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The best place to find a place in Jersey
Citation preview
www.places.je
Jersey’s only specialist property magazine & portal | no. 53 | February 14th 2012 x
The best place to find a new place in Jerseyview all properties from
all quality agents at
Jersey’s most comprehensive property platform for home buyers and sellers. Use one of these brands and get your property advertised in the right Places, in print and online.
ESTATE AGENTS
EDGECOXPEELWILSON
This edition:
Love NestsSince it is the month of love we are featuring a selection of the best “Love Nests” currently on the market for all you happy folk who are moving in together
Essential Steps for a Smooth MoveKate Westwater from the Ogier Property team takes us through everything you need to know about buying a property in Jersey
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if you’re looking for property or looking to sell property, look into places; jersey’s dedicated property marketingplatform
in print, online aNd Now iN gaLLEry
<iNtrOdUctiON>
Welcome to Places, the home of quality property in Jersey
iNvoLvEd iN propErTy? PLaceS iS the PLace FOr yOU Places is Jersey’s only publication dedicated to multi agent, high quality property related listings and features in Jersey. Places is produced with high quality print and a quick turnaround, offering ultra competitive rates for high impact premium property goods and services marketing. If you’re a developer, agent, or just a writer interested in home and interiors with some ideas, get in touch.
and
covercredit
covercredits issueFeAtUres property
agENTS/dEvELopErS
Get InClUded next edItIon
book on 811100
FeaTuresProperty Review 22
Essential Guide to Buying 24
Interiors Feature 26
Love Handles 27
JEAA Comment 28
Directory 29
The Blue page 30
22 4
june augjuly sep oct nov dec
We’ve added 50% extra diStribUtiON OF PLaceS by iNSertiNg 10,000 editiONS a mONth iN gaLLery
FeAtUred lisTingsFeatured 4
Featured Rentals 18
Commercial Selection 21
AGeNtlisTingsBenest Estates 5
Red Properties 6
Le Gallais Estate Agents 8
ECPW 10
Maillards Estates 14
Indigo Estates 15
Gaudin Estates 16
BelvedereHomes available from £545,000 – £990,000
Take a walk around the show home for yourself, it’s open from 10am-4pm Mon-Fri, with details of weekend viewings and events available on the website
www.belvedere.co.je 01534 789900
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A-K
St John
4
• Detached bungalow• Deceptively spacious• Rarely found, sought after location• Very large rear gardens• POSSIBLE DEVELOPMENT SITE
£795,000
A-J2
St Helier
3
• Spacious Mews House• Walk in Condition • Perfectly Suited for Couples• Fabulous Dining Room/ Conservatory• Quaint Terrace
2
£525,000
A-J
St John
2
• Spacious First Floor Apartment• Wet electric under floor heating• No restrictions Children or Pets• On-Site Caretaker• Garage Parking + Visitor
1
£535,000
A-J
St Helier
• Ideal First Purchase• Upvc double Glazing• No Parking• Monthly Service Charge £98.33• Children allowed but no Pets
£175,000
1 1 A-H
• Private rear garden• An ideal restoration project• Tranquil valley views• SINGLE GARAGE & 1 PARKING SPACE• Ideal first buy, downsize or investment
St Lawrence
2
£359,000
1 A-KA-J
01534 766689ESTATE AGENTS
featuredselection
love nests: Quaint properties perfect for 2
01534 710710
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
Grouville
3
• Picturesque Location• Quiet Rural Setting• Choice of 3 Stunning Granite Residences• Double Garages• Field Side Gardens
2
£825,000
A-K
01534 766689ESTATE AGENTS
01534 87797701534 737293 Maillard’s01534 737293 Maillard’s
01534 710710
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•Luxuriousspecification•Amazinglocation•Fantasticviews•Alfrescoliving
5 5 A-J&K9
St Mary / St Peter £2,200,000
•3,800sqft•Highspecification•Ruraltoseaviews•Convenientlocation
5 4 A-J&K6
St Brelade £1,695,000
•Bungalow•Ultimatelocation•Seaviews•NewlyRefurbished
3 2 A-J&K6
St Brelade £1,300,000
•PARTEXWELCOME•SeaViews•Directbeachaccess•Alsoforrent
4 2 A-J4
St Clement £799,000
•Immaculate•ClosetoStAubin•Peacefullocation•NOCHAIN
4 3 A-J4
St Brelade / St Peter £699,000
•Detached•Walkincondition•Greenlane•Securegarden
3 1 A-J5
St Martin / St Saviour £550,000
•Penthouse•Furniturepackage•Wraparoundbalcony•Greatviews
2 2 A-J1
St Helier £485,000
•Prestigiousbuilding•Spacious•Nooneaboveorbelow•Townoutskirts
1 1 A-H1
St Helier £229,000
•Buytolet•Goodyield•Longtermtenant•Purposebuilt
1 1 A-H0
St Helier £119,950
•3xrefurbishments,2+bedrooms
•immediatedecision•upto£500,000
•2bedrooms•StOuen
•upto£400,000
•1bedroom•outoftown
•upto£265,000
WANTED BY CASH BUYERS
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1 A-J3
• Terraced, 3 bedroom house• In need of updating• Tremendous potential• A stones throw from the railway walk!• Very popular, convenient location• Garage and gardens
St Brelade £420,000
1 A-J2
• Private rear garden• An ideal restoration project• Tranquil valley views• SINGLE GARAGE & 1 PARKING SPACE• Ideal first buy, downsize or investment
St Lawrence £359,000
2 A-J6
• Large detached property• Six bedrooms• Two or three generation• Two garages and ample parking• Mature gardens• In need of refurbishment
St Helier £750,000
2 A-J4
• Detached 4 bedroom house• 3 Reception Rooms• Large South facing garden• Rural location• Ample parking• Ideal Family Home
St Ouen £699,000
Rural Charm Close to Shops
West is Best Huge House
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8 Esplanade. St Helier. www.redproperties.je01534 710710
2 A-J4
• Substantial & imposing Victorian home• Very flexible accommodation• Home with income/granny flat• In good order throughout• Sought after, rural location• Double garage, parking and gardens
St Ouen £775,000
2 A-J3
• Breathtaking Views of St Ouens Bay• EXCLUSIVE Residential Location• Surrounding gardens with patios• A short drive to Red Houses• Garage plus Large driveway & parking area• YOU WILL NOT FIND A BETTER VIEW!
