October ReView

October 2011

Osceola Realtors, are you Ready, Willing and Able?

As we approach the important time of year when we elect our next leaders, I want to ask each of you to think about your role in our association…

Like any successful organization, OSCAR is always looking for our next leaders; quality individuals to move us forward, to make a positive difference and to build upon the foundations of our predecessors. We want leaders that are committed to serving others, have an enthusiasm for improving things and creating new opportunities, and possess the qualities, demeanor and willingness to be effective.

As we all know, leadership is much more than a title and demands a desire to serve others while remaining dedicated to the vision, mission and purpose of the organization you lead.

So, what about you? Below are a few qualities all good leaders must possess and have been identified as common denominators in effective leaders.

♦ Team Builder – It has been said a successful team is a group of many hands, but of one mind. An effective leader values the contributions of the team, inspires others to a higher plane of thinking, requires respect and ethical behavior from all involved and considers success when motivated, capable people work together to make a positive difference.

♦ High Ethics – The stronger our ethical behavior, the better leaders we become. Ethical behavior is putting our morals (philosophy on right and wrong) into practice. It represents the outward manifestation of our inward thoughts or beliefs. Regardless of what some may say, high ethics are still valued and expected in all social, economic and political spectrums and people expect their leaders to have high ethics to guide them in their actions and decisions.

♦ Effective Communicator – The better we communicate the better chance we have to make a difference. A leader that can effectively communicate will be able to inspire and motivate people, build trust and cooperation, maintain focus on the issues, resolve conflict, provide accurate information, and avoid communication breakdowns. Effective leaders are effective communicators because they often listen twice as much as they speak – maybe we have two ears and one mouth for a reason.

Although there are certainly additional qualities leaders must have, such as being a big thinker, a risk-taker, a decision maker and being committed and courageous, the three I have outlined above are paramount and foundational. I hope you will take the time to ensure you are developing the qualities of effective leaders to safeguard your business, your family, your future and our organization.

In closing, I present the same question, are you Ready, Willing and Able? Ready to move our association, community and profession into the future, willing to offer your time and talents to a committee or task force and able to be an effective leader and make a positive difference… If so, let us know!

Sincerely,

Tim WeisheyerPresident

“Honor bespeaks worth. Confidence begets trust. Service brings satisfaction. Cooperation proves the quality of leadership” — James Cash Penney

Tim Weisheyer2011 PresidenT

OsceOla cOunty assOciatiOn Of realtOrs®, inc.

October 2011

It’s election time! As our dedicated nominating committee makes recommendations and our committed members place their votes, we have another great opportunity to reflect on leadership. Our association has made leadership development a priority within the strategic plan. I’ve often heard people refer to a leader’s subject knowledge, their “connections”, and their persona or presentation skills when discussing their own criteria for selecting leaders. However, none of those attributes are represented in the analysis of the seven essential attributes for leadership success completed by Jeffrey Cohn and Jay Moran in their new book, “Why are we bad at picking good leaders?” They identified the following seven successful attributes of successful leaders:

1. IntegrIty

2. empathy

3. emotIonal IntellIgence (managing your own emotions and reactions)

4. VIsIon

5. Judgment

6. courage

7. passIon

Being someone that likes to do my homework, have answers for people and be knowledgeable, these seven attributes stand as a reminder to me that people really don’t care how much you know, until they know how much you care.

There are also a few pitfalls that can derail a sincere leader’s effectiveness.

1. 40% of leadership failures happen because they do not build relationships and create a team culture.

2. 32% of leadership failures happen because there is a culture mismatch. “You can’t lead people where they don’t want to go.”

3. 25% of leadership failures happen because the leader

fails to achieve results. A successful leader must be willing to be accountable.

4. 25% of leadership failures happen because the leader fails to win support for their vision and plows ahead without it. They are outstanding in their field – all by themselves!

5. 23% of leadership failures could have been avoided with leadership training. This is the most important opportunity that we have as an association.

Owen Sullivan, another leadership guru, surveyed the top four indicators that are critical for leadership success.

1. 92% succeed because they have a strong strategic vision.

2. 62% succeed because they inspire others and recruit key leadership to join that strong strategic vision.

3. 57% succeed because they communicate an accurate and comprehensive overview of their strong strategic vision.

4. 55% succeed because they use wise decision-making skills. Leaders make decisions! Leaders with emotional intelligence (and perhaps a little divine intervention) make wise decisions.

