Occupation Guide

Keeping life colourful Keeping life colourfulFor Adviser use only, not for use with retail customers

We charge an aggregate rate for occupation class, therefore provided we can accept the occupation there is no difference between the rate for a class 1 occupation and a class 4 occupation. For those occupations shown as considered please contact underwriting who will be happy to clarify if the duties will be acceptable to us.

However, some occupations can only be accepted with a restriction to the plan termination age and those are detailed in the notes section.

Occupation Max Plan

Termination Age

Aerobics Instructor 55

Air Traffic Controller 55

Airline Pilot 55

Ambulance Driver 60

Announcer – Radio/TV 55

Bar Steward 60

Barmaid 60

Barman 60

Breakdown Recovery Driver 60

Bulldozer Driver 60

Bus Driver 65

Car Delivery Driver 65

Care Assistant 65

Care Worker 65

Care Worker – Residential 65

Chauffeur 65

Chipping Driver 60

Coach Driver 65

Commentator (no overseas travel etc) 55

Commercial Pilot 55

Concrete Paving Driver 60

Courier 65

Croupier 50

Dancing Teacher 55

Delivery Driver 65

Disc Jockey (resident only, not mobile) 55

Dray Man 60

Dredger Driver 60

Driver – HGV 60

Driver – PSV 65

Driver – Construction 60

Occupation Max Plan

Termination Age

Driver – Delivery 65

Driver – Tractor 60

Driver - Refuse 60

Driver Examiner 65

Driver Instructor – including Motorbike Instructor

65

Engine Driver 60

Firefighter – Fire Service 50

Fitness Instructor 55

Fork Lift Truck Driver 60

Haulage Contractor 60

Health and Fitness Club Trainer – including Aerobics

55

Heavy Goods Driver – UK Only (no loading)

60

Heavy Goods Vehicle Driver 60

Ice Cream Van Driver 65

Leading Fireman 50

Light Goods Vehicle Driver 65

Mini Cab Driver 60

Motorbike Instructor 65

Newsreader 55

Paramedic Driver 60

Postal Courier Driver 65

Radio/TV Announcer/Presenter 55

Residential Care Worker 65

Residential Home Proprietor (admin. only or full involvement in caring)

65

Road Patrolman/Breakdown Recovery Man

60

Scaffolder 65

Tanker Driver 60

Taxi Driver 60

Van Driver 65

Yoga Teacher 55

Restricted OccupationsThis is not an exhaustive list and there may be other occupations for which we will restrict the retirement age.

Occupation Page

A 4

B 5

C 7

D 11

E 13

F 14

G 15

H 16

I 17

J 17

K 18

L 18

M 19

N 20

O 21

P 21

Q 23

R 23

S 25

T 27

U 28

V 28

W 29

X 29

Y 29

Z 30

Occupation Guide

2 3

Occupation Notes

Abattoir Inspector

Abattoir Worker

Abrasive Wheels Worker

Account Executive

Accountant

Accounts Administrator/Assistant

Acidifier Operator

Acrobat

Actor/Actress (no stunt work)

Actuary

Acupuncturist

Administration Manager

Administrator – Office

Advertising Manager

Advertising Executive

Aerial Erector (40ft+)

Aerial Erector (under 40ft)

Aerial Photography

Aerobics Instructor Max R/A 55

Agent

Agricultural Engineer

Agricultural Worker

Agronomist

Air Compressor Operator

Air Frame Service Fitter

Air Pump Attendant – Coastal etc

Air Pump Attendant – Deep Sea

Air Traffic Control Assistant

Air Traffic Controller Max R/A 55

Air Traffic Planner

Aircraft Electronics Service Fitter

Aircraft Engine Service Fitter

Occupation Notes

Aircraft Finisher

Aircraft Inspector

Aircraft Instrument Mechanic

Aircraft Joiner

Aircraft Maintenance Technician

Aircraft Marshaller

Aircraft Refueller

Aircrew – including Flight Engineer

Airline Cabin Staff

Airline Pilot Max R/A 55

Airport Manager

Airport Superintendent

Alternative Therapist/ Complimentary Therapist

Ambassador

Ambulance Driver Max R/A 60

Ambulanceman (no driving)

Amusement Arcade Worker

Amusement Park Worker

Anaesthetist

Analyst – Business

Analyst – City

Analyst – Investment

Analyst – Systems

Analyst – Other

Analytical Chemist

Ancient Monuments Inspector

Animal Nursing Auxiliary

Animal Trainer/Keeper

Animator

Annealer

Announcer – Radio/TV – Entertainment Max R/A 55

Announcer – Station Personnel – Railways

Occupation listKey Accept Decline Considered

Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Anodiser

Antique Dealer

Antique Restorer

Arc Welder

Archaeologist

Archaeologist (other countries)

Architect

Architect – Office

Archivist

Armed Forces – Army – SAS

Armed Forces – Army – Aircrew

Armed Forces – Army (bomb disposal)

Armed Forces – Army (no bomb disposal)

Armed Forces – Full-time Reservist (no special duties)

Armed Forces – Full-time Reservist (special duties)

Armed Forces – Navy – SBS

Armed Forces – Navy – Aircrew

Armed Forces – Navy – Diving

Armed Forces – Navy (no diving)

Armed Forces – RAF – Aircrew

Armed Forces – RAF (no flying)

Aromatherapist

Arranger

Art Director

Art Gallery Attendant

Art Gallery Curator

Art Gallery Guide

Art Gallery Manager – Commercial

Artexer

Artist – Freelance Painter

Artist Commercial

Artist’s Model

Asbestos Inspector

Asbestos Worker

Occupation Notes

Asphalter

Assembler – Woodworking Industry

Assembly Inspector

Assessor – Claims/Insurance

Assistant Cameraman

Assistant Director

Assistant Editor

Assistant Superintendent

Assistant Tool Pusher

Associate Producer

Assumed Non-Hazardous (for quotation only)

