Upload
others
View
1
Download
0
Embed Size (px)
Citation preview
© 2015 John Bethell Title Company, Inc.
Bloomington, IN 47401
July 27, 2015 We interrupt our regularly scheduled programing of compliance induced folderol for this important message: People are actually buying and selling homes! In fact, they are buying and selling homes in Monroe County at the fastest rate in seven years; a rate that is almost twenty percent better than the second quarter of last year. The chart on page 13 shows Monroe County sale transactions by quarter for the last eleven years. This past quarter is the highest quarter since the third quarter of 2007. That’s thirty‐one quarters! What was going on in 2007? Well, the first iPhone was released; Bob Barker still hosted “The Price Is Right”; Miley Cyrus was better known as Hanna Montana; and we were debating the long term merits of HD DVDs or Blu‐Rays! We were also still underwriting mortgages using a mirror and the fog test; and verifying incomes with dream sequences. Also interesting to me are the charts on pages 14 and 15. Second quarter sales of properties not intended to be the buyer’s primary residence (i.e. investment, commercial, vacant) peaked two years ago in 2013. However they are still up almost 24% from quarter two of last year. Almost all of the increase seems to be in the $200,000 and up range. Sales of properties intended to be the buyer’s primary residence are up 17% from the same quarter last year. These sales are at the highest level since the sales disclosure data became publicly available. The increase is over a broader section of the pricing market than non‐primary sales. Total mortgage lending (chart page 7) while not near the refinancing induced peaks of 2009, 2012 and 2013, is still quite strong. And it’s up about 33% from quarter two of last year. Finally, it looks like the level of foreclosures is stable. See the trend line on page 16. This is the lowest level of new foreclosures since I began tracking them ten years ago. We now return to our regularly scheduled program: TRID Compliance Truth or Consequences. Watch for the October 3rd inaugural season premier! ~John Bethell
Residential and commercial propertymortgages filed in Monroe Countyduring June 2015.
IUCU 11,934,460First Financial 11,469,348Ruoff 6,933,827Ger Amer 5,831,177Peoples SB 5,711,555ONB 3,794,868MainSource Bk 3,103,200Hallmark 2,930,942Bloomfield SB 2,840,375JPMorgan 2,756,1541st Repub Mtg 2,026,545Fifth Third 1,766,202Regions 52,920
Note- Charts & report do not include re-recordings, modifications, or those recorded without a property description.Fifth Third includes Fifth Third Bank & Fifth Third Mtg, Regions includes Regions Bank & Regions Mtg.
IUCU 90Peoples SB 35Ruoff 33ONB 30Ger Amer 24Bloomfield SB 19Hallmark 17MainSource Bk 17JPMorgan 17Fifth Third 101st Repub Mtg 10First Financial 7Regions 2
$0
$2,000,000
$4,000,000
$6,000,000
$8,000,000
$10,000,000
$12,000,000
$14,000,000
IUC
U
Firs
t Fin
anci
al
Ruo
ff
Ger
Am
er
Peop
les
SB
ON
B
Mai
nSou
rce
Bk
Hal
lmar
k
Bloo
mfie
ld S
B
JPM
orga
n
1st R
epub
Mtg
Fifth
Thi
rd
Reg
ions
Dollars - June 2015
0
10
20
30
40
50
60
70
80
90
100
IUC
U
Peop
les
SB
Ruo
ff
ON
B
Ger
Am
er
Bloo
mfie
ld S
B
Hal
lmar
k
Mai
nSou
rce
Bk
JPM
orga
n
Fifth
Thi
rd
1st R
epub
Mtg
Firs
t Fin
anci
al
Reg
ions
Transactions - June 2015
Copyright 2014John Bethell Title Company, Inc.
Bloomington, IN 47401
1
Mortgage Report covering all mortgages on Monre County property, both residential and commercial,filed with the Monroe County Recorder during the month of June 2015.
