Places Issue 67

www.places.je

Jersey’s only specialist property magazine & portal | no. 67 | September 15th 2012

The best place to find a new place in Jersey

view properties from all quality agents 24/7 at

Jersey’s most comprehensive property platform for home buyers and sellers. Use one of these brands and get your property advertised in the right Places, in print and online.

WEST IS BEST We take a look inside Bay View Cottage, an exclusive property in St Ouen

TOP TIPS Michael Stein of MS Planning provides us with his top ten tips to help when applying for planning permission

EDGECOXPEELWILSON ESTATE AGENTS

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<iNtrODUCtiON>Welcome to Places, the home of quality property in Jersey

InvOlvEd In PrOPErTy? PlaCeS iS the PlaCe fOr yOU Places is Jersey’s only publication dedicated to multi agent, high quality property related listings and features in Jersey. Places is produced with high quality print and a quick turnaround, offering ultra competitive rates for high impact premium property goods and services marketing. If you’re a developer, agent, or just a writer interested in home and interiors with some ideas, get in touch.

covercr

www.places.je

Jersey’s only specialist property magazine & portal | no. 67 | September 15th 2012

The best place to find a new place in Jersey

view properties from all quality agents 24/7 at

Jersey’s most comprehensive property platform for home buyers and sellers. Use one of these brands and get your property advertised in the right Places, in print and online.

WEST IS BEST We take a look inside Bay View Cottage, an exclusive property in St Ouen

TOP TIPSMichael Stein of MS Planning provides us with his top ten tips to help when applying for planning permission

EDGECOXPEELWILSON ESTATE AGENTS

property

agEnTS/dEvElOPErS

Get InClUded next edItIon

book on 811100

featured listingsFeatured ............................................... 4 Featured Rentals ................................... 11

featuresOgier’s property team take you through a smooth move ..................................... 22West is best .......................................... 1610 tips to help when applying for planning permission ............................. 24Carey Olsen look at contracts for Conveyancing ........................................ 30

agentlistingsDandara ................................................. 6Red Properties ...................................... 8 Indigo Estates ........................................ 10Le Gallais Estate Agents ....................... 12 Gaudin Estates ...................................... 14Crespel ................................................. 15Maillards Estates ................................... 19ECPW & Keys ........................................ 20Lyons ..................................................... 25

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St oUen £775,000 National Trust Property - Places code: 53471This Cottage circa 1600 is listed as a Site of Special Interest and is situated in the far west of the Island. The property, which has been completely and sympathetically refurbished, faces south, with an open aspect north over surrounding agricultural land to the rear. The cottage stands on a generous plot, and briefly comprises, Ground Floor: A large sitting room with functional granite fireplace and inset wood burning stove, kitchen / dining room and cloakroom. First Floor: Three bedrooms, a house bathroom plus extensive loft and eave storage. There is a double garage with extra parking plus garden store, pig sty, well head and goose pen. The cottage has a large garden mostly laid to lawn with many mature fruit trees and shrubs and several historical features. LE GALLAIS: 766689

St Clement £865,000Thoughtfully planned and skillfully built - Places code: 54813The specification and presentation of this property is second to none with finite attention to detail. There is a modern contemporary design both on the outside and inside. This is a four bedroom, two bathroom property with a well proportioned fully integrated kitchen/diner and separate utility room. To the rear of the house is a neat lawned enclosed garden and patio. As well as this there is a garageand two designated additional parking spaces.The development is within easy walking distance to the excellent nearby shopping amenities, the beach of St Clement’s Bay and within a ten minute walk into the town. If there is a golfer or tennis player in the family, one of these properties could be just perfect for you!INDIGO ESTATES: 639955

featuredour pick of the market this fortnight

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St helIer £1,495,000Elegant accommodation - Places code: 51072This fine comprehensively modernised detached residence occupies an enviable quiet rural location set above picturesque Fern Valley, yet is within just a few minutes drive of all amenities. The property has recently been totally modernised to an exceptionally high standard and has also been extended to provide an excellent range of beautifully appointed accommodation, which includes a splendid family kitchen, 3 fine reception rooms and 4 double bedroom suites. Attractive rural views are enjoyed from much of the accommodation. ECPW: 877977

St martIn £730,000Granite barn conversion - Places code: 55013An amazing 4 bedroom granite barn conversion, originally a hay loft dating back to 1877 it now forms part of an exclusive development completed some 7 years ago. This spacious family home has everything for a growing family; 4 bedrooms, 3 bathrooms, a large safe south facing rear garden with direct access from the live-in kitchen plus the benefit of a shared meadow with a duck pond and allocated parking for 3 cars. The huge floored 40’ attic has Velux windows and the potential to be converted into additional living space. In the country yet minutes from all major Secondary Schools and within walking distance of St Martins School and the village shops.RED PROPERTIES: 710710

featured

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3 A-J4

• Built only 10 years ago by a reputable local builder• 23’ Kitchen/diner with a fully fitted modern kitchen• Parking for 6+ cars in the bricked driveway• Close to all the local amenities including primary & secondary schools• The perfect family home

4 A-K6

• Completely restored by a renowned local builder• Adjacent to a quiet rural hamlet• Set within a sun trap paved and walled ‘courtyard’ area• Attractive lawned gardens and a fine heated swimming pool• Located within easy driving distance of St Georges Coeducational School, St Peter’s Village, the airport and other amenities

2 A-J2

• Spacious, PENTHOUSE apartment• Prestigious, marina location• 2 bedrooms, 2 bathrooms• Secure parking for 2 cars• Vaulted living accommodation• Huge south facing terrace

St Helier £585,000

3 A-J4

• Stunning granite barn conversion• 4 bedroom, 3 bathroom home• Kitchen, dining room, seperate lounge• Immediate vacant possession• Parking for several cars• Sunny safely enclosed rear garden

St Martin £730,000

Freehold Freehold

Freehold Share Transfer

St Helier £749,000St Peter £2,950,000

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8 Esplanade. St Helier. www.redproperties.je01534 710710

2 A-J2

• 2 Double bedroom, 2 bathroom ground floor apartment• Purpose built 8 years ago• Generous living areas• Underground secured parking space and communal lock up• Solidwood flooring• Close to the town centre and local schools

1 A-H2

• Brand new modern 2 bedroom home• Superb kitchen• Contemporary bathroom• Attractive Timber doors and staircase• Quality carpets throughout• Parking & safe enclosed garden

1 A-J2

• Two bedroom apartment• Ideal location• Near to shops and bus stop• Minutes from the beach• Two undercover parking spaces• Motivated vendor

St Helier £289,000

2 A-H2

• 2 Double bedroom apartment• 2 spacious ensuite bathrooms• Far reaching views from all rooms• Walk to the shops and across from the beach• As ‘Brand New’ condition• One dedicated parking space

St Peter £325,000

Freehold Share Transfer

Share Transfer Flying Freehold

St Helier £342,000St Saviour £449,000

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639955 www.indigo.je [email protected] 31 Hill Street, St Helier, Jersey, JE2 4UA