Astrologer

Astronomer

Atomic Energy Worker

Attendant – Bingo – Entertainment

Attendant – Fairground etc – Entertainment

Au Pair

Auctioneer

Audiometrician

Auditor

Author

Autoclave Operator

Autolysis Man

Automatic Train Attendant

Auxiliary Nurse

B

Baggage Handler

Baggage Manager

Baggage Master

Baggage Porter

Bailiff

Baker

Bakery Equipment Operator

Bakery Shop Manager

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Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Baler

Band Leader

Band Mill Sawyer

Bank Staff

Banksman

Banksman’s Assistant

Bar Manager/Proprietor

Bar Steward Max R/A 60

Barber

Barber – Shop Manager/Proprietor

Bargeman – Merchant Marine

Bargeman – Quarrying

Bargemaster

Barley Roaster

Barmaid Max R/A 60

Barman Max R/A 60

Barrelman

Barrister

Barrister, Advocate

Batman

Battery Assembler

Battery Repairer

Beautician

Beautician – Shop Manager/Proprietor

Bed & Breakfast Proprietor

Beekeeper, Apiarist

Belt Maker

Belt Patrol Man

Bench Hand – Production Fitting – Metal Manufacture

Bench Hand – Rubber Industry – Natural

Berthing Superintendent

Betting Shop Manager (on course)

Betting Shop Manager (shop-based)

Bill Poster/Sticker

Bin Man

Occupation Notes

Bindery Assistant

Binding Machine Attendant

Bingo Hall Manager

Biochemist

Biochemist – Lecturing and Research

Biological Scientist

Biologist (no travel/underwater)

Biologist (overseas travel)

Biologist (underwater work)

Biscuit Baker

Blacksmith

Blancher

Blaster – Quarry

Bleacher – Paper and Board Manufacture

Bleacher – Textile and Clothing Industry

Blender

Block Cutter

Boarding School Matron

Boat Builder

Boatswain – Fishing Industry

Boatswain – Merchant Marine

Boatswain’s Mate

Bodyguard

Boiler – Confectionery etc – Food and Drink

Boiler – Fruit and Veg. – Food and Drink

Boiler – Meat, Fish etc – Food and Drink

Boiler Cleaner

Boiler Operator – Electrical Supply

Boiler Operator – Water Supply Industry

Boiler Operator/Fireman

Bomb Disposal – Elsewhere

Bomb Disposal – Mainland Britain

Book Illustrator

Book Seller

Occupation Notes

Book-Keeper

Bookbinder

Bookmaker – On course

Bookmaker – Shop Manager

Bookmaker – Shop Owner

Bookmaker – Shop Staff

Boom Operator

Borer – Mining

Borer – Tunnelling

Borstal Matron

Bosun – Third Hand

Botanist (no overseas field work)

Bottle Washer (hand or machine)

Bottling Machine Attendant

Box Maker

Box Office Cashier

Box Office Clerk

Box Office Manager

Brakesman

Brazer

Bread Baker

Bread Roundsman

Breakdown Recovery Man Max R/A 60

Brewer

Brewery Manager

Bricklayer

Bridge Man

Briner

Broker – Insurance IFA

Broker – Insurance Non IFA

Broker – Money/Investments

Broker – Oil

Broker – Other

Bronzer

Broom/Brush Maker

Occupation Notes

Buffet Car Attendant

Builder

Building Inspector

Building Site Agent – Building and Construction

Building Society Worker

Building Surveyor

Bulldozer Driver Max R/A 60

Bunker Control Man

Burglar Alarm Fitter

Bus Conductor (no driving)

Bus Driver Max R/A 65

Bus Inspector

Business Consultant

Butcher

Butcher Shop Proprietor

Butler

Butter Blender

Butter Maker

Buyer – Retail

Buyer – Stocks and Shares

C

CC TV Installer/Maintenance (40ft+)

CC TV Installer/Maintenance (under 40ft)

Cabin Boy

Cabinet Maker

Cable Former

Cable Hand

Cable Jointer

Cable Laying Diver

Cable Tester

Cafe Cashier

Cafe Manager

Cafe Proprietor (licensed)

Cafe Proprietor (unlicensed)

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Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Calibrator

Call Centre Manager

Call Centre Worker

Caller

Calligrapher

Camera Repair Technician

Cameraman – Outside Work

Cameraman – Studio

Cameraman – War or Disaster Reporting

Candle Maker

Canine Beautician

Canine Behaviourist

Canning Machine Attendant

Canteen Assistant

Canteen Manager

Canvasser

Captain – Merchant Marine

Captain – Oil and Natural Gas Industries

Car Delivery Driver Max R/A 65

Car Hire Company Proprietor (admin. and driving)

Car Lasher

Car Park Attendant

Car Rental Company Manager

Car Rental Company Worker

Car Salesman (self-employed or commission)

Car Salesman (salaried)

Car Valeter

Car Wash Attendant

Caravan Site Manager

Caravan Site Staff

Carbon Printer

Carbonation Man

Carboniser

Care Assistant Max R/A 65

Occupation Notes

Care Worker Max R/A 65

Care Worker – Residential Max R/A 65

Careers Adviser

Caretaker – Janitor

Cargo Clerk

Cargo Superintendent

Carpenter and Joiner

Carpenter – Construction Industry

Carpenter – Film Industry – Entertainment

Carpet Cleaner

Carpet Company Director (office-based admin. only)

Carpet Designer

Carpet Fitter

Carpet Salesman

Carpet Shop Assistant

Carpet Shop Manager (admin.)