The very best leaders don’t accomplish goals from just winning the debate or compromising with the right people, they find the best answers. John Andersen describes these “smart skills” as the ability to “bake a pie that all can be satisfied from.” I wish you all the very best in your endeavors. The association is here for you. Keep us informed, use the benefits we provide! We share your belief in this industry and in this community and we want to be a key ingredient in YOUR pie! ■

Strategically Speaking – Leadership!by Carol K. Platt, CRB

June

October 2011

June

JuneJune

October 2011

October 2011

Carol K. Platt, CRBAssociation [email protected]

Bob St. [email protected] RiveraMembership and Educational Administrative [email protected]

Yessica ColonCommunications [email protected]

Eli PerezLeader and Member [email protected]

Kim WagarExecutive [email protected]

AssociAtion office

1105 Shady LaneKissimmee, Florida 34744www.osceolarealtors.orgcommunications@osceola-realtors.com407.846.0117 • 407.846.0217 fax

newsletter submissions

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For advertising inquiries please contact Bob St. Gordon at the Association Office. Your advertising defrays the cost of publishing. Thank you for your support.

The Osceola ReVIEW is printed exclusivelyfor the Association byThe Baker Press, Inc.

Orlando, Florida407.290.5800 tel • 407.290.5977 fax

www.thebakerpress.comDisclaimer: The Osceola ReVIEW is printed for the member and affiliates of Osceola County Association of REALTORS®, Inc. by The Baker Press, Inc. The Baker Press, Inc. nor the Association assume any responsibility for article content or advertising message as submitted for inclusion in the newsletter. Advertising and articles are not endorsed by the Association, nor is there any implied warranty by the Association or its staff.

Welcome New Realty Members!

Upcoming New Member Welcome Event

october 31, 20119:00 am - 12:00 pm

October 2011

Roadmap to a Successful Closing

ImagIne that you deCIde to take a day tRIp to a place you have

never been before. Do you simply drive and hope you find it, no GPS or map in tow? Of course not! Over time, some Realtors® may go into closings without a “road map’ since they conduct them so often. Doing so, however, can prove problematic and may lead to becoming lost. This course will help real estate professionals understand the importance of knowing who is responsible for the various parts of the closing, how to overcome the problems that may be encountered, and getting to the closing table and ensuring that the Realtors® fees are received without obstacles or road blocks!

No two closings are exactly the same, and this course will ensure that Realtors® stay on track.

Instructor cynthiaDeluca 3cEWhEn thurs,oct27,2011 9.00a-12.00pWhErE osceolacounty Assoc.classroomcost FrEEforMembers

oscArMembers,registeronline:

www.osceolarealtors.org

non-Members,calltoregister:407.846.0117

October 2011

Day two, it’s 9:45am and the Rampalsinghs are late, and while I’m not too happy about it; I am not surprised. I remembered that in the book written by Terri Morrison called Kiss, Bow, Or Shake Hands he said that “Indians appreciate punctuality but don’t always practice it themselves so one should keep his/her schedule loose enough for last-minute rescheduling of meetings”…so now I’m cool.

They arrived about 30 minutes late and we are on the way to view some more properties. Based on what they saw yesterday and their comments, etc. I was able to refine my search. Today we will be visiting some properties that will give them an average Rate-Of-Return (ROR) on their investment of around 10%.

In finance, rate of return (ROR), also known as return on investment (ROI), rate of profit or sometimes just return, is the ratio of money gained or lost on an investment relative to the amount of money invested. It’s a little more involved, but basically if: Amount Invested = $100,000: Net Monthly Rental Income = $900: Net Yearly = $10,800 (900 x12) then the ROR = 10,800/100,000 or 10.8%.

I have also taken the time to speak with the Property Management Company that I’ve pre-screened and done business with in the past to get a fair idea of what properties are renting for and what the demand is for these areas. It is important that you do this leg work because this factor can make or break a deal.

In pre-screening, I looked for companies that have a strong Marketing Plan that use solid methods of qualifying the tenant, that have a good record with respect to collection and distribution of rental income, an effective response plan for maintenance emergencies, an eviction procedure, a good reputation, personable staff and, of course, reasonable management fees.

As we come up to the gated subdivision, Jahaan notices that there is a CDD cost listed on the property sheet and questioned me on this. I explained that in a CDD, the developer borrowed money from the State or County to build the infrastructure and this has to be repaid. The people who have to do it are the people who live in the subdivision and so the cost is shared among the homeowners. Even though the CDD fee is collected on your tax bill, this cost is separate and apart from your property taxes.

“Is the CDD in all gated subdivisions?” Asks Jahaan.

“No, not all subdivisions have CDD but in those that do, the fee varies depending on how much was borrowed, etc.”

“So how much still needs to be paid on the CDD loan?”

“I don’t know for sure and that has to be researched but just to let you know, the CDD consists of two parts, one to pay for the development that has already taken place, and the second to maintain the community. So even once the bond is repaid, there will still be a CDD fee to cover the maintenance of the facilities that were built using the CDD funds.”

“Does a CDD eliminate a HOA fee?”

“Oh, no, the HOA fees cover the maintenance of the areas not covered under the CDD.”

As we drove through the subdivision they were pleased with the scenery, landscaping, etc and appreciated the value of the CDD. On the way to the house, I passed along the route that has the golf course on one side and the lakes on the other. When I arrived at the home, I parked across the street and had them walk across to the property. This allowed them to have a better view of the tiled roof and nice landscaping.