Asking £620,000St. Saviour

4 3 A-J

STUNNING PERIOD PROPERTYFOUR BEDROOMS & THREE BATHROOMS

THREE RECEPTIONSCLOSE TO BEACH, TOWN & SCHOOLS

MANY ORIGINAL FEATURESATTRACTIVE ENCLOSED GARDEN

Asking £775,000St. Saviour

5 4 A-J

SUBSTANTIAL PERIOD PROPERTYWONDERFUL FAMILY HOME

FIVE BEDROOMS & FOUR BATHROOMSWELL PRESENTED

PARKING FOR 8+ CARSCLOSE TO SECONDARY SCHOOLS

Asking £630,000St. John

4 3 A-J

DETACHED GRANITE PROPERTYFOUR BEDROOMS & THREE BATHROOMS

PERFECT FAMILY HOMEWALK IN PRESENTATION

CONSERVATORY & PATIO GARDENDOUBLE GARAGE & PARKING

It’s what we offer that moves you...

rentalselection A

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St Lawrence

3

• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space

2

£1,650 PCM

A-J

St Peter

2

• Two bedroom apartment• Stunning Views• Newly Fitted Bathroom• Contempory Interior• Designated Parking

1

£1,250 PCM

A-J

01534 639955

A-J

/K

St Lawrence

3

• Available To Unqualified Applicants• Charming Country Location• Well Presented Accommodation• Short Distance To Village Shopping• Just Down The Hill To The Beach

2

£1,650 PCM

A-J

St Ouen

2 1

£1,600 PCM

NQ

01534 710710

St Lawrence

3


2

£1,650 PCM

A-J

St Mary

3

• Winter Let Only • Fabulous Views • Fully Furnished • Beach Location • Available Now

1

£1,500 PCM

NQ

01534 76668901534 766689

• The Wow Factor!• Exclusive Gated Development• Ideal Family Home• Highest Quality Finishes Throughout• Great Garden!

£1,650 PCM

A-J

£4,583 PCM

A-K

St Lawrence

3 2

St Helier

5 3

01534 710710

St Lawrence

3


2

£1,650 PCM

A-J

Castle Quay

2

• A127 Le Capelain House• £2,800 per month• Available immediately• Highest specification throughout• Marina position with wrap-around balcony

2

£2,800 PCM

A-K

01534 506281

2

St Lawrence

1

• One Bedroom• All Utilities Included• Parking For One Car• Not Suitable For Children Or Pets

1

£1,300 PCM

NQ

01534 736090

St Lawrence

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2

£1,650 PCM

A-J

01534 766689

St Saviour

4

• Spacious Family Home• Garden & Heated Pool• Close to College & Schools• Double Garage & Parking• Available October

3

£3,584 PCM

A-J

01534 766689

St Lawrence

3

• Penthouse Apartment• Huge South Facing Terrace• Available Fully Furnished• Allocated Parking For Two Cars• Marina Development

2

£1,650 PCM

A-J

Castle Quay

2 2

£2,150 PCM

A-J

01534 710710

St Saviour

2

• Immaculate Presentation• Two bedrooms• Allocated Parking• Close To Local Amenities

1

£1,900 PCM

NQ

01534 736090

www.legallais.co.uk

S A L E S • L E T T I N G S • V A L U A T I O N S • P R O P E R T Y M A N A G E M E N T

call: 766689email: [email protected]

LETTINGS & PROPERTY MANAGEMENT

ST BRELADE

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• Secluded Family Home• Le Quennevais School Area• Stunning Country Views• Children Welcome• REF: 66J• Available Now

£2,100 per month A-J

ST PETER

2

2

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• Spacious Bungalow • Across from Beach • Modern Bathroom • Parking for Two • REF: 98S • Available October

A-h£1,450 per month

• Sea Front Family Home• Garden & Patio Area• Double Garage• East Of Island• REF: 29J• Available Now

ST CLEMENT

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5

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A-J£2,000 per month

ST SAVIOUR

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5

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• Comfortable Family Home• Spacious Living Space• Close to Colleges• Garden with Pool• REF: 53J• Available November

£3,000 per month

ST SAVIOUR

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• Modern Family Home• Enclosed Rear Garden• Close to Schools & Town• Parking & Garage• REF: 56S• Available October

£1,750 per month A-J

TRINITY

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• Spacious Family Home• Large Private Garden• South Facing Conservatory• Gated Access• REF: 764S• Available Now

freehold A-J£2,500 per month

15 BATH STREET • ST HELIER • JERSEY • TEL 766689

S A L E S • L E T T I N G S • V A L U A T I O N S • P R O P E R T Y M A N A G E M E N T

ESTATE AGENTS

call: 766689email: [email protected]

ST MARTIN

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• Modern Country Kitchen with AGA

• Cloakroom & Utility Room• Oil Fired Heating • Double Glazing• Functional Fireplaces• Mains Drainage & Water

£1,125,000 freehold A-J

ST SAVIOUR

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• Detached Home • Spacious Reception Rooms • Conservatory • Large Enclosed Garden • Single Garage & Parking • Large Family Kitchen

NEW PRICE

freehold A-J£925,000

ST BRELADE

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• Delightful Detached Property• Separate 1 Bedroom Apartment• Private Spacious Garden• Beautifully Maintained• Double Garage with Ample Parking• Planning Approved to Extend

£1,129,000 freehold A-J

• Quiet Location• Enjoying an Elevated Position• Immaculate Condition• Potential to Extend• No Onward Chain• Garage Plus Ample Parking

ST HELIER

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freehold A-J£735,000

ST BRELADE

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• A Wonderful Family Home• Select Location in West of Island• Adjoining 1 Bedroom Unit• South Facing Mature Garden• Garage & Ample Parking• Freehold A-J

freehold A-J£1,395,000

ST OUEN

1

3

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• 99 Year Leasehold• Site of Special Interest• Extensively Restored• Original Fireplaces• Large Gardens• Double Garage & Parking

leASehold A-J£775,000

Residential & Commercial Sales, Lettings & Management

6 Waterloo Street JE2 4WTTel. 730341 www.gaudin.je

Pristine Granite CottageA-J Freehold

ASKING PRICE

£490,000

3 2

• Lounge/dinerwithfunctionalfireplace• Immaculate throughout• South facing garden• Planspassedtoextend• Low maintainance

ST LAWRENCE REF 11221

TopFloorApartmentA-J Freehold

ASKING PRICE

£299,000

2 1

• Goodsizelounge/dinerwithseparatekitchen• Liftaccess&undercoverparking• Outkirtsof towncentre• Ideal investment• Roof topviewsof town

ST HELIER REF 11228

LargeVersatileAccommodationA-J Freehold

ASKING PRICE

£695,000

4 3

• 2,500 sq ft of accommodation• Largedrivewayforamplecars• In need of gentle modernisation• WalkingdistancetoVillageamenities• Availableimmediately

ST JOHN REF 11211

Panoramic ViewsA-J Freehold

ASKING PRICE

£650,000

3 2

• Stunningpanoramicseaviews• Spaciousopenplanlivingspace• Largesouthfacingpatio&balcony• Astone’sthrowfromthebeach• Viewing essential

ST HELIER REF 11100

LargePenthouseApartmentA-H Freehold

ASKING PRICE

£315,000

2 2

• CurrentlytenanteduntilAug2013• £15kperannum+servicechgscovered• Large lounge/diner• Approx1,000sqft• Topfloor

ST SAVIOUR REF 11235

IdealFamilyHomeA-J Freehold

ASKING PRICE

£795,000

4 4

• Swimming Pool• Conservatory• Large lounge/diner• Eatinkitchen&utility• 2,100 sq ft of accommodation

ST MARTIN REF 10794

Semi-detachedHouseA-J Freehold

ASKING PRICE

£485,000

3 1

• Largekitchendiner• Openfireplace• Loft conversion• Sought after location• Goodsizedgardenandpatio

