The Social CrediteF, Saturday, October 22nd, 1938.

Vol. 1. No.6. Registered at G.P.O. as a Newspaper.Postage (home and abroad) 3d. SATURDAY, OCTOBER 22nd, 1938.

I3d. Weekly.

PHYSICIAN, HEAL THYSELF!\

I remember, as though it wereyesterday, the best-liked of myprofessors, a naturalist, bending,efficient but benign, across hisreading desk to say his last wordsto us. (For the Editor's protection,let me say that they are not mywords, and that if the man whospoke them each year, for manyyears, had been asked to label them,he might have said-in regard tothe more questionable part, if any-'Oh, yes, if you must do anythingso stupid, label it . OBSERVA-TION.')

The words were something likethese (perhaps some of them aremine, after all !)-

" And not so very longhence, some of you" (interruption)"will surmount the little formalitieswhich beset your paths (more in-terruption) "and you will bephysicians. 'The physician is theflower (such as it is) of our civil-

.~

PHYSICIAN, HEALTHYSELF!

By Anna Gammadion., COMMENTARY

Mrs. PALMER'S PAGEOn Backing Mr. Chamberlain

By Miles Hyatt.A MESSAGE TO

AUSTRALIAN YOUTHBy The Earl of Tankerville

THE LIMITED COMPANYBILLETING!

CONTENTS

By ANNA GAIMMADION.

isation.' In the old days, the manwho visited every household was aclergyman-and doubtless he didmuch good. Every year he visits'fewer and fewer households, and isthe guide, philospher and friend tofewer and fewer people. But you'will sti1i go, at one time or anotherto every house, on some errandmore or less important, and increas-ingly the people will look to you. Ifthey did not trust you, you wouldnot go. Remember that besidesyour medicines and what not; youcarry with you an increasing bodyof accurate knowledge, uponwhich alone the safety and securityand advancement of human life canproperly rest: knowledge of sofundamental a nature that it em-braces not only the life of man, butthe whole of life."

I' suppose it was more a hopethan an instruction, and it may havebeen mistaken. Every year it isharder and harder to find 'physic-ians,' easier and easier to find thesemi-literate clinical clerks of In-surance Companies and StateDepartments-and they have lessand less time to say much, and thepeople less and less time or interestto 'listen. For that, the MedicalProfession is largely itself" respon-sible. Increasingly, they have lefttheir affairs to Committees, and thecommittees have let them down,lin til the nation's doctors are a raceof men clutching at the strawswhich float upon the economic andindustrial sea. It is not that theydo not know what they want; butmerely that they do not know thatthey can get it. They let a Sec-retary tell them they can't. Andthis becomes easier as each yearthe personnel of the Medical Pro-

fession undergoes a subtle changeinduced by 'democratisation,' 'free-ing the professions,' 'advancingscience,' 'modernising the curricula,''improving the service,' 'serving thecommunity'-and so on. Labels.Labels on the poison bottle.

Lately the doctors have beenasked two things:-

Firstly, to state their intentionsas individuals in regard to a stateof "National Emergency" defined asa "situation necessitating generalmobilisation and embodiment of theTerritorial Army." (For this atrade union acted as the Govern-ment's agent-either at the doctors'expense or at yours).

Secondly, to consider a "ModelScheme for the Protection ofPractices of Absentee GeneralPractitioners" drawn up by thesame trade union-a body whichhas "won" as many "victories" aspossibly any other, but has not(yet) succeeded' in making allavailable skill and knowledge ac-cessible to all the people, when theywant it, on terms advantageous tothose who give service and thosewho, consume it-as might easily be.

Practitioners may be in a fever-ish haste to become "absentees" inorder to test the efficiency of thearrangemen ts proposed by theBritish Medical Association when(and if) they cease once more to be"absentees." The community maydesire the temporary or permanentremoval of some of the practitionerswho now serve them. In regardto both suggestions, it isprobably true that doctors andpatients want something ELSEmuch more-and can get it.

No one who knows the Medical

Page 2 . THE SOCIAL CREDITER'

Profession will doubt that whateverservice is required of doctors willbe given as freely, successfully anddevotedly as in any previous cir-cumstances affecting the safety ofthe population and the health andfitness for dutv of the forces. Aerialattack will provide a new feature,but the tradition will hold.

And this feature draws atten-tion to the community of interesthetween the doctors and their fellowcitizens. The forms being 'issuedto the doctors are still on the 'vol-untary' principle. There is ampleroom for the statement-

BUT BEFORE WE SUR-RENDER THE LAST OF OURLIBERTIES; there is this alterna-tive: that the Bank of England, theJoint Stock Banks, Loan and' Dis-count Houses, and InsuranceCompanies, be informed that onthe outbreak of war or the con-scription of life or property(practices, for example) whicheveris the earlier, the whole of theirshares will be taken over at theoriginal issue 'price, payment beingmade in Government Stock: theseshares to be placed in a Trustformed by representatives of everyratepayers' association of GreatBritain, and the whole of thereceipts from them, and from thestock held by them, to be distribu-ted to the ratepayers. All war loansissued to be 'underwritten by thistrust. MY' OFFER OF SER-VICE IS MADE ON THISCONDITION.

The- knowledge that this can bedone, and that if it were done thecause of war would be removed, issurely a part of that "increasingbody of accurate knowledge uponwhich alone the safety, security andadvancement of human life canproperly rest?"

The doctors should get busy 'ontheir patients. And the patientsshould get busy on their doctors.Every man in association is worthtwo.

For THE TRUTH IN ALBERTARead "Today and Tomorrow"

Send your sub. to TODAY AND TOMORROW1016-118th Street, Edmonton, Alberta

Subscriptions $1.50 a' year(at the present rate of exchange about 65.)

You can subscr-ibe by International MonevOrder" obtainable at any Post Office. .

~ ~.~ ~ - - ._.~~~ ~~.~~ ~~~l lI The Study of Social Credit I'. ll-----.-..._,-.--- ..--------.-.-..--.-..-..-.-..-.---..-.-..-.--Ol.

(Pointers from the Authorised Course)The realisation of the Social

Credit is a practical matter.What have those who have

used our method with the greatesteffect to say?

That things (causes) "are notto be multiplied beyond whatis necessary."

Proceeding from the actual im-pact between intention and resist-ance, step by step, one may find anal terable element here or' there.The first alterable element is the oneto seize upon. If the intention ofan infant (disclosed by its actions)is to obtain food, the proper thingto do is to feed it. An infant whodies of starvation does not die ofZeitgeist, or because of ideas, orfrom Predestination. It dies. fromlack of food. A mother unable tobuy food offered for sale fails be-cause she has not enough money. Ahusband unable to renew or increasehis bank overdraft fails because thebank manager decides un favourablyto him. A government unable tocarry out its expressed policy failsbecause its members defer to ex-perts. If we are seeking extendedknowledge of all these matters, wemust, of course, examine the actions

oocroa:.A letter to the press signed G.

