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OWNERSCOUNT
A publication for the members of Hawaii Community Federal Credit Union.
In This Issue:• Kona Coffee Cultural Festival Pg. 2
• Online Account Opening … Pg. 2
• Community Seminars …… Pg. 2
• Talk About Savings: Sprint Discount……………… Pg. 2
• In Our Community ………… Pg. 3
• New! EMV Chip Cards ……… Pg. 3
• Better By The Dozen ……… Pg. 3
• Go Where You Want To Go: Auto Loan …………………… Pg. 4
Holiday Schedule:Offices closed on the following dates:
• Columbus Day | Mon. 10/10
• Veterans’ Day | Fri. 11/11
• Thanksgiving Day | Thur. 11/24
• Christmas Day (observed) | Mon. 12/26
Community Calendar:• 46th Annual Kona Coffee
Cultural Festival Hoolaulea Makaeo County Pavilion Saturday, November 12, 2016 9:30 am – 4:00 pm Info: konacoffeefest.com
• 56th Annual Waimea Christmas Twilight Parade Saturday, Dec. 3, 2016 5:30 pm – 6:45 pm Info: 808-936-0670 or 808-936-4376
• Kona Historical Society Charity Trees Mauna Lani Bay Hotel Sunday, December 4, 2016 8:00 am – 8:00 pm Info: konahistorical.org
• 32nd Annual Kailua-Kona Christmas Parade Saturday, December 10, 2016 5:00 pm – 7:00 pm Info: www.paradesinkona.com
2016
On October 20, 2016, Hawaii Community Federal Credit Union will join credit unions around the world to celebrate International Credit Union Day (ICU Day). Credit unions are not-for-profit financial cooperatives, offering the same services as other financial institutions, but with a people-first philosophy that make credit unions the best financial partners of people all over the world. “The authentic difference,” this year’s ICU Day theme, zeroes in on what makes credit unions different from banks, fintech startups and other financial institutions—our principles.
Credit unions all over the world have operated according to the same core principles since the 1850s, when a group of weary German workers, tired of being exploited by loan sharks, formed the world’s first credit union by banding together to provide affordable credit to each other. We were founded on the same principles in 1936 when 10 coffee farmers made the decision to work together to ensure the survival of their farms, ohana and communities.
This is why we celebrate ICU Day. We believe ideas like people before profit, social responsibility, and financial education improve lives. We thank you for belonging to a movement that’s helping your neighbors—and people around the world—grow and thrive and follow their dreams.
Join us as we celebrate International Credit Union Day at the Kailua, Kaloko, and Kealakekua branches on October 20 and at the Honokaa and Kohala branches on October 21 with refreshments and our popular Market Day to raise funds to benefit the Food Basket.
You’ll find great bargains on fresh produce, baked goods, plants, arts, crafts, silent auction items and much more.
The Food Basket, also known as Hawaii Island’s Food Bank, is a non-profit organization that was established to fulfill the increasing hunger needs of those on Hawaii Island. The Food Basket tirelessly works year-round to help those in need on Hawaii Island through their warehouses in Hilo and in Kona.
We are proud to be able to support the Food Basket as we work together to grow and help care for our communities.
To find out more information about the Food Basket please visit hawaiifoodbasket.org.
INTERNATIONAL CREDIT UNION DAY CELEBRATES THE AUTHENTIC DIFFERENCE
October
ANNUAL MARKET DAY EVENT
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OCTOBER ALSO MARKS OUR 80TH ANNIVERSARY.We invite you to visit a branch nearest you to kick off a year-long celebration of 80 years of making
an authentic difference in the lives of our member/owners and our island community.
With our new online account opening feature, opening an account online is fast and easy. Just click on the Join Today link at the top right corner of our homepage. Here’s what you’ll need to open your account online:
• Your social security number or individual tax identification number
• A U.S. government-issued photo ID (driver’s license, passport, state or military ID)
• A credit or debit card
If you are already a member and utilize eBranch online banking, you can easily establish new accounts by simply logging in to eBranch online banking and click on “Online Application”.
ONLINE ACCOUNT OPENING
Becoming a member has
never been easier or more
convenient.
Talk about savings.Say hello to the Sprint Credit Union Member Discount.
On select regularly priced Sprint monthly data service.
Valid in conjunction with other credit union and most Sprint national handset offers and promotions.
Restrictions apply. *May be req. up to new 2-yr agmt/activation per line.
Activ. Fee: may req. up to $30/line. Credit approval req. Early Termination Fee (sprint.com/etf): After 60 days for CL only, up to $350/line. SDP Discount: Avail. for eligible company employees or org. members (ongoing verification). Discount subject to change according to the company’s/org.’s agreement with Sprint and is avail. upon request for select monthly data svc charges. Discount only applies to data svc for Better Choice Plans, Sprint Family Share Pack and Unlimited, My Way plans. Not avail. with no credit check offers or Mobile Hotspot add-on. Limit one SDP discount per account. CL Discount: Avail. for company/org. liable business lines. Tax ID req. to establish acct. Discount subject to change according to the company’s/org.’s agreement with Sprint and is avail. upon request for select monthly data svc charges. Discount only applies to data svc for Better Choice Plans, Sprint Family Share Pack and Unlimited, My Way plans. Not avail. with no credit check offers or Mobile Hotspot add-on. Limit one CL discount per account. Other Terms: Offers and coverage not available everywhere or for all phones/networks. Restrictions apply. See store or sprint.com or lovemycreditunion.org/Sprint for details. © 2016 Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the property of their respective owners. ©2016 CU Solutions Group 08/2016 137822
Learn more• Call: 877.SAVE.4.CU • Visit: SprintStoreLocator.com• Click: LoveMyCreditUnion.org/Sprint
Be sure to mention this code for your discount• Members: NACUC_ZZM• Business Members: NACUC_ZDS_ZZM
Credit union membership validation is required.
