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8/6/2019 Oxford Biz June 2011
1/12
Whats The Biz -- June 2011 1
BIZBIZWhats theWhats theWhats theWhats theWhats theWhats theWhats theWhats the
June 2011 Vol. 6 #6
Oxford Areas Monthly Business News & Info
PRESORTEDStandardU.SPostage
PAID
ShermanPublications,Inc.
Everything old is new again as Oxford dentist Dr. Adel Magid (below right) is putting the finish-ing touches on his conversion of the old Comerica Bank building at the corner of S. WashingtonSt. and Minnetonka Dr. into his new state-of-the-art offices. Photo by C.J. Carnacchio.
8/6/2019 Oxford Biz June 2011
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Comfortable Family Care
Warm Friendly Staff
Cosmetic Dentistry
Make Over Consultations
Most Insurances Accepted
830 South Lapeer, Oxford
www.northoaklanddentalgroup.com
At Home and In-Office
ZOOM WHITENING
Join Us In Our
Newly Remodeled Office Today
Quality Care In Our Community
Since 1981
North Oakland Dental Group
I-69 Exit #155
Drahner Rd.
DOWNTOWNOXFORD
LAKE ORION
830 S. Lapeer
I-75Exit81
2 Whats The Biz -- June 2011
Immediate CoverageFriendly, Personalized Service
1097 South Lapeer Road Oxford248-628-2565 www.dkpins.com
General InsuranceInsurance Protection for your
BUSINESS HOME AUTO
Serving TheOrion/Oxford
AreaFor 56 Years
www.hastingsmutual.com
436 S. Broadway (M-24) , Suite C Lake Orion www.porrittlaw.com
Licensed Real Estate Broker Past Chair of OCBA Real Estate CommitteeMember of American and State Bar Real Estate Sections
James R. Porritt, Jr.
248-693-6245
Serving Orion and Oxford AreasSince 1973
ATTORNEY
Real Estate Transactions and
Troubled Mortgage Relief
SIMPLE WILLS Self directed disposition of assets
Your choice of administrator
Your choice of Guardian for minors
Your choice of Trust for minors to be set up after your passing.
Avoiding Probate does not justify the cost or inconvenience of setting up a Living Trust and
maintaining it for the rest of your life. Michigans unsupervised probate procedure is
inexpensive, uses preprinted forms, avoids formal accountings, court appearances, or approval
of asset disposition.
Free InitialConsultation
HEALTHY SMILE CENTER
Personalized Gentle CareFor The Entire Family
248-969-4840Martha Vega-Crist,DDS
New Modern Office WithState-of-the-Art Equipment
9 N. Washington(M-24 - Lapeer Rd.) Oxford
For All Your Family Pharmacy Needs
Patterson
Prescription Pharmacy
Tim Davidson, R.Ph.
1 S. Washington St. Oxford
248-628-2538 Fax 248-628-0721
CreativeEmbroidery
Computerized Embroidery & MonogrammingCustom Designs, Personalized Gifts
Business, School & Team Logos Varsity Jackets
www.mycreativeemb.com10 E. Burdick St. Oxford
248-628-9531
The bluebuttoN
on our websitelinks YOU to allof our PICTURES
Go To oxfordleader.com
Attorney JamesR. Porritt, Jr.
Title to foreclosedproperties threatened
MERS, Mortgage Electronic Registration
Systems is essentially a holding company
for entities owning mortgages.
Rather than recording formal assignments
of mortgages with regis-
ter of deeds office, it
keeps track of the trans-
fers of mortgages by its
own internal systems and
listed itself as the mort-gager both on mortgage
documents and in fore-
closure procedures.
A Michigan Court of
Appeals decision re-
cently found that it did not
qualify for foreclosures by advertisement and
determined that deeds, it gave after taking
properties back, were invalid.
MERS has taken back and resold many
properties in Oakland County and these trans-
actions are now subject to challenges by the
displaced homeowners.
If MERS was involved in the foreclosure
of your home you would be well advised to
consult with an attorney as soon as possible.
Questions on your property rights? Give
Jim a call at 248-693-6245.
Oxford resident and Clark Hill Detroit Of-
fice Manager, Sandy J. Lavender CHRS, was
installed as President of NALS of Michigan,
during its Golden Anniversary and Educa-
tional Conference on April 29-30.
The annual eventtook place at the Crys-
tal Mountain Resort
in Thompsonville,
MI.
Sandy has been a
member of NALS of
Michigan since 1998
and has served on
the Executive Com-
mittee in numerous
leadership roles.
Subsequent to serving a one-year term as
President-Elect, she is fully prepared to con-
tinue the associations traditional trajectory
of dedication to legal professionals. She and
her husband Jim are the parents of 4 chil-
dren; Zachary, Courtney, Chris and Morgan.NALS is dedicated to enhancing the com-
petencies and contributions of members in
the legal services profession by offering op-
portunities for professional development
through continuing legal education, certifi-
cations, information, training and network-
ing. For more information, please visit
www.nalsofmichigan.org.