Show them the RoR — Get a SaLe!by Imran MohamedCo-chair of the International Alliance [email protected]

INTERNATIONAL ALLIANCE COMMITTEEInternational Alliance Committee

…my job is to educate them,

get them comfortable with the process and then they will buy.

An educated customer is the best customer.

October 2011

“Is someone home?” asked Jahaan “Should I bring the kids in?”

“Yes, someone’s at home, it’s a short sale and the owners still live here; but it’s ok to bring the kids in.”

Jahal remembers… “Imran, when we get back to the car I need you to go over the short-sale, bank owned things. I’ve heard a lot of stories about it in the media in Canada.”

As we entered the home, I introduced the Rampalsinghs and struck up a small conversation with the seller and I then took them through the home, which was well kept. As we departed we thanked the seller who in return thanked us for coming by and complimented Jahaan on her well behaved kids.

“Ok, so let’s rate this house; on a scale of one to ten what do you give it? I’m asking this because it will help to narrow the properties that have the best potential and at the end of the process we will do an in-depth review of the homes that score the highest.”

“Good idea, Imran! I like the flow of the space, the pool and the fact that it was on a conservation lot and the neighborhood is nice and well kept; so I think at least a 7.” Jahal and the kids agree.

It was obvious from Jahal’s earlier question that he did not fully understand the intricacies of Short Sale, Bank Owned, etc. As we drove to the next home, I used the time to educate them on the pros and cons of each.

As I started to speak, I remembered a quote of Edgar Watson Howe: “If a man has money, it is usually a sign too, that he knows how to take care of it; don’t imagine his money is easy to get simply because he has plenty.”

I understand my job is to educate them, get them comfortable with the process and then they will buy. An educated customer is the best customer; not only will they be easier to work with, but they will explain to their friends and family whenever the topic comes up and, who will they recommend? You guessed it! ■

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October 2011

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Not a Member? Not a Problem! All REALTORS® and immediate family members are eligible for lifetime membership!

Join online today, here’s how:1. Visit REALTORSFCU.ORG2. Click “Membership” to learn more3. Click “Membership Application” to

get started

Have Questions?Call a Member Care representative 24-hours a day at 866.295.6038.

Must meet REALTORS® Federal Credit Union (RFCU) membership eligibility. Membership requires opening and maintaining a primary share savings account with a $100 minimum balance. Rates, terms, conditions and services are subject to change. RFCU savings are federally insured by the National Credit Union Administration (NCUA).*No monthly service fee. Other fees may apply. Please refer to the Schedule of Fees and Charges at REALTORSFCU.ORG for details.

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October 2011

October 2011

Kissimmee Mayor Jim Swan visits OSCAR!

Carol Platt and Bob St. Gordon checking out Auction guests RPAC Auction guests enjoy mingling before the big action begins

RPAC Chair Susie Graves!

Carol Platt and Cheryl Grieb

Patti Daugherty and Pam Weisheyer

October 2011

OSCAR President Tim Weisheyer kicks off the 2011 auction

RPAC ProtectsRPAC is Vigilant

RPAC is Delicious!

Kissimmee Mayor Jim Swan visits OSCAR!“Five minutes and the silent auction closes!”

RPAC District 12 Trustee Bob Caldwell presents Crystal R Award to Jose Alvarez and congratulates Gold Sustaining Member Jo Williams

OSCAR President Tim Weisheyer picking up his bidding paddle

Kim Wagar, OSCAR’s new

Executive Assistant received donations to the Council on Aging

Food Bank

Realtor® Advocates at RPAC auction

Three lovely ladies placing their bids

October 2011

October 2011

Give Your Members the Smart Growth Strategies They Need

Why Sponsor Smart Growthfor the 21st Century?

A 4-Hour Course to Help Real Estate Professionals Create More Livable Communities 4CE CREDITS

A community functions best with homes for all incomes, jobs, schools, open space, desirable destinations and services, and different ways to reach them—by foot, bicycle, public transit, or automobile.

Smart growth is about recognizing and understanding the various facets of a vibrant community and how to achieve and maintain a balance among them.

Real estate professionals have everything to gain by joining with other community leaders to assure ample homeownership opportunities in communities with efficient transportation, good schools, and open space. After all, real estate professionals sell more than just homes, they sell neighborhoods.

And, more than ever, homebuyers want the convenience and value of smart growth.

Smart growth focuses on the existing assets of the community, the long-run implications of various development patterns, and their fiscal impacts. The bottom line: some ways of growing are more sustainable than others.

Who are your potential smart growth leaders? Recruit them for this new course. And apply for an NAR Smart Growth Action Grant to get hosting fees.

Defining Smart GrowthEach community is different, but there are a few key tenets of smart growth that can be applied everywhere, including a mix of land uses and transportation options for travel by mode other than the automobile.

Demand for Smart GrowthDemographic and economic shifts make the smart growth development model the right one for the 21st century.