MembersSave
10%Business
Members Save
15%*or
Z132_137822 Sprint WAF Removal Newsletter 8x2_5 Color_F1.indd 1 8/11/16 3:59 PM
2
The more you know, the more financially sound you are.
That is why we offer free financial seminars for your benefit.
Seminars will be held at the John Y. Iwane Credit Union Center,
Kaloko Facility Training Room, 73-5611 Olowalu St.,
Kailua-Kona, HI. For reservations, call 930-7700 or email
[email protected] or ask any HCFCU staff member.
Please specify which seminar you would like to attend. Seating
is limited, reserve your seat today!
COMMUNITY SEMINARS• MEDICARE 101 Saturday, October 15, 2016 9:30 a.m. - 11:30 a.m.
Presented by: Peter Amelotte, Health Benefits Manager, Aloha Insurance Services, Inc.
• ACTIVE SHOOTER Protecting Yourself & Things to Know Saturday, November 19, 2016 9:30 a.m. - 11:30 a.m.
Presented by: Lt. Thomas Shopay, Commander and Sgt. Greg Yamada, Hawaii Police Department, Special Response Team
• MEDICARE 101 Saturday, December 3, 2016 9:30 a.m. - 11:30 a.m.
Presented by: Peter Amelotte, Health Benefits Manager, Aloha Insurance Services, Inc.
Makaeo Events Pavilion / Saturday, November 12 / 9:30 am – 4 pm
Proud of our heritage of being founded by coffee farmers, we are also the proud sponsors of the hoolaulea event at this year’s Kona Coffee Cultural Festival that promotes and perpetuates the culture, heritage, artistry and Kona’s rich coffee history.
The hoolaulea will feature Kona coffee, food booths, arts and craft vendors, cultural demonstrations, historical displays,
lei contest entries, and day-long entertainment featuring the champion of Uta–O, Japan’s version of American Idol,
pop singer Hiromitsu Kagawa and Hawaii’s own, three time Na Hoku Hanohano award winner, Robi Kahakalau.
PROUDLY INTRODUCING OUR NEW EMV CHIP CARDS!
Our VISA® Credit Cards you know and love have been upgraded! The Classic, Gold and Platinum cards
are fully equipped with EMV chip technology to help make your life a little more secure.
Kakoo I Na KeikiDonations of school supplies from staff and the
community were collected at all of our branches to benefit needy students island wide. Mahalo to staff
and family members who volunteered to help sort and pack the supplies that were delivered to 30 elementary,
middle and high schools on Hawaii Island.
The Food Basket’s FEED-A-THON Wiping out hunger on Hawaii Island Mahalo to the staff and members of Hawaii Community Federal Credit Union for their donations to the 15th annual Feed-A-Thon food drive. The annual ten-day, island wide food drive collected over 38,000 pounds of food and has provided more than one million pounds of food since the event began in 2002.
In Our Community
ALL NEW ARTWORK
PROUDLY INTRODUCING OUR NEW EMV CHIP CARDS!
Our VISA® Credit Cards you know and love have been upgraded! The Classic, Gold and Platinum cards
are fully equipped with EMV chip technology to help make your life a little more secure.
FOR MORE INFORMATION ON EMV CHIP TECHNOLOGY PLEASE VISIT WWW.HICOMMFCU.COM/EMV
We are honored to be named #1 on West Hawaii Today’s “Best of West Hawaii 2016” list for a twelfth year. We take pride in being your locally owned, member grown Credit Union. You, our member/owners,
are the foundation of our success and we thank you for voting us as the Best Credit Union.
BETTERbytheDOZEN
MAHALO!3
73-5611 Olowalu St., Kailua-Kona, HI 96740
WEBSITEwww.hicommfcu.com
CONTACT US808-930-7700 800-514-2328 808-329-8192 TTY
CALL24808-329-9440800-303-9440
LOST/STOLEN VISA808-930-7700 800-514-2328800-543-5073 (After hours)
The Owners Count newsletter is published for members of Hawaii Community Federal Credit Union. The articles and opinions in this publication are for general information only and are not intended to provide specific advice or recommendations for a specific product or service. We suggest that you consult your attorney, accountant or financial or tax advisor with regard to your individual situation. Entire publication© Hawaii Community Federal Credit Union, 2016. All rights reserved.
Federally insured by NCUA
Presorted STDU.S. Postage
PAIDWC
6
New auto loan rate as low as:
2.49%APR*For a 5 year term.
*APR = Annual Percentage Rate. APR will be based on your creditworthiness and length of repayment. Rate subject to change without notice. Certain terms and restrictions apply. Subject to insurance confirmation. Rate displayed is the lowest available for new vehicle purchase with a 5 year (60 month) term. Higher rates available for used vehicles. Offer good from 09/1/16 – 10/31/16. Payment example: A loan of $10,000 with 2.49% APR with a 60 month term will have 60 monthly Principal and Interest payments of $177.44, which includes $646.18 total interest paid. Offer applies to new HCFCU loans only. HCFCU membership is required. Federally insured by NCUA.
930-7700 hicommfcu.com