Firm Profile
Clark Hill PLC is a full service law firm that
provides business legal services, government
& public affairs, and personal legal services
to our clients throughout the country.
With offices in Arizona, Illinois, Michigan
and Washington, DC, Clark Hill has more than
200 attorneys and professionals.For more information on our firm and our
services, visit www.clarkhill.com.
Oxford residentnamed NALS ofMI president
Lavender
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Andrew Hunter
of Edward Jones
Whats The Biz -- June 2011 3
*All meals, accommodations, activities included! No obligation.
701 M701 M701 M701 M701 Marararararket Sket Sket Sket Sket Strtrtrtrtreet Oeet Oeet Oeet Oeet Oxforxforxforxforxford, MI 48371 d, MI 48371 d, MI 48371 d, MI 48371 d, MI 48371 www.seniorvillages.comProfessionally managed by Senior Village Management
Youre NeverTo Old To Make
New Friends!
Come and experience why
our residents feel Home at
Independence Village at Waterstone
248-236-8300Call Lisa or Marybeth Today To Reserve Your Stay With Us!
Voted Oxfords #1 Premier Retirement Community 3 Years Running
Munis can still work for you even in tough times
Andrew Hunter, AAMS
Financial Advisor826 S. Lapeer Rd., Suite AOxford, MI 48371(248) 628-3811
www.edwardjones.com
Member SIPC
Be Tax-smartwith Your Investments.
According to the Tax Foundation, it took the average American until April12 this year to earn enough to pay 2011 income taxes.
This year, aim to be above average. Start by evaluating whether you canbenefit from tax-smart investing strategies, such as:
Tax-advantaged investments and retirement accounts (e.g., IRAs)
529 college savings plans Holding stocks for the long term
Call or visit today to learn more about these investing strategies.
Keep in mind that tax implications should only be one consideration when makinginvestment decisions, not the driving factor.
No matter where you live, the chances are
good that a state or local government near
you may be having
some difficulty in bal-
ancing its budget.
As a citizen, youre
probably concerned
about how this situa-
tion will affect your life
and your community.
But as an investor,
you may also wonder
how this might affect
any municipal bonds you own.
Fortunately, the outlook might be brighter
than you think.
Of course, taken to the extreme, the finan-
cial challenges of some state and local gov-
ernments could conceivably affect their abil-
ity to fulfill the payment obligations on their
municipal bonds.
But investment-grade quality municipal
bond default rates historically have been very
low, especially when compared to those of
corporate bonds.
And municipalities are cutting spending,
eliminating nonessential programs and, in
some cases, raising taxes or fees.In short, they are taking steps that, while
potentially painful to residents, are likely to
help them continue making timely payments
of interest and principal on their municipal
bond obligations. Furthermore, municipali-
ties must still fund various projects, and even
one bond payment default could impact their
future ability to borrow money in the form of
new municipal bonds.
So are munis right for you?
The answer depends on your situation
your goals, need for investment income, cur-
rent investment mix, risk tolerance and so on.
But if you want to receive interest pay-
ments that are exempt from federal taxes, you
may well be interested in exploring municipal
bonds. Keep in mind, though, that municipal
bonds may be subject to state and local taxes
and the alternative minimum tax (AMT).
In addition, youll want to be familiar with
taxable-equivalent yield.
Typically, municipal bonds pay an inter-
est rate thats lower than those paid by tax-
able bonds.
Since this interest is free from federal
taxes, however, the rate may not be as low as
it appears.
The taxable-equivalent yield measures the
rate youd have to earn on a taxable bond tomatch the income from a tax-exempt munici-
pal bond.
And the higher your tax bracket, the
higher your taxable-equivalent yield.
Suppose that youre in the 35% marginal
tax bracket, and you are considering a tax-
exempt municipal bond with a 3.33% yield.
You simply divide 3.33% (0.0333 in deci-
mal form) by 1 minus 0.35 (your tax bracket),
which would give you 0.0512, or 5.12%. In
this tax bracket, a muni with a 3.33% yield is
equivalent to a taxable bond with a 5.12%
yield. (This example is for illustration pur-
poses only.)
Keep in mind that, before investing in
bonds, you should understand the risks in-
volved, including interest rate risk, credit risk
and market risk. Bond investments are sub-
ject to interest rate risk such that when inter-
est rates rise, the prices of bonds can de-
crease, and you can lose principal value if
the investment is sold prior to maturity.
So its best to discuss municipal bonds
with your financial and tax advisors.
By adding quality municipal bonds to
your portfolio, you can show faith in your
municipality, your investment dollars can help
support worthwhile projects in your area, and
you receive a steady source of tax-exemptincome.
Oxfords MainStreet program
reaccreditedScoring a perfect 10 out of 10 during
its annual evaluation, downtown Oxfordwas reaccredited as a Main Street com-munity by the National Main Street Cen-ter in Washington D.C.