The Value of Smart GrowthStudies show that communities that develop according to smart growth principles cost less for individuals to live in and cost less for local governments to administer.

Advocating for Smart GrowthThe course concludes with a “Take Action Check list” that provides real-world ideas for influencing how communities grow.

Become Expert in Influencing Community Land Use Decisions

Attendees will learn to:

• Describe and discuss the key principles of smart growth.

• Compare smart growth precepts to other planning approaches currently in use.

• List how smart growth benefits various constituencies.

• Conduct a compelling conversation that explains and advocates implementation of smart growth policies and practices.

Community & Political Affairs Training Sponsorship Opportunities The NAR Community and Political Affairs Division offers several courses to help real estate professionals build their business and better serve their clients. These courses include Expanding Housing Opportunities (EHO), Employer-Assisted Housing (EAH) and Smart Growth for the 21st Century (SG). Any REALTOR® association can become a CPA Training Sponsor and offer all three courses by completing a single Sponsor Agreement.

Expanding Housing OpportunitiesA 6-hour course designed to educate real estate professionals on the range of affordable housing opportunities and the clients seeking them. The course increases participants’ understanding of how affordability bolsters the housing market, engages clients, and builds business as well as the community.http://www.realtoractioncenter.com/eho

Employer-Assisted HousingA 4-hour course focusing on real estate professionals working with local employers to discuss employer-assisted housing, EAH’s benefits and three options (homebuyer and homeownership workshops, one-on-one counseling and financial assistance) employers can implement to help their employees become homeowners or afford a home close to work.http://www.realtoractioncenter.com/eah

October 11th, 2011Kissimmee Civic Center

9AM-1PM, Class1PM-2:30PM, Luncheon Forum

October 2011

osceola County market DynamicsOsceola County Market Dynamics

supply & DemanD - # units (fs)

mOnths supply Of inventOry (sOlD calculatiOn)

Price:

All

All All

Property Types:

MFRMLS

For Sale

MLS: AllBathrooms:All Construction Type:

Total Change

Sq Ft:

Monthly Change

2 Years (Monthly)

Counties:

All Lot Size:Period:

Monthly %

Bedrooms:

KEY INFORMATION

Total % Change

Residential: (Single Family Home)

Osceola

FORSALE37.5%

-1.56 -1,570.49-65.44 -37.51

2 YEaRS (MonThlY) 08/01/09 - 08/30/11

2 YEaRS (MonThlY) 08/01/09 - 08/30/11

Counties:

Price:MFRMLS Bedrooms:Period:

Monthly %

MSI-Sold

2 Years (Monthly)

Osceola

-1.99


Total % Change

Property Types: All

All Lot Size:All

-4.73

Monthly Change

-0.20

Total Change

Sq Ft:

AllAll Bathrooms:MLS: AllConstruction Type:

KEY INFORMATION

MSISOLD47.8%

-47.78

October 2011

osceola County market DynamicsOsceola County Market Dynamics

meDian price (sOlD) = high, lOw, average, meDian

KEY INFORMATION

Osceola

Property Types:

Bedrooms: Bathrooms:MFRMLS 2 Years (Monthly) AllConstruction Type: All AllPeriod:

Counties:


MLS: AllPrice: Lot Size: All

Sq Ft: All

Sold

Monthly Change Total ChangeMonthly % Change Total % Change

SOLD13.8%

-687.26 -0.57 -16,494.33 -13.76

2 YEaRS (MonThlY) 08/01/09 - 08/30/11

UnITS SolD - aUGUST 2009 To aUGUST 2011

OsceOla single family hOme DistresseD vs. tOtal sales

This data is dependent upon timeliness of sales and totality of information reported by participants.

The data reflects only the sales published through the Mid-Florida Regional Multiple Listing Service (MFRMLS) and does not include all sales in reported areas.

Neither the Association nor the MFRMLS is in any way responsible for it’s accuracy.

Data: Total Sales = all MFRMLS Osceola Single Family Housing (SFH) & Planned Unit Development (PUD).

(SFH), (PUD)-REO/Bank Owned/Short Sale from Special Sale Provision.

Average Days on Market is: Days to Closed

October 2011

aDvertising/publicatiOn

orlando sentinel communications Kim Collins633 n. orange ave., orlando, Fl 32803 office 407-420-6126 Fax 407-420-5201 Email [email protected] Website www.orlandosentinel.com

osceola shopper/gazette Paula Stark 108 Church Street, Kissimmee, Fl 34741 office 407-846-7600 Fax 407-846-8516 Email [email protected] Website www.aroundosceola.com

the real estate Book Tammy Birchler 2305 newPoint Pkwylawrenceville, Ga 30043 office 407-581-1490 Fax 407-581-1491 Email [email protected]

agent marketing services concordia Film studios div. of howland International, Inc. Kemp howland 355 Falling Waters Dr.Kissimmee, Fl 34759 office 407-222-4847 Email [email protected] Website www.concordiastudios.com

mitigation marketing Victoria Colangelo P.o. Box 540285, orlando, Fl 32854 office 407-481-0677Fax 407-648-3866 Email [email protected]

pIp printing & marketing Dale Bohman 929 W. oak Street, Kissimmee, Fl 34741 office 407-847-5565Fax 407-847-2698 Email [email protected] www.pipmarketinggroup.com

attOrneyscharles p. castellon, pa law Firm Charles Castellon12934 Deertrace ave., Suite aorlando, Fl 32837 office 407-851-0201Fax 407-847-5618 Email [email protected] www.centralflattorney.com