St Brelade £1,525,000
www.legallais.co.uk
S A L E S • L E T T I N G S • V A L U A T I O N S • P R O P E R T Y M A N A G E M E N T
call: 766689email: [email protected]
£875,000 & £925,000 FREEHOLD A-J CATEGORY
ST MARY
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2
5
3
• Two High Quality Spacious Homes
• One Total Refurbishment & One New Build
• Stunning Family Kitchens
• Spacious Reception Rooms
• Ample Parking
• Rural Views
NEW
15 BATH STREET • ST HELIER • JERSEY • TEL 766689
S A L E S • L E T T I N G S • V A L U A T I O N S • P R O P E R T Y M A N A G E M E N T
ESTATE AGENTS
ST HELIER
£405,000 FREEHOLD A-J
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• Seconds from the Beachfront• Wood Burner in the Lounge• Large Eat-in Kitchen• Southwest Patio Garden• Parking for 2 Cars
ST CLEMENT
£435,000 FREEHOLD A - J
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• Close to the beachfront• Modernised throughout• Large kitchen/diner• Garage plus one• Patio garden & loft storage
ST HELIER
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1
3
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• Top Floor Apartment• One Parking Space• Over Looking the New Town Park• Communal Seating Area• Seconds from the Centre of Town
SHARE TRAnSFER A-H£180,000
TRINITY
FLYInG TRAnSFER A-J
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1
1
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• Tastefully Decorated• Lift Access• Use of all Communal Areas• Allocated Parking• Quiet Location
£266,000
ST LAWRENCE
FREEHOLD A-J
3
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3
3
3
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2
3
3
£710,000
• Detached Family Property• Immaculate Throughout• Safe Enclosed South Facing Garden• Close to all Amenities• Ample Parking
ST OUEN
£610,000 FLYInG FREEHOLD A-H
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• A modern detached new house• Safe enclosed garden• Village on your doorstep• On major bus route• Garage with plenty of parking
ExpEriEncE costs nothing
When you instruct ECPW you get the most experienced team of property professionals in the market. The best part? Our fees are no more than other agencies. Our valuations
are also invaluable and priceless.
If you’d like an informal chat or free valuation of your property,
just give us a call and let our experience work for you.
Some of our latest properties
view all our properties at www.ecpw.co.uk
ST CLEMENT A-H | FREEHOLDDetached granite property which is currently split into 2 spacious 2bedroom units. With excellent return. Also suitable to be reverted back into a great family home (subject to planning permission) with lovely country views. Parking for 4 cars and secure enclosed rear garden.
GROuvILLE A-J | FREEHOLDOccupying a sought after location just a short walk from the Royal Jersey Golf Club and Grouville Bay. A deceptively spacious modern detached house with 4 reception rooms and 4 bedrooms.Enjoying the benefit of a large south facing mature garden with attractive sun patio and swimming pool.
Asking £649 ,000
Asking £975,000
ST SAvIOuR A-H | FREEHOLD Spacious 2 bedroom apartment in walk in condition and tucked away in a quiet yet convenient area of St Saviour. The apartment is purpose built with a balcony overlooking communalgardens, good sized single garage and visitor parking.Internal viewing essential.
ST HELIER A-J | FREEHOLDWell maintained 3 bedroom house. Situated on the outskirts of town yet close to all local amenities. Excellent potential to create a lovely family home. Large enclosed rear garden, garage and additional parking for 2 cars.
Asking £339,000
Asking £475,000
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At Maillards Estates we specialise in character & country properties
Maillard’s Estates
Howard Temple-Redshaw and Tommy A’Court have 69
years experience in valuing and selling properties from
maisonettes to mansions from cottages to castles
WANTED: Character and country properties from £400,000 to £4,000,000 - please call for a professional and personal service second to none. You can’t beat the experience!
A most interesting and unusual barn conversion carried out with great imagination to create a unique home on 3 floors with views over the neighbouring fields and farmland that surround this former Manor House. One of just a handful of dwellings set in this delightful location above the valleys of St. Mary with beautifully manicured gardens. The barn has its own private rear garden with balcony and paved patio whilst inside there are 4 bedrooms and 2 bathrooms and a luxury kitchen/breakfast room.
ST. MARY £685,000
£2,500,000
Offers £2,000,000TRINITY
TRINITY
A rare opportunity to acquire an old Jersey farm approached by a tree lined driveway situated in a superb rural location surrounded by its own land totalling approximately twenty-six vergees. In the same family ownership for several generations and more recently let as a horse racing establishment, the property offers great potential to create a country residence in a secluded position above a wooded valley.
A superbly restored farmhouse with a stunning interior of the highest quality. The owners have carefully spent time and effort creating this beautiful family home by using the finest materials.The property is perfectly suited for those seeking a multi generation residence as it has a detached 2 bedroom cottage plus two 1 bedroom flats which are all currently let for a handsome income. For those with equestrian interests there are 9 stables together with several level paddocks and a sand school. A rare combination.
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St.Ouen
Indigo Estates are delighted to offer to the market this luxury two generation or income generating six bedroom detached home.
Situated in the much loved and sought after parish of St Brelade, this property has been fully refurbished to an exceptionally high standard throughout and is an absolute credit to the current owners. All rooms are of excellent proportions with five of the bedrooms being good-sized doubles all with high quality fitted wardrobes, large lounge with wood burning stove and a luxury kitchen which is fully integrated with Siemens appliances.