C. Anderson, Secretary, BritishMedical Association, advertises"The Doctors' Cookery Book'" tohelp women who "have to Ret a full 'pennyworth of food value fromevery penny." Doctor! Doctor! Apermv has no food value! Tut !Tut!-

The NEW ERAAustralia's Social Credit Weekly

24 Pages. Illustrated. 12 months, 12•.

Th~ New Era, Radio House,296 Pitt Street, Sydney, Au.tr,alia.

of individuals at every remove fromthe availability of wealth to the in-dividual, and each instrument used.But our survey will probably revealcontrollable factors long before wereach Allah, and will, in any case,not violate the principle that impactis always at a point.

Action alone will establish thecase, and the interpretation of thecase as established will always bea matter of human judgment andperception. Nevertheless, it lieswithin our province to observe the.fr equency with which effectivecauses for which natural authorityis claimed require the assistance ofhuman agents before they operate.The beam of the physical balancedoes not wait until an economist ora politician applies the laws ofmotion to it before it reacts to itsconditions. Whatever economiclaw is invoked to explain socialphenomena, what we actually ob-serve is someone posting letters toconvene a committee to decidewhether the "law" shall be applied,when it shall begin to operate,what name it shall receive, whoshall apply it and where.

(Copyright).

Major Douglas'sMarshall

C. H.address to the

I

Society of Cambridge-c-"Economics or PoliticalEconomy" will appearexclusively in THESOCIAL CRED ITER forOctober 29th and Nov-ember 5th.

Order copies from yournewsagent NOW.

THE SOCIAL· CREDITER Page 3

'CO'MMENT AR YSir Arnold Wilson says Greater

London has the lowest birthrateand recruitment figures, hoth forthe Armed Forces and voluntaryservices, of the country.

* * * *"Londoners, 'in a word, can

neither reproduce nor defend them-selves, but are good at 'demon-strating'''.

* * * *He Sqys the crowd in Whitehall

on September 22, and in Hyde Parkon September 25, was mostlyforeign-born. It made him feeltha t London was mundi faecerepleta-stuffed with the world'sdregs.

* * * *They say Latin and Greek are

no longer taught because both pro-vide epithets for bankers-and awealth of the Knowledge of Lifewhich makes our later civilisationlike a shadow on the blind.

* * * *But it's my meek and lowly

day. Thus only can we make theworld safe for our children-I meanby demonstrating the great eternaltruths of population statistics, "andto bring them home to the well-to-do who, in this, as in other matters,have greater need of education thanweekly wage-earners."

* * * *

(

This one is rather neat: "If wecannot solve this problem, appealsto Christian principles will fallupon deaf, because unborn ears."Again, as the French Countess said:"What fun men have!" It must befine to live by finding out the thingsthat fall on deaf, because unbornears. Well, the bombs will fall,anyhow, on some insensitive, be-cause unborn heads. How many,I wonder: this is where we wantLord Stamp's slide-rule.

* * * *Says another. writer: "If col-

lective bargaining is to endure, theemployer must be sure that thetrade union can fulfil the terms to

which it agrees." Try it this way:"If society is to endure, the peoplemust be sure that their rulers canfulfil the terms to which thevagree-and be sure that they agree."

* * * *The wind's rising: I mean the

'national service' wind.

* * * *Of course, there are better

things in the newspapers.

* * * *For 'example, Mr. Elliott

Dodds's statement that property ofany kind-"is something essentialto liberty. The man who, hasnothing of his own cannot be Ir ee,because he lacks the basis of in-dependence."

* * * *Mr. Dodds wants something

done about it. Quite .right I, .Butwhat? I cannot see that what' Mr.Dodds wants done about it comesmuch closer to reality than the In-culcation of a Disbelief in theT nevitability of Bigness.

* * * *But it is no use to cry "Down

with Monopoly" (with a capital M).What is necessary is to get themonopoly with a little m down: themonopoly of the people's credit.

* * * *So many impeccable sentiments

are now appearing in some of thenewspapers, being voiced from someof the pulpits, being taught in someof the schools, being pushed bysome of the money, etc., etc." thatwhat I am beginning to fear is thefoundation of a new religion withSocial Credit as its (unattainable)ideal. Here's one of the hymns, allready (they sing it in Ismismia) :-

I thank Thee, Lord, that Thouhast made

The earth so bright;So full of splendour and of joy,Beauty and light;So many glorious things are

here,Noble and right.

But more 1 thank Theoethat all joy

Is quenched with pain;That shadows fall on brightest

hours; ,That thorns remain;So that earth's bliss may be

be our guideBut not OU?' gain.

* * * *Not so impossible (and not so

different either!) The longer yougo on talking about anything thefarther it recedes. The full circleis easy to turn. Once "The SocialCredit School of Thought" comesin, Social Credit will go out. Thebiological aim of life is action, notthought.

Can't We?The .pilot boring for the new

Thames tunnel at Dartford is 2,832feet long, and when the two sidesmet they were only three-eighthsof an inch out. Such things havebeen done before, but every timethey are repeated they commandour admiration. A pity; some willsay, that we cannot carve as directa line through politics as we canthrough Thames chalk.

- From "The Star," Oct. 5th.

Buying a Car?

ERNESTSUTTO;N

Can supply you with new orused cars for- cash or credit.

AUSTINSINGER

MORRISFIAT

FORDOPEL

The finest and lar,gest stock ofimmaculate used Rover cars.

Call or Phone MAYFAIR 4748

We do a large used car businessand often have real bargains at verylow prices. Everyone knows thelucky motorist who "picked it up"for £20.It was probably at Ernest Sutton'.

ERNEST SUTTON LTD.24, BRUTON PLACE, W.l.

Page 4 THE SOCIAL CREDITER

Mrs. Palmer's Page

LEAVES FROM A DIARYMy thanks to those who have

written to me during the last fewweeks. I hope to reply to allwithin a few days. It gives methe greatest pleasure to hear fromyou, and, what is more irnportanr, ithelps me to keep in touch with thereal life of the movement.

I try to picture the wholecountry-side of England. Winter iscoming, and no one knows whatchanges there may be even beforethe last golden leaves have blownaway. Life has never been souncertain. But I like to think thatin every city under these cloudy,grey skies, in almost every village,there is at least one of our people,many of them women, doing whatthey can, and standing ready pre-pared for the opportunity when itcomes.

How many of them? Half amillion, a million now perhaps, whoknow the right direction.

Many of you, looking back overthe last few years, during whichyou have proved your mettle in themovement, can scarcely rememberyour old selves in the wonder ofyour present opportunity. You haveseen a part of reality, and in thelight of that truth, you knowexactly what is to be done, and youare going to do it.

I am thinking of your prepara-tions for the Salvo of this week.I know something of what it means,the evenings and week-ends givenup to routine work, the times whenyou are very tired and tempted tothink it all hopeless; but behind itall there is the inspiration thatnever fails. There is someonewhom I have called my "PessimisticOptimist." This is a special mes-sage of encouragement to him andhis campaign of this week. I believethat whatever its apparent outcome,it must lead to success, for what-ever we do for Social Credit cannever be wasted. This is becauseevery step is founded on reality.

Thousands of people who arenot yet taking an active part in thestruggle are watching us. They areawaiting the outcome with the

keenest interest. It will not belong hefore they are in the ranks.