Carpet Shop Owner (no manual duties)

Carriage Cleaner

Carriage Examiner

Cartographer

Cartoonist

Cartridge Filler

Cashier – Bank, Building Society

Cashier – Shop, Cafe, Supermarket, Bingo

Casino Cashier

Caster

Casting Director

Casting Machine Operator

Caterer – Offshore

Catering Assistant

Catering Manager

Cathead Man

Caulker

Ceiling Fixer

Occupation Notes

Cell Tester

Cementer

Cemetery Worker

Ceramicist

Chain Maker

Chair Maker

Chambermaid – Housekeeper

Charge Nurse

Charity Worker (admin. only)

Charity Worker – UK

Charity Worker – Overseas

Chartered Engineer (some site duties)

Chartered Engineered (admin. only)

Chartered Surveyor (admin.only)

Chartered Surveyor (some site duties)

Chassis Builder

Chauffeur Max R/A 65

Chef

Chemical Plumber

Chemical Plumber’s Mate

Chemical Engineer – UK

Chemical Engineer – Offshore

Chemist – Industrial

Chemist – Retail

Child Protection Co-Ordinator

Child Support Agency (CSA) Worker

Child Welfare Officer

Childminder

Children’s Inspector

Children’s Matron

Children’s Nursery Proprietor

Children’s Play-Group Leader

Chimney Sweep

Chip Shop Owner

Chip Shop Worker

Occupation Notes

Chip/Money Changer

Chipper and Painter

Chipper (hand)

Chipping Driver Max R/A 60

Chiropodist

Chiropracter

Church Organist

Cinema Projectionist

Circus Hand

Circus Manager

Civil Engineer

Civil Servant

Claims Adjuster

Claims Assessor

Cleaner – Commercial Premises

Cleaner – Domestic Premises

Cleaner – Industrial

Clergy

Clerical Staff

Clerical Worker

Clerk of Works

Cloakroom Attendant – Club/Nightclub – Entertainment

Cloakroom Attendant – Theatre, Ballet etc – Entertainment

Clock and Watch Assembler

Clock/Watch Maker

Clock/Watch Repairer

Cloth Cutter

Clothing Designer

Clown

Club Manager

Club Proprietor

Club Steward

Coach – Sports

Coach Driver Max R/A 65

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Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Coach Painter

Coal Cutter Mover

Coal Cutterman

Coal Dry Cleaning Plant Operator

Coal Face Worker

Coal Melter

Coal Merchant (admin. only)

Coal Merchant (some delivery)

Coal Trimmer

Coal Washery Operator

Coal Yard Foreman

Coal Yard Man

Coastguard (office-based)

Coastguard (otherwise)

Coffin Maker

Coil Former

Coil Winder

College Lecturer

Colour Calculator

Colour Matcher

Colour Mixer

Columnist

Comedian

Commentator (no overseas travel) Max R/A 55

Commentator (otherwise)

Commercial Diving

Commercial Manager (office sales)

Commercial Pilot Max R/A 55

Commercial Traveller

Commissionaire

Community Development Worker

Community Nurse

Company Director (admin. duties only)

Company Secretary

Compass Adjuster

Occupation Notes

Compliance Manager

Composer

Compositor

Compounder

Computer Analyst

Computer Company Technical Support Manager

Computer Operator

Computer Programmer

Computer Programmer/Analyst

Computer Salesman (office-based)

Computer Software Manager

Computer Software Salesman (includes travelling)

Computer Systems Installer

Computer Wirer

Computer Workshop Technical Engineer

Concert Promoter

Concrete Erector (40ft+)

Concrete Erector (under 40ft)

Concrete Finisher

Concrete Paving Driver Max R/A 60

Concrete Shutterer

Concreter

Conductor – Music Industry – Entertainment

Conductor – Train Crew – Railways

Confectioner

Conference Organising Assistant

Conference Organising Manager

Conjurer

Construction Work

Contact Lens Technician

Continuity Clerk

Control Engineer

Control Room Operator

Conveyancer

Occupation Notes

Conveyer Operator

Cook

Cooper

Coppersmith

Copyholder

Copyholder (Newspapers etc)

Copytaster

Copywriter

Core Borer

Core Builder

Coremaker

Coroner

Correspondent – Journalism (no overseas travel)

Correspondent – Radio/TV – Entertainment (no overseas travel)

Correspondent – Journalism (otherwise)

Correspondent – Radio and TV – Entertainment (otherwise)

Costermonger

Costume Designer

Costumier

Counsellor

Counter Staff – Dry Cleaning

Counter Staff – Laundry

Counter Staff – Post Office/ Telecommunications

Couriers Max R/A 65

Court Bailiff

Court Usher

Crab Fisherman

Crane Erector

Crane Operator

Crane Slinger

Credit Agent

Credit Controller

Critic

Crop Sprayer – On Ground

Occupation Notes

Crop Sprayer – Pilot

Crossing Keeper

Croupier Max R/A 50

Crushing Worker

Curator – Museum

Curator – Zoo

Curer

Customer Care Officer

Customer Service Staff

Customs and Excise

Cutter

Cutting Machine Operator

D

Dairyman

Dancer

Dancing Teacher Max R/A 55

Data Controller

Data Inputter

Dealer – Money/Shares/Investment

Debt Collector

Deck Chair Attendant

Deck Hand

Deck Officer

Decorator

Delivery Driver Max R/A 65

Demolition Worker (no explosives)

Demolition Worker (explosives)

Demonstrator

Dental Assistant

Dental Auxiliary

Dental Consultant

Dental Hygienist

Dental Nurse

Dental Practitioner

Dental Receptionist

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Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Dental Technician

Dental Therapist

Dentist

Department Store Manager

Department Store Worker

Dermatologist

Design Cutter

Designer

Detention Centre Warden

Diamond Worker

Die Cutter

Die Setter

Diesel Locomotive Fitter

Dietician

Dining Car Attendant

Dinner Lady

Director – Company (admin. only)

Director – Company (other)

Director – Managing (admin. only)

Director – Managing (other)

Director – Musical

Director – Other

Director – Sales (management only)

Director – Sales (some selling)

Director – TV/Film

Director and Medical Consultant

Disc Jockey (resident only, not mobile)

Max R/A 55

Disinfecting Officer

Disinfestor

Dispatch Rider

Dispatcher

Distiller

Distillery Manager

District Nurse

Occupation Notes

Diver

Diver – North Sea

Diver’s Linesman – Coastal etc

Diver’s Linesman – Deep Sea

Dock Foreman

Dock Master

Dock Superintendent

Docker

Doctor – Health

Doctor – Merchant Marine

Dog Catcher

Dogger

Domestic Electrician

Domestic Premises Cleaner

Domestic Supervisor – Hospital

Domestic Tiler

Donkeyman

Door to Door Salesman

Doorman

Double Glazing – Installer/Fitter

Double Glazing Surveyor

Drainage Layer/Clearer

Draper

Draughtsman

Drawer – Bar, Plate, Rod etc.