It means we are forging forward in
spite of the economic circumstances,said DDA Chair Kevin Stephison.
Oxford along with the five otherOakland County communities that allscored perfect 10s was honored for itsefforts last week during a press confer-ence held in Ferndale and hosted bycounty Executive L. Brooks Patterson.
I think its actually a very big featherin our cap, Stephison said. When (busi-nesses) are talking to Oakland Countyregarding relocating and possibilities ofexpansion, we are at the top of the mixbecause we are listed as an accreditedMain Street program.
This is the second consecutive yearthat Oxford scored a perfect 10.
Oxfords been an official Main Street
community since 2004. CJC
8/6/2019 Oxford Biz June 2011
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4 Whats The Biz -- June 2011
You are invited...
Please join us for an educational breakfast seminar onReSound Alera, a wireless hearing aid system designed
to complement your unique lifestyle.
to a
Complimentary Breakfast Seminaron a Breakthrough Hearing Aid System like no other.
This event is hosted by your local hearing
expert, Dr. Laura Salome, Au.D. fromCrittenton Medical Equipment Hearing
Services.
Special guest, Katie Eaton from ReSound,will discuss helpful ways to understand
and overcome hearing loss byintroducing the latest technology in
hearing aid systems. Breakfast will beserved before the presentation.
RSVP at (866) 986-6960 by June 6th, 2011
Seating is limited,
so call today to make your reservation
Dr. Laura Salome, Au.D.
1176 S. Lapeer Rd. Lake Orion
248-693-5384www.visitcme.com
(866) 986-6960
Hearing loss is typically
gradual over time.Are you missingmore than you know?
Date: Tuesday, June 7th, 2011
Time: 10:00 am - 11:00 am
Place: Crittenton Medical Equipment
1176 S. Lapeer Road
Lake Orion, MI 48360
Hostess: Dr. Laura Salome, Au.D.
a column byVicky WinklerOACC member
The
Marketing
Shop
We all want our businesses to be suc-cessful, but being able to reach this goalisnt always a simple task. The MarketingShop helps businesses become thriving onesby helping them plan and execute market-ing and advertising endeavors that reallywork. We provide complete marketing so-lutions by offering all types of servicesneeded to produce qualitymarketing materials. We canalso handle projects from
start to finish - leaving busi-ness owners more time tofocus on running their op-erations.
The Marketing Shop spe-cializes in printing andgraphic design. As a printbroker, we find the best printsource to produce the mate-rials for clients specificneeds. Our expert graphicdesigners ensure that de-signs and layouts are effec-tive, creative, and in the proper format andlayout needed for any chosen printer.
The most popular marketing pieces thatThe Marketing Shop is called upon to de-velop are logos, business cards, brochures,flyers, direct mail campaigns, letterhead/
envelope sets, and product labeling. Busi-nesses flourish with pieces designed andprinted by The Marketing Shop!
The Marketing Shop works with manylocal Lake Orion and Oxford business andis very reputable in both communities andsurrounding areas. The Lake Orion andOxford Buy Local Shopping & ResourceGuide is one of our projects handling sales,designing ads and book content, and see-ing that it gets mailed to 24,000 homes andbusinesses each May.
But, dont just take our word for it!Heres what a couple clients have to sayabout The Marketing Shop:
Their work is very creative and getsresults. The Marketing Shops sense ofbusiness and customer service is topnotch. Sue Biddle Kids Corner
The Marketing Shop is professional towork with, with a high attention to detail.They are very reliable, punctual, and pro-vide great results. Stephanie Barron Ar-tisan Naturals
Contact The Marketing Shop today to findout how your business can benefit. Receivefree printing of 1,000 business cards with anySmall Business Package when you mentionthis column. 248-330-8787 /
Marketing solutions at your fingertips
8/6/2019 Oxford Biz June 2011
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Committed to promoting,
enhancing business prosperity
for our members.
Call 248-628-0410 or visit us online at
www.oxfordchamberofcommerce.com
News from
the director
a column byHolly Bills
Whats The Biz -- June 2011 5
Member profile: Patriot Creative Video
Promotingyour biz
Chambersgot two bigspring eventson horizon
a column byKevin Wisely
A word from
the president
What you can do to help promote yourbusiness
Submit a DID YOU KNOW about yourbusiness here is the link: Its FREE and itseasy, just go to
www.oxfordchamberofcommerce.comclick on the Did You
Know link, fill out the formand send it! The rest is upto me!
Come to the network-ing events
June is the next lun-cheon
June 24th is CoffeeTalk this is a facilitated net-working group and its Freeto attend!
Send me upcomingevents you have going onso that I can help promote
them Drop off promotional information to the
Chamber office so we can display it in the lobbyand include it in the new resident packets
E-mail me pictures of anything you will
like included on the Chambers Facebook page Submit a 300 word article about your busi-ness to be featured in the Oxford LeadersWhats the BIZ, the deadline is always the2nd Wednesday of the month, and we arealways working on the month ahead.