Just off the kitchen and through the orangerie, Bi-fold doors open up to the the south/west facing enclosed garden where a high quality timber outbuilding has been constructed offering a variety of uses, such as an office, playroom or gymnasium.
This fine home benefits from ample parking for up to six cars along with a double garage with electric up and over door.To appreciate the high specification and quality throughout an internal viewing is most highly recommended by Indigo Estates.
St. Brelade £1,150,000
6 5 A-J
639955 www.indigo.je [email protected] 31 Hill Street, St Helier, Jersey, JE2 4UA
St.Ouen
New to market for the first time in 13 years, this oh, so charming attached period property is simply oozing character, style and appeal, lovingly restored and renovated by the current owners.
Located in rural and picturesque Grouville, situated close to the church, it is just a ten minute drive into town. A property registered as ‘local interest’ dating back 300 years, it offers deceptively spacious accommodation. An extension to the rear provides a glorious kitchen/breakfast room with easy access to the garden. Solid wood flooring has been laid throughout the ground floor and the living room features a log burning stove. The en-suite master bedroom is quite simply, huge, and the bedroom on the second floor is
of equal proportions. Adjacent to the master bedroom is a small child’s bedroom. The property is double glazed, the windows to the front have internal secondary double glazing and it benefits from gas central heating. The sunny garden is paved and terraced, well stocked with fruit trees and vines, with a chalet style summer house and a block built outhouse, both with power and lighting. Although no onsite parking, permit parking is just 20 yds away at a cost of under £300 pa with free parking in the neighbouring roads.
If your choice is the period property with character and quirkiness and not a new build box, this is the home that you will fall in love with. Indigo Estates are delighted to be appointed the vendor’s sole selling agent.
Grouville £489,000
3 2 A-J
A-J
/Krentalselection
No
n Q
ual
ified
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
Castle Quay
2
• Le Capelain House, Castle Quay• 2nd floor apartment with dressing room• Extensive Waterfront views• Available immediately• Parking for 2 Cars
2
£2,000 PCM
A-J
01534 506281
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
St Helier
3
• Family Home• Outskirts of Town• Rear Garden• Parking & Garage• Available April 2012
1
£1,600 PCM
NQ
01534 76668901534 766689
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
Castle Quay
1
A510 Le Capelain House• 1 bedroom apartment• Courtyard aspect• A- J category. Available immediately• £800 per month
1
£800 PCM
A-J
01534 506281
N/A
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
01534 766689
St Brelades
3
• Modern Apartment• Stunning Views of St Brelades Bay• Not Suitable for Pets• Non Smokers Only• Available Now
3
£2,750 PCM
A-J
01534 766689
St Brelade
3
• Enclosed South Facing Garden• Finished to a high standard• Great quiet location• Ample parking• Unfurnished
2
£2,200 PCM
NQ
01534 766667flatfee.jeSelf-Service Property Sales
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
01534 766689
St Clement
2
• Ground Floor Apartment• Electronic Safety Shutters• Sea Front Location• Extra Storage Shed• Available Immediately
2
£1,667 PCM
A-J
01534 766689
St Lawrence
3 2
£1,650 PCM
A-J
01534 766689
St Clement
2
• Luxury Apartments• Stunning sea views• Large sitting room• Two undercover parking spaces• 2 Bedrooms & 2 Bathrooms
2
£1,600 PCM
A-J
01534 710710
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
01534 766689
St Peter
3 2
£2,333 PCM
NQ
• No housing qualification necessary• Large living room• Fitted kitchen• Three double bedrooms• Garden, garage, parking.
01534 710710
A-J
/K
St Lawrence
3
• Spacious country cottage• 2 bedrooms, large bright rooms• Superb outlook over open fields• Fully fitted kitchen• Parking for 1 car
2
£1,650 PCM
A-J
St Lawrence
2 1
£1,300 PCM
A-J
01534 710710
The island’s freshest foodie guide for islanders and tourists alike, combining the best quality ingredients; a premium
eating guide, a newly designed spring food festival promotion, a mobile and web guide and offers all year...tasty!
Coming in March.
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What is an RTA and when will the Law apply?
A residential tenancy agreement (or RTA) is an agreement that provides for the exclusive occupation of a self-contained residential unit (as prescribed under the Law) for a periodic term or a fixed term of 9 years or less.
The Law will apply to any RTA that is made after the Law comes into force, or those agreements entered into before the Law is in force but which are subsequently varied or amended.
While initially the Law will only apply to leases for qualified accommodation, it will apply to certain unqualified accommodation, such as lodging houses, following the implementation of the Control of Housing and Work (Jersey) Law 201- later this year.
What Now? Before the Law comes into force, the Minister for Housing is undertaking an extensive consultation process, which is due to close on 9th March 2012.
The aspects of the Law under consideration include whether a compulsory standard form of RTA should be introduced, and if so whether it should include a condition report and standard form of notice, to avoid uncertainty in relation to security deposits, breaches of conditions and the termination of the tenancy.
Islanders wishing to make a submission can do so either online by visiting the www.gov.je website or by contacting the Population Office.
What Next? Landlords and letting agents are encouraged to ensure that their letting documents are compliant with the requirements of the Law, and to seek
advice as to how the implementation of the Law may affect the management of their portfolio.
Tenants may wish to take advice in relation to their rights and responsibilities under the new Law. While not all residential leases will immediately fall within the scope of the Law, it is important to understand your legal obligations.
Here to help For an in-depth analysis of what the Law will mean for both landlords and tenants, please go online to download our briefing note, which can be found at the following address: www.careyolsen.com.
If you have any queries regarding the Law, or are concerned about the potential impact the Law may have on you or your business, please do not hesitate to contact a member of the Carey Olsen Property Group, we would be delighted to assist.
A notice to landlords and tenants.Words | Will Whitehead, Associate, Carey Olsen Property Group Telephone 822442 [email protected]
Nearly three years after being adopted by the States, the Residential Tenancy (Jersey) Law 2011 (the “Law”) is expected to come into force this summer.