We are fighting for LowerRates and No Decrease in SocialServices, but we are fighting, too,for every hungry child and everyworried mother. (This is the sortof writing which is called "hysteric-al" by opponents of the rates cam-paign).

Here is a letter from my post-bag. It tells of the people whoare depending on us. They haveno right to depend on anyone butthemselves; but to have encouragedthem to do that would have been tomake them free. They are notfree.

"Dear Mrs. Palmer, thank youfor answering my letter, and alsofor the article. I borrowed aSOCIAL CREDITER and verymuch enjoyed it. The people roundhere were interested in the RatesCampaign, but cooled off ~, . bitduring the crisis. I feel I knowyou quite wel1. Perhaps I oughtto introduce myself.

"I have a husband and threechildren. My husband has beenout of work five years, and its beena struggle, I can tell you. I starteda little house-shop to make endsmeet, but we would have beenbetter without it, as this has pre-vented us from getting assistance.The kiddies have often gone to bedcrying for something to eat.

"I t's a terrible job bringingthem up on nothing. For twelvemonths I hadn't a penny beyond thelittle we took in the shop, with tl-eresult we had to live on credit,hoping some day to pay for it. Myhusband has a job now, so someday we might get straight again.

"If it hadn't been for SocialCredit I should have gone undermentally. Surely something willhappen soon. People can't go onmuch longer. I am enclosing twopages from a diary I started:-

"Sunday-I went on the moorsand was amazed to find I'd forgot-ten how to drink in the beauty ofnature. I met an old lady whokept a small tea-shop which in past

years had been very busy. Sheknew trade was bad everywhere,but couldn't see why that shouldkeep people away from the moors,until I explained the apathy intowhich they fall when there's nohope. Not a soul about and thehea ther simply glorious.

"Monday-I was cross withMargaret' (aged 10) for puttingbutter as well as jam on her bread."Why can't we be extravagant foronce?" was 'her reply.

"Tuesday-I went out with"Lower Rates" Signature Forms. Ifound everybody pleasant, and veryanxious to get the rates reduced.Life seems almost intollerable tomost people. One old lady with,tears in her eyes told me how shewas doing without food and fire topay her rates.

"Wednesday-A very depress- ~'ing day. The coal-man says he, .-I:,can't sell his coal even though the ~ ,weather is cold and frosty .

"Thursday-Four burglaries insmall houses in the neighbourhood,

'only money being taken. A manknocked down by two others, andhis last sixpence taken.

"Friday""':'Another robbery lastnight...... '

"Saturday-A little girl camein the shop to-day and asked me ifI knew where her mother was. Idid know. She had ended her lifein the canal...... It is horrible tobe so desperately poor. Unless youhave experienced it you can neverknow what it is like.~.... "

Now, isn't the Rates Campaignworth while?

- B. M. PALMER.

RECIPE FOR ALMOND·SLICES.

Mrs. Palmer will be pleased tohave contributions for this corner. r

Recipes should be worthy of th\. ~:.Age of Plenty, and will be publishe~with the name and address of the

(coll,tim{ed on .next page).

Ttl\lE sceixi.: CREDITER

On Backing Mr. ChamberlainBy MILES HYATT.

People have written to criticisethe Editor of THE SOCIAL CRED-ITER for publishing an article from"The Catholic Times" entitled "AFlank Attack on the Comintern."Some accuse him of "supportingFascism," others of "taking sides."

To the first charge, of course,the only answer is a flat denial.Social Credit philosophy insists onthe bending of institutions to fitmen; Fascism, as Communism,would bend men to fit into systems.There can be no common ground.

But as to taking sides in aparticular dispute, is there anythingvalid against it? One obviousreason in its favour in the presentcase is that Chamberlain stood forthe breathing space we need (andwhich we must use for all we areworth), whereas our old friends be-hind the "bought" press wereanxious to bring Europe down inruins about our ears.

If we go on remaining neutraltoo correctly, the· hidden, thoughvicarious fire-eaters may yet achievetheir conflagration. Surely wehave sufficient detachment to dist-inguish utilising aspects of a policyto our own advantage from givingwholehearted support to that policy.

This matter has a further sig-nificance, too, which I think weought to consider as dispassionatelyas we may. Leaving out of accountthe fundamental gulf betweenFascism or Communism and SocialCredit; is it possible to make anydistinguishing features between thetwo former? I believe that it is.Cornmunism.vin common with near-ly allv l.eft" movements, is inextric-ably bound up with the international£' money-power. The song the "Left"

(7,i" sings is the song the·bankers taughtit. Moscow moves, but themotive power comes from WallStreet, Internationalism is oneand indivisible, and its god is Baal.

Mussolini and Hitler" on theother hand, are in the position ofhaving "pirated" a section of thefinanciers' empire. Perhaps at first

-~ they "pirated" it by consent; andthe policies they followed, and arefollowing, do not in any way irn-

prove on those of the bankers asfar as the individual is concerned.Yet there seems no doubt that thesetwo dictators now have the bit be-tween their teeth as regards theMoney-power. The confiscation ofthe Rothschild banking interestswas quite a new thing, the Naziregime, having signalised its begin-ning by giving an "Aryan passport"to Banker Mendelssohn. Mussolini'sso-called "anti-Semitism" is anothersignificant sign of changed policies;and though Schacht is still in officein Germany, T cannot but think thatthat country's credit, as that ofItaly also, has actually been wrestedfrom international control and isnow being used to suit the will ofthe Dictators.

If this is true, the influence ofthese two men will tend to be dis-ruptive of the very power we our-selves are attempting to break. Itis borne out by the fact that behindthe "crisis" there was a most ruth-less plot to bring about an imrrtedi-ate war- in which (of this thereseems no doubt) Germany musthave lost, though at appalling costto everyone. Such a war-foughtabout a difference in the method ofdoing what most fair-minded peopleagreed ought to be done-cannot beexplained in terms of French,British, German or Czech diplomacy.Only one group is always ready tobring about the mass-murder ofuntold millions for purposes thatare not those of mankind.

Social Crediters cannot say thatHitler and Mussolini are "steps inthe right direction." Emphaticallythey are not, and Heaven help thiscountry if such steps are ever nec-essary here. But we can agreethat, when they happen, for what-ever reason, to be doing our workfor us, it is obviously foolish toassist the common enemy by join-ing in the universal outcry againstthem. At times it may even bestrategically advantageous to clarifytemporary issues, when facts intheir favour are being deliberatelywithheld or misrepresented.

In my opinion, the recent crisiswas such an occasion, and I believe

Page 5

that THE SOCIAL CREDITER isto be congratulated on obtaining

. permission to reproduce so able ananalysis of the situation, even ifthat analysis was, from our pointof view, incomplete.

Worse Than Barter!A St. Ives farmer writes to the

"Christchurch.Times":-"Dear Sir, Mr. Hawkins sug-

gests that our present financialsystem is probably 'neither betternor worse than South Sea Islandbartering.' Pardon me, it is muchworse, for we are often in the po-sition of being prohibited fromproducing food for people who needit, who are prohibited from produc-ing goods for, us who need them.

"Even barter would be betterthan less money-to-spend than (theprices of) goods and foods to spendit on?"

Laws are like cobwebs, 'whichcatch small flies, but let wasps andhornets through.

