Beverly Kloehn’s career spanned more than 30 years and took her across the country and back. She attributes her success, in great part, to her degree program at K-State, a program she came upon unintentionally.

“At the time, I was an Army wife who just needed a job,” Beverly said. “I went to the dean’s office to ask about employment. They told me, ‘With your background and grades, you should be in grad school.’”

Beverly explained that she needed gainful employment, not a graduate degree, but was quickly convinced when she was offered a graduate research assistantship from the College of Human Ecology working with professor Gwen Tinklin.

In 1973, Beverly, who had an undergraduate degree from the University of Wisconsin, earned her master’s degree in food and nutrition at K-State.

“My degree was so important in my career success in the food industry,” she said. “I had a background in food science research and protocol. I could talk the language of the industry. It made a big difference in understanding the products and what could happen to the products — and I could train staff in these areas.”

To help others gain the important career preparation she received, Beverly established the Beverly Niemiec Kloehn Scholarship in Human Ecology through a bequest in her will.

“I felt that my degree experience certainly paid off for me. I wanted to help others in that same way,” Beverly said. “It was really a way of giving back. I have contributed annually, but by creating an endowment I could contribute on a larger scale.”

Beverly fondly remembers her time at K-State.She said that one of the highlights of her K-State

education was working with Jean Caul, who was a pioneer in K-State’s sensory analysis program, a program that has since grown and remains one of the few in the United States to offer a full range of sensory courses.

After K-State, Beverly worked for the Dairy Council of California in Los Angeles as an instructor and then for the state of Connecticut, implementing a food and nutrition program.

Beverly eventually returned to California to work with Pepsi as a regional manager of consumer affairs. At Pepsi, she was involved in implementing a toll-free number system, which impacted the practice of consumer services for corporations. Beverly was recruited to Quaker Oats in Chicago to implement a similar program. She would once again return to California and work as the director of consumer services with Nestle USA, retiring in 2005 from Nestle Waters North America as the manager of consumer affairs.

Now retired in Tucson, Ariz., Beverly enjoys socializing with neighbors and participating in neighborhood activities including the community chorus. Beverly also has more time to reflect on the legacy she hopes to leave.

The daughter of a single mother and a former military spouse, Beverly knows personally how important it is to get grants and scholarships toward an education. After all, had she not received an assistantship, she may have never attended K-State.

“During my career, I worked with many bright and deserving people who never felt they had the money to attend college,” Beverly said. “I hope that my scholarship will help someone achieve their dreams and objectives.”

Beverly Kloehn at her Tucson, Ariz. home.

Appreciating the past, and planning for tomorrow Gift planning opportunities for K-State alumni and friends

A GRATEFUL

GRADUATEGIVES BACK By Flavia Hulsey

“ I had a great experience at K-State, ” Beverly

said. “When redoing my trust I wanted to make

sure it was designed to support K-State.”

Nonprofit Org

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KSU Foundation Center

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Manhattan, Kansas 66502-2911

Looking healthy, happy and a bit mischievous, 92-year-old Herald Waite doesn’t hide his K-State pride. The purple hat atop his head lets everyone — even strangers — know how much he admires the university.

“I had great times at K-State,” Herald said. “The university and the business school offered me many opportunities to succeed.”

Growing up in the 1920s and 30s, Herald wasn’t sure if a college education was in his future. He experienced the Roaring Twenties followed by a decade of dust, depression and hardship. But Herald, a strong-willed young man, was determined to be successful.

“I worked for $3 a day,” he said. “And only $1 of that was for my labor! I had two horses, and I got paid $1 for each of them, too.”

Herald earned enough money to attend junior college in El Dorado, Kan., for two years before enlisting in the U.S. Army. He served for 20 years, stationed on every continent except Africa and Antarctica.

Herald’s education was very important to him, even while serving his country. He took correspondence courses from the University of Berkley, California; University of Baltimore, Maryland; University of Wurtzburg, Germany; and the Armed Forces Institute, Wisconsin.

In 1959, Herald retired as a chief warrant officer (CWO3) and decided to finish his degree at K-State. As a 42-year-old college student, Herald benefited from the G.I. Bill and completed a degree in business.

“Attending K-State was a very rewarding experience,” he said. “I learned more than just the skills I needed for my degree. I learned life skills, too. One of the most rewarding experiences was serving as the executive secretary for the K-State Scholarships and Loans Committee composed of every dean on campus and chaired by Dr. Chester Peters. It was a rare privilege hearing and helping students with their needs.”