Keating/schlitt, pa nancy Campiglia 250 E. Colonial Dr., orlando, Fl 32024 office 407-425-2907Fax 407-425-6345 Email [email protected] Website www.keatlaw.com

law office of daniel Villazon Daniel Villazon, P.a. 1420 Celebration Blvd.Celebration, Fl 34747 office 407-483-0041 Email [email protected] Website www.frecattorney.com

cOnstructiOn/repair/ renOvatiOns

a Better choice pools Michael Evans 3213 13th Street, St. Cloud, Fl 34769 office 407-414-7379 Fax 407-870-9978 Email [email protected] Website www.abetterchoicepools.com

all seasons pool service, Inc. James Watts 185 E. airport Blvd., Sanford, Fl 32773office 407-871-2020 Fax 407-407-3215 Email [email protected] Website www.allseasonspools.com

metro door serviceJoe De lorie 2182 Cypress Bay Blvd.Kissimmee, Fl 34743office 407-414-4756Email [email protected]

osceola cleaning servicesnelson Cepeda 142 Fox loop, Davenport, Fl 33837office 407-508-1261Email [email protected] property preservation expertsJohn Canonico1809 E. Broadway aveoviedo, Fl 32765office 407-588-7443Email [email protected]

sara’s painting & cleaning services Fabian Dominguez 2476 augusta Way, Kissimmee, Fl 34746office/Fax 407-931-2715Email [email protected]

servpro of osceola county Dan hougaard 1710 Kelley ave., Kissimmee, Fl 34744 office 407-933-0707Fax 407-933-5014Email [email protected] Website www.servprooc.com

the dryer Vent sweeper Rick Raines 1350 Beechwood DriveSt. Cloud Fl 34772 office 407-892-6005Fax 407-470-7077Email [email protected] Website www.dryerventsweeper.com

engineering/surveying/planning

Johnston’s surveying, Inc.W. Turner Wallis 900 Shady lane, Kissimmee, Fl 34744 office 407-847-2179 Fax 407-847-6140 Email [email protected] www.jsurveying.com

financial services/institutiOns 1st Florida lending corp Sylvia Marchese2151 Consulate Drive, Suite 8 orlando, Fl 32837 office 407-401-8522Fax 877-401-9555

Butler mortgage harry Urban 1012 W. Emmett Street, Suite BKissimmee, Fl 34741 office 407-931-3800 Fax 407-931-3801Email [email protected] www.butlermortgage.com

Farm credit Brad Rhoden P.o. Box 8009, lakeland, Fl 33802 office 863-682-4117 Fax 863-688-9364 Email [email protected] Website www.farmcreditcfl.com

pact prosperity august Byllot P.o. Box 470654, Kissimmee, Fl 34747 office 863-255-5858Fax 866-744-6886 Email [email protected]

oSCaR affiliatesOSCAR Affiliates

October 2011

Qubty Financial group David Qubty 7680 Universal Blvd.orlando, Fl 32819-8998 office 407-370-3030 Fax 407-370-2040 Email [email protected] Website www.qubtyfinancialgroup.com

Qubty Financial group Sami D. Qubty 7680 Universal Blvd., Suite 405orlando, Fl 32819-8998 office 407-370-3030 Fax 407-370-2040 Email [email protected] Website www.qubtyfinancialgroup.com

trustco Bank Sarah near 1525 East osceola PkwyKissimmee, Fl 34746 office 407-932-0398 Fax 407-932-0719 Email [email protected] www.trustcobank.com

W.J. Bradley nancy Knapp 121 S. orange avenue, Suite 1500orlando, Fl 32801 office 321-624-1560

Wells Fargo home mortgage Cliff Frohn one home CampusDes Moines, Ia 50328 office 515-213-4291

healthBenefit advisors Judy Taylor 111 E. Monument avenueKissimmee, Fl 34741 office 407-931-2872 Fax 407-933-2176 Email [email protected]

hOme builDers/DevelOpers KB home amanda Parah 9102 South Park Center looporlando, Fl 32819 office 407-587-3403 Fax 407-587-2386 Email [email protected] Website www.kbhome.com

harmon homes Pamela Cameron 4501 hills & Dales Road nWCanton, oh 44708 office 813-681-5117 Fax 813-661-9036 Email [email protected] www.harmonhomes.com

harmony developmentTim hultgren 3500 harmony Square Drive Westharmony, Fl 34773office 407-891-2605 Fax 407-891-0459Email [email protected]