Jonathan Swift.

Recipe-continued.

sender. For it must 'be clearlyunderstood that she is responsiblefor having tested the recipe in herown kitchen.

Short pastry.Raspberry jam.1 egg.4 ozs. castor sugar.J oz. ground rice.2 ozs. ground almonds.2 ozs. dessicated cocoanut.

Method-Line a sandwich tinwith short pastry. You can useyour usual recipe for this, providedit is not too rich to roll out thinly.I t should be no thicker than apenny. Spread with a thin layerof raspberry jam. For the filling,whisk up the egg, and then add theother ingredients in the order given,mixing all thoroughly. Spread even-ly over the jam and turn the edgesof the pastry over towards thecentre. Bake in a moderate ovenabout half an hour, or until firm

, when pressed. It should be a del-icate biscuit colour-the flavourwill be spoiled if it is baked brown.

When cold, cut into triangleswith a sharp knife.

B. M. P.

Page 6 THE SOCIAL CREDITER

THE SOCIAL CRED'ITERThe Social Credit Secretariat is a non-party, non-classorganisation and it is neither connected with nor does itsupport any particular political party, Social Credit or

otherwise.SUBSCRIPTION RATES:

Home and abroad, post free: One year ISs.; Six months 75. 6d.;Three months 3s. 9d.

Vol. 1. No.6. Saturday, October 22nd, 1938.

A to YouthMessage AustralianBy THE EARL OF TANKERVILLE.

(

N.B.-The following is the text of amessage to the Democratic Feder-ation of Youth (Australia), writtenbv Lord Tankerville:-

- "In these troubled and rapidlychanging days, there appears to beemerging, with ever increasingdistinctness, two fundamentallyopposed points of view.

"The one, which I thinkcharacterises the outlook of the agenow passing away,' feels that oneshould give (or even force upon)"the other man" the sort of gov-ernment and conditions of 'lifewhich one thinks will be good forhim. To this outlook belong thereformers-of-others, the improversof the nation, the creators of Utop-ias, and the planners. They believethat "g'ood" government (accordingto their particular ideas about theword "good") is better than selfgovernment. Their point of viewcarried to its ultimate conclusion-though, a majority of them in theso-called democratic countrieswould doubtless hotly deny -it-isDictatorship; beneficent perhaps,but none the less Dictatorship. Tothem, the "Nation," the "group,"the "system," seems a reality and isthus of more importance than theindividual. Their outlook rendersthem incapable of seeing that 'theother man" is really no other butoneself-looked-at-from-the-outside.

"The other, which character-ises the outlook of the age now be-ginning to come into being, thereal youth of the world (whetheryoung in body or old) feels that oneshould find out and let "the otherman" have the sort of governmentand conditions of life which hewants--so long, of course, as "theother man" minds his own business

and does not interfere with thesimilar freedom and peace of hisneighbours. To this outlook belongall those who really see-not "say"~that the welfare of their community,their nation, and of the world theyare bringing into being, dependsupon the individual (that is, oneself)and his ready acceptance of person-al responsibility within the groupor the organization of which he is amember. They know that trueself-government, though no doubtmore difficult efficiently to organizethan any other form, must be betterthan so--called "good" government;because "good" is a purely relativeterm and, in respect of government,can only be measured by the degreeof satisfaction of individually ex-pressed desires which it affords toa majority of those governed. Theysee that there is no such thing as ana tion apart from the individualswho compose it, and hence that thestability and welfare of the nationdepends upon the well-being,happiness, and freedom-to-choose-a-desired-line-of-action of the indiv-idual. They see that organizationand systems were intended to serveand not to rule the individuals whoco-opera te within them. Theirpoint of view, carried to its ultimateconclusion, is Real Democracy-thatis- freedom-in-security for the in-diuidual ; freedom for "the otherman," because he is, in fact, one-self.

"S(), to the Youth (of whateverage) of Australia and elsewhere,T would say: "Decide first to whichof these two points-of-view youreally belong, (for it will become in-creasingly difficult, and finally im-possible, to be a mixture of both) ;and, having really decided, you can-

not then fail to act. At this criticaljuncture in history your decision is ~of extreme importance and willaffect not only your own genera-tion, but the lives of men and wo-men for many generations to come.If you belong to the one outlook,you will finally lose your battle-Ihope soon; but, in losing, you willwin the understanding of how un-realistic, and therefore, how stupid,that outlook is. If you belong tothe other, you will win-perhapssoon, though not without a tre-mendous struggle. But win youmost certainly will, because youwill have behind you the wholeforce of the most fundamental urgein human nature-the urge to befree, that is, to be fully conscious,fully responsible, and, in winning,you will lose that sense of thwartedineffectual existence, you will losethe clogging encumbrances of out-of-date habits-of-mind-carried-for-ward -in to- present-action.

"Which is it to be, then?Good luck, whichever way youchoose.' "~.-.,-,.....,.., , -...~ ~ ~.~.~I "THE FIG TR.EE" i),·l NOTICE. l "d:,l A claim has recently been put ~l forward by the Social Credit ll Secretariat LIMITED to be l; the .owners of this periodical. l: Major C.H. Douglas and Mr. J~ Miles Hyatt, the Editor and il Associate-Editor of the tl periodical since its inception, l; wish it to be known by sub- li scribers and readers that li they have now no connection li with that Company. l~~ ..-.~..-.".....,..-.. ..-..-.~.-..~.--.-.~

Not ExplainedReaders will remember the

posters which appeared at the heightof the "crisis." They read: "Britainand France to stand by Czechs-Official," and were to be seen up tolunch time. Then they disappeared.

It is known that an "official"statement issued from the ForeignOffice was later contradicted by

. the Government. Who was res-ponsible for its issue? Abroad it isheing freely suggested that somehighly placed official acted on his ~',:own responsibility, in order to bring~about a fait accompli and force thehand of Mr: Chamberlain.

THE SOCIAL CREDITER Page 7.

THE

In reference to a statementwhich appeared in the paper "SocialCredit" on Friday, October 14th, thefollowing matters of fact seem torequire emphasis.

(1) Mr. L. D. Byrne is not aDirector of the Social Credit Sec-

,retariat Limited. A certified copyof Mr. Byrne'S resignation was sentto the Social Credit SecretariatLimited on October 6th, six daysbefore the date of publication. andreceipt of it was acknowledged onOctober 12th. Of the remainingDirectors of the Limited Company,i.e., Mr. G. F. Powell, Mr. J. E.Tuke, Col. L. F. Wylde, Mr. W. A.Willox and Mr. Brian Reed, onlyMr. J. E. Tuke was re-appointed aDirector of the Social ,Credit Sec-retariat when Major Douglas wasre-elected Chairman of the latterbody. At the same time, Mr.Maurice Watt, who was a Directorof the Social Credit Secretariat, butnot of the Limited Company, ceasedto hold any office in connection withthe Secretariat. The resignationof Mr. Tuke was subsequently re-quested by Major Douglas, underthe constitution of the Social CreditSecretaria t.