ST JOHN REF 11225

ViewsOverTheRoyalJerseyGolf Club

A-J Freehold

ASKING PRICE

£850,000

4 3

• LargeFamilyHome• Good sized garden• ViewsoverRJGCandtowardsFrance• Sought after location• Great for entertaining

GROUVILLE REF 11197

StAubin’sCottageA-J Freehold

ASKING PRICE

£439,000

2 1

• Openplanlounge/diner• Separatestudy• Communaldeckedcourtyard• Recentlyrefurbishedthroughout• StrolltoStAubin’svillage

ST BRELADE REF 11220

01534 625569 P.O. Box 307 Jersey JE4 8ZW Email [email protected] www.crespel.co.uk

St.Ouen

4 1 A-H

•Four bedroom •Detached bungalow •Built on large plot in the Village•Sole agent

St. Ouen £630,000

St.Ouen

4 2 A-J

•No more school run!•Detached, 4 bedrooms•2 bathrooms, 4 reception rooms•Located within a 2 minute walk

of the colleges

St. Saviour £675,000

St.Ouen

4 2 A-J

•Two generation or home with income

•4 bedrooms, 2 bathrooms•5 receptions•Garden & ample parking

St. Helier £450,000

St.Ouen

4 2 A-J

•Four bedrooms•Two bathrooms•Four receptions•Garden and parking•Located at Havre des Pas


St.Ouen

4 1 A-J

•Superb granite cottage•Rural location•Close to cliff path walks•Superbly presented

Trinity £560,000

St.Ouen

3 1 A-J

•Pristine detached house•3 bedrooms•Located on a quiet close•Overlooking agricultural land• Sole agent


St.Ouen

4 2 A-J

•Stunning townhouse•Four bedrooms•Two bathrooms•Located within a few moments

walk of the Town Centre


St.Ouen

1 1 A-H

•Ground floor•Purpose-built studio apartment•Parking•Ideal starter home/pied a terre•Sole agent


St.Ouen

2/3 1 A-J

•Stunning property•Bungalow•Two/three bedrooms•Rural location

St. Peter £585,000

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TEAMING UP ONCE AGAIN WITH BISSON BROS. THE PARTNERSHIP HAVE COME UP WITH A BEAUTIFUL NEW OFFERING IN ST OUEN, TURNING TUMBLEDOWN BARNS AND OUTHOUSES, INTO EXCLUSIVE RURAL HOMES…

Along the main stretch of road passed St Ouen’s Village toward Vinchelez, you’ll recognize the road, which bends off to the right to Greve de Lecq where the old Leoville Hotel used to stand… Well, just after that on Route de Vinchelez, on the left there is an opening to a soon to be, very elegant driveway to Bay Tree Cottage: A lovingly restored traditional barn, overlooking farmland and meadows, set within the charming country lanes in the heart of the West.

Cynthia was there at Bay Tree Cottage to tell me all about her biggest endeavor

yet and to show me the uniqueness of each property, “We make homes, not houses,” she said. So true, a woman’s touch is perfectly sprinkled throughout the site as Cynthia treats each home as though it were to be her own. Still, just the right balance is managed, leaving in her property path a sense of style rather than ownership. A canvas primed to perfection. The drive is, at the moment still under some construction, Bay Tree Cottage, however is ready to move right in to. The large parking bay is surrounded by raised flower-beds and the forecourt is lit up in the evening, showing off the granite restoration. As with many barn conversions and restorations, treasure can be found – an old water pump was one of the discoveries at Bay Tree Cottage and the old relic now sits proudly atop the opening to the parking bay.

The entrance in the front garden leads directly into the living room, handy indeed for little ones who like to venture outdoors - the garden has a secure gate and wall surrounding it. The front door is

situated just at the side of the property, with a wide walkway belonging to Bay Tree Cottage. The front door leads into a spacious reception, with a large storage cupboard directly in front, for wellies, coats and brollies, vacuum etc. Stepping into the living room, the large front window and garden door fill the room with light. A westerly orientation ensures that the warmth remains right up until sundown.

The cottage has been dressed, which makes for more of a fun viewing - immediately starting to visualize living there. Sitting on the sofa in front of the log-burning stove in the fireplace, I imagined Christmas Day, which, aptly is when the rest of the development is set to be ready: ‘Juniper Cottage’ and it’s little neighbour, ‘Thyme Cottage’ as well as the main house where developers, Cynthia and Mervin intend to live. Back to the fireplace… it is one of the highlights of the living room. A Jersey Oak mantle piece with a white cement chimney, rugged texture and coziness: A real appreciation of the building. *I was so glad they didn’t paint

CYNTHIA LE MASURIER, AN INDEPENDENT DEVELOPER, HAS

EMBARKED ON HER FOURTH PROJECT, AN EXCLUSIVE CUL-DE-SAC FEATURING 4 PROPERTIES IN ST OUEN

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BAY TREE COTTAGE, ST OUEN ASKING £880,000

ASPEN ESTATES 781781 THOMPSON ESTATES 888855MOORE PROPERTIES 880544

it. Under-floor heating warms the whole of downstairs leaving the walls free from radiators. The carpeted Living room leading onto the porcelain tiled floor throughout the hallway, cloakroom and kitchen.

The downstairs cloakroom is an impressive size, with carefully considered features and décor. The grandly sized second mirror, flush with the wall (excuse the toilet pun), is a fabulous extra for last minute hair adjustments and a quick twirl. The fixtures and fittings are stunning, a perfect finish and there is a vast storage cupboard in there too.

Into the kitchen, the huge, homely country kitchen… *Gasp. Its size is magnificent and with a pretty table lay out and a few finishing touches, I picture breakfast overlooking the vast lush garden. This house is wooing me. All the usual necessities are integrated in the kitchen, high quality Rangemaster oven, Villeroy & Boch Belfast sink, plus a few added extras like the über cool electric sockets set in the

corners, no crumb or grime pick up… clean and efficient. The taps of boiling hot and freezing cold filter water is a coveted feature for sure and the beautiful oak continues through into the heart of the home.

The kitchen leads out onto a large patio area and up onto the garden. With fledgling bushes separating next-door’s plot, the expanse of the space outside is fantastic. With a stable fence at one end, the garden has space for a vegetable patch, kid’s play area or a hot tub if you’d rather. Plenty of room for a BBQ area, Bay Tree Cottage’s garden is an undoubtedly ideal host place for outdoor entertaining. Up the stairs and onto the split landing, up again to the right is the en suite master bedroom and smaller double bedroom (this room would be an ideal kids room, playroom or a decadent dressing room if kids don’t apply). Fitted cupboards have been installed on the landing where wasted space would have left a ledge for dust-gathering objects… The cupboards provide a lot of space, for hanging clothes,

and suitcases, toys or boxes etc. The master bedroom overlooks the West with a sea view across farms and fields from a Juliet balcony - this bedroom is brimming with rural charm. Sunset from here will be quite the picture.

The second largest bedroom and house bathroom are across the split landing. Beautifully decorated and finished, high ceilings are a feature, with exposed beams and woodwork throughout upstairs. The bathroom contains a feature shelf with modern lighting and porcelain tiles on the floor. The colour scheme and wood finishes have been chosen with care and compliment the décor of the rest of the house perfectly, as with every detail in every room.

