to anorthodontic specialist who canhelp your child increase theirnasal breathing, correct thesevere crowding and narrowjaws and eliminate the crossbites through the use of maxil-

lary (upper jaw) palatal expan-sion.

As orthodontists in practicefor more than 25 years, we haveseen thousands of patients,some as young as 6-years-old,who had expansion appliancesplaced in both upper and lowerjaws, and all snoring and teethgrinding disappeared alongwith cross bites and severecrowding.

Furthermore, numerousstudies done mostly by themedical community haveshown the health benefits ofmaxillary palatal expansion.Some studies have also shownthat problems such as bed wet-ting, excessive daytime sleepi-ness and even behavioral prob-lems all are resolved with a

change in the jaw size, shapeand function and a substantialincrease in nasal breathingthrough palatal expansion.

In summary, if your child hasany of the following symptoms,he or she may be a candidatefor tonsil and adenoid removal,as well as an evaluation by anorthodontic specialist for max-illary palatal expansion.

• Continuous load snoring• Chronic mouth breathing• Excessive daytime sleepi-

ness• Frequent headaches• Grinding and excess wear of

the teeth (especially baby teeth)• Behavior problems such as

not paying attention, aggres-siveness and hyperactivity

• Enlarged tonsils and ade-

noids• Problems sleeping, bed wet-

ting and sleep walkingIf you are concerned that

your child may have sleep dis-ordered breathing, call yourpediatrician.

We also offer a free consulta-tion to have your child evaluat-ed to determine if their persist-ent snoring, teeth grinding ordaytime sleepiness, could bedue to narrow jaws, severecrowding, a cross bite ormouthbreathing. Call 435-8000(Rocklin) or (530) 432-3483(Penn Valley) to schedule acomplimentary evaluation.

Dr. Donna Galante is with Cater GalanteOrthodontic Specialists. For more information, see www.luvmysmile.com.

Snoring, teeth grinding by children could be sign of sleep disordered breathing

Dr. DonnaGalante ofCaterGalanteOrthodonticSpecialists inRocklin,inspects apatient’steeth duringa checkup.

COURTESY PHOTO

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August 2011 • INSIDE LINCOLN 11

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Page 12: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

So you want to buy avacation home ormaybe a timeshare?

Let’s subject the deci-sion to the model we pre-sented in an earlier col-umn. This is the modelthat analyzes demand,cost, service and support,on-time performance andfeatures and benefits.

DemandWe have to consider

why you are buying thevacation property. Is thisfor personal pleasure toallow you and your familyto escape a pressure-cooker environment?

Or do you want to buythis property to forceyourself to take a vaca-tion? Were you presented

with a sales pitch by asmooth-talking timesharesalesperson?

Be honest with yourself.Is this in the need-to-haveor nice-to-have category?

CostHousing prices rise and

fall with the economiccycles. So you mightrecover your down pay-ment and other routinemonthly expenses.

But, if your circum-stances change – job loss,

market downturn, reloca-tion, change in maritalsituation – you might takea financial bath if youhave to sell at a less thanopportune time.

Assess the risks associ-ated with your initialinvestment, which shouldbe substantial, so you cankeep your monthly debtservice within reasonableranges. Forget about thevacation home or time-share as an investment.It’s shelter, that’s all. And itcosts money to buy it andmaintain it, often whenyou’re not living in it.

Service and supportExamine what it takes

to service and supportthis getaway home. There

are taxes and mainte-nance fees, to name justtwo categories. If you canafford them and your riskis manageable, go for it.Just don’t jeopardize yourprincipal home.

Potential tax savings?Talk to your tax profes-sional. Don’t ever rely onthe salesperson.

On-time performanceCan you sell the proper-

ty if you need to do so?This is still a strugglingeconomy and a particu-larly touchy residentialproperty market.

Many homes bought atthe top of the market justa few years ago have debtexceeding equity, a situa-tion often referred to as

being “upside down.” Ifyou fall into this category,delays in selling yourvacation home justincrease the size of thehole in your pocketbook.