Drayman Max R/A 60

Dredger Driver Max R/A 60

Dredgerman

Dresser

Dressmaker

Drier

Driller – Offshore

Driller – Onshore

Driver – HGV Max R/A 60

Driver – PSV Max R/A 65

Occupation Notes

Driver – Construction Max R/A 60

Driver – Delivery Max R/A 65

Driver – Industrial Plant

Driver – Refuge Max R/A 60

Driver – Tractor Max R/A 60

Driving Examiner Max R/A 65

Driving Instructor – including

Motorbike Instructor Max R/A 65

Drop Ball Operator

Dry Cleaning Machine Operator

Dry Salter

Dustman/Refuse Collector

Dyer

E

Ecological Consultant – Outside UK

Ecological Consultant – UK

Economist

Editor

Editorial Assistant

Education Assistant

Educational Advisor

Effluent Inspector

Electric Logger

Electrical Contractor

Electrical Engineer

Electrical Fitter

Electrical Wireman

Electrician – Offshore

Electrician UK based – Domestic

Electrician UK based – Industrial

Electronics Fitter

Electronics Installer

Electronics Mechanic

Electronics Repairer

Electronics Service Mechanic

Occupation Notes

Electronics Wireman

Electroplater

Electrotyper

Embalmer

Embassy Employee

Embroiderer

Employment Agency Owner (admin. only)

Employment Agency Worker

Enameller

Engine Driver Max R/A 60

Engine Tester

Engineer (admin. and site visits only)

Engineer (admin. only)

Engineer (heavy manual)

Engineer (light manual)

Engineer – Offshore

Engineer – Sales

Engineer (40ft+)

Engineering Fitter

Engineering Technician

Engraver

Enrolled Nurse

Entertainer – Entertainment Industry

Entertainment Agent – Entertainment Industry

Entertainment Manager – Entertainment Industry

Entertainments Officer

Environmental Health Officer

Equestrian Artiste

Equestrianism – Riding Instructor

Equestrianism – Show Jumping

Equipment Cleaner

Erector – Aircraft/Aerospace

Erector – Production Fitting – Metal Manufacture

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Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Escapologist

Estate Agent

Estate Manager – All Aspects (no manual work)

Estate Ranger

Estimator

Estimator (mainly office duties)

Etcher – Creative

Etcher – Pottery Industry

Etcher – Precious Metals, Engraving etc – Metal Manufacture

Etcher – Printing Industry

Examiner – Process

Excavator Driver

Exhaust Fitter

Exhausterman

Exhibition Foreman

Exhibition Space Sales Manager

Exhibition Stand Fitter

Explosives Inspector

Export Agent

Extruder

F

Fabric Designer

Fabricator – Welder/Fitter

Facilities Assistant

Facilities Procurement Officer

Factory Inspector

Factory – Worker

Factory Manager (mainly admin.)

Fairground Worker

Farm Manager (manual duties)

Farm Manager (no manual duties)

Farm Owner (manual duties)

Farm Owner (no manual duties)

Farm Worker/Labourer

Occupation Notes

Farrier

Fashion Model

Fashion Photographer

Fashion Stylist

Fast Food Restaurant Assistant

Fast Food Restaurant Manager (admin. only)

Fat Extractor Man

Fencing Contractor

Ferryman

Fight Arranger

Film Developer

Film Joiner

Film Processor

Filmsetting Machine Operator

Financial Advisor

Financial Planner/Paraplanner

Finisher – Toys and Textiles

Fire Eater

Fire Prevention Officer

Firefighter – Fire Service Max R/A 50

Fish Farmer

Fish Preparer

Fish and Chip Shop Owner

Fish and Chip Shop Worker

Fisherman

Fishery Officer/Warden

Fishmonger

Fitness Instructor Max R/A 55

Fitter – Motor Vehicle and Cycle Industry

Fitter/Assembler

Fixer Mason

Flame Cutter (40ft+)

Flame Cutter (under 40ft)

Flight Attendant

Occupation Notes

Flight Dispatcher

Flight Operations Manager

Flight Planner

Floor Layer

Floor Manager

Floor Tiler

Floorman

Floorman – Oil Rig Industry

Florist

Flour Confectioner

Food Technologist

Football Manager – Professional Players

Forecourt Attendant

Foreman (heavy manual)

Foreman (light manual)

Foreman (no manual)

Foreman – Offshore

Foreman – Other

Forest Ranger

Forest Worker

Forestry Officer

Forge Hammerman

Forge Pressman

Forger

Fork Lift Truck Driver Max R/A 60

Fortune Teller

Foster Parent

Frame Finisher

Freezer Operator

Freight Clerk

Freight Manager – Airport

Freight Manager – Docks

French Polisher

Fruitier

Fuel Technologist

Occupation Notes

Funeral Director

Funeral Director’s Assistant

Furnace Control Room Operator

Furnace Operator – Cemetery, Crematorium

Furnace Operator – Other

Furniture Designer

Furniture Maker

Furniture Remover

Furniture Restorer

Furniture Retailer

G

GP – General Practitioner – Doctor

Gallery Assistant

Gallery Owner (admin. only)

Gallery Owner (including manual work)

Galley Hand

Galvaniser

Gamekeeper

Ganger

Gantry Crane Driver

Garage – Mechanic

Garage – Petrol Pump Attendant

Garage Proprietor (admin. only)

Garage Repair Shop Supervisor (including manual work)

Gardener

Gas Appliance Mechanic

Gas Compressor Operator

Gas Fitter

Gas Meter Tester

Gem Cutter

Gem Polisher

Gem Setter

Geologist – Mining

Geologist – Oil and natural gas industries

14 15

Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Geologist (no aerial/offshore etc)

Geophysicist – Mining

Geophysicist – Oil and Natural Gas Industries

Glamour Model

Glass Blower

Glass Worker

Glazer

Glazier

Gold Beater

Goldsmith

Golf – Caddie

Governor

Grader

Grain Merchant (office-based)

Graphic Designer

Grave Digger

Greaser

Greenkeeper

Grinder

Grocer

Groom

Ground Equipment Service Mechanic

Ground Hostess/Steward

Ground Movement Controller

Groundsman

Groundworker

Guard – Railway

Guard – Security

Guest House Proprietor

Guest House Proprietor (admin. only)