Bay Tree Cottage is a home for life. It’s charm and personality are what barn conversions are all about and as its neighbouring dwellings are finished, the whole development will be a testament to luxury rural living.

BAY TREE COTTAGE IS A HOME FOR LIFE. IT’S CHARM AND PERSONALITY ARE WHAT BARN CONVERSIONS ARE

ALL ABOUT

At Maillards Estates we specialise in character & country properties

Maillard’s Estates

Howard Temple-Redshaw and Tommy A’Court have 69 years experience in valuing and selling properties from

maisonettes to mansions from cottages to castles

WANTED: Character and country properties from £400,000 to £4,000,000 - please call for a professional and personal

service second to none. You can’t beat the experience!

A truly charming cottage situated in a highly desirable country location backing onto and overlooking acres of beautiful farmland and countryside. Fairfield enjoys rural views from every window and has been lovingly cared for by its owners who have enhanced its charm to make it a really comfortable and cosy home. The accommodation comprises 3 double bedrooms with 2 separate reception rooms and a most delightful kitchen breakfast room. Very sensibly priced for an early sale. The vendors sole agents recommend an early viewing of this rare and desirable country cottage.

Some of the most breathtaking views are enjoyed from this most individual property situated in a coveted hillside location overlooking the stunning countryside of rural Grouville. The house offers 3 bedrooms with 2 bathrooms and a huge lounge with adjoining sunroom plus a separate dining room and double tandem garage. The beautiful garden has been well designed to make the most of the views and is very private with tiered patios and terraces full of colorful plants and shrubs. The vendors sole agents recommend an early viewing to appreciate the stunning location of this property.

A most interesting and unique country cottage thought to be one of the oldest little buildings in the whole of Jersey. We understand that in centuries gone by this Bothy was originally used by the local community of land dwellers to meet in order for them to brew their ale with their locally grown barley and hops. The cottage has now been lovingly restored completely throughout with immense care and thought and at considerable expense to create an accurate replica but with 3 bedrooms, an ultra modern kitchen and bathroom. The cottage sits perfectly in its huge private plot with a horse paddock and is not overlooked. Available

without paddock for an adjusted price if required.

St MARY £575,000

GROUVILLE £695,000

St SAVIOUR £795,000

3 1 A-J

3 2 A-J

3 1 A-J

ST SAVIOuR NON QuALSExecutive two bedroom fully furnished apartment situated in the parish of St Saviour. This apartment has been finished to a very high standard and is immaculate throughout, the property benefits from having balconies and parking for two cars.

ST HELIER A-J & 11KPrestigious newly constructed granite family residence set in a semi rural environment above Vallee Des Vaux Valley. This property is accessed via a private drive secured with gates and boasts five bedrooms, generous living space together with heated pool.

£6000pcm

£1900 PCM

ST OUENThis exclusive new detached home has been developed from an original ancient granite outbuilding, with a newly constructed adjoining wing and now provides a most delightful well appointed quality home. The property forms a part of a newly created prestigious developemt of just 3 beautiful homes, set off a quiet country lane near Plemont Bay. Features include Villeroy and Boch luxury bathrooms, high qualityt hardwood double glazing and underfloor oil fired central heating.

ST BRELADEBeautiful newly built granite house set in a truly enviable location. Surrounded by open fields and enjoying far reaching sea and country views.Accessed by a private driveway with electrically operated gate and offering 32` family kitchen/diner. Spacious lounge, 4 bedrooms, 3 bathrooms, cloakroom and separate utility. A floored 52` loft space, with full headroom affording potential for further accommodation (subject to planning consents).Large garden with patio area and private parking for 7/8 cars.

Asking £825,000

Asking £1,150,000

[email protected]

73609013 Beresford Street, St Helier

ST. HELIER A-JFourth floor two bedroom modern unfurnished apartment situated a few minutes’ walk from the town centre. This property is located within a purpose built block within the parish of St Helier and benefits from secure parking for one car.

ST. CLEMENT A-JFabulous Duplex Penthouse Apartment, sea views over St Clements bay, there are three beds, two with ensuite bathrooms, located within the prestigious Millennium development. Situated within walking distance to town, this apartment is not to be missed.

£1250pcm

£2500pcm

ST LAWRENCELarge family home located within walking distance to the beach and short drive to St Aubin. This well maintained home offers 4/5 bedrooms, 3 good receptions, family kitchen, utility and 2 bathrooms. Externally is a large enclosed garden and ample parking.

ST CLEMENTSubstantial family home with adjoining 1 bedroom cottage. Situated in Samares Lane and offering generously proportioned accommodation. Main house consisting of sitting room with original features, large conservatory, eat in family kitchen, cloakroom, utility, house bathroom, 2 bedrooms suites plus 2 further doubles. Enclosed rear lawned garden with paved patio areas and rear paved courtyard.

Asking £745,000

Asking £ 895,000

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Insurance

If you are buying a freehold property, you will become the owner of the property as soon as your contract is passed before the Royal Court. You should insure the property in your name (and possibly that of your lender) for its full replacement value from the moment of completion. Share transfer and flying freehold properties will usually already have buildings insurance, but you should insure the contents and your personal possessions.

You should also consider taking out life, critical illness and disability cover, especially if you are borrowing money.

Words | Ogier’s Property Team

Finance

Before you start house hunting, you need to find out how

much you can borrow and therefore what price (taking into

account surveyors and legal fees and disbursements) you can

afford to offer. Please note that stamp duty is payable on a

loan as well as a house purchase.

Ensure the information you provide in respect of any loan

application is accurate. If an offer of a loan is conditional on

certain insurance policies being in place, take steps to ensure

they are in place before completion. Carefully read any loan

offer and promptly return it duly signed to the lender. Check

that required funds will be available before completion. Little

will happen if the money is not available on the day!

Perhaps one of the most striking aspects of moving home is the sheer number of people you have to deal with and co-ordinate to ensure that your move actually happens. There are lawyers, mortgage brokers, banks and other lending institutions, estate

agents, valuers, surveyors, removal companies, insurance companies, utility companies, the post office, and possibly architects and tradesmen and the list can continue, but what do you need to do first?

The SurveyYou’ve found your dream house, but is it all it seems? Valuation and structural surveys will give comfort that the house is worth what you are paying and is not going to require unscheduled works to keep it standing. Will the property re-sell? Do there seem to be any issues with neighbouring properties? If purchasing from a developer, what is included in the price and what guarantees are provided as to structure and workmanship?

Instruct Lawyer

It is probably never too early to instruct your lawyer in

respect of your proposed purchase. If possible, provide your

lawyer with clear, written instructions. Keep him advised,

not least if there are changes to the transaction. Ask your

lawyer to provide you with a written statement of all the

fees, disbursements and stamp duty you will be charged,

preferably in the form of a draft completion statement.

The value of striking up a good relationship with your lawyer

is of utmost importance. Given the sometimes obscure and

demanding nature of the Island’s conveyancing system,

competence and experience are essential for the smooth

running of your transaction.

Choose the right firm of lawyers! Choosing the right firm of

lawyers to act for you is also crucially important. Cheapest

is rarely best! The key to a successful move is planning so

that things are not left to the last minute and you are not

rushed into making hasty and ill-considered decisions. Treat

the selection of the correct firm of lawyers to act for you as

a critically important part of your purchase from the very

outset.