The Law aims to provide a modern statutory framework to enable the development of fair, transparent and well-regulated agreements between landlords and tenants. In particular, the Law will establish:-
• essential information and provisions to be included in any tenancy agreement;• clear rules relating to notice periods and the termination of tenancies; and• rights and remedies for landlords and tenants in the event of breaches.
01534 625569 P.O. Box 307 Jersey JE4 8ZW Email [email protected] www.crespel.co.uk
St.Ouen
1 A-H
•Studio apartment•Stunning views•Private balcony•Designated parking•Sole agent
St. Helier £168,000
St.Ouen
4 4 A-J
•Swimming pool•Convenient Village location•Double garage•Eat-in kitchen•Sole agent
St. Martin £875,000
St.Ouen
3 2 A-J
•Historic town cottage•Many period features•Central town location•Share transfer•Sole agent
St. Helier £345,000
St.Ouen
6 4 A-J
•Home with income / 2 generation•Refurbishment opportunity•Very large main house•Separate 2 bedroom apartment•Sole agent
St. Brelade £550,000
St.Ouen
4 2 A-J
•Substantial family home•superb gardens•Three receptions•Pristine condition•Sole agent
St. Lawrence £799,000
St.Ouen
3 1 A-J
• Detached• Close to beach and school• Secure garden• Block-built workshop• Sole agent
Bel Royal £450,000
St.Ouen
3 3 A-J
•Superb location•Refurbishment opportunity•Two minutes from beach•Detached•Double garage
Grouville £550,000
St.Ouen
2 1 A-H
•Stunning period building•Many original features•Central village location•Beautifully presented
St. Aubin £399,000
St.Ouen
3 2 A-J
•Stunning new build •High quality finish throughout•Secure private garden•Garage•Sole agent
St. Peter £630,000
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Channel House is a five storey office building which provides efficient modern open plan accommodation throughout. The subject premises are on the fourth floor which are accessed via both lift and staircase.
Channel House, Green Street 1,448 sq ft
T: +44 1534 [email protected]
REGISTERED LODGING HOUSE, excellent decorative order, share transfer, 5 x ONE BEDROOM FLATS, Quiet, walk to work location, Fully let showing 7.45% return
£725,000 / Share Transfer
Duhamel Place, St Helier n/a sq ft
T: +44 1534 [email protected]
Situated in the town centreShop let on recent 9 year lease with two renovated flatsAbove both let outA tidy investment property showing 7% return
£620,000 / Share Transfer
Shop With Two Flats Above n/a sq ft
T: +44 1534 880770
Sizes range from approx 800 to 3700 sqft GIA Ideal for office / medical suite To let or for sale (7% yield)
Spectrum - St Helier 3700 sq ft
T: +44 1534 [email protected]
Well appointed suite of offices in a prestigious location with the option of parking for 4 cars. Available to rent: Main office suite - £40,800pa and Car Parking £2,500 per spaces.
£POA / To Let
Mulcaster St, St.Helier 1,700 sq ft
T: +44 1534 [email protected]
Contemporary town office with storage and 4 onsite parking spaces. Benefits from two separate meeting rooms, kitchenette and air conditioning throughout. Available immediately on a new 9 year FRI Lease.
To Let £37,500pa exclusive
43 Hilgrove Street 1,211 sq ft
T: +44 1534 880880M: +44 7797833506
To let or for sale
Commercialselection
High specification and prestigious office accommodation with dedicated basement parking spaces. The offices are being marketed at a competitive market rental and are located close to the new Millennium Town Park.
To Let
2nd Floor, Le Masurier House 3,466 -7,522sqft
Channel House is a five storey office building which provides efficient modern open plan accommodation throughout. The subject premises are on the fourth floor which are accessed via both lift and staircase.
Channel House, Green Street 1,448 sq ft
T: +44 1534 [email protected]
Non qualified property, seperate house has 4 bedrooms & 4 bathroom with stunning sea views. Near to St Aubins’ facilities. 10 bedroom guest house. Garage and Parking. IMMEDIATELY AVAILABLE !
£2,500,000 / Share Transfer
St Brelade n/a sq ft
T: +44 1534 [email protected]
T: +44 1534 880880M: +44 7797 833506
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Belvedere’s got an old-fashioned village feel with its tree-lined streets and graceful, elegant style evoking the look of Jersey in the 18th and 19th centuries. The homes have distinctive period touches like porches and gables that make them feel like they’ve always been part of the landscape, but they’re designed for practicality with spacious
garages, and generous proportions. The development’s gated, so it feels incredibly secure, and its position in the heart of St Saviour gives you the best of both worlds - far enough into the countryside to feel like you’re getting away from everything when you get home, but close enough to town and schools to make the morning drive a breeze.
Belvedere has been designed by leading architect Robert Adam, a specialist in progressive traditional architecture and responsible for award-winning regeneration schemes such as the Poundbury village just outside Dorchester for the Duchy of Cornwall. Blending traditional styling with contemporary luxury, Belvedere’s been carefully crafted to balance the local landscape and identity with the demands of modern living.
With its easy on the eye design and practical touches, it’s an ideal place to call home.
Looking for the ‘roses round the door’ romantic feel, but with all the latest mod cons? Belvedere is a development of vintage-styled pied à terres with modern touches that you’ll
just love falling in love with.
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The SPeCifiCATion
BelvedereHomes available from £545,000 – £990,000
Take a walk around the show home for yourself, it’s open from 10am-4pm Mon-fri, with details of weekend viewings and events available on the website
www.belvedere.co.je01534 789900
from elegant, Georgian-inspired three floor family homes to chic townhouses with their classical façade, there’s a home to suit any lifestyle. Many of the properties are still available off plan, with full details and floor plans available to download from the Belvedere website.