0 to $49,999 $50,000 to $199,999 $200,000-$499,999 $500,000 & up Total Total
Lender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount %
BAXTER CREDIT UNION 0 0 1 123,300 1 207,000 0 0 2 0.4 330,300 0.3BANK OF AMERICA 0 0 2 161,000 5 1,477,000 0 0 7 1.4 1,638,000 1.7BLOOMFIELD STATE BANK 2 54,000 12 1,224,775 5 1,561,600 0 0 19 3.8 2,840,375 2.9CRANE FEDERAL CU 1 40,000 3 422,000 2 456,000 0 0 6 1.2 918,000 0.9FARM CREDIT MID AMERICA 0 0 1 148,665 0 0 0 0 1 0.2 148,665 0.2FIRST FINANCIAL BANK 2 50,275 2 164,273 2 454,800 1 10,800,000 7 1.4 11,469,348 11.9FREEDOM HOME MORTGAGE 0 0 4 437,317 1 208,583 0 0 5 1 645,900 0.7FARMERS AND MECHANICS 0 0 1 198,450 0 0 0 0 1 0.2 198,450 0.2FIRST REPUBLIC MORTGAGE 0 0 5 664,131 5 1,362,414 0 0 10 2 2,026,545 2.1FIFTH THIRD BANK 1 25,000 0 0 0 0 0 0 1 0.2 25,000 0FIFTH THIRD MORTGAGE 0 0 6 556,602 2 473,600 1 711,000 9 1.8 1,741,202 1.8GERMAN AMERICAN BANCORP 2 63,000 10 1,131,331 11 3,777,846 1 859,000 24 4.8 5,831,177 6HOOSIER HILLS CU 1 10,000 1 75,600 0 0 0 0 2 0.4 85,600 0.1HALLMARK HOME MTG 0 0 12 1,585,762 5 1,345,180 0 0 17 3.4 2,930,942 3INDIANA UNIVERSITY CU 27 714,639 48 5,059,196 12 3,775,625 3 2,385,000 90 17.9 11,934,460 12.3JPMORGAN CHASE BANK 1 24,500 11 1,160,600 4 952,679 1 618,375 17 3.4 2,756,154 2.9MAINSOURCE BANK 1 25,000 12 1,388,200 3 765,000 1 925,000 17 3.4 3,103,200 3.2MORTGAGE MASTERS 0 0 7 801,591 3 697,550 0 0 10 2 1,499,141 1.6OWEN COUNTY STATE BANK 2 38,600 7 858,900 2 619,500 1 2,000,000 12 2.4 3,517,000 3.6OLD NATIONAL BANK 6 180,036 16 1,533,582 8 2,081,250 0 0 30 6 3,794,868 3.9PEOPLES STATE BANK 2 59,000 24 2,783,437 8 2,069,118 1 800,000 35 7 5,711,555 5.9REGIONS BANK 2 52,920 0 0 0 0 0 0 2 0.4 52,920 0.1REGIONS MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0RUOFF MORTGAGE 0 0 21 2,961,126 11 3,338,201 1 634,500 33 6.6 6,933,827 7.2SAGAMORE HOME MORTGAGE 0 0 5 590,525 4 1,258,864 0 0 9 1.8 1,849,389 1.9UNITED STATES OF AMERICA 0 0 0 0 0 0 0 0 0 0 0 0UNION SAVINGS BANK 1 27,400 6 749,821 1 320,000 0 0 8 1.6 1,097,221 1.1WATERSTONE MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0WELLS FARGO BANK 2 60,000 3 405,957 0 0 0 0 5 1 465,957 0.5All Others 17 305,641 75 9,069,035 30 9,053,386 1 4,675,000 123 24.5 23,103,062 23.9
====================== =================== =================== =================== =================== ===== ==================== ======TOTALS 70 1,730,011 295 34,255,176 125 36,255,196 12 24,407,875 502 100 96,648,258 100
Copyright 2014John Bethell Title Company, Inc.
Bloomington, IN 47401
2
Residential and commercial propertymortgages filed in Monroe Countyduring 2015.
IUCU 53,513,483Ger Amer 31,494,924Peoples SB 26,429,595Ruoff 19,351,803ONB 17,623,250Hallmark 16,978,021JPMorgan 13,893,271First Financial 13,310,322MainSource Bk 11,675,3861st Repub Mtg 8,978,177Bloomfield SB 8,161,781Fifth Third 5,969,904Regions 3,639,626
Note- Charts & report do not include re-recordings, modifications, or those recorded without a property description.Fifth Third includes Fifth Third Bank & Fifth Third Mtg, Regions includes Regions Bank & Regions Mtg.