maronda homes olga ortega 955 Keller Road, #1500altamonte Springs, Fl 32714 office 407-846-4397 Fax 407-846-4398 Email [email protected] Website www.maronda.com

royal oak homes Matthew orosz 911 outer Road, orlando, Fl 32814 office 407-206-9300 Fax 407-206-9333 Email [email protected]

standard pacific homes Jesus alvarez 200 S. orange avenue, Suite 124orlando, Fl 32801 office 407-304-2803 Fax 407-304-2835 Email [email protected] Website www.standardpacifichomes.com

hOme warranty First american home Warranty corp leslie Zimmerly 3281 Settlers TrailSt. Cloud, Fl 34772 office 407-902-5237Email [email protected] Website www.firstam.com

hms national home Warranty Tony Fletcher P.o. Box 701857, St. Cloud, Fl 34770office 407-709-1717

old republic home protection Jeffrey Saindon Po Box 5017, San Ramon, Ca 94583 office 800-445-6999 Email [email protected] Website www.orhp.com

inspectiOn services Budget services, Inc. Ed hogan 3617 Crosley ave., St. Cloud, Fl 34772 office 407-892-8811 Fax 407-892-8516 Email [email protected] Website www.budgetservicesfl.com

gary oakley home Inspector Gary oakley 256 Preston ave., Davenport, Fl 33837 office 863-424-7780 Fax 863-424-7780 Email [email protected]

Wayne home Inspections Wayne E. Glover 1533 Trumbull St., Kissimmee, Fl 34744 office 407-935-1127Fax 407-935-1483 Email [email protected] www.wayneshomeinspections.com

real estate schOOls/eDucatiOnIFrec real estate schools Richard Fryer 5029 Edgewater Dr., orlando, Fl 32810 office 407-644-7277 Fax 407-647-5227 Email [email protected] Website www.ifrec.com

creating Wealth usa, llc august Byllot P.o. Box 470654, Kissimmee, Fl 34747 office 863-255-5858 Email [email protected]

realtOr® servicesFinal negotiation, llc Rhonda owen 1201 Emmett St., Kissimmee, Fl 34741 office 407-846-0978 Fax 407-846-6573 Email [email protected] www.stewart.com

good samaritan society-Kissimmee Village Ken lyons 4250 Villiage Dr., Kissimmee, Fl 34746 office 407-933-1999 Email [email protected]

on the go services William Carberry 5790 leon Tyson Rd., St. Cloud, Fl 34771 office 407-832-7957 Email [email protected]

October 2011

oSCaR affiliatesOSCAR Affiliates

Dear Oscar;

It has been awhile since we talked. Oh well, the only time I want to talk with you is when I need something. LOLAnyway, I am having a problem understanding all the new words and long words that I just cannot remember all of them!! Help me please! And show the words that the buyers and sellers and I can understand.

– Buddy Olds

Hey Buddy;

You are much older, but I just stay the same age. LOLJust kidding my friend. I cannot spell and do not know the meaning of each real estate word either. So, I did some research and found this website...it is great: www.realtor.org/government_affairs/housing_opportunity/resource_center/glossaryJust to give you an idea about how much information there is....there are 109 helping words in "P" only. You will love it. Let us know that you appreciate the sharing of the dictionary words that can sometimes be difficult!! Did you like the new dictionary??

Always Your Friend,OSCAR

sprint Wireless Sojeila orengo 851 Trafalgar Ct., Maitland, Fl 32751 office 407-575-8837 Fax 404-948-0900Email [email protected]

title/escrOw/insuranceservices a-Z team title, llc Bernard S. Edwards 102 Park Place Blvd., Suite a-3Kissimmee, Fl 34743 office 407-932-0529 Fax 407-932-1587 Email [email protected] Website www.azteamtitle.com

american Income life Tracy little 1200 Wooded acre DriveWaco, TX 76797 office 321-436-1596 Email [email protected]

First american title Cara Brown1101 Miranda lane, Suite 101Kissimmee, Fl 34741 office 877-833-1731 Fax 866-722-5957 Email [email protected] www.firstam.com

First american title Deborah Dudley1101 Miranda laneKissimmee, Fl 34741 office 877-833-1731 Fax 866-722-5957 Email [email protected] www.firstam.com

mason title & escrow company Shelly Kiker1101 Miranda lane, Suite 113Kissimmee, Fl 34741 office 321-443-6901 Fax 866-326-2097Email [email protected] www.masontitle.com

prominent title Insurance agcy, Inc.Betty M. Dobbie 827 Cypress Pkwy, Kissimmee, Fl 34759 office 407-343-1560 Fax 407-343-1561 Email [email protected] Website www.prominenttitle.com