Classic on the outside, contemporary on the inside, the Belvedere homes will suit the latest in modern chic when it comes to décor. The show home sets off dark wood accents against cool greys and sparkling crystal for an up to date elegant look that
suits the property perfectly. The kitchens have been designed to suit a busy social life with plenty of entertaining, and can be customised to suit any interior style, from contemporary to traditional.
With its far-reaching views across the landscape, and the fresh air and country walks just down the road, Belvedere promises its residents all the best bits about living in the country with none of the compromises. it’s the perfect, picturesque place to create your very own love nest. There’s even space for a rose bush or two…
Insurance
If you are buying a freehold property, you will become the owner of the property as soon as your contract is passed before the Royal Court. You should insure the property in your name (and possibly that of your lender) for its full replacement value from the moment of completion. Share transfer and flying freehold properties will usually already have buildings insurance, but you should insure the contents and your personal possessions.
You should also consider taking out life, critical illness and disability cover, especially if you are borrowing money.
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Words | Kate Westwater, Conveyancer at Ogier Property
Finance
Before you start house hunting, you need to find out how
much you can borrow and therefore what price (taking into
account surveyors and legal fees and disbursements) you can
afford to offer. Please note that stamp duty is payable on a
loan as well as a house purchase.
Ensure the information you provide in respect of any loan
application is accurate. If an offer of a loan is conditional on
certain insurance policies being in place, take steps to ensure
they are in place before completion. Carefully read any loan
offer and promptly return it duly signed to the lender. Check
that required funds will be available before completion. Little
will happen if the money is not available on the day!
Perhaps one of the most striking aspects of moving home is the sheer number of people you have to deal with and co-ordinate to ensure that your move actually happens. There are lawyers, mortgage brokers, banks and other lending institutions, estate
agents, valuers, surveyors, removal companies, insurance companies, utility companies, the post office, and possibly architects and tradesmen and the list can continue, but what do you need to do first?
The SurveyYou’ve found your dream house, but is it all it seems? valuation and structural surveys will give comfort that the house is worth what you are paying and is not going to require unscheduled works to keep it standing. Will the property re-sell? Do there seem to be any issues with neighbouring properties? If purchasing from a developer, what is included in the price and what guarantees are provided as to structure and workmanship?
Instruct Lawyer
It is probably never too early to instruct your lawyer in
respect of your proposed purchase. If possible, provide your
lawyer with clear, written instructions. Keep him advised,
not least if there are changes to the transaction. Ask your
lawyer to provide you with a written statement of all the
fees, disbursements and stamp duty you will be charged,
preferably in the form of a draft completion statement.
The value of striking up a good relationship with your lawyer
is of utmost importance. Given the sometimes obscure and
demanding nature of the Island’s conveyancing system,
competence and experience are essential for the smooth
running of your transaction.
Choose the right firm of lawyers! Choosing the right firm of
lawyers to act for you is also crucially important. Cheapest
is rarely best! The key to a successful move is planning so
that things are not left to the last minute and you are not
rushed into making hasty and ill-considered decisions. Treat
the selection of the correct firm of lawyers to act for you as
a critically important part of your purchase from the very
outset.
If you would like to meet with a member of our team for an informal chat, please call 504111 or visit us online at www.ogierproperty.com
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The property team at Ogier
Our approachable professionals won’t bamboozle you with
legalese or jargon.
We work efficiently and accurately with your best
interests as our number one priority.
Our experience and the quality of our customer service
and systems speed up your transaction.
We make sure the process is as stress-free for you as possible,
giving you value for money.
Our experts provide guidance and support that leads you
through the process.
We help you to negotiate with other parties successfully.
We take a proactive role to complete your transaction.
If you would like to meet with a member of our team for
an informal chat, please call 504111 or visit us online at
www.ogierproperty.com
Arrange RemovalsChaotic removals are usually caused by not giving adequate notice to the removal company. Make sure you arrange your removals company or help from your friends and family two to three weeks in advance of your completion date.
Utility Companies
No-one wants to move in
to find they can’t boil a
kettle for that much needed
cup of tea. The necessary
application forms that need to
be completed and returned to
the various utility companies
can be downloaded from
their websites. Application
forms should be returned at
least four working days before
completion. If you do not give
enough notice, services may
not be available when you
move in or connection costs
might be higher. To help you
with your move, here is a list of
commonly used utilities.
Time ScalesAs can be seen from the above a fair amount of planning has to be undertaken to ensure that everything happens when it should. Working to a realistic timetable is important. Although quicker completions are possible, it is prudent to allow at least four weeks to complete the transaction.
Jersey Water 707302 Jersey Electricity 505460
Jersey Gas755500 Jersey Telecom882882 Sky www.sky.com Tv Licence www.tvlicensing.co.uk Jersey Post
(Postal re-direction)616616 Parish Rates www.parish.gov.je
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Got wood? if you fancy giving a room of your house a bit of a makeover, get on trend and procure some lovely scrapwood wallpaper from ChiChi home. The design is the vision of edgy Dutch designer Piet hein eek (no, we’re not sure how to pronounce that either) who won the international Contemporary furniture fair editor’s Award in 2011 with this paper product. it’s perfect for creating a cosy, homely feeling and adding a touch of eccentricity to your abode.
Love ceramicsJersey Pottery have unveiled their latest ceramic ranges at the prestigious Maison & objet Show in Paris which is attended by buyers from around the world, and Jonathan Jones, Director, says it is a coup for Jersey Pottery to be there.
he said: 'We have been trying to exhibit at the show for a number of years, and we are delighted to be here, showing the best of Jersey's style to the world. There is huge demand to be allowed to exhibit here because it attracts the buyers from so many of the leading retailers, and we have a fantastic stand in a great location. We are still a Jersey company with 18 outlets in Jersey, and all the designs and decisions on our pottery are taken in the island, and our ranges are sold in more than 600 stores in 28 countries and i hope that our new ranges will enable us to continue grow that side of the business.'