If you would like to meet with a member of our team for an informal chat, please call 504111 or visit us online at www.ogierproperty.com

Time ScalesAs can be seen from the above a fair amount of planning has to be undertaken to ensure that everything happens when it should. Working to a realistic timetable is important. Although quicker completions are possible, it is prudent to allow at least four weeks to complete the transaction.

Our promises to you:

WE MAKE It HAPPENWe make sure the process is as stress-free for you as possible giving you peace of mind that your property transaction will

complete on time.

WE WILL GIVE YOU QUALItY SERVICE

We provide guidance and support to you throughout the

process. Our approachable professionals have the

expertise and experience to handle all levels of transactions. We take a proactive approach and should problems occur we

will find solutions.

WE WILL GIVE YOU VALUE FOR MONEY

We put your best interests first. Our quality service is efficient and effective so we save you

time and money.

If you would like to meet with a member of our

team for an informal chat, please call 504111 or visit us online at

www.ogierproperty.com where you can:

View our 8 step guide for a smooth move

Download moving and viewing checklists

Calculate your stamp duty

Keep up to date on the latest property news and law changes

Find answers to your most commonly asked questions

Arrange RemovalsChaotic removals are usually caused by not giving adequate notice to the removal company. Make sure you arrange your removals company or help from your friends and family two to three weeks in advance of your completion date.

Utility Companies

No-one wants to move in

to find they can’t boil a

kettle for that much needed

cup of tea. The necessary

application forms that need to

be completed and returned to

the various utility companies

can be downloaded from

their websites. Application

forms should be returned at

least four working days before

completion. If you do not give

enough notice, services may

not be available when you

move in or connection costs

might be higher. To help you

with your move, here is a list of

commonly used utilities.

Jersey Water 707302 Jersey Electricity 505460

Jersey Gas755500 Jersey Telecom882882

Sky www.sky.com TV Licence www.tvlicensing.co.uk Jersey Post

(Postal re-direction)616616 Parish Rates www.parish.gov.je

077977 7650801534 481894

www.lyonsestates.co.uk

If you’re looking to sell your property, make sure you knock on the right door.

Queen of the Jungle BIG enouGh to cope But SMALL enouGh to cAre

ST CLEMENT

ST BRELADE

ST BRELADE

ST CLEMENT

ST BRELADEST HELIER

MILLBROOK

ST CLEMENT

£645,000

£899,000

£2,250,000

£849,000

£895,000£745,000

£1,075,000

£625,000

3-4 2 Y A-J

3 2 Y A-J

5 3 Y A-J

5 5 Y A-K

2 2 Y A-J3 2 Y A-J

3 2 Y A-J

4 2 Y A-J

» One of a kind » Luxury apartment » Finished to highest standard » High over corbiere » Private patio

» Granite delight » Town outskirts » Superb country setting » Immaculate throughout » Walk to work

11K PROPERTYSAND SCHOOL , STABLES AND 8

VERGEES IN ST MARY £2.95M

LARGE VICTORIAN HOUSE IN ST OUEN £1.8M

UNIQUE, DETACHED VICTORIAN 3 BED, SCOPE TO EXTEND WITH

ACCESS TO BEACH IN ST CLEMENT £645,000

IMMACULATE 5 BEDROOM, 3 BATHROOM IN ST HELIER WITH PARKING FOR 3-4 CARS AND A

PATIO GARDEN £565,000

» Edwardian house » Large south facing lawn » Functional fireplace » Close to town » Short walk to beach

» Stunning home finished to exceptional standard » Scope to extend » Swf lawn garden » Garage and parking » Just move in » Access to beach

» Haven of peace & tranquility » Idyllic home » Very large plot » Safe & secure for pets and children » Large garden

» Unique over 5500 sq ft » 60’ Kitchen diner » Indoor swimming pool » Lawn garden » Finished to exceptional standard » Could be 2-generaton

» Superb victorian 2 generation home » Close to shops » Large reception room » Parking for 8 cars » Direct access to millbrook park » Immaculate throughout

» Close to green island » Tip top order throughout » Low maintenance » Home for growing family » Eat in kitchen » Garage parking

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IF YOU’VE DECIDED TO DEVELOP YOUR PROPERTY, ONE OF THE FIRST HURDLES YOU WILL FACE WILL BE OBTAINING THE NECESSARY PLANNING PERMISSIONS. THIS PROCESS CAN SEEM DAUNTING, LENGTHY AND EXPENSIVE BUT IT DOESN’T NEED TO BE. HERE, MICHAEL STEIN OF MSPLANNING PROVIDES A USEFUL CHECKLIST OF THINGS TO CONSIDER BEFORE YOU START TURNING YOUR DREAM INTO REALITY.

1. WHAT PLANNING ZONE IS THE SITE IN?Most of the Island’s land is in the Green Zone, which provides protection and a general presumption against new development but there are still certain types of development that might be permissible. Other zones may be more restrictive (coastal national park), or less restrictive (built up areas). Find out what zone your site is in to determine what development is acceptable.

2. WHAT ARE THE RELEVANT PLANNING POLICIES?The Island Plan contains many other planning policies relating to the economy, housing, transport and so on. All the relevant policies for your land will, generally, need to be complied with so knowledge and understanding of these policies is necessary.

3. ARE THERE ANY OTHER STANDARDS OR GUIDELINES RELEVANT TO THE PROPOSAL?In addition to the Island Plan, be aware of Supplementary Planning Guidance documents. These provide guidance on various tasks which need to be carried out to accompany planning applications, and identifies various standards to be met.

4. ARE ANY OF THE BUILDINGS LISTED?Around 4000 buildings in the Island are included on the register of buildings for their architectural or historical importance. The register is currently being reviewed. These buildings are heavily protected against demolition, partial demolition or external alteration and some have their internal fabric protected too. It is sensible to obtain professional advice as you cannot make any external alterations without planning permission.

5. WHAT SERVICES ARE THE SITE CONNECTED TO?Developments which involve a large increase in site use will, normally, require the site to be connected to the foul sewer. If connection is proven to be too costly (a formula exists for working it out), then connection onto a tight tank may be allowed. Connection to the mains water supply is not a prerequisite so a proposal can rely on a borehole (but note these are now licensed).

6. IS THE ACCESS SATISFACTORY FOR HIGHWAY SAFETY?Increased site use may also require improvements to be made to sub-standard existing accesses, for highway safety. We recommend professional guidance be sought in advance of any approach to the highway authorities to see how access can be improved.

7. WHAT DESIGN APPROACH SHOULD BE FOLLOWED?A new building needs to fit comfortably in its context in terms of size, scale and design. Is a modern design appropriate or would a traditional form be more in keeping? More often than not a building will need to be under-stated rather than iconic.

8. DOES THE SITE HAVE A PLANNING HISTORY?It is worthwhile researching the planning history for your site to see if previous similar proposals have been approved or refused. If a previous application has been refused, it is possible the reasons for refusal could be addressed to reach a successful outcome.

9. IS THERE ‘PLANNING GAIN’ FROM THE PROPOSAL?A proposal that brings physical or environmental improvements for the community, such as improving highway safety for a number of properties outside of the application site, can be used to support a proposal, especially if the planning considerations are finely balanced.

10. ARE THERE ANY RESTRICTIVE COVENANTS WHICH PROHIBIT DEVELOPMENT?It is not uncommon for applicants to have paid for expensive plans and obtained planning consent only to find that the title deeds to their property prohibit them from carrying out the development as planned. Private property rights override planning consents.