Features and benefitsWhat are the features of

this vacation propertyand how do they benefityou?

According to the studyby the California Associa-tion of Realtors, “2009-2010 Survey of CaliforniaHome Sellers,” in 2009, 67percent of all sellers inCalifornia decided to selltheir homes because ofdifficulties related tomeeting their mortgageobligations, whichincluded changes in fam-ily and employment sta-tus as well as monthlymortgage adjustments.

Reputable financialprofessionals are general-ly skeptical of the invest-

ment wisdom for secondhomes, be they tradition-al structures, condomini-ums or timeshares. Thesame dollars spent to pur-chase and maintain suchshelter can often beinvested in financial mar-ket instruments whichover time have proven tobe much more profitable.

Finally, ask yourself ifyou want to return to thesame vacation structureand same location timeafter time. And, despitethe timeshare pitch thatyou can trade your timefor some property else-where, think aboutwhether the time, effortand probable success rateis worth your effort.

Total your down pay-ment and annual costsand see whether youcouldn’t take a vacation ina great spot and let some-one else clean up themess.

12 INSIDE LINCOLN • August 2011

Paul ApfelPersonal Finances

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Page 13: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

August 2011 • INSIDE LINCOLN 13

Some buyers and sell-ers really aren’t inter-ested in the details of

what goes on during a realestate transaction. Otherswant to be very involvedand want to know all theinner workings of a deal.

There are some realestate agents who wouldrather keep their clients inthe dark but it is impor-tant for both buyers andsellers to be educatedregarding the process.

Listing agreement,market preparation

Seller will meet with theagent they have chosenand sign a listing agree-ment that clearly showsthe price the property willbe listed at and the termof the agreement. The

agent should make rec-ommendations abouthow to make the propertymore marketable. Pic-tures will be taken andother marketing will beprepared. Video tours arebecoming more popularfor the higher price range.

Showing the propertyThe listing agent and

other buyer agents willshow the property. Itmakes it much easier toshow if the property has a

lockbox and the ownersaren’t present at the timeof showing.

The contractIt is not uncommon for

a potential buyer to lookat the home more thanonce. The agent shouldgive advice about actualvalue of the property. Thebuyer must be pre-approved and the agentshould work with thebuyer and their loan offi-cer to formulate the offer.The listing agent will goover the offer with theseller and either accept,counter or reject the offer.

Once an offer is accept-ed, it becomes a contract.Escrow is opened with atitle company; the prelim-inary title report and a

natural hazard disclosureare ordered. The buyer’searnest money deposit issubmitted to escrow andinspections are sched-uled. The seller will fill outdisclosures with theiragent and the buyer willbe able to review them.

At the same time, theloan officer will ask thebuyer for updated docu-mentation, order anappraisal and package theloan for underwriting.

Contingency removalThere is a set time for

the buyers to do all theirinspections, review thedisclosures, get theappraisal and have theloan approved. In mosttransactions, the period is17 days. The buyer’s agent

will have a form to befilled out that indicateseverything is in place andthe buyer is ready to moveforward to close the deal.In a regular transaction,there may be a request forrepairs that should beworked out prior to con-tingency removal.

Final walk-throughand signing

The buyer will do a finalwalk-through within fivedays of the close ofescrow to make sure theproperty is in the samephysical condition aswhen they made the offer.They will check to see if allthe agreed-upon repairswere done. Both buyerand seller will haveappointments set with

the title company. Buyerwill bring in their down-payment money and, thetitle company will requestfunds from the lender andthen send the transferdeed to the county torecord. Upon recordingconfirmation, the titlecompany will notify theagents and the buyer willget the keys.

As a buyer or seller, youmay not be aware of allthe work that goes onbehind the scenes. Con-tact a professional agentin your area to work foryou in making your trans-actions seem easy.

Garth Evans owns Realty Worldin Lincoln. Reach him at [email protected] or408-2222.