IUCU 398Peoples SB 145ONB 125Ger Amer 114Ruoff 95MainSource Bk 78Hallmark 74JPMorgan 73Bloomfield SB 541st Repub Mtg 47Fifth Third 45Regions 33First Financial 25
$0
$10,000,000
$20,000,000
$30,000,000
$40,000,000
$50,000,000
$60,000,000
IUC
U
Ger
Am
er
Peop
les
SB
Ruo
ff
ON
B
Hal
lmar
k
JPM
orga
n
Firs
t Fin
anci
al
Mai
nSou
rce
Bk
1st R
epub
Mtg
Bloo
mfie
ld S
B
Fifth
Thi
rd
Reg
ions
Dollars - Year-to-Date through June 2015
0
50
100
150
200
250
300
350
400
450
IUC
U
Peop
les
SB
ON
B
Ger
Am
er
Ruo
ff
Mai
nSou
rce
Bk
Hal
lmar
k
JPM
orga
n
Bloo
mfie
ld S
B
1st R
epub
Mtg
Fifth
Thi
rd
Reg
ions
Firs
t Fin
anci
al
Transactions - Year-to-Date through June 2015
Copyright 2014John Bethell Title Company, Inc.
Bloomington, IN 47401
3
Mortgage Report covering all mortgages on Monre County property, both residential and commercial,filed with the Monroe County Recorder during 2015.
0 to $49,999 $50,000 to $199,999 $200,000-$499,999 $500,000 & up Total Total
Lender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount %
BAXTER CREDIT UNION 1 25,000 3 409,300 4 1,095,550 0 0 8 0.4 1,529,850 0.3BANK OF AMERICA 0 0 19 2,116,296 9 2,557,300 0 0 28 1.3 4,673,596 1BLOOMFIELD STATE BANK 7 192,250 31 3,258,877 16 4,710,654 0 0 54 2.5 8,161,781 1.7CRANE FEDERAL CREDIT U 5 130,000 11 1,313,000 3 683,000 0 0 19 0.9 2,126,000 0.4FARM CREDIT MID AMERIC 4 161,550 4 396,065 1 340,000 0 0 9 0.4 897,615 0.2FIRST FINANCIAL BANK 9 229,800 10 908,872 5 1,371,650 1 10,800,000 25 1.2 13,310,322 2.7FREEDOM HOME MORTGAGE 0 0 25 3,076,862 4 908,512 0 0 29 1.4 3,985,374 0.8FARMERS AND MECHANICS 1 28,964 2 358,450 1 230,000 0 0 4 0.2 617,414 0.1FIRST REPUBLIC MORTGAG 0 0 27 3,468,782 19 4,994,395 1 515,000 47 2.2 8,978,177 1.8FIFTH THIRD BANK 8 214,349 6 485,000 1 200,000 0 0 15 0.7 899,349 0.2FIFTH THIRD MORTGAGE 0 0 22 2,562,755 7 1,796,800 1 711,000 30 1.4 5,070,555 1GERMAN AMERICAN BANCOR 12 373,798 47 5,204,240 47 14,655,886 8 11,261,000 114 5.3 31,494,924 6.4HOOSIER HILLS CREDIT U 3 77,000 3 269,400 0 0 0 0 6 0.3 346,400 0.1HALLMARK HOME MTG 0 0 37 4,743,182 35 10,252,839 2 1,982,000 74 3.5 16,978,021 3.5INDIANA UNIVERSITY CRE 103 2,776,265 217 23,341,837 68 19,366,350 10 8,029,031 398 18.7 53,513,483 10.9JPMORGAN CHASE BANK 10 56,500 45 4,970,147 14 3,868,249 4 4,998,375 73 3.4 13,893,271 2.8MAINSOURCE BANK 13 394,515 44 5,105,020 20 5,250,851 1 925,000 78 3.7 11,675,386 2.4MORTGAGE MASTERS 0 0 31 3,942,230 11 3,028,224 1 667,490 43 2 7,637,944 1.6OWEN COUNTY STATE BANK 6 99,600 15 1,655,270 10 2,952,011 5 4,335,000 36 1.7 9,041,881 1.9OLD NATIONAL BANK 32 927,743 68 7,422,122 21 5,935,550 4 3,337,835 125 5.9 17,623,250 3.6PEOPLES STATE BANK 21 544,025 89 9,843,941 28 8,193,168 7 7,848,461 145 6.8 26,429,595 5.4REGIONS BANK 14 