(2) The assertion that the re-sources of the Company were placedat Major Douglas's disposal is amis-s tatement, Major Douglashas never, at any time, disposed ofany of the resources of the Social'Credit Secretariat Limited. TheExpansion Fund, to which referenceis made, has nothing whatever todo with the Social Credit Secretar-iat Limited. Major Douglas will,at any time, be happy to account toany subscribers to that fund foraction which has been taken in re-gard to it. All activities have beencarried out by the heads of thedepartments concerned in the Sec-retariat, in which, up tor Christmas,1937, Mr. W. A. Willox and up toSeptember, 1938, Mr. J. E. Tukewere actively concerned. Theprincipal expenditure was thaton publications, for which· Mr.Willox was the Director responsible,and which Major Douglas consider-ed excessive and as a result sug-gested certain economies, which

LIMITED C:OMPANYITS FUNCTION AND FINANCES.

were effective.(3) In connection with the

figure £1,100, mentioned by the an-onymous writer to the statementas the "estimated" deficit of theCompany, Major Douglas wrote aletter to Mr. A. L. Gibson on Sep-tember 24th, from which thefollowing is an extract:-

"Dear Gibson, On Monday,September 19, in the presence ofMr. Luxton and Dr. Tudor Jones,you read to me certain figures

, from a pencilled document whichyou informed me had been givento you by the Directors as thebalance sheet for 1938 of theSocial Credit Secretariat Limited.

"You made it quite clear thatthey were not your figures andthat you took no responsibilityfor them. I am also aware that,like myself, you have taken noactive part in the management ofthat Company.

"I have, however, (of coursewithout influencing them:"ill anyway) always seen previous bal-ance sheets, and discussed themwith the Treasurer, Mr. J. E.Tuke. Subsequent to the display.to me of the last balance sheetwith which I was concernedeven nominally, that for 1936-7, Imade certain recommendations todeal with the deficit of some-thing over £350.

"I did not regard this as atall serious, as the major asset,the support of the Social Creditpublic, obviously representedmany times this sum, and couldnot appear on the balance sheet.Not very long ago, I was assured,and am satisfied, that thesemeasures were proving effective.

"While I informed you thatI must be excused from commenton. figures with which I did notappear to be concerned, andwhich you agreed were based onthe assumption that the Companymust immediately go into liquid-ation, Mr. Luxton, who was in-timately familiar with the posi-tion, quite properly objected tothem, on the ground that, underits previous auspices, there wasno necessity whatever for aliquidation, nor had it ever been

even discussed."Mr. Gibson, in his reply, ex-

pressed himself as in completeagreement with these comments.

The statement that the Treas-urer became alarmed by the finan-cial position is perhaps best dealtwith by publication of anotherletter.

8, Fig Tree Court,Temple, E.C.

21st September, 1938.The Chairman and Directors,Social Credit Secretariat Limited,163a, Strand, W.C.2.

"Dear Sirs, I understand thatthe Directorate of the SocialCredit Secretariat Limited, isconcerned with the effect whichmight be produced should aforced liquidation of that Com-pany take place. While ernphasiz-ing- my complete absence of legal'liability and the fact that I havenever taken an active part in themanagement of the Company, Iwill, in the case of a liquidation,and on the basis of the latest in-formation which was at mydisposal-the last balance sheetwhich was submitted to me, thatto June, 1937*-contribute one-tenth of any deficit shewn uponthat balance sheet, on conditionthat every other person who wasa member of the Social CreditSecretariat Limited, at the timeof the submission of that balancesheet, also contribute one-tenth,and that the members at the timeof any liquidation contributeamongst them a sum equal to anyincreased deficit.

"I expressly disclaim anyknowledge of the results of thechange of policy, if any, of themembers of the Social CreditSecretariat Limited, subsequentto the date of my resignation.

"This offer must be acceptedby you within seven days, and ifnot accepted it will be assumed

*The deficit for 1937-8 as presented to Mr.Tuke by the auditors was, as Mr. Luxtonshowed at the interview with Mr. Gibson,considerablly less than that for 1936-7,andmoreover certain savings had been madewhich would undoubtedly have wiped outthe deficit completely during the financialyear, 1938-9.

( -,

Page 8 THE SOCIAL CREDITER

that it will be shewn to anymeeting of creditors."

Yours faithfully,C. H. DOUGLAS.

This letter was acknowledged,but the proposal was not accepted.It is assumed, therefore, that it willbe placed before anyone concerned.

(4) The Social Credit Secre-tariat Limited has no contractualcommitments known to MajorDouglas, and in his opinion, has noproper basis for continued existence.

(5) The statement that theDirectors who were deprived ofexecutive authority were retainingtheir legal status as Directors ofthe Company, seems to require nocomment beyond the fact that itwas expected that they would re-sign from the directorate of theCompany. Their responsibilitieswere legally limited to the paymentof £1/1/0.

(6) Major Douglas does not

agree with the statements attribut-ed to him.

The second letter includedabove, in Major Douglas's opinion,covers the' whole question of therelationship of the Company to itscreditors and, in his opinion, therewould have been no reason to antic-ipate any financial difficulty what-ever had not certain directors of theCompany assumed that the credit ofthe Social Credit Secretariat Limit-ed, could, without loss, be separatedfr0111 that of its parent body, theSocial Credit Secretariat.

In Major Douglas's view anappeal to the Social Credit Move-ment to subscribe in aid of. theliabilities which have arisen fromirresponsible action on the part ofindividuals who were not electedby the Social Credit Movement isgrotesquely improper.

(Signed) TUDOR JONES,Deputy Chairman,Social Credit Secretariat.

OVERSEAS NEWS--By Miles Hyatt.

Montreal Citizens and Municipal DebtMontreal papers have given a

good press to the speech deliveredby Mr. Edward Roberts, to theNotre Dame de Grace Citizens'Association on September 27.

Mr. Roberts outlined the caseagainst rising municipal taxationand disuributed copies of "LowerRates," along with some of the leaf-lets issued by various lower ratesdemand associations in England. Inparticular, he warned the Associa-tion against present moves to sub-stitute "commission" rule for theMontreal City Council.

The Notre Dame de GraceCitizens' Association, thanks verylargely to Mr. Henry' Clarke, itsenthusiastic and democratically-minded President,' is fully alive' tothe value of the "demand results"technique, and at the present timeis campaigning for traffic lights atcertain dangerous cross-roads inthe city area. We may shortly ex-pect to see important developmentsfollowing 011 Mr. Roberts's visit.

:More Banker Bogey-Bogey.According to "The Daily Tete-

graph" New Zealand correspondent,a flight of capital is taking placefrom New Zealand to Australia. Themovement has been accelerated bythe legislation of Mr. Savage'sSocialist Government. Recentlyseveral New Zealand banks imposedrestriction on the outflow. How farthe situation will be affected by theresult of the General Election re-mains to be seen. The Bogey-Bogey did not work and the Gov-ernment lost only one seat.

Imagine a factory flying overthe sea on its way from New Zea-land to the Commonwealth, or anEmployment Exchange with itsstaff and clients uprooting itself andwinging its way to pastures new.This "flight of capital" jargon isalways usee! when pressure is beingapplied by Finance to any Govern-ment. It usually corresponds witha Gene~al Election if Finance wantsa change of Government, or someunsavoury legislation passed. Itworked in the 'past-hut will itwork in future?