Guillotine Operator

Gummer

Gunsmith

H

Occupation Notes

Haberdasher

Hairdresser – Mobile

Hairdresser – Salon

Hairdresser Shop Manager (admin. only)

Hairdresser Shop Proprietor

Hammerman

Handyman

Harbour Master

Harbour Pilot

Hardware Shop Retailer

Harness Maker

Hat Maker

Hatchery Worker

Haulage Contractor Max R/A 60

Haulier (no driving)

Head Gardener

Head Groundsman

Head Keeper – Zoo

Head Roustabout

Headteacher

Health and Safety Officer

Health Counsellor

Health Radiation Monitor

Health Visitor

Health and Fitness Club Manager (admin. only)

Health and Fitness Club Trainer– including Aerobics and Fitness Instructor

Max R/A 55

Heating and Ventilating Fitter

Heavy Goods Driver – UK Only (no loading)

Max R/A 60

Heavy Goods Vehicle Driver Max R/A 60

Helicopter Engineer

Helicopter Pilot – Oil Rig Industry

Helicopter Pilot – Onshore

Historic Building Guide

Occupation Notes

Hod Carrier – Construction

Hoist Driver

Hoist Operator

Holiday Representative

Home Help

Homeless Centre Manager (admin. only)

Homeopath

Horse Breeder

Horse Racing – Flat Jockey

Horse Racing – National Hunt

Horticulturist

Hospital Matron

Hospital Porter – Health

Hospital Storeman

Hospital Ward Orderly

Hostel Matron

Hostel Warden

Hostess

Hotel Concierge

Hotel Detective

Hotel Doorman

Hotel Maid

Hotel Manager (office-based)

Hotel Porter

Hotel Proprietor

Hotel Receptionist

House Maid

Housekeeper

Housewife/House-Husband

Housing Association Development Manager (including site visits)

Housing Inspector

Housing Manager

Human Resources Advisor

Human Resources Analyst

Occupation Notes

Human Resources Assistant

Human Resources Consultant

Human Resources Officer

Hydro-Extractor Operator

Hydrographic Engineer/Surveyor

Hygienist

Hypnotherapist

Hypnotist

I

IT Analyst

IT Manager (admin. only)

IT Programmer

IT Technician

Ice Cream Van Driver Max R/A 65

Illusionist

Illustrator

Immigration Officer (admin. only)

Immigration Officer (otherwise)

Impersonator

Importer

Incinerator Operator

Independent Financial Advisor – IFA

Industrial Chemist

Industrial Designer

Industrial Relations Officer

Industrial Trainer

Inseminator

Inspector (not police)

Instructor – Aviation, Diving etc

Instructor (no special risks)

Instrument Maker

Instrument Repairer

Insulator (asbestos work included)

Insulator (no asbestos work)

Insurance Agent

16 17

Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Insurance Assessor

Insurance Broker

Insurance Inspector

Interior Designer

Internal Auditor

Interpreter

Investment Analyst

Ironer

J

Janitor

Jetty Hand

Jeweller

Jewellery Enameller

Jewellery Making and Repair

Jewellery Mounter

Joiner – Construction Industry

Joiner – Ship Building, Ship Repair and Marine Engineering

Jointer

Journalist (no overseas travel etc)

Journalist (otherwise)

Judge

Judge’s Clerk

Juggler

Justice of the Peace

K

Kebab Van Vendor

Keeper – Zoo

Kennel Hand

Kerb Layer

Key Cutter

Keyboard Operator (type setting)

Kiln Attendant

Kiln Operator

Kitchen Porter

Kitchen Staff

Occupation Notes

Knife Thrower

Knitter

L

Labeller

Laboratory Manager (supervisory and some testing)

Laboratory Technician

Labourer

Lagger

Laminator

Land Agent

Land Drainage Worker

Land Surveyor

Landlord – Property (including manual work)

Landlord – Property (no manual work)

Landscape Gardener

Landscape Painter

Lathe Operator

Launderette Assistant

Laundryman

Lavatory Attendant

Lawyer

Leading Fireman Max R/A 50

Leather Technologist

Leather Worker

Lecturer

Left Luggage Attendant

Legal Advisor

Legal Executive

Legal Practice Manager

Legal Secretary

Letting Agent – Holiday Homes

Librarian

Library Assistant

Life Coach

Occupation Notes

Lifeboatman – Enrolled Crew

Lifeboatman – Crew

Lifeguard

Lift Attendant

Lift Engineer

Lift Erector

Light Goods Vehicle Driver Max R/A 65

Lighterman

Lighting Manager

Lighting Technician

Linesman

Linesman’s Mate

Liquidator

Literary Agent

Lithographer

Lithographic Assistant

Lithographic Plate Grainer

Lithographic Plate Preparer

Loader

Loader Operator

Lobster Fisherman

Local Government Officer

Local Newspaper Editor

Lock Keeper

Locksmith

Locomotive Driver

Locomotive Guard

Lollipop Man/Lady

Loss Adjuster

Lumberjack

M

Machine Attendant

Machine Maintenance Worker

Machine Operator – Processing

Machine Tool Setter – Operator

Occupation Notes

Machinery Electrician

Machinist

Magazine Editor

Magazine Illustrator

Magazine Writer

Magician

Magistrate – Stipendiary

Mail Sorter

Maintenance Fitter

Maintenance Manager

Maintenance Repairer

Maintenance Technician

Maitre d’Hotel

Make-up Artist

Malt Roaster

Maltster

Management Consultant – Usually

Manager – Offshore

Manager – Retail

Manager – Sales

Manager (admin. only)

Manager (heavy manual work)

Manager (light manual work)

Manager – Other

Manager – Off Site

Managing Director – Other

Managing Director – Retail

Managing Director – Sales

Management

Managing Director – Selling

Managing Director (admin. and office-based only)

Managing Director – (heavy manual duties)

Managing Director – (light manual duties)