MSPlanning Ltd provides a professional planning service to assist you through this statutory process. We also provide a full architectural service so, once planning permission has been obtained, we can produce the plans necessary for obtaining Building Bye-Law consent, prepare tender documentation for choosing a main contractor and, finally, administer the building contract on your behalf from beginning to end. Visit www.msplanning.co.uk to find out more.

10 tIpS to help when applyInG for plannInG permISSIonwords | Michael Stein, MS Planning

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INTERIORS & EXTERIORS

BLOOMING BRILLIANT!

Words | Rebecca Ransom

Director, Ransoms Garden Centre

In the world of plants, gardens and flowers, the idea of ‘vintage’ relates to our own fondest memories of those plants, scents, places and the people who we associate with them. We all have a trigger plant in our memory or mind somewhere, but you may just not be able to name it. Here are some of the most classic plants and flowers, that when brought together in one garden will truly make your patch the most memorable piece of vintage gardening going!

ROSES I love classic English roses with big dopey flowers and a subtle scent of myrrh.

LAVENDER Has greatest scent, it is easy to grow and adored by every generation; this one is the ultimate classics.

FORGET ME NOT A wonderful little plant that adores the slightly damper shadier gardens.

HONESTY This is a personal favourite, not only do they have beautiful flowers, the seedpods form gorgeous moon like plates that glow when the light hits them.

SWEET WILLIAM A Stunning sweet smelling biennial with pretty heads of glowing pinks, reds and crystal whites.

JASMINE Again loved for its scent which it releases in delicate waves in the early evening.

HONEYSUCKLE This is so easy to grow, it has flowers that look like pale sea anemones.

BUDDLEJA This has always been popular due to its huge attraction to butterflies and bees. It is a stunning plant, easy to grow, loves the sun and can make a stunning hedge.

HYDRANGEA Some love these plants, some don’t, but this is quite simply vintage Jersey, huge rounded heads of the purest shabby chic. I love them, no pests or disease and easy to grow!

A BULTHAUP WOW-FACTOR TRANSFORMATIONCharlie and Angela had been working on their house, rebuilding their four bathrooms, and improving windows in other rooms. Their kitchen was the next big project.

The brief they gave Stewart Carr at bulthaup Winchester was to create a light, airy, highly contemporary and cutting edge kitchen in line with the bathrooms they had already completed.

Stewart worked with Interior Designer Lynne Skelton to get the maximum potential out of the space. The utility room used to be next to the kitchen, separated by a small patio, and it was decided to extend the kitchen out across the patio to meet the utility. This provided the necessary width to enable a fabulous long central island - something that Angela had always wanted.

Lynne was keen for the new space to stand out structurally from the rest of the house and created a huge glass corner giving clear views of the garden. A large electric glass roof light in the ceiling further enhanced the feeling of light and space.

Charlie and Angela decided to finish the central island in applewood with a slim and practical 10mm stainless steel worktop. This is their main preparation, storage and cooking area; it includes an Atag induction hob and a seamlessly integrated bulthaup sink.

A tall run in Alpine white laminate with laser welded edges was created to discretely hold a Gaggenau fridge freezers, ovens, a wine chiller and a crockery cabinet, with internal drawers for easy access right to the back. The opposite wall IS the designated washing up area with a wide bulthaup stainless steel sink and draining area, Miele dishwasher, and further storage.

“The finished result really is incredible” Charlie enthused “Angela and I are bowled over with just how fantastic it looks.”

FOR MORE INFORMATION ON BULTHAUP KITCHENS JUST CALL STEWART CARR AND HIS TEAM ON 01962 849000

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Make your Business

Stand outgive us a call on

811100 now!

23

Chances are that if you’re fl icking through Places you’re also thinking about buying property, home improvements or developing a property. The directory in Gallery gets a good response so we thought Places deserved its own. We’ll be trying to gather Places that sell the nicest bits, bobs, stu� and desirable items for your home. Here are a few examples!

the Places directory

The place to fi nd places that help to make beautiful places.

Swedish StyleCharming ranges of painted furniture, stylish homeware, gentle fl orals, candles and vintage-inspired pieces. If you’re looking for lovely bits for your home or easy gift ideas for loved ones - useful storage, something fl oral, a stylish lamp or some charming decorative pieces - step in for a browse and it’ll be impossible to come out empty handed. Open Mon-Fri 9am-5pm (Thurs till 2pm) Sat 10am-5pm

Linnea of Sweden12 Market Street St Helier Tel: 736449 www.linneaofsweden.com

Morton and MortonOur collections are sourced from all corners of the globe with an eye for exceptional design and individuality. The results can be discovered in our St Peter’s showroom. Stylish designs for your home - living and dining for inside and out, lamps, rugs, art, candles, cushions and accessories to give and keep.

Morton and MortonTel: 726222 www.mortonandmorton.co.uk9.30am-5.30pm Mon-SatOpen late by appointment

Jersey OakJersey Oak specialises in the design and manufacture of bespoke furniture. We pride ourselves in offering you the opportunity to own a unique, tailor made, affordable piece of furniture.We offer a wide range of solid oak products, including furniture, fl ooring, stairs, oak beams and homewards. Gifts and accessories are also available from our studio at the Harbour Gallery, St Aubins.

Jersey OakTel: 07797888782 [email protected]

If your home doesn’t stand out...don’t blame us! BoConcept furniture is modern in design and offers customisation to ensure your functional and aesthetic needs are catered for. Visit Beaumont Home Centre to see our versatile range of furniture. Open Monday - Friday, 9am-5.30pmSaturday 9.30am-12.30pm

BoConceptBeaumont, St Peter.Tel: 822822 • Fax: 822823beaumonthomecentre.comwww.boconcept.co.uk

BUSINESSESget your business listed

here from as little as£38 per issue*

give us a call on 811100 now!

BusinessesGet involved...Have you got a business that would like to attract the househunter / developer? Why not get yourself a place in the new Places directory?

Get included in the next edition; call 811100 or email [email protected]

On TappOn Tapp have an extensive range of quality products from leading suppliers to create your dream kitchen or bathroom. From initial consultation and design to supply only or supply and installation, we take away the stress and project manage your dream kitchen through to completion, enabling you to relax and enjoy the result.

On TappSt. Saviour’s HillTel: 720197Fax: 767338Email: [email protected]

Jersey Insight Classifi edsFor anything & everything – The biggest market place on the island. With more than 9,000 classifi ed listing’s, Jersey Insight is the perfect way of buying and selling unwanted items at a fraction of the cost of new items. Have it – sell it! Want it – buy it!“There is loads of new stuff each week to look through all at great prices” Sarah Thorogood, St Marys

www.jerseyinsight.com

Places_25.indb 23 24/09/2010 16:15

Jersey OakJersey Oak specialises in the design and manufacture of bespoke furniture. We pride ourselves in offering you the opportunity to own a unique, tailor made, affordable piece for your home or garden. We offer a wide range of solid oak products, including furniture, flooring, stairs, oak beams and homewares. Gifts and accessories are also available from our studio at the Harbour Gallery in St Aubin.

23

Chances are that if you’re fl icking through Places you’re also thinking about buying property, home improvements or developing a property. The directory in Gallery gets a good response so we thought Places deserved its own. We’ll be trying to gather Places that sell the nicest bits, bobs, stu� and desirable items for your home. Here are a few examples!

the Places directory

The place to fi nd places that help to make beautiful places.