The new ranges will go on sale in Jersey in the next few months and will be available from Jersey Pottery's Halkett Place store, when it reopens after refurbishment this month.
Treasure troveThis month's top interiors finds
Hello DeerThe Miho Unexpected Things design collection hails from italy and prides itself on using naturally processed paints and varnishes and recycled MDf. Beautifully made, this easy to construct range’s major selling point is its glorious colour, guaranteed to make an impact. favourites include the deer heads which can be mounted on a wall, and the cute birdhouses which will make a decorative statement in any garden, large or small.
Available from ChiChi Home boutique in St Aubin from £25.
Space saver What do you keep under the stairs? Shoes, tools, toys, recycling boxes, a gimp? however hard we try to keep it tidy, this space often ends up being a graveyard where our things go to die.
The answer is made-to-measure under stairs storage. A practical and tidy way of making the most of this space.
Available from Deriba Furniture www.deriba.co.uk
Say it with a coaster Sometimes it is difficult to find the right words on the spot to convey your true feelings.... so do some prep and have it ready on a coaster. Maybe you could write secret love messages on the backs of them?
They lend themselves very well for when you're having friends round for drinks or dinner and you can have their names on them. Then simply provide chalk and alcohol and watch the fun unfold. Also there are so many drinking games to be had using them!
Available from Amazon.co.uk
Treasure Trove
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Love HaNDLes
A little selection of interesting handles and knobs for all shapes and sizes.
1. Quirky and kitsch
Tea cup print door handle£26 for set of four, Laura Ashley
2. Bird in the hand
Ceramic bird door handle£12 for set of two, Laura Ashley
3. Simple and chic
Cream rose style door knob£16 for set of two, Laura Ashley
4. Vintage and eclectic italian glass door knob £8, Claire Guest
5. interesting and oriental
Golden Buddha hand£25, Lovejoy's Antiques
6. Classic and classy
Crystal heart door knob£16 for set of two, Laura Ashley
7. Chunky and funky
Lizbeth Dahl crystal door handle £4, Elizabeth Howell
8. Solid and sturdy
Crackle flower shape door handle£4.99, The Gooseberry Bush
1 4567823
HandlesLove
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news from the Jersey Estate Agent Associationtheassociation.
comment
For information on becoming a member of the JEAA and benefits, please contact Gill Hunt on 01534 620620 or email [email protected]
Member of the JeAA and not in Places? Call Ceri on 811100 to find out how you can be.
Gill Hunt | President, Jersey Estate Agents’ Association
indigo estates 639955 www.indigo.je
Bridle estates 766999 www.bridle.je
edge Cox Peel & Wilson 877977 www.ecpw.co.uk
Gaudin & Company 730341 www.gaudin.je
Crespel Properties 625569www.crespel.co.uk
Choice Properties 620620 www.choicejersey.com
Moore Properties 880544 www.mooreproperties.co.uk
Maillard’s estates 737293 www.maillards.je
nD estates 629009 www.ndestates.com
Thompson estates Limited 888855 www.thompsonestates.com
Savills 722227 www.savills.je
Quemard Properties 857065 www.quemardproperties.co.uk
Uniquely flats 529000 www.uniquelyflats.je
JER
SE
Y ESTATE AGENTS
A
S S O C I A T I O N
EST1965
JEAAmembers
quemardp r o p e r t i e s
Which estate Agent Should You fall for?With romance in the air again this february Gill hunt of The Jersey estate Agents’ Association takes a loving look at how we could fall head over heels with…an estate agent.
Spring is round the corner and love is in the air. Yet spare a thought for poor estate agents. These, often undervalued, creatures are amongst the least likely to receive a great deal of affection from their clients on valentine’s Day - or any other day for that matter.
But right at the moment, in this dire economic climate, good estate agents can be a bit like perfect sweethearts. It is always best to have someone by your side who values you, who will fight for you, who won’t answer back - too much, who will only hang around your house when you want them to, and has all your best interests at heart. Such a person may not make such a bad partner.
Of course there are good partners and bad partners. Selling property well rests heavily on the partnership built up between seller and estate agent. A good agent will lovingly put your property on a pedestal and then negotiate fiercely to achieve the best deal for you. On the other hand, a lesser agent may just put your property on the internet with all their others and then haggle to find the easiest deal all round.
There is a great difference between the two – often many thousands of pounds. You could come to love the former but hate the latter. The trick is finding the right one at the outset. It’s a bit like finding the best boyfriend or girlfriend. They may look roughly the same but in practice they all act very differently.
So if you are searching for the type of estate agent you could come to love this spring invite a few around to give you some marketing advice and see how you get on. Then ask yourself which you would prefer, the flashy one who brags a lot and is cheap or the one who you feel most comfortable with to act in the most decent way: the one you can come to depend on.
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Morton and MortonOur collections are sourced from all corners of the globe with an eye for exceptional design and individuality. The results can be discovered in our St Peter’s showroom. Stylish designs for your home - living and dining for inside and out, lamps, rugs, art, candles, cushions and accessories to give and keep.
Morton and MortonTel: 726222 www.mortonandmorton.co.uk10.00am-5.00pm Tue-SatOpen late by appointment
23
Chances are that if you’re fl icking through Places you’re also thinking about buying property, home improvements or developing a property. The directory in Gallery gets a good response so we thought Places deserved its own. We’ll be trying to gather Places that sell the nicest bits, bobs, stu� and desirable items for your home. Here are a few examples!
the Places directory
The place to fi nd places that help to make beautiful places.