Manhole Maker

18 19

Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Manicurist

Marine Biologist

Marine Engineer

Marine Installation Fitter

Marine Surveyor

Market Gardener

Market Porter – Usually

Market Research Analyst

Market Research Interviewer

Market Researcher (office-based)

Market Researcher (street-based)

Market or Street Trader

Market or Street Trader’s Assistant

Marketing Consultant – International

Marketing Manager

Marketing Research Manager (office-based)

Marriage Guidance Counsellor

Martial Arts Instructor

Mason

Mason Bricklayer

Mason’s Labourer

Masseur

Masseuse

Mate, Second Hand

Mathematician

Mattress Maker

Meat Cutter

Meat Inspector

Meat Trimmer

Mechanic

Mechanic – Oil Rig

Mechanical Engineer

Medical Practitioner

Medical Receptionist

Medical Secretary

Occupation Notes

Medium

Member of Parliament, Politician

Messenger (motorcycle)

Messenger (not motorcycle)

Metallographer

Metallurgist

Meteorologist

Meter Collector

Meter Fixer/Tester

Meter Reader

Microfilm Operator

Midwife

Milk Roundsman

Milker

Miller

Milliner

Miner

Mineralogist

Mini Cab Driver Max R/A 60

Mining Engineer

Mining Officer

Mining Surveyor

Minister of Religion

Missionary

Mixer – Processing

Mobile Crane Driver

Model Maker

Money Broker

Mortuary Attendant

Motor Bike Instructor Max R/A 65

Motor Cycle Courier

Motor Cycle Messenger

Motor Fleet Manager

Motor Service Manager (admin. only)

Motorman

Occupation Notes

Mould Maker

Moulder

Mud Engineer

Mud Logger

Mud Man

Museum Attendant

Museum Curator

Museum Guide

Music Teacher – Private

Musical Instrument Maker

Musical Instrument Repairer

Musician – Professional

N

NHS Manager

Nail Technician/Beautician

Nanny

Nature Reserve Worker/Warden

Navigator

News Photographer (no overseas travel etc)

News Photographer – Otherwise

Newsagent (not delivering papers)

Newspaper Reporter – Freelance

Newsreader Max R/A 55

Newsvendor

Night Watchman

Nuclear Engineer

Nuclear Plant Attendant

Nuclear Scientist

Nurse

Nurse – Midwife

Nurse – Sister

Nurse – Teaching Duties Only

Nursery School Assistant

Nurseryman

Nursing Auxiliary

Occupation Notes

Nursing Home Proprietor (admin. only)

O

Obstetrician

Occupational Therapist

Oceanographer

Off-Licence Employee

Off-Licence Manager

Office Clerk

Office Fitter

Office Messenger

Office Receptionist

Oiler and Greaser

Old People’s Home Matron

Old People’s Home Warden

Operations Manager – Light Engineering Company

Operations Officer

Optical Instrument Fitter

Optical Instrument Maker

Optical Instrument Mechanic

Optical Instrument Repairer

Optical Printer

Optician

Optician’s Assistant

Orchestrator

Orthodontic Technician

Orthodontist

Orthopaedic Surgeon

Orthoptist

Osteopath

Other (occupation not listed)

Outdoor Pursuits Centre Instructor

Ovensman

Overhead Crane Driver

Overhead Linesman

20 21

Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Overhead Linesman’s Mate

Oyster Fisherman

p

P E Teacher

PR Executive

Packaging Machine Attendant

Packer

Painter

Painter and Decorator – Interior

Painter – Exterior (40ft+)

Painter – Exterior (under 40ft)

Painter – Woodworking Industry

Panel Beater

Paper Maker (hand)

Paper Merchant

Paramedic – Driver Max R/A 60

Paramedic (no driving)

Park Keeper

Park Ranger

Parks Superintendent

Parliamentary Agent

Party Organiser

Passenger Officer

Pasteuriser

Patent Agent

Pathologist

Pattern Maker – Metal, Plastic etc

Pavior

Pawnbroker

Pedicurist

Personal Assistant (PA)

Pest Control Manager

Pest Control Operator

Petrol Pump Attendant

Pharmacist

Occupation Notes

Pharmacologist

Pharmacy Assistant

Phlebotomist

Photocopier Engineer

Photocopying Machine Operator

Photographer

Photographer – Aerial

Photographic Finisher

Photographic Model

Photographic Mounter

Physician

Physicist

Physiotherapist

Piano/Organ Tuner

Pickler

Picture Framer

Pier Master

Pile Driver

Pilot

Pipe Fitter

Pipe Jointer

Pipe Layer

Pipe/Powerline Survey Work

Pitch Melter

Planning Engineer

Planning Inspector

Plant Attendant

Plant Hire Manager (some manual work)

Plant Hire Owner (some manual work)

Plant Hire Proprietor (admin. only)

Plant Operator

Plasterer

Plastic Coating Operator

Plate Cutter

Plate Moulder

Occupation Notes

Plate Separator

Platelayer

Plateman

Plater – Including Boiler

Plater – Aircraft/Aerospace

Plater – Motor Vehicle and Cycle Industry

Plater – Ship Building, Ship Repair and Marine Engineering

Playschool/Group Worker/Leader

Playwright

Plumber – Construction/Industrial

Plumber – Domestic

Pneumatic Drill Operator

Poet

Pointsman

Police

Police Frogman

Politician

Pollution Inspector

Pop Musician

Pop Singer

Port Control Signalman

Port Health Inspector

Porter – Meat, Fish etc – Food and Drink

Porter – Station Personnel – Railways

Portrait Painter

Portrait Photographer

Postal Courier Driver Max R/A 65

Postal Courier Manager

Postman

Postman (no driving)

Pot Fisherman

Potman

Potter

Poultry Dresser

Occupation Notes

Poultry Plucker

Poultryman

Power Loader Man

Power Loader Operator

Power Station Charge Engineer

Power Station Manager

Power Station Superintendent

Practice Manager

Precision Instrument Fitter

Precision Instrument Maker

Precision Instrument Repairer

Preparer

Press Cutter

Press Officer

Press Operator – processing

Press Tool Setter

Presser – Fruit and Veg. – Food and Drink

Presser – Laundry

Priest

Printer

Printing Director (admin. only)