Sponsor events and luncheons Advertise in the monthly online news-
letter for as little as $30 a month you canhave your business name, logo, and a link toyour website sent out to all the members. Foras little as $25 a month you can have a cou-pon or ad displayed.
Upgrade your membership so you aregetting all the exposure without having tospend a lot of money!
Join one of our teams, we have a net-working, membership, education, and com-munication team and there is always roomfor you!
What you should expect/receive from theChamber?
Monthly online newsletters and updates A copy of the BIZ mailed to you Notifications of upcoming events Your name, address, phone, and e-mail
listed on the chamber website A FREE 5 minute video shot of your busi-
ness and posted on FB, Youtube and theChamber website (Please call to schedule).
Your name, address, phone number, andwebsite included in the Chamber Directorythat will be printed sometime in June, anddistributed as early as August.
A Ribbon Cutting done at your businessif you have just opened (call to schedule)
To find out more, or to schedule an apptto discuss how to get the most value for yourinvestment, call me at 248-628-0410 or e-mail
me at [email protected] look forward to talking to you soon!
We all have them; from VHS cassettes to
DVDs and every format in between. Shaky
handheld footage of church plays, Christ-
mas parties, and random everyday events
that we want to keep around for our children
to remember what life was when they were
small. Keep the following tips in mind, youll
be that much closer to creating well-crafted
memories that will last through the years.
1. The Right Equipment
When you buy a camera, do some re-
search. Make sure it has the features you
value most. As a video professional, I would
strongly advise against any camera that
records straight to mini DVDs or requires pro-
prietary software to download the videos
onto the computer and play them. MiniDV
tapes or memory cards (ideally .mp4 format)
are the way to go.
2. A Basic Plan
Take a few minutes to think about what
you want to record before you start shoot-
ing. No one wants to watch hours of ram-
bling footage featuring a few familiar faces
with nothing going on. Think in terms of
making a movie; you want to tell the story of
what happened at Aunt Judys Christmas
Party or Jr.s first birthday.
3. Postproduction!
This is the most neglected part of home
movie making. What is postproduction?Easy! Its the process of cutting together the
footage you want to keep, adding graphics,
text, (doesnt hurt to remind your children
who the lady singing karaoke Christmas car-
ols during the gift exchange was) music, and
even a few visual effects.
For more tips and tricks on creating video
memories that will serve your family for gen-
erations to come, check out the Patriot Cre-
ative Video tips blog at www.PatriotCV.com/
tips.
Patriot Creative Video
Custom Video Solutions
Project Development
Preproduction Planning & Consultation
Production Coordination
Videography
DVD Authoring
Video Encoding
Editing/Graphics
Video Enhancement (Color Correction, Vi-
sual Effects, etc.)
Training (Camera and Editing)
VHS to DVD Transfers
VHS Digitization
Call David at (248) 895-3753 or visit us on
the web at www.PatriotCV.com
Three tips for making watchable home videos
When spring arrives most people think
about Mothers Day and May flowers, those
thoughts are quickly followed by proms,
graduations and weddings
in the month of June.
We understand that
spring and summer is a busy
time for everyone, and it is
with the Oxford Chamber of
Commerce as well.
We have two big events
planned in June that we
hope to see you attend. The
Hats and High Fashion
event is going to take place
on Sunday, June 12th in
Centennial Park in downtown Oxford.
This is going to be a terrific event!The very next day, Monday, June 13th is
the Oxford Chamber of Commerce Golf Out-
ing.
The golf outing will take place at
Metamora Golf and Country Club.
So pick out your finest hat and get your
golf clubs ready and reserve your spot at
these choice events.
Our goal at the chamber is to see that the
value you receive exceeds the cost of your
membership.
We are always looking to create opportu-
nities for our members to generate new and
increased business.
Having your business represented atthese events is a great way to get more people
to learn about what your business does and
to build your client list.
If your business is not yet a member of
the Chamber of Commerce, come and check
us out, you will be glad you did.
It is never too late to join the chamber.
Our volunteers work hard to put together
fun events that cater to a wide variety of in-
terests and we are very thankful for their ef-
forts.
If you live or work in the Oxford/Orion
area, you are invited! Our events are open to
the public, you do not have to be a chamber
member to attend and enjoy.See you there.
David Thompson, owner of
Patriot Creative Video.
8/6/2019 Oxford Biz June 2011
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6 Whats The Biz -- June 2011
Did you know?
Please join the Chamber of Commerce for Coffee Talk. Its FREE, its fun,and its educational.
A different facilitator each month, coffee talk meets from 9:30am-10:30amin the Community room located at 20 W.Burdick St (inside the Parks and Recre-ation building)
Coffee and Donuts are provided its freeto attend and is open to members and non-members.
If you would like to attend, call the Cham-ber office at 248-628-0410. The next scheduled coffee talk is Friday, June 24.