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Page 14: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

BY PAUL APFELINSIDE LINCOLN CORRESPONDENT

Home burglaries arebecoming morecommon in Lincoln

and throughout the sur-rounding region, accord-ing to Lincoln Police ChiefPaul Shelgren.

For example, Shelgrensaid, more than 15 homeburglaries have beenreported in Sun City Lin-coln Hills since Jan 1,where the burglars’favorite mode of entry isforcing side and rear exte-rior garage doors.

Unlocked patio slidingdoors have also beenreported as being anotherfavorite entry point.

But the burglary prob-lem is not confined toLincoln Hills. Other areasof the city are also seeingburglary increases. And,according to Shelgren,there seems to be noapparent pattern to thesebreak-ins.

The homes aredesigned to take advan-tage of the golf course and

open-space views. Whilethat provides an obviousbenefit for the homeown-er, it also means that thereis less awareness at thefront of the homes and onthe street. Thus, mischief-makers can cruise theseneighborhoods lookingfor targets and not raiseneighborhood concernsbecause most residentswon’t notice them.

More traditional homeslacking expansive viewshave been built with liv-ing rooms and diningrooms toward the front ofthe homes so residentsmore readily notice suspi-cious activity in theneighborhood.

Yet another contribut-ing factor is the locationof the garage entry doors,usually placed at the sideof the home or in the rear,away from most public

view. Many of the break-ins have occurred withthieves forcing the sidedoors to the garage with a

tool or just brute forceapplied against the door.One recent burglary vic-tim reported thieves used

a pry-bar on his garagedoor, forcing the dooraway from the surround-ing frame and beyond the

14 INSIDE LINCOLN • August 2011

Residents need to be more aware of personal safetyHOME MAINTENANCE SERIES

Doors and locks• Use high-quality deadboltlocks on exterior doors.• Install solid core or metaldoors at entrance points.• Install steel-security doorsvulnerable to garageentrances, usually side doors.• Use heavy-duty, four-screwstrike plates secured with 3-inch screws into the doorframe.• Use a wide-angle 160-degree peephole mountedno higher than 68 inches.Sliding-glass patio doors• Insert wooden dowels orsticks into door tracks to pre-vent or limit movement.

• Install pins or bolts in doortracks to prevent or limitmovement.• Install screw-on securitydevices on door tracks to pre-vent or limit movement.• If you have decals announc-ing alarm systems or dogs,apply them to the door.Windows• Secure all windows withsecondary locking devices.• Block windows to open nomore than 6 inches for venti-lation.• Ensure someone cannotreach through an open win-dow to unlock an accessdoor.

• Apply warning decalsannouncing alarms or dogs.Be a good and vigilantneighbor• Get to know your nearbyneighbors.• Agree to watch out foreach other’s homes.• While neighbors are away,pick up papers and fliers.• Be aware of strangers inyour neighborhood.• Report suspicious personsand activity to Lincoln Policeat 645-4040.

Sources: Lincoln Police Depart-ment website and other securi-ty personnel

TIGHTEN SECURITY AT YOUR HOUSEThe Lincoln Police Department has 22 sworn police officers as of Aug. 6, according to Police

Chief Paul Shelgren. But, by Jan. 14, that number will decline further to 19 sworn officers.With the drop in uniformed officers on the streets in Lincoln, it follows that thieves and other

law-breakers can be expected to become more adventurous. Homeowners need to assume agreater responsibility for their safety. Following are some steps to take:

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Page 15: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

away from the surround-ing frame and beyond thelength of the installeddeadbolt.

That homeowner alsohad an alarm that sound-ed when the door wasforced but the thievesentered and exited hishome within less than theapproximate six minutesit took for Lincoln policeto respond.

Unsecured or opendoors have also been anunwitting invitation tothieves.

Another residentreported they inadver-tently left a garage side

door unlocked after theirwindow washers had left.The homeowner, whosuffered an estimated$60,000 loss in jewelryand silver, lamented, “Wemade it easy for thethieves.”

So what’s a homeowner to do?