After graduation, Herald and his wife, Mary Melba, moved to Wichita, Kan., where Herald was employed by the U.S. Treasury as a revenue officer for the Internal Revenue Service.

“Even though most of my work with the IRS was classified, I can tell you that I enjoyed my job a lot,” he said.

Herald retired from the IRS in 1976 and then started his own accounting and tax service, from which he retired in 2004.

“I’m enjoying retirement very much,” Herald said. “I often remember my experiences at K-State, and I wanted to do something for deserving students in the College of Business Administration.”

Herald established the Mary Melba and Herald Bliss Waite Business Endowment at K-State through a bequest — a gift made through his will.

Naming K-State in his will enables Herald to retain total control of his assets during his lifetime, but still support deserving students with a portion of his estate. His endowment will last in perpetuity, benefiting many K-State students forever.

“I am a believer in K-State, and I wanted to do something for my alma mater,” he said.

Because of Herald’s kindness, K-State will be able to touch the lives of others — and just like Herald’s purple hat, his generosity for K-State will not go unnoticed.

A bequest is just one charitable giving option that K-State alumni and friends can pursue. For those who wish to include K-State in their will or trust, but who also want to support their family, a testamentary charitable remainder unitrust (CRUT) is a desirable option.

A testamentary CRUT is a trust that is established through a bequest. Through this option, you can balance providing for K-State and your loved ones.

A testamentary CRUT allows you to provide for your loved ones for a period and then make a gift to K-State. It creates an income stream to be paid to selected beneficiaries after the donor’s death. This is often a nice planning tool because it spreads out the inheritance and ensures the beneficiary the income stream for life.

This option not only reduces estate taxes, but gives you peace of mind, knowing that you have taken care of your charitable desires and your loved ones.

Sam and Martha Logan, Winfield, Kan., decided that a testamentary CRUT was the best option for their bequest to K-State. The Logans felt that the CRUT, which will be established upon their deaths, provided the optimum avenue for estate planning.

The Logans created provisions for faculty chairs and scholarships in journalism and electrical and computer engineering, while also ensuring their two sons an income stream in the future.

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PROVIDING FORFAMILY AND K-STATE

IN YOUR WILL OR TRUST

A VETERANREMEMBERS

HIS ALMA MATERBy Amber Weaver

A bequest is a gift made through a will or trust that enables a donor to retain total control of his or her assets — but a bequest is much more than just a legal term.

By including K-State in your will, you can: • Give back to your university. • Make a lasting contribution to an area you care about. • Support students, faculty, staff and future generations

of K-Staters.

Perhaps most importantly, by supporting K-State in your will, you have the opportunity to establish your personal legacy.

For most universities, just like K-State, bequests are a crucial part of our income. With state funding falling to only one-quarter of the university’s operating budget, K-State depends on private philanthropic support to keep it thriving in the future.

Most people leave an estate when they die, even though they may not have a great deal of wealth. Even an individual with a small estate can arrange to leave a charitable bequest. Making a bequest allows for proactive planning — for your estate and for the university — which depends on these types of gifts as it plans for the future.

Bequests from donors just like you help fund necessary and worthy programs — scholarships to bricks and mortar projects, faculty professorships to research sponsorships.

The beneficiary of your bequest to K-State is not just the university but the thousands of citizens it serves. When you leave a gift to K-State through a bequest, you are providing an important source of funding, and you are leaving the university and the world it serves a better place.

By planning your legacy now, you have the personal satisfaction of making a commitment to K-State during your lifetime. You may specify exactly how your gift is used by designating it to a specific fund, department or program.

A K-State alumnus who was the recipient of a scholarship during his or her academic career may want to establish a scholarship for future K-Staters while a patron of K-State’s McCain Auditorium may want to make a bequest to McCain to ensure that its programming continues to flourish. Whatever your passion at K-State, you can support it well into the future. Your gift will be meaningful to you — you share with us what you want to impact.

In addition to establishing your personal legacy, your charitable bequest to K-State does have financial advantages such as retaining control of your assets during your lifetime and qualifying for an estate tax deduction in the future.

A bequest may be made in several ways: • Gift of a percentage of your estate • Gift of real estate • Gift of a specific sum or asset • Gift of the remainder of your estate

Several options exist to craft your bequest, and our gift planning professionals can help you determine the best decision for your estate planning needs.

Please contact the Gift Planning Department at 785-532-7531, 800-432-1578, or at giftoptions@found.ksu.edu, for more information on establishing a bequest to K-State.

To learn more about the Logans’ gift and how they and others have used a testamentary CRUT to meet their estate planning goals, look for the next issue of Planning for Tomorrow out in November.