352,820 5 375,695 1 212,000 0 0 20 0.9 940,515 0.2REGIONS MORTGAGE 1 38,000 8 1,256,480 4 1,404,631 0 0 13 0.6 2,699,111 0.6RUOFF MORTGAGE 0 0 60 7,974,300 33 9,788,003 2 1,589,500 95 4.5 19,351,803 4SAGAMORE HOME MORTGAGE 0 0 26 3,348,498 7 1,939,382 0 0 33 1.5 5,287,880 1.1UNITED STATES OF AMERI 0 0 1 132,000 0 0 0 0 1 0 132,000 0UNION SAVINGS BANK 1 27,400 28 3,473,521 10 2,615,300 0 0 39 1.8 6,116,221 1.3WATERSTONE MORTGAGE 0 0 13 1,947,504 10 2,573,646 2 1,243,200 25 1.2 5,764,350 1.2WELLS FARGO BANK 3 60,000 20 2,166,323 0 0 0 0 23 1.1 2,226,323 0.5All Others 56 1,133,379 323 39,937,681 123 35,213,480 20 131,062,467 522 24.5 207,347,007 42.4====================== ===== =================== =================== =================== =================== ====== ====================TOTALS 310 7,842,958 1240 145,463,650 512 146,137,431 69 189,305,359 2131 100 488,749,398 100
Copyright 2014John Bethell Title Company, Inc.
Bloomington, IN 47401
4
Mortgage Report covering all mortgages on Monre County property, both residential and commercial,filed with the Monroe County Recorder during the month of May 2015.
0 to $75,000 $75,001 to $199,999 $200,000-$417,000 $417,001 & up Total Total
Lender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount %
BAXTER CREDIT UNION 0 0 1 123,300 1 207,000 0 0 2 0.4 330,300 0.3BANK OF AMERICA 1 50,000 1 111,000 5 1,477,000 0 0 7 1.4 1,638,000 1.7BLOOMFIELD STATE BANK 5 244,000 9 1,034,775 5 1,561,600 0 0 19 3.8 2,840,375 2.9CRANE FEDERAL CREDIT U 1 40,000 3 422,000 2 456,000 0 0 6 1.2 918,000 0.9FARM CREDIT MID AMERIC 0 0 1 148,665 0 0 0 0 1 0.2 148,665 0.2FIRST FINANCIAL BANK 3 115,548 1 99,000 2 454,800 1 10,800,000 7 1.4 11,469,348 11.9FREEDOM HOME MORTGAGE 0 0 4 437,317 1 208,583 0 0 5 1 645,900 0.7FARMERS AND MECHANICS 0 0 1 198,450 0 0 0 0 1 0.2 198,450 0.2FIRST REPUBLIC MORTGAG 0 0 5 664,131 5 1,362,414 0 0 10 2 2,026,545 2.1FIFTH THIRD BANK 1 25,000 0 0 0 0 0 0 1 0.2 25,000 0FIFTH THIRD MORTGAGE 2 130,500 4 426,102 2 473,600 1 711,000 9 1.8 1,741,202 1.8GERMAN AMERICAN BANCOR 2 63,000 10 1,131,331 9 2,827,846 3 1,809,000 24 4.8 5,831,177 6HOOSIER HILLS CREDIT U 1 10,000 1 75,600 0 0 0 0 2 0.4 85,600 0.1HALLMARK HOME MTG 1 59,200 11 1,526,562 5 1,345,180 0 0 17 3.4 2,930,942 3INDIANA UNIVERSITY CRE 42 1,699,093 33 4,074,742 12 3,775,625 3 2,385,000 90 17.9 11,934,460 12.3JPMORGAN CHASE BANK 4 220,000 8 965,100 4 952,679 1 618,375 17 3.4 2,756,154 2.9MAINSOURCE BANK 3 147,015 10 1,266,185 3 765,000 1 925,000 17 3.4 3,103,200 3.2MORTGAGE MASTERS 0 0 7 801,591 3 697,550 0 0 10 2 1,499,141 1.6OWEN COUNTY STATE BANK 4 164,200 5 733,300 2 619,500 1 2,000,000 12 2.4 3,517,000 3.6OLD NATIONAL BANK 11 437,971 11 1,275,647 8 2,081,250 0 0 30 6 3,794,868 3.9PEOPLES STATE