Police officers agreethat the best we can do isto slow the thieves downor otherwise make theintrusion look too difficultso they’ll look for anothertarget.

The first and most obvi-ous solution is to lock

exterior doors. But howabout the side doors?

Locksmiths tells us thatif a deadbolt is properlyinstalled and the strikerplate is secured in thedoor jamb with the prop-er length screws, thievesmay find forced entry toodifficult or noisy andmove on.

Striker plates are oftensecured by at least fourwood screws, with thetwo closest to the house

exterior longer than theothers. Locksmiths tell usthat go a long way inensuring the security ofthe door. But it’s not fool-proof.

Retired SacramentoCounty Sheriff’s DetectiveDave Evans tells us thatsliding bolts installed atthe top and bottom ofthat garage door will addextra stability and securityto the door, makingforced entry more diffi-

cult. Evans added thatsteel security doors pro-vide an extra measure ofsecurity.

Another not-so-com-mon remedy is to installtwo “L” brackets on eitherside of the man door - onthe inside of course - andslide a 2 by 4 or largerboard into the bracketsacross the door.

Police authorities areunanimous in urging res-idents to be vigilant and

share information withneighbors.

Note strangers appear-ing in the neighborhood.If these strangers are act-ing suspiciously, get asmuch information as pos-sible, such as vehiclelicense number, makeand model of the vehicleand personnel descrip-tion.

Then contact the Lin-coln Police Department at645-4040.

August 2011 • INSIDE LINCOLN 15

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16 INSIDE LINCOLN • August 2011

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August 2011 • INSIDE LINCOLN 17

BY ANN LESCH-HOLLIS,DVMSPECIAL TO THE NEWS MESSENGER

Q: With so many vac-cines on the market, whichones are appropriate forour local dog population?

A: Lifestyle choices andpet exposure determineswhich vaccines should beconsidered for your pet.Core vaccines are rabies,distemper-parvo and bor-detella (kennel cough).

After the first rabiesvaccine at 4 months ofage, a booster is given in ayear, good for three years.

Distemper-parvo vac-cine, given as a series topuppies, is good for oneto three years, dependingon the timing and formu-lation.

Bordetella is given asseries of two vaccines topuppies with the second

vaccine good for one year.Boosters are given yearly.Kennel cough is highlycontagious.

Q: What about vaccinat-ing for leptospirosis?

A: Leptospirosis vaccineis recommended for petsthat are exposed to wildlife and water, such asrivers, creeks, naturalponds and lakes. Addi-tionally, regular patrons ofdog parks should be vac-cinated as well.

Q: What other vaccinesshould a dog owner in thelocal area consider?

A: Several other vac-cines are available. One isLyme and is used yearlyafter a two-series intro-duction if the dog isexposed to ticks. Used inconjunction with a good

topical flea/tick product,such as Frontline orAdvantix, it affords decentprotection.

Q: I’ve heard pros andcons about rattlesnakevaccine. Is it any good?

A: Studies were limited,but it appears the vaccinelessens the severity of therattlesnake bite. We aretelling pet owners to thinkof it as “buying time” toget your pet to your vet-erinarian for evaluationand observation. Pets inhouses backing up to thegreen-belt areas, that hiketrails or go to the lakesand rivers should be con-sidered for this vaccine.

Dr. Ann Lesch-Hollis, DVM iswith Sterling Pointe VeterinaryClinic, 745 S. Highway 65, Suite10 in Lincoln. 859-6369.

Vet answers dog vaccine questions

WHEN: Mon., Sept. 5th, 2011 All registrants must be on site at 9:00 am

WHERE : Big M Fishery - 280 Westland Road, Lincoln 3 miles west of Lincoln Airport - Follow signs

WHO : Ages 7-12 (Children living within 95648 zip code) HOW : Pre-Registration Only. For registration & info go to:

www.lkfderby.com or call 916-253-3382 One parent must accompany each child.

