Pacific Clinics Benefits Advocacy Certification Course Introduction

Embed Size (px)

Citation preview

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    1/14

    PACIFIC CLINICS

    BENEFITS PRESENTATION

    MICHAEL J. VAN ESSEN

    Pacific Clinics

    Westminster, CA

    February 10, 2010

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    2/14

    These programs are complicated,

    difficult to access and manage.

    Finding an experienced Benefits

    Advocate to help you navigate the

    system is essential.

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    3/14

    Forging a chain of supports

    link by link -- will ensure an

    uninterrupted stream of income

    as well as comprehensive health

    care coverage.

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    4/14

    Those who are ill and in needshould have all the knowledge

    necessary to make well-

    informed decisions about

    medical and financial Public

    Benefits Programs.

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    5/14

    Understanding these programs

    and how they work in concert

    with one anotherwill provide

    the disabled with the security

    and reliability required to

    maintain at minimum -- a

    reasonable quality of life.

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    6/14

    DISABILITY

    =INABILITY

    DOES?

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    7/14

    There is no single definition ofdisability that is utilized by allFederal, State and Regional

    Disability Benefit Programs

    THE

    BASICS

    CALIFORNIAS STATE DISABILITY INSURANCE:

    The state of Californias State Disability Programusually requires only a statement from any one

    of a variety of health care providers.

    SOCIAL SECURITY DISABILITY:

    Social Securitys Supplemental Security Income(SSI) and Social Security Disability Insurance(SSDI) Requires an individual must be unable toperform "substantial gainful activity for no

    less than one year.

    1

    2

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    8/14

    Diagnosis vs. Functional Limitation

    Medically determinable marked orsevere Functional Limitations prohibitingan ability to sustain uninterruptedemployment for an indefinite period oftime are necessary to determine a

    disability.

    THEBASICS

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    9/14

    Diagnosis: Fractured Arm

    Functional An inability to workdue to illness

    Limitation: is a functional limitation

    I work worked on a loading dock. I hurt my arm in

    a motorcycle accident. I cant lift more than ten 10

    lbs. Functional Limitation.

    THEBASICS

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    10/14

    WHAT IS ADISABILITY?

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    11/14

    DISABILITY &

    EMPLOYMENT

    THE

    BASICS

    A disability is an inability to obtain

    employment due to a physical and ormental illness, injury and/orcondition.

    A disability is an inability toconsistently sustain gainfulemployment over an indefinite periodof time because of an illness, injuryand/or condition.

    1

    2

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    12/14

    These are often visible conditions requiringassistive technology, service animals, etc.

    Visual impairmentImmobility

    Inability to stand

    Inability to control movement

    Developmental delay

    TRADITIONAL

    orVISIBLE

    DISABILITIES

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    13/14

    These are sometimes referred to as invisible

    disabilities caused by conditions that manifesttheir symptoms unpredictably.

    SOME EXAMPLES:

    Bipolar Disorder, Schizophrenia

    Epilepsy, MS

    Lupus , HIV/AIDS

    EPISODIC

    orCHRONIC

    DISABILITIES

  • 8/9/2019 Pacific Clinics Benefits Advocacy Certification Course Introduction

    14/14

    A disability is not only an illness, injury ordiagnosis but more likely a combination ofany of the above.

    The approval of a disability claim requiresthe diagnosis(es) as well as the symptomsand the resulting functional limitations thatprohibit sustained employment for anindefinite period of time.

    SUMMARY