Swedish StyleCharming ranges of painted furniture, stylish homeware, gentle fl orals, candles and vintage-inspired pieces. If you’re looking for lovely bits for your home or easy gift ideas for loved ones - useful storage, something fl oral, a stylish lamp or some charming decorative pieces - step in for a browse and it’ll be impossible to come out empty handed. Open Mon-Fri 9am-5pm (Thurs till 2pm) Sat 10am-5pm

Linnea of Sweden12 Market Street St Helier Tel: 736449 www.linneaofsweden.com

Morton and MortonOur collections are sourced from all corners of the globe with an eye for exceptional design and individuality. The results can be discovered in our St Peter’s showroom. Stylish designs for your home - living and dining for inside and out, lamps, rugs, art, candles, cushions and accessories to give and keep.

Morton and MortonTel: 726222 www.mortonandmorton.co.uk9.30am-5.30pm Mon-SatOpen late by appointment

Jersey OakJersey Oak specialises in the design and manufacture of bespoke furniture. We pride ourselves in offering you the opportunity to own a unique, tailor made, affordable piece of furniture.We offer a wide range of solid oak products, including furniture, fl ooring, stairs, oak beams and homewards. Gifts and accessories are also available from our studio at the Harbour Gallery, St Aubins.


If your home doesn’t stand out...don’t blame us! BoConcept furniture is modern in design and offers customisation to ensure your functional and aesthetic needs are catered for. Visit Beaumont Home Centre to see our versatile range of furniture. Open Monday - Friday, 9am-5.30pmSaturday 9.30am-12.30pm

BoConceptBeaumont, St Peter.Tel: 822822 • Fax: 822823beaumonthomecentre.comwww.boconcept.co.uk

BUSINESSESget your business listed

here from as little as£38 per issue*

give us a call on 811100 now!

BusinessesGet involved...Have you got a business that would like to attract the househunter / developer? Why not get yourself a place in the new Places directory?

Get included in the next edition; call 811100 or email [email protected]

On TappOn Tapp have an extensive range of quality products from leading suppliers to create your dream kitchen or bathroom. From initial consultation and design to supply only or supply and installation, we take away the stress and project manage your dream kitchen through to completion, enabling you to relax and enjoy the result.

On TappSt. Saviour’s HillTel: 720197Fax: 767338Email: [email protected]

Jersey Insight Classifi edsFor anything & everything – The biggest market place on the island. With more than 9,000 classifi ed listing’s, Jersey Insight is the perfect way of buying and selling unwanted items at a fraction of the cost of new items. Have it – sell it! Want it – buy it!“There is loads of new stuff each week to look through all at great prices” Sarah Thorogood, St Marys

www.jerseyinsight.com

Places_25.indb 23 24/09/2010 16:15


David Hick InteriorsLeading the way with interiors and home design, the new showrooms are full of inspiration.Product for every room in your home, including bespoke and affordable kitchens by Edwin of Loxley, tiles by Fired Earth, AGA and AGA cookshop. Rolf Benz, Hulsta, Curtains, Natural Flooring, Accessories…and so much more !

David Hick Interiors Carrefour Selous St LawrenceTel: 865965 Open Tues to Sat 9:30am to 5:00pm

from just £19 per week*directory

make people love you (maybe).Say something more with a directory entry

Get included. Call Ceri on 811100

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Self Storage Interiors Interiors

Landscape Designers Manufacture Landscapes

Your entry gives the reader a profile of your business or a message about a particular brand you stock along with a full colour image that epitomises your business and what you offer.

Michael Felton LtdMichael Felton Ltd offer a team of qualified award winning landscape designers with over 60 years combined experience in the landscape industry. From initial concept, making better use of your space, to detailed designs we can take the pressure off your project. We can also tender and supervise contracts for landscape work, enabling you to relax and enjoy the end result.

Michael Felton Ltd T: 01534 632101F: 01534 632102E: [email protected]

Just clocking in...Oh, hello - are you looking at us? You are? Why thank you! We are Factory, and we’re behind some of the biggest names in publishing locally like Gallery, Appetite and of course the very publication you hold in your hands right now; Places. Chances are you’re not the only person who’s noticed this little ad, so just think what it could do for your business?

Factory T: 01534 811100E: [email protected]: www.factory.je

For Beautiful Gardens...Speak to Andrew Le Maistre. Also stocking a wide range of sheds and outbuildings as well as offering every aspect of garden clearance, creation and care. A family run company, all work is professionally undertaken to meet the highest standards and guarantee longevity of the finished product whether it be for domestic, commercial or retail premises.

Andrew Le Maistre LandscapesT: 01534 867021 T: 07797 729123

Andrew Le Maistre L A n d s c A p e s

Make moving easyThe Box Shop at Le Gallais has a complete range of boxes and packing materials that will make moving home so much easier.

Simply order online or pull into our Self Storage facility in Hilgrove Street and load up with all the boxes and materials you need. If you require a large quantity we will deliver to your home.

Le Gallais Self Storage Hilgrove Street Tel. 631996www.legallais.co.ukOpen 8-6 Weekdays and 9-1 Sat

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directory listings

Building ContractorsaC Mauger Construction 744281aC Mauger Special Projects 744281Kalmac ltd 486030Style Group ltd 744281Keystone Builders ltD 859216Style Group 744281Camerons ltD 725417David Ward Building Contractors 485754

finance & mortgage lendersacorn mortgages 618628actus 766620alexander forbes 837837Barclays Bank 812000Black horse offshore 514700Cherry Godfrey 711666Colomberie finance 758888equipment rental finance 737341european insurance Brokers 833733hepburns insurance 515151heritage Group 758875home Buyer financial Servies 754444hSBC 0845 7662255Jersey home loans 877833lloyds tSB Bank 08456 025002lombard finance 824824Mortgage Shop Plus 789830Natwest Offshore 282828royal Bank of Scotland 285200Savills Private finance 709400Synergy financial Services 750600Skipton 730730 Insurance Companieseasy insurance 849000insurance Corporation of C.i 700200Jersey Mutual insurance 734246CCV insurance 702777reed insurance 835200rossborough Group 500500

removal Companiesa Class Move 625334asco Move & Store it 866644Carlton Carries ltd 725625Country removals 865905fetch & Karrie 866914Good Moves ltd 769086

Grafters 811114isle Move it 610658J&M removals 879839le Cornu removals 780724Phillips international removals 485817Papaduts removals 728155Pinel Carriers 722544Pickfords 731251Prestige removal 510564Profreight C.i 730344r & r removals 873932top Move 485901U-Store 499898White Company plc 484002

Solicitorsappleby 888777andrew Begg & Co. 734234Bedell Cristin 814814Benest & Syvret 875875Carey Olsen 888900Collas Crill 601700lempriere Whittaker renouf 506800Ogier 504000 Mourant Ozannes 676000Viberts 888666

Surveyorsandrew arthur 483808Gary le feuvre 888511Geoffrey Wills 285192Peter Bridle 727825Peter Mercer 854410reynolds Charted Surveyors 736226Sarre & Company 888848aBS Consultants ltd 731361

Utility Companiesesso Petroleum 826800Jersey electricity 505460Jersey Gas 755500Jersey Post 616616Jersey telecom 08007 352500Jersey Water 707300Newtel Solutions 506400

Interiors / furnitureDavid hicks interiors 865965Bauformat 869111Beaumont home Centre 822822