BANK 4 181,500 22 2,660,937 8 2,069,118 1 800,000 35 7 5,711,555 5.9REGIONS BANK 2 52,920 0 0 0 0 0 0 2 0.4 52,920 0.1REGIONS MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0RUOFF MORTGAGE 0 0 21 2,961,126 11 3,338,201 1 634,500 33 6.6 6,933,827 7.2SAGAMORE HOME MORTGAGE 1 61,290 4 529,235 3 776,464 1 482,400 9 1.8 1,849,389 1.9UNITED STATES OF AMERI 0 0 0 0 0 0 0 0 0 0 0 0UNION SAVINGS BANK 2 77,400 5 699,821 1 320,000 0 0 8 1.6 1,097,221 1.1WATERSTONE MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0WELLS FARGO BANK 2 60,000 3 405,957 0 0 0 0 5 1 465,957 0.5All Others 32 1,199,215 60 8,175,461 25 6,674,601 6 7,053,785 123 24.5 23,103,062 23.9====================== ===== =================== =================== =================== =================== ====== ============== ======TOTALS 124 5,037,852 241 30,947,335 117 32,444,011 20 28,219,060 502 100 96,648,258 100
Copyright 2014John Bethell Title Company, Inc.
Bloomington, IN 47401
5
Mortgage Report covering all mortgages on Monre County property, both residential and commercial,filed with the Monroe County Recorder during 2015.
0 to $75,000 $75,001 to $199,999 $200,000-$417,000 $417,001 & up Total Total
Lender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount %
BAXTER CREDIT UNION 1 25,000 3 409,300 4 1,095,550 0 0 8 0.4 1,529,850 0.3BANK OF AMERICA 5 307,830 14 1,808,466 9 2,557,300 0 0 28 1.3 4,673,596 1BLOOMFIELD STATE BANK 15 700,527 23 2,750,600 15 4,291,836 1 418,818 54 2.5 8,161,781 1.7CRANE FEDERAL CREDIT U 6 205,000 10 1,238,000 3 683,000 0 0 19 0.9 2,126,000 0.4FARM CREDIT MID AMERIC 5 235,500 3 322,115 1 340,000 0 0 9 0.4 897,615 0.2FIRST FINANCIAL BANK 12 413,073 7 725,599 4 910,800 2 11,260,850 25 1.2 13,310,322 2.7FREEDOM HOME MORTGAGE 0 0 25 3,076,862 4 908,512 0 0 29 1.4 3,985,374 0.8FARMERS AND MECHANICS 1 28,964 2 358,450 1 230,000 0 0 4 0.2 617,414 0.1FIRST REPUBLIC MORTGAG 1 70,000 26 3,398,782 19 4,994,395 1 515,000 47 2.2 8,978,177 1.8FIFTH THIRD BANK 12 444,349 2 255,000 1 200,000 0 0 15 0.7 899,349 0.2FIFTH THIRD MORTGAGE 3 183,200 19 2,379,555 7 1,796,800 1 711,000 30 1.4 5,070,555 1GERMAN AMERICAN BANCOR 22 968,745 37 4,609,293 40 11,517,386 15 14,399,500 114 5.3 31,494,924 6.4HOOSIER HILLS CREDIT U 3 77,000 3 269,400 0 0 0 0 6 0.3 346,400 0.1HALLMARK HOME MTG 5 318,323 32 4,424,859 34 9,770,874 3 2,463,965 74 3.5 16,978,021 3.5INDIANA UNIVERSITY CRE 160 6,252,505 160 19,865,597 68 19,366,350 10 8,029,031 398 18.7 53,513,483 10.9JPMORGAN CHASE BANK 20 668,347 35 4,358,300 13 3,371,249 5 5,495,375 73 3.4 13,893,271 2.8MAINSOURCE BANK 22 894,905 35 4,604,630 20 5,250,851 1 925,000 78 3.7 11,675,386 2.4MORTGAGE MASTERS 0 0 31 3,942,230 11 3,028,224 1 667,490 43 2 7,637,944 1.6OWEN COUNTY STATE BANK 11 