There are no goodreasons to not jointhe Chamber
No time for it - all the more reason to give your financial
support to those who are working on your behalf.
Cant afford it - membership costs less per day than
your daily cup of coffee and lunch.
Im just a little guy - the best way to grow is by support-
ing your Chamber of Commerce.
Not interested - cant be true. You are interested in the
community. You are interested in developing a prosperous
business. You are interested in improving the economy. You
must be interested in the Chamber of Commerce.
The Chamber is a resource to many people and organiza-
tions locally, regionally, and nationally.
People call the Chamber before they dial 411.
People call the Chamber before they use the Yellow Pages.
People call the Chamber to obtain information on Busi-
nesses.
People go to the Chamber to find out who Community
Leaders are.
People go to the Chamber for Demographic Information.
Hopefully it is clearer now, that there are far more reasons
to become a Member than not to.
It just makes good business sense.We have another ex-
citing year planned for our Chamber Members, join us againand give your business the chamber advantage!
Dr. John Khoury from Oxford Smile Center regularlyorganizes community outreach events. Currently OxfordSmile Center is accepting diaper and baby supplies tosupport the Problem Pregnancy Center. Dr. Khoury is alsoan expert at veneers and can help you have a Hollywood
Smile. Call (248) 969-SMILE for details.
TheKiwanis Club of Oxford-Orion is having their 12thannual Golf Outing on Friday June 3rd at Boulder PointeGolf Course! This event is the Clubs largest fundraiser. Ithelps fund a large portion of the projects and donationsthey do on an annual basis, including the five $1,000 TommiFillion Memorial Scholarships they award to graduatingseniors in Lake Orion and Oxford each year. To find outmore go to their website www.mi.kiwanisone.org
Emerald Dream Hypnosis located at 115 S. Washing-ton Street Suite 4 is offering 50% off your initial session attheir office in Oxford or by phone! This is the perfect timeto renew those New Years resolutions that have slippedaway with delightfully effective guided imagery designedto communicate with your brains control center. Releasestress, worry, anxiety, weight, fears, stop smoking or im-prove your self confidence. Renew yourself this spring -you deserve to feel amazing! Call today 586-372-8779!
Soothe Your Soul is now offering Yoga classes onMon-days and Wednesdays, perfect for beginners and the ex-perienced. You can find more information about theseclasses within Soothe Your Soul located at 28 S. Wash-ington St, on their website www.soothe-your-soul.com orby calling them at 248-236-9855
Concerts in the Park have begun! The next concertwill be on June 2nd and will be the Magic Bus featuring60s and 70s music! Concerts are every Thursday from7pm-9pm in Centennial Park. This event is FREE to at-tend!
There will be a Farmers Market every Thursday from
2pm-dusk until October in the NW parking lot in Down-
town Oxford!
Snap Fitness would like to give the college studentshome for the summer a great deal so they can stay inshape. Its only $99 from now to Sept. 1, and of course
they are available 24/7. Lots of students come back eachsummer and they are happy to see them.Located at M24 and Ray Road by Meijer!
972 N. Lapeer RoadOxford, MI 48371Phone: 248-969-7627 (SNAP)
Facials by Jude is offering a professional eyebrowarch for $15.00 and a European Glycolic facial peel for $45for the month of June! To schedule and appointment orfor more information please call 248-736-2343 or visit theirwebsite at www.facialsbyjude.com
Simple Organics has an organic food coop, you canget all your organic foods in 0xford. Simple Organics alsoprovides a free professional vitamin analysis to anyonetaking supplements. We are practitioner owned and oper-ated will the highest s tandards in the industry. Stop in andsee them today at 115 S. Washington Street, or call them at248-236-0027.
The Girlfriends Walk is back this year on WednesdayJune 29, 2011 in Centennial Park from 5:00-9:00pm to ben-efit the Lighthouse of Oakland County. Please Bring Do-nations of new or gently usedpurses (bags), bras & jew-elry and you will receive coupons and valuable savings atall participating Girlfriends businesses!
After you check in and drop off your donation, youcan proceed to all the participating Girlfriend businessesthis year and enjoy hors doeuvres, raffles, sales, fun andmuch more. Grab the girls and head to downtown Oxfordon Wednesday, June 29th for some shopping, and sav-ings! The Girlfriends Walk was the Winner of the 2010Oakland County Main StreetsRetail Event of the Year!
June CalendarCheck out whats happening around town and in the
ChamberJune 2nd-Concerts in the Park-Magic Bus featuring 60s
and 70s music begins at 7pm in Centennial ParJune 12th-Hats & High Fashion, A Garden Party-Join us
on Sunday, June 12th from 2pm-5pm in Centennial Park fordrinks, fashions, and music. For more information go to ourwebsite at www.oxfordchamberofcommerce.com or call 248-628-0410 Buy your tickets now and save yourself $5.00 at thedoor!