Bijou aux eclat 852212Channel Blinds 484141Channel Shutter & Door Co. ltd 285916Coastline 744233Colins and hayes 01424 720027Cp Sun Blinds and Curtains 768141Creative Window 744942David hicks 721162De Gruchy furniture Department 818731emess lighting 872772Glow furniture 639777homemaker furniture Department 879822Jersey electricity 505587Jersey Oak 07797 888782laid flooring 866536Morton & Morton 726222

architectsamarchitects. ltd 736728andrew harvey architects 869291arkitecture ltd 852306axis Mason limited 870137Barnes & Collie ltd 733100BDK architects 768740Derek Mason architects ltd 880488Design Plus 639773Dyson & Bunesnel architects 880861elliott Design Partnership 630868Gallaher architects 724394Jane faulkner architects riBa 74473Julie temple riBa 498176Michael Bravery 631312Naish Waddington architects ltD 766788Nigel Biggar & Partners 731391PaGe architects ltd 869054Peter Winn associates ltd 874603richard le Sueur architects ltd 626876tSassociates 481743 Vaughan Jelley & Son 733535Wildbore hands ltd 605087

CleanersClean life 499506JCf Cleaners Company ltd 877694JCOC 725211ace Cleaning ltD 888596

house ClearanceMorley’s Clearances 529955

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The following is a brief synopsis of what you might expect to see in your purchase contract.

FORMAL GREETINGS

All hereditary contracts open with general greetings of the Court by the Bailiff acting under the Sovereign authority. Whilst the passing of contracts takes place in a formal Court sitting it is not a judicial procedure and the Court is acting as a place of record for a transaction in property agreed between the parties.

INTRODUCTION OF THE PARTIES

The names of the transacting parties are set out at the beginning of the contract. To pass contract a party must either appear personally or by attorney, their legal guardian (tuteur), or in the case of interdiction, by their curator. A person of legal age and capacity can appoint anyone as their attorney, whereas the appointment of a guardian or curator is overseen by the Court.

DESCRIPTION

The contract will describe the property and its appurtenances (e.g. a house and garage, with dependant garden and land) and will set out the property’s Unique Property Reference Number together with a plan indicating the location and extent of the property.

The boundaries of the property will be described in the contract, by reference to where and how the property joins neighbouring lands. The plan attached to the contract is for identification purposes only, and cannot be relied on to assess a property’s boundaries.

SERVITUDES

The contract recites the rights and restrictions applicable to the property. These vary significantly depending on the type, location and history of a property.

Positive rights may include rights of way and access over neighbouring land, and the right to bring mains and other services to the property. The clauses will set out how such rights may be exercised and any associated conditions or limitations. Building restrictions may limit future development of the property and there may also be restrictions that limit its use, e.g. commercial uses or keeping animals.

BUYER BEWARE

Most purchase contracts will contain a standard “vices cachés” or “hidden defects” clause, meaning that the purchaser accepts the property in the condition that it is at the time of passing contract, without any warranty from the seller.

PROVENANCE

Towards the end of the contract you will find a clause that transfers all charges, conditions and restrictions to the purchaser. It sets out the title to the property for at least the past 40 years so that it is possible to trace the history of ownership of the property.

CONSIDERATION

The purchaser undertakes to pay the purchase price to the seller, and the consideration clause will include any

specific agreements between the parties – such as deductions of a deposit paid in advance. As contracts are passed on a Friday the practice is that monies are not transferred until the following week (usually on the following Tuesday).

POSSESSION

Most contracts provide for immediate vacant possession of the property to be given upon passing contract however, in practice, this rarely occurs because most house moves take place during the course of the weekend.

It is possible to delay taking possession for an agreed period or to acquire the property subject to the continuance of an existing lease.

THE OATH

The contract will conclude with an oath that the parties will not act nor cause anyone to act against the contract on pain of perjury. This oath is affirmed when the contract is passed before the Royal Court, and the Bailiff (or other judge sitting in place of the Bailiff) will ask the parties to raise their right hand and swear the oath before the contract is considered to be passed.

HERE TO HELP

If you have any questions relating to your property, or if you would like to discuss the content of your purchase contract, please do not hesitate to contact us. Our dedicated property team are here to help.

Words | Daniel Ferguson, Conveyancer, Carey Olsen Jersey Telephone 01534 822283 | [email protected]

CONVEYANCING: AN OVERVIEW OF A CONTRACT

A conveyance is a hereditary contract which conveys property from one person to another, such as a sale, gift or an exchange of properties. The transfer of ownership or “title” takes place before the Royal Court of Jersey. The contract is then registered in the Public Registry and is open to public inspection.

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Buying a property is one of the most stressful events to occur during your lifetime and in these difficult economic times it can be even more so. Coupled with uncertainty at work and fear of redundancy, getting a foot on the property ladder can seem an almost unattainable goal for many first time buyers.

However if you consider sharing the deposit and mortgage repayments with a friend or a member of your family, this results in an achievable monthly repayment and part ownership of an asset, by way of the property.

As with any financial arrangement, there are risks to be considered and anyone proceeding along this path should take independent legal and financial advice.

Here are some of the benefits and risks:

Benefits Joint Deposit – Sharing the deposit means each party is paying less than they would if purchasing alone and are therefore able to save quicker;

Joint Costs – All legal, surveyor and other fees would be shared and thus cheaper;

Larger Property – It may be that a more expensive property could be considered as a result of the shared expenses;

Shorter term – With shared mortgage repayments the term may be shortened and interest costs possibly reduced;

Cheaper Maintenance – with shared ownership of a property, all maintenance costs would be shared and thus reduced individually.

Risks Added legal costs – associated with setting up a formal agreement for co-purchasers;

Disagreements – these may arise if one party wishes to sell their share of the property before the other;

Financial implications – if one party contributes more of the deposit than the other.

In conclusion then… to quote the well known Beatles song “With a little help from your friends….” many more purchasers have the opportunity of taking that all important first step onto the property ladder.

The Jersey Estate Agents’ Association is committed to raising the standards in estate agency. For reliable information, please see our list of members on this page.

news from the Jersey Estate Agents’ Association

theassociation.

For information on becoming a member of the JEAA and benefits, please contact either Sheilagh Marett on

01534 529000 / [email protected] or Marcus Matthews on 01534 722202 / [email protected]

Member of the JEAA and not in Places? Call Ceri on 811100 to find out how you can be.

words | Marcus Matthews & Shelagh Marett Joint Presidents, Jersey Estate Agents’ Association

Indigo Estates 639955 www.indigo.je

Bridle Estates 766999 www.bridle.je

Edge Cox Peel & Wilson 877977 www.ecpw.co.uk

Gaudin & Company 730341 www.gaudin.je

Crespel Properties 625569www.crespel.co.uk

Choice Properties 620620 www.choicejersey.com

Moore Properties 880544 www.mooreproperties.co.uk

Maillard’s Estates 737293 www.maillards.je

ND Estates 629009 www.ndestates.com

Savills 722227 www.savills.je

Quemard Properties 857065 www.quemardproperties.co.uk

Uniquely Flats 529000 www.uniquelyflats.je

Uniquely Houses 529555 www.uniquelyhouses.je

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With a little help from your friends …or family!

The Jersey Estate Agents’ Association is committed to raising the standards in estate agency. For reliable information,

please see our list of members above

“Coupled with uncertainty at work

and fear of redundancy, getting a foot on the property ladder can seem an almost unattainable goal

for many first time buyers

”

Documents

Places Issue 67