The Press and "BankNominees."

"Who owns the "Daily Mirror"?asks the "Evening Standard" onOctober 11, presumably thinkingof the prominent part played bythat remarkable newspaper in therecent crisis over Czecho-slovakia.

Well, since Rothermere's re-tirement in 1931, it appears thatthere are many rumours, but noth-ing is known for certain.

"Little is to be gleaned froma scrutiny of the list of holders ofthe 5,600,000 Ordinary Shares," theaccount continues; "It is sometimessaid that Sir John Ellerman controlsthe "Daily Mirror." But he appearsin the shareholders' list only as thejoint holder of 153,725 shares."

The writer goes on to say thatthe name of Mr. Israel Sieff is"frequently mentioned" in connec-tion with the "Daily Mirror," "Onthe shareholders' list Mr. Sieff'sname does not appear at all; butnearly 600,000 Ordinary Shares inlarge blocks are held by bank nom-inees. If Mr. Sieff controlled alarge part of these nominee hold-ings, his authority over the "DailyMirror" would be considerable."

At the risk of again incurringa charge of "attacking the freedomof the press," Social Crediterswould like to see nominee controlof newspapers made illegal.

A later paragraph in the"Evening Standard" of October 13,records that Mr. Sieff has writtento say that he has never had anyshares or interest in the "DailyMirror." The "Evening Standard"writer accepts this denial, with thecomment: "but it does not disposeof the mystery of the "DailyMirror's" proprietorship."

He then becomes more specific."The ownership of 250,000 sharesheld by Drummonds Branch Nom-inees Ltd., and the 232,000 sharesheld by Control (i.e., WestminsterBank) Nominees Ltd., remains asecret," Precise information onthese points would be welcome.

"The public should he able toascertain-especially in times of \",.national crisis-who is the chiefproprietor of every newspaper."

THE SOCIAL CREDITER ' Page '·9

THE UNITED RATEPAYERS'ADVISORY ASSOCIATION

'BANrKERS,

SPACE RESERVEDBY:

~BILLETINGIn a letter published in the

"Daily Telegraph" and "MorningPost," on October '13th, Lady(George) Scott wrote: "As Assist-ant Billeting Officer for this districtI make objections born of experi-ence. In the first place-even inthe Great War people were askedif they would take "refugees"; theywere not forced to have them. Theidea of compelling villagers to takein so many at an arbitary estima-tion of rooms, etc., for an indefiniteperiod, is preposterous, and onlyworthy of a Dictator State."

Although the war which thebankers had intended to take placeover Czecho-slovakia, did not comeabout, the above extract from aletter is indicative of the feelingaroused in many places at the ab-ominable and crude handling ofonly one aspect of a war situation-the evacuation question.

The appalling unpreparedness ofthis country for war is being talkedabout everywhere.

Prepara tions for the adequateprotection and shelter of the civilianpopulation of this country in time

ANDof war would cause the expenditureof large sums of money. Any dis-pute there has been, is, or will beover the provision of protectiveshelters for civilians, centres, notupon the ability to find labour ormaterial, which are generally recog-nised to be available, but overwhere is the money to come from.Attempts can be made to raise ratesand taxes, in which case the mo-mentum of the lower rates cam-paign will be increased relatively;or more debt can be incurred, inwhich case the publicity which therates campaigners are causing onthe nature of debt will become ex-tremely popular with the people-and again an increase in the mo-mentum of the Rates Campaign.

On the other hand, if no actionis taken, all those who are so con-cerned over the unpreparedness ofthe country for war will be thereadier to listen to FACTS' 'aboutmoney which the bankers wouldprefer to be suppressed-yet againmore power to the rates campaign.

Really, the bankers will have tointroduce conscription to make the

SECRETARY:JOHN MITCHELL.

country safe for bankers. Indecenthaste, however, might make thepeople suspicious. So what?

The evacuation of the civilianpopulation has raised an apprehen-sion in the minds of many people.It will only be eased by the build-ing of effective shelters in suitableplaces. Local authorities will beconfronted with a double demand-lower rates and assessments withNO decrease in social services; andadequate shelters for the evacuationof the civilian population, this de-mand to be met with no increase inra tes or taxes.

D.R.A.A., invites all readers ofthis journal to send' in the namesand addresses of all people knownto be exasperatedby the evacuationmeasures recently taken concerningdefective children.

All those who are willing toassist with a campaign for the pro-vision of adequate evacuationshelters with no increase in ratesor taxes are invited to apply atonce for advice on how to proceed.

- J. M.

Condescension from a rCity TreasurerThe Cardiff City Treasurer and

Controller (Mr. E. W. Barker)has explained to a "Western'JIll ail" reporter his reasons for theabsence from his annual publishedstatement of references to loancharges.

"A letter in the "Western Mail"on Saturday complains that myarticle on the finances of the city,published two days previously, con-tained no reference to the loancharges incurred by the council," hesaid.

"My 'effort for the last fewyears has been to 'prepare an article'which, while containing generalstatistics on the corporation's finan-ces, would have the essential quality

of being easily readable by the rate-payer. As there is no reading sodryas statistics and as I am moreconcerned with developing an in-telligent interest in local govern-ment than in attempting to stockthe ratepayers' minds with a massof facts, I restricted to a minimumthe legion of. figures that are at mydisposal.

ANY REQUEST ANSWERED."Any request by a ratepayer or

interested body for the publicationof any statistics will, however, re-ceive my careful arid sympatheticconsideration, and if it shouldappear to me that the informationis not of general interest or notcapable of being suitably inserted

in the anticle, then the informationwill be given by letter to the in-quirer.

"I am pleased to supply thefacts now asked for, which wereneither ignored nor overlooked, butwere considered somewhat technic-al for a general article.For the Year 1937-S. f.

The gross expenditure of theCorporation was ... ... ... 3,462,332

Loan Charges were-(a) Interest on

borrowings ... "400,234(b) Repayment of

loans togetherwith provisionfor repayment 310,968

711,202"The corporation does not

horrow from the bank, except oncapital account, occasionally and forvery short periods pending theraising of money from private in-

(continued on page 10)

Page 10 THE SOCIAL CREDITER

Condescension from a City Treamrer-- contd.

dividuals, insurance companies andthe like, and, on revenue account,pending the receipt of rate andother income should the availableworking balance be at any time in-sufficient.

NO BANK BORROWING."The net loan debt of the cor-

poration (i.e., outstanding loansless money in hand ready to repayloans) at March 31, 1938, was£9,748,556. None of this loan debtincludes bank borrowings becauseat March 31 there was none. Infact,' at that date there was a bal-ance in hand on capital account of£5,644.

"To divulge the names of theindividual lenders would, of course,be a breach of confidence which thecouncil could not entertain."

Why is it then that the publiccan inspect the list of shareholders

of any business undertaking, withthe exception of the Bank ofEngland, without anyone beingcharged with 'breach of confidence,"and learn such interesting FACTSas that, according to the "EveningStandard," October 11th, 600,000ordinary shares of the "DailyMirror" are held by "bank nomin-ees." ?