Swedish StyleCharming ranges of painted furniture, stylish homeware, gentle fl orals, candles and vintage-inspired pieces. If you’re looking for lovely bits for your home or easy gift ideas for loved ones - useful storage, something fl oral, a stylish lamp or some charming decorative pieces - step in for a browse and it’ll be impossible to come out empty handed. Open Mon-Fri 9am-5pm (Thurs till 2pm) Sat 10am-5pm
Linnea of Sweden12 Market Street St Helier Tel: 736449 www.linneaofsweden.com
Morton and MortonOur collections are sourced from all corners of the globe with an eye for exceptional design and individuality. The results can be discovered in our St Peter’s showroom. Stylish designs for your home - living and dining for inside and out, lamps, rugs, art, candles, cushions and accessories to give and keep.
Morton and MortonTel: 726222 www.mortonandmorton.co.uk9.30am-5.30pm Mon-SatOpen late by appointment
Jersey OakJersey Oak specialises in the design and manufacture of bespoke furniture. We pride ourselves in offering you the opportunity to own a unique, tailor made, affordable piece of furniture.We offer a wide range of solid oak products, including furniture, fl ooring, stairs, oak beams and homewards. Gifts and accessories are also available from our studio at the Harbour Gallery, St Aubins.
Jersey OakTel: 07797888782 [email protected]
If your home doesn’t stand out...don’t blame us! BoConcept furniture is modern in design and offers customisation to ensure your functional and aesthetic needs are catered for. Visit Beaumont Home Centre to see our versatile range of furniture. Open Monday - Friday, 9am-5.30pmSaturday 9.30am-12.30pm
BoConceptBeaumont, St Peter.Tel: 822822 • Fax: 822823beaumonthomecentre.comwww.boconcept.co.uk
BUSINESSESget your business listed
here from as little as£38 per issue*
give us a call on 811100 now!
BusinessesGet involved...Have you got a business that would like to attract the househunter / developer? Why not get yourself a place in the new Places directory?
Get included in the next edition; call 811100 or email [email protected]
On TappOn Tapp have an extensive range of quality products from leading suppliers to create your dream kitchen or bathroom. From initial consultation and design to supply only or supply and installation, we take away the stress and project manage your dream kitchen through to completion, enabling you to relax and enjoy the result.
On TappSt. Saviour’s HillTel: 720197Fax: 767338Email: [email protected]
Jersey Insight Classifi edsFor anything & everything – The biggest market place on the island. With more than 9,000 classifi ed listing’s, Jersey Insight is the perfect way of buying and selling unwanted items at a fraction of the cost of new items. Have it – sell it! Want it – buy it!“There is loads of new stuff each week to look through all at great prices” Sarah Thorogood, St Marys
www.jerseyinsight.com
Places_25.indb 23 24/09/2010 16:15
Jersey OakJersey Oak specialises in the design and manufacture of bespoke furniture. We pride ourselves in offering you the opportunity to own a unique, tailor made, affordable piece for your home or garden. We offer a wide range of solid oak products, including furniture, flooring, stairs, oak beams and homewares. Gifts and accessories are also available from our studio at the Harbour Gallery in St Aubin.
23
Chances are that if you’re fl icking through Places you’re also thinking about buying property, home improvements or developing a property. The directory in Gallery gets a good response so we thought Places deserved its own. We’ll be trying to gather Places that sell the nicest bits, bobs, stu� and desirable items for your home. Here are a few examples!
the Places directory
The place to fi nd places that help to make beautiful places.
Swedish StyleCharming ranges of painted furniture, stylish homeware, gentle fl orals, candles and vintage-inspired pieces. If you’re looking for lovely bits for your home or easy gift ideas for loved ones - useful storage, something fl oral, a stylish lamp or some charming decorative pieces - step in for a browse and it’ll be impossible to come out empty handed. Open Mon-Fri 9am-5pm (Thurs till 2pm) Sat 10am-5pm
Linnea of Sweden12 Market Street St Helier Tel: 736449 www.linneaofsweden.com
Morton and MortonOur collections are sourced from all corners of the globe with an eye for exceptional design and individuality. The results can be discovered in our St Peter’s showroom. Stylish designs for your home - living and dining for inside and out, lamps, rugs, art, candles, cushions and accessories to give and keep.
Morton and MortonTel: 726222 www.mortonandmorton.co.uk9.30am-5.30pm Mon-SatOpen late by appointment
Jersey OakJersey Oak specialises in the design and manufacture of bespoke furniture. We pride ourselves in offering you the opportunity to own a unique, tailor made, affordable piece of furniture.We offer a wide range of solid oak products, including furniture, fl ooring, stairs, oak beams and homewards. Gifts and accessories are also available from our studio at the Harbour Gallery, St Aubins.
Jersey OakTel: 07797888782 [email protected]
If your home doesn’t stand out...don’t blame us! BoConcept furniture is modern in design and offers customisation to ensure your functional and aesthetic needs are catered for. Visit Beaumont Home Centre to see our versatile range of furniture. Open Monday - Friday, 9am-5.30pmSaturday 9.30am-12.30pm
BoConceptBeaumont, St Peter.Tel: 822822 • Fax: 822823beaumonthomecentre.comwww.boconcept.co.uk
BUSINESSESget your business listed
here from as little as£38 per issue*
give us a call on 811100 now!
BusinessesGet involved...Have you got a business that would like to attract the househunter / developer? Why not get yourself a place in the new Places directory?
Get included in the next edition; call 811100 or email [email protected]
On TappOn Tapp have an extensive range of quality products from leading suppliers to create your dream kitchen or bathroom. From initial consultation and design to supply only or supply and installation, we take away the stress and project manage your dream kitchen through to completion, enabling you to relax and enjoy the result.
On TappSt. Saviour’s HillTel: 720197Fax: 767338Email: [email protected]
Jersey Insight Classifi edsFor anything & everything – The biggest market place on the island. With more than 9,000 classifi ed listing’s, Jersey Insight is the perfect way of buying and selling unwanted items at a fraction of the cost of new items. Have it – sell it! Want it – buy it!“There is loads of new stuff each week to look through all at great prices” Sarah Thorogood, St Marys
www.jerseyinsight.com
Places_25.indb 23 24/09/2010 16:15
Make your Business
Stand outgive us a call on
811100 now!