Quality title & escrow llclisa Bennett1801 lee Rd, Winter Park, Fl 32789office 321-304-3906 Fax 321-304-3009

real estate closing solutionsheidi Foster 7575 Dr. Phillips Blvd., Suite 140orlando, Fl 32819 office 407-615-8550 Fax 407-615-8555 Email [email protected] www.recsfl.com

shopsmart Insurance, Inc.Jonathan Reich 1201 Emmett St., Kissimmee, Fl 34741 office 407-933-7866 Fax 407-931-0083Email [email protected]

stewart approved title, Inc. Becky Sheive 1201 Emmett St., Kissimmee, Fl 34741 office 407-846-7477 Fax 407-846-6573 Email [email protected] Website www.stewart.com

stewart approved title, Inc. Jolene Sheive 1201 Emmett St. Kissimmee, Fl 34741 office 407-846-7477 Fax 407-846-6573 Email [email protected] www.stewart.com

stewart approved title, Inc. Rayelynne Ketchum 1401 Budinger ave.St. Cloud, Fl 34769 office 407-957-9000 Fax 407-957-8055 Email [email protected] Website www.stewart.com

total title solutionsTina Johnson 8 Broadway Street, Suite 225Kissimmee, FL 34741 Office 407-847-0412 Fax 407-847-0429 Email [email protected]

October 2011

Connect with us and thousands of REALTORS® who will be in Anaheim at:

Register before August 15 to take advantage of early bird savings

SEIZE THE DAYTake your businessto a new level

If energizing your real estate business is your goal… •Takechargeatthe2011REALTORS®

Conference&Expoinsunnysouthern California,justminutesfromLosAngeles

•Trainwiththebestatthepremierereal estateeventintheU.S.——getsalestips forsuccessfromindustryexperts

•Join18,000professionalsforfour intensivedaysofnetworking,education, motivation,andfunthisNovember

•Explorethelargesttradeshowfloorin realestate,where400exhibitorswill exciteandinspireyou

•Refocusyourmindwith100education sessionsduringtheday——andletloose atnightwitheventsliketheCelebrity ConcertstarringDianaRoss

Stay in Anaheim and Stay on BudgetWithhotelsstartingat$89pernight,aconvenient locationnearfourmajorairports,andspecialtravel discountsforREALTORS®,Anaheimisanaffordable destinationforthe2011REALTORS®Conference&Expo.

Sign up today at www.REALTOR.org/Conference

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October 2011

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noVemBer 2011old school vs. new school FinancingTuesday, november 81:00 pm to 4:00 pm

noVemBer 2011mlXchange BasicWednesday, nov. 2, 2011 9:00 am - 12:00 pm

mls listing maintenanceWednesday, nov. 2, 2011 1:00 pm - 3:00 pm

agent Web page setup Wednesday, nov. 9, 2011 9:00 am - 12:00 pm

mls advancedWednesday, nov. 9, 2011 1:00 pm - 4:00 pm

mls classesoctoBer 2011creating a professional cmaWednesday, oct. 12, 2011 9:00 am - 12:00 pm

mls imappWednesday, oct. 12, 2011 1:00 pm - 4:00 pm

agent Web page setup (spanish)Wednesday, oct. 17, 2011 9:00 am - 12:00 pm

creating a professional cma (spanish)Wednesday, oct. 17, 2011 1:00 pm - 4:00 pm

octoBer 2011

resort & second-home property specialist (rsps) Wednesday, october 5 8:00 am to 5:00 pm

smart growth Kissimmee civic centerTuesday, october 119:00 am to 1:00 pm4CE CREDITS

roadmap to a successful closing Thursday, october 27 9:00 am to 12:00 pm3CE

tim Weisheyer, pa Presidentrenee clark President-ElectVeronica malolos Immediate Past Presidentsusan graves Vice-Presidentdavid deloach TreasurerKim goodwin Secretarydanny Villazon legal Counsel

2011 OSCAR ASSOCiAtiOn LeAdeRShipdIrectors

Daisy Cid arlene Conow Karen Dierickx Cheryl Grieb Richard Knapp William nichols angel ortiz Denise Sacks hemendra Thakkar

octoBer 2011mary Jane arrington, osceola county supervisor of electionsTuesday, october 48:30 am to 9:30 am

smart growth Kissimmee civic centerTuesday, october 118:30 am to 9:00 am

4CE CREDITS

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MlS learn and Earn Marketing Session, 8:30 am - 9:30 am

ST. CloUD ElECTIon DaY MlS learn and Earn Marketing Session, 8:30 am - 9:30 amaffiliate Council Meetings 9:45 am - 10:45 amold School vs. new School 1:00 pm - 4:00 pm

agent Web Page Setup9:00 am - 12:00 pm

MlS advanced1:00 pm - 4:00 pm


Property ManagementMeeting, 9:45 am - 10:45 am



Property ManagementMeeting, 9:45 am - 10:45 am


International alliance Committee Meeting,9:45 am - 10:45 am

Commercial MarketingSession, 8:30 - 10:00 am

oSCaR CloSED

MFRMlS BoD Meeting 10:00 am - 12:00 pmWCR luncheon & Fashion Show, 4:00 pm - 6:00 pm