June 13th-Annual Golf Outing at Metamora Golf & Coun-try Club, for more information go to our websitewww.oxfordchamberofcommerce.com or call 248-628-0410.
Register your team by 06/10/11 and save yourself $15 perperson!
June 24th Coffee TalkOxford Chamber of Commerce Coffee Talk, begins at 9:30amheld in the Village Community room, 22 W. Burdick St, every-one is welcome, this is a facilitated networking group, andits free. Coffee and donuts are provided.
Save the Date!August 6th-Celebrate Oxford Business Expo TentSpace is available please call the chamber office at 248-
628-0410 to reserve space. Ask about Sponsorship opportu-nities!
October 13th- Womens Expo-Vendor spaces are avail-able, please call the Chamber office at 248-628-0410 to re-serve your space!
November 17th-Vegas style Ladies Night Out dinner
and fashion showDecember 3rd-Christmas Parade downtown
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Whats The Biz -- June 2011 7
Victoria wins BestBurger at festival!
Victoria Connolly, owner of Victorias Delights at 12 S.Washington St. in downtown Oxford, poses with her BestBurger award. Below is her creation The Michigander.
Congratulations to Victoria Connolly and VictoriasDelights for winning the Best Burger contest atOxfords First Annual Hamburger Festival!
The winning burger is now featured on VictoriasDelights menu. Its called the Michigander burgerand it consists of 1/3-pound Michigan Beef, Leelanaudried cherries, field greens, fried onions, Morel mush-room duxelle, Good Harbour Cherry wine demi-glace,herbed goat cheese, on a whole wheat bun!
Stop in and try it today!
Please shop the Chamber when you are looking for aservice, we have over 193 members that offer a range
of services. Before you shop the Yellow Pages,shop the Chamber! Visit on-line at
www.oxfordchamberofcommerce.com
8/6/2019 Oxford Biz June 2011
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8 Whats The Biz -- June 2011
Do you want to be in the know about what isgoing on at the Oxford Chamber of Commerce?Find us on Facebook and become our fan, up-dates, pictures, and events are posted weekly,
keeping it fresh and current!
Welcome newChamber members!Real Estate Gives-Chad Toth, 109Indianwood Road, Lake Orion
Oxford Free Methodist Church, 790 S.Lapeer Road, Oxford
Letter of appreciation
From Burdick Street Landscape:We had so much fun at our open house. Steve and I
want to thank our friends and customers who came outand supported us. We were busy. We are so thankfulthat everyone came out and saw what we are all about.To our staff... you guys are amazing and we are luckyto have you!
Many thanks to all of the special DDA volunteersthat helped to make The Hamburger Festival fun andsuccessful. You guys are the VERY BEST!
8/6/2019 Oxford Biz June 2011
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Whats The Biz -- June 2011 9
John M.Khoury, DDS
Oxford SmileCenter
Great Hollywood smile secretsIts not your imagination. More and more
people do have Hollywood smiles.
So white, so straight, so perfect!
Most of us are not born
with amazing smiles but re-
cent advances in cosmetic
dentistry have made movie
star smiles affordable and at-
tainable.
Veneers are used for most
smile makeovers.
Thin shells of fired por-
celain (veneers) are placed
on the front surfaces of teeth
for a natural look and feel.
Experienced cosmetic
dentists can dramatically change the length,
width, color and shape of teeth with veneers.
Veneers resist staining and can be used
for a complete smile makeover or to repair a
chipped tooth.
A skilled cosmetic dentist can transform
your smile comfortably and relatively quickly.
After hearing your goals and expectations
your dentist will guide you through deter-
mining the best style of your new smile and
take a mold of your teeth.
A dental lab will use your dentists pre-cise instructions for dimensions and propor-
tions to create a wax mold of how your smile
will look.
You and your dentist will use the wax mold
to generate a final approval for the lab to
create porcelain veneers.
After preparing your teeth to make sure
the veneers will fit perfectly, veneers will be
placed and your smile makeover will be com-
plete. Minor adjustments are perfectly nor-
mal and should be expected.
For more information call (248) 969-SMILE
or visit www.OxfordSmileCenter.com
Dr. Khoury supports the local community
with programs such as Halloween candy buy-
back, Donated Dental Services, elementary
educational visits and support of school ath-letic programs.
Eyebrows are the framework of our eyes,
and are a central feature that defines our face.
It is known that eyes are the windows of ex-
pression and it is therefore important to have
eyebrows that compliment and even enhance
this central feature.
The art and technique of eyebrow design
calls for the use of delicate wax, as opposed
to tweezers.
With wax, the process is more efficient,
painless, and results in hair that grows slower
and finer.
Many people believe that the eyes are the
most expressive part of the face.
They may not realize that much of the ac-
tual non-verbal communicating is done with
Eyebrow design & shapingthe eyebrows.
Your eyebrow shape can create an instant
impression about you.
Therefore, eyebrow design is an intricate
job requiring careful planning.
