Personal Home Inventory · List model and serial numbers, and attach sales receipts. After the storm If you do suffer loss or damage because of a storm, here are some recommendations

Personal Home InventoryPersonal Home Inventory

Kansas Insurance DepartmentKansas Insurance Department

Dear Kansas consumer,

The information you enter into this “Personal Home Inventory” document can make an insurance claim settlement faster and easier. With this file, you will have a property record that will help you make an accurate insurance claim. Taking the time to record your personal property in this guide will save you time, money and frustration should you have a property loss.

Keep this inventory in a safe deposit box or a secure place outside your home. Other important papers, such as birth certificates, deeds or legal documents, should also be stored in a secure place.

If you have questions or need assistance with homeowners or renters insurance issues, don’t hesitate to contact the Kansas Insurance Department’s Consumer Assistance Hotline toll-free at 800-432-2484. Our trained staff is dedicated to helping answer your insurance questions and finding solutions to your problems.

Personal Home InventoryPersonal Home Inventory

Homeowners/Renters policy information

Name of insured ____________________________________________

Insurance company ________________________________________

Policy number ______________________________________________

Agent name _________________________________________________

Agent phone ________________________________________________

Insurance company phone ________________________________

Kansas Insurance Department

Why do an inventory?An inventory creates a record of the contents of your home and their value. It also provides a record of serial numbers for electronic goods and appliances, should your home be broken into. It can also serve as a chance to measure whether your insurance coverage is adequate.

Home inventory tips• List every item of value in your home.• Include the serial numbers of all items that have

them.• Include makes and models in your description.• Keep all receipts, along with a description of the

items.• Keep a detailed record of antiques, jewelry, major

appliances and collector’s items.• Continuously update your “Personal Home

Inventory” as you acquire new items.

Protect your propertyIt can be difficult to determine ownership if an item is stolen. To help verify that an item is yours, keep the following:• Receipts, purchase orders or invoices• Canceled checks• Registration, warranty and guarantee documents• Instruction manuals• Tax records• Credit card or bank statements (online or in hard

copy)• Serial numbers on your electronics

Storing your “Personal Home Inventory”Keep copies of your inventory in several places. Consider the following:• A safe deposit box• A fire resistant box or safe in your home• At your place of employment in a locked cabinet• With a family member or close friend• With your accountant or attorney

Use your mobile device to create an inventoryUse your Apple® or Android™ cell phone or tablet to create a home inventory by using the NAIC’s free myHome Scr.APP.book mobile app to take photos, record serial numbers and keep a digital copy of your inventory. The app is free and can be found in your device’s app store.

Use your smartphone to keep an online home

inventory by downloading the myHome Scr.APP.

book app.

Page 1

Auto equipment

Building/woodworking suppliesGarden tools

Lawn furniture

Lawn games

Storage

Tools

Number of Articles Articles

Year purchased

Original cost

Estimated present value

Garage

Grand total $___________ $___________

Furniture

Luggage

Other storage

Trunk and contents


Year purchased

Original cost


Attic

Grand total $___________ $___________

Dehumidifier

Dryer

Fan

Furniture

Holiday decorations

Luggage

Space heater

Storage

Washing machine

Workbench


Year purchased

Original cost


Basement

Grand total $___________ $___________Page 2

Paintings

Art objects


Year purchased

Original cost


Artwork

Grand total $___________ $___________


Year purchased

Original cost


Living room, cont.

Grand total $___________ $___________

Bookcases

Books

Chairs

Coffee table

Couches

Curtains, blinds

DVD/VCR

DVDs, videocassettes

Entertainment center

Fireplace

Fireplace accessories

Lamps

Telephone

Television

Throws


Year purchased

Original cost


Living room

Grand total $___________ $___________

Page 3

Blender

Bowls

Can opener

Cleaning supplies

Coffee maker

Cookbooks

Cutlery

Dishwasher

Food in freezer

Freezer

Glassware

Kitchen utensils

Microwave

Mugs

Pans

Plates

Pots

Refrigerator

Silverware

Stove/range/exhaust fan

Toaster

Toaster Oven


Year purchased

Original cost


Kitchen

Grand total $___________ $___________

Air conditioner window unitsBuffet

Cabinets and contents

Ceiling fan

Chairs

Chandeliers

Rug

Table

Tableware


Year purchased

Original cost


Dining room

Grand total $___________ $___________Page 4


Year purchased

Original cost


China, glassware, silverware

Grand total $___________ $___________


Year purchased

Original cost


Kitchen, cont.

Grand total $___________ $___________Page 5

Bracelets

Broaches

Earrings

Engagement ring

Necklaces

Rings

Watches

Wedding rings


Year purchased

Original cost


Jewelry

Grand total $___________ $___________

Alarm clock

Bed frame

Box spring and mattress

Clothing

Curtains, blinds

Decorations

Dresser

Lamp

Night stand


Year purchased

Original cost


Master bedroom

Grand total $___________ $___________Page 6

Alarm clock

Bed frame


Clothing

Curtains, blinds

Dresser

Lamp

Night stand


Year purchased

Original cost


Bedroom 3

Grand total $___________ $___________

Alarm clock

Bed frame


Clothing

Curtains, blinds

Dresser

Lamp

Night stand


Year purchased

Original cost


Bedroom 2

Grand total $___________ $___________

Page 7

Audio recorder

Bookcases

Books

Business property

Chair

Computer

Computer accessories

Computer games

Desk

File cabinet

Lamps

Laptop

Manuscripts

Printer/scanner/copier/fax

Software

Tablet(s)