oSCaR CloSED


International alliance Committee Meeting,9:45 am - 10:45 am

Roadmap To a Successful Closing,9:00 am - 12:00 pm

Executive Committee,8:00 am - 9:30 am

BoD Meeting,9:30 am - 11:00 am

affliate Council Meetings, 9:00 am - 10:00am

Public Policy, 3 pm - 4 pmToastmasters, 5:30 pm - 6:30 pm

Public Policy, 3:00 pm - 4:00 pmToastmasters, 5:30 pm - 6:30 pm

Toastmasters, 5:30 pm - 6:30 pm



agent WebPage Setup Spanish, 9:00 am - 12:00 pmCreating a ProfessionalCMa Spanish,1:00 pm - 4:00 pm Toastmasters, 5:30 pm - 6:30 pm

Executive Committee,8:00 am - 9:30 am

BoD Meeting9:30 am -11:00 am Toastmasters, 5:30 pm - 6:30 pm

new Member Welcome 9:00 am - 12:00 pmnew Member Welcome -Code of Ethics Video, 1:00 pm - 4:00 pm Toastmasters, 5:30 - 6:30pm

Toastmasters, 5:30 - 6:30pm

WCR Board Meeting 8:00 am - 9:30 am

WCR Board Meeting 8:00 am - 9:30 am

oBC - Broker Roundtable,5:30 pm - 7:30 pm

Commercial MarketingSession, 8:30 am - 10:00 am

MFRMlS BoD Meeting, 10:00 am - 12:00 pm

Creating a Professional CMa, 9:00 am - 12:00 pm

MlS iMaPP, 1:00 pm - 4:00 pm

WCR Fun night,6:30 pm - 9:00 pm

MlXchange Basic 9:00 am - 12:00 pm

MlS listing Maintenance1:00 pm - 3:00 pm

ColUMBUS DaY

VETERan’S DaY

Daylightsavings

enDs

CEo SYMPoSIUM

Resort & Second-homeProperty Specialist (RSPS), 8:30 am - 5:00 pm

November 11VeTeRaN’S DaY

naR annUal GoVERnanCE EXPo naR annUal ConFEREnCE & EXPo

naR annUal ConFEREnCE & EXPo

ThanKSGIVInG DaY


Smart Growth for the 21st Century, 9:00 am - 1:00 pm

PRSRTU S POSTAGE

PAIDMID-FL FL

PERMIT NO. 581

STD

Betty a. Medina ................................. la Rosa Realty llCDaniel aponte ..................Robles Realty International, llCEdgar M. Miller .................... Keller Williams at The lakesEfrain Carradero ....................................... CJ Realty, llCEmilio D. Mangual ......................... Easy home Realty IncJeannie E. Wilson ......................Prudential Florida RealtyJohn Chin .......................................Fusilier Realty GroupJuan C. Mallqui........................................365 Realty, Inclorena a. ortega ....................Int’l Professional Realty Incluis a. Pinto .................................. Easy home Realty IncMarissa Crawford ........................ Imagination Realty, IncMichelle C. Garret .......................... Garret Properties llCRobert D. adkins ............ lake nona harmony homes llCVijaiantie Jadnauth ................ Sunshine Quest Realty, Inc.Xuezhi liu ......................... Coldwell Banker ackley Realty

celebration rental group ...............................................dane Bradley 741 Front street, suite 140, Celebration, FL 34747 Office: 407-566-8009 Fax: 407-566-8434 Cell: 407-556-0122

century 21 real estate professionals .......................... John huebner 720 Celebration Avenue, suite 100, Kissimmee, FL 34747 Office: 407-566-0555 Fax: 407-566-8511 Cell: 407-467-3607

easy home realty inc ................................................... Jose L. Collado 12701 s. John young Pkwy, suite 218, Orlando, FL 32837 Office: 574-7804 Fax: 866-532-9747 Cell: 407-574-6572

frankeys agency services inc ............................... Waldemar Franquiz P.O. Box 1122, davenport, FL 33836 Office: 781-369-5397 Cell: 407-514-9941

fusilier realty group .......................................................... John Chin 12769 narcoossee road, Orlando, FL 32832 Office: 407-281-8455 Fax: 407-218-7422 Cell: 407-952-5818

garret properties llc .............................................. michelle C. Garret 4346 Tidewater drive, Orlando, FL 32812 Office: 407-846-0021 Fax: 407-240-3778 Cell: 407-466-1245

int’l professional realty inc .....................................Lorena A. Ortega 1073 Willa spring drive, suite 1057, Orlando, FL 33807 Office: 407-699-7718 Fax: 407-699-6118 Cell: 407-256-3631

prudential florida realty .........................................Jeannie e. Wilson 8687 W. irlo Bronson memorial, suite 100, Kissimmee, FL 34747 Office: 407-239-0366 Fax: 407-239-0376 Cell: 407-399-7379

neW real estate oFFIces Welcome neW memBers

407-846-7477

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