Prison Officer

Private Detective

Probation Officer

Process Worker

Producer – TV/Film/Theatre

Production Manager

Professional Sportsperson

Project Co-Ordinator

Project Manager/Programme Manager

Projectionist

Prompter

Proofer

Property and Estate Manager

22 23

Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Property Developer (no manual work)

Property Manager

Proprietor

Psychiatrist

Psychologist

Psychotherapist

Public Hall Bookings Office Manager

Public Health Inspector

Public House Manager – Salaried

Public Lighting Fitter – Erector

Public Relations Officer

Publican

Publisher

Pumpman

Puppeteer

Purchasing Officer/Manager (not retail)

Purifier Man

Purser

Pusherman

Q

Quality Control Engineer

Quality Control Inspector

Quantity Surveyor

Quarry Manager

Quarryman

Quartermaster

Queen’s Counsel

R

RSPCA Inspector

Rabbi

Racetrack Steward

Radar Controller/Operator

Radar Observer

Radio Station Manager

Occupation Notes

Radio/TV Repairer

Radio/Radar Operator

Radio/TV Announcer/Presenter Max R/A 55

Radio/TV Director/Producer

Radiographer – Health

Radiologist

Radiotherapist

Rag and Bone Dealer

Receptionist

Record Producer – Entertainment Industry

Recording Engineer

Recruitment Consultant

Rector

Reflexologist

Refuse Collector

Registrar

Reinsurance Broker

Relationship Manager

Rent Collector

Reporter/Writer (no overseas travel)

Reporter/Writer (otherwise)

Rescue Diver

Research Chemist (managerial)

Research Information Officer (office-based)

Research Projects Manager (Deals with hazardous substances)

Research Survey Clerk

Researcher – Journalism

Researcher – Radio/TV – Entertainment

Reservations Clerk

Reservoir Attendant

Residential Care Worker Max R/A 65

Residential Home Proprietor (admin. only)

Max R/A 65

Residential Home Proprietor (full involvement in caring)

Max R/A 65

Restaurant Proprietor (no cooking)

Occupation Notes

Restorer Paintings

Restorer – Stone/Brickwork

Retail Shop Manager

Retail Shop Manager (admin. only)

Retired

Riding Instructor

Rig Electrician

Rig Maintenance Diver

Rig Mechanic

Rig Medic

Rigger – Docks

Rigger – Film Industry –

Rigger – Gas Supply Industry

Rigger – Industrial/Plant Machinery

Rigger – Oil and Natural Gas Industries

Rigger – Ship Building, Ship Repair and Marine Engineering

Ripper

River Inspector

Riveter

Road Crew Member – ‘Roadie’

Road Manager – Rock Band

Road Marker

Road Patrolman/Breakdown

Recovery Man Max R/A 60

Road Safety Officer

Road Sweeper – Hand

Road Sweeper – Mechanical

Road Tester – Garage Trade

Road Tester – Motor Vehicle and Cycle Industry

Road Worker/Labourer

Roaster

Rodent Destroyer

Roller Blind Maker

Rollerman

Occupation Notes

Roofer (40ft+)

Roofer (under 40ft)

Roofing Inspector (mostly office based, some estimating)

Rope Maker

Roughneck

Roustabout

Roustabout Pusher – Oil Rig Industry

Rubber and Plastics Worker

Rubber Technologist

S

Saddler

Safety Inspector

Safety Officer

Safety Officer – Oil Rig Industry

Sailing Instructor

Salary Administrator

Sales and Marketing Manager

Sales Assistant – Retail

Sales Executive

Sales Manager

Sales Support Administrator

Salter

Salvage Diver

Salvage Man

Sandblaster

Satellite Aerial Fixer (domestic only)

Saturation Tank Attendant

Saw Doctor or Repairer or Sharpener

Scaffolder Max R/A 65

Scaffolder Offshore Oil or Gas

Scene Shifter

Scenery Painter

School Assistant

School Bursar

School Inspector

24 25

Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Scrap Breaker

Scrap Dealer

Screen Printer

Screener – Quarrying

Screenmaker

Screwman

Script Writer

Sculptor

Seaman

Secretary

Security Consultant

Security Guard

Security Manager

Seismologist

Set Designer

Sewage Works Attendant

Sewage Works Manager

Sewerman

Sewing Machine Mechanic

Sewing Machinist

Shaftsman

Sheep Shearer

Sheet Fixer

Sheet Metal Worker

Shelf Filler

Shepherd

Ship’s Broker

Shipping Clerk

Shoe Maker

Shoe Repairer

Shop Assistant

Shop Fitter

Shotblaster

Shotfirer

Shredding Machine Operator

Occupation Notes

Shunter – Marshalling/Goods Yard – Railways

Shunter – Mining

Sieve Operator – Food

Sieve Operator – Quarry

Sifter – Food

Sifter – Quarry

Sign Writer (40ft+)

Sign Writer (no work at heights)

Signalman

Siloman

Siloman – Docks

Siloman – Quarry

Silversmith

Sister – Hospital

Site Agent

Skiing – Snow – Prof Instructor

Skipper

Slate Cutter

Slate Dresser

Slate Splitter

Slater (40ft+)

Slater (under 40ft)

Slaughterer

Slaughterhouse Manager

Sleeping Car Attendant

Sleeve Designer

Smeller

Smith – Gold, Silver etc

Smoker

Social Worker

Sociologist

Solderer

Solicitor

Song Writer

Sorter – Scrap Metal

Occupation Notes

Sorter – Dry Cleaning

Sorter – Laundry

Sorter – Post Office/ Telecommunications

Sound Balancer

Sound Mixer

Sound Recordist

Sound Technician

Special Air Service (SAS)

Special Boat Service (SBS)

Special Effects Technician

Speech Therapist

Spiderman

Spinner

Sports Equipment Maker

Sports Equipment Repairer

Spot-Welder

Spray Painter

Stablehand

Staff Nurse

Stage Doorkeeper

Stage Hand

Stage Manager

Stage Technician

Stamper – Identification Markings

Station Manager

Station Officer – Fire

Stationer

Statistician

Steel Erector (40ft+)

Steel Erector (under 40ft)