Telephone


Year purchased

Original cost


Home office

Grand total $___________ $___________

Alarm clock

Bed frame


Clothing

Curtains, blinds

Dresser

Lamp

Night stand


Year purchased

Original cost


Bedroom 4

Grand total $___________ $___________Page 8

Coats/Ties

Dresses

Pants

Shirts

Shoes

Skirts

Socks

Underwear


Year purchased

Original cost


Clothing

Grand total $___________ $___________

Bath mats/Bath sets


Closet contents

Clothes hamper

Curling iron/ Flat iron

Curtains/blinds

Hair dryer

Medicine/Prescriptions

Mirror

Razor

Scale

Shower Curtain/Linens

Toiletries


Year purchased

Original cost


Bathroom

Grand total $___________ $___________

Page 9

Table

Chairs

Chiminea

Grill

Grilling equipment

Plants and planters

Hot tub

Hot tub and/or pool equipment


Year purchased

Original cost


Patio/Deck

Grand total $___________ $___________

Lawn mower

Weed trimmer

Power tools

Yard tools

Hoses

Sprinklers

Ladder

Snow removal equipment

Gardening tools


Year purchased

Original cost


Tool shed

Grand total $___________ $___________Page 10

Board games

Bookcases

Books

Chairs

Couch

Decorations

Desk

Fireplace equipment

Lamps

Pillows

Table

Throws

Wall shelves


Year purchased

Original cost


Family room

Grand total $___________ $___________Page 11

Air conditioner units

Dryer

Iron

Ironing board

Sewing machine

Vacuum cleaners

Washer


Year purchased

Original cost


Utility room

Grand total $___________ $___________


Closet contents

Knick Knacks

Lamps

Rugs

Tables


Year purchased

Original cost


Hallway

Grand total $___________ $___________

Amplifier

Guitars

Piano

Sheet music


Year purchased

Original cost


Music

Grand total $___________ $___________Page 12

Answering machine

Calculators

Cameras

CDs, cassettes

Cell phones

eReaders

MP3 players

Phones

Router

Satellite dish

Stereo equipment

Streaming device

Televisions

VCR, DVD players

Video equipment

Video game systems


Year purchased

Original cost


Electronics

Grand total $___________ $___________

Page 13

Antiques

Board games

Coin collections

Comic books

Craft materials

Fabric

Photography

Scrapbooking materials

Sewing machine

Stamp collections

Train sets


Year purchased

Original cost


Hobbies

Grand total $___________ $___________

Bikes

Bowling equipment

Camping equipment

Exercise equipment

Firearms

Fishing equipment

Golf equipment

Hunting equipment

Skis

Swim and diving gear

Tennis rackets

Trophies

Weight bench


Year purchased

Original cost


Sports

Grand total $___________ $___________


Year purchased

Original cost


Storage Unit

Grand total $___________ $___________

Page 14


Year purchased

Original cost


Miscellaneous

Grand total $___________ $___________

AtticGarageLiving roomArtworkDining roomKitchenChina, glassware, silverwareMaster bedroomJewelryBedroom 2Bedroom 3Bedroom 4Home officeBathroomClothingPatio/DeckToolshedFamily roomElectronicsMusicHallwayHobbiesSportsUtility roomStorage unitMiscellaneous

Inventory summaryNumber of articles Location/category Total original cost Estimated present value

Grand total ____________________ _______________________

Amount of personal property insurance _______________________Page 15

Tape photos hereStart at the bottom

, and layer photos.Tips for photographing or video recording inventory item

s• Start in one

corner of a room

and work your

way around.

• Take wide angle

and close up shots.

• Have a fam

ily m

ember in the

photos to help verify ow

nership. M

ake sure videotapes and photos are dated.

• To demonstrate

quantity of clothing, open closet doors. Take photos of open draw

ers to show

content.• Position yourself

at a 45-degree angle to the subject surface for shiny objects. Use a dark cloth as a background.

• Open glass doors to prevent glare.

• Photograph your pow

er tools and the inside of your toolbox.

Page 16

Before the stormDo you have the right insurance? Check your coverage. Not all policies cover the following expenses:

• water damage • debris or tree removal • sewer backup because of flooding • sump pump failure • additional living expenses if disaster forces you

from your home

Check the limits of your coverage, including coverage for contents. Know your deductible amount. Have your agent’s name and phone number.

Federal flood insurance Homeowners and renters insurance policies do not cover flooding. Consider buying federal flood insurance if damage from rising water is possible.

Auto policy Check your auto policy. Comprehensive coverage (other than collision) takes care of flood damage to your car from a storm or flood.

Inventory your personal property Update your inventory. Photograph and/or videotape each room and the exterior of your home, or use the myHome Scr.APP.book mobile app to keep a digital copy. List model and serial numbers, and attach sales receipts.

After the storm If you do suffer loss or damage because of a storm, here are some recommendations on how to proceed:

• Contact your insurance company immediately to report losses.

• Take notes summarizing your conversation, and write down the name of the person with whom you spoke.

• Take photographs that show damaged property. • Get instructions from your company’s adjuster

before calling anyone to repair or replace damaged property. Your insurer’s visual inspection of your losses may be required before claims are paid.

Safeguard your records, including your insurance policy.

If you do sustain damage to your home or automobile following a major storm in which many people were affected, it may take longer than usual for the insurance company to settle your claim.

If your settlement does not occur in a reasonable length of time, call your agent. If you still have problems coming to an agreement with your company, please contact the Kansas Insurance Department at 800-432-2484.

Important tips to follow before and after the storm

Contact usConsumer Assistance Hotline: 800-432-2484

Email: [email protected] Website: insurance.kansas.govOffice: 1300 SW Arrowhead Rd.,Topeka, KS 66604Phone: 785-296-3071Fax: 785-296-7805TTY/TDD: 877-235-3151

Documents

Personal Home Inventory · List model and serial numbers, and attach sales receipts. After the storm If you do suffer loss or damage because of a storm, here are some recommendations