There is not an abundance of hairs to
tweeze or trim, and removing the wrong ones
can create a completely different look than
planned.
Lets have a plan and execute it properly.
You can always remove more, but you cant
replace whats been removed.
Call Esthetician Jude Cunningham for an
appointment.248-236-9124
Available: Tuesday, Friday and Saturday
Experienced cosmetic den-tists can dramaticallychange the length, width,color and shape of teethwith veneers. Veneers resiststaining and can be used fora complete smile makeover
or to repair a chipped tooth.
If you didnt read lastIf you didnt read lastIf you didnt read lastIf you didnt read lastIf you didnt read lastweeks Oxford Leaderweeks Oxford Leaderweeks Oxford Leaderweeks Oxford Leaderweeks Oxford Leader, you, you, you, you, youdont know what youvedont know what youvedont know what youvedont know what youvedont know what youve
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call 248-628-4801
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John M. Khoury Jr., DDS
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Braces Cerec - One Visit Crown Treatments Evening and Saturday Appointments Exams, Cleanings, Veneers, Natural
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248-969-SMILE
Dr. Khoury supports the local community with elementary educational visits,
Halloween candy buy-back and support of school athletic programs.
OxfordSmileCenteriscollecting
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ProblemPregnancyCenter.Participantsareentered intoadrawingforFREETeethWhiteningTreatment.Questions?Calloffice fordetails.
You Can Have A Hollywood Smile!
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VENEERS
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Jude Cunningham, EstheticianDowntown Salon 40 S. Washington Oxford
248-236-9124 Direct 248-736-2343
www.facialsbyjude.com
Take Years Off Your
Face and Body
8/6/2019 Oxford Biz June 2011
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10 Whats The Biz -- June 2011
Oxford 53 S. Washington St. 248-236-0035
If youve tried physical therapyin the past without lasting results,TOTTOTTOTTOTTOTAL MOTION RELEASEAL MOTION RELEASEAL MOTION RELEASEAL MOTION RELEASEAL MOTION RELEASE(TMR)(TMR)(TMR)(TMR)(TMR) might be right for you.
TMRTMRTMRTMRTMR helps balance the bodyto reduce or eliminate painand stiffness. The ArArArArArm Raisem Raisem Raisem Raisem Raiseexercise (shown here) is anexcellent way to help reducelower back pain and stiffness.
Call For A FREE CONSULTATION Today!
TMR is easy and can help to reduce pain in minutes!
The summer season is just around the
corner, and your neighborhood GenisysCredit Union would like to provide yousome helpful tips on budgeting for yourvacation. Vacations dont have to be ex-pensive to be memorable and fun. Hereare some suggestions to plan a success-ful vacation.
Create a vacation budgetDecide how much money you can af-
ford for a summer vacation. Start byreviewing your income, expenses anddebt obligations and setting aside moneyfor emergency expenses. Then decidehow much you can direct towards a sum-mer vacation. This becomes the baselineamount for your travel, lodging, meals andamusement. Add up the estimated costsin advance before making final plans.Then, put away money each month intoa savings account.
Involve your familyOnce youve determined how much
money you can afford for a vacation,decide how best to spend it. Include yourfamily members to decide on where togo and what to do. If your budget is lim-ited, consider an at-home vacation like agrand picnic with families, friends andneighbors. You could also host a poolparty at a local pool or visit tourist at-tractions in your local area.
Research your vacation optionsUse the Internet to get information on
sightseeing, tourism attractions and dis-count travel and lodging. Ask travelagents for information on seasonal dis-counts. Read the latest travel guidesavailable online, in newspapers andthrough local visitor and tourism associa-tions. Get advice form friends and rela-tives whove traveled to places you planto visit. They can help direct you toplaces that are fun and affordable.
Plan your itinerary in advanceMap out your daily activities and routes
to ensure that youre staying on-courseand on budget. Unplanned activities canoften amount to unplanned spending.And before you know it youre budgetwill be busted.
Have a credit plan
Check credit card balances on youraccounts well before you travel. Makesure they are paid off or under half thelimit that you can charge. Credit cardsare helpful on the road. Theyre saferthan cash because they can be replacedif lost or stolen. But they can make iteasy to overspend. Limit credit cardcash advances. This is expensive cashbecause you could be assessed a flat feeand charged interest as of the date theadvance is taken.
If you need cash, use your ATM ordebit card. Limit your charges to one ortwo credit cards and be sure to keep allreceipts and record your charges in a led-ger.
Limit your charges to budgeted ex-penses. Pay off the credit card chargeswhen you return form vacation using theamount that you saved for the vacation.
If you would like to discuss your va-cation budget with someone, you can takeadvantage of theAccelprogram, a freefinancial education and counseling pro-gram sponsored by Genisys CreditUnion, by simply calling 1-877-33ACCEL(332-2235) or visit Genisys CreditUnion at www.Genisyscu.org for moreinformation on the free program.