429,570 10 1,325,300 8 2,111,406 7 5,175,605 36 1.7 9,041,881 1.9OLD NATIONAL BANK 47 1,786,799 53 6,563,066 20 5,439,550 5 3,833,835 125 5.9 17,623,250 3.6PEOPLES STATE BANK 39 1,628,229 71 8,759,737 28 8,193,168 7 7,848,461 145 6.8 26,429,595 5.4REGIONS BANK 17 552,515 2 176,000 1 212,000 0 0 20 0.9 940,515 0.2REGIONS MORTGAGE 1 38,000 8 1,256,480 3 979,150 1 425,481 13 0.6 2,699,111 0.6RUOFF MORTGAGE 3 214,125 57 7,760,175 33 9,788,003 2 1,589,500 95 4.5 19,351,803 4SAGAMORE HOME MORTGAGE 2 129,579 24 3,218,919 6 1,456,982 1 482,400 33 1.5 5,287,880 1.1UNITED STATES OF AMERI 0 0 1 132,000 0 0 0 0 1 0 132,000 0UNION SAVINGS BANK 5 246,600 24 3,254,321 10 2,615,300 0 0 39 1.8 6,116,221 1.3WATERSTONE MORTGAGE 0 0 13 1,947,504 10 2,573,646 2 1,243,200 25 1.2 5,764,350 1.2WELLS FARGO BANK 9 447,608 14 1,778,715 0 0 0 0 23 1.1 2,226,323 0.5All Others 99 3,828,724 280 37,242,336 114 30,993,445 29 135,282,502 522 24.5 207,347,007 42.4====================== ===== =================== =================== =================== =================== ====== ============== ======TOTALS 526 21,095,017 1024 132,211,591 487 134,675,777 94 200,767,013 2131 100 488,749,398 100
Copyright 2014John Bethell Title Company, Inc.
Bloomington, IN 47401
6
Copyright 2015John Bethell Title Company, Inc.
329 South Walnut St.Bloomington, IN 47401
812-339-8434www.johnbtitle.com
0
200
400
600
800
1000
1200
1400
1600
1800
First Second Third Fourth
Rec
orde
d M
ortg
ages
Quarter
Recorded Mortgages 2006- 2015 by QuarterBetween $50K and $500K
2006 2007 2008 2009 2010 2011 2012 2013 2014 2015
7
Copyright 2015John Bethell Title Company, Inc.
329 South Walnut St.Bloomington, IN 47401
812-339-8434www.johnbtitle.com
$50,000,000
$100,000,000
$150,000,000
$200,000,000
$250,000,000
$300,000,000
First Second Third Fourth
Stat
ed O
rigin
al L
oan
Amou
nt
Quarter
Mortgage Loan Dollar Volume 2006 - 2014 by Quarter$50K to $500K
2006 2007 2008 2009 2010 2011 2012 2013 2014 2015
8
694
789
643
414
724
1046
839
904
487
672
832
882
558
504
683
824
637
780
878
823
733
884
747
424
330
481 496
447
393
631
0
200
400
600
800
1000
1200
First Second Third Fourth
Num
ber o
f Recorde
d Mortgages
Quarter
Mortgages $75K‐$200K ‐Monroe County by Quarter ‐ 2008 to 2014
2008
2009
2010
2011
2012
2013
2014
2015
www.JohnBTitle.com
Copyright 2015John Bethell Title Company, Inc.
329 South Walnut StreetBloomington, IN 47401
9
235225
192
137
328
385
240
301
156
230
296
326
188171
222
327
258274
305
341
258
314
225
154
106
189 188 186201
286
0
50
100
150
200
250
300
350
400
450
First Second Third Fourth
Recorded
Mortgages
Quarter
Mortgages $200K to $417K by Quarter 2008 ‐ 2014
2008
2009
2010
2011
2012
2013
2014
2015
www.JohnBTitle.com
Copyright 2015John Bethell Title Company, Inc.
