One Network For ATM & POS

There are currently 14 members in OMNIBUS

Live1.BRAC Bank Limited2.Q Cash (ITCL) Limited 3.Rupali Bank Limited 4.Dhaka Bank Limited5.NCC Bank Limited6.Bank Alfalah Limited 7.Standard Bank Limited8.South East Bank Limited 9. Islami Bank Bangladesh Limited

Not Live1.Exim Bank Limited 2.One Bank3.Eastern Bank Limited business 4.United Commercial Bank Limited 5.Al-Arafah Islami Bank

Members of OMNIBUS

Banks Live in OMNIBUS Through Q-Cash

1. Bank Asia Limited2. Basic Bank Limited3. Bangladesh Commerce Bank Limited4. ICB Islamic Bank Limited5. IFIC Bank Limited6. Jamuna Bank Limited7. Janata Bank Limited8. First Security Islami Bank Limited9. NCC Bank Limited ( OMNIBUS Member )

10. Mercantile Bank Limited11. National Bank Limited12. Pubali Bank Limited13. Shahjalal Islami Bank Limited14. Social Islami Bank Limited15. Sonali Bank Limited16. Trust Bank Limited17. Uttara Bank Limited18. EXIM Bank Limited ( OMNIBUS Member )

19. Southeast Bank Limited ( OMNIBUS Member )

Number of ATM

Member NUMBER OF ATMSBRAC Bank Limited 319

Dhaka Bank Limited 46

Q – Cash ( ITCL) 581

NCC Bank Limited 51

EXIM Bank Limited 17

Southeast Bank Limited 39

Standard Bank Limited 11

Islami Bank Bangladesh Limited 200

One Bank Limited 25

Bank Alfalah Limited 05

Eastern Bank Limited 156

United Commercial Bank Limited 80

Al-Arafah Islami Bank 28

Total 1558

• Number of Live ATMs= 1252

Number of Transaction based on withdrawals for the Year 2012

Member TXN Amount

BRAC Bank as Issuer 295736 2872671200

BRAC Bank as Acquirer 469343 3334696000

Q-Cash ( ITCL) as Issuer 264398 1865565500

Q-Cash ( ITCL) as Acquirer 213359 1826096200

Islami Bank Bangladesh as Issuer 161146 1231861400

Islami Bank Bangladesh as Acquirer 51169 495081500

Dhaka Bank as Issuer 75217 551089500

Dhaka Bank as Acquirer 8365 52129000

Bank Alfalah as Issuer 7617 55893700

Bank Alfalah as Acquirer 316 2095000

Rupali Bank as Issuer 4956 34818500

Rupali Bank as Acquirer 149783 1447720800

Southeast Bank as Issuer 55975 377843700

Southeast Bank as Acquirer 0 0

Standard Bank as Issuer 21347 153496500

Standard Bank as Acquirer 2266 18188000

NCC Bank as Issuer 20901 166274800

NCC Bank as Acquirer 13055 128710000

Number of Transaction of OMNIBUS Members for the Year 2012

0

50000

100000

150000

200000

250000

300000

350000

400000

450000

500000

BBL Q-CASH IBBL DBL BankAlfalah

RBL SEBL SBL NCC

As IssuuerAs Acquirer

Transaction Volume of OMNIBUS Members for the Year 2012

0

500000000

1000000000

1500000000

2000000000

2500000000

3000000000

3500000000

4000000000

BBL Q-CASH IBBL DBL BankAlfalah

RBL SEBL SBL NCC

As IssuuerAs Acquirer

Financial

CALCULATION OF RECEIVABLE FROM OMNIBUS (Excluding BRAC Bank) :            

             

  November 12 2011 2010 2009 2008 2007

1. Fixed Assets 7,130,427          

Cost 40,464,554          

Less: Accumulated Depreciation (33,334,126)          

2. Other Assets 2,721,687          

3. Total Assets (1+2) 9,852,114.33          

4. Liabilities (1,267,239)          

5. Net Assets (3-4) 8,584,875.21          

             

6. Expenses 7,032,644 12,301,429 7,919,269 9,886,614 6,319,950 31,239

7. Income (972,562) (599,982) (260,946) (106,329) (2,089,952) -

Receivable (5+6-7) 14,644,956.52 11,701,448 7,658,322 9,780,285 4,229,998 31,239

Total Receivable 48,046,249

OMNIBUS Settlement Accounts Overview for Last Three Months

      Deposited Amount Withdrawal Amount

Frequency of Minimum Balance

Deficit

Sl.

OMNIBUS Member Name

Settlement A/C Number Nov'12 Oct'12 Sep'12 Nov'12 Oct'12 Sep'12

Nov'12

Oct'12

Sep'12

1

IT Consultants Limited

1501200721154001

208924097.00

168664166.00

199881974.00

133013460.00

156837710.00

144617368.00      

2

Islami Bank Bangladesh Limited

1501202223815001

139907559.00

156728228.00

136935144.00

146260179.00

152075785.00

142067717.00      

3

Dhaka Bank Limited

1501201808288001

37818972.00 57091353.00

66059820.00

40725360.00

55029041.00

47248405.00     1 time

4

Bank Al-Falah Limited

1501202076218001 3821962.00 8196792.00 5197330.00 5319095.00

6812970.00 5322540.00

2 times

3 times

5 times

5

NCC Bank Limited

1501202012261001

16928590.00 22055242.00

23773883.00

19171722.00

19224325.00

33044366.00    

2 times

6

Southeast Bank Limited

1501201907073001

40369025.00 46649522.00

38551952.00

39033581.00

48162855.00

39555180.00      

7

Standard Bank Limited

1501202114726001

12841115.00 14290284.00

16428508.00

13376912.00

14864785.00

14083125.00  

4 times 1 time

8

Rupali Bank Limited

1501202145728001 220295.00 30057779.00

30033209.00

28206707.00

28734830.00

22277265.00

5 times

9 times

2 times

Bangladesh Bank is planning to implement the below scopes through National Payment Switch phase by phases.

•Interbank Fund Transfer•Interbank Cash Withdrawal•Interbank cash Deposit•Mini statement•Balance Inquiry•Bill Payment•Retail Purchase•E-Commerce •Mobile Banking•VISA/MasterCard/AMEX gateway

National Payment Switch

With details discussion with Bangladesh Bank along with other banks , In Phase-1 below transaction set were considered.

• Interbank Cash Withdrawal (ATM)• Balance Inquiry (ATM)• Mini Statement

In future Phases below scenario will considered

• POS Transactions• VISA/ MasterCard/Amex Transactions (ATM,POS)• E-Commerce• Fund Transfer

National Payment Switch

Current Services Through OMNIBUS• Balance Inquiry • Cash Withdrawal

Scopes• Fund Transfer• Utility Bill Payment• Mobile Top-up • POS Connectivity

Services Offered by OMNIBUS

• Collection of Receivable amount from OMNIBUS Members• National Payment Switch

Challenges