Resume ONKAR ASHOK KULKARNI

onkar.kulmba@gmail.comKul_onkar@rediffmail.comPhone no: +919421357758/9561087742

CAREER OBJECTIV

An experienced and well maintained professional having ample amount of knowledge in Banking sector and seeking an opportunity in the Banking or IT organization which can utilize my dynamic and outstanding creative skills and knowledge about product launches and production of marketing materials, internal communications and public relations for the enhancement of the industry.

EDUCATIOAL QUALIFICATION

Course Institute University/Board Percentage

Year

MBA(Marketing)

Sinhgad Management School,Pune

Pune University 60,91 2010

B. Sc. Biotech

Rajarshi Shahu Mahavidhyalya, Latur

Swami Ramanand Teerth University Nanded

73.32 2007

HSC Shri Bhosale Jr. College, Osmanabad

Latur Board 68.33 2002

SSC Arya Chanakya High School, Osmanabad

Latur Board 55.06 2000

PROFESSIONAL EXPERIENCE

1) ORGANIZATION : - ICICI Bank Ltd, Nagpur

DESIGNATION : - Deputy Branch Manager

GRADE : - Deputy Manager II

ROLE AND RESPONSIBILITIES:

Operational Part

Cheque clearing Collections-Outstation cheques collections for customers, from all segments and also includes servicing internal units like Retail Asset, Credit Card payments.Transfer Transactions, DD PO printing for clients. NEFT, & RTGS processing. Conduction the Bill processing under various heads to run the branch.Retail Asset Operation –Processing the loan file and Sanctioning and Disbursement. Processing LAG (Loan against Gold) LAFD (Loan against Fixed Deposits).Deceased Claim Settlement, Locker allotment and locker operation process.Daily Weekly Monthly reconciliation and reports of Gold Loan, I Kits, Secured Inventory operations. Monitor large cash transactions & adhering to KYC norms.Monitoring and reconciling all the GL and Payable accounts on daily basis and verifying all the entries of various office accounts. Cash Management and maintain the CHL and CRL to enhance the profitability of the Branch.

Handling the Regional Risk Manager Audit report and Internal Audit Report at respective interval of time. Responsible for dealing with Bank’s Internal & External auditors & inspectors thereby complying with statutory norms & Bank’s laid down policies.Reporting to various Government departments for submitting of various report .Handling the legal notices as per operation related processes. Maintaining the BDR and all important documentation from Branch point of view.Responsible for conducting Enhanced Due Diligence Operations for Froude prevention through customer profiling and proper functioning and Risk management at various levels. Maintaining the regulatory norms and follow the processes.Handling the senior management escalation and Branch level escalation. Managing, Monitoring and resolution of all complaints, investigations, and customer’s requests that originates in branch.

Sales Part

Exploring avenues for income generation for business group by acquiring the new clients of various segments (Retail Client, Privilege Client, Wealth management and Global Privilege Client Commercial Corporate Client). Managing the client relationship to originate the business and service needs of clients in respective of Commercial Banking Investment Banking and International Banking products.Focus on business development across liabilities, asset & Fee to sustain and achieve growth in relationship value, revenue & improve the client stickiness.Lead Generation through Branch walk-in ,referral and cold calling for various products including (Saving Account ,Current Account, NRI Accounts, Demat Account Credit Cards Home Loan Personal Loan Auto Loan Business Loan Life Insurance term Insurance General Insurance Travel Insurance Mutual Funds. Foreign Exchange, Gold Loan Fixed Deposits Recurring Deposits etc)Responsible for achieving of self sales targets and operational team targets by support, proper guidance ad hand holding. Portfolio Management Review of Daily Accounts opened processing of KYC funding and controlling the depletion and retention of good customers. Formulate inbound and outbound sales plan for devising the financial solutions to meet financial/capital market advisory requirement.Empanelment of new DSA and DST in market for Asset Business. Responsible for preparing the MIS reports on daily basis. Coordinating with central team for all asset disbursement and fast processing.Providing training to people those who have joined as trainee and also old staff in the branch and guiding them about various levels about process change and providing the product knowledge.

ACHIEVEMENTS

Total commitment to assignment has ensured smooth functioning of operations.Received five star audit rating for RRM audit in consecutive three year and four star Audit rating from Internal auditor for FY 2014-2015My present work plays a major role in the handling branch banking operation which has been provided service quality department as per RBI nodes.Received long service recognition letter from Mrs Chanda Kochhar in May 2016.

AWARDS

Received award for top performer in Life Insurance 2013-2014Qualified twice for Life Insurance Contest for subsequent Financial year February, September 2014-2015Qualified for Mutual Fund Contest Financial Year February 2015-2016.Received award for top DBM among the East Maharashtra Region FY 2015-2016.

CERTIFICATION

IRDA CertifiedNCFM Certified

PREFERRED LOCATION : Pune, Bangalore, Hyderabad, Nasik Aurangabad.

DURATION : 9 May 2011 at Present.

COMPENSATION DETAILS: 4,87,000 +TA+ Incentive. Per Annum

SUMRAMEMER INTERSHIP PROGRAME

ORGANIZATION : Sun and Ocean Agro India Pvt. Ltd.PROJECT TITLE : “Study of sales promotional strategies for market penetration Of Various brands in selected market” Summary

Led the role as a team leader for study of Sales promotional strategies. Involved in evaluation and analysis of sales promotional strategies. Conducting Dealer,Retailer,Farmer Survey.Performed Productwise Brand analysis identifying Market Share.

CONFERENCE/ COMMERCIAL PROFESSIONAL TRAINING

Completed Branch Leadership Program from ILCE Lonawala for ICICI Bank.Attained UGC sponsored National Conference on recent trends on r-DNA technology conducted at Biotech Department B.A.M.U.University Sub-campus Osmanabad.Completed Summer training program on Plant-Tissue Culture, Biofertilizer & Biopesticide production from 17April,2006 to 29 April,2006 10 MIT-CON Biotechnology Business Centre Pune

OTHER AWARDS AND ACHIEVEMENTSQualified ‘A’ certificate in NCCQualified three examination of Tabala.

EXTRA CURRICULAR ACTIVITYFirst Prize in carom competition at institutional level.Participated twice in Annual Training Camp of NCC (1998, 1999).Actively participated in organizing the Blood Donation Campaign in Institute campus.

PERSONAL PROFILE Father’s Name : Sri Ashok KulkarniMother’s Name : Smt. Anjali KulkarniDate of Birth : 18st Feb. 1985Nationality : IndianMarital Status : Single

DECLARARTIONI hereby declare that the information furnished above is true to the best of my knowledge.

Date : Place : Onkar Ashok Kulkarni