Planning a vacation?Genisys says to keepyour budget in mind
For many people, painful and stiff jointsand muscles are a part of their daily rou-tine. Often, the solution involves schedul-ing several physical therapy appointments,co-payments and treatment that is difficultto carry over at home. Now, thanks to To-tal Motion Release (TMR), there is a fast-
acting, movement-based system that pa-tients can learn on their own to ease theiraching backs and stiff shoulders.
Dan Garr, MPT and co-owner ofHealthQuest Physical Therapy andWellness Center in Oxford, MI has beenapplying TMR to most of his patients forthe past three years. TMR was foundedby Tom Dalonzo-Baker in Raleigh, NC andis growing in popularity as more physicaltherapists are becoming trained. TotalMotion Release is a simpler and less pain-ful approach to healing, explains Dalonzo-Baker. We use the good areas of the bodyto fix the bad or injured areas of the body.These good areas are typically found onthe opposite side of the injury.
Many of Garrs patients are skeptical at
first, but often times the results speak for
themselves. Many patients see and feelresults the same day and can learn to keepthemselves feeling better with some verysimple movements. Many of Garrs pa-tients have had physical therapy for thesame issue in the past, but have never ex-perienced this new treatment approach.
The odd thing is that the movements aredone on the opposite side of the injuredarea. The most important aspect in theTMR system is that the entire process canbe easily taught to patients, which allowsthem to become their own therapist.
Garr has completed all three levels ofTMR training and is the only TMR Level 1instructor in Michigan. TMR has com-pletely changed my approach to patientcare.
For more information or to schedule afree consultation, contact Dan Garr at:
HealthQuest Physical Therapy andWellness Center
53 S. Washington StreetOxford, MI [email protected]
Ease aching backs, stiffshoulders with TMR
Check credit card bal-ances on your accountswell before you travel.Make sure they are paidoff or under half thelimit that you cancharge. Credit cards arehelpful on the road.Theyre safer than cashbecause they can be
replaced if lost or sto-len. But they can makeit easy to overspend.
8/6/2019 Oxford Biz June 2011
11/12
Whats The Biz -- June 2011 11
Carolyn Chevier,
president
LakesCommunityCredit Union
4Mark YourCalendars3 Great Special SectionsThat Will Be Sure To Increase Your Business
Call Your Ad Representative Today For More Details
248-628-4801
4Lake OrionGraduation
4
4The Big DealJune 1
Ad-Vertiser
OxfordGraduation
June 8The Oxford Leader
June 15The Lake Orion Review
If youre like most people, you dreadshopping for a car. Well youre not alone.
The high pressure environment and
pushy salespeople that make us all feelapprehensive about the ordeal.
Here are some helpfultips that you a can use tomake the experience apleasant one and be ableto save money in the pro-cess.
The first tip is do yourhomework and come upwith a plan.
This step needs to becompleted even beforeyou step foot into a deal-ership.
You need to figure out what specificmodel you are interested in. Certain mod-
els have attractive incentive programssuch as cash rebates or low interest fi-nancing.
Over the term of the loan taking the
rebate saves you money over time.The trick with zero percent financing
is that the dealer will add hidden fees on
the purchase price and may be less likelyto negotiate the Manufactures SuggestedRetail Price (MSRP).
Also to get that zero percent financ-ing the borrower must have a crystalclear credit history.
Next, youll have to determine ac-ceptable price for the car.
By doing your research, you shouldhave a good idea the cost of the new caryour interested in.
After completing that first step, youshould arrange financing for your futureauto.
This can be advantageous for a coupleof reasons.
First, it keeps the negotiations simplewith the dealership.
Next, it removes the dependency ondealership financing.
Lastly, it encourages you to stick toyour budgeted amount.
Once you complete that step, head tothe dealer and test drive the vehicleyoure interested in.
When driving the car try and get a feelof how the car handles on different roadconditions and your driving comfort level.
Many dealers are now starting to sellcars over the Internet especially on eBay.Purchasing a car over the Internet is a
risky proposition.As the potential buyer you want to
physically see the car and determine ifyou like that exact model.
After testing out the car and you feelconfident that it is right for you its time toclose the deal.
Remember there is plenty of compe-tition among dealers and many of themwill match prices and give you other in-
centives to get the deal done.The bottom line is be prepared and
have clear game play when purchasing
a car. When you are ready to secure yourcars financing come to Lakes Commu-
nity Credit Union.We can place you into an auto loan
payment that fits your budget.
Auto rates are lowHow do I buy a car?
The trick with zero percent financing isthat the dealer will add hidden fees onthe purchase price and may be less likelyto negotiate the Manufactures Sug-gested Retail Price (MSRP). Also to getthat zero percent financing the borrower
must have a crystal clear credit history.
8/6/2019 Oxford Biz June 2011
12/12
12 Whats The Biz -- June 2011
Need a Private Student Loan to fillEducational Funding Gaps?
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