Why is it that the ChelmsfordBorough Council and the EastBarnet Rural District Council donot consider it a "breach of con-tract" to allow ratepayers to in-spect their registers? Less than 10per cent of the debt of these twocouncils is held by private individ-uals; the balance being held byfinancial institutions or PublicWorks Loans Board (a departmentof the Treasury).

Total rates collected in Cardiffwere £1,093,964 for 1937; total loancharges £~11,202 for the same year.

CAMPA1GN NEWSConcentration on Rates Campaign in Newcastle:

"I would like to point out thatthis concentration is fully justifiedby the present position; they arenow getting scores of volunteers asthe result of past efforts."

W. A. BARRATT,U.RA.A:, District Agent,

Newcastle.

* * **"As you are aware, things aregoing swimmingly. Weare allenjoying ourselves."

R W. HANNAGEN, Hon. Sec.,Cardiff, L.RD.A.

* * * *"I have great hopes of the

Lower Rates pamphlet. I have gotthem on sale at two shops in

'Chorfton and sold 12 copies myselfin a very short time.. The ratestable on page 3 is a great eye-opener. I have ordered a printedslip for future use. I also enclosea "War" leaflet with each copy,duly stamped with the ManchesterL. R Association."

Miss G. M. WATTS,Manchester.

* * **"Reference War Debt Broad-

sheet: "We find a ready acceptance,

which is very encouraging."Miss W. L. RICHARDSON,

Sidmouth.* * * *

"Whilst mentioning the Broad-sheets, I must say I think it was awonderfully strategical move, andwhilst we are not able yet to assessresults I think that the pressuregenerated as a result will show upin the near future. We took theprecaution to attach a wrapper ad-dressed to ourselves and stampedfor return of the broadsheet as weconsidered that this would not onlygive it more importance, but giveus an idea as to how they werereceived. ' We have now had re-turned to us about 20 to 30 and thevare coming in in small lots everyday." G. R CHRISTIAN,

- U.RA.A., District Agent,Gateshead.

* * * *"Although no stamps were af-

fixed to our War Debt broadsheets,twenty have been posted back tome. Numerous people have in-formed me of its passage' throughtheir house." ',- <

C. R PRESTON,Campaign Manager,

Newcastle.

Air Raid Precautions!Overheard during the crisis at

Penarth, S. Wales:-"No need to worry-the Ger-

mans will never come to Penarth :the rates are too high!"

* * *The Earl of Tankerville.Lord Tankerville will address

meetings in support of the lowerrates campaign at the Baths Assem-bly Hall, Wolverhampton, at 7-30p.m., Monday, October 24th.

The Corn Exchange, Chelms-ford, at 8 p.rn., Thursday, October27th.

READY NOW!

IMPORTANT PAMPHLET.

IMPORTANT PAMPHLET.

LOWERRATES

Published and issued byU.R.A.A.

This pamphlet contains a.masterly statement of theF ACTS upon which the de-mands for lower rates andassessments with no decreasein social services chiefly rests

It will be an invaluable aidfor informing new workers,councillors, and all those who,lacking a knowledge. of theF ACTS, support "economy"campaigns.

There will be a, discount of33/1-3% on quantities of 50

and over to all Quota Associa-tions.

Price 3d. each.

U.R.A.A., Sentinel House,Southampton Row, London, W.C.1

'Phone Chancery 7248.

A School, complete with modernequipment and provision for electriclight, has been built in one day atKelaniya, near Colombo; saysReuter.

THE SOCIAL CREDITER Page 11

" AND NO BILLETING."ARCHITECTS' VICE-PRESIDENT AND CRISIS.

Professor A. E. Richardson,A.R.A., Vice-President of the RoyalInstitute of British Architects,under the heading "Evacuation'Reconsidered: Dangers of BilletingSystem," in a letter to "The DailyTelegraph," writes:-

"While the emergency schemefor the partial evacuation of Lon-doners cannot be praised too highly,it is to be hoped that new: measuresmore suited to the needs of possiblerefugees in the future will be form-ulated.

"To transport 2,000,000 personsinto country billets within two daysis a project worthy of the anony-mity of Whitehall. From the stand-point of those helpless persons whowere to be crowded into trains andomnibuses the adventure wouldhave been fraught with disaster.

He goes on to discuss, in vividterms, the danger of epidemic dis-

. ease and the almost insupportable~.&iiscomforts inseparable from the: - system of billeting such millions of

refugees in private houses andhomes, and continues:-Hillside Refuges Invulnerable

r, "The problem of finding places, of refuge, invulnerable to air attack,is, by no means, insuperable. Forexample, the great hillsides of theNorth and South Downs, the Chilt-erns, the Mendips, the Cotswolds:the Peak, &c., could be tunnelled toaccommodate hosts of refugees inabsolute safety. Cantonments built 'of timber, limited in each case to1,000 persons, would form habita-tions in proximity to hillside re-treats.

"Transit from the cantonmentsto the tunnels would be effected ina few minutes. The tunnels wouldhe made impervious to high ex-plosives or gas. The cantonmentswould serve as holiday centres inpeace-time, and every citizen desir-ous of being evacuated in times ofemergency would be certain notonly of a place of safety, but of.being housed under decent condi-

: Jtions.'(_j "There would be scope for the

unemployed in fashioning theseplaces of refuge, and their existencewould restore confidence to those

whose lot it is to pass their lives incrowded cities.

"The problem concerns notonly London, but every great cityand provincial town. The emergen-cy trenches in London, point themoral of burrowing on a vast scale,and there is scarcely a great centrein England which does not possesssome hilly retreat."

The evacuation of this vastpopulation has another side to it-that of the householder who is toreceive, in his home and at a mo-ment's notice, the maximum numberof people his house will hold; men,women and children, who mustarrive destitute of almost every-thing. With whatever sympathysuch refugees may be regarded, theapalling discomforts are apparent;and such conditions must last formonths-probably for years.

There is no blinking the factthat such billeting arrangementsare, in effect, a conscription ofpropert'),. Those who have 'experi-enced such conditions know that inmany cases the owners (or originaloccupiers) are, by the sheer pres-sure of such circumstances, virtuallyejected from their own homes.

Everyone of us is willing to dowhat he can, and will bear whathardships must be borne-but notwithout reason. Professor Richard-son has pointed out a solutionwhich can be put into effect im-mediately. It is useless to argueabout cost with those who realisethe outrageous conditions whichthreaten them-and who realisethat Banks create the means ofpayment out of nothing.

Such billeting arrangementsare nothing less than a menace to aman's hold on his own; and to hispower to guard his own householdfrom manifold danger.

Unless we stop them they willbe put into force when the nextcrisis arises.

Billeting is not necessary .It is a vast and wholly unjusti-

fiable DECREASE of the socialamenities and services to which weare accustomed.

All over the country, ratepayers

are demanding LOWER Rates andAssessments with NO Decrease ofSocial Services.

Ratepayers who know whatbilleting means, will add: AND NOBILLETING.

The Campaign organises incountry districts: please note.

, H. E.

* * **WHO PAYS?

Municipal Authorities, we aretold, "feel strongly that the Gov-ernment ought to pay the wholehill"-of £15,000,000 spent duringcrisis week on A.R.P.