Please contact the Gift Planning Department at 785-532-7531, 800-432-1578, or at giftoptions@found.ksu.edu, for more information on establishing a testamentary CRUT to benefit your heirs and K-State.

CREATING YOUR PERSONAL LEGACYTHROUGH A BEQUEST

TO K-STATE

Leave a legacyREMEMBERING K-STATE IN YOUR ESTATE PLANIf you decide to include K-State in your will, life insurance or other form

of charitable gift, you may use this official language:

I give and bequeath to the Kansas State University Foundation, Manhat-

tan, Kansas, Federal Identification Number 48-0667209, a nonprofit

corporation organized under the laws of the State of Kansas, the sum of

$__________ or percentage of _____% to be used according to the Memo

of Understanding on file with said organization OR for the general purpose

of the Foundation.

If K-State is included in your plan, please let us know! We are here to help

you document your passion by designating the purpose of your gift to

K-State.

www.found.ksu.edu

Front row: Sarah Ptacek, gift planning associate; Gordon Dowell, gift planning officer for extension and real estate; Mary Kate Wheat, development associate. Back row: Lori Rogge, associate director of gift planning; Kent Sedlacek, senior director of gift planning; Darci Cain, gift planning officer; Bruce Kent, counsel for gift planning.

For more information:KSU Foundation2323 Anderson Ave., Ste. 500Manhattan, KS 66502-2911785-532-7531 • 800-432-1578www.found.ksu.edugiftoptions@found.ksu.edu

Planning for Tomorrow

is published by the KSU

Foundation. For more inform

ation, please call 800-432-1578or visit our W

eb site at ww

w.found.ksu.edu. E

ditor: Flavia Hulsey. Layout artist: Shaun K

irmer.

Click on “Ways to give” to discover more ways to make an investment in the people and programs at Kansas State University, reduce your tax burden and provide a secure income for you or your family.

Planned gifts • Gifts of real estate • Gifts of securities or mutual funds • Gifts of personal property • Give now

Recent planned gifts to the university

Alumni and friends have recently made

commitments to K-State that will have a lasting

impact at the university. These donors and

many others understand the need to plan for the

university’s future to ensure its continued success.

Manhattan, Kan., resident bequeaths portion of estate Ruth Wells made a commitment through a

bequest in her will to establish the Ruth Wells

Human Ecology scholarship. It will benefit

undergraduate students in the College of Human

Ecology enrolled in nutrition and exercise science

curricula. Ruth, a 1948 K-State graduate and a

former faculty member of K-State Research and

Extension, said she hopes the scholarships will

help deserving young people to further their

education in this important subject-matter area.

Wichita, Kan., man makes commitment to alumni associationGeorge McCandless included the K-State Alumni

Association in his estate planning. His bequest

to K-State, combined with proceeds from a

charitable IRA rollover*, created the George

and Ann McCandless Wichita Alumni Club

Scholarship Fund. George’s gift will support

students attending K-State who graduated from

any Wichita area high school. George, who viewed

his gift as the perfect opportunity to help expand

and enhance alumni programs, also provided

funding for alumni association programs and

improvements to the K-State Alumni Center.

Wichita, Kan., couple establishes scholarship at K-StateSeveral scholarships were established as the result

of Karen and Don Norton’s planned gift to

K-State. The Nortons made a commitment to

K-State through an IRA beneficiary designation to

establish the Don and Karen Norton Architectural

Engineering Scholarship, the Karen Kinney

Norton and Don Norton Education Scholarship

and the Karen Kinney Norton and Don

Norton Facilities for the K-State Student Union

Excellence Fund. The Nortons, who are both

1975 K-State graduates, created the scholarships

to help juniors or seniors in their respective

departments complete their education.

Maryland couple supports civil engineeringThrough the proceeds of a charitable IRA

rollover* and with future funding from a

charitable remainder unitrust, James and Patricia

Guthrie made a commitment to the Department

of Civil Engineering at K-State to establish

the Jim and Pat Guthrie Civil Engineering

Scholarship. The Guthries hope that over the

years, the scholarship will provide additional

educational opportunities for many engineering

students as they pursue their careers.

*Charitable IRA rollovers were made possible by the

passage of the Pension Protection Act in 2006. The act gave

individuals over the age of 70.5 the opportunity to transfer

up to $100,000 from their IRAs to charitable organizations

without incurring taxes in 2006–2007. Congress is currently

discussing reactivating the rollover program. The KSU

Foundation will keep you updated on this wonderful gift

option.