KIDS – Do Not Bring Fishing Equipment ! Lunch Will Be Served. www.lkfderby.com

Mail completed registration as soon as possible to: Lincoln Fish n’ Kids Fishing Derby P.O. Box 685, Lincoln CA 95648

Once registered, if you plan not to attend, please notify the Derby office at the phone number above.

FREE!

HURRY! This FREE event is limited to the first 150 kids.

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18 INSIDE LINCOLN • August 2011

THURSDAY, AUG. 4

Downtown Lincoln Farmers’ Mar-ket – Includes certified market,merchandise vendors, informationbooths and Lincoln Highway Bandperforming country/rockabillyfrom 5-8 p.m. at F Street between5th and 6th streets.

Lincoln Democractic Club –August meeting will feature BasimElkarra talking about Islam andthe perceptions versus realities ofthis religion in America. Meetingstarts at 6:45 p.m. at KilagaSprings Lodge, 1167 Sun City Blvd.

FRIDAY, AUG. 5

First Friday street fairs – From 6-10 p.m. at Roseville Fountains.Featuring artisans, crafters, livemusic, a Kids Zone with free activ-ities, Motor Sports Image GroupCorvette car club and a beer andwine garden at The Counter.

SATURDAY, AUG. 6

Grand Homecoming & All ClassReunion – Held at Lincoln ParkPavilion with dinner, bar, musicand friends. Advance tickets are$30. Info: lincolnnativesons.org.

Fourth annual Heritage Trail –Features 18 museums fromRoseville to North Lake Tahoe.Admission is free this Saturdayand Sunday and all locations areopen from 10 a.m. to 4 p.m. Info:(530) 889-6500 to reserve yourspot on either tour bus. Visit the-heritagetrail.blogspot.com.

Grape Days of Summer – SevenPlacer County Wineries host PlacerCounty Wine Trail event. Featuringwines of the Mediterranean from11 a.m-5 p.m. at the Placer Coun-ty Wine Trail in Lincoln, Auburnand Newcastle. $25 in advance or$35 at the door. Info: placerwine.com.

Peter Frampton – Performs atThunder Valley Casino Resort aspart of his Frampton Comes Alive!35th anniversary World Tour. Info:thundervalley.com.

TUESDAY, AUG. 9

Lincoln Highway Band - Performsfrom 5 – 9 p.m. at Kim’s CountyKitchen, 537 G St. during TacoTuesday. Info 645-2727.

Friends of Lincoln Library Boardof Directors meeting – At 2 p.m.in the Fir Room Twelve BridgesLibrary.

THURSDAY, AUG. 11

Downtown Lincoln Farmers’ Mar-ket – Includes certified market,merchandise vendors, informationbooths and Idle Fret Jazz perform-ing from 5-8 p.m. at F Streetbetween 5th and 6th streets.

Lincoln High School FootballAnnual Kickoff Dinner – Catered

by Outback Strakhouse at 5 p.m.McBean Pavilion. $10 per person.Must be over 21. Contact KandiceLowe at 749-5100 or [email protected] fortickets or to donate raffle prizes orauction items.

Lincoln Boulevard communityworkshop – The public is encour-aged to provide input on LincolnBoulevard, a section of Highway65 to be given to the city of Lin-coln. From 5-7 p.m. at Lincoln CityHall, first floor meeting room, 6006th St.

SUNDAY, AUG. 14

Mother Goose on the Loosereturns – At Twelve BridgesLibrary, 485 Twelve Bridges Drive.For children up to 4-years-old andcaregivers are welcome to join usto learn while having fun throughverse, song and instruments.Room limited to 100. Info: 434-2410 or visit libraryatlincoln.org.

MONDAY, AUG. 15

Keaton Raphael Memorial golftournament – 14th annual Chip-ping Away at Childhood Cancermemorial golf tournament. 8 a.m.shotgun with luncheon to followat 1 p.m. at the Morgan CreekGolf Course, 8791 Morgan CreekLane in Roseville. Info: child-cancer.org or call 784-6786.