Jersey OakTel: 07797888782 [email protected]
On TappOn Tapp have an extensive range of quality products from leading suppliers to create your dream kitchen or bathroom. From initial consultation and design to supply only or supply and installation, we take away the stress and project manage your dream kitchen through to completion, enabling you to relax and enjoy the result.
On Tapp St. Saviour’s HillTel: 720197Fax: 767338Email: [email protected]
David Hick InteriorsLeading the way with interiors and home design, the new showrooms are full of inspiration.Product for every room in your home, including bespoke and affordable kitchens by Edwin of Loxley, tiles by Fired Earth, AGA and AGA cookshop. Rolf Benz, Hulsta, Curtains, Natural Flooring, Accessories…and so much more !
David Hick Interiors Carrefour Selous St LawrenceTel: 865965 Open Tues to Sat 9:30am to 5:00pm
from just £19 per week*directory
make people love you (maybe).Say something more with a directory entry
Get included. Call Ceri on 811100
Some lovely property oreintated businesses....
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Self Storage Interiors Interiors
Interiors Landscape Designers Kitchens and bathrooms
Your entry gives the reader a profile of your business or a message about a particular brand you stock along with a full colour image that epitomises your business and what you offer.
Make moving easyOur brand new, purpose built Self Storage facility offers short or long term, secure and accessible storage.
Situated in the center of St Helier it’s the perfect “Hotel for your Possesions” an ideal solution, with all the boxes and packing materials you require on hand from The Box Shop.
Le Gallais Self Storage Hilgrove Street Tel. 631996www.legallais.co.ukOpen 8-6 Weekdays and 9-1 Sat
Michael Felton LtdMichael Felton Ltd offer a team of qualified award winning landscape designers with over 60 years combined experience in the landscape industry. From initial concept, making better use of your space, to detailed designs we can take the pressure off your project. We can also tender and supervise contracts for landscape work, enabling you to relax and enjoy the end result.
Michael Felton Ltd T: 01534 632101F: 01534 632102E: [email protected]
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We’re pretty sure you don’t carry the Yellow Pages around with you and bet you don’t browse it every month... it’s massive! We’re therefore included some numbers we think may be useful for you as reference in each edition of Places.
bluepageMy gosh. If you’re thinking property, all the numbers you need on the ....
Building Contractorsac mauger construction 744281ac mauger Special Projects 744281Kalmac Ltd 486030Style group Ltd 744281Keystone builders Ltd 859216Style group 744281camerons Ltd 725417david Ward building contractors 485754
Finance Mortgage lendersacorn mortages 618628actus 766620alexander Forbes 724241barclays bank 812000black horse offshore 514700cherry godfrey 711666colomberie Finance 758888equipment rental Finance 737341european insurance brokers 833733hepburns insurance 515151heritage group 758875home buyer Financial Servies 754444hSbc 0845 7662255Jersey home Loans 877833Lloyds tSb bank 08456 025002Lombard Finance 824824mortgage Shop Plus 789830Natwest Offshore 282828royal bank of Scotland 285200Savills Private Finance 709400Synergy Financial Services 750600Skipton 730730 Insurance Companieseasy insurance 849000insurance corporation of c.i 700200Jersey mutual insurance 734246ccv insurance 702777reed insurance 835200rossborough group 500500
lawyersappleby 888777mourant Ozannes 676000carey Olsen 888900benest & Syvret 875875viberts 888666Ogier 504000collas crill 601700
Removal Companiesa class move 625334asco move & Store it 866644carlton carries Ltd 725625country removals 865905Fetch & Karrie 866914good moves Ltd 769086grafters 811114isle move it 610658J&m removals 879839Le cornu removals 780724Phillips international removals 485817Papaduts removals 728155Pinel carriers 722544Pickfords 731251Prestige removal 510564Profreight c.i 730344r & r removals 873932top move 485901U-Store 499898White company plc 484002
Solicitorsappleby 888777andrew begg & co. 734234Ogier 504000bedell cristin 814814collas crill 601700Lempriere Whittaker renouf 506800viberts 888666
Surveyorsandrew arthur 483808gary Le Feuvre 888511geoffrey Wills 285192Peter bridle 727825Peter mercer 854410reynolds charted Surveyors 736226Sarre & company 888848Stephen aylwin & co 731361
Utility Companiesesso Petroleum 826800Jersey electricity 505460Jersey gas 755500Jersey Post 616616Jersey telecom 08007 352500Jersey Water 707300Newtel Solutions 506400
Interiors / Furnituredavid hicks interiors 865965On tapp 720197bauformat 869111beaumont home centre 822822bijou aux eclat 852212channel blinds 484141channel Shutter & door co. Ltd 285916coastline 744233colins and hayes 01424 720027cp Sun blinds and curtains 768141creative Window 744942david hicks 721162de gruchy Furniture department 818731emess Lighting 872772glow Furniture 639777homemaker Furniture department 879822Jersey electricity 505587Jersey Oak 07797 888782Laid Flooring 866536morton & morton 726222
Architectsamarchitects. Ltd 736728andrew harvey architects 869291arkitecture Ltd 852306axis mason Limited 870137barnes & collie Ltd 733100bdK architects 768740derek mason architects Ltd 880488design Plus 639773dyson & bunesnel architects 880861elliott design Partnership 630868gallaher architects 724394Jane Faulkner architects riba 74473Julie temple riba 498176micheal bravery 631312Naish Waddington architects Ltd 766788Nigel biggar & Partners 731391Page architects Ltd 869054Peter Winn associates Ltd 874603richard Le Sueur architects Ltd 626876tSassociates 481743 vaughan Jelley & Son 733535Wildbore hands Ltd 605087
Cleanersclean Life 499506JcF cleaners company Ltd 877694JcOc 725211ace cleaning Ltd 888596
Cheaper prices and better service than the competition?tell 10,000 property focused readers about it here.
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