Every Councillor knows that aMunicipal Authority never paysanything. Nor do Governments.The people pay-twice, and oftenerif possible.

New LeafletA Leaflet entitled "Bankers

Ac1mit They Create Credit,"records the fact that, in theface of widespread presenta-tion of facts in regard to thecreation of credit by banks,those people who receivedthese assertions with incred-ulity and denied their truth,have had to "eat their ownwords." It is a moral victoryfor all Lower Rates Associ-ations, and will not be lost onthose hundreds of thousands ofratepayers who are joining inthe lower rates campaign.

This leaflet is deserving of avery wide distribution; everycouncillor should receive one,everyone who attends a ratesmeeting and everyone who islending support to an economycampaign.

This leaflet can take theplace of the "Ratepayers'on the automatic canvasses."Money Spent Wrongly" leafletPrice 2/6 per 100; 11/- for 500;

£1 per 1,000.Quota Discount 50 per cent.

From U.R.A.A., Sentinel House,Southampton Row, London, w.e.l.

'Phone Chancery 7248.

Page 12 THE SOCIAL CREDITER

LECTURES AND STUDIES SECTIONANNOUNCEMENTS AND MEETINGS,

Will advertisers please note thatt lie latest time for accepting copy[or this column is 12 noon Mondayfor Saturday's issue.

BELF AST D.S.C. Group-Public meetingswill be held in the Social Credit Rooms,72, Ann Street, Belfast. Next meeting onThursday evening, 27th October at 7-45p.m, The meetings will be addressedby a different speaker each evening onthe subject "The Money Business." Allwelcome. Admission Free.

BIRMINGHAM and District. SocialCrediters will find friends over tea andlight refreshments at Prince's Cafe,Temple Street, on Friday evenings, from6 p.m., in the King's Room"

BLACKBURN Social Credit Study Groupmeets each Tuesday at 8 p.m. in theY.M.C.A., Limbrick. All welcome. En-quiries to Hon. Sec., 47, Whalley NewRoad, Blackburn.

BRADFORD United Democrats. All en-quiries welcome; also helpers wanted.Apply R. J. Northin, 7, Centre Street,Bradford.

DERBY S.C. Association. Meetings areheld fortnightly (Tuesdays) at the "UnityHall," Room 14, at 7-45 p.m. Next Meet-iug, October 18th. "United Social Club"cater for refreshments to all bona fidemembers of S.c. Association.

LIVERPOOL Social Credit Association::Public meetings held fortnightly at 8 p.m.,i.n Reece's .Cafe, Castle Street; admissionfree. Next meeting on Friday, November-lth. Speaker: Mr. C. W. Rhodes. Subject:"You and Your Councillor." All enquiriesreadily attended to by Hon. Secretary,"Greengates," Hillside Drive, Woolton.

PORTSMOUTH D.S.C. Group. Weeklymeetings every Thursday at 8 p.rn, 16,'Ursula Grove, Elm Grove, Southsea.

SOUTHAMPTON Group. Please notethat the Headquarters have been removedto 8, CRANBURY PLACE, SOUTH-AMPTON. Members please call to seethe new and more advantageously-situatedpremises.

TYNESIDE Social Credit Society inviteco-operation to establish a local centre forSocial Credit action in all its aspects.Apply W. L. Page, 74-6, High WestStreet, Gateshead.

WALLASEY Social Credit Association.Enquiries welcomed by Hon. Sec., 2,Empress Road, Wallasey.

WOL VERHAMPTON D.S.C. Group.Fortnightly meetings in the Ante-Room,Central Library.

Miscellaneous Notices.Rate Is. a line. Support our Advertisers.

CARDIFF Lower Rates Demand Associa-tion-Meeting at Kitchener Road School,Canton, on Thursday, 27th October, at8 p.m.

NORTH Newcastle-on- Tyne LowerRA TES Association. All interestedplease get in touch with ]. W. Coward,Deepdale, Holly Avenue, Fawdon, New-castle-on- Tyne, 3.

UNITED Ratepayers' Advisory Associa-tion. District Agent for S. Wales andMonmouthshire, Mr. P. Langmaid, 199,Heathwood Road, Cardiff.

ANYONE having "The A.B.C. oE Financeand Social Credit" by R.L., for disposal,please inform the Director of Publications,c/o THE SOCIAL CREDITER, 10, Am-berley Street, Upper Parliament Street,Liverpool, 8.

"EFFECTIVE POLITICAL ACTION"

The Editor of the "N ew EnglishWeekly" has requested publicationof his letter to H. E., which gavehis reasons for returning the article"Effective Political Action," publish-ed by THE SOCIAL CREDITER.The material passage is as follows:

"Among our reasons for pre-ferring not to give more * space andprominence to this, as an article, isthat we do not think the correspond-ence it would excite on the otherside would be in the interests ofthe movement, in its present critical

condition. At the same time, weagree that an answer should bemade to Mr. Hargraves' indictmentgiving the basis for local initiativeas the technique of S.c. politics.Therefore we should like to publishsuch a letter, but would discouragefurther debate on the point atpresent, until the issue is cleared ofcertain group-political complica-tions in which we do not wish toplay any part."

* More than an amount specified-Editor.

Revised regulations Eor the Diplomaof Fellowship (Course B).*

Candidates for the Diploma of Fellowwill be required:

(1) To have passed the Examination forthe Diploma of Associate.]

(2) To present evidence that they have(a) initiated some course of action

approved by the Secretariat.(b) participated in approved

action in the field, and(c) performed the following Exer-

cises to the satisfaction of theExaminers :-

To prepare in such form as needsonly routine assistance in order to putthem into execution THREE practicalschemes in pursuit of limited objectivessuch as are regularly undertaken on theadvice of Major Douglas, and to answerrelative questions bearing upon pointsof technique which may be raised bythe proposals put forward.In regard to (c), candidates may pro-

pose, but may not choose, the objectivesto be set before them; and they mayreceive such assistance as may be avail-able from the Assistant Director, Lecturesand Studies Section. A time limit willbe set to the completion of each exercise;the written account of the results pre-sented by candidates will be the copyrightof the Social Credit Secretariat; and nofees, other than examination fees, will becharged. Candidates wishing to receivethe matter circulated for the "A" Coursemay do so on payment of the usual feefor that Course alone (in this case £1plus postal surcharge).

These regulations replace the regula-tions for Course "B" in the Prospectus of1937-8.

*tFurther particulars may be obtainedfrom "Diploma," c/o THE SOCIALCREDITER, 10, Amberley Street, UpperParliament Street, Liverpool.

The Social CrediterIf you are not <I; subscriber to THESOCIAL CREDITER, send thisorder without delay.The Social Credit Secretariat,10, Amberley Street,Upper Parliament Street,Liverpool.

Please send THE SOCIALCREDITER to me

Name ..........................................Address .For Twelve Months-I enclose 15/-"Six " ,,7/6"Three" ,,3/9

(Cheques and Postal Orders should becrossed and made payable to "The SocialCrediter."

Published by Tudor Jones and Miles Hyatt forthe Social Credit Secretariat.

Temporary Offices 10...Amberley Street, UpperParliament :>treet, Liverpool.

Printed by J. Hayes & Co., Woolton, Li"cr".,.a.