329 South Walnut StreetBloomington, IN 47401
10
Copyright 2015John Bethell Title Company, Inc.
329 South Walnut St.Bloomington, IN 47401
812-339-8434www.johnbtitle.com
100
150
200
250
300
350
400
450
500
550
600
First Second Third Fourth
Rec
orde
d M
ortg
ages
Quarter
Recorded Mortgages 2006 - 2014 by QuarterUnder $50K
2006 2007 2008 2009 2010 2011 2012 2013 2014 2015
11
Copyright 2015John Bethell Title Company, Inc.
329 South Walnut St.Bloomington, IN 47401
812-339-8434www.johnbtitle.com
$-
$2,000,000
$4,000,000
$6,000,000
$8,000,000
$10,000,000
$12,000,000
$14,000,000
$16,000,000
First Second Third Fourth
Stat
ed O
rigin
al L
oan
Amou
nt
Quarter
Mortgage Loan Dollar Volume 2006 - 2014 by QuarterUnder $50K
2006 2007 2008 2009 2010 2011 2012 2013 2014 2015
12
** Does not include Quit-Claim Deeds, Sheriff's Deeds, or deeds judged not to represent a sale.
Copyright 2015John Bethell Title Company, Inc.
329 South Walnut St.Bloomington, IN 47401
812-339-8434www.johnbtitle.com
0
100
200
300
400
500
600
700
800
900
1000
1100
First Second Third Fourth
Rec
orde
d Tr
ansa
ctio
ns
Quarter
Recorded Sale Transactions - Monroe CountySince 20052005
200620072008200920102011
2012
2013
2014
2015
13
7280
70 68
52
93
7165 70
83 81
6760
7569 69 69 74
32
3546
27
30
43
31 3821
60
35
34
30
2732
40
26
30
10
189
12
10
11
1019
15
11
10
13
8
7 10
16
17
2510
18
9
12
10
11
10
19
15
11
10
13
8
710
16
17
25
0
20
40
60
80
100
120
140
160
180
1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th
2011 2012 2013 2014 2015
Total
Sales
Quarter
Monroe County Non‐Primary Residence Sales 2011 ‐ Present
Over $500K
$200K‐$500K
$125K‐$200K
$50K‐$125K
Disclosures indicating propertywill not be buyer's primary residence.
From sales disclosure datasubmitted to State of Indiana DLGF.
Copyright 2015John Bethell Title Company, Inc.
Bloomington, IN 47401www.JohnBTitle.com
14
63107 114 87 65
130 12979 81
133 11479 71
143117 111
74
136
86
134 125
7277
173135
108 97
177170
86 89
180
164
102
86
223
43
98 86
5847
133
120
72 77
143
125
69 62
175
145
83
95
216
3
75
26
13
6
4 4
12
10
4 8
10
9
8
5
20
0
100
200
300
400
500
600
700
1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th
2011 2012 2013 2014 2015
Total
Sales
Quarter
Monroe County Primary Residence Sales 2011 to Present
Over $500K
$200K‐$500K
$125K‐$200K
$50K‐$125K
Disclosures indicating propertyto be buyer's primary residence.
From sales disclosure datasubmitted to State of Indiana DLGF.
Copyright 2015John Bethell Title Company, Inc.
Bloomington, IN 47401www.JohnBTitle.com
15
Copyright 2015John Bethell Title Company, Inc.
0
5
10
15
20
25
30
35
40
45
50
Month Beginning January 2010
Trends: New Foreclosures & Sheriff's Deeds By Month 2010 - 2015New Foreclosures Deeds Trend Line: New Trend Line: Deeds
Copyright 2015John Bethell Title Company, Inc.
Recorded Sheriff's Deeds
New Foreclosures
0
50
100
150
200
250
300
350
2010 2011 2012 2013 2014 2015
133
114
179166
131
54
319
264
306
228
201
96
Foreclosure Started and Finished 2010 to Present
Recorded Sheriff's Deeds
New Foreclosures
17
1506MtgReportMtg Bar ChartsNon Primary Res Analysis CorrectedPrimary Res Analysis CorrectedFcl trendsfcl Bar