TUESDAY, AUG. 16

Fat Fingers – Performs from 5 – 9p.m. at Kim’s County Kitchen, 537G St. during Taco Tuesday. Info:645-2727.

THURSDAY, AUG. 18

The Grascals – See inset fordetails

Downtown Lincoln Farmers’ Mar-ket – Certified market, merchan-dise vendors and music by Fat Fin-gers from 5-8 p.m. at F Streetbetween 5th and 6th streets.

FRIDAY, AUG. 19

Gwamba & Friends + The Posse –Will perform at Turkey Creek’ssummer concert series starting at8 p.m. at the golf course, 1525Highway 65, Lincoln. $5 cover.

SATURDAY, AUG. 20

Gabriel Iglesias – Performs atThunder Valley Casino and Resort.Visit thundervalleycasino.com formore information.

Second annual Plow Jockey’sRod & Rumble Car Show – Indowntown Lincoln where theFriends of the Lincoln Library willhave a booth. Info: 434-2404 or e-mail [email protected] or friendsoft-helincolncalibrary.org.

TUESDAY, AUG. 23

Gene Thorpe & The FabulousDevilles – Performs from 5 – 9p.m. at Kim’s County Kitchen, 537G St. during Taco Tuesday. Info645-2727.

THURSDAY, AUG. 25

Farmer’s Market – Last Farmer’sMarket of this summer. Gene Thor-pe and The Fabulous Devilles willperform R&B from 5-8 p.m.

FRIDAY, AUG. 26

Autumn Sky and TBA (Acousticpop) – Will perform at TurkeyCreek’s summer concert seriesstarting at 8 p.m. at the golfcourse, 1525 Highway 65. $5 cov-er.

SATURDAY, AUG. 27

Night at the Pavilion – “Swinginto Fall.” a benefit for LincolnCommunity Foundations. No hostbar from 6-7 p.m., dinner anddancing from 7 –10 p.m. ‘40sattire is welcome. Advance tickets$25. Music provided by Hot RodRebellion. Ticket info: 434-2490.

CALENDAR

COURTESY

The Grascals at Sun CityThe Grascals, 2010 SPBGMA Bluegrass Band of the Year, performs during the Sun City

Lincoln Hills Summer Amphitheater Concert on Thursday, Aug. 18. Doors open at 6:15p.m. for a 7 p.m. concert. Concert-only tickets are $21 and available at the Activities Desk408-4013, ext. 4. You are encouraged to bring your own seating.

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August 2011 • INSIDE LINCOLN 19

Strikes Unlimited is a beautiful 50 lanes center with state Strikes Unlimited is a beautiful 50 lanes center with state of he art technology and a professional staff. Strikes of he art technology and a professional staff. Strikes Unlimited delivers the best bowling experience around. Unlimited delivers the best bowling experience around. At Strikes Unlimited we make league bowling a great At Strikes Unlimited we make league bowling a great way to improve your game and have fun. way to improve your game and have fun. We are dedicated to providing a safe and fun place for We are dedicated to providing a safe and fun place for children of all ages to enjoy bowling, with two great children of all ages to enjoy bowling, with two great youth programs to choose from. youth programs to choose from. Bowling parties are a fun and inexpensive way to Bowling parties are a fun and inexpensive way to celebrate your special occasions. No matter the weather, celebrate your special occasions. No matter the weather, your party can go off without complications. your party can go off without complications. Strikes Unlimited features a live band every Friday and Strikes Unlimited features a live band every Friday and Saturday night from 9:30 pm to 12:30 am and karaoke on Saturday night from 9:30 pm to 12:30 am and karaoke on Tuesday nights at 9 pm. Tuesday nights at 9 pm. For more information visit our web site For more information visit our web site strikesrocklin.com. strikesrocklin.com.

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Page 20: nside INCOLN I L - Donutsdocshare04.docshare.tips/files/6163/61636986.pdfA Publication of the Lincoln News Messenger I nside PRSRT ST D U.S. Postage P ai d Permit #57 Lincoln, CA 95648

20 INSIDE LINCOLN • August 2011