Steeplejack

Stenographer

Steriliser

Stevedore

Stitcher

Occupation Notes

Stockbroker

Stockroom Storeman

Stocktaker

Stone Breaker

Stone/Slate Polisher

Stonemason

Store Detective

Storekeeper

Storeman

Structural Engineer

Student

Stunt Man

Submariner

Sugar Beet Cutter/Slicer

Sugar Boiler

Supermarket Cashier

Supermarket Manager

Surgeon

Surgery Nurse

Surgery Receptionist

Surgical Appliance Maker

Surgical Shoe Maker

Surveyor – Oil and Natural Gas Industries – Exploration and Production

Surveyor – Ship Building, Ship

Repair and Marine Engineering

Swimming Instructor

Swimming Pool Attendant

Switchboard Operator

Sword Swallower

Systems Programmer

T

Tailor

Takeaway Food Shop Assistant

Takeaway Food Shop Manager (no serving)

26 27

Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Tamperman

Tank Room Attendant

Tanker Driver Max R/A 60

Tanker Filler

Tanner

Tarmac Layer – Construction Industry

Tarmac Layer – Road Maintenance and Construction

Tattoo Artist

Tax Consultant

Tax Inspector

Taxi Business Administrator

Taxi Business Proprietor (no driving)

Taxi Driver Max R/A 60

Taxidermist

Teacher

Teaching Assistant

Technician (admin. and site visits)

Technician (admin. only)

Technician (heavy manual)

Technician (light manual)

Technician (other)

Telecommunication Technical Officer

Telegraphist

Telephone Customer Advisor

Telephone Exchange

Superintendent

Telephone Fitter

Telephone Operator

Telephone Repairer

Telephone Supervisor

Telephone Systems Sales Director

Telephonist

Telesales Caller

Telesales Manager

Television Engineer

Occupation Notes

Test Engineer

Test Pilot

Tester

Textile Worker

Thatcher

Theatre Sound Engineer

Ticket Inspector

Tiler (40ft+)

Tiler (under 40ft)

Timber Merchant (no manual work)

Timberman

Tobacconist

Tool Fitter

Tool Maker

Tool Pusher

Tour Guide

Tour Manager

Tower Crane Driver

Town Planner

Toxicologist

Trackman

Trade Union Official (full-time)

Traffic Warden

Train Crew Inspector

Train Crew Supervisor

Train Driver

Trainer – Education (office-based)

Tram Driver/Conductor

Translator

Transport Company Operations

Manager (office-based)

Transport Manager

Travel Agent (office-based)

Travel Courier

Trawlerman

Occupation Notes

Tree Feller

Tree Surgeon

Trenchman

Tugman

Tunneller (no explosives)

Tunneller (explosives)

Turf Accountant – On Course

Turf Accountant – Shop

Turf Cutter/Layer

Turner – Machining, Shaping etc – Metal Manufacture

Turner – Pottery Industry

Turnstile Operator

Tutor – Salaried

Tutor – Self-Employed

Type Caster

Typesetter

Typograph Operator

Typographical Designer

Tyre/Exhaust Fitter

U

Umpire

Under Secretary

Undertaker

Undertaker’s Director’s Assistant

Underwriter

Unemployed

University Lecturer

Unknown

Upholsterer

Usher/Usherette

V

Vacuum Plant Operator

Valet/Valeter

Valuer

Valveman

Occupation Notes

Van Driver Max R/A 65

Varnisher

Vatman

Vehicle Body Builder

Vehicle Body Fitter

Vending Machine Engineer

Venetian Blind Maker

Ventriloquist

Venture Capitalist

Verger

Veterinarian

Veterinary Assistant

Vicar

Video Conference Engineer

Video Recorder Operator

Vintner

Vision Mixer

Vocational Training Instructor

W

Wages Clerk

Wages Inspector

Waiter, Waitress

Wallpaper Printer

Warden

Wardrobe Mistress

Warehouse Manager

Warehouseman

Washer

Waste Disposal/Recycling Operative

Wasteman, Salvage Man

Watch and Clock Maker

Watch and Clock Repairer

Watchman – Inland Waterways

Watchstander

Water Bailiff

28 29

Key Accept Decline ConsideredKey Accept Decline Considered

Occupation Notes

Water Infusion Man

Water Meter Reader/Fitter/Tester

Water Skiing – Prof. Instructor

Water Treatment Plant Operator

Waterworks Manager

Weaver

Website/Webpage Designer

Wedding Photographer

Weighbridge Clerk

Weighbridgeman

Weights and Measures Inspector

Welder (40ft+)

Welder (under 40ft)

Welfare Officer

Welfare Worker

Wicker Worker

Wig Maker

Winch Operator

Winchman

Window Cleaner (40ft+)

Window Cleaner (under 40ft)

Window Dresser

Window/Conservatory Fitter

Windscreen Fitter/Repairer

Wire Winder

Wood Carver

Wood Worker

Woodcutter

Woodman

Working Partner

Wrapping Machine Attendant

Writer

Occupation Notes

X

X-Ray Technician – Radiologist

Y

Yacht and Boat Builder

Yard Assistant

Yard Cleaner

Yarn Worker

Yoga Teacher Max R/A 55

Youth Hostel Assistant and Cook

Youth Hostel Manager (some manual work)

Youth Leader (full-time)

Youth Worker (full-time)

Z

Zoo Curator

Zoo Director

Zoo Keeper

Zoo Keeper – Large Zoo

Zoo Keeper – Small Zoo

Zoological Research Associate

Zoological Researcher

Zoologist

Zoologist (no overseas field work)

30 31

Contact us.

Address Holloway House 71 Eastgate Street Gloucester GL1 1PW

01452 782 760 underwriting@holloway.co.uk

holloway.co.ukWe’re here Monday - Friday 9.00am to 5.00pm

We’re here to help.

Holloway Friendly is the trading name of The Original Holloway Friendly Society Ltd.

Holloway Friendly is registered and incorporated under the Friendly Societies Act 1992, registered No. 145F. Registered office: Holloway Friendly, Holloway House, 71 Eastgate Street, Gloucester, GL1 1PW.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FRN 109986.

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