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P12009, more than four years after drafting the document, Mr. Mortensen became ill and subse- quently racked up credit card debt. He then filed for Chapter 7 bankruptcy. Though he

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Page 1: P12009, more than four years after drafting the document, Mr. Mortensen became ill and subse- quently racked up credit card debt. He then filed for Chapter 7 bankruptcy. Though he
Page 2: P12009, more than four years after drafting the document, Mr. Mortensen became ill and subse- quently racked up credit card debt. He then filed for Chapter 7 bankruptcy. Though he
Page 3: P12009, more than four years after drafting the document, Mr. Mortensen became ill and subse- quently racked up credit card debt. He then filed for Chapter 7 bankruptcy. Though he
Page 4: P12009, more than four years after drafting the document, Mr. Mortensen became ill and subse- quently racked up credit card debt. He then filed for Chapter 7 bankruptcy. Though he